FOR THE HOME OWNER, THE HOME SELLER AND THE HOME BUYER ISSUE 368
the western weekender
Western Property BUY NOW HOTTEST LOCAL SUBURBS SEE PAGE 3
BEST BUY IN KINGSWOOD
YOUR LOCAL RENTALS GUIDE
PERFECT TIME TO REFINANCE
SEE PAGE 11
SEE PAGE 13
SEE PAGE 20
PUT OUR WINNING TEAM TO WORK Phil Haley 0412 355 020
Litsa Meleti 0466 969 164
Gizzelle Powell 0428 934 618
Paul Tanner 0410 587 553
Peter Parker 0408 432 998
Victor Borg 0439 755 081
Dorothy Scott 0452 317 217
Alana Neville 0497 848 414
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NEWS FEATURE
SNAP UP A TOP BARGAIN LOCAL SUBURBS AMONG MOST AFFORDABLE The Sydney property market is still performing strongly with pockets of affordable houses, despite the COVID-19 virus having significant impacts on the economy. Emu Heights and Emu Plains have been named in the top 10
Western Property ISSUE NUMBER 368
Produced by The Western Weekender
affordable suburbs in New South Wales that are around 70 per cent of the median price for the capital city. The Central Coast region and Sydney’s Outer West areas, including the Blue Mountains, have made it onto the list from
EDITORIAL CONTACT Troy Dodds • 4722 2998 troy.dodds@westernweekender.com.au
RiskWise Property Research, with houses coming in between $800,000 and $900,000, compared to Greater Sydney’s median of around $1.2 million. Co-founder of national property buyer’s agency network BuyerBuyers, Peter Wargent (pictured) said affordable areas will be sharply in focus, with first home buyers and investors competing for a low level of stock available. “Prices have increased over the past year, but there are still areas where bargains can be had and if you have a long-term strategy you can expect solid capital growth over the coming few years,” Mr Wargent said. “There are decent opportunities for buyers looking for houses with high land value as a proportion of the property, and a strong component of scarcity, especially if they intended to hold on to the property for several years or longer.” The pandemic has created a ‘race for space’ with people shifting away from higher-density developments of the CBD, but buyers should be aware of changes in the market. “The current ultra-low interest
rates have created a unique environment where buying a house in many areas was cheaper than paying rent in one,” Mr Wargent said. “It’s important for buyers to consider whether than can comfortably afford to repay a loan if mortgage rates do move higher in the future.” Mr Wargent also stressed while this is the case for houses in these areas, units continued to carry a materially high level of risk, on average.
SALES DIRECTOR ARTWORK Chris Pennisi • 0421 121 985 Jennifer Zuleni • 4722 2998 chris.pennisi@westernweekender.com.au artwork@westernweekender.com.au
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Outer Western Sydney FOR SALE
5 Le Maire Avenue, Lethbridge Park
WHAT’S YOUR HOME WORTH IN TODAY’S MARKET? FIND OUT HERE! Scan the QR code for your free market opinion.
Calling All Larger Families Or The The Astute Investor! Dual Income from day 1 with $700 per week, two great tenants already occupying and keen to continue long term leases! This five-bedroom home has been split into a 3 bedder plus 2 bed flat - which can be easily reverted to the original floor plan for larger families with the in-laws or older teenagers at home. All on a 569m2 block.
FOR SALE
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Contact Agent INSPECT By Appointment ADDRESS 5 Le Maire Avenue, Lethbridge Park CONTACT Professionals St Marys 9673 4422 Rob Masters 0414 281 291
1/81 Australia Street, St Marys
Rare Over 55’s Villa If you are looking to downsize but still want to stay close to central St Marys, we strongly suggest you view this beautifully-maintained home sitting at the front of a small complex of five villas. • Two bedrooms with built-ins • Open plan lounge & dining • Electric kitchen with plenty of storage • Large north-facing pergola • Air conditioning • Single carport
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Just Listed INSPECT By Appointment ADDRESS 1/81 Australia Street, St Marys CONTACT Professionals St Marys 9673 4422 Geoff Gray 0418 299 315
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Outer Western Sydney FOR SALE
5 Tulloch Place, St Clair
Grand Architecturally Designed Family Home!
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Experience the difference in room flow and space with Contact Agent this architecturally designed/built home which is incredibly spacious and immaculately presented. INSPECT By Appointment • Classic multiple living areas • Wide gallery area upstairs ADDRESS 5 Tulloch Place, St Clair opens up to 4 double-sized BRs • Main bathroom CONTACT Professionals Erskine Park 9834 3555 elegantly styled • A fifth BR downstairs used as a study Angelo Mavris 0425 361 696 • Fully renovated brand new kitchen • Very wide 2.5 car garage • Step outside to a private big backyard with a large gazebo and a paved entertainment area
FOR SALE
5 Lethbridge Street, Penrith
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Modern & Stylish Apartment This luxurious & spacious 4th floor apartment has had no expense spared & has been finished with quality inclusions • 2 bedrooms with large mirrored built-ins • Generous size open plan living area with s/s air cond • Modern open plan kitchen • Good size balcony • Lift access to all levels • NBN ready for connection • Rooftop terrace & BBQ area
FOR SALE
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Just Listed INSPECT By Appointment ADDRESS 5 Lethbridge Street, Penrith CONTACT Professionals St Marys 9673 4422 Terry Hansen 0418 245 683
29 Tarawa Road, Lethbridge Park
Very Neat And Tidy Home!!
