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Kitchen Cabinets: Reface or Replace?

The kitchen is a busy room in many homes. That popularity likely has something to do with why so many homeowners spend sizable sums renovating their kitchens. According to highlights from the 2022 U.S. Houzz Kitchen Trends Study, the median spend on major kitchen remodels grew by 14 percent from the previous year, and minor remodels increased by 25 percent. Spurred on by increased time spent at home during the pandemic, the main impetus for kitchen remodels according to the study was that homeowners wanted to make these improvements all along and finally had the time and means to do so.

There are many aspects of a kitchen that homeowners can change. Houzz found 94 percent of renovators either fully or partially replaced cabinets in their improvement plans. Cabinets are a major component of kitchen layouts. Cabinets help to establish the aesthetic of a kitchen and serve a useful function, providing necessary storage space to ensure the room does not appear cluttered. Homeowners have different options when it comes to cabinet renovations, and they may need to decide if they need to replace or reface their cabinets.

Replacement

Cabinet replacement involves removing all of the existing cabinets before new cabinets are leveled and installed. According to the home improvement resource The Spruce, homeowners can expect to pay between $13,000 and $30,000 for contractor grade

cabinets. Cabinet replacement is a good idea when homeowners want to add more cabinet space or create a new layout in the room.

Refacing

Cabinet refacing is less messy and less disruptive than replacement. All cabinets remain the same size and in the same location. The cabinet boxes must be in good shape to facilitate a refacing. The process involves installation of new drawer fronts and cabinet doors, as well as veneering of the cabinet boxes. New hardware typically is installed as well. The insides of the cabinets typically remain the same. The Spruce says cabinet refacing can be 30 to 50 percent cheaper than a replacement.

Most people call in professionals to change their cabinets. Cabinet replacement can be a do-it-yourself job, but it involves measuring and ensuring everything fits and is leveled appropriately. Homeowners who choose to reface their cabinets themselves may opt to paint or restain. Wood veneer or a new door and drawer panel installation can be complicated and is best left to qualified contractors.

Calming Color Design Inspiration for a Comforting, Relaxing Home

Updating your home can provide the perfect opportunity to explore new design styles or refresh living spaces with a new color scheme. In fact, a coat of paint can help set the mood for entire rooms in your home.

By turning to nature-inspired designs, you can create a sense of comfort and relaxation. A hybrid color, like Valspar’s 2024 Color of the Year, Renew Blue, is gentle and airy with a touch of blue to set a restful and meditative mood. The grayed sea green - inspired by fleeting things such as fog, mist, clouds and glacier lakes - is a seasonless and versatile hue that features a mid-tone blue with warm undertones and can be used in outdoor living spaces and four-season rooms alike.

“This mid-tone shade has become popular for wellness environments over the years due to its low saturation level, which evokes a sense of rest and calm,” said Sue Kim, Valspar’s director of color marketing. “The harmonious green and blue open the possibility for outdoor applications, blurring the boundary between interior and exterior.”

To help elevate the mood in your home, consider implementing Renew Blue into one of these popular design trends that can update the look of nearly any of your indoor or outdoor spaces.

Coastal Coastal looks are timeless designs that have remained relevant for years because of their positive correlation to calming beach locations. Perfect for outdoor spaces like the backyard, you can implement a more curated and personal take on the trend by shifting from “typical” coastal design that pairs beachy hues with natural textures like rope, driftwood and wicker to some-

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thing more classic and natural like the Cape Cod variation by working in some nautical touches like anchors, oars or seashells.

Modern Farmhouse

In the entryway, using beautiful and functional decor, such as unique ceramics and handwoven textiles, helps usher in a modern rustic style. By using timeless tones and accents, as well as layering heritage art, you can create visual mystery while elevating the ordinary to make your home feel warm and welcoming to guests from the moment they walk through the door.

Nordic Comfort

Modern Traditional is a style that came together over time, and the Hygge look is a refined take. It pulls elementary cues from traditional farmhouse style but has shaker-inspired elements mixed in and is done with a slightly modern twist. It can make a larger space like the kitchen feel welcoming, open, carefully curated and warm.

Modern Boho

Boho is a nature-loving and free-spirited style connected to earthy and botanical elements. From handmade decor to vintage metallic finishes, this style reimagines the past and elevates everyday spaces like bathrooms into personal retreats designed with well-

ness in mind.

Pastel Wabi-Sabi

Leaning into the modern sentiment of “less is more,” this style reflects a naturally minimalist design aesthetic and showcases color coordination with mood-boosting hues and joyful color. Perfect for nurseries and other spaces that should be bright and welcoming, pieces with pared-back, welcoming shapes and silhouettes that allow quality natural materials to shine are perfect for decorating the room.

