Metropolitan St. Louis consists of the City of St. Louis (which, with its own governing body, has no county affiliation), St. Louis County (subdivided into West County, North County, and South County), St. Charles County, and portions of both Jefferson County and Franklin County.
Within these boundaries are scores of cities and municipalities. The area is also defined by its many neighborhoods; the older ones having arisen from the ethnic or religious base, and the newer ones from the growth of subdivisions.
Five main highways traverse the St. Louis area: I-70, I-64 (Hwy. 40), I-44, I-270, and I-170. As you review the maps on the following pages, the highways will provide convenient reference points.
St. Louis Metro Area School Districts / Multiple Listing System Breakdown / Zipcodes
1 University City (63124, 63130, 63132, 63133)
2 Clayton (63105)
3 Maplewood / Richmond Heights (63117, 63143)
4 Brentwood (63144)
5 Webster Groves (63119)
6 Affton (63123)
7 Bayless (63123)
8 Hancock Place (63125)
9 Mehlville (63125, 63128, 63129)
10 Lindbergh (63126, 63127, 63128)
11 Kirkwood (63122)
12 Ladue (63141, 63124, 63132)
13 Ritenour (63074, 63114, 63134)
14 Normandy (63114, 63120, 63121, 63133)
15 Jennings (63136)
16 Riverview Gardens (63136, 63137)
17 Ferguson / Florissant (63031, 63033, 63121, 63125, 63134, 63135, 63137)
18 Pattonville (63043, 63044, 63074, 63146)
19 Hazelwood
19a West (63042)
19b Central (63031, 63033, 63034)
19c East (63033, 63138, 63136, 63137)
20 Parkway
20a North (63043, 63141, 63146)
20b Central (63017)
20c West (63011, 63017, 63021)
20d South (63011, 63021)
21 Valley Park (63088)
22 Rockwood
22a Lafayette (63011, 63038, 63005)
22b Marquette (63005, 63011, 63021, 63017)
22c Eureka (63021, 63025, 63026, 63038, 63040)
22d Summit (63026)
23 Fox/Windsor (63010, 63052, 63026)
24 Northwest (63051)
25 Pacific (63069)
26 Washington (63055, 63068, 63084, 63090, 63332, 63357)
27 Francis Howell (63303, 63304, 63368, 63376, 63385)
28 Wentzville (63366, 63367, 63385)
29 Fort Zumwalt (63366, 63368, 63376)
30 St. Charles (63301, 63302, 63303, 63304)
31 Orchard Farm (63301)
A general review of my current understanding of your housing needs reveals you would like:
• Single family residences in close proximity to Boeing
• Areas that would be good financial investments for short term (1-5 year) purchase
• Maximum Purchase
Price:$450,000
We will be viewing homes in several areas with a commute time of 20 minutes or less to and from work.
The second largest school district in St. Louis County is Parkway, located in the western portion of the county and covering over 68 square miles. This district includes portions of Creve Coeur, Chesterfield, Ballwin, Des Peres, Manchester, Maryland Heights and Town and Country. Due to the large geographical area it covers, Parkway housing ranges from homes built in the 1970’s to new construction developments. Prices range from $150,000 to $1,000,000 or more. From golf courses to shopping centers and office complexes, this primarily residential area offers a well-balanced mix of single-family homes, condominiums and apartment complexes.
The Pattonville District consists of 27 square miles in northwest St. Louis County and encompasses parts of the municipalities of Bridgeton, Maryland Heights, St. Ann, Creve Coeur and Overland. Housing styles in this district are predominantly ranch, two-story and starter bungalows. Most of the homes in these areas are 20+ years in age, but also offer a scattering of newer construction. Typical price ranges are $100,000 to over $500,000. Commutes are five minutes to the airport and twenty minutes to Clayton.
Only seven miles from Lambert Airport, this district takes in 15 square miles. St. Charles was the first State Capitol and the historic Main Street draws thousands of tourists each year. The area boasts a thriving business community and offers charming historical homes as well as established newer home developments. Home prices range from $120,000 to over $600,000. St. Charles is the closest community to St. Louis County and offers great housing diversity in style and price.
Francis Howell School District
Francis Howell covers 150 square miles in St. Charles County, including all or portions of St. Charles, St. Peters, Weldon Springs, Cottleville and Wentzville. The district has the longest running year-round program for the elementary schools in the area. This district offers subdivision developments with golf courses and community bath and tennis clubs as well as housing situated on one to three acres. Prices range from $150,000 to over $1,000,000 and commute time to the Lambert airport is 20 to 30 minutes and 35 to 40 minutes to downtown St. Louis.
