Western Property April 23 2021

FOR THE HOME OWNER, THE HOME SELLER AND THE HOME BUYER ISSUE 347

the western weekender

Western Property GOLDEN RULES FIVE INVESTMENT TIPS SEE PAGE 3

OUR BUY OF THE WEEK!

OPEN HOMES & RENTALS GUIDE

BROKER’S TOP TIPS & ADVICE

SEE PAGE 9

SEE PAGE 13

SEE PAGE 18

Phil Haley 0412 355 020

Litsa Meleti 0466 969 164

Gizzelle Powell 0428 934 618

Paul Tanner 0410 587 553

Peter Parker 0408 432 998

Victor Borg 0439 755 081

Kassandra Richards 0405 329 851

Alana Neville 0497 848 414

WW44393

PUT OUR WINNING TEAM TO WORK NOBODY IN THE WORLD SELLS MORE REAL ESTATE THAN RE/MAX.®

BINET HOMES D I S P L AY H O M E N O W O P E N

A L C O R N M E W S E S TAT E

24 Wells Street Pitt Town

4 Bed | 5 Bath | Study \ Guest | 5 Car

Inspect : Wednesdays 10am - 12pm | Saturdays & Sundays 11am – 4pm

COMING SOON

30 Wells Street Pitt Town 5 Bedroom | 3.5 Bathrooms | 3 Car garage Gourmet Kitchen | Family & Meals Rooms Lounge & Media rooms | Alfresco Dinning Swimming Pool | Fully landscaped House : 495m2 | Land : 2000m2

2 Mahony Street Pitt Town 5 Bedroom | 4 Bathroom | 3 Car garage Gourmet Kitchen | Family & Meals Rooms Lounge & Media rooms | Alfresco Dinning | Swimming Pool | Fully landscaped House : 589m2 | Out building: 118m2 | Land : 2001m2

M A S T E R B U ILT L U X U RY H O M E S S I N C E 1 9 6 5

9868 3222 | binethomes.com.au WW44502

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NEWS FEATURE

THE RULES OF INVESTING EXPERT ADVICE ON YOUR NEXT PURCHASE

Secure finance Before you dive headfirst into a purchase, you need to have secured finance. Getting a mortgage is not always a simple thing to do, so I highly recommend consulting a mortgage broker.

They will assess your financial position and explain to you how banks will see it, explain the different types of interest rates,

Western Property ISSUE NUMBER 347

Produced by The Western Weekender

ascertain what loans are likely to suit your goals and strategy, determine the best bank and outline any changes you’ll need to make before applying for your home loan of choice. However, if you’re going on your own, you need to show lenders who you are, what area you’re buying in, what type of property you’re buying, your intent behind the purchase and how much you need to borrow.

“FOLLOW THE LEADER, NOT THE HERD”

Knowing the exact costs The typical costs include the deposit, stamp duty, solicitor or conveyancer’s fee, building and pest inspection, property insurance, holding costs, and maintenance costs. A few things that can derail your budget include a strata report if you buy an apartment or sneaky legal costs that aren’t included in your initial quote. It’s very important for investors to EDITORIAL CONTACT Troy Dodds • 4722 2998 troy.dodds@westernweekender.com.au

conduct due diligence and forecast what could cost more money to account for that. Once you determine the end price, ensure that you have savings on top of that to account for any situations out of your control.

Location = Growth One of the greatest determining factors in investment growth is location. With just a mere five per cent of properties deemed investment grade, it is understandably difficult to differ between good and bad locations. Investors must look for areas with a strong local economy with different industries thriving, which does not always mean that investors have to buy near CBD areas. Other considerations that could determine the growth potential include main roads, quiet streets, flight paths, accessibility to amenities and transport. With the current hot market, many are buying in locations that won’t be as successful in five to 10 years once normal conditions resume.

would ultimately drive demand in these locations. Any area that supports job growth will be a safe investment choice.

Follow the leader, not the herd The more strategic investors tend to get involved before everyone else does. It is better to avoid dud purchases when the market is heating up and surrounded by hype. Also, following a property investor with a proven track record is proven to be tactical.

Buy where there is room for development Positive development may include gentrification or introducing to new amenities, which

SALES DIRECTOR ARTWORK Chris Pennisi • 0421 121 985 Jennifer Zuleni • 4722 2998 chris.pennisi@westernweekender.com.au artwork@westernweekender.com.au

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Understanding the property market can be difficult at the best of times, but with intense competition and the current hot market, it’s important that buyers are fully equipped.

