Homeland Magazine Feb 2020

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Vol. 8 Number 2 • February 2020 www.HomelandMagazine.com



Wounded Warrior Swings Back at Life



Art & Healing

Transitioning to Civilian Life

Stemming the Tide

Enlisted To Entrepreneur

Valentine’s Day

LEGAL EAGLE Careers In Law Enforcement


Mental Health




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HOMELANDMAGAZINE.COM Resources Support Inspiration

Homeland Veterans Magazine Voted 2017, 2018 & 2019 BEST resource, support media for veterans, military families & military personnel. 2

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Jeff Edwards 82nd Airborne Division, U.S. Army Sheriff’s Deputy SWAT-Team Marksman

Share, Connect and Rally Support CaringBridge is a nonprofit social network that helps patients and caregivers connect with family and friends during a health journey. Our online platform offers simple tools for sharing health updates and mobilizing a community of support. Learn more and start a site today. CaringBridge.org/military

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Publisher Editor-In-Chief Mike Miller mikemiller@HomelandMagazine.com

Contributing Writers Holly Shaffner Honor Flight

RanDee McLain, LCSW A Different Lens

Vicki Garcia

Enlisted to Entrepreneur

CJ Machado

Homeland Photojournalist

Kelly Bagla, Esq. Legal Eagle

Joe Molina Veterans Chamber of Commerce

Eve Nasby

What’s Next - Transition

Scott Hermann Cybersecurity

Collaborative Organizations

www.HomelandMagazine.com Greetings and a warm welcome to Homeland Magazine! Please take some time to get to know the layout of our magazine. The Magazine focuses on national resources, support, community, and inspiration for our veterans and the military families that keep it together. Our magazine is driven by passion, vision, reflection and the future. The content is the driving force behind our magazine and the connection it makes with our veterans, service members, military families, and civilians. The magazine is supported by a distinguishing list of national veteran organizations, resource centers, coalitions, veteran advocates, and more. We are honored to share the work of so many committed and thoughtful people. Homeland Magazine is a veterans magazine for veterans by veterans. We appreciate your support and are so happy to have you as a reader of Homeland Magazine.

Mike Miller

Publisher/Editor mikemiller@HomelandMagazine.com 4

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Wounded Warrior Project Disabled American Veterans American’s Warrior Partnership Shelter To Soldier Father Joe’s Village Flying Leathernecks Give An Hour Courage To Call Boot Campaign National Women’s History Operation Homefront With National Veteran Advocates & Guest Writers Homeland Magazine is published monthly. Submissions of photographs, Illustrations, drawings, and manuscripts are considered unsolicited materials and the publisher assumes no responsibility for the said items. All rights reserved.

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FEBRUARY 2020 INSIDE THIS ISSUE 6 DAV - Stemming The Tide 10 Empowering Veterans 12 Wounded Warrior Swings Back 16 What is Adaptive Sports 18 THE INVICTUS GAMES 20 Adaptive Sports Center 22 A Different Lens - Self-Compassion 23 HEALTH - Research Studies 26 Arts & Healing - Open Hearts & Minds 28 VA San Diego - Pain Research 30 What’s Next - Motivation 32 Enlisted to Entrepreneur - Networking 34 Goals that get Achieved 36 Legal Eagle - Love Your Business 38 Military Money - February 40 Valentine’s Day - Impress * Cover - Courtesy of Wounded Warrior Project Photo by Travis Pendergrass

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Before (left) and after Mississippi River floodwaters engulfed Jolene Carter’s home in Grafton, Ill., leaving her house uninhabitable.

STEMMING THE TIDE DAV offers disaster relief for Air Force veteran whose house was flooded by the Mississippi River By Matt Saintsing


he rough waters of the mighty Mississippi River began to rise gradually, at first, in the spring of 2019, only reaching Air Force veteran Jolene Carter’s driveway before receding. However, less than two weeks later, her home in Grafton, Ill., was flooded with more than 4 feet of standing water due to heavy rains and snowmelt upriver. “It just came back up with a vengeance really quick,” she said. The floods that ripped through her limestoneexterior dwelling, built in 1840, left mud caked throughout the first floor. Her drywall, flooring and wiring had severe damage. She also needed a new HVAC system, doors and windows. Carter’s house became untenable, forcing her to find someplace else to stay. “This was the longest-lasting flood we’ve had on record,” she explained. “I had floodwaters in the house for over a month.” Since residential areas were mostly left untouched, a national disaster was not declared, meaning the Federal Emergency Management Agency could not step in to help. By the end of May, Carter was desperate for relief so she turned to DAV in nearby St. Louis for help. “Jolene’s house was pretty much engulfed in water,” said Dan Knabe, assistant supervisor of the DAV service office in St. Louis. He explained to Carter that to apply for DAV Disaster Relief funds, all that was needed was to verify she is


“It gave me some hope to get some support and not be a burden on people.” —Jolene Carter, Air Force veteran

Jolene Carter applied for disaster relief aid from DAV after her home was flooded with more than 4 feet of standing water.

a service-connected disabled veteran, the victim of a natural disaster and in immediate financial need. Just seven days after she first contacted DAV, relief funds were deposited into her account. “It gave me some hope to get some support and not be a burden on people,” she added. In 2018, 3,569 grants were approved nationwide, totaling more than $1.2 million. In 2017, natural disaster victims in Missouri alone were provided $23,000 due to flooding and tornadoes. “Having the smooth process to get that assistance to veterans in a quick manner can be a huge step forward for people in desperate need,” said Knabe. “A little relief can go a long way.” ■

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1/22/20 3:09 PM

No Cost, Confidential Counseling In Person/Phone/Video www.giveanhour.org

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Host this National Memorial in your Community

Please contact us to add a Fallen loved one, host the memorial, or make a donation at: info@RememberingOurFallen.org

www.RememberingOurFallen.org www.PatrioticProductions.org

Tribute Towers

Remembering Our Fallen is a national memorial unlike any other -with military & personal photos of 5,000 military Fallen since 9/11/2001 Unveiled at the Lincoln Memorial in Washington, D.C. in 2017, it has since traveled the nation coastto-coast. This memorial also includes those who returned from war, but lost their inner battle to suicide, and those who died from non-war zone injuries while serving in their military capacity. Please contact us to add a Fallen loved one, host the memorial, or make a donation at: info@RememberingOurFallen.org Artist - Elizabeth Moug Artist - Saul Hansen 8

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“If the purpose of a war memorial is to help us remember the sacrifices of the Heroes, and to help us heal from our sorrow, then your mission has been accomplished. Thank you for this tremendous gift.” - 1LT Daniel P. Riordan’s Mother

“There is a ‘disconnect’ between those we ask to serve our military objectives and our society at large. This memorial made that connection very dramatically and helped us understand the magnitude of their sacrifices. - Ed Malloy, Mayor of Fairfield, Iowa

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Empowering Veterans Through Volunteerism By Jim Lorraine, President and CEO of America’s Warrior Partnership It is always a good time to re-evaluate how we can empower veterans to thrive in their communities. Empowering veterans means connecting them with available resources and educating them on the opportunities they can explore in their postmilitary lives, both from a personal and professional perspective. Among the most important resources that communities can provide to local veterans are opportunities to volunteer. Our 2019 Community Integration Annual Survey Report found that volunteerism was one of the three mostsought after opportunities among veterans. This is not entirely surprising; after all, many service members join the military in the first place because they desire to serve their nation. That love of helping others does not vanish after transitioning to civilian life, and it often leads veterans toward looking for meaningful ways to connect with their community after leaving the service. Indeed, the importance of volunteerism can even be felt beyond the numbers of a survey. Many of our own team members at America’s Warrior Partnership are veterans who actively seek opportunities to volunteer as a way to continue serving in a civilian capacity. As an example, our corporate relationship manager, Joshua Wilson, is a veteran of the U.S. Marine Corps who pursued a law degree after leaving the service. In addition to his role collaborating with businesses to empower their veteran employees, Joshua volunteers in his community by helping veterans with accessing their benefits and findings programs that offer financial, food and housing assistance. Another member of our team who regularly volunteers is Lori Noonan, a veteran of the U.S. Navy and our director of development and marketing. Lori serves as a court-appointed Guardian Ad Litem advocating for children who are living in foster care as a result of abuse or neglect.


