Western Property July 9 2021

FOR THE HOME OWNER, THE HOME SELLER AND THE HOME BUYER ISSUE 358

the western weekender

Western Property

NEALE WHITAKER EXPERT DESIGN ADVICE SEE PAGE 3

OUR BUY OF THE WEEK!

OPEN HOMES & RENTALS GUIDE

BROKING BREAKDOWN

SEE PAGE 9

SEE PAGE 12

SEE PAGE 22

PUT OUR WINNING TEAM TO WORK Phil Haley 0412 355 020

Litsa Meleti 0466 969 164

Gizzelle Powell 0428 934 618

Paul Tanner 0410 587 553

Peter Parker 0408 432 998

Victor Borg 0439 755 081

Dorothy Scott 0452 317 217

Alana Neville 0497 848 414

NOBODY IN THE WORLD SELLS MORE REAL ESTATE THAN RE/MAX.® WW45039

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Western Property Magazine

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NEWS FEATURE

FROM HOUSE TO HOME NEALE WHITAKER’S EXPERT DESIGN ADVICE When it comes to transforming a house into a home, interior design expert, TV personality and Luxaflex National Brand Partner, Neale Whitaker, certainly knows a thing or two. Last month Neale hosted an online interior decorating Luxaflex Masterclass, discussing the four key components to consider when it comes to home design including colour, light, functionality and mood.

Colour When it comes to decorating, colour has a profound influence on our mood. The ‘60/30/10’ rule is a useful place to start when you’re planning a colour scheme, especially if you are living in an open-plan environment.

“The rule means using approximate percentages of colour to create balance. For example, using 60 per cent of neutral or white, adding 30 per cent of toning shades and finally a 10 per cent flourish of contrasting colour,” Neale said.

This creates an even palette and doesn’t allow for colour clashes.

Neale recommends experimenting with colour in smaller areas

Western Property ISSUE NUMBER 358

Produced by The Western Weekender

first before committing to larger spaces.

Light Correct lighting is fundamental to how spaces function and how we react to them. Australia has extraordinary natural light and harnessing this can improve the livability of our homes. There are three types of lighting to consider in the home – general lighting, task lighting and accent lighting.

“General lighting is a light source such as downlights or pendants that are used to illuminate a space from a functional perspective.

Task lighting is used for specif ic tasks such as reading, desk work, crafts and can have an aesthetic value, whereas accent lighting creates ambience,” Neale said.

The most interesting and recent trends include controlling natural light and the transformative effect of skylights. However, a sophisticated new generation of window furnishings has also evolved with the growing emphasis on indooroutdoor living.

Functionality How your home

functions

EDITORIAL CONTACT Troy Dodds • 4722 2998 troy.dodds@westernweekender.com.au

will impact your quality of life and how you live in it. With the pandemic shifting our relationship with our homes, most of us are spending more time at home than ever before.

“Kitchens and bathrooms are important focal points in our homes and arguably the most expensive spaces to change.

Although, in recent years they have also become the spaces that we are most likely to want to personalise,” Neale said.

“Be realistic about what you require of a kitchen. In most cases it’s an important home hub.

Considering your priorities and

what you need to live well and comfortably is crucial to sticking to a budget and creating a functional living and working space.”

You should consider current trends that will impact functionality in years to come.

Mood Creating the mood of your home is what will make it feel unique and individual. The three most popular interior design styles in Australia are Hamptons, Scandinavian and Contemporary.

Identifying the characteristics of these looks can help you decide where you are stylistically.

SALES DIRECTOR ARTWORK Chris Pennisi • 0421 121 985 Jennifer Zuleni • 4722 2998 chris.pennisi@westernweekender.com.au artwork@westernweekender.com.au

For all your spa service needs Matt:

0407 700 981

• • • • • •

Spa Filters Chemicals Spa Heaters Maintenance Friendly Advice Service & Repair

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S P A• S E R V I C E S

• Electronic Control Panels • Spa Pumps • Air & Water Jets / Blowers

E: platinumspaservice@gmail.com | www.platinumspaservices.com.au www.facebook.com/westernpropertymag

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BINET HOMES A L C O R N M E W S E S TAT E

Hawkesbury’s most prestigious address.

