Brentwood Press_02.18.11

Page 15

FEBRUARY 18, 2011

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Trevor’s Weekly Mortgage Matters

5087 Lone Tree Way | Antioch, CA 94531 | 925-778-9445 DRE License #01877667

WindermereSignatureCollection.com BRENTWOOD

Nice 3 BR, 2.5 BA, 1,622 sq.ft., Near schools and shopping. NO Mello-Roos!

Located in Sterling Preserve! Private lot, only 1 neighbor! 4 BR, 3 BA, 3,600 sq. ft., den, bonus room, many upgrades. Must see!

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Knightsen, Bethel Island, and even parts of Discovery Bay are very much able to participate in this federally insured program. For this program, you don’t need to be a “first time home buyer” – you just need to be a “low- to moderateincome” buyer. If your annual income is less than $95,000 for a family of 1-4 people, or less than $125,400 for a family of more than 4 people, you may be able to take advantage of this 100% financing program.” Mark Twain and Will Rogers alike shared a sentiment. As Twain stated, “Buy land, they’re not making it anymore.” Our current financial markets are in turmoil and constantly looking to rebound, however one thing is for sure, the value of land will rebound. With the Federal Government truly offering no money out of pocket purchasing, now could very well be the best time since Mark Twain’s death in 1910 to purchase a home! If you have any real estate lending related questions or concerns, don’t hesitate to write me at tfrey-mortgages@ yahoo.com or call me directly on my cell phone, (925) 726-1444. I’m here to help in any way that I can and I will be available throughout the weekend!

Open floor plan, wood floors, 4 BR, 2.5 BA, 1,943 sq. ft.

Cute, move-in ready single story! New carpet/paint, laminate floors. 3BR, 2 BA, 1,706 sq. ft., fully landscaped.

OAKLEY

ANTIOCH

– Advertisement

Waterfront Property! 6 BR, 6 BA. Call today for more information!

Bank owned, 3 BR, 2 BA, 1,573 sq. ft. Must see at $199,900.

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2 BR, 1 BA, Condo in well sought after community. New carpet/ interior paint. Very quiet & private location. $144,900!

Great 2 BR, 2 BA home for lease. Available, call now!

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This previous weekend – interesting weather and all – I headed out on the infamous Delta for the fourth time in my entire life. After each adventure, after we dock the boat for the day and I’m driving home, I always think to myself, there is so much untapped land throughout this area. Certain pockets of the Delta’s canals are legally zoned as “rural areas”, and as such allow for special financing offers from the United States Department of Agriculture (USDA). These loans, known as USDA Home Loans, are very unique in that they are one of the only remaining ways to obtain 100% financing – that’s right, there is no down payment required. In theory, the government is allowing for the foundation in which this nation was built to stay alive. By offering low to moderate income families the ability to purchase new (constructed within the last 12 months), or existing (constructed more than 12 months ago) homes in cities that have a population of no more than 10,000, the spirit of the mid 1800’s is truly still alive. Certain areas with a population up to 25,000 can still be considered…each USDA Home Loan is run through the nationwide to system to see ensure the property is eligible. Either way, our local areas such as

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100% Financing Still Available USDA Home Loans

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By Trevor Frey

3 BR, 2 BA, 1,565 sq. ft., single story. $1,650/month

Great location on this 3 BR, 2 BA, bank owned home! Hardwood flooring, corner lot, and much more!

Is a short sale right for you? We can help you decide.

Know your rights Learn how short sales work Learn about streamlined short sale programs Learn the disadvantages

Learn the advantages, and why now is a great time to consider it Discuss your situation and goals Our goal is to counsel you and give you options

925-778-9445

EQUAL HOUSING OPPORTUNITY

WindermereSignatureCollection.com Windermere Signature Collection


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