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Very nice clad 3 bedroom home featuring built-in Just Listed wardrobes, formal lounge, dining, kitchen, bathroom, internal laundry, 2 toilets, carport, single garage & INSPECT By Appointment garden shed. All of this set on an approx 556m2 block. ADDRESS 29 Tarawa Road, Lethbridge Park This property will be snapped up very quickly!! CONTACT Professionals Erskine Park 9834 3555 Email NOW to make an enquiry & book an appointment Wayne Teudt 0412 462 672 on this property!!
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Penrith Greater Region and Blue Mountains FOR SALE
Regentville
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Stunning Home – Best Location • Modern 4-5 bedroom home in great central location • In-ground pool, under cover outdoor entertaining area, mancave with bathroom • 2 minute drive to Nepean River, M4 and Penrith greater retail area • Multiple living areas, bedrooms & bathrooms located on both floors – 2 family potential • Call Richard on 0409 551 803 to arrange your inspection
OPEN HOME OPEN FOR HOME FORSALE SALE
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POA INSPECT By Appointment Only ADDRESS Regentville CONTACT Professionals Penrith 4725 3100
15 Marscay 2/29 Flavel Street Street, Kellyville South Penrith Ridge
OPENSALE HOME FOR As Good As It Looks! • Spacious free-flowing living design • Gorgeous modern kitchen • Huge bathroom of considerable size • 3 great sized bedrooms with built-in robes • Under cover paved patio area • Single lock-up garage, powered garden shed • Asking $659,950
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$659,950 INSPECT By Appointment Only ADDRESS 2/29 Flavel Street, South Penrith CONTACT Professionals Penrith 4725 3100
penrithprofessionals.com.au 02 4725 3100 253 High Street, Penrith WW45182
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Dual Key
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EXCELLENT INVESTMENT: DUAL LIVING! Sale : Contact Agent Inspection: By Appointment GIZZELLE POWELL M: 0428 934 618 E: gizzellepowell@remax.com.au
Central Coast
Duplex or Dual Key
DUPLEX OR DUAL KEY TURNKEY
• Separate entries • Soundproof firewall • Only pay one set of council rates • Turn key home • Two rental income returns, or live in one and rent out the other
• Investors
Approximate Rental return: $600-$660pw
• Potential combined rent $750+p/w
2 rental incomes, capital growth
• All included in price: landscaping, driveways, separate gas, water & electricity meters, aircon, & more
LITSA MELETI Want to know more? Call me on 0466 969 164 Your Investment Specialist
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Marsden Park
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GIZZELLE POWELL M: 0428 934 618 E: gizzellepowell@remax.com.au
2 storey 4 bedroom home
Wentworthville
Price $360,000
Brand New Apartment
5 mins walk to train station
Inspection: Call Gizzelle
LITSA MELETI Want to know more? Call me on 0466 969 164 Your Investment Specialist WW45037
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Litsa Meleti 0466 04 969 164
Gizzelle Powell 0428 934 618
Paul Tanner 0410 587 553
Victor Borg 0439 755 081
Dorothy Scott 0452 317 217
Alana Neville 0497 848 414
Peter Parker 0408 432 998
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Boarding House St Marys
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Current Rent: $108,680
St Marys Townhouse
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Coming Soon
LITSA MELETI M: 0466 969 164 E: litsameleti@remax.com.au
Freestanding Separate laundry
SCHOFIELDS/ TALLAWONG MOVE IN READY
LITSA MELETI M: 0466 969 164 E: litsameleti@remax.com.au
PACKAGE OR CUSTOM DESIGN?
Image for illustration purposes only
Luxury Family Home 4 Bedrooms 2 Bathrooms ALANA NEVILLE M: 0497 848 414 E: alananeville@remax.com.au
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Stock or Custom Designed Homes in a great location. Easy access to both M4 eastbound and proposed Metro Rail Stations at Claremont Meadows & Orchard Hills. 3, 4, 5 Bedroom Designs. 5 and 6 BR Dual-Key Designs. VICTOR BORG Ducted Air-Conditioning M: 0439 755 081 Call for Inclusions Package E: victorborg@remax.com.au
SOUTH PENRITH
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Coming Soon
Great property in great location Land size: 607m2 Inspection call Gizzelle
Ideal first home or investment property GIZZELLE POWELL Land size: 651m2 M: 0428 934 618 E: gizzellepowell@remax.com.au Inspection call Gizzelle WW45038
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Book your FREE Appraisal now with one of our Winning Team on 4732 6007 Western Property Magazine
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3 Elliott Street, Kingswood
BUY OF THE WEEK
Auction
MORE, MORE, MORE!
home with an attached 1 / 2 bedroom studio that is fully self contained.
