GTA New Home Guide - Nov 28, 2015

NOV 28 - DEC 12, 2015 VOLUME 23, ISSUE 22, FREE

GTA EDITION

Come discover a new neighbourhood of 50 ft. Ravine Lots in Tottenham

INSIDE THIS ISSUE

BUILDING HOMES PEOPLE CAN AFFORD

6 FINANCIAL HOMEBUYING TIPS

MAXIMIZING YOUR HOLIDAY DECOR

L I VLEI V E L A U L A GU HG H E X P EL XO PR LO E R E D ED S IEGS NI G N S T Y SL TE Y L E S HS OH PO P C HC AT H AT

LIVE LIVE LAUGH LAUGH EXPLORE EXPLORE DESIGN DESIGN STYLE STYLE SHOP SHOP CHAT CHAT OUROUR AWARD-WINNING AWARD-WINNING SOURCE SOURCE FORFOR IDEAS IDEAS & ASPIRATIONS & ASPIRATIONS HASHAS GONE GONE ONLINE. ONLINE. Check Check it outit at out AspireOnline.ca. at AspireOnline.ca.

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contents NOV 28 – DEC 12, 2015 | VOLUME 23 ISSUE 22

30

ON THE COVER

Geranium Homes + online NEIGHBOURHOOD

HOME SEARCH

MORE +PHOTOS +VIDEOS +ADVICE +INSPIRATION +TRENDING

WITH

DYNAMIC MAPS

LOOK FOR THE CIRCLE

Buy now and receive incentives at Mill Street Village property profiles

neighbourhood profile

24 Fieldgate Homes

40 Cabbagetown

38

trending

New release of 38- and 41-ft. homes at Valleylands

Madison Homes

Best in urban living at Briar Hill City Towns

60 FarSight Homes

Singles, towns coming in the new year to Greenfields

A small town in the heart of a big city

36

CREA

Canadian home sales rebound in October

48 Homebuying

6 financial homebuying tips

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38 56 Homebuying

It’s not just about location, location, location

inspiration

52 Designer Advice Under-foot advice

by Yanic Simard

advice

14

BILD Report

Building homes that people can afford

by Bryan Tuckey

18

42

Fundamentally Speaking

37 startling facts about Toronto real estate

by Wayne Karl

28 Mortgage Finesse Credit and debt management

by Calum Ross

42 Holiday Decor

Achieve maximum holiday decor in a small space

52

by Lisa Rogers

46 Legally Speaking

Do your due diligence when buying your first home

by Jayson Schwarz

74

Stat Chat

Should you pay attention to housing market studies?

by Ben Myers

buyers’ resource section

89 Hot Properties

New releases, openings and preview registrations

91

Mortgage Rates

in every issue

60

4

Editor’s Note

10

Contributors

93

Advertiser Index NOV 28 - DEC 12, 2015 | NEW HOME GUIDE 3

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Editors' Notes

EXPLORE CABBAGETOWN

SUSAN LEGGE Editor-in-Chief / Director of Content Yellow Pages NextHome Email: Susan.Legge@ypnexthome.ca Twitter: @SusanLegge

TAKE A TOUR ONLINE ypnexthome.ca/cabbagetown

Helping you manage life changes The decision to move is often triggered by a life event, such as a new job, a new addition to the family, or simply because you want a change of scenery.

Whatever the reason, it’s important to address what your needs are before you start hunting for a new place, rather than during your search. With all the information available to you these days, it’s easy to get distracted.

To keep you on track and up to date on the latest listings available

across Canada, check out this issue and our new website, ypnexthome.ca.

Not only will you find an easy way to connect with prospective properties, you’ll be able to dig deep on details such as such as costs, neighbourhood information and much more.

Deciding to move is easy – it’s finding the right place that can often be challenging. Let us help.

Drop us a line and let us know if you have any questions or comments.

We’d love to hear from you.

How mobile and tech-savvy are you?

WAYNE KARL Senior Editor Yellow Pages NextHome Email: Wayne.Karl@ypnexthome.ca Twitter: @WayneKarl

+ get social

There’s an old joke in some home building circles that people spend more time researching a new wireless device than they do a new home.

All laughter aside, this scenario is changing. Prices continue to rise, and even though interest rates currently make homebuying a comfortable transaction, more and more buyers understand the value of thorough, patient research.

It still involves publications such

as New Home Guide, because builders can present their new home communities in a way that shines in print, and in a medium people can digest over time and at their leisure.

For many homebuyers, the process increasingly begins online – when researching the financial end of the equation – notably mortgages.

Just how mobile and tech-savvy are today’s buyers? Check out page 48 for some insight.

Interact with us on social media: ypnexthome

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FINAL LOT RELEASE SPECTACULAR FREEHOLD TOWNS, SINGLES & SEMIS IN AURORA

Don’t miss out, final opportunity to be a part of Aurora’s best-selling community.

AURORA

FREEHOLD TOWNHOMES FROM THE $600’S SEMIS FROM THE $700’S

SINGLES FROM $1 MILLION +

Sales Office: 25 Mavrinac Blvd., Aurora, ON L4G 0E7

AURORATRAILS.COM 905-751-1385 ARIS-AUR-A-AD-NHC-NOV17-3.indd 1 005-Arista-Aurora 11-28-15.indd 5

Prices and specifications are subject to change without notice. Renderings are Artist’s concept. E. & O. E.

905-841-8854 11/18/15 1:39 PM 2015-11-23 6:43 PM

6窶ズPNEXTHOME.CA

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NOV 28 - DEC 12, 2015 | NEW HOME GUIDE 7

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Bleed: 0.125”

Colours: CMYK

Built: 16/11/2015 - SH

SUPERB CITY LIVING IN SCARBOROUGH: OPEN NOW & COMING SOON NOW OPEN: URBAN TOWNS & 3-STOREY TOWNHOMES 401 NE IL S

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From 399,990 $

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Townhomes

OWN A 3-BEDROOM TOWNHOME FOR JUST $1298/MONTH*

ELLE

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SCARBOROUGH

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SALES CENTRE

SALES CENTRE 280 Manse Road

FOLLOW US: *Price per month is for principal and interest and is based on 20% down, 30 year amortization period, RBC’s 5 year variable mortgage at 2.7% All illustrations are artist’s concept. All dimensions are approximate. Prices, specifications, terms and conditions subject to change without notice. E.&O.E.

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A Mattamy Townhome

COMING SOON: 3 NEW TOWNHOME DESIGNS IN UPPER SUMMERSIDE Choose from a variety of Townhome Designs in this inviting and established, family-friendly neighbourhood. Shopping, Dining, Entertainment, Recreation and all forms of public transit are just minutes from your front door.

SCARBOROUGH 3 STYLES OF TOWNHOMES FOR MORE INFORMATION ON OUR COMMUNITIES REGISTER AT MATTAMYHOMES.COM SALES CENTRE HOURS: Monday - Thursday 1 pm - 8 pm; Friday 1pm - 6 pm; Saturday, Sunday and Holidays 11am - 6 pm MODEL HOME HOURS: Monday - Thursday 1 pm - 7:30 pm; Friday 1 pm - 5:30 pm; Saturday, Sunday and Holidays 11am-5:30 pm

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Contributors

MORTGAGE FINESSE

CALUM ROSS Calum Ross is a mortgage columnist for New Home Guide and New Condo Guide. He holds both a B.Comm and MBA in finance from the Schulich School of Business and in 2011 completed the Comprehensive Leadership Program at Harvard Business School. He can be reached at 416.410.9905

PRESIDENT, YELLOW PAGES NEXTHOME

Jacqueline Hill EDITOR-IN-CHIEF / DIRECTOR OF CONTENT

Susan Legge DIRECTOR OF SALES, NATIONAL

Moe Lalani SALES MANAGER NEW HOME GUIDE GTA, NEW CONDO GUIDE, HOME DECOR & RENOVATIONS

Conni Robinson

LEGALLY SPEAKING

JAYSON SCHWARZ, Jayson Schwarz LL.M. is a Toronto real estate lawyer and partner in the law firm Schwarz Law LLP. He can be reached by visiting schwarzlaw.ca or by email at info@schwarzlaw.ca or phone at 416.486.2040

ASSOCIATE PUBLISHER, NEW HOME & CONDO GUIDE SWO

Susan Maxwell EDITOR

Wayne Karl ART DIRECTOR

Tammy Leung

CONTRIBUTING EDITORS

DESIGNER ADVICE

Sara Duck (on leave), Elisa Krovblit, Lydia McNutt (on leave)

YANIC SIMARD Yanic Simard is the principal designer of the awardwinning Toronto Interior Design Group (tidg.ca), and a regular guest expert on Citytv’s CityLine

SENIOR ACCOUNT EXECUTIVE

Nina Downs nina.downs@ypnexthome.ca SENIOR ACCOUNT EXECUTIVE

Dionne Fraser dionne.fraser@ypnexthome.ca

BILD REPORT

BRYAN TUCKEY Bryan Tuckey is President and CEO of the Building Industry and Land Development Association (BILD) and can be found on Twitter (twitter.com/bildgta), Facebook (facebook.com/bildgta), Youtube (youtube.com/bildgta) and BILD’s official online blog (bildblogs.ca)

SALES & MARKETING CO-ORDINATOR

Antoinette Jackson DISTRIBUTION & SALES CO-ORDINATOR

Sarah Khan NATIONAL CIRCULATION MANAGER

John Jenkins

PRODUCTION MANAGER

Bala Gnanapandithan PRODUCTION CO-ORDINATOR

more online We have even more content online! Read more stories from our team of contributors at ypnexthome.ca, including stories by:

DESIGNER ADVICE

JANE LOCKHART Jane lockhart is Founder and Principal Designer of Jane Lockhart Interior Design in Toronto. She can be reached at 416.762.2493. janelockhart.com

Sandra Hanak-Vujnovic GRAPHIC DESIGNERS

Viosa Barileva, Miguel Cea, Mike Terentiev

Published by

#500-401 The West Mall Etobicoke, ON M9C 5J5 T 416.626.4200 F 416.784.5867 ypnexthome.ca

ADVERTISING Call 416.626.4200 for advertising rates

MORTGAGE ADVICE

ALYSSA RICHARD Alyssa Richard is the Founder and CEO of ratehub.ca, a mortgage rate comparison site that aims to empower Canadians to make smart financial decisions

n n

MONEY MATTERS

GAIL VAZ-OXLADE Gail Vaz-Oxlade is the host of Til Debt Do Us Part, author of Debt Free Forever and blogs daily at gailvazoxlade.com.

Follow Gail on Twitter at twitter.com/GailVazOxlade

and information.

CIRCULATION Free distribution in select high-traffic street boxes, stores, banks, financial institutions and select condominium sales offices.

COPYRIGHT 2015 All rights reserved by Yellow Pages Homes Ltd., Toronto, Ont. Reproduction in any form is prohibited. Contents of this publication are covered

by Copyright and offenders will be prosecuted under the law. The views and data expressed by columnists do not necessarily represent those of the publication.

TERMS Advertisers, Editorial content are not responsible for typographical errors, mistakes or misprints. All prices are correct as of press time and are subject to change without notice. E. & O. E. EDITORIAL SSubmissions from interested parties will be considered. Please submit to the editor at Susan.Legge@ypnexthome.ca Please recycle this magazine! Yellow Pages NextHome participates in the Partners in Growth Reforestation Program through St. Joseph Communications. To date, Partners in Growth has planted over 2.5 million trees in parks, recreation and conservation areas, and other public spaces across Canada. Established in 1990, this program was started with Scouts Canada to help replenish the environment.

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Markham tour o ur

New Release! New Designs!

FREEHOLD TOWNHOMES from the high

600's

$

FROM 1,881 SQ FT

8

deco mod rated el hom es

SINGLE FAMILY HOMES on 30', 36' & 40' from the high

800's

$

FROM 2,175 SQ FT

AMAZING AMENITIES AT YOUR DOORSTEP • new cornell community centre & library • markham stouffville hospital • new shopping centres & retail shops • excellent public & private schools • parks, playgrounds & woodlots • easy access to 401, 404, 407 & GO transit

cornellrouge.com 905.472.9556

MARKHAM

SALES OFFICE LOCATED AT 655 Cornell Centre Boulevard (at 16th Avenue)

Open Monday to Thursday from 1 to 8 p.m.

Friday by appointment only Weekends & Holidays from 11 a.m. to 6 p.m.

Renderings are artist’s concept. Prices and specifications are subject to change without notice. See sales representatives for details. E & O.E.

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Builder

Story

As a family-owned homebuilder with over 40 years of experience, Primont Homes is committed to providing the highest quality and value to all our homebuyers.

Prime locations, elegant design, superb craftsmanship and unrivaled customer service have made Primont a leading and trusted name in the industry.

CALEDON PHASE 2 OPENING THIS WEEKEND!

MOUNT PLEASANT BRAMPTON

CORNELL MARKHAM

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FINAL RELEASE COMING SOON

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AT CORNELL

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REGISTER NOW at Primonthomes.com Connect with us on

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SALES OFFICE HOURS: Mon – Thurs 1pm – 8pm • Fri & Hol Closed • Sat & Sun 11am – 6pm See Sales Representative for details. Prices and specifications are subject to change without notice. E. & O.E.

H O M E S™

Consider Yourself at Home

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PHASE 3 NOW OPEN! Freehold Luxury Townhomes from $749,000!

Rendering is artist’s concept. E.&O.E.

VAUGHAN’S MOST PRESTIGIOUS ADDRESS Come home to Vaughan’s finest family community with beautiful pond and crescent lots, distinctive brick and stone exteriors, 2-car garages and more. Located in the heart of Woodbridge steps from highways, shopping, schools, and recreation.

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PrimontHomes.com NOV 28 - DEC 12, 2015 | NEW HOME GUIDE 13

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Advice | BILD REPORT

Building homes that people can afford

By Bryan Tuckey “AFFORDABLE HOUSING” and “housing affordability” are not the same thing but addressing one can impact the other.

Simply put, affordable housing is housing for people in need. This can include seniors, young families, low and moderate income workers, people with special needs and the homeless. There are many kinds of affordable housing and it can include low-cost market housing as well as subsidized rental housing.

Housing affordability is the degree to which housing is attainable to anyone, at any income level.

We all recognize that the GTA is in need of affordable housing and that there are challenges in building more of it. One of the biggest challenges stems from a lack of federal and provincial government funding and incentives. Over the last few decades, delivering affordable housing has largely shifted to municipalities and social agencies, who have limited resources and turn to private developers.

At the same time, we know that it is becoming harder for many people in the GTA to find homes at prices they can afford. Currently the average price of a new singledetached home is more than $800,000 and the average price of a new condo is at least $400,000.

The GTA needs both more affordable housing and homes that people of all income levels can afford to purchase. We need to ensure that we increase the amount of affordable housing without impacting the affordability of housing for everyone.

Policies and programs that make housing more expensive for

everyone should be avoided. There are unintended consequences when municipalities mandate the inclusion of a set number of affordable housing units within a market building or project. It’s not cheaper to build them. The cost to create affordable homes is spread across the other units and is ultimately paid by the other homebuyers.

So how can we make it happen without affecting the ability for people to still buy homes?

Municipalities can leverage the land that they own and include the cost of delivering affordable housing units in the asking price. Adding the cost of providing affordable housing units after the land is purchased can make the project unfeasible.

Other ways include municipalities working with the development industry to save time and money, especially when a project that includes affordable housing units is

MORE ADVICE ONLINE ypnexthome.ca/news/advice

going through the planning process.

Cities can also encourage the construction of affordable housing by updating their zoning by-laws and determining from the outset where this type of housing is needed. They can offer incentives to support the business case for an affordable housing project or units within a development.

Incentives could be financial such as phasing, deferring or waiving development charges, but others could be reducing parking requirements or the parkland dedication required.

Most importantly, the need for affordable housing cannot outweigh the need to keep all homes in the GTA affordable for people to purchase.

Bryan Tuckey is President and CEO of the Building Industry and Land Development Association (BILD) and is a land-use planner who has worked for municipal, regional and provincial governments. He can be found on Twitter (twitter.com/bildgta), Facebook (facebook.com/bildgta) and BILD’s official online blog (bildblogs.ca).

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first.

Now Open Bold. Brilliant. Briar Hill at Dufferin.

An enclave of one and two-storey urban towns in a well-established, family friendly community. Stroll along tree-lined walkways to the city park next door and enjoy the many convenient amenities this mid-town neighbourhood has to offer.

Starting from the

$400’s Presentation Centre 2 Wingold Ave., Toronto

647-351-2055

MadisonHomes.ca Join the conversation: Rendering is artist`s concept. Prices and specifications are subject to change without notice.

Marketed by International Home Marketing Group. Brokers protected. E. & O.E.

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New Release Now Open!

Love Mount Pleasant’s Newest Release of Singles & Towns

Brampton’s most desirable community has everything at your fingertips Whether you want a spacious townhome or magnificent single family home, come to Mount Pleasant for our huge New Release. Choose from all the designs that make Mount Pleasant the most desirable community in Brampton!

ROSEHAVEN: 45’, 41’, 38’, 30’ Singles up to 3,725 sq.ft. from the upper $500’s.

Freehold Towns up to 1,906 sq.ft. from the mid $400’s.

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TOWNWOOD: Detached Singles from $726,900.

Freehold Towns from $486,900.

Townwood Homes

NEW RELEASE - NOW OPEN! 2 bedrooms from the low $300’s

BRAMPTON

A new style of living in Mount Pleasant Towndominiums from Rosehaven Homes!

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Prices and specifications subject to change without notice.

Renderings are Artist’s concept. E. & O.E.

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Find us on

Facebook

Follow us on

Twitter

2015-11-23 6:43 PM

COMMUNITIES CHIPPAWA/NIAGARA LYON’S CREEK 30’ Single, 1,994 sq.ft., $339,990 1 HOME LEFT, MOVE IN EARLY 2016!

