BC New Home Guide - Oct 17, 2014

October 17 - 31, 2014 Volume 22 Issue 21

INSIDE THIS ISSUE

A MORTGAGE AFTER BANKRUPTCY IS POSSIBLE

BRIDGE FINANCING: WHAT YOU SHOULD KNOW

10 MINUTES WITH… SOLON BUCHOLTZ

FREMONT INDIGO AVAILABLE FALL 2014

YORK

CAMBRIA

OWN FROM $274,900*

BEST HOMES NOW AVAILABLE

A BETTER HOME. From deliberating every detail and making the most of every inch to creating beautiful street appeal, our obsession with design is evident in each home we build.

Prices are subject to change. This is not an offering for sale. E.&O.E.

FREMONT GREEN DOORS NOW OPEN

FREMONT, PORT COQUITLAM 604.552.0319 WILLOUGHBY, LANGLEY 604.882.6758 CAMBIE + 50TH, VANCOUVER 604.325.2216 FREMONT, PORT COQUITLAM 604.468.0084

See the design-driven difference.

Visit a MOSAIC Home Store or

mosaichomes.com

Metro Vancouver's Most Trusted Builder BUILDING SINGLE FAMILY HOMES FOR OVER 60 YEARS

MOVE IN READY HOMES AVAILABLE

112 Ave 240 St

Haney Bypass

ed

ghe

Lou y

Hw

FROM THE $880’S (incl. net GST) OPEN DAILY Noon to 5pm 16145-28A Avenue, Surrey 604-560-1053 | morgan@qualico.com

Kanaka Way

MOVE IN READY HOMES AVAILABLE

PLATINUM COLLECTION FROM THE LOW $900’S (incl. net GST) 4 Bedroom 'Huntington' Show Home OPEN DAILY Noon to 5pm 3498 Princeton Avenue, Coquitlam 778-285-6299 | burke@qualico.com

NOW SELLING!

FROM THE $570’S (incl. net GST) OPEN DAILY Noon to 5pm 23915 - 111A Avenue, Maple Ridge 604-380-0045 | cliffstone@qualico.com

Pre-selling at the Morgan Heights Show Home OPEN DAILY Noon to 5pm 16145 - 28A Avenue, Surrey 604-560-1053 | estates@qualico.com

COMING SOON: 180 Street & 68 Avenue Cloverdale

158 Street & 29A Avenue South Surrey

Register for updates at foxridgehomes.ca/metrovancouver

4 METRO VANCOUVER NEW HOME GUIDE | OCTOBER 17 - 31, 2014

F PH INA AS L E Single family homes & townhomes From $289,900 (Incl. GST) NOW SELLING PHASE 3 MyLunaHome.com 778.895.5862 30748 Cardinal Ave, Abbotsford

(Incl. GST)

Brand New 3 bdrm, 2.5 bath Townhomes from just $299,900 +gst.

Hurry before they are gone!

NOW SELLING PHASE 3 YorkLiving.ca 604.534.9495 7298 199A St, Langley

Divine Duplexes -- Like Homes From $679,900 $649,900 (Incl. GST)

This is not an offering for sale. Any such offering must be made with a disclosure statement.

Prices are subject to change. E.&O.E. **OAC. Conditions apply.

OCTOBER 17 - 31, 2014 | METRO VANCOUVER NEW HOME GUIDE 5

Handcrafted 3 & 4 Bedroom Homes IT’S YOUR TIME This collection of 80 townhomes features smart design, stylish spaces and sophisticated details in the emerging community of Willoughby.

COMING SOON Register Now KeatonTownhomes.com

604.882.3733

Developed by

Marketing + Sales by

OCTOBER 17 - 31, 2014 | METRO VANCOUVER NEW HOME GUIDE 7

8 METRO VANCOUVER NEW HOME GUIDE | OCTOBER 17 - 31, 2014

SMART LOCATION. SMART LIVING.

You can never have too much of a good thing. Located in the heart of the vibrant Panorama Ridge neighbourhood, you’ll enjoy easy access to shopping, schools, restaurants, recreation and more. An amazing place to call home and a solid investment for your future, it’s smart anyway you look at it!

50% SOLD OUT • LOTS BACKING ONTO ENVIRONMENTAL RESERVE JUST RELEASED 500* INCLUDING GST STARTING FROM $

295

#22 5888 144th Street, Surrey. Presentation Centre Open Saturday to Wednesday 1-5pm

LiveAtOne44.com | 604.503.6402 *Prices and availability are subject to change without notice. This is not an offering for sale.

Any such offering may only be made by disclosure statement. E.&O.E.

contents

OCTOBER 17 -31, 2014 || VOLUME 22 ISSUE 21

ON THE COVER

p. 16

special features 12 Editor’s Note 32 Panorama Station

October 17 - 31, 2014 Volume 22 Issue 21

Rediscover community in Surrey

by Susan M. Boyce

36 Blackberry Walk

HYDE PARK

Experience life in a beautiful new Surrey neighbourhood

New South Surrey neighbourhood inspired by nature

by Susan M Boyce

38 Parkside

An exclusive selection of nonstrata rowhomes in Langley

By Janine Mackie

by Michelle Hopkins

70 Britton INSIDE THIS ISSUE

A MORTGAGE AFTER BANKRUPTCY IS POSSIBLE

BRIDGE FINANCING: WHAT YOU SHOULD KNOW

10 MINUTES WITH… SOLON BUCHOLTZ

Smart style and price in the heart of Burnaby

by Janine Mackie

PRESIDENT, WALL2WALL MEDIA

Jacqueline Hill

EDITOR-IN-CHIEF / DIRECTOR OF CONTENT

Susan Legge

DIRECTOR OF SALES, NATIONAL

Josh Heppner

SENIOR SALES MANAGER, WESTERN CANADA

Edwin Rizarri ART DIRECTOR

Megan Pike EDITORS

Stephanie MacDonald Diane Duf lot (on leave) CONTRIBUTING EDITORS

32 columns 20 Fundamentally

You can obtain a mortgage after bancruptcy, here’s how

by Jorge and Alisa Aragon

How to find the perfect home for you

homebuyers’ help 76 On the Horizon

Checking out what’s hot and new in the Lower Mainland’s residential marketplace and beyond

42 Home Smarts

by Marnie Bennett

48 Insider Advice

80 Listing Directory

Complete listings of more than 250 new-home developments throughout Vancouver and the Lower Mainland

by Cameron McNeill

54 Mortgage Advice

Bridge financing: what it is and how to get it

by Alyssa Richard

district maps

58 BMO Report

14

62 REBGV Sales Update

24 52 56 64 68

Sales for the fall so far are looking good

66 Inside Mortgages How to improve your credit score

by Kris Grasty

SALES COORDINATOR

Justin Salvador

GRAPHIC DESIGNERS

Mihail Terentiev, Miguel Cea PRODUCTION CO-ORDINATOR

Hannah Yarkony

CONTRIBUTING EDITORIAL WRITERS

Susan M Boyce Janine Mackie

by Susan M Boyce

Six great reasons to consider downsizing

A look at Canadian personal debt by province

Dave Bird 604.319.7102 Brenda Everitt 604.319.7103

Bala Gnanapandithan

by Susan M Boyce

Is a masterplanned community for you?

Yanic Simard

PRODUCTION MANAGER

by Wayne Karl

Solon Bucholtz talks about the benefits of buying new

DESIGN EDITOR

MEDIA CONSULTANTS

74 Mind over Mortgage

Speaking

30 10 Minutes With...

Lydia McNutt Neil Mangan Wayne Karl

South Surrey/ White Rock Surrey/Langley Richmond Maple Ridge/Pitt Meadows Tri-Cities Burnaby/New West

Published By

The Vancouver New Home Guide is a free publication published 25 times per year. Submit articles or advertising to Suite 102 - 4180 Lougheed Highway, Burnaby BC V5C 6A7 PHONE 604.519.6080 FAX 604.519.6088

newhomeguide.ca

COPYRIGHT 2014 covers the contents of this publication and prevents reproduction in whole or in part: offenders will be prosecuted.

We reserve the right to refuse any advertising, to make changes or edit advertising as necessary.

Care will be taken to ensure copy accuracy but no warranty is implied or given by the publisher. The views and data expressed by columnists do not necessarily represent those of the publication.

//EDITOR’S NOTE

Moving choices A little forethought can make your move a happy one

W

hether you’re relocating from one coast to the other or moving to your first place out of your parents’ home, moving can be hectic, exciting and certainly stressful. But, relax. You can eliminate all of the anxiety associated with moving by taking control of the situation with confidence.

If you decide to move yourself, book a moving truck well in advance from a reliable company that can help with some tips on moving as well as advice regarding the size of vehicle you will need.

If you decide to go with a pro, ask your friends and family to recommend a mover. Call at least three companies to ask about their services and then decide.

Professional movers can do everything for you if you wish, from packing and unpacking, to disconnecting appliances and electronics, but of course there’s extra cost involved.

Make sure you understand the terms of your agreement no matter what you decide, as well as any additional costs such as insurance and mileage fees, so you can budget accordingly.

Happy moving!

SUSAN LEGGE

EDITOR-IN-CHIEF Wall2Wall Media Susan.Legge@wall2wallmedia.com Follow me on Twitter at Twitter.com/SusanLegge

Upgrade your lifestyle There are so many reasons to consider downsizing

D

ownsizing is something that naturally occurs to everyone at some point. People think, “Once the kids are gone we won’t need all this space,” or the garden has become a bit of a burden, or there’s simply too much to clean.

Many people want an excuse to get rid of a lot of the stuff they’ve hung onto for years.

There’s also lots of great financial reasons to move to a smaller place. You can take advantage of the equity you’ve been spending years building up by selling and making a (tax-free!) profit when you buy a smaller, less expensive place. Utilities are also much reduced when living in a multi-family residence.

STEPHANIE MACDONALD EDITOR Wall2Wall Media

Stephanie.Macdonald@wall2wallmedia.com Follow me on Twitter at Twitter.com/stephmacW2W

12 METRO VANCOUVER NEW HOME GUIDE | OCTOBER 17 - 31, 2014

If you move into the city, you may not need a car anymore, and when you want to travel, it’s easy to just lock the door and head to the airport.

Lastly, it’s been proven that people living in smaller homes in more densely populated neighbourhoods have a much smaller ecological foot print than those who live in large homes — and they’re even healthier, as densely populated areas are very walkable and have significant opportunities for activity, varied food options, and are good places to keep up your social life.

All of these factors make it easy to see why small is the new big!

How’s this for black + white? New townhomes in Burquitlam. Coming soon.

The Black+Whites on Foster Avenue are classic, light-filled

3 + 4 bedroom townhomes

three-storey townhomes in Burquitlam. These homes are sophisticated and tailored, and yet genuine, familiar and inviting.

PRICED FROM $500,000s

You get your own front door, your own yard, attached parking

blackandwhites.ca

and renowned Intracorp scrutiny of every last detail.

Don’t you wish all decisions in life could be so black+white?

This is not an offering for sale. Any such offering may only be made with a disclosure statement. Prices and sizes are approximate. E&OE. Sales and Marketing by Intracorp Realty Ltd. Intracorp Foster Avenue Limited Partnership Intracorp. Foster Avenue Limited Partnership

intracorp.ca

OCTOBER 17 - 31, 2014 | METRO VANCOUVER NEW HOME GUIDE 13

Serpentine Fen Nature Reserve

SOUTH SURREY / WHITE ROCK 40th Ave

99 11

12

Sunnyside Acres Urban Forest Park

24th Ave

148th St

152nd St

Y

16th Ave

W

140th St

24th Ave

13

10

H GE OR GE

128th St

26th Ave

4

G KIN

16th Ave

8

24th Ave

South Surrey Athletic Park

20th Ave

5

160th St

Crescent Park

164th St

7

32nd Ave

6 14 9

2

Ma rine Dr

16th Ave

184th St

Crescent Beach / Blackie Spit

176TH ST

99a

168th St

d nt R sce e r C

15 3

10th Ave 8th Ave

8th Av 1

SOUTH SURREY / WHITE ROCK 1.

CANADA Dawson + Sawyer 4. The Hamptons STATES OF AMERICA OnUNITED The Course 16437 23 Ave. 253 171 Street 604-385-0111

2.

Royce 14855 Thrift Ave 604-538-8028

3.

Southbrooke 10th Ave. & 165th St. 604-805-2941

8.

16145 28A Ave. 604-560-1053

604-723-4497

5.

Jacobsen 2687 158 St. 604-538-5591

6.

7.

Blu

15988 32 Ave. 604-782-5258

Belcroft 15977 26 Ave. 604-568-8830

Morgan Heights

9.

The Heights 2845 156th St. 778-545-8737

10. Breeze #5 16223 - 23rd Ave. 604-582-1113

11. The Woods 32nd Ave. & 156A St. 604-538-8876

12. South Point Walk 29A Ave & 152 St 604-560-3238

13. Hycroft Rowhouse 16467 - 24th Ave. 604-541-2495

14. Hyde Park

15811-28th Ave 604-506-1852

//COVER STORY

HYDE PARK

NEW SOUTH SURREY VILLAGE INSPIRED BY NATURE » by JANINE MACKIE

Together with award-winning firm Robert Ciccozzi Architecture, the creatives at Zenterra Developments are thrilled to give homebuyers a foretaste of their master planned community Hyde Park – 156 contemporary townhomes coming soon to the Morgan Heights area of South Surrey.

Like an artist envisioning her next masterpiece, principal designer Mila Djuras has colourful aspirations for the 10-acre development site at 156 St. and 28 Ave. “We are excited to bring something truly original to the marketplace. It’s going to be fresh, visionary and very creative.”

VILLAGE SETTING: EMILY CARR COLOUR PALETTE

Imagining herself as renowned writer and painter Emily Carr wondering through the Pacific Northwest forest, Djuras spent much time with notebook in hand walking the labyrinth of trails and old growth forest. Collectively the team shares a commitment to preserving many clusters of trees and enhancing the private setting with additional West Coast plantings.