Lloyd Edge, buyer’s agent and author of Positively Geared, understands that investors can make rash decisions during turbulent times; where they find themselves overpaying, missing out on sound opportunities or ignoring red flags.

With the constant fears of inflation and market fluctuations, Lloyd has found that many are disregarding the key golden rules in buying an investment property.

“There will always be some level of uncertainty when it comes to the market, but the one thing that will remain consistent are these five golden rules,” he said.

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The Nidas Touch...

Turns to sold LeoNIDAS Proestos 0409 300 733

What my clients say...

From the beginning at the open home Leonidas was so helpful and shared great knowledge of the house and area. His caring and helpful nature was consistent and evident all the way through negotiations and the overall sale. As purchasers we had a stack of questions, of which Leonidas attended to and got the answers we required very quickly. Leonidas goes above and beyond the call of duty for both sellers and purchasers.

Christopher & Sherrene - Buyer - Glenmore Park Leon has been working in our area for many years and has extensive knowledge of the area also. We actually purchased our first home in the area from him and he has recently sold it for us. He is very professional, friendly, honest, upfront and exceeded our expectations once again. Thank you Leon for taking care of us.

Belinda & David - Seller - Oxley Park

Leon was fantastic. He sold my house in 1 month when my first agent couldn’t sell it after 4 months. He knew all the right information about my house and went to every open home and inspection. Thank you so much Leon. I will highly recommend you to anyone selling their home.

Tiarna - Seller - Kingswood

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info@grassiassociates.com.au

Solicitor Director: Joseph M Grassi Dip Law (SAB) LLM Accredited Specialist Property Law Notary Public Solicitor: Grant Wiblin LLB, BSocSc, GDipLegalPrac Licensed Conveyancer: Wendy Harvey | Office Manager: Lois Grassi | Administration: Emily Beal

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Western Property Magazine

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41 Great Western Highway, Emu Plains

BUY OF THE WEEK

Auction

ICONIC RESIDENCE

What makes this property stand out?

Iconic residence, high profile location, moments from the river.

Who should buy this property?

Lovers of large parcels of land.

What’s the suburb like?

Emu Plains is becoming popular with families looking to position themselves in a location that enjoys easy access to the M4 motorway,

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Open for Inspection:

By Appointment Contact: Jim Aitken Emu Plains David Reeves • 0417 300 900

train station, Blue Mountains and Penrith’s growing CBD. Organise an inspection today and see what all the fuss is about!

Boxes from

$ .50

1

• REMOVALS • SELF STORAGE • TRUCK HIRE • BOX SHOP

RECEIVE 1 MONTH FREE ON ANY SIZE UNIT! 142 Old Bathurst Rd, Emu Plains PH 4735 7000 www.hitchens.com.au www.facebook.com/westernpropertymag

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Book for 6 months & only pay for 5 months. *Conditions apply

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Outer Western Sydney OPEN HOME

27 Honeyeater Place, Erskine Park

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Fully Renovated

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If you are looking for a large 4 BR brick family home $949,950 - $1,039,950 that has been tastefully renovated throughout on large block, then look no further. Situated in a location of INSPECT Saturday 24th April at 1:00pm - 1:45pm convenience and only a few minutes’ walk to Erskine ADDRESS 27 Honeyeater Place, Erskine Park Park schools and shopping centre, is this lovely CONTACT Professionals Erskine Park 9834 3555 residence neatly positioned on just under 1000sqm Angelo Mavris 0425 361 696 block. The property is located only 20 minutes away from the proposed Badgerys Creek Airport and is fully renovated from the top down with quality features.

OPEN HOME

301/44C Drummond Ave, Ropes Crossing

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Rare Find and Priced to Sell

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This larger than normal apartment with two bathrooms $490,000-$505,000 boasts an open plan kitchen, dining and living area which leads out on to the balcony with mountain INSPECT Saturday 24th April at 1:30pm - 2:00pm views. Modern fairly new apartment has features ADDRESS 301/44C Drummond Ave, Ropes Crossing including gas cooking/heating, air cond, dishwasher, CONTACT Professionals Erskine Park 9834 3555 dryer, two security parking spaces under and a lock-up Wayne Teudt 0412 462 672 cage. Only a few hundred metres from shops, schools and bus stops. This apartment is wheelchair accessible with large open spaces. Well worth an inspection!

OPEN HOME

2/83 Kareela Avenue, Penrith

Contemporary Modern Family Home!!!!