THOROLD GIBSON HEIGHTS LIMITED HOMES REMAINING! 30’ Attached Singles and Freehold Towns from the upper $200’s Move in Ready Inventory Homes Available

Seek haven from the ordinary

STONEY CREEK ON THE RIDGE Semi Detached Homes from the upper $300’s OAKVILLE WOODLAND TRAILS Freehold Towns Starting from the mid $600’s BRAMPTON NEIGHBOURHOODS OF MOUNT PLEASANT 45’, 41’, 38’ & 30’ Singles from the upper $500’s Freehold Towns from the mid $400’s BRAMPTON URBAN TOWNDOMINIUMS IN MOUNT PLEASANT Starting from $299,990 From 838 sq.ft. to 1,230 sq.ft.

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HA•VEN: A PLACE OF SAFETY OR REFUGE

Seek haven from the common, the oh-so-typical, the average, the middle-of-the-road, the good-enough, the run-of-the-mill.

At Rosehaven, we will never be satisfied with anything less than the exceptional. Because we know you won’t.

Visit RosehavenHomes.com For directions, maps, hours and community information call our hotline (1-888/416) 410-0175

Prices and specifications correct at press time. Renderings are artist concept. Prices quoted are in thousands except for Kleinburg & Randall pricing. E. & O.E.

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AFFINITY CONDOMINIUMS Two Contemporary six storey buildings from the upper $200’s ALDERSHOT IN BURLINGTON Register today at Affinitycondo.com

ANCASTER TIFFANY HILL Detached Singles & Towns Register for Phase 2 at TiffanyHill.ca

OAKVILLE THE RANDALL RESIDENCES Only 10 remaining, suites from 1,800 to over 2,900 sq.ft.

Move in from $2.0 million.

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2015-11-23 6:43 PM

Advice | FUNDAMENTALLY SPEAKING

37 startling facts about Toronto real estate

By Wayne Karl

FULL DISCLOSURE: there aren’t really

37 startling facts about Toronto real estate. But there is one very, very startling number when it comes to homebuying in Canada’s largest housing market – 37.

That number is now the average age for first-time homebuyers in Toronto.

Yes, you read that right. Thirtyseven.

Canada Mortgage and Housing Corp. dropped this little tidbit at its Housing Outlook Conference in Toronto recently.

And while it might be an exaggeration to say the audience gasped when hearing this new fact, there was definitely an audible reaction from the crowd of builders, realtors, lenders and others in the industry.

“I know, it’s a shock, right?” Dana Senagama, principal market analyst for the GTA at CMHC, told New Home Guide.

She clarifies that that figure applies to the Toronto CMA, which does not include Burlington or Oshawa.

“It’s a fairly mature age, but I don’t think it should come as any great surprise… mid-30s, by the time you’ve gone to college, paid off your debts and gotten married and thinking about settling, down… But, yeah, it’s getting up there.”

Just how much it’s “getting up there” is even more startling when you compare it to the national number – which, according to various sources, comes in closer to

MORE ADVICE ONLINE ypnexthome.ca/news/advice

29. One estimate suggests two-thirds of first-time buyers in Canada are younger than 35, and almost half are between 25 and 34.

What’s responsible for the disparity?

The tremendous price growth in Toronto real estate.

According to the latest House Price Survey from Royal LePage, the average price of a home in Toronto in the third quarter of 2015 was $639,970, up 11.2 per cent from $575,640 in the third quarter of 2014.

(In comparison, and to Senagama’s point regarding Oshawa, the average price in that market for the same period was $364,366, up 9.7 per cent from $332,151.)

Prices for new homes are even less welcoming for first-timers in Toronto.

The average price of new townhomes, semi-detached and detached homes in the GTA climbed to a record-setting $811,579, according to RealNet Canada Inc. Highrises are clearly more in the

range for first-time buyers. The price in this housing type in September 2015 was $441,156, off only slightly from September 2014 when the average price was $450,014.

“Just because the prices are high in Toronto, doesn’t mean that choice doesn’t exist,” says Senagama. “It just means that you may have to compromise in your location and the type of house you want to purchase.

“If you’re thinking of downtown Toronto, given the current house prices, especially in lowrise, even a town (home), prices may be out of reach for the typical first-time buyer. But condos are out there, the price point is significantly lower than lowrise. You do have choice.”

First-time buyers intent on buying a lowrise home may want to look outside the city, she says.

“Look in Peel region, in areas like Milton and Halton, or in the Durham region, particularly Whitby and Oshawa and those areas.”

Wayne Karl is an award-winning writer and editor with experience in real estate and business. In Fundamentally Speaking, Wayne explores the basics – such as economic fundamentals – you need to examine when buying property. He can be reached at wayne.karl@ypnexthome.ca or follow him on Twitter at Twitter.com/WayneKarl

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There’s good, and There’s greaT gulf. wesTfield, brampTon 3, 4 and 5 Bedroom Townhomes at Mississauga Rd. and Steeles Bovaird Dr. Chinguacousy Rd.

$510’s

Mississauga Rd.

Townhomes 1,595 - 2,258 sq. ft. from

Queen St.

Steeles Ave.

SALES OFFICE: 8540 Mississauga Road, Brampton (905) 866-6876

Hwy. 407

summerlyn village, bradford New phase of 36’ and 40’ detached homes up to $300,000 less than GTA prices

$550’s

SALES OFFICE 22 Downy Emerald Drive, Bradford (905) 775-3461

Hwy. 400

36 and 40 Ft. Detached 1,475 - 3,270 sq. ft. from

Holland St.

hillsborough, holland landing Coming Soon – A New Detached Home Community Hwy. 11

Hwy. 404

Leslie St.

Register Today greatgulf.com/hillsborough

Yonge St.

COMiNG sOON!

site

Bathurst St.

$600’s

Mount Albert Rd. Old Yonge St.

36, 40 and 45 Ft. Detached 1,510 - 3,600 sq. ft. from

Green Lane Davis Dr.

sales office hours: sat. & sun. 11am - 6pm • mon.-Thurs. 1 - 8pm • Closed fri.

Prices and specifications subject to change without notice. E. & O.E. Illustrations are artist’s concept. All square footages are approximate. Actual usable space varies from stated floor area.

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From Bowmanville to Niagara-on-the Lake, every detail of every Averton home is created with the highest regard for design integrity and value. Offering inspired townhomes from the high $200’s to breathtaking suites over $1 million, Averton has a home designed for you.

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AVER-

Signature quality and design Pickering An incredible new selection of Brownstone Townhomes including Coach Towns, Garden Towns, and Urban Towns.

From the high 200’s

Bowmanville Charming detached homes and bungalows with easy access to miles of trails winding down to the waterfront.

From the mid $400’s

NEW RELEASE OF TOWNHOMES!

Mount Albert A uniquely appealing collection of incredible detached homes on 33’ and 40’ lots in a spectacular Mount Albert setting.

From the mid $500’s

INVENTORY SALE TOUR OUR MODEL HOMES TODAY!

Niagara-on-the-Lake Just 20 detached bungalows in this beautiful and exclusive new residential enclave, set in the very heart of Canada’s prettiest town.

From the mid $600’s. Construction has started!

TOUR OUR MODEL HOMES TODAY! Kleinburg Three luxurious condominium villas offering suites ranging from 890 sq.ft to 1,560 sq.ft in historic Kleinburg village.

From the low $700’s to over $1 million

Etobicoke Superb selection of quick move-in ready suites in this spectacular completed boutique condominium.

From the low $300’s

Learn more @ Averton.ca

Follow us on Prices and specifications are subject to change without notice. E. & O.E. Rendering’s are artist’s concept. *Limited time only, conditions apply, see sales rep for details.

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Impressions Kleinburg

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Property Profile | FIELDGATE HOMES

Hudson Elevation B 3,470-sq.-ft. five-bedroom, from the mid $800’s.

A new collection of 38- and 41-ft. homes now released near Queen Street West and Chinguacousy Road at Valleylands

Valleylands Location

WHEN DRIVING ALONG Chinguacousy

West Brampton

Road in southwest Brampton, one gets the feeling that they’re in the midst of a very special community.

It’s a place where the valleys of the Credit River offer a breathtaking outdoor playground of lush green parkland. It’s in the heart of this exquisite neighbourhood that Fieldgate Homes has created one of Brampton’s finest family communities, Valleylands of the Credit River.

A new collection of 38- and 41-ft. detached homes has just been released, located near Queen

Builder

Fieldgate Homes Development

Valleylands Home Type

38, 41-, 45and 50-ft. singles Sales Centre

8676 Chinguacousy Rd. Contact

905.457.0445 fieldgatehomes.com

Street West and Chinguacousy Road. Also, there are 38-, 41-, 45- and 50-ft. inventory homes, some with closings available in as little as 30 days at Valleylands. For those looking to move in soon, Valleylands’ current inventory homes run from 1,954 to 3,470 sq. ft., have between three and five bedrooms and start from the mid $600’s. Some of the new homes for sale are furnished. It’s never been easier to come home to Valleylands!

The 3,470-sq.-ft., two-garage, five-bedroom Hudson Elevation B …continued on page 26

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…continued from page 24 SLIDING PATIO DOOR TRAY CEILING

BREAKFAST 12'0" X 10'0"

LIBRARY 11"10" X 11'0"

GAS FIREPLACE

OPT. CABINET

FAMILY ROOM 15'0" X 17'4"(16'0")

FRENCH DOOR

LOW HEADROOM

BREAKFAST BAR

POWDER

COFFERED CEILING

UPPERS

T

S CL KITCHEN 12'0" X 12'0"

DN

(STEPS IF REQ’D)

DN

(STEPS IF REQ’D)

CL WALK-IN PANTRY

SERVERY

OPEN TO BELOW

F DN

OPT. DOOR & WALL

CL DOOR WHERE GRADE PERMITS

DN COFFERED CEILING

OPEN TO BELOW

LOW WALL

GARAGE 18'4" X 19'8"(18'9")

OPEN TO ABOVE

LIVING/DINING ROOM 12'0" X 21'0"

ING

RAIL

FRENCH DOOR

UP

OPEN TO BELOW

FOYER

RAILING

RAISED CEILING

LOW WALL

PORTICO

GROUND FLOOR PLAN ELEV. 'B'

a in basement

(STEPS IF REQ’D)

TRAY CEILING

OVAL TUB

WIC.

RS

MASTER BEDROOM 18'0" X 12'0"

0"

ENSUITE

SHOWER

WIC.

WIC.

WDER

COFFERED CEILING UPPERS

D

CL

BEDROOM 5 12'0" X 12'0"

W

T

LAUNDRY

BEDROOM 2 13'0" X 11'0"

DN

F REQ’D) OPTIONAL DOOR IF GRADE PERMITS

CL LINEN

CL

WHERE ERMITS

DN LOW WALL

ING

RAIL

ENSUITE 3

SHARED ENSUITE 2

BEDROOM 3 12'8" X 12'0"

CL FRENCH DOOR

BEDROOM 4 12'0" X 12'0"

OPEN TO BELOW

LOW WALL

OR L

OPTIONAL DOOR IF GRADE PERMITS

LOW WALL

UNEXCAVATED

is an exceptional family home that boasts a MASTER BEDROOM wide array ofX 12'0" impressive features and finishes.

ENSUITE 18'0" The front of the home offers a breathtaking elevation of stone and brick that features WIC. WIC. a covered front porch as well as a covered second floor balcony. The interior of the D W home is both stunning and spacious, with BEDROOM 5 LAUNDRY BEDROOM 2 the main offering a gourmet kitchen, 13'0" 12'0" X floor 12'0" X 11'0" a large living room, a family room with gas fireplace and more. Upstairs, the master suite includes features such as his and hersCL LINEN CL walk-in closets, a soaker tub and a separate DN shower. The remaining bedrooms offer an SHARED abundance of space for the whole family. The ENSUITE ENSUITE 3 BEDROOM 3 2 X 12'0" second and third bedrooms share an12'8" ensuite CL bathroom, as do the fourth and the fifth.

There’s also a conveniently located upstairs laundry room that’s sure to make life easier.

BEDROOM 4 COVERED Those12'0" looking for even more room have the X 12'0" BALCONY option of adding a guest bedroom with a full bathroom on the main floor. Priced from the mid $800’s, the Hudson delivers luxury family living at its finest.

SECOND FLOOR PLAN (5 BEDROOM) For most families, school is a top priority, ELEVATION 'B' so it’s nice to know that Valleylands is ideally situated to take advantage of many of Brampton’s wonderful educational facilities.

Churchville Elementary School – a new elementary school serving grades K-8 – is now open right in the Valleylands community, and Queen Street elementary school and Brampton Centennial Secondary School are both close by. There are also a number of other fine public and Catholic primary and secondary schools within a short distance.

In addition to excellent proximity to schools, Valleylands is also in a great location to take advantage of a whole host of other lifestyle amenities. The Heartland Town Centre is only five minutes away, offering major retailers such as Best Buy, Home Depot and Costco. Nearby Erin Mills Town Centre, Trinity Common Mall and Bramalea City Centre also offer wonderful selections of shops and restaurants. For those in search of live entertainment, there’s the Rose Theatre, offering a year-round calendar of musical and theatrical performances. Golfing enthusiasts will be impressed with the great selection of golf courses within a short driving distance, and the commute to Toronto is a breeze with Hwys. 401 and 407 just minutes away.

SHOWER

DW LOW HEADROOM

OVAL TUB

WIC.

OPT. FRENCH DOORS

OPT. WIN. SEAT

OPT. CABINET

BSMT. WINDOW LOCATION FOR OPT. FRENCH DOOR CONDITION

COVERED BALCONY RAILING

RAISED CEILING

SECOND FLOOR PLAN (5 BEDROOM) ELEVATION 'B'

Second floor fivebedroom Elevation B.

For more information, call the sales centre at 905.457.0445 or visit fieldgatehomes.com

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Advice | MORTGAGE FINESSE

Credit & debt management

By Calum Ross

AS THE CREDIT SYSTEM continues

to evolve in Canada, consumers are getting increasingly confused with a greater variety of credit products from a greater variety of financial institutions. In fact, the average Canadian gets more correspondence from financial institutions than they do from family and friends combined (what have we come to?). To further complicate matters, institutions are granting credit to consumers at a pace never seen before.

The combination of increasingly sophisticated marketing techniques to consumers coupled with more and more available credit truly becomes too much temptation for many people to bear. Consumer debt is a major issue in North America. The concept of keeping up with the Jones has destroyed both people’s financial health and their personal lives. What I am here to tell you is that you don’t need to fall into this trap!

Here are some simple guidelines that will prevent you from becoming yet another consumer credit victim: 1. Control spending by knowing exactly where every dollar goes.

Tracking your spending habits in detail periodically will enlighten you in ways that you never considered. While doing this on a monthly basis is not realistic, try to do this in detail for at least one month a year.

Helpful tip: If you and your spouse spend $3 per day on coffee, this totals $1,095 per year. Depending on your tax bracket, this amount could represent over $2,000 in pre-tax income. Is the free coffee at your office that bad?

MORE ADVICE ONLINE ypnexthome.ca/news/advice

2. Watch your liquidity closely.

Liquidity refers to your or your family’s ability to pay its short-term debt obligations. Watching what available funds you have to pay upcoming debt obligations is fundamental to avoiding credit problems.

Helpful tip: Think carefully before using purchase programs that require no payments for a set period. If you can’t afford to pay for it now, should you buy it?

3. Develop a realistic budget and live by it always.

A good budget must have specific financial goals with a clearly defined time horizon. Be sure to take into account all of your payments,

including loans, utilities and dry cleaning. If you pay for it monthly, it should be allocated in your budget. You can’t be too detailed.

Most financially successful people are excellent financial planners.

They have investment plans, loan repayment plans and a clear idea of how much time they need before they can purchase big-ticket consumer items.

Helpful tip: Also be sure to budget for some kind of treat on a periodic basis. All work and no play often results in failure.

While these rules seem fairly simple, they are a little like a diet – easy to start but tough to follow through. Despite popular opinion, material items will not bring you happiness.

While it may not seem like it today, forgoing that purchase to save for your child’s education (or your retirement) may make you feel a lot better in the long run (despite what the commercials may lead you to believe).

Until next time – happy home and mortgage hunting.

Calum Ross is senior vice-president and practicing mortgage agent with The Mortgage Centre.

He has appeared on Canada AM, Investment Television, BNN and Citytv. He holds an MBA in finance and is an Accredited Mortgage Professional. He can be reached at 416.410.9905.

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OUR NEW 50’ RAVINE LOTS S TART I N G FR OM

639,990

$

Come discover a new neighbourhood of 50 ft. Ravine and Walk-out Lots • Hardwood throughout main floor* • Granite kitchens • Walk-out basements • A family-oriented community • Minutes from Highway 27 and 400 • Only 20 minutes from Vaughan.

TOT T E N H A M

millstreethomes.com * See Sales Rep. for all the details.Prices and specifications are subject to change without notice. All renderings are artist’s concept. E. & O. E.

Sales Office Hours: Mon. - Thurs. 1pm - 8pm Friday by appointment Sat. & Sun. 11am - 6pm Sales Office: 6490 4th Line

NOV 28 - DEC 12, 2015 | NEW HOME GUIDE 29

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Property Profile | BALLYMORE HOMES & BRIARWOOD HOMES

cover story

Buy now and take advantage of incentives at

Mill Street Village PHASE THREE AT MILL STREET VILLAGE in Tottenham

has proven a phenomenal success! Ballymore Homes and Briarwood Homes have zeroed in on just the right home styles and prices in this popular residential destination. Now, the builders are offering limited-time bonus packages that increase the value in these 50-ft. choices even more.

Purchase a home in the 50-ft. ravine-lot series and receive a choice of smooth ceilings on the main floor, six-in. cornice moulding in the living/dining rooms and a waffle ceiling in the family room; or 3.25-in. stained

oak hardwood flooring on the upper hall and bedrooms; or central air and $7,500 in decor dollars. These are in addition to the existing bonus packages with upgraded features and finishes such as casement windows throughout, stained oak hardwood flooring on the main floor, and stained oak stairs, railings and spindles. Buyers also receive a twoyear discounted Rogers bundle plan valued up to $4,000, plus an exclusive discount at Woodington Lake Golf Course.

