BC New Home Guide - Jan 10, 2014

January 10 - 24, 2014 Volume 22 Issue 1

Unique Townhomes Coming Soon to Langley This is currently not an offering for sale. Any such offering may only be made with a disclosure statement. E.&O.E.

INSIDE THIS ISSUE

Priced from $ 299,900 | 7848 – 209th Street, Langley To register call 604.871.4288 or visit polyhomes.com

MORTGAGE RATES: FIXED VS. VARIABLE

REBGV: PROPERTY VALUES CLIMB

HOT COMMUNITIES FOR 2014

PHASE 3 RELEASED

FREMONT

OTTAWA

DOMINION

2, 3 + 4 Bed Rowhomes from the mid $300s Seaborne + Fremont, Port Coquitlam 604.552.0319

LO U

EE

SHERLING

RI V

ER

D

M

AR Y

HI

LL

TR

mosaichomes.com/fremont

TT

PIT

IVE

PI

GH

RB

RID

GE

*Prices are subject to change. E.&O.E.

FINAL 5 HOMES

TO LOUGHEED

113B AIRPORT WAY

FRASER RIVER

Y RS WA

FRA SER

EN EA

OSPREY

GOLD

*Prices are subject to change. E.&O.E.

BONSON

mosaichomes.com/osprey

HARRIS

2 Bed + Den Rowhomes from the low $300s* Osprey Village, Pitt Meadows 604.465.8712

Fresh new look.

Same commitment to excellence.

BUILDING SINGLE FAMILY HOMES FOR OVER 60 YEARS

NEW sHOW HOME

MOVE IN READY HOMEs AVAILABLE

OPEN!

FROM THE $700’s (incl. net GST)

FROM THE $890’s (incl. net GST) OPEN DAILY Noon to 5pm 16145-28A Avenue, Surrey 604-560-1053 morgan@qualico.com

FROM THE MID $800’s (incl. net GST)

ay

foxridgehomesbc.com

4 METRO VANCOUVER NEW HOME GUIDE | JANUARY 10 - 24, 2014

112 Ave

aW

ak

n Ka

COMING sOON Maple Ridge

240 St

OPEN DAILY Noon to 5pm 3479 Galloway Avenue, Coquitlam 778-285-6299 burke@qualico.com

GPs: Fraser Hwy & 170th St.

OPEN DAILY (except Friday) Noon to 5pm 7797-170 Street, Surrey 778-574-2550 links@qualico.com

Register at 110 Ave

www.cliffstone.ca

Single family homes & townhomes From $289,900 (Incl. GST)

3 bedroom townhomes From as low as $964/Month**

NOW SELLING PHASE 3 MyLunaHome.com 778.895.5862

JUST RELEASED PHASE 3 YorkLiving.ca 604.568.3385

30748 Cardinal Ave, Abbotsford

7298 199A St, Langley

(Incl. GST)

(Incl. GST)

This is not an offering for sale. Any such offering must be made with a disclosure statement.

Prices are subject to change. E.&O.E. **OAC. Conditions apply.

JANUARY 10 - 24, 2014 | METRO VANCOUVER NEW HOME GUIDE 5

2 DISPLAYS

NOW OPEN

AMAZING INCENTIVE PACKAGES AVAILABLE 1, 2 and 3 Bedroom Condos PRICES STARTING FROM

$

222,500

*

MOVE IN TODAY! Choose from a variety of spacious floor plans, sizes and locations.

68 AVE

*NET OF INCENTIVES

Un of fo

Visit us today!

6477 196th St, Surrey Call 604.530.0054

64 AVE

Sales Centre Open: 12-5pm (Except Friday)

SalixLiving.com

This is not an offering for sale. Prices and incentives are subject to change or can be withdrawn without notice. Prices exclude tax. Please speak to the Woodbridge sales team for offer details. E.& O. E.

2,

o

S

Thi wit

NeW HoMe DeSIGNS AvAILABLe!

2, 3 & 4 Bedroom Townhomes in Morgan Heights 32 AVE

PreSeNTATIoN CeNTre & DISPLAy HoMeS

ON DR

156 ST

D OY CR

Unmatched privacy in a park-like setting. Take advantage of amazing homebuyer incentive packages, available for a limited time only!

.

3039 156th Street, Surrey Open Daily: 12 - 5pm (Closed Friday)

28 AVE

KI

160 ST

This is not an offering for sale. Prices and incentives are subject to change or can be withdrawn without notice. Prices exclude tax. Please speak to the Woodbridge sales team for offer details. E.& O. E.

D LV

369,900

$

B G.

SoLD!

PrICeD FroM

NG

over 70%

24 AVE

604.535.5511

LiveatNiche.ca

www.zenterra.ca 8 METRO VANCOUVER NEW HOME GUIDE | JANUARY 10 - 24, 2014

contents january 10 - 24, 2014

||

volume 22 issue 1

on the cover

p.16

MASON&GREEN Polygon asks locals what would make a great home even better

by Janine Mackie

20

Feature develoPment

the hamptons

McBride Station — A new level of sophistication

by Janine Mackie

p.44

30

62

vice-president, wall2wall media

Jacqueline Hill

editor-in-chief / Director of content

Susan Legge

Director of Sales, National

Josh Heppner

Senior Sales Manager, Western Canada

Edwin Rizarri art director

Bianca DiPietro Editor

Diane Duflot Contributing Editors

Lydia McNutt Sara Duck Wayne Karl Design Editor

special features

hot communities

12 16

20 Langley and ABbottsford

32

editor’s note Cover Story

by Susan M Boyce

Mason&Green — Polygon asks locals what would make a great home even better

56

by Janine Mackie

62 Surrey and New Westminster

project Profile

McBride Station — A new level of sophistication

by Janine Mackie

columns Inside mortgages

Fixed vs. variable — Which one is right for you?

by Kris Grasty

30

Homebuying

Year ahead: Poised for growth in 2014

by Susan M Boyce

40 book Review

Expanding horizons

70

48

legal angle

Smart consumers ask this mortgage question

by Neil Mangan

52

Finances

Casting the illusion of scarcity

by Gail Vaz-Oxlade

65

INdustry Insider

“I resolve...”

by Bob De Wit

Dave Bird 604.319.7102 Brenda Everitt 604.319.7103

Justin Salvador Ranee Pal

production manager

NOrth of the Fraser: Ridge meadows, tri-cities, Sechelt

by Susan M Boyce

Bala Gnanapandithan graphic designers

Mihail Terentiev production co-ordinator

Laura Northmore

news 68

Conference Board of Canada

76

REBGV

Better days ahead for most provincial economies in 2014

Value of Lower Mainland commercial property transactions climbs in third quarter

contributing EDITORIAL WRITERs

Susan M Boyce Janine Mackie Michelle Hopkins

Published By

80 Listing directory

Complete listings of more than 250 new-home developments throughout Vancouver and the Lower Mainland

Julie Broad’s More Than Cashflow

by Susan Legge

Media consultants

Sales Coordinators

by Susan M Boyce

44 Feature development

The Hamptons — A new standard of luxury

South Surrey/White rock

by Susan M Boyce

by Janine Mackie

26

Yanic Simard

newhomeguide.ca

district maps 14 Surrey/

Langley

38 South Surrey/ White Rock

60 Burnaby

The Vancouver New Home Guide is a free publication published 25 times per year. Submit articles or advertising to Suite 102 - 4180 Lougheed Highway, Burnaby BC V5C 6A7 Phone 604.519.6080 Fax 604.519.6088

66 Tri-Cities 72 Maple Ridge/

Pitt Meadows

covers the contents of this publication and prevents reproduction in whole or in part: offenders will be prosecuted.

We reserve the right to refuse any advertising, to make changes or edit advertising as necessary.

Care will be taken to ensure copy accuracy but no warranty is implied or given by the publisher. The views and data expressed by columnists do not necessarily represent those of the publication.

Copyright 2013

editor’snote

A New Year A new home

T

he New Year is upon us, and it’s shaping up to be a busy one in the real estate market.

Before you head out to shop, there’s some initial groundwork you’ll want to do.

Take the time before you begin your search to get pre-approved for a mortgage and find a real estate lawyer that you like and can afford. Shopping with a pre-approved mortgage not only helps define what you can afford, but it also locks you into today’s low rates for up to 90 days. Every little bit helps!

Since the price of a home affects location and so many other factors, the more educated you are on what you can afford, the more peace of mind you will have. Once you have an idea of what your budget will be, compare what you’ll get in different locations. Consider up-and-coming communities — this is a great way to get your foot in the door, and in a few years when the property appreciates in value, you can make your move to your dream location.

Once you’ve found the perfect home, ensure that a real estate lawyer reviews the Agreement of Purchase and Sale within the allotted timeframe. It can be a costly step to skip otherwise!

Happy New Year, and best of luck in the home hunt.

Susan Legge Editor-in-chief Wall2Wall Media,Susan.Legge@wall2wallmedia.com Follow me on Twitter at Twitter.com/SusanLegge

2014

The Year of the House

S

o, you’ve decided to purchase real estate in 2014. Whether you’re buying your first home or downsizing, all signs point to this being a great year to invest in the Vancouver real estate market: interest rates remain low and the new home market remains competitive, keeping developers on their toes and eager to please the savvy home shopper. Increasingly, this is reflected in better-designed masterplanned communities, which ensure that your investment provides you gains in the long term.

As usual, New Home Guide will be here throughout the year to help you feel confident as you contemplate and finalize your new home purchase, and I think you’ll find we’re off to a good start with our first issue of 2014. Unsure about whether to go with a fixed or variable rate or if you should secure a collateral or all indebtedness mortgage? Kris Grasty and Neil Mangan tackle these question from the investment and legal perspectives, respectively, to help you decide which options best suit your needs. Hoping to save more money for your down payment while you look? Gail Vaz-Oxlade has some wise words on how to eschew abundance in favour of scarcity in “Creating the illusion of scarcity” that should set you off on the right foot.

Happy New Year, and happy new home hunting!

Diane Duflot Editor Wall2Wall Media, diane.duflot@wall2wallmedia.com Follow me on Twitter at Twitter.com/DianeDuflotW2W

12 metro vancouver new home guide | january 10 - 24, 2014

The perfect combination of spacious living and incredible ocean views is waiting to be discovered at SilverStone Heights – an unprecedented collection of 30 beautiful three and four bedroom single family homes nestled in the heart of Sechelt.

PriCeD From COWRIE ST

LE BARNAC

TEREDO ST

ST

SHOMCLIFFE AVE

COWRIE ST

$

479,900 PriCeS inCLuDe gST

O ST TERED

Pre-ConSTruCTion PriCing evenT on now!

SALeS CenTre & SHowHome Coming JAn. 2014

SeCure Your Home ToDAY | Oceanview Realty

PATriCK HoBBS & CArrie CALDweLL

silverstoneheights.com

604.741.1877

Developer reserves the right to modify or change plans, specifications, incentives, or prices without notice. images and renderings are representative only. Prices include gST. e.& o.e.

JANUARY 10 - 24, 2014 | METRO VANCOUVER NEW HOME GUIDE 13

116th Ave

SURREY / LANGLEY

d rR no ve os Gr

112nd Ave

104th Ave

SF ras er

104th Ave

Green Timbers Urban Forest Park

Tynehead Regional Park

Golden Ears Bridge

96th Ave

A4

FR AS ER HW Y

96 th Av B2 e

216th St

96th Ave

B8

88th Ave

88th Ave Bear Creek Park

A25

Gl ov er Rd

Wa y

12 0th

St

108th Ave

A21

1a

176TH ST

99a

A24

64th Ave

58TH AVE

A19

64th Ave

A14 A3 A6 A18 A11 A23 61A A7 A20 A2 A15

A10

Clayton Heights 604-372-0400

A2. Panorama Station 5957 152nd 604-372-2275

A3. Ashbury Hill

14833 - 61st Ave. 604-953-1211

A4. Bishop Creek 15788 104 Ave. 604-588-0005

A5. Clayton Heights 7310 - 191B Street 604-723-4497

A6. Madison

14356 63A Ave. 604-543-6262

A7. Brixton

144th & 60 Ave brixtontownhomes.com

A12

56TH AVE

B1

B6

Gra de Rd

A8. The Links

A15. Highlands at Sullivan Ridge

7797 170 St. 778-574-2550

6085 - 146 St. 778-565-7768

A9. Uptown Clayton Village 99

A16. Enclave at Boundry Park

19525 73rd Ave. 778-574-0146

12775 63 Ave. 604-657-3709

A10. La Rue

A17. Redwood

19180 65th Ave. 604-575-2263

redwoodtownhomes.com 604-503-6929

A11. Fusion

A18. Canvas

13886 62Ave 778-578-9779

A12. Zen

6350 142 St. 604-598-8873

196th & 66th Ave. 604-247-2639 ext 262

A13. Sun 72

195th & 72nd Ave. 604-575-8806

A14. Eton

14888 - 62nd Ave. 604-953-0833

A19. One 92

A22. Salix

6477 196th Street 604-530-0054

A23. The Grove at Cambridge

14905 60th Ave 604-597-7177

14 METRO VANCOUVER NEW HOME GUIDE | JANUARY 10 - 24, 2014

240th St

B4

FRA SER HW Y

48th Ave

LANGLEY B1.