• Open plan family, dining & kitchen • Separate lounge • Quality kitchen with walk-in pantry, stainless steel appliances & granite benchtops • 4 spacious BRs, 1 with BIR & 3 with WIRs, main has en-suite • Modern bathrooms • Enclosed alfresco entertainment area • Single lock-up garage • Ducted air-cond Rental Potential $650pw.

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OPEN HOME

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2/60 Putland Street, St Marys

Long Term Tenant Paying $330 Per Week

$799,950 Negotiable INSPECT Saturday 24th April at 11:15am - 12:00pm ADDRESS 2/83 Kareela Avenue, Penrith CONTACT Professionals Erskine Park 9834 3555 Angelo Mavris 0425 361 696

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A set and forget investment with a tenant who has $289,000 - $309,000 been at the property since 2007 and paying $330pw.

An opportunity for a first home buyer to get into the INSPECT Saturday 24th April at 12:30pm - 1:00pm market at a realistic price. • Formal lounge • Separate ADDRESS 2/60 Putland Street, St Marys dining area • Two bedrooms with BIR to main BR • Split CONTACT Professionals St Marys 9673 4422 system air cond • Kitchen offering plenty of cupboard Geoff Gray 0418 299 315 space • Balcony off the formal lounge • Bathroom with separate bath and shower • Single detached lock-up garage • Strata fees are approximately $600 per qtr

professionalsouterwesternsydney.com.au WW41442

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Outer Western Sydney AUCTION

43 Maple Road, North St Marys

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Granny Flat Or Duplex Potential Beautifully maintained clad and tile family home offering granny flat or duplex potential subject to approval. The forward thinking owners have electricity and sewer in place to build a granny flat at the rear. • 2 BRs with a large mirrored BIR in the main • Modern gas kitchen with plenty of bench space • Large dining area off the kitchen • Formal lounge with split air cond • Modern bathroom • Rear pergola for entertaining • Downlights & ceiling fan • External laundry with 2nd toilet • Detached single garage • Colorbond fencing • Potential rent in the vicinity of $360pw

OPEN HOME

Comfortable Family Home Located in the private area of Shalvey in a whisper quiet cul-de-sac your new family home awaits. A long term tenant in place paying $400 per week and is keen to stay. • Three bedrooms • Good sized lounge and dining area • Electric kitchen • Updated bathroom • Internal laundry with second toilet • Double garage • Side access for the boat or tradesman

OPEN HOME

632m2 Corner Block

2 Lawry Place, Shalvey

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Contact Agent INSPECT Saturday 24th April at 11:30am -12:00pm ADDRESS 2 Lawry Place, Shalvey CONTACT Professionals St Marys 9673 4422 Geoff Gray 0418 299 315

2 Enderby Street, Tregear

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Are you looking for an opportunity to become a first Contact Agent home buyer or investor? Well look no further than Tregear. Nicely set on an approximate 632m2 block, INSPECT Saturday 24th April at 11:15am -11:45am with the possibility of a street facing granny flat ADDRESS 2 Enderby Street, Tregear (STCA) • 3 bedroom home • Electric kitchen • Separate CONTACT Professionals St Marys 9673 4422 dining/lounge room • Air conditioning, plus oil heater Rob Masters 0414 281 291 that actually works • Single car garage • Large side access and fully fenced property • Rental return $360 per week. Don’t miss out on this one.

OPEN HOME

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AUCTION THIS SATURDAY INSPECT AUCTION ADDRESS CONTACT

Saturday 24th April at 10:00am - 10:30am On site 24th April, 2021 at 10:30am 43 Maple Road, North St Marys Professionals St Marys 9673 4422 Geoff Gray 0418 299 315

154 Popondetta Road, Blackett

Bouncing Into The Market At Blackett

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Looking for the perfect investment, well this 3 BR Contact Agent home has been fully renovated and freshly painted INSPECT Saturday 24th April at 10:00am -10:45am inside and out. • New kitchen with dishwasher ADDRESS 154 Popondetta Road, Blackett • Bathroom has separate shower and bath • Separate lounge room with reverse cycle split air con • Great size CONTACT Professionals St Marys 9673 4422 yard, 2 storage sheds, 2 x carports • Short walk to Rob Masters 0414 281 291 shopping centre & schools • Great tenants wishing to stay on at the property