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Location

Tottenham Builders

Ballymore Homes & Briarwood Homes Development

Mill Street Village Home Type

Bungalow and two-storey homes on 50-ft. lots, and some 40-ft. designs Sales Centre

6490 4th Line, open Monday to Thursday 1 to 8 p.m., weekends 11 a.m. to 6 p.m., Friday by appointment Contact

855.232.8100 millstreethomes.com

The striking 50-ft. series all-brick bungalow and two-storey designs range from 2,035 to 3,344 sq. ft., priced from $639,990. Choose from seven designs available on extra-deep lots, some up to 160 ft. in depth, and many with walkout basements.

Among the design highlights (as per plan) are second-floor laundry rooms, gas fireplaces, sunken mudrooms with garage access and Jack-and-Jill bathrooms.

Ask about the limited number of 40-ft. homes remaining, beginning in price from $489,990 and also offering special incentives.

Mill Street Village is located just north of Hwy. 9, east of Tottenham Road, close to parks, trails, Tottenham Conservation Area, schools, daycare, shopping, restaurants, recreational facilities, and Hwys. 400 and 27.

Schomberg, Alliston, Cooksville, Orangeville, Bradford, Caledon and Bolton are within a half hour’s drive.

The Mill Street Village Sales Centre is located at 6490 4th Line in Tottenham. Hours are Monday to Thursday 1 to 8 p.m.; weekends 11 a.m. to 6 p.m.; Friday by appointment. For more information, call 855.232.8100 or visit millstreethomes.com NOV 28 - DEC 12, 2015 | NEW HOME GUIDE 31

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Whether you’re renting or buying, finding your next home has never been so easy.

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Great Communities.

Superb Locations.

The Best Choice.

NEW RELEASE • DETACHED HOMES

ON 38’, 40’ & 45’ LOTS

A MASTER-PLANNED COMMUNITY. INSPIRED BY NATURE. DETACHED HOMES STARTING FROM

$699,990

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905-551-0524

Hours: Mon. - Thurs. 1pm - 8pm, Friday by appointment, Weekends & Holidays 11am - 6pm

HOLLAND LANDING

WHOLE HOME UPPER THORNHILL ESTATES TOWNHOMES THORNHILL

In addition to impressive hardwood flooring throughout*, you can also look forward to many more luxury features.

10640 Bathurst Street, Vaughan

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Hours: Mon. - Thurs. 1pm - 8pm, Friday by appointment, Weekends & Holidays 11am - 6pm

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$669,990 * See Sales Representative for all the details. Prices and specifications are subject to change without notice. E. & O.E. Rendering’s are artist’s concept.

Discover the “Andrin Advantage”

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NOV 28 - DEC 12, 2015 | NEW HOME GUIDE 35

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Trending

TR Canadian home sales rebound in October CANADIAN HOME sales increased

in October 2015 from the previous month, according to recent statistics from the Canadian Real Estate Association (CREA).

The number of homes trading hands via MLS systems of Canadian real estate boards and associations rose by 1.8 per cent in October 2015 compared to September. As a result, national activity stood near the peak recorded earlier this year and reached the second-highest monthly level in almost six years.

The national increase was driven by monthly sales gains in the Lower Mainland of British Columbia together with the Greater Toronto Area (GTA) and surrounding areas, led by the York Region, Central Toronto and Hamilton-Burlington.

The national average price continues to be pulled upward by sales activity in Vancouver and GTA, Canada’s most active and expensive housing markets. If these areas are excluded from calculations, the average is a more modest $339,059, and the year-over-year gain is 2.5 per cent.

“The continuation of low interest rates is supporting home sales activity,” CREA President Pauline Aunger says. “Even so, the strength of sales activity varies by location and price segment across Canada.

All real estate is local, and realtors remain your best source for information about sales and listings where you live or might like to in the future.”

“October extended resale housing market trends of recent months,” says Gregory Klump, CREA’s chief economist. “Single-detached homes continue to be in short supply while demand for them remains strong in a number of active and populous housing markets in British Columbia

MORE TRENDING ONLINE ypnexthome.ca/news

and Ontario. Meanwhile, an ample supply of condo apartments remains. The balance between supply and demand is generally tighter for single detached homes than it is for condo apartments and that’s unlikely to change any time soon. For that reason, price gains for single-detached homes should continue to outstrip those for condo apartment units for some time.”

Actual (not seasonally adjusted) sales were up from year-ago levels in half of all local markets, led by the Lower Mainland region of BC, the GTA and Montreal. Gains there were largely offset by a drop in activity in the Calgary region, where sales were down considerably from the record set last year for transactions during the month of October.

Year-over-year price growth slowed in October for one- and two-storey single-family homes, but picked up for townhouse and condo units.

Two-storey single-family homes continue to post the biggest

year-over-year price gains (8.7 per cent), followed by one-storey single-family homes (6.02 per cent), townhouse units (4.9 per cent) and condos (4.4 per cent).

Year-over-year price growth varied among housing markets tracked by the index. Vancouver (15.33 per cent) and the GTA (10.33 per cent) continue to post doubledigit year-over-year price increases.

Meanwhile, price gains in the Fraser Valley have accelerated to 10.5 per cent.

Prices in Calgary edged down by about one per cent on a yearover-year basis in October and slipped lower by about 1.5 per cent in Saskatoon. Prices also fell by a slightly more than four per cent in Regina, extending year-over-year price declines there that began in 2013.

Prices in Ottawa remained stable compared to a year ago, and were up from October 2014 levels in Montreal (1.4 per cent) and Moncton (3.8 per cent).

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GARDEN AND VILLAGE TOWNS IN WHITBY

FINAL RELEASE

WHITBY’S HOTTEST PROJECT OF THE YEAR!

Join us to view the incredible new collection of 2-storey Garden Towns and 3-storey Village Towns, each loaded with luxury features from top to bottom. With a beautifully landscaped central courtyard. And all located minutes from the GO Station and close to downtown Whitby’s shops, restaurants, schools, parks and services.

DON’T DELAY – with new home values like this, these townhomes will sell out quickly!

BON INCEN US TIVE U

10,000

$

P TO

300’s

$

IN VAL Limited

STARTING FROM THE LOW

UE

TO THE $400’S

Time O ffer

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THICKSON RD. N.

ANDERSON ST.

GARDEN ST.

BROCK ST. N.

WHITBY

Sales Office and Site located at 1010 Dundas St. E., Whitby Hours: Mon. - Thurs. 1pm - 8pm, Friday’s by appointment only Sat., Sun. & Hol. 11am - 6pm

1.905.493.8820 trafalgargreen.com

* See Sales Representative for more information.

Prices and specifications are subject to change without notice. E. & O.E.

KANT-TRA-A-AD-NHC-SEPT21-1.indd 1 037-Kantium-Trafalgar 10-03-15.indd 37

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Property Profile | MADISON HOMES

Best in urban living – Briar Hill City Towns AFFORDABLE HOMEOWNERSHIP and the best in urban living have shaped the success of Madison Homes’ Briar Hill City Towns. With the Grand Opening earlier this month, the enclave of one- and two-storey urban townhomes to be located at Briar Hill Avenue and Dufferin Street, has resonated with homebuyers that seek the conveniences of city living within an established, family-friendly neighbourhood.

There are a variety of great open concept floorplans to suit a range of living options. One-storey layout

provides a continuous flow-through from living, kitchen and dining areas to the bedrooms. Each unit has access to a private outdoor patio for the perfect setting of being one with nature. The two-storey townhome option offers dynamic living spaces with kitchen, dining and living areas on the upper level, bedrooms and bathrooms located on the second upper level and walk-up to a fabulous rooftop terrace. Enjoy an exclusive outdoor living on the spacious rooftop with unobstructed views of the surrounding neighbourhood –

the perfect backdrop while dining al fresco, entertaining guests or relaxing in solitude.

Briar Hill City Towns were carefully designed down to the last detail. Kitchens will be styled with sleek cabinets. Bathrooms will have a modern spa-like look. All homes offer nine-ft. ceilings and designer-selected laminate flooring throughout. The Grand Opening bonus package includes free granite or quartz kitchen countertop with undermount sink, stainless steel kitchen appliances, and natural oak

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Model vignette at sales office

Location

Toronto Builder

Madison Homes Development

Briar Hill City Towns Home Type

One- and two-storey urban townhomes Sales Centre

2 Wingold Ave., on Dufferin south of Lawrence Avenue Contact

madisonhomes.ca

stairs throughout in two-storey plans with a rough-in gas barbecue line on rooftop terraces. With the assistance of design consultants at Madison Homes, you can choose from contemporary colour palettes and finishes to reflect your personal style.

Whatever your needs, all can be found just moments away. Canada’s premier shopping destinations, Yorkdale Mall, has an impressive array of fashion forward retailers and shops. Big box retailers such as Costco, Home Depot and Walmart, including numerous supermarkets and restaurants are within easy reach.

There is a plethora of schools, parks and community centres in proximity to Briar Hill City Towns.

The area is well served by many transit options including GO transit and the TTC service along Dufferin Street, the evolving Eglinton

Crosstown LRT and access to the Yonge-University, Spadina subway.

By car, you can easily reach the Allen Road Expressway to take you to Hwy. 401 and other 400 series highways.

Being close to many amenities in the city, no wonder Briar Hill City Towns is the hot ticket to urban living.

For more than 40 years, Madison Homes has been setting the standard for value, design and customer satisfaction with award-winning residential developments across the Greater Toronto Area.

To learn more about Briar Hill City Towns, please visit the presentation centre at 2 Wingold Ave., Toronto (on Dufferin south of Lawrence Avenue) featuring interactive displays and a model vignette to tour. Visit online at madisonhomes.ca for more information.

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Neighbourhood Profile

Cabbagetown

Fast facts

A small town in the heart of a big city

$99,578

By Kara Kuryllowicz

Average household income

Family structure

SINGLES

COUPLES

FAMILIES

51%

32%

17%

Own vs. rent

37%

OWNERS

63%

RENTERS

Education levels

MORE PHOTOS ONLINE

UNIVERSITY

HIGH SCHOOL

50%

33%

COLLEGE

17%

ypnexthome.ca/cabbagetown SOURCE: ENVIRONICS

URBAN, ELEGANT, hard-scrabble,

upscale, sophisticated and workingclass. Today’s Cabbagetown is all of that and then some, nestled in the heart of downtown Toronto.

Lifestyle Cabbagetown is for those who embrace city living and its inherent advantages, such as the extraordinary range of cultural and gastronomic opportunities just steps from home.

With the rest of the downtown core within easy reach, this ‘hood celebrates a pocket where culture and the arts live, breathe and dance.

Vibe “A small town in the heart of a big city.” Funky, artsy, Victorian prim and proper with a dose of real urban grit. You can make your life in

Cabbagetown whatever you want it to be. Perfect for a strolling ramble with lots of lingering stops in parks, coffee shops, boutiques and galleries.

Meet the neighbours Cabbagetown is home to small households. There are far more singles than couples and more couples than families. More people live in apartments than townhomes, semis and singledetached homes, due primarily to the fact there are more of them and they’re more affordable.

In the area Minutes to TTC subway lines and bus routes, as well as the Don Valley Parkway, the Gardiner Expressway and Union Station as well as the Toronto Island Airport and Pearson International.

“Today’s Cabbagetown is all of that and then some, nestled into the heart of downtown Toronto.”

Planes, trains & automobiles Depending on your perspective and the choices you make, Cabbagetown is anywhere from highly affordable to suitable only for the affluent.

Real estate If you like an intimate, urban neighbourhood and you’re happy exploring, Cabbagetown is perfect.

But keep in mind that Toronto’s ongoing construction, repairs and maintenance can make getting beyond the city limits irksome to road-rage inducing.

Kara Kuryllowicz is a Toronto-based freelance business writer with a long-term interest in real estate on a business and personal level, as both a homeowner and a landlord with investment properties. She loves living in Toronto’s Riverdale area as well as on an island in Pointe au Baril.

40 YPNEXTHOME.CA

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From

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Advice | HOLIDAY DECOR

Achieve maximum holiday decor in a small space

By Lisa Rogers THE HOLIDAYS ARE such a special time of year, and one of my favourite ways to get in the spirit is by decorating my townhome. Some people may think that because they live in a condo or townhome, that it’s difficult to find the space – or storage – to do so. But that’s not the case. Here are some tips on how to bring the holidays to your home with maximum impact, no matter how small your space.

Let there be light Lights bring a casual, unadorned quality to a space that is very charming. To add an instant burst of charm, run twinkle lights along a mantle or around a door or window frame. Most lights are LED now and come in warm or cool tones. Some are very small but give off a lot of light because they’re densely packed on a strand. To up the wow factor, wrap these around a chandelier.

Condo-sized trees Whether you prefer real or artificial, trees come in a range of sizes. Where and how you wish to place them will determine the size you need.

Place a group of tabletop trees on a long rectangular table or mantle or place one single tree on a round coffee table. The tree becomes the centrepiece and you can easily move it around your home.

Artificial trees are great for storage.

Many have bendable arms to create the shape you want and when the season is over you can pack them away easily.

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Ornaments To create a fun festive mood, fill a large bowl with a mixture of brightly coloured round ornaments. This looks great as a centrepiece for your dining room table or coffee table.

The number of ornaments in one bowl creates impact. I love hanging ornaments from strings or ribbons at different lengths from a chandelier; and let’s not forget about stockings on the fireplace.

The front door is the first space to make a statement no matter how large or small your home. Create the holiday atmosphere by hanging a wreath, mistletoe or homemade decorations.

“To create a fun festive mood, fill a large bowl with a mixture of brightly coloured round ornaments.”

Real greenery Incorporating real greenery into your decor is so simple and charming. Put pine branches in a vase with water and leave them as is or add a few pinecones. Nothing says the holidays like the smell of pine. Laurels in real cedar or pine are lovely when draped over a mantle, around a door frame or along a staircase.

Here’s to creating a beautiful space in your home this holiday season!

Lisa Rogers is the exclusive interior designer for Dunpar Homes. Lisa has shared her style and design expertise on popular television programs, such as Canadian Living TV, House & Home TV and The Shopping Channel.

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Advice | LEGALLY SPEAKING

When buying your first home do your due diligence

By Jayson Schwarz PURCHASING A HOME will likely be the largest investment you ever make.

The most important advice I can give is this: research everything ahead of time and don’t allow yourself to be pressured by anyone.

What can you afford?

Review your available cash for deposit, and annual income to pay a mortgage and expenses. Then speak to the mortgage specialists at the bank you deal with and speak to a reputable mortgage broker. Find out how much money you can borrow and how much of a deposit you’ll need to put down. This will allow you to focus on homes you can afford.

Do you want a condo or a freehold?

Condo living provides a carefree lifestyle, but you pay additional monthly common expenses and sometimes others determine how the amenities, if not your unit itself, can be used. Freehold provides the freedom to do what you want, but

maintenance and upkeep fall on your shoulders.

Once you determine what kind of home you want, you need to decide new or resale. If new, the offers are long and filled with clauses that could cost you money or result in long delays.

Find the right lawyer A lawyer must guide you in understanding the offer (Agreement of Purchase and Sale). The right lawyer will explain how real estate agents work, what documents you will sign and what is to be included in the offer.

Your lawyer must explain all the potential costs you will face and what you may encounter. Arrange a pre-agreed fee with the solicitor. Get the fees locked in. Also, make sure you get a free offer review. Then have your lawyer provide you with a list of disbursements. This is where some lawyers may try to charge large fax, mail and photocopy fees. Make your

MORE ADVICE ONLINE ypnexthome.ca/news/advice

lawyer justify all expenditures that don’t make sense.

Miscellaneous Do you have an updated will? A will prevents sibling disputes, clarifies who will look after children, keeps the government out of your affairs, allows for an orderly disposition of your assets and will help guide your funeral arrangements.

You will also need house insurance.

This is the right time to look at life and disability insurance, to determine if you should be insuring your mortgage in case something happens to the major wage-earner.

As you can see, there is a lot to consider when buying your first home. Being prepared will help you enjoy the experience and find that dream home.

Jayson Schwarz LL.M. is a Toronto real estate lawyer and partner in the law firm Schwarz Law LLP. Visit schwarzlaw.ca or email info@schwarzlaw.ca and give us your questions, concerns, critiques and quandaries.

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Trending

6 financial homebuying tips

By Wayne Karl PLANNING TO BUY a home and not

sure where to begin? Maybe it’s your first home, or it’s been a while and you’re ready to move up to a larger property. Here are six homebuying tips to help you prepare.

1. GET WITH THE PROGRAMS There are various government programs available to help you buy a home.

Home Buyers’ Plan (HBP): The HBP allows first-time buyers to withdraw up to $25,000 from their RRSP to

put toward a down payment on a home. You have up to 15 years to repay the funds.

Prime Minister Justin Trudeau has promised to modernize the program to allow Canadians to dip into their RRSPs to buy a home more than once, including when impacted by life changes such as job relocation, death of a spouse or marital breakdown.

First-Time Home Buyers’ Tax Credit (HBTC): Eligible first-time buyers can apply for the FTHB to help offset the costs associated with purchasing

a home, such as legal fees, disbursements and land transfer taxes.

The credit can provide up to $750 in federal tax relief.

More information on these programs is available at cra.gc.ca 2. SAVE YOUR A-- OFF First-time buyers require a minimum five per cent of the purchase price as a down payment. Using the 2014 figure for the average house price in Canada, $451,000, that would amount to $22,500. To put down 20 per cent and thus avoid high-ratio

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“The HBP allows first-time buyers to withdraw up to $25,000 from their RRSP to put toward a down payment on a home.”

MORE TRENDING ONLINE ypnexthome.ca/news

4. BECOME TECH SAVVY Mortgage consumers are becoming very tech savvy. In Canada Mortgage and Housing Corp.’s 2015 Mortgage Consumer Survey, 78 per cent of respondents researched online, with 70 per cent using an mortgage calculator to help determine their payments. And social media is playing a more important role – 20 per cent used sites such as Facebook to learn more, 17 per cent used a mobile device, and of those, 22 per cent used a mortgage related app. And all of these figures are growing.

6. RESEARCH, RESEARCH, RESEARCH These days, with prices rising as they are and uncertainty in some markets, thorough research is an absolute must. Everything from your target area, desired housing type, builder or realtor, finances, how much you can afford, who you borrow from and the structure of your mortgage – take your time.