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For my part, I volunteer with programs that enable me to mentor the next generation of veterans. I have had the honor to regularly meet with 75th Army Regiment Rangers and provide them with advice on navigating the transition to a civilian career. As a mentor, I feel I can help today’s Rangers understand which resources may be appropriate for their unique situation, and more importantly, how to access them. This snapshot into our team’s volunteerism is just the tip of the iceberg, as there are many different ways a veteran can continue serving as a civilian. If you are looking for ways to connect with your community, consider what skills and expertise you can offer others. More likely than not, there is an opportunity to volunteer in areas related to your passions. For example, outdoor recreation enthusiasts could join efforts to clean local parks and nature trails. Athletes can volunteer to coach youth sport teams, and educators can volunteer to support literacy programs at their local libraries. If you need help getting started, research the local organizations that provide veteran-serving programs in your community. Many community groups host regular volunteer outings, and if there is not an existing program, contact an organization to see if they would be open to starting one.

Volunteerism can even start with small steps to support local veteran programs. In fact, we are currently seeking veterans, family members and caregivers to volunteer a few minutes of their time by participating in our 2020 Annual Survey. This survey helps our organization identify the importance of volunteer programs, so we would like to hear your thoughts on whether volunteerism and other opportunities are readily available in your community. From now until February 14, we are currently conducting our 2020 Annual Survey to evaluate local veteran services and how they can be improved. Visit our website at www. AmericasWarriorPartnership.org and click on the link to take the survey.

Join Us In 2020

About the Author Jim Lorraine is President and CEO of America’s Warrior Partnership, a national nonprofit that empowers communities to empower veterans. The organization’s mission starts with connecting community groups with local veterans to understand their unique situations. With this knowledge in mind, America’s Warrior Partnership connects local groups with the appropriate resources to proactively and holistically support veterans at every stage of their lives.

Homeland Magazine Voted 2017, 2018 & 2019 Best resource, support magazine for veterans, transitioning military personnel, active military, military families & veteran organizations

Learn more about the organization at www.AmericasWarriorPartnership.org

GET CONNECTED! A Veterans Magazine for Veterans by Veterans

(858) 521-8349 info@HomelandMagazine.com


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Wounded Warrior Swings Back at Life On and Off the Court Elmer Dinglasan has no complaints about his work commute or dealing with daily traffic. He’s happy to face the mundane things others might complain about. His life is richer for the things he has learned to appreciate after a fateful night patrol in Iraq.

When 9/11 happened, Elmer felt called to enlist, even though he already had a career as a medical technologist in Florida. With his 35th birthday a month away, he was almost too old to make the cut.

After the Air Force recruiter turned him down, he went next door to the Navy recruitment office and enlisted. As a professional with a bachelor’s degree in medical technology, he went in as a Navy Corpsman. He then opted to “go green” and work with the Marines, so he went through additional, rigorous training. “I didn’t want to be inside a hospital all the time, so I chose the Marines knowing I would go through more training and assume more risk.”

Elmer went from working at All Children’s Hospital in St. Petersburg, Florida, to wearing a Marines uniform with a Navy chest insignia – a Corpsman embedded with the Marines. During his first deployment, he ran patrol with the Marines near the Euphrates River in Iraq. On a January night, Elmer was riding on a Humvee, third back from the front of the convoy, where it is expected that the Corpsman and first responder for the unit can be more protected.


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The Humvee he was riding in veered just a few inches off the path to avoid bumpy terrain when it hit a roadside bomb. Everything flashed white inside his night vision goggles. The high-pitched noise in his ears didn’t let him hear what his teammates were yelling. Elmer was conscious throughout the ordeal and remembers seeing his boot in front of him and noticing it was facing the wrong way. He even helped his buddies mix his own pain medication.

“I was still in the recovery process, but the guys helped push my bike when I was on a hill because they knew I was struggling, so I was able to continue,” Elmer recalled. “This experience taught me that no matter how hard things are, with my motivation and help from others, everything is possible.” He was medically retired from the Navy after eight months in the hospital and returned to Florida, and then to his former career in medical technology, this time at the lab at James Haley VA Hospital in Tampa. He kept his medical license current and was able to return to full-time employment within two years of his injuries.

He lost both legs in the attack. He had tourniquets on and started thinking about what the rest of his life would be like as he was medically evacuated in a helicopter.

He built a home in Land O’Lakes, Florida, eventually forming a family. His young son Gabriel is starting to share a favorite activity with Elmer: playing tennis.

Two Visitors, One Purpose Elmer remembers receiving two milestone visits while he was having surgeries and going through rehab in Bethesda, Maryland. One was from a Vietnam veteran who was also an amputee. He provided the inspiration during those early days to get up, try prosthetics, and go to physical therapy twice per day.

A Second Bounce In adaptive tennis, the rules are the same except players are allowed a second bounce – allowing the adaptive athlete a little time to reach the ball while rolling the wheelchair.

The other visitor brought Elmer a backpack with the Wounded Warrior Project® (WWP) logo on it. The backpack contained personal items that a medical evacuee would need in the hospital. It also delivered the message that Elmer was not alone and that others had his back.

Elmer always enjoyed playing tennis. “The one thing that was hard for me to accept was that I might no longer be able to play tennis,” Elmer said. “I didn’t care if I couldn’t walk or run anymore, but I missed playing tennis.” WWP offered a three-day adaptive sports event where he got to try wheelchair tennis and basketball. He really enjoyed tennis the best and started looking at online videos for ways to accomplish this goal of playing again. He found a volunteer instructor and started playing twice a week.

“Ever since the third or fourth day in the hospital, I had the backpack to remind me I’m not the only one going through this,” Elmer said. A month after the surgeries, he was transferred to Walter Reed’s amputee clinic and he worked hard “to prove to them that I can be independent.”

In October 2019, WWP offered an adaptive tennis clinic at USTA in Orlando, where injured veterans were invited to play and bring their families. Elmer accomplished a dream he’d had years ago: to one day be able to play with his son.

The nurses at Walter Reed would come looking for Elmer to tell him about a new patient. “I would hop on my wheelchair and go talk to them,” Elmer said. He found purpose in uplifting others and had the insight and experience to connect with other injured veterans.

“This is where I wanted to be,” Elmer said. “When I was in a hospital bed, this is what I envisioned.”

Just six months after being injured, Elmer participated in Soldier Ride®, using an adaptive hand cycle that WWP provided. He was seeking to break the routine of the hospital and rehab when he took a chance on riding with other veterans.

