GTA New Home Guide - Dec 13, 2014

[ 4-WEEK ISSUE ]

Dec 13, 2014 - Jan 10, 2015 Volume 22 Issue 23

INSIDE THIS ISSUE

5 SECRETS TO DESIGNING AN AMAZING ROOM

PREPARING FOR ALL YOUR CLOSING COSTS

MORTGAGES: WHAT’S AHEAD FOR 2015?

NOW OPEN BRADFORD Dreamfields Presentation Centre & 2 Model Homes 905.551.1631

BRAMPTON Credit Manor Heights Presentation Centre & Model Home 905.216.5155

BRAMPTON Mayfield Village Presentation Centre 905.230.2592

KLEINBURG Kleinburg Hills Presentation Centre & 2 Model Homes 905.552.0678

NEWMARKET Woodland Hills Presentation Centre 416.270.9484

NOBLETON King Country Estates Presentation Centre & 2 Model Homes 905.558.0255

RICHMOND HILL Kettle Lakes Club Presentation Centre & 4 Model Homes 289.234.1064

VAUGHAN Upper West Side Presentation Centre & 2 Model Homes 289.553.5633

WATERDOWN Waterdown Meadows Presentation Centre 905.690.2224

MORE INFO AT aspenridgehomes.com

COMING SOON KESWICK Simcoe Landing MARKHAM Union QUEENSVILLE Queensville REGISTER AT aspenridgehomes.com

ASPIRE TO A NEW ERA OF DESIGN IN NEWMARKET.

fold

fold

aspenridgehomes.com

fold

fold

6.875" x 10.5" OGF

ASPIRE ASPIRE TO TOAANEW NEWERA ERAOF OFDESIGN DESIGN ININNEWMARKET. NEWMARKET.

aspenridgehomes.com aspenridgehomes.com

contents

DECEMBER 13, 2014 - JANUARY 10, 2015 || VOLUME 22 ISSUE 23

community focus features 24 West Brampton

[ 4-WEEK ISSUE ]

Dec 13, 2014 - Jan 10, 2015 Volume 22 Issue 23

Fieldgate Homes

Early closing sales event in west Brampton

54 Toronto

Decade Homes

INSIDE THIS ISSUE

5 SECRETS TO DESIGNING AN AMAZING ROOM

PREPARING FOR ALL YOUR CLOSING COSTS

MORTGAGES: WHAT’S AHEAD FOR 2015?

ON THE COVER

p. 32

FLATO DEVELOPMENTS

Construction excellence, lofty ideals, impeccable quality and customer service

Yorkdale Village: a success story in central Toronto

72 Milton

Mattamy Homes

Mattamy brings new growth to Hawthorne Village in early 2015

regular and special features IN EVERY ISSUE

4 Editor’s Note 10 Contributors 52 Hot Dates 102 Ad Index COLUMNISTS

14

76 Milton

Conservatory Group

Move in 120 days at Milton’s Escarpment community

18

BILD

Report

BILD Chair named to Mayor’s Advisory Council

by Bryan Tuckey

Fundamentally Speaking GTA homeownership affordability improves

by Wayne Karl

42

20

Tarion Report

Tarion wraps up a busy and productive year

by Howard Bogach

30 40 46

Mortgage Advice

72

After a good 2014, what can we expect in 2015?

by Alyssa Richard

Taxing Issues

Selling an investment property

by Henry Choo Chong

Legally Speaking

Make sure you’re prepared for all closing costs

by Jayson Schwarz

58

Industry Insider

Charity begins at home

by David Hirsh

HOMEBUYERS’ HELP

38 42 74 95 99

Design Secrets

5 secrets to designing an amazing room

by Jane Lockhart

Marketplace

2014 Holiday Gift Guide

76

by Sara Duck

Style File

Festive flair

by Sara Duck

Resource Section

Mortgage Calculator and Rate Table

GTA Hot Sheet

Two pages of new openings, new releases and preview registrations

IN THE NEWS

16

Brookfield Residential

48

Homebuying

Aurora and Tottenham to welcome new phases in February

New survey provides insight into what buyers look for in location

30

//EDITOR’S NOTE

What rules your new home choice?

Lifestyle increasingly influential for homebuyers

N

SUSAN LEGGE

EDITOR-IN-CHIEF Wall2Wall Media

ew-home buyers are often driven by different influences, but there’s no doubt lifestyle is an increasingly important factor.

Whether you’re considering a home near the beach, a golf course or a city penthouse or pied-à-terre, you’re likely looking to compensate for what you don’t have in your current residence.

The amount of living space is usually the issue – either too much or too little.

Most young families are looking for more living space, which is why builders are designing homes with interiors that maximize every square foot of living space to make the most of your money.

As we get older, the quest for living space may take a different direction.

Downsizing is often the answer, although many homeowners with existing homes in suburban or rural areas are acquiring townhomes or piedà-terres in the city. An urban location gives owners and their friends a chance to enjoy the social and cultural activities of the city without having to drive for hours to get home.

In today’s hectic world, your new home will be your retreat, so it’s important to find is to find a home that suits your needs and lifestyle. In this issue, we profile new communities which offer the perfect place to put up your feet, plus the latest industry news and features about buying and owning a new home. Enjoy!

Susan.Legge@wall2wallmedia.com Follow me on Twitter at Twitter.com/SusanLegge Like us on Facebook. Search: New Home Guide

Here’s to 2015 Outlook for next year looks promising, with continuing low interest rates, economic and housing market growth

T

WAYNE KARL

EDITOR Wall2Wall Media Wayne.Karl@wall2wallmedia.com Follow me on Twitter at Twitter.com/WayneKarl Like us on Facebook. Search: New Home Guide

his past year has been another solid one for the GTA and its real estate market. A strong economy, appreciating housing values and continuing low interest rates are all producing a bright outlook Even affordability, increasingly being tested – at least in certain home types – in the GTA, caught a bit of a break recently. In its latest Housing Trends and Affordability Report, RBC Research says homeownership affordability improved in the third quarter of 2014 in two out of the three housing categories monitored. Standard two-storey homes became slightly more affordable, though buyers are increasingly finding they need to look beyond the downtown core and further

out in the GTA where prices and selection are more palatable.

Meanwhile, as a report on page 48 of this issue suggests, homebuyer preferences are showing another interesting trend – location over space.

Location, location, location has always been one of the golden rules of real estate. But more so, it seems, this adage applies more focus on matters such as transit, transportation and walkability.

The good news for those in the newhome buying market, is that builders today are keenly aware of changing consumer demands. Combine this with the GTA being one of the healthiest housing markets in Canada, and you’ll likely agree that 2015 will be a good year, indeed.

WHEREVER YOUR HOLIDAY STOREY TAKES YOU, MAY IT BE A HAPPY ONE.

NEW RELEASE Brown’s Line & Evans Ave., Etobicoke Starting from the low $500’s 416.259.2525

UNDER CONSTRUCTION Bathurst St. & Finch Ave., North York Starting from the high $600’s 416.730.1600

Facebook.com/MenkesLife 6 NEW HOME GUIDE GTA | DEC 13, 2014 - JAN 10, 2015

@MenkesLife

NEW RELEASE Burnhamthorpe Rd. & West Mall, Etobicoke Starting from the high $300’s 416.259.2525

UNDER CONSTRUCTION Guelph St. & MacFarlane Dr., Georgetown Starting from the mid $700’s 289.891.9103

Happy Holidays from Menkes For over 60 years, Menkes has focused on building homes and condominiums to suit every stage of your life in Toronto’s most desirable locations. Come home to Menkes today, where your life storey always begins and ends with total customer satisfaction.

menkes.com DEC 13, 2014 - JAN 10, 2015 | NEW HOME GUIDE GTA 7

THIS NEW YEAR WILL BRING MANY NEW HOME OPPORTUNITIES. We will have a new variety of homes coming to some of our favourite established communities and some brand new neighbourhoods in new locations such as Scarborough and Richmond Hill, throughout 2015. It will be a great year to find a new family home.

8

NEW COMMUNITIES AND ADDITIONS TO FAVOURITE COMMUNITIES COMING IN 2015.

AURORA

MILTON

WATERDOWN

At St. John’s Forest, Great Things Are Coming Soon.

New Models, New Releases.

A Whole New Neighbourhood Of Town And Detached Homes.

A New Selection Of Town And Detached Homes In A Popular Community.

Taunton

Taunton

SCARBOROUGH

MARKHAM

RICHMOND HILL

PICKERING

A Whole New Community Featuring Town And SemiDetached Homes.

Featuring A Wide Selection Of Townhome Styles To Choose From.

Upscale Towns and Detached Homes In A Prestigious Community.

A Brand New Seaton Neighbourhood With A Variety of Town and Detached Homes.

FOR MORE INFORMATION ON OUR COMMUNITIES REGISTER AT MATTAMYHOMES.COM Follow us: SALES CENTRE HOURS: Monday - Thursday 1pm-8pm; Friday 1pm-6pm; Saturday, Sunday and Holidays 11am-6pm MODEL HOME HOURS: Monday - Thursday 1pm-7:30pm; Friday 1pm-5:30pm; Saturday, Sunday and Holidays 11am-5:30pm All illustrations are artist’s concept. All dimensions are approximate. Prices, specifications, terms and conditions subject to change without notice. E.&O.E.

9

contributors NEW HOME GUIDE

PRESIDENT, WALL2WALL MEDIA

Jacqueline Hill

EDITOR-IN-CHIEF / DIRECTOR OF CONTENT

Susan Legge

DIRECTOR OF SALES, NATIONAL

Josh Heppner

SALES MANAGER NEW HOME GUIDE GTA, NEW CONDO GUIDE, HOME DÉCOR & RENOVATIONS

Conni Robinson

ASSOCIATE PUBLISHER, NEW HOME & CONDO GUIDE SWO, LIFESTYLE COMMUNITIES

Susan Maxwell ART DIRECTOR

Tammy Leung EDITOR

Wayne Karl CONTRIBUTING EDITORS

BILD REPORT

BRYAN TUCKEY

Bryan Tuckey is President and CEO of the Building Industry and Land Development Association (BILD) and can be found on Twitter (twitter.com/ bildgta), Facebook (facebook.com/ bildgta), Youtube (youtube.com/ bildgta) and BILD’s official online blog (bildblogs.ca)

TAXING ISSUES

HENRY CHOO CHONG, CGA

Henry Choo Chong is a certified general accountant. Henry sits on many committees and provides accounting and tax advice to individuals and businesses in the GTA. Send your tax questions via email to Taxing Issues at: choochonghcga@ yahoo.ca

LEGALLY SPEAKING

TARION REPORT

Sara Duck, Elisa Krovblit Lydia McNutt

Schwarz Law Barristers and Solicitors

is President and CEO of Tarion Warranty Corp. His column appears monthly in New Home Guide.

For more information about how Tarion helps new-home buyers, visit tarion.com or find us on Facebook at facebook.com/ TarionWarrantyCorp.

SENIOR ACCOUNT EXECUTIVE Nina Downs nina.downs@wall2wallmedia.com

JAYSON SCHWARZ

Jayson Schwarz LL.M. is a Toronto real estate lawyer and partner in the law firm Schwarz Law LLP. He can be reached by visiting schwarzlaw. ca or by email at info@schwarzlaw.ca or phone at 416.486.2040

HOWARD BOGACH

SENIOR ACCOUNT EXECUTIVE

Dionne Fraser dionne.fraser@wall2wallmedia.com SALES & MARKETING CO-ORDINATOR

Terry Bassett

DISTRIBUTION & SALES CO-ORDINATOR

Jennifer Bistron

ADMINISTRATIVE ASSISTANT

Antoinette Jackson PRODUCTION MANAGER

Bala Gnanapandithan PRODUCTION CO-ORDINATOR

Sandra Hanak-Vujnovic GRAPHIC DESIGNERS

Viosa Barileva, Miguel Cea, Mike Terentiev

NATIONAL ACCOUNT MANAGER, MEDIATIVE

Paul Slizys

Published By

MORTGAGE ADVICE

ALYSSA RICHARD

is the Founder and CEO of ratehub.ca, a mortgage rate comparison site that aims to empower Canadians to make smart financial decisions.

DESIGN SECRETS

JANE LOCKHART

is Founder and Principal Designer of Jane Lockhart Interior Design in Toronto. She can be reached at 416.762.2493. janelockhart.com

INDUSTRY INSIDER

DAVID HIRSH

David Hirsh is President and CEO of Brandy Lane Corp. Hirsh prides himself on his hands-on approach to all stages of the development and building process.

The company’s newest community is Wyldewood Cove, coming soon to Collingwood. Visit brandylanehomes.com

#500-401 The West Mall Etobicoke, ON M9C 5J5 T 416.626.4200 F 416.784.5867

newhomeguide.ca

ADVERTISING Call 416.626.4200 for ­advertising rates and information.

CIRCULATION Free distribution in select high-traffic street boxes, stores, banks, financial institutions and select condominium sales offices.

COPYRIGHT 2014 All rights reserved by New Home Guide, Toronto, Ontario, Canada. Reproduction in any form is prohibited. Contents of this publication are covered by Copyright and offenders will be prosecuted under the law. The views and data expressed by columnists do not necessarily represent those of the publication.Wall2Wall Media is a trademark of Yellow Pages Group Co. in Canada.

TERMS Advertisers, Editorial content are not responsible for typographical errors, mistakes or ­misprints. All prices are correct as of press time and are subject to change without notice. E. & O. E.

EDITORIAL Submissions from interested parties will be considered. Please submit to the editor at Susan.Legge@wall2wallmedia.com.

Please recycle this magazine! Wall2Wall Media participates in the Partners in Growth Reforestation Program through St. Joseph Communications. To date, Partners in Growth has planted over 2.5 million trees in parks, recreation and conservation areas, and other public spaces across Canada.

Established in 1990, this program was started with Scouts Canada to help replenish the environment.

Markham

Library with Cornell Community Centre & at Your Doorstep. en Op w No ft. . sq 0 00 9, 12

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from 1 to 8 p.m.; Friday by appointment only; Weekends and Holidays from 11 a.m. to 6 p.m.

Renderings are artist’s concept.* Specifications are subject to change without notice. E. & O. E. See Sales Representative for details.

11

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H O M E S™

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12 NEW HOME GUIDE GTA | DEC 13, 2014 - JAN 10, 2015

There’s a new energy in town

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PrimontHomes.com DEC 13, 2014 - JAN 10, 2015 | NEW HOME GUIDE GTA 13

//BILD REPORT

BILD Chair named to Mayor’s Advisory Council » by BRYAN TUCKEY

BRYAN TUCKEY

is president and CEO of the Building Industry and Land Development Association and a land-use planner who has worked for municipal, regional and provincial governments.

Follow him on Twitter @ bildgta, facebook.com/ bildgta and bildblogs.ca

BILD Chair Steve Upton was among a group of distinguished citizens recently named to Mayor John Tory’s Transition Advisory Council. It was no surprise that Upton would be chosen to serve on the advisory council and play an important role in helping shape our newly elected mayor’s vision for the City of Toronto.

Upton’s professional accomplishments and outstanding contributions of leadership and service are well known throughout our industry. His career spans more than 40 years in the land development industry and is the vice-president of development with Tridel. Upton talks about the new advisory role he has quickly embraced with the same drive, passion and commitment to success that he has demonstrated throughout his career.

Q: What was your initial reaction when you were chosen to John Tory’s Transition Advisory Council?

A: I was extremely honoured to have been chosen to represent the industry. It is an incredible opportunity to engage Toronto’s newly elected mayor in a fact-based and solutions-oriented discussion about issues critical to continue building quality, complete, vibrant and affordable communities for up to 100,000 people and 50,000 jobs that arrive in the GTA every year.

Q: As BILD Chair, what is your goal in your role on the advisory council and what are you hoping to achieve?

A: I want to be part of an honest dialogue on the various issues that need to be addressed at City Hall, to ensure that our industry can build homes that people can afford to purchase and retail space where businesses can remain competitive.

The home building, land development and professional renovation industry creates more than

71,000 jobs and generates close to $4 billion in wages in Toronto. Our industry is a major economic engine and a partner for this city and surrounding areas.

Q: How will you approach the Mayor as it relates the issue of affordability for new-home buyers in the GTA? A: Building new homes that people can afford is a considerable challenge for our industry today. I intend to share my experience in bringing new communities forward and some of the financial challenges facing new-home buyers.

Additionally, different criteria should be applied to ownership development versus purpose built rental development. We might start to see more rent-to-own homeownership models in the city of Toronto, which would make it easier for people to afford a home while giving them a sense of pride that comes with homeownership.

Q: What are some of the key issues you want to bring forward as part of the transition process?

A: The development approvals process is very complex. It can be just as overwhelming for developers as it is for residents.

We can all benefit from greater transparency and accountability when it comes to new policies, plans and new taxation. The SmartTrack plan is a great opportunity to establish proper infrastructure planning and updated zoning along transit lines.

It is also important to streamline the process of issuing building permits so that professional renovators and small businesses can avoid unnecessary project delays while saving homeowners money.

Q: What have your experiences taught you about John Tory?

A: John Tory has tremendous leadership abilities and, more importantly, a clear and decisive vision for Toronto and its residents. He is extremely engaged and works hard to understand the various issues facing the city. He has demonstrated his commitment to working collaboratively with the industry and the city’s residents by engaging in various matters of importance.

Q: Do you see a greater role or responsibility for BILD beyond the work on the transition team?

A: BILD looks forward to many future discussions on how our industry and our elected leaders can work as partners to build complete and affordable communities that people can be proud to call home. It is extremely important for our newly elected leaders to take advantage of our industry’s wealth of experience and knowledge base on issues that affect the ability for all of us to build great cities.

//IN THE NEWS

Aurora and Tottenham TO WELCOME NEW PHASES THIS FEBRUARY

Brookfield Residential is excited to announce its plans to open a new phase at each of its master-planned communities in Aurora (The Arbors) and Tottenham (Willow Glen) this February.

The Arbors

The new phase at The Arbors will include a mix of two- and three-storey upscale townhome designs, bounded by parkland and protected woodlots. The Village Collection with plans ranging in square footage from 1,300 to 2,300 sq. ft. will provide both single and double car garage options. The three- and four-bedroom designs will have finishes that homeowners have come to expect from this premiere community such as nine-ft. ceilings, granite countertops and hardwood flooring to name of few. The Village is an intimate collection of designs in both a traditional and urban style with some featuring large rooftop terraces overlooking the treeline.

Located just north of Aurora Road and west of Leslie Street, The Arbors is a premiere community surrounded by woodlots and trails in a well-established area with plenty of existing amenities nearby so it is sure to be in high demand again when the door re-open early in 2015. Commuters will appreciate the quick access to Hwy. 404 and the GO Train. The community itself will feature several parks and a trail system ideal for those wanting to enjoy a peaceful walk in nature or a recreational jog any time of the day.

