YM VOLUME 2 ISSUE 6 FEATURING TANK

Travel Times 24 The Business Model

GOLD The New Diamond Millionaire Money Tips

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Dear Reader, SPRING HAS SPRUNG! With the bloom of flowers, the whisper of fresher air, the pitterpatter of buzzing bees, "Spring-Break-ers" traveling here and there, and those we know reaffirming "I will have a wonderful day today. It will be better than yesterday.", spring has sprung! This time of year for some of us is the time to revisit, revamp, realign and reaffirm or affirm, our paths for the year. How we make it happen will determine the outcome.

For most, spring cleaning of our apartment or home, is on our to do list during this time of year. Let’s see, where to start? Got it.

The bedroom closet, kitchen pantry and cupboards. Compiling all tools required to make this happen; must haves include broom, mop, shelf liner paper, and trash bags. Of course while rearranging the areas, especially the closet, we have compartmentalized our cleaning to include items to gift away, items to discard, other items to be re-shelved. This process may take days or weeks, with strategic thinking and planning. Of course, there are breaks and rethinking involved. Should I really get rid of this? I will use that again, why not keep it? Let me see how others are moving forward with their spring cleaning. That’s what I will do…

Well, this is the thing, spring cleaning of our external dwelling is always a plus. Moreover, spring cleaning of our internal dwelling will yield a larger plus. As we revisit, revamp, realign our apartments, our homes, our offices, take the time to do the same with our paths for the year. Reaffirming our New Year’s vows, or daily affirmations to self, to family, to friends may help make valuable differences for us all in the long run.

Enjoy your read with our publication. Every detail is crafted for your enjoyment, dreams, enlightenment and awareness.

Remember, we love our readers...Which means we love you!

Affirm to enjoy life, each and every day!

Dr. Sharrie Dean Collins Editor In Chief

Fall In Love.

Photo Credits: Rolls Royce Source: rolls-roycemotorcars.com

EXPLORE PHANTOM Inspired by the J-class racing yachts of the 1930s, Phantom Drophead Coupé epitomizes romantic motoring. It is Phantom’s free-spirited alter ego. Sociable in character, it offers passengers a dual experience – intimate and cocooning or embracing the elements, depending on whether the roof is up or down.

Madison Jo McClintock

Photo Credit: Howard Hou | MUA: Patricia Aguirre | Wardrobe: MJM Wear

YM Featured Model:

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Volume 2 Issue 6 - GOLD: The New Diamond

04 EXPLORE PHANTOM 10 FOOTWEAR 18 MILLIONAIRE MONEY TIPS 28 MASTER THE UNSEEN 32 YM EXCLUSIVE: TANK

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Issue 10

39 THE YACHT PURCHASE 44 YM EXCLUSIVE: HOWARD HEWETT 52 TRAVEL TIMES 24 54 MIND POWER 56 THE BUSINESS MODEL

YM ⎜EG Editorial Team Dr. Sharrie Dean Collins Editor In Chief Editorial Team: D. Peterson C. Meikle M. Palmer N. Jean B. Mcneese M. Peterson C. Calloway L. Skinner Account Executives: L. Sampson R. White L. Smith Public Relations: C. Spivey K. Littlejohn D. Halliburton K. Thomas Y. Yahweh A. Smith

$1.6 Million

Source: myfirstclasslife.com

FOOTWEAR YM showcases some of the most expensive shoes in the world beginning with this lovely gold pair crafted by British jewelry designer Christopher Michael Shellis and made from solid gold and encrusted with diamonds, the simple and elegant satellites are one of the world’s most amazing pair a woman can have. This pair of stilettos is no less than a piece of expensive jewelry that you can wear on your feet. Made from solid gold and 2,200 diamonds, they were crafted by a team of goldsmiths who worked in the temperature of 1000ºC and is truly worth for $319,460.)

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YM PICKS

FOOTWEAR

Air Jordan Silver Sneakers ($60K)

This was a gift from Nike to the greatest basketball player of all time, Michael Jordan, on his birthday, and also serves as appreciation for helping the Nike brand launch into the stratosphere.

Only 10 pairs were made, with each shoe weighing 10 pounds.

Made out of sterling silver, you can’t actually wear these shoes.

When the original Air Jordans were released, they were only $40 each, but Nike sold enough of them to make this special edition silver shoe thousands of times over. It isn’t practical, but it would be the perfect gift for a Michael Jordan fan that has a lot of cash to blow.

Nizam Sikandar Jah Slippers ($160K) These slippers belonged to Nizam Sikandar Jah. If the name doesn’t ring a bell, it might be because he was the ruler of India… in the early 1800’s. Jah enjoyed the finer things in life and the shoes on his feet were no exception. Slippers are supposed to be comfortable and the insides of these were very much so. The outside of the slippers, though, were encrusted with both rubies and diamonds. After Jah passed away and a new ruler was named, the slippers made their way from one royal to another. Eventually, the slippers made their way to a museum for all to see, but that didn’t last very long. The slippers were stolen from the gallery, and they haven’t been seen since. If you are currently in possession of these shoes, don’t try to sell them as they have a pretty distinct look and you’ll get caught by authorities pretty quickly.

Kathryn Wilson’s Diamond Pumps $418K These diamond pumps designed by Kathryn Wilson look amazing, but you can’t actually wear them without breaking them. Wilson made these shoes purely for an auction.

After laboring away for about 20 hours, Wilson was able to sell them for a cool $418,000.

There are hundreds of diamonds that adorn these shoes, and even a large gemstone on each toe to really draw the eyes in. It’s a shame that they can’t be worn, but there’s no doubt the lucky winner of the auction has them on full display in their home. If you want your own pair, you’ll have to call Kathryn and ask, but it’s not going to be cheap.