There are quite a few things that Elmer can be proud he has accomplished. He works full-time to provide for his family, he’s mobile and exercises on his own, he uses his hand cycle to get some time outside, and he plays tennis. Continued on next page >

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“I’m happy to be able to do simple stuff,” Elmer said. “I feel normal just going to work every day and fighting traffic like everyone else.” Retired Navy Corpsman, Elmer Dinglasan and his son Gabriel had the chance to meet Olympic Wheelchair Tennis star Mackenzie Soldan (right) in Orlando, Florida. USTA National Campus hosted veterans with Wounded Warrior Project (WWP) who wanted to learn the basics of wheelchair tennis. The veterans’ families were included in this tennis clinic and Elmer got to share his love of tennis with his wife Jacqueline and 7-year-old son Gabriel.

To get involved and learn how WWP connects, serves, and empowers, visit http://newsroom.woundedwarriorproject.org/about-us. 14

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About WWP Adaptive Sports Wounded warriors have access to free adaptive sports events throughout the country – through WWP as well as collaborations with the VA and other veterans service organizations. After each WWP adaptive sports clinic, warriors receive tools and assistance to continue improving their skills at home and in their communities, where they can take part in competitions or join adaptive sports teams. Warriors can also participate in other WWP programs that help them gain independence and improve their physical and mental wellness. WWP staff meets warriors where they are on their journeys to recovery and helps them plan a path forward. Warriors never pay a penny for these services because they’ve paid their dues on the battlefield.


“Adaptive sports change lives and open new possibilities for veterans to find purpose and be fully engaged with their families and communities. Wounded Warrior Project (WWP) Adaptive Sports program, empowers injured veterans to “live the logo” by transitioning from being the warrior on top, being carried, to the warrior on the bottom, far enough in their recovery to begin carrying fellow service members forward. “

Veteran Resources & Organizations

Navigating the resources available to veterans can be confusing, but Homeland Magazine believes no veteran should have to go it alone.

Veterans find inspiration in each other to overcome and live beyond expectations.

At Homeland Magazine you can find Veteran organizations and private nonprofits with resources for veterans that can help ease the process of attaining earned benefits, coping with the lasting effects of service-connected injuries and finding programs and services that meet your specific needs.

LINK to WWP adaptive sports: www.woundedwarriorproject.org/programs/wwpadaptive-sports About Wounded Warrior Project

Visit Homeland today at

Since 2003, Wounded Warrior Project® (WWP) has been meeting the growing needs of warriors, their families, and caregivers – helping them achieve their highest ambition. WWP is a national, nonpartisan organization accredited with the Better Business Bureau (BBB), top rated by Charity Navigator, and holding a GuideStar Platinum rating.

www.HomelandMagazine.com Homeland Magazine A Veterans Magazine for Veterans by Veterans

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Adaptive Sports. For many years, individuals with disabilities have been using sports as a therapeutic tool to overcome serious injury or illness and as a means of recovery. They fight their personal battles on the track, in the pool and on the court to send a very powerful message to themselves, to their families and to the public that serious injury or illness does not have to interrupt the pursuit of a meaningful and productive life. The Department of Veterans Affairs Office of National Veterans Sports Programs & Special Events co-sponsors adaptive sports clinics and competitive events for disabled veterans of all ages and abilities. This includes the Grants for Adaptive Sports Programs, which provides grant funding to organizations to increase and expand the quantity and quality of community-based adaptive sports activities for veterans with disabilities and members of the armed forces. For more information, visit www.va.gov/adaptivesports/.


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The Invictus Games is a multi-national sporting event for wounded, injured and sick Servicemen and women. The fifth iteration of the Invictus Games will be held in The Hague, The Netherlands, from 9-16 May 2020

The Invictus Games is an international adaptive multisport event, created by Prince Harry, Duke of Sussex, in which wounded, injured or sick armed services personnel and their associated veterans take part in nine sports including wheelchair basketball, sitting volleyball, and indoor rowing

The inaugural Invictus Games created a blueprint for inspiring many more ‘wounded warriors’ on their journey of recovery. For every competitor that took part in 2014 there are many more who would benefit from having the same opportunity.

Most of us will never know the full horrors of combat. Many Servicemen and women suffer life-changing injuries, visible or otherwise, whilst serving their country. How do these men and women find the motivation to move on and not be defined by their injuries? On a trip to the Warrior Games in the USA in 2013, HRH The Duke of Sussex saw first-hand how the power of sport can help physically, psychologically and socially those suffering from injuries and illness. He was inspired by his visit and the Invictus Games was born. The word ‘invictus’ means ‘unconquered’. It embodies the fighting spirit of wounded, injured and sick Service personnel and personifies what these tenacious men and women can achieve post injury. The Games harness the power of sport to inspire recovery, support rehabilitation and generate a wider understanding and respect for those who serve their country. The Invictus Games is about much more than just sport – it captures hearts, challenges minds and changes lives.

“These Games have shone a spotlight on the ‘unconquerable’ character of servicemen and women, their families and the ‘invictus’ spirit. These Games have been about seeing guys sprinting for the finish line and then turning around to clap the last man in. They have been about teammates choosing to cross the line together, not wanting to come second, but not wanting the other guys to either. These Games have shown the very best of the human spirit.” - HRH The Duke of Sussex, Patron of the Invictus Games Foundation


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“We have a new chance at life, which is not necessarily worse than the old one. I do many things now without my legs that I didn’t do when I had legs.” -Competitor, Italian Team “You are now ambassadors for the spirit of these games. Spread the word. Don’t stop fighting. And do all you can to lift up everyone around you”. -HRH The Duke of Sussex, Patron of the Invictus Games Foundation.

The Invictus Games Foundation is the owner of the brand and the selector of future Host Cities. It exists to ensure that the Invictus Games continue to adhere to the high standards that have been set. It is responsible for sport & competition management, rules & categorisations and branding. The Foundation is also the final arbiter on the inclusion of additional sports and Participating Nations.

INVICTUS’ by William Ernest Henley

The Foundation has presided over the transition from a one-off inspiring Games to a global movement allowing the ‘Invictus Spirit’ to positively influence all levels of society. People around the world have drawn inspiration from the competitors and their stories of resilience and determination.

Generations have drawn on the words of William Ernest Henley’s poem for strength during times of adversity. Henley was himself an amputee and the poem reflects his long battle with illness. The title means “unconquered” and the 16 short lines of the poem encapsulate the indefatigable human spirit, which is at the heart of the Invictus Games.

The Invictus Games Foundation is delighted to have received a grant from the Forces in Mind Trust to explore the long-term impact that competing in the Invictus Games has on competitors and their families and friends so we can more fully tell their stories.

Out of the night that covers me, Black as the Pit from pole to pole, I thank whatever gods may be For my unconquerable soul.

In the fell clutch of circumstance I have not winced nor cried aloud. Under the bludgeonings of chance My head is bloody, but unbowed.

Beyond this place of wrath and tears Looms but the Horror of the shade, And yet the menace of the years Finds, and shall find, me unafraid.

It matters not how strait the gate, How charged with punishments the scroll. I am the master of my fate: I am the captain of my soul.