Winchester Estates 40th Ave 21867 50th Ave 604-533-1886

B2. McBride Station Mavis Ave & McBbride St. 604-533-0881

A24. The Grove 68th Ave. & 194 St. 604-533-6968

A25. The Rockwood 16241 - 84th Ave 604-503-1188

B3. Yorkson South

211 St. & 78B Ave. 604-533-3491

B4. Radius

4921 223B St. 604-427-4050

A26. Cadence

6685 192nd St. 604-576-1772

5909 184A Street 604-727-5478

A20. Panorama Woods

B5. Virtue

200 & 68th Ave. 604-534-6800

B6. Marquee

6123 138th Street 778-593-9954

19752 55A Ave. 604-427-3550

A21. Silverwood

84th Ave. & 164th St. 604-953-0288

33

GOOD DESIGN IS always in style REGISTER TODAY AT MARQUEELIVING.COM OR CALL 604.427.3550

232rd St

216th St

208th St

10

B5

LANGLEY BYPAS S

56TH AVE

GEORGE B LVD

A1. Dawson & Sawyer Creekside

B3

A26

G

SURREY

Serpentine Fen Nature Reserve

A22

60th Ave

KI N

10

A9 A13

RD

72nd Ave

A17

A16

A5

G LO VE R

A1

200th St

A8

72nd Ave

Watershed Park

192nd St

188th St

168th St

160th St

144th St

152nd St

80th Ave

128th St

112th St

120th St

80th Ave

DESIGNER TOWNHOMES

IN LANGLEY

Prices exclude sales taxes and are subject to change without notice. This is currently not an offering for sale. E.&O.E.

VALOURHOMES

FROM THE LOW

300S

$

SURREY/LANGLEY

G IN M N O O C SO

Bright&Open Mason&Green by Polygon is the start of something new. With input from homeowners and people like you, we designed a new generation of two and three bedroom townhomes from the parking garage on up. The result is open floorplans with more light, more living space, more storage, a main-floor powder room, and a way of life that feels just right. The result is Mason&Green.

HIG

72ND AVE

209TH ST

80TH AVE 208TH ST

200TH ST

N

HW AY 1

Priced from $299,900 To register call 604.871.4288 or visit polyhomes.com 7848 – 209th Street, Langley

This is currently not an offering for sale. Any such offering may only be made with a disclosure statement. E.&O.E.

JANUARY 10 - 24, 2014 | METRO VANCOUVER NEW HOME GUIDE 15

coverstory

Mason&Green Polygon asks locals what would make a great home even better

by Janine Mackie

W

hen you close your eyes you can likely picture your ideal home — one that has storybook elements from a favorite summer holiday, the luxury of modern finishes and aspects that just make a home function better, like a large laundry room, a family-sized island and a garage with ample space for parking both cars and storing the kids’ bikes.

Little details can have a big impact on living, and with that in mind, Polygon had the insight to ask current Langley townhome owners for their feedback as to what would make a great home even better when designing their newest community, Mason&Green.

“We listened and looked for ways to include more of what they wanted in these homes,” said Theresa Liljedahl, sales manager for the much anticipated new community. “The result is a newly designed floorplan that features a sideby-side two-car garage, a powder room on the main level, more windows, kitchen islands in every home, large laundry rooms with space for a side-by-side washer/ dryer and more storage; essential things that Langley townhome owners have typically had to compromise on.”

Mason&Green proves the value of listening to consumers. This January, Polygon will unveil three stunning showhomes in this family-friendly community of two and three-bedroom townhomes adjacent to the new Richard Bulpitt Elementary School, in the heart of Langley’s vibrant Willoughby neighbourhood.

Homebuyers love an inviting home, and even before they see the interior, they’re sure to be enamored by welcoming Tudor-style architecture with brick detailing, wood brackets and charming window boxes. With the launch of a new townhome floorplan not yet seen in Langley, the sales team is anticipating a great response.

“These will feel much like a single-family home, because the plans are wide as opposed to

“ The result is a newly designed floorplan that features a side-by-side two-car garage, a powder room on the main level, more windows, kitchen islands in every home, large laundry rooms with space for a sideby-side washer/dryer and more storage.”

Theresa Liljedahl, sales manager 16

the typical long and narrow plan that is common in the area,” explains Theresa. “We have innovated on this plan by starting with side-by-side parking and designing on up. The new plan gives larger kitchens with islands, more open space in the home, expansive windows and high ceilings.”

Contemporary interior design boasts openplan layouts and gourmet kitchens with warm laminate flooring and sleek stainless-steel appliances. For added convenience, private yards and decks invite outdoor entertaining, spacious laundry rooms provide space for a side-by-side washer/dryer and storage niches have been designed perfectly to fit select IKEA pieces.

What could be better than living so close to school you can start the day with a brisk walk?

Imagine the convenience of being able to walk to local shops for your dinner fixings and have the choice of dozens of nearby restaurants and services at the town centre. Richard Bulpitt Elementary is right next door, and Willoughby Town Centre and Yorkson Community Park are nearby.

“It’s definitely an exciting new neighbourhood with young people moving to the area to take advantage of all it has to offer, and it’s very close to Hwy 1 for commuting,” said Theresa.

Once again Polygon takes a good community and makes it great by incorporating desirable amenities. Residents of Mason&Green will benefit from membership to The Maples Club, an 8,400 sq. ft shared amenity building. This spectacular clubhouse features an outdoor patio area, resortstyle pool and whirlpool, guest suites, fitness studio, great room with fireplace and much more.

The Maples Club is nestled beside the extensive children’s play area and parklands.

“It’s like living in a resort with a pool that you don’t need to maintain yourself or joining a gym

with no membership fees!” adds Theresa. “It’s a low maintenance lifestyle with all the perks. Clubhouses become the heartbeat of a community and homeowners love them. We even employ an activities director who puts on great workshops and social events.”

While offering those elements Langley buyers and owners said they are looking for, the homes at Mason&Green have the further allure of being built by one of the Lower Mainland’s most respected multi-family developers, a quality homebuilder who has built thousands of homes in Langley and over 22,000 homes in the Lower Mainland.

Priced from $299,900, these two- and three-bedroom homes will offer great value with their combination of great finishes, functional floorplans, greenspace, location and clubhouse.

Resort living in a masterplanned community is the perfect way to live your daily life in comfort, convenience and style. Sales at Mason&Green in Langley will commence January 2014. The Sales Centre will be located at 7848 – 209th St. Register today at 604.871.4288 or visit polyhomes.com

january 10 - 24, 2014 | metro vancouver new home guide 17

SURREY/LANGLEY

PARK

68 AVE

18 METRO VANCOUVER NEW HOME GUIDE | JANUARY 10 - 24, 2014

196 ST

192 ST

194A ST

72 AVE

PARK

SURREY/LANGLEY

S p Co ri n m i g ng 20 14 .

there’s a new ‘kid’ on the block BRIXTON IS A COLLECTION OF 2 & 3 BEDROOM TOWNHOMES. EXTERIORS WITH CHARM, INTERIORS THAT ARE MODERN & PRACTICAL. Homes range in size from 1202 – 1512 sq. ft.

Located in Panorama on the corner of 144th St & 60th Ave

Meet the new kid at

BrixtonTownhomes.com This is currently not an offering for sale. Sizes are approximate. E.&O.E. Sales and Marketing by Fifth Avenue Real Estate Marketing Ltd. 604-583-2212

JANUARY 10 - 24, 2014 | METRO VANCOUVER NEW HOME GUIDE 19

hotcommunitiesfor2014

Langley and Abbotsford

by Susan M Boyce Keep your eye on the Langley area if you’re looking for

a new home in this growing municipality, because there’s a lot happening in the new year — including a rare townhouse opportunity in historic Fort Langley.

And when you’re visiting the Murrayville neighbourhood, be sure to allow time for a coffee and tasty baker treats at Porter’s Bistro Coffee and Tea House — like a delightful step back in time to the local general store.

Where possible we’ve included WalkScore ratings from walkscore.com, which rate communities in terms of walkability and proximity to amenities, such as shops, eateries and other desirable urban features. It’s important to note such ratings are only one criteria buyers should use to assess prospective properties.

Luna: West Abbotsford On the Street: 30748 Cardinal Ave. On the Web: mylunahome.com Info: 778.895.LUNA (5862) WalkScore: 43 Bottom Line: Townhomes from $289,900.

Perks & Quirks: Bring your real world furnishings because these homes are big — most are well over 2,100 sq. ft. Easy access to Abbotsford’s hospital, airport and University of the Fraser Valley.

Phase three homes now released.

Marquee: Downtown Langley On the Street: 19752 – 55A Ave. On the Web: marqueeliving.com Info: 604.427.3550 WalkScore: 57 Bottom Line: Townhomes from the low $300,000s.

Perks & Quirks: This neighbourhood’s first townhouse development in many years.

A short stroll to downtown Langley. Sales expected to start late January so register now.

Luna: Abbotsford townhomes

McBride Station: Fort Langley townhomes

Mason&Green: Willoughby, Langley On the Street: 7848 – 209th St. On the Web: polyhomes.com Info: 604.871.4288 WalkScore: 72 Bottom Line: Townhomes Perks & Quirks: Modern Tudor-style architecture with brick detailing. Owners receive automatic membership in the 8,400-sq.-ft.

Maples Club featuring resort-style pool and whirlpool, kitchen, fitness studio, fireside lounge and more. Sales start early 2014.

Yorkson South: Yorskon/Willoughby On the Street: 21089 – 78 B Ave. On the Web: yorksonsouth.com Info: 604.533.3491 Bottom Line: Single-family from $627,000 Perks&Quirks: Prices include a fully finished basement, double car garage and fully landscaped front and backyard.

Close to schools, parks and the Langley Events Centre.

20 metro vancouver new home guide | january 10 - 24, 2014

McBride Station: Fort Langley On the Street: 9215 McBride St. On the Web: mcbridestation.com Info: 604.888.7172 WalkScore: 75 Bottom Line: Townhomes anticipated to start in high $400,000.

Perks & Quirks: In the heart of historic Fort Langley and “literarily” just steps to the much-loved Wendel’s Books and Café.

Options include master-on-main and in-house elevator for future proofing your home. Sales begin early 2014.

Radius: Murrayville, Langley On the Street: 4921 – 223B St. On the Web: hayerlifestyle.com Info: 604.427.4050 WalkScore: 68 Bottom Line: Single-family homes from $639,900.

Perks & Quirks: Great location in the prestigious Murrayville. Four- and five-bedroom homes with finished basements. Quiet residential neighbourhood.

Winchester Estates: Murrayville, Langley On the Street: 4967 – 220th St. On the Web: parklane.com Info: 604.533.1886 WalkScore: 67 Bottom Line: Townhomes from $309,900.

Perks & Quirks: Open floorplans with powder on main, two-car garages and large backyards. One-year family pass to the WC Blair Recreation Centre included. Walk to IGA or Porter’s Coffee. Move in ready.

Yorkson South: Yorskon/Willoughby Winchester Estates: Murrayville townhomes

Mason&Green: Langley townhomes

York: Yorkson, Langley On the Street: 7298 – 199A St. On the Web: YorkLiving.ca Info: 604.568.3385 WalkScore: 72 Bottom Line: Townhomes from $964/month.

Perks & Quirks: Phase three homes now released. Ideal location just minutes from the Langley Events Centre, Willowbrook Mall and Trans Canada Hwy. january 10 - 24, 2014 | metro vancouver new home guide 21

SURREY/LANGLEY

L

ready to move in!

0 00 S 0, DE NLY O $2 T RA IME ES PG ED T U IMIT

156 Townhomes | 3 to 4 Bedrooms Starting From $325,900

| From 1,401sq.ft to 2,000 sq.ft

19525 73rd avenue

Presentation Center Open Daily 12-5PM (Except Fridays)

778.574.0146

Avtar Mann 604.644.5641

www.uptownclayton.com

This is not an offering for sale. Any such offering must be made with a disclosure statement. Prices are subject to change. E.&O.E. 22 METRO VANCOUVER NEW HOME GUIDE | JANUARY 10 - 24, 2014

SURREY/LANGLEY

ENCLAVE AT BOUNDARY PARK

288 ENCLAVE HOME GUIDE 2-OL.indd 1

2013-12-19 8:28 PM 23 JANUARY 10 - 24, 2014 | METRO VANCOUVER NEW HOME GUIDE

SURREY/LANGLEY

“

“OH JANE! LOOK, LOOK SAID DICK. “SEE OUR NEW HOME

“

26 TOWN HOMES Starting from the low 300's

3 BEDROOM AND 2 BEDROOM + DEN

1207 SQFT -1336 SQFT

LOCATED AT 14905 60TH AVENUE, SURREY

OPEN DAILY 12 to 5 YES! EVEN FRIDAYS

24 METRO VANCOUVER NEW HOME GUIDE | JANUARY 10 - 24, 2014

679,900

insidemortgages

Fixed vs. variable

Which one is right for you? by kris grasty

There are positives that lure clients to one or the other and though I am generally pro-variable, each client will have their own preference. Different clients may be more or less tolerant of risk for many different reasons. I know that each client’s needs and overall scenario is unique.

First, I’ll address the advantages of variablerate mortgages, now often called Adjustable Rate Mortgage (ARM), and then I’ll move on to the advantages of fixed-rate mortgages…

ARM is the Statistical Winner!

• 8/10 times variable is the historical winner and benefits the client over the fixed rates.

• Overnight lending rates established by the Bank of Canada see less fluctuation over time as compared to fixed-rate offerings which are tied to the bond market.

• The Bank of Canada can adjust the rates up to eight times per year. Since 1996, upward trends have only lasted up to 14 months before a decreasing rate cycle was observed.

My recommendation to those that prefer and qualify for the variable is to take the ARM rate but pay as if they had taken the fixed rate compounding the positive effect of their principal prepayment — the best of both worlds.

26 metro vancouver new home guide | january 10 - 24, 2014

Kris Grasty is a mortgage broker with Dominion Lending Centre’s Canadian Mortgage Experts and an active member of the MBABC. Kris maintains a strong focus on educating clients on all options. For more information visit his website at www.krisgrasty.ca or reach him at kris@cmexp.com.

ARM Has Flexible Options!

• You can fix your payment higher on contract signing or use prepayment privileges to match the fixed rate payment.

• You can lock into a fixed rate should you become rate sensitive.

ARM Exposes You to Lower Penalties!

• 60 per cent of five-year-fixed mortgages are broken at/near the 38-month mark.

