The Washington Informer - June 11, 2015

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The George Goodman Basketball League, hailed as one of the best basketball summer leagues in the country, held its season opener in the gym of the new $26 million Barry Farms Recreation Center in Southeast on June 2. /Photo by Shevry Lassiter

Liberia Declared Ebola-Free But Guinea and Sierra Leone Remain Locked in Disease’s Grip

By Barrington M. Salmon WI Staff Writer @bsalmondc

For more than a year, the Ebola virus has savaged the West African countries of Liberia, Guinea and Sierra Leone. Since December 2013, the disease has infected more than 27,000 people, primarily in these countries,

killing more than 11,000.

Earlier this year, President Ellen Johnson Sirleaf of Liberia, President Ernest Bai Koroma of Sierra Leone, Guinea’s President, Alpha Condé, declared that they planned to isolate all known Ebola cases in their respective countries and completely eradicate the hemorrhagic virus by

mid-April.

At a Feb. 20 joint news conference held in New York after the trio’s announcement, Dr. Bruce Aylward expressed doubt.

“The plan was to get to zero in 60 days. It’s biologically plausible but theoretically not likely,” said Aylward, special representative of the World Health Or-

ganization, director-general for the Ebola response and assistant director-general for emergencies. “People suspected of being infected don’t want to be identified as having Ebola or to be included on contact lists. They go through extraordinary measures to not get on a contact list because of the stigma.”

“The presidents understand the disease. They don’t understand the nuances. They want as much as this done as possible and finish it up before rainy season. We still need to find every single case, do contact tracing and isolate cases.”

Contact lists, Aylward ex-

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The CoLumn

“Mickey” Thompson Vincent

The Sol Studio Presents:

Rainbow Men

Strength of Character, Community & Courage

DARI (The Artist) Standing by “Education” & “Humanity “ artwork

The Sol Studio presents: Rainbow Men (Strength of Character, Community & Courage). Dari, the exhibition artist was born in Johnannesburg, South Africa.

She was very aware of injustices and human rights abuses since she was raised in apartheid in South Africa. Since that time, she has supported non-violent change & equal rights for all. All proceeds of her civil rights art-work is channeled into education & scholarships in an attempt to uplift the lives of young people who will make a difference in the future. The Exhibit runs from June 4 - Saturday July 18 - Washington DC Economic Partnership 1495 F Street, NW DC 20004. For more information about the artist go to www.Dariartist.com To see the full gallery & to purchase art work go to www.thesolstudio.com

The Clarkes Standing by the “Humanity” art work

Guest for the reception opening -

Chinyere Hubbard (Events DC Dir. of Communications) Standing by: “A True Leader with Dignity Personified”

Lewis Paul Long, KaiBrown & Dari (The Artist) with “The Life Pieces to Materpieces Young Men”

Volunteers Arlene ireland, Joyce Felder & Deidre Trass Standing by: “Why We Can’t Wait” & “Debate is Healthy”

Attorney Everette Bellamy Standing by “Wake Up World” artwork

Long time friend of the artiist Standing by Inspirational Men

Lynne Shaw (Center) & Friends attending the Reception

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Kurt Pommonths, Sr, Photographer * Photo Enhancer * Graphic Designer Want to see more on this event & others Subscribe to Social Sightings-The MagaZine at www.socialsightings.com 2003 © SOCIAL SIGHTINGS ALL RIGHTS RESERVED — DUPLICATION IN ANY FORM REQUIRES WRITTEN PERMISSION | E-mail SocialSightings@aol.com

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6/11/2015 – 6/17//2015 Table of Contents 6/11/2015 – 6/17/2015 Around the Region Pages 4 – 12 Prince George’s County Pages 14 – 15 Lifestyle Pages 28 – 33 Sports Pages 36 – 38 A group of young gymnasts take a fun photo at the Sportsplex Gymnastic Annual Red Carpet Awards at the College Park Marriott Hotel and Conference Center in Hyattsville, Maryland on Sun., June 7. /Photo by Roy Lewis

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Women Break the Cycle of Domestic Violence

District College Grads Carry Average Loan Debt

By Stacy M. Brown WI Contributing Writer

By Tia Carol Jones

Happily shifting their tassels to WI Staff Writer

the other side of their caps and proudly their diplomas Whenaccepting L.Y. Marlow's 23-yearoldunderscore daughter told the father to suchher a major acof her daughter threatened her complishment, college graduates life, theoflife2015 of their child, in theand Class are leaving she knew had to be school and something beginning their jourdone.

Out of her frustration ney into corporate America and with law enforcement's handling elsewhere.

Email comments to: ofWherever the situation, she decided to they might land, the rburke@ start the Saving Promise camnew graduates will do so by carpaign. washingtoninformer.com rying a whole lot of debt, if the “It seems to be a vicious cycle most fromfamily The that recent won't numbers turn my Institute for College Access and loose,” Marlow said. Marlow Success holdstory up. with the audishared her TICAS has released latest ence at the District its Heights report, which shows that sevDomestic Violence Symposium en 10 7seniors who graduated on in May at the District Heights from publicCenter. and nonprofit colMunicipal The sympoleges student loan debt, sium had was sponsored by with the Family Youth per Services an averageand of $28,400 borCenter of the city of District rower.

Heights and the National HookThis represents a year-to-year of Black Women.

2Up percent increase in the average Marlow has written a book, debt of public and nonprofit, “Color Me Butterfly,” which is a graduates. story about four generations of Graduates at colleges and unidomestic violence. The book is versities in the District of Coinspired by her own experiences, lumbia average $22,048 in debt, and those of her grandmother, with 52 percent carrying a stuher mother and her daughter. dent loan debt.

She said every time she reads “I wasfrom working as she an still afexcerpts her book, In Memoriam ter-school tutor the for words underprivDr. Calvin W. Rolark, Sr. can not believe came Wilhelmina J. Rolark ileged children the No from her.

“Colorunder Me Butterfly” The Washington Informer Newspaper Child Left 2007 BehindNational program.“Best Afwon the THE WASHINGTON INFORMER InPUBLISHER Memoriam ter taxes,Award.

I was earning $2,000 a Books” NEWSPAPER (ISSN#0741-9414)Dr.isCalvin Denise Rolark Sr. Barnes W. Rolark, “I was 16-years-old when month at just best,” said Angelique published weekly on each Thursday.

Wilhelmina J. Rolark my eye first blackened and my Pivoine, a recent graduate who Periodicals postage paid at WashingSTAFF WASHINGTON INFORMER lips bled,” said. specialton,THE D.C. and additional mailing of- NEWSPAPER (ISSN#0741-9414) is published now servesMarlow as a content weekly Thursday.

Periodicals paidW. at Barnes, Washington, D.C. and additional Denise Editor Davis-Nickens, fices.

Newsonand advertising deadlinepostage ist Elaine for a restoration service. presimailing offices. News and advertising deadline is Monday prior to publication. is Monday prior to publication. Andent of the National Hook-Up D. Kevin McNeir, Managing Editor “I was looking for higher-payAnnouncements must be received two weeks prior to event. Copyright 2000 by The nouncements must be received two of Black Women, said there is be no Washington Informer. All rights reserved. POST MASTER: Send change of addressing jobs, but it was no time to Ron Burke, Advertising/ Marketing Director weeks event. Copyright 2015 consistency in the way domestic es toprior The to Washington Informer, 3117 Martin Luther King, Jr. Ave., S.E. Washington, choosy.”

by D.C. The 20032.

Washington Informer.

All No part of this publication may be Barnes, reproduced written violence issues are dealt with by Lafayette IV,without Assistant PhotopermisEditor Pivoine said she calculated rights POSTMASTER: sionreserved. from the publisher. TheSend Informer Newspaper cannot guarantee the return of change of addresses to The rates WashJohn E. De Sports Photo photographs.

Subscription are $30 per year, twoFreitas, years $45.

Papers willEditor be received her loans plus interest and denot more than 3117 a weekMartin after publication.

Make checks payable to: ington Informer, Luther cided she needed to put aside at Dorothy Rowley, Online Editor King, Jr. Ave., S.E. Washington, D.C. least $1,300 each month to pay THE WASHINGTON INFORMER 20032. No part of this publication may Brian Young, Design & Layout 3117 Martin Luther King, Jr. Ave., S.E. • Washington, D.C. 20032 off her loans, so she moved in be reproduced without written permisPhone: 202 561-4100 • Fax: 202 Bookkeeper 574-3785 Mable Neville, with her parents, created a strict sion from the publisher. The Informer E-mail: news@washingtoninformer.com Newspaper cannot guarantee the return spending budget, and for birthMickey Thompson, Social Sightings columnist www.washingtoninformer.com of photographs. Subscription rates are days and holidays, she said, she Stacey Palmer, Social Media Specialist $45 per year, two years $60. Papers will wasn’t embarrassed to ask for PUBLISHER be received not more than a week after Angie Denise RolarkJohnson, Barnes Circulation monetary gifts from family and publication. Make checks payable to: friends.

STAFF REPORTERS THE WASHINGTON Brooke N. Garner INFORMER Managing REPORTERS Editor Tia C. Jones, Ed Laiscell, According to TICAS, New Carla PeayLuther King, Assistant Managing Editor Brown, Odell B. Ruffin, Larry Saxton, 3117 Martin Jr. Ave., S.E Stacy Sam P.K. Collins, Eve Ferguson, Hampshire ($32,795), DelaRon Burke Advertising and Marketing Mary Wells, Joseph Young Washington, D.C. 20032 Elton Hayes, D. Kevin McNeir, Dorothy ware ($32,571) and PennsylvaMable Whittaker Bookkeeper Phone: 202 561-4100 Rowley, Barrington Salmon LaNita Wrenn Administration PHOTOGRAPHERS nia ($32,528) carried the highFax:John 202 574-3785 E. De Freitas Sports Editor Lafayette Barnes, IV, est amount of average student news@washingtoninformer.com Victor Holt Photo Editor John E. De Freitas, Maurice Fitzgerald, www.washingtoninformer.com Zebra Designs, Inc. Layout & Graphic Design Joanne Jackson, Roy Lewis, Robert loan debt. Louisiana ($23,358), PHOTOGRAPHERS Ken Harris /www.scsworks.com Webmaster Ridley, Victor Holt Wyoming ($22,879), and Hawaii John E. DeFreitas, Shevry Lassiter, ($22,785) were the states with Roy Lewis,CIRCULATION Travis Riddick , Nancy Shia Paul Trantham the lowest amount of average student loan debt.

INTERNS Nationally, the average debt Glynn Hill, Marc Rivers, Sarafina Wright for these graduates was $28,400.

Locally, 77 percent of Howard 4 / May 15 - 21, 2008 The Washington Informer / www.washingtoninformer.com University graduates carried student loan debt, and the univer-

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law enforcement. She said they threat,” she said. had come together to bring a Among the programs Marlow sense of uniformity in the way wants to see implemented are domestic violence victims and stricter restraining order policies, survivors are treated. more rights for victim's families “She's using her own personal to intervene on behalf of a vicstory, her own personal pain to tim, a domestic violence assesspush forward,” Davis-Nickens ment unit coupled with further said about Marlow. training for law enforcement Davis-Nickens said anyone agencies, a Child's Life Protecwho reads Marlow's book will tion Act and mandatory counsel“get it.” She said she “puts the ing for batterers. case in such a way, the average “If we are ever going to eradiperson can get it.” She said at the cate domestic violence, we must end of the day, the book will look at both sides of the coin. help people begin to have a dia- We need to address both the viclogue about domestic violence. tim and the batterer,” Marlow Also present at the event was said.

Mildred Muhammad, the exMarlow would also like to see wife of John Allen Muhammad, programs designed to raise Seventy-seven percent to of Howard University graduatesamong leave school with in who was sentenced six consecawareness children student loan terms debt. /Photo courtesy of www.blackholisticlifestyle.com. utive life without parole public and private schools. She by a Maryland jury for his role in feels children need to be educatsity’s average debt was attacks $10,455.in edAdditionally, the Beltway Sniper about domesticgraduates violence. do 2002.

Mildred 48 Muhammad “We have to stop being pasIn contrast, percent ofis have a six-month grace period, the founder of After the Trauma, which sive-aggressive with poor chilGeorge Washington University provides a cushion for an organization helpsloan the dren about domestic violence,” graduates carried that student them to get their feet on the survivors Marlow said. debt, and of thedomestic school’s violence average ground, said and their children.was $30,881.

Marlow hasMegan McClean, worked to break debt per graduate the director for Policy andfamily, Fed“I lived in fear for six years.

Six the cycle of abuse in her Dwight James, an executive years in fear is a long time.

It is and is confident the policies she life coach and founder of the eral Relations at the National not an easy thing to come out Association is pushing offorStudent will start that Financial Zeal Group and the website of,” she said. process.

Aid Administration in Northwww.successwithhelp.com, said Mildred Muhammad said “I plan to take these policies to there arewho avenues in which stu-a west. people want to help Congress and implore them to dents can violence reduce their student, “We encourage to said. use domestic victim must change our laws,” folks Marlow loan debt and it’s possible be careful of how they go they into that “I will not stop until these politime to save and to think can rid oflife, it altogether. the get victim's and understand about cies arewhat passed.” their life will look “There a couple things. that she are may be inof“survival Tia Carol Jones can be reached like going forward. We also enFirst, you need to know the pamode”. at tiacaroljones@sbcglobal.net “Beforeofyou to and 'I'mifgoing rameters yourget loan, you courage them to talk to their service provider,” McClean to killmultiple you,' it loans, startedyou’d as a verbal WI have want loan to pay the most expensive one said, noting that there are opoff first. And then once that’s tions graduates could choose. paid off, use that money to pay “They could enter into an inoff the next,” said James, who is come-based or income-driven among the few executive coach- repayment plan, which assures es whose firms serve both nathe student that the loan paytionally and abroad.

“Another trick is to pay your ment is affordable,” McClean student loan weekly or even daily said.

“That can really help a stubecause that would dramatically dent who may have a $400- or cut the interest,” James said.

“It works almost like a mort- $500-per-month loan repayment gage. If you have a 30-year mort- plan when they might earn about gage and you pay your mortgage $22,000 a year in their employevery month, it would take 30 ment. With this, they could still years to pay it off. But, if you afford to pay their rent and their paid bimonthly, it would cut 10 years off the loan, and student bills,” she said.

Despite the debt, many mainloans can be handled the same tain that a college degree is way,” he said.

James said there are also op- worth the bill. portunities for graduates to have “A college degree is still the L.Y. Marlow their student loan debt forgiven best path to a job and decent pay, by performing public service for and while loans are increasingly the government or a nonprofit. needed to get through school, Students would have to research where such programs are graduating with burdensome offered, but they do exist. Find- debt is not a foregone concluing one could simply be an Inter- sion,” said Lauren Asher, TICAS president.WI net search away, he said.

“

We have to stop being passive-aggressive with poor children about domestic violence. I plan to take these policies to Congress and implore them to change our laws. I will not stop until these policies are passed.

“

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MLK Friend, Brother of Famed Author Dies

By Stacy M. Brown WI Contributing Writer He was known as the giant who never quit.

George Haley, a Silver Spring, Maryland resident and the brother of famed author Alex Haley, died earlier this month. He was 89.

“He had quite a full life,” his son, Kansas Democratic Senator David Haley, said.

“Going through some of his papers and going over some of the accolades, it’s a remarkable story that George Haley put into just shy of 90 years.”

George Haley counted as one of Martin Luther King Jr.’s closest friends as the two attended Morehouse College in Atlanta together.

Haley was first elected to the Senate in 1964 as a Republican representing Kansas City, Kansas.

He stood with King at an appearance at Kansas State University in January 1968, just three months before the civil rights icon was assassinated.

Haley returned to Kansas State University in 2011 to hear a rediscovered recording of King’s remarks from that January appearance, the Kansas City Star reported. His name was among those found written on a paper in King’s clothes after King was killed by a gunman in Memphis, Tennessee on April 4, 1968.

After graduating from Morehouse in 1949, Haley went on to earn a law degree from the University of Arkansas in 1952. He was one of just two African Americans at that school, enduring racism and other biases.

Haley later joined the law firm of Stevens Jackson in Kansas City, which provided assistance on the desegregation case, Brown v. Board of Education.

After an unsuccessful bid for Congress in 1966, he joined a Washington, D.C. firm and eventually

“Before Alex Haley became a household name, his younger brother George was already making history. Already a veteran of the Army Air Forces, in ‘George Haley: The Man Who Wouldn’t Quit,’ Alex chronicled the story of how his brother made history,” said Curtis Valentine, an at-large Prince George’s County school board member.

formed his own practice.

In 1976, Haley’s brother, Alex Haley, published “Roots: The Saga of an American Family,” a book based on their family’s history. It focused on the story of Kunta Kinte, a Haley ancestor kidnapped by white slave traders from his homeland in Gambia in 1767.

The book later was adopted for screen and, in 1977, premiered as a weeklong special on ABC, becoming one of the most watched mini-series in television history.

Alex Haley said the journey to write the book began in Annapolis, Maryland, where his ancestors had arrived from Africa in shackles.

“Before Alex Haley became a household name, his younger brother George was already making history. Already a veteran of the Army Air Forces, in ‘George Haley: The Man Who Wouldn’t Quit,’ Alex chronicled the story of how his brother made history,” Curtis Valentine, an at-large Prince George’s County school board member wrote in a blog.

“Alex outlined just how difficult young George had it. [He wrote] the first day of school, he went quickly to his basement room, put his sandwich on the table, and started upstairs for class,” Valentine recalled.

“He found himself moving through wave upon wave of white

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faces that all mirrored the same emotions, shock, disbelief, and Denise Rolark Barnes then choking, inarticulate rage. The Independent Beauty Consultant lecture room was buzzing with www.marykay/drolark-barnes.com 202-236-8831 conversation, but as he stepped through the door there was silence.

He looked for his seat. It was on the side between the other students and the instructor.

“When the lecture began, he tried desperately to concentrate on what the professor was saying, but the hate in that room seeped into his conscience and obliterated thought.”

George Haley would go on to overcome living in the law school basement, having a bag of urine (301) 864-6070 thrown at him, death threats, and even being ostracized by other African Americans to graduate at the top of his class and become memMCCOLLUM & ASSOCIATES, LLC ber of the prestigious Law Review, ADA, Age Discrimination, Benefits, Civil Rights, Valentine noted.

COBRA, Contracts, Deaf Law, Defamation, Disability Law, Haley served under six presidents, Discipline, Discrimination, FMLA, FLSA, FOIA, including as chairman of the Postal Rate Commission under President Family Responsibility, Harassment, HIPPA, OSHA, George H.W. Bush and as U.S. amNational Origin Discrimination, Non-Compete, ‡ Please set all copy in upper and lowercase, flush left as indicated on artwork at these point sizes: Consultant name in 11-point Helvetica Neue Bo bassador to Gambia from 1998 to Beauty Consultant in 9-point Helvetica Neue Light;Discrimination, Web site or e-mail address in 9-point HelveticaAct, Neue Retaliation, Light; phone number in 9-point Helvetica Race Rehabilitation To the Independent Beauty Consultant: Only Company-approved Web sites obtained through the Mary Kay® Personal Web Site program may 2001 under President Bill Clinton.

Severance Agreements, Sexual Harassment, Torts, Haley, who once met George Whistleblowing, Wage-and-Hour, Wrongful Discharge Washington Carver and singer Marian Anderson, is survived by his wife, SERVING MARYLAND, DC, & NORTH CAROLINA Doris Haley; his son; and his daughwww.jmlaw.net (301) 864-6070 jmccollum@jmlaw.net ter, Anne Haley-Brown. WI

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EMPLOYMENT LAWYERS

AROUND THE REGION WEEK OF JUNE 11 TO JUNE 17

Black Facts June 11 1963 – Displaying the tenacity of the segregationist mentality dominant in the South in the 1960s, Alabama Gov. George Wallace, with the aid of state troopers, stands in the doorway to the University of Alabama to block two Black students from integrating the school. But when the Deputy U.S. Attorney General returned later in the day with a force of National Guardsmen, Wallace stepped aside and Vivian Malone and James Hood were allowed to register.

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June 12 1840 - The World’s Anti-Slavery Convention convenes in London.

1876 - The first known monument erected by African-Americans to honor one of our heroes is dedicated to Richard Allen in Philadelphia’s Fairmont Park.

1886 - The Georgia State Supreme Court sustained the will of the late David Dickson, thus making Amanda Eubanks the wealthiest Negro in America. Dickson, a former slaveholder, willed more than half a million dollars to Eubanks. White relatives of Dickson, a bachelor, had contested the will on the grounds that it was illegal for a white man to leave property to his black illegitimate children.

1963 - Civil rights group demonstrated at Harlem construction sites to protest discrimination in building trades unions. Demonstrations and marches were held in metropolitan areas in June, July and August to dramatize discontent over housing, school and job discrimination.

1963 - Medgar W. Evers (37), National Association for the Advancement of Colored People field secretary in Mississippi, assassinated in front of his Jackson home by a segregationist.

1967 - U.S. Supreme Court ruled that a Virginia law banning interracial marriage was unconstitutional.

1972 - The National Black MBA Association is incorporated.

1991 - Michael Jordan led Chicago Bulls in win over L.A. Lakers in five games to capture his first National Basketball Association Championship.

be the first black justice on the United States Supreme Court. He said of his decision, it “was the right thing to do, the right time to do it.” Marshal had been a towering figure in the legal battles against segregation, including being lead counsel in the historic Brown vs. Board of Education case. The Senate would confirm the nomination on Aug. 30. An aside: Marshall’s original name was Thoroughgood, but he shortened it to Thurgood.

June 14 1811 – White anti-slavery activist Harriet Beecher Stowe is born.

Stowe was the author of one of the best-selling books of 1852, “Uncle Tom’s Cabin.” The book addressed the brutality of slavery and featured the character “Uncle Tom” – a slave who, perhaps unfairly, came to symbolize the accommodating black person who showed complete deference to whites. The book was such an indictment of slavery that when President Abraham Lincoln met Stowe, he remarked, “You’re the little woman who wrote the book that started this great [civil] war.”

1970 – Cheryl Adrienne Brown wins the Miss Iowa pageant and becomes the first African-American to compete in the Miss America beauty pageant.

June 15 1877 – Henry O. Flipper becomes the first black graduate of the U.S. military academy at West Point.

1921 – Bessie Coleman becomes the first woman of any race to obtain an international pilot’s license. But she had to leave the United States and study in France in order to accomplish her goal. She was barred from U.S. flight schools because of her race and her sex. When she returned to the U.S. from France, Hollywood wanted to do a movie about her amazing feat.

But she walked off the set because she felt the film actually degraded blacks.

Coleman died in a plane accident on April 30, 1926.

June 16 1969 – The United States Supreme Court rules that the suspension of Harlem Congressman Adam Clayton Powell Jr. from the U.S. House of Representatives on alleged corruption charges was unconstitutional.

Powell, who had first won election to Congress in 1945, was returned to the House but without his seniority.

June 17 1775 – Blacks fight in two of the major battles of America’s war of independence from England – the battles of Bunker Hill and Breeds Hill.

Two of the most outstanding soldiers were Peter Salem and Salem Poor.

1948 – Actress Phylicia Rashad is born on this day in Houston. Rashad is best known for her role as Bill Cosby’s wife in the highly popular NBC television series “The Cosby Show.”

Michael Jordan

June 13 1967 – President Lyndon B. Johnson nominates former NAACP Chief Counsel Thurgood Marshall to

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AROUND THE REGION INTERVIEWS AND PHOTOS BY ELTON HAYES

VIEWP INT Trayonne Brooks Takoma Park, Maryland I think the GOP’s field is crowded. There are a lot of people. If I were to vote for one of the candidates, I wouldn’t have a clue who to vote for since there are just so many. I think it will hurt the party and the candidates in the long run, as people won’t know who to vote for since there are so many who are trying to win the nomination.

Laurinda Gwyn New Carrollton, Maryland I think it’s exciting to have so many candidates in the running for the nomination. Competition is good, and it will force everyone on the Republican side to bring their best. I’m excited to see who from the Democratic and Independent parties will throw their hat into ring, as well. There are people from all backgrounds on the Republican side, and it will give people something to think about when they are choosing their candidate. Competition is good, and I’m excited to see how it all will play out.

FORMER TEXAS GOV. RICK PERRY ANNOUNCED LAST WEEK THAT HE WILL SEEK THE REPUBLICAN NOMINATION FOR PRESIDENT, BRINGING THE CURRENT TOTAL OF GOP HOPEFULS TO 10. WHAT ARE YOUR THOUGHTS ON THE FIELD OF CANDIDATES THUS FAR?

Diane Rodriguez Washington, D.C. I think the large amount of Republican candidates is a good thing.

It gives people the option to choose someone whose views best resemble their own. The candidates who are still trying to decide how conservative or moderate they want to be will have a chance to see where the nation stands and can shift their message, too. I think the field of candidates is good.

Lisa Yearwood Washington, D.C. I think there are too many people in the running, and it will ultimately hurt the party. There are already 10 candidates, and more will enter before the nomination is given. There will be infighting. It looks like they are grasping at straws to draw the minority vote, with candidates like Ted Cruz and others. I think they’re trying too hard.

I wouldn’t even know who to vote for if I were to choose a candidate.

Jim Dougherty Pittsburgh, Pennsylvania I think it’s good to have multiple candidates. In the run-up to the primaries, the views expressed from the different candidates can be sorted out.

I think it will result in both sides becoming a little more moderate. The opportunity for the candidates to debate with one another, leading up to the primary, improves their skills – if they get elected, they’ll need to debate with foreign leaders, governors and debate to work out legislation. The public will get to see what each of these candidates are about.

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Dr. Bruce Aylward /Photo Courtesy of the World Health Organization

EBOLA from Page 1 plained, are an essential tool that enables health care workers to track transmission of the disease and isolate the sick. He said providing beds and safe burial teams led to what he characterized as “tremendous progress” in reversing the explosion of new cases and the reduction of overall numbers in February.

“Case finding and contract tracing will help end outbreak, bring it to zero,” he said. “We’re adjusting the strategy to move to this. Our strategy to slow (Ebola) down will not bring it into zero,” he said. “What we saw was relief and inevitable complacency.

With the flattening of the curve, the response should be one of deep concern not alarm, because the situation is different.”

Aylward shared data with media representatives that illustrated that the first three to four weeks of 2015 showed a rapid decline in new cases followed by a month where the decline leveled off. Health officials began seeing between 120 to 150 new cases each week.

“This is not what you want to see with Ebola,” said Aylward.

Dr. David Nabarro, special envoy of the secretary-general on Ebola, shared Aylward’s concern.

“We’ve made remarkable progressm and it’s only been possible because of ownership of local communities who’ve taken responsibility,” he said. “The journey towards zero is a worry.

We need constant vigilance and The Washington Informer

Liberian President Ellen Johnson Sirleaf /Photo Courtesy of the Liberian Government

surveillance. We need to continue case findings and contact tracing. It’s like looking for a needle in a haystack.”

Aylward said there are still cases in the greater Conakry area and adjacent prefectures, in Freetown and adjoining areas and also in Monrovia.

“We need to be very clear.

As long as these countries’ capitals have Ebola – such a hazard pathogen –they can’t recover, can’t fully develop, can’t restart their economies, can’t get that type of progress needed to develop,” he said. “You’ll remember it’s a very bumpy round to get to zero. It can go in the other direction. If we don’t stay focused, it can easily go the other way.”

Nabarro said the situation in the affected countries remains unstable primarily because the United Nations Mission for Ebola Emergency Response, and its national and international partners need $1.5 billion to complete the work. So far this year, he said, only $600 million has been raised.

“It will be very difficult to put hundreds of staff on the ground and provide transportation and accommodations,” said Nabarro.

“We’ll work with what we have, and that’s why we’ve pumped up fundraising.”

The pair said the stakeholders have the lead time to get additional resources in place, but acknowledged that with such a large funding gap, “nothing is fully funded, we’re cutting corners, shortening contracts, seeing contacts once versus twice a day, not getting the best people

and compromising our ability to get the job done.”

On June 2, UN Secretary-General Ban Ki-Moon announced that he’s convening an international conference in July to help mobilize the resources needed “in the last mile of the response” against the Ebola outbreak and to place Liberia, Guinea and Sierra Leone squarely on the path of early recovery.

In an UN statement, he pledged to intensify efforts to get to and remain at zero cases while repairing the damage and strengthening the resilience of social, health care and institutional instruments across the continent.

“All of your investments, all of the sacrifices and lives lost, and all of the risks that the relief workers took would be squandered if the outbreak recurs,” Ban told participants at an informal plenary of the UN General Assembly on the organization’s Ebola response efforts. “… My appeal to you is clear: We are in the last mile of the response, but the job is not done. We need you to persist in supporting the region in getting to a resilient zero cases and then beginning to recover.”

Nabarro said the UN is working closely with the affected countries and reallocating resources to help support the transition to basic services and renewal.

“I’ve been raising money for health care workers, national and international staff,” he said. “We have to do this quickly because the rainy season will complicate things.” WI

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AROUND THE REGION economist who has released three books, said Charnise helped to edit her most recent text: “Surviving and Thriving: 365 Facts in Black Economic History.”

“They shattered her spirit and shattered her dreams but they did not shatter her spirit that lives on in us,” Malveaux said via a video.

Many that attended her funeral were also subjects in Charnise’s more than 100 stories published over her short lifetime. Cora

Masters Barry was among them.

She called Charnise a “bright star.”

Charnise was a reporter for East of the River newspaper and Capital Community News. She had written for several newspapers but on May 27 she was on her way home after attending a community meeting for CCN in Ward 6.

While standing at a bus stop near the intersection of Good Hope Road and Alabama Avenue, Southeast, someone, re-

portedly on a dirt bike, shot at a person at the bus stop who used Charnise as a shield. Neither the shooter nor the intended victim has been found despite the offer of a $25,000 reward.

Andrew Lightman is the managing editor of East of the River where Charnise worked over the past 3 ½ years. He called Charnise “the consummate reporter and the consummate profession-

FUNERAL Page 16

Charnise Milton /Courtesy Photo

Errant Bullet Ends Promising Life

Young Journalist Charnise Milton Laid to Rest

By D.R. Barnes WI Staff Writer Tears flowed as mourners passed by while the Living Word Church choir sang “Jesus” over the still body of Charnise Milton, 27, a young, up-and-coming journalist killed by a stray bullet while standing at a bus stop in Southeast.

The church was filled on Saturday, June 6 with friends of Charnise, family, along with church members, neighbors and fellow journalists who had watched her steps as she sought to fulfill her professional dream – to become a journalist who would tell the true story about her community.

“She was a beautiful young woman,” Jeff Canady whispered to a friend. They attended church together and he got to know the young woman well.

Her parents, Francine Milton and stepfather Kenneth McClenton embraced each other in front of her pink casket as the lid decorated with a solitary rose was closed. Charnise wore a sunburst dress with a white shawl and her mother’s outfit was nearly the same.

“We thank God for your daughter who blessed us in such a mighty way,” prayed Reverend Dennis Wiley, pastor of Covenant Baptist Church in Southwest where Charnise was baptized. “We don’t understand why she was taken away from us in such a tragic way. We take comfort Lord that you understand, and we shall understand it by and by.”

Living Word Pastor Patrice

Shepherd presided over the two-and-a-half hour service and her husband Reverend Eugene Shepherd delivered the eulogy.

Throughout the service, Charnise was praised as a thorough journalist and a great copy editor who turned down conventional stories, opting instead for assignments that addressed the least or the lost out.

Dr. Julienne Malveaux, an

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AROUND THE REGION

Quality printErs 202-291-6565

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MEnus, postErs BannErs & signs

Ballou Senior High School Librarian, Melissa Jackson, coordinator of the Second Annual Men’s Day program, surrounded by the adult male mentors and student participants. /Photo by D.R. Barnes

Ballou Students Get Tips on Manhood, Success

By D.R. Barnes WI Staff Writer

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10 June 11 - June 17, 2015

Trayon White is no stranger in the halls of Ballou Senior High School having walked them hundreds of times as a student before graduating in 2002. Now the college graduate, former school board member and a leading candidate in the recent Ward 8 race, remains a familiar fixture as a speaker and mentor at the new Ballou in Southeast.

