MEDICARE COVERAGE CHOICES
What are my Medicare coverage options? STEP 1: Enroll in Original Medicare. Provided by the federal government
ORIGINAL MEDICARE
Part B
Part A
Covers hospital stays, skilled nursing facilities and home health care
Covers doctor visits and many outpatient services, such as lab tests, X-rays and physical therapy
STEP 2: Decide if you need additional coverage. There are two ways: OPTION 1: Choose a Medicare Advantage plan. MEDICARE ADVANTAGE PLAN
Part A
Part B
Combines Original Medicare Part A and Part B in one plan
Offered by private insurance companies
Part D
Part C
Many plans offer additional benefits not covered by Original Medicare, plus MAPD plans include prescription drug coverage.
OPTION 2: Add one or both of the following to Original Medicare. MEDICARE SUPPLEMENT PLAN
MEDICARE PART D PLAN
Med Sup
Part D
Covers some or all out-of-pocket costs not covered by Parts A and B, like deductibles, copays and coninsurance
Covers prescription drugs
Medicare Basics Guide | 5