With an ARM, you only have to pay 3 months interest.

Fixed Rates Come in Different Term Lengths!

• With short term choices such as the two- and three-year or longer terms such as seven- and 10-year, there is more out to choose from than just the five-year fixed!

Security for the Risk Averse!

• Fixed-rate mortgages are better for those who cannot tolerate or simply do not want increased risk over the term.

• Payments remain the same, eliminating the need to worry about rates.

• Today’s fixed rates are still near all-time historical lows.

One key consideration in going with an ARM is being able to afford the change in payments should they happen. Approval for a high ratio ARM or fixed mortgage of less than five years is tighter, as one must qualify at the benchmark rate of 5.34 per cent today. This is good on one hand, as the approved client has essentially stress tested their mortgage against a near 2 per cent increase, but on the other hand, it forces some clients and many First Time Homebuyers into a five-year fixed product. I advise clients to stress test even with a five-year term.

In summary, you must weigh your suitability to risk, your future plans and what you can be approved for. Short-term fixed and ARM products are generally offered at discounted rates, can save you money and can allow you to make your move sooner and with less exposure to penalties in comparison to a five-year fixed. Some lenders also offer a 50/50 split product.

My recommendation to those that prefer and qualify for the variable is to take the ARM rate but pay as if they had taken the fixed rate, thus compounding the positive effect of their principal prepayment — the best of both worlds.

Ultimately the decision is yours; I’m working for you!

SURREY/LANGLEY

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JANUARY 10 - 24, 2014 | METRO VANCOUVER NEW HOME GUIDE 27

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CHOOSING BETWEEN FIXED AND VARIABLE RATE MORTGAGES

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homebuying

Year Ahead

Poised for Growth in 2014

by Susan M Boyce It’s the New Year, a time when it’s tradition to plan, dream and predict. This year, as industry watchers and insiders throughout the Lower Mainland spend some time gazing into the proverbial crystal ball, an underlying theme of gentle but solid stability and growth for our local real estate market is emerging — more of the same but a little bit better.

“The term that comes to mind when I look ahead to 2014 is déjà vu,” says Mark Belling, CEO of Fifth Ave Real Estate Marketing. “However, I think it’s important to look at the coming year in context of the cycle we are in. So we’re really looking ahead to the next three years with the pattern of prosperity that started in 2013 to continue through 2014, which will be a set up year for modest growth in 2015 and 2016.”

01

Steady As She Goes Speaking at two independent conferences near the end of 2013, two prominent experts — Michael Ferreira, managing principal of Urban Analytics, and Neil Chrystal, president and CEO of Polygon Homes — both made five predictions for 2014 and, perhaps not surprisingly, three of them were the same.

Continued low interest rates was top of the list for both men — and that’s good news for consumers. “There’s been a lot of talk about how these low rates can’t be the norm,” Ferreira acknowledged. “But I do not see rates going anywhere anytime soon — certainly not over the next two years, possibly three.”

Ferreira and Chrystal both also ranked consistent international immigration, especially from Asia, and ongoing land supply constraints as two of their predicted top drivers for the coming year. Ferreira stressed, however, that contrary to widespread belief, not all investor-class immigrants are high net worth individuals. “A lot are middle income: people like ships’ captains, bus drivers, technicians. They’re buying in places like North Delta, Coquitlam and Burnaby, and they’re buying their homes to live in — not as a place to park money.”

02

“The biggest message buyers need to hear is that this is a great time for buyers to get into market.”

Michael Ferreira, Urban Analytics

30 metro vancouver new home guide | january 10 - 24, 2014

in southeast Vancouver as one ongoing, successful example.

“River District looks very organic but is actually carefully and purposefully planned to feel authentic.”

“More and more, people want neighbourhood amenities that become like an extension of their living/dining room,” adds Bill Szeto, president of Otezs Marketing. “I expect lifestyle considerations to become even more of a focal point in the home buying process in 2014.”

03

04 01 R iver District in southeast Vancouver is evolving into a dynamic, friendly neighbourhood with an authentic village ambiance.

02 In South Surrey, Breeze offers open floorplans and a spectacular, freestanding amenity building.

03 Rooftop decks give owners at Alder Crossing in Vancouver’s Fairview Slopes neighbourhood, outstanding city views.

04 Blue Heron Marina Estates offers luxurious, waterfront living in East Richmond.

Riding the Masterplanned Wave Another of Ferreira’s predictions for 2014 was to expect “urban masterplan mania” to continue ramping up, and he noted the upcoming Oakridge redevelopment by Wesbank and Shape Properties’ ambitious plans for Brentwood Mall are two he’ll be watching closely. “Surrey City Centre will also surprise people,” he added.

“If you haven’t been there for a while, you should go.”

Yosh Kasahara, Wesgroup Properties’ director of sales and marketing, also believes the movement toward thoughtfully conceptualized, masterplanned communities with a mixed-use component will gain momentum in 2014. “It’s no longer just an apartment or a townhouse, it’s about everything else around you — where you walk your dog, day care for your kids, proximity to your favourite restaurants.” He points to River District

Speaking to Buyer’s Dreams As completion for homebuyer’s dollars heats up in 2014, many experts are stressing the need for more targeted product that speaks directly to consumer’s desires, needs and pocketbooks.

“We must begin to concentrate on different offerings for different consumers — especially when we are considering the affordability factor,” Kasahara says. “For example, there are some people who absolutely need three bedrooms — a family with three kids who need to be in a specific location for work.

How do we make homeownership possible for them? It could be having smaller appliances and laminate flooring instead of hardwood. But what’s important is finding ways we can tailor our offerings to specific target demographics.”

And while affordability factors heavily into the home buying equation, it’s not the only consideration. Larger, more luxurious condos are making a comeback that’s expected to gain strength in 2014 — especially among the many well-heeled Baby Boomers who would likely find downsizing from a house to a two-bedroom condo too severe a change.

“There is a whole mentality shift coming,” says William Lin, CEO of Rize Alliance. “For the last 20 years, we thought the only way to increase affordability was to decrease size. But it can become too much of a compromise. If an apartment, or even a townhouse is so small it’s unusable, it becomes more like an excuse for homeownership. Homes must feel comfortable and inviting — no matter what the size.”

The Bottom Line For consumers planning a home purchase during the upcoming 12 months — no matter what that purchase looks like — 2014 is shaping up to be an exciting year. Low interest rates, less pressure to ‘hurry up and buy,’ plus ever more creative and enticing incentives offered by developers are expected to keep the market lively and diverse.

“Now is such a unique opportunity to get into the market,” Kasahara says. And being able to lock in your mortgage rate for five years is such a strong incentive to buy.”

“The biggest message buyers need to hear is that this is a great time for buyers to get into market,” Ferreira says. “So get out there and take the leap of faith.” january 10 - 24, 2014 | metro vancouver new home guide 31

projectprofile

McBride Station offers a new level of sophistication New townhomes in the heart of Fort Langley attract homebuyers who appreciate the finer things in life

with its community greenhouse, garden plots and fire pit.

From your new home, you can wake up to spectacular views of Golden Ears, the Fraser River and Brae Island. Then imagine stepping out the door of your brand new home for a short walk to coffee shops, restaurants, grocery shopping and fabulous little boutiques.

Fort Langley has a rich history dating back more than two centuries. Many of the village’s old buildings have been restored, adding to the historic, “small town” feel and appeal, which combines urban chic, convenience and country charm.

For the outdoor enthusiast, McBride Station is minutes away from a network of walking trails — via the newly created McBride Station trail, parks and the beach.

Fort Langley is quickly becoming one of the most sought-after communities in the Lower Mainland due to its blend of urban sophistication coupled with its rural, pastoral landscape.

In keeping with its rich historic past, Lanstone Homes features McBride Station.

This limited selection of 52 authentic character townhomes is inspired by a blend of Craftsman and Colonial-style architecture, with exterior detailing reminiscent of the early 20th century.

Situated on a quiet, tree-lined street, McBride Station occupies lands that were owned by one of the city’s first pioneers, surveyor Charles Edward Hope.

Taking design elements and exterior colour schemes from four local heritage “McBride Station offers the rare opportunity to own an buildings — The Hope House, The Carriage authentic character townhome in historic Fort Langley.”

House, The Station House and The Marr House — these homes are rich in character and feature master on With over 20 years in the industry, Lanson the main, traditional and elevator optional floor plans.

Foster of Lanstone Homes has completed This stunning collection of homes, ranging from approximately numerous real estate projects across the Lower 1,150 to over 3,000 square feet, offers the latest in contemporary finishes Mainland. From multifamily developments to in your choice of three designer colour schemes. The spacious floors custom designed single-family homes, Lanstone plans feature vaulted or coffered ceilings with gorgeous crown mouldings is becoming one of the provinces premiere in the living and foyer areas. The gourmet-inspired kitchens come homebuilders. complete with quartz counters, mosaic tile accents, soft-close solid-wood This is a rare and exclusive opportunity to cabinet doors and a full stainless-steel appliance package, including a own a beautiful authentic townhome in gas range. The spa-inspired bathrooms with mosaic tile accents don’t arguably one of the most historically charming disappoint. The attention to detail is second to none. Prospective buyers towns in the province. will be pleasantly surprised by the level of quality that comes standard “We have had an overwhelming response — something you seldom see in new townhome developments. on this project,” says Taylor. “McBride Station “All of the homes have full in-ground basements, double-car garages, offers the rare opportunity to own an authentic walk-out patios and beautifully landscaped exteriors,” says Michelle character townhome in historic Fort Langley.

Taylor, director of marketing at Frontline Real Estate Services. “Many upgrade options are also available, including, to name just a few, heat Sales begin in spring 2014. McBride Station is located at the corner of Mavis Ave. and McBride pump systems, Nike gym floors, built-in bars and elevators.”

Homeowners will also appreciate the relaxing outdoor space St. in Langley. For more information, or to register, visit www.mcbridestation.com.

32 metro vancouver new home guide | january 10 - 24, 2014

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master on the main & traditional townhomes

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mcbridestation.com 9215 McBride Street 604.888.7172

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This is currently not an offering for sale. Any such offering can only be made with a disclosure statement. E.&.O.E.

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Run the dog along the beach, kayak along the river or browse the bookstore.

Here, you can have the active outdoor lifestyle you desire while benefiting from the convenience of the Fort Langley town centre.

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McBride Station is an exclusive community of master on the main and traditional townhomes that provides the opportunity to live in a natural historic setting and enjoy a sophisticated small town experience.

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34 METRO VANCOUVER NEW HOME GUIDE | JANUARY 10 - 24, 2014

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Radius is a limited collection of 20 designer homes located in Langley’s prestigious Murrayville neighbourhood. Priced from only $639,900* these spacious 4 & 5 bedrooms homes range from 2,934 to 3,720 sq.ft including finished basements.

A new subdivision in an established, walkable community.

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Awesome Townhomes Coming Early 2014 dawsonsawyer.ca 38 METRO VANCOUVER NEW HOME GUIDE | JANUARY 10 - 24, 2014

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Discover Breeze, a vibrant South Surrey community so affordably priced, you can now own the home you’ve always dreamed of. These two, three, and four bedroom homes, located just steps away from world class shopping and amenities, are winning awards for affordability, energy efficiency, and community sustainability. Register or contact us now for your exclusive invitation to private VIP events.

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JANUARY 10 - 24, 2014 | METRO VANCOUVER NEW HOME GUIDE 39

bookreview

New book offers the low-down on the real risks and

rewards of investing in real estate

by Susan legge

“We help you get into real estate investing without the hype that comes with far too many newsletters, blogs and programs in the market today.

But you will have to work for it,” says Julie

40 metro vancouver new home guide | january 10 - 24, 2014

You’ve seen how easy renovating and flipping real estate properties is on TV, and you know you’d make the perfect landlord while making piles of money, right?

Now give your head a shake and check out Julie Broad’s new book or switch the channel.

Julie’s book, More Than Cashflow: The Real Risks & Rewards of Profitable Real Estate Investing, puts some much-needed advice into the hands of wannabe real estate investors considering making a career out of building a profitable portfolio of properties.

A Canadian investor herself, Julie took a step-by-step approach with her new book – which went to number one on Amazon.ca – by providing some basic strategies and fundamentals about the Canadian investment market, and she did it without pulling any punches.

“We help you get into real estate investing without the hype that comes with far too many newsletters, blogs and programs in the market today. But you will have to work for it,” says Julie.

The book covers plenty of ground, including ways to increase cash-flow using rent-to-own strategies, tips on finding and keeping tenants, the low-down on property managers, and ideas about where to invest. There’s even a chapter on female intuition – love that! Much of the advice comes from the reallife adventures of Julie’s own investments with (and without) her husband Dave. Interestingly, the couple’s most successful investments were mutually agreed upon at the get-go.

When I asked Julie what kind of time commitment an income property demands, she said it depends on how many properties you have and whether you hire someone to oversee tasks like finding tenants and property maintenance. “It may take an hour or two a month, or it could be a full time job,” she said. And costs can add up. Placement management fees, for example, can take a chunk of cash out of your pocket but the

Overall, investors should look at on a property before purchasing it based on three strategies: • Will the property appreciate over time?

• Will you be paying down the mortgage quickly using the rental income?

• Will you be creating cash flow?

Rent-to-own The rent-to-own strategy of purchasing a home is still an option, as people see that the Canadian real estate market is strong and the likelihood that home prices will increase is high. The rent-to-own scenario is a good one if you’re thinking about buying a property with the idea of selling to the tenant using the rental income, but you need to be sure to have a proper legal agreement in place, says Julie. “If the tenant suddenly decides the property isn’t worth buying, what recourse do you have if they walk away?”

time you save on getting the right tenant may be well worth the investment, particularly if you’re looking at a property that’s difficult to rent or if you can’t spare the time yourself to show the property to potential tenants.

Condo or freehold?