Exploring Color Pairings

If a concept like color drenching - using one color from the baseboards to the ceiling and decor - isn’t what you’re envisioning, pairing a gentle and airy color like Renew Blue with other hues may be just the trick to create the space of your dreams. Consider these popular Valspar pairing options:

* Perfect Backdrop: The familiar, natural tone of beige has returned strong, balancing warm and cool shades to create comforting spaces that harmonize well with various design styles.

* Dusk in the Valley: A barely-there, grayed pastel that is soothing to the senses, even amid constant changes. Layering pale tints in various materials can create a sense of calm and relaxation. (Family Features & Valspar)

Small Renovations That Make a Big Difference

Home renovation projects were high on homeowners’ priority lists during the early days of the COVID-19 pandemic. Throughout much of 2020, people across the globe were forced to spend much of their time at home as leaders and governments across the globe sought to prevent the spread of COVID-19. More time at home compelled millions of homeowners to invest more in their properties, thus sparking a renovation boom.

By early 2023, the renovation boom that

marked the initial days of the pandemic appeared to have burst. In May 2023, the popular home improvement retailer Home Depot reported its sales had fallen by 4.5 percent in the first quarter of the year and that its income had fallen by more than 6 percent from the same period a year earlier. That marked the end of what Home Depot CEO Ted Decker characterized as “a three-year period of unprecedented growth” in the home improvement sector.

Home Depot’s decline in sales was at-

tributed to a number of factors, including a pivot among homeowners from large projects to smaller renovations. Inflation and the looming threat of a recession have led many homeowners to emphasize smaller projects. With that in mind, the following are some small renovations that can have a big impact. Storage addition: Regardless of where storage is added, be it the kitchen or a home office or a laundry room, extra space to keep items out of view can dramatically alter the look of a home. Unused kitchen walls can be transformed with some inexpensive, easily hanged shelves, while some laundry pedestals with storage drawers can help keep washrooms clear of clutter.

Polish floors: Elbow grease might be the biggest expenditure when cleaning hardwood floors. The wood flooring experts at Bona® advise homeowners to polish their floors once every two to four months depending on how much foot traffic the floors get. A fresh polishing can make floors look brand new and ensures dirt and dust are not hanging around as uninvited houseguests.

Paint: Painting is another inexpensive option for budget-conscious homeowners who want to update their homes. There’s no shortage of places in a home, both inside and out, where a fresh coat of paint can make a statement without breaking the bank. Fading paint on bedroom walls and kitchen cabinets can

be painted over with a fresh coat of the same color or even something more vibrant. Outside, apply a fresh coat to a

wooden deck or paint over brick siding to create a whole new look.

Molding: Crown molding can add a touch of elegance to any room. Rooms can be transformed in a single weekend with the installation of new or replacement crown molding. A simple molding installation is a task many do-it-yourselfers can handle on their own, while homeowners with less DIY experience may benefit from hiring a contractor to create a layered molding look.

Homeowners are pivoting away from costly renovations to more budget-conscious projects. Various less expensive undertakings can transform spaces at a fraction of the cost of more extensive renovations.

The Most Likely Spots Where Mold Will Grow in a Home

Mold is a type of fungi that is found both indoors and outdoors. When mold grows inside, the health of people who spend time in the home or business where it grows can be in jeopardy.

According to the Centers for Disease Control and Prevention, moldy environments may cause stuffy nose, wheezing, red or itchy eyes, and even skin conditions. The Institute of Medicine reports there is sufficient evidence to link indoor exposure to mold with asthma symptoms, as well as hypersensitivity pneumonitis in certain individuals. Certain molds are toxigenic, meaning they can produce toxins, says the CDC. Though there are very few reports of toxigenic molds found inside homes, when present, they can cause rare health conditions.

No one wants mold in their homes, as it’s not only unhealthy, but also unsightly. The Environmental Protection Agency says there is no practical way to eliminate all mold and mold spores in an indoor environment. Certain rooms and spaces warrant careful inspection since they are more vulnerable to mold growth. Mold spores take root in areas where there is ample moisture. Controlling moisture indoors is key to controlling mold. Here are some mold-vulnerable spots that merit some extra attention on the part of home-

owners.

Bathrooms

Bathrooms generate a lot of moisture through showering and bathing. Bathrooms need to be vented to the outdoors with an exhaust fan. If there is no fan, one should be installed. If that’s not possible, open a bathroom window to air out the room after bathing. Wipe down surfaces in the bathroom to dry them and keep mold at a minimum.