Take months. Don’t rush anything.

Anything.

5. BEFRIEND A BROKER OR BANKER mortgage insurance, you’d have to save $90,200. Ouch. Oh, it gets better – er, worse. In Toronto, 20 per cent of the average price would be $130,000; in Vancouver, $181,000.

3. PLEAD WITH THE BANK OF MOM AND DAD If your parents are baby boomers who have had the good fortune of building equity over the years as they paid down their mortgage while the value of their property multiplied, well… they may be in a position to help.

Any many buyers are hitting up the bank of mom and dad. In the last two years, 28 per cent of first-time buyers hit the bank of mom and dad to help finance their purchase; from 2010 to 2014, only 17 per cent did.

Like many things in life, it’s all about relationships. And whether you use broker or a banker to secure a mortgage, you’ll likely come to value the relationship. In the same CMHC survey, consumer loyalty strengthened the longer people stayed with their lender. But since we’re talking about money, people are willing to switch lenders to get a better rate and save – a fact which is much more prevalent for bankers than brokers. And because brokers are able to offer products from multiple lenders, as opposed to bankers which offer only the products of their own institution, the market share held by brokers is growing notably, particularly among repeat buyers.

NOV 28 - DEC 12, 2015 | NEW HOME GUIDE 49

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Inspiration | STYLE FILE

UNDER-FOOT

FOCUS

By Yanic Simard

CHOOSING BEAUTIFUL NEW WOOD flooring can dramatically change the mood of your home’s interior — brightening, deepening, modernizing or warming up your decor and more! However, after you’ve decided between material compositions and tantalizing tones, there is another huge decision to make — one that can make or break the impact of your important investment: the layout.

Here’s my guide to choosing the right installation pattern to suit your space, so that regardless of what material you choose, you make the most of it! …continued on page 54 52 YPNEXTHOME.CA

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…continued from page 52

Straight The most common layout for flooring planks, a straight pattern is typically the easiest to do — especially in standard rectangular or nearly rectangular spaces. In this format, installation usually begins aligned to the longest straight wall, with the planks (or tiles) laid in parallel rows running from one end of the room to the other.

In a straight lay, long lines are created that can help a room appear longer. The linear format of the boards acts like stripes, visually lengthening that axis of the space.

This layout also typically involves the fewest cuts (since many boards will be installed with no cuts at all), resulting in low material waste and fewer hours of work — perfect for DIYers or those sticking to a strict budget.

Because a straight scheme is so classic, it will never go out of style. However, some other options can create a lot more drama, or extend the illusion of a vast space even further.

Try this: If a space is actually too long or narrow, such as a tight hallway or kitchen, laying the boards or tiles perpendicular to the long axis will help widen the look instead of lengthening it even further, bringing proportion to the space.

Diagonal A variation on a straight layout, a diagonal layout either follows one angled wall (if your unit has a less typical shape) or simply runs from corner to corner of the largest room, refusing to be tied down to any wall at all!

A diagonal layout takes the lengthening power of a straight lay

and maximizes it, creating the longest line possible to highlight the full size of an open plan. Diagonal lines also naturally create a dynamic energy, helping the eye move about the space for a livelier atmosphere.

Because a diagonal layout meets all or most walls at an angle, more cuts will need to be made, and the room for error will be higher, lengthening the construction time (and making work tricky for DIY installers).

This look works well in more complex floor plans with no one “best” wall to start from, and elegantly connects adjacent spaces.

Try this: Rather than running the diagonal line directly from corner to corner, use a simple 45-degree angle to keep all the cuts consistent Herringbone A herringbone pattern is both a traditional staple and a returned trend, making it a popular choice for creating that high-end look. It’s important though to understand the differences between true herringbone and its cousin, the “chevron” pattern.

The primary difference between the two variations comes down to cutting: a herringbone layout places boards at right angles to each other, creating repeated zig-zag patterns that recall the weave of a classic suiting material. Chevron layouts create the same zig-zag, but with the boards cut to meet at a 45-degree angle, for a more clean and contemporary effect.

Both of these patterns create a bold statement and a powerful feeling of motion. The preference for chevron’s crisp perfection or herringbone’s more subtle charm comes down to personal taste.

This installation naturally

requires more time and patience to achieve than the previous two options. However, the extra cost can be balanced by choosing a less expensive material and letting the layout deliver the drama.

Try this: Consider a herringbone treatment for just a key area, such as an entry vestibule or bathroom tile, to create a moment of interest without committing to the look everywhere.

Complex While it’s often considered safe to stick to the popular stand-bys, unique designs can have their place in your contemporary condo if you keep an open mind. Here are a few more ideas to get your creative flooring juices flowing: » In a square room, try a square layout: let the wood start from the edges and work into the centre in concentric layers (meeting at a 45-degree angle in the corners.)

Just make sure the installer plans ahead to achieve a perfect centrepoint! This look is ideal for a dining area with a central table. » An inset tile treatment can make a perfect visual break in an entryway or kitchen, and will stand up to mucky winter boots or the occasional dropped pot. » Patterns will read as more intentional when applied at a larger scale, so if you’re planning a playful parquet, consider using a larger plank to keep the look less busy and more confident. » If your unit is L-shaped (especially if the bend is a more unusual angle), you can change the flooring direction at the intersection — just don’t change it more than once if you can help it, so the look stays mostly consistent.

Yanic Simard is New Condo Guide’s design editor, principal designer of award-winning Toronto Interior Design Group (tidg.ca), and regular guest expert on City’s Cityline. Check out tidg.ca

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Trending | HOMEBUYING TIPS

Buying your first home?

It’s not just about location anymore

By Wayne Karl

LOCATION, LOCATION, location is the time-tested, oft-repeated first rule of real estate. But as you set out to buy your first home, there are other factors to consider as part of your selection process.

live in your home as well as for future resale potential, proximity to transportation, shopping, schools and other amenities are among the key determinants that affect the property’s appeal and ultimately, its value.

Information Location Yes, it is important. No doubt you’d love a large house on an expansive property on a quiet cul-de-sac in the best neighbourhood. But that’s not possible. So what do you do?

For your own enjoyment while you

As a first-time homebuyer, education is critical.

And these days, with digital media and mobile technology, all the information you need is at your fingertips. The more knowledge you have, the better equipped you will be to make informed decisions about buying, maintaining and eventually selling your home. …continued on page 58

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…continued from page 56

There’s no shortage of media reports on the ups, downs, crashes and surges of the housing market. But if you’ve done your research, you won’t be spooked – or excited – by big-picture reports on shortterm market performance.

Timing Though your home is your primary residence, it is also an investment. Where you buy is usually determined largely by where you want to live, work and play. But when you buy and when you sell is also important. Like any financial instrument, real estate can fluctuate in value, and your timing can determine how good of an investment it is. There’s no shortage of media reports on the ups, downs, crashes and surges of the housing market. But if you’ve done your research, you won’t be spooked – or excited – by bigpicture reports on short-term market performance. You know that real estate is not national or regional – it’s very specific. You don’t buy the Canadian market, and you don’t buy a provincial or even regional market. You buy a specific home, on a specific street in a specific neighbourhood.

Is home ownership right for you?

Buying your first home is one of the biggest emotional and financial decisions you’ll ever make, so prepare yourself to make a knowledgeable decision.

Although buying a home almost always seems like a great idea, it is important to understand what home ownership involves. Of course, being a homeowner is something to be proud of, but it also means having to invest money, time and energy, and taking on added responsibilities. So, before you decide to buy a home, make sure you’re ready.

Here are some things to consider

Financial security If housing prices rise, your home can provide you with some financial security due to capital appreciation.

Stability You’ll have a place of your own.

Financial stress Coming up with the down payment, meeting regular mortgage payments and other ongoing costs will tie up a lot of your cash and can put considerable stress on your finances.

Maintenance Keeping your home in good shape requires time and money.

Responsibility You alone are responsible for payments, repairs and maintenance.

Flexibility You can decorate or renovate your home to meet your own family’s personal tastes and needs.

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Model Home Photo Compliments of FarSight Homes.

www.farsight.ca

The multi award-winning Trillium Model at FarSight Homes’ Greenfields neighbourhood in Alliston. Trillium - 2619 Square Feet, Greenfields, Alliston

NOVEMBER2015 FarSight Homes has been featured as “MODEL HOME OF THE MONTH” as seen in the New Home Guide model home calendar

Property Profile | FARSIGHT HOMES

Final Phase Singles and townhomes coming in the new year to Greenfields in Alliston Location

WHEN FARSIGHT HOMES opened the

Alliston

doors to its Greenfields community in Alliston just three years ago, the company knew it would have no trouble appealing to families who were looking for a quality built home in this charming community.

Now, with more than 120 families having made their move to this established and quickly maturing neighbourhood, FarSight Homes is thrilled to announce its upcoming Final Phase release.

Builder

FarSight Homes Development

Greenfields Home Type

Single-family homes and freehold townhomes Contact

farsight.ca

“We’ve had an incredible experience bringing Greenfields to Alliston and watching our vision of what this neighbourhood could be quickly take shape,” admits Bob Schickedanz. “All good things must come to an end, but for us it’s more like a new beginning as we prepare for a new year launch with the addition of a new single-family home design plus something we’re really excited about, a limited offering of all new freehold townhomes.”

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“Currently in the design stages a choice of four unique townhome layouts will be available. ” Currently in the design stages a choice of four unique townhome layouts will be available. These impressive three- and four-bedroom homes will showcase FarSight’s award-winning design with fabulous features and finishes that include maintenance free exteriors of brick and vinyl siding, sun-filled open concept interiors, gourmet inspired kitchens with handy breakfast bars and plenty of cupboard/counter space, spacious Great Rooms, handy direct access garages, spacious master bedrooms with walk-in closets and so much more.

“We’ve noticed that there have been a lot of couples and young families who have been wanting to make a move to Greenfields. They loved the in-town location that’s just steps to the adjacent New Tecumseth Recreation Centre, were impressed with our model home,

features and finishes, but were looking for a more affordable price point,” says Rick Schickedanz. “By introducing our all new townhomes, we’re able to give them the FarSight quality and value they’re looking for, and at a much more attractive starting price.”

FarSight Homes’ Greenfields Final Release will include 71 units comprised of 44 bungalow plus lofts, and two-storey single-family homes and 27 freehold two-storey townhomes. Single-family homes are set on 32- and 40-ft. lots.

Freehold townhomes will range from approximately 1,200 to 1,700 sq. ft. with prices to be announced early in the new year.

With a foundation built on 30 years of hands-on home building experience, FarSight Homes invites you to discover Greenfields in Alliston. Located just steps from schools, shopping, services and recreational facilities, the community is only minutes west of Hwy. 400, allowing for quick access south to Toronto or north to cottage country.

More information or to register for the Final Phase at Greenfields visit farsight.ca

MORE PHOTOS ONLINE ypnexthome.ca/farsight-greenfields

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Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate. Please see builder’s ads for exact locations.

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rlet

Bay St. University Ave.

Queen St. W. 24 King St. W. 49 Front St.

Logan Ave.

Danforth Ave.

4

23

24

in

Passmore Ave

East Ave

I

Jane St

18

Christie St.

86

Evans Ave

kR

QEW

Yonge St

Dundas St. W.

Don Valley Pkwy

QEW

77

Woodbine Ave

Queensway

Spadina

Bloor St.

Cosburn Ave

Don Valle

H

28

2 Yonge St.

Dundas St W

5 Bathurst St.

14Dupont St.

Laird Dr

20

Bloor St W

Dufferin St

Davenport Rd.

Pharmacy Rd Victoria Park

G

Caledonia Rd

O'Connor Dr.

Warden Ave

8

Avenue Rd

17

43

Lawrence Ave E

Brim

Progress Ave

McCowan Rd

St Clair Ave.

Allen Expressway

Rd

Leslie St

an

401

Bellamy Rd

22

ay

Sca Eglinton Ave E

Birchmount Rd

gh

Va u

y Pkwy Ave E

Rd

Eglinton

Ellesmere Rd

Brimley Rd

Rogers Rd

Bathurst St

Eglinton Ave W

11

Lawrence Ave E

York Mills

Markham Rd

Rathburn Rd

w

ng s

ree

427

Kipling Ave

kC

Ki

Dufferin St

7

1

40

Scarborough Golf Rd

Th e

c Bla

12

Keele St

Tre the we y Briar Hill Ave W es to n Eglinton Ave W Rd

pressway

401

89

15

401

ev

Sheppard Ave E Milner Ave

M

cL

Orton Park Rd

F

Martin Grove Rd

Kennedy Rd

Westway

34

Sheppard Ave E

5

Huntingwood Dr

Finch Ave E

McNicoll Ave

Steeles Ave.

Midland Ave

E

Islington Ave Wilson Ave

Jane St

Ave

Dixon Rd

16

1 Bayview

401

3 400

Weston Rd

Mills

409

Bv

Signet Dr

27

le

9

87

Drewry Rd

Finch Ave W

Don

D

Humberline Dr

da

Allen Ex

Re x

Dufferin St

Finch Ave W

Rd

Alness St

C

B

ion

Alb

Pleasant Ave McCowan Rd

7

Tapscott Rd

42

Neilson Rd

Conlins Rd

D

Sewells Rd Morrish Rd

Rd

Reesor Rd

th

Meadowvale Rd

or

Beare Rd

an f

A

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19

central region: Toronto, Etobicoke, York, North York, East York, Scarborough

Port Union Rd

Coxwell Ave

Pape Ave.

Parliament St Sherbourne St Jarvis St.

Dufferin St

Lansdowne Rd.

Keele St. Roncesvalles Ave.

Park Lawn

Royal York Rd

Renforth Dr

62

2015-11-24 4:53 PM

MADISON HOMES

Briar Hill

madisonhomes.ca

21

MATTAMY HOMES

Heron Park

www.mattamyhomes.com

Price Range

D

Tel

Page No.

•

from $400,000

15 6E

• •

from $400,000

8 17E

22 AVERTON HOMES

Evolution averton.ca • from $320,000

21 3G

23 MATTAMY HOMES

Upper Summerside

86 MENKES

9 12G

Humber Mews 416-259-2525 •

from $550,000

7 3I

86 MENKES

Dwell City Town 416-259-2525 •

from $550,000

7 3I

1

ARISTA HOMES

Goddard on the Valley aristahomes.com • •

from $1150,000 7B

2

NATIONAL HOMES

The Churchill Collection in Forest Hill 416-922-1414

•

from $1400,000 7G

3

CONSERVATORY GROUP

Weston Village 416-748-7001 • •

from $490,000 4C

4

GEORGIAN CORPORATION

Lex Towns 416-428-3419 • • • from $495,000 12G

5

TIFFANY PARK HOMES

Westhaven 416-792-6655 • from $633,000 3G

5

GRAYWOOD DEVELOPMENTS LTD Westhaven 416-792-6655 • from $633,000 3G

6

COVENTRY HOMES

Danforth’s Crossing 416-924-8338 •

from $450,000 12G

8

EMSATEC CANADA INC.

The Brownstones 5 416-531-7760 •

•

from $350,000 6G

9

LINDVEST

The Brownstones at Westown lindvest.com

•

•

from $330,000 4C

9

LINDVEST

Grand Cornell Brownstones in Markham lindvest.com

•

•

from $340,000 4C

9

LINDVEST

Corporate lindvest.com • •

10 FIELDGATE HOMES

www.mattamyhomes.com

• •

4C

90 Niagara 416-981-0036 • • from $346,000 7H

11

TRIBUTE COMMUNITIES

Canterbury 647-352-2130 •

from $767,000 9E

12

NATIONAL HOMES

The Townes of Richview 416-746-1234 •

from $570,000 3E

13

INSOHO DEVELOPMENTS

Highland Creek Collection ownhighlandcreek.com •

•

from $650,000 17D

14

DUNPAR HOMES

The Ossington 416-253-5888 •

from $700,000 7G

15

MATTAMY HOMES

Downsview Park

www.mattamyhomes.com

from $270,000 6C

16

CONSERVATORY GROUP

Oakdale Village 416-243-0567 •

from $429,000 5C

17

FIELDGATE HOMES

Zigg 416-545-0223 • • 8F

18

MATTAMY HOMES

Lago

monarchgroup.net

• from $220,000

4I

18

MATTAMY HOMES

Riva del Lago

monarchgroup.net

• from $300,000

4I

19

CONSERVATORY GROUP

Upper Beach Villas 416-698-7796

•

from $415,000 11G

20 BEAVERBROOK HOMES

Evolution 416-747-9691 • from $270,000 2G

24 MATTAMY HOMES

Picasso on Richmond

28 PEMBERTON GROUP

Park Lake Residences 416-769-4343

• from $180,000 5H

34 H&R DEVELOPMENTS

Westown

• from $190,000 5C

43 ASPEN RIDGE HOMES

Scenic On Eglinton 416-805-1781 •

49 TRIBUTE COMMUNITIES

RCMI 416-363-4800 • from $324,000 8H

77

Seventy Seven Charles 416-203-7034

ASPEN RIDGE HOMES

monarchgroup.net

hr-newhomes.com •

•

• from $550,000

•

•

8I

from $190,000 10F

• from $2100,000 8G

78 YOUR HOME DEVELOPMENTS

Nature’s Path 647-340-6972 •

from $280,000 17E

83 ARISTA HOMES

Lilly Factory Towns 416-792-4872

• •

from $395,000 12G

87 MENKES

Bloom Park Towns 416-730-1600

•

from $690,000 8B

89 DECADE HOMES

Yorkdale Village Phase II 416-638-5656

•

from $320,000 6D

90 SUNDANCE HOMES

Braeburn Lane

sundancehomes.ca •

from $430,000 15D

central region: Toronto, Etobicoke, York, North York, East York, Scarborough

7

Site

M Fi ap nd er

et a Se ch m ed To i w Co nho nd m o e

# Si te

Builder

63

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064-Cent North1_Vaughn_Map.indd 66

Steeles Ave W

St

K

7

ence

J

Clar 7

Major Mackenzie

12

e Av

e

Kipling Av 42

Isl on 48

3

6

4

24

54

400

9

24

8

400

Rutherford Rd

Maple

7

55

53

Thornhill

56

47

5

20

Clark Ave W

15

10

7

11

44

Centre St

Langstaff Rd

32

51

52

Attention Builders Want to add your community to our maps?