When asked about the difference between buying a home or a condo as an investment, Julie says she prefers a condo-fee free investment. “You can control the costs of a freehold investment,” but even a freehold home has its caveats, she said. “If it’s not a solid, well-cared for property, for example, recovering the costs of a new roof can take several years.”

Get educated When it comes to getting more info and a better understanding of your local investment market, Julie suggests websites such as meetup.com, which often have specific networking opportunities for investors. Hearing about others’ experiences is the best way to learn, and getting suggestions from those who have been there and grown from the experience is a great way to avoid pitfalls. Since it takes more than the length of an average TV show to become an investment expert, folks like Julie who offer their own realworld accounts of both successful and unsuccessful strategies are essential to any future flipping star.

Julie’s book is available on her website, www.revnyou.com or online at indigo.ca and amazon.ca.

january 10 - 24, 2014 | metro vancouver new home guide 41

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THE HAMPTONS

A new standard of luxury living in South Surrey

by JANINE MACKIE

T

he joy of living in a real neighbourhood like the one you remember as a child is coming to life in South Surrey. A place where kids play hide-and-seek in the park, teens meet up after school for a casual three-on-three basketball game and neighbours even work together as friends to create a beautiful community garden. Those searching for a better lifestyle imbued with neighbourliness, resort amenities and embodying all the luxurious finishes on their wish list are sure to fall in love with The Hamptons by Legendary Developments.

“Other developments typically ask, ‘What are you looking for?’ but at Legendary we take pride in helping you find a home that best fits your budget,” explains marketing director Rav Brar. duPleXes and toWnhomes to Fit Families Budgets and liFestYle “The quality of homes is high but the price value incomparable. If a young couple comes in and says they are approved for $400,000 we can show them the plans for an affordable two-bedroom townhome. On the other hand, if someone has just sold their home in White Rock and is looking to downsize, one of our luxurious non-strata duplex homes would be perfect and start around $629,000.”

The simple reality that many young families would love to live in South Surrey but simply can’t afford the stark $850,000 price tag for a single-family home was the impetus for designing a private reserve of 40 duplex style homes called Elevate and 74 townhomes named Essence that offer many of the same lifestyle experiences as owning a large family home, but at a fraction of the cost.

Nestled in a quiet eight-acre enclave of Grandview Heights at the corner 44 metro vancouver neW home guide | JAnuARy 10 - 24, 2014

of 23rd Ave and 164th St., The Hamptons offers active families a carefully edited array of lifestyle amenities.

“We wanted to capture the essence of family life and have striven to create a community where kids can play just outside their front door, shoot hoops with friends and invite buddies over for an outdoor barbecue,” describes Brar.

Homeowners at Essence will enjoy private membership to The Beach House, a two-level private clubhouse complete with billiards lounge, media screening room, fitness and yoga studio and kitchen.

Future amenities in the neighbourhood continue to grow impressively with parks, community centres, public swimming pools, schools and even more shopping slated for development. It’s a destination location for its easy access to HWY 99, proximity to the US Border and lifestyle offerings from summer days at White Rock Beach, weekend tee-offs at Morgan Creek Golf Course and nearby shop-

ping at The Shops at Morgan Crossing, Wal-Mart, Home Depot, Chapters and dozens of nearby restaurants.

With ground breaking this winter and the first phase of homes complete this summer, Legendary is excited to offer homebuyers the advantage of intro prices, and an opportunity to have a tactile experience of the well-appointed homes. The Hamptons Discovery Centre includes a 3-D model of the community, as well as a built-to-scale main living floor of a townhome featuring the kitchen, living and dining room, powder room and ensuite, so buyers can touch, feel and experience the quality of finishes.

Built-in wine racks, engineered hardwood and beautiful crown mouldings “Our goal was to create a clean, high-end look and so we chose finishes that are modern yet timeless,” said Brar. “You won’t find upgrades at The Hamptons because everything is standard — from this built-in wine rack to the stainless steel Kitchen Aid appliances, quartz countertops, contemporary stone backsplashes, a powder room with custom vanity and beautiful crown mouldings.”

“We wanted to capture the essence of family life and have striven to create a community where kids can play just outside their front door.”

Rav Brar, Legendary

Developments Marketing Director

Standard in each home are a washer and dryer, a feature wall with floor-to-ceiling wainscoting in the dining room and engineered hardwood throughout the main.

Expect to find an elevated level of luxury in the three-storey duplexes, which average about 2550 sq.ft. Homebuyers will discover a community inspired by American Colonial architecture with eight different exterior colour schemes, four distinct exterior designs and spacious floor plans exquisitely designed for function.

Duplex homes are discerningly upgraded from the townhomes. Whereas undermount sinks are oval in the townhomes, they’re square in the duplexes; while there are electric fireplaces and ranges in the townhomes, these are natural-gas in the duplexes. High-end European plumbing fixtures are standard in all duplexes as well.

Building for over 20 years, Legendary Developments’ staying power results from their ability to provide people with the home that they want, which is built to last and fits their budget. While they take quality construction, superior design and customer service very seriously, they don’t want you to just take their word for it. They want homebuyers to experience the difference themselves.

Register today at legendaryliving.ca and be among the first to tour The Hamptons Discovery Centre at 16437 – 23 Ave. in Surrey, when it opens early January 2014. For more information call 604.723.4497. january 10 - 24, 2014 | metro vancouver new home guide 45

legalangle

Smart consumers

Ask this mortgage Question by neil mangan, jd

For most people, shopping around for a mortgage can be a confusing, frustrating and intimidating. If you haven’t asked your lender the right questions, it can also lead to surprises when you visit your lawyer’s office.

In addition to interest rates, savvy mortgage shoppers ask what their mortgage is securing. This might sound like a silly question, but many borrowers are now signing up for mortgages that tie their credit cards, overdraft limits and lines of credit to the mortgage on their home. These “all indebtedness” mortgages are often referred to as collateral charge mortgages.

Traditional mortgages are fairly straightforward. You borrow a fixed amount from your lender with fixed repayment over the amortization period. Basically, your property is pledged as security for a single loan. If you default on your mortgage payments, your lender can demand full repayment and seize or sell your property if you are not able to repay the mortgage.

All indebtedness or collateral charge mortgages are a different beast altogether. Rather than register a mortgage against your home for the amount that you borrow, in a collateral charge mortgage your lender will register a mortgage against your property for around 125 per cent of its assessed value.

The mortgage charge is then used to secure any and all current or future debts you may have with your lender. With an all indebtedness mortgage, your home secures your purchase loan, your credit cards, your overdraft limit and any other debt that you have to your lender.

Many borrowers don’t realize what they are signing up for until it is too late to choose whether this kind of mortgage makes sense for them. As a lawyer, this can be frustrating. When I sit down with

48

Neil Mangan, JD, was born and raised in Vancouver, BC, where he leads the strata property practice group at Bell Alliance, Lawyers & Notaries Public (www.bellalliance.ca).

Neil publishes the free online Strata Law Guide (www.stratalaw.ca) and is editor of The Condominium Manual: A Comprehensive Guide to Strata Law in British Columbia (www.condomanual.ca).

clients to explain the risks involved with their mortgage, most of the time it is too late in the game to negotiate a different kind or mortgage or delay their purchase. Clients end up knowing the risks, but there isn’t much they can do about it a day or two before their purchase completes.

For many people, an all indebtedness or collateral charge mortgage is a great tool. This kind of financial product allows you to tap into your home equity over time through secured lines of credit and other financial products, all without having to visit a pesky lawyer.

The key is to understand what you are agreeing to with your lender. It is important that you know the risks beforehand. If your new mortgage is going to secure your credit card, shouldn’t your lender give you a more competitive rate? If your new mortgage is going to secure all current and future debts with your lender, does it make sense to keep all of your debts in one place?

So, the next time you are shopping for a new mortgage, don’t forget to ask your lender what your mortgage will be securing.

You might be surprised by the answer.

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Sales and Marketing by Fifth Avenue Real Estate Marketing Ltd. www.fifthave.ca

JANUARY 10 - 24, 2014 | METRO VANCOUVER NEW HOME GUIDE 51 INVISION DESIGN&MEDIA | PROOF 04 | CLIENT IKONIK HOMES | PROJECT JACOBSEN | DOC 193312_JACOBSEN_AD_NHG_(JAN2013)_CMp01 | SIZE 7.25"X9" | DATE DEC 19, 2013

finances

Creating the illusion of scarcity

by Gail Vaz-Oxlade

One of the reasons so many people are up to their eyeballs in debt is that they’ve had access to gobs of credit.

Whether lenders threw a dozen credit cards at us, offered us big, fat lines of credit, or let us buy now and pay later, we’ve been living a life where we could have whatever we want whenever we want.

It’s been a life of abundance.

Then came the economic change. Creditors stopped throwing credit at every Tom, Dick and Mary regardless of their ability to actually pay back that credit. The government got into the swim creating legislation that said lenders couldn’t just raise a person’ credit limit without telling them – further exposing them to credit risk. And people started losing their jobs.

The abundance of the previous years has turned to forced scarcity. Some people took steps to prepare for the worst and are 52 metro vancouver new home guide | january 10 - 24, 2014

holding on through the tough times. Others have found their debt loads too high and are headed to bankruptcy trustees to see what they can off-load. Still others are just drowning with no idea what to do next.

I’m sad for all the people who can’t keep it together – people who are missing their rent or mortgage payments, falling behind on their car payments, pulling their kids out of their sports or other extra-curricular activities. While things were good and they were constantly being offered more and more credit, they never imagined there would ever be an end to their ability to have

what they wanted. I’ve worked with more than a few people who are totally astounded at the place they are currently in. How could this happen? Y’all probably know a body or two who are scratching their heads.

I’m hoping the forced scarcity teaches an extremely important lesson about money: there may not be more money, and you better have some set aside just in case. It doesn’t take a world economic crisis to throw a body’s budget into a tailspin if you have no money saved. It only takes a few weeks off work with a sick child, a call to jury duty, or a cut-back in your hours at work to make a house of cards fall down.

I wonder how many people will actually learn the lesson. I wonder how many people will go back to spending every cent they make as soon as the economy gets back on its feet. And I wonder if anyone has figured out that you can create your own sense of scarcity to keep you constantly on your toes when it comes to managing your money.

Abundance has a way of permeating our very being and making us feel invulnerable.

But we are all vulnerable, whether we want to accept that fact or not. And creating the illusion of scarcity may be what it takes to stay true to a sound financial plan.

I’m not talking about creating such a sense of scarcity that you’re always whining about what you can’t do or can’t have. And I’m not suggesting you use the illusion of scarcity to cheap out on life. But if you’re the kind of creature who routinely spends every penny she makes, maybe you need to implement the illusion of scarcity to keep yourself in check. And maybe if you move your money where you can’t touch it, leaving yourself with less to “blow” on stuff, you’ll actually end up achieving some of those goals that have always been so elusive.

I’m not talking about creating such a sense of scarcity that you’re always whining about what you can’t do or can’t have.

Gail Vaz-Oxlade is the host of Til Debt Do Us Part and author of Debt Free Forever and blogs daily at www. gailvazoxlade.com. Follow Gail on Twitter at Twitter.com/GailVazOxlade

How do you create the illusion of scarcity. Well…

First, you make a budget that balances. You transfer all the money that must be used to pay your fixed and variable expenses to a “house” account, so you know those bills are covered and you can’t spend that money on stuff.

Second, you set some goals you want to achieve. It may be paying down your mortgage annually, taking a fabulous family vacation, or going back to school.

Third, you set up savings accounts for each of the goals you want to achieve, and have the money you want to saved moved automatically to those accounts so that money is out of sight.

Now you only have money left in your first account that you can actually spend on all that crap you so love to buy: coffee, lunches out, another tool, magazines, DVDs, more clothes… name your weakness here. For me it’s houseplants and books. When I look at the money in my account, because I’ve made most of it disappear to places I don’t look regularly, I’m more cautious about just how I blow what’s left. I prioritize. I consciously decide to spend (or not to spend) the money. I don’t feel like I have so much money I’ll never run out so I can just have this one little thing.

And that’s the point of creating the illusion of scarcity: to recognize that money is an exhaustible resource so you better be sure your spending isn’t just a knee-jerk reaction to your sense of abundance.

53

SOUTH SURREY/WHITE ROCK

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Sales and marketing by Fifth Avenue Real Estate Marketing Ltd. www.fifthave.ca

SOUTH SURREY/WHITE ROCK

JANUARY 10 - 24, 2014 | METRO VANCOUVER NEW HOME GUIDE 55

hotcommunitiesfor2014

South Surrey/White Rock: Expanding Horizons

by Susan M Boyce

South Surrey neighbourhood continues to wow a new generation of savvy homebuyers.

Shopping and amenities are dazzling in their diversity, access to outdoor recreation is tough to beat and it’s just a few minutes to the seaside delights of White Rock with its much-loved waterfront promenade and pier.

Parent bonus: this is also where you’ll find the prestigious Southridge Junior/ Senior School in addition to other highly regarded scholastic opportunities for your children and for you.

Blu: South Surrey On the Street: 15988 – 32nd Ave. On the Web: BluLiving.ca Info: 604.782.5258 Bottom Line: Townhomes from $599,900.

Perks&Quirks: Across the road from Morgan Creek Golf Course. Now selling Phase Two.

Essence at The Hamptons: townhomes

Breeze: South Surrey

Firmly established in BC’s fastest growing community, the

Presentation Centre: 15 – 16223 – 23A Ave. On the Web: adera.com Info: 604.582.1113 WalkScore: 75 Bottom Line: Townhomes from $329,900.

Perks&Quirks: Across the street from

Morgan Crossing and only minutes from Crescent Beach and the Semiahmoo Trail. Onsite club dedicated to health and entertainment. Limited time: $7,000 upgrade options included.

George: South Surrey On the Street: 1708 King George Blvd.

