Bridge Bank

Business banking that’s

different.

At Bridge Bank, the landscape we serve is the landscape of ideas. This means we help businesses like yours grow – from inception to IPO and beyond – not only with sophisticated and flexible financing solutions, but also with our own entrepreneurial mindset. We believe in the risk takers, the game-changers and the disrupters, with banking that helps move you toward your goals, across all stages of growth and in nearly every industry.

We created Bridge Bank with a clear vision: to be the one, pure professional business bank for small- and mid-sized companies, and for emerging technology-focused ventures. Our goal has always been to offer the custom-crafted banking solutions that businesses of all kinds, particularly in the multi-faceted tech and innovation industry, need to thrive.

Today Bridge Bank’s geography spans the diverse and vibrant Northern California economy as well as the country’s tech hubs. We start from our headquarters in San Jose but reach to Boston, Washington, D.C., Southern California, Seattle, Denver, Chicago and more. We also offer the capital resources, regional strengths and national capabilities of our much-admired parent company, Western Alliance Bank.

Simply put, Bridge Bank is different. Our uniquely qualified bankers are committed to building relationships and helping companies succeed. Beyond our tech and innovation credentials and powerful national capabilities, we are sharply focused on providing you with an outstanding customer experience that drives value.

We look forward to the opportunity to work with you.

Dan Myers, Chief Executive Officer Bridge Bank, a division of Western Alliance Bank

WHAT SETS US APART

We’re not just any bank, we’re Bridge Bank.

We work to be smart, dynamic, unconventional and thoughtful – key qualities that yield productive banking solutions for our clients. Four brand pillars define our distinctive approach.

A Different Breed of Banker A banker with a passion for collaboration. Resourceful. Creative.

Driven to make the impossible possible, and proudly devoted to the success of their clients. One who listens intently, responds quickly and is personally invested in helping businesses achieve their goals.

Flexibility/Customized Solutions Our clients never have to settle for off-the-shelf solutions.

Bridge Bank was built on the understanding that a one-size-fits-all solution simply does not apply to the escalating complexity of modern commerce. That’s why we focus on getting to know a client’s business above all else.

Entrepreneurial Spirit Formed in the heart of Silicon Valley, Bridge Bank has honed an entrepreneurial edge that matches the competitive spirit of our clients. With instinct and determination, Bridge Bank supports our visionary clients in their plans to change the world.

Small- and Mid-Market Expertise Designed for small- and mid-market companies, Bridge Bank works to solve problems other financial services providers can’t even see. We offer a full suite of banking products and services uniquely tailored to our clients’ operations, both domestically and abroad. We also help clients tap a wide range of resources from our carefully cultivated network of professional services providers.

Ambition. Drive. Grit.

Bridge Bank believes strong businesses are built on strong relationships. Our team of local and experienced bankers provides you with the financial resources and strategic guidance you need, so you can focus on what’s important – managing your business and achieving your goals.

INDUSTRY EXPERTISE

It takes a great deal of knowledge and banking experience to help companies succeed in the alwaysevolving economy. Our highly responsive, best-in-class bankers understand your industry and competitive environment from the inside out. That’s whether you are in one of our economically vibrant regions or doing business in any of the innovation hubs around the country where breakthrough approaches are spurring new businesses.

Of course we have the well-designed products and services you need, but we also bring powerful expertise and a consultative thought process that add value.

Our customers tap Bridge Bank’s thorough expertise in the fields that define today’s economy, as well as specialized financial resources from Western Alliance Bank.

Bridge Bank

Western Alliance Bank

Commercial and Residential Construction

Business Escrow Services

Legal Life Sciences Manufacturing and Logistics

Education Equipment Finance Gaming Healthcare

Private Equity and Venture Capital

Homeowner Associations

Professional Services

Hotels

Real Estate Development

Mortgage Warehouse Lending

Small Business

Municipal and Local Governments

Technology Wholesale and Distribution

Nonprofits Settlement Services Timeshare Resorts

*All offers of credit are subject to credit approval.

WHAT CLIENTS SAY

Our clients don’t have to choose between an attentive relationship and powerful national resources. With us, you’ll get the focus of a highly skilled banker who knows your business, your industry and your issues, along with sophisticated products and a collaborative approach.

Jessie Woolley-Wilson President and CEO, DreamBox Learning

“Bridge met our innovative flair with financial innovation. They helped us see past impediments to possibilities. They understand what it means to be a banking partner.”

