What is a good first car? by aasgashashashajh102

Which is the best insurance policy for premium of 10 or 12k? life insurance Cheapest car insurance for 18 year old in NYC.? I'm 18, I had my license since I turned 18 in december, I have a clean record and my mom wants me to register my car on my name so it can be cheaper for me in a few years.. I don't wanna pay 200$ a month though, when she only pays like 90$ right now.. but I know since i'm young it will be alot. She has a clean driving record also and she's been driving for a long time, so she will also be under my policy.. I know that kinda helps me out a bit. If you know any cheap/good companies, please let me know!!" "Will my car insurance rates go up if damage in accident is under $1,000?" Today I bumped a parked car when trying to pull out of a paralell parking spot. Both cars were scratched, but no dents. My car was in worse shape than hers, and I took mine to an auto body shop to get a quote on what it would cost to repair the scratch. The quote I got was $671.23. The lady (who was sitting in her car when I bumped her) said she was going to have to have the whole bumper replaced... even though it was just a scratch about 3 inches long. We called the insurance companies and I admitted fault (duh.) She said she was going to call the police and may have to go to the doctor because her neck hurt, but the police were never called. I am still worried she is going to try to sue me or get more money from me... it was just a small scratch! Not even a DENT! My main question, will my car insurance rates go up, and if so, by how much? I drive a 2010 Kia Soul. I have one other accident on my record and I pay about $150 a month. If it does go up, is it going to be drastic? Her car was a 2012 Kia Soul (same color oddly enough) so I am hoping her quote will be similar? Since the overall damage is under $1,000, what can I expect to happen? Can she really report me to the police, or try to claim injury? I was just pulling out of a parking slot and thought I was clear, but still very slow and cautious. I just don't see how I could have hurt her neck... Any help/input appreciated, thanks so much." Car insurance help please!? What would the difference be in car insurance for a new Ford ka, Toyota Agyo and a Toyota Yaris. All of these costing about 8,000/9,000, with two drivers who have about 40 years of driving and one person who is learning to drive but it will be used mainly by them once they have passed their test. Car being kept on a street and being used for personal use not business. Also any opinions on the above cars, and figures if you can on what the cost of insurance would be will help a lot so thanks in advance! Many

websites havent had the new ka listed on them so i cant compare." What is the average car insurance rate for a 17 year old female? In the state of Michigan I just want to know what is the average car insurance rate for a 17 year old female. I am just getting my license in November,/December I won't be getting a vehicle until next April." How to find insurance companies for joint ventures? How to find Insurance companies wanting to do a joint venture of a $100 million and up. not insurance brokers What happened to Obamacare lowering the cost of insurance? A watershed moment in the ongoing disaster of ObamaCare,as Health and Human Services Secretary Kathleen Sebelius finally admits that health insurance premiums are rising because of the Presidents health insurance takeover, per the Wall Street Journal : http://www.humanevents.com/2013/03/27/hhs-secretary-finally-admits-obam acare-is-raising-insurance-costs/" How much would the car insurance be for a 17-18 yr old male? The car would be an original Austin Mini Cooper (1990 Edition). It would also be on my own insurance, not parents. Thanks." Do you pay car insurance every month or every six months? Need it for the class I'm in now. Help quick! "Response Insurance, Need Customer Reviews? http://www.response.com I recently checked the following for my auto insurance & they have good rates available but I have never heard of them. Is there any place I can get the customer review for this company? Or if you have dealt with this company please let me know your experience? Health and life insurance? im needing to look into health and lfie insurance for myself, and was wondering where to start? What is everyone using? i need something reasonable and something where i dont get the run around with!! Any help appreciated!" Car Insurance? There has to be a way.? My X has had two accidents and a speeding ticket in the last two years. Her insurance company dropped her. The car she is driving now is financed and as everyone knows, it must carry full coverage, but the quotes are crazy. From $200 a month to $430 a month. She used to pay $65 a month. Can anyone suggest how to get full coverage