“The Arbors has been a tremendous success and it is no wonder given the beautiful natural surroundings,” says Marc Thibault, vice-president of sales and marketing for Brookfield Residential. “Homeowners will be spoiled with nature and be encouraged

to enjoy life outside of their home with the trail system access and community parks within minutes to their front door.”

Register now at aurorabrookfield.ca Willow Glen

The new phase at Willow Glen will include a variety of 30-, 36-, 43- and 50-ft. designs, with some backing onto protected conservation lands. This new limited release will continue to feature many of the popular designs from the first phase with desirable features and finishes to meet the needs of today’s families and energy-efficient construction to reduce monthly utility costs where possible.

Located east of Tottenham Road off Mill Street, this community is just minutes from the quaint downtown shops of Tottenham. It is conveniently located with many amenities such as grocery, banks, daycares, schools, a recreation centre and a variety of restaurants only a short distance away.

“We are delighted by the response to this community and homeowners are responding positively to the exceptional home designs and superb value only 30 minutes from the GTA,” says Thibault. “The community layout takes advantage of the natural amenities that surround it, including 10 acres of parkland with a magnificent park as well as a large sparkling pond.”

Register now at brookfieldtottenham.ca Both new phases are scheduled to open February 2015. Registrants to Brookfield’s website will be provided with priority information and special offers/updates leading up to the new phase opening.

Brookfield is committed to building the best places to call home and has built more than 25,000 homes in Ontario since 1956. Brookfield’s ongoing commitment to quality and customer service has earned the company several highly coveted industry recognitions including the JD Power and Associates Award for Highest in Customer Satisfaction and Ontario Builder of the Year from OHBA and Tarion.

Brookfield currently has active communities in Alliston (Treetops), Bradford (Grand Central), Caledon East (Pathways), Mono (Fieldstone), Niagara-on-theLake (The Village) and Uxbridge (Fox Trail).

For more information about Brookfield, please visit brookfieldhomes.ca

//FUNDAMENTALLY SPEAKING

Homeownership affordability IMPROVES SLIGHTLY » by WAYNE KARL

WAYNE KARL

is an award-winning writer and editor with experience in real estate and business.

In Fundamentally Speaking, Wayne explores the basics – such as economic fundamentals – you need to examine when buying property.

He can be reached at

wayne.karl@wall2wallmedia.com

or follow him on Twitter at Twitter.com/WayneKarl

Amid continuing talk of high levels of household debt and varying real estate market conditions in some areas, RBC Economics Research’s latest Housing Trends and Affordability report reassures that homeownership affordability is still improving slightly. Housing in Canada became more affordable in the third quarter of 2014.

“Owning a home was a bit easier in Q3 thanks to rising household incomes, low and steady interest rates and cheaper utility costs in many parts of the country – Toronto even saw some relief,” says Craig Wright, senior vice-president and chief economist, RBC. “With home resales sitting close to the highest levels since early 2010, the overall tone of Canada’s housing market is quite solid at this stage.”

The way RBC’s affordability measures work is, the higher the measure, the more difficult it is to afford a home.

For example, an affordability measure of 50 per cent means that homeownership costs, including mortgage payments, utilities and property taxes, take up 50 per cent of a typical household’s pre-tax income. A decline in the measure represents an improvement in affordability.

For the Ontario market, homebuyers benefited from some modest improvement in affordability, though it still remains relatively strained – mostly in Toronto. RBC’s measures edged lower in all three housing categories monitored, between 0.1 percentage points and 0.4 percentage points.

In Ontario’s largest market, Toronto, affordability improved in two of the three housing categories, notably in standard two-storey homes.

Affordability in this home type fell 1.1 per cent (meaning it became more affordable) to 64.2 per cent, while deteriorating slightly in detached bungalows – up 0.3 per cent to 56.3 per cent. For standard condominiums, affordability improved, falling 0.2 per cent to 34.1 per cent.

Housing in Canada became more affordable in the third quarter of 2014, thanks to low and steady mortgage rates and rising household incomes

BUILDING A NEW LEVEL OF SUCCESS urbantowns O N

B AY V I E W

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urbantowns O N

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B AY V I E W

After the extreme success of Urbantowns at Bayview as the winner of the 2014 BILD Low-Rise Project of the Year, Treasure Hill is proud to present Urbantowns on Bayview. Continuing the urban look and feel that made the original development such a success, Richmond Hill’s most desirable townhomes will be located on Bayview just north of Major Mackenzie.

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VISIT OUR FULLY FURNISHED MODEL HOME PRESENTATION CENTRE LOCATED AT 20 FOGAL ROAD MODEL HOME LOCATED AT 20 SQUIRE ELLIS DRIVE

PRESENTATION CENTRE: MON-THURS 1PM-8PM • SAT, SUN & HOLIDAYS 11AM-6PM | MODEL HOME: SAT & SUN 11AM-6PM HOLIDAY HOURS: CLOSED AS OF WEDNESDAY, DECEMBER 24, 2014 • RE-OPENING ON MONDAY, JANUARY 5, 2015

N OW O P E N

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WOODBRIDGE

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TOW N H O M E S

TOW N H O M E S

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For more information visit treasurehill.com *Prices & information correct at press time. All illustrations reflect artist impression. E. & O.E. Ask a sales representative for details.

19

//TARION REPORT

Tarion wraps up a busy and productive year » by HOWARD BOGACH

HOWARD BOGACH

is President and CEO of Tarion Warranty Corp. His column appears monthly in New Home Guide.

For more information about how Tarion helps new-home buyers, visit tarion.com or find us on Facebook at facebook.com/ TarionWarrantyCorp.

I’m proud to say it’s been another busy and productive year for Tarion Warranty Corp. When I look back on what we’ve accomplished, the year can be summed up as consulting with our stakeholders and improving our services. Listening to the people who are affected by our policies is an important way to gain insight so Tarion can fairly and effectively administer new home warranties for the benefit of homebuyers, and regulate new home builders.

What has Tarion been up to this year? To start, we continued to expand our commitment to making the public consultation process an essential part of our policy development. This expansion – adding more roundtable discussions with industry leaders, consumers and employees – has led to more input on how to shape our policies. One example of this is our consultations on chargeability. A conciliation inspection is generally considered chargeable if it could reasonably have been avoided by the builder honouring its warranty obligations. We received a great deal of practical feedback on this policy and are currently in the process of incorporating this feedback into policy changes.

We also continued to meet with and listen to homeowners across the province who have been through the Tarion process. We received many thoughtful and insightful comments from homeowners who shared their experiences, which helps us better understand what it’s like to be in their shoes. We use this input to help us

improve our processes. In fact, our upcoming review of the customer service standard, which outlines the warranty claim timelines, will focus on some key feedback we received from these meetings.

Next, we improved many of our services and enhanced our disclosure. One example of this is adding notices of co-share major structural defect information to the Ontario Builder Directory. Tarion made some substantial changes to the seven-year major structural defect warranty in 2012, which previously did not generally obligate builders to respond to major structural defect claims in years three to seven of warranty coverage. Now, the starting position is that builders are responsible for all seven years of major structural defects. Builders can opt to share the cost, but the fact the builder was unwilling to correct the matter on his own will be disclosed on the Ontario Builder Directory.

This adds important disclosure that was not available before.

For the past few years, improving our channels of communication has been a focus for Tarion. We removed some restrictions on MyHome, our online homeowner portal, making it easier for homeowners to submit forms.

We believe that continued enhancements to the MyHome service is one of the reasons we now have more than 80 per cent of homeowners submitting 30-Day Forms online.

Another way we improved our services was by adding the new “Ask Tarion” feature to our website. Ask Tarion is based on virtual agent and self-service technology that helps stakeholders get the information they need as quickly as possible. Since launching in May of 2014, users received the answer they were looking for on the first try 84 per cent of the time.

These are just some of the initiatives Tarion accomplished in 2014. Most importantly, we continued to protect Ontario’s new-home buyers, paying out more than $7.2 million in claims in the first three quarters of 2014.

If you have taken possession of a new home in the past year, we want to hear from you. Don’t forget to fill out your Tarion customer service satisfaction survey before Jan. 9, 2015. This is your opportunity to tell us about your home buying experience and influence whether your builder should be recognized for their customer service.

DEC 13, 2014 - JAN 10, 2015 | NEW HOME GUIDE GTA 21

Seek haven from the ordinary HA•VEN: A PLACE OF SAFETY OR REFUGE

Seek haven from the common, the average, the oh-so-typical, the middle-of-the-road, the run-of-the-mill, the good-enough.

At Rosehaven, we will never be satisfied with anything less than the exceptional. Because we know you won’t.

22 NEW HOME GUIDE GTA | DEC 13, 2014 - JAN 10, 2015

COMMUNITIES

CHIPPAWA/NIAGARA

LYON’S CREEK 36’ Singles and Freehold Towns from $314,990 Condominium Towns coming early 2015

THOROLD

GIBSON HEIGHTS 45’, 36’ Singles, 30’ Attached Singles and Freehold Towns from $291,990 Move in Ready Inventory Homes Available

STONEY CREEK

ON THE RIDGE Semi Detached Homes from $354,990 40’ and 35’ Singles from $464,990

WATERDOWN

WATERDOWN MEADOWS 35’ Singles from $474,990

BRAMPTON

NEIGHBOURHOODS OF MOUNT PLEASANT Attached Singles and Freehold Towns from $404,990 45’, 41’, 38’ & 30’ Singles from $514,990 Urban Towndominiums coming Feb 2015

CALEDON

LOTUS POINTE Freehold Towns from $459,990 36’ Singles from $614,990

BRADFORD

DREAMFIELDS 45’ & 36’ Singles from $514,990

MOUNT ALBERT

VICTORIA HIGHLANDS Only 9 remaining, 50’ Singles from $607,990

PLATINUM COLLECTION THE VALLEY, KLIENBURG HERITAGE ESTATES, KLEINBURG

Visit RosehavenHomes.com For directions, maps hours and community information call our hotline (1-888/416) 410-0175

OAKVILLE

THE RANDALL RESIDENCES Only 15 remaining, suites from 1,900 to over 3,000 sq.ft. Move in from $1.9 million

KLEINBURG

KLEINBURG HERITAGE ESTATES Only 10 remaining, 60’ to 65’ Estate Singles Move in from $1.5 million Prices and specifications correct at press time. Photo is of actual Roseahven Home. E. & O.E. Prices quoted are in thousands except for Kleinburg & Randall pricing.

ROSEHAVENPLATINUM.COM DEC 13, 2014 - JAN 10, 2015 | NEW HOME GUIDE GTA 23

FIELDGATE HOMES | Valleylands

//COMMUNITY FOCUS

Early Closing Sales Event in west Brampton

VALLEYLANDS

The 45-ft. Dufferin’s breathtaking front Elevation A of brick detailing with large porch and great interior entertainment space contribute to the luxurious atmosphere of this exceptional family home, available from the upper $600’s.

LOCATION West Brampton HOUSING TYPE Singles on 38-, 41-, 45-, 50- and 70-ft. lots from the mid $500’s; bonus packages available for each housing type. Early closing homes with four bedrooms from the upper $500’s with 30- to 120-day closings available CONTACT 905.457.0445 fieldgatehomes.com

W

hen driving along Chinguacousy Road in west Brampton, one gets the feeling that they’re in the midst of a very special community. It’s a place where the valleys of the Credit River offer a breathtaking outdoor playground of lush green parkland. It is within this remarkable setting that esteemed builder Fieldgate Homes has announced an exciting Early Closing Sales Event in this popular family community, Valleylands on Chinguacousy.

The southwest corner of Queen St. West and Chinguacousy Rd. is the site for these early closings at Valleylands. There are four- and five-bedroom homes available from 2,300 to 4,200 sq. ft. There are also singles with traditional closings on 38-, 41-, 45and 50-ft. lots available. There’s a home for everyone at Valleylands.

One of the many popular designs currently available at Valleylands is the breathtaking 2,987-sq.-ft. Dufferin Elevation A. This classic-yet-contemporary two-storey, fourbedroom, 45-ft. detached home offers a spectacular front elevation of brick and stone that features a covered porch, double-car garage, large bright windows and charming dormers.

One enters the home to discover a spacious front foyer, followed immediately by a cosy library. Further down the hall is the large open-concept living/dining room with coffered ceiling. Across from the living/dining room, the home’s staircase offers easy access to a sunken main floor powder room and laundry room. Further down the main hallway, one enters into a sizable family room complete with a gas fireplace. Across from the family ...continued on pg 26

DEC 13, 2014 - JAN 10, 2015 | NEW HOME GUIDE GTA 25

//COMMUNITY FOCUS...continued

FIELDGATE HOMES | Valleylands

For most families, school is a top priority, so it’s nice to know that Valleylands is ideally situated to take advantage of many of Brampton’s wonderful educational facilities. room, the kitchen and breakfast area offers a kitchen island and ample counter space, creating the perfect space for the family to gather for a home cooked meal. Upstairs, the elegant master suite features two walk-in closets, tray ceilings, an intimate master retreat and a lavish ensuite complete with oval soaker tub, his and hers sinks and separate glass shower. Bedroom two enjoys its own private ensuite and bedrooms three and four share a stylishly appointed ensuite. The Dufferin is priced in the upper $600’s.

For most families, school is a top priority, so it’s nice to know that Valleylands is ideally situated to take advantage of many of Brampton’s wonderful educational facilities. A new elementary school is proposed for construction right in the Valleylands community, and Queen Street elementary school and Sir William Gage middle school are just a short walk north of the community. There are also a number of public and Catholic primary and secondary schools within a short distance.

And with post-secondary tuition costs on the rise, it’s nice to know that Valleylands is ideally situated to make the live-athome college lifestyle a breeze. Well-regarded institutions such as Sheridan College and Algoma University both have campuses that are just a short drive or bus ride away.

In addition to excellent proximity to schools, Valleylands is also in a great location to take advantage of a whole host of other lifestyle amenities. The Heartland Town Centre is only five minutes away, offering major retailers such as Best Buy, Home Depot and Costco. Nearby Erin Mills Town Centre, Trinity Common Mall and Bramalea City Centre also offer wonderful selections of shops and restaurants. For those in search of live entertainment, there’s the Rose Theatre, offering a year-round calendar of musical and theatrical performances. Golfing enthusiasts will be impressed with the great selection of golf courses within a short driving distance, and the commute to Toronto is a breeze with Hwys. 401 and 407 just minutes away.

With more than 55 years of experience, Fieldgate Homes is one of the GTA’s finest home builders, known for their exceptional floorplan designs.

For more information on Valleylands, call 905.457.0445 or visit fieldgatehomes.com

LOCATION • DESIGN • VALUE WITH OVER 40 YEARS EXPERIENCE

THORNHILL

MISSISSAUGA

DECORATED MODEL HOMES NOW OPEN

Luxurious single detached homes on 46’, 50’ and 60’ Lots.

Starting from $1,399,990

Sales Centre: 471 Meadowridge Ct., East side of McLaughlin Rd., just North of Derry Rd.

Sales Centre: 679 Valley Vista Drive, Dufferin and Major Mackenzie

MARKHAM

RICHMOND HILL

Fully upgraded, premium lots with thousands of extras now included. Semi detached homes starting from the high $500’s, 2,015 sq. ft.

A fabulous selection of freehold townhomes and singles in an established community. starting from the mid $500’s.

Jefferson Forest prestigious new home community.

Freehold Townhomes and Singles from the low $700’s.

Sales Centre: 655 Cornell Centre Blvd., Cornell Centre Blvd. and 16th Avenue.

Sales Centre: 53 Paper Mills Crescent, Yonge and Jefferson Forest

60-DAY MOVE-INS AVAILABLE Setting high standards with superior features.

foresthillhomes.ca *Prices & specifications are subject to change without notice. Finishes vary by Builder. See sales representatives for details. Renderings are artist’s concept. E. & O. E.

DEC 13, 2014 - JAN 10, 2015 | NEW HOME GUIDE GTA 27

SHOES

28 NEW HOME GUIDE GTA | DEC 13, 2014 - JAN 10, 2015

DEC 13, 2014 - JAN 10, 2015 | NEW HOME GUIDE GTA 29

//MORTGAGE ADVICE

A look back at Canadian mortgages in 2014 – AND WHAT WE CAN EXPECT IN 2015 » by ALYSSA RICHARD

ALYSSA RICHARD

is the Founder and CEO of ratehub.ca, a mortgage rate comparison site that aims to empower Canadians to make smart financial decisions.

Most of us see December as a time to reflect on all we’ve accomplished during the year. We look at personal achievements, such as finishing school or travelling somewhere new; career goals may be included; and there are likely also some financial achievements to be proud of, such as paying down debt or buying a home.

In the mortgage industry, the Canadian Association of Accredited Mortgage Professionals (CAAMP) uses this time to reflect on all that’s happened in the residential mortgage market. The annual report the organization releases each November includes data from various sources, including a survey of more than 2,000 Canadians. Here are some of the most interesting facts we pulled from this year’s report: First, more Canadians are getting comfortable with variable rate mortgages. In fact, 20 per cent of those who bought homes in 2014 went with a variable rate, which is up 11 per cent from the nine per cent who did so in 2013. We suspect this increase comes from more than four years of watching Prime sit at three per cent, which makes variable rates seem a little less “risky.”

It’s not surprising that the average mortgage rate on all home purchases in 2014 dropped to 2.89 per cent (from 3.23 per cent in 2013). Both fixed and variable rates have been low all year, but those who went variable got some of the best mortgage rates that the residential market has ever seen. As of Dec. 2, the best five-year variable mortgage rate in Ontario is just 2.10 per cent (Prime – 0.90 per cent).

Some more good news: the average down payment on the 10 million homes purchased in 2014 was 21 per cent of the purchase price! When asked why they bought homes, CAAMP found Canadians saw homes as 70 per cent a place to live and 30 per cent as an investment. For this reason, it’s not surprising that 91 per cent of the new buyers reported being happy they became homeowners, and many felt mortgages were a “good debt” to take on.

While mortgage debt climbed this year (from $1.19 trillion to $1.3 trillion), so did the number of Canadians who are now 100 per cent mortgage debt-free. According to the report, 3.98 million homeowners have paid off their mortgages; that’s 41 per cent of all homeowners.

Of course, that leaves 59 per cent of Canadian

homeowners with some amount of mortgage debt on their plates – and pulling out equity from a home counts as part of that. In total, this year, $63 billion of equity was taken out of homes and used for debt consolidation, home renovations, investments, education and other purchases.

