Government Relations

We launched our initial Day with the Regulator in 2015 with such success, this event is now a bi-annual opportunity. Emerging Leaders from across the state can sit down with state and federal regulators in an intimate setting. The goal of this program is to remove some of the mystique surrounding the seemingly untouchable regulators and for our future banking leaders to learn, on a very basic level, how these regulators work together in our industry. Our event is broken into three parts, which all take place the morning of Thursday, November 16. The first part, a Director Talk, will consist of agency heads who offer an introduction to and insight of their organization. Arkansas State Bank Department Commissioner Candace Franks, OCC Assistant Deputy Comptroller Rosalyn Anthony, and FDIC Assistant Regional Director Joe Meade will discuss their agencies and answer questions regarding their respective regulatory bodies. At this event, Emerging Leaders will receive insight and opportunities to ask questions of the Arkansas regulatory decision makers. An Examiner Panel comprises the second part of our Day with the Regulator program. Examiners from OCC, FDIC, Arkansas State Bank Department, and the Federal Reserve will describe their boots-on-the-ground role in our banks and take time for questions regarding their examination process. Our goal is to create a comfortable environment where Emerging Leaders may ask questions they may not otherwise have an opportunity to ask. There is much to learn from one-another, especially when it comes to regulatory-regulated roles. The third component of our program is a keynote speaker provided by the Federal Reserve Little Rock Branch. In 2015, our keynote speaker presented a fantastic discussion of what constitutes a great leader. His real-world examples and references to obtainable books on the topic were a great way to wrap up a morning of this nature. This year, our keynote speaker will no doubt be just as insightful and relevant to our Emerging Leaders. ABA strives to give our Emerging Leaders the tools they need to succeed. By bringing our local, state and federal regulators to our Emerging Leaders, we hope to emulate an approachable Calling All Emerging Leaders: Day with the Regulators, November 16

VP / DIRECTOR OF GOVERNMENT RELATIONS AVA FRANKS

learning environment for our attendees, and hopefully the regulators will get plenty of takeaways as well. Day with the Regulator will be held Thursday, November 16, at the Federal Reserve Branch in Little Rock from 8:00 a.m. – 12:30 p.m. and is $50 for all attendees. Registration may be made by contacting Brenda Scarbrough at 501-376-3741 or Brenda. Scarbrough@arkbankers.org.

DAVE DICKSON | CHAIRMAN Union Bank & Trust Co., Monticello JIM CARGILL | TREASURER Arvest Bank, Little Rock CATHY OWEN | CHAIRMAN-ELECT Eagle Bank, Little Rock SEAN WILLIAMS | PAST CHAIRMAN First National Bank of Wynne, Wynne ABA EXECUTIVE COMMITTEE

ROB ROBINSON IV | VICE CHAIRMAN Simmons Bank, El Dorado BILL HOLMES | PRESIDENT/CEO Arkansas Bankers Association, Little Rock

JOHNNY ADAMS | GROUP 2 First Security Bank, Conway PHIL BALDWIN | GROUP 2 Citizens Bank, Batesville JEFF BRECKLEIN | GROUP 1 Integrity First Bank, Jonesboro GENE CRAWFORD | GROUP 5 First National Bank of Crossett, Crossett DAVID DOWD | GROUP 1 Cross County Bank, Wynne TROY DUKE | GROUP 5 Gateway Bank, Rison NATHAN GAIRHAN | GROUP 3 United Bank, Springdale DON GIBSON | GROUP 3 Legacy National Bank, Springdale CHRIS GOSNELL | GROUP 4 Farmers Bank & Trust Co., Magnolia ABA BOARD OF DIRECTORS

TOM GRUMBLES | GROUP 2 First Service Bank, Greenbrier SCOTT HANCOCK | GROUP 3 Centennial Bank, Fayetteville DARWIN HENDRIX | GROUP 4 Bank of Delight, Delight DAVID JESSUP | GROUP 5 DeWitt Bank & Trust, DeWitt WILSON MOORE | GROUP 2 Bank of America, Little Rock

JERRY MORGAN | GROUP 1 Focus Bank, Jonesboro LORI ROSS | GROUP 4 Citizens Bank, Arkadelphia JASON TENNANT | GROUP 3 Cornerstone Bank, Eureka Springs LYNN WRIGHT | GROUP 2 Regions Bank, Little Rock