Fort Zumwalt School District
Covering 136 square miles in St. Charles is Fort Zumwalt, the county’s second largest school district. One of the fastest growing areas in Missouri, O’Fallon continues to experience substantial expansion. Generally considered a quiet residential community, O’Fallon and parts of St. Peters fall within the Fort Zumwalt district. Intensive building has taken place in the last 15 years, with a variety of single family homes and condominiums priced from $150,000 to over $600,000. It looks as if the growth pattern will continue with the addition of new bridges crossing from St. Charles County into St. Louis County making it even more accessible for commuters.
ST. LOUIS CITY
POPULATION TRENDS
TOTAL POPULATION
NUMBER OF HOUSEHOLDS
HOUSHOLDS WITH PEOPLE UNDER 18
AGE UNDER 18 MEDIAN AGE
EDUCATION
HOUSEHOLD INCOME
PERCENTAGE WITH BACHELORS DEGREE
PERCENTAGE WITH AN ADVANCED DEGREE
WHITE COLLAR
AVERAGE HOUSEHOLD INCOME
MEDIAN HOUSEHOLD INCOME
PERCENT OWNER OCCUPIED
ST. LOUIS COUNTY
POPULATION TRENDS
TOTAL POPULATION
NUMBER OF HOUSEHOLDS
HOUSHOLDS WITH PEOPLE UNDER 18
AGE UNDER 18
MEDIAN AGE
PERCENTAGE WITH BACHELORS DEGREE
EDUCATION
HOUSEHOLD INCOME
PERCENTAGE WITH AN ADVANCED DEGREE
WHITE COLLAR
AVERAGE HOUSEHOLD INCOME
MEDIAN HOUSEHOLD INCOME
PERCENT OWNER OCCUPIED
THESE STATISTICS ARE FOR THE SCHOOL DISTRICT AND MAY INCLUDE SEVERAL MUNICIPALITIES *DATA NOT AVAILABLE FOR THIS CATEGORY, ALL DATA FROM U.S. CENSUS RESLULTS AND NEILSEN ESTIMATES, EDUCATION DATA FOR ADULTS AGE 25+ **DATA NOT AVAILABLE PRIOR TO 2017 ***THE DATA CONTAINED IS BASED ON THE 2020 CENSUS
Communities Within the District: • Ballwin
Chesterfield • Creve Coeur
Des Peres
Manchester
Maryland Heights
Town & Country
PARKWAY NORTH
POPULATION TRENDS
TOTAL POPULATION
NUMBER OF HOUSEHOLDS
HOUSHOLDS WITH PEOPLE UNDER 18
AGE UNDER 18
MEDIAN AGE
PERCENTAGE WITH BACHELORS DEGREE
EDUCATION
HOUSEHOLD INCOME
PERCENTAGE WITH AN ADVANCED DEGREE
WHITE COLLAR
AVERAGE HOUSEHOLD INCOME
MEDIAN HOUSEHOLD INCOME
PERCENT OWNER OCCUPIED
THESE STATISTICS ARE FOR THE SCHOOL DISTRICT AND MAY INCLUDE SEVERAL MUNICIPALITIES *DATA NOT AVAILABLE FOR THIS CATEGORY, ALL DATA FROM U.S. CENSUS RESLULTS AND NEILSEN ESTIMATES, EDUCATION DATA FOR ADULTS AGE 25+ **DATA NOT AVAILABLE PRIOR TO 2017 ***THE DATA CONTAINED IS BASED ON THE 2020 CENSUS
Communities Within the District: • Bridgeton
• Creve Coeur
PATTONVILLE
POPULATION TRENDS
EDUCATION
TOTAL POPULATION
NUMBER OF HOUSEHOLDS
HOUSHOLDS WITH PEOPLE UNDER 18
PERCENTAGE WITH BACHELORS DEGREE
PERCENTAGE WITH AN ADVANCED DEGREE WHITE COLLAR
HOUSEHOLD INCOME AVERAGE HOUSEHOLD INCOME MEDIAN HOUSEHOLD INCOME
PERCENT OWNER OCCUPIED
ST. CHARLES COUNTY
POPULATION TRENDS
TOTAL POPULATION
NUMBER OF HOUSEHOLDS
AGE UNDER 18
MEDIAN AGE
PERCENTAGE WITH BACHELORS DEGREE
EDUCATION
HOUSEHOLD INCOME
PERCENTAGE WITH AN ADVANCED DEGREE WHITE COLLAR
AVERAGE HOUSEHOLD INCOME MEDIAN HOUSEHOLD INCOME
HOUSHOLDS WITH PEOPLE UNDER 18 THESE STATISTICS ARE FOR THE SCHOOL DISTRICT AND MAY INCLUDE SEVERAL MUNICIPALITIES *DATA NOT AVAILABLE FOR THIS CATEGORY, ALL DATA FROM U.S. CENSUS RESLULTS AND NEILSEN ESTIMATES, EDUCATION DATA FOR ADULTS AGE 25+ **DATA NOT AVAILABLE PRIOR TO 2017 ***THE DATA CONTAINED IS BASED ON THE 2020 CENSUS
PERCENT OWNER OCCUPIED
POPULATION TRENDS TOTAL POPULATION
NUMBER OF HOUSEHOLDS
HOUSHOLDS WITH PEOPLE UNDER 18
EDUCATION
HOUSEHOLD INCOME
PERCENTAGE WITH BACHELORS DEGREE
PERCENTAGE WITH AN ADVANCED DEGREE
COLLAR
AVERAGE HOUSEHOLD INCOME
HOUSEHOLD INCOME
PERCENT OWNER OCCUPIED
POPULATION TRENDS
EDUCATION
TOTAL POPULATION
NUMBER OF HOUSEHOLDS
