Women's Edition Colorado Springs – January 2020

THE MAGAZINE FOR METROPOLITAN WOMEN

January 2020

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January 2020

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Editor’s Notes

Happy Roaring 2020s A quick glance back, and I can see that 2019 was a good year, all in all. I believe 2020 will be even better!

My youngest son, Mikel, and his wife, Valerie, moved to Wisconsin a few months ago. I miss them terribly. However, I know they are doing great things where they are. I’m sure many of us can relate to that feeling—so proud of our children’s accomplishments but sad that sometimes they must move away to do their jobs or serve their country.

Kids grow up and move away. Time marches on and things change, which is good! What if nothing ever changed? Look at life 100 years ago. It was the Roaring ’20s. A disgruntled society ushered in change, whether their leaders and lawmakers were ready or not. It was a time of rebellion and, at the same time, celebration—after all, the Great War was finally over. Our country went through some growing pains as values, morals, fashion, the workplace, and lifestyles were all being challenged. For the most part, our lives are better for it today.

I admit that I love tradition, and I get comfortable with the familiar and routine. However, we all need to embrace some growing pains in order to improve and develop. Sometimes, there are better and more efficient ways to do things.

Shannon, my operations manager, is always thinking of better ways to do things. I welcome most of her improvements. Even though I have to make adjustments, it’s good for me to be stretched out of my comfort zone. There are definitely glitches and hiccups as we move ahead, but it’s all worth it. As we enter into a new decade, let’s embrace this new world that will bring about changes. Some will be easy to welcome, and some may require a little tweaking. Hang on tight, and let’s make history!

My family celebrated milestone after milestone in 2019. We had lots of significant birthdays this past year, one of which was my mother-in-law, Irene, turning 100 years old! She has seen us go from horse and buggy to space exploration. I also received an announcement from Kurt and Nayelli: I will be a gramma to my second grandson in 2020!

What an amazing world we live in! Let’s make sure it’s an even better place for our children and grandchildren in the next 100 years. I hope my grandchildren and all those coming along behind us will look back and see how this generation improved their lives by being innovative, hardworking, responsible, ethical, fair, kind, openminded, and loving!

Happy New Decade and Happy New Year! See you next month.

Points of Interest Help us welcome Ansley Marie’s Salon & Spa to Women’s Edition. They are excited to meet you and share with you the great services they offer. Check out their ad on page 30.

McNulty Jewelers is here to rescue you from holiday gifting missteps.

Whether you forgot someone on your list or need to resize a gift, they’ll take good care of you. See page 18 to find their information.

Voted Colorado Springs’ Top Doc six out of the last seven years, Incline Orthopaedics is your place for hand and upper extremity injuries and surgeries. Flip to page 8 to see their ad.

It’s that time of year again…tax time!

We have just the company to help.

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Have you seen the beautiful array of rugs on the outside back cover?

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Sleeger’s Painting Plus, LLC, has built their business and reputation on quality workmanship and fair pricing.

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Anita Howarth, Editor On the Cover: Cartise More information at www.cartise.com

Positive Thought of the Month “Be always at war with your vices, at peace with your neighbors, and let each year find you a better man.” —Benjamin Franklin

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Focus on Finance

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Value Investing is on Life Support Today’s Intelligent Investing

By George Morgan

Value investing is a theory about how the stock market works. The operative word here is “theory.”

It is not a scientific approach. If something is proven in a scientific context, you can say that if this happens, this will follow, and it does—100 percent of the time. Value investing cannot say anything like that. What it can say is that this is the way we make decisions about when to buy and sell stocks. Sometimes, it turns out the way we think it will; sometimes, it does not turn out that way at all.

The way value investing works is that investors gather all the financial and operational data that are available on a publicly traded company. They then calculate what they feel is the firm’s “intrinsic value.”

They compare the number they have identified for the firm’s value with the price of the firm’s stock as determined by the investors in the stock market. If the market price is below what they have calculated as the intrinsic value of the firm, they buy the stock.

The assumption is that, over time, other buyers will come to the same conclusion and will then also buy the stock. These other buyers will drive the market price of the stock up until it reaches the price that the original investors believed was the firm’s real value.

When other buyers move the price of the stock to what the original investors thought was correct, the original investors sell their stock, take their profits, and move on to the next gem.

Value investing is the brainchild of Professor Benjamin Graham. Professor Graham was an economist and investor. He began his career by opening a brokerage firm on Wall Street in the late 1920s. In the mid-1930s, he took a position teaching investment theory at Columbia University.

His most famous student was Warren Buffett, who took his course on investing and went on to make a fortune for himself and many other people. In 1949, Professor Graham published a manual on value investing titled “The Intelligent Investor.” It has gone through many editions and is still in print today.

Value investing’s heyday was during the years from 1980 to about 2000. Value investing’s major competitor is another theory called growth investing.

Growth investors couldn’t care less about the price of a stock. The only thing they care about is how fast the underlying company is growing. Their rationale is that even if they overpay for the stock, the company’s rapid growth means that the company’s value will eventually exceed the company’s stock price.

In 1981, I became a stockbroker. I took a position with a small firm that lacked a training department, so I was on my own to build a methodology for picking stocks to recommend to my clients. I approached several senior brokers, who all told me to read “The Intelligent Investor.” After reading the

book, I focused on a firm in northeastern Nebraska that manufactured center pivot irrigators. I calculated the firm’s intrinsic value and saw that the stock price was about half of the intrinsic value, so I began buying the stock for my clients.

Months went by…and then years…and the price of the stock never changed. I realized that, for the value investing approach to work, there had to be a bunch of others who used the same approach and came up with the same answer I did.

It was obvious that, in this situation (and probably in many others), this was not the case. It was then that I began to have doubts about the validity of value investing.

Over time, Warren Buffett’s view of value investing has changed, as well. Starting in the early 2000s, he began recommending that individual investors use index funds for their investment activity.

Several years ago, he stepped back further from value investing in the Berkshire Hathaway Annual Report. He announced that, when he dies, the bulk of his fortune will go to the Bill and Melinda Gates Foundation. He further stated that he has directed his advisors to take the money that goes to his wife out of Berkshire Hathaway and invest it in an S&P 500 index fund, instead.

Why doesn’t value investing work like it used to? The answer is simple. When “The Intelligent Investor” was written, stock trades were made between two humans with a pencil and a black notebook. Humans made rational decisions based on carefully collated information. Today, 80 percent of all trades are made between two computers, with no human interaction whatsoever. Computers are not taking into account a company’s detailed information; all they care about is making money today by finding price differentials among the 13 markets. In today’s world, a passive index fund is perhaps the most intelligent investing.

Editor’s Note: Professor Morgan has over 40 years’ experience in the investment field, both as a university professor and as a financial advisor.

He currently serves on the faculty at the University of Nebraska at Omaha, where he directs a program designed to educate 401(k) plan participants on how to improve their investment strategy.

The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. WE

January 2020

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Inside This Edition

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2

Editor’s Notes

28

Healthy Living

3

Focus On Finance

30

The Market Place

6

Fashion Worthy

32

Income Outcome

33

Kids Comments

34

View From The Top

36

To Your Good Health

38

Home Works

Current bridal trends are changing, so you no longer have to labor over such a crucial decision. Now you can choose two or even three options to wear on your wedding day.

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Zodiac Forecast

10

Weekend Gourmet

12

Business Style

14

A Woman’s Work

16

Fresh Concept

18

Interiors By Design

24

Out and About

25

The Good Life

26

Good Looks

The start of a new decade is a great time to refresh many things in our lives. Why not start with a freshly remodeled kitchen?

40

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Positive Perspective This idea has given me permission to try new things, to take more chances, to live a fuller life. It has given me an entirely new perspective on goals.

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Let’s explore the multiple cosmetic surgery options that can diminish the signs of aging, boost your confidence, and give you a new look in 2020.

Owner, Editor Anita Howarth

Operations Manager Shannon Majors

Art & Editorial Director Erin Lanza

Copy Editor Liz Huett

Women’s Edition 5555 Er i ndal e D r i ve, Suite 201 • Colorad o S p rin gs, CO 80918 • (719) 227-02 6 2 National Publisher: Women’s Edition, Inc. 888-892-4076 Women’s Edition is operated locally by M. Renee Publishing, Inc., an independently owned and operated franchisee.

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January 2020

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Fashion Worthy

Fulfill Your Bridal Fantasy Fresh Design Elements for Modern Brides

By Holly Bell

Brides once spent a year or more looking for that perfect dress.

With so many options available, it seemed like an impossible task to narrow it down to just one dress. Current bridal trends are changing, so you no longer have to labor over such a crucial decision. Now you can choose two or even three options to wear on your wedding day!

According to The Knot’s annual wedding attire survey, 11 percent of 2018 brides wore more than one outfit on their wedding day, and the trend is expected to get even stronger.

Every bridal special event deserves the perfect look! Consider a white belted blazer embellished with lace sleeves for the rehearsal dinner. The blazer is back in a big way in ready-to-wear; why not incorporate that fresh look into your wedding attire? The right blazer could be an important part of a more tailored, minimalist, or informal wedding look.

For the reception, many brides choose to change into a more partyfriendly gown. After all, some of the most stunning bridal gowns aren’t exactly designed for dancing the night away! Consider a cocktail dress with a touch of elegance and a little sparkle. Keep it in the same color scheme as the wedding dress—even after the ceremony, the bride should look like the focus of the party and stand out from her guests.