Need to update existing information?

Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate. Please see builder’s ads for exact locations.

10 11 12 13 14 15 16 17 18 19

King Rd

9

Keele St

I

Huntington

Langstaff Rd

t ing

H

G

Teston Rd

46

7

King-Vaughan Rd

6

Cr

F

1

Kirby Rd

5

Dufferin St

City of Vaughan

3

2

4

Pine Valley

E

Nashville Rd

3

Jane St

D

Cold Creek

C

B

A

2

Hwy. 27

1

central region: Vaughan, Maple, Woodbridge, Thornhill

Bathurst St

Weston Rd

Rd

50

12 Line R

d

64 

2015-11-24 4:51 PM

Page No.

3

ARISTA HOMES

IMPRESSIONS

impressionskleinburg.com •

• •

from $800,000

23 4E

3

FIELDGATE HOMES

IMPRESSIONS

impressionskleinburg.com •

• •

from $840,000

25 & Insert 4E

5

ASPEN RIDGE HOMES

Upper West Side

uwscommunity.com •

6

PRIMONT HOMES

from $1099,000

IFC 14D

Renaissance Townes 905-417-3363 •

from $750,000

13 8D

20 ANDRIN HOMES

Claridge Gate

from $670,000

33 14D

24 ARISTA HOMES

Vaughan Valley Estates aristahomes.com •

from $1200,000

23 8F

32 ASPEN RIDGE HOMES

Chelsea Maple Station

aspenridgehomes.com •

from $700,000

IFC 11E

1

COUNTRY WIDE HOMES

Kleinburg Hills

KleinburgHills.com • 4E

1

ASPEN RIDGE HOMES

Kleinburg Hills

aspenridgehomes.com • 4E

2

TRIBUTE COMMUNITIES

Gates of Nobleton 647-633-3500

3

PARADISE HOMES

IMPRESSIONS

3

TIFFANY PARK HOMES

Valleybrooke Estates 905-303-1620

4

andrinhomes.com

•

from $1000,000 4A

• •

from $690,000 4E

•

from $870,000 8E

ARISTA HOMES

Vellore Woods aristahomes.com •

from $750,000 8F

5

CONSERVATORY GROUP

Upper West Side 289-553-4156

•

from $1099,000 14D

5

COUNTRY WIDE HOMES

Upper West Side

uwscommunity.com •

from $1099,000 14D

5

REGAL CREST HOMES

Upper West Side

uwscommunity.com •

from $1099,000 14D

5

TOWNWOOD HOMES

Upper West Side

uwscommunity.com •

from $1099,000 14D

7

LORMEL HOMES

La Viva lavivatowns.com •

from $350,000 5J

9

TREASURE HILL HOMES

Moda Urban Village treasurehill.com • 8E

10 FOREST HILL HOMES

•

impressionskleinburg.com •

Bridle Path of Thornhill foresthillhomes.ca •

from $2000,000 13F

11

TREASURE HILL HOMES

Victory Heights treasurehill.com • 13F

12

ROSEBURY HOMES

Riverside in Pine Grove 416-746-1234

15

GREENPARK HOMES

Urban Towns of Upper Thornhill Woods greenparkhomes.com • 13G

•

from $400,000

6I

32 ANDRIN HOMES

Chelsea Maple Station 905-553-0288

•

from $700,000 11E

42 DUNPAR HOMES

Riverside Village 416-253-5888

from $519,000

44 MADISON HOMES

Thornhill Ravines 905-417-1203

•

from $1800,000 13G

46 COUNTRY WIDE HOMES

The Point at Woodbridge 905-907-1500

•

from $700,000 8E

47 COUNTRY WIDE HOMES

Upper Thornhill Estates 905-907-1500

•

from $900,000 14E

48 BEAVERHALL HOMES

Regency Estates 905-265-2634

•

from $1301,000 6H

48 GRAYWOOD DEVELOPMENTS LTD Regency Estates 905-265-2634

•

from $1250,000 6H

•

5I

51

ASPEN RIDGE HOMES

King Oaks 905-539-0181

•

from $1100,000 11B

51

GREAT GULF

King Oaks 905-833-6413

•

from $1300,000 11B

52 ZANCOR HOMES

Royal Collection 905-833-0883

•

•

from $550,000 12A

53 TREASURE HILL HOMES

Thornhill Woods treasurehill.com •

from $950,000 13G

55 OSKAR GROUP

Le Sedici lesedici.com

from $600,000 10E

56 SENATOR HOMES

Bathurst 9130 289-597-4381

•

from $720,000 13G

•

central region: Vaughan, Maple, Woodbridge, Thornhill

Price Range

M Fi ap nd er

Tel

et a Se ch m ed To i w Co nho nd m o e

Site

D

# Si te

Builder

65

065-Cent North1_Vaugh_index.indd 77

2015-11-24 4:51 PM

1 2 3 4 5 6 7 8 9 10 11 12 A road

Side

Leslie S

27

t

m

Bloo

5 404

Ave

C

6

4

D

7

Rd King 20

St Yonge

E

on ingt

Bayview

B

F G

rson Jeffe

road 15 10 16 14

Side

H

19th

d

ble R

Gam 1

22

I J

404

9

r

ent

Reg

L

St

Neal D

26

d

sR Mill

Leslie

n Elgi

St

28

K

2

d Yorklan

3

Ave.

St 11

ill St

M

Str

nzie

acKe

ea

ath

rM Majo

rn

N

404

r

am D

P

.

Ave

Denh

O

16th

e Av

dW

ick R

dr Wel st St Bathur

central region: Richmond Hill

M

8

Q R

* Due to scale restrictions locators are approximate. Please see builder’s ads for exact locations.

Attention Builders Want to add your community to our maps?

Need to update existing information?

Please fax the details to (416) 789-9554

66

066-Cent. Richmond_RH_Map.indd 68

2015-11-24 4:50 PM

Price Range

Page No.

M Fi ap nd er

Tel

et a Se ch m ed To i w Co nho nd m o e

Uptowns on Bayview

primonthomes.com

•

12 6I

10 IDEAL DEVELOPMENTS

Modern Manors

idealdevelopments.com

•

from $420,000

41 4H

11

IDEAL DEVELOPMENTS

Richmond Towns

idealdevelopments.com

•

from $800,000

41 5M

1

HEATHWOOD HOMES

Hampshire Mews heathwood.com

from $485,000

3

CENTRA HOMES

The Mills Collections 416-238-2404

•

from $940,000 5J

4

ASPEN RIDGE HOMES

Kettle Lakes Club 289-231-2849

•

from $550,000 6D

5

ST. REGIS HOMES

Mission Hill on Bayview 905-884-8885

from $850,000 6C

7

HIGHMARK HOMES

Nuvo 647-206-2276

•

from $1100,000 2E

8

TREASURE HILL HOMES

Urbantowns on Bayview treasurehill.com

from $730,000 7Q

9

MATTAMY HOMES

Richmond Green

14

ARISTA HOMES

Jefferson Forest jeffersonforest.ca •

•

from $586,000 4H

15

MADISON HOMES

Jefferson Forest jeffersonforest.ca •

•

from $586,000 4H

15

FOREST HILL HOMES

Jefferson Forest foresthillhomes.ca •

•

from $800,000 4H

5I

20 NORTH STAR HOMES

King’s Crossing 416-291-9666

•

from $530,000 2E

22 YORKWOOD HOMES

Hillside Manors 905-770-4662

from $472,000

26 ARTEN DEVELOPMENT GROUP

The Manors of Roseview Grand

27 ACORN HOMES

Oak Knoll acornhomes.ca

28 SENATOR HOMES

Richvale

roseviewgrand.com

•

4I

• •

from $650,000 4L

•

from $650,000 3C

senatorhomes.com •

•

from $800,000 2J

Richmond Hill

www.mattamyhomes.com • • 9J

central region:

PRIMONT HOMES

Site

D

# Si te

2

IFC-Inside front cover

Builder

67

067-Cent. Richmond_RH_index.indd 81

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68

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2015-11-24 4:49 PM

K

J

I

H

G

F

E

D

C

B

A

Town of Aurora

Town of Markham

Town of WhitechurchStouffville

Thornhill

Town of Newmarket

12

25

Attention Builders Want to add your community to our maps?

Need to update existing information?

Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate. Please see builder’s ads for exact locations.

4

26

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19

central region: Markham, Aurora, Newmarket, Whitchurch-Stouffville

M Fi ap nd er

et a Se ch m ed To i w n Co ho nd me o

# Si te

Page No.

Builder

4

FIELDGATE HOMES

BlueSky Stouffville

12

IDEAL DEVELOPMENTS

Pinnacle on the 14th Avenue idealdevelopments.com

•

from $1800,000

15

FIELDGATE HOMES

Aurora Trails

•

from $600,000

5, 25 & Insert 13F

15

ARISTA HOMES

Aurora Trails aristahomes.com • • from $600,000

5 & 23 13F

Tel

Price Range

D

fieldgatehomes.com • fieldgatehomes.com •

23 ARISTA HOMES

Boxgrove Village Markham aristahomes.com

30 MADISON HOMES

25 18F 41 5I

23 7H

Cornell Rouge 905-472-9556 • •

from $690,000

11 8G

30 FOREST HILL HOMES

Cornell Rouge 905-472-9556 •

from $690,000

11 8G

70 MATTAMY HOMES

Cornell

BC 8G

mattamyhomes.com •

•

from $700,000

•

1

MARYDEL HOMES

Woodland Hills 905-898-7380

•

from $400,000 10B

2

BEAVERBROOK HOMES

The Terrace On Rouge Creek 905-640-7360

• •

from $390,000 18F

3

MATTAMY HOMES

St. John Forest

mattamyhomes.com

from $650,000 14E

4

GERANIUM HOMES

Trails at Cardinal point

fieldgatehomes.com • 18F

5

TREASURE HILL HOMES

Accolades in Markham 416-798-7705

•

from $830,000 6F

6

PRIMONT HOMES

Heirloom in Markham 905-201-2804

• •

from $510,000 7F

7

LEBOVIC HOMES

Bovaird Trail 905-640-7361

•

• •

from $2597,000 14H

8

COUNTRY WIDE HOMES

Wismer Commons 905-907-1500

•

•

from $450,000 6G

9

BROOKFIELD RESIDENTIAL

The Arbors 905-503-0992

•

from $650,000 14F

9

COUNTRY WIDE HOMES

The Arbors 905-907-1500

•

from $720,000 14F

10 BRIARWOOD HOMES

Havelock Town Manors 289-301-0077

•

from $560,000

11

MADISON HOMES

Greensborough 905-201-7700

•

from $1000,000 7G

11

GREENPARK HOMES

Markham Meadows

13

NATIONAL HOMES

Stonehaven 416-746-1234

•

from $730,000 13D

13

NATIONAL HOMES

Stonehaven 416-746-1234

•

from $730,000 13D

14

ASPEN RIDGE HOMES

Woodland Hills 416-270-9484

•

from $450,000 9C

15

PARADISE HOMES

Aurora Trails auroratrails.com •

•

from $620,000 13F

15

OPUS HOMES

Aurora Trails auroratrails.com •

•

from $620,000 13F

16

LINDVEST

Auroraglen lindvest.com

• • 14E

•

6I

greenparkhomes.com • 7G

17

CONSERVATORY GROUP

Heritage Estates 905-640-2274

•

•

from $283,000 18F

18

KYLEMORE COMMUNITIES

Angus Glen West Village 905-887-9950

•

from $2000,000 4G

19

NEW ERA HOMES

Landmark Estates 905-953-9046

from $550,000 11D

starlanehomes.com •

from $434,000 18F

20 STARLANE HOME CORPORATION BlueSky Stouffville 21

ANDRIN HOMES

Glenway andrinhomes.com • 10E

22 CONSERVATORY GROUP

Heritage Collection 905-640-2274

•

22 GERANIUM HOMES

Pace on Main 905-591-1071

24 BALLANTRY HOMES

Cornell

ballantryhomes.com •

25 ANDRIN HOMES

Glenway In Newmarket

glenwayliving.com •

•

from $500,000 10C

25 LAKEVIEW HOMES

Glenway In Newmarket

glenwayliving.com •

•

from $890,000 10C

26 GERANIUM HOMES

Bloomington Woods 905-642-1900

•

from $1400,000 18D

28 PRESTON HOMES

Copper Hills 905-954-4050

•

from $500,000 14E

30 MADISON HOMES

Forest Hill cornellrouge.com

41

Upper Cornell 905-554-3446

42 NATIONAL HOMES

•

from $680,000 18F

• from $330,000 18F

•

from $520,000 8G

•

from $400,000 8G

•

•

from $495,000 7F

Wismer Woods 416-746-1234

•

• •

from $680,000 6G

50 GERANIUM HOMES

Trails at Cardinal Point 905-640-9999

•

•

from $575,000 7F

50 GERANIUM HOMES

Trails at Cardinal Point 905-640-9999

•

•

from $600,000 7F

50 GERANIUM HOMES

Trails at Cardinal Point 905-640-9999

•

•

from $420,000 7F

50 GERANIUM HOMES

Bloomington Woods 905-640-1900

•

•

from $1.1,000 7F

51

Coventry Valley 905-836-8902

from $600,000 10D

ASPEN RIDGE HOMES

OXFORD HOMES

53 H&R DEVELOPMENTS

Castle Square

54 BEAVERBROOK HOMES

Victoria Highlands 416-924-0110

•

55 COUNTRY WIDE HOMES

Woodland Hills 905-907-1500

• 10C

59 PRIMONT HOMES

Harmony 905-305-8871

• 5I

62 NORTH STAR HOMES

Mill Fair Village

hr-newhomes.com • 6G

NorttStarHomesInc.com

from $450,000 10H

•

from $500,000 5T

64 STARLANE HOME CORPORATION Upper Unionville 905-534-0493

•

• •

from $520,000 5G

64 PARADISE HOMES

Upper Unionville 905-477-6464

•

•

from $520,000 5G

66 TREASURE HILL HOMES

Aurora Woods on Bayview 905-727-5794

•

from $769,000 13H

86 CHERRYWOOD HOMES

Glengrove on the Park 905-640-7571

from $250,000 19F

• •

central region: Markham, Aurora, Newmarket, Whitchurch-Stouffville

Site

69

069-Cent. North2_Nmrkt_index.indd 83

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070-FurtherNorth Barrie_Map.indd 72

39

9

59

Mono

0

Adjala

44

400

32

37 33 55

Barrie

King 14

Schomberg

9

Tecumseth and Tottenham65 71

21

Keswick

20 7 11

48

Georgina 2

k La

e

co

im eS

East Gwillimbury

45 70 40017 16 5 Bradford

Alliston

Beeton

12

40

Essa

42 47

400

Vespra

90 48 Lisle Angus 18

Sunnidale

Tosorontio Everett

1

Hwy 5

10

89

48

13

19

Lindsay

Uxbridge

Cannington

Scug

Oshawa

401

Manvers

400

Newcastle

d

Dr

27

w levie mR Sale

Map

og

Scugog

Lake

n geo

7

Georgina Island 33 obcay B

15

s Dr

K

Shelburne

58

43

Wasaga Beach

n Vetera

J

24

60 41 22

Oro

28

ark

Dr

Map

8 wD levie

r

Attention Builders Want to add your community to our maps?

Need to update existing information?

Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate.