Who should buy this property? Investors or larger families looking for a new adventure.
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Open for Inspection: By Appointment Contact: Raine & Horne Penrith Bianca Rossetto • 0423 798 801
What’s the suburb like? Close to the hospital and Penrith CBD. Lots of families nearby!
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What makes this property stand out? This property is a four bedroom
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PROPERTIES FOR RENT SUBURB
DESCRIPTION
RENT
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CAMBRIDGE PARK Cambridge Park
DESCRIPTION
RENT
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St Marys
1 br studio
$230pw
9673 4422 St Marys Professionals
St Marys
3 br home
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St Marys
3 br townhouse
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4725 3100 Penrith Professionals Real Estate
Tregear
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Price
$589,000 - $639,000
View
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5
8/24-28 Robert Street, Penrith • 3 bedroom townhouse with all the extras • Separate lounge & dining, ducted air conditioning • Kitchen with freshly painted cupboards and gas cooking • Freshly painted with brand new carpet to BRs • Ensuite to main bedroom • Under cover deck entertaining space • Perfect for first home buyers or an investor wanting something close to amenities
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View
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Bianca Rosse o 0423 798 801
Price
$469,000 - $489,000
View
By Appointment
3 Ellio Street, Kingswood • Unique 5 bed home on 727m2 less than 1km to Nepean Hospital • Spacious main residence exposed timber beams and brick feature walls • Upper level family/si ing room, private office/study • A ached studio with own entry fully selfcontained • Large backyard with 2 side access points • Perfect for the extended family
bianca.rosse o@penrith.rh.com.au
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3/37 First Street, Kingswood • 2 bedroom townhouse located in small bock of 5 • Quality kitchen with stainless steel appliances • Less than 1km to Kingswood Station, 1.1km to Nepean Hospital • Covered car accommodation, 3 toilets
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Auction
bianca.rosse o@penrith.rh.com.au
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Price
$485,000
View
By Appointment
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42-44 Lethbridge Street, Penrith • Luxurious 2 bedroom apartment • Super location within walking distance to Nepean Hospital, Nepean Selective High School and shopping • Spacious and open plan with quality fixtures and fi ings • European appliances and stone benchtop • Security and intercom, secured parking plus more
Bianca Rosse o 0423 798 801
Bianca Rosse o 0423 798 801
bianca.rosse o@penrith.rh.com.au
bianca.rosse o@penrith.rh.com.au
Penrith 4732 1000 1/282 High Street , Penrith www.rh.com.au/penrith WW46075
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Ensuring your investment strategy is legally compliant. For the right advice on For the right advice on purchasing property in your Self-Managed Super Funds Self-Managed Super Fund. 02 9297 2765 | info@smsflawyers.com
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BROKING BREAKDOWN
GET THE BEST DEAL THE PERFECT TIME TO REFINANCE
MARK STEVENSON BELLPARTNERS.COM
Refinancing has reached record levels as mortgage holders, including many staying at home due to lockdown orders, look to secure a better deal for their home loan. According to the Australia Bureau of Statistics (ABS), refinancing hit an all-time high of $17.2 billion in July 2021, with existing borrowers enticed to get a better deal by offerings such as cheap fixed interest rates and cash back deals. ABS data showed external refinancing for housing was up six per cent in July. This represented a 4.9 per cent rise for owner-occupier mortgage refinancing, and an 8.3 per cent increase for investor mortgage refinancing.
External refinancing means borrowers finding a new loan with another lender, rather than asking for a better deal with their current lender. Compared to this time last year, total external refinancing is up 60 per cent, or $6.45 billion, while fixed rate loans now make up almost half of the mortgage market. Conveyancing giant PEXA announced August was also a new record month for refinancing with some 300,000 refinancing deals completed, up around 10 per cent year on year and surpassing the previous record, which was set after two rate cuts in June 2020. Digital lender Nano says around 80 per cent of its applications come from people refinancing
away from ‘traditional lenders’, with its CEO Andrew Walker saying: “The stay-at-home orders have allowed customers extra time to reassess their home loan situation and identify refinancing opportunities for saving money on their interest payments, particularly in this time of uncertainty.” Mark’s Shout Another Reserve Bank of Australia board meeting was held last week and the RBA cash rate was maintained at the record low of 0.1 per cent. With COVID still hampering economic activity, any rate rises are still years away. The RBA is also unlikely to cut rates, so talk to a finance broker about getting a better home loan deal.
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