It was his story of trials and triumphs that mesmerized a selected group of male students for nearly three hours in the school library last week. Nearly 22 other African American men also came for the annual Men’s Day program to share their tales of overcoming adversity and achieving success.

“Being good is not good enough,” White told the 9th through 12th grade male students. “A ‘C’ or ‘D’ is no longer any good; those days are over,” he warned.

The men represented a broad range of professions, including probation officers, police officers, military officers, financial advisors, music producers, athletic coaches and college advisors. And they didn’t hold back any punches as they proscribed the talents and traits of success and how to achieve it.

“We can tell you the road is gold, but it means nothing if you don’t do your research,” Kevin Tucker advised. The former Army officer and educator said, “Know who’s in the room speaking to you; look them in the eye when you talk to them and offer a handshake. And, remember, as soon as you bow your head, you’ve already lost the war. Keep your head high.”

Ballou, located on 4th and Trenton Streets in Southeast, has struggled for years with high truancy rates, low standardized test scores and low graduation rates. For the second time in five The Washington Informer

Ballou SHS band members that also participate in the “WAT-son’s Willing & Aspiring Teen-son’s” program include (l-r) Ivan Thornton, Davie Scie, Perion Savoy, Deangelo Jackson and Christopher Allen. The program, named after Ballou Knights band director Darrell Watson, teaches leadership skills. / Photo by D.R. Barnes

years, teachers and staff will be asked to reapply for their jobs at the close of the school year – a method used by school officials to address the problems at the city’s low-performing schools.

Reportedly, when school opens next fall, the brand new campus that opened to students last January will also include new programs including a hospitality and tourism career academy.

Men’s Day was introduced last year by Rahman Branch, Ballou’s former principal and the current director of the DC Office on African American Affairs. Melissa Jackson, the school’s library media specialist, said Branch introduced the program as the school’s answer to the charge

by President Obama, as well as D.C. Mayor Muriel Bowser and Chancellor Kaya Henderson to address the challenges of black men and boys.

“We try to look for men that will empower our young male students and encourage them to pursue careers they may not otherwise think about going into,” Jackson said. As coordinator of the Men’s Day, Jackson has also introduced a day for girls.

As the men lined up across the room, one next to the other, and the boys sat in their chairs listening attentively, they each shared bits of advice that helped them build their own careers along the way. Some of the young men

came dressed in suits and ties, others in their school uniforms – khaki pants and shirts.

“We just asked them to look nice,” Jackson said. “We didn’t require they wear a suit or tie, because many of them don’t have them.” Next year, Jackson said she hopes to find a sponsor that might provide shirts “so the students can see how it feels to dress nice.”

MPD Officer Edwin Buckner, a school resource officer who has worked in Ballou for over a decade, stood dressed in his police uniform. He, along with several fraternal members of the Shriners Mecca Temple #10, donned a decorated “fez” and regalia. As the Illustrious Potentate or leader of the group, Buckner said his “brothers” were there because “our platform includes getting out into the community and dealing positively with our youth.”

In his message to the youth, Buckner said, “I invited my brothers here and they gave me their word that they would be here. As men, all we have is our word. You must learn to stand on your word and learn to stand on your own two feet.”

The day ended with lunch and breakout sessions for the students to tell their stories and discuss their issues with the men. WI.

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Reclaiming the District’s Rivers

By Jeff Seltzer, Associate Director, DDOE Stormwater Management Division Jeffrey.seltzer@dc.gov and Jonathan Champion, Branch Chief for Planning and Reporting, DDOE Stormwater Management Division, jonathan.champion@dc.gov The District of Columbia is fortunate to host beautiful natural resources in the midst of a dense urban environment.

These include the Potomac and Anacostia Rivers and Rock Creek, which provide habitat for fish and wildlife and are enjoyed recreationally

by District residents and visitors. However, after several hundred years of development, the District’s waterways are polluted and need substantial work to improve.

The District government has been implementing numerous initiatives to fully restore its waterways by addressing major sources of pollution, with the ultimate goal of making every District waterway safe for swimming and fishing. Major components of these initiatives include the following: Reducing Stormwater Runoff – 43 percent of the District’s land area is covered with impervious surfaces such as concrete and asphalt, which prevent rainwater from soaking into the soil and replenishing groundwater levels. In such highly-urbanized conditions, a single storm can create over 500 million gallons of stormwater runoff. That runoff carries pollution such as trash, fertilizers, pesticides, and pet waste to streams and rivers. The District has a three-pronged approach to curbing runoff that includes direct investment in green infrastructure to capture and retain runoff, incentive programs that reward homeowners and commercial properties for voluntarily managing impervious surfaces with green infrastructure, and new stormwater regulations that require development projects to use green practices to retain runoff onsite.

Cleaning up Contaminated Sediments – Decades of industrial and urban activities throughout the Anacostia

River’s watershed have degraded the river and caused substantial loss of tidal fringe wetlands and marshes.

High amounts of hazardous substances are present in sediment throughout the river, posing risks to the health of aquatic organisms and humans.

DDOE is currently analyzing the extent of this pollution by testing river sediment and fish for a wide variety of chemicals.

Following this analysis, DDOE will identify actions to address the contamination.

Eliminating Combined Sewer Overflows – In many cities both wastewater and stormwater runoff are collected by combined sewers, which can overflow during heavy rain, releasing untreated sewage to receiving waters. DC Water’s Clean Rivers Project is a massive infrastructure and support program to reduce these combined sewer overflows by capturing and cleaning water during heavy rainfalls before it reaches our rivers.

Reducing Upstream Sources of Pollution – The vast majority of the area that drains to the Potomac and Anacostia Rivers and Rock Creek lies outside of the District. To restore our rivers the District works closely with neighboring jurisdictions to ensure that our efforts are mirrored upstream, and that there is a comprehensive, regional plan to protect and restore entire watersheds.

How you can help – DDOE will host a series of community meetings this June to provide more details of its initiatives and inform the public of ways they can help tackle these problems. DDOE wants to hear from residents so that both parties can work together to improve our rivers. Meetings will be held on the evenings of June 17th at the Mt. Pleasant Library, June 23rd at Friendship Public Charter School, June 24th at St. Coletta of Greater Washington, and June 30th at Thurgood Marshall Academy Public Charter School.

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Great blue heron crossing the Anacostia River near Benning Road on a fall morning. Photo by DDOE Wildlife Biologist, Dan Rauch

RECLAIMING

OUR RIVERS ORING JUNE RESTMEETINGS PUBLIC S R O17 E U V I R 17 R MT. PLEASANT NEIGHBORHOOD LIBRARY 3160 16th St. NW Metro: Columbia Heights

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FOR MORE INFORMATION: FOR MORE INFORMATION:

Jonathan Champion Jonathan Champion Stormwater Management Division Stormwater Management Division District Department of the Environment District Department of the Environment | jonathan.champion@dc.gov 202.535.1722 202.535.1722 | jonathan.champion@dc.gov

THURGOOD MARSHALL ACADEMY PUBLIC CHARTER SCHOOL MT. PLEASANT LIBRARY 2427 Martin Luther King Jr. Ave. SE 3160 16th Street NW Metro: Anacostia Metro: Columbia Heights

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news@washingtoninformer.com YOUR FUTURE STARTS NOW Photo Courtesy of DC United

D.C., D.C. United Forge Stadium Deal

IT’S NOT TOO LATE...

APPLY TODAY!

DC Tuition Assistance Grant

Application Deadline

June 30, 2015* * or until funds are exhausted, whichever comes first.

Receive up to $10,000 in tuition assistance.

Eligible District of Columbia students can receive up to $10,000 in grant assistance toward the difference between in-state and out-of-state tuition at public four-year colleges and universities.

Additionally, college-bound students can apply for $2,500 in funding per academic year toward tuition at private colleges and universities in the District, private Historically Black Colleges and Universities (HBCUs) and two-year colleges nationwide.

Apply at https://dconeapp.dc.gov for school year 2015/2016 For more information, call 202.727.2824 District of Columbia Office of the State Superintendent of Education

12 June 11 - June 17, 2015

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The Washington Informer

By Barrington M. Salmon WI Staff Writer@bsalmondc

A triumphant Mayor Muriel Bowser, D.C. council members and representatives of the D.C. United soccer team announced an agreement that will keep the team in the District for the next 30 years.

The deal – 10 years in the making – means that an almost $300 million soccer-specific stadium seating between 20,000 and 25,000 fans will be built. The District and D.C. United officials hope the stadium will be completed by 2017.

Bowser said it was vitally important to keep the team in the city, pointing to the economic development, jobs and enhanced quality of life the stadium and ancillary amenities are slated to bring to Ward 6. D.C. United is the most successful professional soccer organization in the history of the United States. United won the MLS Cup four times, the last in 2004.

“Thanks to the hard work of the District government and D.C. United staff, a world-class soccer stadium will call Buzzard Point home – for good,” she said. “This agreement will add vibrancy to a neighborhood on the banks of the Anacostia River and generate jobs for District residents as my administration creates pathways to the middle class. With this agreement, Washington, D.C., remains the sports capital…”

“We were always pretty aggressive (in pursuing a deal). We put a very competitive bid on the table.

We all felt pretty comfortable with how our city compared with other jurisdictions.”

Bowser said the city has to have

evidence site control by Sept. 30, adding that she wouldn’t rule out using the District’s power of eminent domain to acquire the last remaining plot of land needed for the stadium.

“Our approach is to get agreements from all parties,” she explained during the June 8 press conference at the John A. Wilson Building in Northwest. “Eminent domain is a possibility but an agreement could happen at any time.”

The city has already acquired private parcels owned by investor, entrepreneur and philanthropist Mark Ein, by Pepco, and it also bought a metal scrap yard.

City officials have yet to reach an agreement with real estate services company, Akridge. The terms of the deal stipulate that the District has until Sept. 30 to begin the legal procedures needed to take the land.

Joining Bowser at the podium were Council Chair Phil Mendelson and several council members, including: Ward 6’s Charles Allen; Ward 2’s Jack Evans who palmed and swung a multicolored soccer ball through much of the press conference; Kenyan McDuffie, representing Ward 5; and LaRuby May of Ward 8.

“We’re all here because we’re very supportive of this project,” Mendelson said. “The legislation and funding were given but some details needed to be nailed down.

I’m glad the mayor did that. We’ll work quickly. There’s no reason to take more than a minimal amount of time to get this done. I’m look-

DCUNITED Page 17

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DC Office on Aging Executive

Director’s Message

John M. Thompson, Ph.D., CPM, FAAMA

I

t has been an extraordinary privilege and honor to serve the District of Columbia seniors, persons living with disabilities, and family caregivers since assuming my position as executive director of the Office on Aging in 2011. In addition to helping the District’s citizens, it is a blessing to meet so many wonderful people. One person that has been truly a delight is Ms. Sue Barnes, a resident of Ward 5 and a senior Olympian.

Sue Barnes was born in St. Louis, Missouri on November 18, 1927. She attended Stowe Teacher’s College, LeMoyne College, and Howard University where she pledged Zeta Phi Beta in 1948. After college, Ms. Barnes was hired by the U.S. Corps of Engineers as a geodetic technician. A geodetic technician examines the measurement and representation of the Earth, including its gravitational field, in a three-dimensional time-varying space. She also examined geodynamical phenomena such as crustal motion, tides, and polar motion. As you can see, Ms. Barnes is a very intelligent person! While at the Corps of Engineers, her employer paid for her to complete cartographic school, which eventually led to promotions and a 31.5 year career with the agency when she retired in 1982. However, retirement did not lead to Ms. Barnes just sitting back and allowing time to pass by her.

In 1987, at the age of

returning citizens or students at D.C. Public Schools, I am confident that we have a great opportunity for you.

We are flexible about your time commitment and just encourage you to be engaged in your community as it keeps you mentally stimulated 60, she became a running and vibrant. Please call us enthusiast and was inspired to take up this sport because at 202-724-5622 to learn about our intergenerational people were beating her in tennis. In 1989, she returned programs and other volunteer to her birthplace of St. Louis opportunities. to represent Washington, D.C. as a senior Olympian where she competed in track and field. In addition to being so physically fit, Ms. Barnes is a great woman of wisdom that dedicates her time with so many organizations. Some of these organizations include Ward 5 Mini- Commission on Aging, George Washington University’s Health Insurance Counseling  Workshops on the importance of Brain Health, Project, Seabury Advisory 10 warning signs Board, and Brooklyn Post  FREE Memory Screenings Office Advisory Board.  Prizes and Giveaways!

Additionally, she has served as a fitness instructor at Date/Time: Tuesday May 26th * 10:30 a.m.—1:00 p.m.

Trinity College and at Fort Hattie Holmes Senior Wellness Center (Ward 4) Location: Davis Recreation Center for a 324 Kennedy Street, NW * Washington, DC 20011 number of years.

In addition to giving her Date/Time: Thursday June 4th * 1:30 p.m.— 4:00 p.m. time to large organizations, Model Cities Senior Wellness Center (Ward 5) Location: 1901 Evarts Street, NE * Washington, DC 20018 she also spends one-on-one time helping people. In fact, Date/Time: Tuesday June 9th * 1:30 p.m.— 4:00 p.m.

I happen to be one of those Bernice Fonteneau Senior Wellness Center (Ward 1) Location: individuals! Ms. Barnes has Georgia Avenue, NW * Washington, DC 20010 3531 taken on the role of being my physical trainer and life coach Date/Time: Tuesday June 16th * 10:30 a.m.— 1:00 p.m. as she frequently advises me Location: Congress Heights Senior Wellness Center (Ward 8) on how to find the proper 3500 Martin Luther King, Jr. Avenue, SE * Washington, DC 20032 work-life balance by being more physically active and Date/Time: Tuesday June 23rd * 12:00 p.m.— 2:30 p.m. eating right. Her guidance, h alt Location: Hayes Senior Wellness Center (Ward 6) e passion for helping others, 500 K Street, NE * Washington, DC 20002 inH a and wisdom have been such r B a tremendous blessing in DC # Date/Time: Thursday June 25th * 1:30 p.m.— 4:00 p.m. my life. As a result of Ms. Location: Washington Seniors Wellness Center (Ward 7) Barnes’ coaching, I began 3001 Alabama Avenue, SE * Washington, DC 20020 exercising daily by walking and/or riding a bicycle. *June is Alzheimer’s & Brain Awareness Month* My purpose of For more information, please contact DC Office on Aging at : (202) 724-5626 spotlighting Ms. Barnes is to demonstrate to other seniors that you have so much talent to share with the younger generation. We are ready to learn from you! Whether you are interested in working with

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DC Brain Health Campaign

DC Brain Health Day Tour

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PRINCE GEORGE’S COUNTY EDUCATION BRIEFS

JUNE IS TIME FOR GRADUATION AND YOUR FIRST ESTATE PLAN

By Aimee D. Griffin, Esq.

June brings to mind the transitioning from high school to college among other schools. It is a time when in many circumstances the child is perceived as an adult. I have two “adult” by law children and I am very clear that their eighteen birthdays did not give them the emotional, financial or psychological independence that the law presumed. However, we need to be thoughtful about what that means and how we should manage to proceed with that expectation and burden.

Both of my children went away to college at the age of eighteen. They were not financial independent and being old school I believe that the money and support that they will receive had strings attached. Realize I was not a mother who believed that her children needed a substantial level of privacy. (Remember I was old school.) In any case, the schools and the law believe that students who are of legal age have a right to privacy. Subsequently, they by law cannot provide information that will violate the student’s legal rights to privacy. However, there is a legal remedy that is called the FERPA waiver that every parent should insist their child sign when entering college if the student is like my two cherubs, still requiring guidance and dollars.

The Family Educational Rights and Privacy Act (FERPA) is a Federal law that protects the privacy of student education records. The law applies to all schools that receive funds under an applicable program of the U.S. Department of Education.

FERPA gives parents certain rights with respect to their children’s education records. These rights transfer to the student when he or she reaches the age of 18 or attends a school beyond the high school level. Students to whom the rights have transferred are “eligible students.”

The students now have privacy from their parents. This right when the child is under eighteen becomes an obstacle when the child receives the rights in reference to their student. Therefore, be mindful that schools have a FERPA waiver that will provide you access to the information necessary to be able to assist your student after the age of 18.

In addition, this is the age when their first estate plan should be completed. So often people respond that their child does not have any assets and therefore no estate plan is needed.

My typical retort is that legal access and support are required when the child is an adult.

Unfortunately, I had the opportunity to need such access; my daughter was in a car accident when she was in college. After receiving the message that she was in the hospital I began to immediately call all of the local hospitals. I am not able to get information because she indeed is an adult and I did not have a Health Care Proxy or Power of Attorney.

The Health Insurance Portability and Accountability Act or the HIPAA was endorsed in 1996. The HIPAA Privacy Rule, also called the Standards for Privacy of Individually Identifiable Health Information, provided the first nationally-recognizable regulations for the use/disclosure of an individual’s health information.

The Durable Power of Attorney, Health Care Power of Attorney and Last Will and Testament is the basic estate plan that we all should have once we attain the magical age of 18. Growing up emotionally is a choice that does not necessarily comply with the calendar but the legal responsibility still arrives with the birthdate.

Taking the steps to support your family and young person is a responsible step that we all should, as adults, take.

Compiled by Dorothy Rowley WI Staff Writer ‘Scholar of the Week’ Edem Kudzi, a senior at Suitland Senior High School, joins the roster of students honored as “Scholar of the Week.”

Edem, valedictorian of her class, has a 4.26 grade point average.

Her extracurricular activities include membership in the National Honor Society, Next Generation Youth, Creative Crafts Club and Spanish Club. She has received the George Washington University Engineering Award, Wellesley College Book Award and Ronald Reagan Student Leadership Award.

Edem, recognized by the Upper Marlboro Rotary Club for her outstanding leadership, will enroll at Wellesley College this fall to major in International Studies.

Deadline Extended The deadline has been extended to Friday, June 12 for the online Maryland Special Education Parent Involvement Survey.

The purpose of the anonymous, five-minute survey is to determine how well schools are partnering with parents and promoting involvement in their child’s education.

The survey is being conducted by the Maryland State Department of Education, Division of Special Education/Early Intervention Services.

For assistance, contact the help desk at 800-287-1581 or mdparentsurvey@icfi.com.

Construction Lagging Students and teachers at Tulip Grove Elementary School in Bowie, Maryland, have been waiting since last fall for construction and renovations of their new school to be completed in time for the 2016 school year.

But now school officials predict the school won’t be ready until at

least 2017.

According to Bowie Council records, officials stated that renovations would begin in July 2014, taking 12 to 18 months for completion.

Although the county earmarked $22.9 million in its Capital Improvement Plan for major renovations and additions to the school, students have been attending the unused Meadowbrook Elementary School on Moylan Lane since fall 2014.

Meanwhile, parents have complained about not seeing any signs of construction taking place in the past year.

Class of 2015, Alternative School’s Largest The principal for the Community Based Classrooms of Bladensburg at Henry Wise High School in Upper Marlboro, Maryland, has reported that 125 students recently graduated, making them the largest graduating class since the school opened in 1989.

Students at the alternative public high school have typically had difficulty at traditional high schools.

While some may need smaller class sizes, others may have failed classes or are in need of credit recovery.

School Board Member Resigns School Board member Lyn J. Mundey (Dist. 7) of Upper Marlboro, Maryland, announced her resignation on June 1, saying in a statement that her decision was not made in haste.

“The work that I’ve done has galvanized me to do work that brings me closer to the students,” Mundey said. “It really is bittersweet. I’ve learned a lot in my two years on the board.”

Mundey, who was appointed to the board in August 2013 by County Executive Rushern Baker, plans to pursue a doctorate in education at the online-based Walden University located in Minneapolis, Minnesota.

Aimee D. Griffin, Esq., The Griffin Firm, PLLC 5335 Wisconsin Ave NW Suite 440 Washington DC 20015 www.thegriffinfirm-PLLC.com 202-379-4738 Edem Kudzi, a “Scholar of the Week,” will attend Wellesley College in Massachusetts this fall to major in International Studies. / Photo courtesy PGCPS

14 June 11 - June 17, 2015

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PRINCE GEORGE’S COUNTY

Baker Vetoes County Budget Prince George’s Council Could Override Executive Action

By Stacy M. Brown WI Contributing Writer Prince George’s County Executive Rushern Baker vetoed a measure passed by the County Council that would raise property taxes by 1.5 percent to fund parks and recreation.

At press time, the council was meeting to determine whether it would override the veto, a scenario that Council Chairman Mel Franklin said was likely.

Baker has asserted that 100 percent of any property tax increase should go toward helping to turn around the county’s beleaguered school system. “[Parks and recreation] is not a priority of the county,” Baker said.

Franklin labeled Baker’s veto as fiscally irresponsible and said it would cost more to end a structural deficit in parks spending if a tax hike is delayed.

He said he expected the council to override the veto by Baker, who has until June 16 to decide if he’ll veto the rest of the council’s budget which contains an additional 4 percent property tax hike that will fund teacher pension obligations.

On May 28, the County Council voted to adopt a budget that reduced Baker’s proposed 15.6 percent property tax hike and other tax increases by more than 70 percent. Franklin said the body concluded that a 15.6 percent increase in taxes was unaffordable for residents who are still recovering from the housing crisis.

He said it was also unaffordable for businesses just starting to get their footing in the

new economic opportunities beginning to emerge in Prince George’s County, including the construction of the $925 million MGM resort and casino in National Harbor.

“Instead, with our adoption of this budget, the Council committed to put the County’s fiscal house in order by finally addressing our structural deficits, promoting a government that lives within its means and creating a path of fiscal sustainability for Prince George’s County,” Franklin said.

Baker has come under fire from Council over what some call his overly optimistic plan to bring the county school system from the bottom of state rankings to the top within five years.

In his budget proposal, Baker asked that 115 county employees be laid off.

He also called for furloughs but several council members spoke fervently against that plan.

“What I have learned is that the way this budget was transmitted back in March, it didn’t allow for the kind of meaningful discussing for the council and the county executive to talk to each other as much as to talk at each other,” Councilwoman Mary Lehman said.

But, Baker said education is the one area where the county has consistently come up short.

“We’ve improved in pubic safety, we’ve improved in health, and we’ve improved in economic development. The thing we have left is education,” he said.

Baker said he and the council have a fundamental disagreement on priorities for the future of the county.

PG County Executive Rushern Baker Vetoes Council Budget/ Courtesy photo

Franklin didn’t disagree with that assessment.

“With all due respect to our County Executive, with whom we have worked together on a variety of issues and for whom we have great respect, this veto is disappointing and fiscally irresponsible,” Franklin said.

“An even larger rate increase next year for Park and Planning is just as unacceptable as the County Executive’s proposed 15.6 percent tax increase is for this year’s budget,” he said.

“Also, if the veto is sustained, it could mean cuts of 20 percent or more to vital programs for

youth, like the Safe Summer program at 24 community centers around the County, which keep our youth off the streets during the summer. These programs are not luxuries or ‘extra,’ but they are essential to building stronger and healthy youth and communities.”WI

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AROUND THE REGION

REQUEST FOR PROPOSALS Multi-Functional Network Printer/Copier Services Two Rivers Public Charter School is seeking competitive proposals for multi-functional networked printer/copier equipment and maintenance services.

For a copy of the RFP email Ms. Gail Williams at procurement@tworiverspcs.org.

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FUNERAL from Page 9

DISTRICT OF COLUMBIA HOUSING AUTHORITY’S

5TH ANNUAL BASKETBALL TOURNAMENT & LIFE SKILLS EVENT

June 26 and 27, 2015 Trinity Washington University, 125 Michigan Ave. NE, Washington, DC 20017 From 8:00 a.m. to 6:00 p.m. on both days Players must be ages 8 to 16.

For more information call DCHA at (202) 535-1000 and ask for Noelee Wishart or Stephanie Alger

Online registration is available for eligible families at www.dchousing.org/basketball 16 June 11 - June 17, 2015

The Washington Informer

al” that left an extensive body of work.

“The bullet not only took her life but it silenced her voice,” he said. “But we will not forget. We will not forget.”

D.C. Councilmembers Yvette Alexander (Ward 7) and LaRuby May (Ward 8), along with Reverend Donald Isaac, director of the D.C. Office of Religious Affairs, also offered remarks. Alexander choked back the tears as she referred to Charnise as “a daughter of Southeast” who showed her “so much patience.”

“She knew the story of Southeast,” Alexander said. “So many people don’t know the story.

Ours is not a story of homicide, failing schools and poverty. Our story is about the love we have in our community. Charnise told that story. We’re going to get who did this.”

Some people in the community have said that the $25,000 reward MPD is offering to anyone who provides information that leads to the arrest and conviction of Charnise’s killer may not be enough to persuade those in the know to come forward.

But Charnise’s stepfather said her death is not about economics, education or politics.

“It’s about family and individual responsibility,” he said.

He rebutted MPD Chief Lanier who said during an interview immediately following Charnice’s death that she was “in the wrong place at the wrong time.”

Against his wishes, Charnise wanted to cover Southeast and she died doing it.

“My baby died at the right place and at the right time,” McClenton said.

“We don’t need another meeting or another political promise.

By His hand we will take this city back. By His hand there will not be another baby killed. And, I would rather have 10 people sitting in this church than 600,000 who will go to bed tonight and not tell me who killed my baby.”

Charnise was buried at Lincoln Memorial Cemetery on Suitland Road in Maryland. A story she wrote about a new playground built for Potomac Gardens appeared in East of the River on June 2, five days after her death.

“Today,” Pastor Shepherd said, “we have lost a shining star.”WI

NOTE: Charnise Milton was shot and killed in the 2700 block of Good Hope Road, Southeast. Anyone with information that may help police solve this case should call Detective Chanel Howard at (202) 437-0451 or Detective Robert Cephas at (202) 497-4734 or the Homicide Branch at (202) 645-9600.

There is currently a $25,000 reward for information leading to the arrest and conviction of Charnise’s killer. www.washingtoninformer.com

NATIONAL DCUNITED from Page 12 ing forward to site control and the opening. This is truly exciting.”

Last December, the council approved a package with up to $150 million to pay for land and infrastructure, with an additional $43 million drawn from forgone tax revenue. D.C. United owners agreed to kick in $150 million. Tailend negotiations of a development contract led to an agreement by team owners to share the cost of any potential overruns and Bowser’s negotiating teams also added a provision that would prevent the team from relocating.

Last week, the entire deal appeared to be shrouded in doubt when reports surfaced that Virginia’s Governor Terry McAuliffe was making a last-minute pitch to lure D.C. United to a new stadium in Loudoun County.

Team officials appeared to be intrigued and looked at spots in the county, broke bread with the Loudoun County supervisor and met with the state’s economic development officials. However, in the end the Bowser administration bagged the deal.

D.C. United Managing General Partner Jason Levien said the agreement is “a significant step forward for D.C. United and the District of Columbia.”

“There’s no question the excitement is building,” he said during a post-press conference interview.

“We’ll have a world-class venue and amenities. There’s a pep-inthe-step of the players knowing the owners were negotiating this deal.”

“We’ve been putting all these pieces together for three years.

For the club, it’s been 10 years. My other two partners and I negotiated to buy this team and we started on day one working on how to accomplish (a deal).”

Levien acknowledged the many obstacles, including a change in mayoral administrations from former Mayor Vincent C. Gray – who had negotiated a tentative deal – to Bowser and the subsequent rollover of staff and personnel which meant having to develop relationships with the new crop of players.

“That was the most difficult part: building a relationship with the council and administration,” Levien said. “It’s been a process.”

Now, Levien added, everyone can exult in an agreement that’s a great deal for communities around Buzzard Point in Southwest, young people and others.

“This will improve the economy, bring jobs and enhance the community,” he said. “This will bring

a tremendous amount of progress to Ward 6. We’ll have clinics, free camps, reading programs and players will go out into community.”

Levien said building the stadium will bring construction jobs, other full- and part-time jobs and with the retail and commercial entities that will come with development, the community as a whole will be

improved.

It doesn’t hurt that D.C. United is on a roll, he said, sitting atop the Eastern Conference of Major League Soccer and playing before large, passionate crowds.

Erik A. Moses, senior vice president and managing director of Events DC Sports & Entertainment, said D.C. residents are ex-

periencing a high point as the city grows and develops.

“This is a great time for D.C. residents,” he said with a smile.

“There’s a reason why people regard D.C. as hip and cool and the safest city around. It’s an easy sell.

With the Bowser administration and the council, we’re able to accomplish things we couldn’t be-

fore. We had the reputation, rightly or wrongly, that the city was hard to work with but now there’s a changing perception.”

“Gathering support for a regional sports business is very difficult. But whenever you have a brand new sports facility, it adds to the excitement.” WI

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BUSINESS

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By Nisa Islam Muhammad Special to the Washington Informer A new report by the Center for Responsible Lending has revealed what many consumers have known for years. Debt collectors often cross the line with abusive behaviors.

From coercive language to outright lies about debt to forged documents, federal and state regulator investigations into debt buyers and debt collectors revealed a pattern of abuses prevalent within the industry.

Recent investigations have forced debt collectors to pay tens of millions of dollars in fines for multiple instances of illegal activity.

The report comes as several state legislatures are considering legislation to put in place new rules-of-the-road for debt collectors to protect consumers.

“People should not be sued and they should not have their wages garnished for debts they do not owe or for stale debts,” said Lisa Stifler, a policy counsel at the Center for Responsible Lending and one of the authors of the analysis.

“Unfortunately, our analysis shows that consumers are often unfairly hurt by debt collectors making improper use of the court system to collect questionable debts. The burden of proof

should be on debt collectors to document that a consumer owes a debt upfront before they initiate a lawsuit.”

Debt buyers and collectors purchase debt from consumer creditors and then attempt to collect. Unscrupulous collectors often engage in illegal and predatory behavior to pressure or force consumers to pay up.

The abusive debt collector’s business model often relies on pursuing quick court judgments against consumers. In many cases, consumers do not appear and the resulting default judgments result in wage garnishment.

Consumers with similar names, John Smith, for example, have been sued and seen their wages garnished because of incorrect, inadequate or deliberately mistaken documentation.

The full report by the Center for Responsible Lending provides information on recent state cases brought by attorney generals and regulators in New York, Arkansas, Pennsylvania, West Virginia, Minnesota, Colorado, Maryland and Texas.

The cases showed debt collectors sued over debt that was too old, engaged in harassing behavior, used illegal collection tactics, charged exorbitant interest and falsified or presented fake documents in court.

The abuses of debt collectors found in federal cases include

Finances Page 15

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BUSINESS

Pepco, Exelon Merger Would Benefit All

By Cora Williams, President, Ideal Electrical Supply Corp., Pedro Alfonso, President & CEO, Dynamic Concepts Inc.

It has been about a year to the day since Pepco Holdings and Exelon Corp. announced their proposed merger. As owners of small businesses in the District of Columbia, we have closely followed the government hearings and public debate to educate ourselves on what a merger would mean to our families, the businesses we operate and the employees who count on us to run successful companies. As proud members of the Washington business community, we encourage everyone to pay close attention to the economic impacts from this merger and how it would maximize opportunities for minority-owned companies.

Initially, we shared a concern that our years-long relationship with Pepco might fade and our work with Pepco might be affected. Would the trust established between us be disrupted by the fact that Exelon is based in Chicago and not in the District? Would we lose business?

It did not take long for leadership from Pepco and Exelon to reach us directly and assure us that those relationships would not change. The same people we have partnered with in business for years will remain, our opportunities will improve when Pepco becomes part of a larger company, and Pepco’s commitment to job creation will only get better. In fact, Pepco and Exelon said that they expect an increase in jobs in the District, including a commitment to hiring more than 100 additional union workers after the merger closes.

The companies also committed to new performance targets in D.C. — reducing the average outage frequency by almost 36 percent and the average outage duration time by almost 40 percent compared with what it was just a few years ago. We believe

FINANCES from Page 14 what the federal Consumer Financial Protection Bureau called a collector with a team of only eight lawyers a “lawsuit factory” after it used “robo-signed” documents (documents mass signed with little to no review) to file

Where did you hear about that?

