Western Property May 14 2021

FOR THE HOME OWNER, THE HOME SELLER AND THE HOME BUYER ISSUE 350

the western weekender

Western Property

NOW THAT’S COOL THE ALL-NEW FRIDGE RANGE THAT WILL WOW YOU! SEE PAGE 3

OPEN HOMES & RENTALS GUIDE

WHY BROKERS ARE BEST

SEE PAGE 9

SEE PAGE 13

SEE PAGE 21 WW44772

OUR BUY OF THE WEEK!

PUT OUR WINNING TEAM TO WORK Phil Haley 0412 355 020

Litsa Meleti 0466 969 164

Gizzelle Powell 0428 934 618

Paul Tanner 0410 587 553

Peter Parker 0408 432 998

Victor Borg 0439 755 081

Kassandra Richards 0405 329 851

Alana Neville 0497 848 414

NOBODY IN THE WORLD SELLS MORE REAL ESTATE THAN RE/MAX.®

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NEWS FEATURE

AS COOL AS IT GETS INCREDIBLE RANGE OF NEW FRIDGES Gaggenau, the luxury professional- grade kitchen appliance manufacturer, has unveiled the brand new Vario cooling 400 series.

It is a fully integrated, built- in modular range of fridge- freezers and wine climate cabinets which can be partnered to meet an array of interior needs. The progressive design of this range presents a statement in any kitchen, while maintaining integral professional capabilities.

The Vario cooling 400 series combines modularity with the smooth lines of seamless integration and redefines the landscape of the functional kitchen. With quality and craftsmanship at the forefront, 813 of the 840 processes taken to construct one of Gaggenau’s 400 series fridge freezers, are completed by hand; a testament to the emphasis and value of handmade.

The Vario cooling 400 series variations are most impres sive when combined to form an imposing cooling wall that integrates into the overall kitchen structure, and presents as an expanse of handleless doors

with individual furniture fronts, stainless steel or glass doors for wine climate cabinets. The door opens to reveal a premium grade stainless steel interior and solid anthracite door racks that offer hygienic and antibacterial properties, bringing the professional kitchen principles into the home.

The adjustable near-invisible shelf system is complemented by an atmospheric glow from the warm white, glare-free LED lights.

As part of the newly launched series, Gaggenau debuts the exceptional opening assist system. Push to open the handleless door and the mechanism will open the portal for you. The door’s ice and water dispenser anticipates your needs and activates automatically the light and touch keys as you approach, thanks to its ingenious proximity sensor.

A variety of intelligent sensors ensure a constant interior temperature within one degree to create ideal storing conditions.

The Gaggenau Cooling freshness system has multiple climate zones, including the cooling drawer that preserves meat and fish. The TFT display allows

effortless control of cooling at every step.

Taking inspiration from the oak barrels used to age wine, the Vario wine climate cabinet 400 series features telescopic rails which allow oak and dark anthracite aluminium bottle trays to fully extend for gentle handling.

Further safeguards are provided by the cabinet’s low vibration, humidity regulation; and the activated charcoal air filter which protects the wine from odour contamination.

Western Property

EDITORIAL CONTACT Troy Dodds • 4722 2998 troy.dodds@westernweekender.com.au

SALES DIRECTOR ARTWORK Chris Pennisi • 0421 121 985 Jennifer Zuleni • 4722 2998 chris.pennisi@westernweekender.com.au artwork@westernweekender.com.au

Produced by The Western Weekender

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Services include: • Tree removals • Stump grinding • Trimming • Dead Wooding • Landscaping services • Tree maintenance • Power line clearing www.facebook.com/westernpropertymag

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*Conditions Apply

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ISSUE NUMBER 350

“This new range for Gaggenau is the very essence of refinement in the luxury kitchen appliance market,” said Sven Baacke, Head of Design at Gaggenau.

“We see extraordinary interior aesthetics as something that should be seen in all spheres of life, including the kitchen. With the new range, every wish for an extraordinary interior space can be fulfilled.”

For further information visit www.gaggenau1683.com.au or head to Appliances Online.

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NOBODY IN THE WORLD SELLS MORE REAL ESTATE THAN RE/MAX.®

Central Coast

Duplex or Dual Key

Dual Key

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DUPLEX OR DUAL KEY TURNKEY

EXCELLENT INVESTMENT: DUAL LIVING!

