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Assistance Enhances Daily Living

Hawthorne Inn of Ocala Assisted Living provides the ability to live “independently” and still have assisted care day or night. This lifestyle allows seniors to do as much as possible for themselves. At the same time, well-trained sta can step in quickly and assist with help that is needed in basic daily activities, such as bathing, grooming, dressing and medication assistance. Residents can live as independently as possible, while their families take comfort in knowing they are safe and well cared for. Because the daily rate includes all meals, utilities, housekeeping services and recreational programs, you are guaranteed convenience without the hassle of multiple bills.

Hawthorne Inn of Ocala Assisted Living is part of Hawthorne Village of Ocala, a full-service retirement community providing independent senior living in the luxurious Estates apartment homes, as well as a state-of-the-art inpatient and outpatient Bounce Back Rehab and skilled nursing center—all of this, on one beautifully manicured and easily accessible campus.

On February 6 of this year, I was broadsided in the driver’s side by a car that ran a stop sign. My vehicle was a total loss, and I su ered temporary but very painful injuries. At that moment in time, I thought nothing on Earth could be worse than the physical pain I was feeling… I was wrong. The true pain came as I sought reimbursement for my vehicle and compensation for my injuries.

I was transferred by ambulance to a local hospital where I was treated and released. I hobbled home and called my doctor’s o ce to set up an appointment for the

Three times during my first appointment, I was asked if I had an attorney. After the third prompting, the realization slowly sunk in. I looked at my wife and said, “I think we need to find an attorney.”

Five months following the accident, my case was settled out of court. Looking back, I don’t believe I would have received one penny for my lost vehicle or pain and su ering if I had not hired an attorney to guide me through the bureaucratic maze I had entered. However, I do believe that if I had been properly insured, many of my problems would have been solved much more quickly. Here are the basics you need to be properly insured.

“Basically, what this means is that you use your own insurance company for the first $10,000 in medical insurance and your PIP covers 80 percent of your medical bills,” he says. “If your medical bills are more than $10,000, then you would either have to pay them yourself if you initiated the accident or you would need to seek restitution from the person responsible.”

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