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Just go to www.washington informer.com to get informed and find out where to pick up the paper!

Photo Courtesy of Pepco

that these continued reliability improvements are needed. We have in the past expressed concerns about the reliability of the electric system to the Council of the District of Columbia and the Public Service Commission.

Since then, Pepco has made great improvements, and this merger will lead to even greater reliability outcomes. We need this kind of commitment to keep the lights on and our operations running. Reliable electricity is vital to the economy every day, and we should not pass on an opportunity to make it better.

It is just as important for companies like ours that Exelon and PHI will stay committed to the effort to place more power lines in the District underground.

This means jobs in our community, opportunities for minority businesses and more reliable service.

We have examined Exelon’s track record to make sure they walk the talk. Since Exelon became the parent company of BGE in Baltimore in 2012, it has enhanced BGE’s culture toward supplier diversity and expanded opportunities for minority contractors, and it now spends significant dollars with minorityand female-owned businesses.

This proves to us that Exelon will continue Pepco’s tradition

of recruiting and hiring diverse suppliers, and it has made that commitment as well.

Another reason we strongly support the merger is the proposed fund created by the companies for District customers — almost $34 million. The Public Service Commission would decide how to use the fund for direct customer benefits such as rate credits, low-income assistance or energy efficiency programs. Whatever it decides, those dollars will get pumped back into our local economy.

An economic analysis found the merger commitments are expected to produce hundreds of jobs and millions in benefits to the D.C. economy.

It is easy to get distracted by some of the agenda-driven opposition or unattainable demands certain critics have made to derail what Exelon and Pepco Holdings are trying to accomplish. We do need to get a complete understanding of the tangible benefits for District of Columbia customers from this deal. We also shouldn’t lose sight of important commitments Exelon has made and the impact they will have on the economy immediately and for years to come. WI

350,000 suits against consumers since 2009. The Federal Trade Commission shuttered one debt collector for engaging in abusive behavior and fined several others.

The center urged lawmakers to combat these abuses. Lawmakers have the power to require debt collectors to verify

that a consumer owes a debt before initiating a collection attempt, or a court case. They also could bar collectors from suing over debts beyond the statute of limitations, could stop collectors from selling debts they know have been paid off, or debts that lack adequate documentation to verify the debt.WI

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June 11 - June 17, 2015

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HEALTH

New MLS Facility Offers Health, Recreation Shearin Community Center Caters to All Residents

By Stacy M. Brown WI Contributing Writer In what might have once only been described as a dream scenario, there’s one place in the District where an individual now can visit a dentist, OB/GYN, foot doctor or family and pediatric physician while also enjoying educational and recreational opportunities.

On Thursday, June 4, Israel Manor Inc. and Unity Health Care celebrated the grand opening of the Rev. Dr. Morris L. Shearin Sr. Community Life Center – or MLS Community Life Center in Northeast.

The event drew Democratic District of Columbia U.S. Rep. Eleanor Holmes Norton, Ward 5 Council member Kenyan Mc-

Duffie, District Department of Health Director Dr. LaQuandra Nesbitt, DC Attorney General Karl Racine, and others.

“Rev. Morris Shearin and Israel Baptist are always looking for contributions to make to our city,” said Holmes Norton, now in her 13th term as the congresswoman for the District of Columbia.

The ranking member of the House Subcommittee on Highways and Transit, Holmes Norton serves on the Committee on Oversight and Government Reform and the Committee on Transportation and Infrastructure.

“The partnership between Israel Manor Inc. and United Health Care is ideal to provide Ward 5 with a beautiful center to

meet the health care and spiritual needs of the community,” she said.

Funded in part by the Department of Housing and Community Development, the center will include doctors who specialize in pediatric and family care, obstetrics and gynecology, podiatry and other medicine.

In addition to health services provided by Unity Health Care at the new Brentwood Health Center, the development will also serve as a multipurpose community space, offering educational and recreational opportunities, which help to fulfill Israel Baptist Church’s mission “to reclaim the least, the last, and the lost by expanding its community outreach efforts,” according to a news release.

Dr. Gilbert Daniel, Internal Medicine and Maribel Torres, RN, Chief Nursing Officer

Did you know...? ① ② ③ ④ ⑤

Unity Health Care, Inc. President & CEO Vincent A. Keane greets Israel Baptist Church Pastor, Dr. Morris L. Shearin Sr. during the grand opening of Unity Health Care’s new health care center and the Community Life Center on Thurs., June 4. /Photo by Roy Lewis

At full capacity, the new Brentwood health center will serve over 10,000 patients annually. The construction of the health center was made possible through a $2.9 million grant from the D.C. Department of Health administered by the D.C. Primary Care Association as part of DCPCA’s Medical Homes D.C. Initiative.

“Unity Health is proud of this partnership with Israel Baptist Church and through it, we will be able of offer our patients and community comprehensive medical services at a one stop shop,” said Vincent Keane, Unity’s president and CEO. In addition to expanded and updated health services, the Capital City Hall of Distinction, operated by Israel Manor Inc., will be located on the top floor

of the facility and will offer access to a multipurpose venue designed to support an array of managed uses.

Shearin said he hopes the center will be a catalyst for good health and other positives for the community.

“Realization of the vision for a Community Life Center, and our partnership with Unity is a mutual victory for the residents of this community, the ministry and mission of this church, and the citizens of Ward 5 in this great city,” he said.

“Through this partnership, we hope to be a beacon of hope and empowerment to this community by providing access to much-needed services and healing for the mind, body, spirit, and soul.” WI

Reparations Study Group

United Medical Center was designated as the safest hospital in Washington, D.C. by Consumer Reports.

Reparations Study Group sessions will be Thursday, June 18, 2015 from 6 pm to 8 pm at the Southeast Public Library, 403 7th Street, Southeast, 20003.

United Medical Center has 180 physicians, physician’s assistants, and nurse practitioners in 35 specialties dedicated to providing exceptional care.

The series features discussion sessions and research on

UMC is one of the first hospitals in D.C. to provide private patient rooms.

United Medical Center was the first hospital in the region to offer low-dose mammography testing.

Our Emergency Department treats approximately 60,000 patients each year.

Make UMC your hospital. We offer convenient access to medical care where you work and live.

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The Southeast Library is located on Capitol Hill across from the Eastern Market subway stop. www.washingtoninformer.com

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DCPS EDUCATION BRIEFS Compiled by Dorothy Rowley WI Staff Writer

Graduate Spotlight

Through June 17, thousands of District of Columbia Public Schools students will symbolize all they’ve accomplished to earn their diploma, as they walk across the stage in their caps and gowns.

As a result, several stellar students are being featured in DCPS’s “Graduate Spotlight” to share who they are, what they plan to do next, and what makes the Class of 2015 shine.

Listed among them are Shawnquinette Davis, a Ballou Senior High School junior who’s graduating a year early, and Frank Bailey III, a senior at Dunbar Senior High School in Northwest.

Shawnquinette, who transferred to Ballou in Southeast to become a member of its marching band, will attend Bennett College in Greensboro, North Carolina, this fall.

Frank, whose mother died while he was in the 8th grade, enrolled as a ju-

nior at Dunbar Senior High School in Northwest, having transferred from a charter school.

Frank has maintained a 4.0 grade point average while earlier this year having become an all-star hurdler, winning the DCIAA title in 300 and 110 meters. After acceptance at more than a dozen colleges and universities, he chose to attend Bowie State University this fall to study forensic science.

‘DCPS Night’ at Nationals Park The annual “DCPS Night” at Nationals Park on June 4 turned out to be a home run, with thousands of families and friends enjoying an action-packed evening.

While Anacostia Senior High School Principal Lloyd Bryant delivered the lineup cards, Darrin Slade, principal at H.D. Woodson Senior High School in Northeast, threw out the first pitch.

In addition, Chancellor Kaya Henderson recognized six exemplary AllStar students during the pre-game ceremony.

Stepping with Step Afrika!

Ten DCPS students got the opportunity of a lifetime when they traveled to Croatia in April with Step Afrika!, the world’s first professional company dedicated to stepping.

Afterward, the students showcased what they learned about Croatia and themselves at Step Afrika!’s Home Performance Series, presented June 4-7 at Howard University’s Ira Aldridge Theater.

Arts Program Expands The President’s Committee on the Arts and Humanities’ “Turnaround Arts” initiative, which aims to turn around low-performing schools, narrow the achievement gap and increase student engagement through the arts, will expand during the 2015-16 academic year to four District public elementary schools.

Schools selected for the D.C. program include Bunker Hill Elementary School (currently known as Brookland Education Campus @ Bunker Hill), Moten Elementary School, Noyes Ed-

Shawnquinette Davis, a junior at Ballou Senior High School in Southeast, will graduate a year earlier. /Photo courtesy DCPS

ucation Campus (which will be named Noyes Elementary School), and Turner Elementary School.

“Turnaround Arts has proven a tremendous success in its pilot program in D.C., and we’re excited to see the program expand to reach more students,” said Chancellor Kaya Henderson. “We know that when arts are integrated into school curriculum, our

students reap the benefits, and I look forward to the great achievements that will continue to come as part of this expanded initiative.”

Nationally, “Turnaround Arts” now reaches more than 22,000 students in 49 high-need schools in 14 states and the District of Columbia. WI

Walter E. Fauntroy Family Fund Those who wish to help the Walter Fauntroy Family can write checks payable to the to the fund’s fiduciary agent National Congress of Black Women in Memo Section write: “Walter E. Fauntroy Family Fund” mail to: 1250 Fourth St. SW, Suite WG-1, Washington, D.C., 20024 22 June 11 - June 17, 2015

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EDUCATION

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Teachers Help Students Discover Engineering WASHINGTON D.C. – Honoring the educators who are inspiring the next generation of engineering students, DiscoverE recently announced the recipients of the 2015 DiscoverE Educator Awards. Through this annual recognition, the engineering profession pays tribute to those who bring engineering to life for students in grades 6-12. Unique to this program, engineers and engineering students are part of the nomination process.

Three winners were recognized today at a ceremony at the National Academy of Sciences Building in Washington DC. Honorees received a $2,000 cash prize, and a 3M gift pack of classroom supplies. Eight notable runners-up receive $500 each and 3M gift packs.

The 2015 honorees include: Leon R. Grant III - Marietta High School, Marietta, Georgia; Jill Johnson, Johnson Aerospace and Engineering High School, St. Paul, Minnesota; and Daisy Rayela, Thomas Johnson Middle School, Lanham, Maryland.

“As they inspire the next generation of engineers, these teachers play a vital and essential role in helping to shape society’s future,” said Leslie Collins, executive director of DiscoverE. “Most importantly, they are building confidence and opening worlds of possibility for their students through their unwavering passion and commitment.”

Founder and advisor of the Bridge-Gap STEM Mentoring Program and the Society for Pre-Engineering at Marietta High School, Grant is engaging his students in an extraordinary three-year project to research, engineer, design, and construct “green” sustainable buildings

for communities in Haiti, using repurposed shipping containers.

In collaboration with student engineers, industry professionals, professional associations and collegiate support, this innovative project provides integrated STEM learning experiences for students in Pre-Engineering, Pre-Architecture, Science, and Mathematic programs.

Johnson began her career as an electrical engineer working as a research and development controls specialist. Discouraged by the lack of representation for women and minorities in the engineering field, she left her successful engineering career to bring new STEM learning opportunities to underserved students in Minneapolis and St. Paul, Minnesota. She established a STEM camp for middle school students which offers bands-on activities such as rockets, robotics programming, 3D printer projects and flying in the Johnson HS flight simulators.

Daisy Rayela, the STEM Coordinator at Thomas Johnson Middle School (TJMS), is a firm believer that much learning can be done outside of the classroom. Before joining TJMS, Daisy taught at Jose Panganiban National High School where her science club was active in community outreach programs such as building a water system, riprapping the waterways to prevent soil erosion, and planting trees near the seashore to act as wind breaks and prevent soil erosion. She has coordinated over 60 teachers in her Maryland county into a SeaPerch Consortium (for underwater robotics), leading them in implementation of multiple after school and in class activities.WI

To learn more, visit us at www.pnc.com.

©2015 The PNC Financial Services Group, Inc. All rights reserved.

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2015 Homeownership Supplement

Presented By Wells Fargo Home Mortgage

Homeownership: AffordableTo All

Contributing Sponsors

June is National Homeownership Month

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June is National Homeownership Month and Wells Fargo is again proud to be the title sponsor

of the Washington Informer’s Homeownership Month supplement.

As the nation’s leading mortgage lender it’s important for us to understand the needs and desires

of aspiring homeowners. We are excited that our second “How America Views Homeownership” survey informed us that most consumers desire to own a home if they don’t own already. In fact, READ THE WASHINGTON INFORMER YOUR WAY:

African-American and Hispanic respondents were significantly more likely to say that they are

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considering purchasing a home within the next two years (37% of African Americans and 31% of

Even though there are significant aspirations for homeownership, our survey tells us many

misperceptions still exist about the process and what it takes to qualify. For example, 72% of African Americans believe that a good credit score is required to qualify for a mortgage, and in our survey, most respondents thought a “good” credit score is above 660.1 In fact, some people with solid credit profiles may be able to qualify with a 600 credit score – but creditworthiness isn’t based on a single factor, and lenders look at a person’s whole financial picture. Also, majorities among both African-Americans (58%) and Hispanics (55%) believe that a 20% down payment is required to purchase a home, when in reality some borrowers may qualify for loan programs with lower down payments.1

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The fact that these common misperceptions about homeownership exist makes it even more

important for lenders and other industry professionals to make sure consumers understand the process for loan approval and what it takes to become a sustainable homeowner.

In Memoriam Dr. Calvin W. Rolark, Sr. Wilhelmina J. Rolark THE WASHINGTON INFORMER NEWSPAPER (ISSN#0741-9414) is published weekly on each Thursday.

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by The Washington Informer. All rights reserved. POSTMASTER: Send change of addresses to The Washington Informer, 3117 Martin Luther King, Jr. Ave., S.E. Washington, D.C. 20032. No part of this publication may be reproduced without written permission from the publisher. The Informer Newspaper cannot guarantee the return of photographs. Subscription rates are $45 per year, two years $60. Papers will be received not more than a week after publication. Make checks payable to: THE WASHINGTON INFORMER 3117 Martin Luther King, Jr. Ave., S.E Washington, D.C. 20032 Phone: 202 561-4100 Fax: 202 574-3785 news@washingtoninformer.com www.washingtoninformer.com

PUBLISHER Denise Rolark Barnes

Wells Fargo’s Diverse Segments team works with community groups to provide pre-purchase education for low- to moderate-income and minority buyers across the credit spectrum. In our celebration of Homeownership Month, we are hosting Homeownership Opportunities Fairs in communities across the country including one in Washington, DC and Landover, MD. The fairs are free and registration

STAFF

is encouraged at www.wellsfargo.com/rsvp. Use access code: Home2015.

D. Kevin McNeir, Managing Editor

Ron Burke, Advertising/ Marketing Director

variety of mortgage products or programs that are designed to facilitate homeownership. Attend-

Lafayette Barnes, IV, Assistant Photo Editor

ees will hear panelists describe specifics on the mortgage application process or have the chance to

John E. De Freitas, Sports Photo Editor

participate in discussions and breakout sessions about

Dorothy Rowley, Online Editor

understanding credit. There will be opportunities to

ZebraDesigns.net, Design & Layout

speak one-on-one with a Wells Fargo home mort-

Mable Neville, Bookkeeper

gage consultant and other industry professionals

Mickey Thompson, Social Sightings columnist

and receive information on how to access resour-

Stacey Palmer, Social Media Specialist

ces like down payment assistance and credit

Angie Johnson, Circulation REPORTERS Stacy Brown, Sam P.K. Collins, Eve Ferguson, Elton Hayes, D. Kevin McNeir, Dorothy Rowley, Barrington Salmon

Consumers who register to attend a fair will see and hear from industry professionals on a

improvement.

At Wells Fargo we get the emotional con-

nection families have to their homes and it means a great deal to us when we can help others achieve the goal of owning a home. We look forward

PHOTOGRAPHERS John E. DeFreitas, Shevry Lassiter, Roy Lewis, Travis Riddick , Rob Roberts, Nancy Shia INTERNS Sarafina Wright

to seeing and working with consumers in Washington DC and surrounding areas to meet their homeownership needs. n How America Views Homeownership 2015, Ipsos and Wells Fargo and Company

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CERITA BATTLES Senior Vice President, Head of Diverse Segments Wells Fargo Home Mortgage

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THE WASHINGTON INFORMER HOMEOWNERSHIP SUPPLEMENT / JUNE 2015 / WWW.WASHINGTONINFORMER.COM

Making a Down Payment May Be Easier Than You Think

BY DONNA GREENE Regional Diverse Segments Manager, Wells Fargo Home Mortgage

Purchasing a home is one of the most significant financial investments consumers make in their lifetime. For a successful homeownership journey it’s important that consumers seek out information and talk to industry professionals to learn about the credit profile process and ask questions to understand mortgage options and down payment choices. Getting the facts can help consumers make informed choices about buying a home.

For example, according to the latest Wells Fargo “How America Views Homeownership” survey, 58% of African-American respondents believe that a 20% down payment is necessary to get approved for a mortgage loan.1 A popular misconception many aspiring homeowners have is about the amount of money required to make a down payment on the home they wish to buy. In other words, based on the selling price of the home, consumers must know how much money they can afford to pay upfront before they apply for a mortgage loan, which makes up the difference between the purchase price of the home and the amount of money they borrow in the mortgage loan.

In the current mortgage environment, a down payment is required for most mortgage loan programs but a 20% down payment is no longer mandatory, in some instances, based on the consumer’s credit profile.

There are benefits to a 20% down payment on a home loan.

It helps a homebuyer avoid private mortgage insurance and it could bring a lower interest rate. But, there are a number of government programs that require down payments as low as 3.5%, such as FHA. Wells Fargo’s Community Development Mortgage Program also requires down payments as low as 2%, and the company’s

Home OpportunitiesSM loan program, which aligns with Fannie Mae’s MyCommunityMortgage program, offers down payments as low as 3%. And veterans could be approved for a VA loan with no down payment.

It’s important to keep in mind that some low down payment programs may require private mortgage insurance, which adds to the monthly payment and overall loan cost.

It’s essential for aspiring homeowners to speak with a reputable lender like Wells Fargo to find out about all of the loan products that might be available in order to choose what’s best for them. This and a number of topics to help educate consumers about the mortgage process will be discussed at upcoming Homeownership Opportunities Fairs in Washington, DC and Maryland.

June 13, 9am – 3pm Prince Georges County Housing Expo Sports & Learning Complex Landover, MD June 27, 11am – 5pm DC Housing Expo and Show Washington DC Convention Center Washington, DC The events are free and open to the public. Registration is encouraged at www.wellsfargo. com/rsvp. Use access code: Home2015.

Participants will be engaged through panel discussions and breakout sessions on topics like the mortgage process, understanding credit and working with a real estate agent. They will have an opportunity to speak one-on-one with a Wells Fargo home mortgage consultant and other industry professionals like credit counselors.

They also will get information on how to access resources like down payment assistance, credit improvement and products and services to help with the process.

Wells Fargo is dedicated to helping our customers turn houses into homes. And we work hard to provide information, products and services that will help create a simple path to homeownership. n

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The home loan process just got better Introducing yourLoanTrackerSM Track your loan’s progress, upload documents with your computer, smartphone or tablet, and — coming soon — eSign important documents.

All with a home mortgage consultant to help you along the way.

To determine if your home loan is available with yourLoanTracker features, connect with me today.

Wells Fargo Home Mortgage 202-895-5161

4926 Wisconsin Ave NW Washington, DC 20016 www.wfhm.com/dc-washingtondcbranch-washington Information is accurate as of date of printing and is subject to change without notice.

Wells Fargo Home Mortgage is a division of Wells Fargo Bank, N.A. © 2015 Wells Fargo Bank, N.A. All rights reserved. NMLSR ID 399801. AS1067290 Expires 9/2015

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Renovating? Laying a Good Foundation for Home Improvement Success

BY LEONARD CAMPBELL Renovation Branch Manager Wells Fargo Home Mortgage

Getting the home you love can come in a few different ways. Some homebuyers find the perfect home and purchase it as-is. You also might find a home in the perfect neighborhood that needs some work before it meets your requirements, or you may just need to make some changes in your existing residence. If that’s the case you need a plan to renovate.

Looking at the great possibilities of a renovation, it’s easy to give in to your excitement and get the project moving forward.

But it’s important that you take a moment to plan your overall strategy so that your renovation project can benefit from a solid foundation.

You can build your foundation by accomplishing these important tasks.

Talk to a renovation special-

ist. Speaking with a renovation lender can help you build the financial foundation for your renovation project.

The lender can provide you with information to help you make informed choices about financing options, which can include a mortgage with built-in renovation financing, a renovation loan or even a Home Equity Line of Credit (HELOC).

A renovation loan, or a mortgage with built-in renovation financing, allows you to finance your new home mortgage and your renovation plans into a single loan. If you are renovating your existing home, you can use the loan to refinance your existing mortgage and make the renovation updates. An important aspect of the renovation loan to remember is that it’s a product in which the loan is based on an appraiser’s estimate of what the property value will

Planning a home improvement project? Building a financial foundation is important.

Courtesy Wells Fargo be with completed improvements. A HELOC can provide ongoing access to funds using the equity in your home, which typically results in lower interest rates than unsecured credit.

Many consumers are not

aware of the opportunities with

renovation lending because not every lender offers this option,” said Leonard Campbell,

renovation branch manager,

Wells Fargo Home Mortgage.

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“Many consumers are not aware of the opportunities with renovation lending because not every lender offers this option,” said Leonard Campbell, renovation branch manager, Wells Fargo Home Mortgage. “Wells Fargo is the nation’s leader in renovation lending. We serve all customers, from first-time homebuyers to repeat buyers, and have a team of specially trained home mortgage consultants across the country that only focus on this financing option.”

Shop around for the right contractor. If you plan to use a contractor for your project, it’s important to select the right one. But how do you decide on a contractor? Research is important. Many contractors will provide you with a couple of references but this isn’t always a foolproof solution. These references could be relatives or friends of the contractor.

References can be helpful, but don’t rely on them exclusively. Dig deeper by traveling to the site of the contractor’s current job. Are the clients happy? Has the contractor’s work met expectations and budget?

Has the contractor finished benchmarks on time? These are all important questions to

THE WASHINGTON INFORMER HOMEOWNERSHIP SUPPLEMENT / JUNE 2015 / WWW.WASHINGTONINFORMER.COM

ask. You can also inquire about the contractor’s work on social media and professional referral websites.

Finalize your vision. Selecting the proper renovation lender and contractor are key to your project, but both of these professionals will be able to provide you better service if you have a vision for what the project entails. You may not know exactly how much the project will cost, but you should have a budget in mind. If your contractor asks questions about layout or wall preferences, be ready to make the decisions and guide him or her toward your goals.

Approaching the project with a plan will eliminate miscommunication and regrets later.

Renovating your current home or one you are going to purchase can be an exciting time, and establishing the proper foundation for the project can help you pass inspections and create the home you’ve always wanted. You can learn more about how a renovation loan can make your project a reality by visiting the Wells Fargo Home Improvement Lending Center (https://www.wellsfargo. com/mortgage/loan-programs/ home-improvement). n

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You’re invited to a free event, right in your community

For many, owning a home is a stepping-stone to financial well-being. Get started on your path to homeownership by attending this Homeownership Opportunities Fair being held in your community.

Whether you’re thinking about buying your first home, or you want to buy again but aren’t sure of your options, join us to get answers to your specific questions. You’ll have access to: • A panel of industry professionals ready to answer your questions, on-the-spot • Networking opportunities with local professionals • Information on low down payment product options and Downpayment Assistance Programs (DAPs) to help you with down payments and closing costs, which are common barriers for many homebuyers • An opportunity to get prequalified for a home loan by meeting one-on-one with a home mortgage consultant who can help you understand how much you may be able to borrow

Event information Date: Saturday, June 13, 2015 Time: 9 a.m. – 3 p.m.

Location: Prince George’s County Housing Fair Sports and Learning Complex 8001 Sheriff Road Landover, MD 20785 Date: Saturday, June 27, 2015 Time: 11 a.m. – 5 p.m.

Location: DC Housing Expo and Show Washington Convention Center 800 Mt Vernon PL NW Washington, DC 20001

You may be closer to buying a home than you think.

We’re here to help you.

Register today at wellsfargo.com/rsvp, access code: Home2015, or by calling 202-895-5161

Information is accurate as of date of printing and is subject to change without notice.

Wells Fargo Home Mortgage is a division of Wells Fargo Bank, N.A. © 2015 Wells Fargo Bank, N.A. All rights reserved. NMLSR ID 399801. AS1066582 Expires 9/2015

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Donaldson Embraces District’s Housing Challenges

BY BARRINGTON M. SALMON WI Staff Writer@bsalmondc Polly Donaldson has been on the job for a little over three months and has a full plate of seemingly intractable issues around housing, homelessness and affordable housing she has to fix – and she says she relishes the challenge.

Donaldson, director of the DC Department of Housing and Community Development (DHCD), brings 30 years of experience to her new job and began immediately by looking at the smartest, best and most efficient ways to use the $100 million dollars Mayor Muriel Bowser allocated to the Housing Production Trust Fund.

While $100 million dollars sounds like a lot of money, Donaldson explained in a recent interview, there are so many needs that the money could evaporate quickly. But by collaborating and working closely with public- and private-sector partners, that money can pay off in ways that will reverse many of the negative housing trends the District of Columbia has endured in recent years.

“We’re in the process of developing a HUD plan for the next five years,” Donaldson said.

“This is a good time with the change in political leadership.

We will leverage our private funds. Mayor Bowser accompanied HUD Secretary Julián Castro on a walking tour in the Shaw community and he was very impressed. We were able to show where HUD and D.C. dollars sustain places like Channing Phillips. It’s about how intentional you are and not allowing displacement to occur.”

Donaldson’s job takes on added currency when considered against the backdrop of the severe housing crisis that has roiled the Washington Metropolitan Area over the past several years. The District and the rest of the Washington metropolitan region, are emblematic of the difficulties moderate and low-income residents face as they seek affordable housing. Gentrification and a massive boon to accommodate the influx of tens

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of thousands of new residents to the District have fueled a housing shortage for middle- and lower-income residents.

Longtime D.C. resident David Bowers, executive director of Enterprise Community Partners, said between 20 and 25 percent of D.C. residents are paying more than 50 percent of their income for housing and others face or have been displaced because of market forces beyond their control. Often, he said, people who work in the city and want to live here aren’t able to because they can’t find safe and decent housing they can afford.

Neighborhoods like Adams Morgan, Columbia Heights, Shaw and parts of Capitol Hill have become unreachable for low- and moderate-income residents.

In 2011, the Comprehensive Housing Strategy Task Force called for funding levels of $285 million annually to preserve 30,000 affordable units and create 19,000 new long-term affordable units between 2006 and 2021 to meet the needs of residents, Bowers said.

In her Mt. Pleasant neighborhood, Donaldson said, there’s a mix of incomes – low, moderate and fixed – for seniors and people who sit in the higher brackets.

“That mix makes D.C. thrive,” she said.

One of the difficulties in getting a handle on affordable housing is that the term has many different meanings, she said.

“It depends on who you ask.

It’s safe, stable, secure shelter,” she said. “Thirty percent of D.C. residents spend 30 percent of their income paying rent. Most are paying 50 percent and above.

It’s a range. People need substantial support.”

“I believe 28 years ago, I came to live in D.C. from Baltimore for economic opportunity,” she said. “I view this as ‘a land of economic opportunity’ and the most cosmopolitan city in the country. It’s different now

in terms of politics and public safety than 28 years ago. We did not make sure there was enough affordable housing. There is subsidized housing in pockets. We looked at some housing and not the overall comprehensive view.”

Donald came to DHCD from the Transitional Housing Corporation where for more than 10 years she served as executive director and operated in a similar role with THC Affordable Housing, Inc. since its founding in June 2005. Under Donaldson’s leadership, THC was on the front lines of the city’s housing crunch, working with churches, charities and other nonprofit groups to produce and support affordable units for the formerly homeless. She also oversaw the organization’s strategy to develop mixed income permanent affordable housing.

Bowser’s support and the political will she says exist in city leaders with the fulcrum for change, she asserted.

“Across the city, mixed income levels can be assets. You can have new people come to town and not move other people out,” she said. “The $100 million is tied to specific affordability levels.

Gap financing is, in fact, attracting other financial institutions.

We need intermediary organizations to support capacity, and we need the government with its financing resources. It has to be very intentional.”

Donaldson, who attended the recent ribbon cutting for Trinity Plaza in Southwest, said she regards that project – which provides 49 residents with new, affordable housing units – as a perfect example of different stakeholders coming together for the common good. “(But) I don’t want to see any project take 10 years,” she said.

“The credit freeze and financial problems forced those involved in the project to carry the costs that long. The community can’t wait 10 years. My goal is to greatly shorten the time from idea to ribbon cutting. We’re working on how we manage the resources we have. We’re in fortunate circumstances to have $100 million but we will have to do more, work faster.” n

Polly Donaldson, Director of the DC Department of Housing and Community Development (DHCD) courtesy photo

We’re in the process of developing a HUD plan for the next five years.

This is a good time with the change in political leadership.

– Polly Donaldson Director of the DC Department of Housing and Community Development (DHCD)

THE WASHINGTON INFORMER HOMEOWNERSHIP SUPPLEMENT / JUNE 2015 / WWW.WASHINGTONINFORMER.COM

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DHCD Ward Meetings Bring Agency to Community

BY BARRINGTON M. SALMON WI Staff Writer@bsalmondc Since she assumed the responsibility for running the DC Department of Housing and Community Development [DHCD] earlier this year, Polly Donaldson and her staff have been meeting with residents in each of the city’s eight wards.

So far, she said five of the scheduled community meetings have taken place, with the most recent one held on May 28 for Ward 4 residents at Coolidge Senior High School in Northwest.

Donaldson, laughed during a June 1 interview, saying the

meetings with residents, advisory neighborhood commissioners (ANCs), business owners and community leaders has been a learning experience for both sides.

“I’m new. I was appointed on Jan 2. I thought it was very important to engage the community right off the bat,” she said. “We’ve met with the community, different groups, developers, ANCs, residents and stakeholders. We tell participants what resources we have to offer the community and we find out

what are their concerns, ideas and priorities for their neighborhoods and communities.”

As she and her staff prepare the city’s five-year plan for the US Department of Housing and Urban Development (HUD) on how DHCD proposes using federal and local resources, DHCD wouldn’t be able to do a comprehensive job without what she called, “solid community input.”

She said the meetings are timed in the early evening so that as many residents as possible can attend.

One great benefit of the interaction is that those she and her staff come in contact can

GOVERNMENT OF THE DISTRICT OF COLUMBIA

Department of Housing and Community Development

Meetings Postponed DHCD Ward by Ward Check-In Meetings

Please visit our website, www.dhcd.dc.gov for updated information

POSTPONED

Ward 3/June 11

Woodrow Wilson Sr. High Sch. 3950 Chesapeake Street, NW

Ward 2/June 18

MLK Memorial Library 901 G Street, NW

Ward 1/June 22

Greater Wash. Urban League 2901 14th Street, NW

DHCD is conducting a three month community meeting series in all eight wards. These meetings are designed to seek feedback and suggestions from community members to help shape the future of affordable housing throughout the District. Additionally, the agency will inform residents, business owners, and other community members of the agency’s programs and services, current and future projects, and the Fiscal Year (FY) 2016 affordable housing budget.

Ward Meeting Dates. All Meetings start at 6:30 pm.

Past Meetings Ward 8/(Kick-Off) April 8 THE ARC Ward 7/April 14 Marshall Hts. Comm. Dev. Org.

Ward 6/April 30 SE Neighborhood Library Ward 5/May 14 Dunbar High School

Ward 4/May 28 Coolidge Sr. High School

RSVP for meetings to dhcd.events@dc.gov. For additional information or questions visit www.dhcd.dc.gov or call (202) 442-7200.