Speaking of color: The newest color story to grace the bridal runway is baby blue. Designers loved this new take on pastel options. You know the old saying about something blue! Of course, the cream and blush hues are always popular in bridal attire, but a wide range of color choices are on trend this year. Standouts are pistachio, soft gray, and lavender. I find the pink tones are exceptionally flattering, as they create a glowing “blushing bride” look.

A few seasons ago, white with a touch of black was introduced, and this look has gained popularity every season. Weaving a black touch into the ensemble in the form of a belt, ribbons, or jacket brings a high-contrast and edgy look. A bridal gown in a subtle color or embellished with a contrasting color is a great way to stand out from the rest.

Designers have spent the past few seasons falling in love with creative shoulders and sleeves in ready-to-wear. Bridal fashions have followed suit.

Off-the-shoulder looks and capacious sleeves are creating some dramatic silhouettes reminiscent of dresses worn on the red carpet. With a dramatic statement neckline or sleeve, remember to keep everything else simple. One eye-catching detail is enough.

Another traditional yet modern touch to wedding dresses 2020 is the creative use of sheer fabric. Wedding dresses are beautiful in motion and even more so with a sheer lower part of the gown. Usually starting around the knee, the sheer fabric gives a subtle peek-a-boo effect that is decidedly romantic. Sheer sleeves are also a wonderful option for winter brides or those who are modest about showing their arms. Sheer long sleeves are elegant and tasteful. Sheer bodice embellishments from the bust to the neckline are also a great way to be comfortable with a low-cut or even strapless dress.

The high neck offers a touch of effortless elegance. The covered-up look is far from matronly; in fact, it is decidedly fashion-forward. Many gowns for 2020 feature sheer fabrics and ruffles around the neckline reminiscent of the Elizabethan era.

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For the bride who wants to give a glimpse of a lovely leg, a thigh-high slit is offered on many gowns. On a form-fitting gown with simple lines, a properly placed slit can really turn heads! The key to maintaining an elegant look is to keep everything else simple and unadorned.

If you’re the type who prefers to be heavily adorned, you’ll love the newest bridal embellishment this year: feathers! Joining lace, sequins, rhinestones, and pearls, feathers are a modern trend. Designers have added marabou feathers to hemlines, sleeves, and bodices for a soft, dreamy feel.

The wedding veil is another important accessory to your gorgeous dress. A popular look in veils this year is the partial veil. It attaches to the back of the head and is embellished romantically with small artificial flowers.

After all the hectic planning, don’t forget to enjoy the wedding day itself! Eat a good breakfast with protein to sustain you throughout your big day. Stay and be in the moment, savoring each minute. The day will go quickly, and you will want to remember it. Most importantly, don’t stress over details. Anything that doesn’t go as planned will make a wonderful and amusing moment to remember fondly for the rest of your life.

Editor’s Note: Holly has been in the fashion industry for over 30 years as a buyer, boutique store owner, visual merchandiser, and fashion show producer. She is currently the owner of a modeling agency. Holly regularly appears on local TV doing fashion segments. WE More information at www.lisaloucollection.com

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Zodiac Forecast

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CAPRICORN December 22–January 19 Happy birthday, Capricorn! This year, you intend to slow down and strive for serenity. Discover new ways to meditate and practice mindfulness. You could try a modern yoga class or training routine, but a spiritual vacation would be the ultimate benefit to your inner self and physical well-being. Once you are truly at peace, you will make the most out of life and all of its wonders!

Aquarius (Jan 20–Feb 18) You’re at a creative peak! Use this energy and allow your ingenuity to communicate for you. Put your fears to rest and be the best version of yourself. The results will amaze you!

Pisces (Feb 19–Mar 20) You are comfortable in life, but it’s time to embark on new enjoyment and adventure. Try out different things to get out of your element.

Aries (Mar 21–Apr 19) Life is all about balance. You are feeling more ambitious and realistic about your aspirations. This will lead to more stability in every aspect of living.

Taurus (Apr 20–May 20) Your New Year starts out calm and steady. You are feeling more apt to settle down and face important choices that need to be made.

Gemini (May 21–Jun 20) Go ahead and push that refresh button!

This month is the time to enhance all aspects of your life. Do this at your personal pace.

Cancer (Jun 21–Jul 22) Be ready for improvements! There are many positive changes unveiling themselves in your professional

and personal life. The opportunities you choose to pursue are entirely your decision.

Leo (Jul 23–Aug 22) A New Year and a new you! Get ready to enjoy this time with vigor. You are open to trying new things like cuisine, education, and relationships. The possibilities are endless!

Virgo (Aug 23–Sep 22) Your sign is well-known for being very sensible. Although you may be tempted sometimes to make impulsive decisions, you stay true to yourself. Let your steady hand be a guide to those on a more impulsive path.

Libra (Sep 23–Oct 22) Your month begins with joy and merriment.

You are encountering fewer responsibilities lately. This allows more time for you to relax and rejuvenate your body and mind.

Scorpio (Oct 23–Nov 21) This is your moment of liberation. This gift is precious, so use it wisely. Learn something new about the world and make a positive change.

Sagittarius (Nov 22–Dec 21) Let go of the past! It’s good to change different aspects of your life for the better. You will need a little patience; only in time will maximum results appear. WE

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January 2020

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Weekend Gourmet

Welcome to 2020! Let’s Eat!

By Kate Beiting

Barbecued Ham Sliders Mix together 3 Tablespoons of cider vinegar, 2 cups of ketchup, 1/2 cup of brown sugar, 2 Tablespoons of Worcestershire, 6 Tablespoons of butter, 1/2 of a chopped onion, 4 Tablespoons of lemon juice, 1/2 cup of water, and salt and pepper as desired. Add a dash or two of hot sauce, if you like. Put 2 pounds of sliced ham into an oven-proof stock pot and pour the sauce over the top. Cook in a 325-degree oven (or a slow cooker) for 2–3 hours. Serve with soft cocktail buns or garlic bread.

Brunch Bubbles Mix together 1 bottle of Prosecco or Moscato, 1 cup of orange juice, 2 cups of pineapple juice, and 3 cups of lemon-lime soda like 7-Up or Sprite. (You can omit the wine for a fizzy all-ages punch.)

Stir or shake well. Serve in tall glasses over ice and garnish with orange or pineapple slices and maraschino cherries.

Orange Poppy Seed Muffins Lightly mix together (do not over mix) 1 and 1/3 cups of flour, 1 cup of sugar, 1/2 cup of sour cream, 1/3 cup of soft butter, 1 large egg, 2 Tablespoons of grated orange zest, 2 Tablespoons of orange juice, 1 Tablespoon of poppy seeds, 1/2 teaspoon of salt, and 1/2 teaspoon of

BARBECUED HAM SLIDERS

baking soda. Spoon into greased muffin tins or paper liners. Bake for 10–15 minutes at 400 degrees. Serve with orange butter: Mix 1/2 cup of soft butter with one 3-ounce package of cream cheese, 1/4 cup of powdered sugar, and 1 Tablespoon of grated orange zest.

New Year’s Upside-Down French Toast Pour 1/2 stick of melted butter onto a jelly roll pan. Mix together 1/3 cup of sugar, 1/3 teaspoon of cinnamon, and 1 teaspoon of grated orange zest. Sprinkle the mixture over the butter. Mix together 4 eggs and 2/3 cup of orange juice. Dip 8–10 pieces of bread into the egg mixture, then arrange them on the pan. Bake at 325 degrees for 25 minutes. ›››

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Sweet and Savory Cheese Mix together 1 pound of grated cheddar cheese, 3/4 cup of mayonnaise, 1 small onion (finely chopped), 1 clove of minced garlic, several dashes of Tabasco sauce, and 1 cup of finely chopped pecans. Mix well and form into a ring with an indented center.

Refrigerate for several hours. When ready to serve, fill the middle with 1 cup of strawberry preserves. Serve with toasted cocktail rye breads or crackers.

Pot Roast Sandwiches Season a 3-pound rump or chuck roast with salt, pepper, and dried dill. Place in a large casserole or stew pot. Add 1/4 cup of water and 1 Tablespoon of red wine vinegar. Cover and bake at 200 degrees for 5 hours. Remove meat to a platter, slice or shred, and cover with foil. To the liquid in the pot, add 3 Tablespoons of flour and 1 Tablespoon of dried dill and stir well. Add 1 cup of sour cream and stir. Add the meat back into the pot to heat through. Serve with buttered rolls, mashed potatoes, rice, or buttered noodles.

chestnuts, 2 stalks of diced celery, and 1 and 1/2 cups of cooked rice.

Place 3 pounds of cooked, deveined shrimp in the bottom of a 9x13inch baking dish and pour the soup mixture over the top. Cover with a cup of buttered breadcrumbs or crushed butter crackers. Bake for 30 minutes at 350 degrees.

Mrs. C’s Pumpkin Dessert Crumble Finale Lightly grease the bottom of a 9x13-inch baking dish. Mix together one 12-ounce can of evaporated milk, 3 eggs, 1 and 1/2 cups of sugar, 4 teaspoons of pumpkin pie spice, and 1/2 teaspoon of salt. Pour the mixture into the baking dish. Sprinkle 1 box of yellow cake mix over the mixture. Sprinkle 1/2 cup of chopped pecans and 1/2 cup of chopped walnuts over the dry cake mix. Pour 1 cup (2 sticks) of melted butter over the top. Bake at 350 degrees for 55 minutes. Serve with whipped cream. Refrigerate leftovers.