• Investors

• Separate entries • Soundproof firewall • Only pay one set of council rates • Turn key home • Two rental income returns, or live in one and rent out the other

2 rental incomes, capital growth

• All included in price: landscaping, driveways, separate gas, water & electricity meters, aircon, & more • Potential combined rent $750+p/w

LITSA MELETI Want to know more?

Call me on 0466 969 164 Your Investment Specialist

Approximate Rental return: $600-$660pw

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Sale : $488,900 Inspection: By Appointment GIZZELLE POWELL M: 0428 934 618 E: gizzellepowell@remax.com.au

Happy Buyer Very friendly & supportive It was a very friendly and pleasant experience working with Litsa to find a suitable property. Honesty and hard work is two outstanding traits of Litsa.

I absolutely recommend Litsa as a professional pro property agent to anyone looking lo into buying investment or owner o occupied property.

Verified by RateMyAgent Ver T Thinking of S Selling or Investing?

Please give me a call P or SMS Litsa on o

0466 969 164 0

00 0

LIV ER P O OOL O L A PA RT RTM ME EN NT TS S $4 38 ,

10 minutes fast train to new airport 6 minutes walk to Liverpool train station

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M: 0466 969 164 | E: litsameleti@remax.com.au au

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1 WW43849

Put Our Winning Team to Work 4

Phil Haley 0412 355 020

Western Property Magazine

Litsa Meleti 0466 04 969 164

Gizzelle Powell 0428 934 618

Paul Tanner 0410 587 553

Victor Borg 0439 755 081

Kassandra Richards 0405 329 851

Alana Neville 0497 848 414

Peter Parker 0408 432 998

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COMING SOON: PROPERTIES BY GIZZELLE POWELL

CALL AGENT

2+ Study/BR

1.5

2+

INSPECTION: Sat, 11:30-12:00pm

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2.5

2+

53 & 53A Russell Street EMU PLAINS

br Tw te ick oen h sto ag om re e e y re p tr lus ea t

o + d ccu Du ua pa al l in nc co ies m e

50 Minchin Drive MINCHINBURY

INSPECTION: Sat, 9:45 - 10:15am

41 Francis Street CAMBRIDGE PARK o r As C Fi tut alli rs e ng t H In a om ve ll e sto Bu rs ye rs

R3 Bl 11 ZO oc 57 N k m ED of 2 La nd

67 Albert Street WERRINGTON

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2.5

2+

INSPECTION: Sat, 12:30-1:00pm

3+2

1+1 2

1 2

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1 2.5

1 1+

FIRST OPEN HOME: Sat 22nd May

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1+

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FIRST OPEN HOME: Sat 22nd May

Co So min on g

Co So min on g

KINGSWOOD: FREESTANDING TOWNHOUSE CAMBRIDGE PARK – Duplex with no Strata Fee

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Western Property Magazine

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FOR SALE BY LITSA MELETI

1g

4+

2

S 10 atu Au am rd c (v ay, tio ie 15 n w th in g Ma 9a y m )

TOONGABBIE

NE W

84 Morris Street ST MARYS

4

4+

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1 2

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HURSTVILLE

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SCHOFIELDS

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1-3

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$595,000

1

In SM ve S st F or s

WARWICK, QLD

$365,139 Fixed Turnkey Price $507,200 Dual Key also avail.

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Litsa Meleti 0466 969 164 litsameleti@remax.com.au 6

Western Property Magazine

If you are considering selling your property, please contact Litsa Meleti today for a confidential discussion and market appraisal.

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Contact Litsa Meleti Today, these houses won’t last long on the market!

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NOBODY IN THE WORLD SELLS MORE REAL ESTATE THAN RE/MAX.®

NEW RELEASE Pinnacle Stage 3 overlooking park

MAKE HOME MAINTENANCE A THING OF THE PAST Call Alana Neville on 0497 848 414 Pinnacle Stage 1 shown

ESCAPE SYDNEY HOME PRICES!

Central Coast Hunter Dora Creek Lochinvar Maitland Muswellbrook Many more locations CALL ALANA NEVILLE NOW ON 0497 848 414

PLANNED PRESTIGE ESTATE

ESTATE OPEN Saturday and Sunday 12:00 - 2:00pm Entry Silkwood Avenue, CLAREMONT MEADOWS

What’s your Property worth? www.facebook.com/westernpropertymag

Book your FREE Appraisal now with one of our Winning Team on 4732 6007 Western Property Magazine

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CALL ALANA NEVILLE NOW ON 0497 848 414 7

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BUY OF THE WEEK

SUPERB LOCATION!