“I felt inspired by the coastal landscape, the 100-year old trees and envisioned a village atmosphere which integrated homes into the spectacular natural terrain of the site,” describes Djuras. “Rather than neutral accents we’re going with an Emily Carr colour scheme – gorgeous shades of green, yellow and bold blues for shingle accents and inviting arched entries.”

REGISTER TODAY: GOOD THINGS COME TO THOSE WHO WAIT

Whether 30 years old or 65 plus, the concept is to create floor plans and designs to meet wish lists of a spectrum of buyers, and include finishes that are classic and cutting edge.

Built in various configurations: tandem garages, others double side-by-side or with main floor master bedrooms, the townhome plans range from about 1,250 square feet to nearly 3,000 square feet and include between two and five bedrooms.

Zenterra Developments answers the call of home buyers who are searching for something more - a local homebuilder with a team who strives to exceed industry standards, and demonstrates quality and professionalism in everything they do.

“We are confident that we’re bringing the right product to the current real estate consumer market,” says Zenterra’s marketing manager Neil Zhu. “With competitive pricing, we want to offer more features, better appliances, sense of community and ultimately have homeowners feel they are getting a better product.”

16 METRO VANCOUVER NEW HOME GUIDE | OCTOBER 17 - 31, 2014

“ It’s going to be fresh, visionary and very creative.”

STEPPING OUT OF THE ORDINARY:

Luxurious chandeliers and Germanengineered flooring

Their philosophy is attention to detailing – assessing colours, textures, lighting and trends to create impact and interest.

A subtle Italian-Zen-meets-West-Coast ambiance is envisioned for each home.

Kitchens will combine the functionality of stainless steel Bosch and KitchenAid appliances with the eye-catching look of quartz countertops. The imported Italian wood veneer cabinetry with a dramatic silk-effect laquer and white gloss are stunning. There will be optional built-in work stations and servers, floor-to-ceiling pantries and ample space to cook and interact with family.

German-engineered laminate wood flooring adds a distinct European flair to the main floor while also being durable and easy to maintain.

Djuras sees walls as an opportunity to layer up interest too – there are custom built-in media units in the living rooms with seamless quartz fireplace surrounds and floating shelves, and in the master bathroom the Italian Striato tile adds an extra dimension of artistry. Luxury exudes from the handcrafted chandeliers in the living room and bedrooms, as well as designer fixtures in bathrooms.

A 5,500 square foot clubhouse with indoor multi-purpose and entertainment space

will provide homeowners a place to connect and host special events.

The location is ideal — you can walk to Sunnyside Elementary or Southridge Private, as well as numerous shops and restaurants just around the corner at Morgan Crossing. Commuters will appreciate easy access to Hwy 99 to Vancouver or US Border.

Register today to get the latest updates at hydeparkliving.ca. Sales Launch anticipated fall 2014. For more information call 604.506.1852.

OCTOBER 17 - 31, 2014 | METRO VANCOUVER NEW HOME GUIDE 17

SOUTH SURREY/WHITE ROCK

FINAL RELEASE

NEW PLANS, NEW LOCATION NEW PROMOTIONS STARTING FROM $324,900*

IMMEDIATE OCCUPANCY

VISIT OUR PRESENTATION CENTRE

24 AVE

162 ST

BREEZE | 604.582.1113 #15-16223 23A Avenue, Surrey | ADERA.COM Open Daily from Noon – 5pm

23A AVE

*LIMITATIONS APPLY. CONTACT SALES FOR DETAILS. OFFER EXPIRES OCTOBER 31, 2014. SALES BY DISCLOSURE STATEMENT ONLY. E&OE. BREEZE ADERA PROJECTS LTD. ADERA REALTY CORP. 2200 – 1055 DUNSMUIR ST., VANCOUVER V7X 1K8 | 604.684.8277

OCTOBER 17 - 31, 2014 | METRO VANCOUVER NEW HOME GUIDE 19

//FUNDAMENTALLY SPEAKING

What type of home should you buy? » by WAYNE KARL

Wayne Karl is an awardwinning writer and editor with experience in real estate and business. In Fundamentally Speaking, Wayne explores the basics – such as economic fundamentals – you need to examine when buying property. He can be reached at wayne.karl@ wall2wallmedia.com or follow him on Twitter at Twitter.com/WayneKarl

What type of home should you buy? Whether you’re a fi rst-time buyer, moving up to a larger home or downsizing to a smaller one, the answer to this question is a very individual one.

It short, it really depends on your situation – everything from the amount of your down payment to where you work to whether you have kids to other personal circumstances.

Of course, most of us would love a large house on an expansive property on a quiet cul-de-sac in the best neighbourhood. But that’s not always possible.

For your own enjoyment while you live in your home as well as for future resale potential, proximity to transportation, shopping, schools and other amenities is among the key determinants that affect the your property’s appeal, and ultimately its value. After all, those are the qualities potential buyers look for when searching for a home; the more of them your house has when you go to sell, the more it will be attractive to a greater number of people.

While experts suggest you take a long-term view when buying a home, it’s also important to not look too far down the road.

Let’s be honest, your fi rst home may not be your dream home, and your needs and desires are bound to change throughout the various stages of home ownership. You might not be able to afford the home of your dreams right off the bat, but once you’re in the market, it’s easier to move up.

So, while the answer to the question – What type of home should you buy? – is specific to circumstances, there are also some common guidelines you can follow.

HOW MUCH CAN YOU AFFORD?

Experts agree it is never a good idea to make yourself housepoor, and it is a very common mistake, particularly of fi rst-time buyers, to buy more home than you can really afford. Meeting with a mortgage broker or your banker will help determine your full financial picture, assessing everything from your credit rating to how much you have saved for a down payment. And with tougher mortgage rules recently taking effect, buyers should “stress-test” their plans – seeing how well you could cope with higher mortgage payments brought on by rising interest rates.

20 METRO VANCOUVER NEW HOME GUIDE | OCTOBER 17 - 31, 2014

HOW MUCH WILL IT REALLY COST?

Another common homebuyer mistake is not being prepared for all the closing costs involved: lawyer fees, land transfer taxes, utilities, insurance, and home inspection and appraisal fees and insurance. All of these costs add up, and ultimately should factor into your overall home-shopping budget.

WHERE DO YOU WANT TO LIVE?

Th is question is becoming more important for a number of reasons, though influenced primarily by where you work, how much of a commute you want and whether your transportation options include mass transit or only driving.

Indeed, especially with gas prices on the rise, proximity to mass transit is something more and more people are looking for in their new home location. It may not be as simple as choosing to live in the city, suburbs or small town.

WHAT TYPE OF HOME DO YOU WANT?

Once you have determined your options for cost and location, you can then assess what types of homes are available in your price range and desired neighbourhood: Single-family detached, semi-detached, townhome or duplex?

Some many questions, so many choices. The good news is, home builders today are in sync with customer preferences for location and amenities, and with market realities with regard to pricing and needs for energy efficiency, so your options for new-home product have never been better.

SOUTH SURREY/WHITE ROCK

SPACE AND FREEDOM – HYCROFT’S ROWHOMES OFFER THE BEST OF BOTH.

NOW SELLING COMING SOON

There is a unique sense of place that exists at Hycroft. The Ar ts and Crafts style architecture adds a welcoming ambiance and enhances the sense of separate homes. Spacious interiors f low seamlessly into private patios and gardens. Quality is woven into ever y detail. Hycroft is def initely a place you will be proud to call home.

• • • • •

Beautifully crafted 4 bedroom rowhomes Freehold ownership – no strata fees Located in the desirable Grandview Heights neighbourhood Over 130 shops and services 5 minutes away Close to parks, beaches, nature trails, & golf courses

164 ST

$549,900

G

E

99

RG

N

AY W 20 AVE

VD BL

604 541 2495 hycroftrowhomes.com

EO

16467 24 Avenue Surrey BC V3S 0C4

G

SALES CENTRE NOW OPEN!

24 AVE

GH

N

HI

KI

PRICED FROM

Any prices exclude taxes. StreetSide Developments reserves the right to make modifi cations and changes to the building designs, specifi cations and features should they become necessary. Floor plans, elevations, room sizes and square footages are based on preliminary architectural drawings and may vary from the actual built home. E.&O.E.

OCTOBER 17 - 31, 2014 | METRO VANCOUVER NEW HOME GUIDE 21

IF YOU COMe OUt tO the WOOds tOdaY, YOU’Re In FOR a BIG sURPRIse! 3 Bedroom homes in south surrey with studio space and Rooftop Patios starting from the low $400’s

OveR 50 hOMes sOLd

32nd ave & 156th st 604.538.8876 GRaMeRCY.Ca/theWOOds

SOUTH SURREY/WHITE ROCK

OCTOBER 17 - 31, 2014 | METRO VANCOUVER NEW HOME GUIDE 23

116th Ave

SURREY / LANGLEY

d rR no ve os r G

112nd Ave

104th Ave

Tynehead Regional Park

Golden Ears Bridge

96th Ave

88th Ave

88th Ave

A9

A17 B9

99a

64th Ave Watershed Park

58TH AVE

A11

176TH ST

A1

A22

A3. Ashbury Hill

14833 - 61st Ave. 604-953-1211

A4. Panorama Station 5957 152nd 604-372-2275

A5. Clayton Heights 7310 - 191B Street 604-723-4497

A6. Madison

14356 63A Ave. 604-543-6262

Serpentine Fen Nature Reserve

A7. Brixton

14433 60 Ave 99 604-503-0488

10

LANGLEY BYPAS S

Gra de Rd

A13. Eton

14888 - 62nd Ave. 604-953-0833

A14. Highlands at Sullivan Ridge

A9. The Rockwoods

A15. One 92

A10. Fusion

A16. Panorama Woods

16241 - 84th Ave 604-503-1188 13886 62Ave 778-578-9779

A11. Redwood 6929 142 St 604-503-6929

A12. Sun 72

195th & 72nd Ave. 604-575-8806

B1

B3

A8. Uptown Clayton Village 19525 73rd Ave. 778-574-0146

B5

B7

B6

GEORGE B LVD

15152 91st Ave 604-498-3811

A18

B2

56TH AVE

G

10

A2. Dawson + Sawyer Fleetwood Mac

A15

60th Ave

56TH AVE

18681 68th Ave 604-372-0400

A19 64th Ave

A13 A3 A6 A20 A10 A2161A A14 A7 A16 A4 KI N

A1. Dawson + Sawyer Creekside

72nd Ave

A8 A12

RD

72nd Ave

B4 208th St

A5

B8

200th St

192nd St

188th St

168th St

160th St

144th St

152nd St

80th Ave

128th St

120th St

112th St

80th Ave

232rd St

1a

G LO VE R

Bear Creek Park

SURREY

96 th Av e

216th St

FR AS A2 ER HW Y

6085 - 146 St. 778-565-7768

6685 192nd St. 604-576-1772

6123 138th Street 778-593-9954

A17. Silverwood

84th Ave. & 164th St. 604-953-0288

A20. Blackberry Walk A21. One 44 5888 144 Street 604-503-6402

A22. Teo 13864 Highland Rd 604-288-8981

LANGLEY B1. Serenity

21017 76th Avenue 604.371.1538

B2. Exchange

A19. The Grove

B3. Marquee

68th Ave. & 194 St. 604-533-6968

48th Ave

B4.

York 40th Ave

84th Ave & 207A St 604-533-1415

14271 60th Ave. 604-501-6119

A18. Salix

6477 196th Street 604-530-0054

FRA SER HW Y

B5. Keaton

7686 209 Street 604-882-3733

B6. Summerhill

19938 70 Ave 604-418-7072

B7. Arcadia

208 St & 77A Ave 604-513-9090

B8. Evergreen at Yorkson

84 Ave & 206 St

B9. Parkside

7822 209th St. 604-535-8587

19752 55A Ave. 604-427-3550

NOW SELLING! VISIT US TODAY

14271 - 60TH AVENUE, SURREY

24 METRO VANCOUVER NEW HOME GUIDE | OCTOBER 17 - 31, 2014

20597 84th Ave 604-648-9428

240th St

Green Timbers Urban Forest Park

96th Ave

Gl ov er Rd

SF ras er

104th Ave

216th St

Wa y

12 0th

St

108th Ave

WOW

SALES CENTRE and DISPLAY homes 19752 55A AVE, LANGLEY sat–thurs: 12–5pm closed Fridays

VISIT MARQUEELIVING.COM OR CALL 604.427.3550

Prices exclude tax and are net of all incentives. Prices, discounts and incentives are subject to change without notice. Visit our Marquee Sales Team for full details. E.&O.E.

Play. Love. Grow.

Raising a family takes commitment, love, patience and a safe, nurturing home. Where you choose to raise your family is your biggest concern. You want the best schools, parks and convenient services nearby. You want a home that has room for you and your kids to grow together.

Arcadia is a collection of just 88 family friendly townhomes that are perfectly located within the vibrant Yorkson neighbourhood. Within walking distance of schools, shops and parks, Arcadia is the start of something great. The start of your next family adventure together.

RegisteR today to BeCoMe a ViP and ReCeiVe the Best seleCtion and Values

2 Bed + den uP to 3 Bed + ReC RooM townhoMes FRoM

279

$

414

900 — $

900*

Arcadia is currently not an offering for sale. Prices quoted are an anticipated range only, exclusive of taxes and are subject to change without prior notice. E.&O.E.

arcadialiving.ca

604.513.9090

Sales and Marketing by Fifth Avenue Real Estate Marketing Ltd. www.fifthave.ca

SURREY/LANGLEY

N

OCTOBER 17 - 31, 2014 | METRO VANCOUVER NEW HOME GUIDE 29

//Q&A

Athenry Gate offers innovative two-bed, one-bath homes in Langley’s Yorkson neighbourhood.