FOOTWEAR, CONTINUED

Stuart Weitzman Diamond Dream Stilettos ($500K)

The Academy Awards are a time for actors and actresses to show off their wardrobe, specially made by top-of-the-line designers for the occasion. The 2007 awards were no exception with Stuart Weitzman dazzling many with his Diamond Dream Stilettos that were encrusted with over 1,400 diamonds. To top it off, the diamonds on the shoes were set in platinum. The actress that was lucky enough to wear the shoes in front of a national audience for Weitzman was Anika Noni Rose. The 2007 awards included many nominations for the huge hit, “Dreamgirls” , of which Rose was one of the stars. It just goes to show you that if you want to wear a Weitzman shoe, you better make it in Hollywood.

Original Ruby Slippers In “The Wizard of Oz ($612K) The slippers that were worn by the character Dorothy in “The Wizard of Oz” are perhaps the most iconic in movie history (or just history, for that matter). While the design of the shoes is nowhere near the most expensive, it is the value of being so iconic that makes them worth nearly three quarters of a million dollars. Looking at the design, what makes the shoes really shine is nothing more than red sequins. The design gets a bit fancier with three crystals and bugle beads on the shoes, but the cost to recreate the same exact shoes these days would be just a couple hundred dollars at most. Everyone wanted these shoes when the movie became a huge success and fans to this day will click their heels together and say, “There’s no place like home”.

Stuart Weitzman Platinum Guild Stilettos ($1.09 Million) These platinum stilettos are one of the rare shoes on this list that are functional in more than one way. Just like Weitzman does with most of his shoes, there are total of 464 Kwiat diamonds included in the design. The diamonds are removable so the shoes can be worn to occasions beyond the Academy Awards. The lucky recipient of the platinum stilettos was Laura Harring, who was named Miss USA in 1985 and attended the awards thanks to her role in “Mulholland Drive”.

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FINE DINING for the discriminating taste

YM SHOWCASE BONES RESTAURANT Atlanta, GA

Yvette Tiger-Norwood YAHWEHMAGAZINE.COM ⎜15 - 15 YAHWEHMAGAZINE.COM

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Millionaire Money Tips Secret Habits Of Self-Made Millionaires: How To Save Money And Achieve Financial Freedom Source: briantracy.com The decisive factor in the achievement of financial freedom is the development of specific habits. Self-made millionaires have already learned these habits and as the result of practice and repetition, have reached financial freedom.

You can learn to save money and think like selfmade millionaires to become financially independent yourself.

The First Habit of Self-Made Millionaires Perhaps the most easily identifiable habit of selfmade millionaires is the habit of frugality.

Wealthy people are careful with every penny and every dollar. They know how to save money and allocate their funds carefully. They never buy new when they can buy used. They never buy if they can lease, and they never lease if they can rent. They never rent or lease if they can borrow.

Free Wealth Building Report: The Way to Wealth For example, most self-made millionaires do not buy new cars. They save money and wait until a good quality car is about two years old before they buy it. Even then, they have the car thoroughly checked out by a reputable mechanic.

Once they feel confident that it is an excellent buy, in good condition, they buy the car and then they drive it for five or ten years before replacing it. Most new cars drop 20% in value as soon as you drive them off the lot. After two years, many cars have lost 30% – 50% of their value. They are still in excellent condition, and often they are still covered by factory warranties. When you buy good quality used car, you can save many thousands of dollars, all of which can be saved and invested and allowed to grow at compound 18 ⎜

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interest toward your ultimate goal of financial freedom.

Self-Made Millionaires Know How to Save Money Self-made millionaires develop the habit of regular saving and investment from an early age.

Human beings are creatures of habit. We very quickly adapt to almost any external condition or circumstance. If you save 10% off the top of your paycheck, and discipline yourself to live on the other 90%, you will soon adjust your lifestyle downward slightly so that you are quite comfortable on the lesser amount. In no time at all, living at this level becomes a habit and you stop thinking about it. Many people are deeply in debt and the idea of saving 10% of their income, off the top of each paycheck, is too difficult for them even to consider. In this case, which is quite common, I recommend a gradual process of learning to save money where you begin by saving 1% of your income and living on the other 99%. For example, if you are earning $2000 per month, make a decision today to save $20 per month, or 67 cents per day. You can then live on the other $1,980. Save money in the long run by going down to the bank and open up a separate account, your “financial freedom” account. Money that goes into this account only flows only one way- inward. Once you put money into this savings/investment account, you never, ever take it out or spend it for any reason. It has only one purpose: to enable you to achieve financial freedom as soon as possible. Once you have become comfortable living on 99% of your income, increase your monthly savings

rate to 2% off the top. Within one year, you will find yourself living quite comfortably on 10% of your current income. Continue this process until you are saving 15% and then 20% of your income, off the top. You will not even notice the difference in your standard of living because it will be so gradual. But the difference in your financial life will be absolutely extraordinary.

Activate the Law of Attraction for Financial Freedom Here is an extraordinary discovery. When you begin to save money, and you feel positive and happy about your growing account, these positive emotions imbue that money with a form of energy that begins to attract more money into your life, and into that account. Old friends will pay you back debts that you had forgotten a long time ago. You will have opportunities to earn additional amounts of money that had not occurred to you. You will sell things that you had had for a long time that you thought had no value. And as you add these amounts to your account, your account will develop even more positive energy, and attract even larger amounts of money. I had heard about this concept for many years, but I was always broke and there was never anything I could do about it. Then, about two years after I got married and started my own business, I ran out of money. I had been able to buy a house with my lifetime of savings, but now I had to sell the house to get the cash, and then move to a rented house.

At this point, my wife Barbara demanded that I turn over to her $10,000 from the proceeds from the sale of the house. After some arguing I gave in. She took the money and deposited it in another bank account to which I did not have access. No matter how many financial problems we had in the months ahead, she refused to even consider the possibility of spending that money. This was her security blanket. The most remarkable thing happened. From that day forward, we were never broke again. Even though it was the midst of a recession and businesses were going bankrupt all around us, we were never again out of money. Every week, every month, business came in, the bills were paid, and opportunities opened up and exciting possibilities seemed to be attracted into our lives.

