business units_ implantation_
Geographical areas • Leading franchises with solid competitive positioning in attractive markets, and which have financial independence in terms of capital and liquidity • Wholesale and retail banking and property activity: Spain • Wholesale and retail banking and property activity and strategic participation: Eurasia • Wholesale and retail banking and insurance: Mexico, South America and USA
Global areas • Corporate & Investment Banking (CIB): investment banking activities, global markets, global loans and transactional services for international corporate clients and institutional investors • Global retail business lines (and South America) global Insurance, Asset Management and Consumer Finance businesses, as well as being a franchise leader in South America, and providing monitoring and support to Garanti in Turkey and to the retail team in China • Digital Banking: double mission to accelerate the transformation of the Group and promote the development of new digital technologies
Support or functional areas The transversal support or functional units establish common corporate policies, procedures and methodologies. The following units are included: • Strategy and Finance • Global Risk Management • HR and Services • Technology • Global Economics, Regulation & Public Affairs • Legal Services, Auditing and Compliance • Communication and Brand • Global Accounting & Information Management • General Secretariat • BBVA Foundation
Europe Spain, Germany, Belgium, France, Italy, Portugal, UK, Russia, Switzerland, Turkey America Argentina, Bolivia, Brazil, Chile, Colombia, Paraguay, Peru, Venezuela, Uruguay, Mexico, USA Asia - Oceania China, Japan, Australia, United Arab Emirates, Singapur, India
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