As for 2015, while no one has a crystal ball, most economists agree that there’s not likely to be any notable increase in mortgage rates next year. In its latest rate announcement on Dec. 3, the Bank of Canada once again maintained its target for the overnight rate at one per cent, citing Canada’s economy as showing signs of a broadening recovery. Stronger exports are leading to increased business investment and employment, which suggests the rebuilding that will lead to balanced and self-sustaining growth may finally have begun, BoC says.

The Bank’s next rate announcement is scheduled for Jan. 21, 2015.

//COVER STORY

Construction excellence, lofty ideals, impeccable quality and customer service are...

FLATO DEVELOPMENTS ACROSS THE GTA

L

ive. Work. Play. A heritage of construction excellence, lofty ideals, impeccable quality and customer service are the tenets of Flato Developments. The award-winning real estate developer and builder has successfully built communities in Markham, Richmond Hill, Vaughan and Mississauga, with ongoing construction projects in Markham, Richmond Hill, Brampton and Caledon.

With numerous ongoing and more than a dozen completed projects, Flato’s diverse portfolio includes both low- and highrise communities of residential, commercial and mixed use. Focused on quality and not just quantity, Flato is also a recipient of the Markham Building Excellence Awards.

The company’s currently available homes include singles at Wismer Green in Markham and a Phase II of semidetached homes at Flato Meadows in

South Unionville. There is limited availability of townhomes at Countryside Crossing in Brampton, with a Phase II coming soon. And with construction just

FLATO DEVELOPMENTS | Multi-site

having started on Flato’s ArtHouse Condos, a 14-storey building and Markham’s first arts-inspired condos, there are plenty of homes to choose from.

Flato’s newest luxury singles project in Brampton looks quite exciting, too.

Alloa Greens, with the slogan of Brampton’s hottest new address, is living up to its tag line. Surrounded by numerous amenities and with easy access to Hwy. 410, you’ll be minutes away from a variety of shops, schools, parks and restaurants. Whether you’re in the mood for Italian, fancy a swim at the community centre, or out for a stroll in the park, nothing’s too far when you live at Alloa Greens.

Though Alloa Greens isn’t just about what you find when you step outside. The luxury singles offer lot sizes ranging from 40- to 50-ft. wide and 90-ft. deep, and a square footage ranging from 2,700 to 3,500. Step inside and you get nine-ft. ceilings on the main floor, granite kitchen countertops, stainless steel appliances, hardwood flooring and much more. With grand lots, extravagant extras and a vast range of luxurious designs to choose from, Flato hopes to help you make your dream home a reality.

Flato understands that buying a new home can be difficult and a daunting task, especially for first-time buyers. Their staff is always willing to help discuss payment and mortgage options, as well as any other questions that may arise about becoming a new-home owner.

Flato also wants its clients to know that they are an integral part of the home building process, and that means catering to each family’s sense of style and originality.

From colour selection of brick and stone, to luxury choices for faucets, exotic granite, tiles, and upgraded hardwood, the Flato Decor Centre is where you can let your creativity flow. Individual appointment-only consultations are made with each client to ensure that the proper attention and focus is given to each and every purchaser. Their one-on-one colour selection consultation is

a chance for you to explore the possibilities of your new home and to fill it with the comforts and luxuries that you deserve.

Flato believes that building communities means more than just building homes. Creating dynamic, vibrant neighbourhoods means giving back to the services that we all love and share. That’s why Flato is an active donor to the Flato Markham Theatre, Brampton Civic Hospital, Trees for Tomorrow, SickKids Foundation, William Osler Health System Foundation and the Markham Stouffville Hospital. Aiding services, the arts and recreational activities keeps communities active, healthy and thriving for future generations to enjoy.

For more information, visit flatogroup.com

live greatly.

Experience the Great Gulf Difference across the

hOT, MississAUGA

wEsTFiELD, bRAMPTOn

Last Chance To Own In The Heart of Erin Mills

New Release of Townhomes at Mississauga Rd. and Steeles

• Boutique Condos at Winston Churchill and Eglinton

•

Open-concept main floor layouts with kitchen islands

•

Convenient access to rear yard from garage

•

Master bedrooms with ensuites and walk-in closets

•

Spacious 3 bedroom second floor designs

•

Live at Brampton’s most prestigious location

• Up to $10,000 off and parking included!

• Move in Spring 2015 • Contemporary Cecconi Simone designed finishes

Luxury Designer Condos 1,031 - 1,065 sq. ft. from

Erin Centre Blvd.

Erin Mills Parkway

Glen Erin Dr.

Winston Churchill Blvd.

Hwy. 403

By APPOINTMENT ONLy (905) 828-4257

Queen St.

Chinguacousy Rd.

Credit Valley Rd.

Mississauga Rd.

$420’s

Eglinton Ave. W.

Bovaird Dr.

Townhomes 1,595 - 2,095 sq. ft. from

$450’s

Steeles Ave. Hwy. 407

SALES OFFICE: 8540 Mississauga Road, Brampton (905) 866-6876

Prices and specifications subject to change without notice. E. & O.E. Illustrations are artist’s concept. All square footages are approximate. Actual usable space varies from stated floor area.

GTA and beyond!

MOUnT PLEAsAnT, bRAMPTOn

sUMMERLYn ViLLAGE, bRADFORD

Bovaird and Creditview Walk To Mount Pleasant GO Station

Two New Designer Models Now Open!

Hwy. 88 and Summerlyn Trail

• All brick exteriors

•

Up to $300,000 less than the GTA

• Lots up to 130 feet deep

•

Walk to schools, shopping, and Bradford Leisure Centre

• Side door entrance with additional staircase to basement

•

60 acres of protected open space, parks, walking and biking trails

• Master bedroom retreats with spa-inspired ensuites and walk-in closets

•

Just 15 minutes north of Vaughan and 5 minutes from the GO train

Chinguacousy Rd.

Queen St.

$640’s

$550’s

Hwy. 400

James Potter Rd. Alister Dr.

Mississauga Rd.

Ashby Creditview Field Rd. Rd.

Bovaird Dr.

Williams Pkwy.

40 Ft. Detached 2,275 - 3,270 sq. ft. from

40 Ft. Detached 2,630 - 3,600 sq. ft. from

50 Ft. Detached 1,880 - 4,010 sq. ft. from

$630’s

Steeles Ave. Hwy. 407

SALES OFFICE: 20 Alister Drive, Brampton (905) 459-5772

Holland St.

SALES OFFICE: 22 Downy Emerald Drive, Bradford (905) 775-3461

Sales office hours: Sat. & Sun. 11am - 6pm • Mon. - Thurs. 1 - 8pm • Closed Fri. • Niagara hours: Sat. & Sun. 12pm - 5pm • Mon. - Wed. 2 - 7pm • Closed Thurs. & Fri.

GREATGULF.COM

LOOKING FOR A NEW HOME?

It’s only a tap away.

Find the perfect new home or condo in the neighbourhood that fits your lifestyle.

Start searching now!

DOWNLOAD THE APP 36

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NewHomeAndCondoGuide.ca

NOW OPEN

Lotus Pointe C A L E D O N

FROM

SEMIS UPPER$400’s* SINGLES UPPER$500’s* FROM

FROM

AN INSPIRED NEW MASTER-PLANNED COMMUNITY WITH SMALL TOWN CHARM

Old School Road

PRESENTATION CENTRES

This community offers small town charm yet is moments away

N

TOWNHOMES MID$400’s*

from all of the necessary amenities. The serenity of the scenic countryside is accompanied by easy access to the GTA via

PRESENTATION CENTRES LOCATED AT 12891 HURONTARIO STREET

Dixie Road

Hwy 410

yo ur opportunity to Move Up To Caledon.

Kennedy Road

designs brought to yo u by fo ur in cre dible B uild e r s , this is

Mayfield Road

Hurontario St. / Hwy 10

Highway 410. With well thought out floor plans and beautiful

Countryside Drive

MONDAY TO THURSDAY: 1PM - 8PM • FRIDAY: CLOSED • SATURDAY, SUNDAY & HOLIDAYS: 11AM -6PM

*Limited quantities available in some price ranges. To qualified purchasers. Prices & information correct at press time. Some lots may have premiums. Illustrations reflect artist’s impression. Map not to scale. E. & O. E. Conditions may apply.

LOTUSPOINTECALEDON.CA

DEC 13, 2014 - JAN 10, 2015 | NEW HOME GUIDE GTA 37

//DESIGN SECRETS

5 secrets to designing an amazing room » by JANE LOCKHART Clients often ask, “How do you know what to do to make a room work?” I wish I could say it’s all natural talent, intuition and great taste, but it’s a little more than that. I’ve practiced design for more than 20 years, and in that time I’ve learned a thing or two – and I’m always happy to share what I know.

Here are my top five secrets for creating a well-designed room.

JANE LOCKHART

B.A.A.I.D., Intern, A.R.I.D.O., is Founder and Principal Designer of Jane Lockhart Interior Design in Toronto. She was creative director and host of W Network’s top ranked Colour Confidential, and has a Canadian-built furniture collection, Jane by Jane Lockhart, by Statum Designs, available at a growing number of major and independent retailers across Canada.

Jane also appears on CTV’s Marilyn Denis Show, Citytv’s Cityline, CBC’s Steven & Chris Show, Global’s Morning Show and CHCH Morning Live. She can be reached at 416.762.2493. janelockhart.com

1. SCALE: The size of your furnishings matter

Purchase sofas and chairs that not only properly fit you and your family’s needs, but also fit the room. If your space has two-storey high ceilings, it doesn’t mean that furniture should be taller than usual, large or over-powering. The actual floor space remains the same regardless of the ceiling height.

Choose pieces that are comfortable and work proportionally with the floor area you have. Over-sized or over-stuffed furniture won’t look right in a small room, even if it is the main living space.

2. DETAILS: Play up the positives

Although you may have a small room, highlight the strongest feature in it. For instance, if you have a dining room that isn’t very big, but has great ceiling detail, create a focal point by adding a color contrast on the ceiling along with a dramatic chandelier. The eye will be pulled to these features rather than the size of the room.

3. CONTRAST: Add energy to a room

Even if you love neutral colours, it doesn’t mean that a room has to be bland. Often when clients use too many neutrals that are the same contrast or brightness, a room can feel flat.

By including a range of neutral tones and using a couple pops of colour within the space, a room will feel more energized. The more contrast you add the more dramatic a space will feel.

4. FOCAL POINT: Create harmony and balance

Clients often struggle with what a focal point should be and why they need one at all. Basically, a focal point directs a viewer to where they should look first, which helps create harmony and balance within a space. Traditionally, focal points were thought to be fireplaces or significant pieces of

Photography: Gillian Jackson (gillianjackson.ca) Courtesy Kylemore Communities (kylemorecommunities.com)

architecture, but really anything can be a focal point if it is worthy of looking at.

Today, a media centre, a beautiful window or even a great piece of furniture can be the focus of a room.

For example, in a living room with beautiful large-scale art above the fireplace, the dramatic art is the focal point even though the room has a fireplace. The fireplace becomes a secondary focal point because it complements the art leaving the art the main draw in the space.

5. VARIETY: Textures, patterns and shine create interest

Choose pieces that are comfortable and work proportionally with the floor area you have.

Over-sized or over-stuffed furniture won’t look right in a small room, even if it is the main living space.Â

Clients are often the most comfortable when everything matches, but that can leave a space looking a bit underwhelming. To make a room feel personal and interesting you need a range of pattern, texture and shine spread throughout.

For instance, shiny surfaces attract attention and can make a room feel more dramatic or formal, while matte surfaces feel more modern or understated.

Texture makes a room feel warmer, while pattern adds personality. If you have trouble mixing these all together skillfully, then just add texture to the carpet and keep pattern for the pillows.

Accessories such as vases, candles and books can be a combination of shiny and matte, so that you have a little of everything in your room.

Make your room amazing!

Hopefully, these tips have given you some ideas and a few things that you can try in your home. What if you need more help? Every space is unique and poses different challenges.

//TAXING ISSUES

Selling an investment property Âť by HENRY CHOO CHONG

Q

I purchased a rental investment property several years ago.

Every year I have filed the rental income on my tax return. This year I sold the property. In addition to my rental income, what tax implications will I have to report?

Jared, Toronto HENRY CHOO CHONG,

CGA, sits on many committees and provides accounting and tax services to individuals and businesses in the GTA. He can be reached at 416.485.5225. Questions to Taxing Issues can be emailed to choochonghcga@yahoo.ca

A

Hopefully, you made a profit! The real estate market has been healthy for the past several years and continues to be strong, over the long term. Selling a real estate investment property will generate either a capital gain/loss or a recapture of income/terminal loss.

You will have a capital gain when the proceeds of the sale exceed the original cost of the property. A capital gain must be included in your personal tax return (if you own it personally) and is taxed on 50 per cent of the gains at your personal tax rate. A capital loss occurs when the cost is greater than your proceeds. The capital losses should be included on your personal return and applied against capital gains in that year. Any excess losses can be carried back three years, or carried forward indefinitely to reduce capital gains.

In calculating the capital gain/loss, determining the adjusted cost of the property is an essential factor. The adjusted cost must include not just the purchase price but also other costs incurred that had to be capitalized. As well, the proceeds of disposition are all the cost, including the selling price and adjustments pertaining to the sale of the investment.

In addition to the capital gains/ losses, you may have a recapture of income. This occurs when you are taking Capital Cost allowance (depreciation) on the building, in any

of the years that it was owned by you. The balance in this account is called the “undepreciated portion.�

A recapture of income occurs when the lesser of the proceeds and the cost of the property is higher than the Undepreciated Capital Cost (UCC). The recapture of income is taxed in its entirety at your personal tax rate. Alternatively, a terminal loss occurs when the lesser of the proceeds and the cost of the property is less than the UCC. This terminal loss can be applied in the current year to reduce other income (such as salaries or business income). Any unused amounts can be carried back three years or carried forward.

Good record keeping is essential to calculate the correct gains or losses.

The opinions and views expressed herein are those of the author and not those of New Home Guide. New Home Guide does not necessarily endorse or encourage any specific tax strategies.

Please consult a tax professional for advice specific to your particular situation.

DECORATED MODEL HOMES NOW OPEN

MARKHAM

MARKHAM

THORNHILL

NEW RELEASE AND DESIGNS Freehold Townhomes from the high $500’s Singles on 30’, 36’ & 40’ lots from the $700’s

NEW RELEASE • COMING SOON Singles on 41’ & 45’ lots

REGISTER NOW

SALES OFFICE 655 Cornell Centre Blvd. (at 16th Avenue) 905-472-7667

60’ ravine lots from $1.8 Million SALES OFFICE 650 Valley Vista Drive (Dufferin at Major MacKenzie) 905-417-1203

madisonhomes.ca Get Social with us:

@ mymadisonhome

mymadisonhome

*Prices and specifications are subject to change without notice. E. & O. E. See Sales Representative for details.

DEC 13, 2014 - JAN 10, 2015 | NEW HOME GUIDE GTA 41

//MARKETPLACE

2014 HOLIDAY

Gift Guide Check out these hot gift ideas to get you through the cold Canadian winter! » by SARA DUCK

2

1

Want it!

3 4

5

6

Need it!

7

1. 1938 Butterfly Chair in Tobacco. $449. VISIT CB2.COM 2. Marina Pouf in Linen. $129. VISIT URBANBARN.COM

3. Antler Candle Holders. $16-$20. VISIT TARGET.CA 4. Hudson’s Bay Caribou Throw. $150. VISIT DRAKEGENERALSTORE.CA

5. Acacia Wood Pedestal - Extra Large. $39. VISIT CHAPTERS.INDIGO.CA 6. Cosy Knit Slippers in Heather Grey. $155. VISIT UGGAUSTRALIA.CA 7. Atelier - Wood buffet. $800. VISIT BOUCLAIR.COM

COMING VERY SOON

A SPECTACULAR COLLECTION OF LUXURY HOMES!

SINGLE FAMILY HOMES, SEMI-DETACHED AND TOWNHOMES. Register now for your VIP invitation!

COMING TO WHITBY REGISTER NOW

N OW U N DER CO NSTRUC TIO N O N LY 10 R E M A I N

WHITBY’S FINEST NEW MASTER PLANNED COMMUNITY AT TAUNTON ROAD AND COUNTRY LANE

JUST STEPS FROM YONGE ST. IN THE HEART OF RICHMOND HILL, LUXURIOUS 3 BEDROOM URBAN TOWNS.

Starting from

$479,900

Heathwood.com Prices and specifications are subject to change without notice. E. & O. E. Renderings is artist’s concept.

Love it!

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9

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12 13 14

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8. Benjamin Table Lamp. $199. VISIT URBANBARN.COM 9. Drip Maple Syrup - Amber. $26. VISIT CHAPTERS.INDIGO.CA 10. Koldby Cowhide in Brown. $299. VISIT IKEA.CA 11. Smoky Maple Tea by Pluck. $8. VISIT CHAPTERS.INDIGO.CA

12. Landscape Yukon Dinner Plate. $18. VISIT DRAKEGENERALSTORE.CA 13. Atelier - Scandinavian - Tree Trunk Side Table. $170. VISIT BOUCLAIR.COM 14. Dapper Animal Mugs. $10 each. VISIT WESTELM.COM 15. Faux Fur Pillow in Black Bear. $49. VISIT CHAPTERS.INDIGO.CA 16. Horn Bottle Opener. $5. Castwall Bottle Opener. $7. VISIT TARGET.CA

this holiday season, your friends at lindvest hope you have a safe and wonderful break surrounded by the people you love the most.

season’s greetings and best wishes for 2015!

IN RECOGNITION OF THE HOLIDAY SEASON ALL LINDVEST SALES OFFICES WILL BE CLOSED DECEMBER 24TH TO JANUARY 2ND, REOPENING SATURDAY JANUARY 3RD. PLEASE VISIT US ONLINE TO EXPLORE ALL OUR CURRENT AND UPCOMING COMMUNITIES.

“Lindvest”, the Lindvest logo, and “Life Happens Here” are trade-marks of Lindvest Marketing Limited and are used under license.

Reproduction in any form, without prior written permission of Lindvest Properties Limited, is strictly prohibited. E.&O.E.

//LEGALLY SPEAKING

MAKE SURE YOU’RE PREPARED FOR

all closing costs » by JAYSON SCHWARZ

JAYSON SCHWARZ

LL.M. is a Toronto real estate lawyer and senior partner in the law firm Schwarz Law LLP. If you have a topic in mind, mail, deliver or fax letters to the magazine or to the firm, email (info@schwarzlaw.ca) and give us your questions, concerns, critiques and quandaries.

At the closing of a new residential real estate transaction, there are usually three groups that get paid: the builder, various governments and the lawyer.