FOR SALE

Close To All In Werrington

Werrington

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This two bedroom unit is located close to schools, Contact Agent public transport and shopping centres. Some of its many features include: • Good size lounge and dining INSPECT By Appointment • Built-in robe to main bedroom • Brand new carpet ADDRESS Werrington • Neat and tidy kitchen • Nice bathroom • Freshly CONTACT Professionals St Marys 9673 4422 painted • New light fittings • Split system airRob Masters 0414 281 291 conditioner • Balcony & internal laundry • Single carport and swimming pool in complex • Walk to train station • Currently tenanted at $280 per week

professionalsouterwesternsydney.com.au WW41443

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Penrith Greater Region and Blue Mountains AUCTION

26 Gibson Street, Werrington

More Than Meets The Eye • Fantastic 3 bedroom family home • 3 great-sized bedrooms • Lounge, dining & family areas • Ducted A/C throughout • Large modern kitchen & bathroom • Huge U/C entertaining area, garden gazebo • Manicured lawn, trees & gardens • Single garage with electronic roller door plus workshop

OPEN HOME

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Auction, Saturday 22nd May 10:30am on site INSPECT

By Appointment

ADDRESS 26 Gibson Street, Werrington CONTACT Professionals Penrith 4725 3100 Ross Heidtmann 0407 113 039

16/61 Park Avenue, Kingswood

Everything To Like!

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• Revamped top floor 2 bedroom unit • New carpet & vinyl flooring throughout • Freshly painted interior • Spacious open living design • Huge outdoor under cover balcony • Single lock-up garage

$318,000

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INSPECT Saturday 24th April at 10.00am - 10.30am ADDRESS 16/61 Park Avenue, Kingswood CONTACT Professionals Penrith 4725 3100

