Does Home Insurance Cover Foggy Windows Service? One of the common problems in many homes is foggy windows. This happens when the sealing around the edges of the insulated glass units starts to fail. The seal wears off because of too much wind, fluctuating temperature, sunlight, excess rain, and atmospheric pressure. Due to this, the inert gas exits, and the outside air enters the tiny space between glass panes. Once the warm air enters the glass panes and comes in contact with the cooler outer glass, condensation takes place, resulting in a foggy appearance on the window. Foggy windows do not disappear completely. They reappear whenever the weather conditions change. If the problem is recurrent, it indicates that the window has lost its seal or insulation completely, requiring immediate repair to improve the condition of the windows and overall property. Sometimes, people don’t pay attention to foggy windows thinking that they are the result of changing weather conditions. They assume that once the weather will be normal, fogginess will go away and the windows will look like always. However, with an underlying reason, fog develops inside windows more often. Besides, with time, foggy windows impact the energy efficiency of the property. The amount of natural light entering through the windows reduces as well. Another reason that delays the process to clean foggy windows in Ottawa is that people think that getting this problem fixed is expensive. Plus, they remain confused if the problem and the cost incurred for the solution are included in the home insurance. Or, they will have to pay all by themselves. Home insurance to Clean Foggy Windows in Ottawa Unfortunately, in most instances, the home insurance does not cover foggy windows. And the reasons are that the window seals are easy to repair and you can fix them yourself and the cost to clean foggy windows in Ottawa is less than the deductibles. As each home insurance policy is a little different, things or conditions might change. Some insurance companies might include foggy windows in the policy. To confirm, you should read the policy thoroughly to know what is covered as well as call the insurance company for the verbal confirmation. Window Coverage Included in a Standard Home Insurance Policy If there is an object fall- The windows are covered when your trees or trees that fall over during the storm from your neighbor's home strike and cause them to break. Other than trees, if any flying object hits and breaks the windows, they are covered in the policy. If there is aircraft damage- Aircraft damages are not so common. But, when the damages occur, they are very serious. If the airplane fails out of the sky and crashes into the property, shattering the windows, you will be covered by the home insurance policy. If vandalism happens- If someone tries and breaks into your home, intentionally or unintentionally, breaking one or more windows, the home insurance policy will cover you. Even if it’s a prank, the insurance company will cover and pay for the window repair service.
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