NOW SELLING

30 Wells Street Pitt Town

2 Mahony Street Pitt Town

5 Bedrooms | 3.5 Bathrooms | 3 Car garage Gourmet Kitchen | Family & Meals Rooms Lounge & Media rooms | Alfresco Dinning Swimming Pool | Fully landscaped House: 495m2 | Land: 2000m2

5 Bedrooms| 4 Bathrooms | 3 Car garage Gourmet Kitchen | Family & Meals Rooms Lounge & Media rooms | Alfresco Dinning Swimming Pool | Fully landscaped House: 589m2 | Out building: 118m2 Land: 2001m2

Display Home : 24 Wells Street Pitt Town Inspections by appointment only M A S T E R B U ILT L U X U RY H O M E S S I N C E 1 9 6 5

9868 3222 | binethomes.com.au| A/H 0402 209 100 WW45445

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Penrith TV Antenna Service

Keen Air Solutions Lic. No. AU43786

WINTER SALE!

YOUR LOCAL ANTENNA GUY

WHILE STOCKS LAST!

Toshiba 3.5kW Inverter split system supplied and installed

$

1595

TV Antennas

Upgrades & Repairs

TV & Data Points

TV Mounting

WIFI & NBN

Pensioner Discounts

Toshiba 5kW Inverter split system supplied and installed

$1895

3 year ty n warra

Toshiba 7.1kW Inverter split system supplied and installed

TOSHIBA 7 YEARS MANUFACTURERS WARRANTY

FREE QUOTE

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$2395

Call

DIGITA L TV WI-FI

47 49 49 14

8002 1822 sales@keenair.com.au WW45468 While stocks last. This pricing is including GST. Prices are based on a back-to-back installation.

Site inspection required to ensure power supply adequate. Outdoor units can be installed on a bracket included in costings if required. Three years installation warranty.

www.penrithtvantennaservice.com.au

Sales Office & Adjoining Car Park Expression of Interest Don’t miss your last chance to be part of the Mulgoa Rise community.

Originally designed as a 4-bed family home with 2.5 bathrooms and 2 car spaces, the Mulgoa Rise sales office in Glenmore Park is suitable for families of all sizes and lifestyles. Due to the exceptional demand for land and homes in Mulgoa Rise, an Expression of Interest process for the sale of the sales office and adjoining carpark has commenced with three options for purchase.

Book your private appointment today.

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1300 272 300 | mulgoarise.com.au/eoi

Western Property Magazine

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Outer Western Sydney FOR SALE

37 Cotterill Street, Plumpton

997m2 Land + Dual Street Access + Subdivision Potential

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On offer is a 3 BR brick/tile home & a 2 BR granny flat Just Listed offering dual street access which may allow for subdivision subject to approval. House features: INSPECT By Appointment • Access from Cotterill St, Plumpton • 3 BRs with BIs ADDRESS 37 Cotterill Street, Plumpton • Bathroom with separate toilet • Air cond CONTACT Professionals St Marys 9673 4422 • Rear pergola • Double detached garage Geoff Gray 0418 299 315 • Currently leased to long-term tenant paying $400pw.

Granny Flat: • Access from Pringle Rd, Plumpton • Totally separate from the house • Total size approx 60m2 • 2 BRs • Air cond • Combined bathroom/laundry • Off street parking • Currently leased at $280pw

FOR SALE

158 Explorers Way, St Clair

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Strolling Into St Clair • Brick veneer home located on the high side of the street with 3 generous sized bedrooms • L-shaped lounge & dining area with split system air cond • Kitchen with gas cooking • Internal laundry • Single lock-up garage • Under cover entertaining area • Close to school, shops, parks, M4 on ramp and new industrial area at Erskine Park • Tenants paying $380 per week and would love to stay on

FOR SALE

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$599,000 - $639,000 INSPECT By Appointment ADDRESS 158 Explorers Way, St Clair CONTACT Professionals St Marys 9673 4422 Rob Masters 0414 281 291

16 Shackleton Avenue, Tregear

Thinking ’bout TREGEAR

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Under instructions from NSW TRUSTEE AND Has To Be Seen GUARDIAN INSPECT By Appointment Situated conveniently near schools, parks, shops and ADDRESS 16 Shackleton Avenue, Tregear the local community centre is this neat 3 bedroom home with a 2 bedroom council-approved granny flat! CONTACT Professionals St Marys 9673 4422 All the hard work is done and posing a potential Rob Masters 0414 281 291 combined rental return of around $650 it’s just waiting for an investor or big family with extras.

