BC New Home Guide - Feb 7, 2014

February 07 - 21, 2014 Volume 22 Issue 3

THERE IS NOTHING ELSE LIKE IT IN FLEETWOOD 2 BED+DEN HOMES FROM UNDER $300,000* *Prices and availability are subject to change without notice. E.&O.E.

INSIDE THIS ISSUE

BOB DE WIT REVEALS YOUR HOME’S MOST IMPORTANT ROOM

BMO’S FOURTH ANNUAL RRSP STUDY

YANIC SIMARD: TREND WATCH 2014

PHASE 3 NOW AVAILABLE

LIVEWORKPLAY FREMONT BLUE. Saltbox Rowhomes in the masterplanned FREMONT Riverfront District. On the shores of the Pitt River and a short walk to the growing Fremont Village.

FREMONT

LO U

EE

RI

VE R AR Y

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PIT

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mosaichomes.com/fremont

SHERLING

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Home Store + model homes Seaborne + Fremont, Port Coquitlam 604.552.0319

TR

TT

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IVE

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2, 3 + 4 Bed Rowhomes from the mid $300s

DOMINION

OTTAWA

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RB

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GE

Fresh new look.

Same commitment to excellence.

BUILDING SINGLE FAMILY HOMES FOR OVER 60 YEARS

MOVE IN READY HOMES AVAILABLE

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OPEN!

FROM THE $700’S (incl. net GST)

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PLATINUM COLLECTION NOW SELLING!

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4 METRO VANCOUVER NEW HOME GUIDE | FEBRUARY 7 - 21, 2014

112 Ave

COMING SOON Maple Ridge

240 St

OPEN DAILY Noon to 5pm 3479 Galloway Avenue, Coquitlam 778-285-6299 burke@qualico.com

ay

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FEBRUARY 7 - 21, 2014 | METRO VANCOUVER NEW HOME GUIDE 5

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D LV

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www.zenterra.ca 8 METRO VANCOUVER NEW HOME GUIDE | FEBRUARY 7 - 21, 2014

REDWOOD AD - PREVIEW AD BC New Homes 7.25x9 OL.pdf

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FEBRUARY 7 - 21, 2014 | METRO VANCOUVER NEW HOME GUIDE 9

contents February 7 - 21, 2014 || volume 22 issue 3

on the cover

p. 18

special features 12 Editor’s Note

February 07 - 21, 2014 Volume 22 Issue 3

14 Silverstone

Exclusive oceanfront living is closer than you think

Rockwoods

18 Rockwoods

A New View on Fleetwood

A new view on Fleetwood

44 Dawson + Sawyer On The Course

Elevate your expectations

2 BED+DEN HOMES FROM UNDER $300,000*

INSIDE THIS ISSUE

C M

P R OOF

F

Y

BOB DE WIT REVEALS YOUR HOME’S MOST IMPORTANT ROOM

BMO’S FOURTH ANNUAL RRSP STUDY

YANIC SIMARD: TREND WATCH 2014

K

d . m . y

24.01.14

D OC K E T #

PROJECT

ANT 8039

ANTHEM-Rockwoods Ads

FILE NAME

RockwoodsAd_NewHomeGuide.ai

Trim size: 8� wide x 10� high – Art Live Area: 7.5� wide x 6.6� high + bleed INITIAL SETUP d . m . y

23.01.14

OK as is OK with changes

SIZE

DESKTOP ARTIST

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Supply new proof with changes

N OT E S

Run date: Month??, 2014 Issue PUB: NEW HOME GUIDE

S I GN AT U R E

columnists 22 Legal Angle

Build your team

by Neil Mangan

28 30

Mortgage 101 Supersize your mortgage payments Industry

Insider

The most important room in your house

district maps 16 Surrey/ 38

Burnaby

editor-in-chief / Director of content Director of Sales, National

74

Maple Ridge/ Pitt Meadows

Abbotsford/ Chilliwack

Susan Legge

Josh Heppner

Senior Sales Manager, Western Canada

Edwin Rizarri art director

Bianca DiPietro Editor

Diane Duf lot Contributing Editors

Design Editor

Yanic Simard Media consultants

Dave Bird 604.319.7102 Brenda Everitt 604.319.7103

Design Advice 2014 trends to watch

Sales Coordinators

Justin Salvador Ranee Pal

52 Mortgage Intelligence 8 tips to review before you renew

production manager

Finances Coming clean

production co-ordinator

Bala Gnanapandithan graphic designers

by Michelle Malcolm-Francis

Mihail Terentiev Laura Northmore

by Gail Vaz-Oxlade

72

68 70

58

Quick Tips The best quick clean

by Yanic Simard

58

Jacqueline Hill

Lydia McNutt Sara Duck Wayne Karl

by Hellen Buttigieg

46

South Surrey/ White Rock

54 Richmond 62 Tri Cities

by Bob DeWit

36

Langley

vice-president, wall2wall media

contributing EDITORIAL WRITERs

Susan M Boyce Janine Mackie Michelle Hopkins

Pro Advice Look at the big picture where new home finances are concerned

Published By

by Barbara Lawlor

hot communities 76 On the Horizon

Checking out what’s hot and new in the Lower Mainland’s residential marketplace and beyond

by Susan M Boyce

77

Resource Section

80

Listing Directory

Mortgage calculator and rate table Complete listings of more than 250 new-home developments throughout Vancouver and the Lower Mainland

36 The Vancouver New Home Guide is a free publication published 25 times per year. Submit articles or advertising to Suite 102 - 4180 Lougheed Highway, Burnaby BC V5C 6A7 Phone 604.519.6080 Fax 604.519.6088

newhomeguide.ca

Copyright 2013 covers the contents of this publication and prevents reproduction in whole or in part: offenders will be prosecuted.

We reserve the right to refuse any advertising, to make changes or edit advertising as necessary.

Care will be taken to ensure copy accuracy but no warranty is implied or given by the publisher. The views and data expressed by columnists do not necessarily represent those of the publication.

//EDITOR’S NOTE

Buying made easy Three simple steps

S

SUSAN LEGGE

EDITOR-IN-CHIEF Wall2Wall Media

hopping for a home online is a great way to narrow your search, but there’s nothing like visiting the sites, sales offices and model suites to get down to the nitty-gritty. Before you venture out, here are some pointers: First, be clear on what you want and expect in a new home and in your builder. Remember, the range of prices in the new-home market generally reflects differences in location, features and home styles. If a builder’s pricing seems out of whack with others in the area, ask for an explanation. Higher prices could mean better quality materials, finishings, features and service. Make sure that the price you are paying reflects the quality you want.

Second, understand exactly what is included with the home you are buying and what is optional. Ask the sales representative to show you samples, and request a “spec” sheet that clearly lists what is included, as well as any upgrade options.

Third, evaluate any promises that have been made during your visit. Is the builder prepared to put them in writing? Hearsay comments should not be included as part of your evaluation process. Sit down with your sales representative, ask questions and discuss your Agreement of Purchase and Sale in detail – then take it to a lawyer before signing on the dotted line

Susan.Legge@wall2wallmedia.com Follow me on Twitter at Twitter.com/SusanLegge

RRSP deadline Fast approaching

M

DIANE DUFLOT

arch 3rd, the 2014 deadline for making RRSP contributions, is just around the corner. If you have yet to make your maximum contribution for 2013, don’t delay. RRSPs can be a boon to firsttime homebuyers, who can withdraw up to $25,000 tax exempt, thanks to the Home Buyers’ Plan (HBP). Although second-time homebuyers can make use of their RRSPs, the funds they withdraw are considered part of their annual income, so they will have to withdraw money carefully to avoid being bumped up to the next income bracket, and taxed accordingly. In “BMO’s fourth annual RRSP study,” published in this issue of New Home Guide, only

EDITOR Wall2Wall Media Daine.Duflot@wall2wallmedia.com Follow me on Twitter at Twitter.com/DianeDuflotW2W

12 METRO VANCOUVER NEW HOME GUIDE | FEBRUARY 7 - 21, 2014

one third of Canadians report that they usually contribute the maximum to their RRSPs, and Statistics Canada reports that the total unused portion of RRSPs will exceed $1 trillion by 2018.

Contribute what you can before this year’s deadline, and consider enrolling in a Continuous Savings Plan (CSP) to keep you on target for next year.

By making automatic deductions of a specified amount of money, a CSP can ensure that RRSP contributions remain a priority, helping increase overall savings. This is a win when it comes time to draw on your RRSPs, whether to invest in property or to retire.

Happy new home hunting!

BE THE

FIRST

EARLY

BIRD BONUS

PARK

196 ST

192 ST

194A ST

72 AVE

PARK

68 AVE

FEBRUARY 7 - 21, 2014 | METRO VANCOUVER NEW HOME GUIDE 13

//project profile

SilverStone Heights at Sechelt:

Exclusive Ocean View living is closer than you think!

“ Improve your point of view.”

» by janine mackie

Sparkling blue waters beckon paddlers to adventure. Children play along the shoreline skipping stones, while others admire beached driftwood. Under a gnarly arbutus tree a couple enjoys a picnic lunch as eagles soar overhead. Wonder whether these postcard views are authentic or the masterwork of Photoshop?

“I get asked that question a lot when people check out our website,” says Patrick Hobbs, sales and marketing manager of SilverStone Heights at Sechelt. “I can assure you, nothing is touched up.

These incredibly beautiful views are the backdrop of the Sunshine Coast’s most unprecedented ocean view residential community.”

Vancouver developer Greypointe Properties has big dreams for the 147-acre site which is positioned in West Sechelt, just two minutes from the downtown’s village atmosphere, recreation and aquatic centre, schools, waterfront parks and sun dappled beaches.

First to be released are 30 single-family homes on view lots overlooking the Georgia Strait. The three and four-bedroom homes with double car garages range from 1604 to 2616 sq.ft. with attractive preconstruction price tags from $479,900 to $599,900 including GST. On Saturday, February 22, 2014 doors open to the newest showhome, a two-level view home with the master bedroom on the main floor. One of the alternate plans is a detached bungalow, a great fit for active empty-nesters with an eye towards retirement.

14 metro vancouver new home guide | february 7 - 21, 2014

“We have been planning and designing the development for the past five years to assure we are creating a place where families can take full advantage of the West Coast lifestyle and enjoy spectacular views!” Patrick describes the scenic ferry trip from Horseshoe Bay to Langdale as a mere 40-minute crossing. “Many people don’t realize that when you come to the Sunshine Coast you don’t pay for the return ferry ride.”

Having the freedom to choose from three modern interior colour palettes gives homes a personal touch. Each is beautifully finished from floor to ceiling with granite counter tops, stainless steel appliances and shaker cabinetry in the kitchen, gas fireplaces and outdoor decks for entertaining. Master suites with spacious ensuites all have soaker tubs, separate showers and dual vanities adjacent to large walk in closets.

Showhomes are located at 5533 Peregrine Cr. & 6010 Cowrie St in Sechelt, now open Saturdays & Sundays 1 - 4pm and February 22, 2014 onwards 12 - 4pm Wednesday thru Sunday. Call 1-604-741-1877 to arrange your exclusive tour. Learn more at SilverStoneHeights.com.

SUNSHINE COAST E pm US y 1-4 HO nda EN & Su

OP day r tu Sa

The perfect combination of spacious living and incredible ocean views is waiting to be discovered at SilverStone Heights – an unprecedented collection of 30 beautiful three and four bedroom single family homes nestled in the heart of Sechelt.

PRICED FROM COWRIE ST

LE BARNAC

TEREDO ST

ST

SHOMCLIFFE AVE

COWRIE ST

$

479,900 PRICES INCLUDE GST

O ST TERED

PRE-CONSTRUCTION PRICING EVENT ON NOW! SALES CENTRE & SHOWHOME COMING JAN. 2014

SECURE YOUR HOME TODAY | Oceanview Realty

silverstoneheights.com

PATRICK HOBBS 604.741.1877

Developer reserves the right to modify or change plans, specifications, incentives, or prices without notice. Images and renderings are representative only. Prices include GST. E.& O.E.