penrithprofessionals.com.au 02 4725 3100 253 High Street, Penrith WW43609

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OPEN HOMES & RENTAL PROPERTY GUIDE OPEN HOMES ADDRESS

SUBURB

TIME

AGENT

OPEN HOMES

ADDRESS Saturday 24th April

43 Maple Rd

BLACKETT 154 Popondetta Rd

Blackett

10-10:45am

Professionals St Marys

CAMBRIDGE GARDENS 17 Hilton Rd

Remax Lifestyle Marketing

Emu Plains

1:30-2pm

Remax Lifestyle Marketing

Erskine Park

1:00-1:45pm

Professionals Erskine Park

Jordan Springs

11:30-12pm

Remax Lifestyle Marketing

EMU PLAINS 53 & 53A Russell St 27 Honeyeater Pl

JORDAN SPRINGS 50 cropton St

Kingswood

10-10:30am

Penrith Professionals Real Estate

Minchinbury

9:30-10am

Remax Lifestyle Marketing

10-10:30am

Professionals St Marys

Pendle Hill

11am-12pm

Professionals St Marys

Penrith

11:15-11:45am Professionals Erskine Park

ROPES CROSSING 301/44C Drummond Ave Ropes Crossing

1:30-2pm

Professional Erskine Park

St Marys

12:30 - 1pm

Professionals St Marys

Tregear

11-11:45am

Professionals St Marys

13/82 Irwin St

Werrington

10:30-11am

Remax Lifestyle Marketing

SUBURB

DESCRIPTION

RENT

AGENT

Kingswood

2 Bedroom Unit

$230pw

4725 3100 Penrith Professionals Real Estate

Penrith

Penthouse

$800pw

0424 823 911 REMAX Lifestyle Marketing

Penrith

2 bed townhouse

$520pw

4725 3100 Penrith Professionals Real Estate

Penrith

1 bed unit

$400pw

4725 3100 Penrith Professionals Real Estate

Penrith

3 br townhouse

$550pw

4725 3100 Penrith Professionals Real Estate

4 br home

$700pw

9673 4422 St Marys Professionals

Granny Flat

$380pw

0424 823 911 REMAX Lifestyle Marketing

2 br grannyflat

$350pw

9673 4422 St Marys Professionals

St Marys

6 Bedroom House

$900pw

0424 823 911 REMAX Lifestyle Marketing

St Marys

3 br townhouse

$310pw

4725 3100 Penrith Professionals Real Estate

3 br townhouse

$420pw

4725 3100 Penrith Professionals Real Estate

Granny Flat

$350pw

0424 823 911 REMAX Lifestyle Marketing

2 br grannyflat

$295pw

ST MARYS 2/60 Putland St 2 Enderby St

WERRINGTON

MINCHINBURY 50 Minchin Dr

Nth St Marys

TREGEAR

KINGSWOOD 16/61 Park Ave

AGENT

PENRITH 2/83 Kareela Ave

ERSKINE PARK

TIME

PENDLE HILL 4/55 Stapleton St

Cambridge Gardens 12:30-1pm

SUBURB

NORTH ST MARYS

PROPERTIES FOR RENT SUBURB

DESCRIPTION

RENT

AGENT

2 bedroom g-flat

$350pw

4725 3100 Penrith Professionals Real Estate

$520pw

9673 4422 St Marys Professionals

CAMBRIDGE PARK Cambridge Park

CLAREMONT MEADOWS Claremont Meadows 4 br home

COLYTON Colyton

3 br home

$350pw

9673 4422 St Marys Professionals

CRANEBROOK Cranebrook

SILVERDALE 4 br home

$850pw

9673 4422 St Marys Professionals

EMU PLAINS Emu Plains

PENRITH

Silverdale

SOUTH PENRITH 3 bedroom house

$550pw

4725 3100 Penrith Professionals Real Estate

Erskine Park

3 br home

$450pw

9673 4422 St Marys Professionals

St Clair

Erskine Park

4 br home

$580pw

9673 4422 St Marys Professionals

ST MARYS

2 bedroom g-flat

$360pw

4725 3100 Penrith Professionals Real Estate

1 bedroom g-flat

$230pw

4725 3100 Penrith Professionals Real Estate

ERSKINE PARK

ST CLAIR

GLENMORE PARK Glenmore Park

HERBERSHAM Hebersham

South Penrith

WERRINGTON

KINGSWOOD

Werrington

WERRINGTON DOWNS

Kingswood

1 br studio

$220pw

9673 4422 St Marys Professionals

Werrington Downs

Kingswood

1 br unit

$250pw

9673 4422 St Marys Professionals

WILLMOT

Kingswood

3 br Town House

$410pw

0424 823 911 REMAX Lifestyle Marketing

Willmot

www.facebook.com/westernpropertymag

9673 4422 St Marys Professionals Western Property Magazine

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NOBODY IN THE WORLD SELLS MORE REAL ESTATE THAN RE/MAX.®

Central Coast

Duplex or Dual Key

Dual Key

5

DUPLEX OR DUAL KEY TURNKEY

EXCELLENT INVESTMENT: DUAL LIVING!

• Investors

• Separate entries • Soundproof firewall • Only pay one set of council rates • Turn key home • Two rental income returns, or live in one and rent out the other

2 rental incomes, capital growth

• All included in price: landscaping, driveways, separate gas, water & electricity meters, aircon, & more • Potential combined rent $750+p/w

LITSA MELETI Want to know more?

Call me on 0466 969 164 Your Investment Specialist

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Sale : $488,900 Inspection: By Appointment GIZZELLE POWELL M: 0428 934 618 E: gizzellepowell@remax.com.au

Approximate Rental return: $600-$660pw

Another Happy Vendor

Beyond our expectations!

Having an easy ongoing relationship with Litsa and always willing to assist with any of our questions que regarding property.

Verified by RateMyAgent

Thinking of Selling or Investing.

Please give me a call or SMS Litsa on 0466 969 164

JORDAN SPRINGS 3 & 4 BEDROOM TERRACES Price: $675,000 (price current as of 12/03/2021) • Located in Jordan Springs • Nestled around a 900ha regional parkland • Just 7kms from the Penrith city centre • Turn-key high quality inclusions

Call or SMS Gizzelle Powell on 0428 934 618 for further information WW43849

Put Our Winning Team to Work 14

Phil Haley 0412 355 020

Western Property Magazine

Litsa Meleti 0466 04 969 164

Gizzelle Powell 0428 934 618

Paul Tanner 0410 587 553

Victor Borg 0439 755 081

Kassandra Richards 0405 329 851

Alana Neville 0497 848 414

Peter Parker 0408 432 998

www.facebook.com/westernpropertymag

FOR SALE BY LITSA MELETI ST MARYS

Ne w

C o So mi on ng

TOONGABBIE

696m 696 m2

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PENRITH

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4+

2

4

2

1 2

2

2

HURSTVILLE

2

2

MARSDEN PARK

4

QUARTER ACRE BLOCK

1 2

2 THE PONDS

1

4

Litsa Meleti 0466 969 164 litsameleti@remax.com.au www.facebook.com/westernpropertymag

If you are considering selling your property, please contact Litsa Meleti today for a confidential discussion and market appraisal.

Western Property Magazine

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Contact Litsa Meleti Today, these houses won’t last long on the market!

