RACHAEL CHADWICK-HARRISON

of Chadwick Accountants and Bookkeepers explains how life lessons can shape your future. Page 20

The Dafferns Private Client Team

The UK personal tax regime is complicated and we are here to help you optimise your tax affairs.

If you are an individual, a trustee or executor, owner managed business creating, preserving and looking to cascade long term wealth, or have more than one job or additional sources of income, taxable assets and investments, then you will benefit from a conversation with our Private Client team.

Dear Chamber Member,

We are now in the build up to our Annual Business & Economic Conference 2025 which is being held on 14th November at the IXL Events Centre in Southam. This annual event always feel significant because, as we pull the agenda and speakers together, we look at the big issues of the day and convince ourselves that we are coming out of a turbulent time, but with some stability there are blue skies ahead and yet here we are again.

There are a lot of national policy developments that are genuinely exciting, but that are getting lost in

• Trade & Market fluctuation: From USA tariffs, global slowdown and post-Brexit bureaucracy and costs

• Employment Land: A lack of good quality, market ready employment land for our local businesses to grow into and inward investors to locate to.

• Labour and Skills: We still need overseas workers across all our key sectors as hard to fill vacancies dominate business planning discussions

• Digital Development: Barriers preventing technology adoption from a lack of digital skills, high upfront costs, data security concerns and

Entries open on Friday 19th September for all categories so please check out all of the information at www.cw-chamber.co.uk/awards.

And finally, with our Chamber Governance Review now complete, for the first time in our 120-year history we have separated the roles of Chamber President and Chair of the Chamber Board. We are now recruiting for a new Chamber President to be an ambassador of the Chamber in our region, but most importantly to represent the incredible business community of Coventry & Warwickshire.

If you are a Chamber Member, a

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C&W in Business is produced on behalf of Coventry & Warwickshire Chamber of Commerce by Benham Publishing Limited and is distributed to members free of charge. Although every effort is made to ensure the accuracy of information contained in C&W in Business, neither Coventry and Warwickshire Chamber of Commerce, nor the publisher can accept responsibility for any omissions or inaccuracies it contains. The views expressed in this publication are not necessarily those of the Chamber.