Each group involves the payment of fairly specific items, and the builder and your lawyer will collect for government remittance from you.

Generally speaking, your lawyer collects all of the necessary money from your mortgage company and from you.

You will need certified cheques, bank drafts or cash, because of his trust account requirements.

First, I will deal with the builder, and show where all the money your lawyer wants, needs to go.

The builder will get paid the purchase price of the property, less the deposit, plus certain other things. You may even get a credit in places. These other items are called adjustments. The adjustments will be reflected on a document called the Statement of Adjustments. This will contain a

multitude of different items, all being related to your original agreement. The Statement of Adjustments will include the HST payable (the rebate will be broken out), the original purchase price, real estate taxes, hydro expense, common expenses and maintenance fees (as applicable), connection costs, levies and charges, to name but a few. This document is incredibly important. You need to review it slowly and carefully and get everything explained so you understand all the charges that are being paid. It is at this point that you find out the final number you are paying to the builder for your new home.

The provincial government and in Toronto, the City of Toronto, will get paid for Land Transfer Tax, unless you are entitled to the rebate or exemption, and sales tax on goods if applicable. There are many other items, but they usually show up on your lawyer’s disbursement account or trust reconciliation, as do the many of the Municipal compliance request charges.

What about your lawyer? First of all, you are going to pay the fee, whatever the amount the two of you agreed to. You did, of course have a pre-agreed fee, didn’t you? Then there is a list of disbursements. Disbursements are those monies expended by your lawyer on your behalf necessary to properly search and close the transaction. Be careful, it is here that someone may try to take advantage by charging large fax, mail and photocopy fees. Make your lawyer justify all expenditures that don’t make sense. Disbursements include registration charges, title insurance, couriers, searches of all kinds of other items necessary to be able to close your transaction.

This is just an overview of what you can look forward to.

But remember, a large part of this is based on what you negotiate at the beginning and is in your Agreement of Purchase and Sale. Please remember – only a lawyer can provide legal service Happy home hunting!

BUYING, SELLING OR REFINANCING A HOME? YOU NEED A LAWYER! Helping YOU make your home buying dream a reality.

849

$

plus HST

Quality legal services at the right

price*

BRAMPTON BRANCH OFFICE

Call

For Free Offer Review

TORONTO OFFICE

10 Wilkinson Rd. Unit 22., Brampton, Ontario L6T 5B1

1984 Yonge St.,Toronto Ontario M4S 1Z7

905.455.5777

416.486.2040

Toll Free: 1.888.609.8888 Fax 905.452.8135

Toll Free: 1.888.609.8888 Fax 416.486.3325

www.schwarzlaw.ca *Certain Terms and Conditions shall apply. Full disbursement disclosure.

//IN THE NEWS

SURVEY SAYS...

Homebuyers prefer “efficient locations” over space

Location, location, location remains a key consideration for homebuyers. Taking a closer look at this holy trinity of real estate, a recent report by the Pembina Institute and the Royal Bank of Canada (RBC) examined homebuyers’ preferences when it comes to what makes a location desirable in the GTA. The survey asked a series of questions to gauge respondents’ preferences for location-related attributes – such as walkability, commute times, home size, neighbourhood, home prices and transportation costs when making home location choices.

The survey found that while detached houses remain a high priority for many homebuyers, their preferences are also strongly driven by location-based attributes: choosing a home is a question of where to live, not just what to live in.

The results of the survey show that a large house and spacious lot are not as important as living in a neighbourhood that is walkable, mixed-use, transit-connected and that offers shorter commute times.

GTA homebuyers would choose a more modestly sized home to enjoy these attributes, both in suburban and urban locations. In fact, the survey found a clear preference for location-efficient suburbs over those that are car-dependent.

WHAT IS LOCATION EFFICIENCY? »C onvenient distance from workplaces, amenities, stores and urban hubs »A ccess to rapid transit »S horter commuting times » Realistic opportunities to walk, cycle or take transit to the places where you go, work and play every day

KEY FINDINGS 1 | GTA homebuyers prefer walkable, transit-friendly neighbourhoods

When housing costs are not a factor, 81 per cent of respondents would choose to live in an urban or suburban neighbourhood where they can walk to stores, restaurants and other amenities, and where they can access frequent rapid transit. They would choose these neighbourhoods even if it meant trading a large house and yard for a modest house, townhouse or condo.

DEC 13, 2014 - JAN 10, 2015 | NEW HOME GUIDE GTA 49

2 | Most homebuyers choose a location based on price rather than preference

Affordability is a primary consideration; more than 80 per cent of respondents choose a neighbourhood because that is where they can afford a home.

3 | Walkable, transit-friendly suburbs are becoming more popular

When the cost of housing is not a factor, only 19 per cent of respondents would choose a suburban location with a large home and yard, but where a car is required and commuting takes more than 30 minutes.

By contrast, 42 per cent of respondents would choose a modest house, townhouse or condo in an urban or suburban location that is walkable, and where it is possible to commute by rapid transit.

4 | All age groups and family types prefer location-efficient living

If cost were not an issue, all age groups would prefer to live in a location-efficient city or suburb, with 82 per cent of respondents over 60 and 84 per cent under 35 exhibiting that preference.

Seniors and young people would pay a higher price to live in a walkable, transitfriendly neighbourhood, even if it means giving up a larger detached home and yard. The same is true of families with one child or less.

Only 40 per cent of families with three or more children would prefer a large house in a car-dependent suburb in the 2014 survey, and 51 per cent would choose a locationefficient suburb.

The survey found that respondents’ preferences are strongly driven by location-based attributes: choosing a home is a question of where to live, not just what to live in RESULTS AT A GLANCE...

81%

would choose to live in an urban or suburban neighbourhood where they can walk to stores, restaurants and other amenities, and where they can access frequent rapid transit

82%

19%

Only would opt for a large suburban home and yard, where a car is required and commuting takes more than 30 minutes

5 | Understanding transportation costs makes homebuyers more likely to choose a walkable, transit-friendly neighbourhood

Homebuyer preferences shift when they are told that they can save a minimum of $200,000 over a 25-year period by giving up one household car and walking, biking or taking transit.

When informed of these savings, 60 per cent of respondents would choose to live in an area with easy access to rapid transit, even if they could only afford a smaller home.

Only 36 per cent of respondents would choose a larger home in an area without access

84%

of respondents over 60 and under 35 said they would prefer a location-efficient city or suburb

60%

would choose to live in an area with easy access to rapid transit, even if it means buying a smaller home

December 13, 2014 - January 10, 2015

Showcasing new homes in the GTA’s central and north regions

IN THIS SECTION

>> Maps and listings for new-home communities in the central and north region >> Builder news and the latest in new homes in the central and north region

//HOT DATES

DEC 13-23

DEC 13 - JAN 3

Christmas at Black Creek

The Nutcracker

BLACK CREEK PIONEER VILLAGE

Dec 13, 2014 to Jan 10, 2015 Calendar of events beginning from Dec. 13, 2014 to Jan. 10, 2015

Many Christmas traditions as we know them had their origins in the 19th century, so it’s only fitting to celebrate the holidays at Black Creek Pioneer Village.

Bring the whole family and expect old-fashioned fun for all ages, including meals and treats, kids’ entertainment, wagon tours and maybe a visit from St. Nick. Founded in 1960, Black Creek Pioneer Village is a historic site that recreates rural Ontario life as it was in the 1800s. It contains more than forty genuine nineteenth-century buildings, including a mill, a church, a hotel, a school and shops, while costumed guides put on reenactments and activities. blackcreek.ca DEC 13-28

Kensington Market Christmas Food Tour KENSINGTON MARKET

This holiday food tour aims to provide guests with the chance to sample the range of delectable offerings available throughout Kensington market. Participants will make their way through Kensington and travel from store to store while learning interesting information about the area and its history.

Along the way, they will have the chance to enjoy artisanal cheeses, gourmet sandwiches and mulled wine. Organizers aim to offer a unique culinary experience while helping individuals get in the holiday mood. kensington-market.ca

FOUR SEASONS CENTRE FOR THE PERFORMING ARTS

The classic ballet The Nutcracker is a Christmas tradition at the National Ballet of Canada, and tells the story of the a nutcrackers magical kingdom of rat kings and sugar plum fairies. national.ballet.ca DEC 13 - JAN 4

Alex Colville

ROYAL ONTARIO MUSEUM

AGO celebrates Canadian artist Alex Colville with an exhibition of his works. Colville was born in 1920 in Toronto, and was made a Companion of the Order of Canada in 1982 and won a Governor General’s Visual and Media Arts Award in 2003. The exhibition features works from museums and private collections, including some which have never been shown publicly. The exhibition spans Colville’s entire career, including the paintings Horse and Train, 1953; To Prince Edward Island, 1965; Woman in Bathtub, 1973; and Target Pistol and Man, 1980. ago.net

DECADE HOMES | Yorkdale Village

//COMMUNITY FOCUS

YORKDALE VILLAGE: A SUCCESS STORY IN CENTRAL TORONTO Phase II already 60 per cent sold, so interested homebuyers should act now!

Y

orkdale Village by Decade Homes is a popular new urban townhome community that offers fresh, modern townhomes in a central urban setting.

Featuring a wide selection of well-priced one- and two-storey townhome models offered in contemporary one-bedroom plus den, two-bedroom and two-bedroom plus den configurations, it’s no wonder that Yorkdale Village has enjoyed strong sales throughout its two initial phases.

...continued on pg 56

//COMMUNITY FOCUS...continued

LOCATION: Toronto HOUSING TYPE: One- and two-storey townhomes CONTACT: yorkdalevillage.com

These townhomes boast sleek modern exteriors that create a sophisticated urban atmosphere. The modern theme is carried throughout the interiors of these homes’ stylish kitchens, spacious master bedrooms and bright, open living and dining areas.

Many models offer rooftop terraces or balconies, providing a great way to relax and enjoy Toronto’s warm summer nights. Phase II is now more than 60 per cent sold, and with townhomes priced from the low $300’s, homebuyers need to act quickly to own in this in-demand urban community.

Located on Wilson Ave. near Dufferin St., Yorkdale Village is well situated to take advantage of the many pleasures of life in Canada’s largest city.

The community is on a major bus route, with Wilson subway station, Hwy. 401 and Allen Road just minutes away, so it’s always easy to get around. Whether you’re shopping, commuting, or just looking to relax and enjoy the great outdoors, there’s a good selection of lifestyle amenities within a short distance of the community.

The modern theme is carried throughout the interiors of these homes’ stylish kitchens, spacious master bedrooms and bright, open living and dining areas.

The university-bound will love the convenient access to York University provided by current bus routes and the coming subway extension. Nearby Yorkdale Shopping Centre offers a world-class selection of shops and restaurants, with major department stores such as Holt Renfrew and The Bay, an Apple Store and hundreds of other popular retailers. In addition, Humber River Regional Hospital is just around the corner from Yorkdale Village. Currently undergoing a massive redevelopment, Humber will be one of the nation’s largest and most technologically advanced health care facilities when it’s completed in 2015.

Nature and active living enthusiasts will love Yorkdale Village’s convenient proximity to the newly redesigned Downsview Park. The park’s 572 acres comprise one of Canada’s largest urban parks, offering sports fields, fitness and recreation facilities, entertainment venues, museums, hiking trails, playgrounds and more.

Decade Homes is an experienced builder with more than 70 years in the residential, commercial and hotel development industries. The company has developed major properties throughout Southern Ontario, in locations such as Toronto, London, Kitchener, Waterloo, Windsor and Stratford, as well as properties as far afield as Texas, Florida and Israel.

To learn more about Yorkdale Village, visit yorkdalevillage.com today.

COMING SOON TO RICHMOND HILL

NEW NEW Phase Two. NEW Model Homes.

We’re about to introduce a new opportunity in one of Richmond Hill’s finest communities.

Here, a beautiful landscape of rolling hills & mature trees is the perfect complement to Acorn’s signature architecture.

Ownership of common element areas within your community will ensure that they will be maintained to your high standards.

Discover distinctive detached homes on 28 & 38 ft. lots at Yonge & Bloomington.

Register at AcornHomes.ca DEC 13, 2014 - JAN 10, 2015 | NEW HOME GUIDE GTA 57

//INDUSTRY INSIDER

Charity begins at home » by DAVID HIRSH

DAVID HIRSH

is president and CEO of Brandy Lane Corp.

Hirsh prides himself on his creative hands-on approach to all stages of the development and building process. He believes that everyone is his client.

The company’s newest communities are: highly successful Wyldewood Cove in Collingwood, and coming soon, The Davies, at Avenue Road and Cottingham. Visit brandylanehomes.com

With the holiday season upon us, our thoughts often turn to opportunities to give back to our community. Getting involved in your new neighbourhood gives you the chance to help out those in need, meet people and make friends with those who have similar interests.

At this time of year, as we show our gratitude for friends, family and what we have, it’s a great idea to lend a hand to those less fortunate. Neighbourhood contributions could include getting involved with a soup kitchen or shelter to help feed the homeless and hungry. Volunteering your time with local agencies and/or providing them with monetary assistance can do a lot to make someone’s holiday a little brighter.

Another option could be to sponsor a family in your immediate neighbourhood or city through a trusted charity.

Depending on how the organization works, you might be asked to buy gift cards for the families to purchase much-needed staples including food, household supplies and warm clothing.

There are also a number of opportunities to buy gifts and toys for the children in a family – things that would otherwise be overlooked in lieu of more essential items.

While the holiday season often puts us in a generous mood, charity endeavours don’t have to be limited to this time of year.

There are plenty of chances to get involved year-round.

Consider donating your time or food to community food banks. Don’t wait for them to announce a food drive – they’re in need of items all the time!

The next time you stand in front of your closet and announce that you have nothing to wear, why not take another look at the clothing you know you haven’t worn in ages and donate some?

Through events such as April Toronto Clean Up Day, it’s easy to make a difference right outside your front door. As winter snow melts in the spring toward the end of April, the City of Toronto encourages groups to clean up laneways, parks or any areas in neighbourhoods. You can also do your part in keeping your community clean by choosing to never litter.

As builders, we work with the city to give back through participation in Public Art and Park Dedications. These endeavours help ensure that

the city is made more beautiful, pedestrian-friendly and community-oriented.

While participation is mandatory, we work to add elements within a neighbourhood that suit the existing residents and take into consideration the community that we’re transforming. Builders can also choose to sponsor cultural events in the city. For instance, Brandy Lane and The Davies were recently the presenting sponsor of The National Ballet of Canada’s production of Romeo and Juliet, to help maintain the diverse and artistic fabric of our city.

If we all do our part to help others and keep our community clean and maintained, these efforts will go a long way to creating world-class places to live.

I encourage you to look outside your door and see how you can help out. After all, charity begins at home.

FANTASTIC LOCATION & UNBELIEVABLE VALUE IN SUTTON

36 ' Windsor Gate Elevation B

40' Ruston Hall Elevation B

36ft. Lots 40ft. Lots $384,990

starting from

$409,990

IT’S ALL ABOUT FINDING THE RIGHT BALANCE AND A PLACE TO LOVE With a population of 5,000, Sutton is a closely knit community and part of the Town of Georgina. It’s all just minutes from Highway 48, and minutes from the new 404 extension at Ravenshoe Rd., with Toronto less than 40 minutes to the south.

SUTTON

MyJubilee.ca SALES OFFICE: 4950 Baseline Road, Sutton, ON, LOE 1RO

1.877.455.0201

Prices and specifications are subject to change without notice. All renderings are artist concepts. E. & O.E.

EXTENSION NO

starting from

PEN WO

e Av

n sto ng

r nD orto

RD

lva Sy

to

n

RD

Galloway Rd

21

78

13

2A

401

Attention Builders Want to add your community to our maps?

Need to update existing information?

Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate. Please see builder’s ads for exact locations.

s ng Ki e v nA

Sheppard Ave E

Manse Rd

K

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DVP

50

83

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Morningside Ave

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10

18

19

6

41

ev

18

Passmore Ave

17

Centennial

Lakeshore Blvd W

Christie St.

Horner Ave

rlet

Bay St. University Ave.

Queen St. W. King St. W. 49 Front St.

Main St

Gerard St

4

St Clair Ave E

Eglinton Ave E

Brim

Progress Ave

Lawrence Ave E

cL

M

16

East Ave

I

Spadina

86

Evans Ave

QEW

Don Valley Pkwy

QEW

28

Yonge St

Dundas St. W.

Logan Ave.

Danforth Ave.

Woodbine Ave

Queensway

77

Yonge St.

Bloor St.

Cosburn Ave

O'Connor Dr.

43

Don Valle

H

Bathurst St.

14Dupont St.

17

Laird Dr

20

Dufferin St

8

2

Avenue Rd

Davenport Rd.

Rd

Pharmacy Rd Victoria Park

Dundas St W

Sca

an

Warden Ave

5

Allen Expressway

gh

401

15

Sheppard Ave E Milner Ave

14

McCowan Rd

St Clair Ave.

Dufferin St

Va u

Ave E

Ellesmere Rd

5

Huntingwood Dr

Finch Ave E

Birchmount Rd

Rogers Rd

Leslie St Eglinton

13 Steeles Ave.

McNicoll Ave

12

Bellamy Rd

Bloor St W

ay

w

ng s

Bathurst St

Eglinton Ave W

11

Markham Rd

Rathburn Rd

Ki

Briar Hill Ave

Rd

Eglinton Ave W

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11

Lawrence Ave E

York Mills

401

Sheppard Ave E

10

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Rd

Caledonia Rd

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kR

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Keele St

W es

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427

Kipling Ave

Cr

Brimley Rd

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B

k lac

Tre th

1

40

9

Ave

12

401

1

87

Finch Ave W

Drewry Rd

Pleasant Ave

8

Scarborough Golf Rd

G

Martin Grove Rd

89

15

7

Orton Park Rd

F

Islington Ave

Kennedy Rd

Westway

7

Jane St

Wilson Ave

34

pressway

Dixon Rd

16

6

Bayview

401

3 400

9

Weston Rd

Mills

409

Bv

Signet Dr

27

ale

5

Midland Ave

E

Humberline Dr

xd

4

Allen Ex

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Rd

3

Dufferin St

Finch Ave W

ion

Alb

2

Don

D

1

Toronto, Etobicoke, York, North York, East York, Scarborough

Alness St

C

B

A

central region:

McCowan Rd

7

Tapscott Rd

42

Neilson Rd Morrish Rd

Rd

Sewells Rd Conlins Rd

h

Reesor Rd

rt

Beare Rd

fo

Meadowvale Rd

Da n

60 Port Union Rd

Coxwell Ave

Pape Ave.