Please see builder’s ads for exact locations.

on P

Bay

Mols

Big

e Av tle Lit Yo ng eS t Rd t Poin

Steel St

Lakesh ore Burton Av Dr e

E

Huron Rd w ie

I

H

24

9

Rd agh Ard 4

St

G

46 3

11

Mara

Dr

St

irv

F

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27

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Fa

Thornbury

Georgian Bay

69

Orillia

ne

27

Tay

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D

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An

10

11

Bracebridge V

C

69

400 St.

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A

Barrie, Collingwood, Wasaga, Innisfil, Keswick

Duckwor

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19

north region:

nt

e inc ia Rd

70

2015-11-24 4:48 PM

M Fi ap nd er

et Se ach m ed To i w Co nho nd m o e

Si te

6

MANCINI HOMES

West Ridge Place Orillia 905-773-9997 •

from $300,000

13

AVERTON HOMES

Victoria Highlands averton.ca •

from $550,000

21 10H

14

ASPEN RIDGE HOMES

King Country Estates 905-558-0255 •

from $780,000

IFC 7K 75 6N

Price Range

57 8C

15

GOLD PARK HOMES

Encore Brampton

goldparkhomes.com

from $600,000

16

GREAT GULF

Summerlyn Village 905-775-3461 •

from $550,000

19 8I

17

BROOKFIELD RESIDENTIAL

Grand Central 905-778-0873 •

from $600,000

27 8I

71

BRIARWOOD HOMES

Mill Street Village

millstreethomes.com

• •

from $640,000

29 8J

71

BALLYMORE HOMES

Mill Street Village

millstreethomes.com

• •

from $640,000

29 8J

1

PACIFIC HOMES LIMITED

MarlLake Village 1-877-428-5115

•

from $210,000 5F

1

RED BERRY HOMES

MarlLake Village 1-877-428-5115

•

from $210,000 5F

2

DELPARK HOMES

Cedar Ridge 905-722-7210

•

• •

from $275,000 10G

3

LOSANI HOMES

Summit Shores

losanihomes.com/readybuilt

from $390,000 2E

4

MANCINI HOMES

Princeton Woods 705-730-1978

•

from $330,000 14E

5

NATIONAL HOMES

The Forest 416-746-1234

•

from $480,000

6

MARIPOSA HOMES

Trailside 705-329-3330

•

•

from $249,000 8C

7

GRANDVIEW HOMES

Mayberry Estates 705-735-0732

•

from $460,000 9G

8

FANDOR HOMES

Hamptons on Big Bay Point 705-792-6807

•

from $250,000 18E

9

GRANDVIEW HOMES

Big Bay Point 705-735-0732

•

from $355,000 13E

10 SUMMERHILL HOMES

West Shore Lakeside Community 705-689-0001

11

BALLYMORE HOMES

Lakeside Meadows 1-877-455-0201

•

•

from $290,000 9G

11

BALLYMORE HOMES

Lakeside Meadows 1-877-455-0201

•

from $293,000 9G

12

PREVIN COURT HOMES

Victorian Village 1-855-777-3846

•

•

from $335,000

13

ROSEHAVEN HOMES

Victoria Highlands 905-473-3225

• 9H

• •

7I

from $350,000 9C

6I

14

ROSEHAVEN HOMES

King Country Estates 905-558-0098

•

from $700,000 7K

14

COUNTRY WIDE HOMES

King Country Estates 905-907-1500

•

from $750,000 7K

15

MARYDEL HOMES

Seven Meadows

18

GRANDVIEW HOMES

Cromwell Place 705-735-0732

• 7G

marydelhomes.com •

•

from $290,000 11F

20 OXFORD HOMES

The Fairgrounds in Sutton 905-235-7744

•

•

from $320,000 9G

20 ASPEN RIDGE HOMES

Simcoe Landing Keswick 647-921-0381

•

from $490,000 9H

22 STERLING HOMES

Blue Horizon

bluehorizonluxury.com •

from $700,000 4E

24 KAITLIN CORPORATION

Blue Shores 1-866-625-2583 •

from $380,000 3E

28 DEMOCRAT HOMES

Maplewood 705-835-0354

•

from $430,000 8E

28 GEORGIAN INTERNATIONAL Braestone Horseshoe Valley 705-727-5656

•

from $450,000 8E

•

from $300,000 7H

32 COUNTRY HOMES

Alcona by the Lake 1-866-531-3424

•

33

SANDIEGO HOMES

Lakeside Living in Innisfil 705-436-5445

•

•

from $285,000 8G

37

PRISTINE HOMES

Pebbleshores 705-436-5547

•

from $240,000 7G

39 STONEBRIDGE BUILDING GROUP

Stonebridge by The Bay 1-877-420-0880 •

from $200,000 5E

40 ROYALPARK HOMES

Emerald Forest royalpark.com

•

•

from $200,000 6H

41

Pretty River on Georgian Bay 1-888-257-1999

from $298,000 3E

42 RAYMAC HOMES

Brennan Enclave 705-516-0681

•

from $252,000 6H

43 BREMONT HOMES

Centretown 1-877-855-1122

from $234,000 5E

44 BROOKFIELD RESIDENTIAL

Treetops 1-855-590-3577 •

from $370,000

44 SORBARA GROUP OF COMPANIES Treetops 1-855-590-3577 •

from $360,000

7I

DELPARK HOMES

•

7I

45 ROSEHAVEN HOMES

Dreamfields in Bradford

dreamfieldsbradford.com •

•

from $490,000

8I

45 REGAL CREST HOMES

Dreamfields in Bradford

dreamfieldsbradford.com •

•

from $490,000

8I

45 COUNTRY WIDE HOMES

Dreamfields in Bradford

dreamfieldsbradford.com •

•

from $490,000

8I

45 ASPEN RIDGE HOMES

Dreamfields in Bradford

dreamfieldsbradford.com •

•

from $490,000

8I

46 DEVONLEIGH HOMES INC.

Creekside 705-444-0555

•

•

from $210,000 2E

47 DEVONLEIGH HOMES INC.

Parkside by Devonleigh 705-435-9991

•

from $275,000 6H

48 DEVONLEIGH HOMES INC.

Brownley Meadows 705-423-9662

•

•

from $225,000 7G

55 BRIARWOOD HOMES

Briarwood Estates 705-294-2288

•

from $420,000 8G

58 LAKEVIEW HOMES

Greenbrook Village 519-306-0665

•

from $280,000

59 BROOKFIELD RESIDENTIAL

Fieldstone 1-855-379-1495

•

from $600,000 5J

59 DELPARK HOMES

Fieldstone MyFieldstone.ca •

from $570,000 5J

60 BRIARWOOD HOMES

Pretty River Collingwood 1-888-257-1999

•

from $310,000 3E

65 BROOKFIELD RESIDENTIAL

Willow Glen Tottenham 905-406-1044

from $330,000 7J

70 FAR SIGHT HOMES

Greenfields 1-855-299-7929

•

•

from $310,000

4I

7I

Barrie, Collingwood, Wasaga, Innisfil, Keswick

Tel

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north region:

#

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Page No.

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2015-11-24 4:48 PM

LOOKING FOR A NEW HOME? we can help!

Brand new name, same great app.

Everything you need to know to buy your next home.

DOWNLOAD THE APP 72窶ズPNEXTHOME.CA

072-YP-AppNameChange 11-14-15.indd 72

2015-11-24 12:04 PM

NOV 28 - DEC 12, 2015

west region SHOWCASING NEW HOMES IN THE GTA’S WEST REGION

IN THIS SECTION

» MAPS AND LISTINGS FOR NEW-HOME COMMUNITIES IN THE WEST REGION » BUILDER NEWS AND THE LATEST IN NEW HOMES IN THE WEST REGION

TNH 11-28-15_master.indd 73

NOV 28 - DEC 12, 2015 | NEW HOME GUIDE 73

2015-11-24 1:25 PM

Advice | STAT CHAT

Another day, another warning: Should you pay attention to these housing market studies?

By Ben Myers

IF YOU ARE A current homeowner contemplating selling your place, or a prospective purchaser looking to jump into the market, you are probably getting a lot of mixed signals about the health of the housing market. One month housing starts are up and the market is overbuilding, the next they are down and demand has plummeted. Prices are up which is good, but are they up too much?

Over the last month, two new reports on the health of the Canadian and Toronto housing markets were released. The Organization for Economic Co-operation and Development (OECD) indicated that house prices were overvalued in Canada in comparison to rents, and Toronto was ripe for a correction due to oversupply in the highrise condo market. The Canadian Mortgage and Housing Corp. (CMHC) mentioned that 11 of 15 major housing markets in Canada are overvalued, and Toronto is showing potentially problematic symptoms.

Do you pay attention to these reports? I stopped giving them credence a long time ago. A survey I conducted of the top housing economists in Canada for my biannual Market Manuscript report indicated that 94 per cent of analysts felt that these studies have no power to predict future house price movements.

CMHC actually forecast in October that new home prices, resale prices, and rents will increase in 2016 and 2017 in almost all of the major

MORE ADVICE ONLINE ypnexthome.ca/news/advice

markets in Canada. So, it obviously doesn’t think overvaluation in the market is going to cause a decline in values over the next two years.

In November, I had a chance to speak at The Great Canadian Housing Conference hosted by Veritas Investment Research and Globe and Mail journalist Tamsin McMahon.

Speakers from Diamondcorp and Mattamy Homes suggested that the introduction of the Greenbelt in the GTA has driven up lowrise house prices by removing developable land, and forced many buyers to live in highrise apartments due to affordability concerns. Sean Hildebrand of Urbanation pointed out that 94 per cent of the units in condominium apartment buildings that are occupied and not registered have already been sold, and 87 per cent of the units under construction are sold. I added that there shouldn’t be widespread concern over the highrise condo market, as many

developers are leasing out their completed and unsold supply due to super high rental demand.

However, the most impactful presentation in my view was given by veteran economist Will Dunning.

His analysis showed that Canadian housing is not overvalued, and may actually be undervalued. He also pointed out that if you take the OECD report where it compares prices to rents and prices to incomes and instead compare rents to incomes, it would show that rents are 36 per cent undervalued. This clearly shows faulty reasoning and methodology on behalf of the OECD. My advice is to be extremely careful about what you read regarding the housing market in Toronto. If you take a hard look, you’ll see that residential real estate in the GTA has been on solid footing for about 17 years. Do your research, ask a lot of questions, and buy what you can afford.

Happy home hunting.

Fortress Real Developments partners with builders across Canada, and Ben assists in evaluating the market and projects that Fortress engages in. Follow his blog posts and commentary on the Canadian Housing Market at fortressrealdevelopments.com/news or follow him on twitter at @BenMyers29

74 YPNEXTHOME.CA

TNH 11-28-15_master.indd 74

2015-11-24 1:25 PM

NOW OPEN IN BRAMPTON Single Family Homes in the vibrant community of Mount Pleasant

Bram

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905.970.8236

goldparkhomes.com Rendering is artist’s concept. Prices and specifications are subject to change without notice. E. & O. E.

GOLD-ENC-A-AD-NHC-NOV3-1.indd 1

11/4/15 9:31 AM

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J

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west region: Mississauga

6

7

2

8

6

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24

Attention Builders Want to add your community to our maps?

Need to update existing information?

Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate. Please see builder’s ads for exact locations.

10 11 12 13 14 15 16 17 18 19

M Fi ap nd er

et Se ach m ed To i w Co nh nd om o e

Si te

3

IDEAL DEVELOPMENTS

Meadowvale Lane

idealdevelopments.com

1

VANDYK COMMUNITIES

Windows on the Green

vandykcommunities.com

2

AMACON

The Towns at Parkside Village 705-435-9991

•

from $550,000 8F

4

CONSERVATORY GROUP

Central Park North 905-890-0195

•

•

from $465,000 7F

5

DUNPAR HOMES

Heritage Gate heritagegate.ca

•

from $720,000 6F

6

COUNTRY HOMES

Lakeshore Village 1-866-746-2999

•

•

from $550,000 9J

7

GREAT GULF

Hot 905-828-4257

8

DUNSIRE DEVELOPMENTS

Crown Collection

19

DEZEN HOMES

McLaughlin 905-696-7938

Price Range

•

• from $420,000 5K

•

Derry Village Mississauga foresthillhomes.ca

23 DUNPAR HOMES

Park View Trail 416-253-5888

24 DUNSIRE DEVELOPMENTS

Barca Verde barcaverde.ca

24 DUNSIRE DEVELOPMENTS

Anchors at lakeview 905-990-1745

41 4C

• from $300,000 5H

1-888-519-2346 x201 •

20 FOREST HILL HOMES

from $776,000

•

from $1750,000 7B

from $544,000 8B

from $690,000 8B

•

from $500,000 11G

•

from $690,000 10I

•

from $420,000 10I

Mississauga

Tel

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west region:

#

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M Fi ap nd er

et a Se ch m ed To i w Co nho nd m o e

ASPEN RIDGE HOMES

Mayfield Village 905-230-2592 • • •

from $360,000

IFC 11L

11

FIELDGATE HOMES

Lotus Pointe Caledon 905-838-2806 •

from $724,000

25 & Insert 6M

12

GREAT GULF

Westfield 905-866-6876 • from $510,000

19 10K

16

ROSEHAVEN HOMES

Urban Towndominiums at Mount Pleasant rosehavenurban.com

•

• from $320,000

16 6O

16

TOWNWOOD HOMES

Urban Towndominiums at Mount Pleasant rosehavenurban.com

•

• from $320,000

Tel

Price Range

D

Site

•

16 6O

23 HEATHWOOD HOMES

Meadow Green 647-287-7042 • •

from $650,000

45 8R

55 ROSEHAVEN HOMES

The Neighbourhoods of Mount Pleasant 416-410-0175

•

•

from $450,000

16 6P

55 TOWNWOOD HOMES

The Neighbourhoods of Mount Pleasant lovemountpleasant.com •

•

from $487,000

16 6P

55 PRIMONT HOMES

Newtowns at Mount Pleasant www.primonthomes.com

•

12 6P

62 FIELDGATE HOMES

Valley Lands 905-457-0445 • • • from $420,000

67 PRIMONT HOMES

Seasons in Caledon

www.primonthomes.com

• •

from $715,000

25 & Insert 8P 12 7M

1

LIV COMMUNITIES

The Classics info@livhere.ca •

from $600,000 6O

2

COSCORP INC.

The Village of Southfields

• •

from $490,000 6L

2

MONARCH CORPORATION

The Village of Southfields 905-843-0707

•

• •

from $690,000 6L

2

MATTAMY HOMES

The Village of Southfields 905-843-0707

•

• •

from $414,000 6L

3

EMPIRE COMMUNITIES

Lakeside

empirelakeside.com •

•

from $350,000 7N

4

VANMAR HOMES

Credit Ridge Estates 416-746-1234

•

from $550,000 8P

5

TIFFANY PARK HOMES

The Estates of Spring Valley 905-216-5620

•

from $583,000 6P

6

REGAL CREST HOMES

Countryside Meadows

countrysidemeadows.ca

•

from $346,000 8M

7

GREENPARK HOMES

Mayfield Village 905-230-2592

• •

from $360,000 11L

8

TREASURE HILL HOMES

Vales of the Humber Estates valesofthehumber.com

•

from $780,000 11L

8

STARLANE HOME CORPORATION Vales of the Humber Estates valesofthehumber.com

•

from $946,000 11L

8

GREENPARK HOMES

Vales of the Humber Estates valesofthehumber.com

•

from $780,000 11L

8

QUEENSGATE HOMES

Vales of the Humber

queensgateavalee.com •

from $640,000 11L

8

AVALEE

Vales of the Humber

queensgateavalee.com •

from $640,000 11L

9

MATTAMY HOMES

Mount Pleasant North

mattamyhomes.com

•

• from $496,000 7O

9

MATTAMY HOMES

• from $255,000 7O

thevillageofsouthfields.ca •

•

Mount Pleasant Village

mattamyhomes.com •

•

10 STARLANE HOME CORPORATION

Mount Pleasant Meadows

meadowsbrampton.com

•

from $464,000 6O

10 VALERY HOMES

Mount Pleasant Meadows

meadowsbrampton.com

•

from $464,000 6O

LotusPointeCaledon.ca

•

from $636,000 6M

LotusPointeCaledon.ca •

from $450,000 6M

11

STARLANE HOME CORPORATION Lotus Pointe Caledon

11

ROSEHAVEN HOMES

Lotus Pointe Caledon

13

STANFORD HOMES

The Ravines of Credit Woods 905-453-4200

14

TREASURE HILL HOMES

Southfield Meadows treasurehill.com

17

PEMBERTON GROUP

Rosedale Village Golf & Country Club 905-799-5000

•

18

SABERWOOD HOMES

Heart Lake Village 905-773-6549

19

LINDVEST

Spring Valley Junction lindvest.com/svj •

from $620,000 7P

20 LIV COMMUNITIES

Casablanca 905-915-5227

•

from $700,000 9J

21 PRIMONT HOMES

Centretown 905-495-5067

•

• •

from $410,000 6P

24 CONSERVATORY GROUP

Trinity Village 905-846-2930

•

•

from $440,000 7N

25 HEATHWOOD HOMES

Terracotta Village at The Credit Valley 905-874-4741

32 FOREST HILL HOMES

Ravines of Castlemore 905-794-8875

•

from $650,000 8K

37

Adena Ridge 905-584-6444

from $600,000 37O

OXFORD HOMES

• •

• •

from $570,000 6P from $420,000 6M

• from $190,000 8M • from $300,000 8N

•

from $430,000 9Q

38 ANDRIN HOMES

Turnberry Townhomes AndrinTowns.com

45 BROOKFIELD RESIDENTIAL

Pathways 905-584-2225

48 ASPEN RIDGE HOMES

Credit Manor Heights yourkingdom.ca •

•

from $1100,000 8Q

48 REGAL CREST HOMES

Credit Manor Heights yourkingdom.ca •

•

from $1100,000 8Q

48 COUNTRY WIDE HOMES

Credit Manor Heights yourkingdom.ca

•

from $1100,000 8Q

51

Castlegate acornhomes.ca

•

from $575,000 11K

ACORN HOMES

•

from $350,000 9M

•

from $490,000 8K

55 TOWNWOOD HOMES

The Neigbourhoods of Mount Pleasant LoveMountPleasant.com •

•

from $270,000 6P

55 PARADISE HOMES

Upper Mount Pleasent

•

from $400,000 6P

58 DEVONLEIGH HOMES INC.

Meadowlands 519-942-3312

•

•

from $339,000 3C

60 PRIMONT HOMES

Castlemore 905-856-5777

• •

from $430,000 9K

62 FIELDGATE HOMES

City Towns Valley Lands in Brampton mycitytowns.ca •

• •

from $400,000 8P

62 PARADISE HOMES

City Towns Valley Lands in Brampton mycitytowns.ca •

• •

from $400,000 8P

64 MERIDIAN HOMES

Credit Valley Manors 905-216-5186

•

•

from $400,000 8P

65 GREAT GULF

Mount Pleasant 905-459-5772

•

from $640,000 6P

66 BALLANTRY HOMES

Spring Valley Village

paradisedevelopments.com •

ballantryhomes.com

•

west region: Brampton, Caledon, Bolton

#

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Niagara on the Lake 2

43

40 Hannon42

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Burlington Bay

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Waterdown Burlington

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west region: Acton, Halton Hills, Milton, Burlington, Waterdown

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Attention Builders Want to add your community to our maps?

Need to update existing information?