Eric Raff Founder and CEO, XL Construction

“I appreciate that we see the same level of effort by the bank to meet our needs as an existing client as we did when they were seeking our business as a new customer.”

Matt Clifford Co-Founder and COO, Barnana

“Our product is unique in the market and we needed a strong and flexible banking team that could think creatively and work with us to achieve our goals. Bridge Bank is definitely a ‘people-first’ institution and that really stood out to us. Their ability to scale from both a capital and technology perspective is an amazing asset.”

Rising Star in RNA Medicines Finds Expert Bankers in Their Space Arcturus Therapeutics is a very bright star on the biomedical horizon. The emerging company is poised to be a major player in RNA-based therapeutics, targeting individual genes to address rare diseases.

While the San Diego-based company has more than 150 patents in review, perhaps more importantly it already has strong partnerships with some of the biggest, multi-billion-dollar names in the pharmaceutical industry.

When Arcturus became public in late 2017, the finance team looked for a bank with the ability to support larger facilities over time. “It is important to us to be with a bank that can grow with us,” said Neda Safarzadeh, Director, Head of Investor Relations/Public Relations/Marketing. “We have a very big opportunity and it’s up to us to grasp it.”

She added, “The people at Bridge Bank are very engaged and incredibly responsive. They keep up with us and understand our sector remarkably well.”

Noted KC Kummerfeld, Vice President of Finance and Corporate Controller, Arcturus Therapeutics: “We appreciated the very quick turn-around, the bank was right on it. They created a loan structure that was just right for us and it was fairly priced.”

Neda Safarzadeh (Pictured left) Director, Head of Investor Relations/Public Relations/Marketing KC Kummerfeld (Pictured right) Vice President of Finance and Corporate Controller

COMMUNITY INVOLVEMENT

People at Bridge Bank care deeply about improving quality of life in the communities where we live and work.

Across our organization, we support affordable housing, education, job creation, workforce development, arts and culture, and so much more. Our concentrated efforts in small business lending create opportunity that adds economic vitality at every level. And we always dedicate resources, time and talent to high-impact community service organizations that help low- to moderate-income individuals.

Investing in Higher Education Bridge Bank has nurtured an extensive relationship with a key educational asset in Silicon Valley, San Jose State University.

We are a proud supporter of San Jose State University’s Tower Foundation, which assists with the development, investment, administration and banking of all SJSU philanthropic donations. This commitment supports the Center for Banking and Financial Services in SJSU’s College of Business.

Bridge Bank also funds scholarships each year for the program’s students, with many SJSU alumni going on to begin their careers with us. One of the best-known aspects of this relationship is our role as title sponsor of the annual SJSU Economic Summit, a key event for local business leaders.

Bridge Bank, like every division of Western Alliance Bank, has a strong track record for community commitment.

Community Impact Across Western Alliance in 2019

$49.4 million in new community development

loans in the bank’s assessment areas

10,280 hours in CRA-eligible volunteer time $1.3 million in community donations to 178 organizations $61.8 million in new community investments

HOW WE WORK

Our culture is entrepreneurial, just like the businesses we bank. Agile and client-focused, Bridge Bank fosters a shared sense of purpose that helps bankers overcome obstacles and move quickly for customers.

How we work isn’t just a benefit for clients: It also helps us attract and retain the best bankers, who find a welcome environment for fresh ideas, collaboration and the flexibility to do what’s right for our business customers and for the bank.

We thrive in fast-paced environments. We have high standards and strive for excellence in everything we do. And every team member can have a real impact.

Our bank invests in the people and expertise our clients count on with innovative programs – from demanding college internships and outside-thebox management training to engaging professional development opportunities.

Working at Bridge Bank

is all about opportunities and possibilities.

WESTERN ALLIANCE BANK

Bridge Bank is part of Western Alliance Bank, one of the country’s top-performing financial institutions.

Western Alliance is unique because we offer businesses the best of both worlds: the resources and sophisticated services and solutions of a national bank along with the flexibility, commitment and market knowledge of a bank with strong regional roots.

Kenneth Vecchione President and CEO, Western Alliance Bank

“Our passion gives us energy and drive to think big and do more. Our first responsibility is always to our clients, and we bring them expert bankers who know their industry and market. Their caring, consistent and personal touch – combined with providing tailored solutions – supports our customers’ growth ambitions.”