Parliament St Sherbourne St Jarvis St.

Dufferin St

Lansdowne Rd.

Keele St. Roncesvalles Ave.

Jane St

Park Lawn

Royal York Rd

Renforth Dr

19

Fi Map nd er

Conservatory Group

Weston Village

416-748-7001

•

•

from $490,000

9

Lindvest Properties

Corporate

lindvest.com

•

•

45 4C

10

Fieldgate Homes

90 Niagara

416-981-0036

•

•

from $346,000

25 7H

16

Conservatory Group

Oakdale Village

416-243-0567

•

from $429,000

5 5C

17

Fieldgate Homes

Zigg

fieldgatehomes.com •

•

25 8F

18

Fieldgate Homes

Axiom

fieldgatehomes.com •

•

from $250,000

25 8H

19

Conservatory Group

Upper Beach Villas

416-698-7796

•

from $415,000

5 11G

21

Mattamy Homes

Heron Park

www.mattamyhomes.com

• •

86

Menkes

Humber Mews

416-259-2525

•

from $520,000

6 3I

86

Menkes

Dwell City Town

416-259-2525

•

from $390,000

7 3I

87

Menkes

Bloom Park Towns

416-730-1600

•

from $690,000

6 8B

89

Decade Homes

Yorkdale Village phase II

416-638-5656

•

from $320,000

55 6D

1

Arista Homes

Goddard on the Valley

416-630-5039

•

•

from $690,000

7B

2

National Homes

The Churchill Collection in Forest Hill 416-922-1414

•

from $1400,000

7G

4

Georgian Corporation

Lex Towns

416-428-3419

•

• •

from $495,000

12G

5

Tiffany Park Homes

Westhaven

416-792-6655

•

from $633,000

3G

5

Graywood Developments Ltd

Westhaven

416-792-6655

•

from $633,000

3G

6

Coventry Homes

Danforth’s Crossing

416-924-8338

•

from $450,000

12G

7

Fieldgate Homes

The Brownstones at Westown

lidvest.com

•

•

from $620,000

4E

8

Emsatec Canada Inc.

The Brownstones 5

416-531-7760

•

•

from $350,000

6G

9

Lindvest Properties

The Brownstones at Westown

lindvest.com

•

•

from $330,000

4C

9

Lindvest Properties

Grand Cornell Brownstones in Markham lindvest.com

•

•

from $340,000

4C

11

Tribute Communities

Canterbury

647-352-2130

•

from $767,000

9E

12

National Homes

The Townes of Richview

416-746-1234

•

from $570,000

3E

13

Insoho Developments

Highland Creek Collection

ownhighlandcreek.com •

•

from $650,000

17D

14

Dunpar Homes

The Ossington

416-253-5888

•

from $700,000

7G

15

Mattamy Homes

Downsview Park

www.mattamyhomes.com

from $270,000

6C

18

Fieldgate Homes

Axiom Tower 2

fieldgatehomes.com •

•

from $250,000

8H

20

Beaverbrook Homes

Evolution

416-747-9691

• from $270,000

2G

28

Pemberton Group

Park Lake Residences

416-769-4343

• from $180,000

5H

34

H&R Developments

Westown

hr-newhomes.com •

•

• from $190,000

5C

41

Monarch Corporation

Evergreen

416-495-3526

•

from $470,000

14F

43

Aspen Ridge Homes

Scenic On Eglinton

416-805-1781

•

•

from $190,000

10F

49

Tribute Communities

RCMI

416-363-4800

• from $324,000

8H

50

Fieldgate Homes

Corktown Mews

corktownmews.ca

•

77

Aspen Ridge Homes

Seventy Seven Charles

416-203-7034

• • from $2100,000

8G

78

Your Home Developments

Nature’s Path

647-340-6972

•

from $280,000

17E

83

Arista Homes

Lilly Factory Towns

416-792-4872

• •

from $395,000

12G

90

Sundance Homes

Braeburn Lane

sundancehomes.ca •

from $430,000

15D

Site

Tel

Price Range

from $550,000

Page No.

5 4C

9 17E

9H

Toronto, Etobicoke, York, North York, East York, Scarborough

Builder

central region:

De ta Se ch m ed To i w n Co hom nd e o

# Si te

3

61

St

Steeles Ave W

Kipling Av

K

ence

J

7

Clar 7

42

48

Isl on

I

Huntington

Langstaff Rd

t ing

H

Teston Rd

Major Mackenzie

46

3

6

4

24

54

400

9

24

8

400

9 King Rd

10

Rutherford Rd

Maple

7

55

52

49

53

12

44

Centre St

Langstaff Rd

32

51

11

Keele St

G

City of Vaughan

7

King-Vaughan Rd

6

14

5

Thornhill

47

Clark Ave W

7

10

56

13

Dufferin St

F

1

8

Kirby Rd

5

Cr

3

2

4

Pine Valley

E

3

Nashville Rd

2

Jane St

D

1

Cold Creek

C

B

A

central region: Vaughan, Maple, Woodbridge, Thornhill

Hwy. 27

62

Bathurst St

Weston Rd

e Av

e

Rd

50

12 Line R

d

16

17

18

Attention Builders Want to add your community to our maps?

Need to update existing information?

Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate. Please see builder’s ads for exact locations.

15

19

Tel

2

Tribute Communities

Gates of Nobleton

647-633-3500

3

Arista Homes

IMPRESSIONS

3

Fieldgate Homes

3

Price Range

Page No.

•

from $920,000

15 4A

impressionskleinburg.com •

• •

from $520,000

21 4E

IMPRESSIONS

905-893-9500

•

• •

from $520,000

21, Insert & 25 4E

Paradise Homes

IMPRESSIONS

impressionskleinburg.com •

• •

from $520,000

21 4E

6

Primont Homes

Renaissance Townes

905-417-3363

•

from $570,000

12 8D

9

Treasure Hill Homes

Moda Urban Village

treasurehill.com

•

19 8E

10

Forest Hill Homes

Bridle Path of Thornhill

foresthillhomes.ca •

from $1400,000

27 13F

24

Fieldgate Homes

Vaughan Valley Estates

905-893-9500

•

from $1199,000

Insert & 25 8F

44

Madison Homes

Thornhill

905-417-1203

•

from $1800,000

41 13G

1

Country Wide Homes

Kleinburg Hills

KleinburgHills.com •

4E

1

Aspen Ridge Homes

Kleinburg Hills

aspenridgehomes.com •

4E

3

Tiffany Park Homes

Valleybrooke Estates

905-303-1620

•

from $870,000

8E

4

Arista Homes

Vellore Woods

aristahomes.com •

from $690,000

8F

5

Aspen Ridge Homes

Upper West Side

uwscommunity.com

•

from $1099,000

14D

5

Conservatory Group

Upper West Side

uwscommunity.com

•

from $1099,000

14D

5

Country Wide Homes

Upper West Side

uwscommunity.com

•

from $1099,000

14D

5

Regal Crest Homes

Upper West Side

uwscommunity.com

•

from $1099,000

14D

5

Townwood Homes

Upper West Side

uwscommunity.com

•

from $1099,000

14D

7

Lormel Homes

La Viva

lavivatowns.com •

from $350,000

5J

8

Fieldgate Homes

Kleinburg

905-893-9500

•

•

from $523,000

4E

24

Arista Homes

Vaughan Valley Estates

905-303-1929

•

from $800,000

8F

32

Andrin Homes

Chelsea Station

andrinhomes.com •

11E

42

Dunpar Homes

Riverside Village

416-253-5888

•

from $519,000

46

Country Wide Homes

The Point at Woodbridge

905-907-1500

•

from $700,000

8E

47

Country Wide Homes

Upper Thornhill Estates

905-907-1500

•

from $900,000

14E

48

Beaverhall Homes

Regency Estates

905-265-2634

•

from $1301,000

6H

48

Graywood Developments Ltd Regency Estates

905-265-2634

•

from $1250,000

6H

51

Aspen Ridge Homes

King Oaks

905-539-0181

•

from $1100,000

11B

51

Great Gulf

King Oaks

905-833-6413

•

from $1300,000

11B

52

Zancor Homes

Royal Collection

905-833-0883

•

•

from $550,000

12A

53

Treasure Hill Homes

Thornhill Woods

treasurehill.com •

from $950,000

13g

54

Fieldgate Homes

Rivers Edge

905-320-5642

•

• •

from $730,000

8E

55

Oskar Group

Le Sedici

lesedici.com

from $600,000

10E

56

Senator Homes

Bathurst 9130

289-597-4381

•

•

from $700,000

13G

5I

central region: Vaughan, Maple, Woodbridge, Thornhill

Site

M Fi ap nd er

Builder

De ta Se che m d To i w n Co hom nd e o

# Si te

63

1

2

3

4

5

6

7

6

11

12

5 404

4 7

Rd King 20

St Yonge

E

27

10

t

D

m

Bloo

road

Side

Ave

C

on ingt

Bayview

B

9

Leslie S

A

8

F G

oad

ider

S rson Jeffe

15 16 14

H

19th

Gam 1

22

ent

Reg

St

ea

N

ath Str

nzie

acKe

rM Majo

e Av rn

dW

ick R

.

Ave

404

Dr

P

16th

am Denh

O

dr Wel

st St

64

St

Bathur

central region: Richmond Hill

Mill

r

26

St

K

nM

Elgi Neal D

St

28

9 d s ill R Leslie

J

404

d Yorklan

3

M

d

ble R

I

L

Ave.

8

Q R

* Due to scale restrictions locators are approximate. Please see builder’s ads for exact locations.

Attention Builders Want to add your community to our maps?

Need to update existing information?

Please fax the details to (416) 789-9554

Price Range

Page No.

1

Heathwood Homes

Hampshire Mews

heathwood.com

from $480,000

43 5I

8

Treasure Hill Homes

Urbantowns on Bayview

treasurehill.com

from $730,000

19 7Q

9

Mattamy Homes

Richmond Green

www.mattamyhomes.com •

•

15 Forest Hill Homes

Jefferson Forest

foresthillhomes.ca •

•

27 Acorn Homes

Oak Knoll

acornhomes.ca

•

3

Centra Homes

The Mills Collections

416-238-2404

•

from $940,000

5J

4

Aspen Ridge Homes

Kettle Lakes Club

289-231-2849

•

from $550,000

6D

5

St. Regis Homes

Mission Hill on Bayview

905-884-8885

from $850,000 6C

6

Fieldgate Homes

The Humberlands

905-773-7738

•

from $850,000

2C

7

Highmark Homes

Nuvo

647-206-2276

•

from $1100,000

2E

14 Arista Homes

Jefferson Forest

jeffersonforest.ca •

•

from $586,000

4H

15 Madison Homes

Jefferson Forest

jeffersonforest.ca •

•

from $586,000

4H

16 Fieldgate Homes

Jefferson Forest

905-884-8017

•

•

from $586,000

4H

20 North Star Homes

King’s Crossing

416-291-9666

•

from $530,000

2E

22 Yorkwood Homes

Hillside Manors

905-770-4662

•

from $472,000

4I

26 Arten Development Group

The Manors of Roseview Grand

roseviewgrand.com

• •

from $650,000

4L

28 Senator Homes

Richvale

senatorhomes.com •

2J

from $720,000

•

9 9J

27 4H

57 3C

Richmond Hill

Tel

central region:

Site

Fi M ap nd er

Builder

De ta Se che m d To i w n Co ho n d me o

# Si te IFC-Inside front cover

65

66

K

J

I

H

G

F

E

D

C

B

A

Town of Aurora

3

Town of Markham

Town of WhitechurchStouffville

2

Thornhill

Town of Newmarket

1

4

5

6

7

8

9

10

11

central region: Markham, Aurora, Newmarket, Whitchurch-Stouffville 12

13

14

17

18

* Due to scale restrictions locators are approximate. Please see builder’s ads for exact locations.

16

Attention Builders Want to add your community to our maps?

Need to update existing information?

Please fax the details to (416) 789-9554

15

19

Tel

Price Range

Page No.

4

Fieldgate Homes

The New U

905-477-6464

• •

from $593,000

6

Primont Homes

Heirloom in Markham

905-201-2804

• •

from $510,000

11 Madison Homes

Greensborough

madisonhomes.ca •

•

14 Aspen Ridge Homes

Woodland Hills

416-270-9484

15 Fieldgate Homes

Aurora Trails

fieldgatehomes.com

20 Fieldgate Homes

BlueSky Stouffville

fieldgatehomes.com

22 Conservatory Group

Heritage Collection

905-640-2274

30 Madison Homes

Cornell Rouge

cornellrouge.com •

30 Forest Hill Homes

Cornell Rouge

cornellrouge.com

70 Mattamy Homes

Cornell

mattamyhomes.com

•

•

1

Marydel Homes

Woodland Hills

905-898-7380

•

from $400,000

2

Beaverbrook Homes

The Terrace On Rouge Creek

905-640-7360

• •

from $390,000

18F

3

Mattamy Homes

St. John Forest

www.mattamyhomes.com

from $366,000

14E

4

Arista Homes

The New U

905-534-1564

•

• •

from $490,000

5G

4

Paradise Homes

The New U

905-477-0317

•

• •

from $490,000

5G

4

Starlane Home Corporation The New U

905-534-0493

•

• •

from $490,000

5G

5

Treasure Hill Homes

Accolades in Markham

905-471-2852

from $500,000

6F

7

LeBovic Homes

Bovaird Trail

905-640-7361

•

• •

from $2597,000

14H

8

Country Wide Homes

Wismer Commons

905-907-1500

•

•

from $450,000

6G

9

Brookfield Homes

The Arbors

905-503-0992

•

from $590,000

14F

9

Country Wide Homes

The Arbors

905-907-1500

•

from $720,000

14F

10 Briarwood Homes

Havelock Town Manors

289-301-0077

•

from $560,000

12 Laurier Homes

windsong

905-201-5979

•

•

from $495,000

6G

12 Laurier Homes

Windsong North

905-201-5979

•

from $598,000

6G

13 National Homes

Stonehaven

416-746-1234

•

from $730,000

13D

13 National Homes

Stonehaven

416-746-1234

•

from $730,000

13D

15 Arista Homes

Aurora Trails

auroratrails.com •

•

from $400,000

14E

15 Paradise Homes

Aurora Trails

auroratrails.com •

•

from $400,000

14E

15 OPUS HOMES

Aurora Trails

auroratrails.com •

•

from $400,000

14E

16 Lindvest Properties

Auroraglen

lindvest.com

•

•

14E

17 Conservatory Group

Heritage Estates

905-640-2274

•

•

from $283,000

18F

18 Kylemore Communities

Angus Glen West Village

905-887-9950

•

from $2000,000

4G

19 New Era Homes

Landmark Estates

905-953-9046

from $550,000

11D 18F

•

•

Insert & 25 5G 12 7f 41 7G

from $450,000

IFC 9C

•

• from $520,000

Insert & 25 14E

•

from $650,000

Insert & 25 18f

•

from $680,000

5 18F

from $720,000

11 & 41 8G

•

from $550,000

11 & 27 8G

•

•

9 8G 10B

6I

20 Starlane Home Corporation BlueSky Stouffville

starlanehomes.com •

from $434,000

21 Andrin Homes

Glenway

andrinhomes.com •

10E

24 Ballantry Homes

Cornell

ballantryhomes.com

• •

from $520,000

8g

28 Preston Homes

Copper Hills

905-954-4050

from $500,000

14E

30 Madison Homes

Forest Hill

cornellrouge.com

•

from $400,000

8G

41 Aspen Ridge Homes

Upper Cornell

905-554-3446

•

•

from $495,000

7F

42 National Homes

Wismer Woods

416-746-1234

•

• •

from $680,000

6G

50 Geranium Homes

The Neighbourhoods of Cardinal Point 905-640-9999

•

•

from $575,000

7F

50 Geranium Homes

Cardinal Point Downtown Stouffville 905-640-9999

•

•

from $600,000

7F

50 Geranium Homes

Uptownes at Cardinal Point

905-640-9999

•

•

from $400,000

7F

50 Geranium Homes

Copperstone Ballantrae

905-640-9999

•

•

from $1.1,000

7F

51 Oxford Homes

Coventry Valley

905-836-8902

from $600,000

10D

52 Fieldgate Homes

Potter’s Bend

905-294-3125

•

•

from $700,000

6G

53 H&R Developments

Castle Square

hr-newhomes.com

•

6g

54 Beaverbrook Homes

Victoria Highlands

416-924-0110

•

from $450,000

10H

55 Country Wide Homes

Woodland Hills

905-907-1500

•

10C

59 Primont Homes

Harmony

905-305-8871

•

62 North Star Homes

Mill Fair Village

NorttStarHomesInc.com

• from $500,000

•

5I

5T

64 Starlane Home Corporation Upper Unionville

905-534-0493

•

• •

from $520,000

5G

64 Paradise Homes

Upper Unionville

905-477-6464

•

•

from $520,000

5G

65 Fieldgate Homes

Victoria Manor

905-294-3125

•

from $896,000

3G

66 Treasure Hill Homes

Aurora Woods on Bayview

905-727-5794

•

from $769,000

13H

85 Orchard Ridge Homes

Prairiewood

orchardridgehomes.com •

from $800,000

19F

86 Cherrywood Homes

Glengrove on the Park

905-640-7571

• •

from $250,000

19F

central region: Markham, Aurora, Newmarket, Whitchurch-Stouffville

Site

M Fi ap nd er

Builder

De ta Se che m d To i w n Co hom nd e o

# Si te

67

9

59

Mono Adjala

42

44

400

32

King 14

Schomberg

9

Tecumseth and Tottenham65 71

Keswick

7 11

2

48

Georgina

k La

e

co

im eS

East Gwillimbury

37 33 55

Barrie

Oro

45 70 40017 16 5 Bradford

Alliston

47

Essa

Beeton

12

40

400

Vespra

90 48 Lisle Angus 18

Sunnidale

Tosorontio Everett

1

0

10

39

Hwy 5

K

Shelburne

89

11

15

11

12

48

13

19

Lindsay

Uxbridge

Cannington

7

13

ugo

9

Dr

14

Oshawa

Scugog

401

g

le

15

27

St

E

Manvers

400

ark

Dr

Map

8 wD levie

18

r

19

Attention Builders Want to add your community to our maps?

Need to update existing information?

Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate.