116th Ave

SURREY / LANGLEY

d rR no ve os Gr

112nd Ave

104th Ave

SF ras er

104th Ave

Green Timbers Urban Forest Park

96th Ave

Tynehead Regional Park

Golden Ears Bridge

96th Ave

96 th Av B2 e

216th St

FR AS ER HW Y

B8

88th Ave

88th Ave Bear Creek Park

A10

Gl ov er Rd

Wa y

12 0th

St

108th Ave

A21

1a

A23

64th Ave

58TH AVE

A19

64th Ave

A14 A3 A6 A18 61A A24 A11 A7 A20 A2 A15

Clayton Heights 604-372-0400

A2. Panorama Station

5957 152nd 604-372-2275

A3. Ashbury Hill

14833 - 61st Ave. 604-953-1211

A4. Cadence

5909 184A Street 604-727-5478

A5. Clayton Heights 7310 - 191B Street 604-723-4497

A6. Madison

14356 63A Ave. 604-543-6262

A7. Brixton

144th & 60 Ave brixtontownhomes.com

56TH AVE

B1

B5

A8. The Links

7797 170 St. 778-574-2550

A9. Uptown Clayton Village 99

19525 73rd Ave. 778-574-0146

A10. The Rockwoods 16241 - 84th Ave 604-503-1188

A11. Fusion

13886 62Ave 778-578-9779

A12. Zen

196th & 66th Ave. 604-247-2639 ext 262

A13. Sun 72

195th & 72nd Ave. 604-575-8806

A14. E ton

14888 - 62nd Ave. 604-953-0833

16 METRO VANCOUVER NEW HOME GUIDE | FEBRUARY 7 - 21, 2014

240th St

232rd St

216th St

208th St

A12 LANGLEY BYPAS S

56TH AVE

GEORGE B LVD

A1. Dawson + Sawyer Creekside

10

B4

A4

G

SURREY

Serpentine Fen Nature Reserve

A22

60th Ave

KI N

10

A9 A13

RD

176TH ST

A17 99a

A16

A5

G LO VE R

A1 72nd Ave

200th St

A8

72nd Ave

Watershed Park

192nd St

188th St

168th St

160th St

144th St

152nd St

80th Ave

128th St

112th St

120th St

80th Ave

Gra de Rd

A15. Highlands at Sullivan Ridge 6085 - 146 St. 778-565-7768

A16. Enclave at Boundry Park 12775 63 Ave. 604-657-3709

A22. Salix

6477 196th Street 604-530-0054

A23. The Grove 68th Ave. & 194 St. 604-533-6968

A24. Blackberry Walk 14271 60th Ave. 604-501-6119

A17. Redwood

redwoodtownhomes.com 604-503-6929

A18. Canvas

6350 142 St. 604-598-8873

A19. One 92

6685 192nd St. 604-576-1772

A20. Panorama Woods 6123 138th Street 778-593-9954

A21. Silverwood

84th Ave. & 164th St. 604-953-0288

B3

FRA SER HW Y

48th Ave

LANGLEY B1.

Winchester Estates 40th Ave 21867 50th Ave 604-533-1886

B2. McBride Station Mavis Ave & McBbride St. 604-533-0881

B3. Radius 4921 223B St.

604-427-4050

B4. Virtue 2 00 & 68th Ave. 604-534-6800

B5. Marquee 1 9752 55A Ave. 604-427-3550

NEW RELEASE COMING SOON 2 BEDROOM PLUS DEN TOWNHOMES OUR MOST POPULAR PLAN

THERE IS NOTHING ELSE LIKE IT IN FLEETWOOD Rockwoods offers premium-quality contemporary townhomes in a master-planned, family-friendly community with all of the amenities including a clubhouse with over 4,500 sf of indoor and outdoor space for both kids and adults to play. Rockwoods truly is Fleetwood’s best value.

2 BEDROOM PLUS DEN, 3 BEDROOM AND 4 BEDROOM HOMES FROM UNDER $300,000*

PHASE 2 COMING SOON · REGISTER NOW OR CALL TODAY

*Prices, promotions, availability & specifications are subject to change without notice. E.&.O.E.

AS E

R

84 AVE

HW Y

164 ST

SALES CENTRE REOPENING FEBRUARY 1ST 2014

FR

156 ST

MOVE IN SPRING 2014

rockwoodsliving.com 604 503 1188

//cover story

The Rockwoods

A New View on Fleetwood » by susan m boyce

W

ondering if a really good thing can actually get better? Well if that question encompasses The Rockwoods in Surrey’s popular Fleetwood neighbourhood, the answer is a resounding “yes!”

“Our initial phase was a fantastic success and is completely sold out, so for this new release we’re offering more of our most popular floorplan — a two-bedroom and den that starts at just $299,900,” says Peter Edmonds, Anthem’s director of marketing.

“When people see these homes, they recognize the combination of value and quality and they make the decision to buy — it’s just that straightforward.”

The design for this plan, he explains, has been refined and improved until it perfectly

18

balances great looks with functionality. “It’s all in the details. Things like having a groundfloor den and full bath — great for when you want to jump into the shower after a run or as a cozy, private retreat for guests or a mother-inlaw who visits frequently to help look after the kids. And let’s face it, everyone needs additional storage for seasonal items, so there’s extra space in the garage.”

Upstairs too, there’s a thoughtful attention to how these homes will function day-to-day. The kitchen is open and connected, yet there’s still a pleasing sense of

separation for when some serious cooking or meal prep is underway. “This plan also offers an optional centre island with storage for your bar stools — great for causal dining or just hanging out as a family,” Peter says.

This second phase also offers three- and four-bedroom homes that Peter notes are as perfect for the savvy downsizer as for growing families. “Parents appreciate the fact there’s an elementary school within walking distance — no busy streets to cross either.

Downsizers like the extra space and quiet Fleetwood location.”

No wonder The Rockwoods is a finalist in this year’s prestigious Georgie Awards for BC’s Best Townhome Community.

Anthem Properties | The Rockwoods

Urban Style Inside, The Rockwoods’ commitment to great value continues: granite counters, stainless steel Whirlpool appliances including double-door fridges with bottommount freezers, eco-friendly wood laminate flooring and soft-close cabinets. Corner suites include an elongated kitchen island — some of them over nine feet long — that’s fantastic for entertaining, prepping food while chatting with your guests or keeping an eye on your kids’ homework time while you’re making dinner. In other words, this is family living at its finest.

Community Focus In fact, over 40 families already call The Rockwoods home, and all it takes is a casual stroll along the street to sense the distinctive neighbourhood ambiance that’s evolving.

Neighbours wave and pause to chat, impromptu games of street hockey are an everyday occurrence and the outdoor playground attracts kids of all ages.

Then there’s The Rockwoods’ clubhouse — the community’s 4,500-sq.-ft. social hub.

“It’s amazing how much this amenity gets used,” Peter says. Here’s just a hint: a Halloween pumpkin-carving contest for the kids, community barbeque/potlucks on the spacious outdoor lounging deck, birthday parties and sports nights. Plus, on any given day, you’ll find fitness enthusiasts working out in the state-of-the-art gym — a sunny, open space with floor-to-ceiling glass on three sides.

When you’re ready to explore further

“ Parents appreciate the fact there’s an elementary school within walking distance — no busy streets to cross either.”

Peter Edmonds afield, Fleetwood puts you close to everything. Fresh Street Market, Safeway and a future Farmer’s Market are just down the street along with coffee shops, shopping and services. Three elementary schools and Fleetwood Park Secondary are within walking distance plus Kwantlen University and the Surrey Campus of SFU are also nearby. Oh, and don’t forget you’ve got a choice of three golf courses and two of Surrey’s largest recreation centres including the Surrey Sports and Leisure Centre just minutes away.

Don’t Miss Out When complete, The Rockwoods will be a community of 166 townhomes ranging from 1,189 to 1,516 sq. ft. Two plus den, threebedroom and four-bedroom homes with prices starting from under $300,000. Presentation centre and three display homes now open noon to 5 p.m. daily except Fridays at 1 – 8473 – 163rd St. in Surrey’s Fleetwood neighbourhood. The Phase Two Grand Relaunch takes place at noon sharp on February 8th, 2014. For more information visit rockwoodsliving.com or call 604.503.1188. february 7 - 21, 2014 | metro vancouver new home guide 19

SURREY/LANGLEY

virtue - FULL PAGE ad FEB OL.indd 1

1/29/2014 2:57GUIDE PM 21 FEBRUARY 7 - 21, 2014 | METRO VANCOUVER NEW HOME

//legal angle

Build Your House Hunting Team » by neil mangan, jd

Neil Mangan, JD,

was born and raised in Vancouver, BC, where he leads the strata property practice group at Bell Alliance, Lawyers & Notaries Public (www.bellalliance.ca).

Neil publishes the free online Strata Law Guide (www.stratalaw.ca) and is editor of The Condominium Manual: A Comprehensive Guide to Strata Law in British Columbia (www.condomanual.ca).

When shopping for your new home, it pays to build a great team around you. If you are like most people, your home is your single biggest investment and the lynchpin of your saving and retirement plans.

All too often, I see people being penny wise and pound-foolish by choosing not to work with qualified professionals. Today, technology allows many professionals to deliver surprisingly affordable services and it isn’t uncommon for professional advice to result in immediate savings.

By building your team of trusted professionals, you can limit your risk and save money by taking advantage of opportunities that professional advisors may be able to identify for you. Your house-hunting team should consist of the following:

The Real Estate Council of British Columbia is the agency established by the provincial government to protect the public interest, administer licensing requirements and enforce professional conduct rules and standards. When a person obtains their real estate license, they are called a licensee.

To call him or herself a Realtor, a licensee must be a member of the Canadian Real Estate Association. Normally, licensees do this by joining their local real estate board. Realtors must also adhere to the ethical standards contained in the Realtor Code.

When looking for a Realtor, ask lots of questions and make sure that they have experience working in your target neighborhood with the type of home you are looking for.

mendation, I always suggest that people work with a lawyer whenever possible.

In addition to the mechanics of transferring money and title, a real estate lawyer can provide you with timely legal advice. A lawyer will also be able to pursue and represent your interests should an unexpected problem arise with your purchase.

Working with a real estate lawyer is also an opportunity for you to establish a relationship with a lawyer that can last for many years.

In my practice, I meet many clients for the first time when they purchase their first home. It isn’t unusual to receive a call months or years down the road when a parent passes away, a new business venture takes off or a dispute arises. Timely, trusted legal advice can keep things on track.

An Accountant

How to Choose

An experienced Realtor

Whether you are a first time homebuyer, upsizing, downsizing or purchasing real estate as an investment, an accountant can help you find tax efficient ways to structure your investments. Accountants can also help you establish a realistic house-hunting budget that fits your lifestyle and your goals.

A Real Estate Law yer

In British Columbia, you will need to work with a lawyer or a notary public to purchase your home. Although I am biased in my recom22 metro vancouver new home guide | february 7 - 21, 2014

When working with a professional, you need trust their guidance and feel comfortable enough to ask questions and communicate your concerns. Find professionals that you can relate to. Look for people that are part of your community. Develop relationships built on respect.

Don’t go it alone. Build your team and step into your future with confidence.

679,900

SURREY/LANGLEY

L

0 00 S 0, DE NLY O $2 T RA IME ES PG ED T U IMIT

80 AVE 200 ST

192 ST

176 ST

19525 73rd avenue

73 AVE 195 ST

72 AVE

Presentation Center Open Daily 12-5PM (Except Fridays)

This is not an offering for sale. Any such offering must be made with a disclosure statement. Prices are subject to change. E.&.O.E.