10 Minutes with Solon Bucholtz

BENEFITS OF BUYING NEW » by SUSAN M BOYCE Throughout history it’s been the quintessential dream: to own the home you live in. Over the years, however, the definition of “home” has evolved, and today townhomes or condominiums are as much respected as single-family. But one thing remains constant, there’s an undeniable allure to being the first person to live in any home.

This issue, New Home Guide chats with Solon Bucholtz, a long-time real estate professional in Langley/Surrey, about some of the reasons why buying new makes sense not only on an emotional level, but economically and logistically too.

Q: There’s no question a home is the most expensive purchase most people make in their lives. What’s the biggest reason it makes sense to buy new rather than resale?

30 METRO VANCOUVER NEW HOME GUIDE | OCTOBER 17 - 31, 2014

A: When you’re buying a resale home, one of the most significant concerns most people have is that there can be the very real stress about unknowns in the future. Major repairs or a large strata assessment could financially cripple many families — especially a young family just starting out.

Buying new means you’re automatically protected by the 2-5-10 third-party warranty (with insurers such as Travelers) — so even if

Owning a home that’s brand new is like patting yourself on the back for all the hard work you’ve done.

Natural outdoor amenities like PoCo’s Traboulay Trail Boardwalk help foster a sense of community.

(Photo courtesy of the City of Port Coquitlam)

something unlikely does go wrong, you’re covered. Having this security gives people confidence to know they’re looking after what’s typically the largest investment they’ll make in their life.

Plus, buyers are also easily able to examine a developer’s history through the HPO website. Who a developer is, what they’ve built and where, what kind of reputation they’ve built over the long term — answers to these questions are important components of creating trust that comes from dealing with a reputable builder.

Q: Are there considerations about the actual construction of new homes?

A: Yes. The building industry has seen a lot of significant advances in technology in recent years. Durable, low maintenance, and sustainable materials like HardiPlank siding and engineered or high-grade laminate flooring; more energy-efficiency appliances; and better soundproofing are all examples of things that have had a positive impact on quality of life. For the consumer, the result is better product that lasts longer and lives better.

Win-win-win in other words.

Q: How do lifestyle amenities weigh into the equation?

A: Developers are increasingly more in tune with trends and specific needs of neighbourhoods where they’re building — meaning they’re able to create more balanced communities.

For example, in an emerging area outside an established urban center with significant infrastructure, a developer might provide an extensive amenities package that will work for all generations and sizes of family — gym, multi-media room, pool, meeting rooms, even a chef kitchen for large scale entertaining. On the other hand, in an area like Yorkson in Langley where

you already have easy access to amenities like the Langley Events Centre, Walnut Grove rec centre and extensive shopping at Willowbrook Mall, a better choice might be to keep amenities basic — perhaps just a lounge/party room — because it keeps the strata fees lower for budget conscious first time buyers.

Q: What are your thoughts on being the first person to live in a home?

A: You just can’t ignore the fact that everybody likes the concept of owning a home that’s brand new with the latest and greatest in features. It’s like patting yourself on the back for all the hard work you’ve done to be able to afford a home.

And I have always believed it’s true that your home is your castle, so it should be a place of peace. I think it’s a mistake when I see people buy a resale property that really doesn’t work for them just to get a foot on the ladder of home ownership. When you buy new, it can be an opportunity not only to get just what you want at an affordable price, it’s an opportunity to make that home a reflection of your personality and lifestyle.

Solon can be reached at solonbucholtz@ royallepage.ca.

Information about builders, developers, and renovators who are registered with HPO can be found online at hpo.bc.ca.

OCTOBER 17 - 31, 2014 | METRO VANCOUVER NEW HOME GUIDE 31

//PROJECT PROFILE

Panorama Station REDISCOVER COMMUNITY » by SUSAN M BOYCE

“It’s all part of why we say Panorama Station is all about rediscovering community.”

Swarn Johal LIFE WITH STYLE

Arriving at Panorama Station in Surrey on a sunny Saturday, I find myself immediately caught up in the feeling of having just discovered a lively, outgoing village. A family barbeque is in full swing at the Panorama Station Clubhouse, a

young man on rollerblades is chatting amiably with a beaming couple who are clearly totally enchanted with their new granddaughter, and two giggling teenagers are spraying almost as much water at each other as the car they’re washing.

“With so many people already living here, it’s become very much of a community here,” says sales manager Swarn Johal. “I’ve lost track of how many family birthday parties have been held at the clubhouse, and we’re gearing up for the kids’ Halloween Party plus a Meet’n’Greet for our owners in Phase 3 later this month. It’s all part of why we say Panorama Station is all about rediscovering community.”

MOVE IN READY

Response, Swarn says, has been amazing. Less than a dozen homes remain in Panorama Station’s third phase and the fourth phase has been released. “People love the amount of greenery and the fact we preserved so many of the site’s mature trees. And when the central park is completely finished, it will truly finish the neighbourhood.”

Best of all, every remaining home in Phase 3 is ready for immediate move in —meaning you can be well settled in by the time it’s holiday entertaining season.

32 METRO VANCOUVER NEW HOME GUIDE | OCTOBER 17 - 31, 2014

Inside, Panorama Station has an upscale feel that says “luxury and quality.” Details like solid maple cabinetry, built-in wooden closet organizers, hardwood laminate flooring and cozy fireplace are all included.

Private outdoor spaces are large thanks to Panorama Station’s below-average density of only 16.8 units per acre. “Some backyards measure almost 35 feet long —virtually unheard of in a townhome,” Swarn says.

“They’re great for people with kids or pets.

And if you love gardening, just imagine the possibilities — flowers, herbs, veggies…”

A GREAT PLACE TO CALL HOME

“Buying at Panorama Station was the best thing we’ve done in a long time,” say Frank and Echo, who purchased a home in Phase One and have now lived at Panorama Station for almost a year. “This is the nicest, most beautiful place ever.”

The Panorama Station sales centre is open noon to 5 p.m. daily expect Fridays at 5957 – 152nd St. in Surrey.

Three-bedroom homes priced from $364,800. Limited two-bedrooms also remain. For more information visit panoramastation.com or call 604.372.2275.

SURREY/LANGLEY

34 METRO VANCOUVER NEW HOME GUIDE | OCTOBER 17 - 31, 2014

SURREY/LANGLEY

OCTOBER 17 - 31, 2014 | METRO VANCOUVER NEW HOME GUIDE 35

//PROJECT PROFILE

Blackberry Walk EXPERIENCE LIFE » by SUSAN M BOYCE Okay, it’s true I was expecting something different at Blackberry Walk. But as I catch my first glimpse, I hear myself let out an involuntary “oh wow.”

The architecture is… well, charming is the first word that comes to mind. Unique is the next. I find the combination of white-on-grey facades, covered front porches framed by columns made of ledgestone and wood, plus an almost whimsical feel from metallic black mullions on the windows utterly irresistible. Even though I’ve just arrived, I feel at home.

I can’t wait to see inside.

CELEBRATE FAMILY

“Brad Hughes is a second generation developer in Surrey,” says sales manager Heather Forman.

“He’s extremely hands on and always thinking about ways to make the homes he builds work better for families — especially family with children. Things like a lower floor flex-room, for example. Sure it could be a man cave like we’ve shown here, but it’s also a great place for the kids to play — and when you’ve got two kids in a three-bedroom townhouse, it’s nice to have the option for that little bit of separation.”

As we explore further, this attention to details for comfort is ever-more apparent. Kitchens, always my favourite places to hang out, have all the features I crave when I’m getting a culinary inspiration: quartz counters, storage for all my gadgets and cookbooks, plus lots of lighting

“Brad Hughes is a second generation developer in Surrey and always thinking about ways to make the homes he builds work better for families.”

- Heather Forman 36 METRO VANCOUVER NEW HOME GUIDE | OCTOBER 17 - 31, 2014

options — pendants, under-counter, recessed pot lights. “And don’t you just love this stove?”

Heather says pointing out the cooktop’s “Keep Warm” zone. No kidding. Family entertaining just got easier.

We continue our tour, and I discover even more extras to get me excited: vaulted master bedrooms, one-piece tub/surround (unbelievably easy to maintain and clean), shower cubbies for shampoos and accessories (why doesn’t every developer include these?), plus under-stair storage (same question).

No matter where we are, the strongest impression I get is one of comfort. These homes simply work right — for any generation.

QUALITY TO DEPEND ON

As a self-confessed “construction nerd,” Heather adds that she’s proud Blackberry Walk is one of the few projects built with plywood rather than OSB. “Only about 20 per cent of builders use plywood. It’s just one more thing to give our buyers peace of mind.”

The Blackberry Walk presentation centre and display homes are open noon to 5 p.m. daily except Fridays at 14271 – 60th Avenue in Surrey. Choose from two-bedroom, two and flex, three-bedroom, even three-and flex plans. Prices start at $319,900. For more information visit blackberrywalk.com or call 604.501.6119.

SURREY/LANGLEY

NOW SELLING! VISIT US TODAY

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D LV

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RG

Get all of this and more at Blackberry Walk, the perfect place to call home.

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Be at the centre of this vibrant neighbourhood, where excellent schools are just a short walk away, and trails to parks and playgrounds start right at your doorstep.

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BLACKBERRYWALK.COM OR CALL 604.501.6119 This is not an offering for sale. An offering for sale can only be made with a disclosure statement. E.&O.E.

OCTOBER 17 - 31, 2014 | METRO VANCOUVER NEW HOME GUIDE 37

//PROJECT PROFILE

Parkside offers an exclusive collection of Non-Strata Rowhomes in Langley SPACIOUS INTERIORS, QUALITY FINISHES AND GREAT VALUE MAKES PARKSIDE A WINNER » by MICHELLE HOPKINS

There’s a new boutique-style rowhome project in Langley that is creating quite the buzz. Welcome to Parkside, a selection of 39 exclusive non-strata rowhomes in the

sought-after community of North Yorkson.

Sophisticated, timeless and elegant, the unique rowhomes at Parkside, which range from 2,377 to 2,533 square feet, feature the highest quality finishes and a central location that is second to none. Inspired by the architectural classic country manor houses of a bygone era, the Craftsman-style homes highlight variations in design, materials and colours to ensure each home is as unique as its owner.

These row homes are designed to be as beautiful outside as they are inside. Each one is showcased by professionally landscaped front and back yards, pre-stained cedar fencing between homes, single detached garage, plus one personal external parking stall, and a separate entrance into the basement.

“We’ve had a very busy opening, selling eight homes in the first couple of weeks,” says Steve Harder, of Momentum Real Estate Group. “People are very excited about Parkside’s location, spacious living areas, quality finishing, and prices. They also love that the homes are non-strata.” The spacious open-concept interiors feature two colour schemes and are distinguished by nine foot ceilings, high quality distressed wide plank laminate wood flooring throughout the main living area, vaulted or raised master bedroom ceilings, plush carpeting in the bedrooms and stairways, and sprawling windows to bring the outdoors in. The gourmet kitchens include a large kitchen island with eating bar, walk-in pantry, Shaker style cabinets with quality decorative hardware, luxurious quartz countertops, decorative subway tile backsplash, double stainless steel sinks and a Whirlpool stainless steel appliance package.

Parkside is brought to you by respected builder, Infinity Properties, a Langley builder with a rich history of building communities where people want to live and homes with superior craftsmanship. Outside your door, there’s a greenway with trails beside Yorkson 38 METRO VANCOUVER NEW HOME GUIDE | OCTOBER 17 - 31, 2014

Creek and right across the street is Yorkson Community Park. It is currently a 10-acre park that will be redeveloped into a 52-acre park. Parkside also features a great location that is close to historic landmarks in addition to pristine forests.

Not far from the city, everything an urbanite wants is within minutes of your home — Willoughby Town Centre, with its great boutiques, cafes and restaurants. In addition, you are close by to new amenities such as the Langley Events Centre and several schools, including Willoughby Elementary and Yorkson Creek Middle School, which is just down the road from Parkside.

Within a short drive, you have the best that rural living offers – pastoral landscapes and roadside farm stands. There are also several golf courses and two universities -Trinity Western and Kwantlen Polytechnic.

Getting in and out of Langley is now easier than ever with quick access to Highway 1, as well as Carvolth Exchange, Langley’s new park and ride (providing quick, convenient sky train access), and a new speedy route into Walnut Grove via the 202 Street underpass.

Parkside offers truly livable designs, luxurious finishing touches and a level of affordability that savvy home buyers are looking for in today’s market. With prices starting at $480,000, these rowhomes will sell quickly. Completion dates are slated for January 2015 and forward.

Parkside’s presentation centre and show home are open daily from 1 to 5 p.m. (except Fridays). For more information about Parkside at North Yorkson, visit www.infinityproperties.ca, email at steve@momentumreg.com or call 604-648-9428.

SURREY/LANGLEY

OWN A PIECE OF THE LAND SHOWHOMES NOW OPEN S TA R T I N G F R O M $ 4 8 0 , 0 0 0 I N F I N I T Y P R O P E R T I E S. C A

Located where city meets country, Parkside is perfect for homeowners who want to be part of a vibrant community.

Parkside’s 39 non-stratified rowhomes, which range in size from 2,377 to 2,533 square feet, allow homeowners the rare opportunity to own a piece of the land.

C L A R E PL AY E R & ST E V E H A R D E R SALES CENTRE OPEN DAILY 1-5 (except Fridays) 20597 84TH AVE, LANGLEY | 604.648.9428

OCTOBER 17 - 31, 2014 | METRO VANCOUVER NEW HOME GUIDE 39

YOUR BEST SOURCE OF REAL ESTATE INFORMATION TO BUY, SELL, RENT OR RENOVATE. Pick us up at over 750 convenient locations including: Safeway, IGA, Skytrain Stations, Community Centres and More.

