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YOUR
HOUSE YOUR HOME
SEPTEMBER 4, 2015
easytips easy for home
buying
Attend a first-time home buyer’s seminar. Making the wrong decision on your first house can come back to haunt you. Seminars are offered by numerous organizations and many are free.
Know how much you can afford. Take a hard look at your spending budget excluding your rent, then figure out what you have left after you pay all those bills. That’s what you’ll have left for mortgage expenses.
Priortize your needs and wants. When working with a budget sometimes you have to make some compromises. Create a checklist of needs and wants. Don’t forget things such as neighborhood, commute, school, etc.
Look into First-time Home Buyers Programs. Some banks offer first-time home buyers who meet certain criteria lower interest rate loans and/or low down payment options.
Find the right real estate agent. This person is your insider to the world of home buying. You want someone you can trust so talk to people you already trust, friends and family can be great help in choosing the right realtor.
Get a home inspection. This will help make you aware of hidden problems before you actually buy. If they find something major to be repaired or if they don’t you’ll be happy to know the condition of the house before you commit.
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