Letter of the Law

Page 1

of the

Letter Law

July 2011

A Newsletter from the Law Offices of Anthony J. Allen

Attorney’s experience leads to unique perspective There are more than 1,700 lawyers Mr. Allen has represented a numin central Ohio. So, how do you pick ber of injured railroad employees the one that’s right for you? You under the Federal Employers Liwant someone who is professional ability Act. He has also been inand experienced. Most lawyers are volved in litigation representing professional. But, what sets one those injured by the negligence of apart from another is his experience. the government under both the Attorney Anthony J. Allen has Ohio Court of Claims Act and the been serving central Ohioans for Federal Torts Claims Act. more than 20 years. After amicably Prior to law school, Mr. Allen ending his partnership with Halowned and operated an entertainlowes, Allen and Haynes in 2010, ment business. As required by the Mr. Allen opened his own practice demands of the entertainment busiand continues to serve his clients ness, Mr. Allen negotiated agreewith his extensive ments, reviewed conComing from a knowledge and unique tracts, and mediated background in entertainexperiences. disputes. With this ment and experience Tony Allen graduated experience, he comMagna Cum Laude from representing commercial bines his education and institutions, Anthony J. Capital Law School in practical experience to Allen provides unique 1989 where he was a offer his clients a insight for his clients. member of the law reunique insight. view and earned a numMr. Allen is availber of academic honors. Graduating able to provide representation to in the top 10% of his law school artists and musicians who are lookclass and earning the academic honor ing for an attorney with this combiof Order of the Curia, he also was nation of unique insight and practiawarded five American Jurisprucal experience. dence awards for excellence in torts Mr. Allen was with the law firm (negligence law), contracts, conflicts of Hallowes Allen & Haynes for of law, criminal procedure, and eviover 15 years before establishing dence. his own law firm. In those years he Mr. Allen represents clients in perpracticed in a variety of areas insonal injury matters ranging from cluding, but not limited to, perautomobile accidents to dog bites. sonal injury, bankruptcy, collec-

tion, foreclosure defense, and consumer protection. Before joining Hallowes, Allen & Haynes, Mr. Allen represented banks and other commercial institutions, including regional and national banks in collection litigation matters. This experience in commercial transactions, enforcing judgments and debtor/creditor relations has proved invaluable in his present day representation of those in need of debt counseling and bankruptcy.

Have You Been Injured?

Contact Tony Allen Assisting Personal Injury Victims for Over 20 Years (614) 751-5993

Take note of new contact information and other resources Where is the office located? The law offices of Anthony J. Allen are located in the same building that formally housed Hallowes, Allen and Haynes. The address is 6445 E. Livingston Avenue, Reynoldsburg, Ohio 43068. What is the phone number? You can reach Mr. Allen by calling (614) 751-5993

Anthony J. Allen Protecting Your Rights. AJAllenLaw.com

614.751.5993

The content contained in this newsletter is meant to be general and informational only and should not be construed as specific legal advice on any matter. If you need legal guidance on a specific matter, please contact an attorney.

What is the email address? You can reach Mr. Allen directly by sending an email to Tony@AJAllenLaw.com. What is the website? The website for the Law Offices of Anthony J. Allen is AJAllenLaw.com. The site includes contact information as well as other resources such as current legal news, newsletters, and useful links to outside law-related websites. In what areas does Mr. Allen practice? Mr. Allen practices in the areas of personal injury, immigration, bankruptcy, foreclosure defense, intellectual property, entertainment law, and general litigation.


Frequently A Personal Injury Dog owners need to know the laws, and victims of dog bites should get legal representation Attorney Anthony J. Allen has represented a number of dog bite victims as well as advising dog owners of the necessity to keep their dogs contained. The following is the part of the Ohio Statute that controls the liability of the owner of a dog that causes injury to a person: “The owner, keeper, or harborer of a dog is liable in damages for any injury, death, or loss to person or property that is caused by the dog, unless the injury, death, or loss was caused to the person or property of an individual who, at the time, was committing or attempting to commit criminal trespass or another criminal offense other than a minor misdemeanor on the property of the owner, keeper, or harborer, or was committing or attempting to commit a criminal offense other than a minor misdemeanor against any person, or was teasing, tormenting, or abusing the dog on the owner's, keeper's, or harborer's property.” If you are bitten or a dog injures you in any way, the owner, keeper, or harborer of the dog is liable unless a serious criminal act was underway or unless the dog bite victim was teasing, tormenting, or abusing the dog. If you are bitten or injured by a dog please call Tony Allen at 614-751-5993. If you are the owner of both a home and a dog, we certainly suggest that you maintain homeowner’s insurance in case there is ever a time when your animal does cause harm to a person. Generally, home owner’s insurance will provide attorneys to defend the dog bite claim and cover damages up to the liability limit of the policy. However, as certain dogs (such as pit bulls) may be excluded from coverage, we suggest you contact your insurance agent in regard to the terms of your policy.