National Presence, Regional Footprint Western Alliance’s structure produces seamless banking for businesses, whether they are located in our regional geographies or anywhere else in the country. Our cohesive approach puts customers at the center of everything.

Arizona

Atlanta

Durham

Nevada

Boston

New York

Northern California

Chicago

Seattle

Southern California

Denver

Washington, D.C.

WESTERN ALLIANCE BANK

Top 10 Best Banks in America Five Years in a Row, 2016-2020 #1 Regional Bank 2019 Bank Performance Scorecard

NYSE: WAL

One of the Country’s Top-Performing Financial Institutions

Bank Director Magazine

1,800+ Employees Nationwide

Long Term Deposit Rating A2 | Moody’s Investor Service

A | Kroll Bond Rating Agency

418%

WAL Loan Growth 418% WAL Deposit Growth 383%

Loan Growth

383%

2019 Year End

334%

270% 224% 173%

Deposit Growth

306%

259%

208%

155% 106% 67% 40% 0% 0% 2009

13% 4% 2010

20%

89%

66%

37%

17% 2011

2012

2013

2014

2015

2016

2017

2018

2019

We Serve Clients Around the Country Western Alliance offers clients smart banking designed for nearly every facet of the economy. This ranges from commercial real estate and manufacturing to professional services, healthcare, hospitality and more, as well as extensive experience in the technology and innovation sector.

Clients around the country appreciate Western Alliance’s creativity, strategic thinking and industry-by-industry focus.

Mortgage Warehouse Lending

“Western Alliance is very easy to work with.

They understand our business and they get that not everything is a round peg in a round hole. They listen to us, and the bank delivers exactly what we need.”

Josh Adler Chief Investment Officer, AmeriHome Mortgage

Life Sciences

“This bank is a true partner. We had a number of proposals, but they went the extra mile to give us comfort that this would be a relationship vs. a transaction, and that is exactly how it’s been.”

Jeffrey Brewer CEO, Bigfoot Biomedical

Capital Finance

“Over the last fifteen years, what really stands out is how dedicated this bank is to our success in both good and challenging times.

Today, our business and our partnership are stronger than ever, and we’re looking forward to what comes next.”

Girish Gaitonde CEO and Founder Xoriant Corporation

Technology

“We have consistently found this is the most innovative, technically aware lender in their space. This bank is so creative and responsive, they are an important part of our success and impact.”

Kristin Groos Richmond Chairman and CEO, Revolution Foods

OUR LOCATIONS

San Jose

Durham

San Francisco

Atlanta

East Bay

San Francisco

Boston

Menlo Park

Seattle

Chicago

New York

Washington D.C.

Costa Mesa

Oakland

Denver

San Diego

55 Almaden Blvd., Ste. 100 San Jose, CA 95113 (408) 423-8500 6 Concourse Pkwy., Ste. 2130 Atlanta, GA 30328 (470) 639-1656 28 State St., Ste. 2301 Boston, MA 02109 (617) 995-1310 20 N. Upper Wacker Dr., Ste. 1200 Chicago, IL 60606 (312) 371-7542 600 Anton Blvd., Ste. 150 Costa Mesa, CA 92626 (949) 438-4000 1550 Wewatta St., Ste. 3158 Denver, CO 80202 (303) 720-9504

105 S. Mangum St., Ste. 200 Durham, NC 27701 (984) 260-3964 5820 Stoneridge Mall Rd., Ste. 100 Pleasanton, CA 94588 (925) 249-4900 2735 Sand Hill Rd., Ste. 210 Menlo Park, CA 94025 (650) 276-7670 420 Lexington Ave., Ste. 300 New York, NY 10170 (212) 931-8945 1951 Webster St. Oakland, CA 94612 (510) 899-7500 4370 La Jolla Village Dr., Ste. 305 San Diego, CA 92122 (858) 523-4686

201 Montgomery St. San Francisco, CA 94104 (628) 221-6630 201 Spear St., Ste. 1500 San Francisco, CA 94105 (415) 230-4834 255 South King St., Ste. 800 Seattle, WA 98104 (253) 222-2405 8350 Broad St., Ste. 1825 Tysons Corner, VA 22102 (703) 481-1705

Turn to us for expert solutions to meet your business banking needs.

BridgeBank.com | (408) 423-8500

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