On the Web: hellogeorge.ca Info: 604.571.6400 WalkScore: 47 Bottom Line: Townhomes coming soon.

Perks&Quirks: Big city convenience meets small town charm. Fresh, handsome, charismatic and connected, George will be found hanging out near a diverse array of shops, restaurants and services in South Surrey. Priority register for more info.

56 metro vancouver new home guide | january 10 - 24, 2014

Morgan Heights: single-family

Where possible we’ve included WalkScore ratings from walkscore.com, which rate communities in terms of walkability and proximity to amenities, such as shops, eateries and other desirable urban features. It’s important to note such ratings are only one criteria buyers should use to assess prospective properties.

Niche: townhomes

Jacobsen: South Surrey Morgan Heights On the Street: 2687 – 158th St. On the Web: jacobsenliving.com Info: 604.538.5591 WalkScore: 73 Bottom Line: Townhomes from $474,900.

Perks&Quirks: Dutch Modern architecture and larger-than-average floorplans with 10-ft. ceilings on main living level. Bonus features include side-by-side garage and rough-ins for air conditioning. Register now for a VIP appointment.

Morgan Heights: South Surrey On the Street: 16145 – 28A Ave. On the Web: morganheightsliving.ca Info: 604.560.1053 WalkScore: 52 Bottom Line: Single-family from the $890,000s.

Perks&Quirks: Located in the heart of the exclusive Morgan Heights neighbourhood and walking distance to a diverse array of shops and services. Designer finishes include hardwood floors and granite or Caesarstone countertops. New showhome now open. january 10 - 24, 2014 | metro vancouver new home guide 57

Breeze: townhomes

Niche: South Surrey On the Street: 3039 – 156th St. On the Web: liveatniche.ca Info: 604.535.5551 WalkScore: 57 Bottom Line: Townhomes from $369,900.

Perks&Quirks: Sophisticated living in a secluded, residential neighbourhood. Move in early 2014. Close to Morgan Creek Golf Course and the shops at Morgan Crossing.

Semiahmoo Trail: South Surrey On the Street: 15128 – 24th Ave. On the Web: dawsonsawyer.ca Info: 604.535.9633 Bottom Line: Townhomes from the mid $300,000s.

Perks&Quirks: Register now for this collection of townhomes located adjacent to the Semiahmoo Trail in South Surrey.

Sales begin spring 2014.

On the Course: South Surrey On the Street: 273 – 171st St. On the Web: dawsonsawyer.ca Info: 604.385.0111 Bottom Line: Townhomes from the mid $300,000s.

Perks&Quirks: Register now for this collection of townhomes located on the Peace Portal Golf Course. Sales begin spring 2014.

Southbrooke: South Surrey On the Street: 10th Ave. and 165th St. On the Web: southbrookeliving.com Info: 604.536.0450 Bottom Line: Single-family from just over $1 million.

Perks&Quirks: Large lots (some as big as 10,000 sq. ft.), many with views to Mount Baker. Five-bedroom plans many with master on the main. Finished lower level included. Excellent access to beaches, the freeway and top-ranked schools.

58 metro vancouver new home guide | january 10 - 24, 2014

The Belcroft: Morgan Heights On the Web: BelcroftLiving.com On the Street: 15977 – 26th Ave. Bottom Line: Duplex and four-plex homes from $599,900.

Phone: 604.568.8830 Highlights: Phase Three homes feature floor-to-ceiling fireplaces, wide-plank engineered wood flooring and private fenced yards. Across the street from the prestigious Southridge Junior/ Senior School.

The Heights: South Surrey On the Street: 2845 – 156 St. On the Web: theheightshomes.ca Info: 778.545.8737 WalkScore: 65 Bottom Line: Townhomes from $323,900.

Perks&Quirks: Hilltop townhomes near Morgan Crossing, the White Rock Beach Promenade, Softball City and multiple golf courses. Just in time for Chinese New Year — pick a red envelop and get a $8888 to $14888 discount.

The Hamptons: South Surrey On the Street: 23rd Ave. and 164th St. On the Web: legendaryliving.ca/hamptons Info: 604.723.4497 WalkScore: 43 Bottom Line: Townhomes (Essence) and duplex-style (Elevate) starting below $400,000.

Perks&Quirks: Colonial architecture, eight distinctive exterior colours, four different brick colours. Quiet street at near all the amenities of Granview Heights, Southridge School and freeway access.

The Woods: South Surrey On the Street: 15588 – 32nd Ave. On the Web: gramercy.ca/thewoods Info: 604.538.8876 WalkScore: 57 Bottom Line: Townhomes from $379,900.

Perks&Quirks: Hip and happening, homes include private rooftop patios and sunny floorplans. Minutes to shops, services and outdoor recreation.

Toccata: South Surrey On the Street: 2929 – 156th St. On the Web: toccatacollection.com Info: 604.535.5088 WalkScore: 48 Bottom Line: Townhomes from $359,900.

Perks&Quirks: Elegant, two-bedroom homes located just south of Morgan Creek Golf Course and a five-minute walk from Morgan Crossing. Final sell-out prices include GST.

The Belcroft: townhomes

january 10 - 24, 2014 | metro vancouver new home guide 59

BURNABY / NEW WESTMINSTER NEWWESTMINSTER

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60 METRO VANCOUVER NEW HOME GUIDE | JANUARY 10 - 24, 2014

Aug.17 2012

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BURNABY/NEW WESTMINSTER

JANUARY 10 - 24, 2014 | METRO VANCOUVER NEW HOME GUIDE 61

hotcommunitiesfor2014

Surrey and New Westminster

by Susan M Boyce

From parkside to riverside, Surrey and New WEST have homes

for families of all sizes. Plus you’ll find exceptional outdoor recreation, great schools at all levels from K to U (that would be University as in three of them: Kwantlen, SFU and Douglas), as well as restaurants and cultural venues. Be sure to check out the festivities at Holland Park, one of the most dynamic, innovative and well-used outdoor urban spaces south of the Fraser.

Where possible, we’ve included WalkScore ratings from walkscore.com, which rate communities in terms of walkability and proximity to amenities, such as shops, eateries and other desirable urban features. It’s important to note that such ratings are only one criteria buyers should use to assess prospective properties.

Canvas: Panorama townhomes.

Bluetree Homes at Bishop Creek: Guildford On the Street: 15788 – 104th Ave. On the Web: bluetreehomes.ca Info: 604.588.0005 WalkScore: 58 Bottom Line: Townhomes from $329,900.

Perks & Quirks: Red brick accents, private garages, plus great outdoor spaces.

Adjacent to Harold Bishop Elementary School and Bishop Creek.

Canvas: Panorama On the Street: 6350 – 142nd St. On the Web: liveatcanvas.com Info: 604.598.8873 WalkScore: 50 Bottom Line: Townhomes from $328,900.

Perks & Quirks: Pick the colour for your personalized feature wall. Ideally located within two blocks of three elementary schools including Ecole Woodward Hill.

Most homes include side-by-side garage.

Creekside: East Clayton On the Web: dawsonsawyer.ca Info: 604.372.0400 Bottom Line: Townhomes from the low $300,000s.

Perks&Quirks: Register now for this collection of townhomes located adjacent to the Semiahmoo Trail. Sales begin summer 2014.

Enclave at Boundary Park: Panorama On the Street: 12775 – 63rd Ave. On the Web: sunmarkdevelopments.com Info: 604.657.3709 Bottom Line: Townhomes from $324,900.

Perks&Quirks: Spacious floorplans, ranging from 1,400 to almost 2,300 sq. ft. Main floor powder rooms plus private fenced yards. Rare opportunity to own a brand new townhome in this neighbourhood.

62 metro vancouver new home guide | january 10 - 24, 2014

Panorama Woods: Panorama townhomes.

Fusion: Panorama On the Street: 13886 – 62 Ave. On the Web: Lakewood.ca/fusion Info: 778.578.9779 WalkScore: 38 Bottom Line: Townhomes from $345,000.

Perks&Quirks: Close to excellent parks and outdoor recreation. Easy access to Guildford, White Rock and major transit routes.

Limited time net GST included.

Highlands at Sullivan Ridge: Panorama On the Street: 6085 – 146th St. On the Web: marathonhomes.ca Info: 778.565.7768 WalkScore: 50 Bottom Line: Single-family from $679,900.

Perks&Quirks: Two-storey homes plus fully finished basement — ideal for mortgage helper or as guest suite. Close to excellent schools, parks and commuter routes.

Rivers Walk: New Westminster townhomes.

Madison: Sullivan Heights On the Street: 14356 – 63A Ave. On the Web: madisonhome.ca Info: 604.543.6262 WalkScore: 43 Bottom Line: Townhomes from $323,000.

Perks&Quirks: Easy access to schools, recreation facilities and the Bell Centre for the Performing Arts. Move in ready.

Low strata fees and for a limited time get $10,000 off the purchase price.

Panorama Station: Sullivan Station On the Street: 5957 – 152nd St. On the Web: panoramastation.com Info: 604.372.2275 WalkScore: 60 Bottom Line: Townhomes from $369,800.

Perks&Quirks: Onsite clubhouse with lounge, fitness centre and lots of outdoor socializing spaces. Phase three coming soon. Ask about new February pricing incentives. january 10 - 24, 2014 | metro vancouver new home guide 63

hotcommunitiesfor2013

Panorama Woods: Panorama On the Street: 6123 – 138th St. On the Web: panoramawoods.ca Info: 778.593.9954 Bottom Line: Townhomes from $312,900.

Perks&Quirks: Quiet setting surrounded by mature trees. Innovative iPad station lets you design your home from the ground up.

Check out the presentation center’s twolevel children’s playhouse.

Redwood: Sullivan Heights On the Street: 6929 – 142 St. On the Web: redwoodtownhomes.com Info: 604.503.6929 Bottom Line: Townhomes from the low $400,000s.

Perks&Quirks: Quiet neighbourhood adjacent to Hazelnut Meadows Park and Georges Vanier Elementary. Features include side-by-side garage, heritage inspired architecture and over 7,800 sq. ft. of indoor/outdoor amenities. Grand opening incentives to be announced soon.

Rivers Walk: Queensborough, New West On the Street: 42 South Dyke Rd. On the Web: riverswalk.ca Info: 604.553.3575 WalkScore: 50 Bottom Line: Riverfront townhomes from $479,000.

Perks&Quirks: Amazing rooftop decks — think outdoor living room — with unobstructed river views and as far as Mount Baker, Metrotown and parts of downtown New Westminster. Directly across the street from the Fraser River.

The Grove: Cloverdale On the Street: 194th St. and 68A Ave. On the Web: thegroveatclayton.com Info: 604.533.6968 WalkScore: 53 Bottom Line: Townhomes from $275,900.

Perks&Quirks: Two-, three- and four-bedroom plans. Adjacent to the City of Surrey’s Greenway System. For limited time net GST included – like saving up to $10,000.

64 metro vancouver new home guide | january 10 - 24, 2014

The Grove at Cambridge: Panorama On the Street: 14905 – 60th Ave. On the Web: thegroveatcambridge.ca Info: 604.597.7177 WalkScore: 60 Bottom Line: Townhomes from $319,900.

Perks&Quirks: Family-oriented neighbourhood near schools and outdoor recreation.

Charming architectural details include gabled rooflines and covered porch with royal blue front doors. Fresh baked cookies in presentation centre.

The Links: Fleetwood On the Street: 7797 – 170th St. On the Web: linksliving.ca Info: 778.574.2550 Bottom Line: Single-family from $700,000.

Perks&Quirks: Nestled beside the Surrey Golf Course, homes feature open floorplans, luxuriously high ceilings and glass walls for outstanding natural light. Hurry, only a few homes remain. Some golf course and Mount Baker views.

Highland at Sullivan: Sullivan single-family.

Uptown Clayton: East Clayton On the Street: 19525 – 73rd Ave. in Surrey On the Web: uptownclayton.com Info: 778.574.0146 WalkScore: 43 Bottom Line: Townhomes from the low $324,900.

Perks&Quirks: Six distinctive floorplans — many with den, all with larger than average with open concept design. Site adjacent to a lush, natural preserve.

Zen Townhomes: East Clayton On the Street: 6588 – 195A St. On the Web: zentownhomes.com Info: 604.355.0166 WalkScore: 57 Bottom Line: Townhomes from $345,900.

Perks&Quirks: Chef’s delight kitchens with double wall ovens, five-burner gas cooktop, side-by-side fridge with water/ice dispenser and expansive centre islands (most are four-by-four). Gas hook up on your patio for barbequing convenience.

industryinsider

“I Resolve…”

by Bob De Wit

‘Tis the season to make and break New Year’s resolutions. Lose weight? I think not. Learn another language? Non, Monsieur.

World peace? Next year.

No, this year I resolve to set goals that are achievable and not only good for me, but good for the community too. Here are a few house–related resolutions that I’m hoping will make for a healthier, happier home in 2014.

1. Make my home safer: There are many ways to make our homes just a little bit safer without a ton of effort. For example, to avoid electrical shocks and fires, place covers over all outlets and tie up or unplug cords so they don’t dangle temptingly in front of toddlers or pets. Inspect appliance cords and immediately replace any that are worn, old or damaged. Keep clothes, curtains and other potentially combustible items at least three feet from all heaters. In the event that there is a fire you’ll need to get out, so your home’s windows need to be accessible. Make sure they are not nailed or painted shut, and if they have guards, security bars, grilles or grates, test the release mechanism to make sure it works.

2. Be a little greener: There are many ways to ‘green’ our homes that also save us money. Here are a couple of suggestions that you may have heard before and one that might be new to you. On the list of usual suggestions: replace your incandescent light bulbs with compact fluorescents, or if you’re really keen, go even further and buy LED lights. If you invest in LEDs make sure you get help from the vendor selling you the bulbs: not all LED products are created equal, so make sure you ask about which brand the vendor sees returns on most frequently. On the list of unusual suggestions: make sure you change your furnace filter regularly. A dirty filter will make the furnace work harder to regulate the temperature and will cost you money. Replaceable filters are often inexpensive and reusable ones are easily cleaned and represent an easy way to save energy and money at the same time.

