In Closing and Disclosures

We hope you find this year’s Capital Markets Forecast informative in understanding what is realistic to expect in the market in 2022 and what possibilities exist to achieve portfolio goals.

As portfolios ride the market cycles in periods of high inflation, low inflation, and even negative inflation, it is important to ensure they are set up to achieve goals in an environment with low interest rates and potential growth challenges. This is especially the case looking forward given the possibility of changes in both cost of living and tax rates, though recent developments in Washington D.C. suggest the latter may be less likely to occur. Nevertheless, accounting for all possibilities to inflation and tax rates will allow us to effectively balance portfolio risk and spending needs to build better portfolios for both today and decades in the future.

Though none of us can predict the future, time-tested research methods and innovative thinking provide pathways to move forward.

The opinions expressed are those of Balentine. The opinions referenced are as of the date of publication and are subject to change due to changes in the market or economic conditions and may not necessarily come to pass. Forward looking statements cannot be guaranteed. Different types of investments involve varying degrees of risk. Therefore, it should not be assumed that future performance of any specific investment or investment strategy (including the investments and/or investment strategies recommended and/or undertaken by Balentine or any non-investment related services, will be profitable, equal any historical performance level(s), be suitable for your portfolio or individual situation, or prove successful.

Material presented has been derived from sources considered to be reliable, but the accuracy and completeness cannot be guaranteed.

Balentine is an investment adviser registered with the U.S. Securities and Exchange Commission. Registration does not imply a certain level of skill or training. More information about Balentine’s investment advisory services can be found in its Form ADV Part 2, which is available upon request.

Chartered Financial Analyst® (CFA®) are licensed by the CFA® Institute to use the CFA® mark. CFA® certification requirements: Hold a bachelor’s degree from an accredited institution or have equivalent education or work experience, successful completion of all three exam levels of the CFA® Program, have 48 months of acceptable professional work experience in the investment decision-making process, fulfill society requirements, which vary by society. Unless you are upgrading from affiliate membership, all societies require two sponsor statements as part of each application; these are submitted online by your sponsors.

For more important disclosures visit www.balentine.com/disclosures

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