On The Money, October 2023

On the Money QUARTERLY NEWSLETTER | OCTOBER 2023

IN THIS EDITION

CYBERSECURITY 2 AWARENESS

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HOLIDAY 3 OFFERS

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SHRED DAY Details inside...........

CYBERSECURITY AWARENESS MONTH

October is Cybersecurity Awareness Month! America’s Cyber Defence Agency, Cybersecurity & Infrastructure Security Agency (CISA), lists 4 things you can do to keep yourself “Cyber Safe”: • Turn on Multifactor Authentication on all online accounts.

• Update your software on mobile devices, computers, tablets, etc., and turn on automatic updates.

• Think before you click on unknown links in emails. Cyber-attacks often start with a phishing email.

[000-000-0000] ancial Institution • Use strong passwords. The moreURL] unique, the better.

[FI website Logo] [FI address]

ALERT:

FRAUD ALERT:

HOW TO AVOID TO AVOID ACCOUNT OVER FRAUD

ACCOUNT TAKEOVER FRAUD

n “account takeover”?

takeover happens when a fraudster poses l institution to get your personal or account Once the has access tohappens your Anfraudster account takeover when a fraudster poses as a financial institution to get your personal or account y can make unauthorized transactions.

What is an “account takeover”?

information. Once the fraudster has access to your account, they can make unauthorized transactions.

How does an account takeover work?

An account takeover may begin with a fraudster sending a text message to your mobile phone. They might claim

Work?they’re from Wichita Federal Credit Union’s fraud department. They ask you to confirm a suspicious payment

thatwith was sent from youra account—this may notphone. be true and could be part of the fraud. over begins a fraudster sending text message to your mobile They usually m [a financial institution’s] fraud department. They ask you to confirm a suspicious payment om your If account mayattack, not be true could be part of the fraud. this is—athis fraud theand fraudster typically follows up with a phone call and asks for your personal

thewith payment. ” NOTE: Wichita information to “cancel attack, the fraudster typically follows up a phone call and asks for yourFederal personal Credit Union’s staff will NEVER ask for your ancel the payment.”

NOTE: [FI Name] will NEVER ask for your personal information over personal information over the phone.

The account takeover fraud usually begins on a Friday after business hours and runs through the weekend.

eover fraud usually begins on a Friday, after business hours, and runs through the weekend.

How can you prevent account takeover fraud?

How Can You Prevent Account Takeover Fraud?

IfIfsomeone posingasas [FI Name] contacts you by phone, or text someone posing Wichita Federal Credit Union contacts youemail, by phone, email, or message and wants you to share your personal information, consider text message and wants you to share your personal information, consider it fraud. it fraud.

IfIfyou textor(or email) the one shown doreply not reply the sender. you receive receive aatext email thatlike doesn’t sound right,here, do not to thetosender.

Ignore messageand anddodo phone numbers the text.

Ignore the the message notnotcallcall anyany phone numbres listedlisted in theintext.

If you receive a phone call that seems to be a phishing attempt, end the call If you receive aAnd phone thatthat seems to codes be a phishing end the call immediately. immediately. be call aware area can beattempt, misleading: a local area code does notthat always the callerais local.

And be aware areaguarantee codes can bethat misleading: local area code does not always

guarantee the caller is local.

If you feel you have been the victim of fraud, please contact [FI Name] immediately.

WFCU On The Money | October 2023

shows an example of a fraudulent “account takeover” text message.

If you feel you have been the victim of fraud, please contact us immediately at 316.941.0600.

HOLIDAY SPECIALS -31, 2023 1 r e b m e c e D our ember on y c e D in s t in po CARD! Earn double TRA AWARDS CREDIT ® EX WFCU VISA

nts!

Double Poi Holiday Loan

Visa® Gift Cards

October 1 - December 31, 2023

November 1 - December 31, 2023

Low Interest: Borrow up to $2,000 for 10 months at 10% APR* Deferred Payments: No payments until January 2024 Low Payments

Purchase Visa® Gift Cards for only $1.00 each (regularly $4.00). It’s the perfect gift for everyone!

Swipe to Win November 1 - December 31, 2023 Win $100 PER WEEK!

We’re rewarding members with a chance to win $100 per week for swiping your WFCU Visa® Extra Awards Credit Card. You’ll be entered to win every time you use your card for purchases. So, the more you swipe, the greater your chance of winning $100 weekly from November 1 through December 31!

Win the $1,000 GRAND PRIZE! Use your WFCU Visa® Extra Awards Credit Card for purchases & be entered to win $1,000!** Each swipe is an entry, so the more you swipe, the more likely you are to win!

Winners will be notified in January 2024.

316.941.0600 wichitafcu.com

*APR = Annual Percentage Rate. **Visit wichitafcu.com for complete details.

Visit wichitafcu.com/borrow/skip-pay to get started!

WFCU On The Money | October 2023

IN THE

COMMUNITY

EAST

CITY HALL #inspireICT team members delivered donations to the Wichita Family Crisis Center, whose mission is to eliminate domestic violence in our community by supporting survivors through shelter, education, and advocacy.

Visit wichitafamilycrisiscenter.org for additional information and how you can donate.

WEST

316.941.0600 ················

WFCU Holiday Closures: Member Appreciation Picnic

Thank you to everyone who came to the picnic on September 29, 2023!

OCT

Indigenous People's Day All offices closed

NOV

Veterans Day All offices closed

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11 NOV

23 DEC

Christmas Day All offices closed

JAN

New Year’s Day All offices closed

25

Wayne, Board of Directors and Grill Master!

October 7 | 9-11am Old Cowtown Museum Parking Lot Bring your sensitive documents to be shredded on site! Limit 3 bankers boxes.

For more information and tips on keeping your identity safe, visit wichitafcu.com.

Shred Day West

East & West Office Hours: Our East & West locations are open 9-5 M-F and 9-12 on Saturdays. We’re always open on our mobile app! Download it today!

Our City Hall office is only accessible to members who work in the City Hall building.

Thanksgiving Day All offices closed

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