Bob de Wit is the Chief Executive Officer of the Greater Vancouver Home Builders’ Association (GVHBA: www.gvhba.org). GVHBA is the voice of the residential construction industry in Metro Vancouver, helping consumers buy, build or renovate their homes. Bob has a passion for entrepreneurship and homeownership and brings those interests to his leadership role at GVHBA.

3. Find a better home for your stuff: Finally, forget spring-cleaning, winter is the best time to empty the garage and move along old clothes, blankets and furniture because now is when the greatest need exists among those in greatest need. Donating your unused items to charity could be a lifesaver for homeless or needy families. If it’s in good condition, your out-of-style or outgrown clothing could keep a family warm during the cold weather months. Many local charities also accept donations of household items that are in working order. That lamp, toaster or set of dishes gathering dust in the garage could help furnish a home for a needy family or provide revenue for a worthy charity.

So go ahead and make those resolutions, but make sure they’re achievable like the ones above so that 2014 is the best year yet. We can wait until next year to deal with World Peace!

january 10 - 24, 2014 | metro vancouver new home guide 65

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3479 Galloway Ave. 778-285-6299

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1320 Riley St. 604-468-7688

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2423 Avon Place 604-469-8988

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2195 Nova Scotia Ave. 604-468-2169

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Johnson St

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David Ave He rita g eM Ioc oR ou Town d nta Centre in Lan Shoreline Park Bl sdo v Park d wn eD Pioneer r Memorial Rocky Point Inlet Park Park Park Coquitlam BARNET HWY Centre ST JOHNS ST Dewdney Trunk Rd

Coast Meridian Rd

Pin etr ee Wa y

Ridge Park

mosaichomes.com

JU

R ST

EL

S EA

ED

$10,000 OFF SELECT HOMES Home #15: 3,115 sf

Home #5: 3,465 sf

SINGLE FAMILY HOMES DR

EL

S PA S BY

L

M

AR

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H

CI

TA D

RD

Citadel Heights

Sales Centre open daily 12 – 5 (Closed Friday) 2195 Nova Scotia Ave, Port Coquitlam 604-468-2169

See more at bluetreehomes.ca

Citadel Heights ad for New Home Guide

R

Prices are subject to change without notice. GST not included. E.&O.E.

RIVE

From $839,900 – Move in Today!

TT

✓ 4 & 5 bed homes ✓ Spacious 2,800 to 3,500 sf floorplans ✓ Finished basements with rec room ✓ Mature and established neighbourhood ✓ Walk to schools and parks ✓ 2 minutes to Lougheed and Hwy 1

PI

IL

Home #6: 2,957 sf

Insertion:

inthenews

Better days ahead

for most provincial economies in 2014 Over the past few years, we have seen a

two-tiered economy in Canada, in which resource-rich Saskatchewan, Alberta and Newfoundland and Labrador outperformed the rest of the country. Led by Alberta, most provinces can expect stronger economic growth in 2014, according to the Conference Board of Canada’s Provincial Outlook for Autumn 2013.

“While many provinces have struggled in the past few years, Saskatchewan, Alberta, and Newfoundland and Labrador thrived as their primary resources were in high demand and fuelled solid economic growth,” says MarieChristine Bernard, associate director, provincial forecast.

“However, the prospect of a stronger U.S. economy will now help boost exports and improve the outlook for other provinces over the next two years.”

Despite the damage caused by the severe floods in June, Alberta’s economy has grown at a fast pace in 2013 and economic conditions are extremely favourable heading into 2014. Buoyed by investment in the oil sands and a very strong labour market, Alberta’s real gross domestic product (GDP) is forecast to expand by a robust 3.4 per cent in 2014.

Strong gains in the primary sector, a rebound in construction and improved job creation will help lift British Columbia’s real GDP by 2.7 per cent in 2014.

Following an estimated four per cent gain in 2013, Saskatchewan’s booming economy can expect to cool next year. Weaker prices will hold back potash production increases and lower the province’s economic growth to 2.3 per cent in 2014, in line with Canada’s growth.

Manitoba’s economy will expand by two per cent in 2014, fuelled by better performances in the province’s goods and services industries, along with strong job growth and gains in personal disposable income.

Newfoundland and Labrador’s real GDP growth will slow from a nation-leading six per cent in 2013 to 1.8 per cent in 2014. A much smaller increase in oil production and the completion of construction work on Vale’s Long Harbour project will limit economic growth in the province.

Led by Alberta, most provinces can expect stronger economic growth in 2014.

Source: Conference Board of Canada 68 metro vancouver new home guide | january 10 - 24, 2014

The economic outlook for Central Canada and some of the Atlantic provinces is set to improve in 2014. Stronger growth in the U.S. economy will help improve export volumes and the manufacturing sectors in many regions.

A partial recovery in exports and strong growth in the commercial and financial services will help boost Ontario’s economy.

The province’s economic performance is expected to be more in line with the national average in 2014, with real GDP forecast to grow by 2.2 per cent.

Mining activity in New Brunswick is expected to pick up as new metal mines come into production in 2014-15, providing a boost to the province’s economy. Overall, real GDP growth in the province is expected to be 1.6 per cent in 2014.

With the new Deep Panuke offshore natural gas field set to begin production and better growth prospects in the forestry and manufacturing sectors, Nova Scotia’s economy is forecast to grow by 2.8 per cent in 2014.

Prince Edward Island had some of the strongest economic growth among all the provinces in 2013. However, a decline in private investment and ongoing fiscal restraint by the provincial government, will limit growth to just 1.3 per cent in 2014.

COQUITLAM/PORT COQUITLAM/PORT MOODY

Paired homes that look and feel like a single family home, from $569,900

Vaulted Ceilings • Grand Entry • Side-by-Side Garage • 30 to 35 ft. wide homes • 2,039 to 2,902 sq. ft.

3 and 4 Bedroom Duplex Homes Featuring Master on the Main PRESENTATION CENTRE & 2 DISPLAY HOMES #107 – 3458 Burke Village Promenade, Coquitlam, BC Open Daily 12-5 pm (Except Fridays) 604-916-8805 | secretridge.ca MISSIONGROUP.CA

A MISSION GROUP COMMUNITY This is not an offering for sale. Such an offering can only be made with a disclosure statement E.&O.E.

JANUARY 10 - 24, 2014 | METRO VANCOUVER NEW HOME GUIDE 69

hotcommunitiesfor2014

North of the Fraser: Ridge-Meadows, Tri-Cities, Sechelt

by Susan M Boyce There’s plenty of great value to be found east

of Vancouver in the Tri-Cities and beyond. Still hot is Burke Mountain where a diverse range of housing options from singlefamily to rowhomes and traditional townhouse are in various stages of construction — many with valley views and all with proximity to the great outdoors. Farther east, Ridge Meadows offers no-compromise homes at prices sure to please.

In the opposite direction and new this year, Sechelt is home to the first phase of the Sunshine Coast’s first masterplanned community — good news for people considering the tranquil beauty of this growing area.

Where possible we’ve included WalkScore ratings from walkscore.com, which rate communities in terms of walkability and proximity to amenities, such as shops, eateries and other desirable urban features. It’s important to note such ratings are only one criteria buyers should use to assess prospective properties.

Bluetree Homes at Citadel Heights: Port Coquitlam On the Street: 2195 Nova Scotia Ave. On the Web: bluetreehomes.ca Info: 604.468.2169 WalkScore: 38 Bottom Line: Single-family from $829,900.

Perks&Quirks: Fully finished basement included. The first significant development seen in this neighbourhood for many years. Move in ready.

Bluetree Homes at Kanaka Creek: Maple Ridge On the Street: 11176 Gilker Hill Rd. On the Web: bluetreehomes.ca Info: 604.476.1188 Bottom Line: Townhomes from $304,900.

Perks&Quirks: Outstanding mountain views. Adjacent to Kanaka Creek Elementary School.

Burke Mountain Heights: Coquitlam On the Street: 3479 Galloway Ave. On the Web: burkemountainheights.com Info: 778.285.6299 Bottom Line: Single-family from the mid $800,000s.

Perks&Quirks: Final Phase 3 homes now for sale. Phase 4 coming in spring 2014. Many homes feature breathtaking views of the valley below.

Cliffstone: Maple Ridge On the Street: 112th Ave. at 240th St. On the Web: cliffstone.ca Bottom Line: Single family and non-strata row homes.

Perks&Quirks: Coming early summer 2014. Cleverly designed interiors with 1,750 to 2,200 sq. ft. of finished living space.

All homes include double-car garages.

70 metro vancouver new home guide | january 10 - 24, 2014

FREMONT BLUE: Port Coquitlam On the Street: 2332 Ranger Lane On the Web: mosaichomes.com/fremont Info: 604.552.0319 Bottom Line: Rowhomes from the mid $300,000s.

Perks&Quirks: The Tri-Cities’ only riverside, masterplanned community and first phase of the new Riverfront District. Eye-catching Saltbox architectural details including rich, red brick and bold, blue shingles.

on opposite page left

Citadel Heights: Port Coquitlam single-family

OSPREY: Pitt Meadows On the Street: Harris Rd. On the Web: mosaichomes.com/osprey Info: 604.465.8712 Bottom Line: Rowhomes from $304,900.

Perks&Quirks: Final release of the Osprey Village community. Riverside location eye-catching Georgian/Loft architecture, plus thoughtfully designed interior spaces. Just five per cent down to own.

Hampstead at Silver Ridge: Maple Ridge On the Street: 13555 – 230A St. On the Web: portraithomes.ca Info: 604.466.9278 Bottom Line: Single-family from $439,900.

Perks&Quirks: New opportunity to purchase in this award-winning masterplanned community. New floorplans plus even more greenspaces, natural parklands and thoughtful finishing details.

Silver Stone Heights: Sechelt On the Street: 6010 Cowrie St. On the Web: silverstoneheights.com Info: 604.741.1877 Bottom Line: Single-family from $479,900.

Perks&Quirks: Initial phase of the Sunshine Coast’s first true masterplanned community which will ultimate be almost 1,000 homes with a village centre. Executive homes with ocean views.

Walking distance to downtown Sechelt.

Montgomery Acres: Maple Ridge On the Street: 24405 – 112 Ave. On the Web: montgomeryacres.com Info: 604.477.2959 Bottom Line: Single-family from $509,000.

Perks&Quirks: Natural setting, 10-ft. ceilings on the main living level, full basements, gourmet kitchens and a spectacular free-standing soaker tub in every master bedroom ensuite.

Village Green: Maple Ridge On the Street: Dewdney Trunk and 232nd St On the Web: villagegreenlife.ca WalkScore: 47 Info: 604.476.2292 Bottom Line: Townhomes from the $279,900.

Perks&Quirks: English Village architecture. Walking distance to the much sought after Meadow Ridge Private School and Kildare Equestrian Riding School.

right

Freemont Blu: Port Coquitlam townhome on this page left

Hampstead: Maple Ridge single-family Burke Mountain right

Heights: Coquitlam single-family

january 10 - 24, 2014 | metro vancouver new home guide 71

Victoria Dr

HW Y

Ottawa St

Coast Meridian Rd

e

Cedar Dr

Ave

PITT MEADOWS / MAPLE RIDGE

Dominion Ave

ve

5

r Rd Rive

116th

240th St

207th St

Ave 1

Derby Reach Regional Park

Way aka Kan

6

110th Ave

4

108th Ave r Maclure D 240th St

ED GHE LOU

Golden Ears Bridge

Y HW

104th Ave 102th Ave

Jac kso n

Harris Rd

Pitt Meadows Airport

Dewdney Trunk Rd 248th St

Dewdney Trunk Rd

232rd St

Abern ethy W ay

124th Ave 224th St

123rd Ave

132 Ave

Hammond Rd S Bonson Rd

Ford Rd

Meadow Gardens Golf Course

203rd St

HW Y

216th St

210th St

Dewdney Trunk Rd

Harris Rd

LO UG HE ED

2

227th St 228th St

Dewdney Trunk Rd

224th St

136 Ave

3

MAPLE RIDGE 1. Bluetree Homes

at Kanaka Creek 11176 Gilker Hill Road 604-476-1188

2. Hampstead at

Silver Ridge

3. Albion Station

5. Village Green

4. Wynnridge

6. Montgomery Acres

10151 240th Street 604-630-9030

12161 237th Street 604-476-2292

11005 Buckerfield Drive 604-466-6388

24405 112 Ave 604-477-2959

13555 230A Street 604-466-9278

LAST CHANCE 4 bedroom townhomes from $364,900 72 METRO VANCOUVER NEW HOME GUIDE | JANUARY 10 - 24, 2014

ON LY

2R EM AI N

Call

604-476-1188

SHOW HOME OPEN

COME VISIT OUR BRAND NEW SHOW HOME! Homes priced from $439,900* (except Friday) Please follow detour signs. Alouette Bridge closed until the end of Jan.

Proud supporter of the Ridge Meadows Hospital Foundation *

PITT MEADOWS/MAPLE RIDGE

2-LEVEL TOWNHOMES FROM $279,900*

A new Maple Ridge community has been planted. Surrounded by trees and nestled in a natural setting yet close to local amenities, Village Green offers the best of both worlds. A rare community of two level 3 bedroom townhomes coming soon. Book your VIP preview by e-mailing info@villagegreenlife.ca VIP PREVIEWS BEGIN JAN. 8TH BOOK YOURS TODAY! info@villagegreenlife.ca

BECOME A VIP BY REGISTERING TODAY

VillageGreenLife.ca

*This is currently not an offering for sale Prices quoted include net GST for owner/occupier are anticipated only and subject to change without notice.

Prices are anticipated to range from $279,900 to the high $330’s. E.&O.E.