Department of Housing and Community Development Polly Donaldson, Director 1800 Martin Luther King Jr., Avenue SE, Washington, DC 20020 (202) 442‐7200/www.dhcd.dc.gov twitter.com/dcdhcd

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dcdhcd.com/wordpress.com

facebook.com/dcdhcd

familiarize themselves with the array of programs DHCD offers.

Donaldson oversees an agency with 172 employees, 14 program areas, and the Office of the General Counsel, Administrative Office and Office of Communications and Community Outreach. She manages an operating budget of more than $200 million dollars used to preserve and create rental and homeownership and affordable housing opportunities for Washington, DC residents.

DHCD is the agency given the charge of revitalizing underserved neighborhoods. The agency receives 95 percent of its funding from HUD and the funds are primarily used to benefit low- and moderate-income residents.

“It’s really been fascinating.

We have a single-family residential rehab program to help seniors stay in place by building ramps, first-floor bathrooms and other amenities. A lot of folks said they didn’t know this,” Donaldson said.

Another advantage of being out in the community is that residents learn about an agency that Donaldson said is sometimes misunderstood.

THE WASHINGTON INFORMER HOMEOWNERSHIP SUPPLEMENT / JUNE 2015 / WWW.WASHINGTONINFORMER.COM

“A lot of DHCD’s reputation is undeserved,” she asserted.

“We have a great staff that works hard helping people revitalize the community.”

One thing Donaldson said D.C. residents, especially Ward 8 residents need to know, is that with Mayor Muriel Bowser’s prompting, DHCD is actively assessing the number of vacant and blighted properties located east of the Anacostia River and elsewhere in the District.

“I’m surprised by the numbers I see. On my block there are abandoned properties and the grass is not cut. It affects the community, not just East of the River but across city,” Donaldson said.

DHCD staff is ready to acquire properties if the owners haven’t paid taxes, prepare and submit the necessary court filings and take necessary steps to locate and serve owners of those properties.

DHCD will be postponing the Wards 3, 2, and 1 community meetings until July 2015.

We are currently working to identify new dates for the community meetings and should have the updated information soon. n

8 Ways First-Time Homebuyers Can Make Themselves Mortgage-Ready (BPT) - It's rare to get something right the very first time you try it, but when it comes to buying your first home, a lack of knowledge and experience can lead to costly mistakes. One in four first-time homebuyers say they are completely unfamiliar with the mortgage financing process, according to a report by the Consumer Financial Protection Bureau. Even among those with an understanding of the overall process, the report found that many first time homebuyers still had significant knowledge gaps in important areas such as available mortgage rates, closing costs, down-payment requirements and income required to qualify for a loan.

"Not having all the information available could lead to consumers paying a higher interest rate or failing to secure an affordable mortgage for the home they want," says Eric Hamilton, President of Vanderbilt Mortgage and Finance. "While most firsttime homebuyers understand the importance of their credit report score in securing a mortgage, it's important they arm themselves with comprehensive knowledge.

Fortunately, there's plenty of useful information out there for borrowers who want to do their homework before diving into the loan process."

Vanderbilt Mortgage Offers Eight Tips for First-Time Homebuyers: 1. Adjust your budget. A mortgage payment can increase your monthly housing expenses, so prepare by calculating what that amount will be and begin saving that same amount every month so you can get used to the budget change in advance.

Use a free online payment calculator to help you predict your payment and understand your current debt-to-income ratio.

2. Plan for a down payment. Nearly all home loans will require you to put some money down as a down payment. Some home loans may require as much as 20 percent of the purchase cost as a down payment, although some Federal Housing Administration loans may require less. Decide on the

amount you think you'll need and create a savings plan to help you reach that goal.

3. Consider the location and type of home you want to buy.

Many factors influence the cost of a home, including its location, size, style and more. A larger home in a high-income area will generally cost more, and property taxes will be higher on a bigger, newer, well-located home. Many first-time homebuyers find manufactured or mobile homes are a good option.

Knowing the estimated cost of the type of home you want to purchase can help you better manage your budget.

you have delinquent balances, bring them up to date as quickly as possible. If you carry a lot of revolving credit card debt, you may want to work to reduce it by paying more than the monthly minimum payment. While it helps to have a report that shows no late payments, the most important thing is to not have any delinquent balances before you apply for a mortgage.

7. Plan for escrow. In addition to the amount you will need each month toward repaying your mortgage, you'll

4. Stay on top of your credit. Lenders will consider your credit score and report history when determining your mortgage eligibility and the interest rate they may offer you. Make sure to review your credit report in advance. You can download a free credit report once a year from all three major bureaus at www.annualcreditreport.com.

If you're planning to apply for a mortgage, it's a good idea to review your report more frequently and to consider paying to obtain your credit score from at least one major bureau. If your report contains errors, work with the credit bureaus to have them corrected before you apply for a mortgage.

5. Keep current on monthly bills. While it's important to save toward a down payment, don't let monthly bills slide.

Paying your bills on time every month can help increase your credit score, and a good payment history is something lenders look for when reviewing your credit report. Use online tools like email reminders and automatic payment options to help ensure you never miss or make a late payment.

6. Work on your debt. If

need escrow - an amount added to and collected with each monthly mortgage payment that is applied toward annual homeowners' insurance premiums and/or taxes. Estimating taxes and total insurance costs can help you better understand how much your escrow will be each month, and you'll be able to budget more accurately as you prepare for home ownership. Don't forget that this amount may adjust every twelve months if your insurance premium or taxes change for the next year.

8. Take advantage of educational resources. From lenders' websites to government agencies, it's easy to find plenty of information online.

Check out resources like the Consumer Financial Protection Bureau, the U.S. Department of Housing and Urban Development (HUD) and the Federal Housing Administration. n “consumer’s mortgage shopping experience.” by Consumer Financial Protection Bureau. http://files. consumerfinance.gov/f/201501_ cfpb_consumers-mortgage-shopping-experience.pdf Vanderbilt Mortgage and Finance, Inc. payment calculators https:// www.vmf.com/customer_service/ calculators/index.cfm Additional educational resources http://www.consumerfinance.gov/ owning-a-home/

Homeownership is important.

We’re here to help first-time homebuyers navigate the mortgage process and make buying a home affordable, even if you have: • Little money for a downpayment • Little or “less-than-perfect” credit history • A recent job change To get started, call 1-888-253-0993 or visit mtb.com/mortgage.

H

Certain restrictions apply. Subject to credit and property approval. NMLS# 381076 ©2015 M&T Bank. Member FDIC.

Washington Informer: 5.625” x 6.5”

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Prince George’s County…A Great Place To Live! Kicks Off Its 2015 Housing Fair “Ask the Experts” Panel Discussion and Tour County’s First Net Zero Energy Home On Saturday, June 13, 2015, The Prince George’s County Department of Housing and Community Development (DHCD) will host the 2015 Housing Fair, entitled, “Prince George’s County: A Great Place to Live!” The Housing Fair will take place at the Sports and Learning Complex, 8001 Sheriff Road, Landover, MD from 9:00 a.m. to 3:00 p.m.

“We’ve got some exciting new features at this year’s Housing Fair,” said Eric C. Brown, Director of the Prince George’s County Department of Housing and Economic Development.

“Whether you’re a homeowner or looking to purchase a home,

there is information here for everyone.”

The Housing Fair will start with a panel discussion entitled, “Ask the Experts.” The discussion will begin at 9:30 a.m. and last for 90 minutes. The topics will include: Understanding the Value of Your Home and Knowing Your Options if Your House is “Underwater.” Three long-time housing experts will be guest panelists: Desiree Callender, President of the Prince George’s County Association of Realtors; Shannon Porter, Assistant Supervisor of the Prince George’s County Office of Assessment; and Lisa McDougal, Certified HUD Housing Coun-

selor and Executive Director of SEED – Sowing Empowerment for Economic Development.

Homeowners are encouraged to attend this discussion and receive free expert advice on the value of their home and what options are available if their house is underwater or if the home owner is facing foreclosure.

At 11:00 a.m. a free shuttle bus will take housing fair attendees on a tour of the County’s first Net Zero Energy Home.

The Redevelopment Authority of Prince George’s County remodeled this one-of-a-kind, 100 year-old home, designed to provide superior energy savings, water efficiency and a healthy living environment. The home produces as much energy as it consumes, minimizing the utility bill to virtually zero. The house meets Energy Star and LEED Platinum Standards. During the tour, visitors will see why this home has been selected as

S-10THE WASHINGTON INFORMER HOMEOWNERSHIP SUPPLEMENT / JUNE 2015 / WWW.WASHINGTONINFORMER.COM

a 2015 Green Build Offsite Educational Tour Site by Green Build International Conference and Expo.

Housing Fair attendees will have an opportunity to meet with housing industry professionals, such as mortgage lenders, realtors, rental property managers, housing counselors, banks, non-profit organizations and various government agencies. The Fair will also include workshops on financial literacy, avoiding housing scams, first-time home buyer programs, managing your money and more. The MD Department of Housing and Community Development will facilitate an opportunity for major mortgage bank servicers to discuss options with homebuyers trying to avoid foreclosure.

For more information on the 2015 Housing Fair visit the Prince George’s County website: http://hcd.mypgc.us or call (301) 883-5532. n

Housing and Community Development Division JACQUELYNE WARD-RICHARDSON

Senior Director of Housing and Community Development The Greater Washington Urban League is committed to serving the residents of the Metropolitan Washington Community. Our Housing Division has consistently done that for over 25 years. We have successfully managed the Home Purchase Assistance Program for DC DHCD and assisted over 5,000 DC residents with fulfilling their dream of homeownership. However the division serves an even greater purpose in helping to stabilize housing for the Metro area. Our housing division manages five major program areas focused on improving the lives of low-to-moderate income residents of Washington, DC. These programs are: Home Purchase Assistance Program, Tenant

Based Rental Assistance Program, Housing Services Program (Lead Safe Washington, Single Family Rehabilitation Program, Credit counseling, Foreclosure counseling, and IZ/ADU rental purchase programs), Emergency Rental Assistance Program, and Weatherization Program in DC. We have an office in Maryland solely dedicated to the housing needs of the community. There we manage the Tenant Based Rental Assistance Program for Prince George’s and Charles County; provide credit counseling, first-time homeownership counseling and foreclosure counseling. We also offer free first-time homebuyer and financial fitness workshops monthly as well as a free homebuy-

ers Club with a matching IDA. We are a HUD Certified Counseling Agency with the luxury of providing all of our services to the community to for Free. We are fortunate to be supported by local banks, the District of Columbia, the State of Maryland, and Prince George’s County. The housing division is supported by a staff of 30 dedicated professionals.

Two Offices:

2901 14th Street, NW Washington, DC 20009 5012 Rhode Island Avenue Suite 103 Hyattsville, MD 20781 2,358 families were directly touched by the services provided by the Housing Division of GWUL in 2014. n

partnership / planning / possibilities

1.90 % 4.00

Tap into your home's equity without extending your budget.

% 1

APR

INTRODUCTORY FIXED RATE DURING FIRST 6 MONTHS 1

APR

VARIABLE RATE AFTER FIRST 6 MONTHS

Home Equity Line of Credit Facebook “f ” Logo

Upon expiration of the introductory rate, all balances will accrue interest at the variable APR (Annual Percentage Rate) in effect for your account. Variable rate is based on The Wall Street Journal Prime Rate plus/minus a margin, adjusted quarterly. The minimum APR is 4.00% with a maximum APR of 18.00%. Subject to credit and property approval. Minimum loan amount is $25,000. Maximum loan amount will be based on the amount of equity available, based on the appraised value of your home (loans with a loan-to-value ratio of 90% or more are limited to a maximum $200,000 credit line). Rates, terms and conditions vary based on creditworthiness and qualifications and are subject to change. Property insurance is, and flood insurance may be, required. Consult your tax advisor regarding the deductibility of interest. Additional restrictions may apply. Rates and APRs are subject to change without notice.

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HUD: Providing Homes for Americans for 50 Years Secretary Castro, Mayor Bowser Tour Shaw Neighborhood

BY D. KEVIN MCNEIR WI Managing Editor

Since being established in 1965, the U.S. Department of Housing and Urban Development [HUD] has played both a vital and valued role in the lives of Americans, jumpstarting growth for cities and regions, including tribal and suburban communities.

Over the past 50 years, HUD has assisted millions of families achieve their goal of becoming homeowners while also helping to transform distressed communities into communities of opportunity.

And to kick off its 50th anniversary year, HUD Secretary Julián Castro recently took a walking tour through the District’s historic Shaw neighborhood, accompanied by D.C. Mayor Muriel Bowser and other officials. The tour cast new light on collaborative efforts to produce affordable housing options while building inclusive, diverse communities.

Bowser said cities like D.C. continue to benefit from HUDbased initiatives.

“Whether they have been here for five minutes or five generations, Washingtonians under-

stand the District’s brightest days are still ahead,” she said.

“That’s because for decades, the District has worked with HUD to preserve and expand affordable housing opportunities . . . Together we are creating pathways to the middle class.”

The Shaw area, one of several neighborhoods impacted by the D.C. riots of 1968, has since rebounded with marked improvements and amenities for its residents, serving as an example of what can be done when federal and local partnerships combine to spark urban revitalization.

The walking tour, held on Thursday, May 21, highlighted four locations: the Phyllis Wheatley YWCA, Lincoln Westmoreland, Channing Phillips and Progression Place. The four sites, all located in Northwest, represent low- and mixed-income housing options in the District.

Castro, the former mayor of the City of San Antonio, Texas, became the 16th Secretary of HUD in July 2014. He now oversees 8,000 employees and manages a budget of $46 billion.

And he has charged the Depart-

U.S. Secretary of Housing and Urban Development Julian Castro (left) with Mayor Muriel Bowser, Director of the D.C. Department of Housing and Community Development Polly Donaldson, and Alexander M. Padro, executive director, Shaw Main Streets. /Photo by Robert Roberts ment with one goal: giving every person, regardless of their station in life, new opportunities to thrive.

“For 50 years, HUD has valued and supported the role that cities like Washington, D.C. have played in sparking growth for entire regions,” Castro said.

“Partnerships fuel progress and

Polly Donaldson (left), director of the D.C. Department of Housing and Community Development, U.S. Secretary of Housing and Urban Development Julian Castro, and Mayor Muriel Bowser stop by a shop on a walking tour of Washington’s historic Shaw neighborhood. /Photo by Robert Roberts

we’re proud to work with local leaders to continue building on this city’s proud legacy as a modern, urban center with strong and diverse communities.”

President Barack Obama had this to say following Castro’s confirmation.

“Julián is a proven leader, a champion for safe, affordable housing and strong, sustainable neighborhoods. I know that . . . [he] will help build on the progress we’ve made battling back from the Great Recession -rebuilding our housing market, reducing homelessness among veterans and connecting neighborhoods with good schools and good jobs that help our citizens succeed,” Obama said.

To further celebrate its golden anniversary, HUD launched its “HUD 50” website in April 2015. The website recognizes the Department’s past accomplishments and ushers in the next 50 years of advancing policies that promote homeownership, community development and easier access to affordable housing.

The website, http://hud50. hud.gov, also includes an interactive timeline tracing HUD’s history, links to articles featuring prominent employees, a series of videos relevant to HUD’s work and development and a collection of 30 public housing

S-12THE WASHINGTON INFORMER HOMEOWNERSHIP SUPPLEMENT / JUNE 2015 / WWW.WASHINGTONINFORMER.COM

success stories including President Jimmy Carter and Supreme Court Justice Sonia Sotomayor.

Castro has identified six goals for HUD in efforts to create a solid foundation for the next 50 years: building a stronger HUD; helping families and individuals secure quality housing; ending homelessness; strengthening all communities in this “century of cities”; leveling the playing field for Americans from all walks of life; and addressing climate change and natural disasters.

He will deliver an address commemorating the 50th anniversary in September at the Lyndon B. Johnson School of Public Affairs at the University of Texas.

The ceremony will coincide with the signing of the bill by President Johnson that established HUD as a Cabinet-level agency on September 9, 1965.

One spokesperson for the Department said HUD has big plans for the future.

“HUD’s 50th anniversary isn’t just about celebrating our proud history – it’s about building for the next 50 years,” said Betsaida Alcantara, HUD, assistant secretary for public affairs in a released statement.

As Castro has often said, “HUD’s mission is about more than bricks and mortar.” n

Insurance Coverage for Your Home

BY RON WILSON

Personal Insurance Consultant (CPCU, CLU, and CIC) Special to The Washington Informer Awareness of a few coverage needs and contract features can help your insurance agent to design a coverage plan to meet your needs. Let’s begin by answering four key questions: What Kind of Coverage Do I Need?

If you are moving into an apartment, you do not bear responsibility for insuring the apartment building itself, or the common areas used by all tenants. Coverage for these elements is the responsibility of the building owner. However, in order to adequately protect your interest, be prepared to provide your agent with a current estimate of the replacement cost of all your personal property (cloths, furniture, appliances), including special classes of items, such as jewelry, works of art, silverware, etc. These items often require separate coverage because of the contract limitations of most apartment or tenant policies.

Secondly, you should partner with your insurance agent to deter-

mine an appropriate limit of liability protection, and loss of use coverage.

Incorporated in all homeowner policy forms, the liability coverage element protects you from injury caused to others as a result of conditions associated with your property (e.g. a cracked sidewalk, or a loose railing), or an unintentional injury caused by you to someone, or their property.

Loss of use coverage provides you financial support for temporary housing in the event you are unable to live in your apartment, home, or condominium, should a loss like a fire make your home uninhabitable.

Single family, row home, townhome property owners, and most condominium owners need more robust coverage protection.

In addition to the contents and liability coverage parts previously mentioned, you have an additional need to cover the physical building, or other structures which constitute your home, such as a separate

garage or storage shed. If you live in a condominium, these building elements are known as “additions and alterations.”

2. What factors go into pricing homeowner insurance coverage?

Factors contributing to the rates you pay include, but are not limited to, the following factors: • Property location • Property replacement construction costs • Proximity to fire hydrants, including the proximity of fire department personnel and equipment • Contents coverage • Liability coverage • Policy credits • Deductibles • Credit History What Coverage Features Should I Look For? Everyone’s insurance needs are different, and your needs will not be the same as your neighbor.

Consultation with your agent will determine what features are specific to your needs. However, there are a few policy enhancements worth

your consideration: Replacement Cost Contents Coverage Replacement cost contents coverage provides for the replacement cost of your personal property without depreciation.

For example, should your flat screen television be damaged in a fire, it would be replaced with a comparable new television, after the policy deductible is satisfied.

Extended Replacement Cost Building Coverage Extended replacement cost building coverage provides policyholders with building coverage above the amount displayed on the initial policy or policy renewal. A coverage cap or payment amount is associated with this feature.

For example, in the event a home insured for $200,000 had an extended replacement cost cap of 125%, $250,000 would be available to pay for a total loss on the home.

Guaranteed Replacement Cost Building Coverage Where available, this feature guarantees that your home will

be replaced with no limit on the amount it takes to repair your home to it’s pre-loss condition.

Scheduled Personal Property Coverage Most homeowner insurance coverage forms limit the amount of coverage for items like jewelry, silverware, musical instruments, and art work. This policy enhancement increases the amount of coverage for these and other select categories of personal property How Can I Keep My Coverage Affordable?

Consider the following factors as you price your insurance coverage: • Shop around for comparable coverage • Inquire about combination policy discounts and other premium credits • Use higher policy deductibles to reduce premiums Now that you have minimized your home’s exposure to mayhem, it’s time to return to figuring out your new paint scheme!

For more information please write: ron00235@gmail.com n

Get the service you’re looking for, right in your neighborhood When you call a member of the Greater Washington, D.C. Home Loans team at Bank of America, you’ll talk with a local mortgage specialist who can help you every step of the way — from application to closing. Because we’re close to home, you can contact us in person or over the phone, whatever is most convenient. And, you can count on us to answer your questions, keep you informed and help you find the home loan that’s right for you.

Contact a mortgage specialist in your area today.

Greater Washington, D.C.

Erik Kodjanian NMLS ID: 768229 Office: 202.821.8185

Bethesda/Montgomery/ Frederick/ Prince George County Krista Ellis NMLS ID: 482295 Office: 301.634.4505

Fairfax/McLean/Great Falls/Loudoun County

Arlington/Fairfax/ Prince William County

Sarah O’Connor NMLS ID: 483514 Office: 703.667.5648

Dave Baer NMLS ID: 360020 Office: 703.813.5171

Prince George/ St. Mary’s/ Charles County Jeff Peveto NMLS ID: 1116127 Office: 443.837.0440

Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice. Bank of America, N.A., Member FDIC. Equal Housing Lender. ©2015 Bank of America Corporation. ARBKK3WY 05-2015 AD-05-15-0999

WWW.WASHINGTONINFORMER.COM / JUNE 2015 / THE WASHINGTON INFORMER HOMEOWNERSHIP SUPPLEMENT

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6 Tips for Saving for Your Down Payment Before you can make the transition from renting your home to owning your home, you will need to have a substantial down payment, typically 5 to 20 percent of the home’s value. “Saving money for a down payment and the other upfront costs associated with buying a home is often the largest hurdle facing firsttime homebuyers. Organizing your finances is the first step on the journey to owning your dream home,” says Doug Dillon, Industrial Bank’s Chief Lending Officer.

He suggests the following tips to help save for it:

1. Develop a budget & timeline.

Start by determining how much you’ll need for a down payment. Create a budget and calculate how much you can realistically save each month – that will help you gauge when

you’ll be ready to transition from renter to homeowner.

Remember, the larger your down payment, the less you have to borrow, and therefore, the lower your monthly payments will be.

2. Establish a separate savings account.

Set up a separate savings account exclusively for your down payment and make your monthly contributions automatic. By keeping this money separate, you’ll be less likely to tap into it when you’re

tight on cash. Industri al Bank offers FDIC insured savings accounts with competitive interest rates, maximum

flexibility and no monthly maintenance fees.

3. Shop around to reduce major monthly expenses.

It’s a good idea to check rates for your car insurance, renter’s insurance, health insurance, cable, Internet or cell phone plan. There may be deals or promotions available that allow you to save hundreds of dollars by adjusting your contracts.

others provide down payment loans or grants. Industrial Bank is a participating lender approved to offer down payment assistance and other first-time homebuyer programs provided by the State of Maryland’s Department of Housing and Community Development and the District of Columbia’s Housing Finance Agency.

4. Monitor your spending.

With online banking, keeping an eye on your spending is easier than ever. Track where most of your discretionary income is going. Identify areas where you could cut back (e.g. eating out, vacations, etc.) and instead put that money into savings.

6. Celebrate savings milestones.

Saving enough for a down payment can be daunting. To avoid getting discouraged, break it up into smaller goals and reward yourself when you reach each one. If you need to save $30,000 total, consider treating yourself to a fancy meal every $5,000 saved. This will help you stay motivated throughout the process.

5. Look into state and local home-buying programs.

Many states, counties and local governments operate programs for first-time homebuyers. Some programs offer housing discounts, while

As always, Industrial Bank stands ready to serve as your financial partner to support you as you look to invest in yourself, invest in your dreams, and invest in your future. n

Over 6262 years ofof age?

Over years age?

If so,If it's to start thinking about whether so, time it's time to start thinking about whether a reverse mortgage is right for you.

A reverse a reverse mortgage is right for you.

A reverse mortgage from Industrial Bank could helphelp mortgage from Industrial Bank could increase youryour income andand freefree up funds thatthat increase income up funds can can helphelp make youryour bucket list dreams a a make bucket list dreams reality. reality.

For For more information about the the benefits of of more information about benefits reverse mortgages andand Industrial Bank reverse mortgages Industrial Bank products, stopstop by one of our banking centers, products, by one of our banking centers, visitvisit us at or call uswww.industrial-bank.com at www.industrial-bank.com or call (202) 722-2000.

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S-14THE WASHINGTON INFORMER HOMEOWNERSHIP SUPPLEMENT / JUNE 2015 / WWW.WASHINGTONINFORMER.COM

NOW’S A GREAT TIME FOR AN FHA LOAN! Earlier this year, President Obama announced the lowering of monthly Mortgage Insurance Premiums on new Federal Housing Administration (FHA) loans. Take a moment today to call Industrial Bank to see if you qualify for these significant savings available for purchases and refinances of current FHA mortgages. * Offer of credit is subject to credit approval

FIND OUT MORE INFORMATION: www.industrial-bank.com 202-722-2000 NMLS : #488640

WWW.WASHINGTONINFORMER.COM / JUNE 2015 / THE WASHINGTON INFORMER HOMEOWNERSHIP SUPPLEMENT

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When We Partner, Everybody WINS

Patience and Compromise THE Keys to Homeownership Success Ebony was well prepared and confident about buying her home after taking HomeFree-USA homebuyer classes and working with her homeownership advisor, Mark Dorsey. Ebony saved for her downpayment, got her credit in order and was pre-approved for a mortgage loan. Her HomeFree-USA homeownership coach prepared her for working with a realtor, her home inspection and loan settlement. But, her roller coaster process of submitting offers that were not accepted was frustrating and disappointing.

That’s when Ebony learned to compromise. Did she really need a garage? Or would a long driveway with room for 2 cars be acceptable? Could she consider an attached home instead of a detached property? Were new appliances required? At her homeownership advisor’s suggestion, she listed her “needs” and her “wants.”

After serious prioritizing, Ebony was approved for a 3 bedroom with 2.5 baths, renovated, attached home with a large yard for her daughter. An affordable mortgage with Capital One made the house even better. Now mom and daughter are enjoying the American Dream in their dream home guided by HomeFree-USA. You can, too.

Tenaciousness accomplished Sonja’s miracle modification.

UPLIFTING Our Community Homebuying guidance Foreclosure prevention help Credit improvement Homeownership advice you can trust all the way home

HomeFree-USA is a HUD-approved nonprofit public benefit homeownership development, foreclosure prevention and financial empowerment organization.

(301) 891-8400

(202) 526-2000 HOMEFREEUSA.ORG

(855) 493-4002

After buying her brand-spanking-new townhome 8 years ago, Sonja’s business slowly dwindled. Her lender offered no assistance because her mortgage was current. Seeing trouble on the horizon, Sonja continued to pursue a modification. She found a law firm that fraudulently promised her a loan modification for a $6,000 fee. To her dismay, she became a victim of a scam and fell behind on her mortgage.

Desperate for help, Sonja allowed herself to be interviewed on a local television station, but that publicity did not help either.

Sonja says it was divine intervention when a friend told her about HomeFree-USA. Fortunately, her lender sold her loan to Ocwen. Freda, her HomeFree-USA homeownership advisor, helped her complete yet another modification application. Six weeks later, Sonja got a miracle modification that reduced her loan amount and made her mortgage affordable. Her nightmare was over and Sonja is at peace in her townhome. You can be too.

HomeFree-USA 6200 Baltimore Avenue 3rd Floor Riverdale, MD 20737 (301) 891-8400 • (202) 526-2000 • (855) 493-4002

S-16THE WASHINGTON INFORMER HOMEOWNERSHIP SUPPLEMENT / JUNE 2015 / WWW.WASHINGTONINFORMER.COM

Welcome Home, Washington

Community Bank Offers Special Assistance for Home Buyers With housing costs in greater Washington continuing to climb, homeownership may seem like a distant dream for many Washingtonians. However Sandy Spring Bank has taken steps to make home ownership more affordable.

Our Welcome Home Mortgage is a great alternative to a FHA or conventional loan, because the program does not require mortgage insurance. Taking into consideration the realities of the local market, a Welcome Home Mortgage is one of the few loan programs that provides up to 97% financing for loan amounts as high as $625,500.

Sandy Spring Bank is committed to building strong communities and helping people reach their homeownership goals. In addition to the Welcome Home Mortgage, Sandy Spring Bank can also extend special terms to First-Time Home-Buyers or Civil Service employees.

The Welcome Home Mortgage features: • 97% Financing to $625,500.00 • 3% down payment • Purchases, or Rate and Term Refinances for up to 100% of the property’s appraised value • 30 Year Fixed1 Terms or Adjustable Rate Mortgages2 • Loan to value up to 105% in combination with a down payment assistance program • Seller contributions allowed up to 6% of the purchase price of the home • Home Buyer Education is required The Welcome Home Mortgage is available to applicants with incomes below 80% of the area median income. In addition, the program is also available to all home buyers acquiring a primary residence in a low- or moderate-income area.

The WELCOME HOME mortgage.

Take a look at the side-by-side comparison of the Welcome Home Mortgage to a FHA Loan for the purchase of a condo in Washington, DC. The Welcome Home Mortgage saves a home buyer $116.14 monthly. In addition, a home buyer also receives a cost savings of $ 4,222 since UpFront FHA Mortgage Insurance (UFMIP) would not be required.

For more information, contact Mortgage Banker Noel Shepherd, NMLS #313280, at 301.617.4245 or nshepherd@ SandySpringBank.

While the fixed interest rate for the FHA loan is nominally lower, its APR, once monthly mortgage insurance is accounted for, is higher than the APR for the Welcome Home loan (4.497% vs. 3.3947%). Taxes, insurance and condo fees are estimates based on a sales price of $250,000.

Actual fees will vary. The Annual Percentage Rate (APR) is a measure of the cost of credit, expressed as a yearly rate.

1 Rates as of 5/29/2015. Rates quoted are for 1-4 family, owner occupied residences. Rates and terms subject to change without notice. APR shown may vary from final APR based upon borrower’s qualifications and loan program selected. Monthly payments examples are estimates only and may vary. Adequate property insurance is required. Flood Insurance will be required if the property lies in a Special Flood Hazard Area.

2 The Welcome Home Mortgage also has variable-rate programs available.

Please contact a Sandy Spring mortgage banker for details.

Offer available for new applications only. This special loan program and terms are available in select communities. Please consult a Sandy Spring Bank mortgage banker for specific loan programs and details. n

You can afford a new home with our Welcome Home Loan Program!

If you want to buy that new home, Sandy Spring Bank wants to help.

Our Welcome Home Mortgage Loan* program is a great value: • Low fixed or adjustable rates

• No points

• No mortgage insurance

• Closing cost credit

• Low down payment

• Automatic payment from a Sandy Spring Bank account

To apply or learn more, visit a branch or call. And from all of us at Sandy Spring Bank—welcome home!

800.399.5919 • sandyspringbank.com *Offer subject to change or cancellation without notice. Must notify mortgage banker of offer at time of application. Up to $1,000 will be applied as a credit at loan closing. Not valid for commercial loan applications. Owner occupied properties only. Offer available for new applications only. • Member FDIC

WWW.WASHINGTONINFORMER.COM / JUNE 2015 / THE WASHINGTON INFORMER HOMEOWNERSHIP SUPPLEMENT

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Is Your Money Going Out The Window?

It Won’t With Energy-Efficient Windows (BPT) - One of the largest contributors to a home’s energy efficiency is its windows. Energy-efficient windows can lower your energy costs and increase your home’s comfort while reducing your carbon footprint and increasing your home’s value.

For example, replacing single-pane windows with ENERGY STAR windows can save between 1,106 to 6,072 pounds of carbon dioxide a year from entering the atmosphere.

According to ENERGY STAR that is equivalent to saving 51 to 310 gallons of gasoline. Plus, replacing old windows with new energy-efficient designs can return more than 78 percent of the project cost back to you upon resale, the National Association of Realtors reports. To learn more about these statistics, visit www.pella.com.

doors is made from more than 95 percent recycled aluminum material.

Product material - Wood windows utilize renewable resources.

When shopping for wood, look for certified wood. There are several wood certification systems available, the most well-known being the Forest Stewardship Council or the Sustainable Forestry Initiative. Most of the well-known certification systems are developed and used with the same key purpose in mind; to

practice sustainable forestry.

Your location - Windows allow for natural daylighting, which reduces or eliminates the need for artificial lighting saving on your electrical use. Plus, your climate or area within the United States has specific requirements to qualify for ENERGY STAR certification. To learn more, visit ENERGY STAR. Visit Pella Windows and Doors on Pinterest or Houzz for more home tips and design inspiration. n

This Simple DIY Home Improvement Saves Money And Helps The Environment

So what factors should you consider when shopping for energy-efficient, environmentally friendly windows?