and still keep her pocketbook happy?" Cheap Car Insurance for International Drivers License holder in Canada? I am moving to Canada in a month's time, I have an international driving license from Pakistan, which allows me to drive in Canada for 2 months, I have searched a lot but couldn't find any company facilitating any international driver's license in Ontario. can any one help please" What car insurance has the best deals with teen drivers? I'm 18 and a good student. I want to use the car for school and college. I will probably be putting 10k miles a year. how much will my insurance be? what company has the best offers for this? thanks Maternity Health Insurance? This is probably a weird place to ask this, but having trouble finding an answer online. I have individual health insurance, and my plan will not cover a pregnancy if conception occurs before 6 months after I add the maternity coverage. I am not currently pregnant, however I would like to begin trying before 6 months from now. Does anyone know of a health care plan that you can add maternity coverage to, and not have a waiting period for conception? For instance, if I opted for extra coverage in October and became pregnant in Dec., could I be covered?" Which insurance company is cheapest for young drivers? MY MOTHER HAS 4 YEARS NO CLAIM BONUS AND I JUST GOT MY LICIENCE AND LOOKING TO GET INSURED ON A CLIO 1.2 OR CORSA1.2 WHICH INSURANCE COMPANY IS THE CHEAPEST?? THANKYOU! How much would car insurance be roughly for?...? It is a Ford K.A. T 06 plate. I will be 17 when I pass and I was just wondering how much it would be monthly as a rough estimate. Oh and I also live in the United Kingdom. Car insurance for 16 year old in Seattle? I am a male. The car i would be driving is a 2000 BMW 323i sedan. I would have USAA insurance. does anybody know roughly how much this would cost? Car insurance question (just turned 16)? So I just turned 16, and am about to purchase a car after saving up for the past year or so. I just have 2 questions. 1- Im planning to get a 1991 Nissan 300zx, there's a 2 seater-2door and a 4 seater- 2 door version of this car. Planning to get the 4 seater, and from what I've heard, insurance will be a tad bit cheaper with the 4 seater, is this true ? And for the more important question - Im underage obviously, so I have to go under my parents for insurance. Thing is, my dad has a HORRIBLE driving record, 1

accident that was his fault and a heaping amount of tickets. And my parents' insurance has gone up from that.. But is his driving record going to affect my insurance? Like will I have to pay more than expected due to his bad record ? Sorry for such the long question.." Does anyone know what a UWD guidline for home owners insurance means ? Does anyone know what a UWD guidline for home owners insurance means ? Average cost of utilities in a 2 bedroom house in southern indiana? I am moving into my first home and have no idea how much its going to cost. Its a 2 bedroom with a basement. There are 2 and a half of us moving in (2 year old son). I know for a fact the cost of my cell phone bill and my car insurance and gas but don't know how much to budget for anything else. Please help? Can you register and buy a (cheap) car with no license or insurance? I want to know if i can register a very cheap car thats around 2,000 tops at a used car lot and buy it with no problems.What problems will i face isnt it easyier to get a cheap car like this then at a actual new dealer i have no license or insurance do i pick a dealer with in house financing the only thing they will most likely ask for is it to get registered can i do that im paying half down.?im 21 im getting my license in 2 weeks (and no i cant wait)" Home owner insurance in florida? I need to by home owner insurance in florida at a reasonable price. and I need insuracnce this month How much would it cost to insure a 1995-2000 Ford Mustang? Something with around 80k-100k miles. Everything stock no mods or tuning. Not convertible. Im 18 so i know itll be a decent amount. Im going to have my dad co sign on the car to help lower the insurance. Itll be used for maybe 3 times a week and ill put maybe 5k a year on it. Im on gieco currently and they wont give me an accurate qoute and i know you wont really be able to but if you give me the same number itll be the set amount ill asume. Thanks Auto accident in Texas insurance policy? I was in a car accident today. It was the other driver's fault she admitted to the police that she was doing 60+ on a 40, she slammed her brakes but she couldn't stop so she rear ended me and made me hit the car in front of me, anyways the car I hit was scratch less (go figure) but my cars rear and front bumper will need replacement her car was almost totaled. I have liability insurance (96 honda) and she has Full-cover I would just like to know what's going to happen now? I have never being in a car accident before Will my insurance go up (I'm 19)?? will her insurance pay my damages??"