Crunchy Baked Pecan Chicken Mix together 1 cup of buttermilk baking mix, 1 teaspoon of Old Bay seasoning, 1 teaspoon of paprika, and 1/2 cup of finely chopped pecans. Dip 4 chicken breasts (boneless, skin-on) into 1/2 cup of buttermilk and then into the dry spice mixture. Place the chicken in a greased 9x13-inch casserole dish. Pour 1/2 cup of melted butter over the chicken. Bake uncovered at 350 degrees for 1 hour.

Happy New Year Cake For the cake: Mix together 1 box of orange supreme cake mix, 1 small box of instant vanilla pudding, 1/2 cup of oil, 4 ounces of frozen (thawed) orange juice concentrate, 1/2 cup of water, 4 eggs, 3 ounces of Galliano, and 1 ounce of vodka. Mix for 5 minutes. Pour into a greased and floured Bundt or tube pan. Bake at 350 degrees for 45–55 minutes. Cool for 15 minutes and invert.

For the glaze: Mix 1 cup of powdered sugar, 1 ounce of orange juice concentrate, 1 and 1/2 Tablespoons of Galliano, and 1 Tablespoon of vodka. Drizzle the glaze over the cake.

Open House Shrimp Casserole Mix together 2 cans of cream of shrimp soup, 1/2 cup of mayonnaise, 1 diced onion, 3/4 cup of milk, 1 can of sliced water

Editor’s Note: Kate has been an Omaha area culinary instructor since 1997. She attended The Institute for the Culinary Arts at Metropolitan Community College in Omaha. WE

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January 2020

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Business Style

Your TaxLady, LLC Helping to Solve Your Tax Puzzles

By Adrienne West

Many people outwardly cringe when they simply hear the word “taxes.” Kathy Bylkas, owner of Your TaxLady, LLC, smiles instead—she has a passion for taxes. “My first love is taxes!” she exclaims. “Taxes have nothing to do with numbers. They’re puzzles! Taxes are information you are trying to stick into the government rules. It’s important to find the perfect fit.”

Kathy has spent the last 40 years helping individuals and small businesses find the perfect fit. She opened her Colorado Springs location 11 years ago after returning to the area from Seattle and discovering that she was not ready to retire. The Colorado Springs office is her third business.

Currently, the office has a specialized, professional staff of six to 10 full-time workers, along with 10–15 additional workers who assist during tax season. The training and support that new hires receive in these temporary clerical positions help many of them find a rewarding full-time job once tax season is done. Each staff member at Your TaxLady, permanent or temporary, strives to provide clients with expert advice and services in the areas of accounting, bookkeeping, payroll, and, of course, filing taxes.

The response of the Colorado Springs community demonstrates that Kathy is definitely a favorite here.

Your TaxLady has been voted Gazette’s Best of the Springs for five years in a row, and many clients are happy to tell us about the excellent services they receive from Your TaxLady. “Your TaxLady has saved me time and money, providing me excellent service at reasonable fees,” states Keith Wegen. “I used several accountants before Your TaxLady, but she provides better service at half the cost.”

Clients know that they can count on Your TaxLady to take care of their personal and business needs. “Kathy at Your TaxLady did a fabulous job clearing up some old tax issues for my husband,” notes client Candy Harman.

“She handles all of our company taxes, as well. It is great to have someone like her on our team.”

Kathy and her staff ease the burden of keeping up with all the daily clerical tasks required to run a small business. Their personalized services ensure that business owners can focus on the other important aspects of their work. “We try to keep small businesses out of trouble so that they can do what they do best,” Kathy explains. “For example, the auto mechanics we work with—they would rather work under a car than play with the books.”

Another way that Kathy serves her clients is by being an advocate for them with the IRS. As a registered enrolled tax agent (EA) with the IRS, Kathy passed rigorous testing to have the authority to represent her clients with the IRS. The designation of EA also means

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that she completes continuing education classes and follows different rules than a regular accountant.

Kathy really enjoys this part of her job. “One of the most rewarding parts is getting people out of trouble with the IRS,” Kathy shares. “A lot of clients are very stressed if this is a problem, and helping them makes a huge difference in their lives.” Kathy can recall numerous occasions when clients have been in trouble with the IRS, only to discover that the problematic W-2 form was not even the client’s. Kathy helps to fix the mistake with the IRS. Anyone can benefit from the tax advice and help that Kathy and her staff provide. “There are over 1,500 brand-new pages of tax law this year,” Kathy points out.

This is why it’s crucial to have someone working for you who understands the complexity and requirements of both the new and the old laws. For example, did you know that this year will be a great year, tax-wise, to start a new business?

“It is phenomenal, the savings they are going to have,” Kathy proclaims.

One of the things Kathy most enjoys about owning her own business is the flexibility of her hours.

Kathy loves to travel with her husband.

During tax season, Kathy is very busy.

During the off season, however, she and her husband enjoy traveling at least one week every month.

On many of these trips, they are fortunate to visit some of their 18 grandchildren and nine great-grandchildren, who are dispersed across six different states.

Your TaxLady is located at 401 Windchime Place, in Colorado Springs. To find out how Your TaxLady can assist you with your personal and business accounting and tax needs, please call 719-249-1241 or email officemgr@taxladyllc.com. For more information, visit Kathy and her team online at taxladyllc.com. WE

Owner Kathy Bylkas

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January 2020

13

A Woman’s Work

New Year, Same Old You? Change Your Approach

By Sharon Knierim

At the beginning of every year, most of us spend a lot of effort trying to come up with a New Year’s resolution that we can seriously carry out. High on lots of lists are resolutions like losing weight or not eating any unhealthy food. Of course, resolutions like these often don’t last very long. Oh, sure, it seems exciting and challenging in the early stages…as time goes on, though, many of us move away from the promises we made to ourselves and then are engulfed in guilt. We find lots of reasons and excuses as to why we can’t have a light supper or eat more fruits and vegetables instead of carbohydrates and fat. We find ourselves picking up meals at fast food drive-ins. That gym membership we got so we could do daily workouts? Well, we all know what becomes of that after a few well-intentioned visits.

When we make resolutions like “no junk food” or “lose weight,” we’re putting ourselves in tough situations and setting ourselves up for failure. Instead of denial of foods that we love or trying to stretch our physical beings surrounded by strangers in public spaces, it might be more realistic to make some form of a positive resolution that will bring us more personal success.

Instead of making resolutions that you are not liable to honor, develop a plan or self-commitment to improve your way of thinking. Are you a creature of negative thought

patterns? It’s easy to become negative and apathetic. It seems that there is very little good news these days, and positive news reports are few and far between. One sure-fire method to improve a negative mood is to become less emotionally involved in news that we can’t change.

Now, don’t forego the news of the world altogether.

We still need to be aware of events that surround us and that make an impact on our lives, but we can try to keep things in perspective. Perhaps finding a different news source or delivery would be helpful. Instead of taking on all the cares of the world, give yourself a break and find a variety of entertainments. I’ll bet your mood will improve.

Get involved in activities that are enlightening and promote positive thinking. Spend more time with people who seem to be invested (naturally or deliberately) in positive and

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constructive thoughts and activities.

Perform a personal inventory of your characteristics. When I did one of these self-inventories and was brutally honest with myself, I uncovered some slightly less-than-admirable qualities and habits. I recognized that it was time to do some reshuffling of priorities.

Maybe we should all do this from time to time. I can vow that I feel better already. It sure beats having someone else point out some of my less desirable qualities! Will I be able to keep up the good habits? So far, so good!

Hopefully, feeling better about myself and those around me will be a reward worth gaining.

When we feel better about ourselves, we naturally feel better about our surroundings and those who populate them. Taking care of ourselves is a key step to taking a positive attitude and moving in the right direction. Focusing on the needs of others is an excellent road to feeling better about ourselves. It certainly is true that no matter how bad or hopeless things feel, there is always someone else whose needs are greater than our own.

Some will argue that it is important not to become too self-involved, and there is real truth in that. Of course, it’s natural to focus on ourselves—our own problems are the closest to us.

However, if we focus too exclusively on ourselves, we seem to turn inward, and we don’t develop or expand the natural curiosity that makes humans who we are. Spread yourself around. Let others know what a unique person you are. At the same time, allow yourself to explore other people’s interests and find out what makes them tick. It can be a real education learning about people you already know. Lots of us have interesting qualities that others are not aware of, and that is a real shame. Many people are much more interesting than you might imagine! You can discover that by cultivating your curiosity about others.

Amazingly, these plans for a new you sound a lot like New Year’s resolutions, don’t they? It is entirely up to you how you approach making new habits, dropping old habits, or launching into the kind of breakthrough that will probably make you a happier and more satisfied person. Whatever your plan is, please let me take this opportunity to wish you and yours a wonderful New Year. WE January 2020

15

Fresh Concept

Get Fit in 2020!

Fitness Choices for the New Year

By Janette Calabro

We’re not all athletes, but we can all commit to getting fit. Let’s get in shape because we want to, not because we have to. Start fresh in 2020 with a new attitude about fitness and a real plan to achieve it. Exercise does more than make you sweat! Being physically fit brings benefits for physical health and mental health—not to mention the benefit of how you look in those new jeans.

There are numerous ways to get fit; you should choose your workouts based on your abilities, likes, and dislikes. For example, axe-throwing is a thing, and not just for lumberjacks, but if that doesn’t thrill you, there are other ways to build up your shoulders and core muscles. In the same line of thinking, you don’t have to be a trained dancer to enjoy the bouncy fun of a dancebased workout or a barre class.

