Seniors Lifestyle Feature

FREE PRESS ~ NEWS WEEKLY

THE WELLINGTON ADVERTISER Volume 42 Issue 25

SECOND SECTION

Friday, June 19, 2009

SENIOR

lifestyle

A SPECIAL SECOND SECTION JUNE IS SENIORS MONTH

CENTRE WELLINGTON | PUSLINCH | MAPLETON | GUELPH ERAMOSA | ERIN | MINTO | WELLINGTON NORTH

PAGE TWO SECOND SECTION - The Wellington Advertiser, Friday, June 19, 2009

JUNE SENIORS FEATURE

Victoria Park Seniors Centre offers people of all ages many services Township’s Master Plan points to increased growth

Lots to do - Marjorie Lake, a member of the programming committee at Victoria Park Seniors Centre in Fergus, shows off a sample of some of the activities being offered for seniors at the centre this year. Anyone is welcome to suggest even more activities.

Sharks in the pool - Ted Haines lines up a shot in a game of snooker at the Victoria Park Seniors Centre in Fergus. Group members say they are always looking for more players. photos by David Meyer

DENTURE CLINIC Your Denture Specialist

Denturist Peter Feige DD, FCAD.

Over 30 years of service Please call for an appointment

519-323-2331 129 Main St. N. Mount Forest

Smile, it improves your face value!

the centre’s advisory board; - becoming involved in interesting volunteer work; and - meeting new friends.

Morgan said even those who are not yet 55 years are still welcome to register for any programs (a non-member fee will apply). That offer is open to all adults, 18 years and older.

The centre has held a number of events to celebrate Seniors Month, and has many more listed in its ad for the rest of June.

Centre Wellington council is already considering the future when it comes to services for seniors. Morgan noted that the building on Albert Street in Fergus received a large expansion in 2004, but, “We could have used even more space then.”

She noted, though, in the township’s Parks and Recreation Master Plan, there is provision for expansion again, but that will be “down the road.”

The centre is located at 150 Albert Street West in Fergus, and is situated on the edge of Victoria Park. For information call 519-787-1814, fax 519787-2091, or visit www.centrewellington.ca (click on “view senior’s services”).

It is open Monday to Friday from 9am to 4pm, except statutory holidays. Activities are also held in the evenings from Monday to Thursday.

The centre is run by a volunteer advisory board of seven elected centre members and one appointed representative from Centre Wellington council.

The board works with the Parks and Recreation Department to provide quality recreational opportunities for older adults.

Meetings are held the first Monday of the month at 9am.

All members are welcome to attend.

The 2009 advisory board is chairman Stan Fleming, Don Graham (library), Jean Haines (crafts), councillor Ron Hallman (Centre Wellington representative), Don Martin (vice-chairman, property and maintenance, and Senior GamContinued on next page

Claudette Liske, P.T., B.Sc Registered Physiotherapist Member of Canadian Physiotherapy Assoc.

Are you

missing out?

Hearing Aids are Smaller and More Advanced than Ever!

• Hearing Tests & Hearing Care Solutions for ALL Ages • Caring, Friendly, Professional • 3 Month Hearing Aid Trial Period • No referrals necessary

FERGUS - When it comes to seniors being active, staff at Victoria Park Seniors Centre know just how busy people want to be.

In fact, Centre Wellington council recently approved a motion stating that, starting in 2010, the centre will be rented only for a few long-time users because there is simply so much demand for the building.

Supervisor of Senior Services Kathryn Morgan said last week the centre has over 650 members and they take part in anywhere from 12 to 16 activities every day at the centre.

On the morning of June 12, for example, people were busy shooting billiards, playing Scrabble™, taking a watercolour painting course or playing cribbage. The afternoon offered such things as a tea and even more games and activities.

Victoria Park Seniors Centre offers recreational, social and educational opportunities for older adults to promote emotional, social and physical well-being.

Most of the programs offered at the centre are tailored to individuals 55 years of age and older; however, all registered programs are open to anyone looking to develop new skills and friendships.

Morgan said the centre will accept people of almost any age, and they pay only a nominally higher fee than members to take part in such things as computer courses.

The centre is operated by Centre Wellington’s Parks and Recreation Department, which supports active, healthy lifestyles for older adults.

Membership renewals are due June 1 each year, and June is Seniors Month. The membership runs to May 31, 2010.

Membership is open to anyone 55 years of age or older for $20 per person, which entitles them to the following benefits: - reduced rates on all programs and bus trips; - access to more than 30 weekly drop-in activity groups and many different registered programs, as well as various senior services and health clinics offered at the centre; - a vote at the annual general meeting; - the right to hold office on

Forest Physiotherapy Ear and Hearing Clinic

Sports, Auto & Work Injuries, Arthritis, Tendinitis, Back Pain, Low Intensity Laser Therapy

519 669-4425 or 1 888 745-5550 www.earandhearingclinic.com

190 Main Street South, MOUNT FOREST, ON

Palmerston Hospital or Elmira Wellness Centre, 24B Arthur St. S., Elmira

519-323-1175

Andrea Richards Audiologist

Juliane Shantz Doctor of Audiology

Caressant Care Nursing and Retirement Homes Call today to arrange a tour of Wellington County Fergus 519-843-2400 Featuring: Arthur 519-848-3795 • Long-Term Care and Retirement living in beautiful rural settings Harriston519-338-3700 For more information go to our • Caring health professionals and staff web site at www.caressantcare.com • Fully accredited by Accreditation Canada

JUNE SENIORS FEATURE

The Wellington Advertiser, Friday, June 19, 2009 - PAGE THREE SECOND SECTION

Two local winners recognized for dedication to seniors’ health care The Centre for Family Medicine Family Health Team in Kitchener and the Upper Grand Family Health Team in Fergus have received the individual award and were nominated for the executive award at the 6th annual Service Awards for Geriatric Excellence last month in Hamilton.