24 METRO VANCOUVER NEW HOME GUIDE | FEBRUARY 7 - 21, 2014

SURREY/LANGLEY

ENCLAVE AT BOUNDARY PARK

288 ENCLAVE HOME GUIDE 2-OL.indd 1

2013-12-19 8:28 PM 25 FEBRUARY 7 - 21, 2014 | METRO VANCOUVER NEW HOME GUIDE

SURREY/LANGLEY

26 METRO VANCOUVER NEW HOME GUIDE | FEBRUARY 7 - 21, 2014

//MORTGAGE 101

SUPERSIZE YOUR

Mortgage payments According to a recent RBC Home Ownership survey, 65 per cent of Canadian homeowners are worried about mortgage rate increases, and 56 per cent admit that their mortgage is higher than they expected. “Flexible payment options can help take some of the guesswork out of interest rates increases,” says Marcia Moffat, RBC head of home equity financing. “Speaking with a mortgage specialist and making a few simple changes can help you save thousands on interest costs as well as take years off your mortgage.”

Here are a couple of tips to help you pay off your mortgage even faster. » Make annual mortgage payments on the principle. Many mortgages allow you to make a lump sum payment once every 12 months or at renewal time, which is applied directly to the principal. If you come into a large sum of money through an inheritance or bonus, consider making a prepayment, which can shave years off your mortgage. » If you double up your payments once per year for 25 years, on a $250,000, 25-year mortgage at five per cent interest, you can save more than $30,000 and shave 3.5 years off your amortization term. » Switch to a bi-weekly mortgage payment schedule. Changing to an accelerated bi-weekly payment can be an easy adjustment that will help you save on mortgage interest. The bi-weekly accelerated payment works to help you pay down your mortgage faster as you actually end up making 26 bi-weekly payments a year versus 12 monthly payments. Th is adds up to one extra monthly payment every year.

For more information, visit rbcroyalbank.com 28 METRO VANCOUVER NEW HOME GUIDE | FEBRUARY 7 - 21, 2014

Unlock the power of mortgage pre-approval So, you’ve decided to take the plunge into home ownership and start searching for your fi rst home? Make sure you have your fi nancing in order before you start your search.

“Having a mortgage pre-approval is a critical component of buying a home, particularly for younger homebuyers,” says Marcia Moffat, RBC head of home equity fi nancing. “It presents you as a serious purchaser to both realtors and sellers.”

Pre-approvals have no obligation and help lock in your interest rate. It also clarifies your budget and sets your expectations accordingly so you’re not wasting your time viewing houses that are beyond your budget.

With a pre-approved mortgage you will know what you can afford right away. On top of the pre-approval amount, consider your lifestyle preferences and how future cost increases may impact your payment comfort zone.

//industry insider

The most important room

in your home » by bob de wit

Bob de Wit

is the Chief Executive Officer of the Greater Vancouver Home Builders’ Association (GVHBA: www.gvhba. org). GVHBA is the voice of the residential construction industry in Metro Vancouver, helping consumers buy, build or renovate their homes.

Bob has a passion for entrepreneurship and homeownership and brings those interests to his leadership role at GVHBA.

Recently I was reading about an Australian poll of homeowners that identified the kitchen as the favourite room in the homes of the majority of respondents. Forget the comfy couch, fine art or big screen TV: the natural heart of a home; both functionally and emotionally is the kitchen, the ‘soul’ of the house, if you will. It’s the place where people eat, meet and greet.

This is reflected in the design of new homes in the last few years, where kitchens are the focal point of typically open floorplans, and are equipped with state-of-the art equipment and visually appealing cabinetry, countertops, lighting and flooring.

By now, like me, you might be wondering whether your kitchen has soul and if not, what to do about it. To find out the latest trends in kitchen design I called GVHBA member Sarah Gallop, Chief Designer at Sarah Gallop Design Inc., an award winning interior design firm. According to Sarah, “A large portion of my clients place the largest focus on the kitchen design, it is really the heart and soul for most homes; also, home owners and investors know how important an attractive kitchen is to resale value.” If you are looking to build, buy or renovate your kitchen – check out Sarah’s top kitchen trends for 2014: Light and Bright: A lot of homeowners are craving a light

and bright kitchen. It’s a clean fresh look and can be modified in style for a traditional or modern home

The BIG Island: The kitchen is the heart of the home and the demand for kitchen islands is holding strong. It’s a space for family and guest to gather around, so the bigger the better!

Slab Backsplashes: They are appearing more and more,

often in the same material as the countertop. Nice clean look and easy for cleaning with no grout lines.

30 metro vancouver new home guide | february 7 - 21, 2014

Specialty Finishes: White, black,

brass, oiled rubbed bronze and matte nickel are all appearing in fixtures and hardware.

Furniture-looking Millwork:

Built-in pieces and islands that have a furniture appearance are appearing more and more in kitchen design such as fridges that are integrated into the cabinetry.

Granite is so 2005: Quartz has stolen the counter crown. It’s non porous and doesn’t require sealing so it is way easier to maintain. There are lots of different brands on the market that provide a high-quality product such as Caesarstone, Silestone, Cambria and Pental to name a few.

Durability: People live busy lives and don’t want to be slaves to their beautiful homes, so consider durable easy care materials for your counters, flooring, backsplash, etc.

Yes, the kitchen has become an important element of a home’s value, especially on the resale market. As a result, it is important to design a kitchen that appeals to buyers not only on a functional level, but also on an aesthetic level. To learn more or to find a registered professional to help guide your design ambitions, check out: www.gvhba.org

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*Pricing and promotion subject to restrictions. Yard is not an actual representation of the yards at Latitude. Sales by disclosure statement only, E&OE. Latitude Homes are developed, marketed and sold by Porte Development.

32 METRO VANCOUVER NEW HOME GUIDE | FEBRUARY 7 - 21, 2014

SURREY/LANGLEY

Panorama Townhomes starting from $289,900!* Spacious 2 bedroom and den homes with only 5% down.

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FEBRUARY 7 - 21, 2014 | METRO VANCOUVER NEW HOME GUIDE 33

SURREY/LANGLEY

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34 METRO VANCOUVER NEW HOME GUIDE | FEBRUARY 7 - 21, 2014

SURREY/LANGLEY

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Panorama neighbourhood

HW Y 10

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FEBRUARY 7 - 21, 2014 | METRO VANCOUVER NEW HOME GUIDE 35

//QUICK TIPS

Tidy Up! » by HELLEN BUTTIGIEG

HELLEN BUTTIGIEG

Hellen Buttigieg, CPO, is a Certified Professional Organizer, life coach, TV host and owner of We Organize U. Visit her website, WeOrganizeU. com, for a free e-Book on how to find more time, energy and inner peace.

Contact Hellen at info@WeOrganizeU.com

How to keep the Home tidy - in just a few minutes a day. There are two tricks you can use to keep your home neat with little effort: Scan and Grab: Any time you leave one room, scan it quickly to see if there’s anything that belongs in the room that you are going to (or along the way). Keep a basket at the bottom of the stairs and any time you come across something that belongs on the second floor, toss it in. At the end of the day, grab the basket on your way up. Deposit the items in the rooms where they belong right away (or first thing in the morning if you’re too tired). Be sure to take the basket back downstairs on your way down the next day. The key is to get into the habit of doing this daily so the basket doesn’t get too full, otherwise it becomes too time consuming to put everything away.

DO IT NOW AND SAV E TIME

Delaying tasks actually creates more work and wastes time. Fold or hang your clothes immediately after the dryer cycle is complete and you will spend less (or no) time ironing.

Load the dishwasher (or wash the dishes) as soon as you’re done eating and you’ll spend less time rinsing, scraping and scrubbing.

36

SMART STOR AGE

You’ve probably heard the term ‘a place for everything and everything in its place’. This is so true, but it’s only part of the solution. The second half of this wisdom is to keep things in a logical position. For example, keep keys by the exit door, coffee and filters in the cupboard above the coffee maker, and magazines in a basket beside the chair where you do most of your reading. Not only will this make it easier to find what you need quickly, it will also cut down on steps and save you time. Next time you are trying to find a home for something, instead of asking ‘where should I put it’, ask ‘where would I use it’.

604.427.4050

50 AVENUE

FRA

SER

H IG H

WAY

224 STREET

222

ST R

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EET

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184th St

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152nd St

WY

Serpentine Fen Nature Reserve

SOUTH SURREY / WHITE ROCK 40th Ave

d tR cen s e Cr

99a

99

32nd Ave

140th St

160th St

148th St

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2

24th Ave

13

5

Y

16th Ave

9

24th Ave

W

16th Ave

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H GE OR GE

20th Ave

10

8

G KIN

South Surrey Athletic Park

11

6

Ma rine Dr

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184th St

24th Ave

3

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Sunnyside Acres Urban Forest Park

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FEBRUARY 7 - 21, 2014 | METRO VANCOUVER NEW HOME GUIDE 39

Finally... a townhome with more cowbell

ON THE COURSE

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//project profile

elevate your expectations at

Dawson + Sawyer On The Course

Exclusive Golf Course Townhomes in South Surrey combine urban chic and rural charm

Lying on the Peace Portal Golf Course and surrounded by an old growth park is where you’ll discover one of South Surrey’s most exciting new enclaves.

Dawson + Sawyer On The Course features a selection of 26 sophisticated two, three and three bedroom plus flex townhomes in the heart of the quiet Summerfield residential neighbourhood. Prices range from the mid 300’s to the mid 800’s.

“Five homes back onto the fairway and the others are by an old growth forest; all have amazing backyards and great views,” says Kate Joyce, Dawson + Sawyer sales representative for the project.

Inspired by West coast architecture, Dawson + Sawyer On The Course offers timeless exterior beauty with real cedar shingles, gables, protruding bays, flower boxes and paver stone roads and walkways, making this a unique opportunity for buyers to get in on a collection of finely crafted homes.

These large, contemporary, open-concept homes, range rom 1,288 sq. ft. to 2,877 sq. ft. and feature wide-plank laminate hardwood flooring throughout, oversized windows to let in lots of natural sunlight, over-height ceilings, as well as beautiful private fenced backyards and generous decks to enjoy the sunsets and views. For the gardener in the family, there are community garden plots for herbs and vegetables.

The kitchen is a dream come true for foodies and aspiring chefs.

Each well-appointed kitchen is oversized — perfect for entertaining guests. The open-island gourmet kitchens include Shaker-style or two-tone flat-panel cabinetry with designer stainless-steel hardware and soft-close doors, modern ceramic tile backsplash, imported quartz 44 metro vancouver new home guide | february 7 - 21, 2014

countertops and a high-end Kitchen Aid stainless-steel appliance package and gas ranges.

Bathrooms are equally impressive, with floating vanities that have optional undervanity lighting, imported stain- and scratch-resistant quartz countertops, deep soaker tubs, large showers with ceramic tile surrounds and oversized mirrors.

“Careful space planning utilizes every inch, allowing for optimal placement of your gear,” says Joyce. “Several of our homes have side-by-side double garages.”

Many prospective buyers will be pleasantly surprised by some of the higherend finishing that come standard in all of the homes at Dawson + Sawyer On the Course.

At Dawson + Sawyer On The Course every detail has been carefully planned to offer superior, affordable living spaces. This is a rare opportunity to be part of a scenic and vibrant neighbourhood on the third fairway of the Peace Portal Golf Course and backing onto an old growth west coast park, minutes away from walking trials, great schools, shopping, culture and entertainment. In addition, the location is close to transit and the U.S. border crossing.

“ Five homes back onto the fairway and the others are by an old growth forest; all have amazing backyards and great views.”

Built by family-owned Dawson + Sawyer — a respected and trusted builder with more than 40 years of creating livable masterplanned communities in Surrey — you can rest assured that your new home is not only beautiful, but built to last decades.

The Grand Opening is Saturday, Feb. 8th; with occupancies available in the spring of 2014. Dawson + Sawyer On The Course is located at 253 171st Street, South Surrey. For more information or to register, call 604-385-0111, email onthecourse@dawsonsawyer.ca or visit www.dawsonsawyer.ca.

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//designer advice

Trend watch

2014 » by Yanic Simard

Photography by Brandon Barre

It’s already 2014, and time to take fresh inspiration from the new trends the year will bring. Although it never pays to cling to trends too closely, they can be a great source of ideas that will add a little life when you find your space suffering from the wintertime blahs. Here’s my suggestion of five furniture trends to watch, that you can count on sticking around longer than a year.