Before you dive into any fitness routine, it’s good to be informed about the differences between low-impact and high-impact exercise. Both are beneficial, and you can modify most exercises to suit your level or needs, but some physical limitations make high-impact exercise a riskier proposition.

For example, if you have arthritis in your knees, jumping squats and running aren’t your best options.

Even if your limitation is only temporary—you’re recovering from an injury, are pregnant, or have sore joints—it’s best to ease into low-impact exercise for safety and effectiveness. Low-impact exercise is gentler on the joints and requires at least one foot on the ground. It’s also great for people who are new to exercise or who simply don’t like higher-impact workouts.

Bodyweight training, like push-ups or planks, is a low-impact regimen that uses the weight from your own body for resistance. As you condition your body, you can eventually up the ante by increasing repetitions and challenging yourself with more difficult routines.

Consider hiring a personal trainer for a plan to keep you accountable. They can also cue proper body form so you get the most out of each exercise and avoid injury.

Low-impact exercise doesn’t mean you have to skip cardio. Get to the gym and hop on the elliptical.

Pedaling above the ground instead of stepping against a hard surface is easier on your joints. Join a spin class for great cardio benefits while sitting instead of standing. If you’d rather be outdoors, you can take a hike or a bike ride on scenic trail.

If water is more your speed, jump into the swimming pool and swim laps or tread water. You’ll get cardio benefits if you swim for at least 10 minutes. You’ll exit refreshed and ready to tackle the day. Don’t forget about water aerobics. All that low-impact resistance will burn calories and define muscles without high-impact jolts to your sensitive joints, and you’ll probably have lots of fun!

Honorable mentions for low-impact exercise with

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tons of mind-body benefits include Pilates and yoga. A Pilates class will strengthen and lengthen, often using special equipment, to get that lean ballet body. Joseph Pilates, the inventor of Pilates, stressed using the breath and coordinating the mind, body, and spirit in order to achieve fitness.

Although this technique targets the deep muscles in your core, the whole body is worked to improve strength, alignment, and flexibility. Joseph Pilates said, “In 10 sessions, you’ll feel the difference. In 20 sessions, you’ll see the difference. In 30 sessions, you’ll have a new body.” Learning how to properly move your body takes effort and practice, but it’s worth it. All exercise becomes more effective when you learn how to move.

Yoga is often described as a relaxing, meditative practice, using the breath and flowing smoothly through physical poses, but that’s not all it is. Yoga is an old discipline from India, and its purposes are many, including improvement of health and happiness. If you want to relax your mind, ease lower back pain, and find inner peace, yoga might be right up your alley.

If you’re new to the HIIT craze, don’t let the explosive movements scare you. HIIT (high-intensity interval training) alternates between high-intensity and low-intensity motion, and it remains a top trend for exercise choices. HIIT promises a greater calorie burn in the least amount of time, combining short bursts of intense activity with rest in between. There’s a strict definition for heart rate, too. You should reach at least 80 percent of maximum capacity during a window of one to five minutes before switching to periods of rest or lowerintensity exercise. The purpose is to increase aerobic capacity, stamina, and the ability to build muscle.

What does a typical HIIT routine look like? That depends on what type of exercise you do. A high-impact runner’s version might alternate sprints with jogging. A fitness studio might alternate 45 seconds of squats into

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15 seconds of crunches for a low-impact routine. HIIT workouts range from 10 minutes to a full hour. Shoot for at least 20 minutes to melt away fat.

High-impact routines move both feet off the ground at the same time. If your workout includes jumping jacks, running laps, or jumping from plyo boxes at the gym, you’re in high-impact mode.

Contact with the floor or equipment is hard and frequent. If you want a challenge, want to lose weight faster, and you’re at a low risk for injury, go for it! High-impact movement includes things like CrossFit, kickboxing, or a long run—if your joints don’t mind.

Do you ever feel like punching something? If so, consider kickboxing. This high-intensity martial arts workout burns about 750 calories per hour, combining cardio and strength training to tone muscles and melt away fat. There’s plenty of punching and kicking. Body transformation is fast, fun, and continually pushes you toward a higher fitness level. Expect to throw punches wearing boxing gloves and kick away the day’s challenges. It’s great exercise and a great stress reliever.

CrossFit was created by a gymnast in the mid-1990s and is aimed at strengthening the body with exercises of power, speed, coordination, stamina, and balance. Like HIIT, exercises are mixed to exert the maximum force in the shortest amount of time, but CrossFit squeezes in gymnastics and even Olympic weight lifting to mix things up a little more. All those kettlebells and battle ropes need proper body form to be safe and effective.

This is one routine that really needs the trained eye of a coach or personal trainer to make sure you’re moving your body properly and using the equipment safely.

Personal trainers can do a great deal to kick your fitness into high gear (or low gear, or whatever gear you need). They help you

to set goals with a fitness plan based on your individual needs.

They’re great motivators, keeping you accountable even when you find an excuse to skip your workout. They keep you educated about how your body moves and train you to keep proper form in each exercise. The value added is priceless!

Another way to keep yourself accountable is to join a gym.

Most offer group fitness classes, from indoor cycling to yoga and Pilates. There is often a swimming pool for those sore joints. You can enlist a personal trainer, too, often with a complimentary session so you can decide if that’s a good fit. Take a foam-rolling class to work out sore muscles at the end of the week or walk the track inside on a snowy day. Be sure to look for gyms that prioritize cleanliness and offer equipment and classes that interest you.

In addition to large gyms or fitness centers that offer a wide variety of workouts, there are also workout-specific facilities where they focus on a single program like CrossFit or kickboxing.

If you’re dedicated to a specific program, this might be a great convenience for you—a dedicated facility can offer a full schedule of the same class, making it easier to fit in your workout.

Whether refining your downward dog in a grounding yoga class, training for a marathon at the track, elongating your body with Pilates, or sprinting and resting during HIIT, you can get the benefits of exercise while doing an activity you enjoy. Combine a few for multiple benefits. Join a hula-fit class (yes, with hula hoops) one day, and dance your troubles away in a Zumba or Refit class the next. Find your strengths and weaknesses, train harder and smarter, and change out the old you for a new you.

Cheers!

Sources for this article included: vox.com, glofox.com, yogasite. com, and livefit.com. WE

ew pat ie nt s who n t a re g y n a m e “We have se e n so ion magazine. W it d E s n’ e m o W saw our ad in fessionalism ro p ir e h t r fo ff t he s ta value A nita and rit ten about w e v a h y e h t s ar t icle se and t heir gre at Be c ause of t he . rs a e y w fe t s us over t he la to c he ck us d e id c e d e v a h eople ar t icles, many p e n’s Edit ion!” m o W , u o y k n a h out. T t ime De ntal e if L t a m a e T e —Th

January 2020

17

Interiors

by Design

Get in Shape in Private Latest Trends in Home Gyms

By Robyn V. Powell

Many Americans kick off the New Year with a resolution to live a healthier lifestyle and to get fit. Gym memberships soar every January and then, despite the best of intentions, fall off as people tire of the gym grind. Recent research suggests that as many as 80 percent of people who sign up for a gym membership drop out within just eight weeks. Perhaps you’ve experienced this yourself or are just not getting to the gym as often as you had hoped. If so, it may be time to rethink a gym membership and consider a home gym. The idea of building a home gym and purchasing fitness equipment can seem daunting. Taking a closer look at the cost benefits may just convince you to take the plunge!

Setting up a home gym definitely involves some upfront costs, so it’s best to look at your home gym as a long-term investment.

Treadmills, stationary bikes, and weights can be expensive, but the fact that you’re not paying for a gym membership will save you money over time. A smart approach is to invest in high-quality equipment that is tailored to your preferences. For instance, if you love cycling, you can buy a stationary bike equipped with extra programs and set it up just the way you like it. No more

wasting time making minor adjustments like seat height. Instead, you get straight into your workout. Since you (and perhaps a few lucky friends or family members) will be the only ones using the equipment, it will endure far less wear and tear than at a public gym. With proper maintenance, high-quality home gym equipment will last for decades.

Though financial savings can be significant, the real value of a home gym is saved time. Driving to and from the gym, not to mention having to stand around waiting for someone to finish using the machine, is time wasted. When you have to find that extra time to travel to and from the gym, it encourages you to skip your workout. Excuses begin to creep in—you’re too tired, or the weather outside is terrible. Having all the equipment you need for a great workout right under your own roof is a powerful motivator to keep you on track to meet your fitness goals. All-hours access ›››

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and no waiting equates to a more efficient use of your time. Choose to work out before you leave for the office or as soon as you get home, with the convenience of your own shower just steps away.

The biggest trend in home gyms is home-assisted training. People are investing in treadmills and stationary bikes that are equipped with a monitor screen and software that offers access to various instructor-led workout routines.

It’s like having a personal trainer right in your own home. These internet-enabled systems allow for competition with people around the world, making your workout interactive and fun by bringing the spin class to you.

A home gym can be built just about anywhere in your home, like in a spare bedroom, the basement, or even a garage.

Your ultimate home gym setup will depend on the space you have and how much equipment you want.

When it comes to flooring considerations, rubber and vinyl are the most durable options. Rubber is a natural shock absorber. Rubber mats are great for yoga exercises and as a base mat under treadmills and other equipment. Carpet is not recommended, as it likely can’t handle the abuse and will definitely absorb odors.