FOR SALE

5 Dobell Circuit, St Clair

Thinking . . . Looking . . . Ready To Buy? We have the perfect home for you! Featuring: • 4 bedrooms • 2 Bathrooms • Multiple living areas • Timber kitchen with dishwasher & serving window • Ducted air • Covered entertainment area with spa & water feature • Fully fenced yard • Single garage, double carport & tandem carport All set on approximately 625m2 block

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Tell Us What You Think INSPECT By Appointment ADDRESS 5 Dobell Circuit, St Clair CONTACT Professionals Erskine Park 9834 3555 Wayne Teudt 0412 462 672

professionalsouterwesternsydney.com.au WW41442

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Outer Western Sydney FOR SALE

26 Capella Street, Erskine Park

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Call for Private Inspection Set on a large 629sqm block is this recently renovated family home featuring: • 4 bedrooms, 3 with BIRs • Multiple living areas • Kitchen with gas cooking, dishwasher & stainless steel appliances • Huge outdoor entertainment area • Manicured lawns • In-ground pool • Double lock-up garage • Ducted air cond • Rental potential $600-$650pw

FOR SALE

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$889,950 - $929,950 INSPECT By Appointment ADDRESS 26 Capella Street, Erskine Park CONTACT Professionals Erskine Park 9834 3555 Angelo Mavris 0425 361 696

43 Phoenix Crescent, Erskine Park

Call To Book An Inspection! HOUSE & GRANNY FLAT Massive 809m2 corner block offering a large family home plus a self-contained 1 bedroom granny flat. Main house features: • 3 bedrooms upstairs with BIRs, main with WIR & ensuite • Study/bedroom downstairs • Multiple living areas • Gourmet kitchen • Alfresco entertaining area • In-ground pool • Triple car garage • Ducted air cond. Rental potential $700pw for main house & $300pw for granny flat.

FOR SALE

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$1,149,950 - $1,199,950 INSPECT By Appointment ADDRESS 43 Phoenix Crescent, Erskine Park CONTACT Professionals Erskine Park 9834 3555 Angelo Mavris 0425 361 696

38 Shadlow Crescent, St Clair

Available To View By Appointment Only!!!

This well presented brick & tile home offers all the inclusions you need & is situated on a massive 689m2 block perfect to add a granny flat or duplex site (STCA). • 4 good size bedrooms plus a study & BIRs • L-shaped lounge & dining area • Separate meals area off the kitchen • Well-presented bathroom • Enclosed pergola area • Large grassed yard • Off-street parking

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$754,950 - $789,950 INSPECT By Appointment ADDRESS 38 Shadlow Crescent, St Clair CONTACT Professionals Erskine Park 9834 3555 Angelo Mavris 0425 361 696

professionalsouterwesternsydney.com.au WW41443

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Penrith Greater Region and Blue Mountains FOR SALE

12 Coronation Grove, Cambridge Gardens

Family-Friendly Neighbourhood • Fantastic 3 bedroom family home • Two spacious living areas • Stunning renovated bathroom • Large modern kitchen • Currently leased ret. $450 per week • Fully fenced 681m2 allotment

FOR SALE

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INSPECT By Appointment ADDRESS 12 Coronation Grove, Cambridge Gardens CONTACT Professionals Penrith 4725 3100

36 Peppermint Crescent, Kingswood

• Stunning family home on high elevated 636m2 block • Spacious living design, ducted A/C • Gorgeous modern kitchen & bathroom • 3 great-sized bedrooms with built-in robes • 4th large bedroom, office/study room, kids playroom • Huge U/C entertaining paved area • Manicured 4 tier garden & lawns

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5/2 Warramunga Street, St Marys

Fantastic Townhouse – Fantastic Tenants!!

$759,950

Expect To Be Impressed!!