Sales and Marketing by Fifth Avenue Real Estate Marketing Ltd. 604-583-2212

JANUARY 10 - 24, 2014 | METRO VANCOUVER NEW HOME GUIDE 75

inthenews

REBGV:

Value of Lower Mainland commercial property transactions climbs in third quarter While the number of commercial property

transactions in the Lower Mainland continues to trend below recent years, the third quarter of 2013 saw an increase in the dollar value of properties sold, according to data from Commercial Edge, a commercial real estate system operated by the Real Estate Board of Greater Vancouver (REBGV).

The total dollar value of commercial sales in the region reached $1.411 billion in the third quarter (Q3) of 2013. This represents a 16.6 per cent increase from Q3 2012 and a 35.7 per cent increase from Q2 2013.

There were 393 commercial real estate sales in the Lower Mainland in Q3 2013, according to Commercial Edge. This is a 17.4 per cent decline compared to the 476 sales recorded in Q3 2012, a 20.6 per cent decline from the 495 sales recorded in Q3 2011, and a 2 per cent decline from the 401 sales recorded over the same period in 2010.

“The total dollar value of commercial sales increased in the Lower Mainland last quarter thanks in large part to activity in the office and retail sector,” Sandra Wyant, REBGV president said. “The total number of commercial sales in the region this year continues to trend behind what we saw between 2010 and 2012.”

The Commercial Edge system includes all commercial real estate transactions in the Lower Mainland, excluding Pitt Meadows and Chilliwack, that have been registered with the Land Title and Survey Authority (LTSA) of British Columbia since 2009.

76 metro vancouver new home guide | january 10 - 24, 2014

Q.3 2013 activity by category:

» Land: There were 131 commercial land sales registered with LTSA in the Lower Mainland in Q3 2013, down 10.9 per cent from the 147 land sales in Q3 2012. The dollar value of land sales in Q3 2013 was $479 million, down 16.5 per cent from $573 million in Q3 2012. » Office and Retail: There were 141 office and retail sales in the Lower Mainland in Q3 2013, a 15.1 per cent decline from the 166 office and retail sales in Q3 2012. The dollar value of office and retail sales in Q3 2013 was $575 million, a 95.6 per cent increase from $294 million in Q3 2012. » Industrial: There were 92 industrial land sales in the Lower Mainland in Q3 2013, down 30.8 per cent from the 133 industrial land sales in Q3 2012. The dollar value of industrial sales in Q3 2013 was $226 million, a 5.3 per cent decrease from $239 million in Q3 2012. » Multi-Family: There were 29 multifamily sales in the Lower Mainland in Q3 2013, which is virtually unchanged from the 30 sales in Q3 2012. The dollar value of multi-family sales in Q3 2013 was $131 million, a 26 per cent increase from $104 million in Q2 2012.

homebuyers’help

homebuyers’ resource section You love the home, see what you can afford!

Compare mortgage rates for your best deal Calculate your mortgage payments using the mortgage payment calculation chart

january 10 - 24, 2014 | metro vancouver new home guide 77

caLcuLate Your mortGaGe PaYments Interest rate

amortIZatIon PerIod

chart fIGure

eXamPLe: 5%

25 YearS

5.82

mortGaGe amount ÷ 1,000 (MORTGAGE AMOUNT $125,000)

125

follow these stePs to see If You’ll QualIfY for a mortGaGe on Your dream home

01

Calculate the combined monthly before-tax income of you and your spouse.

02

Divide by three. This figure is the monthly payment you can afford to make on your home.

03

Take the total price of the home and subtract the amount of money you expect to make as a down payment. This is the money you will have to borrow.

04

Refer to the chart on the opposite page. Look down the left column and locate the interest rate you expect to pay. Line this up with the amortization period of your choice. (Most first-time buyers take the 25-year amortization.)

78 metro vancouver new home guide | january 10 - 24, 2014

05 06

Multiply this figure by the amount you need to borrow. Divide by 1,000.

Add to this your estimated monthly heating costs and monthly property taxes.

07

If this figure is equal to or less than one-third of your gross monthly income (calculated in Step 2), you’ll qualify for a mortgage on your dream home.

Bear in mind that this is a rough estimate.

If you have several other large loans already, you may qualify for less. Also, banks and trust companies vary in their policies. The best way to know what you can afford is to go to the lending institution of your choice and get pre-qualified.

monthlY PaYment

$

mortgage PaYment calculatIon chart % intereSt rateS

amortIZatIon PerIods 10 YearS

15 YearS

20 YearS

25 YearS

3.00%

9.65

6.90

5.54

4.73

3.25%

9.76

7.02

5.66

4.86

3.50%

9.88

7.14

5.79

4.99

3.75%

9.99

7.26

5.91

5.13

4.00%

10.11

7.38

6.04

5.26

4.25%

10.23

7.50

6.17

5.40

4.50%

10.34

7.63

6.30

5.53

4.75%

10.46

7.75

6.44

5.67

5.00%

10.58

7.88

6.57

5.82

5.25%

10.70

8.01

6.74

5.96

5.50%

10.82

8.14

6.85

6.10

5.75%

10.94

8.27

6.98

6.25

6.00%

11.07

8.40

7.12

6.40

6.25%

11.19

8.53

7.26

6.55

6.50%

11.31

8.66

7.41

6.70

6.75%

11.43

8.80

7.55

6.85

7.00%

11.56

8.93

7.69

7.00

7.25%

11.68

9.07

7.84

7.16

7.50%

11.81

9.21

7.99

7.32

7.75%

11.94

9.34

8.14

7.47

8.00%

12.06

9.48

8.28

7.63

8.25%

12.19

9.62

8.44

7.79

8.50%

12.32

9.76

8.59

7.95

8.75%

12.45

9.90

8.74

8.12

9.00%

12.58

10.05

8.86

8.28

9.25%

12.71

10.19

9.05

8.45

9.50%

12.84

10.33

9.20

8.62

9.75%

12.97

10.48

9.36

8.78

10.00%

13.10

10.63

9.52

8.95

10.25%

13.24

10.77

9.68

9.12

10.50%

13.37

10.92

9.84

9.29

10.75%

13.50

11.06

10.00

9.46

11.00%

13.64

11.22

10.16

9.63

11.25%

13.77

11.36

10.32

9.80

11.50%

13.91

11.52

10.49

9.97

11.75%

14.04

11.66

10.65

10.15

12.00%

14.18

11.82

10.81

10.32

12.25%

14.32

11.97

10.98

10.49

12.50%

14.46

12.13

11.15

10.67

12.75%

14.59

12.28

11.31

10.85

This table shows the monthly payment of principal and interest for each $1,000 of mortgage. Example: The monthly principal and interest payment for a $300,000 mortgage with a 25-year amortization period at 5% is as follows: ($300,000 รท 1,000) X 5.82 = $1,746 january 10 - 24, 2014 | metro vancouver new home guide 79

BRITISH COLUMBIA’S NEW HOME DEVELOPMENTS PROJECT

ABBOTSFORD Abacus Uptown Auguston Brooklyn Eagle Estates Eagles Gate Falcon Ridge Foxwood Harvest Hudson’s Loft Lift Luna Mahogany at Mill Lake Pepin Brook Waterleaf BURNABY Altitude Aviara Brentwood Britton Casa d’oro CentreBlock at Univercity Eden at Edmonds Highland House Kabana Lift Madison Met 1, The Met 2, The Metro One Metro Two Metro Metroplace Moda Modello OakTerra Oro Paddington Mews Panacasa Parkside Greene RedBricks Reflections Silver Solo District Station Square Trio Venice Vibe Wall Centre Central Park CHILLIWACK / SARDIS Centre Field Englewood Village Garrison Crossing Heron’s Landing Jinkerson Vistas La Cason Radius River Walk Summit Residences, The Townsend Terrace COQUITLAM 1123 Westwood Amberleigh Austin

TYPE

LR SF LR SF SF SF SF TH LR LR TH HR SF LR HR HR HR TH TH HR TH LR LR LR/TH LR HR HR LR LR TH HR HR HR LR LR TH LR/TH TH LR HR HR HR HR LR LR LR HR TH SF SF/LR/TH

C O N TA C T

PRICE

604-854-1201 604-308-8660 604-746-3496 604-859-3141 604-309-7729 604-309-0540 604-850-5040 604-607-7801 604-864-8948 604-557-1047 778-895-5862 604-746-1551 604-856-1118 604-850-3694

PROJECT

Call From $559,000 From $169,900 From $599,900 From $373,500 From $789,000 From $524,900 From $259,900 From $99,900 Call From $289,900 Call From $599,900 From $179,000

604-456-8883 From Mid $200’s 604-291-9130 Call theamazingbrentwood.com Coming Soon brittonliving.com From $489,900 604-436-1100 From $499,900 libertyhomes.ca Coming Soon 604-329-8228 Coming Soon 604-941-4663 From $209,900 604-288-7394 Coming Soon 604-320-3386 Call liveatburnabyheights.com Coming Soon 604-899-8800 From $349,800 604-899-8800 Coming Soon 604-435-9477 Call 604-435-9477 From $439,900 604-435-5565 Call 604-435-8866 Call 604-439-9580 From $377,900 604-456-0688 From $389,900 604-431-6033 Call 604-754-7338 From $274,900 604-438-9922 From the $290’s 604-437-0100 From $239,900 604-435-7088 From $299,900 604-527-7955 Call 604-525-8496 Call 604-435-8866 From $300’s 604-298-8800 From Low $300’s 604-438-1113 Call 604-218-3338 From $249,900 veniceliving.ca Coming Soon 604-970-9606 From $259,900 604-874-9232 From $299,900

SF LR LR TH SF TH

604-795-6938 604-534-5079 604-824-5062 604-858-7179 1-877-858-2408 1-800-830-7175 604-991-5151 604-991-1777 604-824-6473 1-800-830-7175

From $242,900 From $249,900 Call From $269,900 From $399,900 From $184,900 From $149,900 From $259,900 From $508,000 From $242,900

HR SF HR

604-472-1123 604-514-4359 604-931-0302

Call Coming Soon From low $200’s

Penthouse (PH)

Live Work (LW)

Real Estate Sales & Marketing From the ground up

City Home (CH)

High Rise (HR)

Bloom Breeze Residences Bridlewood Burke Mountain Heights Carte Blanche Cedar Creek Celadon Charland Como Evergreen Grand Central 2 Hazel Kingston Maya Mackin Park MTwo MThree Oasis Reef Regan’s Walk Riley Secret Ridge Somerton Sterling Wynwood DELTA LADNER Canu NORTH DELTA Delta Rise Lakeside Luxor South Pointe TSAWWASSEN Brio Tsawwassen Heights Tsawwassen Shores Tsawwassen Springs LANGLEY Ascot Athenry Gate Bearing Pointe Charleston Place Cornerstone Elements Focal Point Kensington Mason & Green McBride Station Mission Green Nature’s Walk Varsity Virtue Winchester Estates York Yorkson Creek Yorkson South

Mid Rise (MR)

Low Rise (LR)

C O N TA C T

604-939-8808 604-374-4329 604-871-4194 778-285-6299 604-461-7777 604-880-1880 604-942-8416 604-492-3388 604-939-0018 604-942-2672 604-936-1888 778-829-1500 604-514-4359 604-288-9888 604-939-8874 604-472-9555 604-472-9555 604-464-2701 604-288-8909 604-492-0222 604-468-7688 secretridge.ca 604-469-8581 604-464-2260 604-942-2239

$264,000 From $399,900 Coming Soon From Low $700’s Call From $419,900 From $369,900 Call From $208,800 From $267,900 From $309,900 From $220,500 Coming Soon Call From $199,900 From $599,900 From $281,900 Call From $349,900 From $199,900 From $349,900 Coming Soon From $699,900 From $689,900 From $349,900

LR

604-940-5533

From $324,900

HR TH LR SF

604-594-7473 604-585-7107 604-590-8003 604-584-2908

From $189.900 Call From $199,900 From $699,900

LR SF SF SF/LR

604-943-8811 604-271-7288 604-943-6677 604-948-HOME

Call Call From $499,900 Call

TH LR TH TH TH LR SF

604-571-6400 604-882-8857 604-530-7011 604-534-7974 604-534-6000 604-533-7718 604-377-7000 604-427-3311 604-871-4288 604-533-0881 604-871-4288 604-888-8370 604-539-2200 604-534-6800 604-533-1886 604-568-3385 yorksoncreek.com 778-785-1673

From Low $600’s From $137,500 From $194,900 Coming Soon From $199,900 From $199,900 Coming Soon From $199,900 Coming Soon Coming Soon Coming Soon Call From $139,900 From $294,900 From $309,900 From $299,900 From $179,900 From $440,000

LR TH LR LR LR SF

604-463-0588 604-630-9030 604-318-5254 604-466-8783 604-477-1500 604-466-9278

From $139,900 From $254,900 Call From $149,900 Call From $459,900

Loft (LO) Duplex (DP) Townhouse (TH)

Representing the best in New Home Sales across the Lower Mainland from Townhomes to Condos.