4 Tengala Drive, Jordan Springs $930,000 – $950,000

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Open for Inspection: Saturday, May 15 11.30am-12pm Contact: Best Value Real Estate Deepak Gaur • 0433 639 193

What makes this property stand out?

Location! Minutes walk to Jordan Springs Public School, childcare and local shops.

Who should buy this property?

This single level house sitting on a 488sqm block is a perfect opportunity for a growing family. It’s got three living areas and massive backyard for outdoor entertainment.

Location can’t be better.

What’s the suburb like?

Multicultural suburb offering everything you need in daily life including school, childcare, shopping centre, local shop, medical centre and great restaurants.

Boxes from

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$ .50

• REMOVALS • SELF STORAGE • TRUCK HIRE • BOX SHOP

RECEIVE 1 MONTH FREE ON ANY SIZE UNIT! 142 Old Bathurst Rd, Emu Plains PH 4735 7000 www.hitchens.com.au www.facebook.com/westernpropertymag

Western Property Magazine

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Book for 6 months & only pay for 5 months. *Conditions apply

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View

Saturday 11.30 – 12.00pm

Price

Auction Saturday 29th May at 12pm on-site

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135 Cox Avenue, Kingswood • Dual income opportunity • 3 bed home currently tenanted $375pw • 1 bed granny flat currently tenanted $270pw • Within walking distance to Penrith Station • Perfect for astute investor

By inspection only

Price

Contact agent

Lori Howell 0428 968 742

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View

Saturday 12:30 – 1:00pm

Price

$479,000 - $509,000

Bianca Rosse o 0423 798 801

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1/30 Brisbane Street, Oxley Park • 3 bedroom townhouse with brand new carpet • Positioned at front of block • Fully tiled lounge and dining • Kitchen with gas cooking • Internal laundry with 2nd toilet • 1 bedroom downstairs • Good sized courtyard

bianca.rosse o@penrith.rh.com.au

Silverdale • Superb 4.84 acres with breathtaking views • Sought after street address only 5 minutes to local shops • Spacious AJ Jennings family home • Multiple living areas • Inground swimming pool • 100% arable, cleared and fully fenced • Manicured lawns/gardens & over 40 evergreen macadamia trees

lori.howell@penrith.rh.com.au

bianca.rosse o@penrith.rh.com.au

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5

View

Bianca Rosse o 0423 798 801

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1

1

1

View

By appointment only

Price

$320,000

Penrith • Immaculate 2 bed unit • Great location within walking distance to public transport • Lovingly owned for many years • Good sized kitchen, internal laundry • Spacious main bedroom and bathroom • Ideal for first home buyer

Lori Howell 0428 968 742

lori.howell@penrith.rh.com.au

Penrith 4732 1000

1/282 High Street , Penrith www.rh.com.au/penrith WW44821

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Western Property Magazine

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If you can r u o y d r o aff u o y , l l i b power . r a l o s d r can affo

Proud Panthers Partner!

Instyle Solar is an Australian, family owned and operated solar company servicing QLD, NSW, VIC, SA and WA. As official partner of the Penrith Panthers, we are helping the club go solar, and you can too!

Go solar and save!