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COMING SOON: PROPERTIES BY GIZZELLE POWELL 17 Hilton Road CAMBRIDGE GARDENS

2 te bric -st en k or ag ho ey e m re e tr + ea t

M ag jus hom nific t m e en ov – t ei n

50 Minchin Drive MINCHINBURY

INSPECTION: Sat, 9:30 - 10:00am

4

2.5

2+

INSPECTION: Sat, 12:30 - 1:00pm

INSPECTION: Sat, 10:30 - 11:00am

2+

50 Cropton St JORDAN SPRINGS

3 + Sitting Area

2.5

1+

INSPECTION: Sat, 11:30 - 12:00pm

4

2

2

53 & 53A Russell St EMU PLAINS

oc

an tow 2 id nh BR ea ou l lo se ca in tio n

D du cup ua l a al in nci co es m + e

12/3 Cosgrove Crescent KINGSWOOD

CALL AGENT

1.5

fir P st er do ho fec in wn me t fo ve s st ize buy r or rs e s a o rs, like r

3 B Ne a + s R to rly itt w ne in nh w g ou ar s ea e

13/82 Irwin Street WERRINGTON

4

2

1.5

1

INSPECTION: Sat, 1:30 - 2:00pm

3+2

1+1

1

WW43851

Contact Litsa Meleti Today, these houses won’t last long on the market!

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NOBODY IN THE WORLD SELLS MORE REAL ESTATE THAN RE/MAX.®

NEW RELEASE Pinnacle Stage 3 BE QUICK FOR SUN-FILLED UNITS overlooking park Call Alana Neville now on 0497 848 414

Pinnacle Stage 1 shown

NEW HOME WITH INCOME Claremont Meadows Central Coast Hunter Dora Creek Schofields Lochinvar CALL ALANA NEVILLE NOW ON 0497 848 414

LAND-HOUSE PACKAGES

ESTATE OPEN: Saturday & Sunday, 12:00-2:00pm Entry Silkwood Avenue, CLAREMONT MEADOWS What’s your Property worth? www.facebook.com/westernpropertymag

Book your FREE Appraisal now with one of our Winning Team on 4732 6007 Western Property Magazine

WW43852

CALL ALANA NEVILLE NOW ON 0497 848 414 17

BROKING BREAKDOWN

CREDIT CARD CRISIS ARE YOU DROWNING IN DEBT?

MARK STEVENSON BELLPARTNERS.COM

Despite official interest rates in Australia being at an all-time low, many thousands of consumers are still racking up big debts due to their high interest rate credit cards.

While the Reserve Bank of Australia’s cash rate is at 0.1 per cent and a range of home loan interest rates are available at lower than two per cent, there are people struggling to pay down credit cards with banks charging interest rates of around 20 per cent!

According to financial comparison site Finder, there are 13,489,697 credit cards in Australia as of February 2021, netting a national debt accruing interest of $20.6 billion.

One positive economic impact

of COVID-19 in Australia is that credit card balances have actually been falling with total credit card debt reduced by about 25 per cent over the course of 2020.

But for too many people, paying off a credit card remains a desperate challenge and they may only be managing to make minimum monthly interest payments, which does little to reduce debt.

If you also have just lost JobKeeper and are out of work while owing rental arrears and payments to utility and insurance companies, the burden of having a few thousand dollars on a credit card charging 20 per cent interest, compounding annually, must be overwhelming.

Victorian Treasurer Tim Pallas recently wrote to the Federal

Government to recommend tying credit card interest rates to the official RBA cash rate, with the Financial Services Union supporting the suggestion. There have been no moves by banks to lower sky-high rates but as a result of a 2016 Senate inquiry, unsolicited credit card limit increases have been banned and it’s easier to close a credit card account.

Mark’s Shout There are a number of ways to reduce credit card debt such as zero per cent transfer cards which can consolidate outstanding balances into one account to make it easier to manage repayments.

Some credit cards also let you set up instalment plans. An expert can provide you with advice.

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Get started

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FINANCE

ACCOUNTING

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WEALTH

TAX

AUDIT

LEGAL

INSURANCE Western Property Magazine

19

Would you like to know the value of your home in the current market?

Don’t hesitate to get in touch with me today.

I look forward to meeting you.

Nick Rigas 1/21 Lavin Crescent Werrington County NSW 2747 m. 0401 560 116 e. nickrigas@theagency.com.au w. theagency.com.au 20 Western Property Magazine

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Proud sponsors of Jordan Springs Netball Club & Jordan Springs Joeys Football Club.