Within a couple of years, we were able to move out of the rented house and buy a beautiful new home in a lovely neighborhood. Two years later, we were able to buy a home that cost five times as much on a beautiful golf course, over-

looking two lakes with the ocean in the distance.

Save Money and Love It There is an especially special habit that selfmade millionaires and financially successful people learn or develop over time. It is the habit of responding to incoming money in a particular way. When we are growing up, we are encouraged to save money from our allowances.

However, as children, we look upon money as a tool with which to buy candy, toys and other things that make us happy. As a result, we naturally begin to look upon saving as a punishment, something that hurts us and deprives us of the candy, toys and enjoyable things we desire. At an early age, most people begin to associate savings with pain, with sacrifice, with loss of pleasure, satisfaction and happiness. As adults, this negative habit is manifested in our desire to spend money as soon as we make it.

Many people in their late teens and twenties look upon every paycheck as an opportunity to go out and spend as much money as they can.

This is why it is generally known in the restaurant business that they will be the fullest at the middle and at the end of the month, on paydays. People very early begin to associate spending with happiness and saving with pain.

Since the basic human motivation is to move away from pain toward pleasure, from discomfort toward comfort, and from dissatisfaction toward satisfaction, most people develop the habit of associating spending with enjoyment and saving with unhappiness.

Rewire Your Thinking and Gain Financial Freedom Your job is to reverse the wiring on this habit. It is to detach the wires from one set of attitudes and reattach them with a different set of attitudes. Your job is to begin thinking in terms of pleasure whenever you think of saving and accumulation, and pain whenever you think of spending and getting rid of your money. Developing habits of self-made millionaires is the clear cut way to gaining financial freedom in your life.

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Cosandra Calloway 22 ⎜

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LE GRAND BLEU

Le Grand Bleu is one of the largest private yachts in the world at 113 m (371 ft) in length. She was built at the Bremer Vulkan yard in Bremen, Germany, and was launched in 2000. She was designed by Stefano Pastrovich and constructed by Kusch Yachts.[2] She was previously owned by John McCaw, Jr., an American businessman, who sold her to Russian businessman Roman Abramovich in 2002. Abramovich had her refitted to his own preferences

by HDW in Kiel, Germany. This included an internal refit and the addition of a 16-foot (4.9 m) swim platform.

In June 2006, Abramovich gave Le Grand Bleu to her current owner, friend and business partner Eugene Shvidler.

Le Grand Bleu is powered by two 4,570 bhp Deutz engines. Details about the interiors are scanty as Abramovich is protective of his family's privacy and highly security-conscious, but they were designed by Terence Disdale.

Source: Wikipedia

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Master the Unseen By: Clovette Meikle

In all of my studies of human behavior I have come across one fundamental truth-a knowing that's so unearthing it rocked me to my core: human beings as a whole are fundamentally unbalanced (mentally, spiritually, and now with the epidemic of the overconsumption of food; physically). Most of what we know about “self” and the operation of consciousness is derived from handed down stories, life experience memories for which we have created meanings, and the functions of being divine, infinite, supreme intelligence in human form. Our disconnection to truth and the remembrance of who we are from birth has left us all in a disillusioned state: not just us sentient beings; the whole entire planet.

are? How do we expand spirit?

Rest in that for a moment...

A living thing A state of existence The most important part of a person's mind or SELF,

Our entire planet and its inhabitants are out of alignment-detached from remembering it's true purpose. We have animals in zoos. People residing in six by eight boxes. And spirits influx.

In the face of this, how does one remember?

How can we get back to the essence of who we 28 ⎜

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Assuming that you believe / commit to a cause of spiritual currency, would you agree that this life we're living is bigger than we have trained ourselves to take on? That's where I "The Confident Da Vinci" comes in.

I am committed to honoring TRUTH by bringing to the forefront all of the intangibles-the inner workings of our magnanimous universe. To facilitate you learning how to attain wonders beyond your current being.

BEING:

I am committed to renewing my mind, body, and spirit.

In this commitment I pray you will join me.

Master the Unseen, Continued The willingness to become aware of our smallness is the first step to healing our karmic debt, first individually, then collectively.

Below you'll find simple pathways to mental, physical, and spiritual health.

Mental Therapy Be kind to yourself. Increasing our awareness is not a green light to negatively criticize or judge yourself. The most genuine form of kindness is self acceptance. Receive all of who-where you are. No matter what that is.

Physical Therapy

Crystal Therapy Crystal Healing Crystals are one of the best forms of healing I have found. Crystals encompasses the power to transmute negative (thoughts and behaviors) into something positive and workable.

Working with crystals creates the possibility for us to raise our mental, physical, more importantly your spiritual vibration. Knowing which healing crystals to use increases not only our knowledge base, it puts us in the seat of power, our personal experience with crystals teaches us how to become SELF healers, SELF teachers.

Healing Crystal of The Month: Opal

Love Your Body. As a burn survivor I know first hand how easy it is to lose yourself in the love of food. Food at one point in life was the one thing I could count on its joy. Truth is I still do. In this day my enjoyment has evolved past the plate.

My best meals are earned. Not given. I find mySELF in movement. Ditch the “You Need To”: lose weight, change your eating patterns stories, work out...there's a saying, a yogic way of being I love to reference: Don't concern yourself with the things you need to stop doing. Simply focus on what you desire to do. If you desire to dance.

Dance. If boxing floats your boat...BOX!

The state of this healing Crystal is PEACE. Opal harnesses the power to reflect light of all dimension and shades, i.e sunlight and. moonlight. By utilizing its vibrating power we can develop a connection to peace outside of our own bodies, which ultimately creates a sense of emotional balance and well-being. Something I know all of us would benefit from attaining.

Spiritual Therapy

Next Issue: SELF REALIZATION: The Art of Choosing You!

SELF REALIZATION is our greatest ally. In all our getting let us "collectively" get understanding.

In order to come back to yourSELF and true nature you must be willing to be SEEN. If not already, you must become diligent in your efforts to uncover any and all concerns, doubts, and or worries that you carry on a daily basis. For I have yet to encounter a high achiever who did not have one.

