YBNB Release Draft

CONTENTS… CONTENT VOLUME II JANUARY 2021

10 A Year in Review 15 Road to a Million 18 New Year, New Plan

21 The Year of the Partnership 24 YBNB Photoshoot 30 New Partner Program

“The ultimate measure of a person is not where they stand in moments of comfort and convenience, but where we stand at times of challenge and controversy.�

Happy MLK Jr. Day 2021 Make a Stand, Make a Choice, Make a Difference

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When the pandemic hit we immediately pivoted to an online strategy offering early morning conference calls, live zoom training, and special edition webinars that provided resources and important information regarding the COVID-19 Pandemic.

What Can you Expect from the new Young Black & N’ Business?

Young Black & N’ Business is a resource to early entrepreneurs in need of high value exposure opportunities, ways to grow your professional network, and entrepreneurial education from real entrepreneurs.

We understand that early entrepreneurs are looking for their first deal, first partnership, or first new hire.

Dealing with so many firsts can be overwhelming which is why we pride ourselves on being an organization that is agile enough to accommodate the needs of the early entrepreneur.

We offer free exposure to nominees of the Young Black & N’ Business Annual Signature Poster, and paid advertising opportunities across all of our products: The Young Black & N’ Business Annual Signature Poster Dealing with so many firsts can be overwhelming which is why we pride ourselves on being an organization that is agile enough to accommodate the needs of the early entrepreneur.

We offer free exposure to nominees of the Young Black & N’ Business Annual Signature Poster, and paid advertising opportunities across all of our products: The Young Black & N’ Business Annual Signature Poster 2021 Annual Signature Poster Nominee Committee Member To assist with compiling this years nominees we put together a list of subject matter experts and industry leaders that can provide first hand insight to help us find those that have gone unmentioned.

This is an invitation only committee of at least industry leaders tasked to aid us in the selection of the 100 Recognized Awardees for the Young Black & N' Business Signature Poster.

Join our virtual committee to help us bring exposure to your favorite nonprofits, small businesses, and career professionals.

The Young Black & N’ Business Lifestyle Manual and Digital Magazine We elevated our exposure opportunities for our business members by creating a quality publication that coincides with multiple engagement opportunities.

Advertisers and special guest features receive private invitations to the Photoshoot/ Mixer, private facebook group, and recognition as a special guest for the Young Black & N’ Business Lifestyle Manual and Magazine Virtual Release Party.

YB&NB Official Gear We’re gearing up our members with official Young Black & N’ Business Merchandise.

-A Young Black & N' Business "Members Only" Shirt -Entire Annual Signature Poster Collection Happy 2021

Civic L nk Strategies Want to make a difference?

Trust Civic Link Strategies, to Navigate your political affairs; a full-service public affairs and government relations firm anchored by political veteran and leadership guru Tony Young.

We have helped clients consistently engage with policymakers and industry leaders to promote policies and support legislation.

Our wide networks and deep roots in government give us connections around the county and across the state.

From San Diego City Hall to Capitol Hill in Sacramento, our relationships get calls returned, meetings taken and issues resolved.

Business Contact Information: Civic Link Strategies Tony Young Www.CivicLinkStrategies.com @civiclinkstrategies.tonyyoung

$1,000,000.00 Curtis G’s #RoadToAMillion - Stocks, Investing, Passive income, and Tangible Cash Plays Disclaimer/Notice: I am not a financial advisor, stock broker, or licensed by the SEC. Be sure to consult a licensed professional before committing to any investment transactions related to the stock market. The following content is strictly for informational, educational, and example purposes only.

Being new to anything can have it’s own risk, especially when considering entering the world of investing.

Early or first time investors just don’t have the background knowledge to create a personalized custom strategy tailored to meet their goals, whatever those goals may be.

These tips are to help you start your own journey to investing, of which you should always contact a licensed professional.

Steps before dividend investing: 1. Pay off bad debt (e.g. credit cards, car note, student loans, etc) 2. Stack up an emergency fund ($500, $1000, whatever works best for your lifestyle)

owns their stock and is qualified to receive a dividend payment. If the ex-dividend date is 10/27/20 – you need to buy the stock on 10/26/20 or before to qualify for the dividend payment.

DRIP – Dividend Reinvestment Plan: Automatically reinvest your dividend payments to buy more stock.

Payout Ratio – What it cost a company to pay out dividends to all of its investors; this is expressed as a percentage. You want this number to be as low as possible. If this number is over 100%, it means the company is borrowing money to pay it’s investors.

Dividend Frequency – How often a company pays dividends. This can be monthly, quarterly, bi-annually, or annually.

Dividend Payout Date – The date you will receive your dividend payment

3. Keep a small amount of play money (so you can still live life and enjoy social events) 4. Get life insurance!!!

Common Terms & Phrases Stock Symbol/Ticker Symbol – The letters/abbreviation that represents a company’s name on the stock market.

You can think of this as their identifier.

Stock Price/Share Price – The cost to purchase 1 share of a company’s stock. Dividend - A dividend is a distribution of profits by a corporation to its shareholders. When a corporation earns a profit or surplus, it is able to pay a proportion of the profit as a dividend to shareholders.

Ex-Dividend Date – The date that companies will look to see who

“Being new to anything can have it’s own risk, especially when considering entering the world of investing.”