What is a good first car? Okay, i'm going to be driving soon and I would like to know what would be the best car for me. I'm looking for something sturdy and durable, Cheap and works well. What car would you recommend? Insurance and car help please? Hello all my bf was driving my car this morning and fell asleep hiting a mail box. He didn't have no license. So they locked him up my insurance is up to date. Will my insurance pay for it and I pay the 500 dollar deducte or what will happen how will my car get fix thanks Motorcycle insurance quote - Progressive? I only need insurance on my bike for like a week and progressive only gives me the option to either pay the full 12 month cost ($255) up front now OR 2 payments a year which is $135 up front right now. Im not paying $135 when im only going to be riding it for a week...? My insurance on my car is $450 and its nothing special of a car not fast how can i get it lower? My insurance on my car is $450 and its nothing special of a car not fast how can i get it lower? the insurance company told me if i sighn on with my family it makes it cheaper...all of my friends are paying 120-200 i dont get why mines so much more/? Auto insurance on lease vs purchase ? is there usually a big difference on auto insurance when financing a new car vs leasing one? thanks guys :) Can I insure another persons car? Can I get insurance on a car thats not registered to me? Do all car insurances check your credit? Is there anyway you can still get car insurance if you have bad or no credit? Which insurance agencies are more leanient? What's an good place to get auto insurance? What's an good place to get auto insurance? Where to a find good site Affordable Family Health Insurance? Hello, please suggest me a website for affordable family health insurance.There are many sites that offer you discount, but i think most of them are scams.I need cheap price for my health insurance.Please let me know."

Car insuarnce worries? Ok here's the thing I'm a 17 year old male with a '91 chrysler lebaron convertible. I'm going to go get my own insurance set up. How much am I looking at paying up front. Like how much should I bring with me. Because I'm kind of worried I might not have enough. Any help? Who has the best dental insurance? i need private personal good coverage in colorado Car insurance auto renewal? my car insurer auto renewed my policy and started direct debiting the new policy without my approval. (i paid by direct debit installments previously) i was uncontactable as i was out of the country. the insurance was bought through my car dealer which had my updated contact information. i did not instruct them to do auto renewal. on top of that, it wasn't written in the initial policy contract. when i rang to cancel, they refused to refund and is charging me a cancellation fee. they claim that renewing the policy was in my best interest to protect me. however, if i hadn't paid through direct debit, they wouldn't had been able to protect me anyway! should i insist on getting my money back? would the Consumer Rights chamber in WA be able to help?" Where is the cheapest place to get insurance for a 17 years old? Where is the cheapest place to get insurance for a 17 years old? Can I get refunded 7 years of premiums on a Life insurance policy with a Total Disability Rider? I need to know if I can get reimbursed for the premiums I paid. I own the policy and didnt know it had a waiver of premiums rider due to total disability. The insured has been totally disabled due to a stroke since 2001 and has been on social security disability since that time.. Please help because I think American General is trying to give me the runaround. This is a term life insurance policy Fast cars low insurance group? Im looking for a car with a budget of around 2000. It needs to be below insurance group 10 and the hitch is i would like the 0-60 time to be less than 9 seconds. Any help would be appreciated! How to approach a car insurance company to pay damages to my car? Okay, I was involved in an accident a month ago. I was at the train station attempting to street park, I saw a car parked in the middle of the side walk and a private house driveway, I looked very carefully and no one was in the car, as I was backing up into the parking space I felt the impact on my passenger side back door, I didn't know what it was until I realized the car on the driveway had backed up into my car. The driver