Please see builder’s ads for exact locations.

on P

Bay

Mols

Big

17

e Av tle Lit Yo ng eS t t Rd Poin

Steel St

16

Lakesh ore Burton Av Dr e

lop

400

Newcastle

d

r

n Du

Barrie

D view mR Sale

Map

Rd agh Ard 4

r lle Mi

Sc Lake

eon

Georgina Island 33 obcayg B

Mara

10

s Dr

J

58

43

Wasaga Beach

6

Orillia

10

11

Bracebridge

9

n Vetera

I

H

24

60 41

93

69

8

St

G

24

27

27

Tay

69

400

7

irv

46 3

6

Midland

5

Huron Rd

iew

F

E

4

Fa

Thornbury

Georgian Bay

3

t tS

D

2

ne

An

C

1 St.

B

A

Barrie, Collingwood, Wasaga, Innisfil, Keswick

th St

68 Duckwor

north region:

en

nc Vi ia Rd

45 Rosehaven Homes

Dreamfields in Bradford

45 Regal Crest Homes

Price Range

•

Page No.

from $550,000

35 8I

dreamfieldsbradford.com •

• from $350,000

53 8I

Dreamfields in Bradford

dreamfieldsbradford.com •

• from $350,000

53 8I

45 Country Wide Homes

Dreamfields in Bradford

dreamfieldsbradford.com •

• from $350,000

53 8I

45 Aspen Ridge Homes

Dreamfields in Bradford

dreamfieldsbradford.com •

• from $350,000

53 8I

59 Brookfield Homes

Fieldstone

1-855-379-1495

•

from $600,000

17 5J

1

Pacific Homes Limited

MarlLake Village

1-877-428-5115

•

from $210,000

5F

1

Red Berry Homes

MarlLake Village

1-877-428-5115

•

from $210,000

5F

2

Delpark Homes

Cedar Ridge

905-722-7210

•

• •

from $275,000

10G

3

Losani Homes

Summit Shores

losanihomes.com/readybuilt

from $390,000

2E

4

Mancini Homes

Princeton Woods

705-730-1978

•

from $330,000

14E

5

National Homes

The Forest

416-746-1234

•

from $480,000

6

Mariposa Homes

Trailside

705-329-3330

•

•

from $249,000

8C

6

Mancini Homes

West Ridge Place Orillia

905-773-9997

•

8C

7

Grandview Homes

Mayberry Estates

705-735-0732

•

from $460,000

9G

8

Fandor Homes

Hamptons on Big Bay Point

705-792-6807

•

from $250,000

18E

9

Grandview Homes

Big Bay Point

705-735-0732

•

from $355,000

13E

10 Summerhill Homes

West Shore Lakeside Community

705-689-0001

• •

from $350,000

9c

7I

11 Ballymore Homes

Lakeside Meadows

1-877-455-0201

•

•

from $290,000

9g

11 Ballymore Homes

Lakeside Meadows

1-877-455-0201

•

from $293,000

9g

12 Previn Court Homes

Victorian Village

1-855-777-3846

•

•

from $335,000

13 Averton Homes

Victoria Highlands

416-924-0110

•

10H

6I

13 Rosehaven Homes

Victoria Highlands

905-473-3225

•

9H

14 Rosehaven Homes

King Country Estates

905-558-0098

•

from $700,000

7k

14 Aspen Ridge Homes

King Country Estates

905-558-0255

•

from $780,000

7k

14 Country Wide Homes

King Country Estates

905-907-1500

•

from $750,000

7k

15 Marydel Homes

Seven Meadows

marydelhomes.com •

•

from $290,000

11F

17 Brookfield Homes

Grand Central

905-778-0873

•

from $570,000

8I

17 Brookfield Homes

Grand Central

905-778-0873

•

from $515,000

8I

18 Grandview Homes

Cromwell Place

705-735-0732

•

7G

19 Andrin Homes

Hillsborough

andrinhomes.com •

10H

24 Kaitlin Corporation

Blue Shores

1-866-625-2583

•

from $380,000

3E

•

32 Country Homes

Alcona by the Lake

1-866-531-3424

•

from $300,000

7H

33 Sandiego Homes

Lakeside Living in Innisfil

705-436-5445

•

•

from $285,000

8G

37 Pristine Homes

Pebbleshores

705-436-5547

•

from $240,000

7G

39 Stonebridge Building Group Stonebridge by The Bay

1-877-420-0880

•

from $200,000

5E

40 Royalpark Homes

Emerald Forest

royalpark.com

•

•

from $200,000

6H

41 Delpark Homes

Pretty River on Georgian Bay

1-888-257-1999

from $298,000

3E

42 RAYMAC Homes

Brennan Enclave

705-516-0681

•

from $252,000

6H

43 Bremont Homes

Centretown

1-877-855-1122

•

from $234,000

5E

44 Brookfield Homes

Treetops

1-855-590-3577

•

from $350,000

7I

44 Orchard Ridge Homes

Treetops

1-855-590-3577

•

from $350,000

7I

46 Devonleigh Homes Inc.

Creekside

705-444-0555

•

•

from $210,000

2e

47 Devonleigh Homes Inc.

Parkside by Devonleigh

705-435-9991

•

from $275,000

6h

48 Devonleigh Homes Inc.

Brownley Meadows

705-423-9662

•

•

from $225,000

7G

55 Briarwood Homes

Briarwood Estates

705-294-2288

•

from $420,000

8G

58 Lakeview Homes

Greenbrook Village

519-306-0665

•

from $280,000

59 Delpark Homes

Fieldstone

MyFieldstone.ca

•

from $570,000

5J

60 Briarwood Homes

Pretty River Collingwood

1-888-257-1999

•

from $310,000

3E

65 Brookfield Homes

Willow Glen Tottenham

905-406-1044

•

from $298,000

7J

70 Far Sight Homes

Greenfields

1-855-299-7929

•

from $309,000

71 Briarwood Homes

Mill Street Village

1-855-232-8100

• •

from $300,000

8J

71 Ballymore Homes

Mill Street Village

1-855-232-8100

• •

from $300,000

8J

4I

7I

Barrie, Collingwood, Wasaga, Innisfil, Keswick

Tel 905-775-3461

north region:

Site Summerlyn Village

Fi Map nd er

Builder

De t Se ach m ed To i w n Co hom nd e o

# Si te IFC-Inside front cover

16 Great Gulf

69

I BUILD SUCCESS. “Since joining BILD, I have developed more business relations and new clients which now I consider friends. BILD has allowed me to expand my business and grow as a supplier to builders and designers. The directory is a great resource as well as the seminars and networking meetings. In my opinion, BILD is second to none.�

Benny Caringi, Principal Sun-Brite Drapery Manufacturer / Supplier Member Since 2003

I AM

Get Involved: bildgta.ca

December 13, 2014 - January 10, 2015

Showcasing new homes in the GTA’s west region

IN THIS SECTION

>> Maps and listings for new-home communities in the west region >> Builder news and the latest in new homes in the west region

//COMMUNITY FOCUS

A whole range of Mattamy homes is coming soon in Hawthorne South Village

MATTAMY BRINGS NEW GROWTH

to Hawthorne Village in early 2015 LOCATION Milton HOUSING TYPE Townhomes and detached homes CONTACT mattamyhomes.com

M

attamy has rightfully earned a superb reputation and thorough popularity for its spectacular community of Hawthorne Village in Milton. Since the company first opened the sales office 14 years ago, this village has grown to the size of a respectable town with more than 12,000 families living, playing and enjoying life here at the foot of the escarpment. It really is the little village that grew.

Hawthorne Village has all of the things you’d expect to find in an Ontario town: schools, retail shops and services, recreational facilities, parks, playgrounds and walking/biking trails. The streets have interesting and varied architecture, the roads are slightly curved to calm traffic, many of the homes have front porches that always make a community more accessible, more friendly and neighbourly. There’s always something going on in the neighbourhoods and you can tell there’s a park nearby from the sound of children’s laughter.

And very early in 2015, Mattamy will add a whole new Hawthorne South Village to the various neighbourhoods that make up this community. There will be an extensive selection of townhomes and detached homes offering a variety of

MATTAMY HOMES | Hawthorne Village South

Hawthorne South Village is a whole new neighbourhood in the award-winning Hawthorne community

exterior styles and interior floorplans.

Many completely new elevations will be showcased. Homes here will reflect the architecture in all Hawthorne Village neighbourhoods yet still have a sense of individual character.

Hawthorne South Village will be linked to all of the things in the community and around the escarpment that make it such a special place to live.

It’s part of Milton and all the good things that make this town one of the fastest growing in Ontario. Milton has a thriving main street that features a Farmer’s Market on Saturdays. Join with people searching for the best deals on local produce and organic fruits and vegetables. It’s a wonderful place for boutique shopping, mall shopping as well as fine or casual dining, nightlife and entertainment.

Since the very beginning, Mattamy has been proud to be a part of the fabric of Milton. The company is very much involved in the day-to-day life of this charming town and have contributed significantly to the arts and recreational programs in the community including the Mattamy Theatre in the Milton Centre for the Arts, a cultural gem in the heart of the downtown area.

Hawthorne Village has earned many industry distinctions through the years for its community planning and multitude of home styles. It has also been honoured with many awards for customer satisfaction, most of which are

Hawthorne South Village will soon be alive with children’s laughter

based on comments from existing homeowners. The company has always believed that a satisfied homeowner is a significant reward in demonstrating the Mattamy focus on customer satisfaction. Mattamy was recently named GTA Builder of the Year, for an unprecedented fifth time, by the Building Industry and Land Development Association (BILD).

Hawthorne Village is the kind of place where a bike ride can take an hour or a full day depending on how much natural inspiration you need. The escarpment is a fully protected UNESCO World Biosphere Reserve. No matter what the season, you’ll find families enjoying the recreational opportunities that are abundantly available in and around Milton. This is an area of Ontario that is on a lot of ‘must see’ lists of people searching for a new home.

Hawthorne South Village is the most significant new addition to the community in many years and Mattamy is confident that homebuyers will find that it is worth the wait for every family wanting to live in this truly perfect part of the province.

Demand has always been very high here and there will be many families waiting to find their special home in Hawthorne South Village. Register now so you’ll be kept informed when this new neighbourhood opens.

To register for information on Hawthorne South Village and all Mattamy communities, visit mattamyhomes.com

//STYLE FILE

Festive flair » by SARA DUCK

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the

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Visit ikea.ca

Crisp Champagne Glass. $4 each.

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LARGE METALLIC MAGNOLIA WREATH $170.

CRYSTAL CHAMPAGNE FLUTES FROM $6.

MARBLE TOPPED GRASSCLOTH BAR $600.

VISIT HOMESENSE.CA

Pinecone Wreath. $29-$50.

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Life just got better in these two communities

by Rosehaven Homes & Homes by DeSantis New Release of 36’ & 30’ Singles FIRST EVER BUNGALOW CONDOMINIUM TOWNS ARE COMING EARLY 2015 • Choose from 4 NEW 36’ DESIGNS & 3 NEW 30’ DESIGNS • Limited selection of 45’ Bungalow & Bungalow with loft designs & freehold towns remain • 9’ main floor ceilings • gourmet kitchens • luxurious ensuites • gas fireplaces • 1,100 to over 2,900 sq.ft.

• PARK/GREEN SPACE LOTS STILL AVAILABLE

9 MODELS TO TOUR

45’, 36’ & 30’ singles and 36’ wide freehold Townes starting from the high $200’s HOMES BY DESANTIS

LyonsCreekChippawa.com

Walk, Bike & Play IN STONEY CREEK’S FAMILY FRIENDLY COMMUNITY Discover your new home at on The Ridge. An exciting new enclave of 40’ & 35’ Singles and Semis within an established and sought-after neighbourhood in Stoney Creek. Surrounded by fun for the whole family – hiking, biking, swimming and all the attractions of Niagara. It’s the lifestyle you want for your family... a touch above!

Semis from the mid $300’s Singles from the mid $400’s

LiveOnTheRidge.ca TWO AWARD-WINNING BUILDERS IN SOUTH WEST ONTARIO

ROSEHAVEN HOMES

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KING ST. E.

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MODELS & PRESENTATION CENTRES

PRESENTATION CENTRE

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Prices and specifications correct at press time. Prices quoted are in $ thousands. Maps not to scale. E. & O.E.

TO NIAGARA

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HIGHLAND RD. W. RYMAL RD. E.

UPPER CENTENNIAL PRKWY

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FIRST RD. W.

Mann St.

STONEY CREEK

NIAGARA RIVER

St. Main P o

Sodom Rd.

s Lyonk Rd. Cree

To Falls

Marineland Pkwy

CHIPPAWA McLeod Rd.

//COMMUNITY FOCUS

Move in 120 days at MILTON’S ESCARPMENT COMMUNITY LOCATION: Milton HOUSING TYPE: Semi-detached and single-detached homes with finished basements CONTACT: conservatorygroup.com

W

ith quick move-in dates now available at Jasper Village, there’s never been a better time to own at Milton’s established Escarpment community. Brought to you by The Conservatory Group, this spectacular master-planned community offers a stunning selection of semidetached and single-detached homes with finished basements at Milton’s best location. With semis priced from $519,900 and singles from $659,900 you can afford to own a large and luxurious family home at Jasper Village.

One of the many fine homes available at Jasper Village is the four-bedroom, 2,642-sq.-ft. Bennet model. One enters this home to find an elegant and thoughtfully laid out interior, with a spacious foyer that opens to an inviting main hall, which features a main floor powder room. Further down the hall a large dining room is the perfect place to entertain, while the gourmet kitchen and expansive Great Room finish off this truly outstanding main floorplan. Downstairs, homebuyers will be pleased to find additional living space in the form of a partially

THE CONSERVATORY GROUP | Jasper Village

Milton is one of the GTA’s fastest growing communities, and when you consider the many fine amenities located just minutes from Jasper Village, you can really see why. finished basement and laundry room. On the second floor, a spacious master ensuite features a large oval soaker tub, separate ceramic tile shower and his and hers walk-in closets.

The second floor also features three additional bedrooms and a well-sized main bath. The Bennet is priced from $551,900.

Another exceptional family home available in this community is the 3,721-sq.-ft. Laurier. Elegantly appointed, this home offers the ultimate in stylish family living. One enters through the main foyer and hall to discover a powder room to the left and a convenient main floor laundry to the right. The main floor also features a large living room, an opulent dining room, an expansive kitchen and breakfast area and an inviting family room complete with gas fireplace. The partially finished basement is the perfect multi-use area, while families will be pleased to find a world of luxury and comfort on the second floor. The inspired master suite features an enormous walk-in closet and a sumptuous ensuite, complete with his and hers sinks, an oval soaker tub and separate ceramic tile shower. Bedrooms two and three share an ensuite bathroom and bedroom four enjoys its own ensuite. The second floor also boasts a computer loft/den area.

The Laurier can be yours starting from $737,900.

Milton is one of the GTA’s fastest growing communities, and when you consider the many fine amenities located just minutes from Jasper Village, you can really see why. There are a number of major shopping, dinning and recreation destinations in the area, with numerous plazas such as Milton Crossroads, the RioCan Centre and Milton Mall all nearby. A great selection of public and Catholic schools are within easy walking distance, and the outdoorsy types will love the wide range of golf courses, conservation areas and parks in the area.

Milton even makes it easy to hit the slopes, with Glen Eden Ski Area offering some of the best skiing and snowboarding in the GTA. Plus, with GO Transit and Hwys. 401, 407 and 403 nearby, you can get to Mississauga, Toronto and the surrounding area in no time flat.

For more than 50 years, The Conservatory Group has been one of Canada’s premier builders of new homes and condominiums. For more information about Jasper Village and many other fine communities, visit conservatorygroup.com

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Attention Builders Want to add your community to our maps?

Need to update existing information?

Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate. Please see builder’s ads for exact locations.

15

19

Hot

905-828-4257

20

Forest Hill Homes

Derry Village Mississauga

foresthillhomes.ca

1

Vandyk Communities

Windows on the Green

2

Amacon

The Towns at Parkside Village

3

Starlane Home Corporation Churchill Woods

3

Greenpark Homes

4

Tel

Price Range

• from $420,000

34 5K

•

27 8B

vandykcommunities.com

• from $300,000

5H

705-435-9991

•

from $550,000

8F

starlanehomes.com •

• •

from $562,000

4E

Churchill Woods

churchillwoods.ca •

• •

from $529,000

4E

Conservatory Group

Central Park North

905-890-0195

•

•

from $465,000

7F

5

Dunpar Homes

Heritage Gate

heritagegate.ca

•

from $500,000

6F

6

Country Homes

Lakeshore Village

1-866-746-2999

•

•

from $550,000

9J

19

Dezen Homes

McLaughlin

905-696-7938

•

from $544,000

8B

23

Dunpar Homes

Park View Trail

416-253-5888

•

from $500,000

11G

24

Dunsire Developments

Barca Verde

barcaverde.ca

•

from $690,000

10I

Page No.

from $570,000

Mississauga

Great Gulf

Site

west region:

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Need to update existing information?

Please fax the details to (416) 789-9554

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20

Tel

Price Range

Page No.

9 8M

www.mattamyhomes.com

17 Mattamy Homes

Hawthorne Village

mattamyhomes.com

19 Conservatory Group

Jasper Village

905-636-1942

•

•

from $520,000

5 10G

33 Menkes

The Enclaves of Upper Canada

289-891-9103

•

•

from $750,000

7 9C

45 Rosehaven Homes

On the Ridge

liveontheridge.ca •

•

from $350,000

75 3R

45 Homes By DeSantis

On the Ridge

liveontheridge.ca •

•

from $350,000

75 3R

out of range

Homes by DeSantis

Lyon’s Creek

lyonscreekchippawa.com •

• •

from $290,000

75

out of range

Rosehaven Homes

Lyon’s Creek

lyonscreekchippawa.com •

• •

from $290,000

75

•

9 9G

1

Schuit Homes

Perth Park

905-628-9559

• 2Q

2

Great Gulf

Edgewood

905-356-9408

•

3

Spallacci Homes

Simona Place

spallaccihomes.com • 2Q

4

Spallacci Homes

Eden Park

905-381-4280

•

from $320,000 2Q

4

Spallacci Homes

Eden Park

www.spallaccihomes.com •

from $320,000 2Q

5

Arista Homes

Milton Trails

905-864-3306

9h

6

Country Green Homes

The Uptowns of waterdown

905-690-7600

•

•

from $250,000 10K

7

Lakeview Homes

Cannery Park

1800-565-5150

•

from $320,000 9G

9

Beaverhall Homes

Forestwood

905-636-1365

•

from $518,000 9G

10 Great Gulf

Rolling Meadows

905-680-0841

11 Branthaven Homes

Jazz Condos

jazzcondos.ca

12 Tobyn Park Homes

Park City

parkliving.ca

13 Heathwood Homes

The Village at Traditions

905-876-3140

•

•

from $441,000 8h

14 Averton Homes

Averton Square

avertonsquare.com •

from $620,000 9H

•

from $305,000 11Q

• from $300,000 12R

•

from $200,000 9N

• from $180,000 10L

20 Parkbridge Lifestyle Communities Inc. Cherry Hill at Vineland

1-800-479-9777

•

from $194,000 12R

22 Country Green Homes

Park Place Village

905-690-7600

•

• •

from $250,000 8m

26 Eden Oak

Weaver’s Mill

weaversmill.com/nh

•

from $336,000 6B

35 Phelps Homes

Jordan Village

phelpshomes.com

•

from $345,000 8R

36 Phelps Homes

Brookside

phelpshomes.com

•

from $236,000 7R

37 Phelps Homes

Streamside

phelpshomes.com •

from $316,000 6R

38 Losani Homes

Ancaster Glen

289-239-7629

from $370,000 2Q

39 Losani Homes

The Fairgrounds

289-286-0928

from $250,000 2Q

40 Losani Homes

Greenhill Glen

905-538-8752

from $270,000 4Q

41 Losani Homes

Sherman Oaks

905-574-0828

from $290,000 3R

42 Losani Homes

Paramount

905-560-2061

from $230,000 3R

43 Losani Homes

Orchard Park

905-930-9943

from $390,000 5Q

44 Losani Homes

Discovery

905-563-0666

from $330,000 8R

Acton, Halton Hills, Milton, Burlington, Waterdown

Site Cranberry Hill

west region:

Builder

Fi Map nd er

Mattamy Homes

De ta Se che m d To i w n Co ho n d me o

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Need to update existing information?

