B U Y E R S W I T H
P R E S E N T A T I O N A L Y S S
G E H L
ABOUT ALYSS GEHL Thank you for taking time from your busy schedule to get to know a bit more about Alyss. Forming new relationships is one of her favourite things. Alyss has been in the real estate business since 2010 and loves matching buyers and sellers to their dreams while making the experience enjoyable. Alyss’ roots are from Saskatchewan and she has carried a strong work ethic with her, as her family moved to chase adventures closer to the mountains in Alberta. Alyss’ passion for real estate is the direct result of having to move many times as a child which provides her with great empathy for her clients and their families. A large portion of Alyss’ business has come from referrals, not only is she humbled that her clients are pleased with her service - Alyss is overjoyed that they want their friends and family to have the same experience. To best explain Alyss’ attributes, we went back to client reviews. They all commented on her professionalism, her attention to detail, honest communication with no pressure for a quick sale. They were impressed with how available she was, how prepared, how compassionate and patient. For many they started out as business associates and left as friends. Years of purchasing, renovating, staging, and selling properties has lead to a wealth of experience in many different areas. Alyss likes to put on her creative hat and help her clients see the potential! Alyss would love the opportunity to be trusted with all of your real estate needs. Alyss can and will put in the hard work to make your move a success. Let’s see if you are a fit for each other.
Alyss Gehl Royal LePage Network Realty Corp. 403.596.1709 www.alyssgehl.ca
BUYERâ€™S INFO 1. MAKING THE RIGHT CHOICE It is very important to evaluate yourself and your situation to ensure that buying a home is the right decision for you. It is important to understand what is motivating you. Some questions you should ask yourself: What reasons are prompting you to move and what is your preferred timeline? Have you been through the pre-approval process? If so, what amount have you been approved for?
2. YOUR LIFESTYLE Deciding on what type of home you want to live in is just as important as deciding on where you want to live. For some, location is everything. For others, home details are everything. It is important to identify your preferences and the type of lifestyle you desire. 3. LOCATION, LOCATION, LOCATION. Another important decision during the buying process is proximity to schools, work, grocery stores, and amenities such as shopping centres, restaurants, parks and recreational facilities. These things define your lifestyle choice and are not only necessary, but convenient.
WE ALWAYS OUTPERFORM Real estate is so much more than just a job, it is my passion and duty to provide all my clients with the necessary services to help them reach their real estate goals. Having the RIGHT AGENT helps. IT ALL STARTS HERE... Many agents offer great service, but not-so-great advice. Others offer great service and advice, but lack communication. Though I am not perfect, I strive to offer my clients excellent service and communication, trusted advice and a personal touch. I truly believe in people, their dreams, and care about all my clients, who I now consider my extended real estate family. KEEP THIS IN MIND WHEN LOOKING FOR AN AGENT... 1. EDUCATION The most important factor in choosing a real estate professional is their education in the real estate industry. I also have advanced training and education. 2. EXPERIENCE AND EXPERTISE You want a full-time agent who is familiar with your area and with the type of property you intend to sell. Will your agent employ a diverse range of marketing and advertising strategies? How tech-savvy is your agent? How many similar properties have they been able to help clients buy in the past? 3. AVAILABILITY AND COMMITMENT Your agent should be capable of prompt and decisive action during the course of finding your home. Will your agent make it a point to keep in touch with you constantly? Will your agent easy to contact in case of emergencies or even for the simplest questions? Will your agent available on the weekends or in the evenings when most buyers are out looking? 4. RAPPORT Will your agent take the time to listen to your goals and clarify your needs? Will your agent understand your unique situation and be genuinely concerned about the outcome of the process? I will be your guide and partner in this crucial decision.