The ENERGY STAR logo You’ve probably seen the blue ENERGY STAR logo on a variety of products including your washer or refrigerator. That logo designates products that meet strict energy-saving guidelines from the Environmental Protection Agency. Windows and doors with an ENERGY STAR designation lower household energy use which saves you money and helps protect the environment.

Low U-values - In addition to ENERGY STAR ratings, look for windows and doors with low U-values, which means they resist the transfer of heat - the lower the U-value, the better.

Double-pane insulating glass windows, with a gas-filled space between the glass, can insulate more than two times better than single-pane windows based on a comparison of U-values.

Recycled materials - Evaluate the amount of recycled content used, either post-consumer or post-industrial. The roll formed aluminum cladding, the metal exterior that protects the wood from the weather, on Pella’s wood windows and

(BPT) - In the typical American home, heating and cooling account for 50 to 70 percent of total energy use, according to the U.S. Department of Energy (DOE).

Yet, much of that energy is wasted, leading to higher energy bills for homeowners.

The DOE notes that the leading causes of energy waste in most homes are inadequate insulation and air leakage. Wasted energy costs homeowners hundreds of dollars or more per year

and takes a toll on the environment in the form of greater greenhouse gas emissions. But avoiding these wasteful practices is easy with some simple checks to your home and DIY insulation.

“A couple of areas in the home that are notorious for insulation problems are basements and crawlspaces,” says insulation expert, Ram Mayilvahanan of Insulfoam. “Many people discount insulation in their basements and crawl spaces because they are near the ground. How-

ever, the connections from crawl spaces, foundations, and ground footings to the actual house are areas that need to be properly insulated and sealed against air leaks. This can account for 30 percent of the heating and cooling energy loss for the average home.”

In crawlspaces and unfinished basements, areas to check for adequate insulation are on the foundation walls and the floor joists. “I was horrified when I first went into the crawlspace and saw the fiberglass insulation

S-18THE WASHINGTON INFORMER HOMEOWNERSHIP SUPPLEMENT / JUNE 2015 / WWW.WASHINGTONINFORMER.COM

falling out of the floor,” says Troy Brown, a Seattle area homeowner. “It might as well not have even been there - and the home was only 20 years old.”

The DOE has developed a “Do-it-Yourself Guide to Sealing and Insulating with Energy Star,” which offers tips for creating tighter, well-insulated basements, crawl spaces and even attic hatches using rigid insulation, caulk and cans of expanding spray foam, among other materials.

“An easy, do-it-yourself fix for crawlspace, basement or attic hatch insulation is EPS (expanded polystyrene) foam,” notes Insulfoam’s Mayilvahanan. “EPS rigid foam insulation panels are easy to cut to size and fit into tight spaces, they are lightweight to carry and help keep the home warm, without the mess of fiberglass or loose cellulose fibers.”

As Americans look back on one of the coldest winters on record and get ready for the hot summer months, now is an ideal time to prepare your home for demanding weather conditions. A well-insulated home not only saves you money and reduces pollution, it is more comfortable to live in year-around. n

UNDERSTAND YOUR BILL WITH TOOLS ON MY ACCOUNT Online energy management tools on My Account can help you take control of your energy use so you can save money and energy at home.

Charts and detailed information available on My Account show you when you use the most energy. You can also see what your bill to date is at any time during the month, so you can take action to reduce your energy use and lower your monthly bill.

What you’ll find on My Account: n

Current and projected bill information

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Hourly, weekly and monthly energy use information

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Tools to help you see what time of day you are using the most energy

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Tips to help you save money and energy

Start saving today with My Account at pepco.com.

If you don’t have access to a computer or if you prefer to receive this information over the phone, call us at 1-855-NEW-METER.

WWW.WASHINGTONINFORMER.COM / JUNE 2015 / THE WASHINGTON INFORMER HOMEOWNERSHIP SUPPLEMENT

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District Programs Remain Vigilant To Help Homeowners

BY STACY M. BROWN WI Contributing Writer

The Great Recession, which proved to be the primary reason for a historic surge in foreclosures, has been declared over for some time.

However, recovery has continued and, although foreclosures haven’t bitten the District of Columbia like other cities and states, programs remain in place for those still struggling.

Through a network of local community-based organizations, the Department of Housing and Community Development in Southeast provides counseling services for homeowners who are behind in their mortgage payments or who may be subject to foreclosure.

Additionally, D.C.’s Foreclosure Mediation Program in Northeast, which officials created to address the foreclosure

crisis locally, continues to provide homeowners and lenders with an opportunity to meet face-to-face to discuss alternatives to foreclosures.

Programs such as the Northwest-based District Housing Finance Agency’s Foreclosure Prevention Program also remain available to residents. Four years ago, the program received more than $20 million from the federal government to assist those in trouble.

Earlier this year, officials announced the extension of the Home Affordable Modification Program (HAMP) and the Home Affordable Refinance Program (HARP), both of which began in 2009 to boost the housing recovery by limiting foreclosures.

Each had been scheduled to end in December, but will contin-

ue through the end of 2016.

“Although the number of new borrowers entering these two programs continues to decline, in part because many eligible borrowers have already taken advantage of them and, in part because of recovering housing prices, lenders and servicers are continuing to approve new HAMP modifications and HARP refinances,” Mel Watt, the director of the Federal Housing Finance Agency, told reporters.

“Extending HAMP and HARP through the end of 2016 will provide real relief for borrowers who continue to face challenges either paying their mortgage or refinancing their loan,” Watt said.

While Maryland had more than 17,000 HARP eligible loans and Virginia had nearly 16,000, there were just 726 in the District of Columbia, according to reports.

Five states with the highest number of completed foreclosures for the 12 months ending in March 2015 were Florida

Extending HAMP and HARP through the end of 2016 will provide real relief for borrowers who continue to face challenges either paying their mortgage or refinancing their loan.

– Mel Watt Director of the Federal Housing Finance Agency

Simple Tips to Save Money on Your Water Bill

1. Identify and fix leaky faucets, showerheads and toilets.

A leaking toilet can cost up to $400/month.

2. Use water more efficiently. Shortening daily showers by 5 minutes can save a family of four about $15 each month.

3. Install water-saving fixtures, like low-flow toilets or rain barrels. A water-efficient showerhead can save the average family $300 per year, and it pays for itself in a few months.

4. Apply for discounts on the stormwater fee and impervious area charge by completing a single application at ddoe.dc.gov/riversmartrewards or by calling 202-535-2679.

(110,000), Michigan (50,000), Texas (34,000), Georgia (28,000) and Ohio (28,000), according to Jim Limbach of Consumer Affairs.

Those five states accounted for almost half of all completed foreclosures nationally.

Four states and the District of Columbia had the lowest number of completed foreclosures for the 12 months ending in March 2015; South Dakota (16), the District of Columbia (87), North Dakota (326), West Virginia (462) and Wyoming (517).

“We are seeing additional improvement in housing market conditions due to a decline in the serious delinquency rate to 3.9 percent, far below the peak of 8.6 percent in early 2010,” Frank Nothaft, chief economist for CoreLogic, told Limbach.

“Despite the decline in the number of loans that are 90 days or more delinquent or in foreclosure, the percent of homeowners struggling to keep up is still well above the pre-recession average of 1.5 percent.”

S-20THE WASHINGTON INFORMER HOMEOWNERSHIP SUPPLEMENT / JUNE 2015 / WWW.WASHINGTONINFORMER.COM

And, District Councilmember At-Large Anita Bonds has made it her mission to help stabilize housing locally.

Bonds, the Council’s Committee on Housing and Community Development chair, applauded her colleagues’ support of the unanimously-passed fiscal year 2016 budget which maintained a $100 million investment into the District’s Housing Production Trust Fund for the protection and preservation of affordable housing.

The budget also invested $9.6 million into the Home Purchase Assistance Program and increased the size of loans by 60 percent for qualified first-time homebuyers to allow more young families the opportunity to purchase in the District.

“The budget is one that moves the District of Columbia forward,” Bonds said. “I am proud of our significant investments in affordable housing, education, combating homelessness and services to our most vulnerable residents.” n

Simple Landscaping Could Reap Financial Benefits

BY STACY M. BROWN WI Contributing Writer

It’s no secret that a good looking landscaping job could dramatically improve the value of a home.

And, in the District where home prices have either steadied or increased since the end of the Great Recession, there aren’t too many places where having neatly-manicured lawns, blossoming flowers and Rose beds could mean more money in a homeowner’s pocket.

“Help your house stand out among other homes in your neighborhood. Add more functionality to your backyard, which means fewer renovations for buyers to make,” noted Elena Meadowcroft, a professional content writer for Coldwell Banker.

“Low-maintenance and functional landscaping is highly desirable,” said Meadowcroft, who works with and blogs for businesses like Lerch Brothers Landscape Contractors.

Also, District-based American Society of Landscape Architects (ASLA) suggests investing five to 10 percent of a home’s value on landscaping.

That rule of thumb can be expensive, but the good thing is, you don’t have to do it all at once, they said.

On its website, ASLA officials suggest looking at books and magazines and starting a file of plants, trees, gardens, yards, patios, decks and fences that strike the homeowner’s fancy.

ASLA also suggests hiring one of its members to bring your ideas to life. If you go that route, interview several companies and check their references.

If you can’t afford an architect, check out the services offered by local nurseries and big-box retailers, such as Lowe’s and Home Depot, company officials said because many offer design services, sometimes without charge, if you are buying your plants at the same place.

In a recent blog, Meadowcroft also advised that homeowners seeking to improve the appearance outside of their homes

should keep it simple.

“Unfortunately, potential homebuyers might get overwhelmed by all the flora diversity in your garden when it comes time to sell,” she said.

“If you are taking a minimalistic approach to landscaping, you might want to add a few shrubs here and there to fill some space and make it seem less empty,” Meadowcroft noted.

“A good balance is having a variety of plants that will please the eye any time of the year.

For example, evergreens make winter look more colorful, and tulip magnolias and cherry trees create quite a spectacle in spring.”

It’s also important to remember that plants do grow and that growth needs to be kept in check. Meadowcroft advises to first eliminate all obstructions created by plants, such as overgrown bushes blocking the windows or tree roots disrupting passages.

She said pay attention to large, old trees that may present a hazard during a storm as some of them might have to be removed.

Next, it’s important to replace any dying plants and trees with new ones and keep all of the shrubbery and trees welltrimmed.

ASLA experts said budget-bound homeowners should plan their landscaping over several years, doing a little bit at a time until they achieve their goals.

It’s also helpful to understand that by planting a big tree too close, the growing roots could cause the foundation to crack.

And if the tree is placed near a sidewalk or driveway, root expansion could cause the pavement to buckle.

So, before planting anything, it’s a good idea to determine how large it will become and what leaf pattern will develop, and then decide where to place it, experts said.

“Even if you don’t plan on

selling your home for another five or 10 years, now is a good time to lay the foundation for a great landscape design that will win over your future homebuyers,” Meadowcroft said.

“This way, you won’t have to invest a lot at once – you can Washington Informer stretch renovations over the 5.625 in W x 10.5 years. This is especially usefulin H if you want to make expen-

sive home additions, such as a sunroom or a terrace to make a smooth transition between the indoors and the outdoors.”

She noted that another benefit of starting immediately is that new plants will have time to grow. Also, potential buyers can tell whether the landscape has just gone through a major overhaul or has been cared for

over the years.

“The fact that you put in time and labor to turn your yard into a beautiful outdoor entertainment space indicates that you most likely took good care of the house as well – something any homebuyer would appreciate and pay for,” Meadowcroft said. n

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Facing Foreclosure? The District of Columbia Can Help

BY THE D.C. DEPARTMENT OF INSURANCE SECURITIES AND BANKING

Are you a District of Columbia homeowner facing foreclosure? If so, the District has resources that can help you save your home.

The District allocated its portion of the National Mortgage Settlement exclusively to foreclosure prevention resources for District homeowners. The National Mortgage Settlement is a historic $25 billion settlement with the country’s five largest mortgage-servicers to provide relief to people who lost or are in danger of losing their homes because of the companies’ abuses. The District chose to dedicate its $4.43 million of the settlement to help District residents stay in their homes.

To access these resources, make the call to the District’s Foreclosure Prevention Hotline at (202) 265-CALL (2255) or (855) 449-CALL (2255). Once you are connected, you will be referred to

the resources that fit your needs.

These resources, administered through the District of Columbia’s Department of Insurance, Securities and Banking (DISB), include foreclosure mediation, housing counseling and legal aid for homeowners.

Foreclosure Mediation The District’s Foreclosure Mediation Program lets homeowners and lenders meet face-to-face to discuss alternatives to foreclosure.

The program is open to District owners of residential properties located in D.C. – including owners of condominiums or cooperative units – who have received a “notice of default,” the correspondence lenders must send warning the homeowner that the property could go into foreclosure.

Since the program’s inception

in May 2011, 78 percent of mediations prevented foreclosures with lenders and homeowners agreeing to loan modifications, repayment plans, reinstatements, short sales or other foreclosure alternatives.

Housing Counseling Through a DISB-administered contract with Housing Counseling Services, a local housing services non-profit, District residents have access to HUD-certified housing counselors to assist them in understanding the best options for their personal circumstances. Housing Counseling Services also holds weekly foreclosure prevention clinics where tools and options are available to at-risk homeowners.

Legal Services Housing Counseling Services also provides legal referrals to D.C. homeowners as a last resort to resolving their delinquency or those in the judicial process who require legal representation.

Foreclosure Rescue Scams Beware DISB wants you to know the red flags of foreclosure rescue scams. If an individual or a company mentions any of these red flags, you should check with your lender or report it to DISB. Asks for money up front for the service; Asks you to send your payment to them instead of the lender; Guarantees that they can stop the foreclosure; Suggests that you sign the deed over to them; or Claims to be with the government.

Most importantly, remember, you do not have to pay to get assistance with your loan.

Don’t wait, Make the Call

If you are facing foreclosure in D.C., don’t wait – make the call now to the District’s Foreclosure Prevention Hotline at (202) 265-CALL (2255) or (855) 449CALL (2255).

If you have any questions, contact DISB at (202) 727-8000 or visit us online at disb.dc.gov/ foreclosure-prevention.

The mission of the D.C. Department of Insurance, Securities, and Banking is twofold: (1) protect consumers by providing equitable, thorough, efficient, and prompt regulatory supervision of the financial services companies, firms, and individuals operating in the District of Columbia; and (2) develop and improve market conditions. n

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OPINIONS/EDITORIALS

EDITORIAL Charnice Milton, Rest in Peace

Being a journalist, especially an investigative journalist, is not for the faint of heart. These journalists routinely cover stories in places and countries fraught with danger.

According to the World Association of Newspapers and News Publishers, 25 journalists have been killed since the year began, while the International Media Conference 2015 notes that 100 journalists have been slain over the last decade.

Unfortunately, the name of a D.C. young journalist and member of D.C.’s Press Corps has been added to the list with the recent death of Charnice Milton.

Milton, 27, a reporter with the Capital Community News (CCN) died after being shot following a random shooting while returning home from covering the monthly meeting of the Eastern Market Community Advisory Committee. Milton is said by police to have been caught in the cross-fire from two individuals on dirt bikes who were shooting at each other and one grabbed her and used her as a human shield.

We mourn the loss of a young woman who by all accounts was a gifted reporter with the ability to gain the trust of sources and who produced stories about issues and individuals east of the river with depth and relevance. Milton overcame the odds to gain a bachelor’s degree from Ball State and a master’s degree from Syracuse University. She was well respected by her peers in her role as a reporter.

Her editor Andrew Lightman offered her high praise.

“Not only did they gun down a young woman, they also silenced one of our reporters,” said Lightman, managing editor of Capital Community News. “I think it’s a real loss not only for us and her family but also the communities that she covered. She was one of a handful of reporters across the District who was looking at the nuts and bolts of everyday life.”

We hope that Milton’s assailant will be brought to justice and extend our sincerest condolences to her family.

Public Safety or Racial Profiling?

Like so many videos involving police interactions with people of color, the video shot over the weekend in McKinney, Texas is difficult to watch.

White Cpl. David Eric Casebolt grabs a 15-year-old unarmed girl, tackles her, snatches her hair and throws her to the ground. He threatens other non-white teens, forces them to sit on the ground and even pulls a gun on two youths trying to evade him.

In a shameful display of aggression, arrogance and abuse of power, Casebolt cursed the teens, chased and handcuffed several more after police responded to a call from white homeowners that blacks from outside the affluent community didn’t have permission to be at the private pool. Several teenagers told the media two white women cursed at them outside the pool party, telling them to go back to Section 8 housing.

Casebolt’s actions have predictably divided the Dallas suburb and the tens of thousands who’ve seen videos of the incident. Some neighbors praised Casebolt and the police while others have been deeply critical of the way he handled the situation.

Days after the video went viral, the department suspended Casebolt.

It’s amazing that even with the prevalence of camera phones, Casebolt and other cops continue to harass, brutalize and murder black and brown people. Video cameras are a game changer, providing indisputable evidence of what blacks have been saying for years: that they are being targeted and profiled by police.

A Washington Post survey finds that since Jan. 1, police officers have killed 385 people in the U.S., two-thirds of those black and Hispanic.

But in the face of heated public anger and criticism, rather than admitting their culpability, most police departments have closed ranks, seeking to absolve themselves of any responsibility.

Casebolt should be fired because it’s clear he’s a danger to anyone who isn’t white. But if the past is any indication, he’ll just receive a paid vacation and a slap on the wrist.

More Taxes, Not the Solution

I am in total agreement with the Prince George’s County Council new budget [“Prince George’s Council Adopts New Budget,” by Stacy M. Brown, June 4, 2015]. It seems to give everybody something, even if it is not everything some had wanted.

Many of the residents of the county are struggling at this time, and to place such a large tax on them now is just wrong. I have been very supportive of County Executive Rushern Baker, and I think he is doing a great job in leading our county, but on this issue I think he got bad advice.

I agree with him when he says he wants our county to have the kind of school system that can compare with the other school systems in the state of Maryland. That’s what he should want and that’s what he should say, but that can’t happen overnight and it surely can’t happen by just pouring money into it. I believe that every parent who has a child in the Prince George’s County Public School System wants them to get a first class education, and I bet most of the residents of the county who don’t have kids in the system also want a first class system.

Our county has come a long way

and by no means have we arrived in all the places we would like to be. So let’s continue to make the kind of strides that don’t take into consideration only those who can afford to pay the increased tax, but all of the residents of the county. Money doesn’t always mean you are making progress. Most of the time it is our actions that can demonstrate progress.

Willard Johnson Fort Washington, MD

My Advise to Minister Farrakhan

I was one of the fortunate ones who had the great privilege and honor of gathering with a million men on the National Mall back on October 16, 1995. It was a very special occasion in my life. I don’t have the words to describe how I felt that day; I can only say it was just an amazing feeling.

I, along with my neighbor and his sons, took the Metro Red Line to Union Station, where we got off.

As we started walking towards the Capitol I could just feel the energy in the air around us, hundreds of men walking and talking peacefully to one another in the same direction. Once we got to the west side of the Capitol we could see it, a million men

gathering on the mall, it was truly a beautiful sight to behold.

Somehow I got separated from my neighbor and his sons, probably because I was so taken by the site I just started walking all around and through the crowd. The more I walked around the more comfortable I started feeling, so I started asking men where they were from and how they got there, and how they felt about what was going on.

Some said they drove all night, others said they took buses or the train, but they all said that they were not going to miss this gathering. Everyone I asked basically had the same response about how they felt; they said it was like a spiritual or mystical experience, and that they could feel the positive energy in the air.

If I could advise Minister Louis Farrakhan, I would tell him to hold the 20th anniversary Million Man March in Chicago or Baltimore; that’s where it’s needed the most.

Our young black men are killing each other at an alarming rate in those cities. It would be my hope that maybe some of the young men in those communities would get a sense of spirituality and peacefulness toward each other and take it back to their neighborhoods.

James Boston Washington, DC

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The Washington Informer welcomes letters to the editor about articles we publish or issues affecting the community. Write to: lsaxton@washingtoninformer.com or send to: 3117 Martin Luther King Jr Ave., SE, Washington, D.C. 20032. Please note that we are unable to publish letters that do not include a full name, address and phone number.

We look forward to hearing from you.

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June 11 - June 17, 2015

25

OPINIONS/EDITORIALS

Guest Columnist

By Marian Wright Edelman

Charity Is Not a Substitute for Justice In his speech the night before his murder, Martin Luther King Jr. repeated the biblical parable of the Good Samaritan who stopped and helped the desperate traveler who had been beaten, robbed, and left half-dead as he journeyed along the road from Jerusalem to Jericho.

The Good Samaritan is traditionally considered a model of charity for his willingness to treat a stranger as a neighbor and friend. King agreed that we are all called to follow his

example and serve those around us who need help. But he reminded us that true compassion — true justice — requires also attacking the forces that leave others in need in the first place.

Many of the cracks in America’s edifice that King identified over a half century ago are deeper today.

CEO compensation and corporate greed and welfare have skyrocketed to morally obscene levels while middle-class and minimum-wage workers and people seeking work have been left behind. In 2012-2013, 4.9 million American households,

including 1.3 million with children, had no cash income, relying only on the Supplemental Nutrition Assistance Program (or food stamps) to stave off the wolves of hunger — a program Republican majorities in both houses of Congress seek to shred while increasing government welfare to the wealthiest individuals and corporations. Countless black, Latino, and Native American youths see no hope for the future because there are no jobs for them, and our schools are not preparing the majority of them for the jobs of the future.

Guest Columnist

Government safety net programs have lifted many millions but not all children out of poverty. Investments in nine federal programs that help make work pay, increase employment, and meet children’s basic needs could lift 60 percent of our 14.7 million poor children out of poverty now; instead, these programs are under systematic attack today, and we must reject proposals that treat our children so unfairly while others lavish tens of billions on the powerful and rich.

With true structural change, there would be far less need for charity;

without it, the very best charitable efforts will never be enough. How many private foundations could make up for the denial of Medicaid or for the looming cuts in food stamps and other safety net programs? Yet like so many other prophets, King’s voice was often at odds with leaders or conveniently left unheard by citizens in his own land.

During King’s lifetime, President Lyndon Johnson’s great War on Poverty attempted to address some of

EDELMAN Page 45

By Julianne Malveaux

Time for Young People to Stop the Violence I only recently embraced my status as an “elder.” Actually, I describe myself as an “episodic elder,” eager enough to take one of those lovely “senior” discounts when it serves my purpose yet reluctant to turn in my party card. Elder status hit me upside the head, though, when a young woman told me she was “tired” of my generation preaching to hers.

I’m willing to stop preaching when young leaders step up. I applaud the Black Lives Matter movement and am

excited when those who are of not African descent join this movement.

Still, I am waiting for the same young leaders to demand that their peers stop killing one another. I’m not embracing the right-wing hype about black-onblack crime, because they don’t address white-on-white crime. I’m not suggesting that the movement for police reform take a back seat to anything else (after all, we can have more than one movement at a time). I am suggesting, however, that young African-Americans confront their peers and say “enough.” When “elders” say it, we

are accused of preaching, but someone needs to say it.

What if the young people who abhor the killing of their friends and neighbors took shooters and their associates to task? What if they got up in their faces (in safe spaces, of course) and demanded to know why some of the young people who could contribute much to our community have now been massacred in the streets?

Some of those who lost their life were victims of mistaken identity or trapped in the wrong place at the wrong time – some were little girls playing on

Guest Columnist

their porches or sitting on Grandma’s lap. Some of them were simply walking home from school. Some of them were in the middle of simple misunderstandings and lost their lives because of an errant glare, a careless word. Some, like Charnice Milton, survived childhood to go to her grave at 27.

Charnice was a talented, ambitious young reporter determined to tell the story of Southeast Washington, the part of the nation’s capital with the highest concentration of African-Americans, the highest poverty rate and, more recently, the primary target of gentrifica-

tion that pushes poor black residents out of the homes in favor of young, affluent, white “urban pioneers.”

Her death was more than a faceless statistic – it was personal. Charnice was in my office fact-checking my most recent book for a few weeks, and she literally shimmered when she spoke of the stories she hoped to tell. She didn’t want to be the story; she wanted to tell the story of the least and the left out and of the people and organizations making a difference.

MALVEAUX Page 45

By George E. Curry

Hastert Indictment Spotlights Republican Hypocrisy The indictment of former House Speaker Dennis Hastert and the disclosure that he may have been sexually involved with at least two boys while serving as a high school football and wrestling coach in Illinois expose the hypocrisy of the self-appointed morality police.

It turns out that Hastert is the latest in a long line of “family values” spouting Republicans who led the charge to successfully impeach President Bill Clinton for lying about his

26 June 11 - June 17, 2015

extramarital affair with Monica Lewinsky, a White House intern.

However, while publicly vilifying Clinton, key Republican leaders had participated in or were continuing extramarital affairs with women or, like Hastert, boys.

The impeachment of Clinton was presided over by House Judiciary Committee Chairman Henry Hyde of Illinois.

“Ironically, Hyde turned out to have been guilty of his own extramarital indiscretions. In a September 1998 article, Salon.com reported that Hyde had carried on an affair with a

married woman named Cherie Snodgrass during the 1960s, a story the congressman later acknowledged was true,” Time magazine reported.

Hastert’s ascension to power in the House began with the resignation of House Speaker Newt Gingrich (R-Ga.) As leader of the 1994 Republican revolution that led to a GOP House majority for the first time in four decades, Gingrich resigned in 1998 as his party was preparing to dump him after the midterm election reduced the number of GOP seats by five, giving the party a slim 223-211 edge The Washington Informer

over Democrats.

In a story headlined, “Gingrich Admits to Affair During Clinton Impeachment,” ABC News’ Jake Tapper wrote. “Setting the stage for his entry into the presidential race, former House Speaker Newt Gingrich, R-Ga., gave a radio interview … in which Gingrich for the first time publicly acknowledged cheating on his first and second wives.”

Quoting Gingrich, the story continued, “I was married very young and had my first daughter when I was very young, in fact at the end of my freshman year in college,” he

said of his first marriage to Jackie Battley, his former high school geometry teacher. “And after a period of time, about 18 years, things just didn’t work out.”

“Gingrich married his second wife, Marianne Ginther, months after he divorced Battley in 1981.

According to Battley, Gingrich discussed divorce terms with her while she was in the hospital recovering from cancer surgery.”

The story said, “Gingrich also acknowledged cheating on Ginther

CURRY Page 45

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OPINIONS/EDITORIALS

Guest Columnist

By Benjamin F. Chavis Jr.

Serena Williams, a Champion on and off Court Serena Jameka Williams is more than one of the greatest tennis players in the world. She comes from a black American family who has come to epitomize what it means to consistently struggle and triumph to success in professional sports and in family life. Most important, however, is Serena’s demonstrated commitment to freedom, justice and equality.

Across the world, Serena Wil-

liams has evolved to symbolize a true champion in the world of global sports and as well as being a vibrant role model for young women who dare to push forward for equality on the international stage of history. Having just won the French Open against Lucie Safarova in Paris, Serena has now won 20 major tennis singles championships.

At the age of 33, she still has a tremendous career ahead of her as she continues to win tennis competitions throughout the world. Today she is ranked as the

number-one female tennis player in the world. Serena and her sister, Venus, also an internationally recognized tennis winning legend, are admired by millions of people.

But it has not been an easy journey. The Williams family has had to overcome many hardships and difficulties. As black American female tennis stars, each has had to face multiple forms of racial prejudice and stereotypes in the sport and in the media.

Yet, because of the irrepressible spirit and strong determination

Guest Columnist

Even though Serena won a major tennis tournament at Indian Wells, California, in 1997 when she was only 15 years old and then again in 1999, in 2001, at the age of 19, she was booed by the predominantly white audience. Subsequently, Serena was falsely accused along with her sister Venus of cheating and throwing the game at Indian Wells.

Williams stated, “The undercurrent of racism was painful,

of the Williams family, Serena continues to soar to the heights of achievement and success.

Serena recently explained to Time magazine that she had to stay focused to achieve her career goals while refusing to let inequalities and indignities hold her back. The fact that she had the constant strength and support of her family was key. Serena’s father and mother coached and managed her career from the very beginning as she began to win major tennis matches as a teenager.

JORDON Page 46

By Charlene Crowell

Feds and States Successfully Team Up to Prosecute Housing Bias Three recent and separate enforcement actions involving federal and state agencies together prove how coordinated efforts against housing and credit discrimination can lead to equitable settlements for those whose rights have been denied. Further, the actions illustrate how the Consumer Financial Protection Bureau works in cooperation with other federal and state agencies to ensure that everyone harmed is protected by federal or state laws – or both.

On May 26, the U.S. Department of Housing and Urban Development resolved the largest disparate treatment in redlining in the agency’s history. The settlement is also one of the largest redlining complaints brought by the federal government against a mortgage lender.

Associated Bank, based in Wisconsin and operating in multiple states, denied black and Latino mortgage applicants loans from 2008 to 2010, particularly in large minority neighborhoods. As a result, Associated must now make more than $200 million in new mortgage lending available

in majority-minority census tracts in Chicago and adjoining Lake County, in Milwaukee and in nearby Kenosha and in Minneapolis-St. Paul.

Beyond the $200 million in new mortgage lending, Associated Bank’s settlement also guarantees the opening of four loan offices in four of the majority-minority census tracts – three in Chicago and a fourth in the Milwaukee area. Within six months, fair housing training must be offered to all of its employees and agents with substantial residential lending, and a second-level review on all denied residential loans will also go into effect.

Askia-At-Large

largely affecting black and Latino consumers who either purchased a home or were striving to avoid foreclosure.

About 16,000 affected consumers of color will share a total of $36.7 million for the harms incurred by these illegal actions.

On May 28, CFPB and the Department of Justice filed a joint complaint against Provident Funding Associates.

The firm charged higher fees that were unrelated to an applicant’s creditworthiness and allowed broker discretion to charge higher interest rates to black and Latino consumers seeking

An additional $5.75 million from the bank will be used to support homeowner improvements/repairs ($3 million), affirmative marking of loans ($1.4 million), community reinvestment and fair lending and education training ($1.35 million).

“Discriminatory lending practices have too often cut off many creditworthy families from the opportunities they need to thrive,” said HUD Secretary Julian Castro. “This agreement will ensure that more Americans can fulfill their hopes and aspirations.”

Days later, CFPB took two, backto-back enforcement actions – again

Crowell Page 46

By Askia Muhammad

GOP Presidential Candidate Once Praised Muslims An ugly behavior is fast spreading fast among White politicians, especially Republicans. It’s the open bad-mouthing of Muslims and all things Islamic.

Wrong.

Idaho State Rep. Vito Barbieri is a classic example. Recently, the bearded Barbieri posted a video to his Facebook page by Eric Allen Bell, maker of the documentary “American Infidel.” In the film, Bell states: “Liberty and Islam cannot coexist. Free Speech

and Islam cannot coexist. Women’s Rights and Islam cannot coexist. Human Rights and Islam cannot coexist.

Critical Thinking and Islam cannot coexist. Weapons of Mass Destruction and Islam cannot coexist. The future and Islam cannot coexist.”

Wrong.

When asked recently if he agrees with that condemnation, Barbieri, a conservative and staunch opponent of abortion — who asked a doctor earlier this year if physicians across the vast Idaho landscape might be able to remotely examine women’s lady parts by having patients swallow tiny cam-

eras — signed off in agreement on Bell’s creed.

Although Islam has been a growing faith — winning increasing numbers of converts particularly among Black folks for whom every other promise of the American Dream has failed, for more than 85 years — Barbieri warns that “Islam is at the door” of this country and it “isn’t knocking” he told blogger Daniel Walters, “it’s breaking in.”

Announced presidential candidate, Lindsey Graham, a South Carolina senator warned potential supporters that if they are weary of endless war

in the Middle East, he’s not their guy, because he wants to respond to the Islamic terror threats in that region with drones, drones and more drones. And did I say drones?