Please fax the details to (416) 789-9554

17

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Price Range

Page No.

• • from $338,000

BC 7O

Lotus Pointe Caledon

LotusPointeCaledon.ca

•

from $450,000

37 6M

11 Starlane Home Corporation Lotus Pointe Caledon

LotusPointeCaledon.ca

•

from $450,000

37 6M

11 Rosehaven Homes

Lotus Pointe Caledon

lotuspointecaledon.ca •

from $450,000

37 6M

11 Fieldgate Homes

Lotus Pointe Caledon

905-838-2806

•

•

from $600,000

Insert, 25 & 37 6M

•

12 Great Gulf

Westfield

905-866-6876

from $450,000

34 10K

14 Treasure Hill Homes

Southfield Meadows

treasurehill.com

•

19 6M

15 Fieldgate Homes

Cobblestones

905-457-0445

•

•

from $699,000

25 8Q

21 Primont Homes

Centretown

905-495-5067

•

• •

from $376,000

12 6P

24 Conservatory Group

Trinity Village

905-846-2930

•

•

from $440,000

5 7N

62 Fieldgate Homes

Valley Lands

905-457-0445

•

• •

from $567,000

Insert & 25 9O

65 Great Gulf

Mount Pleasant

905-459-5772

•

from $640,000

35 6P

67 Primont Homes

Seasons in Caledon

www.primonthomes.com

• •

from $600,000

12 7M

1

Tribute Communities

Landscapes

905-893-3331

• •

from $399,000

8M

2

Coscorp Inc.

The Village of Southfields

thevillageofsouthfields.ca •

• •

6L

2

Monarch Corporation

The Village of Southfields

905-843-0707

• •

from $390,000

6L

3

Empire Communities

Lakeside

empirelakeside.com •

•

from $350,000

7N

4

VanMar Homes

Credit Ridge Estates

416-746-1234

•

from $550,000

8P

5

Tiffany Park Homes

The Estates of Spring Valley

905-216-5620

•

from $583,000

6P

6

Townwood Homes

Gates of Countryside

gatesofcountryside.ca •

•

from $400,000

8M

6

Country Wide Homes

Gates of Countryside

905-907-1500

•

from $400,000

8M

6

Regal Crest Homes

Countryside Meadows

countrysidemeadows.ca

•

from $346,000

8M

6

Royal Cliff Homes

Gates of Countryside

gatesofcountryside.ca •

•

from $400,000

8M

6

Starlane Home Corporation Gates of Countryside

starlanehomes.com •

from $520,000

8M

7

Aspen Ridge Homes

Mayfield Village

905-230-2592

• •

from $350,000

11L

8

Treasure Hill Homes

Vales of the Humber Estates

valesofthehumber.com

•

from $760,000

11L

8

Starlane Home Corporation Vales of the Humber Estates

valesofthehumber.com

•

from $760,000

11L

8

Greenpark Homes

Vales of the Humber Estates

valesofthehumber.com

•

from $760,000

11L

9

Mattamy Homes

Mount Pleasant Village

mattamyhomes.com •

• • from $255,000

7O

10 Starlane Home Corporation Mount Pleasant Meadows

meadowsbrampton.com

•

from $464,000

6O

10 Valery Homes

Mount Pleasant Meadows

meadowsbrampton.com

•

from $464,000

6O

13 Stanford Homes

The Ravines of Credit Woods

905-453-4200

•

from $570,000

6P

16 Rosehaven Homes

Urban Towndominiums at Mount Pleasant rosehavenurban.com

• • from $300,000

6O

17 Pemberton Group

Rosedale Village Golf & Country Club905-799-5000

•

• • • from $190,000

8M

18 Saberwood Homes

Heart Lake Village

905-773-6549

8N

19 Mattamy Homes

Salisbury Square

mattamyhomes.com •

•

from $314,000

10N

20 Landmart Homes

Casablanca

905-915-5227

•

from $730,000

9J

townwoodhomes.com •

22 Townwood Homes

Marigold

25 Heathwood Homes

Terracotta Village at The Credit Valley 905-874-4741

32 Forest Hill Homes

Ravines of Castlemore

37 Oxford Homes

Adena Ridge

•

•

•

• from $300,000

•

from $475,000

11L

•

from $430,000

9Q

905-794-8875

•

from $650,000

8K

905-584-6444

from $600,000

37O

38 Andrin Homes

Turnberry Townhomes AndrinTowns.com

•

from $350,000

9M

45 Brookfield Homes

Pathways

905-584-2225

•

from $400,000

8K

48 Aspen Ridge Homes

Credit Manor Heights

905-216-5155

•

•

from $400,000

8Q

48 Regal Crest Homes

Credit Manor Heights

yourkingdom.ca

•

•

from $850,000

8Q

48 Country Wide Homes

Credit Manor Heights

yourkingdom.ca

•

from $850,000

8Q

51 Acorn Homes

Castlegate

acornhomes.ca

•

from $575,000

11K

55 Rosehaven Homes

The Neighbourhoods of Mount Pleasant 416-410-0175

•

•

from $405,000

6P

55 Townwood Homes

The Neigbourhoods of Mount Pleasant LoveMountPleasant.com •

•

from $270,000

6P

55 Townwood Homes

The Neighbourhoods of Mount Pleasant lovemountpleasant.com •

•

from $405,000

6P

58 Devonleigh Homes Inc.

Meadowlands

519-942-3312

•

•

from $339,000

3C

60 Primont Homes

Castlemore

905-856-5777

• •

from $430,000

9K

64 Meridian Homes

Credit Valley Manors

905-216-5186

•

•

from $400,000

8P

65 Great Gulf

Mount Pleasant

905-459-5772

•

from $530,000

6P

66 Ballantry Homes

Spring Valley Village

ballantryhomes.com

•

from $420,000

9M

Brampton, Caledon, Bolton

Tel

mattamyhomes.com

11 Greenpark Homes

IFC-Inside front cover; IBC-Inside back cover

Site Mount Pleasant North

west region:

Builder

Fi M ap nd er

Mattamy Homes

De ta Se che m d To i w n Co ho n d me o

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Up

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Oakville

6

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9

B

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La

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ke

sh

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Rd

I

Rd

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24

Rd

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Pineb

401

s Dr

Frank

N

8

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tio

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P

e Rd

u Aven

t sS dr ew

Main

Cambridge 24

n

Attention Builders - Want to add your community to our maps?

Need to update existing information?

Please fax the details to (416) 789-9554

d

eim R

Blenh

An

* Due to scale restrictions locators are approximate. Please see builder’s ads for exact locations.

Rd

Elgi

R

vd

Clyde

St.

Q

Bl

ler Rd

Co

d

O

lin Blv

Lang

Hespe

Oakville, Cambridge

h Ave

rdale

St

west region:

Guelp

Beave

n Rd

M

essio

tain Foun

84

ck Rd

le Blo

Midd

Conc

L

s Rd

Myer

St

12

Page No.

Mattamy Homes

The Preserve

mattamyhomes.com •

•

from $420,000

4E

3

Markay Homes

Bronte Park Town Manors

416-746-1234

•

from $590,000

3H

4

Great Gulf

Trafalgar Landing

greatgulf.com/trafalgartownhomes

• from $450,000

5C

15

Menkes

Millstone On The Park

905-825-3619

•

from $420,000

3G

Oakville, Cambridge

Price Range

west region:

Tel

Fi M ap nd er

Site

De ta Se che m d i To w Co nho n d me o

# Si te 1

Builder

85

2014 SHOPPING GUIDE

2014 ISSUE NOW AVAILABLE!

416.626.4889

LOVE TO SHOP? Our 2014 shopping guide profiles some of the GTA’s top home and décor shops and services.

86 NEW HOME GUIDE GTA | DEC 13, 2014 - JAN 10, 2015

newhomeguide.ca

December 13, 2014 - January 10, 2015

Showcasing new homes in the GTA’s east region

IN THIS SECTION

>> Maps and listings for new-home communities in the east region >> Builder news and the latest in new homes in the east region

VIEW OUR MAGAZINES ON ANY

DIGITAL DEVICE anytime, anywhere!

Now you can view all New Home Guide magazines online using any smartphone, tablet or desktop device.

Published by

NEWHOMEGUIDE.CA

DEC 13, 2014 - JAN 10, 2015 | NEW HOME GUIDE GTA 89

31

Wentworth St

Bloor St.

Phillip Murr

Gibb St

Wentworth St

King St W Bond St W

401

91

Manning Rd

Bayly St E

401

Kingston Rd

45

Lak

Church St S

401 Spruce Hill

Granite Court

6

K

J

I

H

G

F

E

D

C

B

A

o gst

D nt

d nR

Whites Rd

ou

Glenanna Rd

Appleview Rd

Ro ug em

Altona Rd

Liverpool Rd

Kin

Fairport Rd

Sandy Beach

Highview Rd

Dixie Rd

Brock Rd

Montgomery F

Squires Beach Rd

Dr Notion Rd

Brock Rd R aks rO o j Ma Valley Farm

a

ew

riv

eD

Riverside

3 Concession

Westney Rd S

Magill 92Dr

9

Delaney Dr

Harwood Ave

Sheppard Ave

o n of Rossland Rd

11 90

48

47

Dundas St E

Rossland Rd

54 66

Shoal Point Rd

Finley Ave

Rosebank Rd Altona Rd

Ajax-Whitby

Pickering Beach Rd

Stroud's

32 Sideline

Bv

Finch Ave

32 Sideline

McQuay

10

North Rd

Gordon St

Cochrane St

Liverpool Rd

Whites Rd

North Rd

Adelaide Ave

Rossland Rd Dryden Bv

Taunton Rd W

4 Concession

5 Concession

7

Brock Rd

1

30 Sideline

Olive Ave

Beatrice St

4

Taunton Rd E

Ravenscroft

4 Concession

28 Sideline

City of Pickerin g

7 Conncession

2

9 Concession

3

24 Sideline

Henry St

Westney Rd N

16 Sideline

Whitevale Rd

5 4

20 Sideline

Blair St Brock St S

Church St N

Brock Rd

Hopkins St

7

8

13

Salem Rd

Greenwood Rd

16 Sideline

Bloor St

60 3

Conlin Rd

7

7 Concession

9 Concession

Salem Rd

Paddock Rd

16 Sideline Brock Rd Cen tral St

Thornton Rd

Kendalwood R

Audley Rd

Audley Rd

Fifth Conces

7

8 Concession

12 Sideline

Stevenson Rd

Townline Rd

4 Sideline R

6 Sideline

Brock St N

Lakeridge Rd

6 Concession

4 Sideline

4 Sideline R

Baldwin St S

Country Lane

8

Halls Rd N

Park Rd S

Park Rd S

Garden St Blair St

Garden St

Coronation R

Ritson Rd S tS eS co Sim

Centre St.

Garrard Rd

Anderson St

o n of it y

Country Lane

Columbus Rd

Brawley Rd

Cochrane

Rossland/Winchester R

Myrtle Rd W

9

Taunton Rd W

Church St E

5

i ge of rook in

10

68

Cedarbrook T

Ashburn Rd

6

21

1

11

Baldwin St N

Duffs Rd

King S

Adelaide Ave

2

34

Conlin Rd

City of Oshawa

8 Concession

13 12

Thornton Rd

Wilson Rd S

Pickering, Ajax, Whitby, Oshawa

east region:

tN

eS

co

Sim

Mary St N

Thickson Rd

Lake Ridge R

90

Ritson Rd N

Stevenson Rd

12

Harmony Rd S

Central Park

Garrard Rd

Garrard Rd

tE

Attention Builders Want to add your community to our maps?

Need to update existing information? Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate.

Please see builder’s ads for exact locations.

19 18 17 15 14

Wilson Rd N

Stevenson Rd

wS

devie

Gran

ly

Harmony Rd N

Grandeview S

Bay

16

Townline Rd. Grandeview S

Price Range

9 5G

11 Mattamy Homes

Seaton

www.mattamyhomes.com •

90 LeBovic Homes

Old Taunton in Pickering

905-428-3434

•

1

Tribute Communities

Charing Cross

905-571-1011

•

from $390,000 14E

2

Brookfield Homes

Hills of Harrowsmith

905-697-1681

•

from $300,000 15G

3

Great Gulf

Stonecrest

greatgulf.com

•

•

from $298,000 14G

4

Menkes

Somerset

905-428-0500

•

from $690,000 7G

5

Tribute Communities

The Village of Brooklin West

905-425-0539

•

from $400,000 11D

6

Emery Homes

Town Central

1-877-953-6379

•

from $350,000

7

Highmark Homes

Triumph

whitbytriumph.ca •

from $350,000 10G

8

Lakeview Homes

The Forest of Lyndebrook

416-746-1234

•

from $490,000 10F

9

Stafford Homes

Elements Townhomes

elementsajax.com

from $390,000 7H

10 Fernbrook Homes

Altona Woods

fernbrookhomes.com

13 Lifetime Homes

Folkstone

1-877-365-9555

•

•

from $335,000 10G

21 Great Gulf

Grandview Oshawa

1-888-579-7235

•

from $334,000 14F

31 Preston Homes

Prestonvale Heights

905-432-2800

•

•

from $350,000 15J

34 Tribute Communities

The Neighbourhoods of Park Ridge 905-723-2344

•

from $339,000 15G

45 Sundial Homes Limited

Mulberry Meadows

905-427-8255

47 Senator Homes

Harbourside Condominiums

905-493-3823

•

48 Senator Homes

Whitby by the Lake

senatorhomes.com •

54 Baycliffe Homes

The Gates of Whitby

905-668-9828

•

60 greycrest homes

the fields of conlin

905-725-4539

66 Monarch Corporation

• •

•

•

89 5H

from $450,000

4J

1I

from $560,000

6J

•

from $250,000

9J

•

from $250,000 10J

•

from $250,000 9G

•

from $310,000 15G

Tran Quility

monarchgroup.net •

from $550,000 7G

67 Midhaven Homes

Breeze

1-877-773-6888

•

•

from $300,000 15F

68 Storybook Homes

Brookstone Estates

905-438-9516

•

from $1050,000 11C

91 Sundance Homes

The Towns of Nichol Green Phase 2 905-441-3312

•

from $350,000 11J

92 Glen Rouge Homes

The Cornerstone

905-415-2710

•

from $796,000

6I

Pickering, Ajax, Whitby, Oshawa

•

Page No.

east region:

Tel

M Fi a nd p er

Site

et a Se ch m ed To i w Co nho nd m o e

Builder

D

# Si te

91

92

K

J

I

H

G

F

E

D

C

B

A

2

3

4

5

6

7

8

9

10

12

13

14

15

16

17

18

* Due to scale restrictions locators are approximate. Please see builder’s ads for exact locations.

11

Uxbridge, Lindsay, Bowmanville/Newcastle, Courtice, Peterborough, Port Hope, Cobourg, Port Perry

Attention Builders - Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

1

east region: 19

Page No.

1

Mason Homes

Port Hope Lakeside Village

905-885-6565

•

from $229,000 15J

2

Far Sight Homes

King’s Bay Golf & Country Club Estates 905-642-8383

•

from $460,000 16B

3

Far Sight Homes

The Estates at Sunset Ridge

905-642-9015

•

from $930,000 2E

4

Parkview Homes

Jackson Creek Meadows

705-748-4663

•

2I

4

Parkview Homes

Jackson Creek Meadows Townhomes 705-748-4663

•

2I

7

Brookfield Homes

Foxtrail

foxtraillife.ca

•

8

Kaitlin Group Ltd.

Port of Newcastle

1-800-305-6849

•

8

Kylemore Communities

Port of Newcastle

905-987-5146

•

from $479,000 14E

8

Storybook Homes

Bond Head Estates

905-438-9516

•

from $850,000 14E

9

Parkview Homes

Harmony Condominiums

705-748-4663

14 Rice Developments

Willmot Creek On The Lake

905-697-5806

•

from $225,000 11D

18 B.G. Schickedanz

Lake Scugog Estates

1-888-894-9888

•

from $330,000 18B

20 Geranium Homes

Verandas

905-885-0555

•

from $266,000 10I

26 Kaitlin Group Ltd.

Aspen Heights

905-697-0513

• from $165,000 10C

26 Kaitlin Group Ltd.

Condominiums at Clarington Centre 905-697-4513

• from $210,000 10c

26 Kaitlin Group Ltd.

Country Classics

1-866-514-3573

•

•

from $300,000 10c

30 Empire Communities

Estates of Wyndance

905-649-8197

•

from $900,000 3e

34 Carrington Homes

Woodlands of Upper Courtice

905-787-0963

•

from $260,000

35 Mason Homes

Parklands

1-866-443-7900

•

from $238,000 3H

39 H&R Developments

Gracefields

hr-newhomes.com •

from $322,000 4C

39 Thornridge Homes

Gracefields

1-877-361-4226

•

from $320,000 4C

39 Lindvest Properties

Gracefields

1-877-361-4226

•

from $320,000 4C

45 Highcastle Homes

Northglen

northglen.ca

•

•

from $221,000 11B

45 Delpark Homes

Northglen

905-419-7222

•

• •

from $221,000 11B

45 Esquire Homes

Northglen

northglen.ca

from $245,000 11B

48 Brookfield Homes

BrookHill

905-697-1681

•

• •

from $350,000 10B

48 Jeffery Homes

BrookHill

905-697-0765

•

• •

from $300,000 10B

72 Vandyk Communities

West Park Village

vandykcommunities.com •

• •

from $210,000

from $400,000 5C

• • from $260,000 14E

• from $189,000

2I

9I

3I

Uxbridge, Lindsay, Bowmanville/Newcastle, Courtice, Peterborough, Port Hope, Cobourg, Port Perry

Price Range

east region:

Tel.