Dr. Linda Lee received one of two individual awards for her outstanding work in the establishment of a specialized memory clinic in primary care.

The memory clinic enables patients to get an accurate diagnosis of dementia, while they and their family members are provided with support from other health care professionals such as nurses and social workers.

Patients are also linked to the Alzheimer Society’s First Link workers, who provide the essential connection to community supports and fellow travellers on the dementia journey.

Maggie Beatty, a registered

nurse with the Upper Grand Family Health Team, said in support of Lee’s nomination, “Linda has eloquently raised the issue of ageism as a barrier to providing good medical care to older people.

“Linda will tell you that older people are often blamed for many of the problems with our health care system such as blocking beds, and taking up too much of a physician’s time.

“Linda’s affection for the older adult and her empathy and sincere caring for this population ... challenges these attitudes.”

Susie Gregg, of Trellis Mental Health and Developmental Services, said, “Dr. Lee’s strength of character and her tireless efforts to pioneer new approaches to the care of older adults, has earned her the respect of patients, families, staff and colleagues across the province.

“She is a wonderful human being who brings hope and inspiration to those who are fortunate to work alongside

Individual winner - Dr. Linda Lee recently received an award for her work in the establishment of a specialized memory clinic. her.”

Lee expressed surprise at being the award winner.

“I have honestly never had such an honour in my life, ever.

While it was definitely an hon-

our to be nominated, I had no expectation of being seriously considered for this award with so many other deserving nominees,” she said.

“What a thrill it was to receive this and have my family present to share in the experience. I will never forget this.”

Lee’s support has gone beyond that of setting up the clinic in Kitchener to working with the College of Family Physicians to offer a program of training to other teams.

One team to receive her support to establish a similar clinic in Fergus is the Upper Grand Family Health Team, which also celebrated Executive Director Rosslyn Bentley being nominated for the executive award.

“We are so delighted Linda won and that our whole region has been recognized for the passion we have to improve service for the seniors in our community,” stated Bentley.

“So often care for seniors is seen as secondary to the busy work of caring for younger

people, but frequently this is the most rewarding part of any health care provider’s job.”

While recently celebrating Nursing Week, the Centre for Family Health invited the local practice nurses and FHT staff to share what inspired them to become a nurse.

Many shared moving stories of caring for older relatives or of the true nature of caring shared by the front line staff at places such as Wellington Terrace, where genuine empathy was the hallmark of inspiring care.

Said Nadia Landry, social worker with the Upper Grand Family Health Team, “Older people are so often appreciative of even the smallest help and they are not afraid to say thank you - that can mean so much when your work is challenging.”

Jeff DeRuyter, of the Guelph Police Service, won the other individual award for his work with the Wellington Seniors Abuse Network.

Families being urged to keep alert for signs that seniors need help Pride and privacy make asking for help difficult; here are 10 things to watch for CAMBRIDGE - Watching a once-active parent or other relative decline into someone who needs constant care is heartbreaking and overwhelming.

But with four million seniors living in Canada and that portion of the population projected to double, caring for an elderly loved one is a reality most people will face.

That is why Senior Helpers, a leading provider of in-home senior care, advises people to learn the signs that their senior relative needs assistance.

“It’s much better to arrange for help for an elderly family member while they can still be part of the process rather than during a crisis because it gives everyone time to make

thoughtful decisions,” said Peter Ross, CEO and co-founder of Senior Helpers.

“Seniors often believe getting help means being moved out of their house and that’s where the resistance comes in.

“But many times in-home care is a better option.”

Senior Helpers’ elderly care experts remind people to respect a senior family member’s pride and dignity when discussing the need for assistance.

Approach the topic with respect and understanding and express concern for the family member’s safety. The warning signs could be indications of many issues. If there is a concern it’s important to contact a doctor.

Here are ten warning signs

that a senior might need assistance: - the house is cold, the telephone is cut off; - losing track in a conversation, forgetting the names of children, grandchildren, the day of the week, etc.; - the death of a spouse; - the refrigerator and cupboards are half empty even though one knows the relative can still get out; - personal hygiene is poor; - constantly making excuses when asked to go somewhere or do something, or wanting to be alone; - sudden weight loss; - never cleaning or delaying home repairs; - failure to take prescribed medications; and

Victoria park centre a busy place FROM PREVIOUS PAGE es representative), Lori Runnalls (secretary and outreach), Donna Wagenaar (kitchen services), Jane Watson treasurer and programs, membership).

Anyone interested in providing comment about programs and events for older adults can take part in the volunteer program committee, which plans and organizes spe-

cial events and fundraisers for the centre. It meets on the first Monday of the month at 9:45am, and is always looking for new ideas and volunteers to help plan events.

Anyone interested can contact Morgan at the centre.

The committee currently is Marjorie Lake, Morven McCorquodale, Jane Watson, Jean Duval, Ray Burkitt, Marie

Burkitt, Barbara Fresco, Laura McCartney, Jean Haines, Stan Fleming, Donna Wagenaar, Lori Runnalls.

The centre also offers a number of health services, including free blood pressure clinics, foot care clinics ($20), and a free hearing clinic.

For more information about any of its services, contact the centre.

- behavior changes.

“The best way to keep track of a senior family member’s situation is to keep in touch with them and this is one time where being nosy is justified,” said Ross.

“Visit or call often and use one of the warning signs as a way to approach the topic if

needed.”

Senior Helpers connects professional caregivers with seniors who with to live at home as opposed to a nursing or assisted living facility.

The company has 260 franchises in Canada and the United States and offers a wide range of personal and

companion care services to assist seniors living independently with a strong focus on quality of life for the client and peace of mind for their families.

For more information, please visit: http://www.seniorhelpers.com/.

June is Seniors’ Month! @ Victoria Park Seniors Centre

The Province of Ontario has designated June as Seniors’ Month. The theme this year is: “Creating Age-Friendly Communities.” At Victoria Park Seniors Centre, we want to take this time to celebrate! Join one of the many programs and special events held in June to encourage all older adults to live life to the fullest. Please pre-register for all events listed below 519-787-1814.