TO ADVERTISE CALL 604.519.6080 October 17 - 31, 2014 Volume 22 Issue 21

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A MORTGAGE AFTER BANKRUPTCY IS POSSIBLE

BRIDGE FINANCING: WHAT YOU SHOULD KNOW

10 MINUTES WITH… SOLON BUCHOLTZ

INSIDE THIS ISSUE

THE BEAUTY OF LIVING AT UBC

6 GREAT REASONS TO DOWNSIZE TO A CONDO

WHAT YOUR CREDIT SCORE CAN DO FOR YOU

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OCTOBER 17 - 31, 2014 | METRO VANCOUVER NEW HOME GUIDE 41

//HOME SMARTS

Master-planned communities

WHAT DO THEY HAVE TO OFFER? » by MARNIE BENNETT

MARNIE BENNETT

is the number one Realtor worldwide for Keller Williams Realty Inc., and is in the top one per cent of North America’s realtors. She is a broker with KWVIP Realty and team leader of Bennett Real Estate Professionals. Contact mbennett@bennettpros.com for a free copy of 10 Deadly Mistakes Buyers Make When Purchasing a Home. bennettpros.com

Sometimes, those of us in the real estate business use certain terms in conversation with our clients, forgetting that not everyone is as familiar with these phrases as we are. “Masterplanned community” is a prime example. You’ve probably encountered this 100 times in articles, at sales centres and on billboards. But what exactly does it mean?

Simply, it means that the community is being built according to a master plan. Here are some of the things you can expect from a master-planned community:

01 Every aspect of the community has been planned before

the spade hits the ground. Sales centres usually have large, easy-to-understand visuals of the neighbourhood plan on display, so buyers know what to expect over the coming years.

That means no unwanted autobody shops or gravel pits springing up across the street.

02 It will be large. It’s quite common for these communities to exceed 700 acres.

03 It will probably include more than one type of housing.

Master-planned communities often offer detached homes, semi-detached homes and townhomes, and occasionally incorporate condominiums. These housing types are usually

grouped together, forming smaller communities within the larger one.

04 It will be aesthetically harmonious.

Homes will share a common “design language” – you won’t find Cape Cod bungalows on one street and Victorianinspired rowhomes on the next. Elements such as lampposts, park benches and entry gateposts will be carefully chosen to tie the community together visually.

05 It will be pedestrian-friendly. These

communities typically feature walking paths winding throughout the community, as well as many neighbourhood parks.

06 It may be built as a collaboration between two or more builders; this enables them to buy a larger parcel of land and share developing costs. While the builders will offer their own collections of home designs, the collections will complement one another in appearance.

07 It will be built in phases, over quite a

few years. A community on this scale can’t be built overnight.

08 It will likely be well-served by public transportation, shops and new schools – although this infrastructure may not be completely in place during the earliest phases.

Happily, I’ve also found that homes in master-planned communities tend to be very sound financial investments. Really, you couldn’t ask for much more!

42 METRO VANCOUVER NEW HOME GUIDE | OCTOBER 17 - 31, 2014

SURREY/LANGLEY

80 AVE 200 ST

192 ST

176 ST

19525 73rd avenue

73 AVE 195 ST

72 AVE

Presentation Center Open Daily 12-5PM (Except Fridays)

WEST REAL ESTATE SERVICES This is not an offering for sale. Any such offering must be made with a disclosure statement. Prices are subject to change. E.&.O.E.

OCTOBER 17 - 31, 2014 | METRO VANCOUVER NEW HOME GUIDE 43

SURREY/LANGLEY

2 & 3 BEDROOM TOWNHOMES. FROM $289,900.

Is Brixton the right choice for you?

Royale Properties is an award-winning builder focused on delivering a customer service approach that gives homeowners peace of mind.

• • • • • • • •

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Quiet location along a protected greenbelt.

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Thoughtful floorplan layouts.

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Access to the Brix House.

Low monthly strata fees.

Best of all, every home comes with quality finishings included in the purchase price.

Visit Brixton today and see for yourself if it’s the right fit.

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Call for current availability. 604 503 0488

BrixtonTownhomes.com Prices and incentives are subject to change or be withdrawn without notice.

Sizes are approximated. E.&O.E. Sales and Marketing provided by Fifth Avenue Real Estate Marketing Ltd. 604-583-2212

OCTOBER 17 - 31, 2014 | METRO VANCOUVER NEW HOME GUIDE 47

//INSIDER ADVICE

When less space is more THE TOP 6 BENEFITS OF DOWNSIZING INTO A SMALLER HOME » by CAMERON MCNEILL

CAMERON MCNEILL

is the owner of MAC Marketing Solutions, one of B.C.’s and Alberta’s leading real estate sales and marketing firms. Cameron also co-founded TAC Real Estate, a resale firm, and MPC Intelligence, a real estate market-research firm. Together with his experienced and dedicated team of sales, marketing and administration professionals, he has transacted more than 14,000 new homes and $5 billion in sales.

Email him at cm@macmarketingsolutions.com or follow him on Twitter @mac_marketing

Have you noticed the trend for downsizing the way we live?

Homeowners of all generations are realizing that “living large” doesn’t always mean living better. The decision to downsize if often sparked by job relocation, the kids heading off to university, or the changing needs of entering your golden years. Regardless of the motivation, there are numerous benefits to downsizing into a smaller condominium home. If you love saving money, energy, resources, and time — keep reading for our top six benefits of living a more “cozy” life!

1. A clutter-free lifestyle Let’s face it, the more space you have, the more space you will fill with furniture, knick-knacks — and clutter! Downsizing is a great opportunity to review your lifestyle and prioritize your needs.

Then, you can choose to bring only what is essential and most valuable to you into your new home.

2. Smaller living means less stress Many homeowners agree that living in a larger home can lead to greater stress and upkeep. Taking into account cleaning, home repair, furnishing, taxes, gardening and the cost to run all of these can lead to financial and emotional stress. Downsizing can reduce the burden of daily chores and free up more time and money for leisure activities and your friends and family.

3. Saving energy is the future One of the main disadvantages of owning a large home is the ever increasing energy costs. Smaller homes, especially those with energy efficient appliances and windows, give you the added benefit of reducing your carbon footprint whilst being budget friendly.

4. Downsizing can mean upsizing your travel You may not have considered this before, but leaving your house for an extended period of time can be costly and stressful.

48 METRO VANCOUVER NEW HOME GUIDE | OCTOBER 17 - 31, 2014

Maintenance, security and grounds upkeep can often become a burden.

Downsizing can provide a lock-andgo solution to those who want to travel the world knowing their worldly belongings are safe and sound in their home.

5. Small living in big cities Some homeowners are concerned about moving away from their neighbourhood and losing their social ties. However, with today’s amenity rich neighbourhoods, apartment living has never been more social or convenient. Leave the suburbs behind and walk to the grocer, the local pub, the dentist and the gym and gain the added health benefits of an active life.

6. Reduce debt and still live large While this won’t be true for every homeowner, right sizing into a smaller lifestyle can help tackle debt or an overstretched budget. A smaller home often means a more manageable budget and better prospects for a happy and healthy retirement.

Downsizing doesn’t have to mean downgrading. As many have already discovered, it can mean living a better, bigger life — free of the worries that can come with owning a single family home.

SURREY/LANGLEY

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OCTOBER 17 - 31, 2014 | METRO VANCOUVER NEW HOME GUIDE 49

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RICHMOND / DELTA / LADNER / TSAWWASSEN Vancouver International Airport (YVR)

Rive r Dr

ay chie W Grant McCona

Richmond Centre

Cambie Rd

RICHMOND HWY

Alderbridge Way Lansdowne Park Mall Richmond Nature Park

Westminster Hwy

Granville Ave

No 6 Rd

Cambie Rd

No 4 Rd

A1

Shell Rd

ss

No 3 Rd

Ru

Ba ke rW ay

Garden City Rd

Bridgeport Rd

No 5 Rd

RICHMOND

KNIGHT ST

River Rd

99

91

Westminster Hwy

Granville Ave

A2

Blundell Rd

Fr

No 5 Rd

Williams Rd South Arm Park

No 4 Rd

No 3 Rd

No 2 Rd

Gilbert Rd

Francis Rd

Railway Ave Steveston Hwy

Garry Point Park

56 St 18 Ave 55 St

Cemetery

TSAWWASSEN B1. Tsawwassen Shores 604-943-6677

NO

A2. Modern Estates

17

h Bluff Rd

7411 Moffatt Road 604.788.8833

52 METRO VANCOUVER NEW HOME GUIDE | OCTOBER 17 - 31, 2014

Dr Arthur

Gr ov eR oa d

28th Ave 56th St

8A Ave

Boundary Bay Regional Park

Be ac h

53rd St

W AY RD E

L

South Delta Park

48th Ave

47th A Ave 47 e

Way son Jack

5171 Brighouse Way 604-233-2633

8A Ave

W r Rd Rive

56 St

A1. River Green

53A St

113 St

RICHMOND

53A St

75A Ave 74 Ave

BU

17

55 St

52 St

75 Ave 115 St

r

72 AVE

Chalmers Park

119A St

Dr

Beach Grove Golf Course

12 Ave

12 Ave

78B Ave

116 St

Delta Nature Reserve

Monroe Dr

D ore rym Bar

on ica

118 St Rd English Bluff

M

80 Ave

SCOTT RD

82 Ave

80 Ave Mackie Park

112 St

Sa nt a

84 Ave

Grauer Park

Coast Tsawwassen Inn

Tsawwassen Golf Club North Delta Park

TSAWWASSEN

41st B St

RD R

17

Riv er Rd

No 3 Rd

116 St

RI VE

52 St

Finn Rd

90 Ave Splashdown Park

112 ST

Y

NORDEL WAY

HW ACIS ANN 91

Deas Island Regional Park

B1

NORTH DELTA

Blv d

er

99

96 Ave

ilts hir e

Ri v

Rd er Riv

Steveston Hwy

Moncton St

W

a

r se

62nd B St

No 1 Rd

No 6 Rd

Francis Rd

Blundell Rd

12th Ave

RN S

DR

RICHMOND/DELTA/LADNER/TSAWWASSEN

OCTOBER 17 - 31, 2014 | METRO VANCOUVER NEW HOME GUIDE 53

//MORTGAGE ADVICE

Bridge financing – what is it and how can it help you? » by ALYSSA RICHARD

ALYSSA RICHARD

is the Founder and CEO of ratehub.ca, a mortgage rate comparison site that aims to empower Canadians to make smart financial decisions.

It’s unlikely that the first home you buy will be the one you stay in forever. At some point, you’ll want to sell and buy a new home – either to upsize, downsize or move to a new location.

And when you find yourself in that situation, there’s a good chance you’ll be relying on the equity from your existing home to help you purchase your next one.

Unfortunately, you could get stuck in a situation where the closing date for your new home is before the closing date of the home you’re selling, which leaves your down payment tied up in equity. Mortgage brokers estimate that 20 to 30 per cent of Canadian homeowners find themselves in this situation; if you’re one of them, bridge financing is the tool that can help you out of it.

How does a bridge loan work? Well, let’s say the closing date for the home you’re buying is 40 days before the closing date for

To qualify for a bridge loan, all you need is a copy of the Sale Agreement from your existing home and the Purchase Agreement for your new home.

54 METRO VANCOUVER NEW HOME GUIDE | OCTOBER 17 - 31, 2014

the home you’re selling. A bridge loan is simply a loan for the amount of equity you want to take from your existing home that covers you for those 40 days. Bridge loans are automatically repaid when your sale goes through and your equity is put against the mortgage on your new home.

Because bridge financing is so common, all of the big banks offer it to their mortgage customers. (Note that some smaller lenders and credit unions do not.) Most lenders are comfortable lending up to $200,000 for as many as 120 days. If you require a larger loan or an extended period of time, you may need to hire a real estate lawyer, which makes the financing process more expensive, as legal fees will be involved.

Of course, as much as a bridge loan is meant to help you out with your home purchase, it is still subject to interest – often at a rate similar to an open mortgage or a personal line of credit (such as Prime plus two or three per cent).

The interest rate may seem high, but remember it’s only charged for a short period of time, before the equity from your first home will be available to repay the loan. Your lender may also charge a flat administration fee in the range of $200 to $500.

To qualify for a bridge loan, all you need is a copy of the Sale Agreement from your existing home and the Purchase Agreement for your new home.

Oh, and firm closing dates on both properties – without them, you may need to get a bridge loan from a private lender, who will charge you a much higher interest rate than what one of the big banks would. Good luck!

ER V O

% 50

D! L SO

GET THE SPACE YOU WANT FOR $

499,900

Spacious Two, Three and Four Bedroom Single-Family Homes From grand porches to grassy backyards, dining rooms to double-car garages, Tsawwassen Shores has the space you’ve been looking for and the price you can afford – all just moments from endless natural and urban amenities. The 42 homes in Phase 1 are completely sold out!

Hw

y

17

52 St

Phase 1 Sold Out, Phase 2 Now Selling!

Tsaww ass en Dr

Phase 2 features just 29 single-family homes - don't miss out!

Presentation Centre & Display Homes

Show Homes

N

1875 Tsawwassen Drive ( last right before the ferry terminal ) 604.943.6677 tsawwassenshores.com Open 12–5pm daily, except Friday

THE DEVELOPER RESERVES THE R IGHT TO MAKE CHANGES TO THE INFORMATION CONTAINED HEREIN WITHOUT NOTICE . RENDERING IS REPRESENTATIONAL ONLY AND MAY NOT BE ACCURATE . E .&O.E.

Cedar Dr

PITT MEADOWS / MAPLE RIDGE

Dominion Ave

236th St

232rd St

3

r Rd Rive

116th

Derby Reach Regional Park

240th St

207th St

Ave

Way aka Kan 7 2

4

110th Ave 108th Ave r Maclure D

240th St

ED GHE LOU

Golden Ears Bridge

Y HW

104th Ave 102th Ave

Jac kso n

Harris Rd

Pitt Meadows Airport

Dewdney Trunk Rd 248th St

Dewdney Trunk Rd

132 Ave

Abern ethy W ay

124th Ave 224th St

216th St

203rd St

123rd Ave

5

Hammond Rd S Bonson Rd

Ford Rd

Meadow Gardens Golf Course

1

227th St 228th St

Dewdney Trunk Rd

HW Y

Harris Rd

LO UG HE ED

210th St

Dewdney Trunk Rd

224th St

136 Ave

6

MAPLE RIDGE 1.