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+

4.34

%

growth

Snapshot of

Jordan Springs is a suburb with newer developments that has seen a growth in population of 222% between 2011 to 2016.

Jordan Springs, 2747

Households in Jordan Springs are primarily couples with children and the properties are over 60% owner occupied.

Houses in Jordan Springs have seen a +4.34% year on year growth (Dec 2020) while Units have grown +7.31% (Dec 2020).

Jordan Springs is a sought after suburb to live and an area that is showing further growth potential.

Total number Median Value Median Value currently

Total Total Total dwellings dwellings Total new new listings* listings* Total dwellings Total new listings* Median Value

listed

2,715

146

$774,172

36

224

12

$519,339

7

Total number current Total number current listed listed

*Total number of unique properties listed for sale over the past 12 months.

More information about Jordan Springs

What is your home worth?

Pa Pa

46km Distance from GPO

38% %

5.1k

Contact the local suburb sales specialists advertised here to find out what your home is worth and to receive a detailed report of sales in your area.

Population

222.4%

5 year population change

62% 6

5 years Average length of ownership

Want to know more about your suburb? Suggest a suburb for us to feature by emailing: sales@westernweekender.com.au Source: CoreLogic © Copyright 2021 | RP Data Pty Ltd trading as CoreLogic Asia Pacific (CoreLogic). The above data is subject to CoreLogic’s online terms and conditions, available at www.corelogic.com.au/about-us/terms-and-conditions. While CoreLogic uses commercially reasonable efforts to ensure the data is current, CoreLogic does not warrant the accuracy, currency or completeness of the data.

WW44583 Total dwellings

Total new listings*

Median Value

Total number currently listed

Total dwellings

Total new listing

Page 2

Total dwellings

Brands don’t sell houses, people do.

Total dwellings

Total new listings*

Median Value

Total dwellings

Total new listings*

Median Value

Total dwellings

Total new listings*

Median Value

Total new

Total nu

Total nu

Total nu

Call Nick for all your property needs.

Nick Rigas 0401 560 116 nickrigas@theagency.com.au WW44604

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21

ASK YOUR LOCAL

E

MERSON’S NVIROCARE

PEST MANAGEMENT SERVICES

Plumbers • Builders • Renovators

BIRD CONTROL

TOILET TALK

NO MORE NUISANCE AND UNDESIRABLE NESTING

Toilets – an essential sanitation facility necessary to every home. There’s nothing to be embarrassed or ashamed about when shopping for a porcelain throne. Toilets come in a variety of shapes, sizes and styles.

Damaged roofing can be a pathway for the birds. A lack of bird control in Sydney may lead them to start nestling inside your house or office, and might become the source of irritation to your skin or allergic reactions. Hence its crucial that you take necessary steps for bird control in Sydney.

We may not think of birds as pests but they are capable of damaging your property as well as deteriorating your health. Apart from broken roof tiles, birds can gain access to your home through chimneys, vents & drain pipes similar to rats and mice.

If they nest inside your guttering system, you might face water drainage problems leading to moisture and damage to your walls or even flooding, their droppings are highly acidic and might corrode any equipment. Birds could also dislodge your roof tiles and some might become aggressive and start attacking you during their breeding season.

Apart from the collateral damage, they possess immense danger to your health. Bird droppings consist of deadly microorganisms such as histoplasmosis and aspergillosis.

If the bird feces are left to accumulate, they dry up and form dust that can impair your immune system and result in respiratory diseases.

Get your expert advice for bird control, termite control or any other pest control service. We implement an effective environmentally friendly methods for bird control in Sydney

The most common type of toilet suite used in new-builds and renovations is the back to wall toilet suite. Many are now also available in rimless designs, allowing for an even easier clean. If you have an older home, are wanting a provincial or federation look, or are limited by your existing pipework, you may want to go for either a connector or close-coupled toilet suite. When it comes to new builds, home owners wanting a modern, streamlined look, can go for a concealed-cistern toilet suite. With a range of flush buttons available in different colour finishes and styles, you can customise your suite to match almost any bathroom design.

For more detailed information about the humble toilet, check out our website or speak to your local Cook’s Showroom Consultant.

IF IT’S A PEST PROBLEM WE’LL FIX IT www.emersonsenvirocaresydney.com Emerson’s Envirocare Call us today for a free quote 1800 600 760 Western Property Magazine

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& Penrith houses as well as businesses.