stated that he saw me attempting to park when he was walking to his car but he thought I saw him getting into his car, he said he was in a hurry and was late for work and I should have waited for him to get out first (he had a big ego). I never saw anyone in the car. I am the kind of person that I would have waited and then proceed. Meanwhile I only have liability coverage. My insurance company said that he was at fault- they will not pay for his damages $800. His insurance co. wont pay for mine because they said is 50 - 50 faults, my damages are $1,800 door damages estimated by the other driver claim adjuster. I dont have $1,800 to spend in fixing my car. 2005 Nissan Altima. How can I fight the other party insurance co. to pay for my damages?" Should I buy insurance? Should I get the insurance offered when I book our next cruise? What is it for? Is it possible to get Mexican insurance (not tourist) for US plated car ? I have a US plated car (calif plates) not currently registered in the US, Not currently insured in the US. I am in mexico on FM2. Car has been here for over 4 yrs with temp permit. Is it possible to get insurance in mexico? For tourist policy I have been told car must have current US registration and insurance, For mexican policy I have been told need to have mex plates. Anyone with US plates been able to get Mexican insurance (not tourist) for their currenlty unregistered un insured US vehicle in mexico? If so what is your insurance company. Thanks" How much does motorcycle insurance cost in California? I'm 20 years old and thinking of getting a bike.? I'm thinking of getting a Yamaha R6. Still don't know what year? Anyone got any tips of what year i should get? Car insurance help please? Im 16-17 in December, and straight away im going into driving lessons. which my parents are paying for. But lets just pretend im 17 ive passed my test and im lookin into buying a car.. ive been looking at clio's, but which cars are quite cheapish but still nice cars, and most importantly has cheap insurance, cause i heard insurance is dear these days." What is the difference between ordinary life insurance and term insurance? I heard about term insurance whose meaning is not clear to me. Can anybody please explain what is the difference between ordinary life insurance (like those offered by LIC) and a term insurance? What are the advantages and disadvantages of the two? Vespa scooters...insurance? Motorcycle license? I'm thinking of buying a vespa scooter or something like it but if I'm not sure if it'd be worth it if my insurance goes sky high. Do I need to worry about insuring it? Also, would I need a motorcycle license?"

What effect does a minor ticket out of state have on insurance rates.? A few months ago I got a ticket in Maryland, where I go to school, for going the wrong way down a one way street. The ticket was only a small fine and I don't think any point were given. Recently I just got another ticket for making a wrong left turn in New Jersey, where my permanent address is. Normally, my insurance company, geico , would let one ticket slide but I'm not sure if they would even know about the Maryland ticket. I would appreciate any information." How to get cheaper car insurance for 2nd year? haggle 17 18 year old driver car insurance renewal price No NCB? ok so i am 18 now, me and my brother have shared a policy insured for 10 months with Admiral as a named driver and it cost us 1450. My brother is the main driver and uses the car 95% of the time, i only use it now and then. The 10 months have passed and they have sent him a renewal price of 1200, is there anyway i can help him get it cheaper than this? could he haggle with admiral or go to another company and show them that the renewal price is 1200? also, my car is a 1.0L 2002 seat arosa, would we be able to swap it for a 1998 1.4L seat arosa (they are like 600 less) or would the insurance go up? please help! thanks guys" Quoted insurance price? I purchased insurance on the online weekend for my car. I paid the first monthly installment. Only to have a phone call telling me this price was wrong it was a computer error and the policy will cost a lot more. Do I have any rights here? Or must I simply front the rest of the cash to keep my car insured? Would a pontiac grand prix have high insurance? the car is a 2001 Pontiac Grand Prix SE 4 Door Sedan. I am 24. Would a car like this generally have higher insurance rates than average? What is a good first car? Okay, i'm going to be driving soon and I would like to know what would be the best car for me. I'm looking for something sturdy and durable, Cheap and works well. What car would you recommend? Does this guy need a license and insurance? Someone's advertising a fitness class in the local park, for 5 an hour. He claims he's a personal trainer. Does he need a license, permission to train in the park because technically he's running a business, and insurance to run the group??" Car insurance for 20 year old? hey im 20 year old just passed my driving licence and the insurance quote i get on a 1.0 corsa breeze is ridiculous. i live in a high crime part of london but the insurance company's want about 1500 pound a MONTH from me. anyone know what it should actually be n what i can do about it? i heard people pay max 300 pound a month at the age of 17.