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Adaptive Sports Center Advocacy. Collaboration. Empowerment. Since 1987, those are just three of the many values that the Adaptive Sports Center in Mt. Crested Butte, Colorado has focused on delivering outdoor adventures and activities to veterans and individuals from throughout the country. With the organization’s Operation Rise & Conquer program, military service personnel who have a disability can be provided with highquality adventures which help inspire them to regain confidence and trust in themselves. “Our instructors are experienced working with severely injured military, both active duty and veterans with permanent physical disabilities,” said Justin Clapp, Adaptive Sports Center Marketing Manager. “We’ve welcomed groups of veterans from Brooke Army Medical Center, Los Angeles VA, Fort Carson, Team Racing 4 Veterans and Peace of Adventure. When you see the looks on the faces of our active military and veterans when they tackle an outdoor adventure, you are watching their confidence rise right in front of you. It’s immeasurable.” Adaptive Sports Center participant José Santiago has conquered thousands of miles through bike riding with the organization, after he sought help for a brain injury he suffered during a 2003 tour of Iraq. He joined the army in 1999 as a combat medic deployed to Iraq from 2003 – 2004 with the 3rd Armored Cavalry Regiment.


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He suffered a traumatic brain injury by being knocked unconscious several times from roadside bomb blasts. “The Adaptive crew is like family to me, and so are the veterans I get to ride with,” he says. “It motivates me to be around them. When I’m tired and about to give up, I see someone who’s missing two legs and half of his arm climbing Independence Pass (a 12,095 foot mountain pass in Colorado) without complaining, I just keep going.” José Santiago now helps recruit other veterans to visit the Adaptive Sports Center so they can also see how the organization’s outdoor adventure activities make a difference. “Cycling really helps veterans connect with each other and talk about things they don’t normally want to talk about. But when you’re on a bike, it just comes out. We’re free.” As the participation at the Adaptive Sports Center has continued to grow, so didn’t the need for a new space for future outdoor athletes. In 2016, the organization kicked off what has turned out to be the biggest campaign in their 33-year history, one that secured the future for the Adaptive Sports Center for many years to come. Fast forward to 2020, the Adaptive Sports Center is now able to better serve their participants, impact more people, and secure their future with the opening of the Kelsey Wright Building which happened this past June.

With the opening of the building this summer, they’ve been able to improve the participant experience while meeting the increased demand for their services which is projected to grow for years to come. The Kelsey Wright Building broke ground in spring, 2018 and more than doubles the square footage for the programs that they offer along with housing for its participants. The location at the base of Mt. Crested Butte is also home to state-of-the-art adaptive equipment including monoskis, biskis, snowboards and downhill mountain bikes. “The new Kelsey Wright Building has opened up many avenues for participants to continue to be empowered through outdoor activities,” said Marketing Manager Justin Clapp. “With the new amenities that the building provides our team, participants will be able to focus on themselves during their time in Mt. Crested Butte as they see themselves reach their goals overall.” Key elements of the new facility include: • Equipment Modification and Fit-Up Area • Adaptive Climbing Wall • Dedicated Lodge Housing for Participants • Administration Offices • Event Space • Meeting Area and Classroom • Industrial Kitchen for Food Service • Basement with locker rentals for the public While their projected activity totals are expected to surpass 10,000 annually by 2030, the Adaptive Sports Center plans on managing their growth carefully and deliberately to ensure that they continue to offer individualized programs with a personal touch. “Our focus at the Adaptive Sports Center is on enhancing the lives of people with disabilities through the outdoor activity programs that we offer,” said Justin Clapp. “Our participants can be reassured that they will always receive the personalized attention they have known from our programs, and that we will continue to set the standard of excellence for adaptive adventure and adaptive programming.” To find out more about the Adaptive Sports Center, Operation Rise & Conquer, or to register for seasonal programs please visit www.adaptivesports.org or call 970-349-2296.

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A Different Lens Mental Health Monthly By RanDee McLain

Self-Compassion I have written about self- care many times in this column. Self- Care is vital to our mental health and physical health. Self-compassion is different but equally as important to our individual journey we call life. Last weekend, I spent two days at football training camp, prepared and volunteered for an annual veteran’s appreciation luncheon, worked on a proposal for work- and flew to DC for 24hrs to present on Military Sexual Trauma. It was a jam-packed weekend. As I was getting ready to leave for my trip I casually said to a friend “I am running behind….I am such a bum”. Really, is that how I talk about myself and the life I have created? Another memory that comes up for me happened last summer. I was looking forward to a new opportunity at work that I felt was a sure thing. In many ways I thought the opportunity was a done deal. When it didn’t happen the way I thought I felt defeated. More than just feeling defeated I let my self-doubt defeat me momentarily. I took this perceived loss and internalized it in a way that negated all the hard work I had put into my career for the last 10 years. I minimized all the success I had over that time to this one moment of disappointment. I told myself I had failed. I told myself that I was in someway less than because I did not achieve something on an unrealistic timeline. As they say hindsight is 20/20… well it proved true. That momentary set back proved to open many other doors for me and led me to many new and exciting opportunities. Lesson learned. Be kind to ourselves.


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The standards many of us place on ourselves are much higher than anyone else sets on us. Let’s not be our own worst enemy and defeat ourselves. Life is hard why do we make it harder for ourselves? Some of the things I say to myself I would never say about another person. Why do we not afford ourselves that same kindness and respect? Practice daily self-affirmations. I challenge you to at the end of each day list 3 things gone right. This can be professional or personal. It is ok to acknowledge areas of growth that is also needed but it is important to celebrate the wins! Be kind to yourself!!


Research & Studies - Depression By Artemis Research

Depression is the most common psychiatric illness of our time. Depression affects individuals of all ages and walks of life. Dr. Eric Chavez a Principal Investigator at Artemis Institute for Clinical Research explains, “approximately 20% of the world’s population is affected by clinical depression at some point in their lives”. Depression and sadness are completely normal human emotions and are often related to distressing life events. However, if depression persists for over two weeks, it could be more than just a natural emotional response. To be considered a psychiatric illness, not only does the depressive episode have to persist, but it must also be associated with physical symptoms. “Clinical depression”, Dr. Chavez states, “has physical symptoms including weight gain or loss, appetite changes, sleep abnormalities, migraines, increased irritability, or restlessness”. Clinical depression affects everyday life, the ability to function at work or school, and the capacity to have relationships. It affects the way you feel, act, and think. Dr. Chavez notes, “fighting clinical depression takes more than just pulling yourself up by your bootstraps.

Depression is treatable and medications are very effective”. If an episode of depression persists it may be time to speak with a doctor. Artemis Institute for Clinical Research conducts clinical trials for investigational medications for the treatment of depression. Participation in research contributes to the advancement of treatments for all. Qualified participants are eligible to receive financial compensation for time and travel, study-related medical and psychological evaluations, and the investigative study medication at no cost. If you have experienced some or all of the symptoms described and are interested in volunteering for a study, or know someone suffering from depression who may be interested, please reach out and call us toll-free at 855-367-8834 or find us online at www.artemis-research.com Studies Areas Include: Depression, PTSD, Insomnia, Osteoarthritis, Pneumonia Vaccine, Migraines, Fibromyalgia, Schizophrenia, Anxiety, and more.

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Post Traumatic Stress Disorder does not always allow the affected to seek help. Lend a hand and provide them with methods of help, listen and be a friend.


Homeland Magazine works with nonprofit veteran organizations that help more than 1 million veterans in life-changing ways each year.




Support. Inspiration.


At Homeland Magazine you can visit our website for all current and past articles relating to PTSD, symptoms, resources and real stories of inspiration.