Fi M ap nd er

Builder Site

De ta Se ch m ed To i w n Co hom nd e o

# Si te

93

Model Home Photo Compliments of Starlane Homes.

www.starlanehomes.com

Quality craftsmanship, exceptional designs, and outstanding locations result in Five-Star homes you and your family will love.

DECEMBER2014 Starlane Homes has been featured as “MODEL HOME OF THE MONTH� as seen in the New Home Guide model home calendar

HOMEBUYERS’ HELP//

Homebuyers’ Resource Section You love the home, see what you can afford! » Compare mortgage rates for your best deal

» Calculate your mortgage payments using the mortgage payment calculation chart

Calculate your mortgage payments INTEREST RATE

AMORTIZATION PERIOD

CHART FIGURE

EXAMPLE: 5%

25 YEARS

5.82

MORTGAGE AMOUNT ÷ 1,000

MONTHLY PAYMENT

(MORTGAGE AMOUNT $125,000)

125

Canadian mortgage payment factors Instructions:

01 02 03 04

Determine the appropriate 5-Year Fixed Mortgage Rate, which is easiest to qualify for.

Run your finger down the left column of the table below to find the rate (round to the nearest 1/4%).

Choose your desired amortization period across the top of the table (25 years has lowest payment and is easiest to qualify for first-time buyers).

At the intersection of the column and row is your mortgage payment per month per $100,000 borrowed.

» Bear in mind that this is a rough estimate. If you have several other large loans already, you may qualify for less. Also, banks and trust companies vary in their policies. The best way to know what you can afford is to go to the lending institution of your choice and get pre-qualified.

$

Mortgage payment calculation chart %

INTEREST RATES

15 YEARS

AMORTIZATION PERIODS 20 YEARS

25 YEARS

30 YEARS

2.50%

$666

$529

$448

$394

2.75%

$678

$541

$461

$407

3.00%

$690

$554

$473

$421

3.25%

$702

$566

$486

$434

3.50%

$714

$579

$499

$448

3.75%

$726

$591

$513

$461

4.00%

$738

$604

$526

$476

4.25%

$750

$617

$540

$490

4.50%

$763

$630

$553

$504

4.75%

$775

$644

$567

$519

5.00%

$788

$657

$582

$534

5.25%

$801

$671

$596

$549

5.50%

$814

$684

$610

$564

5.75%

$827

$698

$625

$579

6.00%

$840

$712

$640

$595

6.25%

$853

$726

$655

$611

6.50%

$866

$741

$670

$626

6.75%

$880

$755

$685

$642

7.00%

$893

$769

$700

$659

Table provided by Calum Ross, Owner, President and Principal Broker at Calum Ross Mortgage. He can be reached at 416.410.9905, calum@calumross.com and calumross.com

Compare mortgage rates for your best deal CHARTERED BANKS

Variable

6 Months

1 Year

2 years

3 years

4 years

5 years

ATB Financial 2.7 4 2.94 2.89 2.99 3.04 3.24

6.30op 6.30op 6.50op Alterna Svgs/Alterna Bk 2.6 4 2.98 2.98 2.98 2.94 3.19

6.30op 6.30op Bank of Montreal 3 4 3.14 3.04 3.85 4.39 3.29

6.30op 6.30op Bank of Nova Scotia 2.6 4.55 3.29 2.79 3.44 3.94 3.19 6.45op 6.50op Canadian Western Bank 4 3.14 3.04 3.75 4.39 4.99 6.45op 6.30op CFF Bank 3.69 3.75 2.59 3.79 3.04 CIBC 3 2.99 2.79 3.65 3.14 4.99 6.70op 6.35op ICICI Bank Canada 3.05 3.15 3.65 3.64 3.69 3.89 Manulife Bank 2.7 4.45 3 3.04 3.04 3.09 3.09

3.50op National Bank n/a 4.4 3.14 3.04 3.75 3.09 3.39 6.70op 6.70op President’s Choice Finan 2.65 2.94 3.59 2.99 4.44 Royal Bank 3 3.14 3.14 3.95 3.14 3.24

6.30op 6.30op TD Canada Trust 3 3.09 3.04 3.44 3.14 3.29

6.30op Tangerine 3 3.19 3.24 3.49 3.69 3.79

TRUST COMPANIES Community Trust n/a Concentra Financial n/a

Effort Trust n/a

Home Trust Company 2.5 Investors Group Trust n/a

MTCC 2.6

6.5 3.14 3.25 3.95 4.74 4.99 5 2.89 2.59 3.44 3.94 4.79 6.70op 6.30op 4.45 3.45 3.6 3.7 4.6 4.95 6.30op 6.30op 3.95 2.89 2.89 2.79 2.94 2.95 4.2 3.14 3.14 3.75 4.64 4.99 6.50op 6.30op 4.55 3.29 2.79 3.44 3.94 3.19 6.45op 6.50op

OTHER FINANCIAL INSTITUTIONS Airline Financial C.U. 4 3.01 3.1 3.33 3.65 3.99

6.25op Comtech Credit Union 2.95 6.2 2.99 3.25 3.29 2.99 2.99

6.40op 6.30op First National Fin. LP 3.95 2.99 2.59 2.69 2.89 3.09 FirstOntario C.U. 2.6 3.09 3.14 3.29 2.94 3.09

6.34op 6.34op IC Savings 2.99 2.79 2.99 3.14 3.29 London Life n/a 4.2 3.14 3.14 3.75 4.64 4.99

6.50op 6.30op Luminus Financial 2.6 2.95 2.75 3.45 2.95 3.15

6.30op MCAP 2.5 3.6 3.95 4.35 4.84 5.14 Meridian Credit Union 2.75 4 3.09 2.65 3.65 3.29 3.19

6.30op Parama Credit Union 2.85 2.85 3.05 3.15 3.25 3.4

3.00op Steinbach Credit Union 2.5 2.65 2.8 2.9 2.95 3.1 Notes: **Interest rate charged subject to adjustment during term mortgage. Please consult institution for term of years available. All rates are prime rates and subject to change without notice.

R.O.R. RATES ON REQUEST op OPEN ----- NOT QUOTING N/A NOT AVAILABLE December 1, 2014. Prepared By Fiscal Agents Financial Information Services 905.844.7700

Arista/Fieldgate/Paradise/Starlane

GTA

HOT SHEET BUILDERS: If you would like to include your new model home or site opening, email wayne.karl@wall2wallmedia.com.

Please say you saw it in New Home Guide!

Unionville – Upper Unionville

Now open – urban/lane/luxury townhomes, semis and 34-, 38- and 42-ft. singles. livingatupperunionville.com Fieldgate Homes

Brampton – Valleylands on Chinguacousy

Grand opening – freehold towns, 28-ft. linked singles, 38- and 45-ft. detached singles. fieldgatehomes.com Menkes

North York – Bloom Park Towns

Now open – townhomes at Bathurst St. and Finch Ave. menkes.com Mattamy Homes

Brampton – Mount Pleasant North

Now open – this selection of three-storey townhomes and detached homes on 30-, 38and 45-ft. lots. mattamyhomes.com Fieldgate Homes

Richmond Hill – The Humberlands

NEW OPENINGS Brookfield Residential

Grand opening – 30-, 36- and 50-ft. singles close to parks, schools, shopping and more. fieldgatehomes.com Ballymore Homes/Briarwood Homes

Tottenham – Mill Street Village

Brookfield Residential

Tottenham – Willow Glen

New phase of 30-, 36, 43- and 50-ft. designs. brookfieldhomes.ca Brookfield Residential

Alliston – Treetops

Phase 2 now open – 32-, 36- and 45-ft. single-family homesites. brookfieldhomes.ca Fieldgate Homes

Etobicoke – Humber Mews

New release of urban townhomes and new balcony suites. fieldgatehomes.com Menkes

Etobicoke – Humber Mews

New release of townhomes with basement and garage access, from $559,990. menkes.com Empire Communities

Brampton – Lakeside

New 38-ft. designs in a community of townhomes, semis and detached homes. empirelakeside.com Monarch

Ajax – TranQuility

New release of detached single-family homes on private ravine and pie-shaped lots. monarchgroup.net

Uxbridge – Foxtrail

Grand opening – towns, semis and detached homes on 33- and 40-ft. lots. millstreethomes.com

Treasure Hill Homes

Aspen Ridge Homes & Great Gulf Homes

Rosehaven Homes & Townwood Homes

Now open – singles, semis and townhomes in Markham. treasurehill.com

Now open – designer-furnished models of 70-, 80- and 90-ft. estate lot homes on the Oak Ridges Moraine. aspenridgehomes.com & greatgulfhomes.com

New release of freehold towns, attached singles and detached homes on 30-, 38-, 41- and 45-ft. lots. lovemountpleasant.com

An exclusive enclave of 46 bungalow townhomes from the $400’s. brookfieldhomes.ca

Markham – Accolades

Menkes

Etobicoke – Dwell City Towns

Now open – urban townhomes in the heart of Etobicoke. menkes.com National Homes

Etobicoke – Richview

Freehold townhomes in the heart of Etobicoke from the $570’s. nationalhomes.com Tribute Communities

Nobleton – Gates of Nobleton

Grand opening now on – luxurious detached homes on 50-, 60- and 70-ft. lots. mytribute.ca Tribute Communities

Oshawa – U.C.

Grand opening of this new master-planned community in north Oshawa. mytribute.ca

Averton Homes

Mount Albert – Victoria Highlands

Now open – community of bungalows and two-storey homes. victoriahighlands.com Arista Homes

North York – Goddard on the Valley

Model home now open for these semis and select number of detached homes. aristahomes.com

King City – King Oaks

Aspen Ridge Homes

Richmond Hill – Kettle Lakes Club

Now open in Richmond Hill – a collection of executive townhomes on a protected ravine. aspenridgehomes.com National Homes

Forest Hill – The Churchill Collection

Now open at Spadina and St. Clair, refined townhome residences. churchillcollection.ca Monarch Corporation

Kleinburg – Kleinburg Crown Estates

Now open – 42- and 50-ft. singles to Major Mackenzie Rd. and Hwy. 27. monarchgroup.net Rosehaven Homes

Kleinburg – Kleinburg Heritage Estates

Now open – homes of distinction on unique 60-to 70-ft. lots. kleinburgheritageestates.com

Brampton – Mount Pleasant

Mattamy Homes

Oakville – The Preserve

A new release of Village Homes and 34-, 38- and 45-ft. detached homes. mattamyhomes.com Forest Hill Homes & Madison Homes

Markham – Cornell Rouge

New release of freehold towns and singles on 30-, 36- and 40-ft. lots. cornellrouge.com Ballantry Homes

Brampton – Spring Valley Village

New release of semi-detached and detached homes surrounded by valley lands. ballantryhomes.com Tribute Communities

Oshawa – Park Ridge

New 40-, 50- and never before seen 36-ft. designs on extra deep lots. mytribute.ca

Aspen Ridge Homes

Markham – Upper Cornell

NEW RELEASES Brookfield Residential

Aurora – The Arbors

New phase of two- and three-storey upscale townhomes in a master-planned community. brookfieldhomes.ca

New release now available – semis and detached homes on 30-ft. lots. aspenridgehomes.com Great Gulf Homes

Bradford – Summerlyn Village

Limited edition detached homes on premium conservation lots. greatgulf.com

DEC 13, 2014 - JAN 10, 2015 | NEW HOME GUIDE GTA 55

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[ 4-WEEK ISSUE ] [ 6-WEEK ISSUE ]

Dec 13, 2014 - Jan 10, 2015 Volume 22 Issue 23

[ 4-WEEK ISSUE ]

Nov 29, 2014 - Jan 10, 2015 Volume 14 Issue 22

Dec 6, 2014 - Jan 17, 2015 Volume 17 Issue 22

Dec 6, 2014 - Jan 3, 2015 Volume 18 Issue 23

Eastern Ontario Edition

MOVE IN 2015 AT RICHMOND & DUNCAN

GREATER OTTAWA HOMEBUILDERS

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HOUSING OUTLOOK 2015: FULL STEAM AHEAD!

UNDERSTANDING CONDO FEES

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16 MUST-HAVE GIFTS FOR THE HOLIDAYS

5 SECRETS TO DESIGNING AN AMAZING ROOM

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PREPARING FOR ALL YOUR CLOSING COSTS

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NOVEMBER 2014

FALL 2014 EDITION FREE

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MORTGAGES: WHAT’S AHEAD FOR 2015?

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HOME&CONDO THE GUIDE TO BUYING AND MANAGING YOUR FIRST HOME

Getting inspired

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十一月二十二日至一月三十一日 / Nov 22, 2014 - Jan 31, 2015 Volume 3 Issue 9

An exclusive collection of the GTA’s most beautiful new homes

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HOT SHEET BUILDERS: If you would like to include your new model home or site opening, email wayne.karl@wall2wallmedia.com.

Please say you saw it in New Home Guide!

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Caledon – Lotus Point

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advertiserindex Acorn Homes - Oak Knoll

57

Fieldgate Homes - BlueSky Stouffville

Arista Homes - IMPRESSIONS

21

Fieldgate Homes - Cobblestones

Aspen Ridge Homes - Corporate

Aspen Ridge Homes - Dreamfields in Bradford

Aspen Ridge Homes - Woodland Hills

1

53

IFC

Fieldgate Homes - Corporate

Insert & 25

25

Insert

Fieldgate Homes - IMPRESSIONS

21, Insert & 25

Fieldgate Homes - Lotus Pointe Caledon

Insert, 25 & 37

Ballymore Homes - Jubilee

59

Fieldgate Homes - The New U

Insert & 25

BILD - Promo

70

Fieldgate Homes - Valley Lands

Insert & 25

Briarwood Homes - Jubilee

59

Fieldgate Homes - Vaughan Valley Estates

Insert & 25

Brookfield Homes - Fieldstone

17

Fieldgate Homes - Zigg

25

Conservatory Group - Heritage Collection

5

Flato Developments Inc. - Corporate

31

Conservatory Group - Jasper Village

5

Forest Hill Homes - Bridle Path of Thornhill

27

Conservatory Group - Oakdale Village

5

Forest Hill Homes - Cornell Rouge

Conservatory Group - Trinity Village

5

Forest Hill Homes - Derry Village Mississauga

27

Conservatory Group - Upper Beach Village

5

Forest Hill Homes - Jefferson Forest

27

Conservatory Group - Weston Village

5

Great Gulf - Hot

34

Great Gulf - Mount Pleasant

35

Country Wide Homes - Corporate

28-29

11 & 27

Country Wide Homes - Dreamfields in Bradford

53

Great Gulf - Summerlyn Village

35

Decade Homes - Yorkdale Village phase II

55

Great Gulf - Westfield

34

Digital Device - Promo

88

Greenpark Homes - Lotus Pointe Caledon

37

Heathwood Homes - Corporate

43

Heathwood Homes - Hampshire Mews

43

Insert & 25

Homes by DeSantis - Lyon’s Creek

75

25

Homes By DeSantis - On the Ridge

75

Family of Magazines - Promo

100

Fieldgate Homes - 90 Niagara

25

Fieldgate Homes - Aurora Trails

Fieldgate Homes - Axiom

102 New home guide GTA | dec 13, 2014 - jan 10, 2015

LeBovic Homes - Old Taunton in Pickering

89

Primont Homes - Heirloom in Markham

12

Lindvest Properties - Corporate

45

Primont Homes - Jadegarden at Cornell

12

Primont Homes - Renaissance Townes

12

Primont Homes - Seasons in Caledon

12

Regal Crest Homes - Dreamfields in Bradford

53

Madison Homes - Cornell Rouge

11 & 41

Madison Homes - Greensborough

41

Madison Homes - Thornhill

41

Mattamy Homes - Cornell

9 Rosehaven Homes - Corporate

Mattamy Homes - Corporate

8

Mattamy Homes - Cranberry Hill

9

Mattamy Homes - Hawthorne South Village

9

Mattamy Homes - Heron Park

9

Mattamy Homes - Mount Pleasant North

BC

22-23

Rosehaven Homes - Dreamfields in Bradford

53

Rosehaven Homes - Lotus Pointe Caledon

37

Rosehaven Homes - Lyon’s Creek

75

Rosehaven Homes - On the Ridge

75

Mattamy Homes - Richmond Green

9

Schwarz Law LLP - Barristers & Solicitors

47

Mattamy Homes - Seaton

9

Shen Yun - Promo

49

Mattamy Homes - St. John’s Forest

9

Shopping Guide - Promo

86

Menkes - Bloom Park Towns

6

Starlane Home Corporation - Lotus Pointe Caledon

37

Menkes - Dwell City Town

7 Starlane Home Corporation - Model Home of the Month

94

Menkes - Humber Mews

6 Treasure Hill Homes - Aurora Views on Wellington

19

Menkes - The Enclaves of Upper Canada

7 Treasure Hill Homes - Moda Urban Village

19

Treasure Hill Homes - Southfield Meadows

19

Treasure Hill Homes - Tiara Estate Collection

19

Mobile App - Promo

Monarch Corporation - Corporate

36

104 & IBC

Paradise Homes - IMPRESSIONS

21

Primont Homes - Centretown

12

Treasure Hill Homes - Urbantowns on Bayview

19

Primont Homes - Corporate

13

Tribute Communities - Gates of Nobleton

15

dec 13, 2014 - jan 10, 2015 | New home guide GTA 103

first run.

It’s something you’ve never done before. Buying your first home is a moment filled with promise and hope and a rush of excitement. And when you cross this threshold, you’re entering a place that will be with you forever. Because it’s your first run at ownership. Since 1917, thousands and thousands of Canadian families have made Monarch their first choice for a first home. So trust the oldest, strongest and most respected name in Canadian homebuilding.

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first.

Please see a sales associate for full details. Prices and specifications subject to change without notice. E.&O.E. November 2014. 13988.

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ASPIRE TO STANDARD FEATURES THAT FEEL SIGNATURE. What makes for good design? At Aspen Ridge, we believe it’s the moment your aspirations become actualizations. The moment your dream kitchen becomes a space where you sip, stir, savour. When interiors not only have the best designer finishes, but are designed to your tastes.

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© Aspen Ridge Homes. Prices and specifications are subject to change. See sales representative for details. All Rights Reserved. E.&O.E. December 2014.

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