Laundry area

Clothes dryers are moisture-generating appliances that should be properly exhausted to the outdoors. Homeowners also should make sure that washing machines and utility sinks are working properly and there are no leaks that can cause mold growth behind or underneath the structures.

Kitchen

Mold also may grow in kitchens. Look

under the sink and by the dishwasher for any leaks and areas susceptible to mold Ventilating cooking areas can help reduce moisture in the area as well, says the CDC.

Basement

Homeowners who have basements or crawl spaces could be breeding mold down there unknowingly, particularly if the areas are unfinished. Moisture, warmth and darkness are prime conditions for mold growth. A dehumidifier can be utilized in the basement to help reduce the moisture saturation in this space. Also, check for leaky pipes or windows that may contribute to mold growth. Humidity levels in a home should be kept between 30 and 50 percent to help limit

mold formation. Attic

Although an attic may not be a spot homeowners frequent regularly, it’s a good idea to get up there and look for potential mold problems. According to the North Carolina Department of Health, in the winter when buildings are heated, mold often grows in cold, uninsulated exterior walls where building surfaces are relatively cold compared to the indoors. Attics without proper insulation could be vulnerable to mold growth. Roofs also may be compromised by weather, causing leaks into the attic.

Mold can be found anywhere in a home but is more likely to grow in certain spaces.

Three Great Reasons to Replace Aging Windows

Windows in a home are easy to take for granted. Unless windows are showing signs of wear and tear or so dirty that it’s hard to see through them, it’s easy for them to go unnoticed. However, replacement windows can add value to a home and even save homeowners a substantial amount of money.

Much of the savings that can be attributed to new windows is related to energy efficiency. The Office of Ener-

gy Efficiency and Renewable Energy estimates that as much as 30 percent of heating and cooling energy can be lost through heat gain or heat loss, and aging, inefficient windows contribute to such losses. Replacing those windows can save homeowners substantial amounts of money, with one expert at Angi estimating that installation of energy efficient windows can help trim energy bills by as much as 12 percent.

Cost savings are often noted when firms promote replacement windows,

but homeowners should know that replacement windows also provide numerous additional benefits. In fact, the following are three great reasons

for homeowners to consider upgrading their windows today.

1. New windows help reduce carbon footprint. The U.S. Environmental Protection Agency reports that replacing single-pane windows with ENERGY STAR® certified windows can help to reduce CO2 emissions by a significant margin. The EPA reports that such windows can save the equivalent of as much as 6,200 pounds of CO2 emissions thanks to reduced energy consumption associated with the new windows.

2. New windows can brighten a home. Natural light brightens a room and can make it appear larger. Homeowners

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who have grown accustomed to old windows may not realize how little light such windows let into their homes. Aging windows can become foggy over time and prevent natural light from getting into a home. That can create a gloomy feel and force homeowners to turn up the thermostat on cold days. New windows brighten the home and the natural light that pours in on a cold day can help heat the home at the same time.

3. New windows cut down on noise. Window manufacturers are always on the lookout for ways to produce windows that make homes more comfortable. Noise reduction is one way to

accomplish that goal, and Consumer Reports notes that triple-glazed windows can help to dramatically reduce outside noise. Homeowners who currently have single-pane windows may be astonished by the difference in outside noise levels when upgrading to triple-glazed windows, which contain a third layer of glass. That third layer of glass significantly reduces noise levels, making triple-glaze windows ideal for homes on busy streets or those in urban areas with lots of foot traffic. Replacement windows pay numerous dividends. Homeowners can reap these rewards and others by replacing aging windows.

The Facts About Insulation and Home Efficiency

Insulation can go a long way toward making a home more comfortable. Insulation reduces the transfer of heat from indoors and outdoors so homes stay more comfortable in both the winter and summer. Insulation also can block exterior noise. A properly insulated home is a must, particularly in the wake of rising energy costs. Insulation will help a home be more energy efficient.

Insulation is easily taken for granted. The following are some facts about insulation and home efficiency that illustrate how much homeowners can benefit from upgrading their insulation.

Insulation is made from a variety of materials, including fiberglass, wool, cellulose, and spray foam.

Unless damaged, insulation lasts for the life of the building. Some settling of insulation may occur, particularly with loose-fill type insulation, and gaps can be filled in.

During the Middle Ages, walls of homes were stuffed with straw and mud to help keep out the cold. It is one of the first documented types of insulation.

According to the U.S. Environmental Protection Agency, insulation saves more than 600 times more energy each year than compact fluorescent lights, Energy Star Appliances, and Energy Star windows combined.

