Building your new home is easier with the right financing in your plans Thinking about building a home? With a Citizens Construction-to-Permanent Mortgage Loan, you can start putting your plans into action. This special program lets you secure both the construction and permanent financing for your new home at a great fixed interest rate in one process through closing. It’s just one of the ways we’re working to be sure your home financing experience is as smooth and easy as possible. That’s what a good bank does.
Available with owner-occupied and second home / vacation properties, the Construction-to-Permanent Mortgage Loan lets you — • • • • •
Lock in your permanent loan rate at application Obtain a fixed-rate mortgage or a 5/1, 7/1 or 10/1 adjustable-rate mortgage for the permanent loan. Make interest-only payments during the construction period. Include lot financing or build a home on your own lot. For primary residences: • Take advantage of up to 90% financing for loan amounts up to $850,000 • Renovate an existing home or, if you choose, tear it down and rebuild. :
Aaron Eide NMLS ID# 1481663 612-615-3525 aaron.eide@citizensone.com citizenslo.com/aeide
Atrion Faiola NMLS ID# 533114 612-239-2389 atrion. faiola@citizensone.com citizenslo.com/afaiola
Mortgages are offered and originated by Citizens Bank, N.A. Citizens One and Citizens One Home Loans are Brand names of Citizens Bank, N.A. (NMLS ID# 433960) All loans are subject to approval. Equal Housing Lender. 467537