Graham’s views are in line with the accepted GOP candidate talking point that President Barack Obama is too soft on the Islamic threat. He wants to engage and negotiate with the Muslim world, like Iran, they complain.

This conveniently addresses the core belief of so many among the Republican base population that Obama is a “Muslim socialist,” who was born somewhere in Africa.

So the GOP presidential field is ready to get on with bashing the Muslims. Anybody got a problem with that? I do.

Well, buried deep in the rhetorical record of Carly Fiorina, the only female candidate in the crowded GOP field, are some comments about Islam and Muslims, which are contrary to the popular stream of thought, and from which she might very well want to distance herself, these days.

“There was once a civilization that was the greatest in the world. It was

MUHAMMAD Page 46

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June 11 - June 17, 2015

27

©2006 Environmental Defense

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Shirin Neshat /Courtesy photo

Iranian Artist Subject of Retrospective at Hirshhorn

FANTASIA A N

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W I T H

Steven Reineke, conductor

The soulful songstress and American Idol winner returns to D.C. for an evening of timeless standards including “Summertime” from Porgy and Bess and favorites from her Broadway turns in The Color Purple and the Duke Ellington celebration After Midnight.

June 27 at 8 p.m. | Concert Hall Tickets on sale now!

(202) 467-4600 kennedy-center.org Tickets also available at the Box Office | Groups (202) 416-8400 David and Alice Rubenstein are the Presenting Underwriters of the NSO. Additional support for the 2014-2015 NSO Pops Season is provided by The Honorable Barbara H. Franklin and Mr. Wallace Barnes.

28 June 11 - June 17, 2015

By Eve M. Ferguson WI Contributing Writer

In beholding artist Shirin Neshat, a diminutive, chicly dressed Iranian woman whose appearance belies her age, it is hard to imagine her creating the strong, aggressive works that make up the new retrospective exhibition “Shirin Neshat: Facing History” at the Hirshhorn Museum and Sculpture Garden.

Born in Qazvin, Iran, in 1957, Neshat lives and works in New York City in a self-imposed exile from her native country. In the past two decades, the artist has made photographs, photographic collages, films and video installations addressing the issues of gender and politics.

“Retrospectives are a potentially a signal for an end,” Neshat said during her recent Artist’s Talk at the opening of the exhibition. “As an artist, I am rather a mid-career artist.

Retrospectives are an audition for me as an artist. This is a part of a transition for me to say goodbye to gallery and museum exhibitions for a while.”

Neshat went on to explain that, while her creative output is not coming to an end, she is switching media and is in the process of directing a film on the legendary Egyptian singer Oum Kalthoum and will also direct a major opera in the upcoming months, two projects which she terms “experiments.”

Timed aptly with her step away from the artist’s studio, “Shirin Neshat: Facing History” extracts some of the strongest works from a number of photographic series, “Woman of Allah,” “Book of Kings” and portraits of people she encountered

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in Egypt, where she was an witness to the Arab Spring when Muslim Brotherhood President Mohammed Morsi was deposed.

“I started in still photography, then moved on to video installations and my first feature-length film,” Neshat added.

“Transitions have also been the very key to my work throughout my career, as you can see in this exhibition,” she elaborated. “I have this identity as a very restless, nervous, nomadic artist who can never be very faithful for anything for very long. I feel the time has come for me to take a new transition, where I remain a young artist, even though I am aging very fast.”

“I wanted to find out something.

So, while my work has seen a lot of transitions, there seem to be certain patterns that I, as an artist, have detected in my work that repeat themselves” she added.

“I want to point out some key elements that seem to resurface regardless, whether in photography, video or film. My work is definitely personal before anything else.

Anything that I have ever made is as is from the point of view of an artist who has been destined to certain circumstances and particular life experiences that have shaped my point of view. Therefore, everything that has developed has been a response and a way to frame questions that have directly affected my life.”

“If my work is political and historical, it is because those political and historical issues have directly affected my life,” she continued.

“There has never been a choice to embrace political issues. I think this is important because many artists

choose to be political because they are interested in political topics.”

The result is a series photographs that tackle the role of women in Islam and in revolution, as in “Woman of Allah” or the dignity of the Iranian people now living under strict fundamental Islam in Iran as the result of the revolution that brought Ayatollah Khomeni and his successor, Ayatollah Khameni, in the series “The Book of Kings,” which takes its title from the classic Iranian work “The Shahnameh” by Persian poet Ferdowsi. It is considered the national epic of Iran.

After immigrating to the United States to attend school, Neshat found that she was unable to return because of the 1979 Iranian Revolution. Studying painting and printmaking at the University of California, Berkeley, Neshat received a bachelor of fine arts, master of arts and master of fine arts. She moved to New York City in 1983 and served from 1987 to 1998 as co-director of the alternative space Storefront for Art and Architecture.

Neshat visited Iran for the first time in a dozen years in 1990, and when she came back to her new home, New York City, she established herself as a world-class artist.

She has not been to Iran since 1996.

“Shirin Neshat: Facing History” is accompanied by a number of films and public programs designed to enhance the exhibition, which is on view at the Hirshhorn Museum and Sculpture Garden through Sep.t 20. Visit www.hirshhorn.si.edu. for information and program details.WI

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LIFESTYLE

Chaka Khan /Photo courtesy of BET

Chaka Khan Still Sultry and Stunning

Stars with Fellow Grammy Winners Kool & the Gang

By Timothy Cox Special to the Washington Informer WASHINGTON, DC – An 80-degree, partly cloudy evening dictated what would develop into an unforgettable night of classic funk and soul music at the Wolf Trap Filene Center in suburban Washington, D.C. A rare superstar double bill on Saturday, May 30, featured Grammy-winning artists Chaka Khan and Kool & The Gang, attracting a crowd of primarily baby boomers sprinkled with millennials seeking to learn firsthand why their parents’ music remains forever timeless.

Interestingly enough, though Chaka opened the show, she was no ordinary opening act. She quickly turned the heat up on headliners Kool & The Gang by delivering a series of stellar tunes from her years as lead singer of Rufus and later as a successful solo act.

The Chicago-born singer reminded us that she still possesses the uniquely powerful, multi-octave vocal pipes that propelled her to international acclaim 40 years ago. Chaka has now dubbed as the “Queen of Funk” – a title she has definitely earned.

The audience’s reaction to Chaka’s “Through the Fire” was especially remarkable as they sang along to the love ballad which has developed into a national anthem of sorts, particularly for women and their ability to overcome life’s struggles.

During a brief intermission for Chaka, bassist Davis provid-

ed a melodic solo which reflected some of the classic wah-wah effects ala William “Bootsy” Collins, mainly in upper-neck portions of his electric bass. But it was her 1970s retroactive look at “Everlasting Love,” “Please Pardon Me,” and “Stay” which brought down the proverbial house.

The sweet sounds of the rhythm guitar’s introduction to “Sweet Thing” with a reggae flavor, evoked screams of joy from the crowd. She ended the night with the jazz classic, “My Funny Valentine,” the very funky “Tell Me Something Good,” penned

by Stevie Wonder and another ladies anthem, “I’m Every Woman,” a hit later recorded by Whitney Houston as a tribute to her idol, Chaka.

“I’d really like to continue playing, but I really have to go,” said the sveltely-shaped Khan, clearly several pounds lighter than just a few years ago. Her final song, “Ain’t Nobody,” with its signature keyboard lines, brought everyone to the feet where they saluted her with a standing ovation for a job well done.

Next up – New Jersey’s own Robert “Kool” Bell on bass guitar and his 11 bandsmen, comfortably clad with white sparkled sheer outfits. Realizing that the stage was still burning hot with Chaka’s outstanding performance, the Kool fellows played it cool.

They opened with a medley of their mellow hits from the 80s. However, those tunes conjured memories of James “JT” Taylor, the group’s former lead singer whose signature smooth

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vocals and snappy dance moves remain part of the Kool & The Gang brand. Perhaps JT should re-consider rejoining the band – and they could certainly use his presence again. Unconfirmed reports note that the split occurred because of money and other contractual issues.

Meanwhile, the Kool show goes on without Taylor and the show continued with a barrage of their past hits including “Joanna,” “Jungle Boogie” and “Hollywood Swinging,” where the six-piece horn section shined with ease.

With the recent death of funk bassist Louis Johnson, we were reminded that “Kool” Bell remains as one of R&B’s first identifiable bass players, along with Sly Stone’s Larry Graham, way before Motown ever considered shining lights on the great James Jamerson. By the mid-1970s, bassmen like Bootsy Collins, Nathanial Phillips, Nate Watts, “Ready Freddy” Washington, Mark Adams (Slave) and even Stanley Clarke were finally getting their just due. But Kool’s 1969 self-titled single release stands the test The night concluded with the girls’ all-time anthem “Ladies Night,” “Get Down On It” and “Celebration” – the upbeat tune that introduced us to the new world order of the 1980s and the trickle-down theories of President Ronald Reagan.

It was indeed an unforgettable, historic evening of classic soul, funk, jazz, pop and more. WI The Washington Informer

June 11 - June 17, 2015

29

LIFESTYLE

Artifacts from Sunken Slave Ship on Display

By Sadijah Wallace Howard University News Service WASHINGTON -- It was the find that Lonnie Bunch III and the new National Museum of African American History and Culture had searched for so desperately – the remains of one of the hundreds of ships that were used to transport millions of Africans into slavery in the Western Hemisphere.

The sunken slave ship, São José-Paquete de Africa, was found late last month off the coast of Cape Town, South Africa. According to Bunch, director of the museum, the Portuguese ship sank in 1794 on its way to Brazil while carrying more than 400 enslaved Africans from Mozambique. It is estimated about half of those on board perished, and the other remaining were auctioned off into slavery.

The remains were discovered

and later brought to Iziko Museums of South Africa. The museum, part of the Smithsonian Institute, will be receiving a permanent loan for the item and its remaining content. The objects recovered from the ship include iron ballasts used to weigh the ship down and copper fastenings that held the structure of the ship together.

Bunch said in a statement that the ship “represents one of the earliest attempts to bring East Africans into the trans-Atlantic slave trade.”

“This discovery is significant because there has never been archaeological documentation of a vessel that foundered and was lost while carrying a cargo of enslaved persons,” he said.

The remains of the slave ship are the latest addition to the museum, which is scheduled to open 2016. The museum, which will be the 19th in the Smithsonian collection of buildings, has

The new National Museum of African American History and Culture, part of the Smithsonian Institute, has already begun to show its vast collection. /Photo courtesy Smithsonian Institute

collected a wide array of African-American history memorabilia, ranging from the trumpet of legendary jazz music musician Louis Armstrong, to the boxing headgear of former heavyweight champion and human rights icon

Muhammad Ali. Currently, the Smithsonian is offering a preview of what is to come at the National Museum of American History. Selections from the permanent collection are displayed in a temporary ex-

F E AT U R I N G Eric Roberson

National Recording Artist aka ERRO

Nat Adderley, Jr.

International pianist & composer

Tulani (aka Rashida Jolley) Harpist & vocalist

Eric Roberson

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MusicIs Life Join Us For A Soulful Musical Celebration

CELEBRATING THE LEGACY OF THE HONORABLE WAYNE K. CURRY Saturday, June 27, 2015 • 6PM

Clarice Smith Performing Arts Center • Kay Theater • University of Maryland College Park

30 June 11 - June 17, 2015

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Nat Add

aka Rash

Tulani

ida Jolley

Host: Tony Richards

Presented by: Prince George's County Council Chairman, Mel Franklin, District 9 Prince George's County Council Vice-Chairman, Derrick Leon Davis, District 6 Prince George's County Council Members: Deni Taveras, District 2 Todd M. Turner, District 4 Andrea Harrison, District 5 Karen R. Toles, District 7

Tickets: 301.405.ARTS (2787) tickets.theclarice@umd.edu Info: 301.805.5358; www.fameorg.org Donation $50 Proceeds to benefit The Wayne K. Curry Lung Cancer Disparity Awareness Fund and FAME - Foundation for the Advancement of Music & Education, Inc., a 501(c)(3) nonprofit.

hibition.

“The exhibition showcases the personal and intimate narratives of various families, organizations and individuals spanning the Revolutionary era to the present. It also offers an overall introduction to the new museum and a preview of its rich collection,” according to the museum’s site.

Included in the display are James Brown’s organ, rock and roll pioneer Chuck Berry’s Cadillac, abolitionist Harriet Tubman’s hymn book, civil rights activist Rosa Parks’ dress, revolutionary slave leader Nat Turner’s Bible, “King of Pop” Michael Jackson’s fedora and an airplane used by the World War II Tuskegee Airmen.

The items are symbols of transition from slavery to freedom, to civil rights, to woman’s rights. In efforts to encompass every aspect of African Americans since their initial arrival on slave ships from Africa in the 1700s, the museum spans every era in history – even the stories still unfolding.

The stories of the deaths of unarmed black men by police in places like Ferguson, Missouri and Baltimore and the unrest that followed are being collected by the museum. Curators have collected a gas mask worn in Ferguson and a hoodie worn during the protests following the death of Trayvon Martin, an unarmed black teenager slain by a white neighborhood patrolman in Sanford, Florida.WI

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RAMMYs Honor Best in D.C. Eateries Awards include: Best Pastry Chef, New Restaurant, Chef of the Year

By Sarafina Wright WI Staff Writer The Restaurant Association Metropolitan Washington (RAMW) hosted the 33rd Annual RAMMY Awards Gala at the Walter E. Washington Convention Center honoring and celebrating world-renowned chefs and restauranteurs who call the District home on Sunday, June 7.

The black tie gala brought the D.C. food community together, chefs and foodies alike, to present awards in categories that included: restaurant employee of the year, rising culinary star, regional food and beverage producer, everyday causal brunch, favorite fast bites, cocktail program and formal fine dining.

“This event is the Oscars of food service in the District. It is our opportunity to showcase the best the city has to offer. It is truly a night of celebration,” said Kathy E. Hollinger, president and CEO of RAMW. The RAMW Board of Directors selected the winners of the 21 categories from over 100 finalists.

Pastry Chef of the Year went to Agnes Chin of The Grill Room, Capella Hotel; Rising Culinary Star went to George Pagonis of Kapnos; Everyday Casual Brunch went to The Daily Dish; Best New Restaurant went to Fiola Mare; and Chef of the Year went to Victor Albisu of Del Campo & Taco Bamba.

“I really can’t believe this – this is really an honor. Thank you to the RAMW, especially for restaurant week,” Albisu said.

Pete’s New Haven Style Apizza in Friendship Heights won for Favorite Fast Bites.

“We won because I am assuming we have great food. We make everything from scratch.

Our concept for the restaurant is different from traditional styles and it works,” Tri Nguyen of Pete’s New Haven Style Apizza said.

Catocin Creek Distilling Company of Loudoun County, Virginia won for Regional Food

and Beverage Producer of the Year.

“This is validation from our peers and a lot of folks we work with that are here tonight. Our drinks are delicious, organic and sustainable,” Chad Robinson, part owner said.

After the awards ceremony guests went upstairs to the main ball room to celebrate with an unlimited feast and libations including premium cocktails, mussels, salmon, pork loin, jumbo shrimp, chicken biscuits, fish tacos and much more.

Honorable members of the D.C. community who attended included: Mayor Muriel Bowser; Councilmember At-Large Vincent Orange; Congresswoman Eleanor Norton Holmes; Councilwoman LaRuby May; Councilman Kenyan McDuffie; and Chancellor of D.C. Public Schools Kaya Henderson.

“I am thrilled to be here. I love food, especially this event that celebrates the food scene here in D.C.,” Henderson said.

Bowser said, “The D.C. food community cannot be simplified as just a love of food. It significantly contributes to the District economically. Behind the federal government, the food industry employs the second largest group of people.”

In addressing the audience she praised the food industry for supplying so many Washingtonians with access to a middle class career.

Herbert Miller, chairman and

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CEO of Western Development Corporation received the Duke Zeibert Capital Achievement Award. In accepting his award he made it clear that the food service industry will continue to contribute to the economy in the District by bringing 4,000 jobs to Ward 8.

“Stay tuned for more,” Miller said.

“This [evening] took about six months of coordination. We had almost 100 percent donations to this effort,” Hollinger said.

“Our D.C. food community works hard. The energy is high and people are very excited.

This is their night,” he added. WI

Mayor Muriel Bowser (2nd right) with 2015 RAMMY award recipients and host Kathy E. Hollinger (2nd left), president & CEO of the Restaurant Association of Metropolitan Washington at the Walter E. Washington Convention Center in Northwest on Sunday, June 7. /Photo by Shevry Lassiter

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DCJAZZFESTIVAL JUNE 10 –16, 2015 CapitalBop DC Jazz Loft Series Photo courtesy of Texas Performing Arts

‘Memphis the Musical’ Makes an All-Too-Short Stop in Washington

11

thursday

DOORS OPEN

AT 7:30 PM TRIO OF TRIOS: Gary Thomas Trio/ MUSIC Warren Wolf Trio/The Young Lions 8:30 PM – 1:00 AM Hecht Warehouse

12

friday

THUNDERCAT AT THE WAREHOUSE: AT 8:30 PM Thundercat/Sam Prather’s MUSIC Groove Orchestra 9:30 PM – 1:00 AM Hecht Warehouse DOORS OPEN

13

saturday

DOORS OPEN

AT 7:30 PM MUSIC 8:30 PM – 1:00 AM

AACM AT 50: Ernest Khabeer Dawkins Orchestra, “Memory in the Center”/ Nicole Mitchell-Tomeka ReidMike Reed/Organix Trio Hecht Warehouse

For tickets, artists, and complete schedule visit DCJAZZFEST.ORG PLATINUM, GOLD, SILVER, BRONZE & PATRON SPONSORS

The DC Jazz Festival®, a 501(c)(3) non-profit service organization, is sponsored in part with major grants from the Government of the District of Columbia, Muriel Bowser, Mayor; and, in part, by major grants from The Mayo Charitable Foundation, and with a grant from the National Endowment for the Arts and the DC Commission on the Arts and Humanities, an agency supported in part by the National Endowment for the Arts; and by the City Fund, administered by The Community Foundation for the National Capital Region. ©2015 DC Jazz Festival. All rights reserved.

32 June 11 - June 17, 2015

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By Eve M Ferguson

If you, like many other theater lovers in D.C., were waiting for the Tony Award-winning play “Memphis: The Musical,” you had to act fast. The touring show hit the Warner Theater for three shows in two days in May and left the audiences wanting more. For the unfortunate who didn’t snag a ticket for one of the shows, the opportunity passed all too fast.

“Memphis: The Musical” is the story of a white DJ in Memphis in the 1950s, loosely based on the real life of pioneering rock ‘n’ roll DJ Dewey Phillips.

The lead in this rousing and relevant musical, Daniel S. Hines as the fictional Huey Calhoun, brings overflowing energy and talent to the stage. The show opens as Calhoun comes to Delray’s Club in Jim Crow-era Memphis, where Beale Street produced monumental talents in black entertainment. There, he encounters the beautiful songstress Felicia Farrell, whose brother owns the club. As he starts flirting with Farrell, the color line becomes obvious in the reactions of the club-goers.

Inspired by the soulful sounds he heard at Delray’s, Calhoun goes back to his mundane job as a stocking clerk at a record store, where he is on the verge of being fired. He offers to increase sales if the owner will let him play some music, and he breaks the strictly segregated Jim Crow rules by playing a black song. Immediately, teenagers swarm the

store and buy more records than have ever been sold.

From the opening song-anddance numbers, “Underground” sung by Delray, Farrell and the club-goers to Calhoun and Farrell’s “The Music of My Soul,” the audience was primed for what unfolded as a sizzling night of musical theater.

As the plot unfolds, based on a concept by George W. George, with book and lyrics by Joe DiPietro and music and lyrics by David Bryan, the color line is clearly delineated as Calhoun and Farrell’s romance deepens and he searches for a job as a DJ to promote this new sound –at least for whites – that he discovered in black society. He is given an audition at a white radio station, where he hijacks the mike from the white DJ who plays Perry Como, and plays black music instead. The result is an instant hit.

As Calhoun takes to the airwaves, he is required to read a beer ad but is illiterate. The black janitor at the radio station, Gator, has to read the ad for Calhoun to memorize, but he promptly forgets the script. In the end, Calhoun improvises, coining a word that would become his signature sign-off, “Hock-a-doo!”

This musical benefits from the strength of the cast, with the stellar voice of Zuri Washington as Farrelll ably demonstrated in the rousing ensemble number “Everybody Wants to be Black.”

With a story line as equally en-

MEMPHIS Page 33

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Horoscopes JUNE 11 - JUNE 17, 2015

Griot

ARIES Partnerships continue to be featured this week. This week is especially favorable for a fresh start or a new beginning for you in love. Avoid distractions at work this week and you’ll get much accomplished. Soul Affirmation: There is a funny side to everything I see. Lucky Numbers: 2, 17, 37

“Finding Samuel Lowe: China, Jamaica, Harlem”

TAURUS Friendship remains highlighted; you may be attending a social event with good friends, or may be planning one. Whichever, it will be a very happy occasion. Be happy! You’ve got many loving friends. Soul Affirmation: Hope is a beautify jewel. I enjoy owning it. Lucky Numbers: 22, 26, 31

by Paula Williams Madison c.2015, Amistad $25.99 / $31.99 Canada 276 pages

Your last family reunion was a big one.

It was fun, too, and eye-opening. You hadn’t really stopped to think about how many people are related to you until you saw aunts you hadn’t seen in decades and met cousins you didn’t even know you had.

That one had Grandma’s eyes. This one has the distinctive family laugh. And, as in the new book “Finding Samuel Lowe” by Paula Williams Madison, there were many more surprises to come.

Growing up on the roughest block in Harlem in the early 1960s, Paula Williams Madison knew her family was unusual, starting with her Chinese-Jamaican mother. Nell Vera Lowe Williams was fierce and fearless – she once held a meat cleaver to a man who’d threatened her son – but she was also quietly sentimental. To Nell, nothing was more important than family and she insisted that her three children remain close, maybe because Nell had no parents or known siblings of her own.

Though they were estranged, Madison knew her mother and dad loved her. That, in fact, was a repeated theme she heard as a child: Nell often said that Madison was lucky to know a father’s love. On that, Nell didn’t elaborate much and she rarely discussed her childhood, leading Madison to wonder about her mother’s father.

Over time, she learned that Samuel Lowe left China for Jamaica in the early 1900s and later became a shopkeeper, having little-tono contact with his “outside child” before returning to China in 1933, when Nell was fifteen. This, perhaps, caused the “persistent and painful sense of loss” Madison felt her entire life: her mother’s hurt had become hers. She imagined finding her grandfather.

MEMPHIS from Page 32 gaging as the superb singing and dancing, “Memphis” showcases individual and combined talent.

Of course, no true romance story can exist without tension, as Calhoun and Farrell start facing increased pressure because of their interracial romance, even from his mother, who is played by Pat Sibley, who delivers some of the funniest lines in the show.

Eventually Farrell’s fame

GEMINI You may find out this week that the project you didn’t really want to work on has been scrapped. That leaves you plenty of time to finish up the stuff you want to work on! Money concerns ease up. This week a romantic get-together will remind you of what bliss really is! Soul Affirmation: He who asks might seem foolish for a while. Lucky Numbers: 3, 10, 17

In late 2011, she finally seized the chance.

“Samuel Lowe” was too common a name for online searches, but querying elderly relatives offered clues and a long-lost cousin who informed Madison about an “alumni reunion” in Toronto. Someone else led her to a person who knew some Lowes in China.

One of them was Samuel Lowe’s son.

There’s a lot to like about “Finding Samuel Lowe.” There’s a lot to learn here, too, but first, you’ll have to ready yourself.

Be prepared, for example, not to fret over things that are hard to follow in this book.

Author Paula Williams Martin includes a lengthy and highly-convoluted family tree that’s often “duppyproofed” with false names and birthdates. Seriously, the Book of Genesis is easier to follow than those sections; you’re best off just accepting that it might not make sense.

Get past that, though, ignore the repetition, and you’ll find a fascinating family memoir that peeks inside the life of a 1960s Harlem kid, takes readers back a century to Jamaica, and then reads like a detective story.

In those parts, pay attention: Martin writes with such passion that it’s a treat to see how finding her grandfather means finding herself.

Historians and genealogists will love this book but for everyone else, it’ll take some getting used to.

takes her in one direction as Calhoun’s takes another path as he is offered a television job in New York, which generates yet another memorable song, “Memphis Lives in Me.” Farrell hits the road with a black band, breaking off the relationship while Calhoun pursues his dreams as a DJ, becoming popular way beyond the literal and racial boundaries of Memphis.

While this show does not wrap up into a neat, happy ending, it does end with a roof-raising number, “Steal Your Rock-n-Roll,” bringing

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the cast together for one last chance to knock the socks off of the audience, which responded with two standing ovations.

In the end, the only shortcoming of this touring production of “Memphis: The Musical” was the all-tooshort run it had in Washington, and should it return for additional dates, one would be wise to grab a ticket to this theatrical marvel that more than justifies the four Tony Awards it has already won. WI

CANCER Keep an eye on your budget this week, but also indulge your creative senses with the visual and the tactile. You might find yourself wanting to “feel” something new in your hands. Just the feeling may be enough; you don’t necessarily have to spend money to satisfy your artistic urge this week. Soul Affirmation: Happiness is my only goal this week. Lucky Numbers: 4, 15, 22 LEO Call early in the week and make a date so you can catch the person that you want to spend time with this week. An old love may turn up in your romantic mix, and romance will be very sweet if you rise above the temptation to remember why you split in the first place! Soul Affirmation: What I need to be is fully present inside of me. Lucky Numbers: 21, 36, 43 VIRGO This is a good week for exercising that clever mind of yours.

Luck will be with you in all endeavors you start. Luck is with you always because positive outlook attracts positive vibrations. Soul Affirmation: I appear to others what I know myself to be. Lucky Numbers: 5, 8, 10 LIBRA Exercise will work off some of your excess energy this week.

Take a walk and remember that your world is made up of many beautiful parts. The part you are focusing on so intently this week is not your entire world. Proceed accordingly! Soul Affirmation: All things work together for good Lucky Numbers: 12, 16, 30 SCORPIO Wear your smile like it was your favorite fashion accessory this week. You’re sure to feel better when you see how many times your smile is returned to you this week. Do what makes you happy this week. Soul Affirmation: The slowness of my week gives me time to refresh my energy Lucky Numbers: 20, 40, 55 SAGITTARIUS Everything seems to be moving along in a very pleasant way this week. Friends are helpful, family is supportive, even the sun seems to be shining just for you! Enjoy this harmony and count your blessings. Finish a task at work. Soul Affirmation: I let go and let the spirit take control. Lucky Numbers: 1, 17, 32 CAPRICORN You have very creative mental energy this week! You’ll probably be wanting to talk or write or read about health or career matters. Your ability to absorb information is remarkable. Make phone calls for work early in the week, then phone calls for play in the afternoon! Soul Affirmation: I give my mind a big rest again this week Lucky Numbers: 26, 32, 36 AQUARIUS Remember that exercise is a wonderful tension-reliever if things get too intense this week. A walk over your lunch hour could make all the difference in how you feel this afternoon. Love yourself and reward yourself with perfect health and happiness. Soul Affirmation: The essence of life is in each grain of sand. Lucky Numbers: 4, 22, 41 PISCES Take a week off from sparkling at work and spend some time thinking about what is most important to you. The solution comes while you are thinking about love. Healthy habits are easy to keep. Soul Affirmation: I can see clearly now the rain is gone. There are no obstacles in my way. Lucky Numbers: 2, 16, 25

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June 11 - June 17, 2015

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LIFESTYLE

MAYORS FROM AFRICA COMMIT TO URBAN DEVELOPMENT

ACCRA, GHANA

– Hundreds of mayors and elected officials from around the world recently met in Accra to discuss how cities can lead the way to strengthen economic opportunities between Africa and the Diaspora.

The three-day conference, held under the auspices of H.E. John Dramani Mahama, President of Ghana, featured the adoption of the Accra Declaration and Plan of Action to empower cities and strengthen ties between Africa and the Diaspora for socio-economic growth and sustainable development.

The mayors at the Fourth World Summit of Mayors and Leaders from Africa and of African Descent agreed to promote city twinning agreements, sharing of best practices, training programs for professional growth and development, a stronger AIDS response, public - private partnerships, women’s empowerment, youth development initiatives and early childhood education and higher education programs.

The next Summit will be held in Salvador da Bahia, Brazil in May 2016.

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DC Jazz Festival Marks 10th Year

LIFESTYLE

Performers Include Common, Femi Kuti & The Positive Force

By Kelly-Ann Brown Howard University News Service WASHINGTON – DC Jazz Festival celebrates its 10th anniversary this year with over 125 performances across more than 60 venues throughout the Washington area. The festivities run June 10 to June 16 and aid in the DC Jazz Festival’s mission to diversify the jazz audience and expand its following.

The festival lineup will feature the musical styling of a variety of artists, including the Afrohorn sextet, The Bad trio plus renowned saxophonist Joshua Redman, the Charlie Hunter Trio, Oscar-winning rapper Common, Femi Kuti & The Positive Force, the seven-member Cookers band and bassist/ singer/composer sensation Esperanza Spalding as well as up and coming talent.

Since its inception, the festival has sought to provide “enriching

and entertaining jazz performances and programs that introduce students and adults from all walks of life to jazz, our nation’s singular original art form,” according to its organizers.

The festival also offers “payas-you-can” and free performances throughout the week as part of one its major features, Jazz in the ’Hoods.

In its fifth consecutive year, this series partners with varies venues throughout Washington – from local clubs to galleries to bring the musical influences of jazz to communities that might not otherwise have the exposure.

This is especially true for the East River JazzFest, which caters specifically to residents of Ward 7 and Ward 8, both east of the Anacostia River, where performances will be held at local libraries and senior wellness centers.

Other festival programs include DC JazzFest at the Yards June 12 and 13 in Yards Park at

Capital Riverfront, DC JazzFest at the Hamilton hotel from June 10 to 16 and the Capital Bop DC Jazz Loft Series from June 11 to 13.

The festival also features an education component through its Roberta Flack Education Program. One is Jazz for a Healthier Generation, which uses the genre to promote a healthier lifestyle and encouragement for the ill. Another is Jazzin’ at Sitar, “a year-round weekly instrument and jazz history sessions for Sitar music students,” according to dcjazzfest.org.

For more information on DC Jazz Festival, including event schedules and artist biographies, visit the official its website, www. dcjazzfest.org.WI

Common /Photo courtesy of Camel City Dispatch

Femi Kuti /Photo courtesy of The News Chronicles

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SPORTS

Comments? Opinions?

Email us at:

Ideas?

We like to hear from you!

Chicago Cubs Defeat Washington Nationals 4-2.

news@washingtoninformer.com Š2015 D.C. Lottery

Washington Nationals catcher Wilson Ramos attempts to collect the ball but not before Chicago Cubs Miguel Montero makes it safely into base, scoring a run during Major League Baseball (MLB) action in game two of a weekend inter-league series on Saturday, June 6 at Nationals Park in Southeast. The Cubs defeated the Nationals 4-2. /Photo by John E. De Freitas

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Cubs catcher Miguel Montero and referee Joe West watch as Nationals right-fielder Bryce Harper salutes the crowd after his home-run on Saturday, June 6 at Nationals Park in Southeast. The Cubs defeated Nationals 4-2 /Photo by John E. De Freitas

Nationals short-stop Ian Desmond collects the ball but not before Cubs third -baseman Fris Bryant makes it safely onto base on Saturday, June, 6 at Nationals Park in Southeast. Cubs defeated the Nationals 4-2. /Photo by John E. De Freitas

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Mystics Defeat New York Liberty 67-62

Washington Mystics forward Kayla Thornton shoots over the fingertips of New York Liberty center Tina Charles during the Mystics 2015 season home opener in Womenâ&#x20AC;&#x2122;s National Basketball Association (WNBA) action on Saturday June, 6 at the Verizon Center in Northwest. The Mystics defeated the Liberty 67-62.