Please fax the details to (416) 789-9554

w

Rd

Gu

Rd

rk

ne

ne

Pa

Li

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Milton

Rd

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30

Rd

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33

10

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7

Halton Hills Georgetown Ja m

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Rd

Li

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Rd

15

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5

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Li

17

6

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y

22

Hw

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26

d rR Rd ga e al n af Li Rd Tr 6 ne Li 4

A

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Acton

hi ll Rd

A

45

Stoney Creek

15

Grimsby 44 37

36

35

St. Catharines

Niagara 420

20

80

080-West Acton-Halton_Map.indd 90

2015-11-24 4:45 PM

M Fi ap nd er

et a Se ch m ed To i w Co nh nd om o e

# Si te

8

MATTAMY HOMES

Cranberry Hill

www.mattamyhomes.com

from $490,000

104 & IBC 8M

14

AVERTON HOMES

Averton Square

avertonsquare.com •

from $650,000

21 9H

33

MENKES

The Enclaves of Upper Canada 289-891-9103 •

from $490,000

7 9C

1

SCHUIT HOMES

Perth Park 905-628-9559

• 2Q

2

GREAT GULF

Edgewood 905-356-9408

•

3

SPALLACCI HOMES

Simona Place

4

SPALLACCI HOMES

Eden Park 905-381-4280

4

SPALLACCI HOMES

Eden Park

5

STARLANE HOME CORPORATION Mountainview Heights Waterdown starlanehomes.com • 8M

6

COUNTRY GREEN HOMES

The Uptowns of waterdown 905-690-7600

•

•

from $250,000 10K

7

LAKEVIEW HOMES

Cannery Park 1800-565-5150

•

from $320,000 9G

9

BEAVERHALL HOMES

Forestwood 905-636-1365

•

from $518,000 9G

10 GREAT GULF

Rolling Meadows 905-680-0841

11

BRANTHAVEN HOMES

Jazz Condos jazzcondos.ca

12

TOBYN PARK HOMES

Park City parkliving.ca

13

HEATHWOOD HOMES

The Village at Traditions 905-876-3140

•

15

HOMES BY DESANTIS

Aquablu Lakeshore Condos 289-235-8541

•

17

MATTAMY HOMES

Hawthorne South Village

19

CONSERVATORY GROUP

Jasper Village 905-636-1942

Tel

Price Range

D

•

from $305,000 11Q

spallaccihomes.com • 2Q •

from $320,000 2Q

spallaccihomes.com •

from $320,000 2Q

•

• from $300,000 12R

•

from $200,000 9N

• from $180,000 10L

•

from $441,000 8H

•

from $220,000 5R

mattamyhomes.com

•

from $380,000 9G

•

from $520,000 10G

•

from $194,000 12R

•

from $250,000 8M

•

22 COUNTRY GREEN HOMES

Park Place Village 905-690-7600

26 EDEN OAK

Weaver’s Mill

weaversmill.com/nh

•

from $336,000 6B

35 PHELPS HOMES

Jordan Village phelpshomes.com

•

from $345,000 8R

36 PHELPS HOMES

Brookside phelpshomes.com

•

from $236,000 7R

37

Streamside phelpshomes.com •

from $316,000 6R

38 LOSANI HOMES

Ancaster Glen 289-239-7629

from $370,000 2Q

39 LOSANI HOMES

The Fairgrounds 289-286-0928

from $250,000 2Q

40 LOSANI HOMES

Greenhill Glen 905-538-8752

from $270,000 4Q

41

LOSANI HOMES

Sherman Oaks 905-574-0828

from $290,000 3R

42 LOSANI HOMES

Paramount 905-560-2061

from $230,000 3R

43 LOSANI HOMES

Orchard Park 905-930-9943

from $390,000 5Q

44 LOSANI HOMES

Discovery 905-563-0666

from $330,000 8R

45 ROSEHAVEN HOMES

On the Ridge liveontheridge.ca •

•

from $390,000 3R

45 HOMES BY DESANTIS

On the Ridge liveontheridge.ca •

•

from $390,000 3R

out of range HOMES BY DESANTIS

Lyon’s Creek

lyonscreekchippawa.com •

• •

from $280,000

out of range ROSEHAVEN HOMES

Lyon’s Creek

lyonscreekchippawa.com •

• •

from $280,000

PHELPS HOMES

• •

west region: Acton, Halton Hills, Milton, Burlington, Waterdown

Site

20 PARKBRIDGE LIFESTYLE COMMUNITIES INC. Cherry Hill at Vineland 1-800-479-9777

IBC-Inside back cover

Page No.

Builder

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1 2 3 4 5 6 7 8 9 10 11 12 A

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Oakville

6

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24

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St

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n

Attention Builders - Want to add your community to our maps?

Need to update existing information?

Please fax the details to (416) 789-9554

d

eim R

Blenh

An

* Due to scale restrictions locators are approximate. Please see builder’s ads for exact locations.

Rd

Elgi

R

vd

Clyde

St.

Q

Bl

r Rd

na

d

O

lin Blv

Lang

le Hespe

west region: Oakville, Cambridge

Guelp

rdale

t

S tain

n Rd essio

Foun

M

Beave

ck Rd

le Blo

Midd

Conc

L

s Rd

Myer

82

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M Fi ap nd er

et ac h m ed To i w Co nh nd om o e

Trafalgar Ridge 905-464-0754 • from $650,000

1

MATTAMY HOMES

The Preserve

mattamyhomes.com •

•

from $589,000

2

STARLANE HOME CORPORATION

Woodland Trails liveonoakville.ca

•

from $590,000 5D

2

ROSEHAVEN HOMES

Woodland Trails liveonoakville.ca

•

from $590,000 5D

3

MARKAY HOMES

Bronte Park Town Manors 416-746-1234

•

from $590,000 3H

4

GREAT GULF

Trafalgar Landing 905-844-1605

6

BRANTHAVEN HOMES

Oakvillage oakvillage.ca

•

from $410,000 5C

6

MINTO

Oakvillage oakvillage.ca

•

from $410,000 5C

6

EMSHIH DEVELOPMENTS INC Oakvillage 905-639-9006

•

from $410,000 5C

15

MENKES

Millstone On The Park 905-825-3619

•

from $420,000 3G

SEARCH ONLINE ypnexthome.ca

Se

DUNPAR HOMES

D

5

Tel

43 6D

4E

• from $580,000 5C

west region: Oakville, Cambridge

#

Page No.

Si te

Price Range

Builder Site

83

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Wentworth St

31

Bloor St.

Phillip Murr

Gibb St

Wentworth St

91

401

Adelaide Ave

15

Bayly St E

401

Kingston Rd

Church St S

401

Appleview Rd

ou

em ug

K

K

Ro

on

nt D

Rd

Whites Rd

st ing

Sheppard Ave

Spruce Hill

Granite Court

6

Liverpool Rd

J

I

10

Altona Rd

Finch Ave

Fairport Rd

Stroud's

Dixie Rd

Brock Rd Sandy Beach

Glenanna Rd

Brock Rd sR Oak jor a M Valley Farm

Montgomery F

Squires Beach Rd

Dr Notion Rd

Highview Rd

Delaney Dr

Lak

a

ew

riv

eD

Riverside

3 Concession

Westney Rd S

Pickering Beach Rd

Magill 92Dr

Rossland Rd

48

47

Dundas St E

Rossland Rd

45

4 Concession Altona Rd

4 Concession

32 Sideline

G

32 Sideline

Shoal Point Rd

Finley Ave

Rosebank Rd

F

North Rd

Ajax-Whitby

Harwood Ave

Liverpool Rd

Whites Rd

North Rd

E

12

5 Concession

Brock Rd

Whitevale Rd

7

11 90

16 Sideline

City of Pickering

7 Conncession

C

B

30 Sideline

D

9 Concession

28 Sideline

Bv

9

66 Ravenscroft

H

16 Sideline

24 Sideline

King St W Bond St W

Rossland Rd

7 Taunton Rd W

Westney Rd N

Church St N

20 Sideline

McQuay

2 Fifth Conces

Salem Rd

Greenwood Rd

Brock Rd

Gordon St

Cochrane St

54

14

Brock St S

Audley Rd

Salem Rd

Blair St

Henry St

Audley Rd

Paddock Rd

16 Sideline Brock Rd Cen tral St

Hopkins St

Townline Rd

7

7 Concession

8 Concession

12 Sideline

Thornton Rd

Kendalwood R

Lakeridge Rd

4 Sideline R

6 Sideline 9 Concession

Coronation R

4

4 Sideline

4 Sideline R

Halls Rd N

Brock St N

Country Lane

6 Concession

Columbus Rd

Brawley Rd

Lake Ridge R

Rossland/Winchester R

Myrtle Rd W

Country Lane

Taunton Rd E

68

8

Baldwin St S

Ashburn Rd Cochrane

Stevenson Rd

Garden St Blair St

Garden St

Cedarbrook T

13

5

Anderson St

Park Rd S

Park Rd S

Manning Rd

Conlin Rd

Baldwin St N

Ritson Rd S tS eS co Sim

Centre St.

Garrard Rd

Dryden Bv

Thickson Rd Duffs Rd

Olive Ave

Beatrice St

Thornton Rd

Wilson Rd S

Bloor St

60 3

16

Church St E

tN

eS

co

Sim

Mary St N Taunton Rd W

1

21 Ritson Rd N

Stevenson Rd

12

Harmony Rd S

Central Park

Garrard Rd

Garrard Rd

King

Adelaide Ave

2

34

Conlin Rd

City of Oshawa

8 Concession

Stevenson Rd

St E

Attention Builders Want to add your community to our maps?

Need to update existing information? Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate.

Please see builder’s ads for exact locations.

Wilson Rd N

A

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19

Pickering, Ajax, Whitby, Oshawa

Grandeview S

ly

Harmony Rd N

wS

devie

Gran

Bay

east region:

Townline Rd. Grandeview S

84

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M Fi ap nd er

2

ARISTA HOMES

Whitby Meadows aristahomes.com • •

23 9F

2

FIELDGATE HOMES

Whitby Meadows

25 9F

12

AVERTON HOMES

Main Street Seaton averton.ca

from $280,000

21 4F

14

HEATHWOOD HOMES

Country Lane in Whitby Heathwood.com • • •

45 9G

15

KANTIUM DEVELOPMENT & CONSTRUCTION Trafalgar Green 905-493-8820 •

from $320,000

37 11I

1

TRIBUTE COMMUNITIES

Charing Cross 905-571-1011

•

from $390,000 14E

3

GREAT GULF

Stonecrest greatgulf.com

•

•

from $298,000 14G

4

MENKES

Somerset 905-428-0500

•

from $690,000 7G

5

TRIBUTE COMMUNITIES

The Village of Brooklin West 905-425-0539

•

from $400,000 11D

6

EMERY HOMES

Town Central 1-877-953-6379

•

from $350,000 4J

7

HIGHMARK HOMES

Triumph whitbytriumph.ca

8

LAKEVIEW HOMES

The Forest of Lyndebrook 416-746-1234

9

STAFFORD HOMES

Price Range

fieldgatehomes.com •

•

•

from $390,000 10G

•

from $490,000 10F

Elements Townhomes elementsajax.com

from $390,000 7H

10 FERNBROOK HOMES

Altona Woods

fernbrookhomes.com

from $450,000

11

MATTAMY HOMES

Seaton

www.mattamyhomes.com • • 5G

13

LIFETIME HOMES

Folkstone 1-877-365-9555

•

•

from $335,000 10G

16

TRIBUTE COMMUNITIES

U.C. Towns 905-571-0222

•

from $350,000 13F

21

GREAT GULF

Grandview Oshawa 1-888-579-7235

•

from $334,000 14F

31

PRESTON HOMES

Prestonvale Heights 905-432-2800

•

•

from $350,000 15J

34 TRIBUTE COMMUNITIES

The Neighbourhoods of Park Ridge 905-723-2344

•

from $339,000 15G

34 DELPARK HOMES

The Brook

thebrookhomes.com •

from $400,000 15G

45 SUNDIAL HOMES LIMITED

Mulberry Meadows 905-427-8255

47 SENATOR HOMES

Harbourside Condominiums 905-493-3823

•

•

from $270,000 9J

48 SENATOR HOMES

Whitby by the Lake

senatorhomes.com •

•

from $250,000 10J

54 BAYCLIFFE HOMES

The Gates of Whitby 905-668-9828

•

•

from $250,000 9G

60 GREYCREST HOMES

the fields of conlin 905-725-4539

•

from $310,000 15G

67 MIDHAVEN HOMES

Breeze 1-877-773-6888

•

•

from $300,000 15F

68 STORYBOOK HOMES

Brookstone Estates 905-438-9516

•

from $1050,000 11C

90 LEBOVIC HOMES

Old Taunton in Pickering 905-428-3434

• • • 5H

91

The Towns of Nichol Green Phase 2 905-441-3312

The Cornerstone 905-415-2710

•

SUNDANCE HOMES

92 GLEN ROUGE HOMES

•

•

•

1I

from $500,000 6J

from $350,000 11J from $796,000

6I

Pickering, Ajax, Whitby, Oshawa

Tel

D

Site

east region:

et a Se ch m ed To i w Co nh nd om o e

# Si te

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K

J

I

H

G

F

E

D

C

B

A

2

3

4

5

6

7

8

9

* Due to scale restrictions locators are approximate. Please see builder’s ads for exact locations.

10 11 12 13 14 15 16 17 18 19

Uxbridge, Lindsay, Bowmanville/Newcastle, Courtice, Peterborough, Port Hope, Cobourg, Port Perry

Attention Builders - Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

1

east region:

5

AVERTON HOMES

Beacon Hill Bowmanville averton.ca •

from $450,000

1

MASON HOMES

Port Hope Lakeside Village 905-885-6565

•

from $229,000 15J

2

FAR SIGHT HOMES

King’s Bay Golf & Country Club Estates 905-642-8383

•

from $460,000 16B

3

FAR SIGHT HOMES

The Estates at Sunset Ridge 905-642-9015

•

from $930,000 2E

4

PARKVIEW HOMES

Jackson Creek Meadows 705-748-4663

• 2I

4

PARKVIEW HOMES

Jackson Creek Meadows Townhomes 705-748-4663

• 2I

7

BROOKFIELD RESIDENTIAL

Foxtrail foxtraillife.ca

•

8

KAITLIN GROUP LTD.

Port of Newcastle 1-800-305-6849 •

8

KYLEMORE COMMUNITIES

Port of Newcastle 905-987-5146

•

from $479,000 14E

8

STORYBOOK HOMES

Bond Head Estates 905-438-9516

•

from $850,000 14E

9

PARKVIEW HOMES

Harmony Condominiums 705-748-4663

14

RICE DEVELOPMENTS

Willmot Creek On The Lake 905-697-5806

•

from $225,000 11D

18

B.G. SCHICKEDANZ

Lake Scugog Estates 1-888-894-9888 •

from $330,000 18B

20 GERANIUM HOMES

Verandas Port Hope 905-885-0555

•

from $327,000 10I

26 KAITLIN GROUP LTD.

Aspen Heights 905-697-0513

• from $165,000 10C

26 KAITLIN GROUP LTD.

Condominiums at Clarington Centre 905-697-4513

• from $210,000 10C

26 KAITLIN GROUP LTD.

Country Classics 1-866-514-3573

•

•

from $300,000 10C

30 EMPIRE COMMUNITIES

Estates of Wyndance 905-649-8197

•

from $900,000 3E

34 CARRINGTON HOMES

Woodlands of Upper Courtice 905-787-0963

•

from $260,000

35 MASON HOMES

Parklands 1-866-443-7900 •

from $269,000 3H

39 H&R DEVELOPMENTS

Gracefields

from $322,000 4C

39 THORNRIDGE HOMES

Gracefields 1-877-361-4226

•

from $320,000 4C

39 LINDVEST

Gracefields 1-877-361-4226

•

from $320,000 4C

45 HIGHCASTLE HOMES

Northglen northglen.ca

•

•

from $221,000 11B

45 DELPARK HOMES

Northglen 905-419-7222

•

• •

from $221,000 11B

45 ESQUIRE HOMES

Northglen northglen.ca

from $245,000 11B

48 JEFFERY HOMES

BrookHill 905-697-0765

•

• •

from $300,000 10B

72 VANDYK COMMUNITIES

West Park Village

vandykcommunities.com •

• •

from $210,000

•

21 13B

from $470,000 5C

• from $260,000 14E

• from $189,000

hr-newhomes.com •

2I

9I

3I

Uxbridge, Lindsay, Bowmanville/Newcastle, Courtice, Peterborough, Port Hope, Cobourg, Port Perry

Page No.

east region:

Price Range

M Fi ap nd er

Tel.

et Se ach m ed To i w n Co ho nd me o

Builder Site

D

# Si te

87

087-FurtherEast_index.indd 105

2015-11-24 4:40 PM

CHINESE HOME & CONDO GUIDE 網上 參閱

Chinese home and condo buyers and investors now have a new comprehensive, full gloss real estate magazine to inform and guide them through the buying process in the Greater Toronto Area.

各式電子工具都可瀏覧

ChineseHomeGuide.com

7 29 - Oct 3, 2015 Volume 4 Issue 八月二十九日至十月三日 / Aug

Launched in 2012, the Chinese New Home and Condo shopper and investor will have a valuable new resource to help inform and guide them through the newest communities in the Greater Toronto Area.

Pick Up Your Copy Today or call us for a free copy at 416.626.4889!