If space is limited and you want to step up your home gym, a bar mounted on the wall or ceiling will give your space an authentic gym feel. Pull-up bars offer versatility and allow you to target specific muscles.

These space-saving setups can be equipped with extra accessories like gymnastic rings, yoga straps, and punching bags.

Adding a mirrored wall may seem extravagant, but gym mirrors are not just for vanity. A mirror is a vital tool to let you see if you are exercising properly. Assessing your form while going through the motions ensures you are doing things correctly and reduces the chance of injuring yourself due to poor form.

Last but not least, paint your home gym an inspiring color. Even if the rest of your home has a modern, neutral palette, the gym is one room to make an exception.

Bold colors infuse instant energy, get you pumped, and keep you exercising longer.

Bright orange, blue, or red walls will have you off and running! Once you’ve enjoyed the convenience of your own home gym, you’ll wonder how you ever got yourself to go to the gym.

Sources for this article included: consumerreports.com, helpguide.org, and bestconsumerreviews.com. WE January 2020

23

Out and About

Lifetime Dental Treating Patients for a Lifetime

By Patty Schlegel

“Treat others the way you want to be treated” may sound old-fashioned, but that golden philosophy will never go out of style with the patients and staff at Lifetime Dental. Dr. David Blackley went into the business of dentistry because he wanted to help people. His philosophy and ethics have earned him the trust of many patients, including three generations of many families, and have given him the opportunity to work in an environment he enjoys with the ability to focus on what he feels is the most important—his patients.

Dr. Blackley isn’t the only one at Lifetime Dental living this philosophy. “We like to get to know you,” says Gayla, the office manager. “It makes everybody feel better.” Gayla stresses the importance of knowing what each patient’s needs and expectations are.

The team at Lifetime Dental is small, just the way they like it. In addition to herself and Dr. Blackley, they have two other longtime staff members. Patients find comfort in knowing who they will be seeing, Gayla notes.

Dental assistant Kim has been working side by side with Dr. Blackley for over 25 years. She says he is the most honest dentist she has ever worked with, and she loves the family atmosphere they have created. “These are all my kids,” she says with a wide smile as she opens her arms to the people in the waiting room. She is delighted to have known many of the patients from the time they were young children. Dental hygienist Dori is well known for having a gentle touch. In fact, Gayla notes, even patients who have moved away and returned call to make sure they can still see Dori.

Giving patients options is an important part of his practice, says Dr. Blackley. “I tell them, ‘Here is what I see, here is how we can fix it, and here is what happens if we don’t do anything.’” He says it is important to give patients the information they need so they can be part of the decisions about what treatment they need for their teeth. “There may be three or four different ways to fix a tooth,” Kim adds.

“We give the patients choices and options.”

People need to take care of their teeth and new technologies have provided many new ways to help.

Most important to Dr. Blackley is the preservation of the tooth. Conservative dentistry that preserves the structure of the tooth as much as possible is vital to long-term tooth health, he notes—a crown or a veneer will last only so long. Dr. Blackley says he always considers the longevity of the tooth, the functionality, and the aesthetics.

24

Patient Scott has put his trust in Dr. Blackley since 1989. He says he appreciates Dr. Blackley’s resolve to fix his dental issues right the first time. “He puts your dental health and happiness above all else,” Scott shares.

Gayla enjoys working on a team with great integrity. “We don’t push our services,” she explains. “We tell you what you need and don’t try to up-sell.” She says they treat their patients like family and would never recommend something they wouldn’t recommend to their own families.

Working with insurance companies daily has given Gayla great insight into financial difficulties that patients may face. “We try to help people who don’t have insurance by having our own savings plan,” she says.

Beautiful mountains, the pictures of which are displayed in the waiting room, are photos taken by Dr. Blackely himself.

Although he doesn’t call himself an artist, a good eye can make the difference between having a set of teeth and having a set of teeth that fit and function well, he says.

Being nice, favoring conservative treatment, and getting it right the first time have served Dr. Blackley well in his business. He comes to work each day with a focus on the patients, many of whom have chosen Lifetime Dental for a lifetime.

Lifetime Dental is currently accepting new patients. They are located at 6430 Brook Park Drive, Suite 100, in Colorado Springs. For more information, call 719-268-9777 or visit lifetimedentalcolorado.com. WE

Dr. David Blackley and his staff

Gayla enjoys working on a team with great integrity. “We don’t push our services,” she explains.

“We tell you what you need and don’t try to up-sell.”

The Good Life

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Wedding Planning Enjoy the Experience, Enjoy the Day

By Angella A. Arndt

Congratulations—you’re getting married! After your initial excitement, you realize that you have to plan your wedding day. Where do you begin? What do you do? It can feel overwhelming, but you can get it done, and you can even enjoy the planning process!

The first considerations are determining your budget and your guest list. Keeping these in mind from the beginning will eliminate heartache and over-spending during the planning process. Your biggest expenditures are likely to be your venue, food, and alcohol costs. Your budget and your guest list will go hand in hand—after all, a bigger party is likely a more expensive party. Figure out what wedding items are “must-haves,” and then plan accordingly.

Next, select potential dates and venues. You will want to book your venue at least nine months to a year before the wedding, if possible, to ensure availability. What’s your venue budget? What’s your vision? Popular wedding themes are widely varied and include classic, art deco, bohemian, country, modern, natural, romantic, vintage, and whimsical.

Set up interviews with potential venues. Is the venue available on your potential dates? What’s the cost and what does it include? How many guests can the venue handle? Is the location convenient for guests coming from out of town?

Venues also have different policies about outside vendors. Does the venue have on-site catering, or do you hire your own caterer? If there is on-site catering, do they provide complimentary taste testing? Do they have an event coordinator? Do they have required vendors (for music, flowers, and the like), or can you choose your own?

If your venue doesn’t provide food, you’ll need to select a caterer (the venue may have recommendations). Think about the type of food you want to serve. Set up interview appointments and ask if they will provide a sampling during your visit. Aside from their availability on your date, you’ll need more questions answered. Have they previously catered at your venue? Can they customize their menu? What are their most popular items? Can they handle special dietary needs? Is food made on-site or delivered? Do they have the necessary catering licenses and liability insurance? Do they provide an on-site coordinator at the event? Get a copy of the standard contract and review the deposit requirements, cancellation policy, and payment structure.

Next up, wedding invitations. Local stationery stores or printers are great resources. You want an invitation that complements your theme, and they’ll help you achieve your vision. Current trends in wedding invitations include watercolor, monograms, gold foil, maps, and fun envelope liners. Save-thedate cards should go out eight to 10 months before

your wedding (or earlier, for destination or holiday weddings). Invitations should be mailed out eight to 10 weeks before your wedding.

Interview photographers and videographers to make sure they are qualified to capture the important moments throughout your day. Think about the style you want, including things like classic, artistic, dramatic, and natural. Obtain references, review past work, and make sure the photographer or videographer specializes in your desired style.

Music will enhance the mood of your ceremony and reception. When deciding on songs and instrumentation for the ceremony, think about the venue and the style of your wedding. For the reception: Will there be dancing? Do you want live or recorded music? Your music pro can help you select music to create your desired atmosphere.

Flowers add a finishing touch to your special day.

What’s your style? Modern, classic, vintage, or rustic?

Browse magazines, social media, and floral shop websites for ideas. Florists generally have a unique design style—choose one who fits your vision.

Selecting a cake vendor is one of the tastiest parts of wedding planning. Review vendor websites and on-site photo books for ideas. Are there specific cake elements that are must-haves, such as fondant work, hand painting, or fresh flowers? Meet with bakeries and sample their cake before making a decision.

A wedding planner is an excellent option for those who would rather have someone else handle some or all of the details. Wedding planners will help you create a budget, negotiate vendor contracts, offer cost-saving tips, and troubleshoot on the big day. A full-service planner handles everything from beginning to end, an à la carte planner handles specific details as assigned, and a day-of coordinator makes sure your day runs smoothly. A wedding planner is worth a look if you want to save time and have a pro in your corner.

Whether you choose to handle the arrangements yourself or hire a pro, being organized and planning will help your day run smoothly. You’ll be able to enjoy and cherish one of the most significant milestones of your life.

Sources for this article included: herecomestheguide.com, marthastewart.com, theknot.com, and weddingwire.com. WE January 2020

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Good Looks

Out With the Old, In With the New Plastic Surgery Options

By Loretta McCollum

We’ve all heard the expression “New year, new you.” This year, take that phrase at its word. Let’s explore the multiple cosmetic surgery options that can diminish the signs of aging, boost your confidence, and give you a new look in 2020. Whether you want to wind back the clock or bring some balance and proportion to your features, it’s important to do your research to find a qualified professional with solid credentials and experience in the procedures you select.

Any licensed physician can perform cosmetic surgery, but it’s important to check out a physician’s training, experience, and track record. You should seek out a surgeon who is certified by a medical board in the area that pertains to the surgery you desire (for example, the American Board of Facial Plastic and Reconstructive Surgery for a facial procedure). Board certification means that a surgeon has completed extra training and has been positively evaluated by other professionals.

Board certification is important, but it’s not more important than experience. Be sure that the surgeon you choose is wellpracticed in the specific procedure that you’re having done. Ask to examine before-and-after photos, including photos that are taken years after the procedure, to see how the results are aging on other patients.

Women often seek out anti-aging cosmetic surgery beginning

around age 40. Aging skin loses elasticity and volume, which is when crow’s feet, furrowed brows, and jowls start to appear. One of the most popular procedures is the full face lift, which addresses the entire face and neck. This procedure lifts and firms sagging tissue, smooths deep creases and folds, and tightens facial tissue.

