................................................................................................................................................................................................................................................................................... ...................... Service With Passion
2007 ANNUAL REPORT
FINANCIAL HIGHLIGHTS ASSETS Total assets Hire-purchase receivables - net Financial lease receivables - net Factoring receivables - net LIABILITIES AND SHAREHOLDERS没 EQUITY Total liabilities Total shareholders没 equity OPERATING RESULTS Total revenues Hire-purchase income Leasing income Factoring income Selling and administrative expense Bad debts and doubtful accounts Interest expense Net profit after tax PROFITABILITY RATIO Interest revenue 1/ Interest expense 1/ Interest Spread Net profit margin Return on equity Earning per share Book value per share Dividend payout Dividend per share EFFICIENCY RATIO Return on asset Asset turnover FINANCIAL RATIO Debt to equity Lendings to borrowings NPA to total assets
2007
2006
2005
10,865.60 9,062.38 676.26 773.61
9,443.84 8,075.62 567.77 464.18
7,898.33 6,639.10 620.46 406.09
9,203.24 1,662.36
7,867.36 1,576.48
7,003.17 875.15
1,072.92 806.37 65.53 52.69 351.70 85.27 420.24 166.38
896.80 655.35 58.88 36.51 303.86 45.33 391.22 118.57
741.56 510.62 69.70 28.45 291.78 49.49 209.81 146.46
(%) (%) (%) (%) (%) (Baht/Share) (Baht/Share) (%) (Baht/Share)
9.43 5.27 4.16 15.51 10.27 0.72 7.23 67.89 0.35
8.93 5.60 3.33 13.22 9.59 0.82 6.85 47.11 0.60
8.97 3.83 5.14 19.75 19.31 1.46 7.78 50.13 0.60
(%) (Times)
1.64 0.11
1.37 0.10
2.10 0.11
(Times) (Times) (%)
5.54 1.20 0.77
4.99 1.17 0.55
7.82 1.13 0.43
(Million Baht)
(Million Baht)
(Million Baht)
Source : Consolidated financial statements of Asia Sermkij Leasing Public Company Limited were audited by certified public accountant for the Year 2005 -2007 Note 1/ Interest revenue is an Effective Rate and interest expense includes aval and guarantee fees.
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