Kisumu, Kenya BTCA - Powerpoint Review

Be the Change Academy - Kenya

Impressions

Training Group in September 2011 in Kibuye 18.03.24

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Impressions

Interviews for Selection Panel in November 2011 18.03.24

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Impressions

Loanees buying utensils for their business 18.03.24

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Impressions

Weekly loanee meeting 18.03.24

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Impressions

Training April – June 2012 18.03.24

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Training lessons 1.

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Market Research: Business Viability & Competition Market Research: Market Segmentation & Location Market Research: Conduction Market Research Marketing & Pricing Customer Service Business Ethics Life Skills Savings: Personal and Business Basic Accounting & General Journal Entries Sales Forecasting & Break Even Analysis Income Statement & Cash Flow Balance Sheet Introduction to Sustainability Waste Management Resource Management & Consumption Water Food & Agriculture Business Law Gender Equality Presentations

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Market Research Entrepreneurial Skills

Financial Literacy

Sustainability

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Trainings

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2011

• 80 young people trained • 8 training lessons • 24 loans

2012

• 152 young people trained • 20 training lessons • ?? loans 8

Trainings The trainers have shown me their open heart when training, this has make me feel free and ready to participate. The training is very youth-friendly. I can now find my way to treat my customers well, it has also make me know the importance of savings and taking all the records in business as per sale, stock, expenses.

The lessons were interesting and I was happy to participate in the discussions. Also we were given handouts to read at home. I am happy at the training because it taught me a lot of good habits and helps me understand my business.

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I liked the training because it made me know that in order to make money, you have to keep very correct accounts.

The fact we can engage in group activities and discussions after the lessons make me understand more of what has been taught, and the lessons teach us how to conduct business on a professional and efficient level.

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Impact Evaluation • 4 Groups

Group A

Group B

Group C

Group D

Loanees without Training

Trainees without receiving a loan

Loanees with training

Control Group

5 females / 7 males

5 females / 7 males

4 females / 8 males

5 females / 7 males

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Impact Evaluation – Increased Business Skills • Business survey 1. Personal business confidence • Higher for groups B and C after training

2. Financial records • Most of trained youth are keeping records

3. Challenges • Trained youth are more resilient and overcome challenges and business difficulties more easily

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Impact Evaluation – Improved understanding • Improved understanding of business mechanism • Business survey – “I do not keep accounts because I do not have many transactions, it’s just me buying fuel and receiving money from my customers and maybe spending on repairs which is not regular.”

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Impact Evaluation – Increased income • Loan repayments – Nobody repays their loan, if they cannot provide for themselves and their families – Comparison from Group A and C

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Impact Evaluation of Loan Repayments

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Group A – without training

Group C – with BTCA training

Total loan repayment: 2%

Total loan repayment: 28%

Best repayment: 8%

Best repayment: 72%

Time for repayment: 13 months

Time for repayment: 7 months 14

Impact Evaluation – Level of Poverty Aug 11 Group A No Poverty

Poverty

Group B Absolute Poverty

No Poverty

34%

22%

58%

Group C No Poverty

Poverty

Absolute Poverty

8%

22% 56%

Poverty

Group D Absolute Poverty

No Poverty

Poverty

Absolute Poverty

0% 25% 75%

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25%

42%

33%

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Impact Evaluation – Level of Poverty Nov 11 Group A No Poverty

Poverty

Group B Absolute Poverty

No Poverty

8%

22% 56%

22%

Poverty

Absolute Poverty

25%

67%

Group C No Poverty

Poverty

Group D Absolute Poverty

No Poverty

Poverty

Absolute Poverty

0% 25% 75%

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25%

42%

33%

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Impact Evaluation – Level of Poverty Feb 12 Group A No Poverty

Poverty

Group B Absolute Poverty

No Poverty

8%

11%

Absolute Poverty

25%

33%

56%

67%

Group C No Poverty

Poverty

Poverty

Group D Absolute Poverty

No Poverty

Poverty

Absolute Poverty

0% 36% 64%

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25%

42%

33%

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Impact Evaluation – Level of Poverty Feb 12 Group A No Poverty

Poverty

Group B Absolute Poverty

No Poverty

Poverty

8%

11%

Absolute Poverty

17%

33%

56%

75%

Group C No Poverty

Poverty

Group D Absolute Poverty

No Poverty

Poverty

Absolute Poverty

0% 36% 64%

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25%

42%

33%

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Impact Evaluation of Gender equality • More women engaged in training and completing course with viable Business Plans Gender Male

Female

44% 56%

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Impact Evaluation Conclusion • The IE shows, that the project works • The three components of BTCA support 1. Training 2. Loan Funding 3. Business Start-up Mentorship must be delivered as a package, not separately

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Personal success story •

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"The meetings have given me a platform to continuously develop my business since we share ideas and even the challenges that we face and get input from the rest of the members. The group members are my business family and would prefer to maintain this relationship for a longer period of time.“ "The trainers were the best I have ever met so far, I had never imagined that such a wonderful training would be conducted in a way that all of us were very ok with since personally, I speak English but not so well and I do not understand detailed English. They were always there to listen and advice and portrayed great concern about our development. I feel so honored and proud of them."

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Further success • Funding from the French Embassy for loans • Official partnership with the Office of the Prime Minister, Greening Kenya Initiative • Working together with the Mayor of Kisumu • US AID and DfiD Proposals in progress

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Plan for the future • Establishing the Academy in Kisumu – Start partnerships with High Schools in Kisumu – Turn the training locations to High School – Start Business Clubs in Schools – Find Manager to take over the Academy

• Start Business Academies in 2 other cities – Eldoret? Mombasa? Nakuru?

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