Does request of Auto insurance quote have any negative effect ? My current auto insurance is All State. I am looking for a new insurance of similar policy with lower cost. want to shop online and see if there is better deal. Does request auto insurance quote have any negative effect in my credit ( they need to pull my credit scores, i have a very good one), or any other negative effects. thanks very much!" Insurance on a car for first time driver? Hi there, Im hoping to take my driving test very soon do I have started looking at second hand cars. I have typed a couple into comparison sites, but seem to be getting 2000+!! I was just wondering if you could give me a list of cars 1litre or 1.1litre that would be cheaper to insure. Im 27 and have 2children, if that makes any difference to insurance? Thankyou" Is it illegal to drive without car insurance? Is it illegal to drive without car insurance? Got a fine for no car insurance.? I got a fine for no car insurance in nj, but I do have insurance i just left it at home what will possibly happen to me? do you know how much is gonna cost me" Teen car insurance in Las Vegas? I'm going to be 18 in January, and I'm moving out and going to be having to pay my insurance on my own and just wanted an estimate of how much my car insurance will be. I don't have my license yet (because I currently live in the Bahamas) but I'm getting it the second I go back to Las Vegas. How much do you think my insurance will be? I'm just going to have a simple little car, nothing big. But what's the best insurance to use, for one, and two how much will it be a month? And do you get student discounts or anything like that? Any information will help... thanks" How DUIs and accidents effect your car insurance rates? I know several people that have multiple DUIs. The strange thing about this is that they all pay a fraction of what I do for car insurance. I have a car that is almost 20 years old and I pay just liability. My payments are higher than my friend who drives a 2007 Honda with full bumper to bumper coverage. I have two accidents on my record right now. But are accidents weighed heavier than DUIs in the eyes of insurance companies? Its quit frustrating 17 year old and my car insurance quote is 835. Genuine? Just passed my text and i asked my driving instructor where i can get the best cheap quote? its third party but i dont mind. its a 1.4 corsa. He said he recommends all his pupils to http://cheapforyoungdriversinsurance.co.uk I Dont understand though? Why when i look at everyone elses questions i see quotes for 3000+. I Used go compare

and i also got that. but this (the first site) i went direct to and i got it for 835. Am i missing something? Thankyou:) Cheap car insurance for a teenager .? I WILL BE GETTING MY LEARNERS PERMIT SOON... GOT DRIVERS ED AND WILL BE GETTING BEHIND THE WHEEL TRAINING.AND LOOKG FORWARD TO DRIVING A 2008 SCION TC ..ABOUT HOW MUCH WILL INSURANCE BE A MONTH... ANY STUDENT DISCOUNTS I CAN GET...?? ..OH YEAH IF IT HELPS ..I LIVE IN CALIFORNIA Why would an insurance company deny me coverage for not having central air and heating? We wanted to switch from the local company we had been insuring our house with because their correspondance has always been very rude and they are very difficult to deal with to USAA who we do all of our banking, brokerage, car & boat insurance through and are very courteous and extremely easy to deal with. We were denied coverage because our home does not have central air or heating. We live in South Central Florida so a heating system would be an absolute waste of money (the wall unit in the Great Room and a space heater in the bedroom are more than sufficient to make the house hospitable in the few welcome days of winter cold enough to warrant their use). My wife and I both cannot stand Air Conditioning and would never use Central A/C other than the one or two times a year we would normally turn on our wall unit when it is too hot to bear and the windows and doors cannot be left open. Houses have existed for Milleniums prior to the invention of Central Climate Control and I am sure home insurance existed atleast a few decades before the invention of air conditioning. Why would not having central climate control be a disqualifying factor in getting home insurance coverage? I highly doubt that not having A/C or heat is going to make our house any more likely to be damaged or destroyed in a hurricane, robbed or flooded. Opening the windows and doors instead of having a HVAC system consistantly running in our house makes us less suseptable to fire." Insurance companies that don't require college degree ? Does anybody know of any insurance companies that you don't need a college degree to work at? Apparently you need one for liberty mutual which is where I was looking to work. I was working at American income for a month but was not satisfied with how the company is operated. I'm looking to go into property and casualty as well. Is there any good companies out there that will hire with a little experience and offer a schooling program for property and casualty? I already hold a life license good for the next 2 years. Will your insurance go up with a Seat belt ticket? In Georgia, will your insurance go up if you get a seat belt ticket with statefarm insurance?" Why does car insurance cost more on a black car? Why does car insurance cost more on a black car?

