Member Connect Q4 2025 News & Updates
Letter From the CEO
Together, we are making a difference! The key to a successful financial cooperative like WV Central is the commitment of individuals to unite and create a positive impact on both their lives and the community. We are fortunate at WV Central to have 23,583 members who have made a conscious decision to enhance the financial well-being of everyone involved. Thanks to our members’ support, we contributed to organizations across our six-county area, focusing on the elderly, youth, and veterans. In 2025, our financial support exceeded $250,000. In 2025, Central worked with its members to refinance loans originally taken out from other lenders or car dealerships. Through these efforts, many members were able to refinance their loans with us, resulting in a total cost reduction of $1 million. We anticipate concluding 2025 with assets totaling $322 million and loans to our members amounting to $224 million. With the support of our members, Central has built a strong capital base, allowing us to return an additional $1 million to our members. This return is a token of our appreciation for our members’ loyalty to the credit union and will be one of the last transactions posted for December. Please look for this memo: Owner Dividend. We invite you to attend our 57th annual meeting on March 7th at the First Presbyterian Church, starting at 5:30 PM. The meeting will include a business session, and door prizes will be offered. A meal will also be provided for all attendees. Together, we can achieve even more. Please choose WV Central as your financial institution and let us work cooperatively to improve the financial well-being of all members of our local community. Merry Christmas and Happy New Year! Michael A. Tucker, President/CEO
2 Holiday Fraud Alert
During the holiday season, scammers are stepping up their efforts as people get busy with shopping, donating, and sending money online. This distraction makes it easier to miss the red flags. Common scams include fake shopping sites and apps, phishing texts or emails about package deliveries, bogus charity requests, tech-support calls, imposter scams, and even AIgenerated “deepfake” ads or voices. Scams to Watch For: • Delivery Scams: Fake alerts claiming a package can’t be delivered and asking for personal information. • Shopping Scams: “Too good to be true” deals that push you to click quickly. • Charity & Investment Scams: Fraudsters posing as nonprofits or offering holiday “investment opportunities.” • Tech Support Scams: Callers pretending to be from reputable companies to gain access to your computer or personal data. • Imposter Scams: Someone posing as a family member or friend who urgently needs help. • Deepfake Scams: AI-created videos or audio designed to trick you into believing someone you trusts making a request. How to Stay Safe: • Don’t rely on the name or number displayed– these can be spoofed. • Be cautious with links and attachments unless you’re expecting them. • Never share personal details or one-time passcodes. • Be skeptical of urgent requests or high-pressure tactics. • Keep social media private and limit what you share publicly. • Consider setting up a family “password” to verify real emergencies. If something feels off, pause and verify. Always report suspicious activity to the credit union as soon as possible.
Election of the 2025 Board of Directors The 57th annual meeting of the West Virginia Central Federal Credit Union will be held at 5:30 pm on March 7, 2026. The meeting will be held at the First Presbyterian Church at 1341 Juliana Street, Parkersburg, WV. The nominating committee tasked with identifying candidates for the Board of Directors is Jude Wetzel, Greg Frazier, and Mike Seese. Vicki Thorpe, Ken Watts, and Randy Cole are the board members up for re-election to fill three open seats. If you are a member in good standing and would like to be considered for a board position, you may collect signatures supporting your nomination. To be considered, you must collect at least 1% of the membership, which would require 235 signatures of current members of WV Central. If interested, please obtain the 235 member signatures and mail them to: *Nominating Committee WV Central FCU 1306 Murdoch Avenue, Parkersburg, WV 26101 *Must be received by January 20, 2026. The election of board members will be part of our business session. No nominations will be taken from the floor.
3 2025 Day of Giving
West Virginia Central had the privilege of giving back to our community at the annual Day of Giving, where funds were distributed to over 100 local non-profits. We were excited to celebrate these organizations and their incredible work to make a difference in our communities.
Available through the end of January 2026.
4 SavvyMoney
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Online Banking
SureLock We are excited to announce SureLock is now offered to members with Kasasa checking accounts. With SureLock, members have access to receive Instant Alerts within seconds of any new hard inquiry against their TransUnion Credit Report, Credit Lock capabilities, Dark Web Monitoring, Identity Restoration Assistance and Identity Theft Insurance. View the Rewards Dashboard by logging in to Online Banking to learn more. Be sure to monitor your email for more information.
5 Breakfast With Santa
Breakfast With Santa was a festive success on Saturday, December 20, 2025, at Grand Pointe in Vienna, WV. Families gathered to enjoy a delicious breakfast while kids had the chance to visit with Santa, share their wish lists, and soak in the holiday cheer. Smiles, laughter, and a little Christmas magic made it a memorable morning for both kids and parents alike.
Save Big On Tax Prep As a West Virginia Central member, you save 20% on TurboTax®, whether you file yourself or have an expert file for you. Or save up to $25 on in-office tax prep services from H&R Block and get your taxes done by professionals. Plus, save even more with earlyseason pricing when you file by February 28th. Also, as a credit union member, you can enter for a chance to win $10,000 from Love My Credit Union Rewards.
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Zogo Turn spare minutes into money-smart moves. Try Zogo, our favorite gamified financial literacy app. By completing modules, taking interactive fivequestion quizzes, and participating in daily trivia games, users earn virtual “pineapples” and work toward real-life rewards - like a $5 gift card to one of their favorite stores!
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1306 Murdoch Avenue Parkersburg, WV 26101 Local: (304) 485-4523 | Toll Free (800) 642-1902 www.wvccu.org