Curtis G

There’s one word that stands between you and what you want?

And that’s

TRUST! My job is to get you ready to receive all that you want, so people who want to give you those things, will trust you will pay them back.

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How Members Create Value: I am a staunch believer that a person's **net worth is their conscience network. ** The larger your network**, the greater **the opportunity** to impact the environment.

As a renewable energy consultant, I ambitiously work to educate homeowners on the electrical power crisis here in California, the problems associated with the crisis that detrimentally impact a homeowner's energy rates. I share solutions to the electrical power crisis and provide homeowners with attentive guidance during their transition to cleaner and more affordable renewable energy.

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“YBNB’s BFHP (Black Faces in High Places) poster series is a hieroglyph that says look at us we are the ones to watch , it personifies our presences in each other lives and the value of who we are. .” ~ Cheryl Morrow

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Ignite your Entrepreure Fire, Aspire and inspire

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Collaborative Advantage: The Art of PARTNERSHIP A Harvard Perspective •by By Rosabeth Moss Kanter

T H E - PARTNER - S H I P We all know what types of partnership we want. The key is to match the alliance to the proper goal.

Alliances between companies, whether they are from different parts of the world or different ends of the supply chain, are a fact of life in business today. Some alliances are no more than fleeting encounters, lasting only as long as it takes one partner to establish a beachhead in a new market. Others are the prelude to a full merger of two or more companies’ technologies and capabilities. Whatever the duration and objectives of business alliances, being a good partner has become a key corporate asset.

I call it a company’s collaborative advantage. In the global economy, a well-developed ability to create and sustain fruitful collaborations gives companies a significant competitive leg up.

Yet, too often, top executives devote more time to screening potential partners in financial terms than to managing the partnership in human terms. They tout the future benefits of the alliance to their shareholders but don’t help their managers create those benefits.

They worry more about controlling the relationship than about nurturing it. In short, they fail to develop their company’s collaborative advantage and thereby neglect a key resource.

Business alliances are living systems, evolving progressively in their possibilities.

Three years ago, I began a worldwide quest for lessons about productive partnerships, especially but not exclusively those intercompany relationships that spanned two or more countries and cultures. My research group and I observed more than 37 companies and their partners from 11 parts of the world (the United States, Canada, France, Germany, the United Kingdom, the Netherlands, Turkey, China, Hong Kong, Indonesia, and Japan). We included large and small companies in both manufacturing and service industries that were involved in many kinds of alliances.

To ensure that the lessons were widely

applicable, we sought companies less prominent in the business press than giants like IBM, Corning, Motorola, or Ford. Several of the relationships that we studied were more than 20 years old; others had formed only recently in response to industry and geopolitical changes. In multiple visits, we conducted more than 500 interviews with leaders and staffs of both partners.

Over time, we saw relationships blossom after good or rocky starts; change goals or structures; and wither or dissolve—amicably or contentiously.

Our research uncovered three fundamental aspects of business alliances: They must yield benefits for the partners, but they are more than just the deal. They are living systems that evolve progressively in their possibilities. Beyond the immediate reasons they have for entering into a relationship, the connection offers the parties an option on the future, opening new doors and unforeseen opportunities.

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•Alliances that both partners ultimately deem successful involve collaboration (creating new value together) rather than mere exchange (getting something back for what you put in).

•Partners value the skills each brings to the alliance.

•They cannot be “controlled” by formal systems but require a dense web of interpersonal connections and internal infrastructures that enhance learning.

Moreover, we observed that North American companies, more than others in the world, take a narrow, opportunistic view of relationships, evaluating them strictly in financial terms or seeing them as barely tolerable alternatives to outright acquisition.

Preoccupied with the economics of the deal, North American companies frequently neglect the political, cultural, organizational, and human aspects of the partnership. Asian companies are the most comfortable with relationships, and therefore they are the most adept at using and exploiting them.

European companies fall somewhere in the middle.

Exploring the different outcomes of the business relationships of other companies can help companies manage their own.

Successful alliances build and improve a collaborative advantage by first acknowledging and then effectively managing the human aspects of their alliances.

Varieties of Relationships Cooperative arrangements between companies range along a continuum from weak and distant to strong and close. At one extreme, in mutual service consortia, similar companies in similar industries pool their resources to gain a benefit too expensive to acquire alone—access to an advanced technology, for example. At mid-range, in joint ventures, companies pursue an opportunity that needs a capability from each of them—the technology of one and the market access of the other, for example. The joint venture might operate independently, or it might link the partners’ operations. The strongest and closest collaborations

“In value-chain partnerships, companies with different skills come together to build value for customers.” are value-chain partnerships, such as supplier-customer relationships. Companies in different industries with different but complementary skills link their capabilities to create value for ultimate users. Commitments in those relationships tend to be high, the partners tend to develop joint activities in many functions, operations often overlap, and the relationship thus creates substantial change within each partner’s organization.

“History is not to be repeated, it is to be expanded, we believe in idea that the Black souls alive today are the greatest Black people ever, because to be Afrocentric is to honor Yesterday, liver Today and prepare for Tomorrow. We only have us, we only have now. ~ Cheryl Morrow/co-publisher

Celebrate Black History Month And Celebrate You, US Today!

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