Hampstead at Silver Ridge

13555 230A Street 604-466-9278

2.

Wynnridge

11005 Buckerfield Drive 604-466-6388

56 METRO VANCOUVER NEW HOME GUIDE | OCTOBER 17 - 31, 2014

3.

Village Green

5.

Myron's Muse

4.

Montgomery Acres

6.

Jackson Park

7.

Cliffstone

12161 237th Street 604-476-2292 24405 112 Ave 604-477-2959

23651 132nd Ave 604-380-1801 24406 102 Ave. 604-805-4669 23915 – 111A Avenue 604-380-0045

PITT MEADOWS/MAPLE RIDGE

Green Space Buc ker fie Har ris D ld Dr r

110 Ave

238 St

Ka

110 Av FALCON HOMES at

WYNNRIDGE

C

re

ek

Rd

A Falcon Homes Community 240 St.

a nak Ka

Kanaka Creek Regional Park

109 Ave

Kanaka Cre ek

OCTOBER 17 - 31, 2014 | METRO VANCOUVER NEW HOME GUIDE 57

//IN THE NEWS

Household debt up six per cent to $76,140 MORE CANADIANS HAVE A MORTGAGE, FEWER WITH CREDIT CARD DEBT, STUDENT LOANS UNCHANGED

The average household debt in Canada has risen from $72,045 last year to $76,140 in 2014, with Alberta leading the way, According to BMO’s Annual Debt Report released recently. The report also details how the mix of debt – mortgages, credit cards and student loans – for households in the provinces has changed year over year.

The report, conducted by Pollara, revealed that household debt has increased in each region across Canada, except for the Prairies and Ontario. Alberta remains the province with the highest household debt, $48,698 above the national average. Alberta and BC are above the national average, while the other provinces are below.

Other noticeable regional differences include: ›› Albertans have nearly twice the average household debt than Ontarians ($124,838 vs. $67,507, respectively). ›› Atlantic Canadians took on more than $16,000 of household debt this year compared to 2013. ›› British Columbians also took on more debt – $20,745 more this year than last. ›› Those in the Prairies reduced their debt by $13,000 from last year.

Sal Guatieri, senior economist, BMO 58 METRO VANCOUVER NEW HOME GUIDE | OCTOBER 17 - 31, 2014

Capital Markets, notes that the booming economy of Alberta, particularly Calgary, has made the province an outlier compared to other regions. “Part of the reason household debt in Alberta is so much higher than in other provinces may be due to rapidly rising house prices, which have caused home buyers to take on larger mortgages.”

The BMO Debt Report also reveals the type of debt Canadians have in 2014 compared to last year: ›› Forty-three per cent of Canadians hold mortgage debt, an increase of 13 per cent year over year. ›› More than half of Canadians have a credit card balance, but the number of households has dropped from 56 per cent to 52 per cent this year. ›› Student loans have remained stable, with 15 per cent of Canadian households reporting this type of debt The rising share of households with a mortgage is partly driven by the active participation of first-time buyers, mainly young Canadians, Guatieri notes.

AVERAGE HOUSEHOLD DEBT National

QC

ON

MB/SK

AB

BC

2013 $72,045 $47,237

ATL

$56,860

$76,970

$82,100

$89,026

$79,089

2014 $76,140

$59,805

$67,507

$68,437

$124,838

$99,834

$64,120

TYPES OF DEBT

Credit Cards

National 52%

ATL

QC

ON

AB

BC

60%

46%

54%

MB/SK 45%

50%

58%

Mortgages

43%

31%

46%

40%

38%

53%

44%

15%

20%

11%

19%

3%

17%

10%

Student Loans

“It is encouraging to see Canadians are paying down credit card debt, which costs more - especially compared to today’s low mortgage rates,” noted Tony Tintinalli, regional vice-president, BMO Bank of Montreal. Tintinalli encourages Canadians to speak with a financial planner to set realistic financial goals and a budget, and put a plan in place to pay down their debt aggressively, whether by opting for a shorter amortization for those with mortgages, or by choosing a credit card with a lower monthly interest rate.

BLOCK PARTY Saturday, October 25th at Noon Prizes, Food & Live Music. RSVP Today!

Is Village Green really rare?

•

Village Green has a wide footprint and large fenced backyard, while some other townhomes are 3 storey’s tall and skinny.

12161 237th St. Maple Ridge

•

Based on 50 sales in a relatively short time-frame, people want a home that looks and feels like a single family home including: easy access to the main floor from the garage, which makes life easier when coming home with the kids, sporting gear, groceries, etc.

Shopping for a new home in Maple Ridge?

Visit today and decide for yourself.

*Prices are subject to change without notice. E.&O.E.

237 ST

604.476.2292 VillageGreenLife.ca

232 ST

Village Green is the only 2 storey 3 bedroom townhome offering in the area. Starting from $302,900.*

DEWDNEY TRUNK RD

Sales and Marketing by Fifth Avenue Real Estate Marketing Ltd. fifthave.c a

大溫哥華版

Greater Vancouver Edition

可在超過750個不同地點索取本公司雜誌，包括： Safeway, IGA, Skytrain Stations, Community Centres 及更多地點。

刊登廣告請致電 604.519.6080 Photo courtesy by Park Avenue.

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To book your advertising, please call 604-519-6080. Free translation provided.

Start Living this family-oriented community of 3 bedroom, 2.5 bath single family homes, close to parks, trails, schools and shopping.

It’s all here, waiting for you!

244 St

Backing onto Jackson Park in picturesque Maple Ridge, discover

240 St

Dewdney Trunk Rd

102 Ave Lo

ug

he

ed

Hw

y

N

Single Family • Detached • Non-strata

Introductory pricing from

409,900

$

*

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*Prices subject to change without notice. Plus net GST. E.&O.E.

//IN THE NEWS

REBGV Fall Sales Update Home buyers were active in Metro Vancouver last month, with home sales well exceeding the 10-year average for September.

The Real Estate Board of Greater Vancouver (REBGV) reports that residential property sales in Greater Vancouver reached 2,922 on the Multiple Listing Service® (MLS®) in September 2014. This represents a 17.7 per cent increase compared to the 2,483 sales in September 2013, and a 5.4 per cent increase over the 2,771 sales in August 2014.

Last month’s sales were 16.1 per cent above the 10-year sales average for the month and rank as the third highest selling September over that period.

“September was an active period for our housing market when we compare it against typical activity for the month,” Ray Harris, REBGV president said.

New listings for detached, attached and apartment properties in Metro Vancouver* totalled 5,259 in September. This represents a 4.6 per cent increase compared to the 5,030 new listings in September 2013 and a 33.5 per cent increase from the 3,940 new listings in August. Last month’s new listing total was 0.4 per cent above the region’s 10-year new listing average for the month.

The total number of properties currently listed for sale on the MLS® system in Metro Vancouver is 14,832, an 8 per cent decline compared to September 2013 and a 0.4 per cent increase compared to August 2014.

The MLS® Home Price Index composite benchmark price for all residential properties in Metro Vancouver is currently $633,500. This represents a 5.3 per cent increase compared to September 2013.

“Gains in home values are being led by the detached home market. Condominium and townhome properties are not experiencing the same pressure on prices at the moment,” Harris said. “Individual trends can vary depending on different factors in different areas, so it’s important to do your homework and work with your 62 METRO VANCOUVER NEW HOME GUIDE | OCTOBER 17 - 31, 2014

SEPTEMBER 2014

HOME SALES ACTIVITY PICKS UP THE PACE IN SEPTEMBER

REALTOR® when you’re looking to determine the market value of a home.”

Sales of detached properties in September 2014 reached 1,270, an increase of 24.1 per cent from the 1,023 detached sales recorded in September 2013, and a 113.8 per cent increase from the 594 units sold in September 2012. The benchmark price for detached properties increased 7.3 per cent from September 2013 to $990,300.

Sales of apartment properties reached 1,188 in September 2014, an increase of 16.7 per cent compared to the 1,018 sales in September 2013, and a 75.7 per cent increase compared to the 676 sales in September 2012.

The benchmark price of an apartment property increased 3.3 per cent from September 2013 to $378,700.

Attached property sales in September 2014 totalled 464, a 5 per cent increase compared to the 442 sales in September 2013, and an 88.6 per cent increase over the 246 attached properties sold in September 2012. The benchmark price of an attached unit increased 4.2 per cent between September 2013 and 2014 to $477,700.

PITT MEADOWS/MAPLE RIDGE

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$599,900.

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OCTOBER 17 - 31, 2014 | METRO VANCOUVER NEW HOME GUIDE 63

Park w

Blvd

ay

vd

Bl

eau Plat

COQUITLAM / PORT COQUITLAM / PORT MOODY

Lincoln Ave

sy St

Shau g h ne s

Y

F 3498 Princeton Ave. 778-285-6299

A2. Secret Ridge

#107 - 3458 Burke Village www.secretridge.ca

Mariner Way

B1

LO UG HE ED

Colony Farm Regional Park

RY MA

A3. Bridlewood

3470 Highland Dr 604-871-4194

A4. Black & Whites

Foster Ave/Burquitlam blackandwhite.ca

SS PA BY L L HI

PORT COQUITLAM B1. Fremont Blue

Ford Rd

2332 Ranger Lane 604-552-0319

Dewdney Tru

HW Y

Meado Garde Golf Cou

Hammond Rd

Pitt Meadows Airport

A5. Nest

638 Regan Avenue 604-492-4123

FAMILY-SIZED 2, 3 + 4 BED HOMES

Dominion Ave

Dewdney Trunk Rd

COQUITLAM A1. Burke Mountain Heightsr a s e r R i v e r

Kin gs wa yA ve

Harris Rd

LOU GHE ED H WY

Daw es H ill Rd

HW Y

Harris Rd

A ve ette Brun

Mundy St

Austin Ave

LOUG HEED HW

Linton St

Gatensbury St

Blue Mountain St

Cla rk eR d North Rd

Mundy Park

LO UG HE ED

S Bonson Rd

Prairie Ave

mal Dr

Austin Ave

A4

Como Lake Park

Dr

Cedar Dr

Y

Smith Ave

A2

Coast Meridian Rd

HW

A5

A1

ia or ct Vi

Victoria Dr

The r

Como Lake Ave

A3

Ottawa St

ET

Dav id A ve

Johnson St

BA R N

David Ave He rita ge Ioc Mo oR Town un d tai Centre Lan n Shoreline Park Bl sdo vd Park wn eD Pioneer r Memorial Rocky Point Inlet Park Park Park Coquitlam BARNET HWY Centre ST JOHNS ST Dewdney Trunk Rd

Coast Meridian Rd

Pin etr ee Wa y

Ridge Park

Golden Bridg

mosaichomes.com

COQUITLAM/PORT COQUITLAM/PORT MOODY

OCTOBER 17 - 31, 2014 | METRO VANCOUVER NEW HOME GUIDE 65

//INSIDE MORTGAGES

Your Credit Score:

TIPS TO IMPROVE YOUR FINANCIAL POSITION » by KRIS GRASTY

KRIS GRASTY

is a mortgage broker with Dominion Lending Centre’s Canadian Mortgage Experts and an active member of the MBABC. Kris maintains a strong focus on educating clients on all options.

For more information visit his website at www.krisgrasty.ca or reach him at kris@cmexp.com.

It seems that several times a month, I receive calls from potential clients who have concerns about their credit history.

A good credit score is extremely pivotal when you are looking for an approval of your mortgage. In some cases credit score can be one of the largest barriers to approval and it can have a bearing on the rates or amounts that you can qualify for.

by contacting the following two agencies: Equifax Canada at www.equifax.ca and TransUnion Canada at www.transunion.ca.

You can obtain an online copy of your credit report which lists a detailed summary of your credit history, employment history and personal financial information. You should request a copy of your credit report every year. Doing so, you will be able to identify any errors in your report and contact the organization responsible for the inaccuracy immediately.

WHAT IS A CREDIT SCORE?

A better score and credit history can help you qualify easier and for better mortgage rates saving you thousands in interest payments. Most lenders want to see a Credit Score of 680 or higher.

Your credit score is a number that represents your credit worthiness in a snapshot. Your credit report acts as an indicator of your financial habits or history, showing how consistently you pay your bills. Your credit report also shows history of missed payments, current balances and provides a full picture of your indebtedness. Mortgage professionals and lenders alike rely heavily on this information

HAVING A GOOD SCORE HELPS YOU

» 70% of Canadians are between 700 and 850 » Five components make up your score 1. Payment History 2. Amounts Owed 3. Length of credit history 4. New Credit 5. Types of Credit in Use

HOW DO YOU START BUILDING A CREDIT SCORE?

I recommend to young people to start building a credit history as early as possible. You can start by applying for and responsibly using a credit card and by applying for your own cell phone plan as opposed to using your parents plan. These two simple things will start you along this positive process.

CHECKING YOUR CREDIT SCORE

If you are unsure about what score you may have, I highly recommend that you request a copy of your credit report. You can do so 66 METRO VANCOUVER NEW HOME GUIDE | OCTOBER 17 - 31, 2014

10%

Types of Credit in Use

10%

New Credit

15%

Creditf History

30%

Amount Owed

35%

Payment History

CELL PHONES AND PARKING TICKETS?

Increasingly I am seeing people with credit mishaps due to cell phone bills or unpaid parking tickets that are affecting them negatively! Pay your tickets! Cell phone companies have been reporting monthly, since October of 2013, so any late or missed payment on your Cell bill will now affect you negatively as if it were a missed credit card payment. It may be best to look after the payments yourself if you are responsible for someone else’s contract.

I have listed some simple tips below that can help you to build and maintain a good credit history today and going forward.