For every Btu consumed in the production of insulation each year, 12 Btus are saved by the use of insulation, says A+ Insulation of

Kansas City.

An insulating material’s resistance to heat flow is measured in terms of its thermal resistance, or R-value. The higher the R-value, the greater the insulating effectiveness. An insulation contractor can let a homeowner know how much insulation and what R-value is recommended for his or her climate.

Manufacturers continue to experiment with insulation materials. Environmentally friendly options include recycled cotton denim, paper or plant cellulose, and sheep’s wool.

Large pieces of insulation are called batts. Traditionally they are made from pink fiberglass, which is extremely fine woven glass. It’s important to realize fiberglass insulation can release small particles or fibers in the air when disturbed, so respiratory protection and gloves should be used when handling to reduce risk of irritation.

Insulation is a key investment in home comfort and efficiency.

Seven Ways to Creatively Display

Favorite Photos

Family photos, vacation pictures, candid snapshots of friends and family — they’re often visual representations of some of your most treasured moments, so it’s likely you’ll want to give them some special treatment.

Consider these easy and affordable ways to showcase some of your favorite photos.

Variations on a theme - You don’t have to have a whole set of matching

frames to create a unified look. Gather frames of different sizes, shapes and textures then paint them all the same color. White, cream or black are colors that let the eye focus on the photograph. Then when you group them together, you’ve got a cohesive display without everything being the same. Location, location, location - Photos don’t always need to be on a wall or shelf. Try hanging a series of related photos on the back of a door or be-

tween windows.

A new use for old frames - Take a large frame with no back and paint it. Then take two pieces of ribbon or wire and attach them to the back of the frame, dividing it into three sections. Attach small photos to the ribbon or wire with mini clothes pins or other small clips.

New frames out of old windows - Fit a photo mat inside each pane of an old window. Attach photos to the backs of the mats and you have a vintage frame. Map it out - Showcase favorite travel photos by covering a mat with a map

from one of your vacation spots. Just trim the map to fit your mat, tape it to the back and insert your picture.

Get it on canvas - Treat your photos like the works of art they are by having them printed on artist canvas. There are a variety of online vendors that let you choose the size and photo treatment to create a unique piece for your personal gallery.

Put it all on the table - Add to your stylish decor and protect your furniture all at the same time by making your own photo coasters. (Family Features, photo courtesy of Unsplash)

Due to their small size and heavy usage, bathrooms can become messy, cluttered areas for many families. For those with smaller bathrooms, storage solutions can be even harder to find. Consider these organization tips to make your bathroom a clean and functional space for every member of the family: Assess the mess: Go through all the cabinets and drawers to clear out unused makeup, health care products and medications. Make sure the items you keep

Go vertical: Medicine cabinets can quickly get stuffed when combs, toothpaste and other toiletries are stored horizontally. Use organizer cups with suction adhesives to contain items vertically and save space.

Hang up in style: Old coat racks and ladders make perfect solutions for larger families to hang multiple towels. Snag an old one from a thrift store and paint it a bright hue, like red or turquoise, for a stylish bathroom accent piece.

Avoid spills and squirts: Hair products, such as gels, mousses or hairsprays, can create sticky, tough-to-clean messes if liquid escapes the container in a drawer or cabinet. Avoid such mishaps by placing these types of items in plastic tubs

instead of directly in the drawer or on a shelf.

Divide and conquer: Bathroom drawers can become unruly if not organized.

To keep items separate and tidy, insert dividers, such as those used for kitchen utensils. These often come in fun materials, such as bamboo or stainless steel, to add a fresh look.

Assign cabinets or drawers: Try to use a large enough cabinet so each member of the family has his or her own space or drawer. This can help limit the amount of items high-maintenance family members can bring into the small area. Plus, it makes it easier for everyone to find their things. (Family Features, photo courtesy of Unsplash)

Benefits of Energy-Efficient Homes

Consumer efforts to be more eco-conscious are more and more noticeable. For proof of that, one need look no further than the increase in vehicle charging stations. Such stations are more accessible than ever and illustrate that consumer preference is increasingly leaning toward products that leave as small a carbon footprint as possible.

Another indicator of a growing interest in eco-friendly products is the popularity in energy-efficient homes. In fact, a recent survey from the National Association of Home Builders found that energy-efficient features are among the most sought-after “must-haves” among homebuyers. Among

those surveyed, 83 percent desired Energy Star-rated windows, 81 percent wanted Energy Star-rated appliances and 80 percent preferred energy-efficient lighting.

Though eco-conscious sensibilities compel millions of homeowners to make their homes more energy-efficient, that’s not the only reason to upgrade your home. The following are a handful of the many benefits of energy-efficient homes.