Keep it Simple: Hold a piece of Opal while sitting under the moon. Doing so affords us the ability to intensify our ability to feel, know, and to claim the divinity we seek.

Clovette Meikle aka "The Confident D’ Vinci" is Holy Fire Reiki II Certified, Womb Health Practitioner, Crystal Alchemist, and a High Level Professional Coach, meaning, she coaches the extremely sensitive, icky, emotional-stuff that comes up for spirited individuals during the process of becoming A CELESTIAL BEING! Connect with her on FB, Google+, by email @ clovettem@gmail.com

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Tank The

Phenomenon

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⏐ YM EXCLUSIVE ⏐ TANK YM SHARED A UP CLOSE & PERSONAL CONVERSATION WITH THE PHENOMENAL R&B ARTIST TANK. HERE IS WHAT HE TOLD US: One thing so phenomenal about you is the fans and I - we feel like we know you. You are very personable.

I think thats the key to music - music is one of those completely vulnerable places. I am comfortable sharing all of those life experiences - I have them for a reason: to help someone, to encourage someone, to let them know not to make the same mistakes I made, all of those things works to benefit.

How did it all start: The Tank Phenomenon?

Well, Ive been singing and playing instruments since I was five. I don’t thing the phenomenon began until I was in 9th grade assembly. When started singing and I hit this Howard Hewett high note and the girls started screaming like I had never heard girls scream before in my life. I mean I have played basketball, I have scored touchdowns, and all that stuff, but I had never women scream this way - the way it made me feel… the feeling I got when they screamed was a feeling I said I have to have every day that I am alive for the rest of my life. That is how the phenomenon began of me searching to become a real artist.

Who or what inspired you to write such amazing songs?

The inspiration for me is endless. I tell a lot of people that are coming up in writing, producing, and wanting to be artists, that the most valuable thing we have as an artist is the life we are living. To be able to offer this is unique because we all have our own fingerprint in terms of what’s just a little different about our situations from anybody else, we’re all unique in some sort of way in what we go through. I say as long as you are true to that - as long as you are true to exactly what you are going through, then your inspiration will be endless. You will always have something to write about, as long as you are living. My inspiration has always been when you hear the song, me singing about a particular woman, or singing about a particular instance, all of that is true and all of it is the inspiration behind that song.

What is the different from this work of art for your last - your wonderful CD that is out now?

Well, stronger with a very retro look at R&B in terms of the music that I was inspired by. It was crazy that people, when I did that album, people didn’t really know what it was or even where it came from, people have kind of even forgotten the origin of all this music - like where it all started and who even started it - and it kind of shocked me and I was a lot disappointed at the same time. I was like wow we are moving into a space where people don’t even know what this music is anymore, they don’t understand the idea of live instrumentation, all of these coming together to make magic and make something beautiful - they don’t even get it on the urban side. It was disheartening but it was also an eye opening experience because I had to say, ok. I have to also, as a business man, as a creator, understand where music is - understand what the business is - for the people I am doing music for, especially if I want to reach them, if I want to sell music to them, and invite them into my space and then give them what I really want them to have. So, with this project, I went back to a space that I know everybody loved me in, and that was Sex, Love and Pain - which was a very pivotal moment in my career in 2007. I went back to it, beefed it up, put steroids on it, and I’m making it a crazy experience where those people can meet me back at this place. I’m going to thrown in some classic moments - where it still feels like your getting fed some real substance. I’m going to go current on you, I’m going to give you the current movements, the current beats, the current syncopations, the current sonics; but I am also going to give you a lot of the classic undertones and just create an event that caters to the classic R&B listener and the current R&B listener. Thats what we were setting out to do, because if you can’t react the people, you can’t inspire them - so we have to figure out a way adjust your vehicle’s movement to get to the people, and the adjustment we made just went back to a space where we knew the people loved us in, and it was awesome.

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⏐ YM EXCLUSIVE ⏐ TANK You are a very talented actor. You did an excellent job in Preacher’s Kid. But I know you have other projects out. Like the Born Again Virgin, the Born Again Virgin Season 2.

Do you see your career an actor going further into movies?

That’s the goal - I really want to get this movie thing cracking we’re trying to push to get into that space. It’s about being good at what you do. In the acting world, they respect a good actor, so for me, its about taking the same work ethic that I put into my music and putting it into my acting, and becoming better as an actor, understanding things from a directorial stand point, from the camera man’s angle - understanding all of these things so that I can be the best on this side of things. Thats what we’re pushing towards.

Your new single: Birthday with Chris Brown. That is a hot song! Tell me more about it - the collaboration, I know there are other artists on there…

Thank you. We were trying to create the soundtrack for every woman’s birthday party - or every woman’s birthday - what’s the song she’s going to wake up to and get the day started - and let them know - its your birthday - get up and turn up! What’s the song that’s going to get her crew excited about it so they can all get to screaming and when they go and get their hair and nails done, — what’s the song they’re going to play in the club, when everybody is having a good time and its time to let your hair down and get on the dance floor… This is that song, we wanted to provide the soundtrack to all of that - and I don’t want to toot my own horn but I think we did a good job.

So… what about this up and coming tour?

Its my first headline tour, its been 16 years in the making. Its an opportunity for Tank fans to get all of me - to take my fans from the beginning all the way up until now, in terms of what I’ve been doing musically, and what’s going on with me. People will get the full experience. My time won’t be cut short, they won’t have to sit through artist they don’t necessarily want to sit through, they can just come and hear me sing, and do what I want to do, and do it my way. So, I’m super excited about it. We are just going to keep moving until people say they don’t want to see me anymore.

WWW. THEREAL TANK.COM

Yes… its up and running know. You know, its funny the way people are responding to this show because we definitely took a chance with this type of subject matter… taking sex out of the equation is something that nobody is really trying to do in this day and age.