Is there any auto insurance companies out there that does not require a credit check when applying for car ins? I am trying to change auto policies and all the companies I have contacted so far wants to pull my credit and ask for my SSN number. Is there any auto insurance company that does not require a credit check for car insurance ? Insurance checks? i own a business that was robbed recently. i have already gotten my insurance check to replace my stolen items. they only gave me wholesale cost, so i wasnt able to replace everything.... just today, they found most, but not all of my stuff. do i have to give back my insurance money?" How much can i sue and get from car insurance for pain and suffering for $600 worth of medicals? How much can i sue and get from car insurance for pain and suffering for $600 worth of medicals? How much does car insurance cost? I just bought a 2007 toyota corolla and I'm putting the insurance in my moms name. She's gonna list me on her policy, around how much do you think it will cost to register this car? I don't want an exact amount just ideal price. It's a 2007 toyota corolla s" Whats the cheapest way to get car insurance for a 17 year old male? im a 17 year old boy learning to drive whats teh best car for me to get and cheapest way to insure it cheapest companies best cars for my age to insure thanks What is the best health insurance to cover pregnancy and birth? I am moving to Florida, miami actually and Im looking for an affordable insurance that is different from medicaid........thanks" What does health and medical insurance cover? I know this insurance is usually offered by your employee. What does it usually cover other than like hospital stays. How much pay would the insurance cover Is this the only way I can get cheaper car insurance at 17? Have my mam as the main driver on my car and add myself as a driver, my mam has 6 years no claims bonus and i've only just passed my test." "Speeding ticket in Ontario, How much will an increase be on my insurance per vehicle?

I have just gotten a speeding ticket in on my Ontario driver's license. Can anyone tell me a rough figure as for how much as an average I could be paying on extra insurance for my vehicle when it gets updated? And how long will these penalty premiums be in effect? Thank you. "Classic Car Insurance for Young Drivers, Help.?" In the UK how old does a car have to be before it comes under classic car insurance also how cheap is classic car insurance? I'll be 19 when I come to buying a car and was looking at cheap insurance, will have been driving for 1 year, I will have no, No claims bonus' If it's cheaper than smaller newer cars, What classic car would be worth looking at? How old does the car have to be before it's classed as a 'Classic' Make your you answer relates to UK rules/laws and what ever else USA rules/laws mean nothing to me and won't help." If I take out home/car insurance? But don't declare a conviction for violence from 20yrs ago (when asked do you have any convictions ) would the insurance be void or if I declare would the quote shoot up What is a good first car? Okay, i'm going to be driving soon and I would like to know what would be the best car for me. I'm looking for something sturdy and durable, Cheap and works well. What car would you recommend? Car insurance for you? Not to sound stalkerish at all lol I'm just a lil confused on car insurance and want to know what about average is. So can you please put how old you are, what car you drive, and how much you pay... Thanks ALOT it means alot to me :)" Affordable Health Insurance ?? I live in washington state, and I am currently employed and I pay $80 a month through my employer for my medical. I now wanted to add my wife because she dosen't have a coverage at her work. I contacted the HR at my work and I was told my monthly premium will go up from $80 a month to $460 a month if I add her. and its way too much money and I am looking for other ways to have her cover please share Ideas that u may have if u happen to know any affordable insurance company" Car insurance ? Can my girlfriend be a policy holder on one car and named driver on another? Can my girlfriend be a policy holder and main driver on her car and a named driver on mine? Will this affect her insurance in anyway? Do group health insurance plans provide for covering costs of auto insurance? Do group health insurance plans provide for covering costs of auto insurance?