Save money: Inflation was one of the biggest stories of 2022, as the cost of living rose dramatically in the wake of world events. According to data from the U.S. Bureau of Labor Statistics, inflation led to an overall 6.5 percent increase in prices. But that in-

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crease was dwarfed by the cost of electricity, which increased by 14.3 percent in 2022. Energy-efficient appliances can help homeowners overcome that spike, as the U.S. Department of Energy indicates upgrading to such products can help homeowners reduce their energy costs by as much as 30 percent.

Improve resale value: As the NAHB survey indicates, modern homebuyers want energy-efficient homes. They’re also willing to pay more for such homes. Research from the mortgage lender Freddie Mac found that homes with energy-efficient ratings sold for nearly 3 percent more on average than homes without such ratings.

Live healthier: The benefits of energy-efficient homes aren’t just economic, though health-related benefits certainly produce an economic incentive as well. According to the

American Council for an Energy-Efficient Economy, insulation and air sealing protect individuals from heat waves and other ripple effects of climate change. The ACEEE notes that weatherization can improve indoor air quality and comfort, a notable benefit for asthma sufferers and seniors. In fact, the ACEEE estimates that integrating energy efficiency programs in homes could reduce seniors’ risk for falls in their homes, potentially saving $2 billion in fall-related health care costs over the next decade, and improve asthma outcomes, which could reduce health care costs by as much as half a billion dollars.

Energy-efficient products and practices pay numerous dividends, making them a worthy expenditure for any homeowners looking to upgrade their homes.

Reconsider That Fixer Upper Financing option makes home improvement more attainable

For younger homeowners and firsttime homebuyers in particular, money is likely to be tight. When most available cash is directed to the best possible down payment to secure a home in a desired neighborhood, there’s often little left for improvements.

According to a Profile of Buyers’ Home Feature Preference Report from the National Association of Realtors, 53% of homebuyers took on a home improvement project within three months of buying with

kitchen projects being a priority for 47% of those surveyed. However, when buyers finance a home renovation into their mortgage application, they can broaden their options of available properties to include fixer-uppers that can be upgraded prior to move-in.

A finance option like the Guaranteed Rate Home Renovation Loan allows homebuyers to visualize the home they want versus the one that’s listed. By rolling renovation costs into their mortgage, buyers can enjoy

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a home tailored to their vision while paying a little extra each month for upgraded windows, siding, decks, kitchens, bathrooms or a walk-in closet. In many cases, the project can be completed after closing but prior to moving in with contractor commitments to stay within budget.

If cosmetic or structural improvements are needed when prospective homeowners find a property worth bidding on, they can work with a licensed loan officer to secure a home renovation loan. The borrower’s choice of contractor that meets the lender criteria submits an estimate that’s reviewed and validated by the lender. Once approved and the mortgage is closed, the renovation can begin with costs paid upfront, added to the loan and repaid as part of the mortgage.

Consider renovation projects like these: Luxury Renovations are geared toward the enjoyment of a home. They might be as easy as updating an entertainment room or reworking existing landscaping or as complex as adding a swimming pool, hot tub, outdoor kitchen or fitness area.

Structural Renovations affect load-bearing elements like posts, beams or even the foundation or walls of the home. Some examples include adding a garage, raising a roof, converting rooms or adding square footage to the house.

Non-Structural Renovations do not affect load-bearing elements and are often more cosmetic, including remodeling kitchens or bathrooms, repainting, replacing siding and upgrading for accessibility.

Consider the out-of-pocket costs of sim-

ilar non-structural renovation projects according to Remodeling Magazine’s 2023 Cost vs. Value Report when compared with the monthly price of financing via a Guaranteed Rate Home Renovation Loan based a sample mortgage payment of $2,525/month*.

projects

– Bathroom remodel: $24,606 out of pocket versus $127 per month financed

– Hardwood flooring: $4,900 out of pocket versus $25 per month financed

– Finished basement: $18,400 out of pocket versus $95 per month financed

– Kitchen remodel: $77,939 out of pocket versus $402 per month financed

– Solar panels: $20,000 out of pocket versus $103 per month financed

*Example portions of payments allocated to renovation costs are based on a purchase price of $388,800, down payment of 20%, 30-year [fixed] rate mortgage at a rate of 6.69%/7.364% annual percentage rate (APR) and 360 mortgage payments of $2,525. FICO score and lock days based on 740 FICO and 45-day lock. Advertised rates and APR effective as of 05/25/23 and are subject to change without notice.