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Arts & Healing Arts for Military Veterans

By Amber Robinson

Art Therapy Opens Hearts and Minds The San Diego Veterans Village has been helping Veterans in need since 1981. Their nationally-recognized rehabilitation program helps approximately 2,000 veterans a year fight homelessness, substance abuse, mental health issues and so much more in their transition to civilian life. Their annual “Stand Down” is the largest veteran homelessness-focused event in the country. The center provides a myriad of clinical services which help the veteran rehabilitate as well as learn coping mechanisms for the future. Mechanisms which can include guitar playing, spoken word, acting or painting. “There has been an arts presence at Veterans Village for 20 years,” said Ofra Raz, an expressive arts therapist who works at the SDVV Veterans Recovery Center. “Creativity and art are powerful for healing.” Raz, herself, has been a presence at SDVV for ten years. One of the things that attracted her to helping San Diego’s veterans was the deep connection she felt with them from her own time in service. Although she did not serve in our Marines, Army or Navy, she served mandatory time in the Israeli Defense Force, where she is from. “In Israel, everyone has PTSD, “ said Raz. “We all grew up with conflict and had to serve.” When she began to work with the veterans coming through SDVV, she realized she felt an affinity to them because of her service. “I realized that despite race or country, I had a deep connection with them because of that,” she said. That connection motivates Raz in her work, which shows in the alumni of the recovery program. One such alumni is Hector, a Marine veteran who took advantage of the art therapy classes provided by Raz and her staff during his time in SDVV recovery.


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“When I came to the Veterans Village I was really broken,” said Hector.“I would just sit in front of my therapist and not really know how to say what was wrong. It was the art therapy class where I started to really open myself up.” As Hector began to create art, he began to feel a sense of pride in what he was creating. That helped him take pride in other things again, motivating him to step back into the world with a new sense of self. Many veterans have been apprehensive in approaching the arts for healing, but once they do, most are pleasantly surprised in the many different ways it helps.

“I’ve had plenty of ‘tough guys’ come tell me ‘I thought art was for sissies...but I really liked that!”, said Raz, laughing. “Art allows them to get emotional feedback from different parts of themselves, which can even be fun.” What she finds most rewarding is to see the positive transition the veterans make while in recovery. “You really can see the change in them,” said Raz. “You can see it in the body language, the way they dress and the way they look at you.” The SDVV offers all art modalities to veterans through their recovery program. Music, movement, written art and acting are all available. There are also many ways to come to the art therapy classes. Veterans can be referred through a case worker, through “Stand Down” or just choose to take the classes themselves. Raz encourages everyone in recovery to try art for healing, especially those within the walls of San Diego Veterans Village. (https://vvsd.net) “In here anyone can be an artist!”

The colors of gratitude

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Exciting Research Conducted at the VA San Diego Healthcare System Center for Pain and Headache Research (CPHR)

Chronic pain and/or headaches are some of the most common debilitating symptoms affecting over 90% of the Veterans. The VA San Diego Healthcare System (VASDHS) Anesthesia Pain Service provides multidisciplinary multimodal pain management for all Veterans in the region. The Center for Pain and Headache Research (CPHR) is dedicated to conducting innovative research involving pain and headaches. The research facility is located at Building 23, which is just outside the west entrance of the main hospital at the VASDHS. The Center can accommodate multiple ongoing research studies with access to both assessment and treatment rooms, several magnetic stimulator units with interchanging coils, brain imaging based neuronavigation software and computer network access through the surrounding institutions and universities. The research lab is associated with nearby military healthcare facilities including Naval Medical Center San Diego and Naval Hospital Camp Pendleton and collaborated with a variety of experts in the fields of pain management, neuroimaging, data analysis and neuropsychology.


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Currently the Center is leading several VA and DOD funded multicenter studies for headaches related to traumatic brain injury and chronic pain conditions related to Gulf War Illnesses. The Center is founded and directed by Dr. Albert Leung, who is a board-certified anesthesiologist specializing in pain management. Dr. Leung has served the VASDHS for over two decades. He is a Professor of Anesthesiology and Pain Medicine at the University of California, San Diego, School of Medicine and a Research Scientist affiliated with the Veterans Medical Research Foundation. His research focuses on the mechanisms and effectiveness of non-invasive brain and peripheral stimulation for nerve function restoration and headache/pain relief. He founded the first Transcranial Magnetic Stimulation (TMS) clinical unit for pain and headachetreatment in VASDHS a decade ago. He now directs the Center for TMS at the VASDHS, which has the capability to provide up to 3000 TMS treatment sessions per year for the Veterans.

For pain treatment, several international expert review panels have recently determined conclusively that the treatment has definitive pain relief benefit for several neuropathic pain conditions and mild traumatic brain injury related headaches while more studies should be conducted to fully assess its longterm efficacy in various pain or headache conditions.

TMS non-invasively stimulates the brain by utilizing electromagnetic principles to produce small focal electrical currents in the cortex. The device usually consists of an insulated electric coil, which with the passing of electrical current generates a dynamic magnetic field through the scalp and skull, and into the first few millimeters of the cortex without attenuation. A figure-of-eight coil is commonly used because it gives a precise localization. Studies in animals demonstrate that TMS can alter neural plasticity by affecting the amount of beta-adrenergic receptor in rat cortex consistent with the response to all clinically effective antidepressants and electroconvulsive shock.

Veterans who are interested in learning more about participating in our studies, please contact the study coordinator at 858-210-8908. For clinical treatment, patients can have their primary care providers submit a TMS consult to the Anesthesia TMS Consult.

Other published studies concur that TMS influences neuron-transmitters, receptors and associated second messenger systems, which are important in pain and mood regulation. TMS also has the ability to increase gene activity in neural and supportive elements which are important for conditions such as pain and depression. Repetitive TMS (rTMS) is currently FDA approved for treating major depression and single pulse TMS is approved for treating migraine headaches.

If you would like to learn more about TMS, check out our YouTube video titled “Transcranial Magnetic Stimulation (TMS) Overview� at https://www.youtube.com/watch?v=_ttfgMYU96k

To learn more about our research, check out our Facebook Page: The Center for Pain and Headache Research or see our interview with 10 News: https://tinyurl.com/rh9n9an


Do you suffer from chronic headache, muscle, and joint pain?


Do you have headaches due your traumatic brain injury?

The Center for Pain and Headache Research at the VA San Diego is recruiting for studies using a non-invasive treatment, transcranial magnetic stimulation, to relieve different types of pain. If interested in participating or learning more about either study, please contact the study coordinator at

(858) 210-8908

WWW.HomelandMagazine.com / FEBRUARY 2020


WHAT’S NEXT Transition to Civilian Life By Eve Nasby

What’s Your Motivation? He sat in the back of the Transition Class, arms folded head down wishing he was anywhere but in that room. The information did not apply to him. He had his transition handled. He was sure he’d find a job when he got out, no rush, no pressure. He was not happy that his CO directed him to this class but for two days he could sit there and do nothing. The class instructor noticed his disengagement and attempted to get him to participate, but to no avail. The next day this E9 Marine was front and center with a pen and pad of paper, wide eyed and writing as fast as the instructor could speak. At the break a very surprised and curious instructor confronted his student’s sudden change of interest. “Sir,” he warily noted, “I went home last night after class and my wife let me know that she is pregnant with twins.” What’s your motivation? Why bother with transition classes? What classes are good? What should you be learning in these classes?