DO

DON’T

» Get a copy of your credit report yearly

» Use credit you don’t understand » Go over your credit limit – Again,

and make sure the statement is correct » Contact the creditor (s) to fix errors » Pay your bills on time » Try to keep your Credit balance below 50% of your limit » If you have balances over 50%, focus payments on these to improve them OR if in good standing with your creditor, you could ask for an increase to your limit – but do not spend more on this account!

try to use 50% or less.

» Wait to report fraud or bad transactions

» Repeatedly seek credit with different

creditors » Miss your monthly payments – EVER!

Take a look at the “Credit Killers” chart that outlines the negative effects of having some credit mishaps. Interestingly enough, you may notice that credit mishaps or errors more quickly and drastically reduce a higher Credit score.

Credit Killers

Effect on a 680 Score

Effect on a 780 Score

Maxed-out card

-10 to -30

-25 to -45

30-day late payment

-60 to -80

-90 to -110

Debt settlement

-45 to -65

-105 to -125

Foreclosure

-85 to -105

-140 to -160

Bankruptcy

-130 to -150

-220 to -240 Source - FICO

In direct opposition of the Credit Killers, you can make positive changes to your credit and have great results in just a few months!

I always prefer to work with folks who

have credit concerns well before they need my services as a mortgage broker. Some simple advice and tips can be the difference between qualifying as a “B” client or as an “A” client with the best rates. It is very

exciting when I get the opportunity to help a client in advance like this. Closing any file is great and that is my job, however, coaching someone who needs help into qualifying is when we all really win!

OCTOBER 17 - 31, 2014 | METRO VANCOUVER NEW HOME GUIDE 67

BURNABY / NEW WESTMINSTER BURNABY

Barnet Marine Park

U

G ag

Royal Oak Ave

Willingdon Ave

Deer Lake

Gilley Ave

Royal Oak Ave

Nelson Ave

Patterson Ave

e Av

h 8t

St

Southridge Dr Ma eD rin

A RD SON EW WA ST Y

r

MARIN E WAY

Duncan St

B1. Dominion

68 Sixth Street 604-525-8980

Boundary Rd

B2. Canoe

Port Royal Village aragon.ca

68 METRO VANCOUVER NEW HOME GUIDE | OCTOBER 17 - 31, 2014

A1

y Wa nt rwe De

St yd Ewen Bo e Av

NEW WESTMINSTER

e Av

Queen’s Park

St

th 10

e Av h 6t

A3

A6

h 8t

Cla rke Rd

Braid St e Av

DE RI CB M

h 8t

h 6t

Mari ne D r

th 16

e Av

e Av

St

Imperial St

r sD th iffi Gr

MARINE W AY

t lS ria pe Im

th 10

nd rla be m Cu

Oakland t S KIN GS WA Y Metrotown

SE Marine Dr

3748 Thurston St 604-563-7001

Deer Lake Park

Imperial St

7458 Britton St 604-298-1313

A4. Thurston Street Burnaby Lake Regional Park

Can ada

ay W

Av e

Central Park

Sprott St

1710 Gilmore Ave 604-291-9130

A3. Britton

Lougheed Mall Austin Ave

da na Ca

49 t h

y Wa di lar

ay W

BOUNDARY RD

BCIT

A2. Aviara North Rd

Sperling Ave

Cliff Ave

Holdom Ave

Squint Lake Park Burnaby Mountain Golf Course Broadway

A4

A5

Un ivers ity Dr E ag lar di Wa y

Grey sto ne D r

Rivers Walk

809 S Dyke Road (at Wood Street) Queensbourough 604-533-3575

r sit y Dr nive W

SFU

Brentwood Mall

A1.

BARNET HWY

G

Willingdon Ave

HASTINGS ST

A2

Burnaby Mountain Park

INL ET DR

Confederation Park

B1e v lA ya o R

A5. Lift

9350 University High St 604-320-3386

A6. Highland Park 6088 Beresford St. 604-671-5565

WE’VE SPENT MORE THAN A DECADE CREATING A TRULY REMARKABLE COMMUNITY. LIVEFORWARD ARAGON.CA CANOE

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//PROJECT PROFILE

Britton CLASSIC STYLE. SMART PRICE. » by JANINE MACKIE Burnaby’s Edmonds neighbourhood is a remarkable place to live for those wanting a home close to Downtown yet priced better than a Vancouver condominium.

More house for less money. That’s exactly what you’ll discover at Britton, a classic collection of three-bedroom townhomes priced from $539,900. As a fall incentive, the builder South Street Development is offering a $5,000 discount on the final seven homes.

Located in an established South Burnaby neighbourhood, just off of Edmonds and Kingsway, the revitalized community is well serviced by beautiful parks, new recreation centre with amazing swimming pool and Skytrain. Commuting from home to Waterfront Station in Vancouver takes about 30 minutes and it’s only a 15 minute trip to Metrotown or New Westminster from your doorstep.

“It’s such a convenient location in the hub of activity with many restaurants and services within 10 minutes walking distance,” describes sales manager Jenny Wun. “With the proximity of the Alex 70 METRO VANCOUVER NEW HOME GUIDE | OCTOBER 17 - 31, 2014

Fraser Bridge, you’re just minutes from Delta and Surrey. It’s easy access to downtown but at a fraction of the price.”

View the beautifully furnished show home and move in as early as January 2015. There are two designer colour schemes – dark with modern flat-panel cabinetry or light featuring a white shaker-style kitchen. All homes have handsome chrome handles and plumbing fixtures, durable laminate hardwood and nine-foot ceilings throughout the main floor.

Especially desirable is the architectural design of the homes – the classic red brick exteriors have sophisticated curb appeal and expansive windows, filling the homes with an abundance of natural light.

“When people arrive they often say how much they love the design, that it feels like home with their own front door, direct entry to main floor and private backyard,” says Wun. “People with young kids and pets imagine themselves living in the home because it feels so friendly and inviting.”

Designer kitchens feature a series of stainless steel appliances, pantry storage in select floor plans, halogen task lighting and dazzling quartz countertops. The unique three-storey floor plan provides ample privacy with two bedrooms and a shared bathroom on the second floor and master retreat above, featuring a private balcony with his and her vanity sinks in the spainspired bathroom.

Whether you’re a coffee connoisseur or recreation enthusiast, there’s plenty to keep you entertained close to home, and both elementary and secondary schools are within walking distance.

Britton Living is located at 7458 Britton St. in Burnaby. Call Jenny Wun for a private appointment at 604.298-1313, visit the show home open Saturdays and Sundays from 1-4 PM and learn more at Brittonliving.com.

$5 FIN ,0 A 0 L 0 8 SA H O V M IN E G S S! *

3 BEDROOM TOW N HOM ES STARTI N G AT $ 539 K

OPEN SATURDAY AND SUNDAY 1 - 4 PM OR BY APPOINTMENT

This is not an offering for sale. Any such offering must be made with a Disclosure Statement. *Prices and promotion are subject to change. E & O.E.

SEARCH MATCH POST

Vancouver, BC

DOWNLOAD NOW AND FIND YOUR NEXT HOME

RentersGuide.ca

BURNABY/NEW WESTMINSTER

READY FOR MOVE-IN THIS JUNE

$499,900

Premium Riverfront Homes Still Available!!

OCTOBER 17 - 31, 2014 | METRO VANCOUVER NEW HOME GUIDE 73

//MIND OVER MORTGAGE

10 Tips on Obtaining a Mortgage after Bankruptcy » by JORGE & ALISA ARAGON

JORGE & ALISA ARAGON

are Mortgage Experts with Dominion Lending Centres Mountain View. They are active members of the Greater Vancouver Home Builders Association. Jorge & Alisa focus on the overall needs and plans of their clients and then find the best mortgage to suit their needs.

For more information visit YourMortgageSolutionsGroup.ca or contact them at aaragon@dominionlending.ca.

Many Canadians find themselves bogged down with a bad credit rating for the wrong reason – illness, losing a job, or simply not understanding consumer credit.

Sometimes bad financial situations happen to good people and bankruptcy is the only way out. But it’s not all doom and gloom, there are a number of strategies for putting one’s credit back on track and getting approved for a mortgage, even after bankruptcy.

Going from one financial institution to the next, only to be declined again and again can be very frustrating. This is where an experienced Mortgage Expert can make all the difference.

HERE ARE SOME POINTS TO CONSIDER: 1. Locating the right lender: Some lenders will not approve a mortgage if a bankruptcy shows up on a credit report, however some lenders on the B-side (alternative lenders) will consider doing so, provided the borrower can demonstrate that he or she has the income to support the payments and is now a lower credit risk.

2. Length of time since bankruptcy discharge: Different lenders have different criteria regarding the length of time since a bankruptcy after which they will grant a mortgage – typically two years along with proof of re-established credit. Some lenders will consider applicants with a more recent bankruptcy as long as the bankruptcy has been discharged.

3. Reasons for bankruptcy: If a bankruptcy was due to factors beyond your control, this is more acceptable to the lender than if the bankruptcy was the result of poor money

74 METRO VANCOUVER NEW HOME GUIDE | OCTOBER 17 - 31, 2014

management and excessive debt, which can affect the terms of an applicant’s mortgage approval.

4. Size of down payment: With a past bankruptcy, most lenders will consider at least a minimum 20% down payment consisting of 10% of the down payment coming from one’s own funds.

5. The type of property: Lenders look at properties located in urban centres and that are highly marketable in desirable neighbourhoods and in good condition.

6. Credit report: A detailed history of how consistently one’s financial obligations are met, a credit report provides a picture of financial health based on past behaviour. You can obtain a copy of your credit report for free from Equifax at www.equifax.ca and Trans Union at www.transunion.ca.

7. Credit score: A credit score is an objective summary that translates personal information from a credit report and other sources into a three-digit number representing overall creditworthiness. A borrower’s credit score may determine the rate of the mortgage; the higher one’s credit score, the better the rate which can be negotiated. Some lenders have minimum credit score requirements for those with a previous bankruptcy.

8. Rate considerations: Most lenders charge a higher interest rate and even some extra fees to those with a bankruptcy. A lender may grant a better rate if certain lending criteria have been met, such as: two years since bankruptcy discharge, good re-established credit, minimum beacon scores, saved down payment, good debt servicing ratios, and a long term history of job stability.

9. Re-established credit: Re-established credit shows the lender that a prospective borrower has new credit and has managed it well since bankruptcy. Typically, re-established credit should involve a recent record of on-time payments on credit cards. Those rebuilding their credit need to be aware that a missed payment at this stage could be mentioned on one’s credit report for the next six years, and could be grounds for some lenders to decline a mortgage application.

10. Don’t do it alone – explore the benefits offered by Mortgage Expert: For those with bad credit and/or bankruptcy, a Mortgage Expert can coach you on how to improve your credit score over time.

While you work on bettering your score, they can advise on how to get a mortgage despite bruised credit. They provide valuable advice before and during the home buying process.

G OSP RNAO EELN NW LIIN D NGG

!

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//ON THE HORIZON

Hycroft

Keaton

This is it… your chance to own a home that’s the best of all worlds. Nestled in South Surrey’s desirable Grandview Heights neighbourhood, these 65 fourbedroom rowhomes have it all — distinctive main level entry, walkout patios and fenced yards, finished basements and a detached garage. Well-thought-out floorplans with an open living area, convenient powder room on the main floor, and a family room off the kitchen. Kitchens feature high-end stainless steel Jenn-Air™ appliances, solid quartz slab countertops, and custom Shaker-style cabinetry. Best of all, Hycroft’s rowhomes are freehold properties meaning no strata fees. Priced from the mid $500,000s.

Coming soon to Langley’s Yorkson neighbourhood, Keaton Townhomes will be an intimate collection of just 80 three- and four-bedroom townhomes located at 209th Street and 77A Avenue.

Georgian inspired architecture blends perfectly with lush landscaping .Open floor plans combine sophisticated, transitional interiors for a modern, upscale aesthetic. Generously sized floorplans and great proximity to shopping, schools, the Langley Events Centre, and transit to Vancouver. Bonus: a half-acre, lineal park runs through the centre of the community.

SOUTH SURREY ROWHOMES

on the horizon Checking Out What’s Hot and New in the Lower Mainland’s Residential Marketplace and Beyond » by SUSAN M BOYCE

Hycroft is located at 16467 – 24 Avenue (at 165 Street). For more information visit hycroftrowhomes.com or call 604.541.2495

Thurston Street

BURNABY TOWNHOMES

Tell us YOUR NEWS Got a new development you’d like us to feature in On the Horizon?

Drop me a note at onthehorizon@ wall2wallmedia.com, and we’ll do our best to get you in the next edition.

Brought to you by Anthem Properties, Thurston Street is now accepting priority registration. A collection of 57 townhomes located in Burnaby’s vibrant Metrotown neighbourhood, Thurston Street offers two-level walk up suites with big balconies or patios as well as single-level garden suites opening onto to generous outdoor space. West Coast contemporary architecture with modern living interiors and zenlike outdoor spaces that include a community garden and lushly planted courtyards.

All homes have their own exterior front door and one or more parking stalls. Great location at the head of the BC Parkway Trail means you’re linked to bike paths all over the city, 15 minutes to SkyTrain and walking distance to two major parks — George McLean Park and the lush greenery of Central Park’s 90 hectares.

Thurston Street will be located at 3748 Thurston Street in Burnaby. Sales centre anticipate to open late November. For more information to priority register, visit thurstonstreet.com or call 604.563.7001.

76 METRO VANCOUVER NEW HOME GUIDE | OCTOBER 17 - 31, 2014

LANGLEY TOWNHOMES

To priority register, visit keatontownhomes.com or call 604.882.3733

Serenity

LANGLEY TOWNHOMES

Serenity is a limited collection of just 19 four-bedroom townhomes in a quiet natural setting. Homes range from 1,755 to 2,138 square feet, all having side-by-side garages. Thoughtfully planned interiors with classic design and elegant details.

Priced from $379,900.

Preview today before the October 25th Grand Opening. www.

