BANKING & FINANCE
{ MORTGAGE LENDERS }
BILL ROGERS
Founder and CEO Homeowners Financial Group USA, LLC homeownersfg.com As a native Arizonan and graduate from ASU, Rogers has more than 20 years of experience in the mortgage industry. He was instrumental in the development of
JUSTIN OLIVER
Vice president and loan originator Nova Home Loans oliverwhalenteam.com Oliver has been working in the financial world since 2001. His background includes mortgage brokering/banking, money management and financial advising. Oliver has personally been involved in thousands of residential real estate transactions. He was named ‘Top 1% of Mortgage Originators in America’ the past 5 years and co-authored a book called “Mortgage Storm.” Trend to watch: “Artificial intelligence. Just like every industry, more and more operations are being handed over to AI, resulting in less humans needed to do our type of work. Also, interest rates are heading up. We have had a 30-plus year bull market in rates and the tide is about to turn.”
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HFG and its unique culture. Trend to watch: “Consumers have confirmed that they are comfortable ordering a pizza or a car service using a smartphone without any human contact. It will be interesting to see if the biggest financial decision that consumers make (obtaining a mortgage) will follow suit. Or, will buyers want the value added service of someone helping them discuss loan options, explain the process, and personally help them make an informed decision?”
CURTIS REED
Region manager - Arizona JPMorgan Chase & Co. chase.com Reed has 20 years of experience in the banking industry, including 13 with JPMorgan Chase and predecessor organizations. Before taking on his current role in March 2014, Reed was leading a middle market division for Chase in Chicago. Business advice: “Find out what it takes to get the job you’re seeking. Talk to individuals in those jobs. Ask them how they got there. Take the classes you need, the internships you need and network with members in that industry. Get your foot in the door and once that happens, become invaluable.” Trend to watch: “The economy requires a more skilled workforce and our youth needs the right education and skills to have a shot at getting these types of jobs.”
STAN MORRIS
President Peoples Mortgage Company peoplesmortgage.com With more than 43 years in the mortgage banking business, Morris has made his mark in this industry. Graduating from Arizona State University with a degree in finance, he chose to stay in the Valley and pursue real estate financing. In addition to his dedication to the mortgage industry, Morris has served on the boards of organizations such as the Tempe YMCA and the Tempe Community Council. Business advice: “Spend time to learn your trade and be passionate about helping people.” Source of pride: “Building a business from one employee to over 500 and also being able to give back to the community through my work with the Tempe Diablos.”
RYAN WHALEN
Vice president and branch manager Nova Home Loans oliverwhalenteam.com Whalen is a native of Arizona, where he stayed after graduating from ASU in 1998 with degree in finance. After attaining his bachelor’s degree, he completed his Series 7 and Series 66, leading him to become a financial advisor, assisting families with their retirement planning. Later discovering his passion for real estate, he made the switch in 2002 and became a mortgage advisor broker. He teaches continuing education classes for real estate agents. Trend to watch: “Technology and online lenders. Many consumers do not value advice and believe the lowest rate is the best rate and it’s simply not true. The best loan is the lowest cost of borrowing based upon the hold time of any given mortgage.”