FOR SALE

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$789,950 INSPECT By Appointment ADDRESS 6 Peppermint Crescent, Kingswood CONTACT Professionals Penrith 4725 3100

• Spacious 2-storey townhouse • 3 great-sized bedrooms • Nice open kitchen area • Large main bathroom – 2 toilets • 5 min walk to shops, train station • Currently leased at $310 per week • Asking $465,000

FOR SALE

Hidden Beauty On 780m2 b\Block!!

• Beautiful 3 bedroom family home set on 780m2 block • Stunning new flooring & modern colour scheme • Gorgeous modern kitchen • 3 great-sided bedrooms • Huge under cover entertaining area • Potential granny flat development (STCA)

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$465,000 INSPECT By Appointment ADDRESS 5/2 Warramunga Street, St Marys CONTACT Professionals Penrith 4725 3100

6 Ellim Place, Cranebrook

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$759,950 INSPECT By Appointment ADDRESS 6 Ellim Place, Cranebrook CONTACT Professionals Penrith 4725 3100

penrithprofessionals.com.au 02 4725 3100 253 High Street, Penrith

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Western Property Magazine

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BUY OF THE WEEK

CORNER BLOCK!

43 Phoenix Crescent, Erskine Park $1,149,950– $1,199,950

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Open for Inspection: Contact Agent Contact: Professionals Outer Western Sydney Angelo Mavris • 0425 361 696

What makes this property stand out?

Not only do you have the opportunity to buy this sophisticated and stylish home with an inground pool, you also have a self contained Granny Flat perfect for inlaw accommodation or separate income. All situated on a massive 809 sq metre corner block. This flawlessly built family home with numerous features will impress the most discerning buyer.

Who should buy this property?

This property would appeal to the family wishing to upgrade who also enjoy entertaining or an astute investor looking for dual income.

What’s the suburb like?

Great suburb, friendly neighbourhood with people looking out for each other and an awesome location being walking distance to schools and shops.

Boxes from

1

$ .50

• REMOVALS • SELF STORAGE • TRUCK HIRE • BOX SHOP

RECEIVE 1 MONTH FREE ON ANY SIZE UNIT! 142 Old Bathurst Rd, Emu Plains PH 4735 7000 www.hitchens.com.au www.facebook.com/westernpropertymag

Western Property Magazine

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Book for 6 months & only pay for 5 months. *Conditions apply

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View

By Appointment Only

Price

Contact Agent

Gary Rosse o 0414 321 000

gary.rosse o@penrith.rh.com.au

57 Mamre Road St Marys FANTASTIC INVESTMENT OPPORTUNITY AS NEW BLOCK OF 6 TOWNHOUSES FOR SALE • • • • • • •

Less than 12 months old All currently leased Less than 1km to M4 Motorway All with 2 bedrooms, 2 bathrooms Quality kitchen, stone benchtop, stainless steel appliances Alarm system All with courtyards

Penrith 4732 1000

1/282 High Street , Penrith www.rh.com.au/penrith WW45461

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Penrith’s leading property managers (02) 4731 2899 www.stantonandtaylor.com.au

Current industry average for leasing property in Penrith: 23 days Stanton & Taylor Real Estate average for leasing property in Penrith: 11 days (Source: Domain.com.au)

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Full time leasing consultant | Cutting edge technology and systems | Online inspection booking system | Digital property applications | Extensive tenant database | Superior property marketing | Professional photography | Experienced long-term property managers Call Stanton & Taylor Real Estate on (02) 4731 2899 to find out what our Property Management team can do for you. www.stantonandtaylor.com.au

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With Boys over 40 yearsAgent4U experience Realty selling homes The from Group in the local area, Agent4U is do it again!

Your Rec Right Move

ord Pr

ice Ac

hieve

d in P enrith

!

If you want the best price for your property in the current market!