Visit us at instylesolar.com or call: 1300 133 556 WW44387

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Western Property Magazine

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FINANCE 12

ACCOUNTING

Western Property Magazine

WEALTH

TAX

AUDIT

LEGAL

INSURANCE

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OPEN HOMES & RENTAL PROPERTY GUIDE OPEN HOMES ADDRESS

SUBURB

TIME

AGENT

SUBURB

TIME

AGENT

Penrith

11:30-12pm

Raine & Horne Penrith

South Penrith

11:45-12:15am Penrith Professionals Real Estate

26 Gibson Ave

Werrington

10-10:30am

Penrith Professionals Real Estate

SUBURB

DESCRIPTION

RENT

AGENT

Penrith

2br unit

$410pw

47321 000 Raine & Horne Penrith

COLYTON

Penrith

2br unit

$390pw

47321 000 Raine & Horne Penrith

Colyton

Penrith

2 br unit

$370pw

47321 000 Raine & Horne Penrith

Penrith

3 br townhouse

$550pw

4725 3100 Penrith Professionals Real Estate

Penrith

2 bed townhouse

$500pw

4725 3100 Penrith Professionals Real Estate

Penrith

1 bed unit

$380pw

4725 3100 Penrith Professionals Real Estate

Penrith

2 br apartment

$420pw

9673 4422 St Marys Professionals

Penrith

4 br home

$460pw

9673 4422 St Marys Professionals

3 br home

$450pw

9673 4422 St Marys Professionals

2 br apartment

$430pw

9673 4422 St Marys Professionals

2 br grannyflat

$360pw

9673 4422 St Marys Professionals

3 br townhouse

$310pw

4725 3100 Penrith Professionals Real Estate

3 br townhouse

$420pw

4725 3100 Penrith Professionals Real Estate

Willmot

3br house

$340pw

47321 000 Raine & Horne Penrith

Willmot

2 br grannyflat

$280pw

9673 4422 St Marys Professionals

OPEN HOMES

ADDRESS Saturday 15th May

CAMBRIDGE PARK 38 Little St

135 Cox Ave Cambridge Park

10:45-11:15am Penrith Professionals Real Estate

Oxley Park

12:30-1pm

OXLEY PARK 1/30 Brisbane St

PENRITH

Raine & Horne Penrith

SOUTH PENRITH 80 Penrose Cres

WERRINGTON

PENRITH 42-44 Lethbridge St Penrith

10:30-11am

Raine & Horne Penrith

PROPERTIES FOR RENT SUBURB

DESCRIPTION

RENT

AGENT

PENRITH

CAMBRIDGE PARK Cambridge Park

2 bedroom g-flat

3 br home

$350pw

$330pw

4725 3100 Penrith Professionals Real Estate

9673 4422 St Marys Professionals

CRANEBROOK Cranebrook

3 bedroom house

$420pw

4725 3100 Penrith Professionals Real Estate

ERSKINE PARK Erskine Park

3 br home

$460pw

9673 4422 St Marys Professionals

2 bedroom g-flat

$350pw

4725 3100 Penrith Professionals Real Estate

GLENMORE PARK Glenmore Park

HERBERSHAM Hebersham

ROPES CROSSING Ropes Crossing

SCHOFIELDS

1 bedroom g-flat

$230pw

4725 3100 Penrith Professionals Real Estate

3br house

$580pw

47321 000 Raine & Horne Penrith

Kingswood

2br unit

$290pw

47321 000 Raine & Horne Penrith

St Marys

Kingswood

2 Bedroom Unit

$230pw

4725 3100 Penrith Professionals Real Estate

WERRINGTON

JAMISONTOWN Jamisontown

KINGSWOOD

St Clair

Werrington 3 br home

$350pw

9673 4422 St Marys Professionals

3 br home

$400pw

9673 4422 St Marys Professionals

ORCHARD HILLS Orchard Hills

ST CLAIR ST MARYS

LETHBRIDGE PARK Lethbridge Park

Schofields

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WILLMOT

Western Property Magazine

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SPECIAL ADVERTISEMENT SERIES

INVESTMENT PROPERTIES TAX ADVANTAGES If you have purchased or are thinking of purchasing an investment property, it is important to understand how you can maximise your investment during tax time. We have listed a few core considerations for you in the lead up to the End of Financial Year: 1. Keep all records: It’s important to keep receipts and records of the expenses incurred by your investment property. Eligible expenses can only be claimed throughout the period the property is leased. You must be aware there are differences between maintenance and improvement expenses, which alter what you can claim, your accountant will provide guidance here.

Repairs and maintenance can include lawn mowing, changing lightbulbs, plumbing problems, roof repairs etc. It is often worthwhile to take photos of these

“

Quantity surveyor reports are an integral part of tax claims for most investment properties, your accountant will be able to steer you in the right direction when it comes to finding a good independent quantity surveyor.

”

– Ben from Carter’s Tax Advisory

receipts in the event they fade or are damaged.

2. Claim Your Interest: It is a common misconception that you can claim the repayments on your investment loan. The Australian Tax Office stipulates you can claim the interest on your loan for the relevant financial year.

A high proportion of your deduction will be claimed from the interest on the loan of your rental property so ensure at the end of the year, you download your bank statement and understand how much interest you have paid.

