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Friday, April 3, 2020
Volume 16 • Issue No. 14
Wells Passes Restrictions on Seasonal Accommodations WELLS The Town of Wells has decided it must declare temporary and immediate restrictions on seasonal accommodations located in the Town to protect public health, safety, and welfare and to preserve critical resources in these unprecedented times. It is now hereby promulgated and declared that until further Order of the Town or Town Manager:
Small Business News and Resources By now you likely know the CARES Act was passed on Friday, 3/27. HOWEVER, the Federal government has a 15 day rule-writing period (that started Friday) to iron out the kinks, so to speak. What that means is some of the resources permitted in the legislation are not available yet and all information is subject to change until those rules are in place. It is important you know that the information below is the current understanding and could change over the course of the rule-writing period. See the “Small Business Owner’s Guide to the CARES Act” for details, but here are the key points:
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Debt Forgiveness The Act allows for 6 months of existing SBA loans forgiven. It is unknown what you need to do to get this at this time or if it is automatic. If you aren’t sure if an existing loan is an SBA loan, please ask your creditor. What can you do right now? Determine if you have existing loans that are eligible by speaking with your lenders. Paycheck Protection Program Loans/Forgiveness New Paycheck Protection Program loans will forgive up to 8 weeks of payroll if you keep employees on from February 15June 30, 2030 (on a sliding scale). Additional funds obtained through the PPP loan are amortized out at 4% interest for up to 10 years and can only be used for payroll, rent, loan interest, utilities, and employee benefits. As it’s understood right now, loan amount will be 250% of average total monthly payroll (including benefits) excluding employees who make over $100k/year. We believe sole proprietors/independent contractors, and members of LLCs will be able to count as employees but may need to demonstrate their costs differently. It could take 2+ weeks for the Fed to write the rules for this loan program, so you cannot apply for it yet. But it will be retroactive. You will apply through
Library News
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People & Business 10,14 Puzzles
Real Estate Dining
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Short-term rentals (defined as a period of 30 days or less) of private residential properties in the Town are hereby prohibited. No short-term rental agreements or arrangements of any kind, whether or not consideration is exchanged, shall be made by and between owners of residential property and any third parties. This prohibition will be in place with respect to any occupancy between the dates of this Order
and May 1, or, when the Governor terminates the current State of Emergency, whichever occurs first. All rental arrangements that are presently in effect are subject to the terms of this Order except to the extent that occupancy already commenced prior to the date of this Order. High density accommodations (i.e. lodging facilities, See SEASONAL page 4...
Norton Lights to Say Thank You
a 7(a) lender once the rules are written. What can you do right now? PREPARE-Gather your payroll records and be ready to provide monthly numbers. We understand there are questions revolving around, “Should I layoff employees now that this PPP loan is out there?” This is a dicey question and one that cannot properly be answered without absolute final/accurate information. Updates to the SBA Disaster Loan (EIDL) Applying for an EIDL now makes you eligible for an See BUSINESS page 22...
WELLS In light of the current healthcare crisis, the Norton Lights on Canterbury Road in Wells are on display and according to their
Facebook page, saying “Thank you” and “We’re thinking of you” to healthcare workers – which includes their son – the best way they know how.
Schools Offer Free Meals Program NORTH BERWICK Noble High School food service employees rolled out racks of bagged meals this past Friday morning, to the bus circle at the front of the building. They chat-
ted as they waited for families to pick up the meals. MSAD-60 Food Service Director Abbey Pelletier said outside the high school, “We realized that when school was going to be
closed, many children would go without food. So we decided as a district it was very important that we continue to feed the children during this time of unexpected closure.” The bags include two days’ worth on meals on Mondays, two days’ worth of meals on Wednesdays and one day on Fridays. The meal program is open to open to all students under the age of 18 who live in Berwick, North Berwick and Lebanon. Families may drive to the meal pick-up stations at Noble High School in North See MEALS page 5...
Health & Fitness
A section concerning your health...
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Pets
Consider a new fuzzy family member to keep you company at home!
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