Balance sheet

(Amount expressed in CHF 1’000)

Assets

Cash Due from banks Due from customers

Year under Previous review year Change

8’943 16’765 –7’822 110’549 133’764 –23’215 64’233 62’201 2’032 Mortgages 78’316 79’772 –1’456 Securities and precious metal trading portfolios 583 1’572 –989 Financial investments 35’135 30’745 4’390 Participations 14’532 16’157 –1’625 Fixed assets 14’670 15’424 –754 Accrued income and prepaid expenses 1’869 1’503 366 Other assets 1’868 3’185 –1’317

Total assets 330’698 361’088 –30’390

Total due from unconsolidated group entities and significant shareholders 17’349 17’591 –242

Liabilities

Due to banks 14’204 18’483 –4’279 Due to customers in saving and investment accounts 47’505 51’325 –3’820 Due to customers, others 155’893 185’241 –29’348 Accrued expenses and deferred income 3’533 1’943 1’590 Other liabilities 4’136 3’202 934 Valuation adjustments and provisions 27’993 27’146 847 Share capital 20’000 20’000 General legal reserve 31’000 30’500 500 Other reserves 19’400 18’200 1’200 Retained earnings 848 535 313 Net income 6’186 4’513 1’673

Total liabilities and shareholders’equity 330’698 361’088 –30’390

Total due to unconsolidated group entities and significant shareholders 7’454 11’507 –4’053

Off-balance sheet transactions

Contingent liabilities

8’922 11’903 –2’981 Irrevocable commitments 1’196 1’196 Liabilities for capital payment in share and other equities 60 60 Derivative financial instruments – Contracts volumes 202’058 288’820 –86’762 – Positive replacement values 793 1’572 –779 – Negative replacement values 639 1’189 –550 Fiduciary transactions 445’325 384’204 61’121