3. Get a Quantity Surveyor report: Also known as a depreciation report, they are often overlooked and can make a significant impact on your tax return. A quantity surveyor report is administered by an independent depreciator or quantity surveyor, who will come in and assess the properties value including its structure and items permanently fixed to it. This includes air conditioning units, ovens, garage doors, carpets etc. You are allowed to claim tax deductions on the declining value of these assets and the depreciation report will determine the percentage decline over time. The cost of obtaining the depreciation schedule is also tax deductable.

Investment properties can be a great way to grow your wealth, it’s important to seek professional advice on how you can claim on your investment property in the lead up to tax time to ensure you are maximising your tax return.

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How to get the most out of your investment property during tax time?

You can be assured you’re receiving the best tax advice when you visit the experts at Carters Tax Advisory.

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Western Property Magazine

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Western Property Magazine

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Western Property Magazine

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Would you like to know the value of your home in the current market?

Don’t hesitate to get in touch with me today.

I look forward to meeting you.

Proud sponsors of Jordan Springs Netball Club & Jordan Springs Joeys Football Club.

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Nick Rigas 1/21 Lavin Crescent Werrington County NSW 2747 m. 0401 560 116 e. nickrigas@theagency.com.au w. theagency.com.au Western Property Magazine

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Outer Western Sydney AUCTION

54 Feather Street, St Clair

Massive 6 Bed Home + In-Ground Pool

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Massive well maintained family home. Convenient Auction Price Guide $850,000-$900,000 location, sitting on a great size block of 626sqm approx. 4 BRs with BIRs; massive kitchen tiled INSPECT Saturday 15th May at 1:00pm - 1:30pm throughout with gas cooking; neat 3-way bathroom AUCTION Auction on site Saturday 29th May 11:30am tiled to the ceiling; massive additional rumpus room ADDRESS 54 Feather Street, St Clair leading out to pergola with a IG pool; single car garage CONTACT Professionals Erskine Park 9834 3555 under the main roof as well as additional garage that Angelo Mavris 0425 361 696 has been converted to a BR as well 2 carport in front.

Investors make note would easily rent for $650 per week in the current market. Put this on the must see list today

AUCTION

53 Central Park Drive, Caddens

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Prestigious Living

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Architecturally designed brand new 2 storey family Auction Price Guide $850,000-$900,000 home. Situated in a location of convenience sits INSPECT Saturday 15th May at 2:45pm - 3:15pm with its stunning interior throughout with AUCTION On Site Saturday 6th June at 1pm uninterrupted views and a stones throw of M4 ADDRESS 53 Central Park Drive, Caddens motorway, Western Sydney University, Nepean CONTACT Professionals Erskine Park 9834 3555 Hospital, public transport, shops as well as Western Angelo Mavris 0425 361 696 Sydney Aerotropolis • Light filled and spacious open plan combined sunken lounge • 4 good sized bedrooms all with built-ins • 3 ultra modern bathrooms

OPEN HOME

59 Captain Cook Drive, Willmot

Willmot Is Waiting For You Great Investment or a first home • 3 bedroom clad home • Nice electric kitchen, dishwasher, range hood & loads of cupboard space • Separate dining room • Large 2nd living area • Split system air conditioning • Carport and garage • Fully fenced front & rear gardens • Rear verandah • Tenant very keen to stay paying $380 per week

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Contact Agent INSPECT Saturday 15th May at 10:00am - 10:30am ADDRESS 59 Captain Cook Drive, Willmot CONTACT Professionals St Marys 9673 4422 Rob Masters 0414 281 291

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Outer Western Sydney OPEN HOME

34 McIntyre Ave, St Clair

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Opportunity Awaits

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This lovely 3 bedroom brick veneer home offers L-shape Just Listed lounge/dining area, modern gas kitchen, A large rear enclosed sunroom. Set on a 560sqm block with side access, INSPECT Saturday 15th May at 1:30pm - 2:15pm ADDRESS 34 McIntyre Ave, St Clair with plenty of room for a granny flat addition (S.T.C.A) or ideal for garage/workshop. Other features include, fully CONTACT Professionals Erskine Park 9834 3555 renovated bathroom, tastefully renovated with quality Angelo Mavris 0425 3616 696 floorboards throughout and freshly painted and solar panels for electricity regeneration. Investors make note property would easily rent for $480 per week in the current market

FOR SALE

OPEN HOME

8/41-43 Victoria Street, Werrington

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Close To All In Werrington

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Everyone Is Looking For That Corner Block This tidy brick veneer home is located on a corner block and offers 3 bedrooms with built-in robe to main and air conditioning, floorboards throughout, tidy bathroom, updated kitchen, internal laundry, single garage and fully fenced yards. School, shops and the bus transport within proximity to the home.