Miniature vs Oversized Small space aficionados know that “condo-sized” furniture is no new invention. I’ve often said “go big or go home!” – or maybe “go big and go home!” – but lately people are also going the opposite route, and choosing a size extra small. Rather than compromising on versions of favourite furnishings shrunk slightly to fit into a compact floorplan, choose statement pieces - big or small - that will bring full satisfaction.

46 metro vancouver new home guide | february 7 - 21, 2014

How to do it » For the ultimate seating plan, fit in the largest sofa you can (for when one or two people are lounging comfortably) and add European-sized compact seats as side chairs to fit in the maximum number of guests during get-togethers. » Miniature chairs in particular are a trend - even beyond the usual 18-in. seat. Petite accent chairs (child sized or even smaller) are charming conversation pieces nestled up to a coffee table, and can be used as occasional side tables when you need to rest a book or beverage.

Rugs Over the past few seasons, we’ve really seen the return of the area rug, and now the magic carpet has officially landed. In a condo space with hard floors, area rugs of all shapes and sizes are an excellent way to bring warmth, colour, and a feeling of home, even in the most modernist schemes – they look excellent paired with traditional furnishings or contrasted against sleek minimal forms. The timeless Persian rug especially brings a heritage appeal, although contemporary rugs come in endless patterns and prints to suit any taste.

How to do it » For a living area, choose a rug large enough to tuck under furniture legs. Add a runner (a skinny rectangle) in a kitchen or hallway, or a large rug to any room for the feeling of carpeting (leaving approximately a 12-in. border around the room). » The inky tones in classic traditional rugs are neutral enough to blend into most schemes.

For an already neutral space, consider this an opportunity to add some colour – you can roll the rug away or move it to a new room between seasons for a little change up.

tuFting Button-tufting is a style invented for practical reasons: the buttons which hold a fabric to its backing (on a chair, headboard – anything upholstered) help keep stuffi ng in place by creating square or diamond shaped pockets. The traditional look has lasted through centuries, and for 2014 it will be popular for modern settings as well. The geometric forms created by tufting can enrich the look of even the most streamlined sofa, and can be achieved without buttons for a more subtle quilted effect.

How to do it » A tufted leather sofa is a must-have investment piece, for a look that speaks to luxury but is also practical – the material will hold up to wear and be easy to maintain. Visit Zilli home to see their current selections. » Quilting isn’t just for pieces you sit on. It can also dress a cabinet front for a private club appeal – check out the Brick 69 storage unit available via Quasi Modo.

OrigaMi People have been developing a fascination with facets, and this love of all things angular is leading to a rise in the ancient art of Origami as an inspiration for complex bent forms in various areas of design. Like with tufting, the angles break up a material for visual interest and allow light to catch the item in different ways, adding the subtle drama that contemporary spaces were missing in years past.

How to do it » Table bases are an easily overlooked detail that can benefit from a more fun form. I recently found this chunky golden nugget of

Photographs courtesy of Elte

a side table to make a simple statement in a client’s home – order yours from boutiques like L’Atelier. » Origami also makes for great art, brought to a large scale and in new materials.

PLastic For the most future-forward look, it’s hard to beat the appeal of plastic.

With people once again celebrating colour, the vivid tones of translucent materials like acrylic and polycarbonate will be the ultimate source of a hue infusion. Semi-transparent materials work best grouped together (so their colours overlap and intermingle) or near a light source that will shine through and spread the colour love around.

How to do it » For a quick addition, a few floating shelves can brighten up a wall – you might not even want to bother finding anything to put on them. » To really make a synthetic statement, try a transparent coffee table or nightstand. A piece like this visually floats to keep an airy look while adding a shock of colour that defines a furniture grouping.

Yanic Simard

is the Design Editor of New Condo Guide and principal designer of the Toronto Interior Design Group. Specializing in residential and commercial projects, Yanic often applies his signature high/low and old/new combination design techniques in developing unique interiors. Simard has appeared as a regular guest expert on Citytv’s CityLine. For more information visit tidg.ca

february 7 - 21, 2014 | metro vancouver new home guide 47

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FEBRUARY 7 - 21, 2014 | METRO VANCOUVER NEW HOME GUIDE 49

SOUTH SURREY/WHITE ROCK

50 METRO VANCOUVER NEW HOME GUIDE | FEBRUARY 7 - 21, 2014

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FEBRUARY 7 - 21, 2014 | METRO VANCOUVER NEW HOME GUIDE 51

//mortgage intelligence

mortgage options

8 tips to review before you renew » by michelle malcolm-francis

When it’s time to renew your mortgage, a little review could help put thousands of dollars in your pocket and bring you a step closer to being mortgage free. Too often,

Canadians receive their renewal notice and sign on the dotted line without weighing their options. Don’t be swayed by the convenience of this route. By doing your homework, you can bring yourself one step closer to mortgage freedom.

52 metro vancouver new home guide | february 7 - 21, 2014

Chances are your circumstances have changed from when you obtained your first mortgage. Whether it’s a change in job or family situation, mortgage renewal time is a great opportunity to re-evaluate your needs and the mortgage that works best for you. In most cases, when you renew your mortgage, you are simply starting the mortgage from scratch. The existing mortgage is closed and a new mortgage with new terms and rates is set up.

Typically, the process starts when your lender sends you a mortgage renewal statement about 30 to 45 days before your current mortgage matures. At that point, you will have to make an important decision about your future mortgage.

Will it be based on signing the renewal notice and returning it to your financial institution, no questions asked, or will you take the time to meet with your lender face-to-face? If you make the wrong choice it could be a costly mistake.

Since most lenders want to keep your business, meeting with them could help you secure a reduced interest rate and better term. The renewal letter from your lender may not give you the best rates available. In fact, these are often higher than the lender’s lowest rate. Negotiating a rate and other privileges can strengthen your financial position. If your lender is not willing to do this, you are not obliged to renew your mortgage with them.

8 Tips to review before you renew 01 Pay down as much as you can afford on the existing

mortgage before signing the new deal. This can save you a lot of interest over the life of the mortgage.

02 Banks are often willing to negotiate rates and terms, but are restricted by the products they have. On the other hand, mortgage brokers deal directly with the mortgage underwriting department from most financial institutions and can look for the lowest interest rate on your behalf.

Making more money? Try shortening the term of the mortgage by paying bigger lump sums each month. This strategy not only cuts the repayment period, it also saves you interest in the long term and pays down your mortgage faster.

03 The new mortgage should be tailored to your specific needs and not to the latest headline news. Interest rates can rise and fall like a roller-coaster and are hard to predict over long terms.

04 If the renewal rate is lower than your previous rate and you are still comfortable with making these payments, keep the payments the same at the lower rate.

By doing this, you will reduce the amortization period of your mortgage.

05 There are a variety of mortgage types available for homeowners and choosing the right one can be confusing. Lenders will offer you terms ranging from short-term open to longer-term closed and locked-in rates. If you plan to sell your home soon, a short-term mortgage or one with flexible terms will help you avoid penalty charges if you plan to get out before the mortgage comes to an end.

Tip ›› Making more money? Try shortening the term of the mortgage by

paying bigger lump sums each month. Th is strategy not only cuts the repayment period, it also saves you interest in the long term and pays down your mortgage faster. Although it increases your monthly mortgage payment and raises your monthly expenses, it’s a great option for those who are fi nancially sound, planning an extended leave or working toward early retirement. ›› Apart from making larger payments, you can also change the frequency of your mortgage payment from monthly to biweekly or weekly installments, which will save you a bundle in the long run. ›› If your budget is tight, choosing a long-term mortgage with a lower, fi xed-interest rate may be a better option. A three-, four- or five-year term is considered a long-term mortgage. And even though the rates are higher than a short-term mortgage, it can help you manage your budget accordingly.

06 You can increase or decrease the amortization period of your mortgage, which can range up to 25 years. If you are looking to minimize your monthly payment, a longer repayment period is perfect. If you are looking to pay off your mortgage faster, a shorter amortization period is the way to go.

07 Renovations are a great way to increase the value of your home, but these projects are usually expensive. You can make this type of project affordable by adding a line of credit to your mortgage, using existing equity or keeping your mortgage payments low.

08 Refi nancing your mortgage is

something you may want to consider during mortgage renewal time.

Refi nancing frees up cash you may need for the unexpected. If you choose to refi nance, you must pay out the mortgage in full and arrange a new mortgage with the same or a new lender. However, you will be expected to pay extra fees such as appraisal, legal and other costs, as it is considered a brand-new mortgage.

Becoming mortgage-free requires some planning. Taking a fresh look at your future and staying on top of your renewals will not only help you get the best deal, it will also help you enjoy the benefits of home ownership sooner.

RICHMOND / DELTA / LADNER / TSAWWASSEN Vancouver International Airport (YVR)

Rive r Dr

ay chie W Grant McCona

No 4 Rd

Richmond Centre

A2

No 6 Rd

Blundell Rd

Fr

No 5 Rd

No 4 Rd

No 3 Rd

Gilbert Rd

No 2 Rd

Williams Rd South Arm Park

56 St Coast Tsawwassen Inn

A1. Remy

W AY L RD E

NO

41st B St

A2. Saffron

TSAWWASSEN B1. Tsawwassen Shores 604-943-6677

#101 - 8600 Park Rd. 604-270-2482

28th Ave

54 METRO VANCOUVER NEW HOME GUIDE | FEBRUARY 7 - 21, 2014

17

English Bluff Rd

56th St

4133 Stolberg St. 604-279-8866

Gr ov eR oa d

Dr Arthur

113 St

RICHMOND

Boundary Bay Regional Park

Be ac h

Cemetery

48th Ave

47th A Ave 47 e

Way son Jack

8A Ave

W r Rd Rive

56 St

8A Ave South Delta Park

74 Ave

62nd B St

BU

17

55 St

75A Ave

53A St

119A St

75 Ave 115 St

r

72 AVE

Chalmers Park

116 St

Monroe Dr

Dr

D ore rym Bar

on ica

Delta Nature Reserve

Beach Grove Golf Course

12 Ave

12 Ave

78B Ave

112 St

M

80 Ave

53A St

82 Ave

80 Ave Mackie Park

52 St

84 Ave

SCOTT RD

North Delta Park

Blv d

r

Grauer Park

53rd St

RD R

18 Ave 55 St

Tsawwassen Golf Club

118 St Rd English Bluff

Y

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No 3 Rd

52 St

116 St

17 90 Ave Splashdown Park

112 ST

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B1

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91

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99

96 Ave

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Steveston Hwy

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91

Westminster Hwy

Francis Rd

Railway Ave

No 1 Rd

RICHMOND HWY

Steveston Hwy

Garry Point Park

Cambie Rd

Granville Ave

Blundell Rd

Francis Rd

No 6 Rd

A1

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//finances

Coming clean Âť by Gail Vaz-Oxlade

58

Now it’s time to ‘fess up. Yup. If you’ve been putting it off, you can do so no longer. If you aren’t prepared to talk about

your money, about the mistakes that you’ve made, about your successes, about your dreams for the future and your hopes for your life together, then call it off NOW! Still getting married? Okay, gather up all your financial papers, grab a pad or notebook, pencils, a calculator and some file folders. As you do this, you might as well get your money organized, if you haven’t already done so. (Gail’s 12 Steps to Getting Financially Organized.)

What You Have Get out your latest statements (or if you’re planning to do this, save your next statements) for your: • chequing account(s) • savings account(s) • investments (GICs, term deposits, mutual funds, brokerage account) • pension (corporate, RRSP) • equity in any property (the value of the property less the mortgage amount) • ownership in a business

• a ny other property you may have an interest in (like a family cottage) If you’re just starting out financially, you may only have one or two pieces of paper to work with. Lucky you. If you’ve already established yourself financially, you may have scads of paper.

List the financial institution(s) and your balance(s) for each of the statements you’ve gathered.

What You Owe Now it’s time to look at your debt, if you have any.