(Family Features & Guaranteed Rate, Photos courtesy of Getty Images)

Steps to Take Before Applying for a Mortgage

Ahome is the single biggest purchase most people will ever make. That’s perhaps become even more true in recent years, when the cost of homes has increased dramatically.

The sticker price of a home may come as a shock to first-time buyers, but few homeowners purchase their homes in cash. Mortgages are a vital component of home ownership for the vast majority of buyers. Mortgages are loans obtained through the conveyance of property as security. When

homeowners pay off their mortgages, the title of the property officially transfers to them from their lenders.

Though most homeowners utilize mortgages to buy their homes, that does not mean the process is the same for everyone. A host of factors affect mortgage terms, and there’s much prospective homeowners can do to secure the best agreement possible.

Recognize why a low interest rate is important. Mortgage interest rates have drawn considerable attention in recent

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years, as rising inflation has led to rates that have reached their highest point in more than a decade. Even a seemingly small difference in interest rates can save or cost homeowners thousands of dollars, if not tens of thousands, over the course of a loan. For example, the financial experts at Bankrate.com note that the difference between a 5.5 percent interest rate and a 6 percent interest rate on a $200,000 mortgage is roughly $64 per month. That might not seem like a lot, but over the course of a 30-mortgage the borrower who gets the 6 percent loan will pay in excess of $23,000 more in interest than the borrower who secures the 5.5 percent loan. Recognition of the benefits of securing the lowest in-

terest rate possible can motivate prospective buyers to do everything in their power to get a low rate.

Work on your credit score. So how can borrowers get the best possible rate? One way to go about it is to improve credit scores. Average mortgage interest rates

vary significantly by credit score, with higher scores earning borrowers significantly lower rates. According to data from FICO, as of mid-February 2023 borrowers with a FICO score of 760+ earned an average interest rate of 6.06 percent, while those with scores between 620-639 secured an average rate of 7.65 percent. By bolstering their credit scores before applying for a mortgage, prospective homeowners can improve their standing in the eyes of mortgage lenders, which can potentially save them tens of thousands of dollars over the life of the loan. Identify how much you want to spend. Prospective home buyers may be approved to borrow much more money than

they think they will qualify for. That’s because lenders do not consider factors like utilities, insurance, day care, or other expenses everyone has. That means it’s up to borrowers to determine how much those expenses will be, and how much they should be spending on a home. Though it might be tempting to borrow up to the amount lenders approve you for, in general it’s best to stay below that amount so you can capably meet all of your additional obligations.

Mortgages enable millions of people to buy homes each year. Some simple steps before applying for a mortgage can help prospective homeowners secure the best terms.

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Sights and Sounds That Indicate Floors Should be Replaced Soon

Nice flooring draws immediate attention when entering a home. Natural wood floors tend to instantly impress, while the right kitchen flooring materials can create the welcoming feeling many homeowners strive to establish in the most popular room in the home.

Stunning floors are hard to miss, and floors that are well past their prime are equally noticeable. Aging floors may fall somewhere between fading and failing to live up to homeowners’ standards. Fading floors may not need to be replaced immediately, but the following are some signs that indicate existing floors are nearing their expiration date.

Soft spots: A floor should not give when stepped on. Soft spots could be indicative of water damage caused by any number of factors. Some water damage is caused by mopping the floor with a soaking wet mop, while burst pipes also contribute to water damage that can cause soft spots. A single soft spot on the floor may necessitate a relatively simple repair, but various soft spots indicate extensive damage that might be affecting the floor, subflooring or both. In the latter instance, homeowners should consider a full floor replacement.

Creaking floors: Creaking floors are among the more annoying issues that can arise in a home. In such homes, residents

feel as though every step they or their housemates take is being announced. In addition, creaking floors can awake light sleepers, including young children. The floor experts at Discount Flooring Depot note that uneven subfloor could be the culprit behind creaking floors. Though that does not necessarily require a floor replacement, it can be hard to lift existing floors and then refit them after the subflooring has been addressed. That’s especially so if low-quality laminate flooring was installed. So while creaking floors may not require a full floor replacement, it’s an outcome homeowners who can no longer live with the noise can prepare themselves for.

Dated look: Of course, some floors simply look like the product of a bygone era. Various factors, including location, affect the resale value of a home, but Realtor.com reports that hardwood floors are preferred by both home buyers and renters. In addition, Realtor.com estimates that wood floors could provide a return as high as 80 percent of the initial investment when homeowners sell their homes. If existing flooring looks dated, it might be time to bring it up to speed with something more modern. A home’s flooring is bound to draw the attention of residents and visitors alike. Homeowners who replace their flooring can ensure that attention is drawn for all the right reasons.