Get the local newspaper on line. Join the local Chambers or just jump on their websites consistently to check in on the news in the area. Begin to familiarize yourself with the businesses and industries in the area. You will see which companies are growing and which are laying off. You will identify what positions are hot those areas and which are not. “ Great advice! Once you have identified the geo and start to gain an interest for certain sectors in that area jump on LinkedIn to begin to connect the dots with the companies and the people who work there. If you find a role at ABC Company, check your LinkedIn profile to see who you are connected to that works at that company and send them an invitation. Start your network one person at a time and work that network into getting an interview. The next side of the triangle is “Job”. Most transitioning military professionals do not want to do in civilian life what they did in the military. We also know that many will leave their civilian job 18 months after starting their new role. There are many courses out there including “NVTSI’s Reboot” that are designed to help you find out what you were made to do after the military. Engage in these and identify your true passion. Pursue it.

We caught up with this instructor, Dave Grundies from Ruelin and Associates, to get his thoughts. This particular five-day career transition seminar has been developed over the past 20 years, and provides unique insight into career transition tactics for senior military and civil service personnel. Dave, we all know that we should be networking to be successful in transitioning. What are your suggestions to execute this well? “Draw a triangle and on the three sides write “Location”, “Job” and “Salary”. Then start the discussion with your family to identify the location(s) you’d be willing to work in. Close to family? Far away from family? Good schools? Close to the beach? Which states allow you to keep your retirement? Then subscribe to the local Business Journals in that area. Dave Grundies


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Starting a Business as a Veteran?

The final side of the triangle is “Salary”. Dave continues, “When you are made a job offer, no matter if the number they present to you is above, below or at what you are looking for, always pause and say, ‘Could you do a little better?” Remember, everything is negotiable.” He continues, “Nature hates a vacuum. Pausing and waiting after they make the offer and then asking “Could you do a little better” is just good negotiation tactics. The person you are speaking to who is making the offer to you has one job. That job is to bring you aboard. It’s not all about salary, either. You can negotiate medical care if you are fully covered by the VA. You will save the company money by not opting to be covered by them. You can negotiate vacation. Just be reasonable and remember again, that everything is negotiable. “ Any last words of wisdom?

The transition from military service to civilian life can be a difficult one, especially when it comes to your career.

“Yes. Name 40 people that can help you. Most people in my classes can’t name 1 or 2 until after they learn to include people from their universities or colleges, churches, classes, units and the list goes on. Then, reach out to those 40 and let them know you are in transition. Be specific in asking for help. Say, “I’m looking to relocate to Huntsville, Alabama and I’m looking for a role in finance. “You will be surprised how connected your network really is.”

That’s why a growing number of veterans choose to forge their own path and become entrepreneurs after leaving the Armed Forces. While starting a business comes with numerous challenges, former service members do have one distinct advantage: the veteran community.

Check out the class. It’s free.

“The strength and power of veteran entrepreneurs comes from other veteran entrepreneurs”

Ruelin’s seminar lasts five days: three days in seminar and two days dedicated to one-on-one counseling sessions with the seminar leader. The seminar is for senior officers (O-5 and above), senior enlisted (E-8 and above) and senior civil service (GS-14 and above) who are within a year or two of retirement, or who are on a known countdown. Nearly everyone who attends the course says, “Should have had this five years ago!” For more information on Ruelin check out www.ruelinassociates.com

Unlike most highly competitive entrepreneurial environments, veteran entrepreneurs share information much more easily. If you or someone you know is a veteran looking to start a business, please feel free to contact Vicki Garcia. Vicki is the Co-Founder of Operation Vetrepreneur & President of Marketing Impressions, a 33+ -year- old marketing consulting firm. If you want support for starting up a business, email her at vicki@veteransinbiz.com.

And on a final note. No sleeping in class. You never know what news awaits you at home! Transition is difficult. Use the tools that are available to you and reach out for help today. If you need help in your transition send an email to Eve@infused.work or connect with me on LinkedIn and I will help you.

For advice, tips and programs you can read Vicki’s monthly column at Homeland Magazine or visit www.HomelandMagazine.com and click on the banner:



WWW.HomelandMagazine.com / FEBRUARY 2020



13 Networking Rules You Won’t Find Anywhere Else Every once in a while, it’s advisable to go back to the basics. You only have two things to work with: Your money and your time. So, you had better make good use of both.

The more you network, the better you get at it. It’s not as simple as all that, however. Follow these simple rules, overcome your reserve, and turn networking into an almost free form of marketing.

Success at networking rests on a couple of concepts. One is that visibility builds credibility. The more you’re seen, the more credible you become. Credible equates to trustworthiness, reliability, sincerity, believability, and the ability to become convincing. Without these attributes its difficult to sell anything.

Rule #1 – Be Shy and Die. Everybody is a bit shy when they start networking. Some never really conquer it completely, they just learn to relax with practice. It helps to know that most everyone feels a bit awkward and selfconscious. Remind yourself that everyone is there for the same reason...to meet someone new. Most people are grateful you started up a conversation.

Secondly, people tend to want to buy from and do business with people they know and like. So, the sheer act of dependably showing up at networking opportunities translates to being predictable, which is a valuable trait. Prospects are predisposed to doing business with individuals (not companies) they like because we trust people we like.

Rule #2 – Come Prepared. It’s always ridiculous to be fumbling around looking for your business cards when you make a new contact. Where did you think you were going... a pool party? Wear a jacket with two pockets. Keep your cards in the left pocket, and the cards of new contacts in your right pocket.

Networking Rules


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Rule #3 – Keep Notes on Who You Meet. Trust me, it is easy to instantly forget who you met and what you said. Before you put that new card in your pocket, make a note on the card to follow up, call for lunch, remember the lady with the red hair...whatever helps to bring it back to your mind. Rule #4 – Never, Ever, Ever Sell at a Networking Event. There’s a name for people who start selling you something the minute they meet you. The technical term is shmuck. People will learn to avoid you. Networking is for meeting prospects, not looking like a hungry bear rifling through a dumpster.

Rule #10 – Make Yourself Memorable. The best networkers know that the crowd is a blur. I’ve seen oversized reading glasses, a rose always in the lapel, always wearing a hat, a white suit, and other visuals that individuals have worn to stand out. Get creative. Rule #11 – Network in the Food Line. For some reason, people relax and get more approachable in the refreshment line or at the bar. It also offers oddball reasons to start a conversation. “Thank goodness there’s no broccoli!” will make the person next to you smile and open up. Rule #12 – Don’t Stick to the Table You’re Assigned to. The worst events to network at are where companies buy tables. Usually all the attendees are getting a ticket as a reward, and are not very influential (with exceptions, of course). When that happens, DO NOT sit there like you’re glued to your seat. Get up and move around and introduce yourself. (see Rule #12). If you don’t know your tablemates, introduce yourself and keep the conversation going.

Rule #5 – Get to Know the Decision Makers. When you run an organization you quickly get to know who the givers and the takers are. Many people get loads of benefit from membership in a networking group but never contribute to running it. Dumb. The Decision Makers in every association have clout and know where the opportunities lie. They will not make introductions, referrals, or feature you as a speaker if you just take, take, take and then disappear.

Rule #13 – Don’t Join Until You Know It’s Right for You. Most organizations are hungry for members and you will feel pressure to commit. You should be able to visit a couple of times before you pay up. After that be consistent. You can’t meet everyone at one meeting. Stay in it for the long game.Many seasoned business owners will tell you there is nothing as affordable and productive as networking. You may think social media is great, but it’s hard to really make sincere, lasting, meaningful business relationships on line (I expect some push-back on that).