Call The Boys from Agent4U Realty Group Shop7/444 High St, Penrith www.agent4urealty.com.au www.facebook.com/westernpropertymag

Joseph Vella 0403 183 638

Rod McIvor 0433 189 715

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Western Property Magazine

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RENTAL PROPERTY GUIDE PROPERTIES FOR RENT SUBURB

DESCRIPTION

RENT

AGENT

CASTLEREAGH Castlereagh

4 br home

$900pw

4725 3100 Penrith Professionals Real Estate

4 br home

$620pw

9673 4422 St Marys Professionals

4 br house

$680pw

4725 3100 Penrith Professionals Real Estate

4 br home

$600pw

9673 4422 St Marys Professionals

2 br grannyflat

$370pw

9673 4422 St Marys Professionals

2 br grannyflat

$310pw

9673 4422 St Marys Professionals

4 br townhouse

$450pw

9673 4422 St Marys Professionals

Penrith

3 br townhouse

$490pw

4725 3100 Penrith Professionals Real Estate

Penrith

2 br townhouse

$440pw

4725 3100 Penrith Professionals Real Estate

Penrith

3 br townhouse

$470pw

4725 3100 Penrith Professionals Real Estate

Penrith

3 br house

$465pw

4725 3100 Penrith Professionals Real Estate

Penrith

2 br unit

$280pw

4725 3100 Penrith Professionals Real Estate

3 br home

$400pw

9673 4422 St Marys Professionals

3 br home

$410pw

9673 4422 St Marys Professionals

3 br house

$450pw

0424 823 911 REMAX Lifestyle Marketing

St Marys

3 br house

$515pw

4725 3100 Penrith Professionals Real Estate

St Marys

1 br grannyflat

$215pw

9673 4422 St Marys Professionals

Marsden Park

Mount Druitt

North St Marys OXLEY PARK

2 br unit

$400pw

0424 823 911 REMAX Lifestyle Marketing

HASSALL GROVE Hassall Grove

AGENT

NORTH ST MARYS

HARRIS PARK Harris Park

RENT

MOUNT DRUITT

GLENMORE PARK Glenmore Park

DESCRIPTION

MARSDEN PARK

EDMONSON PARK Edmonson Park

SUBURB

Oxley Park PENRITH

3 br home

$420pw

9673 4422 St Marys Professionals

Jamisontown

2 br unit

$365pw

4725 3100 Penrith Professionals Real Estate

Jamisontown

2 br unit

$380pw

4725 3100 Penrith Professionals Real Estate

Kingswood

2 br unit

$350pw

0424 823 911 REMAX Lifestyle Marketing

Kingswood

3 br house

$400pw

0424 823 911 REMAX Lifestyle Marketing

Kingswood

4 + study house

$600pw

0424 823 911 REMAX Lifestyle Marketing

Kingswood

3 br unit

$280pw

4725 3100 Penrith Professionals Real Estate

Kingswood

2 br unit

$250pw

4725 3100 Penrith Professionals Real Estate

Kinsgwood

2 br unit

$210pw

4725 3100 Penrith Professionals Real Estate

Kingswood

3 br townhouse

$360pw

4725 3100 Penrith Professionals Real Estate

Kingswood

3 br townhouse

$380pw

4725 3100 Penrith Professionals Real Estate

JAMISONTOWN

KINGSWOOD

LETHBRIDGE PARK Lethbridge Park 12

3 br home

$370pw

Western Property Magazine

9673 4422 St Marys Professionals

PLUMPTON Plumpton SEVEN HILLS Seven Hills SOUTH PENRITH South Penrith ST MARYS

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FINANCE

ACCOUNTING

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WEALTH

TAX

AUDIT

LEGAL

INSURANCE Western Property Magazine

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NOBODY IN THE WORLD SELLS MORE REAL ESTATE THAN RE/MAX.®

Central Coast

Duplex or Dual Key

Dual Key

5

DUPLEX OR DUAL KEY TURNKEY

EXCELLENT INVESTMENT: DUAL LIVING!

• Investors

• Separate entries • Soundproof firewall • Only pay one set of council rates • Turn key home • Two rental income returns, or live in one and rent out the other

2 rental incomes, capital growth

• All included in price: landscaping, driveways, separate gas, water & electricity meters, aircon, & more • Potential combined rent $750+p/w

LITSA MELETI Want to know more?