How Homeowners Can Turn Attics into Livable Spaces

Houses typically feature various areas that are traditionally designed for storage, such as garages, basements, and attics. However, with some renovation, these spaces can be transformed into livable areas. Homeowners who would like to convert attics into livable spaces need to take certain things into consideration before starting an improvement project. While the attic may seem like it has plenty of room and is structurally sound enough to walk in, that’s not necessarily so. To be converted into usable living space, an attic must

be brought up to the standards of modern building codes, according to the design experts at Board & Vellum. Retrofitting beams and insulation can eat up available space in an attic. Thus, it is best to consult an expert to see if an attic can be converted. Furthermore, an attic that was not initially designed as a room when the house was built can add extra “load” upstairs if it is converted. That could present certain structural problems. That means a structural engineer also must be consulted to see if adding beams, flooring and drywall

will necessitate other changes elsewhere in the home to accommodate the extra load. In order to have a functional attic room, building codes will dictate that it needs to be accessible by a full-size staircase. Also, it will need to have another exit in case of an emergency so that will likely be an accessible window, according to the home information site The Fill. Homeowners’ budgets and renovation plans will need to factor into these considerations. Homeowners also are advised to check local permits to determine what else may be required to go forward. It is best to follow the rules. Lack of a permit for work can affect the ability to sell a home down the line.

Individuals also should plan for heating and cooling upgrades as the home will

need to have ductwork installed in the attic, or at the least, a stand-alone heating and cooling unit. As heat rises, it can get quite warm in an attic, so ventilation and comfort should be considered. The attic will need to be wired for electricity for lighting and other needs. Air sealing and additional insulation can the attic space more comfortable as well. Consult with a qualified electrician and an HVAC technician and have an energy audit done to discuss needs.

Attic renovations can give homeowners more space in their homes, which can be used as offices, bedrooms or cozy corners. This is no small undertaking, and all of the right steps need to be followed to ensure a legal, safe and successful renovation.

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What to Know About Replacing Gutters

Certain home renovation projects are more glamorous than others. A remodeled kitchen is sure to garner its share of “oohs and aahs,” while a newly paved driveway is much less likely to dazzle guests.

A gutter replacement is another job that might not have the wow factor. But fully functioning gutters are a must and can help to prevent potentially expensive roof damage. Gutters rarely draw attention, but homeowners can keep an eye out for signs that indicate gutters need to be replaced. Signs gutters should be replaced: Various signs indicate it’s time to replace existing gutters. Homeowners should act promptly if any of the following signs arise, as poorly functioning gutters can make it hard for water to get into the downspouts, ultimately pushing it backward and likely underneath roof shingles, where the result can be costly water damage.

• Peeling paint

• Cracks

• Pooling water in the gutter

• Mildew in the gutter, which can sometimes be seen even from the

ground

• Water damage: Water damage on the gutter can be limited to certain spots and will be noticeable on the underside of the gutter

• Soffit damage

• Sagging gutters

• Detached gutters, which can be detached from other pieces or the house

• Rust

Who should replace gutters?

Many home improvements can be completed successfully by skilled doit-yourselfers, but a gutter replacement is best left to the professionals. Homeowners who live in single-story homes may be able to replace gutters on their own, but the issues that can arise when gutters are not functioning at optimal capacity make this a job best suited to professionals, even in

residences without high roofs. Some gutters may be under a manufacturer’s warranty, so homeowners can check to see if their gutters qualify for a free upgrade. Experience is one of the best reasons to work with a professional gutter installation team. Experienced professionals can identify which gutters are the best fit based on a host of factors, including the pitch of the roof, local conditions and the size of the house. In addition, gutter installation requires the use of various tools that many DIYers may not have on hand, which can cut into the cost

savings of doing the project yourself.

Homeowners also should not underestimate the challenges of working on ladders that are high up off the ground. Professionals are accustomed to such challenges, while DIYers may not be comfortable or used to climbing ladders with materials and tools in hand.

A gutter replacement is a worthwhile investment that can ensure rain water efficiently and effectively runs through gutters and away from the roof. Leaving this task to the professionals can ensure the job is done right.

Five Ways to Trim Home Energy Bills

After the mortgage, utility costs, including electricity, likely make up one of the most significant portions of monthly budgets for the typical American household. In fact, according to data from the U.S. Energy Information Administration, the average residential electric bill in the United States is $143.

However, reducing your family’s energy costs is possible by following some smart, practical, cost-cutting

tips from the heating and cooling experts at Mitsubishi Electric. Consider these ways to help dial down your energy bills.