Rule #6 – The Real Payoff Comes from the Podium. Speakers get business leads from an association when they speak because it is an implied endorsement. Plus, speakers seem larger than life, smarter than everyone else, and successful. So, once you know the decision makers, you will know when they have a hole in their schedule and need a presenter. How about you? Don’t want to speak? Become the Chair of some committee that makes monthly reports. At least you’ll have a microphone in your hand every so often. Rule #7 – Be Helpful. Start every conversation hoping to learn, “How can I help?” Everybody, including you, are there for a self-serving purpose. If you have something to offer and are willing to support others, you will build a reputation for it. Remember, people do business with people they like. Rule #8 – Focus on the Person You’re Talking to. It’s the height of rudeness to be talking to someone and have wondering eyes, like looking over their head to see who else is in the room. I won’t name the politician who does this regularly, and he’s out of office anyhow now. Rule #9 – Follow Up. Ask a new contact you would like to get to know the best ways to follow up. Email, Linkedin, FaceBook, phone call...there are many options. Whatever you do, do it quickly or you will be forgotten. Get together for coffee, send them leads, etc. You will find that many of the same people will turn up at different networking events, which will make you feel like you’re part of the community.

On the other hand, face-to-face introductions and repetitious interactions lead to consequential friendships and productive affiliations. Just yesterday I hired a longterm business friend I started networking with over 30 years ago. Ok, that took a long time, but when I needed a dependable sub-contractor, I turned to someone I could trust.

Tell us about yourself at www.veteransinbiz.com, sign up for a workshop or mentoring at www.meetup.com/Operation-Vetrepreneur-San-Diego/

Vicki Garcia is the Co-Founder of Operation Vetrepreneur & President of Marketing Impressions, a 30+ -year- old marketing consulting firm. Apply to join Operation Vetrepreneur’s FREE Think Tank Groups or one-on-one mentoring at www.veteransinbiz.com, visit www.veteransinbiz.org. WWW.HomelandMagazine.com / FEBRUARY 2020


Veterans Chamber of Commerce By Joseph Molina www.vccsd.org

GOALS THAT GET ACHIEVED A goal can be defined as an Initiative of the future or a preferred result that a person wants to achieve. Understanding what a goal is may not be enough, we should also understand “how” the goal is to be accomplished and the steps to get there. How to create the right Goal: In order to create a goal, we must know Exactly and clearly what it is we want (the outcome). Tip: Clear goals are easier to achieve, while unclear goals are rarely achieved. Types of goals: We can identify different types of goals such as personal goals, career goals, financial goals, family goals etc., each should have its own outcome, timeline and the specific commitment on our part to allocate the necessary energy and drive to achieve the goal. The Power of an Image: It is advisable to practice visualization to create a clear image of the goal and what it looks like once achieved. Visualizing is an excellent tool, it requires a little practice to be effective. Expectations: Expectations are Emotionally Bound and often are “perceived outcomes” that have no plan, while goals are intentional, self-motivated, focused and with a set of measurable, quantifiable achievable steps.


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Importance of Timelines and milestones: A goal should have a set of measurable achievable outcomes (mini outcomes, milestones) to helps us track its progress. These mini goals or milestones should be quantifiable and measurable, for example; if we decide to run the 5K (the goal) we should start with establishing a set of monthly goals/milestones. For example; run 2k by month 2, 3k by month 4 and 5k by month 5 this way we have established a quantifiable and timebound set of milestones to achieve our 5k goal in 5 months. Regardless how we decide to establish the goals, the most important aspects are: 1. Create a Clear Goal (Through Visualization, drive and Inspiration) 2. Break down the goal into small milestones that are: • Achievable • Quantifiable • Measurable • Timed bound Tip: A Goal is best achieved when it is Internally Motivated.

Options on how making a goal stronger: Ensure your goal is linked to your Purpose: Goals are fueled by an internal drive and connected to us via Purpose. Our goals must be in sync with our purpose. This will ensure the right amount of drive is connected to the necessary actions, intentions and desires to accomplish the goal.

Goal Setting Tools Goal coach A goal coach is a consultant that works with you to help identify, clarify and bring focus to your goal. It is extremely useful to have a “Coach” as it brings the element of Advice and Brainstorming to the mix. Goal coaches can be found online. Let us know if you need help finding a goal coach, happy to help: veteransccsd@gmail.com

Tip: Keep focus on ONE Goal, it is important that we stay focus and work on one goal at a time!

Single step This is a software that assists you in setting your goals and also helps to spot the areas of your life that need a change in order for you to achieve this goal.

Evaluate regularly: Take a look at your goals Once a week! Ideas in our head are easily modified, ideas on paper tend to be more solid. It is important to evaluate our goals often and hence the importance of breaking the goal down into small achievable milestones.

Milestone Planner Milestone planner is an app designed to help you picture your goals with a goal-brainstorming tool that you can employ in any field ranging from hobbies to finance.

Find a Worthy Goal: it is best when it has an emotional connection!

Google Drive Most likely the greatest thing Google ever created to be used for sharing information within a group. It will be good for team members or people who have similar goals in mind and want to picture them on a platform that can be accessed easily.

There is almost a guarantee that we will encounter challenges and obstacles along the way. If we have selected the right goal the inner drive will help us push through those challenges as it is connected to our purpose. No two goals are alike: It is important to note that we respond to goals depending on what the goals are and or why the goal was created.

In Summary: The Defining Question: What do we want to do and what does it look like once achieved! Goal setting is about having a clear, well defined idea and with a strong internal commitment.

For example, a goal at work (increase sales by 2% this month) May not have the same “Power” as a Personal goal such as running a 5K where we see the 5K as a personal achievement.

Tip: Goals with higher rate of success have personal Internal connection provide personal Internal satisfaction of reward.

WWW.HomelandMagazine.com / FEBRUARY 2020


legal Eagle Straight-forward legal tips for Military and Veteran Business Owners By Kelly Bagla, Esq.


INCORPORATE YOUR BUSINESS Forming a corporation is an essential step to protect your personal assets from any liabilities of the company. Each business structure has its own advantages and disadvantages, depending on your specific circumstances. GET A FEDERAL TAX ID NUMBER To distinguish your business as a separate legal entity, you will need to obtain a Federal Tax Identification Number, also referred to as an Employer Identification Number (EIN). The EIN is issued by the IRS and acts as a social security number for your business. This number will identify your business with the IRS and your clients.

With each new year, entrepreneurs look to turn their vision into a business. These startups are often overflowing with tremendous ideas, energy and optimism, but don’t always have a roadmap for the legal aspects involved in starting a business. In the flurry of drumming up new customers, getting ready for a website launch and building the first prototype, it’s all too easy to put off some of the less glamorous, more administrative aspects of running a company. Company filings and regulations are not the most exciting parts of your startup, yet they are critical to the health of your business and personal finances. Here’s a list of administrative aspects you need to consider for your startup or small business: PICK A NAME – MAKE SURE YOU ARE LEGALLY PERMITTED TO USE IT Before you start printing our business cards, make sure the great new name you thought of is not infringing on the rights of an already existing business. Start with a simple google search, conduct a free trademark search and then conduct a search with the Secretary of State.


