Chart Your Course For Retirement_Part 1

Certified Aroma Freedom Practitioner Young Living Essential Oils Distributor #3358037 julie@wellspringofhope.net S wellspringofhope.net

1. 1 in 4 women say they don’t have money to contribute to retirement after all the bills are paid. And 6% of those women aged 45-54 had less than $5,000 saved for retirement.

(These women are in a serious game of catch-up now.)

2. “When I get married someday, I won’t have to worry about money.” Your money challenges change but your main money concern—retirement—will always be there whether you get married or not.

3. “I’m counting on Social Security so I won’t have to save that much.” The amount of money going into the program is not enough to give everyone the benefits they’ve been promised.

And you have to eliminate the zeros (the years you didn’t work to raise kids.) THIS IS WHERE I AM.) 4. “I deserve to have fun with my money, I work hard for it.” Saving for retirement is not an either/or proposition. You can save for retirement and enjoy life now. 50/20/30 Rule You do deserve to have fun with your money today—just not at the expense of tomorrow.

5. “A big inheritance is coming my way someday.” This is not a plan, it’s a gamble.

6. “I’ll be able to use the equity in my home to retire on.”

7. “I need to get my kids through college, then I can focus on retirement.”

8. “I don't want to lose money, so why invest it in a 401(k) or IRA or stock market?” Yes, the market is not reliable from year to year. But, historically, over long periods of time, it has returned about a 7% annual return on investments. You’re not going to get that with a savings account—and, in fact, you won’t even beat inflation if you stash your money in a savings account 9. “I’m relying on my pension to live on.” Very few companies offer a pension fund. And many have gone bankrupt.

10. “I plan to keep working even during retirement.”

According to the Chase/LearnVest study, 17% of women believe they can do this (as do 14% of men). You may love your work, and it may be the kind of work you can do even when you’re less spry. But what if you can’t find work, or what if you have health problems that prevent you from working?

11. My children/siblings will take care of me when I retire.

12. “I’m going to live with my best friends and we’ll share everything.”

You Were Made For A Purpose…or two…or three.

Vision – Holy Scents

Let Your Passion Help Others In Your Second Act

 Elderly Companion. ...  Delivery Driver. ...  Hotel Night Desk Clerk. ...  Bartender and/or Hostess. ...  Caterer's Assistant. ...  Beach or Pool Lifeguard. ...  Warehousing. ...  Local Tour Guide…  Dog walker/Babysitting

Obstacles to these jobs:  Need a car  Punch a time clock  Manual labor  No room for substantial growth  No willable or residual income for retirement

 Flexible  Home based  Online shopping -- easier, time-saving and safe In 2020: #1 Amazon – 78 million square feet of warehouse space #2 ???? – 8 million square feet

Essential oils fit into every passion because they are so versatile and EVERYONE BENEFITS FROM OILS/PRODUCTS.  No inventory to store.  No shipping of product (all on-line)  You can run your business from anywhere, anytime.  RESIDUAL INCOME CONTINUES TO COME IN, EVEN AFTER RETIREMENT. AND IT’S WILLABLE TO YOUR CHILDREN/GRANDCHILDREN.

MAKING MONEY ON THE ROAD/WATER/HOME  Podcasts  Webinars  Blog/Vlog Hi, I’m Bonnie.

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Advice for Women Traveling Alone in RVs WanderWisdom - Travel Seniors RVing Solo, Retired RVers going it Solo, How to prepare for RVing (rvgroovinlife.com)

Start your Young Living business off right. Whether you’re brand new to Young Living or you’ve been with Young Living for years, this training has been designed with YOU in mind!

You'll be empowered to get your business building and growing in ways that work for YOU!!! The 60-minute training sessions will include 45 minutes of training, plus additional time for Q&A. (Let us know if you are not in the OTG Facebook group and we’ll add you.)

On Part 2 & 3, we’ll be sharing how to get your body ready for retirement by: Kicking harsh chemicals out of your home and body. Supplements that help with graceful aging. Hint: Agilease, BLM, Ningxia Red, Super C, Super Cal Plus, Progessence Plus, Shutran, Idaho Blue Spruce…just to name a few.

Foods that help our bodies function at the peak performance so you can enjoy your 3rd Age stage of life.

Hints: WHEN and HOW to eat the rainbow. And we’ll give you a few more tips on how to share oils into your passion.