But, TV One said hey, it’s good content, lets put it out there and see what we get back, and people love it. People are “team Donovan” you know, they feel my pain, you know, as a man trying to respect her boundaries and try to find little things to be attractive and to be involved in a relationship, and they respect Jenna’s space as well, in trying to take control, not just of her sexual side, but of her life, and gain control of her destination, so to speak, so it’s been a really cool ride, and people are really excited.

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How to Buy a Yacht Source: The Luxury Yacht Group

There is a standard sequence to buying a yacht that is accepted by the global yachting community. Variations from these steps are possible but fairly rare.

so it usually takes a week or two to receive an accepted offer.

Step 4: Survey

Step 1: Search and selection

Depending upon the size of the yacht the survey can take from one to 14 days to complete. During Working with a yacht broker from Luxury Yacht the survey all mechanical, electrical and electronGroup your requirements are refined and suitable ics equipment is tested. The objective of the suryachts reviewed and inspected. Inspection can be vey is to get an accurate understanding of the made at a regucurrent vessel larly scheduled condition and boat shows or precisely how by special apmuch the yacht pointment for a will cost to mainp e r s o n a l i ntain in the next spection subject few years. As to the yacht's part of the suravailability. vey it is strongly recommended Step 2: Offer that the vessel is hauled out of the Once a suitable water for inspecyacht is found a tion. The cost of “Ambrosia” formal offer is the survey is Price: $119 M made by the paid for by the This isn’t the first yacht on this list owned by an undisclosed billionaire buyer. This is buyer. (this time from Hong Kong), but it is a good bit cheaper than the rest. presented by Source: List25 your broker on an industry Step 5: Sea Tristandard contract to buy the yacht. This sales al agreement outlines the timing for the sea trial, survey, acceptance and closing. When you make At a convenient time before, during or after the your offer it is normal to deposit 10% of the offer survey the prospective buyer is able to take the price into escrow with your attorney or broker. It is yacht out to sea to establish the vessel's perforessential that your offer includes an accurate inmance underway. This sea trial, usually limited in ventory of the vessel. At Luxury Yacht Group we duration to 4 hours, is normally at the seller's exalways take a photographic inventory of the vespense. During the sea trial the engines are tested sel and include that with the offer to buy. to verify cruising and maximum speed and it is a good opportunity for the buyer to verify the motion Step 3: Offer accepted of the vessel and noise levels throughout the interior whilst underway.

The seller will accept, reject or counter your offer to buy. It is rare for the first offer to be accepted Step 6: Acceptance YAHWEHMAGAZINE.COM ⎜39

Following successful survey and sea trial the buyer submits written acceptance of the vessel.

From this point onwards the 10% deposit paid is at risk should the buyer not close the sale at the agreed upon closing date. It is very normal for deficiencies found during survey to be included in a conditional acceptance that gives the seller time to make repairs or allow a financial allowance for the buyer to make repairs after the closing. For example a deficiency is found in the air conditioning system that cannot be repaired prior to closing so a conditional acceptance is signed by both buyer and seller giving $20,000 off the previously agreed price in consideration of the non - functional air conditioning.

Step 7: Closing

poration. In most cases, by flagging your vessel offshore, taxes can be avoided on the value of the hull. The savings can be significant when compared with the value of the sales tax (TVA or VAT) that would have to be paid.

Maintenance costs?

The costs of yacht ownership are significant and it is incredibly rare for a yacht owner to make money by chartering their yacht. Be very leery of any yacht broker telling you that you will make money buying and chartering a yacht. The Luxury Yacht Group management team has created the operating cost calculator that gives a general idea regarding operating costs. This can be found here: Operating Cost Calculator.

Just like real estate the act of a closing is a fairly Crew costs? straight forward exchange of sigThe crew team at natures on imporL u x u r y Ya c h t tant documents.

Group has develThe protocol of oped a formula for “Project Mars” delivery and acsalary ranges Price: $161.8 M ceptance clearly based upon the Originally built by Fincanteri, the Italian shipping yard, this megaylists the location number of crew acht comes with swimming pools, a spa, and a designated busiand time of the onboard. The table ness area. o w n e r s h i p e xalso gives the Source: List25 change. At closstandard crew ing the buyer breakdown with should have new registration and insurance alregards job titles. ready lined up. The Luxury Yacht Group yacht management team will happily assist any new Crew cost calculator is located here: Crew Cost buyer in establishing the necessary official paCalculator pers and insurance required.

Our top 5 recommendations to new yacht Flags of convenience? buyers?

The large majority of yachts are flagged (registered) offshore. The most popular registries are the Cayman Islands, Marshall Islands and St. Vincent. These three registries offer relatively protected and inexpensive yacht registry services. Most offshore registries require that the new owner establish a corporation in their jurisdiction that owns the vessel. The beneficial owner is simply the majority shareholder in the cor40 ⎜

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Hire the best crew that you can find. Most problems that we see yacht owner's experience could be overcome by a good crew. Luxury Yacht Group's crew placement team has over 22,000 crew to choose from and has the best placement guarantee in the business. Please call +1 954 525 9959 or send an e-mail to

crew@luxyachts.com for more information on our crew placement service.

Take your time buying a yacht. Yachts that are for sale at'great' or 'giveaway' prices are rarely a good buy. The cost of refitting a distressed vessel can far exceed the capital savings that you think are present on day one. Our brokerage staff can direct you to a good value vessel and away from a money pit.

Charter prior to owning. Yachting is very expensive and owning a yacht is a truly unique vacation experience. Chartering a yacht is a great way to sample yacht ownership with a fixed cost and minimal time commitment. Luxury Yacht Group can charter you a very similar yacht to the one that you are looking at so that you can be familiar with the brand or style of the yacht that you are interested in buying.

Understand the cost of ownership. The cost of yachting is fairly tough to justify in the real world however it is an amazing luxury experience that is only within reach of the truly successful.

Please speak to a yacht management professional prior to purchasing a yacht so that you have a clear understanding of the operating costs associated with that yacht.

“Ecstasea” Price: $200M The only thing cooler than this yachts name is the fact that no one knows who owns it. While it was formerly in the hands of Roman Abramovich, it has been sold to an undisclosed buyer.