MORTGAGE INFORMATION GETTING STARTED You’ve decided you want to buy a home. Now what? The first and most important step to the home buying process is the financing. You can not do anything until you know how much you can afford. To get started, you need to understand what lenders are looking for from a borrower. There are three main factors that help determine if you qualify for home financing: income, assets, and credit history. DIFFERENT TYPES OF MORTGAGES: Getting a mortgage is one thing. Getting a mortgage that best suits your situation is another. Some mortgages have less strings attached but have more strict stipulations. Others may be harder to get, but have more flexibility. It is important to have all the information about mortgages available to you before you decide to move forward in the purchase of a home. Find out how I can help you find the mortgage that best suits you. INCOME & ASSETS Most loan programs require the lender to verify all income sources. Typically you will need to provide pay stubs, T-4 and copies of your tax returns. Lenders will also want to go through your assets and how much of a down payment you will have when determining your loan approval. CREDIT HISTORY All lenders review a borrower’s credit history to determine the type of credit used, the amount owed, and the borrower’s repayment history.
MOVING CHECKLIST It is important that you use this checklist in order to be well-prepared when buying a home. The last thing you would want to happen is to move into a home without the necessities in life such as electricity, gas, water, or work/school related services such as Internet/phone, etc. Be sure everything is in order to keep things running smoothly during the buying process. If you need assistance, I am always here to lend a helping hand. It`s what I do! UTILITY PROVIDERS • Electricity Providers • Telephone Providers • Water & Sewage • Cable & Internet Providers • Gas Providers
BUSINESS ACCOUNTS • Banking Institutions • Cell Phone Providers • Department Stores • Financial Companies • Credit Card Companies
GOVERNMENT INSTITUTIONS • CRA • Post Office • Schools • Provincial Licensing • Library • Veterans Administration
CLUBS & MISCELLANEOUS • Country Club • Health & Fitness Club • Recreation Club • Book Club • Other Club
INSURANCE COMPANIES • Accidental Insurance • Auto Insurance • Health Insurance • Benefits Provider • Home Insurance • Life Insurance PROFESSIONAL SERVICES • Broker • Accountant • Doctor • Dentist • Lawyer
MY SALES APPROACH I use the Internet and all online tools to help find your next home. With more than 90% of buyers checking the web, getting online is the most effective and efficient way to search for homes. My web presence and online network will help me find a home that best suits you! Below shows that 99% of people who search for a home use three main search engines. I make sure to give you the widest possible access on these platforms.
*81% *12% *6%
BUYER SEARCH ONLINE! More than half of all homebuyers search online FIRST when looking to purchase a home. It is vitally important that you are able to view the full range of potential homes to find the one thatâ€™s right for you.
*Info sourced by NAR (National Association of REALTORSÂŽ) 2017
BUYER’S PREPARATION You’re ready to buy - or maybe you’re just ready to start seriously thinking about buying. There’s a lot you can do to prepare. With so much information available at your fingertips, you may already be doing a lot of your own research. Here are a few things to keep in mind while you get started. DETERMINE YOUR PRICE RANGE The best place to start when buying a home is to find out how much house you can afford. I can refer you to a mortgage broker who can assist you with determining how much of a down payment you can afford, comfortable monthly payments and the type of loan that fits your needs best. Serious buyers who are highly motivated should go through the effort of getting pre-approved. Not only will this allow you to focus your home search, but it will also position you as a serious buyer in the eyes of sellers when the time comes to make an offer. MAKE A LIST AND PRIORITIZE Imagine your ideal home and location. Now make a list of everything you envisioned, take that list and break it down from high to low priority. High-priority items are the things you cannot live without in your new home. (Large Bedrooms, Large Closets, High-end appliances, proximity to amenities and schools, etc.). Lower-priority items are those that are an added bonus, but not necessary. (Jetted-tub, landscaped yard). TOUR HOMES IN PERSON AND ONLINE Some people look at several homes before finding just the right one. Others find “the one” immediately. The Internet allows me to streamline your search process significantly by checking out homes for sale online. You can also visit open houses and preview everything that’s for sale in your market.
