Generic WK Buyer Packet Prepared by Lizzy Bourke

lizzybourke.wkre.com

BUYER PRESENTATION

WELCOME TO WK REAL ESTATE

Nearly 50 years ago, WK Real Estate opened its doors in Boulder with a simple belief: real estate should be personal.

Founders Lew Kingdom and Stu Wright didn’t set out to just help people buy and sell homes—they wanted to help people make thoughtful decisions about where and how they live.

That belief still guides us today. With offices in Boulder and Longmont, we focus on listening first, taking the time to understand your goals, and sharing clear insight about neighborhoods, market conditions, and trusted local resources. We believe well-informed clients make better decisions, and education is a key part of our approach.

As an independent, boutique firm, we combine personal attention with the resources of a larger organization, including a dedicated marketing team and an experienced relocation department connected to a global network. The result is a strategic, supportive approach that remains personal at every step. At WK, people walk through our doors as clients and leave as friends—it’s the WK Way.

EXPERIENCE THAT MOVES YOU. TOGETHER, WE DO MORE!

VETERANS COMMUNITY PROJECT 2025

OUR BROKERS LEADERS IN THE COMMUNITY Our people are our greatest strength. On average, our brokers bring more than 15 years of experience, supported by deep local knowledge and a genuine commitment to the communities they serve.

Our culture is built on collaboration. When you work with one WK agent, you benefit from the shared insight, experience, and connections of our entire brokerage. That collective approach allows us to market homes authentically and connect buyers and sellers through relationships that are rooted in the Front Range.

Community involvement is not an initiative at WK—it’s part of who we are. Our agents live, work, and give back in the neighborhoods they serve, participating in more than 100 volunteer organizations and events each year. From sponsoring the Bolder Boulder to supporting Community Food Share and countless local causes, we believe leadership starts with showing up.

These values guide how we work with our clients every day.

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THE WK REAL ESTATE TEAM Behind every successful transaction is a team making sure every detail is handled thoughtfully. At WK Real Estate, our leadership and support teams provide the steady guidance and structure that allow our agents to stay focused on their clients.

WK is one of the few real estate firms in Boulder County with a full-time support team dedicated to managing the details of each transaction. From contracts and deadlines to marketing and risk management, our team works behind the scenes to keep the process moving smoothly.

Relocation is an important part of that support. For more than 30 years, WK has helped individuals, families, and corporations navigate moves into and out of the area.

Through long-standing partnerships with employers, universities, and relocation networks, we’re often able to connect sellers with motivated buyers relocating to Boulder County.

Whether the move is local or complex, our role stays the same: to provide clear communication, thoughtful guidance, and a seamless experience from start to finish.

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ABOUT

Lizzy Bourke With 15 years of high-stakes global advertising experience -including serving as Chief of Staff at a leading IPG global agency -I bring a rare blend of strategic insight, creative problem-solving, vast negotiation skills and operational precision to real estate in Colorado. I've navigated complex consumer behaviors, media landscapes, and emerging technologies to craft campaigns that win in competitive markets. Now, I'm channeling that same energy, passion and joy, into helping clients buy and sell standout properties in Boulder and across the Front Range.

My global network and deep understanding of targeted marketing give me an edge: I position homes with precision and amplify visibility through innovative digital strategies, social media trends, and creative storytelling that cuts through. Whether it's a first-time buyer finding their dream home or a seller maximizing value in Boulder's vibrant, fast-moving market, I deliver results with "impact by any means necessary."

Clients count on my relationship building and stakeholder negotiations, attention to detail in contracts, seamless transaction management, and proactive compliance-skills honed in C-suite leadership and high-pressure agency environments. I'm tech-savvy, adaptable, and committed to continuous learning through mentorship, ensuring every deal is handled with efficiency, transparency, and genuine enthusiasm.

I'm thrilled to build my own real estate portfolio while partnering with clients to achieve theirs. If you're ready for a fresh, strategic approach to Colorado real estate, I love Boulder and would love to show you why its worth investing here.

I am a mother, yoga teacher, lover of travel, good food, wine and fashion. So we will have much more to discuss than just real estate.

BROKER ASSOCIATE

720-825-6005

lizzybourke@wkre.com lizzybourke.wkre.com

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CLIENT TESTIMONIALS

"Lizzy is a direct and empathetic leader and partner. You could always trust her to not only deliver but hold herself and the project to the highest level possible. Every encounter with Lizzy makes a person better. I appreciated our heartfelt and insightful conversations. She is a unique individual with a depth of kindness and intellect that most do not have."