The surgeon makes small incisions behind the hairline, repositions deep tissue beneath the skin, and removes excess skin, restoring shape. General anesthesia is used. The recovery period is about two weeks.

Eyes may be the window to the soul, but bags and droopy lids can cloud that window. An upper eyelid lift removes fat and extra skin that has lost its shape. A lower lid lift removes and repositions fatty tissue and also tightens muscles, smoothing wrinkles and decreasing under-eye bags and puffiness. Incisions are made in natural eye creases, making them virtually invisible. As with a face

rs: e is rt e v d A r u O f O e n A Few Words From O “I have been an advertiser with Women’s Edition for a number of years. At first it was a stab in the dark; would this form of exposure work or would I need to look for another venue to get my services noticed? I have been very pleased with the quality of the magazine, the staff I have worked with, and most of all the quality of prospects who have become wonderful clients. I wholeheartedly recommend advertising in this publication.”

—Pauli Hubbard, CFP with Creative Financial Services, Inc.

Creative Financial Services, Inc. 26

www.womensedition.com

lift, you can expect about two weeks for recovery. You may return to normal activities sooner, but it will take about two weeks for bruising and swelling to resolve.

Do your brow line and forehead wrinkles make you appear to be in a constant scowl? Similar to an eyelid lift, a brow or forehead lift also removes excess skin and repositions muscle tissue. Tiny incisions along the hairline are virtually invisible, correcting those deep furrows and creases.

Two weeks is the usual recovery time.

Aging and weight gain alter the angles of the lower face and neck, bringing multiple chins or loose, flapping skin. If this description sounds familiar, consider neck contouring surgery. This procedure removes extra fatty skin and tightens muscles, smoothing wrinkles, creating a defined jawline, and reducing the appearance of neck bands. Recovery time is similar to that of a full face lift.

If your nose sticks out like a sore thumb, you may want to consider rhinoplasty. It can enhance appearance and also help correct birth defects or breathing problems. This procedure can reshape, straighten, or shorten the nose, improving facial symmetry by altering bone, cartilage, skin, or all of the above. Plan for a sevenday recovery period, followed by possible swelling for a few months.

Otoplasty reshapes the outer ear in an effort to either improve appearance or correct a deformity. Incisions are usually made on the back of the ear while the patient is under local or general anesthesia. Expect the ears to be bandaged for five to seven days.

An important question when considering cosmetic surgery is whether or not insurance will cover the cost. Typically, these types of surgeries are considered elective and are therefore not covered by most insurance plans, unless the procedure is deemed to improve the health of the patient. (Examples might include the correction of crooked nasal passages that impede breathing or severe eyelid droop that impairs vision.) Check with your physician and insurance company prior to undergoing any of the procedures described above.

Whether your insurance will cover it or not, improvements to self-confidence and self-esteem can be deciding factors in the decision to undergo facial cosmetic surgery.

You need to determine for yourself whether 2020 will be the year for a new you.

Sources for this article included: webmd. com, plasticsurgery.org, americanboardcosmeticsurgery.com, and mayoclinic.org. WE

Our afternoon dance party As a mom, we know your family is why. Why you work so hard to make healthy choices every day so you can experience more of life’s precious moments together. We’ve got your back; to make sure more of those moments happen. But we can’t do it without you. While you’re serving more fruits and veggies at home, we’re impacting laws that help shape healthier communities — and it doesn’t stop there. You see, together we can make an extraordinary impact. Because when moms unite, real change happens.

Join other moms and together let’s create a healthier generation of families. Life is Why.

Unite for change at LifeIsWhy.org/Moms

#familyiswhy January 2020

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Healthy Living

Creative Financial Services Fitness for Your Finances

By Leah Johnson

Jill Isbell is the co-owner and president of Creative Financial Services, Inc., and she believes that financial fitness has much in common with physical fitness—namely, that to be successful, you have to set reasonable goals and be willing to give yourself a break. “You’ve got to have some ice cream!” she asserts. “It can’t just be all spinach all the time.”

Jill and Pauli Hubbard (co-owner and chairman of the board) head a friendly team in Old Colorado City that works closely with customers to design achievable financial growth plans. They are well known in the area for the personal touch they bring to an often impersonal business.

Every client partnership begins with a face-toface meeting in the cozy, victorian-style building.

Pauli and Jill believe that this helps their customers understand right away that they’re in for a personal experience. “People connect with us like family, partly because they feel like they’re coming to our home,” Pauli notes.

The ability to connect like family is important, as Jill explains, because “it’s often a significant life event that triggers the first meeting.” A new marriage, for example, might bring about the desire to save responsibly for a first home. The death of a spouse might leave the survivor overwhelmed at the prospect of managing unfamiliar assets. Clients without spouses or children may understand that early control of their finances can lead to early financial freedom. Jill and Pauli listen carefully and then design a unique money management strategy that is tailored to each client.

“No two clients are alike,” says Pauli, “so no two money management plans are alike, either.”

Both women believe that education is the key to empowering clients and growing their wealth, so they work hard to ensure that their customers make informed decisions. Even so, financial prudence can prove a challenge. Jill and Pauli therefore recently introduced the new and exciting “Coaching for Financial Fitness” program. “Financial fitness is all about those daily decisions that can impact whether or not you achieve your financial goals,” says Jill.

Modeled after gym regimens, the Financial Fitness program empowers clients to take control of their finances by offering plenty of support along the way.

Clients enroll for six, nine, or 12 months and then work closely with advisors to identify achievable goals.

Monthly discussions—similar to gym weigh-ins—track progress and encourage clients to stay the course.

Jill and Pauli devise strategies that are in alignment with each client’s risk profile. Should unexpected personal or market-driven circumstances arise, plans are adjusted. “We’re not just there for our clients

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Top l-r: Becky and Yenni during the good times,” Pauli affirms. “We’re there Bottom l-r: Pauli and Jill when the market drops, too. We don’t suddenly go silent when times are bad.” As anyone working on a physical fitness regimen knows, it’s during the tough times that the right support can really help you stay on track.

One client is clearly delighted with the financial control she now enjoys. “I don’t live in fear anymore,” she says. Another states with relief, “They have my trust.” These comments are highly motivational to the team that makes up Creative Financial Services. “They inspire us to do our jobs better each and every day,” says Jill.

Jill and Pauli are well-qualified to manage their customers’ financial assets. Both are certified financial planners (CFPs), a rigorous and top-tier designation that few in their field achieve. Many hours of continuing education are required each year, and a board of ethics ensures the integrity bar is set high. They are also required to act as fiduciaries for their clients.

Best of all? “We aren’t paid by commission!” exclaims Jill, her eyes sparkling. Instead, the firm earns its income through fee-based, hourly, or percent-of-assets services. This means that Creative Financial Services grows only if their clients’ assets grow. This contrasts sharply with advisors who are compensated based on the quantity and monetary value of the specific trades they execute.

Clients of Creative Financial Services can sleep soundly at night, secure in the knowledge that they have tapped a top-notch tactical team that understands their unique circumstances. Like the company’s logo (a tree in full leaf), clients of Creative Financial Services feel rooted as their finances flourish and grow.

As the new year approaches, people naturally look forward to a fresh start. Creative Financial Services is standing by, ready to work with customers who wish to turn over a new financial leaf. Call them at 719-471-4771, send a message to info@create-wealth.com, or visit them online at create-wealth.com. Creative Financial Services is an independent, women-owned financial management firm in the heart of Colorado Springs. Their office is located at 1216 West Colorado Avenue, Suite 200. WE

www.womensedition.com

January 2020

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The Market Place

Do you want to be financially fit?

We are dedicated to enhancing clients’ lives by providing quality investment management, financial coaching and strategic financial planning.

We build long-term relationships based on trust.

We support clients with expertise and integrity as we help them achieve their financial goals.

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Pauli Hubbard, CFP Jill Isbell, CFP Becky Miller, AAMS Yenni Chesire, FPQP Over 50 Years of Service

Creative Financial Services, Inc. Call today or email for a consultation.

719-471-4774

1216 W. Colorado Ave. Colorado Springs, CO 80904 www.create-wealth.com email: pauli@create-wealth.com email: jill@create-wealth.com email: becky@create-wealth.com email: yenni@create-wealth.com

Creative Financial Services, Inc. Good Day to you! December and January are excellent months to look back on the financial actions of your past and to anticipate what the New Year will bring. Ask yourself some questions!

1. What financial decisions in 2019 were “spot on,” and what areas could you improve?

2. What are your new savings and investment goals for 2020 (I recommend following a monthly program of savings)?

3. What could detour your plans?

Would you like some coaching to keep you on track? Creative Financial Services is here to serve you. Please call 719-471-4774.

Ansley Marie’s Salon & Spa At Ansley Marie’s Salon & Spa, we offer hair, skin, waxing, and makeup services! All of the products that we use are paraben-free and chemical-free. Most of our products are vegan and gluten-free, as well.

Ansley Marie has been a licensed aesthetician for 11 years. She loves educating her clients on how to know what their bodies are saying and how to combat some skin issues from the inside out. We offer complimentary skin consultations with our licensed aestheticians as well as complimentary hair consultations with our licensed cosmetologists.

This isn’t just a job for us—it’s our passion!