Gather up your most recent statements for your: • credit cards, including store cards and gas cards • line(s) of credit • loans, including car loans, student loans • mortgage • buy-now-pay-later purchases • pay advance loans • taxes (your last year’s tax return) Again, list each company to whom you owe money, your balances, and the interest rate you’re paying. If you have an account that’s in overdraft, you’d put the overdraft amount on this list.

Other Financial Stuff Next, make a note of the following: • How much do you earn gross and net? What benefits do you have where you work? Whose job will take priority (if, for example, you have to move for a career opportunity)?

Gail Vaz-Oxlade

is the host of Til Debt Do Us Part and author of Debt Free Forever and blogs daily at www.gailvazoxlade.com.

Follow Gail on Twitter at Twitter.com/GailVazOxlade

...continued on page 60 59

//finances...continued • Do you own a car (or other vehicle)?

How old is it? When will you likely need to replace it?

• If you didn’t do it before because you didn’t owe the tax man any money, find a copy of last year’s tax return now.

• Do you have any insurance (through work, or that you bought)? Who is it with? What’s it for (life, disability, medical, critical illness)? What’s the insurance benefit? Who is the beneficiary? Will you be changing the beneficiary once you marry?

• Do you have a will and powers of attorney?

(Once you wed you have to remake your will if you already have one.)

• Get a copy of your credit report so you can see how you look to lenders. The worse your credit history, the more you’ll pay in interest since you’re a higher credit risk.

• How will we deal with interruptions in our income as they come (which they, undoubtedly will)? For example, if one of us loses a job? When we have children? If a family-member becomes ill? If we decide to continue our education?

• W hat other financial responsibilities do we each have (i.e., commitment to support a family member, child support or spousal support, aging parents, needy siblings and the like)?

Now that you’ve each sketched a picture on paper of your financial realities, it’s time to talk.

One of the first questions you’ll want to address is this: “Will we pay off debt before we get married?” If yes, then you have to make a plan for your debt repayment.

Decide how long you have till you’re getting married and then divide the amount you owe by the number of months until you tie the knot. It’s not perfect, but it’ll give you a good idea of how much you’ll have to shell out to dig yourself out of the hole before you plunge into wedlock.

If you decide to tackle the debt together once you’re married, how? Will it come from your current joint cash flow? Will one or both of you get a second job to pay down the debt?

60 metro vancouver new home guide | february 7 - 21, 2014

Don’t even think about having kids until you’ve paid off all your consumer debt. Since one or both of you will likely want to spend time at home with your Mini-me, you’ll have less income to live on. Maternity or parental leave isn’t a right. It’s a privilege. And one you exercise only if you can afford it. You won’t be able to make ends meet on less income if you’re still repaying stupid debt.

If one of you has a crappy credit history, what will (s)he do to fix it so when the time comes to buy a home (or a new car), there are no surprises? And no whopping interest cost.

If one of you is an on-again-off-again money manager, remember that if you have a joint account, any missteps going through that account will be reported on both your credit histories.

While money is the number-one way to mess up a perfectly good relationship, I have met couples for whom relationship issues lead to money problems. While you’re in questioning mode, why don’t you answer the following 12 questions too?

• How are we going to divide up the household chores?

• How much time will we spend at work, at home together, doing our own thing?

• W hat are our expectations about how we will spend our free time?

• Do you believe that we should be doing everything together?

• W hat role will religion/spirituality play in our lives together?

• Can we each pursue our own interests?

• Do you need time alone?

• W hat role will our families and friends play in our lives?

• W hat’s your philosophy on having/ raising children?

• How will having a child change the way we live?

• How would you feel if I want a night out with my friends?

• How will we make sure we have quality time together?

Now that you’ve come clean, you should be ready to move forward together without too many big surprises.

Marriage requires constant attention.

Just when you think everything is going smoothly, your significant other will say or do something that takes your breath away.

Know, also, that no matter how well paired you seem at first, as time goes by and you each change, you won’t be the person you were when you married and neither will (s) he. Give each other room, and revisit the questions you sense may have different answers. For while it may feel safer ignoring your differences, that’s a fool’s game. So communicate, don’t disintegrate.

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SS PA BY L HIL

PORT COQUITLAM

B1. Citadel Heights

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B2. Fremont Blue

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Ford Rd

Dewdney Trunk Rd

HW Y

Meadow Gardens Golf Course

Harris Rd

A4. The Reef

Kin gs wa yA ve

Dewdney Trunk Rd

RY MA

COQUITLAM A1. Burke Mountain Heightsr a s e r R i v e r

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Mariner Way

Daw es H ill Rd

B1

HW Y

Hammond Rd

Pitt Meadows Airport

Harris Rd

LOU GHE ED H WY

Mundy St

A ve ette Brun

LOUG HEED HW

Linton St

Gatensbury St

Blue Mountain St

Cla rk eR d North Rd

mal Dr

Austin Ave

LO UG HE ED

S Bonson Rd

Prairie Ave

Mundy Park

Dr

Cedar Dr

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Austin Ave

Como Lake Park

A2

A5

Coast Meridian Rd

HW

Como Lake Ave

ia or ct Vi

A4

The r

Smith Ave

A1

Ottawa St

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Dav id A ve

Johnson St

BA R N

David Ave He rita g eM Ioc oR ou Town d nta Centre in Lan Shoreline Park Bl sdo v Park d wn eD Pioneer r Memorial Rocky Point Inlet Park Park Park Coquitlam BARNET HWY Centre ST JOHNS ST Dewdney Trunk Rd

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Insertion: Feb. 7, 2014

//HOMEBUYERS’ HELP

Changing your address?

Plan ahead to make your move as smooth as possible, and to avoid forgetting something in the shuffle!

AS SOON AS POSSIBLE‌ notify family and friends,

companies and institutions that your address will be changing, either by phone or by mailing the change-ofaddress cards available at your local post office. The following checklist will serve as a convenient reminder: • Accountant

• Employer

• Attorney

• Dentist

• Alumni Association

• Family Doctor

• Banks

• Veterinarian

• Lending Institutions

• Insurance Companies

• Investment Companies • Revenue Canada • Stockbroker

• Credit Cards

• Frequent Flyer Program

• Magazine / Newspaper Subscriptions • Catalog Merchants

• Place of Worship

• Driver’s License

Paired homes that look and feel like a single family home, from $569,900

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A MISSION GROUP COMMUNITY This is not an offering for sale. Such an offering can only be made with a disclosure statement E.&O.E.

64 METRO VANCOUVER NEW HOME GUIDE | FEBRUARY 7 - 21, 2014

ad

Buying or building your own home?

Find out about your rights, obligations and information that can help you make a more informed purchasing decision.

Visit the B.C. government’s Homeowner Protection Office (HPO) website for free consumer information.

Consumer Protection for Homebuyers Services • New Homes Registry – find out if any home registered with the HPO: • can be legally offered for sale • has a policy of home warranty insurance • is built by a Licensed Residential Builder or an owner builder • Registry of Licensed Residential Builders

Resources • Residential Construction Performance Guide – know when to file a home warranty insurance claim • Buying a Home in British Columbia Guide • Guide to Home Warranty Insurance in British Columbia

www.hpo.bc.ca Toll-free: 1-800-407-7757 Email: hpo@hpo.bc.ca

• Maintenance Matters bulletins and videos • Subscribe to consumer protection publications

66 METRO VANCOUVER NEW HOME GUIDE | FEBRUARY 7 - 21, 2014

13-040 / final artwork New Home Guide position: best position possible insertion date: Feb 7, 2014

Full page NO bleeds: 7.25” wide x 9” deep CMYK, 300 dpi subject line:

Upload PDF to: http://wall2wallmedia.sharefile.com Login Email: clientBC@upload.ca Password: guest123 Send confirmation email to lan.do@wall2wallmedia.com

advertorial

This helpful, easy-to-use, online resource is available from the Homeowner Protection Office (HPO) website at www.hpo.bc.ca. Savvy homebuyers are using it to make more informed purchasing decisions.

New Homes Registry Keeps Homebuyers Informed The New Homes Registry provides free access to find out if a home has a policy of home warranty insurance and is built by a Licensed Residential Builder, or whether it’s built without home warranty insurance. Homebuyers can obtain valuable information such as the name and contact number of the warranty provider, the builder’s warranty number and whether an owner-built home can be legally offered for sale.

Every new home built for sale by a Licensed Residential Builder in British Columbia is protected by mandatory third-party home warranty insurance. Better known as 2-5-10 home warranty insurance, this coverage includes: two years on labour and materials, five years on the building envelope (including water penetration), and 10 years on the structure.

It’s the strongest system of construction defect insurance in Canada.

www.hpo.bc.ca Toll-free: 1-800-407-7757 Email: hpo@hpo.bc.ca

Visit the HPO website for free access to the New Homes Registry which is optimized for mobile devices.

13-040 / final artwork New Home Guide position: best possible insertion date: Feb 7, 2014

Full page NO bleeds: 7.25” wide x 9” deep CMYK, 300 dpi subject line:

FEBRUARY 7 - 21, 2014 | METRO VANCOUVER NEW HOME GUIDE 67

Upload PDF to: http://wall2wallmedia.sharefile.com Login Email: clientBC@upload.ca Password: guest123 Send confirmation email to lan.do@wall2wallmedia.com

BURNABY / NEW WESTMINSTER NEWWESTMINSTER

Barnet Marine Park

Un ivers ity Dr E ag lar di Wa y

Grey sto ne D r

G ag

Royal Oak Ave

Willingdon Ave

ay W

BOUNDARY RD

Burnaby Lake Regional Park

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St

Royal Oak Ave

Gilley Ave

Nelson Ave

Patterson Ave

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WA RD SON W AY

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Duncan St

Boundary Rd

BURNABY A2. Bloom

Sales Centre #101 - 618 Langside Ave. 604-939-8808

y Wa nt rwe De

A1

A3. Aviara

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68 METRO VANCOUVER NEW HOME GUIDE | FEBRUARY 7 - 21, 2014

Aug.17 2012

7.625”x1.625”

Ledingham McAllister

CMYK

NHBG Banner Ad Redesign

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Cla rke Rd

Squint Lake Park

North Rd

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Holdom Ave

Sperling Ave

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Central Park

68 Sixth Street 604-525-8980

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Burnaby Mountain Golf Course Broadway

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Burnaby Mountain Park

INL ET DR

Confederation Park

B1e v lA ya Ro

BURNABY/NEW WESTMINSTER

8

FEBRUARY 7 - 21, 2014 | METRO VANCOUVER NEW HOME GUIDE 69

Victoria Dr

HW Y

Ottawa St

Coast Meridian Rd

e

Cedar Dr

Ave

PITT MEADOWS / MAPLE RIDGE

Dominion Ave

ve

3

r Rd Rive

116th

Derby Reach Regional Park

240th St

207th St

Ave

Way aka Kan

4

110th Ave

2

108th Ave

Y HW

MAPLE RIDGE 1. Hampstead at

Silver Ridge

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2. Wynnridge

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70 METRO VANCOUVER NEW HOME GUIDE | FEBRUARY 7 - 21, 2014

3. Village Green

12161 237th Street 604-476-2292

4. Montgomery Acres 24405 112 Ave 604-477-2959

r Maclure D 240th St

ED GHE LOU

Golden Ears Bridge

104th Ave 102th Ave

Jac kso n

Harris Rd

Pitt Meadows Airport

Dewdney Trunk Rd 248th St

Dewdney Trunk Rd

232rd St

Abern ethy W ay

124th Ave 224th St

216th St

203rd St

123rd Ave

132 Ave

Hammond Rd S Bonson Rd

Ford Rd

Meadow Gardens Golf Course

1

227th St 228th St

Dewdney Trunk Rd

HW Y

Harris Rd

LO UG HE ED

210th St

Dewdney Trunk Rd

224th St

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FEBRUARY 7 - 21, 2014 | METRO VANCOUVER NEW HOME GUIDE 71

//advice from a pro

Look at the big picture

where new home finances are concerned » by barbara lawlor

Buying a new home is a major life step, and for most people, it is the largest single financial investment they will ever make. If you are looking to buy, examine your decision carefully, especially where the deposit is concerned. Figure out how much you really have – and that depends a lot on when in the marketing process you purchase. If you buy early from floorplans, you have the advantage Barbara Lawlor of better pricing and more time to save toward your deposit and is president of Baker Real Estate Incorporated and closing costs. In fact, you may have months, or even years. This can an in-demand columnist make a big difference, especially for first-time buyers. Be realistic and speaker. A member of the Baker team since 1993, about what you can afford. Ask if your builder is offering any she oversees the marketing deposit programs that make it easier to buy. and sales of condominium developments. Keep current Next, ask all the questions you can about what the home will with The Baker Blog at actually cost you. The sales representative you deal with will have blog.bakerrealestate.com the information you need to prepare adequately. Consider your purchase in the big picture and explore all avenues. For example, first-time buyers can withdraw up to $25,000 from their RRSP to buy or build a qualifying home. This is a huge help and a wise use of your money, as real estate continues to be a According to Canada Mortgage and Housing good investment where Corp. (CMHC), your closing costs can range the future is concerned.