Personal Injury

Foreclosure Defense

Q Why do I need uninsured/underinsured mot In Ohio the minimum amount of liability insurance required person crashed into your car causing you to be hospitali A sured your medical bills will exceed the amount of insurance availab

In the same scenario, if you carry uninsured/underinsured m $ 100,000.00 limits, after the set off of the $ 12,500.00, you w an additional $ 87,500.00 depending on your injuries.

Q Why do I need an attorney to handle my Pe Let’s say you were in an automobile accident where you inc insurer, ABC Health Insurance, paid the medical bills A health the person who caused the accident are $25,000. Rather than h

is an okay settlement and you sign a release that lets the other all the money. Five years later a representative of ABC Health Insurance paid on your behalf. Guess what? You will probably have to policies have a clause that states when you recover money fr that you must pay back the health insurance carrier from an wrongdoer or the wrongdoer’s insurer. Also ABC Health Ins teen years to sue you for its money. The statute of limitations failure to repay the insurance carrier in this situation is a viola Can it get worse? Yes, it can. If you are still insured by A terms of the contract. A knowledgeable lawyer would addres may be ways to convince ABC to accept less than the $10,000 coverage. If you think you may be in a situation similar to this one, the

Q I am married. Why do I need to give my sp Assume that you and your spouse own a house together. Th A tent and can no longer work. You are unable to pay for the ho lieved because you will not have to go through a foreclosure.

But there is a problem. Your spouse is no longer competent erty to the new buyer. So you now have to file an action with named as the guardian of your spouse in order to transfer her consuming and expensive. If your spouse had signed a Durab do so, you could have avoided the time and expense of a cour to transfer the property to the buyer.

Intellectual Property

Bankruptc


Asked Questions Bankruptcy & Foreclosure

torist’s coverage?

d is $ 12,500.00. So if a minimally inzed for even one day, it is likely that ble to you. motorist insurance with will be able to assert a claim for up to

Meet to discuss individual options before filing bankruptcy

ersonal Injury case?

curred $10,000 in medical bills. Your s. The automobile insurance limits of hire a lawyer you decide that $25,000 r driver off the hook. Then you spend

asks you to pay back the $10,000 it o pay it back. Why? Most insurance rom injuries caused by someone else, ny money that you recover from the surance Company may have up to fiffor breach of contract is 15 years and ation of the terms of a written contract. ABC, they may cancel your health insurance for violating the s this situation before your original case was resolved. There 0 it seeks without any cancellation or delay in health insurance

e best thing to do is to contact your attorney.

pouse power of attorney regarding our assets?

hen your spouse becomes ill or incompeouse, and you find a buyer. You are re-

t to sign the deed transferring the proph the Probate Court and asked to be r interest in the house. This is both time ble Power of Attorney while still able to rt action and used the Power of Attorney

cy

Immigration

Have you or anyone you know recently had financial difficulty that may cause the inability to continue to make house payments? Although there may be other options to explore, and there are no guarantees, you may want to seek counsel to advise you in regard to the possibility of a Chapter 7 or Chapter 13 Bankruptcy. Depending upon your particular circumstances, there may be an option to save your home and/or eliminate a large portion of your debt. As the Bankruptcy Code is complicated and each case is different, there are no cookie cutter solutions. That is why it is important to speak with an experienced attorney regarding your options. If a Foreclosure Complaint has been filed, one’s failure to act in a very short time may result in a judgment being taken against the home owner that can result in losing the home at a Sheriff’s sale. After a Sheriff’s sale, one may still owe a large sum to the lender if the property sells for less than is owed. Even after a Complaint is filed and served, it may not be too late to act if one immediately contacts an attorney. The Law Office of Anthony J. Allen is dedicated to helping those who have suffered a financial setback in these trying times. We understand that each person or family is unique and each may have its own particular financial difficulty. Mr. Allen will personally meet with prospective clients to analyze their financial situations and advise them as to what he believes to be the right course of action. We provide each new potential client an independent and individual evaluation based on the information provided. We are a debt relief agency. We help people file for relief under the Bankruptcy Code.

Entertainment Law

General Litigation


AJAllenLaw.com

General Litigation Entertainment Intellectual Property Foreclosure Defense Bankruptcy Immigration Personal Injury Protecting Your Rights.

ANTHONY J. ALLEN LAW OFFICES OF

Law Offices of Anthony J. Allen

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