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Colorado Springs Hypnosis Ltd. It’s that time of year again! People all over are making promises to eat better, smoke less, quit that bad habit—whatever it is they want to do (or not do). Wouldn’t it be nice to make a New Year’s resolution and actually follow through? How nice would it be for “new year, new you” to be a reality? Hypnosis is a wonderful tool to help make many changes that people consider to be hard.

Give us a call at 719-900-1112 or visit coloradospringshypnosis.com to learn how we can help you make 2020 your best year yet.

Sleeger’s Painting Plus One of the fastest, most effective ways to personalize your home is with color.

Whatever your mood, personality, or preference might be—bright, muted, cheerful, elegant—there’s a paint color to match!

Sleeger’s Painting Plus is just the team to call when you are looking for new interior or exterior paint in your home. We specialize in residential repainting, including detailed attention to prep work and wood repair or replacement.

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Rotary International Rotary is a global network of 1.2 million neighbors, friends, leaders, and problemsolvers who see a world where people unite and take action to create lasting change— across the globe, in our communities, and in ourselves. Rotary members believe that we have a shared responsibility to take action on our world’s most persistent issues.

Our 35,000+ clubs work together to: promote peace; fight disease; provide clean water, sanitation, and hygiene; save mothers and children; support education; and grow local economies.

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Income Outcome

More Than Sharing Fritos Making Time for Friends Do you remember having a best friend in grade school? I remember the best friend I had when I was in first grade. She was my next door neighbor and was most likely a year or so younger than I was. We would skip down the hill, holding each other’s hands. I would share my small bag of Fritos with her, even though Fritos were absolutely my favorite afternoon snack. We would sit on our shared driveway, looking at the sky, telling each other our “secrets.” She was not in my life for a very long time, but I remember her to this day.

“There’s something about childhood friends that you just can’t replace.”—Lisa Whelchel Before I knew what happened, I grew up. Life happened, and I made many new friends. I have work friends, family friends, couples friends, long-distance friends—so many friends!

“A true friend is someone who thinks that you are a good egg even though he knows that you are slightly cracked.”

—Bernard Meltzer Over the years, I have had friends come and go. I have had to face the fact that many people who I thought were my friends really didn’t have my best interests at heart. That’s a hard thing to

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By Janet Van deWalle

face, but it’s part of growing up. It’s part of becoming an adult.

“Adulthood is like the vet, and we’re all the dogs that were excited for the car ride until we realized where we’re going.”—Anonymous As an adult, I look for a little more from my friends than simply sharing our favorite snacks. I want them to be honest with me. I want them to teach me to be better. I want them to challenge me when I am not doing my best. I want to trust that they will tell me the truth.

“A friend can tell you things you don’t want to tell yourself.”—Frances Ward Weller I admit, this was a very hard lesson for me to learn. Life moves so very fast, and building and maintaining relationships with true friends requires a commitment of time—the one commodity that we cannot buy more of. I have learned that it is worth it to invest in friendship, even when what they tell us hurts our pride!

“Our chief want in life is somebody who will make us do what we can.”—Ralph Waldo Emerson I hope that you are all blessed to have at least a couple of true friends in your life. They are here for a reason. WE

Kids Comments

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Smile. Hug. Apologize.

Defuse an Escalating Situation It doesn’t seem possible that 2019 will be gone in just a few weeks. If the old adage of “time flies when you’re having fun” is true, then I must be having an absolute ball! In general, 2019 was a good year—except for a few minor rough spots. I’ve been thinking about how some of those hiccups could have been avoided or smoothed over.

I think the best way of smoothing conflicts, wherever they occur, is open and honest communication. We won’t always agree with everyone on everything. Disagreements or differences of opinion can be overcome, and they don’t have to lead to ill will.

We all have bad days. I generally try not to let my bad mood spill over into any relationships. No one else should have to suffer because I’m unhappy. Once in a while, we all slip and say something snarky that we immediately regret. I did, and it escalated into a shouting match. We parted NOT on the best of terms. I later apologized to everyone else who was witness to my temper and also to the friend I snipped at. Don’t ever be afraid to say you’re sorry. If you’re on the receiving end of someone’s tantrum, try to understand that it’s usually a temporary mood that may not have had much to do with you at all. Forgive these people. Chances are, they aren’t happy about what happened, either.

We all have arguments within the family. I remember a time

By Marge Shoemaker, BS, MS

when I had been really worried when the kids were late. Boy, did they get it when they finally got home! Then I apologized for yelling and explained how worried I’d been. I still worry about my kids…and they’re all adults. We occasionally have disagreements over something minor but can usually talk through them. I always end a phone call, visit, or time together by saying, “Love you!”

Those who write advice columns tell people to talk it out.

Get counseling. Find out the real reason for the argument or disagreement. “Don’t go to bed mad” is often good advice.

Sometimes it helps to let people get things off their chest.

Sometimes I argue with myself. I try to do it in the privacy of my own home or in the car…I don’t need witnesses to me berating myself.

I guess I’m trying to say that you shouldn’t let bad terms or misunderstandings be the end of an argument. There’s always a reason for an argument, but there isn’t always a right side and a wrong side. People are individuals. We shouldn’t always think the same. How boring would that be? A hug, a smile, an apology— these are great ways to smooth things over and defuse what could be a volatile situation. Even with kids. Remember, they’re people, too.

Editor’s Note: Marge has three children, two grandchildren, and numerous nieces and nephews. She holds advanced degrees in education.

Her life’s mission is to teach everyone that kids are people, too. WE

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View from the Top

CASA of the Pikes Peak Region Could You Give Voice to a Neglected Child?

By Brenda Gracely

In 2018, more than 16,000 calls were made to the Child Abuse and Neglect Hotline in El Paso and Teller Counties. Hundreds of these children enter foster care each year and get caught up in the family court system. It’s a frightening time for a child, and it can be hard for these kids to feel confident enough to speak up for themselves. The solution is CASA (Court-Appointed Special Advocates) of the Pikes Peak Region. When a child’s future hangs in the balance, the voice of a CASA volunteer can make all the difference.

“We know the CASA model works because a child with a CASA volunteer finds a safe, permanent home twice as fast as a child without a CASA volunteer,” says Angela Rose, the executive director. “We serve the volunteers so the volunteers can serve the children. Our volunteers are on the front lines, advocating for kids.”

CASA volunteers are appointed by judges to be voices for children in court and in the community. Volunteers work on one case at a time, monitoring the court-ordered treatment plan to ensure that positive progress is being made and to assess if the child can be safely returned home. Their opinions are highly valued by judges.

Advocates in CASA’s Dependency and Neglect program are appointed by judges to open abuse and neglect cases in Colorado’s Fourth Judicial District.

They work alongside attorneys and caseworkers for the duration of each case. They engage in family search procedures and provide critical information to the court to put the child’s best interests front and center.

CASA’s Supervised Exchange and Parenting Time (SEPT) program ensures a safe environment in which children can develop healthy relationships with non-custodial parents when there is a court order for supervised visits. Volunteer facilitators monitor supervised visits in a designated area within the CASA facility. The SEPT program is also available for supervised exchanges of children in cases of high-conflict custody or domestic violence. The Children and Families in Transition (CFIT) program is an educational program for parents to learn about the effects of divorce on children and how to minimize conflict.

The Milton Foster Children’s Fund (MFCF) program aims to build the self-esteem and resiliency needed for foster children to become healthy, contributing adults.

Grants within the program offer experiences like sports camp or music lessons and also help purchase items like medical equipment or science project supplies. Life skills classes and tutoring prepare teens for the transition to adulthood when they age out of foster care. The Hanger is a special space within the CASA offices where teens can shop for free donated clothing or gain work experience.

“Recently, I volunteered with a church mission called Macaroni Mondays, feeding the homeless in a Colorado

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Springs park,” says CASA volunteer Christine Jeffson. “Our goal was to simply let them know we cared.

It was a noble goal and one that the homeless appreciated, but as I watched the parents line up with their children, as I watched the teenagers sit on the grass and get high, I wanted to do MORE. Poverty, addiction, and abuse are cyclical, passed between generations through a dearth of education, opportunity, and positive role models and an abundance of trauma. As a CASA volunteer, I hope to break that cycle.”

There is a training program for volunteers, and there is always a full team of seasoned volunteers available for support after training.

“Fifty percent of the kids are boys who need a positive male influence, so we need men as well as women to volunteer,” says Keri Kahn, the communications manager.

“Kids can’t be what they can’t see. They all need positive role models.

Our greatest asset is our volunteers, so we need you to help us raise community awareness.

We are always looking for volunteers.”

CASA of the Pikes Peak Region’s vision is that they will have the resources to serve every child in need by 2020. Over the past 29 years, CASA donors and volunteers have touched the lives of more than 17,000 children in the Pikes Peak Region. In 2018, 430 dedicated volunteers contributed more than 19,000 hours to CASA programs that serve children in El Paso and Teller counties.

However, there is still a gap, with at least 200 children in El Paso and Teller counties waiting for a CASA volunteer. You have the power to impact a child’s life. Be part of the solution! Learn more at casappr.org. CASA of the Pikes Peak Region is located at 418 South Weber Street, in Colorado Springs. To volunteer or make a donation, please call 719-447-9898. WE

Executive Director Angela Rose

The Hanger is a special space within the CASA offices where teens can shop for free donated clothing or gain work experience.

www.womensedition.com

January 2020

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To Your Good Health

Don’t Just Get Thin…

Get Healthy!