This two bedroom unit is located close to schools, Contact Agent public transport and shopping centres. Some of its INSPECT By Appointment many features include: • Good size lounge and dining ADDRESS 8/41-43 Victoria Street, Werrington • Built-in robe to main bedroom • Brand new carpet • Neat and tidy kitchen • Nice bathroom • Freshly CONTACT Professionals St Marys 9673 4422 painted • New light fittings • Split system airRob Masters 0414 281 291 conditioner • Balcony & internal laundry • Single carport and swimming pool in complex • Walk to train station • Currently tenanted at $280 per week

OPEN HOME

OPEN HOME

44 Arundel Park Drive, St Clair

1 Pleased To Present 44 Arundel Park Dr, St Clair! 3 This spacious, split-level property situated on a large $749,950 - $799,950

2 Magga Dan Avenue, Tregear

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714m2 Dual Occupancy Potential

639m2 corner block has been built with family in mind • High set position with beautiful street appeal • Large INSPECT Saturday 15th May at 10:00am - 10:45am ADDRESS 44 Arundel Park Drive, St Clair front covered verandah • Ducted air conditioning • Spacious formal lounge room • Massive updated CONTACT Professionals Erskine Park 9834 3555 kitchen • 3 generous sized bedrooms, all featuring Angelo Mavris 0425 361 696 large built-in wardrobes with that quality timber flooring • Family bathroom, boasts corner spa bath plus separate shower. Investors take note, this property would easily rent for $580pw

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$500,000 - $550,000 INSPECT Saturday 15th May at 12:15pm - 1:15pm ADDRESS 2 Magga Dan Avenue, Tregear CONTACT Professionals Erskine Park 9834 3555 Wayne Teudt 0412 462 672

19 Birch Street, North St Marys

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Long term tenant in place paying $360pw and an Just Listed easement free block which is suitable for dual INSPECT Saturday 15th May at 1:00pm - 1:30pm occupancy subject to approval. The property offers easy access to schools, shopping and station. • 2 BRs ADDRESS 19 Birch Street, North St Marys plus a teenage retreat • Fibro and tile construction CONTACT Professionals St Marys 9673 4422 • Functional gas kitchen • BIR in main • Updated Geoff Gray 0418 299 315 bathroom • Formal lounge • Single carport behind gates • Massive 3.4m x 16m approx. garage/workshop • Rear pergola for entertaining • Colorbond fencing

professionalsouterwesternsydney.com.au WW41443

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Penrith Greater Region and Blue Mountains AUCTION

26 Gibson Avenve, Werrington

ITE S N O AM 0 3 : 0 1 AY M D N 2 Y2 A D R U SAT N O I T AUC

More Than Meets The Eye

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• Fantastic 3 bedroom family home • 3 great-sized bedrooms • Lounge, dining & family areas • Ducted A/C throughout • Large modern kitchen & bathroom • Huge U/C entertaining area, garden gazebo • Manicured lawn, trees & gardens • Single garage with electronic roller door plus workshop

FOR SALE

• Impressive 4 bedroom family home • Striking polished timber flooring • Spacious lounge, dining & family areas • Large modern kitchen & bathroom • Secure fenced 569m2 corner allotment • Long term tenant paying $450 per week

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Auction, Saturday 22nd May 10:30am on site INSPECT Saturday 15th May at 10:00am - 10:30am ADDRESS 26 Gibson Avenve, Werrington CONTACT Professionals Penrith 4725 3100 Ross Heidtmann 0407 113 039

38 Little Street, Cambridge Park

Fantastic Home, Tenants & Street!

