Todd Adams | Adams Bank & Trust

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chief executive officer

p | 308.284.4071 ext 6504

315 N Spruce St Ogallala, NE 69153

Todd Adams represents the fourth generation of the Adams family to lead the bank. Over the course of his banking career, he has worked to develop expertise in all areas of financial services. He first joined the Adams Bank & Trust team as a cashier and later served as President before moving into his current role as Chief Executive Officer. Along the way, he has become a licensed CPA, a Chartered Global Management Accountant, a Trust Officer, and earned both an S7 Securities License and his insurance license. He also earned his Juris Doctorate and a bachelor’s degree in business administration from the University of Nebraska –Lincoln.

Todd has devoted his career to helping people achieve financial success. Relationships are the cornerstone of his banking philosophy. He builds relationships both with customers, in order to better understand their personal circumstances, and with his fellow bankers so they can work as a team to provide the best financial solutions, suggestions, and education. He takes the full view of each customer’s financial situation and connects them with resources to set them on the path toward financial success.

Following in his family’s footsteps, Todd has led a life of service to his customers, his community, and his country. Prior to joining the bank, he served in the United States Army. In his local community, he has served as President and District Treasurer of the Rotary Club and is an active member of First Congregational Church where he teaches adult Sunday school and has served both as Parish Treasurer and a member of the church board. In June 2023, he was honored with the Rotary Lifetime Service Award. We are excited for you to have the opportunity to work with Todd and discover all that Adams Bank & Trust has to offer.


Adams Bank & Trust has grown to over $1 billion in assets and more than 20 locations in Nebraska, Colorado and Kansas.

With Todd S. Adams as CEO and Chad S. Adams as President of ADBANC Inc (the holding company of Adams Bank & Trust), our bank continues to grow, while keeping our customers’ needs a top priority. The family values that helped start our very first bank in Lemoyne, NE over a hundred years ago are the building blocks of the culture we pride ourselves on today and the foundation of our success. As a family owned and operated bank, we remain independent with strong capitalization to ensure we can serve our customers for generations to come. Our priority is to be your foundation for financial success.

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