Fri. June 19 Sat. June 20 Sat. June 20 Tues. June 23 Wed. June 24 Mon. June 22 Mon. June 22 Thurs. June 25 Mon. June 29 Sat. July 4 Sat. July 4 Thurs. July 9 July 19-24

FREE! Financial Breakfast Session: Women & Money – Helping Plan for Your Financial Future 9:00-11:30 am. Pre-register! Limited seating.

Online Garage Sales Using E-bay and Kijiji to Buy & Sell 9:30-11:30 am. Pre-register!

Face Book 1:00-3:00 pm. Pre-register.

Microsoft Office – Excel 6:00-8:00 pm. Pre-register.

New Computer Know How 1:00-3:00 pm. Pre-register.

Makeup for Maturing Skin 11:30 am-12:30 pm. Pre-register. Limited seating.

Seminar: The ABC’s of Property Assessment for Seniors @ 2:15 pm.

Strawberry Social @ 1:30pm. Special entertainment and fresh strawberry dessert.

Don’t miss it!

Aromatherapy Workshop: Nurturing Mind, Body & Soul through Aromatherapy 2-4 pm. Pre-register!

Internet & Webmail 9:30-11:30 am. Pre-register.

Twitter & Blogging 1:00-3:00 pm. Pre-register.

Bus Trip to the Fallsview Casino! Departs @ 9:30 am. Pre-register.

Summer Lodge Trip to Orford, Quebec. Seats still available!

Refer to the NEW the Summer 2009 Centre Wellington Community Guide for more details or contact: Victoria Park Seniors Centre, 150 Albert St., W., Fergus. 519-787-1814.

Get into it!

Send your photos and story ideas for our monthly seniors feature. email:

news@ THE WELLINGTON ADVERTISER

FREE PRESS ~ NEWS WEEKLY

wellingtonadvertiser

.com

PAGE FOUR SECOND SECTION - The Wellington Advertiser, Friday, June 19, 2009

JUNE SENIORS FEATURE

Protecting your rebuilt nest egg: ID theft basic plans for boomers ARA - When the shock of shattered nest eggs eased, many people got down to the serious work of rebuilding their financial futures.

Already, tentative predictions of improvement are replacing dire warnings of doom in headlines.

If you are a baby boomer, you may be in better financial

shape than people in other generations. But you might also feel greater pressure to preserve the wealth you have retained and protect your ability to continue saving for retirement.

Identity theft is one of the fastest-growing threats to the financial health in North America.

Identity theft was the top complaint category for all complaints filed in 2008.

The average cost of identity theft is just under $500 per incident, according to research

by Javelin Strategy and Research. But for many people, the actual cost can run into the thousands. It makes sense to protect a rebuilt nest egg by

LOCAL-ORGANIC-FRESH

ELORA Saturdays 9am-1pm

FARMERS MARKET 15 MILL ST. E., ELORA

Recipe of the Week 2 pints strawberries, rinsed, hulled and sliced 1/3 cup thinly sliced scallions, white and green parts

WARM SPINACH AND STRAWBERRY SALAD INGREDIENTS: 2 tablespoons olive oil 2 tablespoons sesame seeds 1 tablespoon poppy seeds 1/4 cup balsamic vinegar 2 tablespoons sugar 1/4 teaspoon sweet paprika Salt and freshly ground pepper, to taste 8 cups loosely packed flat-leafed spinach (about 2 large bunches), well washed and dried

PREPARATION: Heat the oil in a small skillet over medium heat. Add the sesame and poppy seeds and roast, stirring often, until the sesame seeds are golden, about 5 minutes.

Transfer to a plate to cool.

Whisk the vinegar, sugar, paprika, and the salt and pepper to combine.

In a large bowl, preferably a wooden salad bowl, gently toss the spinach with the seeds and oil, strawberries, scallions and vinegar mixture.

Serve immediately.

Recipes brought to you courtesy of The Wellington Advertiser in partnership with

www.elorafarmersmarket.ca FRESH local produce, herbs and flowers | LOCAL cheese, honey and maple syrup FRESH baking and preserves | Food DEMONSTRATIONS GUEST artists and entertainers | Fresh country air – NO CHARGE

taking steps to avoid identity theft.

There is a three-pronged approach to avoiding identity theft – deter, detect, and defend.

Deterring Always use passwords for credit, bank, and other personal accounts, especially if when accessing them online, and ensure the passwords are not something easy to guess, like a mother’s maiden name or the last four digits of a social security number.

Inquire about security measures in use by businesses with whom you must share your personal information, such as doctor’s offices or even your own employer.

Secure personal information by shredding documents with identifying information before trashing them at home or at work. Never share person-

al information over the phone, through mail, or online unless you have initiated the contact and you are confident with whom you’re dealing with.

Do not carry your social security card with you and share the number only when absolutely necessary. Ask if you can use an alternate type of identification with companies that request that number.

Detecting Keep an eye on credit reports for any suspicious activity. Review the report at least once a year; more often if you have previously been a victim of ID theft.

Watch out for signs your identity has been stolen, such as not receiving expected bills or mail, receiving credit cards you did not apply for, calls or letters from debt collectors about products or services you did not buy, or unexpectedly

Report on living standards, healthy people, community vitality TORONTO - A new index that experts say offers a new and better way to measure quality of life for all Canadians was introduced on June 5.

The new made-in-Canada index will report regularly on the country’s progress - or lack thereof.

Roy Romanow unveiled the Canadian Index of Wellbeing (CIW) and presented its first report, which brings together research findings in three important areas of wellbeing: living standards, healthy populations and community vitality.

“Most Canadians realize that our wellbeing is not measured by just narrow economic measures like the Gross Domestic Product (GDP),” said Romanow, chairman of the institute developing the new index.

“Right now Canada lacks a single, national instrument for tracking and reporting on our overall quality of life, on the things that matter to Canadians.