Homes starting in the $150’s

PRICE

LR/TH TH TH SF SF TH HR LR LR HR HR LR SF LR LR HR HR HR TH LR TH DP SF SF TH

SF LR LR HR LR LR LR LR TH TH

MAPLE RIDGE 223 North Albion Station Cascada Edge on Edge Falcon Centre Hampstead at Silver Ridge

FIFTHAVE.CA 80 METRO VANCOUVER NEW HOME GUIDE | JANUARY 10 - 24, 2014

TYPE

TS

The listings included on the following pages are meant to offer a comprehensive overview of those new home developments currently being marketed throughout Greater Vancouver and the Fraser Valley. Pricing is subject to change; you should contact the specific development for current details or special promotions. To report any changes or corrections to this information, please contact our office at 604.519.6080, fax 604.519.6088, or email homes@wall2wallmedia.com PROJECT

Kanaka Creek Mainstone Creek Maple Creek Montgomery Acres Parc Vue Pointe, The Spencer’s Green Station One Village Green Village Walk Wellington Station Wynnridge

T Y P E C O N TA C T P R I C E

TH SF TH SF LR SF SF LR TH TH LR SF

PROJ ECT

PORT COQUITLAM Altura LR 604-552-5887 From $219,900 LR 604-464-5856 From $199,000 Burleigh Walk LR 604-435-9477 From $209,900 Carmandy Citadel Heights SF 604-468-2169 From $829,900 TH 604-469-8988 Call Dominion Fremont Blue TH 604-552-0319 From mid $300’s LR 604-475-5100 From $169,900 La Via LR 604-866-4206 From $149,900 Orchid HR 604-468-8252 Call Shaughnessy, The South Verde LR 604-468-8640 Call Valorie on the Park LR 604-464-4764 From $246,900

604-476-1188 From $299,900 604-463-5000 Call 604-942-0606 From $469,900 604-477-2959 From $509,980 604-467-8884 Coming Soon 604-999-2452 From $489,900 778-846-3200 From $504,900 604-467-9300 Coming Soon 604-476-2292 From $279,900 604-465-6524 Coming Soon 604-380-0300 From $189,000 604-466-6388 Call

MISSION / HARRISON Fraser Landing TH 1-888-826-1177 Horizons TH 1-888-826-1177

PORT MOODY Residences, The HR 604-552-0552 Call Station, The TH thestationliving.ca Call

From $249,900 From $319,800

NEW WESTMINSTER 258 on Sixth HR 604-377-9630 Call Alexander Walk TH 604-779-1292 From $349,900 Brewery District HR 604-694-1188 Coming Soon HR 604-523-0733 Call Carlyle at Victoria Hill HR 604-525-8980 Call Dominion HR 604-524-8080 From $224,900 Elliot St TH 604-517-1688 From $329,900 English Mews Flow TH 604-520-9880 From $508,900 Glass House Lofts LR 604-520-9890 Call LR 604-523-0733 From $266,900 Grove, The Lookout at Victoria Hill, The LR 604-523-0733 Call Northbank HR 604-523-0081 From S261,900 Parkside HR 604-523-0733 Call HR 604-523-0733 Call Parkside at Victoria Hill TH 604-533-3575 From $469,900 Rivers Walk SF 604-520-3226 From $476,900 Thompson Landing Trapp & Holbrook HR 604-525-0223 From $299,900 LR 604-522-2583 From $321,900 Viceroy NORTH VANCOUVER 15 West HR 604-980-9949 From $340,000 LR Coming Soon 221 East 3rd 700 Marine Drive LR/LW 604-984-0700 From $299,000 Anchor, The LR 604-988-8800 From Mid $200s MR/TH 604-983-9065 Call Atrium at the Pier LR 604-973-0298 Coming Soon Canyon Springs Capstone MR 604-929-8870 Call Destiny 2 at Raven Woods LR 604-929-1915 From $289,900 Drive, The LR 604-986-8138 Call Heywood on the Park LR 604-985-0003 From $288,900 MR 604-983-9065 Call Landing, The Latitudes TH 604-435-9477 From $469,900 HR/LR/TH 604-998-0219 From $309,900 Local on Lonsdale Maplewood North LR 604-727-1594 From $378,900 Orizon LR 604-638-6240 From $309,900 Northlands LR/TH 604-800-2120 Call Pinnacle Residences at the Pier MR 604-983-9065 Call Prescott HR 604-969-3333 From Mid S200’s Queen Mary LR 604-770-1645 From $349,900 LR 604-924-4488 Coming Soon Remix Seylynn Village HR 604-980-5000 Coming Soon Shore, The LR 604-980-0016 Call PITT MEADOWS Cedar Downs LR 778-846-3200 From $194,900 Liv42 LR 604-460-6601 From $134,900 Osprey TH 604-465-8712 Penthouse (PH)

Live Work (LW)

City Home (CH)

T Y P E C O N TA C T P R I C E

High Rise (HR)

RICHMOND Alexandra Court LR 604-278-5809 From $314,900 Blue Heron Marine Estate SF 604-649-8630 From $1,700,000 Cadence HR 604-276-8683 Call Carrera HR 604-244-7721 Call Concord Gardens HR 604-233-7748 From $300,000’s Emerald HR/TH 604-244-8333 From $296,000 Empire Living TH 604-244-9622 Call Gardens, The LR 604-271-3331 From $294,900 Harmony HR 604-278-3939 From $315,800 Monet HR 604-233-7748 From $300,000’s HR 604-303-7575 From $464,900 Opal at Richmond Centre Ora HR 604-278-8838 Call Orchard LR 604-303-8819 From $259,900 Pier, The LR 604-274-7326 Call Remy LR 604-279-8866 From $211,900 River Inlet MR/TH 604-233-2633 Call River Park Place HR 604-282-7838 From $229,500 Saffron LR 604-270-2482 Call Southpointe Cove TH 604-273-2828 Call Westminster Terrace TH 604-204-1077 Call SQUAMISH / WHISTLER Elaho TH 604-898-2232 Ocean Crest SF 604-896-2235 Ravens Plateau SF 1-888-852-7575 Aqua TH/LR 1-877-344-5566 University Heights LR 1-888-852-7575

Coming Soon From $1,298,000 Call From $239,000 Call

SUNSHINE COAST SECHELT SF 604-741-1877 SilverStone Heights

From $479,900

SURREY 3 Civic Plaza Ashbury Hill Ascend Balance Bishop Creek Boardwalk Brixton Canvas Connect Edgewood Enclave at Boundry Park Esplanade at Waterstone Eton Fusion G3 Residences Grove at Cambridge, The Guildford Greens

Call From High $200’s From $170’s Coming Soon From $354,900 From $341,900 Coming Soon Coming Soon From $118,800 From $344,900 From $349,900 From $219,900 From Low $300’s From $350,000 Call From Low $300’s From $349,900

Mid Rise (MR)

Low Rise (LR)

HR TH LR LR TH TH TH TH LR TH TH LR TH TH HR TH TH

604-951-3331 ashburyhill.com 604-596-2202 tiensher.com 604-588-0005 604.506.1852 604-503-0483 liveatcanvas.com 778-395-1886 604-644-7811 604-657-3709 604-530-5399 etonliving.com 778-578-9779 604-453-6688 604-597-7177 604-307-0400

Loft (LO) Duplex (DP) Townhouse (TH)

JANUARY 10 - 24, 2014 | METRO VANCOUVER NEW HOME GUIDE 81

PROJECT

Heights Highlands at Sullivan Ridge Joi Living Kendra Latis Latitude Lingo Links, The Lumina Madison Manarola Oliver’s Lane One 38 Panorama Station Panorama West Village Panorama Woods Park Avenue Quattro 3 Redwoods Rockwoods, The Silverwood Teo Hyland Residences Ultra at West Village Verve The Walks Wave Zen CLOVERDALE Cadence Clayton Heights Clayton Rise Creekside The Grove La Rue MacKenzie Estates One92 Sun 72 Salix Uptown Clayton Village

T Y P E C O N TA C T P R I C E

PROJECT

TH 604-538-8888 Coming Soon SF 778-565-7768 From $679,900 incl. GST TH 604-574-8888 From $339,000 TH 604-590-9122 From $329,900 LR 604-575-0669 From $194,900 LR 604-596-5075 From $264,900 LR 604-727-5478 From $159,900 SF 778-574-2550 From High $600’s LR 604-727-5478 From $274,900 TH 604-543-6262 From $323,000 LR 604-825-1038 From $179,900 Incl. GST SF 604-543-3868 From $489,900 TH liveatone38.com Coming Soon TH 604-372-2275 From $299,800 TH 778-885-6700 Call TH 778-593-9954 From $314,900 HR 604-583-9866 From $250’s LR 604-581-8000 From $159,900 TH 604-503-6929 Coming soon TH 604-503-1188 Call TH silverwoodliving.com From Low $300’s TH 604-288-8918 From $299,900 TH/HR 604-588-6999 From $186,900 LR 604-588-3783 From $160’s TH 604-440-8070 Call HR 604-951-9283 Call TH 604-355-0166 Call

SF 604-727-5478 From $699,900 TH/DU 604-723-4497 From $549,900 TH 778-278-0030 Call TH 604-572-0400 Coming Soon TH 604-533-6968 From $275,900 TH 604-575-2263 From $304,900 TH 604-538-2125 From $349,900 LR/TH 604-576-1772 From $199,900 TH 604-575-8806 From $292,900 LR 604-530-0054 From $241,900 TH 778-574-0146 From $339,900

Live Work (LW)

City Home (CH)

Skyway HR 604-436-1100 Call View 388 LR 604-330-8838 From $219,900 Wall Centre 900 Hastings MR 604-683-0900 From $249,900 Wall Centre Central Park HR 604-874-9232 From $299,900 Woodshire TH 604-719-1700 From $420,900 WEST SIDE 6 & Fir HR 604-899-8858 From $449,900 5555 Dunbar LR 604-568-7551 From $349,900 Academy HR 604-228-8895 Call Alder Crossing TH/Studios 604-600-5405 From $290,000 Anchor TH Coming Soon Arbutus Ridge MR 604-738-0001 Call Binning Tower HR 604-646-1111 From $499,900 Cambie & 7th HR/TH 604-568-5060 Call Crescent on McRae, The TH 604-652-2515 Call Elizabeth LR 604-687-8800 Coming Soon Empire at QE Park LR 604-568-5060 Call Granville at 70th HR 604-687-2298 Call Kerrisdale Gardens MR 604-559-9848 Call Kits360 LR 604-737-0360 From $379,900 Lido HR 604-872-2672 From $458,900 MC2 HR 604-638-9998 From $256,900 Meccanica MR 604-876-8819 From $349,900 Montgomery TH 604-369-6641 From $985,800 Oak by Listraor TH liveatoak.com Coming Soon One, The MR/HR 604-874-8368 From $349,900 Opsal HR 604-876-7332 Call Pinnacle Living Broadway MR 604-739-2080 From $399,900 Prelude MR 778-986-7860 From $347,500 Radius LR 604-731-5522 Call Riley, The LR 778-986-7860 From $347,500 Shannon Wall Centre Kerrisdale LR 604-267-8882 Call Sixth and Willow sixthandwillow.com Coming Soon Village on False Creek, The MR 604-874-8368 From $414,500 Westerly, The LR 604-568-3399 From $300,000’s WEST VANCOUVER Evelyn LR 604-922-0330 Call WHITE ROCK / SOUTH SURREY Abbey Road TH Adagio LR Augusta TH Avra HR Belcroft, The TH Blu TH Breeze TH Gemini LR George TH Grandview Heights TH Hampton’s TH Headwaters LR Heights, The TH/LR Juniper SF Morgan Crossing LR Morgan Living SF Newport at West Beach LR Niche TH On The Course TH Promenade LR LR Royce Saltaire LR Sausalito MR Semiahmoo Trail TH Southbrooke SF SF Summerfield Toccata TH Winter Street LR TH Woods

VANCOUVER & AREA DOWNTOWN 999 Seymour HR 604-879-9996 From $327,400 Fairmont Pacific Rim Estates HR 604-781-4303 Call Keefer 188 LR 604-620-2018 From $239,900 Keefer Block LR 604-682-8813 From $269,900 Maddox HR 604-669-8200 From $389,900 Mark, The HR 604-687-4353 Call Modern HR amacon.com From $300’s One Pacific HR 604-899-8800 From $300’s Pacific Pt HR 604-685-0855 From $349,900 Private Residences at Hotel Georgia, The HR 604-682-8107 Call Ritz, The HR 604-876-9222 Call Rolston, The HR 604-688-8927 Call Sapphire, The HR 604-876-9222 Call HR 604-568-8283 From $268,000 Tate On Howe EAST SIDE 238 W Broadway LR 238westbroadway.ca Call 2nd & Commercial LR 604-800-8862 From $269,900 Avant TH 604-298-2240 From $600,900 Block 100 HR 604-682-8801 Call Bohème LR 604-569-3388 From $227,900 Central HR 604-687-4353 Call Charm LR 604-330-8838 From $266,900 Collection 45 LR 604-569-1555 Call Cordovan LR cordovan.ca Coming Soon Kensington Gardens LR 604-620-7886 Call Local LR 604-688-5527 From $349,900 Main Street LR 604-877-1116 From $339,900 Shine MR 604-261-3936 Coming Soon Shoreline LR 604-434-2205 Coming Soon Penthouse (PH)

T Y P E C O N TA C T P R I C E

High Rise (HR)

Mid Rise (MR)

Low Rise (LR)

604-542-0660 From $359,900 604-531-6659 From $288,900 604-999-9323 From $439,900 incl. GST 604-531-9030 From $319,900 604-568-8830 From $599,900 604-782-5258 From $599,900 incl. GST 604-582-1113 Call 604-536-1663 Call 604-571-6400 Coming Soon discovergrandviewheights.com 604-723-4497 Coming Soon 604-535-1451 $313,500 778-545-8737 From $337,000 liveatjuniper.ca From $769,000 604-582-1336 From $275,900 604-385-0551 From $699,000 604-536-0256 Call 604-535-5511 From $351,900 604-385-0111 From $300’s 604-531-1111 From $314,900 604-538-8028 From $332,900 604-560-1656 Call 604-531-2200 Call 604-535-9633 Coming Soon 604-805-2941 Call 604-536-1155 From $684,900 604-535-5088 $379,900 604-364-7455 From $299,900 604-538-8876 From $379,900

Loft (LO) Duplex (DP) Townhouse (TH)

www.macmarketingsolutions.com We sell the homes you want to buy. /MacMarketingSolutions 82 METRO VANCOUVER NEW HOME GUIDE | JANUARY 10 - 24, 2014

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