Consolidated balance sheet

(Amount expressed in CHF 1’000)

Assets

Cash Due from banks Due from customers

Year under Previous rewiew year Change

8’945 16’767 –7’822 143’644 163’956 –20’312 65’236 62’581 2’655 Mortgages 65’316 66’772 –1’456 Securities and precious metal trading portfolios 583 1’572 –989 Financial investments 36’906 31’779 5’127 Non consolidated participations 20 1’645 –1’625 Fixed assets 35’577 36’489 –912 Intangible assets 2’230 2’425 –195 Accrued income and prepaid expenses 2’301 1’796 505 Other assets 1’906 3’250 –1’344

Total assets 362’664 389’032 –26’368

Total due from unconsolidated group entities and significant shareholders 285 299 –14

Liabilities

Due to banks 11’250 16’441 –5’191 Due to customers in savings and investment accounts 47’505 51’325 –3’820 Due to customers, others 186’312 212’473 –26’161 Accrued expenses and deferred income 4’137 2’638 1’499 Other liabilities 4’287 3’380 907 Valuation adjustments and provisions 14’858 14’427 431 Reserves for general banking risks 13’220 12’820 400 Share capital 20’000 20’000 Reserves and retained earnings 52’915 49’902 3’013 Minority interests in shareholders’equity 151 195 –44 Net income 8’029 5’431 2’598 of which minority interests –22 –22

Total liabilities and shareholders’equity 362’664 389’032 –26’368

Total due to unconsolidated group entities and significant shareholders 3’990 8’955 –4’965

Off-balance sheet transactions

Contingent liabilities

8’922 12’503 –3’581 Irrevocable commitments 1’196 1’196 Liabilities for calls on share and other equities 60 60 Derivative financial instruments – Contract volumes 205’575 288’820 –83’245 – Positive replacement values 800 1’623 –823 – Negative replacement values 640 1’235 –595 Fiduciary transactions 469’842 407’312 62’530