Does Your Home Loan Need A Health Check?

Ahand-made quilt by a talented Sarina crafter will be first prize in a mega raffle, conducted by Sarina Community Arts and Crafts.

A quilt made by the late Dulcie Christensen, donated by her son Glen, will be the major prize.

Dulcie was a prominent and long-standing member of Sarina Community Arts and Crafts and Sarina Fibre Arts. Dulcie loved crafts and was very artistic. She made many quilts, for her family, for friends, for fundraisers for Fibre Arts. She also was talented in Folk Art painting and many forms of embroidery.

She was an inaugural member of the Red Hat Belles of Sarina.

The raffle will be drawn on May 13, one day before Mother’s Day.

As well as the quilt, other prizes to be won are:

• A corner-to-corner crocheted rug;

• A hamper of locally produced delicious foods;

• A one-of-a kind tea cosy and tea pot;

• A fuel voucher.

Tickets are $2 and are available at the Sarina Arts and Crafts Centre.

As interest rates continue to rise, it is more important than ever for homeowners to review their home loans. A home loan health check can help ensure that your loan is still right for you and your current needs. Here are five reasons why you should book an appointment for your home loan health check today.

1. A home loan health check could potentially save you thousands of dollars. By reviewing your rate, term, repayments, and equity, you may be able to find ways to reduce your loan costs.

2. Interest rates are on the rise. By reviewing your home loan now, you may be able to lock in a lower rate before they increase further.

3. Your personal situation may have changed since you took out your home loan. A health check can help ensure that your loan still meets your needs and that you are not paying for features or benefits that you no longer require.

4. Your home's equity has likely increased over time. A home loan health check can help ensure that you are taking advantage of this equity, which could help you access additional funds or reduce your loan costs.

5. Community Bank Sarina Bendigo Bank offers a 100% offset option, which could help you save on interest charges. By linking an offset account to your home loan, you can reduce the interest charged on your loan by the amount held in the offset account.

At Community Bank Sarina, we are here to help you get the most out of your home loan. Whether you are an existing customer or you are new to our bank, we welcome you to book a home loan health check today. With interest rates on the rise, now is the time to review your home loan and ensure that it is still right for you.

To help with your home loan check, Community Bank Sarina is here to help! Call Charmaine and the team on 07 4943 2624 or enquire online at bendigobank.com.au/ healthcheck.