HOUSHOLDS WITH PEOPLE UNDER 18
PERCENTAGE WITH BACHELORS DEGREE
PERCENTAGE WITH AN ADVANCED DEGREE WHITE COLLAR
HOUSEHOLD INCOME AVERAGE HOUSEHOLD INCOME MEDIAN HOUSEHOLD INCOME
PERCENT OWNER OCCUPIED
Communities
TOTAL POPULATION
NUMBER OF HOUSEHOLDS
HOUSHOLDS WITH PEOPLE UNDER 18 POPULATION TRENDS UNDER 18
MEDIAN AGE AGE
EDUCATION
HOUSEHOLD INCOME
PERCENTAGE WITH BACHELORS DEGREE
PERCENTAGE WITH AN ADVANCED DEGREE
WHITE COLLAR
AVERAGE HOUSEHOLD INCOME
MEDIAN HOUSEHOLD INCOME
PERCENT OWNER OCCUPIED
POPULATION TRENDS
TOTAL POPULATION
NUMBER OF HOUSEHOLDS
HOUSHOLDS WITH PEOPLE UNDER 18
AGE UNDER 18
MEDIAN AGE
PERCENTAGE WITH BACHELORS DEGREE
EDUCATION
PERCENTAGE WITH AN ADVANCED DEGREE WHITE COLLAR
HOUSEHOLD INCOME AVERAGE HOUSEHOLD INCOME
HOUSEHOLD INCOME
PERCENT OWNER OCCUPIED
https://apps.dese.mo.gov/MCDS/home.aspx
https://dsir.info/3wY9SUE
https://www.niche.com/
1/26/25
Personal Information
Address for past two years
Social Security number
Phone numbers for residence and business
Fees
Appraisal
Credit report
Application and loan fees, if applicable
Property Information
Sales contract
Legal description
Real estate taxes
Title information
Assets
Deposits, with sources, account numbers, balanced and past two months’ statements
Value of real and personal property sold, stocks, bonds, cash value of life insurance, tax refunds, inheritances, notes due, and third party contributions
Gift letter listing donor, amount, purpose and verification of source
Equity in present home
Liabilities
Personal and co-signed installment loans and revolving charges, with account numbers, balances, monthly payments, and past two months’ statements
Alimony, child support, and separate maintenance payments, with agreements, decrees, and canceled checks
Explanation of credit problems, with such documentation as discharge of bankruptcy and paid judgements
Income
Two-year history of employers, with names, addresses, phone numbers, and contact persons
W-2 forms for past two years and recent pay stubs
Proof of overtime, bonus, commissions, and interest income, with pay stubs and tax returns
Award letters for Social Security, pensions, trust funds, and disability income
Documents for mortgages held, notes due, and investment property income
Signed tax returns for two years, income-and-expense statement, and balance sheet for self-employed buyers
Miscellaneous
Proof of sale of present home
Proof of company-covered closing costs
Photo identification, recent pay stub, and W-2 form for FHA
Attorney’s name and address, if applicable
Explanations for extenuating circumstances (anticipated income increases, credit problems, job changes, pending lawsuits)
Automobiles must pass an inspection for safety and emissions at an official inspection station before they can be registered in Missouri. Many service stations are official inspection stations. Exempt from emission inspections are 1995 or older (1996 if diesel-powered vehicle) passenger cars, motorcycles, dirtbikes, school buses and vehicles that weigh 8,500 pounds or more. An emissions test will cost around $24. The owner must pay around $12 for the safety inspection and emissions inspection certificates. On a new car purchase, if there is no loan, you must present a vehicle title. On renewals, the renewal slip takes the place of the title.
Examinations for written, road and eye tests are offered at Missouri Highway Patrol examination centers. Fees are paid and licenses can be obtained at the Department of Revenue offices. Look in the white pages under “Revenue-Auto” and “Driver’s Licenses” for locations.