Can i go on another person's insurance? im 18 and my mom doesnt drive. i got quoted for 358/month (female) would it be possible to go under another family members insurance (aunts, uncle) or does it have to be your parents (same adress)?" Car insurance opting out? I renewed my car insurance for the year, but then my car broke down and i do not wish to spend the money to fix it. its been 4 months into the insurance plan, can i cancel it and get some money back?" Where to get cheap motorcycle insurance in ontario? Where to get cheap motorcycle insurance in ontario? What is the best Car Insurance ? HELP!!!? Okay so I am a first time Driver and will be getting my first car really soon between next month and May. But first I need help on finding the right insurance especially one that's not really high for a first time driver also I need some tips on things I need to have when I get my car , tags & titles , registration. I need to know everything possible that I need to know when buying my first car and actually keeping up with it ." Ive had my plates for a year with no insurance how can i get my license back? i had a lapse and just never turned in my plates i never been stopped by police but i just got a nice car that i want to get registred How much does COBRA insurance coverage cost? I know that it can cost 102% of whatever the company pays for the insurance on a group plan, but I want to know what people have actually paid for their continued insurance under COBRA. Real figures from the past year are appreciated." About how much is Walmart Life Insurance Worth? If you are an assistant manager for over 5 years? Will a seatbelt violation afect my insurance rate in california? Will a seatbelt violation afect my insurance rate in california? Can I have two Health Insurance Policies from different states? Before you answer, please read this thoroughly. I am a student and Illinois Resident. I have PPO health insurance in Illinois that I pay out of pocket for. $1000 deductible, 100% covered. I go to school in Florida and have employer insurance in FL (ever

since Sept 2008), but it's an HMO. The PPO my job offers has no deductible but is 80/20 coverage, so I opted the HMO. For the average person, it would make no sense to have 2 policies, but I'm not ordinary. I have many pre-existing conditions (some I was born with), hence the Illinois coverage. In Dec of last year, before my FL insurance kicked in, I had a multitude of issues which caused me to have to use my BCBS of IL in Florida where I'm attending school. Many of those things are at bay now, but for doctor visits, exams, etc to arise other than routine check ups, should I start using my FL HMO insurance and just use my IL insurance for when I visit home during breaks? Or should I just drop my FL insurance altogether? The reason this is an issue is b/c I am afraid I my rates will go up or they drop me if I continue to use my insurance which was meant to be for IL, but I have been using it in another state. Yes they will cover b/c it's PPO and it falls under the BCBS umbrella, but this is the risk I take. I will NOT drop my Illinois insurance because I have pre-existing issues that is NOT covered by my FL insurance, so switching isn't even on option. Plus they keep doing layoffs and my certainty at this job isn't guaranteed. Furthermore, I keep reading about fraud, this is not my intent. I am just trying not to have my rates rise anymore b/c I am a student and not making much as it is. I am looking for the best coverage because good health care is my primary concern. I am NOT trying to file a double claim with both insurances, and I am NOT trying to collect any money out of this. Things happen like the flu, ER visits, and any other reason to visit the doctor when you are sick or injured. I have a 2 week window during open enrollment to drop my coverage thru my job. I pay only $20 per paycheck for my FL HMO insurance. So the little amount really isn't that much to fret over, but I need to know b/c I don't want my IL insurance to go up or to be denied covereage b/c I have two policies out there. Someone please give me some guidance. :) I have called my insurance company on both ends, but I can't get a straight answer from either. It's always the you need to contact the other company for the answer . So I am running around in circles. I was even told to just find out after I use my FL insurance to see. I'm afraid to take the gamble." How much does car insurance cost for a 16 year old? Im a girl with good grades that would be added on to my parents insurance policy, can anyone give me a dollar estimate?" Life Insurance - Can I insure my mom? I am 34 years old. My mom is in her late 60's and in good health. Can I get a life insurance policy on her and collect on it when she passes? I can't imagine this being so - how could insurance companies stay in business if it were this easy? The monthly rates that I'm seeing seem to good to be true - I'd be stupid to not do it. I'm thinking I must be missing something. Is life insurance only for accidental death? Thank you. What is the cheapest sr22 insurance in texas? driver insurace "My husband and I need private health insurance, any recommendations?" My husband and I need private health insurance because his job does not offer it and I am a stay at home mother of our two year old son. We live in California, make about 2000.00 a month and are a family of three. We just need basic coverage so that if we get sick we can go to the doctor and if we have an emergency we can go to the

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