22

Expert

29-31 Regentville Rd Jamisontown | 4729 7400 cooksplumbing.com.au penrith@cooksplumbing.com.au www.facebook.com/westernpropertymag

E

MERSON’S NVIROCARE

STAFF PROFILE

RAINE & HORNE PENRITH

PEST MANAGEMENT SERVICES

GARY ROSSSETTO

Do you have Solar Panels on your roof?

Are you having problems with pigeons?

Call Emerson’s Envirocare Pest Management Services

• Cockroaches • Spiders • Ants • Silverfish • Bees & Wasps • Termite inspections and treatments • Bird control • Bird proofing & baiting • Rats & Mice • Sub-floor ventilation services • Solar panel proofing • Possum proofing and Possum removal • Flea control • Carpet beetle • Drain fly • Mites • Bird lice • AND MUCH MORE Commercial, Industrial and Residential

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OUR SERVICES

Gary is the principal of Raine & Horne Penrith and has been in the business for over 40 years. Being a local boy, having lived in the area since the age of 7 and started real estate in 1979, he has a genuine passion for the industry. His wealth of knowledge, strong work ethics and no nonsense advice and guidance with his clients, ensures the process of selling and buying is smooth and successful. Gary is always there to help.

PO BOX 480 Kingswood NSW 2747 www.emersonsenvirocaresydney.com Call us today for a free quote 1800 600 760

RAINE & HORNE PENRITH Gary Rossetto • 0414 321 000 • gary.rossetto@penrith.rh.com.au

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IF IT’S A PEST PROBLEM WE’LL FIX IT

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MEET OUR TEAM

The team members from left to right : Grant Wiblin (Solicitor Associate), Emily Beal (Personal Assistant), Joseph Grassi (Solicitor Director), Wendy Harvey (Licenced Conveyancer), Lois Grassi (Office Manager)

86 Henry St, Penrith | 4702 5905 | www.grassiassociates.com.au www.facebook.com/westernpropertymag

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23

$3,000

CASH BACK

#

Available for refinance of loans of at least $250k with a max. LVR of 80%.

Plus some really great rates

89% 1.

Discounted 2-Year Fixed Home Loan Rate*

P.A.

05% 3.

Comparison Rate^

P.A.

Min. $150k new owner-occupied principal & interest lending with a max. LVR of 80%.

Whatever your reason to refinance, there’s never been a better time to talk to BOQ.

BOQ Penrith

Credit provided by Bank of Queensland Limited ABN 32 009 656 7 40 (BOQ) Australian Credit Licence Number 244616. Fees and charges payable. BOQ’s standard credit assessment criteria apply.

Full terms and conditions at any BOQ branch. Interest rates quoted are indicative only, and are subject to change without notice. *Discount Fixed Rate offer is available for applications received from 26/03/2021 for Owner Occupier new home loan lending only and is not available for refinance or restructure of existing BOQ facilities. LMI may apply. Not available for construction loans. At the end of the fixed rate period, the interest rate will convert to the clear path variable interest rate. Fixed interest rates may vary between application and drawdown of the loan. A The comparison rate is calculated on the basis of a secured loan of $150,000 for a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Information current as at 12/04/2021. # Special limited time $3,000 cashback offer only available for new refinance applications received between Monday 12 October 2020 and Friday 28 May 2021. Must settle by Friday 27 August 2021. This offer is open to Australian residents aged 18 and over who are personal customers taking out a new home loan with BOQ, refinanced from another financial institution. Offer available on BOQ’s Clear Path, Economy, Intro Rate, or Fixed Rate home loan products only. Not available for the refinance, restructure or switches of home loans within BOQ Group, which includes BOQ, Virgin Money (Australia) and BOQ Specialist. An applicant will be eligible for a maximum of one cashback payment during the offer period, regardless of the number of loan applications they are party to, provided the total amount drawn at settlement across all loans is at least $250,000.

The cashback will be paid to the applicant’s BOQ transaction account within 30 days of the settlement date. For multiple home loan applicants the BOQ account needs to be in the name of at least one of the home loan applicants and the cashback will be paid only once to the applicants jointly. If you do not have an existing BOQ transaction account, one must be opened. This offer can be amended and/or withdrawn by BOQ at any time without notice. Applicants should seek their own tax advice in relation to the receipt of a cashback on settlement.

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Lachlan Waters, Lending Manager 0427 998 111 Emilie Walker, Lending Manager 0416 723 967 4723 7650 penrith@boq.com.au facebook.com/penrithboq boq.com.au