“The Canadian Index of Wellbeing will change that. It will give a quick snapshot of how we as Canadians are really doing.”

Researchers say using

measures such as the GDP as a surrogate for wellbeing are misleading because they make no distinction between economic activity that creates benefit and that which causes harm.

They also ignore many genuine contributions to wellbeing, such as volunteer work and unpaid care-giving.

The CIW will also shine a spotlight on the interconnections among those important areas: how, for example, income and education are linked to changes in health.

One of the key findings of the first report is that even in so-called economic good times, Canadian workers failed to reap their share of the benefits of productivity growth, with hourly wages rising at only half the rate of the GDP. And now with the downturn those numbers become even more stark.

The report also found that while Canadians are living longer, they are not necessarily living better - and income and education play a big part in how seniors fare.

The Canadian Index of Wellbeing will cover eight areas of life in Canada: stan-

SENIOR’S MONTH SPECIAL!

PENSION SAVER INCLUDED: • • • •

Spacious suites with kitchenettes Freshly prepared meals Weekly housekeeping and linen service Daily recreation and social activities

SUPPORTIVE CARE PLAN: • Weekly personal laundry • Medication management • Assistance with bathing and light personal care and so much more…

Call: (519) 846-5350

25 Wellington Drive, Elora

being denied credit or being offered unfavorable terms on a new credit application.

Defend Consider enrolling in an identity protection program that helps monitor your credit report.

Programs can help people secure a rebuilt nest egg by helping them keep an eye on their credit report and activity.

The products monitor credit reports at all three major credit reporting bureaus on a daily basis and sends regular “all clear” email alerts to give people peace of mind that there have been no changes to their credit reports.

If suspicious activity such as unauthorized new accounts, credit applications, address or public records changes or potentially negative information appears on credit files, the product alerts the user quickly.

In Heritag honour of Sen io e River would r ’s Month like to Ask how give ba you can ck… savings get 6 m directly o into yo nths of ur pock et Call tod ay abou t this Move-I n Savin incredible gs Bon us

LIMITE

D TIME

dard of living, health, the vitality of our communities, our education, the way people use their time, their participation in the democratic process, the state of the arts, culture, and recreation, and the quality of environment.

Those areas were chosen as the right things to measure, based on the values of Canadians, through an in depth public consultation process across Canada.

By 2010, all eight domain reports will be made public.

Once the overall index is completed in 2010, it will measure, track and report on wellbeing trends regularly and as new information is available.

Also announced June 5 was the creation of an independent and non-partisan Institute of Wellbeing, affiliated with the University of Waterloo.

The Institute's work is guided by an advisory board of accomplished Canadian and international experts.

The board is chaired by Romanow, former Commissioner on the Future of Health Care in Canada and Monique Bégin, Canada's Commissioner to the WHO Commission on Social Determinants of Health, is Deputy Chair.

Its signature product is the Canadian Index of Wellbeing (CIW).

It will also commission research and issue reports on Canadian wellbeing, and identify gaps in knowledge relevant to measuring wellbeing.

For more information go to www.ciw.ca.

June is SENIORS MONTH Take Time to Celebrate the Contributions of Seniors in Your Community

OFFER*

*some conditions apply. Bring in this ad to receive bonus.

www.heritageriver.ca

Gary Schellenberger MP Perth-Wellington Stratford (519) 273-1400 Mount Forest (519) 323-4390

TOLL-FREE

1-866-303-1400 www.schellenberger.ca

JUNE SENIORS FEATURE

The Wellington Advertiser, Friday, June 19, 2009 - PAGE FIVE SECOND SECTION

Non-collector simply hated to see old hats thrown away

by David Meyer FERGUS - In preparation for an afternoon tea at the Victoria Park Seniors Centre on June 12, Nori Rowan added an extra touch of elegance to the proceedings.

Rowan, of RR1 Orton, was putting on display almost 100 old hats.

“I’m not really a collector,” she insisted. Perhaps.

“But, anybody throwing out a hat who made the mistake of telling me about it ... I hate to see old things thrown away ... I had room in the house.”

Rowan has plenty to display in the way of headwear, from ladies feathered creations to a men’s beaver hat that she cheerfully admits she used to wear.

The “non-collection” was started in Canada’s centennial year - 1967.

“My husband and I were forced into collecting,” Rowan said.

They were dressing up in period costume, and even in the 1960s, women were still covering their heads for formal occasions and for going to church.

Men also wore hats, just as they had for most of the previous century. So, for their costumes, they obtained two hats.

Today, she even has the model heads on which to display some of the hats. She explained that women and men regularly kept models of their heads - for hanging their wigs.

When she purchased several hat boxes at an auction, she found numerous heads had been included inside.

The display for the tea included five different Eaton hats, as well as five from the well known Guelph hat maker, Biltmore. She also had a more rare hat from D.E. MacDonald and Bros. Ltd., also of Guelph.

Inside, the label states the company was suppliers of men’s furnishings and clothing, and they had two stores in Guelph.

Rowan said she has no idea where either of those stores

The hat lady - Nori Rowan, of RR1 Orton, shows off a Biltmore Hat that is a part of her collection that was displayed at the Victoria Park Seniors Centre tea on June 12. The company was well known across North America for its headwear. photos by David Meyer

Why people wear hats Just a few of them - Nori Rowan did not actually set out to collect hats; she simply did not like seeing them thrown away. When friends found out, she ended up with an elegant collection of men’s and women’s chapeaus, anyway. They were on display at the Victoria Park Seniors Centre tea on June 12. might have been located.

“The Cole Bros. was the oldest that I know of,” she said of hat makers in the city.

The Biltmore firm was famous for its hats, and Guelph was well known because of that company.

It was also the sponsor, in the early 1950s, of the Guelph Biltmore’s Junior A hockey club. Hall of Fame member Andy Bathgate was a part of

one of those teams.

