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by governmental regulation and regimentation into the vaunted private enterprise of the American economic system Rugged individualism is yielding to collective action. Rarely can individual action, within the purview of that business activity, have the force and efrect of concerted group action,

Today's business, or trade association, must have a place in the day's business operation, It must be "loud and clear" in representing the collective voice of membership. It must be an effective force in promulgation of beneficial actions, in solution of industry problems, in promotion of the welfare of the industry. It must way Commission by Governor Evans. This is a highly important assignment and the Western congratulates our top officer and the'state, too, since it did recognize Ike's talents ! speak authoritatively from a background of collective experience. T'his requisite force and vitality and authority can develop only through determination by the individual to contribute and participate for the collective advantage of the group.

A New York District Court recently ruled that the Federal Reserye Board's regulation on rescission is null and void insofar as liens which might arise by operation of law. Security interests such as materialmen's and mechanics liens would form no basis for rescission by the customer under the act. Only rescindable would be those contracts under which a security interest is acquired through a mortgage, deed of trust or other consensual type lien.

Make no changee gei since the government has 60 days from October 9, 1971, to appeal the decision.

While recovering from his second cataract operation, Bill Bell sufrered a fall from a ladder, landing on a eoncrete driveway at his home. Fortunately, other than a cracked pelvis bone and bruises, which are most painful, he is recovering.

Such contributions have a way of returning to the participant more in the way of side-effects than might seem warranted by the initial act. An association's accomplishments and effectiveness are those of the membershipthe responsibilities of all members. The developmentexpansion-enrichment of the association is the realization of the individual's intent to improve conditions for himself and his fellows within the industry, and to enlist the support and cooperation of his colleagues.

Today more than ever, there exists the moral obligation to contribute to the welfare of the building materials industry-to contribute in presence, time and support, both moral and money.