YOUR LOC CREATING POSSIBILITIES
CAL AGENT THROUGH IDEAS & DREAMS
THE OFFER PROCESS NEGOTIATING THE RIGHT WAY I take the ethical responsibility of fairly negotiating contractual terms very seriously. It is my job to find a win-win agreement that is beneficial to all parties involved. You may even have to deal with multiple offers, so make sure that yours is strong if you really want the home. I will also guarantee a thorough and objective assessment of the homeâ€™s true value to help you make the right choice. THE INITIAL AGREEMENT AND DEPOSIT An effective agreement is a legal arrangement between a potential purchaser and the propertyâ€™s seller. Laws vary, but in order to be legally binding, the agreement may require consideration. This consideration (initial and additional deposit) is to be held in trust pending the fulfilment of conditions or contingencies in the effective agreement. KEEP WRITTEN RECORDS OF EVERYTHING For the sake of clarity, it will be extremely useful to transcribe all verbal agreements including counter-offers and addendums, and convert them to written agreements to be signed by both parties. I will assist you in drafting all the paperwork for your purchase and make sure that you have copies of everything. STICK TO THE SCHEDULE Now that you have made an offer, you and the seller will be given a timeline to mark every stage in the process of closing the real estate contract. Meeting the requirements on time ensures a smoother flow of negotiations and also ensures that each party involved is not in breach of their agreements. During the process I will keep you constantly updated to prepare you for the next step.
HOME INSPECTIONS THE PRICE IS NOT ALWAYS RIGHT It is a good idea to make sure what you think you are buying is indeed the property you are buying. It is so important to feel comfortable with your purchase during the home buying experience. Financial approval can make one feel comfortable, but confidence comes from making a sound investment. Having a professional home inspector is the way to gain peace of mind. A proper inspection will cover all areas of the house both structurally and mechanically and give you an objective view of the property. A qualified home inspector will also provide you with a written report indicating areas of concern and the estimated cost of repairs. HERE ARE A FEW HOME INSPECTION TIPS: • Ensure the home inspector checks for visible issues with plumbing, electrical systems, roof, insulation, walls, ceilings, floors and windows, and the condition of the foundation. • Ensure your home inspector gives you a close and personal look at your new home. It takes about three hours to go through all the systems, and if there are any problems, you will see them with your own eyes. They will also give you maintenance tips and easy fix-ups, if necessary. • Ensure that in the end, you receive a detailed report that summarizes the condition of your home.
buyers take when looking for a home* 51%
Internet (home searches & research)
Call on yard sign
Local newspaper & magazines
Previously knew the seller
*Info sourced by NAR (National Association of REALTORSÂŽ) 2017
TESTIMONIALS “I did not know Alyss personally because we are new to the country, my brother introduced us to her, when I talked with her it seems that we are friends for a long time even though we are new here and have different customs and traditions. It did not cause any problem in our conversation she explained everything to me clearly. I remember when we are looking for the house, she always on time and keeps smiling, ready to help and she didn’t give up finally, Alyss find the best and perfect home, sweet home for me, my husband and our two daughters. Actually, if we have a bonding with family and friends, I always recommend Alyss. I told them she will never leave you until she will find a perfect home for you!” - Roger & Rowena “Alyss helped me find the perfect home for me and my kids. While we looked, she took all of my family needs and my financial situation into consideration. She never pressured me for a quick sale. She gave me her honest assessment of the house, price and location. She came prepared, professional and wanted me to be truly happy with this major purchase. Thank you Alyss, you have a lifetime client with me.” - Dean Hulm “We were referred to Alyss by our mortgage broker, Shawna MacDonald. What a great team of professionals!!” “Alyss contacted us via email immediately, and inquired as to what we were looking for. She was very specific in sending us listings that met the desires of our wishlist. After searching through the many homes, we contacted Alyss and asked to view them. She was prompt in making this happen very quickly! After our first meeting with Alyss, we felt confident in her ability to find us the home we were searching for.” “Alyss has a smile and personality that could melt anyone’s heart!! Her confidence in her experience as a Realtor, was very evident as we went through the homes. She drew our attention to any flaws, and positives, as we walked through the many homes. Alyss was very patient, and never left us feeling rushed. We had ample time to go through each home, and get a feel for the home, to see if it was the one.” “Needless to say, our experience with Alyss, was nothing but positive!! We will not hesitate to refer Alyss, to everyone who is in need of her services!! Alyss went above and beyond our expectations to find us our dream home. We not only gained a wonderful home, but a true genuine friend!!” - John & Margaret
THANK YOU FOR THE OPPORTUNITY
Network Realty Corp.
403.596.1709 email@example.com | www.alyssgehl.ca
Royal LePage Network Realty Corp. #6-3608 50 Ave, Red Deer, AB T4N 3Y6 403.346.8900