2024-25 ABA EXECUTIVE

CHAIRMAN BRAD CHAMBLESS STUTTGART | GROUP 3

Brad Chambless is Chief Executive Officer of The Farmers & Merchants Bank and The Bank of Fayetteville, as well as the President of The Farmers and Merchants Bankshares.

Chambless joined Farmers & Merchants Bank in 2006 where his roles there included Executive Vice President and member of the Board of Directors. He is a graduate of Dumas High School and received his undergraduate degree from the University of Arkansas at Monticello. He went on to earn a law degree from the University of Arkansas at Fayetteville, practicing law in Arkansas for 10 years before entering the banking industry.

Chambless is active throughout the regional community as a board of director of Acres of Help, Inc., the Arkansas County Imagination Library, the Stuttgart Rotary Club and the Arkansas Bar Association. Chambless also formerly served as a foundation board member for the Phillips County Community College of the University of Arkansas, the Arkansas Bankers Association agricultural sub-committee and director and vice chairman of Arkansas Capital Corporation.

CHAIRMAN-ELECT CHRIS GOSNELL MAGNOLIA | GROUP 3

Chris Gosnell joined Farmers Bank & Trust in 2010 and was elected President and CEO on January 16, 2017. Chris brought with him 6 years of banking experience from Northwest Arkansas when he joined the Bank and previously served as President and Chief Banking Officer for Farmers Bank & Trust.

Gosnell received his Bachelor of Arts in Administrative Management from the University of Arkansas in 2023, as well as his Master of Science in Operations Management in 2005. He graduated from the Graduate School of Banking in Colorado and serves on the Arkansas Bankers Association Board of Directors. In addition, Gosnell was named in Arkansas Business’s 40 Under 40 list for 2015.

Involved in numerous community activities and organizations which include: Leadership Fayetteville Graduate, 2009, Ducks Unlimited Local Board Member, Fayetteville Chapter, 2007 to 2010, Leadership Saline County Class XI, 2011, Arkansas Business 40 under 40, Arkansas Bankers Association Director, Texas Bankers Association Government Relations Committee, Southwest Arkansas Water District Director, Rotary Club of Magnolia, AR, Finance Committee - First United Methodist Church, Magnolia, AR, Southwest Arkansas Water District in Texarkana; Board Member, FBI 2018 Citizens Academy, Arkansas Game & Fish Foundation; Board Member and Arkansas State Police Foundation; Board Member.

VICE CHAIRMAN JASON TENNANT EUREKA SPRINGS | GROUP 2

Jason Tennant is President/Chief Lending Officer of CS Bank in Eureka Springs (2012-present).

Born in Fayetteville in April 1962, and raised in Lincoln, Arkansas, Mr. Tennant's journey in the banking industry has been marked by dedication and achievement. He graduated in 1980 before earning a Bachelor of Science in Business Administration from Arkansas Tech University in 1985. He further his education by graduating from the National Commercial Lending School at the University of Oklahoma and the Southwestern School of Banking at SMU in Dallas. Mr. Tennant has also completed multiple courses from esteemed institutions such as Sheshunoff, the Arkansas Bankers Association, and the American Bankers Association.

Mr. Tennant has served at various financial institutions across the state. He began his career at Union National Bank of Arkansas in Little Rock from 1985 to 1990. Subsequently, he joined the Arvest Bank Group, where he served in Fayetteville, Prairie Grove, Pea Ridge, and Berryville from 1990 to 2001. He continued his career in banking as a member of the First National Bank of North Arkansas (now Bank of 1889) in Berryville from 2001 to 2012. Since 2012 he has served at CS Bank.

Treasurer Scott Saffold

MONTICELLO | GROUP 3

Scott serves as the EVP/Chief Lending Officer at Union Bank & Trust Company, Monticello. He has served as a member of the executive management team for nineteen years. He is a Certified Public Accountant, graduate of the Southwestern Graduate School of Banking at SMU, ABA Commercial Lending School, and numerous other banking courses.

A graduate of the University of Arkansas at Monticello, BS Accounting, a graduate of Leadership Arkansas Class V. As a Monticello native, Scott is actively involved in the local community, and currently serves on the following: Vice Chairman of the University of Arkansas Foundation Fund Board as a member of the Executive and Audit Committee, Vice Chairman of the UAM Board of Visitors, and UAM Foundation Fund Board, and past board member of numerous local organizations.

PAST CHAIRMAN JIM TAYLOR ROGERS | GROUP 2

Jim Taylor is Senior Vice President at First Security Bancorp in Rogers. Prior to transitioning to the holding company, Taylor was the Regional President of First Security Bank with management oversight of all operations in Northwest Arkansas, including retail and commercial banking activities at 16 full-service banking centers. He started with First Security Bank in April 1998 opening a Loan Production Office in Fayetteville and oversaw First Security’s expansion into Northwest Arkansas. Taylor attended Arkansas Tech University, where he earned his BS in Agricultural Business.

Taylor is a member of the Government Relations Advisory Committee for Arkansas Bankers Association, Advisory Board for Arkansas Tech University School of Business, Law Enforcement Assistance Program, and serves as the General Volunteer Chairman for the LPGA NWA Championship.