Service HVAC Systems Regularly

To ensure the best performance and efficiency possible, find a licensed contractor to keep your heating and cooling system well-maintained and serviced throughout the year. There are some tasks many homeowners can handle on their own, like keeping outdoor units free of debris and changing air filters. Some filters are removable and washable, saving you money. However, bringing in a professional 1-2 times a year for maintenance and to ensure proper function of ductwork and electrical compo-

nents is also essential. Use Appliances During Non-Peak Hours

Rather than using stoves, ovens and clothing dryers in the afternoon hours, consider doing so early in the morning or late in the evening. Peak time for many electricity providers is noon-6 p.m., meaning using these appliances outside of this timeframe when conventional heating and cooling systems are likely running full throttle can help lower energy

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costs.

Upgrade Your System

The Inflation Reduction Act (IRA) incentivizes homeowners that opt for energy-efficient air-conditioning and heating options to replace fossil-fuel-fired furnaces. This includes upgrading your existing HVAC system to a qualified heat pump. For example, Mitsubishi Electric heat pumps provide more energy-efficient cooling and heating that equals cost and energy savings as well as a reduced carbon footprint for homeowners.

Installing a smart electrical panel alongside an all-electric heat pump enables homeowners to monitor and control energy consumption on-site or remotely using a smartphone for better overall efficiency and utility cost savings.

Harness the Sun’s Energy with Solar Panels

According to the Office of Energy Efficiency & Renewable Energy, the amount of sunlight that strikes the Earth’s surface in 90 minutes could

power the world’s total energy usage for a full year. Investing in solar panels can help decrease energy bills and increase your home’s sustainability. Additionally, some utility providers and government entities, including the IRA, offer incentives to help reduce installation costs.

Avoid Heating or Cooling Unused Spaces

One mistake many homeowners make is forgetting to adjust their temperature settings when leaving the house. Whether you’re headed out for the weekend or just headed to work for the day, running your system in an empty house can result in unnecessarily high utility bills. Multi-zone, all-electric heat pumps like those from Mitsubishi Electric allow homeowners to set the comfort level and adjust the temperature in each room, reducing the energy waste of cooling unoccupied rooms. With a smartphone app, you can even adjust the settings remotely.

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What to Know About Kitchen Countertop Materials

Kitchens are the busiest rooms in most homes. Kitchens have become more than just places to prepare meals, with many functioning as gathering spaces and even go-to dining spots in homes that do not feature formal dining rooms.

So much time spent in the kitchen makes it worthwhile to invest in these popular spaces. Kitchen renovations are high on many homeowners’ to-do lists, and there’s many decisions to make once they commit to redoing the room. When renovating a kitchen, homeowners will have to choose

which countertop material they want to install, and the following rundown of popular options can help simplify that decision.

Quartz

Quartz is considered a low-maintenance and durable countertop material. The home improvement experts at This Old House note that quartz countertops are typically 94 percent ground quartz and now come with an honed, sandblasted or embossed treatment, which makes them appealing to homeowners with varying ideas on the ideal look of a kitchen coun-

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tertop. Quartz can crack if it’s not handled properly, and edges and corners can chip over time. Rounded edges can minimize the risk of chipping. Costs vary by location and product availability, but quartz typically costs about the same as natural stone.

Granite

Consumer Reports notes that no two slabs of granite are the same, and that uniqueness has long appealed to homeowners. Tests run by Consumer Reports found that heat, cuts and scratches did not harm granite, though this material, like quartz, can crack around edges and corners. Granite is a durable material that, if properly maintained, can last several decades. Granite also is nonporous, which makes it resistant to bacteria.

Laminate

Laminate countertops appeal to budget-friendly homeowners and Consumer

Reports notes that they’re easy to install. Home Depot also notes that laminate countertops come in a wide range of colors, textures and designs. Laminate countertops also are durable, which helps budget-conscious homeowners stretch their dollars even further. Laminate countertops are easily maintained, though it’s also easy to permanently damage them with knives, so Consumer Reports recommends always using a cutting board when preparing meals on laminate.

Butcher Block

Butcher block countertops are among the more unique options homeowners may consider. Sometimes referred to as “wood countertops,” butcher block countertops are made from wooden strips that are

fused together. The home improvement experts at BobVila.com note that butcher block is among the more affordable materials, but the final cost will be dictated by location and availability. BobVila.com notes that butcher block countertops are highly sensitive to liquid, so exposure to moisture should be limited. Sealing butcher block countertops immediately after installation can help protect against bacteria and warping. Though butcher blocks can be high maintenance, many homeowners find the unique look is well worth the extra elbow grease.

Kitchen countertops can define how the room looks, and homeowners have many options to choose from when designing a new kitchen.