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OPEN A BANK ACCOUNT TO START BUILDING BUSINESS CREDIT When you rely on your personal credit to fund your business, your personal mortgage, auto loan and personal credit cards all affect your ability to qualify for a business loan. Using business credit separates your personal activities from that of the business. The begin building your business credit, you should open a bank account in the name of your company and the account should show a cash flow capable of taking on a business loan. LEARN ABOUT EMPLOYEE LAWS Your legal obligations as an employer begin as soon as you hire your first employee. You should spend time understanding what your obligations are according to the state you conduct business in. You should know federal and state payroll and withholding taxes, self-employment taxes, anti-discrimination laws, unemployment insurance, workers’ compensation rules, and wage and hour requirements. Obtain the necessary business permits and licenses Depending on your business type and physical location, you may be required to have one or more business licenses or permits from the state, local or even federal level. Such licenses include, general business operation license, zoning and land use permit, sales tax license, or professional licenses.


FILE FOR TRADEMARK PROTECTION Using a name instantly gives you common law rights as an owner, even without formal registration. However, trademark law is complex and simply registering your company in your state does not automatically give you common-law rights. In order to claim first use, the name has to be trademarkable and in use in commerce. It’s always a great idea to protect your business name as it can become a valuable asset of your company.

NOTHING COMPARES at this price to Go Legal Yourself ® Startup Essentials Package. This specialized, customizable package of legal contracts and documents includes everything a startup company needs to protect its assets from the beginning. You won't find these contracts online anywhere but here.

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GET YOUR LEGAL DUCKS IN A ROW No matter how busy things with your startup get, set aside some time to address these matters and take your legal obligations seriously. Getting your legal ducks in a row right from the start will help you avoid any pitfalls down the road, and will help you scale your business successfully as you grow.


I’m the CEO of GoLegalYourself.com where we provide legal tools for savvy entrepreneurs and I’m proud to provide a limited time offer of 40% discount on our Startup Essentials Package. Please use the code Startup40 at checkout.

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For more information on how to legally protect your business please pick up a copy of my bestselling book: ‘Go Legal Yourself’ on Amazon or visit my website at www.golegalyourself.com


Disclaimer: This information is made available by Bagla Law Firm, APC for educational purposes only as well as to give you general information and a general understanding of the law, and not to provide specific legal advice. This information should not be used as a substitute for competent legal advice from a licensed professional attorney in your state.

WWW.HomelandMagazine.com / FEBRUARY 2020



By Lara Ryan, Daniel Chavarria & Michael Biemiller Lara.ryan@nm.com / Daniel.Chavarria@nm.com / Michael.biemiller@nm.com

2020 MONEY

Your Financial Planning Calendar

- FEBRUARY - Add a little romance to your finance. Though Valentine’s Day may bring to mind chocolates and roses, sitting down with your sweetheart to talk finances is key to a more fulfilling—and maybe longer-lasting—relationship (unromantic as it may sound). In a recent personal finance website survey, 21% of divorced couples said that money was the cause of their split. The higher their income, the more likely money was the culprit. If your relationship is getting serious or you’ve been avoiding the money talk, have an honest conversation about your financial feelings. You might discuss: what financial accounts you have, any debt you’re carrying, what your credit score is, and your attitudes toward spending and saving. Consider whether you’ll keep your bank and investment accounts separate or merge them, or… do some of both! Longtime couples are wise to have regular money talks, too—say, each month or quarter—to stay on the same page about their budget, investments and goals. - Create a personal property inventory – written and video. Walk through each room on camera and film/ catalogue the contents. - Plan your summer vacation or any children’s summer activities. Book travel and lodging, camps and classes early while it is less expensive and while there are deals to be had. You might set up fare alerts for spring break, summer trips and even holiday flights. Use Google Flights, Hopper or Kayak. But, experts say, look but don’t buy yet—you may get the best price if you wait to book domestic trips about 45 days in advance and international trips about 75 days in advance.


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- Review your tax status. Great time of year to also review your home state of record for tax purposes and apply the allowed rules for servicemember/spouse tax filing. - Check tax withholding. If you got a big refund or owed a hefty bill after filing your tax return for 2019, adjusting how much tax your employer withholds from your paycheck should could make things more balanced in 2020. Consider any changes to your income, receipt or expectation of bonuses, and your views of whether owing/receiving refund suits your personal spending/ savings pattern. If so, you may want to adjust your W-2. Whether you’re going to owe or you’re getting a refund, consider if that’s a trend you want to continue. Determine how you will pay the tax bill. Or, conversely, have a plan for what to do with the refund money. Big unplanned inputs to checking accounts don’t usually end up anywhere but spent! - File your tax return. By the end of January, your 1099 and W-2 tax forms should be in the mail. Avoid the lastminute scramble and submit your tax return now. Acting early may also prevent identity thieves from using your Social Security number to file a fake return and claim a refund. - Military February Saves Week has transitioned to Military Saves Month in April 2020. The Military Saves campaign encourages military families to save money every month. The purpose is to assist servicemen and women and their immediate family members in their efforts to build personal wealth by reducing debt and establishing savings goals. Building wealth affords service members and their families an opportunity to achieve goals such as maintaining an emergency cash reserve, buying a house, or paying for college. Engaging military spouses is also critical, as they play a vital role in maintaining financial discipline and stability within their families. For more information visit https://militarybenefits.info/military-saves-week/




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Valentine’s Day Impress your Valentine’s Day sweetie with an encyclopedic knowledge of the facts surrounding this quintessential day of love that’s been around since Roman times.

Valentine’s Day - February 14 40

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Dying for Love

Theories abound on the origin of Valentine’s Day, but the most popular dates back to 270 A.D and the reign of Roman Emperor Claudius II. Seems Claudius didn’t want men marrying during wartime because he believed single men fought better. Bishop Valentine took exception and performed secret nuptials anyway. Claudius found out, jailed Valentine and had him executed on Feb. 14. From jail the holy man wrote a love letter and signed it “From your Valentine” and greeting card industry cheered.

Not just a U.S. Holiday

Besides the United States, Valentine’s Day is celebrated in Canada, Mexico, United Kingdom, France, Australia, Denmark and Italy.

Japan’s Take

Valentine’s Day was introduced here in 1936 and quickly became popular – with a twist. Because of a translation error, women buy men chocolates on this day to show interest. The men return the favor, if so inclined, on White Day, March 14.

It’s a Good Day for the Roses

Valentine’s Day – along with Christmas and Mothers Day – is huge day for florists. This single day generates sales of $14.7 billion, which is greater than the gross domestic product of several countries.

First Speed Dating

In the Middle Ages, young men and women picked names out of a box to see who would be their Valentine. Then they would wear the names pinned to their sleeves for a week. This lead to the expression “to wear your heart on your sleeve.”

An estimated 189 million flowers are sold in the United States this day of which about 110 million are roses.

The Chocolate Connection

Feb. 14 in History ….

Doctors in the 1800s routinely advised patients pining for lost love to eat chocolate to calm themselves. Later in the century Richard Cadbury produced the first box of chocolates for Valentine’s Day. Today, no fewer than 35 million boxes of chocolate are sold each Valentine’s Day.

Capt. James Cook killed by natives in Hawaii (1779), Oregon and Arizona admitted to the Union (1859 and 1912, respectively), James Polk becomes first president photographed in office (1848), United Parcel Service formed (1919), the League of Women Voters established (1920), Aretha Franklin recorded “Respect” (1967), Richard Nixon installed a secret taping system in the White House (1971) and Voyager I photographs entire solar system (1990)

More than $1 billion in chocolate is bought in the United States alone.

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