- CARA WATSON - Chief Marketing Officer, Saatchi & Saatchi "Lizzy is an extremely talented leader - strategic, a trusted collaborator and business partner to clients and agency teams alike, and always focused on making the work as powerful as it should be. She is humble, open and empathetic to those around her and adept at using humor to strengthen partnerships. Lizzy is 100% authentic in her curiosity about the challenges and potential opportunities facing a business. She has a sharp strategic mind and is able to work fast to get to a plan but, she resists jumping to an answer, instead she takes the time to listen and really understand the situation first. This humble restraint is important in making better decisions but also in building trust with those she needs to partner with. People want to collaborate with Lizzy, they trust her intentions and judgment. Lizzy makes things happen. Her determination, resilience and grit is inspiring. " - NICKY BELL - President Americas, Landor "I've learned a lot from Lizzy, often times it's prompted me to up my game. Observing the deep trust she created with her clients taught me how to work better. This approach also allowed her to enjoy generous business growth with her clients. I could always trust that Lizzy would get the job done right, no matter what it was. As a manager of a large client, her projects were one less thing I had to worry about. She was always on top of her work. She genuinely cares about the work, the client and the teams. She's very thoughtful and immerses herself in the client's business. Aside from making her more effective and valuable to the team, it also builds trust with her clients.."

-CHAD WILSON - SVP Client Lead, Critical Mass "I worked with Lizzy for two years across the Lexus business at Saatchi & Saatchi. She is sharp, organized, driven and dedicated. She is a great collaborator, and played a major role in developing the new Lexus brand direction. Her professionalism is second to none and she takes her clients business seriously. She is also passionate about ideas and will fight to the death for something she believes in. Above all, she has a great sense of humor and is a pleasure to work with on a daily basis."

-BONNIE MACTAVISH - Head of Experience Strategy & Co-founder at Nightjar | Webby, Anthem, AGDA Judge

LOCAL EXPERTISE GLOBAL CONNECTIONS

WK Real Estate has always been deeply rooted in the Front Range, but our reach extends far beyond it. That reach is built through our affiliation with Leading Real Estate Companies of the World®, an invitation-only network of more than 550 independent brokerages across 70+ countries.

LeadingRE connects market-leading firms that share high standards and a relationship-driven approach to business. Rather than a franchise model, it functions as a collaborative network of trusted advisors working together when a move involves more than one market.

WE’RE LOCAL. WE’RE GLOBAL

Relocation plays a central role in that connection. Through the LeadingRE network, WK regularly works with corporate relocation departments and referral partners to assist buyers moving into Boulder County — often connecting sellers with motivated, time-sensitive buyers before a home ever reaches the broader market.

The result is a brokerage that remains deeply local, while operating within a global network designed to create opportunity across markets.

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LUXURY REAL ESTATE

As Boulder County’s representative in Luxury Portfolio International®, WK Real Estate is able to extend the reach of qualifying properties well beyond the local and regional market.

Luxury Portfolio International is the luxury division of Leading Real Estate Companies of the World® and provides a platform specifically designed to showcase higher-end and distinctive homes to buyers searching nationally and internationally. Properties featured within the network receive targeted exposure through a curated mix of digital, print, and global syndication channels.

For sellers, this means access to a wider and more qualified audience — including buyers relocating to the Front Range, purchasing second homes, or expanding their real estate footprint. When appropriate, Luxury Portfolio allows us to position a home beyond the MLS and ensure it’s seen by buyers who may not otherwise be looking locally.

The goal is simple: when a home qualifies, Luxury Portfolio adds another layer of reach and visibility, supporting positioning and better outcomes.

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BOULDER COUNTY & BEYOND

WK Real Estate serves clients all over the greater Front Range area and Metro Denver.

We maintain offices in Boulder and Longmont, but our reach extends far beyond.

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SERVICE FOR BUYERS

Buying a home involves a series of decisions, often made on a tight timeline and involving meaningful financial considerations. Our role is to help you evaluate options clearly, understand tradeoffs, and move forward with confidence when the right opportunity appears.

When you work with a WK Real Estate broker, you have an advocate whose responsibility is to represent your interests, provide clear guidance, and help you navigate each step of the process.

CLARIFYING THE MARKET ᐧ Understand your priorities, timing, and comfort with risk ᐧ Share insight into neighborhoods, pricing, and current market conditions ᐧ Focus your search on homes that align with your goals and make sense in the market

GUIDANCE AND ADVOCACY ᐧ Help evaluate value, competition, and leverage before making an offer ᐧ Explain options around price, terms, contingencies, and timing ᐧ Prepare and negotiate offers that reflect your priorities and interests

MANAGING THE DETAILS ᐧ Coordinate inspections, deadlines, financing, and contract requirements ᐧ Review key documents and explain what matters most at each stage ᐧ Anticipate potential issues and help address them early

BEYOND CLOSING ᐧ Remain available after closing for questions and resources ᐧ Serve as a long-term advisor for future real estate decisions This level of guidance begins with establishing a clear buyer agency relationship, which defines our responsibilities to you as a buyer.

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THE HOME BUYER PROCESS Buying a home involves a series of steps, decisions, and deadlines. This chart provides a high-level view of how those elements come together during a purchase. Our role is to help you understand what matters most at each stage, anticipate what’s coming next, and guide you through the process with clarity and confidence.

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ENTERING INTO BUYER’S AGENCY

In Colorado, buyer agency has long been used to clearly define the professional relationship between a buyer and a real estate broker. This approach provides clarity around responsibilities, expectations, and standards of care throughout the purchase process.