Bathgate, too, can take some credit for clothing covering part of the head. It was his slapshot that hit Jacques Plante and led to Plante returning to the ice after repairs wearing a face mask - something later adopted by all goaltenders.

Rowan is also the proud owner of a Stetson - and it has a personal connection because it once belonged to her uncle,

Henry Hosking. He was a Liberal Member of Parliament from 1948 to 1956, and his name is etched inside the hat brim. She said her uncle won the hat in some kind of bet with Mico Valeriote, the father of Frank Valeriote, the current Guelph MP. Rowan said she is not sure what the bet was, but the elder Valeriote “had to buy Uncle Henry this hat.”

Humans have covered their heads since time immemorial.

Initially headwear was protection from the elements and injury. Later head covering became symbols of status of authority. Soon after, hats progressed to become not only a uniform, but also an art form.

In fashion terms, hats are a noticeable accessory because the onlooker’s attention is first drawn to the face. A hat is the most noticeable fashion item anyone can wear.

The old saying goes, “If you want to get ahead and get noticed, then get a hat.” The word “ahead” means just that

one head further forward.

Origin of Milliners Millinery has existed in Britain since 1700. In English courts the term milliner was used and was derived from the term for travelling haberdashers from Milan in Italy. These travelling sales people sold all the items necessary to dress and were called milliners.

Men and women In France hats were made by hat makers called chapeliers. Today the term modiste is used in France.

Today technically a hay maker makes hats for men while a milliner makes hats for women.

THE VILLAGE OF

RIVERSIDE GLEN

STRAWBERRY SOCIAL

60 WOODLAWN ROAD EAST

Saturday, June 27th 2:00pm—4:30pm

SENIOR LIVING WITHIN A VILLAGE

•

Retirement Living Independent living suites Independent living with care options Assisted Care suites Supportive Care for residents with Alzheimers or related Dementia

•

519 - 822 - 5272

Long Term Care

WWW.OAKWOODRETIREMENT.COM

PAGE SIX SECOND SECTION - The Wellington Advertiser, Friday, June 19, 2009

JUNE SENIORS FEATURE

Executorship: Some tips for selecting an estate trustee NC – An estate trustee is a person who is named in the last will and testament of a deceased individual – someone who is appointed to administer the will and to ensure that the final wishes of the deceased are respected.

An estate trustee should be considered trustworthy and responsible, usually of a similar mind with respect to the disposition of the deceased's estate. It can be a spouse, a close friend, or even a family member.

That said, if the estate is complicated, it may fall to a professional, such as a lawyer, certified general accountant, or corporate trustee.

When selecting an estate trustee, it is always respectful to consult the person before naming them.

Someone who has been asked in advance to fill the role is less likely to refuse to act when required.

If you have asked someone to be your estate trustee and that individual feels overly committed, intends to move away, or appears unwilling to act, you should consider someone else. Respect the fact that not everyone is willing to accept the responsibility of being an estate trustee. An estate trustee should possess such qualities as: - availability; - capability; - sympathy; - reliability; and - financial responsibility.

Estate trustee options include: The spouse as estate trustee: Ontario's Family Law Act permits a spouse to take under the will or to receive the entitlement set out in the act.

The entitlement defines that when a spouse passes on, if the net family property of the deceased spouse exceeds the net family property of the sur-

viving spouse, the surviving spouse is entitled to half the difference between them.

Under these circumstances, a spouse that is an estate trustee could very well be in a situation of conflict.

It's best that before a testator names a spouse who may be placed in such a situation, to seek legal advice.

Alternative estate trustees and beneficiaries – It is not

unusual for a husband and wife to unfortunately pass away in the same accident or within a short time period of each other.

For that reason alternative estate trustees should be named, as well as alternative beneficiaries.

Trust companies as estate trustees: There are advantages and disadvantages to appointing a trust company as an estate trustee.

Among the advantages are experience and reliability; plus, if estate assets remain in a trust there is continuity of administration, as well as investment, tax, and accounting expertise.

An estate trustee's fees: The fees that an estate trustee may charge are overseen in Ontario by the Ontario Superior Court of Justice.

If you do not have a will in place, you may want to con-

sider preparing one; for those who do, be sure to review it periodically to make any necessary adjustments, particularly as personal circumstances change.

To learn more reference CGA Ontario's Executorship booklet at: http://www.cgaontario.org/contentfiles/publi cations_promotions/executor ship.pdf.

Fulfilling the role of an estate trustee NC - Here's a hypothetical scenario: Several years ago your aunt advised you that she was making a new will and she asked for your consent to name you as her estate trustee, at which time you agreed.

Recently you were regretfully advised of her passing. What do you do now?

Assuming that the will remains valid, you have a few choices.

If your circumstances have changed, or for any reason you no longer wish to act as her estate trustee, you can refuse the

position. Often it is advisable to refuse an estate trusteeship if there is concern about health, age, business pressures, or travel commitments.

That said, the main responsibility for an estate trustee is to caringly act in the beneficiaries’ best interests.

With the assistance of legal council, the trustee will: 1. Gather facts and determine wishes of the deceased.

2. Take inventory, taking control and protect property.

3. Inspect and value property.

4. Carry out executor responsibilities and administer the estate.

There are a number of responsibilities to be undertaken in such a role, some more urgent than others. It's recommended to consult with the remaining members of the family, as well as a legal advisor, without delay in such matters.

To learn more reference CGA Ontario's Executorship booklet at: http://www.cgaontario.org/contentfiles/publications_pr omotions/executorship.pdf.

Federal government, National Seniors Council heard citizens comments MONTRÉAL - Members of the National Seniors Council (NSC) met June 5 in Montréal with seniors' organizations and service providers from across Quebec to explore the council's two new priorities: volunteering among seniors; and positive and active aging.

The event came as a kickoff to Seniors Month in Canada.

"The government of Canada recognizes seniors as valuable members of society who contribute a diversity of skills, knowledge, and experience to their families and communities," said Marjory LeBreton, leader of the government in the senate and Minister of State (Seniors), who oversees the work of the NSC.