SerenityLiving.ca or 604-371-1538

Tamarix

BURKE MOUNTAIN SINGLE-FAMILY

A new collection of 32-home neighbourhood by Gardenia Homes is now selling on Chandler Street at Burke Mountain in Coquitlam. Priced from $1,150,000, these homes are large — up to 4,000 square feet — and offer spectacular mountain, city and river views. Easy, convenient access to the West Coast Express too.

A great opportunity to be part of one of Coquitlam’s most talked about neighbourhoods.

For more information visit TheFoothillsatBurke.com or call Lisa Hughes at 778.882.7275.

HOMEBUYERS’ HELP//

Homebuyers’ Resource Section You love the home, see what you can afford! » Compare mortgage rates for your best deal

» Calculate your mortgage payments using the mortgage payment calculation chart

OCTOBER 17 - 31, 2014 | METRO VANCOUVER NEW HOME GUIDE 77

Calculate your mortgage payments INTEREST RATE

AMORTIZATION PERIOD

CHART FIGURE

EXAMPLE: 5%

25 YEARS

5.82

MORTGAGE AMOUNT ÷ 1,000 (MORTGAGE AMOUNT $125,000)

125

MONTHLY PAYMENT

$

Follow these steps to see if you’ll qualify for a mortgage on your dream home

01 02 03

Calculate the combined monthly before-tax income of you and your spouse.

Divide by three. This figure is the monthly payment you can afford to make on your home.

Take the total price of the home and subtract the amount of money you expect to make as a down payment. This is the money you will have to borrow.

04

Refer to the chart on the opposite page. Look down the left column and locate the interest rate you expect to pay.

Line this up with the amortization period of your choice. (Most firsttime buyers take the 25-year amortization.)

05

06 07

Add to this your estimated monthly heating costs and monthly property taxes.

If this figure is equal to or less than one-third of your gross monthly income (calculated in Step 2), you’ll qualify for a mortgage on your dream home.

Multiply this figure by the amount you need to borrow.

Divide by 1,000. » Bear in mind that this is a rough estimate. If you have several other large loans already, you may qualify for less. Also, banks and trust companies vary in their policies. The best way to know what you can afford is to go to the lending institution of your choice andget pre-qualified.

78 METRO VANCOUVER NEW HOME GUIDE | OCTOBER 17 - 31, 2014

Mortgage payment calculation chart %

INTEREST RATES

AMORTIZATION PERIODS

10 YEARS

15 YEARS

20 YEARS

3.00%

9.65

6.90

5.54

3.50%

9.88

7.14

5.79

3.25% 3.75%

4.00%

4.25%

4.50% 4.75%

5.00%

5.25%

5.50%

9.76

9.99

10.11

10.23

10.34 10.46

10.58

10.70

10.82

7.02 7.26

5.53

5.04

7.75

8.14

6.85

6.10

8.40

7.12

8.01

8.66

7.25%

11.68

9.07

7.75%

8.25%

8.50%

11.94

12.06

12.19

12.32

8.75%

12.45

9.25%

12.71

9.00% 9.50% 9.75%

10.00% 10.25%

10.50% 10.75%

8.93

9.21

9.34

9.48

9.62

9.76

13.24 13.37 13.50

10.48

10.63 10.77 10.92

11.06

7.26

6.55

6.11

7.41

6.91

8.28

7.63

7.25

8.59

7.95

8.14

8.44

14.18

14.32

12.75%

14.59

12.50%

14.46

11.82

8.10

8.78

8.45

8.95 9.12

9.84

9.29 9.63

10.00

9.46

10.32

9.80

10.65

10.15

10.81

11.97

10.98

12.28

11.31

12.13

8.45

9.52

9.68

11.15

7.42

7.59

7.76

8.62

9.36

7.08

8.12

9.20

10.49

12.00%

7.79

8.28

11.52

12.25%

7.47

8.86

13.91

11.66

6.75

7.32

11.50%

14.04

6.59

6.42

7.99

10.16

11.75%

7.00 7.16

11.22 11.36

6.26

7.84

7.69

5.95

6.70

6.85

13.64 13.77

6.40

7.55

11.00% 11.25%

5.49

5.64

5.79

9.05

10.33

5.19

5.34

6.25

10.19

12.84

5.96

4.90

6.98

8.74

10.05

13.10

6.74

9.90

12.58

12.97

5.67

5.82

8.80

8.00%

6.44

5.40

6.57

11.43

11.81

6.17

7.88

6.75%

7.50%

4.61

6.30

8.53

11.56

4.48

5.13

7.63

11.19

7.00%

4.99

5.91

4.34

4.76

6.25%

11.31

4.21

4.86

5.26

8.27

6.50%

4.73

5.66

6.04

10.94

11.07

30 YEARS

7.38

7.50

5.75%

6.00%

25 YEARS

9.97

10.32 10.49 10.67

10.85

7.93

8.28 8.63

8.80 8.98 9.16

9.34 9.52

9.70

9.88

10.06

10.25 10.43

10.61

This table shows the monthly payment of principal and interest for each $1,000 of mortgage. Example: The monthly principal and interest payment for a $125,000 mortgage with a 25-year amortization period at 5% is as follows: ($125,000 รท 1,000) X 5.82 = $727.50 OCTOBER 17 - 31, 2014 | METRO VANCOUVER NEW HOME GUIDE 79

BRITISH COLUMBIA’S NEW HOME DEVELOPMENTS PROJECT

TYPE

ABBOTSFORD Abacus Uptown Auguston Cedar Landing Eagle Estates Eagles Gate Falcon Ridge Foxwood Harvest Hudson’s Loft 2 Lift Luna Waterleaf

LR SF TH SF SF SF SF TH LR LR TH LR

PRICE

PROJECT

604-309-7155 604-308-8660 604-850-5040 604-859-3141 604-309-7729 604-309-0540 604-850-5040 604-607-7801 hudsonsloft.ca 604-557-1047 778-895-5862 604-850-3694

$109,900 inc net GST From $559,000 Fr. 274,900 inc net GST From $599,900 From $373,500 From $789,000 From $524,900 From $279,900 Call Call From $289,900 From $179,000

HR HR HR HR TH TH HR TH TH LR/TH LR HR HR LR LR TH HR HR MR LR TH LR HR HR HR HR LR TH LR

604-451-9517 604-456-8883 604-291-9130 604-563-8386 604-293-1818 604-436-1100 libertyhomes.ca 604-329-8228 604-671-5565 604-320-3386 liveatburnabyheights.com 604-899-8800 604-899-8800 604-435-9477 604-435-9477 604-435-5565 604-435-8866 604-456-0688 604-536-5777 604-431-6033 604-438-9922 604-527-7955 604-525-8496 604-435-8866 604-298-8800 604-438-1113 604-528-8906 604-438-1113 604-218-3338

$429,900 From Mid $200’s Call From $299,900 From $539,900 From $499,900 Call Call Coming Soon Call Coming Soon From $349,800 Coming Soon Call From $439,900 Call Call From $389,900 Call Call From the $290’s Call Call Call From Low $300’s Call From Low $300s Call From $249,900

SF TH SF SF/LR/TH

www.livethefalls.com 604-795-6938 604-534-5079 604-824-5062 604-858-7179 1-877-858-2408 1-800-830-7175 604-991-5151 604-991-1777 604-991-8250 604-824-6473 1-800-830-7175

From $389,900 From $242,900 From $249,900 Call From $269,900 From $399,900 From $184,900 From $149,900 From $259,900 Coming Soon From $508,000 From $242,900

604-472-1123 604-514-4359 604-931-0302 blackandwhite.ca 604-939-8808 604-472-9018 778-285-6299 604-492-3388 604-939-0018 crownbybeedie.ca 604-942-2672 604-936-1888

Call Coming Soon From low $200’s Coming Soon $264,000 $439,900 Call Call From $208,800 Coming soon From $273,900 From $309,900

BURNABY Aldynne on the Park Altitude Aviara Brentwood Britton Casa d’oro CentreBlock at Univercity Eden at Edmonds Highland Park Metrotown Lift Madison Met 1, The Met 2, The Metro One Metro Two Metro Metroplace Modello Novella OakTerra Paddington Mews RedBricks Reflections Silver Solo District Station Square Storybrook Thurston Trio CHILLIWACK / SARDIS Camden at The Falls Centre Field Englewood Village Garrison Crossing Heron’s Landing Jinkerson Vistas La Cason Radius River Walk Seasons at Cedar Sky Summit Residences, The Townsend Terrace

C O N TA C T

COQUITLAM 1123 Westwood Amberleigh Austin Black and Whites Bloom Bridlewood Burke Mountain Heights Charland Como Crown Evergreen Grand Central 2 Penthouse (PH)

SF LR LR TH TH SF TH HR SF HR TH LR/TH TH SF LR LR HR HR HR

Live Work (LW)

City Home (CH)

High Rise (HR)

TYPE

Hazel Kingston Mackin Park MTwo MThree Nest Novella Oasis Reef Regan’s Walk Riley Secret Ridge Somerton Sterling The Windsor Uptown2 DELTA NORTH DELTA Delta Rise Lakeside Luxor South Pointe TSAWWASSEN Brio Tsawwassen Heights Tsawwassen Shores Tsawwassen Springs LANGLEY Athenry Gate Arcadia Cornerstone Elements Exchange Evergreen North Yorkson Focal Point Keaton Ivy Row Kensington Marquee Mason & Green McBride Station Mission Green Parkside Serenity Summerhill Varsity Virtue York York by Mosaic Yorkson Creek Yorkson South MAPLE RIDGE 223 North Albion Station Cascada Cliffstone Edge on Edge Grant Hill Estates Hampstead at Silver Ridge Jackson Park Jackson Ridge Mainstone Creek Meadows Pointe Montgomery Acres Myron’s Muse Parc Vue Pointe, The River’s Edge Robertson Heights

Mid Rise (MR)

Low Rise (LR)

Loft (LO)

C O N TA C T

PRICE

LR SF LR HR HR TH MR HR TH LR TH DP SF SF HR HR

778-829-1500 604-514-4359 604-939-8874 604-472-9555 604-472-9555 604-492-4123 604-563-5777 604-464-2701 604-288-8909 604-492-0222 604-468-7688 secretridge.ca 604-469-8581 604-464-2260 604-871-4470 604-939-2611

From $220,500 Coming Soon From $199,900 From $599,900 From $281,900 Call Call Call From $349,900 From $199,900 From $349,900 Coming Soon From $699,900 From $689,900 Coming Soon From $258,900

HR TH LR SF

604-594-7473 604-585-7107 604-590-8003 604-584-2908

From $189,900 From $558,000 From $199,900 From $699,900

LR SF SF SF/LR

604-943-8811 604-271-7288 604-943-6677 604-948-HOME

Call Call From $499,900 Call

RH TH TH LR TH TH TH LR SF

604-882-8857 04-513-9090 604-534-6000 604-533-7718 604-535-8587 604-648-8956 604-377-7000 604-882-3733 604-999-9323 604-427-3311 604-427-3550 604-852-5382 604-533-0881 604-871-4288 604-648-9428 604-371-1538 604-418-7072 604-539-2200 604-534-6800 604-534-9495 604-882-6758 yorksoncreek.com 778-785-1673

From $137,500 From $279,900 From $199,900 From $199,900 Coming Soon From $645,000 Coming Soon Call for Info Fr. $479,900 inc GST From $199,900 From $254,900 From $319,900 Coming Soon From $314,900 From $480,000 Call for Info From $379,900 From $139,900 Call for Info Call From $259,900 From $179,900 From $440,000

LR TH LR SF LR SF SF SF SF SF LR SF TH LR SF LR SF

604-463-0588 604-351-3261 604-318-5254 604-380-0045 604-466-8783 604-230-3935 604-466-9278 604-805-4668 604-351-3261 604-463-5000 604-522-8970 604-477-2959 604-380-1801 604-467-8884 604-999-2452 604-318-5254 604-514-4359

From $174,900 From $254,900 Call From $549,900 From $149,900 Call From $498,900 Coming Soon Call Call Coming Soon From $509,980 Call Call From $489,900 From $174,900 Call

LR TH LR LR TH SF LR TH RH LR TH TH TH

Duplex (DP)

Townhouse (TH)

Row Home (RH)

ConneCting buyers to the best new home o p p o r t u n i t i e s i n m e t r o p o l i ta n Va n C o u V e r new h omes starting from the mid $100’s

FIFTHAVE.CA 80 METRO VANCOUVER NEW HOME GUIDE | OCTOBER 17 - 31, 2014

n e w h o m e s a l e s and marKeting eXpertise

The listings included on the following pages are meant to offer a comprehensive overview of those new home developments currently being marketed throughout Greater Vancouver and the Fraser Valley. Pricing is subject to change; you should contact the specific development for current details or special promotions. To report any changes or corrections to this information, please contact our office at 604.519.6080, fax 604.519.6088, or email homes@wall2wallmedia.com PROJECT

TYPE

C O N TA C T

PRICE

PROJECT

Signature at Falcon Centre Spencer’s Green Station One Summit at Grant Hill Two Birds Village Green Village Walk Wellington Station Wynnridge

LR SF LR SF TH TH SF LR SF

604-477-1500 778-846-3200 604-467-9300 604-405-4437 604-467-7000 604-476-2292 604-465-6524 604-380-0300 604-466-6388

Call From $528,900 Coming Soon From $769,900 inc gst Call From $279,900 Call From $189,000 Call

MISSION / HARRISON Fraser Landing Horizons

TH TH

1-888-826-1177 1-888-826-1177

From $249,900 From $319,800

NEW WESTMINSTER 258 on Sixth Alexander Walk Brewery District Canoe Dominion Elliot St English Mews Glass House Lofts Grove, The Lookout at Victoria Hill, The Northbank Parkside at Victoria Hill Rivers Walk Thompson Landing Trapp & Holbrook Viceroy

HR TH HR TH MR HR TH LR LR LR HR HR TH SF HR LR

604-377-9630 604-779-1292 604-694-1188 aragon.ca 604-525-8980 604-524-8080 604-517-1688 604-520-9890 604-523-0733 604-523-0733 604-523-0081 604-523-0733 604-533-3575 604-520-3226 604-525-0223 604-522-2583