Remember, too, from 1.5 up to four per cent of the purchase that there are closing price, so you must be prepared to pay these. costs. In addition to asking your builder representative about these, be sure to have your Agreement of Purchase and Sale examined by a real estate lawyer. According to Canada Mortgage and Housing Corp. (CMHC), your closing costs can range from 1.5 up to four per cent of the purchase price, so you must be prepared to pay these. The costs include items such as enrolment, realty taxes and legal fees.

Again, make the most of the period between buying your new home and your closing. Take this time to save money and get your finances sorted out for your new life. Focus on a specific goal for move-in and work toward that dollar amount. Some first-time buyers even set aside the maintenance fee every month to work it

72 metro vancouver new home guide | february 7 - 21, 2014

into their budget and then use that amount toward the rest of their down payment.

Shop for a home with the motto “Be prepared.” Use every resource at your disposal, including CMHC’s guide, “Homebuying Step by Step.” You can access that online from the website cmhc-schl.gc. ca/en/co/buho/index.cfm. The Canadian Home Builders’ Association also offers a website section on “Buying a New Home.”

Go to chba.ca/buying.aspx and you will find helpful links to “How Much Can You Afford” and “The Full Cost of Your Purchase.”

Once you factor in all your costs, you may discover that the home you like is beyond what you can afford. Better to find out up front than later on. Keep an open mind and check out the other designs available. Today’s compact layouts “live” much larger than they did decades ago. It may be that a smaller home can still fulfill your needs beautifully. If you are a first-time buyer, your main goal should be to get into the market and start building equity.

Traditionally, real estate increases in value every year – especially in Vancouver.

The entire world is looking at Vancouver as a fabulous place to live and invest in. Often, owners who purchased early have already seen their investment rise in value by the time they move in. If you are buying a new home, pat yourself on the back for making a great decision that will launch you into the future in an exciting way. Just be sure to find out exactly what it will cost you, and plan accordingly.

ON THE MOVE//

PACKING TIPS To make your move a little easier • Gather boxes in all sizes from friends, neighbours and stores.

• Collect cushioning material such as bubble wrap, foam pellets, furniture pads, old blankets, plastic bags, tissue paper, newspapers and small towels to use as padding inside boxes.

• Create a “portable packing kit” with marking pens, a tape measure, packing tape, twine and scissors. Carry it with you as you pack up items in your home.

• Reinforce the bottom of boxes with extra tape for added strength.

• List the contents of the box on the side of it.

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• Place china in plastic bags and stack plates upright on their sides, not flat.

1 FALCON HOMES

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• Label boxes containing fragile items with large red lettering.

Har

Ave

238 St

• Label each box with the name of the room in your new home where it should be placed.

Green Space

109 A

Kanaka Cre ek

• Pack your TV, stereo and computer in their original boxes whenever possible.

• Keep boxes to 50 pounds or less.

• Pack heavy items into their own smaller boxes and place lighter items together into larger boxes. (Hint: Don’t pack all your books into one box!)

• Don’t move flammable, combustible, corrosive or explosive items such as paint, gasoline and ammunition.

• Pack a bag of personal items you’ll need during the move and keep it in an easy-to-find place when you pack.

FEBRUARY 7 - 21, 2014 | METRO VANCOUVER NEW HOME GUIDE 73

GRAND STREET

CEDAR STREET

Wren Street

Centennial Park

ABBOTSFORD / MISSION / CHILLIWACK MISSION

7TH AVE

Wren Street

Slave Lake Street

Murray Street

CE DA R

VA LL

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GRAND STREET

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Kinsmen East Park

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ABBOTSFORD

HWY 11

Clearbrook Park

Gladwin Rd

LOUGHEED HWY

Maclur e Rd

layburn

Old C

SU M A S

AY W

Old Yale Rd South Fraser Way

ee McK

McMillian Rd

M

A1

Clearbrook Rd

Townline Rd

Mt Lehman Rd

HWY 11

LOUGHEED HWY

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Lo

gins

1st Ave 2nd Ave

Ave

4th Ave 5th Ave

Prest Rd

CHILLIWACK

Rd

Prairie Central Rd

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5469 Chinook Street 604-703-9292

Ch kR wac iver i l li

Cottonwood Mall Luckakuck Way

Rd

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A1. Harvest at Westerleigh

Evans Rd

Knight Rd

Higginson Rd

Stevenson Rd

S SUMAS RD VEDDER RD

Watson Rd

Webster Rd

KEITH WILSON RD

B1

Promontory Rd

Thomas Rd

Watson Glen Park

74 METRO VANCOUVER NEW HOME GUIDE | FEBRUARY 7 - 21, 2014

Prest Rd

Chilliwack Municipal Airport

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ER

DE

rt Rd Airpo Airport Rd

Yo u

CHILLIWACK

Broadway St

Chilliwack Central Rd

Brooks Ave

Huntingdon Rd

ABBOTSFORD

1st Ave

Whatcom Rd

Cheam Ave

Young Rd

McCallum Rd

3rd Ave

Prest Rd

Hod

Charles St

King Rd

Abbotsford International Airport

31032 Westridge Place 604-607-7801

DE

ER

L YA

SUMAS WAY

Clearbrook Rd

Townline Rd

Rd man

Marshall Rd

Marshall Rd

Mt

Leh

tn.

M

Rd

Young Rd

as

le Ya

m

d

Su

O l

Simpson Rd

ABBOTSFORD/MISSION/CHILLIWACK

5 HOMES AVAILABLE

for Immediate Possession

A Place to Call Home 3 Bedroom Townhomes from $264,900+GST

Bringing West Coast style to the heart of Chilliwack, River Walk is a unique collection of 49 luxury townhomes located minutes away from the city’s restaurants, boutique shops, Vedder River trail, and the Canadian Education Park.

Wayne Temple 604-703-9292

Bill Driesen 604-991-1777

Already

18 Sold

• 3 Bedroom Townhomes - some with master bedrooms on the main level • All homes have basements • Full Driveways and fenced yards • Executive finishings 5469 Chinook Street Chilliwack OPEN HOUSE Mon-Sat 1-3PM (Entrance off Lindy’s Drive)

www.riverwalktownhomes.ca

FEBRUARY 7 - 21, 2014 | METRO VANCOUVER NEW HOME GUIDE 75

//On the horizon

Burke Mountain Heights:

Coquitlam Single-Family

on the horizon Checking Out What’s Hot and New in the Lower Mainland’s Residential Marketplace and Beyond » by susan m boyce

Tell us your news Got a new development you’d like us to feature in On the Horizon?

Drop me a note at onthehorizon@ wall2wallmedia.com, and we’ll do our best to get you in the next edition.

76 metro vancouver new home guide | february 7 - 21, 2014

Just released, the first six homes in the Phase IV Platinum Collection feature three- and four-bedroom plans with sweeping valley views and up to 3,500 square feet of luxurious living space.

Standard features include chimney-style kitchen hood fans, granite or Caesarstone counters in kitchens and bathrooms, KitchenAid Architect Series II kitchen appliances, plus freestanding tub and oversize shower in ensuites. Priced from $885,900 (net GST included).

Brand new showhomes coming this April at 3479 Galloway Ave. on Burke Mountain. For more information visit or call 778-285-6299. Brought to you by Foxridge Homes.

The Rockwoods:

Surrey Townhomes

New opportunity. After a sellout success for its initial release, The Rockwoods in about to launch its much anticipated second phase. In addition to three-bedroom and four-bedroom homes, this new offering will include even more of The Rockwoods’ most popular floorplans — two-bedrooms plus den with prices starting from under $300,000.

Presentation centre and display homes now open at 1 – 8473 – 163rd St. in Surrey’s Fleetwood neighbourhood. For more information visit rockwoodsliving. com or call 604.503.1188.

Skala:

Vancouver Townhomes Better hurry if you want to snag one of these urban townhomes in Mount Pleasant.

Located in the 400 block of East 16th Ave., this collection of stacked townhomes and garden-level suites is an eye-catching blend of Danish design and natural West Coast elements: modern, timeless and sophisticated. Patios and rooftop decks allow privacy while a central courtyard

provides ample space for sharing and growing. Just steps to the vibrant, eclectic offerings of Main St. Two-bedrooms from $519,800, plus limited one-bedroom garden suites from $269,800.

For more information visit mondevo. com/skala or call 604.800.2858.

Manor Heights:

Burnaby Townhomes Ideal location near Metrotown and Central Park, this collection of townhomes is now selling at 3033 Esmond Ave. Interior finishings include stainless steel appliances, granite counters, and laminate floors in main living areas.

Two- and three-bedroom homes from $499,900. All homes move-in ready, so there’s no waiting and no construction noise. Easy access to SkyTrain, schools, the freeway, transit, and cycling routes.

For more information, visit ayen.ca/ manor or call 778.888.8889.

Tantalus Crossing:

Squamish Townhomes

Breathtaking scenery, active outdoor lifestyle and the convenience of being walking distance to the best of Squamish.

Spacious, open concept floorplans featuring gourmet kitchens with gas range, gas fireplaces for winter enjoyment and soothing spa-inspired master ensuites.

Bring your four-footed buddy too because there’s the Hound Lounge, a totally fenced-in off-leash park your dog will flip for — that would be for days when your don’t feel like hiking The Chief or a long walk beside the estuary. Better hurry because only a few home buying opportunities remain. Prices for a threebedroom home start at $369,900.

Tantalus Crossing is located at 40653 Tantalus Rd. in Squamish. For more information visit tantaluscrossing. com or call 604.892.4012 to book your private viewing.

homebuyers’ help//

Homebuyers’ Resource Section You love the home, see what you can afford! » Compare mortgage rates for your best deal

» Calculate your mortgage payments using the mortgage payment calculation chart

february 7 - 21, 2014 | metro vancouver new home guide 77

Calculate your mortgage payments interest rate

amortization period

chart figure

example: 5%

25 years

5.82

mortgage amount ÷ 1,000 (mortgage amount $125,000)

125

monthly payment

$

Follow these steps to see if you’ll qualify for a mortgage on your dream home

01 02 03

Calculate the combined monthly before-tax income of you and your spouse.

Divide by three. This figure is the monthly payment you can afford to make on your home.

Take the total price of the home and subtract the amount of money you expect to make as a down payment. This is the money you will have to borrow.

04

Refer to the chart on the opposite page. Look down the left column and locate the interest rate you expect to pay.

Line this up with the amortization period of your choice. (Most firsttime buyers take the 25-year amortization.)

05

06 07

Add to this your estimated monthly heating costs and monthly property taxes.

If this figure is equal to or less than one-third of your gross monthly income (calculated in Step 2), you’ll qualify for a mortgage on your dream home.

Multiply this figure by the amount you need to borrow.

Divide by 1,000. » Bear in mind that this is a rough estimate. If you have several other large loans already, you may qualify for less. Also, banks and trust companies vary in their policies. The best way to know what you can afford is to go to the lending institution of your choice andget pre-qualified.