"That is why our government has asked the National Seniors Council to make volunteering among seniors and positive and active aging its new priorities."

"We are confident that the work of the National Seniors Council will help the government of Canada better understand the needs of seniors who are willing to dedicate their time and energy to their communities and their country," said Jean-Guy Soulière, chairman of the council.

"We are also very pleased to look into what it takes for seniors to stay active, remain engaged, and continue contributing to society."

The roundtable was the fifth in a series of cross-Canada

events on volunteering among seniors and positive and active aging.

Since 2007, the council has undertaken work on elder abuse and low income among seniors, convening roundtable meetings across Canada with seniors, seniors' organizations, and other stakeholders.

Those roundtables present an opportunity for the council to identify possible areas for action to support seniors.

The federal government is committed to ensuring that policies, programs and services meet the evolving needs of seniors.

Canada's economic action plan announced a number of new initiatives that will have a positive effect on seniors:

- Increasing the age credit by $1,000 for 2009 and beyond to allow eligible seniors to receive up to an additional $150 in annual tax savings.

- Providing $400-million over two years through the affordable housing onitiative for the construction of housing units for low-income seniors.

- Providing seniors with $200-million in tax relief by reducing the required minimum withdrawal amount for 2008 from Registered Retirement Income Funds by 25 per cent, in recognition of the impact of the deterioration in market conditions on retirement savings.

- Helping older workers and their families through these tough economic times by

June is Seniors’ Month across Canada June is Seniors’ Month, an opportunity for all Ontarians to recognize and value the contributions made by seniors every day in communities across the province. This year’s theme is Discover the Possibilities.

Seniors’ Month is an annual celebratory tradition in which the contributions of seniors are acknowledged and honoured throughout the province.

Seniors account for approximately 13 per cent of Ontario’s current population. Seniors’ Month events include award ceremonies, recognition events, socials and seniors’ information fairs.

Tony Clement said of the celebration during June, “As Minister of Health, I encourage all Canadians to take this opportunity to help seniors enrich their lives.”

Ontarians across the province are encouraged to join in celebrations taking place in their local community to recog-

nize and thank older Ontarians who have worked hard and continue to contribute to the prosperity that we all enjoy today.

In partnership with the federal government and 23 Ontario municipalities, the Ontario Seniors' Secretariat developed Seniors’ Info, the first multi-jurisdictional seniors’ portal in Canada.

Seniors’ Info gives seniors, their families and service providers access to information

and services from three levels of government in one convenient location.

The Ontario Seniors’ Secretariat developed the concept, and plays a leadership role in Ontario. Veterans Affairs Canada leads the project within the federal government. Many provincial and federal government agencies are involved in developing and maintaining Seniors’ Info.

It is sponsored by the Canadian Seniors’ Partnership,

Celebrate the incredible strength & wisdom of Older Adults in Your Life !

World Elder Abuse Awareness Day 2009

which works collaboratively to improve services for seniors across Canada. The partnership is co-chaired by the Ontario Seniors’ Secretariat and Veterans Affairs Canada.

Visit Seniors’ Info at www.seniorsinfo.ca.

NEW

is supporting positive and active aging through the collaborative age-friendly communities initiative, Canada's Physical Activity Guide to Healthy Active Living for Older Adults, and falls prevention initiatives.

For more information on the NSC, visit www.seniorscouncil.gc.ca.

Carsons Country Market - 1 mile east of Listowel 1-800-663-9820

Homemade Meat Pies, frozen soups & dinners, fruit & cream pies, local meats & much more.

VON Meals on Wheels Enjoy our homemade delicious meals made by our very own cooks Donna and Gabi, delivered to your door, now available 5 days per week! Let us help you stay healthy and active. Special dietary needs are also met.

Call Dee Dee Eurig, Program Coordinator 519-323-2330 ext. 4953 or 1-888-506-6353 Call today!!! Financial assistance may apply for those who qualify!

Saugeen Valley Nursing Center Celebrates Seniors Month with Gladys Ernst: A prominent member of our community.

Gladys has contributed to our community by: x being a school teacher x through her involvement with the Horticultural Society x well known as Mrs. Mount Forest “We appreciate your contributions Gladys!”

My World ... Your World ... Our World - Free of Elder Abuse

465 Dublin St., Mount Forest

For more information Seniors at Risk Systems Co-ordinator 519-843-6191

519-323-2140 www.svnc.ca

“Serving Seniors Since 1968”

JUNE IS SENIOR’S MONTH We are celebrating with our residents!

Eden House

Nursing Home Retirement Home “A Nice Place to Live”™ RR#2, 5016 Wellington Rd. #29 Guelph www.edenhousecarehome.ca

spending an additional $60million over three years in the Targeted Initiative for Older Workers, and by expanding the number of eligible communities to include older workers in small cities.

- Establishing an independent task force to make recommendations on a cohesive national strategy on financial literacy for Canadians.

In addition, the government

519-856-4622

JUNE SENIORS FEATURE

The Wellington Advertiser, Friday, June 19, 2009 - PAGE SEVEN SECOND SECTION

Simple steps can prevent serious injury resulting from falls Falling is a very serious health concern for seniors, with one in three seniors falling each year.

This means a total number of falls in the Canadian population aged 65 and over of 180,000 annually. Falls are the number one reason seniors visit the emergency department and also account for 40% of long-term care admissions.

Almost half of seniors who fall experience a minor injury, and five to 25% sustain a serious injury such as a fracture or sprain. Even if a senior does not seriously injure themselves, it can have a negative effect on their confidence, which can reduce their participation in activities, leading to a decline in health and function.

Studies reveal that falls are usually not the result of one factor, but rather a combination of factors, including inactivity, chronic disabilities such as diabetes, abnormal blood pressure, medications and environ-

mental factors.

Here are some simple ways to reduce the odds of becoming a fall statistic.