At WK Real Estate, we take this relationship seriously. Buyer agency is not simply a form. It establishes a framework for thoughtful guidance, informed decision-making, and clear accountability from the beginning of the process.

WHAT BUYER AGENCY ESTABLISHES When working with a buyer, a broker is responsible for exercising reasonable skill and care, communicating material information, maintaining confidentiality, and managing the transaction process from offer through closing.

When a buyer agency relationship is in place, the broker also assumes fiduciary responsibilities to promote the buyer’s interests and provide guidance on known benefits and risks associated with a transaction.

IMPORTANT LIMITATIONS To provide clarity and avoid misunderstandings, buyer agency does not include providing legal or tax advice, guaranteeing the condition of a property, or warranting zoning, boundaries, square footage, or the performance of other parties.

The Exclusive Right to Buy Listing Contract outlines these responsibilities and how compensation for brokerage services is handled.

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PROPERTIES WE CAN HELP YOU BUY

Buyers come across homes in many different ways. Along the way, small actions early in the process can have unintended consequences later. Being aware of these situations ahead of time helps avoid confusion and keeps options open.

HOMES LISTED BY OTHER BROKERAGES We represent you throughout the offer, negotiation, and contract process, regardless of which brokerage lists the property.

OPEN HOUSES If you visit an open house, let the listing agent know you’re working with a Realtor. Avoid sharing confidential information, such as your motivation, timing, or budget, without first discussing it with your agent.

NEW CONSTRUCTION Builders often ask visitors to sign guest registries or other documents during an initial visit. If you are considering new construction, contact your WK agent before signing anything or registering on your own. Some builders will not allow agent representation if your agent is not present or registered from the first visit.

FOR SALE BY OWNER (FSBO) If you find a home being sold directly by the owner, talk with your WK agent first. We will contact the seller on your behalf, arrange showings, and negotiate terms if you decide to move forward.

OFFICE EXCLUSIVES OR OFF-MARKET OPPORTUNITIES Some properties may have limited exposure or are not widely marketed. If you hear about a property through another source, let your WK agent know so we can coordinate access and next steps.

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MORTGAGE BASICS For many buyers, purchasing a home is one of the largest financial decisions they will make.

Financing plays a central role in that decision, and early clarity can make the process smoother and less stressful. Choosing a lender is not simply about finding the lowest interest rate. It is about selecting a professional who communicates clearly, understands your goals, and can meet timelines in a competitive market.

CHOOSING A LENDER

LOAN TERMS AND TIMING

Find a lender whose approach and communication style fit your needs.

While rates and fees matter, comparing options accurately requires consistent and complete financial information. In general, the clearer your financial picture, the more reliable the guidance and pricing. Local lenders can also offer advantages, particularly when it comes to appraisals and familiarity with local market conditions.

Understanding loan structure, including fixed versus adjustable rates, potential adjustments, and prepayment terms, is just as important as the interest rate. The Annual Percentage Rate (APR) can be a helpful tool when comparing options.

Financing timelines are closely tied to contract deadlines. Being prepared and responsive helps keep the process on track.

FINANCIAL READINESS

LENDING RESOURCES

Down payment, credit history, income verification, and overall financial profile all influence loan options and terms.

Getting pre-qualified or pre-approved early can save time later and help clarify a realistic purchase range.

WK Real Estate works with several trusted lending professionals and encourages buyers to speak with more than one lender. Guild Mortgage is our preferred lending partner and has strong familiarity with the local market.

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ABOUT

LAUREN NYGREN With years of experience, I’m here to make your homebuying journey simple and stress-free. I’ll guide you through every step with clarity and care, so you can move forward with confidence and focus on what matters most, finding the home that feels right for you.

PERSONALIZED GUIDANCE I’m here for you from start to finish. From your initial preapproval to the moment you close on your home, I’ll be by your side every step of the way. With the support of my dedicated in-house team, you can count on me to guide you through the process with care and expertise. My goal is to make this experience as smooth and stress-free as possible, because your home journey matters to me.

EXTENSIVE PRODUCT OFFERINGS I have options designed to fit your life. At Guild Mortgage, I can offer a wide range of solutions to meet your unique needs. Whether you’re looking for one of our 15 Jumbo investor programs, a proprietary First-Time Homebuyer option, a cash offer program, or a bridge solution to make your move easier. I’ve got you covered. My goal is to help you find the right fit so you can move forward with confidence.

EXCEPTIONAL SERVICE We’re here to make your home journey easier. Our promise is simple: quick, reliable responses when you need them, guidance rooted in deep market knowledge, and open, honest communication every step of the way. It’s how we build trust and help you feel confident from start to close.

303.819.4899 guildmortgage.com/laurennygren lnygren@guildmortgage.net I am authorized to do business in the states of Arkansas and Colorado. NMLS# 17232200.

Guild Mortgage Company; Equal Housing Opportunity, Company NMLS #3274 (www.nmlsconsumeraccess.org). For more licensing information, please visit www.guildmortgage.com/licensing. All loans subject to underwriter approval; terms and conditions apply.

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