Source: List25

Have a strong shore support team. Yachting is a luxury pastime with ups and downs. The Luxury Yacht Group yacht management team is available to support your operations to smooth over any issues that may arise. If you chose to operate the vessel from your existing offices please call us to help with the setup. We are happy to train your existing accounting or Payroll Company in some of the intricacies of yacht operations.

“Streets of Monaco” Price: £700M (http://www.dailymail.co.uk) It’s essentially an entire country on a boat. Complete with roads, mini cars, and even an “airport”, Nigel Gee’s floating city is in a league of its own.

Source: List25

FIRST CLASS Which yacht is right for you?

Many factors contribute to the selection of a yacht. At the root of any sound yacht purchase decision is the core performance factors that are essential to consider long before you review interior decoration or layout.

• • • • • • •

Motor or Sailing yacht High speed performance, Semi-planing hull shape or slow full-displacement?

Size restrictions: Will you need access to a location with draft, beam, length or height restrictions? Does the dock behind your home have X feet available water or a fixed bridge limiting access to yacht with an air draft of less than Y feet?

Guest carriage requirements: Number of guests cruising onboard and sleeping onboard?

Maintenance issues: Are parts readily available in the intended cruising areas?

Crew: Will the yacht accommodate a suitable number of crew to match your service expectations?

Range: Where in the world do you wish to travel? If those ports are not serviced by a yacht transport service then the yacht will need to have an ocean passage making range and hull shape.

Full-displacement vs. Semi-displacement?

The pros and cons of semi-displacement compared to full-displacement are:

Semi-Displacement

Full-Displacement

Speed

18-25 knot cruising speed

10-12 knot cruising speed

Fuel Consumption

Very high fuel consumption. Often four to six times the fuel consumption of a similar sized full displacement yacht.

Fuel efficient when compared with a semi-displacement.

Transatlantic passages

Not self powered, but possible using yacht transportation at a cost of $850-$1,200 per foot each way.

Capable of self powered transatlantic passages. Costs range from $250 to $600 per foot depending upon crew size and engine size.

Engine Maintenance

Specialist engineering. High powered engines require more maintenance from outside companies and specialists.

Lower power rating and crew engineers should be capable of maintaining 95% of all engineering needs.

Stability / Comfort

Hard/fast roll due to hard chine hull shape.

Slow roll. Generally more comfortable at anchor.

Volume

When designed initially for speed semi-displacement models generally have shallower draft and less interior volume than full-displacement models of the same length.

Volume considerations have less impact on performance so hull shapes generally contain more interior volume than the similar length in semi-displacement.

Noise

Generally louder interiors whilst underway due to desire to reduce weight in construction and larger engines and faster water movement.

No restriction on build weight allows full implementation of noise attenuation. (not all manufacturers employ the necessary construction to minimize noise).

Source: The Luxury Yacht Group

YM EXCLUSIVE

PHOTO GREDIT: GREGORY REED

CELEBRITY INTERVIEW

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HOWARD HEWETT

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⏐ YM EXCLUSIVE ⏐ HOWARD HEWETT YM SAT DOWN WITH R&B SINGER HOWARD HEWETT FOR A ONE ON ONE INTERVIEW.

YM: We are live with the legendary Howard Hewett. All the top producers in the country and people who love music know you. Fill our readers in a little bit.

HH: I've been singing since I was 10 years old, this is all I've ever done. I first got on here to LA in '76, put a group together 6 or 7 months or so, then I got the offer to join Shalamar. It was an honor I got the offer to join the group on a Friday and then Monday I was in front of the TV camera. From that point on it was just one hit after the other with the group you know, Make That Move, A Night To Remember, For The Lover In You, all that stuff. In '85 I started doing my soul thing.

YM: You've recorded some of the greatest, well in the same background.

HH: I became friends with Stanley Clarke, legendary bass player, we had the same accountant at the time, and our accountant introduced us.

Stanley then introduced me to George Duke, and the three of us then became friends. It always seemed like I would always kind of gravitate towards the Jazz guys like, Brian Culbertson, Joe Sample, Gerald Albright, and all those people, with female artists Anita Baker, Dionne Warwick, a lot of different people.

YM: What is it like performing overseas?

HH: I do shows overseas. Over there people are really, really into the history of stuff. There's been a couple of times people come to the show, I do autographs after, and they bring me a CD of stuff that I have done, and there's things on there sometimes I forgot I even did them.

YM: You mentioned at 10 years old, was that the age when you first realized that you can sing?

and I could hold a note, then she put together the Hewett singers and literally kicked me out on the stage.

YM: What has been one of the keys to your longevity in the business?

HH: Majority of the people out there, they listen to music and chronologize their lives according to what was happening, at the time that the music came out. When you have the honor to become the soundtrack of somebody's life, that's something you take very, very seriously, something that you respect. The best way to kill that whole thing off is to be rude to somebody when you're out there in public, because they literally are the reason why you're doing what you're doing, because it's not guaranteed, none of this was guaranteed.

YM: Is there a difference now between being on the road back then and being on the road now?

HH: Big difference now, back then you chase it, back then that's what I was doing, I was building that foundation. We were on the road sometimes eight, ten months out of the year. It was cool because the day that, "oh man, we just got out of the road did a tour," I say, "that's cool, we're here three weeks," three weeks, I believe that's an outing.

YM: How would you describe your show?

HH: Energetic, romantic, nostalgic, and just fun.

HH: It was my mom. She was a professor, a gospel promoter, once she found out my sisters

YAHWEHMAGAZINE.COM ⎜45

GADGETS GALORE Supreme Goldstriker iPhone 32GB Source: wonderlist.com For the second most expensive mobile phone in the world, a variant of the iPhone from Apple, the Supreme iPhone 3G is priced at $ 3,200,000. The iPhone 3GS Supreme features a casing made from 271 grams of solid 22k gold and a screen trimmed with fiftythree 1-carat diamonds. The home button is covered with a single rare 7.1-carat diamond.