Stay as active as possible. Walking is always a good and safe form of exercise and many communities have indoor walking groups that remove the concern of tripping on uneven sidewalks and negotiating curbs and crossing busy streets. Fight the urge to become inactive by seeking local exercise and activity programs for seniors.

Be aware of the medications and their side effects. The risk of falling is higher for seniors taking four or more medications or taking medications to help them sleep or calm their nerves.

It is recommended seniors review all their medications with a doctor every six months and inform the doctor if the medication causes lightheadedness or dizziness - he/she may be able to substitute a different medicine.

Consider the surroundings and put some preventive steps in place to reduce the risk of falls.

These could include using a long rubber bath mat inside the tub, installing grab bags in the tub area to assist getting in and out of the tub, and if sitting on or getting up from the toilet is difficult, purchasing a raised toilet seat.

Review the home for scatter rugs and ensure wall-to-wall carpeting does not have ripples or tears. Remove low tables from the middle of the living room and ensure all indoor lighting is a minimum of 60 watts. If certain rooms do not have the light switch at the entrance, consider having these moved to avoid walking around in the dark.

Install night lights in the bedroom, hallway and bathroom to avoid injury during the night.

Also ensure stairways have continual handrails and lighting is at both the

top and bottom of the stairwell. Do not use the side of stairs for storage of items that may cause you to trip.

Almost half of falls occur in and around the home, while 26 % of falls involve stairs, so it makes sense to take these simple preventive steps to ensure safety.

Use assistive devices as prescribed and ensure tips for canes are replaced as needed as well as locks on walkers are in good working order.

Several resources are available from the Ontario Secretariat, including A Guide to Preventing Falls (a copy of which can be provided by calling 1-888-910-1999), which includes an extensive checklist that will help identify potential hazards.

Seniors can also call the Seniors Centre for Excellence (519-638-1000) or by email hedwards@town.mapleton.on.ca if they would like a copy of the guide mailed to their home. If they require assis-

tance to complete the checklist, the Seniors Centre for Excellence would be happy to assist, as well as provide information on programs designed to help seniors remain safely in their homes.

For more information on falls prevention, come to the Alma Community Hall on June 19 at 2pm, where speaker Kate Harvey will outline many different strategies to prevent falls. Anyone with an interest in learning more about this topic is welcome to attend. Call 1-866-44-4546 to register, as space is limited. After the seminar everyone will be treated to delicious Ontario strawberries and ice cream.

This event, which is free of charge, will supply important tips to help keep seniors safe. *statistics taken from Report on Seniors Falls in Canada, Division of Aging and Seniors, Canadian Public Health Agency.

Aging brings some changes, but everyone can learn how to cope Aging affects each individual differently.

Some seniors experience physical limitations that seriously affect their level of activity, while others are able to remain quite active.

The natural process of

growing older, however, generally includes changes in abilities.

If you are experiencing some of the problems associated with the changes described, consult a health professional and make sure to un-

dertake whatever changes or adaptations will help you cope and compensate.

Vision Eyes take longer to adjust from dark to light and vice versa, and become more sensitive to glare from sunlight or

Old age security benefit rates will be reset effective July 1 OTTAWA - Human Resources and Skills Development Canada announced June 5 the next benefit rates for Old Age Security (OAS).

As of July 1, the basic OAS pension, paid to people 65 years of age and over, will remain unchanged at $516.96 per month for the period covering July to September this year.

Although there is no change this quarter, the OAS benefit rates have increased by 2.2 per cent overall over the last 12 months.

OAS benefits are revised quarterly (in January, April, July, and October) to reflect any increases in the cost of liv-

ing as measured by the Consumer Price Index.

If there is no increase in the cost of living, benefit rates stay at the same level.

The OAS program consists of the basic pension, the Guaranteed Income Supplement (GIS) and the allowances.

The GIS and the allowances provide additional benefits to eligible low-income pensioners and their spouses or common law partners, as well as to eligible survivors.

Both OAS and the Canada Pension Plan enhance the quality of life of Canadian seniors by providing a modest base upon which to build additional

income for retirement.

The OAS program is funded through general tax revenues and provides a basic minimum income for Canadian seniors.

It provided 4.5 million seniors with $32-billion in 20072008.

The Canada Pension Plan is funded through contributions

by Canadian workers, their employers and the selfemployed, and through investment earnings on the plan’s funds. In addition to retirement benefits, the plan provides disability benefits, death benefits, survivor benefits, and benefits for children.

unshielded light bulbs.

There is a decline in depth perception that can make it hard to judge distances. Perceiving contrasts and colours can also be more difficult.

Touch, smell and hearing Sensitivity to heat, pain and pressure decreases; this may make it more difficult to detect a liquid's temperature or changes in ground or floor surfaces.

Sense of smell diminishes, making it harder to smell spoiled food, leaking gas and smoke.

Hearing loss can result in difficulty hearing telephones, doorbells, smoke alarms, etc.; it can also result in a decrease in balance, which can make falling more likely.

Bone density

Bones naturally become less dense and weaker with age. Bone loss (osteoporosis) among seniors can be worsened by lack of exercise and nutritional deficiencies. Bone loss can lead to painful fractures, disfigurement, lowered self-esteem, and a reduction or loss of mobility.

Balance and gait Balance is a complex function involving eyes, inner ear, muscular strength, and joint flexibility.

Any one of those can change as a result of aging.

A general decline in equilibrium can make it more difficult to maintain or recover balance, meaning that a slip or trip can become a fall.

The speed of walking, how

t ou b n a ut ve-i es! o d o v Fin r m nti ou ce in

“Your Community.... Your Home” Delicious Home Cooking Great Entertainment Care & Compassion Newly renovated luxury suites available Short stays, respite retreats Call Linda today for a Complimentary Coffee Break Tour www.birminghamretirement.ca

519-323-4019

PHYSIOTHERAPY

Retirement living in a

caring environment • Friendly staff • A strong sense of community • Close to shopping, banking and other services • Indoor parking available • Large storage lockers

www.eramosaphysio.com

over

What we’re all about.