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$779,000 INSPECT Saturday 15th May at 10.45am - 11.15pm ADDRESS 38 Little Street, Cambridge Park CONTACT Professionals Penrith 4725 3100

OPEN HOME

80 Penrose Cres, South Penrith

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Granny Flat Potential (STCA) • Well presented home set on 582m2 allotment • Spacious open living design • Large open kitchen area • Undercover timber verandah deck • 3 Great sized bedrooms • Detached single lock-up garage with side access • Potential granny flat development (STCA)’

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$729,950 INSPECT Saturday 15th May at 11.45am - 12.15pm ADDRESS 80 Penrose Cres, South Penrith CONTACT Professionals Penrith 4725 3100

penrithprofessionals.com.au 02 4725 3100 253 High Street, Penrith WW43609

20 Western Property Magazine

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BROKING BREAKDOWN

BROKERS ARE KEY

DON’T GO DIRECT TO THE BANKS

MARK STEVENSON BELLPARTNERS.COM

Home loan customers are continually looking to brokers to help with their mortgage applications, as figures released this month by the National Australia Bank (NAB) attest.

According to NAB, in the first half of the 2020-21 financial year, there was a 45 per cent increase in mortgage applications for the major bank, with strong activity from the broker channel. Brokers contributed to 47.9 per cent of new lending in the first six months of the financial year, which was up from 45 per cent in March 2020.

Brokers now account for 40 per cent of NAB’s total home loan portfolio.

With broker share of the national home loan market now around 60

per cent and climbing, there are fewer reasons for people to look to a bank when they are buying property or refinancing their mortgage.

The introduction of the best interest duty laws from January 1, 2021 has also bolstered the broking industry. The best interest duty legislation that brokers operate under to avoid possible conflicts and provide best customer outcomes does NOT cover going to the banks directly. If you want to ensure your best interests are given top priority, the ONLY way to do this is through a broker.

With Australia’s property boom showing no signs of slowing down, brokers have been busier than ever, but they have also been

dealing with the many challenges thrown up during the COVID- 19 pandemic and issues such as long turnaround times of loan applications by lenders.

Mark’s Shout...

In the current property market, the difference of a few days between submitting a loan application and getting that loan approved can be the difference in a client securing a new home or missing out. For brokers, knowing how to deal with loan turnaround times, and advising about potential worst-case scenarios is one of the most important parts of the job. Brokers have a duty to get the best deal possible for their clients while managing expectations.

Helping you make better choices in the Blue Mountains, Penrith and Glenmore Park

Home loans | Financial planning | Risk and General insurance | Car loans | Business lending

talk to us today 4739 9749 Blaxland 4721 1733 Penrith 4737 2417 Glenmore Park MortgageChoice.com.au/rob.lees Mortgage Choice Limited ACN 009 161 979. Australian Credit Licence 382869. Mortgage Choice Financial Planning Pty Limited ACN 158 645 624. AFSL 422854.

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STAFF PROFILE

HARCOURTS KELLY McKENZIE

S P A• S E R V I C E S For all your spa service needs

Matt:

• Electronic Control Spa Filters Panels Chemicals • Spa Pumps Spa Heaters • Air & Water Jets / Maintenance Blowers Friendly Advice Service & Repair

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• • • • • •

0407 700 981

Kelly McKenzie is the Senior Property Manager and Business Owner / Partner at Harcourts Your Place St Marys and Hassall Grove.

She has 25 years experience in the local area. She specialises in Business Development and has surrounded herself with an amazing team.

She is very passionate about what she does and lives and breathes Property Management.

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She is waiting for your call 9623 5000.

E: platinumspaservice@gmail.com www.platinumspaservices.com.au

Your Place 9623 4000 Unit1 188-190 Queen Street, St Marys yourplace.harcourts.com.au

MEET OUR TEAM

Top Row (from left): Peter Whiticker Construction, Theo Derkson Construction, Charmaine Shutte Sales, Drew Dyer Estimating, Spiro Lymberatos Operations Manager, Monica Wosachlo Accounts, Mercedes Myers Colours, Brad Kohler Estimator, Petar Popovic Construction, David Smith Construction Bottom Row (from Left): Paige Summers Reception), Louise Dale Sales, Ashleigh Weston Sales, Brent Whiticker Director, Dean Smith Director, Chelsi Smith Sales, Vemae O’Shea Admin, Danielle Attuell Admin

G.J. Gardner Homes | Unit 8/37 York road, Jamisontown 4732 4600 | www.gjgardner.com.au

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Keep warm this winter

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Terms and condiƟons apply. Promoter is Fujitsu General (Aust.) Pty Limited (ABN 55 001 229 554) of 1 Telopea Place, Eastern Creek NSW 2766. FGAFFMTP03/21