Liberty center Stefanie Dolson takes on Mystics center guard Natasha Cloud during WNBA action on Saturday, June, 6 at the Verizon Center in Northwest. The Mystics defeated Liberty 67-62. / Photo by John E. De Freitas

SPORTS

Mystics guard Natasha Cloud drives to the basket during WNBA action on Saturday, June, 6 at the Verizon center in Northwest. Mystics defeated Liberty 67-62. /Photo by John E. De Freitas

Mystics guard Tayler Hill takes on Liberty guard Tanisha Wright during WNBA action on Saturday, June, 6 at Verizon Center in Northwest. Mystics defeated Liberty 67-62. /Photo by John E. De Freitas

Mystics guard Natasha Cloud drives to the basket during WNBA action on Saturday, June, 6 at the Verizon center in Northwest. Mystics defeated Liberty 67-62. /Photo by John E. De Freitas

Liberty guard Brittany Boyd takes on Mystics guard Natasha Cloud during WNBA action on Friday, June, 6 at the Verizon Center in Northwest.

The Mystics defeated the Liberty 67-62. /Photo by John E. De Freitas

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Comments? Opinions?

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Ideas?

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Con artists don’t care how hard you worked.

SPORTS

Boxing Legend to be Honored at Arlington

Wreath Will Be Placed at Gravesite of Joe Louis ARLINGTON – Look out for the commemoration of the 76th anniversary of the Joe Louis versus Max Schmeling Heavyweight Championship bout symbolic of the struggle between competing ideologies – American Democracy versus Hitler’s philosophy of dictatorship and oppression. Cassandra White of BGP, Inc., a boxing promoter in Washington D.C. and attorney Claude Roxborough and the Roxborough family who were instrumental in Joe Louis being interred at Arlington National Cemetery, are honoring Joe Louis, a true legend.

On June 21, 2015 at 11 a.m. at Arlington National Cemetery, a wreath will be lain at the gravesite of Joe Louis in commemoration of the June 22, 1938 heavyweight championship. Louis had an illustrious career and was an icon for boxing in the 1930s. His first and most stinging professional loss came at the hands of Germany’s Max Schmeling. In 1938 during his self-proclaimed “Bum of the Month” campaign on June 22nd he avenged the loss with a convincing knockout which became a blow against Hitler and a win for the world.

Honored will be the integrity of the man and his service to his country both as an athlete and as a soldier with requisite mili-

Joe Lewis /Courtesy photo

tary honors. He remains the only heavyweight champion interred at Arlington National Cemetery.

Louis was also a gentleman and a man who respected women. His generosity was also evident in his consistent help to people both familiar and unknown to him.

The commemoration will be to reflect on the fact that he was a hero for America and was the essence of its honor at a time when American honor was at stake.

The day of remembrance is free and open to the public. Individuals are encouraged to bring their personal memorabilia to share with others. WI For information visit www.babiegirlproduction.com or call 202-3655021.

aarp.org/fraudwatchnetwork Join us for a Free Fraud Watch Forum and Shred Event: Friday, June 26, 2015 Fraud Awareness Forum: 10:00 a.m. – 11:30 a.m.

Shred Event: 10:00 a.m. – 2:00 p.m.

Church of the Nativity | 6001 13th Street, NW Washington, DC 20011 FREE parking in the Nativity Parking Lot RSVP at 1-877-926-8300

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RELIGION

The Religion Corner

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More About MSG Foods – What You Really Need To Know (Part 2) Why is MSG so dangerous? Russell Blaylock, a board-certified neurosurgeon and author, explains it is because of “excitotoxins: the taste that kills.” In his article “MSG: Is This Silent Killer Lurking in Your Kitchen Cabinets?” for the Huffington Post, Blaylock said that MSG is an excitotoxin that causes your cells to become so excited that they cause one to continue to eat, thus causing damage or death, brain damage to varying degrees and potentially even triggering or worsening learning disabilities, Alzheimer’s disease, Parkinson’s disease, Lou Gehrig’s disease and more.

Can you imagine today, in the 21st century, we go to regular (non-organic) grocery stores and purchase what appear to be good foods” for the most part that actually contain MSG? Blaylock said in his article, “Part of the problem also is that GMO [genetically modified organisms] acts similar to the neurotransmitter that your brain uses for our, nervous system, eyes, pancreas and other organs. The brain transmits to these body parts what is needed to initiate certain processes in your body. Even the FDA states: ‘Studies have shown that the body uses glutamate, an amino acid, as a nerve impulse transmitter in the brain and that there are glutamate-responsive tissues in other parts of the body, as well.’”

Abnormal function of glutamate receptors has been linked with certain neurological diseases, such as Alzheimer’s disease and Huntington’s chorea. Injections of glutamate in laboratory animals have resulted in damage to nerve cells in the brain.

Although the Food and Drug Administration continues to claim that consuming MSG in food does not cause these ill effects, many other experts say otherwise.

It appears we’ve got to take charge of our own food supply. Yes, it will be expensive, but please, readers, buy organic foods. Begin to eliminate these MSG foods from your diet and that of your family. Remove these items from your home entirely.

According to Blaylock, numerous glutamate receptors within your heart’s electrical conduction system and the heart muscle itself can be damaging to your heart and may even explain the sudden deaths sometimes seen among young athletes.

He said, “When an excess of foodborne excitotoxins, such as MSG, hydrolyzed protein soy protein isolate and concentrate, natural flavoring, sodium caseinate and aspartate from aspartame, are consumed, these glutamate receptors are over-stimulated, producing cardiac arrhythmias. with Lyndia Grant “When magnesium stores are low, as we see in athletes, the glutamate receptors are so sensitive that even low and many drugs is likely lurking in levels of these excitotoxins can result your kitchen cabinets right now. It in cardiac arrhythmias and death.” is monosodium glutamate (MSG), a Many other adverse effects have flavor enhancer known as an addialso been linked to regular consump- tion to Chinese food, added to thoution of MSG, including: obesity, eye sands of foods families eat daily. damage, headaches, fatigue and disGenesis 1:29 says “And God said, orientation and depression.

Behold, I have given you every herb bearAccording to the FDA, ing seed, which [is] upon the face of all MSG Symptom Complex can the earth, and every tree, in the which [is] involve symptoms such as: the fruit of a tree yielding seed; to you it numbness, burning sensation shall be for meat.” And I add, without tingling, facial pressure or tightness, MSG! WI chest pain or difficulty breathing, headache, nausea, rapid heartbeat, Lyndia Grant is an author, inspiradrowsiness and weakness. tional and motivational speaker, radio Studies from the 1970s suggested talk show host and columnist, visit her 25 percent to 30 percent of the U.S. new website at www.lyndiagrant. population was intolerant of MSG; com, hear previous radio shows however, today it’s up to 40 percent on https://soundcloud.com/ of the population that is “sensitive” pro/purchased/pro; email lyndiato MSG. grant@gmail.com and call 202-263Dr. Joseph Mercola, said, “A wide- 4621. Tune in Fridays at 6 p.m. to the spread and silent killer that’s worse radio talk show, 1340 AM, WYCB, for your health than alcohol, nicotine a Radio One Station.

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RELIGION BAPTIST

AFRICAN METHODIST EPISCOPAL

Pilgrim Baptist Church

Historic St. Mary’s Episcopal Church

Pilgrim Baptist Church

The Reverend Lyndon Shakespeare Interim Priest Foggy Bottom • Founded in 1867 728 23rd Street, NW • Washington, DC 20037 Church office: 202-333-3985 • Fax : 202-338-4958 Worship Services Sundays: 10 a.m. Holy Eucharist with Music and Hymns Wednesdays: 12:10 p.m. - Holy Eucharist www.stmarysfoggybottom.org Email: stmarysoffice@stmarysfoggybottom.org

Rev. Louis B. Jones II Pastor

Schedule of Services: Sunday School – 9:30 AM Sunday Morning Worship Service – 11:00 AM Communion Service – First Sunday Prayer Service/Bible Study – Tuesday, 6:30 PM www.blessedwordoflifechurch.org e-mail: church@blessedwordoflifechurch.org

Worship Sundays @ 7:30 & 11:00 A.M. 5th Sundays @ 9:30 A.M. 3rd Sundays: Baptism & Holy Communion Prayer & Praise: Wednesdays @ Noon & 6:30 P.M.

Schedule of Service Sunday Service: 8:30 AM & 11:00 AM Bible Study: Wednesday 7:30 PM Communion Service: First Sunday www.livingwatersmd.org

www.pilgrimbaptistdc.org

Covenant Baptist United Church of Christ Drs. Dennis W. and Christine Y. Wiley, Pastors 3845 South Capitol Street Washington, DC 20032 (202) 562-5576 (Office) (202) 562-4219 (Fax) SERVICES AND TIMES: SUNDAYS: 10:00 am AM Worship Services BIBLE STUDY: Wonderful Wednesdays in Worship and the Word Bible Study Wednesdays 12:00 Noon; 6:30 PM (dinner @ 5:30 PM) SUNDAY SCHOOL: 9:00 AM – Hour of Power “An inclusive ministry where all are welcomed and affirmed.” www.covenantbaptistdc.org

Dr. Henry Y. White

TV Ministry –Channel 6 Wednesday 10:00pm gsccm.administration@verizon.net

Sunday Early Morning Worship - 7:45 a.m.

Church School - 9:30 a.m.

Sunday Morning Worship – 10:45 a.m.

Tuesday – Thursday - Kingdom Building Bible Institute – 7:30 p.m.

Wednesday – Prayer/Praise/Bible Study – 7:30 p.m.

Baptism & Communion Service- 4th Sunday – 10:30am Radio Broadcast WYCB -1340 AM-Sunday -6:00pm T.V. Broadcast - Channel 190 – Sunday -4:00pm/Tuesday 7:00am

“We are one in the Spirit” www.ssbc5757.org e-mail: ssbc5757@verizon.net

Sunday Worship Services: 8:00a.m. and 11:00a.m.

Sunday Church School - 9:15a.m. & Sunday Adult Forum Bible Study - 10:30a.m.

2nd & 4th Monday Women’s Bible Study - 6:30p.m.

Tuesday Jr./Sr. Bible Study - 10:00a.m.

Tuesday Topical Bible Study - 6:30p.m.

Tuesday New Beginnings Bible Study - 6:30p.m.

Wednesday Pastoral Bible Study - 6:30p.m.

Wednesday Children’s Bible Study - 6:30p.m.

Thursday Men’s Bible Study - 6:30p.m.

Friday before 1st Sunday Praise & Worship Service - 6:30p.m.

Saturday Adult Bible Study - 10:00a.m.

Sunday Morning Worship 11:00am Holy Communion – 1st Sunday Sunday School-9:45am Men’s Monday Bible Study – 7:00pm Wednesday Night Bible Study – 7:00pm Women’s Ministry Bible Study 3rd Friday -7:00pm Computer Classes- Announced Family and Marital Counseling by appointment E-mail: Crusadersbaptistchurch@verizon.net www.CrusadersBaptistChurch.org

“The Amazing, Awesome, Audacious Allen Chapel A.M.E. Church”

“God is Love”

Third Street Church of God Rev. Cheryl J. Sanders, Th.D. Senior Pastor 1204 Third Street, NW Washington, DC 20001 202.347.5889 office 202.638.1803 fax Sunday School: 9:30 a.m.

Sunday Worship: 11:00 a.m.

Prayer Meeting and Bible Study: Wed. 7:30 p.m.

“Ambassadors for Christ to the Nation’s Capital” www.thirdstreet.org

Greater Mt. Calvary Holy Church Bishop Alfred A. Owens, Jr.; Senior Bishop & Evangelist Susie C. Owens – Co-Pastor 610 Rhode Island Avenue, NE Washington, DC 20002 (202) 529-4547 office • (202) 529-4495 fax Sunday Worship Service: 8 AM and 10:45 AM Sunday Youth Worship Services: 1st & 4th 10:45 AM; 804 R.I. Ave., NE 5th 8 AM & 10:45 AM; Main Church Prayer Services Tuesday – Noon, Wednesday 6 AM & 6:30 PM Calvary Bible Institute: Year-Round Contact Church Communion Every 3rd Sunday The Church in The Hood that will do you Good! www.gmchc.org emailus@gmchc.org

Reverend Dr. Calvin L. Matthews • Senior Pastor 1200 Isle of Patmos Plaza, Northeast Washington, DC 20018 Office: (202) 529-6767 Fax: (202) 526-1661 Sunday Worship Services: 7:30 a.m. and 10:30 a.m.

Holy Communion: 2nd Sunday at 7:30 a.m. and 10:30 a.m.

Sunday Church School: 9:20 a.m.

Seniors Bible Study: Tuesdays at 10:30 a.m.

Noon Day Prayer Service: Tuesdays at Noon Bible Study: Tuesdays at 7 p.m.

Motto: “A Ministry of Reconciliation Where Everybody is Somebody!”

Website: http://isleofpatmosbc.org Church Email: ipbcsecretary@verizon.net

ST Marks Baptist Come Worship with us...

St. Mark's Baptist Church 624 Underwood Street, NW Washington, dc 20011 Dr. Raymond T. Matthews, Pastor and First Lady Marcia Matthews Sunday School 9:am Worship Service 10:am Wed. Noon Day prayer service Thur. Prayer service 6:45 pm Thur. Bible Study 7:15 pm

Service and Times Sunday Worship Service 11:00 a.m.

Communion every Sunday 11:00 a.m.

Sunday School 10:00 a.m.

Bible Study Tuesday 12Noon Pastor’s Bible Study Tuesday 6:30 p.m.

Motto; “Discover Something Wonderful.”

Website: 12thscc.org Email: Twelfthstcc@aol.com

Mount Carmel Baptist Church

Mt. Zion Baptist Church

Holy Communion 4th Sunday 10:00am Prayer and Bible Study Wednesday 7;00pm

5757 Temple Hill Road, Temple Hills, MD 20748 Office 301-899-8885 – fax 301-899-2555

2498 Alabama Ave., SE • Washington D.C. 20020 Office: (202) 889-7296 Fax: (202) 889-2198 • www.acamec.org 2008: The Year of New Beginnings “Expect the Extraordinary”

Rev. Dr. Alton W. Jordan, Pastor 800 I Street, NE Washington, DC 20002 202-548-0707 Fax No. 202-548-0703

Isle of Patmos Baptist Church

Reverend Dr. Paul H. Saddler Senior Pastor

Mailing Address Campbell AME Church 2502 Stanton Road SE Washington, DC 20020

Sunday Worship Service 8:00am and 11:00am Sunday School 9:15am

Lanier C. Twyman, Sr. Bishop

Rev. Dr. Michael E. Bell, Sr., • Pastor

Crusader Baptist Church

(Disciples of Christ) 1812 12th Street, NW Washington, DC 20009 Phone: 202-265-4494 Fax: 202 265 4340

2562 MLK Jr. Ave., S E Washington, DC 20020 Adm. Office 202-678-2263 Email:Campbell@mycame.org Sunday Worship Service 10: am Sunday Church School 8: 45 am Bible Study Wednesday 12:00 Noon Wednesday 7:00 pm Thursday 7: pm “Reaching Up To Reach Out”

5101 14th Street, N.W. Washington, DC 20011 202-726-2220/ 202-726-9089

St. Stephen Baptist Church

Allen Chapel A.M.E. Church

Twelfth Street Christian Church

Campbell AME Church

Rev. John W. Davis, Pastor

4915 Wheeler Road Oxon Hill, MD 20745 301-894-6464

Blessed Word of Life Church

4001 14th Street, NW Washington, DC 20011 (202) 265-6147 Office 1-800 576-1047 Voicemail/Fax

Rev. Paul Carrette Senior Pastor Harold Andrew, Assistant Pastor

700 I Street, N.E. Washington, D.C. 20002 (202) 547-8849

All are welcome to St. Mary’s to Learn, Worship, and Grow.

Dr. Dekontee L. & Dr. Ayele A. Johnson Pastors

Church of Living Waters

Joseph N. Evans, Ph.D Senior Pastor 901 Third Street N.W. Washington, DC. 20001 Phone (202) 842-3411 Fax (202) 682-9423 Sunday Church School : 9: 30am Sunday Morning Worship: 10: 45am Bible Study Tuesday: 6: 00pm Prayer Service Tuesday: 7:00pm Holy Communion: 3rd Sunday 10: 45am themcbc.org

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RELIGION BAPTIST

Shabbath Commandment Church 7801 Livingston Road Oxon Hill, MD 20745 301-534-5471 Bishop Adrian A. Taylor, Sr. Pastor Sabbath School 9:30 a.m. – 10:30 a.m.

Service 11:00 a.m. Praise & Worship Preaching 11:30 a.m. – 1:30 p.m.

Motto: “A Church Keeping It Real for Real.”

Website: Shabbathcommandmentchruch.org Email: Praisebetoyhwh@gmail.com

Zion Baptist Church

All Nations Baptist Church Rev. Dr. James Coleman Pastor 2001 North Capitol St, N.E. • Washington, DC 20002 Phone (202) 832-9591

Website: www.allnationsbaptistchurch.com All Nations Baptist Church – A Church of Standards

“Where Jesus is the King”

Israel Baptist Church

4850 Blagdon Ave, NW • Washington D.C 20011 Phone (202) 722-4940 • Fax (202) 291-3773

1251 Saratoga Ave., NE Washington, DC 20018 (202) 269-0288

Rev. Aubrey C. Lewis Pastor 1415 Gallatin Street, NW Washington, DC 20011-3851 P: (202) 726-5940 Sunday Worship: 11:00 a.m.

Sunday School: 9:15 a.m.

Holy Communion: 11:00 a.m., 3rd Sun. Bible Institute Wednesday - 1:30 pm Prayer Meeting Wednesday - 12:00 Noon

St. Matthews Baptist Church Rev. Dr. Maxwell M. Washington Pastor Worshiping Location Knights of Columbus - 1633 Tucker Road Fort Washington, MD 20744 (240) 838-7074 Order of Services Sunday Worship Services: 10:00 am Sunday School: 9:00 am Holy Communion 3rd Sunday Morning Prayer / Bible Study: 6:15 pm - 7:20 pm (Tuesday)

2324 Ontario Road, NW Washington, DC 20009 (202) 232-1730 Sunday School – 9:30 am Sunday Worship Service – 11:00 am Baptismal Service – 1st Sunday – 9:30 am Holy Communion – 1st Sunday – 11:00 am Prayer Meeting & Bible Study – Wednesday -7:30 pm

Rev. Dr. Morris L Shearin, Sr. Pastor

St. Luke Baptist Church

Rev. Daryl F. Bell Pastor

Sunday Church School – 9:30 AM Sunday Worship Service – 11:00 AM Holy Communion – 1st Sunday at 11:00 AM Prayer – Wednesdays, 6:00 PM Bible Study – Wednesdays, 7:00 PM Christian Education School of Biblical Knowledge Saturdays, 9:30 AM – 11:00 AM, Call for Registration

Rev. Keith W. Byrd, Sr. Pastor

Sunday Worship Service 10:15AM- Praise and Worship Services Sunday School 9:00am Monday: Noon Bible School Wednesday: Noon & 7PM: Pastor’s Bible Study Ordinance of Baptism 2nd Holy Communion 4th Sunday Mission Zion Baptist Church Shall; Enlist Sinners, Educate Students, Empower the Suffering, Encourage the Saints, and Exalt Our Savior. (Acts 2:41-47) www.zionbaptistchurchdc.org

King Emmanuel Baptist Church

Sunday Worship Service: 10:00 A.M. Sunday School: 8:30 A.M. Holy Communion1st Sunday: 10:00 A.M. Prayer Service: Wednesday at 6:30 P.M. Bible Study: Wednesday at 7:00 P.M.

Mount Moriah Baptist Church

Lincoln Park United Methodist Church Rev. Dr. Diane Dixon Proctor, Pastor 1301 North Carolina Ave. N E Washington, D C 20002 202 543 1318 lpumconthegrow@gmail.com www.lpumcdc.org Sunday worship 10: am Holy Communion first Sunday 10: am Sunday school 9: am Bible Study each Wednesday @ 12 noon and 6:30pm Motto: “A CHURCH ON THE GROW”.

Eastern Community Baptist Church

Emmanuel Baptist Church Rev. Dr. Clinton W. Austin Pastor 2409 Ainger Pl.,SE – WDC 20020 (202) 678-0884 – Office (202) 678-0885 – Fax “Come Grow With Us and Establish a Blessed Family” Sunday Worship 7:30am & 10:45am Baptism/Holy Communion 3rd Sunday Family Bible Study Tuesdays – 6:30pm Prayer Service Tuesdays – 8:00pm www.emmanuelbaptistchurchdc.org

4504 Gault Place, N.E. Washington, D.C 20019 202-397-7775 – 7184

Sunday Worship Services: 10:00 a.m.

Sunday Church School: 8:45 – 9:45 a.m.

Holy Communion: Every First Sunday Intercessory Prayer: Monday – 7:00-8:00 p.m.

Pastor’s Bible Study: Wednesday –7:45 p.m.

Midweek Prayer: Wednesday – 7:00 p.m.

Noonday Prayer Every Thursday

9:30AM. Sunday Church School 11:00 Am. Sunday Worship Service The Lord’s Supper 1st Sunday Wednesday 7:00pm Prayer & Praise Services 7:30pm. Bible Study Saturday before 4th Sunday Men, Women, Youth Discipleship Ministries 10:30am A Christ Centered Church htubc@comcast.net

Christ Embassy DC

Dr. C. Matthew Hudson, Jr, Pastor

Elder Herman L. Simms, Pastor

2616 MLK Ave., SE • Washington, DC 20020 Office 202-889-3709 • Fax 202-678-3304

Kelechi Ajieren Coordinator

Early Worship Service 7:30a.m Worship Service 10:45a.m.

New Members Class 9:30a.m.

Holy Communion : 1st Sunday -10:45a.m Church School 9:30a.m.

Prayer, Praise and Bible Study: Wednesday 7p.m Bible Study : Saturday: 11a.m.

Baptism: 4th Sunday – 10:45a.m “Empowered to love and Challenged to Lead a Multitude of Souls to Christ”

Sunday Worship Service 10:00 A.M.

Sunday Apostolic Worship Services 11:00 A.M and 5:00 P.M Communion and Feet Wash 4th Sunday at 5:00 P.M Prayer/Seeking Wednesday at 8:00 P.M. Apostolic in Doctrine, Pentecostal in Experience, Holiness in Living, Uncompromised and Unchanged.

The Apostolic Faith is still alive –Acts 2:42

New Commandment Baptist Church

13701 Old Jericho Park Road Bowie, MD. 20720 (301) 262-0560

Sunday Worship Services: 7:45 am and 10:45 am Holy Communion: 1st Sundays at 7:45 am and 10:45 am Sunday School: 9:30 am Prayer & Praise Service: Tuesdays at 12 noon and 6:30 pm Bible Study: Tuesdays at 1 pm and 7 pm Youth Bible Study: Fridays at 7 pm

Service and Times: Early Morning Message 7:30 AM Sunday Morning Worship Service 10:00 AM Sunday Church School 9:00 AM Holy Communion 1st Sunday 7:30 AM & 10:00 AM Prayer, Praise and Testimony Wednesday 7:00 PM Bible Study Wednesday 7:30 PM

Services: Sunday Worship 11 AM Sunday School 10 AM Wednesday Mid-Week Worship, Prayer & Bible Study - Wed. 7 PM

Web: www.mountmoriahchurch.org Email: mtmoriah@mountmoriahchurch.org

“Real Worship for Real People” Website: www.easterncommunity.org Church Email Address: ecc@easterncommunity.org

Salem Baptist Church

623 Florida Ave.. NW • WDC. 20001 Church (202) 667-3409 • Study (202) 265-0836 Home Study (301) 464-8211 • Fax (202) 483-4009

5606 Marlboro Pike District Heights, MD 20747 301-735-6005

8213 Manson Street Landover, MD 20785 Tel: (301) 322-9787 Fax: (301) 322-9240

Rehoboth Baptist Church

Rev. Dr. George C. Gilbert SR. Pastor

6839 Eastern Avenue, R1 Takoma Park, MD 20912 (202) 556-7065

Rev. Stephen E. Tucker Senior Pastor

1636 East Capitol Street, NE Washington, DC 20003 Telephone: 202-544-5588 Fax: 202-544-2964

Peace Baptist Church

Rev. Dr. Michael T. Bell 712 18th Street, NE Washington, DC 20002 Phone 202-399-3450/ Fax 202-398-8836 Sunday Morning Worship Service 7:15 am & 10:50 am Sunday School 9:30am Sunday Morning Worship Service 10:50am Wednesday Prayer & Testimonies Service 7:30pm Wednesday School of the Bible 8:00pm Wednesday - Midweek Prayer Service 12:00 pm - 1:00 pm

“A Church Where Love Is Essential and Praise is Intentional”

“The Loving Church of the living lord “ Email Address pbcexec@verizon.net

Shiloh Baptist Church

First Rising Mt. Zion Baptist Church

1864-2014

Rev. Alonzo Hart Pastor

Rev. Dr. Wallace Charles Smith Pastor

Rev. Reginald M. Green, Sr., Interim Pastor

621 Alabama Avenue, S.E. • Washington, D.C. 20032 P: (202) 561-1111 F: (202) 561-1112

917 N St. NW • Washington, DC 20001 (202) 232-4294

9th & P Street, N.W. • W. D.C. 20001 (202) 232-4200

602 N Street NW • Washington, D.C. 20001 Office:(202) 289-4480 Fax: (202) 289-4595

The Church Where GOD Is Working....

And We Are Working With GOD

Sunrise Prayer Services - Sunday 7:00 a.m.

Sunday Morning Prayer Service: 8:00 a.m.

Sunday Church School: 9:15 a.m.

Sunday Morning Worship: 10:40 a.m.

Third Sunday Baptismal & Holy Communion:10:30 a.m.

Tuesday Church At Study Prayer & Praise: 6:30 p.m.

Morning Worship: 8:00 a.m Church School : 9:30 a.m.

Morning Worship: 10:55 a.m.

Bible Study, Thursday: 6:30 p.m.

Prayer Meeting,Thursday : 7:30 p.m.

150 Years of Service

Theme: “The Kingdom Focused Church” Matthew 6:33 and Mathew 28:18-20, KJV

Sunday Service: 10 am Sunday School for all ages: 8:30 am 1st Sunday Baptism: 10: am 2nd Sunday Holy Communion: 10 am Tuesday: Bible Study: 6:30 pm Prayer Meeting: 7:45 pm

Email: stmatthewsbaptist@msn.com Website: www.stmatthewsbaptist.org

Motto: : “Where God is First and Where Friendly People Worship”

Sunday Worship Services: 7:45am & 11:00am Sunday school For All Ages 9:30am Prayer Services Wednesday 11:30am & 6:45pm Bible Institute Wednesday at Noon & 7:45pm “Changing Lives On Purpose “ Email: Froffice@firstrising.org Website: www.firstrising.org

www.washingtoninformer.com

Holy Trinity United Baptist Church

Dr. Earl D. Trent Senior Pastor

Matthews Memorial Baptist Church

Sermon On The Mount Temple Of Joy Apostolic Faith

Damion M. Briggs Pastor

Dr. Lucius M. Dalton, Senior Pastor

Florida Avenue Baptist Church

The Washington Informer

Wednesday Bible Study 7:00 P.M. Friday Evening Service 7:00 P.M. ; Last Friday “…Giving Your Life a Meaning” www.Christembassydc.org Christ.embassy.dc@hotmail.com

Pennsylvania Ave. Baptist Church Rev. Dr. Kendrick E. Curry Pastor 3000 Pennsylvania Ave.. S.E Washington, DC 20020 202 581-1500 Sunday Church School: 9:30 A.M. Sunday Worship Service: 11:00 A.M. Monday Adult Bible Study: 7:00 P.M. Wednesday Youth & Adult Activities: 6:30 P.M. Prayer Service Bible Study

Mt. Horeb Baptist Church Rev. Dr. H. B. Sampson, III Pastor 2914 Bladensburg Road, NE Wash., DC 20018 Office: (202) 529-3180 Fax: (202) 529-7738 Order of Services Worship Service: 7:30 a.m.

Sunday School: 9:00 a.m.

Worship Service: 10:30 a.m.

Holy Communion: 4th Sunday 7:30 a.m. & 10:30a.m.

Prayer Services: Tuesday 7:30 p.m.

Wednesday 12 Noon Email:mthoreb@mthoreb.org Website:www.mthoreb.org For further information, please contact me at (202) 529-3180.

June 11 - June 17, 2015

41

LEGAL NOTICES

LEGAL NOTICES

LEGAL NOTICES

LEGAL NOTICES

LEGAL NOTICES

SUPERIOR COURT OF THE DISTRICT OF COLUMBIA Probate Division Washington, D.C. 20001-2131

SUPERIOR COURT OF THE DISTRICT OF COLUMBIA Probate Division Washington, D.C. 20001-2131

SUPERIOR COURT OF THE DISTRICT OF COLUMBIA Probate Division Washington, D.C. 20001-2131

Administration No. 2015 ADM 588

Administration No. 2015 ADM 562

Charli Luvenia Battle aka Lavinia Battle Decedent

Rosa Virginia Rivers Decedent

NOTICE OF APPOINTMENT, NOTICE TO CREDITORS AND NOTICE TO UNKNOWN HEIRS

NOTICE OF APPOINTMENT, NOTICE TO CREDITORS AND NOTICE TO UNKNOWN HEIRS

Sabrina Smart, whose address is 148 35th St., NE Washington, DC 20019, was appointed Personal Representative of the estate of Charli Luvenia Battle aka Lavinia Battle, who died on October 13, 2002 without a Will, and will serve with Court supervision. All unknown heirs and heirs whose whereabouts are unknown shall enter their appearance in this proceeding.

Objections to such appointment shall be filed with the Register of Wills, D.C., 515 5th Street, N.W., Building A, Third Floor Washington, D.C. 20001, on or before November 28, 2015. Claims against the decedent shall be presented to the undersigned with a copy to the Register of Wills or filed with the Register of Wills with a copy to the undersigned, on or before November 28, 2015, or be forever barred. Persons believed to be heirs or legatees of the decedent who do not receive a copy of this notice by mail within 25 days of its first publication shall so inform the Register of Wills, including name, address and relationship.

Cynthia M. Scott, whose address is 45257 Coledorall Court, California, MD 20619, was appointed Personal Representative of the estate of Rosa Virginia Rivers, who died on May 16, 2008 without a Will, and will serve with Court supervision. All unknown heirs and heirs whose whereabouts are unknown shall enter their appearance in this proceeding. Objections to such appointment shall be filed with the Register of Wills, D.C., 515 5th Street, N.W., Building A, Third Floor Washington, D.C. 20001, on or before November 28, 2015. Claims against the decedent shall be presented to the undersigned with a copy to the Register of Wills or filed with the Register of Wills with a copy to the undersigned, on or before November 28, 2015, or be forever barred. Persons believed to be heirs or legatees of the decedent who do not receive a copy of this notice by mail within 25 days of its first publication shall so inform the Register of Wills, including name, address and relationship.

Date of first publication: May 28, 2015

Date of first publication: May 28, 2015

Sabrina Smart Personal Representative

Cynthia M. Scott Personal Representative

TRUE TEST COPY

TRUE TEST COPY

Anne Meister Register of Wills

Anne Meister Register of Wills

Anne Meister Register of Wills

Washington Informer

Washington Informer

Washington Informer

SUPERIOR COURT OF THE DISTRICT OF COLUMBIA Probate Division Washington, D.C. 20001-2131

SUPERIOR COURT OF THE DISTRICT OF COLUMBIA Probate Division Washington, D.C. 20001-2131

SUPERIOR COURT OF THE DISTRICT OF COLUMBIA Probate Division Washington, D.C. 20001-2131

Administration No. 2015 ADM 641

Administration No. 2015 ADM 631

Administration No. 2015 ADM 616

Ostein Wilder Hankins Decedent

Francis Carroll Middleton Decedent

NOTICE OF APPOINTMENT, NOTICE TO CREDITORS AND NOTICE TO UNKNOWN HEIRS

NOTICE OF APPOINTMENT, NOTICE TO CREDITORS AND NOTICE TO UNKNOWN HEIRS

Vanessa Ann Ingram, whose address is 1616 Hamlin Street, NE, Washington, DC 20018, was appointed Personal Representative of the estate of Vima Rita Ingram, who died on August 31, 2014 without a Will, and will serve without Court supervision. All unknown heirs and heirs whose whereabouts are unknown shall enter their appearance in this proceeding.