Eramosa Physiotherapy Associates (EPA) has a strong reputation in evidence-based physiotherapy especially in the areas of shoulder and low back pain for people of all ages.

Through continuing research and program development EPA is trained in other areas such as women’s health, osteoarthritic and post surgical rehabilitation as well as other muscular pain and sports injuries!

10

years years

Our locations near you: • Acton 519-853-9292 • Elora 519-846-9919 • Guelph (Health and Performance Centre) 519-767-5011 • Guelph (Bullfrog Mall) 519-767-9950

For more information or to arrange a tour call

519-822-0491 The Elliott Community is Guelph’s only not-for-profit organization to offer three lifestyle choices for seniors; independent living in our life-lease suites, supported living in our retirement suites and full nursing care in our long-term care residence.

www.elliottcommunity.org

high the heels are lifted, and the length of a person's stride can change with age. Those changes can make it more likely for someone to experience a fall.

Memory In general, sharp brains tend to stay sharp. Cognitive processing and memory may take a bit longer but this is a normal effect of aging. This is why it is important to make lists and keep phone numbers handy.

Most seniors develop effective coping mechanisms as they age.

Being aware of the normal changes of aging allows people to plan for home and lifestyle adaptations that will help them retain their health, quality of life, and independence.

PAGE EIGHT SECOND SECTION - The Wellington Advertiser, Friday, June 19, 2009

JUNE SENIORS FEATURE

March of Dimes program helps seniors purchase mobility devices There is now a new, cheaper means for seniors to acquire mobility devices such as wheelchairs, scooters, walkers and bath equipment.

A new online shop, www.modmobility.ca can have items sent to any one of Motion Specialties’ locations in Ontario for viewing and purchase or shipped directly to

their home anywhere in Canada.

The refurbished devices can be purchased for significantly less than new equipment. The online store also enables people to donate and recycle a wide-range of mobility devices, which have value, but are no longer needed. “Too many people have

good, workable devices sitting in their basements gathering dust, because they don’t know what to do with the equipment once it is no longer needed, especially as children grow, needs change or a loved one passes away,“ says Andria Spindel, President and CEO of March of Dimes Canada. “MODmobility puts

devices destined for landfills into the hands of people who desperately need them and cannot afford to buy new, or require a second item for workplace or cottage.�

MODmobility is a social enterprise of March of Dimes Canada and accepts donations of used equipment in good condition, or equipment that can be

refurbished, at any of 24 Motion Specialties locations.

March of Dimes Canada provides a charitable tax receipt for items valued at over $50.

Proceeds from all sales support other March of Dimes Canada programs. An additional goal of the enterprise is to train and place people with dis-

Heritage River is excited to invite you to a new Multi-Sensory Brain Stimulation Program called

BRAIN GYM AND MORE PRESENTATION ON

June 27th from 2:00 – 4:00 p.m.

Come see how you can improve your memory and concentration, enhance cognition and improve balance and coordination. This unique program is based on the current scientific research on how the brain functions.

Paul Hyman, a licensed Brain Gym instructor, will show you how to do these easy exercises at home.

Call: (519) 846-5350 25 Wellington Drive, Elora

www.heritageriver.ca

'UELPH S NEWEST OPTION FOR INDEPENDENT RETIREMENT LIVING IS

NOW OPEN A N D F I L L I N G FA ST !

abilities into competitive employment. Operations of the enterprise have been sub-contracted to Motion Specialties Inc. “Motion Specialties is honoured to be associated with March of Dimes Canada in this recycling initiative,� said David Harding, President of Motion Specialities Inc. “Together we can provide individuals with better access to high quality, used mobility devices at greatly-reduced prices and reduce waste.�

For more information, or to donate or purchase equipment, visit www.modmobility.ca, call toll-free at 1-866-976-6632 or e-mail info@modmobility.ca.

The social enterprise is supported by the Toronto Enterprise Fund, a funding partnership of United Way Toronto, the City of Toronto, the Ontario Ministry of Community & Social Services (Ontario Disability Support Program) and Homelessness Partnership Initiative, a federal program administered by the City of Toronto.

Motion Specialties is Canada's largest “rehab� mobility products vendor. It is also a member of The Motion Group, a Canada-wide affiliation of mobility equipment providers. For more information please visit motionspecialties.com.

March of Dimes Canada is a nationally registered charitable organization providing support services to people with disabilities, their families and caregivers across Canada.

For more information, please visit marchofdimes.ca or call 1-800-263-3463.

'UELPH S NEWEST AND BEST OPTION FOR INDEPENDENT retirement living is now open! At Guelph Lake Commons, all utilities (except phone) are included in one low monthly rent – there are never any HIDDEN COSTS OR FEES 7E ALSO TAKE CARE OF THE COOKING

weekly housekeeping, and transportation, leaving YOU THE TIME TO ENJOY YOUR RETIREMENT

Included in the monthly rent: s 4HREE DELICIOUS CHEF PREPARED MEALS DAILY s 7EEKLY HOUSEKEEPING AND LINEN SERVICE s 3AFETY CALL SYSTEM IN EVERY SUITE s #ARING ON SITE MANAGERS AVAILABLE ANY TIME s 0LANNED ACTIVITIES AND SPECIAL EVENTS s 3CHEDULED LOCAL TRANSPORTATION s ,AUNDRY FACILITIES s 0ET FRIENDLY s !LL UTILITIES PAID EXCEPT TELEPHONE s ,IBRARY AND EXERCISE ROOM s !ND MUCH MORE

520 VICTORIA ROAD N, GUELPH, ON s (!74(/2.2%4 #/-

Arrange your complimentary meal and personal TOUR OF 'UELPH ,AKE #OMMONS TODAY )T S THE BEST way to experience our gracious retirement lifestyle FIRSTHAND Š 2009 HRG 1161

519-780-5253