NNONTANA NEWg

By R.V. PETERSEN ex@utive secretary

AMENDED regulations by Farm- ers Home Administration have extended eligibility for FmHA financing to additional markets if the areas are determined to lack mortgage credit for low and moderate income families. The new areas in the MBMDA terri tory-in the 10,000 to 20.000 population range-are:

Anaconda, Havre & Kalispell, Montana, and Sheridan, Wy. Also, FmHA has raised the "moderate adiusted family income limit" to $15.6d0 per year from $ 12,900. Another signi- ficant development is the Guaranteed Rural Housing Loan, details of which will be released February first. This will involve an FmHA guarantee of 97% or 987o on a home loan obtained from a local lender (savings & loan).

Perhaps a fitting resolution for the dealer's New Year list could be an expression of appreciation for support by the MBMDA associate members. Progress and improvement in the building material industry are depend- ent upon communication, co-opera- tion and mutual rcspect between the various elements of the industrv.

The retailer is prone to overlook the fact that he is the final link in the chain of delivery to construction. He tends to gloss over the significance of the jobber/wholesaler in the distributive pattern. And he is apt to take for granted the manufacturer's position at the production end of the line. Yet each segment is essential to the proper, efficient functioning of the system. Until the manufacturer's product has been incorporated into the job-its end use-nothing complete has hap- pened.

Today's economic scheme establishes the wholesaler as a vital element in the distributive chain. And the retailer needs the help of both producer and jobber to put the product on the job. So thanks are in order to the associate members for their contribution and co-operation which makes it possible for the dealer to take the distributive system for granted.

New LA Club Officers

Jim Frodsham has been reelected president of the Los Angeles Hoo-Hoo club. He is also the president of South Bay Redwood Co. of Orange, Ca. Other new officers chosen at their recent San Dimas, Ca., meeting included Don Hathaway as v.p.; Dennis Betts, secretary and Andy Ersek, treasurer.

A Racy Evening

Former Los Angeles Ram football player Les Richter, now manager of the Riverside Raceway, narrated motor racing films at a recent Inland Empire Hoo-Hoo club meetins in San Bernardino, Ca.

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Dick Smallridge won Salesman of the Quarter award for the 3rd quarter at Sequoia Supply, Fairfield, Ca., according to mgr. Bob Riggs. Les Legaux is a new inside salesman for the East Bay, Pete Jacobs for the West Bay and Gary Malfatti for Sacramento North.

Frank Quattrocchi is back at Cerritos, Ca., after a trip to American Forest Products Corp. HQ., in San Francisco.

"Hap" Hasty, Schmidbauer Lumbei, Eureka, Ca., is back from a Portland business trip.

John Gaskin and Mike Parli, Capital Lumber Co., Phoenix, were recently in Orange, Ca., visiting Capital's new distribution yard.

Gary Thomson, Inland Lumber Co., Colton, Ca., has recovered from a recent bout with pneumonia.

Robert E. Irion is now gen. mgr. of Union Pacific's South Central District at Salt Lake City, succeeding Harold H. Brandt who moves uo to HQ at Omaha.

Ron Bretzing is now mgr. at San Leandro for Georgia-Pacific, a trans- fer from Santa Rosa, Ca. Ron Hogan has moved to the Northeast as regional mgr. Mel Henson is now regional mgr. for the West at San Leandro. Bill Robbins has transferred to Santa Rosa as msr.