78 metro vancouver new home guide | february 7 - 21, 2014

Mortgage payment calculation chart %

Interest Rates

10 years

Amortization Periods

15 years

20 years

25 years 4.73

4.21

4.99

4.48

3.00%

9.65

6.90

5.54

3.50%

9.88

7.14

5.79

3.25% 3.75%

9.76

9.99

7.02 7.26

5.66

4.86

5.91

5.13

4.61

5.40

4.90

4.00%

10.11

7.38

6.04

5.26

4.50%

10.34

7.63

6.30

5.53

4.25% 4.75%

10.58

5.50%

10.82

5.25%

7.26

6.55

6.11

7.55

6.85

6.42

7.84

7.16

6.75%

7.00% 7.25%

7.50% 7.75%

8.00%

8.25%

8.50% 9.00% 9.50%

11.43

11.56

11.68 11.81 11.94

12.06

12.19

12.32

9.07

9.21

9.34

9.48

9.62

9.76

7.69

7.63

8.59

7.95

8.44

9.05

10.33

11.00%

11.25%

13.50

13.64

13.77

11.50%

13.91

12.00%

14.18

11.75%

11.06

11.22

11.36

11.52

12.13

9.12

10.16

9.63

10.32

10.49

11.31

14.46

8.78

9.29

12.28

14.59

8.45

9.84

10.00

10.98

12.75%

7.76

8.63

11.97

7.42

7.59

8.95

10.65

14.32

7.08

7.25

9.52

11.66 11.82

6.91

8.28

14.04

12.25%

12.50%

10.92

6.75

8.62

9.68

13.37

8.12

6.59

9.20

10.77

10.75%

7.79

6.26

8.28

13.24

10.63

7.47

5.95

8.86

10.25%

13.10

7.00

8.28

10.19

12.84

6.70

7.32

8.74

10.05

6.40

7.99

8.14

9.90

12.58

8.93

9.36

10.50%

8.80

7.41

10.48

8.66

7.12

12.97

10.00%

8.40

9.75%

5.64

8.53

11.31

12.71

6.10

5.34

5.49

11.19

9.25%

6.85

5.96

6.25%

5.82

5.19

5.79

12.45

6.57

6.74

5.04

6.25

8.75%

8.14

5.67

6.98

11.07

7.88

8.01

6.44

4.76

8.27

6.50%

7.75

6.17

10.94

10.70

7.50

4.34

5.75%

6.00%

10.46

5.00%

10.23

30 Years

10.81 11.15

9.46

9.80

7.93

8.10

8.45

8.80 8.98 9.16

9.34

9.52

9.97

9.70

10.32

10.06

10.15

10.49 10.67

10.85

9.88

10.25

10.43

10.61

This table shows the monthly payment of principal and interest for each $1,000 of mortgage. Example: The monthly principal and interest payment for a $125,000 mortgage with a 25-year amortization period at 5% is as follows: ($125,000 รท 1,000) X 5.82 = $727.50 february 7 - 21, 2014 | metro vancouver new home guide 79

BRITISH COLUMBIA’S NEW HOME DEVELOPMENTS PROJECT

ABBOTSFORD Abacus Uptown Auguston Brooklyn Eagle Estates Eagles Gate Falcon Ridge Foxwood Harvest Hudson’s Loft Lift Luna Waterleaf BURNABY Altitude Aviara Brentwood Britton Casa d’oro CentreBlock at Univercity Eden at Edmonds Highland House Kabana Lift Madison Met 1, The Met 2, The Metro One Metro Two Metro Metroplace Moda Modello OakTerra Oro Paddington Mews Panacasa Parkside Greene RedBricks Reflections Silver Solo District Station Square Trio Venice Vibe Wall Centre Central Park CHILLIWACK / SARDIS Centre Field Englewood Village Garrison Crossing Heron’s Landing Jinkerson Vistas La Cason Radius River Walk Summit Residences, The Townsend Terrace COQUITLAM 1123 Westwood Amberleigh Austin Bloom Breeze Residences

TYPE

LR SF LR SF SF SF SF TH LR LR TH LR HR HR HR TH TH HR TH LR LR LR/TH LR HR HR LR LR TH HR HR HR LR LR TH LR/TH TH LR HR HR HR HR LR LR LR HR TH SF SF/LR/TH SF LR LR TH SF TH HR SF HR LR/TH TH

C O N TA C T

PRICE

604-854-1201 604-308-8660 604-746-3496 604-859-3141 604-309-7729 604-309-0540 604-850-5040 604-607-7801 604-864-8948 604-557-1047 778-895-5862 604-850-3694

PROJECT

Call From $559,000 From $169,900 From $599,900 From $373,500 From $789,000 From $524,900 From $259,900 From $99,900 Call From $289,900 From $179,000

604-456-8883 From Mid $200’s 604-291-9130 Call theamazingbrentwood.com Coming Soon brittonliving.com From $489,900 604-436-1100 From $499,900 libertyhomes.ca Coming Soon 604-329-8228 Coming Soon 604-941-4663 From $209,900 604-288-7394 Coming Soon 604-320-3386 Call liveatburnabyheights.com Coming Soon 604-899-8800 From $349,800 604-899-8800 Coming Soon 604-435-9477 Call 604-435-9477 From $439,900 604-435-5565 Call 604-435-8866 Call 604-439-9580 From $383,900 604-456-0688 From $389,900 604-431-6033 Call 604-754-7338 From $274,900 604-438-9922 From the $290’s 604-437-0100 From $239,900 604-435-7088 From $299,900 604-527-7955 Call 604-525-8496 Call 604-435-8866 From $300’s 604-298-8800 From Low $300’s 604-438-1113 Call 604-218-3338 From $249,900 veniceliving.ca Coming Soon 604-970-9606 From $259,900 604-874-9232 From $299,900 604-795-6938 604-534-5079 604-824-5062 604-858-7179 1-877-858-2408 1-800-830-7175 604-991-5151 604-991-1777 604-824-6473 1-800-830-7175

From $242,900 From $249,900 Call From $269,900 From $399,900 From $184,900 From $149,900 From $259,900 From $508,000 From $242,900

604-472-1123 604-514-4359 604-931-0302 604-939-8808 604-374-4329

Call Coming Soon From low $200’s $264,000 From $399,900

Penthouse (PH)

Live Work (LW)

Real Estate Sales & Marketing From the ground up

City Home (CH)

High Rise (HR)

Bridlewood Burke Mountain Heights Cedar Creek Celadon Charland Como Evergreen Grand Central 2 Hazel Kingston Maya Mackin Park MTwo MThree Oasis Reef Regan’s Walk Riley Secret Ridge Somerton Sterling DELTA LADNER Canu NORTH DELTA Delta Rise Lakeside Luxor South Pointe TSAWWASSEN Brio Tsawwassen Heights Tsawwassen Shores Tsawwassen Springs LANGLEY Athenry Gate Bearing Pointe Charleston Place Cornerstone Elements Focal Point Kensington Mason & Green McBride Station Mission Green Nature’s Walk Varsity Virtue Winchester Estates York Yorkson Creek Yorkson South

Mid Rise (MR)

Low Rise (LR)

C O N TA C T

604-871-4194 778-285-6299 604-880-1880 604-942-8416 604-492-3388 604-939-0018 604-942-2672 604-936-1888 778-829-1500 604-514-4359 604-288-9888 604-939-8874 604-472-9555 604-472-9555 604-464-2701 604-288-8909 604-492-0222 604-468-7688 secretridge.ca 604-469-8581 604-464-2260

Coming Soon From Low $700’s From $419,900 From $369,900 Call From $208,800 From $267,900 From $309,900 From $220,500 Coming Soon Call From $199,900 From $599,900 From $281,900 Call From $349,900 From $199,900 From $349,900 Coming Soon From $699,900 From $689,900

LR

604-940-5533

From $324,900

HR TH LR SF

604-594-7473 604-585-7107 604-590-8003 604-584-2908

From $189.900 From $568,000 From $199,900 From $699,900

LR SF SF SF/LR

604-943-8811 604-271-7288 604-943-6677 604-948-HOME

Call Call From $499,900 Call

TH LR TH TH TH LR SF

604-882-8857 604-530-7011 604-534-7974 604-534-6000 604-533-7718 604-377-7000 604-427-3311 604-852-5382 604-533-0881 604-871-4288 604-888-8370 604-539-2200 604-534-6800 604-533-1886 604-568-3385 yorksoncreek.com 778-785-1673

From $137,500 From $194,900 Coming Soon From $199,900 From $199,900 Coming Soon From $199,900 From $299,900 Coming Soon Coming Soon Call From $139,900 From $334,900 incl. GST From $309,900 From $299,900 From $179,900 From $440,000

LR TH LR LR LR SF TH SF SF LR SF

604-463-0588 604-630-9030 604-318-5254 604-466-8783 604-477-1500 604-466-9278 604-476-1188 604-463-5000 604-477-2959 604-467-8884 604-999-2452

From $139,900 From $254,900 Call From $149,900 Call From $498,900 From $299,900 Call From $509,980 Coming Soon From $489,900

Loft (LO) Duplex (DP) Townhouse (TH)

Representing the best in New Home Sales across the Lower Mainland from Townhomes to Condos.

Homes starting in the $150’s

PRICE

TH SF TH HR LR LR HR HR LR SF LR LR HR HR HR TH LR TH DP SF SF

LR LR HR LR LR LR LR TH TH

MAPLE RIDGE 223 North Albion Station Cascada Edge on Edge Falcon Centre Hampstead at Silver Ridge Kanaka Creek Mainstone Creek Montgomery Acres Parc Vue Pointe, The

FIFTHAVE.CA 80 METRO VANCOUVER NEW HOME GUIDE | FEBRUARY 7 - 21, 2014

TYPE

TS

The listings included on the following pages are meant to offer a comprehensive overview of those new home developments currently being marketed throughout Greater Vancouver and the Fraser Valley. Pricing is subject to change; you should contact the specific development for current details or special promotions. To report any changes or corrections to this information, please contact our office at 604.519.6080, fax 604.519.6088, or email homes@wall2wallmedia.com PROJECT

River’s Edge Spencer’s Green Station One Two Birds Village Green Village Walk Wellington Station Wynnridge

T Y P E C O N TA C T P R I C E

LR SF LR TH TH TH LR SF

PROJ ECT

604-318-5254 From $159,900 778-846-3200 From $504,900 604-467-9300 Coming Soon 604-467-7000 Call 604-476-2292 From $279,900 604-465-6524 Coming Soon 604-380-0300 From $189,000 604-466-6388 Call

MISSION / HARRISON Fraser Landing TH 1-888-826-1177 Horizons TH 1-888-826-1177

Dominion Fremont Blue La Via Orchid Shaughnessy, The South Verde Valorie on the Park

NORTH VANCOUVER 15 West HR 604-980-9949 From $340,000 221 East 3rd LR Coming Soon LR/LW 604-984-0700 From $299,000 700 Marine Drive LR 604-988-8800 From Mid $200s Anchor, The Atrium at the Pier MR/TH 604-983-9065 Call Canyon Springs LR 604-973-0298 Coming Soon Capstone MR 604-929-8870 Call CentreView HR 604-998-8540 Call Destiny 2 at Raven Woods LR 604-929-1915 From $289,900 Drive, The LR 604-986-8138 Call Heywood on the Park LR 604-985-0003 From $288,900 Landing, The MR 604-983-9065 Call Latitudes TH 604-435-9477 From $469,900 HR/LR/TH 604-998-0219 From $309,900 Local on Lonsdale Maplewood North LR 604-727-1594 From $378,900 Orizon LR 604-638-6240 From $309,900 Northlands LR/TH 604-800-2120 Call MR 604-983-9065 Call Pinnacle Residences at the Pier Prescott HR 604-969-3333 From Mid S200’s Queen Mary LR 604-770-1645 From $349,900 Remix LR 604-924-4488 Coming Soon Seylynn Village HR 604-980-5000 Coming Soon Shore, The LR 604-980-0016 Call PITT MEADOWS Cedar Downs LR 778-846-3200 From $194,900 Liv42 LR 604-460-6601 From $134,900 Osprey TH 604-465-8712