Established Missouri residents must show a personal property tax receipt. If you did not reside in Missouri previously, you will need to obtain a tax waiver. People who need a tax waiver can obtain one at the County Government Center, 41 South Central Avenue in Clayton, or at the St. Louis County Government Center located West at 74 Clarkson Center (615-0900), or you may contact (314) 615-4453 for information on a location near you. If you live in the St. Charles area you can call (636) 946-4456 for information.
Vehicle license fees for one year range in cost from $18.25 to $38.25 depending on the horsepower and weight. For a two-year registration, the price ranges from $36.50 to $76.50, also depending on the horsepower and weight.
Missouri residents must apply for a Missouri driver’s license even if they hold a valid out-of-state license. Those who have an out-of-state license are exempt from the road sign test, written test, and the actual driving test. Check the white pages under “Highway Patrol – Driver’s License Examinations” for testing locations or go to www.dor.mo.gov/mvdl (Missouri Department of Motor Vehicles). The cost is $10 for an operator’s license and $15 for a chauffeur’s license at the branches. Fee offices charge a $2.00 additional fee.
The license is renewable every six years without the written or road test, provided application is made before the expiration date. An eye test and new photograph are required.
When driver’s and chauffeur’s licenses expire, there is a six-month grace period to renew them without having to take the written driver’s test. Applications can be made, fees paid, and eye tests taken at the Department of Revenue offices.
Missouri requires proof of lawful presence, proof of identity, and proof of residence.
Proof of Lawful Presence – examples includea birth certificate, a valid or expired U.S. passport, a Certificate of Citizenship. Proof of lawful presence is a one-time requirement for U.S. Citizens.
Proof of Identity – examples include a Social Security card or Medicare card.
Proof of Residence – examples include a recent utility bill with current address, a property tax receipt, a most recent bank statement, or voter ID card.
St. Louis Service Providers
Republic Services
www.disposal.com 636-947-5959
Ameren UE www.ameren.com 800-552-7583 314-342-1111 Spectrum www.spectrum.com 833-780-1880
Spire Gas Company www.spireenergy.com 800-887-4173
MetroLink / Bus Schedules www.metrostlouis.org 314-982-1400
Metropolitan St. Louis Sewer District www.metrostlouis.org 314-768-6260
Missouri American Water Company www.amwater.com/moaw 866-430-0820 AT&T www.att.com 844-723-0252
St. Louis City Water Division www.stlwater.com 314-633-9000
Louis Post
Circulation
St. Charles Service Providers
Allied Waste (St. Charles city limits only) www.disposal.com 636-925-1066
Allied Waste (outside St. Charles city limits) www.disposal.com 636-947-5959
Public Services
Better Business Bureau 314-645-3300
Goodwill Industries 314-241-3464
Greyhound Bus 800-231-2222
Emergency 911
Road Conditions 800-222-6400
Poison Control Center 314-772-5200
Red Cross 314-658-2000
Center of Contemporary Arts
www.cocastl.org 314-725-6555
Forest Park www.forestparkforever.org 314-367-7275
Fox Theatre www.fabulousfox.com 314-534-1111
Gateway Arch www.gatewayarch.com 314-923-3048
Missouri Botanical Garden www.mobot.org 314-577-9400
Missouri Wineries www.missouriwine.org 800-392-9463
Muny Opera www.muny.org 314-361-1900
Opera Theater of St. Louis www.opera-stl.org 314-961-0171
Pageant Concert Theatre www.thepageant.com 314-726-6161
Powell Symphony Hall www.stlsymphony.org 314-534-1700
Repertory Theater www.repstl.org 314-968-4925
St. Louis Art Museum www.slam.org 314-721-0067
St. Louis Ballet www.stlouisballet.org 636-537-1998
St. Louis History Museum www.mohistory.org 314-746-4599
St. Louis Shakespeare www.stlshakespeare.org 314-361-5664
St. Louis Visitor Center www.explorestlouis.com 314-421-1023
For the Kids
Butterfly House
www.butterflyhouse.org 636-530-0076
Grant’s Farm www.grantsfarm.com 314-843-1700
Magic House www.magichouse.org 314-822-8900
Meramec Caverns www.americascave.com 636-451-5400
Six Flags www.sixflags.com 636-938-4800
St. Louis City Museum www.citymuseum.org 314-231-2489
St. Louis Science Center www.slsc.org 314-289-4400
St. Louis Zoo www.stlzoo.org 314-781-0900
America’s Convention Center www.explorestlouis.com 314-342-5000
Gateway Grizzlies Baseball www.gatewaygrizzlies.com 618-337-3000
St. Louis Blues Hockey www.nhl.com/blues 314-622-2500
St. Louis Cardinals Baseball www.stlcardinals.com 314-421-3060