Objections to such appointment shall be filed with the Register of Wills, D.C., 515 5th Street, N.W., Building A, Third Floor Washington, D.C. 20001, on or before December 4, 2015.

Claims against the decedent shall be presented to the undersigned with a copy to the Register of Wills or filed with the Register of Wills with a copy to the undersigned, on or before December 4, 2015, or be forever barred. Persons believed to be heirs or legatees of the decedent who do not receive a copy of this notice by mail within 25 days of its first publication shall so inform the Register of Wills, including name, address and relationship.

Joseph M. Hankins and Eppie O. Hankins, whose addresses are 5401 20th Ave., Hyattsville, MD 20782 & 311 University Blvd.

E., Silver Spring, MD 20901, were appointed Personal Representatives of the estate of Ostein Wilder Hankins, who died on April 9, 2015 with a Will, and will serve without Court supervision. All unknown heirs and heirs whose whereabouts are unknown shall enter their appearance in this proceeding. Objections to such appointment (or to the probate of decedent’s Will) shall be filed with the Register of Wills, D.C., 515 5th Street, N.W., Building A, Third Floor Washington, D.C. 20001, on or before December 11, 2015. Claims against the decedent shall be presented to the undersigned with a copy to the Register of Wills or filed with the Register of Wills with a copy to the undersigned, on or before December 11, 2015, or be forever barred. Persons believed to be heirs or legatees of the decedent who do not receive a copy of this notice by mail within 25 days of its first publication shall so inform the Register of Wills, including name, address and relationship.

Joseph Anthony Middleton & Maria Lisa Middleton, whose addresses are 5323 Tanner Avenue, Cincinnati, OH 45213 & 8150 Lakecrest Drive #108, Greenbelt, MD 20770, were appointed Personal Representatives of the estate of Francis Carroll Middleton, who died on March 19, 2015 without a Will, and will serve without Court supervision. All unknown heirs and heirs whose whereabouts are unknown shall enter their appearance in this proceeding. Objections to such appointment (or to the probate of decedent’s Will) shall be filed with the Register of Wills, D.C., 515 5th Street, N.W., Building A, Third Floor Washington, D.C. 20001, on or before December 11, 2015.

Claims against the decedent shall be presented to the undersigned with a copy to the Register of Wills or filed with the Register of Wills with a copy to the undersigned, on or before December 11, 2015, or be forever barred. Persons believed to be heirs or legatees of the decedent who do not receive a copy of this notice by mail within 25 days of its first publication shall so inform the Register of Wills, including name, address and relationship.

Date of first publication: June 4, 2015

Date of first publication: June 11, 2015

Date of first publication: June 11, 2015

Date of first publication: June 11, 2015

Vanessa Ann Ingram Personal Representative

Joseph M. Hankins Eppie O. Hankins Personal Representative

Joseph Anthony Middleton Maria Lisa Middleton Personal Representative

Lonice Janifer Personal Representative

TRUE TEST COPY

TRUE TEST COPY

TRUE TEST COPY

Anne Meister Register of Wills

Anne Meister Register of Wills

Anne Meister Register of Wills

Anne Meister Register of Wills

Washington Informer

Washington Informer

Washington Informer

SUPERIOR COURT OF THE DISTRICT OF COLUMBIA Probate Division Washington, D.C. 20001-2131

SUPERIOR COURT OF THE DISTRICT OF COLUMBIA Probate Division Washington, D.C. 20001-2131

Administration No. 2015 ADM 574

Administration No. 2014 ADM 1165

Ecolia Ingram Avent Decedent

Faye O. Kendall Campbell Decedent

Lawrence B. Manley, Esq. 700 12th Street, NW, #700 Washington, DC 20005 Attorney

Deborah D. Boddie, Esq. 1308 Ninth Street, NW, Suite 300 Washington, DC 20001 Attorney

NOTICE OF APPOINTMENT, NOTICE TO CREDITORS AND NOTICE TO UNKNOWN HEIRS

NOTICE OF APPOINTMENT, NOTICE TO CREDITORS AND NOTICE TO UNKNOWN HEIRS

Ruth A. Dockery and Lizzie I. Moody, whose address is 3127 Park Drive, SE, Washington, DC 20020, were appointed Personal Representatives of the estate of Ecolia Ingram Avent, who died on February 4, 2015 without a Will, and will serve without Court supervision.

All unknown heirs and heirs whose whereabouts are unknown shall enter their appearance in this proceeding. Objections to such appointment shall be filed with the Register of Wills, D.C., 515 5th Street, N.W., Building A, Third Floor Washington, D.C. 20001, on or before November 28, 2015. Claims against the decedent shall be presented to the undersigned with a copy to the Register of Wills or filed with the Register of Wills with a copy to the undersigned, on or before November 28, 2015, or be forever barred. Persons believed to be heirs or legatees of the decedent who do not receive a copy of this notice by mail within 25 days of its first publication shall so inform the Register of Wills, including name, address and relationship.

Vivian A. Miller, whose address is 1735 Red Oak Lane, Waldorf, MD 20601, was appointed Personal Representative of the estate of Faye O. Kendall Campbell, who died on April 30, 2012 with a Will, and will serve without Court supervision. All unknown heirs and heirs whose whereabouts are unknown shall enter their appearance in this proceeding. Objections to such appointment (or to the probate of decedent’s Will) shall be filed with the Register of Wills, D.C., 515 5th Street, N.W., Building A, Third Floor Washington, D.C. 20001, on or before November 28, 2015. Claims against the decedent shall be presented to the undersigned with a copy to the Register of Wills or filed with the Register of Wills with a copy to the undersigned, on or before November 28, 2015, or be forever barred. Persons believed to be heirs or legatees of the decedent who do not receive a copy of this notice by mail within 25 days of its first publication shall so inform the Register of Wills, including name, address and relationship.

Date of first publication: May 28, 2015

Date of first publication: May 28, 2015

Ruth A. Dockery Lizzie I. Moody Personal Representative

Vivian A. Miller Personal Representative

TRUE TEST COPY

TRUE TEST COPY

Anne Meister Register of Wills

Anne Meister Register of Wills

Washington Informer

Washington Informer

SUPERIOR COURT OF THE DISTRICT OF COLUMBIA Probate Division Washington, D.C. 20001-2131 Administration No. 2015 ADM 550 Grace I. Simon aka Grace Ingram Simon Decedent Robert L. Bell, Esquire 245 Farragut Street, NW Washington, DC 20011 Attorney NOTICE OF APPOINTMENT, NOTICE TO CREDITORS AND NOTICE TO UNKNOWN HEIRS Rhonda C. Simon, whose address is 6913 18th Avenue, Hyattsville, MD 20783, was appointed Personal Representative of the estate of Grace I. Simon aka Grace Ingram Simon, who died on April 3, 2015 with a Will, and will serve without Court supervision. All unknown heirs and heirs whose whereabouts are unknown shall enter their appearance in this proceeding.

Objections to such appointment (or to the probate of decedent’s Will) shall be filed with the Register of Wills, D.C., 515 5th Street, N.W., Building A, Third Floor Washington, D.C. 20001, on or before November 28, 2015. Claims against the decedent shall be presented to the undersigned with a copy to the Register of Wills or filed with the Register of Wills with a copy to the undersigned, on or before November 28, 2015, or be forever barred. Persons believed to be heirs or legatees of the decedent who do not receive a copy of this notice by mail within 25 days of its first publication shall so inform the Register of Wills, including name, address and relationship.

Date of first publication: May 28, 2015 Rhonda C. Simon Personal Representative TRUE TEST COPY Anne Meister Register of Wills

Washington Informer

42 June 11 - June 17, 2015

SUPERIOR COURT OF THE DISTRICT OF COLUMBIA Probate Division Washington, D.C. 20001-2131 Administration No. 2015 ADM 602 Vima Rita Ingram Decedent NOTICE OF APPOINTMENT, NOTICE TO CREDITORS AND NOTICE TO UNKNOWN HEIRS

Washington Informer

The Washington Informer

Administration No. 2015 ADM 635 Herbert Harrington, JR. Decedent Tilman L. Gerald, Esquire 1220 L Street, NW, Ste. 700 Washington, DC 20005 Attorney NOTICE OF APPOINTMENT, NOTICE TO CREDITORS AND NOTICE TO UNKNOWN HEIRS Carol W. Jackson, whose address is 7214 Norwood Pond Court, 25C, Midlothian, VA 23112, was appointed Personal Representative of the estate of Herbert Harrington, Jr., who died on April 18, 2015 without a Will, and will serve without Court supervision. All unknown heirs and heirs whose whereabouts are unknown shall enter their appearance in this proceeding.

Objections to such appointment shall be filed with the Register of Wills, D.C., 515 5th Street, N.W., Building A, Third Floor Washington, D.C. 20001, on or before December 11, 2015.

Claims against the decedent shall be presented to the undersigned with a copy to the Register of Wills or filed with the Register of Wills with a copy to the undersigned, on or before December 11, 2105, or be forever barred. Persons believed to be heirs or legatees of the decedent who do not receive a copy of this notice by mail within 25 days of its first publication shall so inform the Register of Wills, including name, address and relationship.

Date of first publication: June 11, 2015 Carol W. Jackson Personal Representative TRUE TEST COPY

Alma J. Miller Decedent NOTICE OF APPOINTMENT, NOTICE TO CREDITORS AND NOTICE TO UNKNOWN HEIRS Lonice Janifer, whose address is 1301 Patriot Lane, Bowie, MD 20716, was appointed Personal Representative of the estate of Alma J. Miller, who died on October 23, 2013 without a Will, and will serve without Court supervision. All unknown heirs and heirs whose whereabouts are unknown shall enter their appearance in this proceeding. Objections to such appointment shall be filed with the Register of Wills, D.C., 515 5th Street, N.W., Building A, Third Floor Washington, D.C. 20001, on or before December 11, 2015. Claims against the decedent shall be presented to the undersigned with a copy to the Register of Wills or filed with the Register of Wills with a copy to the undersigned, on or before December 11, 2015, or be forever barred. Persons believed to be heirs or legatees of the decedent who do not receive a copy of this notice by mail within 25 days of its first publication shall so inform the Register of Wills, including name, address and relationship.

TRUE TEST COPY

www.washingtoninformer.com

LEGAL NOTICES

LEGAL NOTICES

SUPERIOR COURT OF THE DISTRICT OF COLUMBIA Probate Division Washington, D.C. 20001-2131

SUPERIOR COURT OF THE DISTRICT OF COLUMBIA Probate Division Washington, D.C. 20001-2131

Administration No. 2015 ADM 611

Administration No. 2015 ADM 000340

Jesse Lewin M. Shelton Decedent

Barbara Young Decedent

Larry C. Williams, Esq. 7600 Georgia Ave., NW #405 Washington, DC 20012 Attorney

Deborah D. Boddie 1308 Ninth Street, NW, Suite 300 Washington, DC 20001 Attorney

NOTICE OF APPOINTMENT, NOTICE TO CREDITORS AND NOTICE TO UNKNOWN HEIRS

NOTICE OF APPOINTMENT, NOTICE TO CREDITORS AND NOTICE TO UNKNOWN HEIRS

Veronica M. Morris, whose address is 912 Varney St., SE, Washington, DC 20032, was appointed Personal Representative of the estate of Jesse Lewin M. Shelton, who died on April 17, 2015 without a Will, and will serve without Court supervision. All unknown heirs and heirs whose whereabouts are unknown shall enter their appearance in this proceeding.

Objections to such appointment shall be filed with the Register of Wills, D.C., 515 5th Street, N.W., Building A, Third Floor Washington, D.C. 20001, on or before December 11, 2015.

Claims against the decedent shall be presented to the undersigned with a copy to the Register of Wills or filed with the Register of Wills with a copy to the undersigned, on or before December 11, 2015, or be forever barred. Persons believed to be heirs or legatees of the decedent who do not receive a copy of this notice by mail within 25 days of its first publication shall so inform the Register of Wills, including name, address and relationship.

Date of first publication: June 11, 2015 Veronica M. Morris Personal Representative

Deborah D. Boddie, Esq., whose address is 1308 Ninth Street, NW, Suite 300, Washington, DC 20001, was appointed Personal Representative of the estate of Barbara Young, who died on September 1, 2013 without a Will, and will serve with Court supervision.

All unknown heirs and heirs whose whereabouts are unknown shall enter their appearance in this proceeding. Objections to such appointment (or to the probate of decedent’s Will) shall be filed with the Register of Wills, D.C., 515 5th Street, N.W., Building A, Third Floor Washington, D.C. 20001, on or before December 11, 2015.

Claims against the decedent shall be presented to the undersigned with a copy to the Register of Wills or filed with the Register of Wills with a copy to the undersigned, on or before December 11, 2015, or be forever barred. Persons believed to be heirs or legatees of the decedent who do not receive a copy of this notice by mail within 25 days of its first publication shall so inform the Register of Wills, including name, address and relationship.

Date of first publication: June 11, 2015 Deborah D. Boddie, Esq. Personal Representative TRUE TEST COPY

TRUE TEST COPY

Anne Meister Register of Wills

Anne Meister Register of Wills

Washington Informer

SUPERIOR COURT OF THE DISTRICT OF COLUMBIA Probate Division Washington, D.C. 20001-2131 Administration No. 2015 ADM 648 Wallace W. Wills Decedent Lawrence E. Rubin, Esquire 8404 Georgia Avenue Silver Spring, MD 20910 Attorney NOTICE OF APPOINTMENT, NOTICE TO CREDITORS AND NOTICE TO UNKNOWN HEIRS Angela W. Stembel, Patrice W. Reavis, and Estella A. Wills, whose addresses are Finale Terrace, Silver Spring, MD 20901, 3703 Riviera St., Temple Hills, MD 20748 and 4114 Meade St., NE, Washington, DC 20019, were appointed Personal Representatives of the estate of Wallace W. Wills, who died on April 8, 2015 with a Will, and will serve without Court supervision. All unknown heirs and heirs whose whereabouts are unknown shall enter their appearance in this proceeding. Objections to such appointment (or to the probate of decedent’s Will) shall be filed with the Register of Wills, D.C., 515 5th Street, N.W., Building A, Third Floor Washington, D.C. 20001, on or before December 11, 2015. Claims against the decedent shall be presented to the undersigned with a copy to the Register of Wills or filed with the Register of Wills with a copy to the undersigned, on or before December 11, 2015, or be forever barred. Persons believed to be heirs or legatees of the decedent who do not receive a copy of this notice by mail within 25 days of its first publication shall so inform the Register of Wills, including name, address and relationship.

Date of first publication: June 11, 2015 Angela W. Stembel Patrice W. Reavis Estella A. Wills Personal Representative

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EDELMAN from Page 26 the inequalities in the United States that needed redressing and restructuring. But Richard Nixon sent a very different message as he accepted the Republican presidential nomination in August 1968, already criticizing Johnson’s new anti-poverty efforts.

When Ronald Reagan ran for president in 1980, he gave a similar message about letting people take care of themselves — all the more charged because he chose to deliver it at an appearance at the Neshoba County Fair in Philadelphia, Missis-

sippi, the county where three young civil rights workers – James Chaney, Andrew Goodman, and Michael Schwerner – were murdered in June 1964.

Reagan said as governor of California he had learned many people were poor because the government “bureaucracy” there to help them “has them so economically trapped that there is no way they can get away.” His first budget as president sought to eradicate virtually the entire federal safety net and replace it with block grants and billions of budget cuts.

The same familiar accusations

and policies are back from some leaders today who believe government’s safety net is responsible for putting poor people in a “poverty trap,” and they will only be able to escape it if we shred the safety net to pieces.

Can the most dedicated volunteer at a children’s hospital give every child in her community access to preventive health care if Medicaid and the Children’s Health Insurance Program are restructured or slashed deeply as some are proposing?

Should we be satisfied because we helped a single wounded traveler if we didn’t do anything else about

the rest who travel the road to Jericho at risk of attack or unjust stopand-frisk and police brutality tactics and law enforcement policies that too often take rather than protect black lives? What is so scary today is that so many young children and men of color have to combat daily violence in their own neighborhoods and from law enforcement officials enjoined to protect them.

I believe we are facing another

inflection point in our nation, and I hope and pray we will hear and heed and move toward and not away from becoming a more just nation. Will we just let everybody worry about themselves — and rely on needed acts of charity — to get by? Or, will we reform the deep unjust structural inequalities and injustices at America’s core that favor the powerful? WI

Do you have an event you want to promote?

MALVEAUX from Page 26 Charnice’s dreams of telling untold stories, along with her body, were tragically shattered when a depraved young man used her body as a human shield to protect him from a drive-by gunman.

Tears have been shed, hands have been wrung, and teddy bears and flowers have been left at the place where Charnice was slaughtered. A few days from now, someone else will be shot, and the crying and handwringing will begin again. So far this year, 18 people have been killed in Ward 8 – almost one each week. The tears shed for Charnice are special tears for this amazing young woman, and yet they are the all-too-regular tears for lost life, for names that don’t quite make the news.

Some young leaders are quick to blame heartless police or and the rightwing obsession with crime – even while it is declining in some cities – but how many in Washington, D.C., in Baltimore (where 43 people were killed so

CURRY from Page 26 while leading the impeachment proceedings against President Clinton for allegations of perjury involving the Paula Jones sexual harassment civil case and the president’s affair with Monica Lewinsky.”

Finally, the story noted, “Gingrich divorced Ginther in 2000 and soon married his third wife, Callista Bisek, a former congressional aide who was in her 20s when she and Gingrich began their affair.”

Rep. Robert L. Livingston (R-La.) had been elected to succeed Gingrich as House Speaker at the beginning of the January 1999 session, but he abruptly resigned before taking office.

In October, Larry Flynt, publisher of Hustler magazine and a leading pornographer, placed a full-page ad in The Washington Post offering up to $1 million to anyone who could prove they had “an adulterous sexual encounter with a current member of the United States Congress or a high-ranking government official.”

far this year), in Harlem, in Third Ward or Fifth Ward Houston, in St. Louis, were killed not by cops but people who look like us? At some point, we ought also be able to say, simply: Stop the killings!

According to the Pew Research Center, “While blacks are significantly more likely than whites to be gun homicide victims, blacks are only about half as likely as whites to have a firearm in their home (41 percent vs. 19 percent).”

Thanks to the National Rifle Association, there has been a proliferation of guns in our nation. According to federal figures, there were 310 million nonmilitary firearms in the United States as of 2009. That’s an average of nearly a gun per person in our nation of 318.9 million people, making us the most heavily armed country in the world.

There are more gun sellers in the U.S. than McDonald’s or grocery stores.

Even so, the NRA opposes any legislation to reduce easy access to guns and offers clichés such as “Guns don’t

kill; people do.” But guns don’t fire themselves. Young African-Americans are mowed down like bowling pins, and except for the occasional reporting of an exceptional life, those who are killed are also ignored.

It is time for young leaders to take their peers on, to step up and demand that the violence stop. It is time for these leaders to demand that media outlets cover the cumulative loss of life and the individuals who have been killed, without tediously parroting the mindless and noncontextual conversation about black-on-black crime. I write this not as an episodic elder preaching, but as a seasoned warrior asking her esteemed young leaders to take this baton and run with it. WI

Julianne Malveaux is a Washington, D.C.-based author and economist. She can be reached at www.juliannemalveaux.com.

On Dec. 18, 1998, Flynt announced that he had evidence of four extramarital affairs by Livingston. The next day, Livingston resigned, saying that he had “strayed from my marriage.”

When beleaguered Republicans were looking for someone with an unblemished record to coalesce around, they quickly turned to Dennis Hastert. He served as speaker from 1999 to 2007.

The New Yorker magazine observed, “Hastert lost the job when he mishandled the scandal that erupted when Representative Mark Foley, Republican of Florida, was discovered to have sent sexual messages to teenage male congressional pages.”

Now, we may finally know why Hastert was reluctant to move against Foley.

Hastert was indicted and charged with violating U.S. banking laws and making false statements to the FBI. According to the seven-page indictment, Hastert had agreed to pay $3.5 million in 2010 to “compensate and

conceal” Hastert’s “prior misconduct.”

CBS News reported that “the FBI became aware of as many as two, maybe three, potential victims alleging sexual misconduct by the House speaker.” It also reported, “Jolene Burdge told ABC that Hastert molested her brother, Stephen Reinboldt, all through high school. At the time, Hastert was the wrestling coach and Reinboldt was the student equipment manager at Yorkville High School in Illinois. “…Reinboldt is not ‘Individual A’ mentioned in Hastert’s indictment.

According to Burdge, Reinboldt died in 1995 at the age of 42 from AIDS. When her brother came out as gay, Burdge said he told her a secret. “‘I asked him, ‘Steve, what was your first same-sex experience?’ And he looked at me and said, ‘It was with Dennis Hastert,’” Burdge said.

“And, you know, I was stunned.”

By now it shouldn’t be stunning that the Republican morality police are rank hypocrites. WI

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confusing, and unfair … As a black tennis player, I looked different. I sounded different.

I dressed differently. I served differently. But when I stepped onto the court, I could compete with anyone.”

From that time in 2001 until today, Serena and the Williams family have prevailed with resilience and won against the odds of racial and social inequality.

During those years of overcoming the skepticism and critics of Serena, I had the opportunity to meet with her father, Richard Williams. His confidence in Serena’s stamina and skill never waned. I could readily sense that Williams had raised all his chil-

CROWELL from Page 27 a mortgage. At the same time, similar white consumers were never charged the higher costs. Provident encouraged its brokers to follow these discriminatory practices by sharing a portion of the higher costs, which are also known as yield-spread premiums, with their brokers.

The Justice Department and CFPB filed charges based on the Equal Credit Opportunity Act that bans creditors from discriminating against applicants in credit transactions on the basis of characteristics such as race and national origin.

While charging these consumers of color higher rates than those of white borrowers, Justice further alleged that Provident violated the Fair Housing Act, which also bans discrimination in mortgage lending.

Consequently, approximately 14,000 black and Latino who were sold Provident mortgages from 2006 to 2011 will share $9 million in damages for the harms incurred. Based in California, Provident mortgage brokers made loans across the country.

MUHAMMAD from Page 27 Each week you’ll get news from The District of Columbia, Prince George’s County, Montgomery County, and Northern Virginia.

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46 June 11 - June 17, 2015

able to create a continental super-state that stretched from ocean to ocean and from northern climes to tropics and deserts. Within its dominion lived hundreds of millions of people, of different creeds and ethnic origins,” the former Hewlett-Packard CEO said in a speech in Minneapolis, Minnesota on Sept. 26, 2001—after 9/11.

“And this civilization was driven more than anything, by invention.

Its architects designed buildings that defied gravity. Its mathematicians created the algebra and algorithms that would enable the building of computers and the creation of encryption. Its doctors examined the human body and found new cures for disease. Its astronomers looked into the heavens, named the stars and paved the way for space travel and exploration,” Fiorina continued.

“When other nations were afraid The Washington Informer

dren to share his freedom-fighting spirit and resolve.

In 2003, tragedy struck the Williams family when the oldest daughter, Yetunde Price, was killed by gunfire in Compton, California. Yetunde had also served as a personal assistant to Serena and Venus. The Williams family stayed closely bonded during and after that tragedy.

During a tour of Africa, Serena confided to a group of aspiring girls in Nigeria about not allowing constraints or prefixed social molds to hold you down.

She said, “We were able to break the [mold] and win a lot of grand slams and change the face of tennis … when tennis was very dominated by white people. It

doesn’t matter what your background is and where you come from, if you have dreams and goals, that’s all that matters.”

Watching the final moments of Serena’s latest with at the French Open, it appeared that every time she hit the tennis ball, Serena was striking more than another triumphant blow to win the tennis championship.

Serena was also striking another victorious blow for freedom and equality.WI

Benjamin F. Chavis Jr. is the President and CEO of the National Newspaper Publishers Association and can be reached at dr.bchavis@ nnpa.org and http://drbenjaminfchavisjr.wix.com/drbfc.

For Paul Leonard, a senior vice president with the Center for Responsible Lending, the Provident case was like a bad habit that would not go away.

“We’ve seen this before. A lender provides broad discretion to mortgage brokers,” commented Leonard, “and results in African-American and Latino borrowers being systematically targeted for higher broker fees. …

It was a bad practice before the crisis and it is a bad practice today.”

On May 29, CFPB and the Florida Attorney General’s Office together obtained a final $27.7 million judgment against a foreclosure relief scam that targeted troubled homeowners facing foreclosure. Hoffman Law Group (formerly known as Residential Litigation Group), its affiliates and its operators were charged with using deceptive marketing practices and scams to take $11,730,579 in illegal fees from approximately 2,000 Florida consumers.

Their actions violated both federal and Florida laws by charging troubled homeowners upfront fees of $6,000 to presumably keep their homes and

an additional $495 in monthly fees.

Additionally, consumers were told to stop communicating with both their lenders and servicers.

In exchange for the fees paid, consumers were to be added to frivolous lawsuits that the firm claimed would pressure lenders to modify loans or provide foreclosure relief.

In addition to the $11 million restitution paid to consumers, the final court judgment also ordered the corporate defendants to pay two different civil penalties. The first is $10 million for the violation of Regulation O, which was formerly known as the Mortgage Assistance Relief Services rule that bans advance fees for mortgage loan modification services and misrepresentations about loan modifications. The second civil fine, another $6 million, is charged for violation of Florida state law.

With state and federal laws providing legal sanctions, at least some compensation will be shared with victims of discrimination.

More importantly, the journey towards justice continues. WI

of ideas, this civilization thrived on them and kept them alive. When censors threatened to wipe out knowledge from past civilizations, this civilization kept the knowledge alive and passed it on to others.

“While modern Western civilization shares many of these traits, the civilization I’m talking about was the Islamic world from the year 800 to 1600, which included the Ottoman Empire and the courts of Baghdad, Damascus and Cairo and enlightened rulers like Suleiman the Magnificent.

“And perhaps we can learn a lesson from his example: It was leadership based on meritocracy, not inheritance.

It was leadership that harnessed the full capabilities of a very diverse population that included Christianity, Islamic and Jewish traditions.

“Although we are often unaware of our indebtedness to this other civilization, its gifts are very much a part of our heritage. The technology industry

would not exist without the contributions of Arab mathematicians. Sufi poet-philosophers like Rumi challenged our notions of self and truth.

Leaders like Suleiman contributed to our notions of tolerance and civic leadership.”

I’m convinced that none of the other dozen and a half GOP (or even Democratic) candidates will come anywhere close to embracing those intelligent, progressive views. I’ll be interested to see how soon it will be, for the sake of political expediency, before Fiorina retreats from her own, very wise position.

You see, I’m convinced that the overriding principle which everyone in the United States, and throughout the western world should understand, is that Islam and Muslims are not “the problem.” No. Just like Fiorina said more than a decade ago, it’s still true today: Islam and Muslims possess “the solution” to America’s problem.WI

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PLUS SHOES R HIM, HER & KIDS NCE APPAREL FO& CLEARANCE WATCHES, FINE & RA EA CL & LE SA LE R, SELECT % OFF SELECT SAESSES, INTIMATES, SWIM FOR HE FOR HER EXTRALR15 Y, COATS, SUITS, DR & HOME ITEMS FASHION JEWE SHOES & SPORTCOATS FOR HIMY DIFFER ON MACYS.COM SUIT SEPARATES, OMO CODE: SUPER EXCLUSIONS MA s, super buys, multi-pair shoe MACYS.COM PRDay, Doorbusters, Everyday Values (EDV), special Buy More Save More, floor coverings, Excludes: Deals of the tics/fragrances, electrics/electronics, Impulse ssories; Dallas Cowboys merchandise, ts., services, apparel, shoes & acce purchases for her, cosme s. Also excludes: athleticField, previous purchases, selected licensed depount or credit furniture, mattresses, rug disc e on ra Nik , ext n, Era upo New s/co ws, pas s sho k gift cards, jewelry trunpurchases. Cannot be combined with any saving TO REDUCED PRICES. special orders, special new Macy’s account. EXTRA SAVINGS % APPLIED offer except opening a 15 VA LID 6/12-6 /14 /20

YOUR ORE. .COM OF $25 ORS M MAY DIFFER ON MACYS

P25 EXCLUSION , furniture, mattresses, floor Day OMO CODE: SU ories; Dallas MACYS.COM PRay Values (EDV), Doorbusters, Deals of the apparel, shoes & access Also excludes: Everyd cs/electronics, cosmetics/fragrances, athletic, Nike on Field, previous purchases, coverings, rugs, electri gift cards, jewelry trunk shows, New Eravices. Cannot be combined with any Cowboys merchandise,d licensed depts., special purchases, ser g a new Macy’s account. Dollar savings special orders, selecteextra discount or credit offer, except openin ipt. When you return an item, you redeemed for savings pass/coupon,ounts off each eligible item, as shown on rece h value and may not bese must be $25 are allocated as disc cated to that item. This coupon has no casto t. Purcha oun acc r you allo it s cred ing or sav nt forfeit the cards or applied as payme cash, used to purchasetaxgiftand delivery fees. of 6/13 ve lusi exc re, mo or VALID 6/12 ’TIL 1PM OR PER ’TIL 1PM. LIMIT ONE CUSTOMER. RE! LES ALERTS & MO GET COUPONS, SA my mobile number, I agree to receive TO 7 29 62 TO ” TE XT “CPN erstand tex ting CPN from cy’s to this number. I und data rates may apply. By Max 3 msgs/wk. Msg & ges generated by an automated dialer from Ma to cancel. Tex t HELP to 62297 97 ssa 622 t STOP to marketing tex t me /privacypolic y d to make a purchase. Tex acy policy at macys.com that consent is not require cys.com/mobilehelp Priv ma at ons diti con & ms for help. Ter

S.COM! EE RETURNS AT MACY FREE SHIPPING + FRHASE. FREE RETURNS BY MAIL OR IN-STORE. $99 PURC WHEN YOU ORDER ON FREE SHIPPING WITH ’S DAY, GUARANTEEDINENTAL U.S. ONLY. ER TH FA BY E ER TH IT GET , JUNE 16. CONT MACYS.COM BY TUES FOR DETAILS. ; SEE MACYS.COM EXCLUSIONS APPLY

SUPER SATURDAY SALE PRICES IN EFFECT 6/12-6/14/2015.

OPEN A MACY’S ACCOUNT FOR EXTRA 20% SAVINGS THE FIRST 2 DAYS, UP TO $100, WITH MORE REWARDS TO COME. Macy’s credit card is available subject to credit approval; new account savings valid the day your account is opened and the next day; excludes services, selected licensed departments, gift cards, restaurants, gourmet food & wine. The new account savings are limited to a total of $100; application must qualify for immediate approval to receive extra savings; employees not eligible.

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The Washington Informer

6/1/15 10:29 AM

June 11 - June 17, 2015

47

T:9.75”

WE’VE GONE TO GREAT LENGTHS TO ENSURE YOU CAN DO THE SAME.

T:12”

THE 2015 CHEVROLET MALIBU WITH AN EPA-ESTIMATED 36 MPG HIGHWAY. The Chevrolet Malibu offers seamless stop/start technology that can automatically shut off the engine when the car is stopped to increase fuel efficiency.* So by stopping, you’ll be able to keep going and going.

“Most Dependable Midsize Car” in 2015**

CHEVROLET MALIBU * Malibu with 2.5L engine 25 MPG city. **The Chevrolet Malibu received the lowest number of problems per 100 vehicles among midsize cars in the proprietary J.D. Power 2015 Vehicle Dependability Study.SM Study based on responses from 34,372 original owners of 2012 model-year vehicles after three years of ownership about problems experienced in the past 12 months. Proprietary study results are based on experiences and perceptions of consumers surveyed November–December 2014. Your experiences may vary. Visit jdpower.com.

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