本期內容

2015年萬錦市 中秋節慶祝活動

共管柏文住客 的權益和責任

設計專題: 廚櫃底抽屜

Brought to you by 2015-08-13 10:38 AM

5.indd 1

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96 YPNEXTHOME.CA

088-GTA Chinese New Home.indd 96

2015-11-24 5:05 PM

Hot Properties

Find your next home! This page features a few of the latest properties to keep your eye on in the Toronto area. Find more properties at ypnexthome.ca

LATEST LISTINGS

MAPLE STATION By: Andrin Homes City: Vaughan Housing type: Modern freehold townhomes from the low $600’s andrinhomes.com

FOXTRAIL By: Brookfield Residential City: Uxbridge Housing type: Bungalow townhomes from $469,990 brookfieldhomes.ca

BRIAR HILL CITY TOWNS

new releases SPICE URBAN TOWNS

new openings GLENWAY NEWMARKET By: Andrin Homes City: Newmarket Housing type: Two- and three-bedroom townomes from the $500’s, detached homes and bungalows on 50-ft. lots homes from the $800’s glenwayliving.com

GATES OF NOBLETON By: Tribute Communities City: Nobleton Housing type: Collection of 50-, 60-. 70and 80-ft. detached homes. mytribute.ca

BRIAR HILL CITY TOWNS By: Madison Homes City: Toronto Housing type: One- and two-storey urban towns at Dufferin Street and Briar Hill Avenue. madisonhomes.ca

TRAFALGAR RIDGE By: Dunpar Homes City: Oakville Housing type: Luxury, three-bedroom townhomes from the mid $600’s dunparhomes.com

By: Hi Rise (West) Inc. City: Toronto Housing type: Bungalow and two-storey urban towns with rooftop terraces from mid $300’s spiceondanforth.com

THE FAIRGROUNDS By: Oxford Homes City: Sutton Housing type: Freehold towns from the low $300’s; detached singles from the low $400’s oxfordhomescanada.com

HOLLAND LANDING By: Andrin Homes City: Hillsborough Housing type: Detached homes on 38-, 40- and 45-ft. lots from $629,990 andrinhomes.com

SEASONS By: Primont Homes City: Caledon Housing type: 42- and 43-ft. detached homes from $714,900 primonthomes.com

LOTUS POINTE By: Rosehaven Homes City: Caledon Housing type: Freehold towns from $459,990 and 36-ft. singles from $614,990 moveuptocaledon.ca

RENAISSANCE TOWNES By: Primont Homes City: Woodbridge Housing type: Final release of luxury freehold townhomes primonthomes.com

DREAMFIELDS By: Rosehaven Homes City: Bradford Housing type: 36- and 45-ft. singles from $519,990 rosehavenhomes.com

HUMBER MEWS By: Menkes City: Etobicoke Housing type: Townhomes with basement and garage access from $559,990 menkes.com

preview registration KLEINBURG GLEN By: Gold Park Homes City: Kleinburg Housing type: An exclusive collection of luxury homes from the upper $600’s goldparkhomes.com

…continued on page 90 NOV 28 - DEC 12, 2015 | NEW HOME GUIDE 89

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LATEST LISTINGS

Find your next home! Find more properties at ypnexthome.ca GREEN VALLEY ESTATES By: Bayview-Wellington Homes City: Bradford Housing type: Townhomes, semis and singles greenvalleyestates.com

TRAILS AT CARDINAL POINT

THE ARBOURS By: CountryWide Homes City: Aurora Housing type: Single-detached homes countrywidehomes.ca

DREAMFIELDS

continued from page 89

SEATON TAUNTON By: Mattamy Homes City: Pickering Housing type: Affordable townhomes alongside greenspaces and other amenities. mattamyhomes.com

THE LOGGIAS IN RICHDALE By: Senator Homes City: Richmond Hill Housing type: Luxurious 40-, 50- and 60-ft. detached homes on deep lots senatorhomes.com

ST. JOHN’S FOREST By: Mattamy Homes City: Aurora Housing type: 45- and 50-ft. lots in a wooded enclave mattamyhomes.com

TRAILS AT CARDINAL POINT By: Geranium Homes City: Stouffville Housing type: Limited collection of freehold towns and single-family ravine homes geraniumhomes.com

WHITBY CENTRAL By: Brookfield Residential City: Whitby Housing type: Single-detached homes in an established family neighbourhod. brookfieldhomes.ca

THE BROOK By: Delpark Homes City: Oshawa Housing type: Single-family homes on 30-, 36- and 40-ft. lots thebrookhomes.com

NEW SEATON By: Brookfield Residential City: Pickering Housing type: Coming in 2016 – register to be among the first to learn about this new community brookfieldhomes.ca

HERON PARK By: Mattamy Homes City: Scarborough Housing type: Townhomes and semidetached homes mattamyhomes.com

9130 BATHURST By: Senator Homes City: Richmond Hill Housing type: Modern two-car garage townhomes senatorhomes.com

SPRING VALLEY JUNCTION By: Lindvest City: Brampton Housing type: 38- and 41-ft. detached homes lindvest.com

MEADOWGREEN By: Heathwood Homes City: Brampton Housing type: Townhomes, semis and singles on Mississauga Road heathwood.com

CREDIT RIVER GOLF ESTATES By: Bremont Homes City: Brampton Housing type: Estate homes on Creditview Road from more than $1 million mybremont.ca

By: CountryWide Homes City: Bradford Housing type: Single-detached homes and townhomes countrywidehomes.ca

OAK PARK By: Ballantry Homes City: Oakville Housing type: Urban townhomes and midrise condominiums ballantryhomes.com

HAWTHORNE VILLAGE ON THE ESCARPMENT By: Mattamy Homes City: Milton Housing type: Exclusive townhomes mattamyhomes.com

MOUNT PLEASANT By: Great Gulf City: Brampton Housing type: Full-depth lots with unique standard features greatgulf.com

WOODLAND HILLS By: CountryWide Homes City: Newmarket Housing type: Townhomes and singles, some with court, ravine and pie-shaped lots countrywidehomes.ca

UPTOWNS AT BAYVIEW By: Treasure Hill Homes City: Richmond Hill Housing type: Freehold townhomes at Bayview and Hwy. 7 treasurehill.com

Builders If you would like to include your preview registration, new release or site opening in this feature, just email the details to wayne.karl@ypnexthome.ca

90 YPNEXTHOME.CA

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Homebuyers’ Help

Compare mortgage rates for your best deal CHARTERED BANKS

variable

ATB Financial

2.45

Alterna Svgs/Alterna Bk

2.55

Bank of Montreal

2.7

Bank of Nova Scotia

2.7

Canadian Western Bank CFF Bank CIBC

2.7

ICICI Bank Canada Manulife Bank

2.75 2.4

National Bank

n/a

6 months

1 year

2 years

3 years

4 years

5 years

4 4.00op 4 6.30op 4 6.30op 4.55 6.45op 4 6.45op

2.94 4.00op 2.85 5.30op 2.89 6.30op 3.29 6.50op 3.14 6.30op 2.69 2.84 6.35op 3.15 3 3.20op 3.14 6.70op 3.34 3.14 6.30op 2.89 6.30op 3.19

2.64 4.00op 2.85

2.64

2.74

2.94

2.59

2.94

2.68

2.84

3.39

3.89

2.79

3.09

3.39

3.89

2.84

3.04

3.65

4.2

4.74

2.24 2.79

2.39 2.39

2.59 2.74

2.69 4.79

3.65 2.94

3.64 2.84

3.69 2.79

3.69 2.69

3.04

3.39

2.69

2.79

3.99 2.29

4.44 2.64

2.74

2.94

2.84

3.39

2.64

4.64

3.24

3.49

3.69

3.79

6.5 5 6.70op 4.45 6.30op 3.95 4.2 6.50op 4.55 6.45op

3.14 2.89 6.30op 3.35 6.30op 2.69 3.14 6.30op 3.29 6.50op

3.25 2.59

3.95 3.39

4.39 3.89

4.64 4.64

3.5

3.7

4.3

4.35

2.24 3.09

2.39 3.39

2.59 3.89

2.69 2.59

3.09

3.39

3.89

2.84

6.2 6.40op 3.1 6.15 6.50op 4.2 6.50op

2.79 6.30op 2.29 2.89 6.50op 3.14 6.30op 3.25 6.25op 3.09 6.30op 2.8 2.95op 2.45

2.89

2.95

2.99

2.69

2.24 2.35

2.44 2.89

2.64 2.79

2.74 2.79

3.09

3.39

3.89

4.74

3.2

3.65

4

4.5

3.09

3.55

2.49

2.54

2.85

2.95

3.05

3.15

2.55

2.55

2.65

2.65

6.70op

President’s Choice Finan Royal Bank

2.7

4.45 4.4 6.70op 2.79

2.45 6.30op

TD Canada Trust Tangerine

2.45 2.7

TRUST COMPANIES Community Trust Concentra Financial

n/a n/a

Effort Trust

n/a

Home Trust Company Investors Group Trust

2.2 n/a

MTCC

2.7

OTHER FINANCIAL INSTITUTIONS Comtech Credit Union

2.45

First National Fin. LP IC Savings

2.7

London Life

n/a

Luminus Financial

3.25

Meridian Credit Union

2.5

Parama Credit Union

2.65

Steinbach Credit Union

2.25

4

ONLINE CALCULATOR ypnexthome.ca/mortgage-calculator Notes: **Interest rate charged subject to adjustment during term mortgage. Please consult institution for term of years available. All rates are prime rates and subject to change without notice.

R.O.R. RATES ON REQUEST op OPEN ----- NOT QUOTING N/A NOT AVAILABLE November 16, 2015. Prepared By Fiscal Agents Financial Information Services 905.844.7700

NOV 28 - DEC 12, 2015 | NEW HOME GUIDE 91

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KITCHENER-WATERLOO: HISTORY, CULTURE, PROSPERITY

MARKET SNAPSHOT: SWO NEW HOME PRICES & SIZES

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本期內容

001-GTA Chinse Front Cover_100315.indd 1

如何將戶外色彩 引進室內

File Name: MATGTA-Builders Annual_Magazine Ad Trim: 8x10.5

HD_Cover_OCT 2015_FNL.indd 1

9/22/15 1:39 PM

Publication: NH&C Builders Annual

SG cover 2014-FIN.indd 1

1/14/15 4:59 PM

DPI: 3003:26 PM 2015-09-21

Safety/V.O.: .375”

Bleed: .25

A SPECIAL ADVERTISING SUPPLEMENT

2015-09-24 12:51 PM Due: 26/02/2015

MATGTA - Builders Annual- Single Page Magazine Ad

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Colours: CMYK

Built: 25/02/2015 - KA

2015 Home Builders’ Annual

HIGHLIGHTING THE

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Highlighting the top builders and developers across the GTA

across the GTA

HIGHLIGHTING THE TOP

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EXPERT ADVICE Top tips to guide you through the homebuying process

KNOCK ON WOOD Six-storey wood housing a viable new option

builders & developers

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across SWO

Is This Why It’s Called The Greater Toronto Area?

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iscover great new ways to live all around the Toronto region. Mattamy lets you choose where and how to live more fully in extraordinary communities from Hawthorne South Village in Milton, The Preserve in Oakville, Mount Pleasant North in Brampton, St. John’s Forest in Aurora, to Downsview Park within Toronto.

And coming soon, exciting new communities like Cornell in Markham, Heron Park in Scarborough, Richmond Green in Richmond Hill, and Seaton in Pickering.

Thanks to thoughtful design and an insistence on making every space beautifully livable, Mattamy has created over 70,000 homes in hundreds of communities across North America.

THE EXPERTS WEIGH IN:

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EXPERT ADVICE Top tips to guide you through the homebuying process

Why pre-construction condo investments pay off

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MATGTA-Builders Annual_Magazine Ad.indd 1

BEYOND MORTGAGE RATES How accelerated payments can save you thousands

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TNH Annual Cover wrap 2015 new.indd 1

2015-03-10 6:47 PM

2015 MODEL SUITE CALENDAR

2015 MODEL HOME CALENDAR

An exclusive collection of the GTA’s most beautiful new condos

2015 MODEL HOME CALENDAR

An exclusive collection of SWO’s most beautiful new homes and condos

An exclusive collection of the GTA’s most beautiful new homes

SILVERGATE HOMES

PEMBERTON GROUP PRIMONT HOMES

The Urban Townhome Collection, Toronto 01-CGGTA CoverModel 2015 FINAL.indd The Victoria Home, 1 2,628 sq.ft. + 622 sq.ft. Terrace

092-Family of mags - GTA.indd 92

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NHG 2015 Calendar Cover_FINAL.indd 1

2014-11-28 4:31 PM

SWO 2015 Calendar Cover_FINAL.indd 1

12/1/14 10:59 AM

2015-11-24 12:13 PM

ADVERTISERINDEX ANDRIN HOMES - Claridge Gate

33

BALLYMORE HOMES - Mill Street Village

29

ANDRIN HOMES - Hillsborough Holland Landing

33

BRIARWOOD HOMES - Mill Street Village

29

BROOKFIELD RESIDENTIAL - Grand Central

27

88

ARISTA HOMES - Aurora Trails

5 & 23

ARISTA HOMES - Boxgrove Village Markham

23

CHINESE HOME & CONDO GUIDE - Promo

ARISTA HOMES - IMPRESSIONS

23

COUNTRY WIDE HOMES - Corporate

ARISTA HOMES - Vaughan Valley Estates

23

DUNPAR HOMES - Trafalgar Ridge

43

ARISTA HOMES - Whitby Meadows

23

FAMILY OF MAGAZINES - Promo

92

FAR SIGHT HOMES - Model Home of the Month

59

ASPEN RIDGE HOMES - Chelsea Maple Station

ASPEN RIDGE HOMES - Corporate

IFC

IFC & 1

FIELDGATE HOMES - Aurora Trails

34-35

5, 25 & Insert

ASPEN RIDGE HOMES - King Country Estates

IFC

FIELDGATE HOMES - BlueSky Stouffville

ASPEN RIDGE HOMES - Mayfield Village

IFC

FIELDGATE HOMES - IMPRESSIONS

25 & Insert

ASPEN RIDGE HOMES - Upper West Side

IFC

FIELDGATE HOMES - Lotus Pointe Caledon

25 & Insert

25 & Insert

25

AVERTON HOMES - Averton Common

21

FIELDGATE HOMES - Valley Lands

AVERTON HOMES - Averton Square

21

FIELDGATE HOMES - Whitby Meadows

25

AVERTON HOMES - Beacon Hill Bowmanville

21

FOREST HILL HOMES - Cornell Rouge

11

AVERTON HOMES - Corporate

20

GOLD PARK HOMES - Encore Brampton

75

AVERTON HOMES - Evolution

21

GOLD PARK HOMES - Kleinburg Glen

53

AVERTON HOMES - Main Street Seaton

21

GREAT GULF - Hillsborough Holland Landing

19

AVERTON HOMES - Victoria Highlands

21

GREAT GULF - Summerlyn Village

19

NOV 28 - DEC 12, 2015 | NEW HOME GUIDE 93

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What’s Online

Trending now The latest real estate news from across Canada

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Quebec’s priciest home sells for $13.2M

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GREAT GULF - Westfield

19

HEATHWOOD HOMES - Country Lane in Whitby

45

HEATHWOOD HOMES - Meadow Green

45

HI RISE (WEST) INC. - Spice Urban Towns on Danforth Rd

MENKES - Hometown Sharon Village

7

MENKES - Humber Mews

7

MENKES - The Enclaves of Upper Canada

7

PRIMONT HOMES - JadeGarden at Cornell

12

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12

PRIMONT HOMES - Renaissance Townes

13

PRIMONT HOMES - Seasons in Caledon

12

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12

ROSEHAVEN HOMES - Corporate

17

55

IDEAL DEVELOPMENTS - Meadowvale Lane

41

IDEAL DEVELOPMENTS - Modern Manors

41

IDEAL DEVELOPMENTS - Pinnacle on the 14th Avenue

41

IDEAL DEVELOPMENTS - Richmond Towns

41

KANTIUM DEVELOPMENT & CONSTRUCTION - Trafalgar Green

37

LUXURY LIVING MAGAZINE - Promo

22

MADISON HOMES - Briar Hill

15

MADISON HOMES - Cornell Rouge

11

ROSEHAVEN HOMES - The Neighbourhoods of Mount Pleasant 16

ROSEHAVEN HOMES - Urban Towndominiums at Mount Pleasant 16 MANCINI HOMES - West Ridge Place Orillia

57 SCHWARZ LAW LLP - Barristers & Solicitors

MATTAMY HOMES - Cornell

47

BC TOWNWOOD HOMES - The Neighbourhoods of Mount Pleasant 16

MATTAMY HOMES - Cranberry Hill

96 & IBC TOWNWOOD HOMES - Urban Towndominiums at Mount Pleasant 16

MATTAMY HOMES - Heron Park

8

MATTAMY HOMES - Upper Summerside

9

MENKES - Corporate

6

MENKES - Dwell City Town

7

WHAT’S ONLINE - Promo

94

YOUR FIRST HOME - Promo

50

YP NEXT HOME - Promo

32, 44 & 72

NOV 28 - DEC 12, 2015 | NEW HOME GUIDE 95

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L I V E

L AU G H

E X PLO R E

D E S I G N

S T Y L E

LIVE LAUGH EXPLORE DESIGN STYLE SHOP CHAT OUR AWARD-WINNING SOURCE FOR IDEAS & ASPIRATIONS HAS GONE ONLINE. Check it out at AspireOnline.ca.

S H O P

C H AT

L I V E

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D E S I G N

S T Y L E

LIVE LAUGH EXPLORE DESIGN STYLE SHOP CHAT OUR AWARD-WINNING SOURCE FOR IDEAS & ASPIRATIONS HAS GONE ONLINE. Check it out at AspireOnline.ca.

S H O P

C H AT

Bleed: 0.125”

Colours: CMYK

Built: 16/11/2015 - JND

NOW OPEN

STYLISH & AFFORDABLE NEW TOWNHOME DESIGNS IN CRANBERRY HILL

WATERDOWN

TAKE YOUR CHOICE FROM VILLAGE HOMES, TOWNHOMES & 2-STOREY TOWNS SALES CENTRE 485 Dundas Street East

IN PR RS DA CE

401

.

RD

.

RD

SALES CENTRE

N

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ST

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‘COLONIAL’

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VILLAGE HOME, THE ERIN ‘COLONIAL’ 1,283 SQ.FT.

FOLLOW US: All illustrations are artist’s concept. All dimensions are approximate. Prices, specifications, terms and conditions subject to change without notice. E.&O.E.

MATGTA-CH_HP_NHnC_DPS_Mag.indd 2-3 096-Mattamy-Cranberry 11-28-15.indd 96

2015-11-23 6:44 PM

Indigo Model Homes in Wildflowers, Kitchener

‘GEORGIAN’

REAR LANE TOWNHOME, THE BRANTFORD ‘GEORGIAN’ 1,736 SQ.FT.

‘TUDOR’

TOWNHOME, THE SPRINGVALE ‘TUDOR’ 1,764 SQ.FT.

FOR MORE INFORMATION ON OUR COMMUNITIES REGISTER AT MATTAMYHOMES.COM SALES CENTRE HOURS: Monday - Thursday 1 pm - 8 pm; Friday 1pm - 6 pm; Saturday, Sunday and Holidays 11am - 6 pm

A Mattamy Townhome

COMING SOON: MATTAMY’S STYLISH RETURN TO MARKHAM Mattamy Homes is soon returning to our flagship community in Markham. We’re offering an impressive selection of Rear Lane Townhomes. Of course, all the architecture will blend stylishly and seamlessly into that of our original, and well-established community.

Surrounded by parks, a state-of-the-art recreation centre, shopping, dining and entertainment, plus great schools and the Markham Stouffville Hospital, we invite you to be part of the good life in Cornell.

FOR MORE INFORMATION ON CORNELL REGISTER AT MATTAMYHOMES.COM FOLLOW US: All illustrations are artist’s concept. All dimensions are approximate. Prices, specifications, terms and conditions subject to change without notice. E.&O.E.