Penthouse (PH)

Live Work (LW)

From $219,900 From $199,000 From $209,900 From $829,900 City Home (CH)

TH TH LR LR HR LR LR

604-469-8988 Call 604-552-0319 From mid $300’s 604-475-5100 From $169,900 604-866-4206 From $149,900 604-468-8252 Call 604-468-8640 Call 604-464-4764 From $246,900

PORT MOODY Residences, The HR 604-552-0552 Call Station, The TH thestationliving.ca Call

From $249,900 From $319,800

NEW WESTMINSTER 258 on Sixth HR 604-377-9630 Call Alexander Walk TH 604-779-1292 From $349,900 Brewery District HR 604-694-1188 Coming Soon Carlyle at Victoria Hill HR 604-523-0733 Call Dominion HR 604-525-8980 Call Elliot St HR 604-524-8080 From $224,900 English Mews TH 604-517-1688 From $329,900 Flow TH 604-520-9880 From $508,900 Glass House Lofts LR 604-520-9890 Call Grove, The LR 604-523-0733 From $266,900 Lookout at Victoria Hill, The LR 604-523-0733 Call Northbank HR 604-523-0081 From S261,900 Parkside HR 604-523-0733 Call Parkside at Victoria Hill HR 604-523-0733 Call Rivers Walk TH 604-533-3575 From $469,900 Thompson Landing SF 604-520-3226 From $476,900 Trapp & Holbrook HR 604-525-0223 From $299,900 Viceroy LR 604-522-2583 From $321,900

PORT COQUITLAM Altura LR 604-552-5887 Burleigh Walk LR 604-464-5856 Carmandy LR 604-435-9477 Citadel Heights SF 604-468-2169

T Y P E C O N TA C T P R I C E

High Rise (HR)

RICHMOND Alexandra Court LR 604-278-5809 From $324,900 SF 604-649-8630 From $1,700,000 Blue Heron Marine Estate HR 604-276-8683 Call Cadence Carrera HR 604-244-7721 Call Concord Gardens HR 604-233-7748 From $300,000’s Emerald HR/TH 604-244-8333 From $296,000 Empire Living TH 604-244-9622 Call Gardens, The LR 604-271-3331 From $288,800 HR 604-278-3939 From $318,800 Harmony Monet HR 604-233-7748 From $300,000’s HR 604-303-7575 From $464,900 Opal at Richmond Centre Ora HR 604-278-8838 Call Orchard LR 604-303-8819 From $259,900 Pier, The LR 604-274-7326 Call Remy LR 604-279-8866 From $211,900 River Inlet MR/TH 604-233-2633 Call River Park Place HR 604-282-7838 From $229,500 Saffron LR 604-270-2482 Call Southpointe Cove TH 604-273-2828 Call Tempo HR amacon.com Coming Soon Westminster Terrace TH 604-204-1077 Call SQUAMISH / WHISTLER Elaho TH 604-898-2232 Ocean Crest SF 604-896-2235 Ravens Plateau SF 1-888-852-7575 Aqua TH/LR 1-877-344-5566 University Heights LR 1-888-852-7575

Coming Soon From $1,298,000 Call From $239,000 Call

SUNSHINE COAST SECHELT SF 604-741-1877 SilverStone Heights

From $479,900

SURREY 3 Civic Plaza Ashbury Hill Ascend Balance Bishop Creek Blackberry Walk Boardwalk Brixton Canvas Connect Edgewood Enclave at Boundry Park Esplanade at Waterstone Eton Fusion G3 Residences Grove at Cambridge, The Guildford Greens Heights Highlands at Sullivan Ridge Joi Living

Call From High $200’s From $170’s Coming Soon From $354,900 Coming Soon From $341,900 Coming Soon Coming Soon From $118,800 From $344,900 From $349,900 From $219,900 From Low $300’s From $350,000 Call From Low $300’s From $349,900 Coming Soon From $679,900 incl. GST From $339,000

Mid Rise (MR)

Low Rise (LR)

HR TH LR LR TH TH TH TH TH LR TH TH LR TH TH HR TH TH TH SF TH

604-951-3331 ashburyhill.com 604-596-2202 tiensher.com 604-588-0005 604-501-6119 604.506.1852 604-503-0483 liveatcanvas.com 778-395-1886 604-644-7811 604-657-3709 604-530-5399 etonliving.com 778-578-9779 604-453-6688 604-597-7177 604-307-0400 604-538-8888 778-565-7768 604-574-8888

Loft (LO) Duplex (DP) Townhouse (TH)

FEBRUARY 7 - 21, 2014 | METRO VANCOUVER NEW HOME GUIDE 81

PROJECT

Kendra Latis Latitude Lingo Links, The Lumina Madison Manarola Oliver’s Lane One 44 One 38 Panorama Station Panorama West Village Panorama Woods Park Avenue Quattro 3 Redwood Rockwoods, The Silverwood Teo Hyland Residences Ultra at West Village Verve The Walks Wave Zen CLOVERDALE Cadence Clayton Heights Creekside The Grove La Rue MacKenzie Estates One92 Sun 72 Salix Uptown Clayton Village

T Y P E C O N TA C T P R I C E

PROJECT

TH 604-590-9122 From $329,900 LR 604-575-0669 From $194,900 LR 604-596-5075 From $264,900 LR 604-727-5478 From $159,900 SF 778-574-2550 From High $600’s LR 604-727-5478 From $274,900 TH 604-543-6262 From $323,000 LR 604-825-1038 From $179,900 Incl. GST SF 604-543-3868 From $489,900 TH 604-503-6402 From $304,900 TH liveatone38.com Coming Soon TH 604-372-2275 From $299,800 TH 778-885-6700 Call TH 778-593-9954 From $314,900 HR 604-583-9866 From $250’s LR 604-581-8000 From $159,900 TH 604-503-6929 Coming soon TH 604-503-1188 Call TH silverwoodliving.com From Low $300’s TH 604-288-8918 From $299,900 TH/HR 604-588-6999 From $186,900 LR 604-588-3783 From $160’s TH 604-440-8070 Call HR 604-951-9283 Call TH 604-355-0166 Call

SF 604-727-5478 From $699,900 TH/DU 604-723-4497 From $549,900 TH 604-572-0400 Coming Soon TH 604-533-6968 From $275,900 TH 604-575-2263 From $304,900 TH 604-538-2125 From $349,900 LR/TH 604-576-1772 From $199,900 TH 604-575-8806 From $292,900 LR 604-530-0054 From $241,900 TH 778-574-0146 From $339,900

VANCOUVER & AREA DOWNTOWN 999 Seymour HR 604-879-9996 From $327,400 Canvas MR 604-875-8508 Coming Soon Fairmont Pacific Rim Estates HR 604-781-4303 Call Keefer 188 LR 604-620-2018 From $239,900 Keefer Block LR 604-682-8813 From $269,900 Maddox HR 604-669-8200 From $389,900 Mark, The HR 604-687-4353 Call Modern HR amacon.com From $300’s One Pacific HR 604-899-8800 From $300’s Pacific Pt HR 604-685-0855 From $349,900 Private Residences at Hotel Georgia, The HR 604-682-8107 Call Ritz, The HR 604-876-9222 Call Rolston, The HR 604-688-8927 Call Sapphire, The HR 604-876-9222 Call Tate On Howe HR 604-568-8283 From $268,000 EAST SIDE 238 W Broadway LR 238westbroadway.ca Call 2nd & Commercial LR 604-800-8862 From $269,900 Avant TH 604-298-2240 From $600,900 Block 100 HR 604-682-8801 Call Bohème LR 604-569-3388 From $227,900 Central HR 604-687-4353 Call Charm LR 604-330-8838 From $266,900 Cordovan LR cordovan.ca Coming Soon Kensington Gardens LR 604-620-7886 Call Local LR 604-688-5527 From $349,900 Main Street LR 604-877-1116 From $339,900 Shine MR 604-261-3936 Coming Soon Shoreline LR 604-434-2205 Coming Soon Skyway HR 604-436-1100 Call View 388 LR 604-330-8838 From $219,900 Wall Centre 900 Hastings MR 604-683-0900 From $249,900 Penthouse (PH)

Live Work (LW)

City Home (CH)

T Y P E C O N TA C T P R I C E

Wall Centre Central Park HR 604-874-9232 From $299,900 Woodshire TH 604-719-1700 From $420,900 WEST SIDE 6 & Fir HR 604-899-8858 From $449,900 5555 Dunbar LR 604-568-7551 From $349,900 Alder Crossing TH/Studios 604-600-5405 From $290,000 Anchor TH Coming Soon Arbutus Ridge MR 604-738-0001 Call Binning Tower HR 604-646-1111 From $499,900 Cambie & 7th HR/TH 604-568-5060 Call Crescent on McRae, The TH 604-652-2515 Call Elizabeth LR 604-687-8800 Coming Soon Empire at QE Park LR 604-568-5060 Call Granville at 70th HR 604-687-2298 Call Kerrisdale Gardens MR 604-559-9848 Call Kits360 LR 604-737-0360 From $379,900 Lido HR 604-872-2672 From $458,900 MC2 HR 604-638-9998 From $256,900 604-876-8819 From $349,900 Meccanica MR Montgomery TH 604-369-6641 From $985,800 Oak by Listraor TH liveatoak.com Coming Soon One, The MR/HR 604-874-8368 From $349,900 Opsal HR 604-876-7332 Call Pinnacle Living Broadway MR 604-739-2080 From $399,900 Prelude MR 778-986-7860 From $347,500 Prodigy HR 604-221-8878 From high $300s Radius LR 604-731-5522 Call Riley, The LR 778-986-7860 From $347,500 Shannon Wall Centre Kerrisdale LR 604-267-8882 Call Sixth and Willow sixthandwillow.com Coming Soon Village on False Creek, The MR 604-874-8368 From $414,500 Westerly, The LR 604-568-3399 From $300,000’s WEST VANCOUVER Evelyn LR 604-922-0330 Call WHITE ROCK / SOUTH SURREY Abbey Road TH Adagio LR Augusta TH Avra HR Belcroft, The TH Blu TH Breeze TH Elevate at the Hamptons DU Essence at the Hamptons TH Gemini LR George TH Grandview Heights TH Headwaters LR Heights, The TH/LR Juniper SF Morgan Crossing LR Morgan Living SF Newport at West Beach LR Niche TH On The Course TH Promenade LR Royce LR Saltaire LR Sausalito MR Semiahmoo Trail TH Southbrooke SF Summerfield SF Toccata TH Winter Street LR Woods TH

High Rise (HR)

Mid Rise (MR)

Low Rise (LR)

604-542-0660 From $359,900 604-531-6659 From $288,900 604-999-9323 From $439,900 incl. GST 604-531-9030 From $319,900 604-568-8830 From $599,900 604-782-5258 From $599,900 incl. GST 604-582-1113 Call 604-723-4497 From $629,900 604-723-4497 From $400,000 604-536-1663 Call 604-571-6400 Coming Soon discovergrandviewheights.com 604-535-1451 $313,500 778-545-8737 From $337,000 liveatjuniper.ca From $769,000 604-582-1336 From $275,900 604-385-0551 From $699,000 604-536-0256 Call 604-535-5511 From $351,900 604-385-0111 From $300’s 604-531-1111 From $314,900 604-538-8028 From $332,900 604-560-1656 Call 604-531-2200 Call 604-535-9633 Coming Soon 604-805-2941 Call 604-536-1155 From $684,900 604-535-5088 $379,900 604-364-7455 From $299,900 604-538-8876 From $379,900

Loft (LO) Duplex (DP) Townhouse (TH)

www.macmarketingsolutions.com We sell the homes you want to buy. /MacMarketingSolutions 82 METRO VANCOUVER NEW HOME GUIDE | FEBRUARY 7 - 21, 2014

@MAC_Marketing

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