Call me on 0466 969 164 Your Investment Specialist

Approximate Rental return: $600-$660pw

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2

Sale : $488,900 Inspection: By Appointment GIZZELLE POWELL M: 0428 934 618 E: gizzellepowell@remax.com.au

Very Happy Vendor Service over and above Litsa is a very professional sales agent, who kept us well informed throughout the whole process.

She goes over and beyond, to get the best results whilst working after hours and also answering any questions. Great service all round.

Verified by RateMyAgent V

T Thinking of Selling or Investing?

P Please give me a call or SMS Litsa on 0466 969 164 0

ST MARYS DA APPROVED – 6 TOWNHOUSES

M: 0466 969 164 | E: litsameleti@remax.com.au au WW45035

Put Our Winning Team to Work 14

Phil Haley 0412 355 020

Western Property Magazine

Litsa Meleti 0466 04 969 164

Gizzelle Powell 0428 934 618

Paul Tanner 0410 587 553

Victor Borg 0439 755 081

Kassandra Richards 0405 329 851

Alana Neville 0497 848 414

Peter Parker 0408 432 998

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HOT OFF THE PRESS FROM GIZZELLE POWELL

INSPECTION: CALL GIZZELLE

6+1 + Study 2.5

LAND SIZE: 696 696m m2 INSPECTION: CALL GIZZELLE

2+

53 Russell Street EMU PLAINS

3.5

2+

F or irst Per As Ho fec tu m t f te e or In Bu ve ye st rs or s

3+2

1 1+2

1 1+

81 Doonmore Street PENRITH

LAND SIZE: 828 828m m2 INSPECTION: CALL GIZZELLE

3

1

2+

Po Flat Gra te or nn nt D y ia up l( ST lex CA )

ca Lo tio ca n, tio lo n, ca tio n

7 Wembley Avenue CAMBRIDGE PARK

lo

3

1

2+

LAND SIZE: 664 664m m2 INSPECTION: CALL GIZZELLE

3

1.5 2

1+ 2

WW45037 WW45036

INSPECTION: CALL GIZZELLE

6

5 Beren Place CRANEBROOK

M Ap Hom ain Gr p e an ro + ny ve Fl d at INSPECTION: CALL GIZZELLE

27 Windermere Avenue CAMBRIDGE PARK O D Pl ccu ua us p l St an ud cy io

Pa Ho Pa re m lati n e a Re t/T wi l tr een th ea a t ge

8 Freesia Place GLENMORE PARK

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FOR SALE BY LITSA MELETI 7 T TUR URRE R ET T P PL LACE, AC E , GLEN GL E N M OR O R E PA PARK RK

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2

2

2.5

2

LITSA MELETI & ALANA NEVILLE M: 0466 969 164 / 0497 848 414 E: litsameleti@remax.com.au

2 9 CO 29 COLLIN L L INS S ST STR RE EET E T STR ST R EET, E E T, ST M MARY A RY S

5

LITSA MELETI & ALANA NEVILLE M: 0466 969 164 / 0497 848 414 E: litsameleti@remax.com.au

TWIN T WIN CR C RE EEKS E KS , LUDDEN LU DDE N H A AM M – 11..09 0 9 HEC H ECTA TARES R ES

5

3.5

13

Litsa Meleti 0466 969 164 litsameleti@remax.com.au 16

Western Property Magazine

If you are considering selling your property, please contact Litsa Meleti today for a confidential discussion and market appraisal.

WW45037

Contact Litsa Meleti Today, these houses won’t last long on the market!

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NOBODY IN THE WORLD SELLS MORE REAL ESTATE THAN RE/MAX.®

Live life? Or buy-ahome? Apartment Living can give you both!

Entry to luxury Level – heaps to choose from Call Alana Neville on 0497 848 414

VALUE HOMES IN HIGH GROWTH AREAS INVESTMENT OR SEA-CHANGE? Central Coast, Hunter, Lochinvar, Dora Creek Many more locations NSW and Qld Call Alana Neville on 0497 848 414

DA-Approved Land-Home Packages with Granny Flat BUILD TO YOUR PLANS OR OURS Entry gates at end of Silkwood Ave, Claremont Meadows.

Estate Inspection by private appt.