Call From $349,900 Coming Soon Coming Soon Call Call Call Call From $266,900 Call From S261,900 Call From $469,900 From $476,900 From $299,900 Call

HR LR LR MR/TH LR MR HR LR LR LR TH HR/LR/TH TH LR LR LR/TH MR LR LR MR/TH HR LR LR

604-980-9949 604-988-8800 604-983-9065 604-973-0298 604-929-8870 604-998-8540 604-929-1915 604-986-8138 604-985-0003 604-435-9477 604-998-0219 604-988-0022 604-727-1594 www.marcon.ca/millhouse 604-800-2120 604-983-9065 604-924-4488 info@tatlowliving.com 604-983-9065 604-980-5000 604-980-0016 x61living.com

From $340,000 Coming Soon From Mid $200s Call $389,900 Call Call From $259,900 Call From $288,900 From $469,900 Call From low $600s From $378,900 Coming Soon Call Call Coming Soon Coming Soon From $509,900 Coming Soon Call Comiing Soon

NORTH VANCOUVER 15 West 221 East 3rd Anchor, The Atrium at the Pier Canyon Springs Capstone CentreView Destiny 2 Drive, The Heywood on the Park Latitudes Local on Lonsdale Loden Green Maplewood North Mill House Northlands Pinnacle Residences at the Pier Remix Tatlow Trophy at the Pier Seylynn Village Shore, The x61 PITT MEADOWS Cedar Downs Liv42

LR LR

778-846-3200 604-460-6601

From $194,900 From $134,900

PORT COQUITLAM Altura Burleigh Walk Carmandy Citadel Heights Dominion Fremont Blue Fremont Green La Via Orchid Prima Residences Shaughnessy, The

LR LR LR SF TH TH LR LR LR LR HR

604-552-5887 604-464-5856 604-435-9477 604-468-2169 604-469-8988 604-552-0319 604-349-9245 604-475-5100 604-866-4206 604-945-3999 604-468-8252

From $219,900 From $199,000 From $209,900 From $829,900 Call From$319,900 Coming Soon From $169,900 From $149,900 From $219,900 Call

Penthouse (PH)

Live Work (LW)

City Home (CH)

High Rise (HR)

TYPE

C O N TA C T

PRICE

South Verde The Maple Valorie on the Park

LR TH LR

604-468-8640 604-720-7478 604-464-4764

Call Coming Soon From $246,900

PORT MOODY Residences, The Station, The

HR TH

604-552-0552 604-492-3338

Call Call

604-278-5809 604-276-9186 604-649-8630 604-276-8683 604-244-7721 604-233-7748 604-244-9622 604-271-3331 604-278-3939 604-218-3338 604-788-8833 604-233-7748 ellerichmond.com 604-303-7575 604-278-8838 604-303-0148 604-274-7326 604-279-8866 604-233-2633 604-282-7838 604-270-2482 604-273-2828 604-276-8885 604-204-1077

Phase 2 Now Previewing From $354,900 From $1,700,000 Call Call From $300,000’s Call From $298,800 From $318,800 From $529,900 Call From $300,000’s Coming Soon From $464,900 Call From $299,900 Call From $211,900 Call From $229,500 Call Call From $283,900 Call

604-898-2232 604-896-2235 1-888-852-7575 1-877-344-5566 1-888-852-7575

Coming Soon From $1,298,000 Call From $239,000 Call

RICHMOND Alexandra Court Avanti Blue Heron Marine Estate Cadence Carrera Concord Gardens Empire Living Gardens, The Harmony Kenstone Gate Modern Estates Monet Elle Opal at Richmond Centre Ora Pinnacle Lilving at Capstan Pier, The Remy River Inlet River Park Place Saffron Southpointe Cove Tempo Westminster Terrace

LR LR/HR SF HR HR HR TH LR HR TH TH HR HR HR HR HR/MR/TH LR LR MR/TH HR LR TH HR TH

SQUAMISH / WHISTLER Elaho Ocean Crest Ravens Plateau Aqua University Heights

TH SF SF TH/LR LR

SUNSHINE COAST SECHELT SilverStone Heights

SF

604-741-1877

From $479,900

SURREY 3 Civic Plaza Ashbury Hill Ascend Balance Bishop Creek Blackberry Walk Boardwalk Brixton Brookside Canvas Connect Creekside Dawson + Sawyer Creekside Edgewood Esplanade at Waterstone Eton Fusion G3 Residences Grove at Cambridge, The Guildford Greens Heights Highcrest Highlands Horizons Hyde Park Joi Living Kendra

HR TH LR LR TH TH TH TH TH TH LR TH TH TH LR TH TH HR TH TH TH TH SF SF TH TH TH

604-951-3331 ashburyhill.com 604-596-2202 tiensher.com 604-588-0005 604-501-6119 604.506.1852 604-503-0483 604-372-2071 604-598-8873 778-395-1886 604-372-0400 604-498-3811 604-644-7811 604-530-5399 etonliving.com 778-578-9779 604-453-6688 604-597-7177 604-307-0400 604-538-8888 604-584-7273 778-565-7768 778-565-7768 604-506-1852 604-574-8888 604-590-9122

Call From High $200’s From $170’s Coming Soon From $354,900 Coming Soon From $341,900 From 299,900 Fr. $279,900 Call From $118,800 High $200’s Coming Soon From $344,900 From $219,900 From Low $300’s From $344,900 Call From Low $300’s From $349,900 Coming Soon Fr. $345,900 Call for Info Call for Info Call From $339,000 From $329,900

Mid Rise (MR)

Low Rise (LR)

Loft (LO)

Duplex (DP)

Townhouse (TH)

Row Home (RH)

OCTOBER 17 - 31, 2014 | METRO VANCOUVER NEW HOME GUIDE 81

PROJECT

TYPE

Latis Latitude Lingo Lumina Madison Manarola Oliver’s Lane One 44 Panorama Station Panorama Woods Park Avenue Quattro 3 Redwood Rockwoods, The Silverwood Teo Hyland Residences Ultra at West Village Verve The Walks University District Wave Wynd Zen CLOVERDALE Clayton Heights The Grove MacKenzie Estates One92 Sun 72 Salix Uptown Clayton Village

PRICE

PROJECT

LR LR LR LR TH LR SF TH TH TH HR LR TH TH TH TH TH/HR LR TH HR HR HR TH

604-575-0669 604-596-5075 604-727-5478 604-727-5478 604-543-6262 604-825-1038 604-543-3868 604-503-6402 604-372-2275 778-593-9954 604-583-9866 604-581-8000 604-503-6929 604-503-1188 silverwoodliving.com 604-288-8918 604-588-6999 604-588-3783 604-440-8070 604-588-5795 604-951-9283 604-951-9283 604-355-0166

From $194,900 From $264,900 From $159,900 From $274,900 From $323,000 From $179,900 Incl. GST From $489,900 From $289,900 From $299,800 From $314,900 From $250’s From $159,900 Call for Info From Low $300’s From Low $300’s From $299,900 From $186,900 From $160’s Call From $221,900 Call From $199,900 Call

TH/DU TH TH LR/TH TH LR TH

604-723-4497 604-533-6968 604-538-2125 604-576-1772 604-575-8806 604-530-0054 778-574-0146

From $549,900 From $275,900 From $349,900 From $199,900 From $292,900 From $241,900 From $339,900

604-879-9996 604-338-5233 604-781-4303 604-620-6692 604-620-2018 604-682-8813 604-687-4353 604-879-2010 604-899-8800 604-685-0855 604-682-8107 604-876-9222 604-568-8283

From $327,400 Call Call From $349,900 From $239,900 From $269,900 Call From $300’s From $300’s From $349,900 Call From $685,000l From $268,000

VANCOUVER & AREA DOWNTOWN 999 Seymour HR Addition HR Fairmont Pacific Rim Estates HR Fairmont Pacific Rim Estates HR Keefer 188 LR Keefer Block LR Mark, The HR Modern HR One Pacific HR Pacific Pt HR Private Residences at Hotel Georgia, The HR Sapphire, The HR Tate Downtown HR EAST SIDE 238 W Broadway LR Bohème LR Charm LR Cordovan LR Focal LR The Independent at Main Independent HR Jade LR Kensington Gardens LR Local LR Main Street LR Oxford LR Shine MR Shoreline LR Skyway HR Triumph TH View 388 LR The Heatley at Strathcona Village MR Wall Centre Central Park HR Woodshire TH WEST SIDE 41West MR 6 & Fir HR 5555 Dunbar LR W10th & Maple MR/TH Alder Crossing TH/Studios Anchor TH Apeture LR/TH Arbutus Ridge MR Penthouse (PH)

C O N TA C T

238westbroadway.ca Call 604-569-3388 From $227,900 604-330-8838 From $266,900 cordovan.ca Coming Soon 604-563-6777 Coming Soon independentatmain.ca Coming Soon 604-681-6723 Call 604-338-5233 Call 604-620-7886 Call 604-688-5527 From $349,900 604-877-1116 From $339,900 604-779-0091 Call 604-261-3936 Coming Soon 604-434-2205 $359,900 604-436-1100 Call 604-563-6200 From $199,000 604-330-8838 From $219,900 604-683-0900 From $199,900 604-874-9232 From $299,900 604-719-1700 From $420,900 41westliving.com 604-899-8858 604-568-7551 604-239-2080 604-600-5405 604-988-8800 778-616-7008 604-738-0001

Live Work (LW)

City Home (CH)

Coming Soon From $449,900 From $349,900 From $429,900 From $290,000 Coming Soon From $$450 Call High Rise (HR)

TYPE

Binning Tower Block 100 Cambie & 7th Cambria Canvas Central Citti Elizabeth Midtown Empire at QE Park Granville at 70th Kerrisdale Gardens Kits360 Lido MC2 Meccanica Midtown North West One, The Opsal Pinnacle Living at False Creek Pinnacle Living Broadway Prodigy Radius The Laureates Tower Green at West Sail Shannon Wall Centre Kerrisdale Sixth & Steel Village on False Creek, The Vya WEST VANCOUVER Evelyn WHITE ROCK / SOUTH SURREY Adagio Avra Belcroft, The Blu Breeze Elevate at the Hamptons Elgin House Essence at the Hamptons Gemini George Grandview Heights Headwaters Heights, The Hycroft Rowhouses Hyde Park Juniper Morgan Heights Morgan Living Newport at West Beach On The Course Promenade Royce Sakura Saltaire Sausalito Southbrooke South Point Walk Summerfield The Village at Southwood Winter Street Woods

Mid Rise (MR)

Low Rise (LR)

Loft (LO)

C O N TA C T

HR HR HR/TH LR MR HR MR LR LR LR HR MR LR HR HR MR LR HR MR/HR HR MR MR HR LR HR HR MR LR TH MR LR LR LR HR TH TH TH DU LR TH LR TH TH LR TH/LR TH TH SF SF SF LR TH LR LR TH LR MR SF LR/TH SF SF LR TH Duplex (DP)

PRICE

604-646-1111 604-682-8801 604-568-5060 604-325-2216 604-875-8508 604-687-4353 604-880-6880 604-687-8800 605-563-3330 604-568-5060 604-687-2298 604-559-9848 604-737-0360 604-872-2672 604-638-9998 604-876-8819 604-563-3330 onni.ca 604-874-8368 604-876-7332 604-874-8368 604-739-2080 604-221-8878 604-731-5522 604-871-4474 604-707-9378 604-221-8878 604-267-8882 sixthandwillow.com 604-733-2010 604-559-1070

From $499,900 Call Call Call Call Call Call Coming Soon Coming Soon Call Call Call From $379,900 From $513,900 Call From $349,900 Call Coming Soon From $349,900 Call From $369,900 From $399,900 From high $300s Call Coming Soon Call Call Call Coming Soon From $414,500 From $239,999

604-922-0330

Call

604-531-6659 From $288,900 604-531-9030 From $319,900 604-568-8830 From $599,900 604-782-5258 From $599,900 incl. GST 604-582-1113 Call 604-723-4497 From $629,900 604-514-8092 Call 604-723-4497 From $379,800 604-536-1663 Call 604-571-6400 Call discovergrandviewheights.com 604-535-1451 From $232,900 778-545-8737 Call 605-541-2495 From 549,900 hydeparkliving.ca Coming soon liveatjuniper.ca From $769,000 604-560-1053 Call 604-385-0551 From $699,000 604-536-0256 Call 604-385-0111 From $300’s 604-531-1111 From $314,900 604-538-8028 From $314,900 604-538-5588 Call for Info 604-560-1656 Call 604-531-2200 Call 604-805-2941 Call 604-560-3238 From $230’s 604-536-1155 From $684,900 604-560-3450 Call 604-364-7455 From $299,900 604-538-8876 From $379,900 Townhouse (TH)

Row Home (RH)

www.macmarketingsolutions.com We sell the homes you want to buy. /MacMarketingSolutions 82 METRO VANCOUVER NEW HOME GUIDE | OCTOBER 17 - 31, 2014

@MAC_Marketing

/MACMSTube

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47+ Years, 60+ Projects, Over 4,000 Homes

BY LAKEWOOD

Up to $20,000 off remaining homes

39 Townhomes 2845 156 Street, Surrey 778-545-8737

savings of 49 ConDos Up to $15,000

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theheightsliving.ca

october sales event on now

lakewood.ca/one92

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now selling

starting Under $300,000

119 Townhomes 5858 142 Street, Surrey 604-593-3351

madisonhome.ca

brooklynvillageliving.com

BY LAKEWOOD

BY LAKEWOOD

aUtUmn sales event on now

aUtUmn affair sale 56 Townhomes 13886 62 Avenue, Surrey 778-578-9779 liveatfusion.com

now selling

Up to $15,000 66 ConDos off condo 2855 156 Street, Surrey homes 778-545-8737

theheightsliving.ca

lakewooD.Ca Building a Greater Vancouver