That’s not all, though—the iPhone 3GS Supreme comes in a chest carved from a single block of granite and sports Kashmir gold and an interior lining made with nubuck top-grain leather.

GoldVish Le Million Piece Unique

This cell phone is one of the most expensive cell phones in the world. It`s cost is $1.3 million. It`s made of 18k white gold and set with 20 carats of flawless diamonds. Some of its special features are, Bluetooth, 2 GB of storage, FM radio, a digital camera and MP3 playback.

Source: luuux.com

CUSTOM WEB PRINT & MEDIA DESIGN 800.410.6240 sales@td-studios.com www.td-studios.com

Aaliyah

Comedian, Host & Producer

Aaliyah learned the power of humor early in life.

She has built her stage performance from finding the humor in her overall life experiences.

The Multi-Talented Comedian Some of her appearances include: • BET Apollo Live • Anthony Brown (“J Spot”) Comedy Club, LA • Good Nights, Raleigh • Riddles, Chicago • House of Comedy, Charlotte

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Travel Times

24

Kona, Hawaii

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Travel Kona, Hawaii Times

24

Up, Up, & Away

by Natalie Jean

Aloha! Just imagine, sinking your toes into the cold smooth white sand, feeling the warm yet serene ocean breeze striking your face and feeling the sensation of the hot sun glistening on your face. Why not take a vacation? Whether it’s with your family, your friends, a special someone or just by yourself, treat yourself with the chance to experience the alluring island of Kona in Hawaii. Kona, Hawaii is a great place for vacationers in the month of November. If you’re looking for a place with sweater weather, then maybe this isn’t the destination for you, but for beautiful scenery, nightlife, and beach weather, you’ve come to the right place!

In the month of November the temperature in Kona varies; from a high of about 83 degrees Fahrenheit and can drop down to a low of about 72 degrees Fahrenheit, so bring out your cute bathing suits and your swim trunks, its beach time! The climate in Kona, Hawaii is a tropical savanna climate, which means its swimsuit season all year round.

The Kona natives get some rainfall, but 51 ⎜

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don’t let that ruin your trip. An average plane ticket to Kona, Hawaii is about $700-$900. That’s pretty pricey, but the experience is completely worth it!

There’s not a minute spent in Kona that isn’t enjoyable. Whether it is taking a tour of a Kona coffee farm, visiting the Old Kona Airport State Recreation Area, enjoying a cultural luau, surfing on the waves, or enjoying one of Kona’s famous musical festivals, all these make Kona more alluring. The most popular beach is Kahaluu Beach which is home to the magnificent green sea turtles. Kona is also very well known for their treats and their foods. For example; Poke, Spam Musubi, Po’i, Lomi lomi salmon, Loco Moco and Mochi are some of the foods Kona is well known for. Make sure to bring your appetite! Aside from the food, beaches and all the activities, the serene feeling of actually standing in Kona, Hawaii is an experience you will never forget.

MIND POWER Do You Believe in Magic?

Excerpt from “The Magic” (The Secret Book 3)

by Rhonda Byrne Remember when you were a child and you looked at life in total wonder and awe? Life was magical and exciting, and the smallest things were utterly thrilling to you. You were fascinated by the frost on the grass, a butterfly flittering through the air, or any strange leaf or rock on the ground. You were full of excitement when you lost a tooth, because it meant the Tooth Fairy would be coming that night, and you would count down the days to that magical night of Christmas! Even though you had no idea how Santa Claus could get to every child in the world in one night, somehow he did it, and he never let you down. Reindeer could fly, there were fairies in the garden, pets were like people, toys had personalities, dreams came true, and you could touch the stars. Your heart was full of joy, your imagination knew no limits, and you believed that life was magical! There is an exquisite feeling many of us had as children, that everything is good, that every day promises more excitement and adventure, and that nothing could ever thwart our joy for the magic of it all.

But somehow as we grew into adults, responsibilities, problems, and difficulties took their toll on us, we became disillusioned, and the magic we once believed in as children faded and disappeared. It’s one of the reasons why as adults we love to be around children, so that we can experience that feeling we once had, even if it’s just for a moment. I am here to tell you that the magic you once believed in is true, and it’s the disillusioned adult perspective of life that is false. The magic of life is real – and it’s as real as you are. In fact, life can be far more wondrous than you ever thought it was as a child, and more breathtaking, awe-inspiring, and exciting than anything you’ve seen before. When you know what to do to bring forth the

magic, you will live the life of your dreams. Then, you will wonder how you ever could have given up in believing in the magic of life! You may not see reindeer fly, but you will see the things you’ve always wanted appearing before your eyes, and you will see the things you’ve dreamed of for so long suddenly happening. You will never know exactly how everything weaved together for your dreams to come true, because magic works in the invisible realm – and that’s the most thrilling part! Are you ready to experience the magic again? Are you ready to be filled with awe and wonder every day like when you were a child?

Get ready for the magic! Our adventure begins two thousand years ago, when life-changing knowledge was hidden within a sacred text.

It’s Universal Law Gratitude operates through a Universal law that governs your whole life.

According to the law of attraction, which governs all the energy in our Universe, from the formation of an atom to the movement of the planets, “like attracts like.” It’s because of the law of attraction that the cells of every living creature are held together, as well as the substance of every material object. In your life, the law operates on your thoughts and feelings, because they are energy too, and so whatever you think, whatever you feel, you attract to you. If you think, “I don’t like my job,” “I haven’t got enough money,” “I can’t find my perfect partner,” “I can’t pay my bills,” “I think I’m coming down with something,” “He or she doesn’t appreciate me,” “I don’t get along with my parents,” “My child is a problem,” “My life is a mess,” or “My marriage is in trouble,” then you must attract more of those experiences. But if you think about what

you’re grateful for, like, “I love my job,” “My family is very supportive,” “I had the best vacation,” “I feel amazing today,” “I got the biggest tax refund ever,” or ”I had a great weekend camping with my son,” and you sincerely feel the gratitude, the law of attraction says you must attract more of those things into your life. It works in the same way as metal being drawn to a magnet; your gratitude is magnetic, and the more gratitude you have, the more abundance you magnetize. It is Universal law! You will have heard sayings like, “Whatever goes around comes around,” “You reap what you sow,” and “You get what you give.”