By Leslie Byrne

It’s January, and most of us take the opportunity to swear that this is the year we will finally take off the weight. This year, don’t focus on getting thin. Focus on getting healthy! The health risks associated with obesity are sobering. According to the Centers for Disease Control (CDC), about 93 million adults in the United States are obese. Obesity can cause heart disease, stroke, diabetes, and even some cancers. The good news is that reaching a healthier weight is definitely possible, if you have the right help.

Want more good news? You don’t need to get back to your high school weight to be healthy. One measure of healthy adult weight is a body mass index (BMI) between 18 and 24. There are many ways to measure healthy weight—talk to your healthcare provider about what would be healthy for you.

Just as important as weight loss is maintaining a healthy weight in the long term. Studies find that yo-yo dieting can cause heart problems. It’s best to adjust your lifestyle to find a healthy diet that will work for a lifetime. How do you know what program is right for you? Before you can choose the best one for you, you’ll need to have a good understanding of where you are, health-wise.

A great place to start is at your doctor’s office. Our bodies change over time, and our nutritional needs change, too. The weight loss needs of someone who wants to take off some pregnancy weight may be very different from someone going through menopause or who has

had a health scare.Your doctor can help you figure out your needs.

You also need to make sure that your weight gain is not caused by an underlying health issue. Your age and your overall health may help determine which diet you should try. For example, a recent study has revealed that a diet high in protein and low in calories can help older adults lose weight without sacrificing muscle mass or bone density.

Let’s take a look at some popular plans for weight loss.

ChiroThin includes dietary supplements that have ingredients to promote and increase metabolism. The program includes detoxification from eating anti-inflammatory foods with a low glycemic index (that is, carbohydrates that do not cause a rise in blood glucose and are more slowly digested). The program is supervised by a doctor in weekly meetings.

The Jenny Craig diet plan provides prepackaged meals and clients can work with a personal Jenny Craig consultant to achieve their weight loss goals. The strategy is to remove the guesswork about what to eat and to make weight loss simple. This is a good

Wishing Everyone Happy Holidays and an Amazing New Year!

We want to thank everyone who has helped make Women’s Edition Magazine a success.

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plan for people who are too busy to cook or find it hard to cook healthy food.

Members can benefit from learning how to make better food choices to weekly meal planning and exercise tips from coaching professionals.

The First Fitness program focuses on supplements and diet shakes. It offers online support and direction. First Fitness holds online challenges to encourage members.

Weight Watchers is popular all over the world. The program does not sell food or supplements; instead, it teaches members how to make smart food choices to lose weight while eating regular food.

They use a daily points system to help members eat healthy, and there are no forbidden foods. The support consists of in-person meetings, online meetings, or both.

Profile offers one-on-one coaching, personal plans, and a special home scale that makes your weigh-in information available to your coach. The program sells prepared food; members add food from the grocery store. The plan was developed at Sanford Health, a healthcare system with locations all over the world. The focus is on personalized nutrition, activity, and lifestyle coaching.

With Metabolic Research Center, the focus is on foods that increase metabolism as well as education on eating healthy. They focus on hormone imbalance as a reason many people struggle to lose weight.

Another great option for losing weight and keeping it off is nutritional counseling.

Nutritionists address food behavior, teaching clients about nutrition and the health aspects of food. Though nutritionists do not explicitly lead weight loss programs, they can supervise the nutrition in the foods you eat while dieting. If you have medical conditions that must be monitored, your doctor may agree that having you work with a nutritionist would be a healthy option for you.

Whatever plan you try, don’t do it alone! All of these programs offer a level of support that increases your chances of not only losing the weight but keeping it off.

This year, frame your weight loss goal as reaching a healthy weight instead of just “getting thin.” This mindset, along with the right support, could mean that 2020 is the year you’ll finally meet your weight loss goal!

Sources for this article included: nih.gov, medicalnewstoday.com, health.com, emetabolic. com, firstfitness.com, profileplan.com, and weightwatchers.com. WE January 2020

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Home Works

Kitchen Remodel A New Look for a New Decade

By Anne Yankus

The start of a new decade is a great time to refresh many things in our lives. Why not start with a freshly remodeled kitchen? It’s really the heart of the home, and it may be long overdue for some attention.

There are many elements to consider when remodeling your kitchen, but it’s a good idea to look at what is trending in your area. Marble and other stone counters are in, but the pristine white kitchens of yesteryear are just that: in the past. Color is making a comeback, whether it’s veined marble, pops of color on cabinet doors and other accents, or even natural wood cabinetry. Unique items like standout sinks, kitchen larders, plate racks, and double islands are also coming in style.

Cabinets are a very popular item to change during a kitchen remodel. If your existing cabinets are solid and you’re happy with their layout, you might consider cabinet refacing instead of gutting the kitchen. Cabinet refacing leaves the framework of your existing cabinets intact and adds a new set of doors and veneer on top that brings the appearance of brand-new cabinets at as low as one fifth of the cost!

There are three types of cabinet refacing materials: plastic laminate, rigid thermofoil (RTF), and wood veneer. Plastic laminate comes in a wide variety of designs (from solid colors to wood grains). Rigid thermofoil is more flexible and will therefore fit on a wider variety of cabinet frames, but it typically

comes in fewer colors and patterns. Wood veneers remain the most natural-looking of all your options; they are also the most expensive.

If you’ve got the budget and the desire for it, you can completely remodel your cabinets to a new design. For the greatest level of control, you can hire a carpenter to draw and build custom cabinets to your exact specifications. This is an especially good choice if the layout you want is unusual. If you want new cabinets but don’t need anything particularly unique in terms of shapes or sizes, you can go with the less expensive option of pre-made cabinets that are professionally installed.

If you like your existing cabinets but find yourself longing for a new color scheme, try a new paint job. Giving your cabinets a fresh coat of paint in a new color can accomplish just as much of

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a face lift as refacing but at a fraction of the cost. Keep in mind that all the doors and hardware will need to be removed before painting can begin. The cabinets will need to be meticulously cleaned (they probably have grease on them) and sanded, too. For best results, hire a professional painter.

With the cabinets out of the way, the next thing to think about is countertops.

Stone countertops are in, from highend materials like quartz and marble to the more affordable but equally durable granite. If you don’t want to spring for a giant slab of stone, you can often get a similar visual using patterned laminates, which come with a much lower price tag and can often be installed on top of your existing countertops.

The next thing to consider in your remodeling project is cabinet hardware.

Mixing and matching cabinet hardware like knobs and pulls has become increasingly popular over the last year.

Before you make new selections, take into consideration any existing holes your previous cabinet hardware has left behind. Brass and bronze hardware are classic options, but crystal, glass, and stone knobs can provide a nice contrast and splash of color to an otherwise monotonous row of knobs.

Now that you’ve spent time and money on the counters and cabinets, you want the right lighting to show them off.

Hanging lights are rising in popularity, and they can be customized in a variety of ways. From long brass pendants to multi-colored glass lamps to various metal geometric shapes, having unique lighting fixtures can add flair to any kitchen. Task lighting is also vital in the kitchen—you don’t want the vegetables you’re chopping to be in a shadow!

Before your project is finished, cast your focus on the floors. There are flooring options out there to fit everyone’s style and budget. Porcelain tile is durable and less porous than ceramic tile, and it can come glazed in a variety of colors or unglazed in natural, earthy colors. Hardwood floors can be resistant to moisture and splashes, are lowmaintenance, and will give your kitchen a warm, classic look.

From floor to ceiling and back again, give your kitchen a fresh look going into 2020!

Sources for this article included: countryliving.com, homesandgardens.com, thisoldhouse.com, and hgtv.com. WE January 2020

39

Positive Perspective

Go Ahead and Make Mistakes At Least You’re Doing Something “We will open the book. Its pages are blank. We are going to put words on them ourselves. The book is Opportunity, and its first chapter is New Year’s Day. —Edith Lovejoy Pierce I love this quote! A new year is a wonderful time to make a decision about how we are going to be in the coming months… and this year, we get to decide how we are going to be in the next decade! The twenties are here! It’s time to try out different approaches to old challenges. It’s time to shake things up in all areas of our lives. It’s time to make some mistakes!

“Make mistakes, because if you are making mistakes, then you are making new things, trying new things, learning, living, pushing yourself, changing yourself, changing your world.

You’re doing things you’ve never done before, and, more importantly, you’re doing something.”—Neil Gaiman Doing something…wow.

Making goals in regard to our health, our relationships, our finances—this is typically what we pledge for our New Year’s resolutions. I have heard that most of us have broken our New Year’s resolutions by the time the end of January rolls around.

Breaking a resolution can make it feel like it was a mistake to set the goal in the first place. However, walking into this decade

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knowing that we will make mistakes—and that this is a GOOD thing—makes life feel like an exciting adventure instead of an unattainable mountain peak. At least, as the quote says, we are doing something.

“What the New Year brings to you will depend a great deal on what you bring to the New Year.”—Vern McClellan Making mistakes is a scary thought to most of us. I think it may go back to our school days, when the teacher would mark our papers in red ink when we made mistakes. I don’t know about you, but I did not relish seeing my school paper all marked up in red. It felt like a bad thing. This new approach, that mistakes are good things, feels a whole lot better.

This idea has given me permission to try new things, to take more chances, to live a fuller life. It has given me an entirely new perspective on goals. A whole new perspective on change. If my plan A doesn’t work out, I can always move on to Plan B. “As long as you’re alive, you’ll always have a Plan B.” —Kristen Granata Let’s make the coming decade a terrific one...and let’s make lots and lots of mistakes! WE

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