Set up a 529 plan designed to make you look smarter. 529 plans are an intelligent way for your clients to save for college, and as Arkansas taxpayers, your clients can deduct up to $5,000 of their contribution.* iShares took an evolved approach and created the first-ever 529 plan built with portfolios that invest in ETFs. With an average asset-based fee of 62 bps, the iShares 529 Plan portfolios have the lowest average cost among advisor-sold 529 college savings plans.** And because each iShares ETF contains a basket of holdings that are posted online daily, both you and your client will know exactly what they own. Choose from year-of-enrollment, asset allocation, custom individual-fund or savings portfolios. To learn more, visit iShares529.com or call 888-529-9552.
Call 1-888-529-9552 or visit www.iShares529.com to obtain a Program Description and Participation Agreement, which includes investment objectives, risks, charges, expenses and other important information; read and consider it carefully before investing or sending money. Upromise Investments, Inc., Co-Distributor and Underwriter; BlackRock Fund Distribution Company (“BFDC”), Co-Distributor. If you are not an Arkansas taxpayer, consider before investing whether your or the designated beneficiary’s home state offers any state tax or other benefits that are only available for investments in such state’s qualified tuition program. The iShares 529 Plan is a college tuition savings program sponsored by the State of Arkansas and is administered by
The Arkansas 529 Plan Review Committee (“Committee”). Upromise Investments, Inc. (“UII”) and Upromise Investment Advisors, LLC (“UIA”), serve as the Program Manager and Recordkeeping and Servicing Agent, respectively, with overall responsibility for the day-to-day operations, including marketing and co-distribution of the iShares 529 Plan. BFDC also has responsibility for co-distribution of the iShares 529 Plan. BlackRock Institutional Trust Company, N.A. (“BTC”), serves as Investment Manager of the iShares 529 Plan except for the Savings Portfolio, which is managed by Sallie Mae Bank. The iShares 529 Plan’s Portfolios invest in either (i) exchange traded funds; or (ii) a Federal Deposit Insurance Corporation (“FDIC”)-insured omnibus savings account held in trust by the Committee at Sallie Mae Bank. Upromise, Inc., UII, UIA, and Sallie Mae Bank are affiliates. Units of the Portfolios are municipal securities and the value of units will vary with market conditions. Investment returns will vary depending on the performance of the Portfolios you choose. Except to the extent of FDIC insurance available for the Savings Portfolio, you could lose all or a portion of your money by investing in the iShares 529 Plan, depending on market conditions. Account Owners assume all investment risks as well as responsibility for any federal and state tax consequences. Investing involves risk, including possible loss of principal. BTC and BFDC are subsidiaries of BlackRock, Inc., none of which is affiliated with Upromise. ©2011 BTC. iShares® is a registered trademark of BTC. 529-0190-0811. *An individual can deduct up to $5,000 (or up to $10,000 for married couples) of their iShares 529 Plan Contributions from Arkansas adjusted gross income. Contributions to the iShares 529 Plan in a tax year are deductible from Arkansas state income tax, subject to recapture in subsequent years in which non-qualified withdrawals or a rollover out to another state’s 529 Plan is made. Neither BlackRock Institutional Trust Company, N.A., and its affiliates nor Upromise and its affiliates provide tax advice. Please note that (i) any discussion of U.S. tax matters contained in this communication cannot be used by you for the purpose of avoiding tax penalties; (ii) this communication was written to support the promotion or marketing of the matters addressed herein; and (iii) you should seek advice based on your particular circumstances from an independent tax advisor. **Source: FRC, 529 College Savings Quarterly Data Update, 03/31/11. • Not FDIC Insured (except for the Savings Portfolio) • No Bank, State or Federal Guarantee • May Lose Value
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