Well, all of those sayings are describing the same law, and they’re also describing a principle of the Universe that the great scientist Sir Isaac Newton discovered. Newton’s scientific discoveries included the fundamental laws of motion in the Universe, one of which says: Every action always has an opposite and equal reaction. When you apply the idea of gratitude to Newton’s law it says: every action of giving thanks always causes an opposite reaction of receiving. And what you receive will always be equal to the amount of gratitude you’ve given. This means that the very action of gratitude sets off a reaction of receiving! And the more sincerely and the more deeply grateful you feel (in other words, the more gratitude you give) the more you will receive.

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The Business Model

By Mys Palmer A business model is like Bigfoot or unicorns: heard of by many, seen by few, proven by fewer. When asked most of us would give a strong, confident answer to the question “what is a business model?” And most of us would be unanimously wrong. (A+ for effort though!)

There’s nothing worse than knowing you know something you actually have no clue about. It’s the worst kind of lost. You just know you’re supposed to turn left, but you’ve seen that gas station, like, 5 times. Just accept it, you don’t know where in the world you’re going.

If you’re lost in business you’re failing…right?

It’s true.

You can’t know what you don’t know.

You can’t replicate what you can’t implement.

So without knowing what a business model is, or having the first (correct) clue about creating one, your business is doomed to failure, right?

Any business is built by experience. Being lost means you have to think outside of the box to get on track.

You may flail a bit without a business model in place, but you most certainly do not have to fail!

There is a way to do everything I really do believe in that.

It’s a part of why I love branding.

When we’re going through the ringer it’s easy lose sight of that.

I know I have. And I probably will again.

But I always come back to it.

There IS a way to do everything.

So instead of being the know it all, be the person who asks the questions, finds the answers and shares the wealth.

What is a business model exactly?

I mean that is after all what this here read is all about.

Don’t worry, I actually DO have the answer I’m not stalling.

(Oh c’mon, you love to be teased like this, admit it!)

A business model is the explanation of how your business plans to create revenue and profit. See, nothing too fancy.

It’s not an elaborate business plan with all these financial projections that you discovered through 2nd degree research.

It’s the answers to the hard questions that only you can answer for your business.

Oh, and it varies by industry.

Now that you have the definition the question becomes, “how does one go about creating a business model branding sensei?”

Well, so glad you asked grasshoppa!

How to create a business model I know I said it varies, but like all great things a business model has a foundation. A homogenous core that everything grows from depending on where you are in business, what industry you’re in and what product you’re building it for. Here are the foundational basics to build or refine your business model: 1. What’s the thing you do (or have) that makes your stuff different? In industry terms, what's you USP – unique selling proposition?

In order to highlight true benefits, you have to think like the consumer. You are the business owner and no matter how hard you try to convince yourself of it.

2. How will you reach customers?

This one is a straightforward question. Make no mistake, it still requires a well thought out strategy. Will you use email marketing, content marketing and/or social media marketing? Complete Guerrilla campaign or paid advertising too?

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3. Pricing Strategy The popular first stop in lots of free reports: pdf, report, case study…something. Just as long as it costs zero dollars and cents. AKA the freemium pricing strategy. Done properly, it works.Even if your initial offer is free, how will you price your services, courses, and advice so that the free offer yields dividends? Free doesn’t mean ALWAYS free, or EVERYTHING is free. You have to know how your pricing affects your customers.

4. It’s time to Sell We like to call it marketing because it sounds better. Marketing doesn’t make people cringe with bad flashbacks of Ponzi schemers knocking on the door during dinner with the family. But, we are all salespeople. We have to be. If you’re not, your business probably hasn’t grown much.

And it won’t. The truth is, selling isn’t about being sleazy or sneaky. It’s about providing a solution to your customer’s needs. Building products and services that solve problems. It’s about listening intently and helping someone else achieve their goals. And yes, achieving your goals at the same time. So what is your selling strategy?

5. Delivering the goods You might, like most, think it’s easy to deliver products over the internet.

Sure. All you have to do is format your product. If its video, find and pay for hosting. If its copy, spend hours and hours writing or pay a copywriter to get the benefits right. Usually both. Then of course there’s the design, promotion, and support all while running your business. Easy peasy. Actually, it takes thousands of dollars, time, energy and a lot of trial and error. It’s work. Hard work. So when you’re deciding on your delivery, think of it all.

Clickbank for affiliates? Guest posts, webinars, both? Self-hosted e-commerce site or paid platform? Be thorough.

6. Support doesn’t begin and end with answering questions. Supporting your customers means satisfying them too. Customer support may mean consulting. Actually, consulting may be the next level in your sales funnel. These are all the things you need to decide on. What online/offline resources will you need to help support your customers after a sale? Maybe it’s as simple as telephone support, or more elaborate like having a dedicated support team. This is where you figure that all out. Customer satisfaction was mentioned because in my eyes, the proper support adds to the overall customer experience and satisfaction. Happy customers equals successful business.

Agreed?

Now I’m WELL aware that this little 1,000+ word article only scratches the surface.

Business models are one of the most debated deliverables around.

Some say they are undefinable. Others treat them like the one-page business plan. It’s up to you to decide.

I will say this, your business model will grow and change with your business. It is a living breathing foundation.

Use this info as its intended, to build the foundation.

Planning sucks out loud. It sucks worse when you don’t know how to do it or where to start. This is my way of making planning your business model suck a lil’ less.

Now, go forth and business model!

Mys (rhymes with bliss) is a Brand Consultant, Speaker and Writer, helping brands express themselves™. Find her UN-boring writing on www.BrandedVoice.com. Connect with her on IG, FB and Twitter @BrandedVoice for updates!

Travel Times 24 The Business Model

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