Alana Neville 0497 848 414 Victor Borg 0439 755 081

What’s your Property worth? www.facebook.com/westernpropertymag

Book your FREE Appraisal now with one of our Winning Team on 4732 6007 Western Property Magazine

WW43852 WW45038

All inspections conducted as per latest COVID-19 Public Health Order

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Western Property Magazine

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Don’t be misled!

Save your golf club + gain first class facilities with access to new parklands.

BEFORE

AFTER If the development is rejected, Wallacia will lose: Their local Golf Club and Golf course.

Financial support for the community.

A much needed $10 million facilities face lift.

New public parklands.

If the development goes ahead, Wallacia will gain: New sports facilities with a swimming pool, hydrotherapy pool, gym, and a bowling green.

An improved clubhouse with a modern restaurant and function area.

A redesigned world-class 9-hole Golf Course for member competitions, pennants and social play.

A financially viable operation.

A new public parkland occupying 25% of the site will be GIFTED to the community.

Public access to landscaped gardens, walkways and water features.

A boutique memorial park open to all cultural and religious communities.

For further information visit www.nepeangardens.com.au

St Johns Park Bowling Club simply cannot continue to operate the Wallacia Club House and Golf course at such a substantial financial loss The proposed business model which includes the new Club House and redesigned Golf Course is the only solution to ensure a viable future for the social and sporting hub of Wallacia.

David Marsh, CEO St Johns Park Bowling Club WW45466

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Get started

www.upaus.com.au

Having reception problems?

Need a TV wall mounted?

Pension discount & Need a new antenna? government endorsed Can’t tune your TV? 7 DAYS SAME

49

WW44727

We will fix it from

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DAY SERVICE

Alan 0415 152 123 20 Western Property Magazine

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Western Property Magazine

21

BROKING BREAKDOWN

HONESTY IS A MUST BANKS HAVE DEEP INSIGHTS

MARK STEVENSON BELLPARTNERS.COM

When you are applying for any form of finance these days it pays to be completely honest with lenders about your credit and employment history and spending habits.

A recent study by leading global information services company Experian, which provides reports on consumer credit risk, found one in five Australian borrowers embellished or omitted important details on their loan approval forms. A further 60 per cent did not understand how loans were assessed.

But telling porkies to banks or brokers on your credit applications can backfire as lenders have more insights than ever before on your spending habits and credit

history. Telling white lies can have a more severe impact on your ability to obtain finance than having a poor credit score in the first place.

It can be understandable why people might be hesitant to disclose the complete picture about their financial situation for fear of missing out.

Banks assess a borrower’s income, other loans and living expenses to calculate how much money can be put towards loan repayments.

In the current market, lenders are looking much harder at borrowers’ expenses by analysing credit card statements, transaction accounts and any recurring spending patterns. Expenses such as childcare, education,

insurances, phone and Internet bills, groceries, medical costs, entertainment, recreation, travel and transport will be forensically examined.

If your bank account reveals a multitude of Uber Eats orders, overdue Afterpay bills, Netflix subscriptions, take away coffees and regular shopping forays at Dan Murphy’s, your spending habits might have to be addressed before applying for a loan.

Mark’s Shout The bottom line is banks are now able to delve deep into your credit history.

Honesty is always the best policy and the onus is on consumers to present a true picture to lenders.

Helping you make better choices in the Blue Mountains, Penrith and Glenmore Park

Home loans | Financial planning | Risk and General insurance | Car loans | Business lending

talk to us today 4739 9749 Blaxland 4721 1733 Penrith 4737 2417 Glenmore Park MortgageChoice.com.au/rob.lees Mortgage Choice Limited ACN 009 161 979. Australian Credit Licence 382869. Mortgage Choice Financial Planning Pty Limited ACN 158 645 624. AFSL 422854.

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Western Property Magazine

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INVESTMENT SERIES

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Learn all about topics like where to get started, tax benefits, purchasing an investment property, selling and more.

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Would you like to know the value of your home in the current market?

Don’t hesitate to get in touch with me today.

I look forward to meeting you.

Proud sponsors of Jordan Springs Netball Club & Jordan Springs Joeys Football Club.

Nick Rigas 1/21 Lavin Crescent Werrington County NSW 2747 m. 0401 560 116 e. nickrigas@theagency.com.au w. theagency.com.au

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