GTA New Home Guide - Nov 29, 2014

Nov 29 - Dec 13, 2014 Volume 22 Issue 22

More selection. More Quality. More Value INSIDE THIS ISSUE

OUTLOOK FOR 2015: FULL STEAM AHEAD

NEW-HOME BUYERS PAYING UNFAIR FEES

ESSENTIALS THAT ADD VALUE TO YOUR HOME

ASPIRE TO A NEW ERA OF DESIGN IN NEWMARKET.

aspenridgehomes.com

NOW OPEN BRADFORD Dreamfields Presentation Centre & 2 Model Homes 905.551.1631

BRAMPTON Credit Manor Heights Presentation Centre & Model Home 905.216.5155

BRAMPTON Mayfield Village Presentation Centre 905.230.2592

KLEINBURG Kleinburg Hills Presentation Centre & 2 Model Homes 905.552.0678

NEWMARKET Woodland Hills Presentation Centre 416.270.9484

NOBLETON King Country Estates Presentation Centre & 2 Model Homes 905.558.0255

RICHMOND HILL Kettle Lakes Club Presentation Centre & 4 Model Homes 289.234.1064

VAUGHAN Upper West Side Presentation Centre & 2 Model Homes 289.553.5633

WATERDOWN Waterdown Meadows Presentation Centre 905.690.2224

MORE INFO AT aspenridgehomes.com

COMING SOON KESWICK Simcoe Landing MARKHAM Union QUEENSVILLE Queensville REGISTER AT aspenridgehomes.com

contents

NOVEMBER 29 - DECEMBER 13, 2014 || VOLUME 22 ISSUE 22

community focus features 24 Markham

Nov 29 - Dec 13, 2014 Volume 22 Issue 22

COLUMNISTS

18

Fieldgate Homes

Early move-in sales event at Upper Unionville

38 Caledon More selection. More Quality. More Value INSIDE THIS ISSUE

OUTLOOK FOR 2015: FULL STEAM AHEAD

NEW-HOME BUYERS PAYING UNFAIR FEES

ESSENTIALS THAT ADD VALUE TO YOUR HOME

ON THE COVER

p. 32

BALLYMORE HOMES

Phase 2 opens at Jubilee in Sutton

Greenpark, Starlane, Rosehaven & Fieldgate Homes

Your family deserves to move to Lotus Pointe in Caledon

20 36

regular and special features IN EVERY ISSUE

4 Editor’s Note 10 Contributors 94 Hot Dates 102 Ad Index

40

BILD

Report

New home buyers paying unfair portion of new infrastructure costs

by Bryan Tuckey

Fundamentally Speaking Housing outlook 2015: full steam ahead

by Wayne Karl

Taxing Issues

Take a long-term view of your new home purchase

by Henry Choo Chong

Industry Insider

Essentials that add value to your new home

by David Hirsh

46 48

Mortgage Advice

Is the best rate always best for your mortgage?

by Alyssa Richard

Legally Speaking

How does everything work on ‘closing date’?

by Jayson Schwarz

74

Make Your Move

10 things your mover won’t do for you

by Chuck Resnick

88

Quick Tips

Overjoyed not overwhelmed: holidays without hassle

24

by Hellen Buttigieg

HOMEBUYERS’ HELP

95

Resource Section

99

GTA Hot Sheet

Mortgage Calculator and Rate Table Two pages of new openings, new releases and preview registrations

IN THE NEWS

16

Brookfield Residential

42

Lindvest

44 52 54 56

Aurora and Tottenham to welcome new phases in February

Aurora Glen’s use of technology a resounding success

Heathwood Homes

Forest Hill on the Green in Richmond Hill sells out in three weeks

38

New Home Sales

70

Monarch

EnerQuality

75

Mortgages

Kylemore Communities

86

GTA new lowrise home prices hit record high in October Nominations are open for EnerQuality’s EQ Awards New custom model home at Angus Glen mixes glitz with glamour

Southfields in Caledon celebrates another milestone Canadians making smarter mortgage decisions: survey

Midhaven Homes

honoured as 2014 Canadian Energy Star Home Builder of the Year

20

//EDITOR’S NOTE

Take advantage while you can Low interest rates still in your favour

T

SUSAN LEGGE

EDITOR-IN-CHIEF Wall2Wall Media Susan.Legge@wall2wallmedia.com Follow me on Twitter at Twitter.com/SusanLegge Like us on Facebook. Search: New Home Guide

he Bank of Canada’s next rate announcement is next week – Dec. 3, to be exact – and most experts expect the Bank to continue to hold its interest rate target at one per cent. The rate has been at that level since September 2010, which is good news if you’re in the market for a mortgage.

There are many excellent mortgage products available from banks and brokers that will suit your individual needs, and could well be lower than posted bank rates, which are currently hovering around three per cent for a variable rate. With a pre-approval in hand, you’re protected if rates rise; if they go down, you’ll likely get an even lower rate. A pre-approval can be a win-win situation for shoppers, since it means you don’t have to wait to

get financing approval on a home when you put in an offer. This is an especially good tool to have when markets are hot.

Removing the “conditional on financing” clause could mean your offer is accepted first since you already have your financing in place.

So when will rates rise? It’s anyone’s guess, but most experts agree it’s unlikely there will be any significant movement next year.

However, we can’t assume that will be the case, and you shouldn’t wait too long to get pre-approved for a mortgage.

It can take a few days. Many lenders offer online pre-approvals to make the process faster and easier.

Start the New Year off right by taking advantage while you still can.

Tis the season...

To be tax planning? That doesn’t sound very jolly, but experts say preparing now makes for a merrier time at deadline

D

ecember is next week and the end of the year is in sight, and even though RRSP contribution and tax return filing deadlines are months away, it’s the perfect time for Canadians to begin preparing.

Indeed, experts suggest the best tax planning takes place during the year – not at deadline time.

WAYNE KARL

EDITOR Wall2Wall Media Wayne.Karl@wall2wallmedia.com Follow me on Twitter at Twitter.com/WayneKarl Like us on Facebook. Search: New Home Guide

Consider, for example: » A new poll from CIBC indicates 31 per cent of Canadians don’t expect to meet the financial goals they set for themselves at the beginning of the year. » 22 per cent didn’t set any financial goals at all, and » Only 13 per cent met all of their financial goals for the year

CIBC and other financial institutions say a comprehensive tax strategy includes contributing to a Registered Education Savings Plan, donating to charity and conducting a careful review of all your investments.

This latter step can include reviewing your RRSP contributions, and looking for ways to contribute more; as well as taking advantage of the opportunities afforded by a TaxFree Savings Account.

To be sure, most Canadians would rather be enjoying holiday festivities.

But with the end of the year in sight, and then the real RRSP and tax deadlines not that far off, time spent on these matters now will yield merrier occasions come tax return time.

5 NEW HOME GUIDE GTA | NOV 29 - DEC 13, 2014

WHEREVER YOUR HOLIDAY STOREY TAKES YOU, MAY IT BE A HAPPY ONE.

NEW RELEASE Brown’s Line & Evans Ave., Etobicoke Starting from the low $500’s 416.259.2525

UNDER CONSTRUCTION Bathurst St. & Finch Ave., North York Starting from the high $600’s 416.730.1600

Facebook.com/MenkesLife 6 NEW HOME GUIDE GTA | NOV 29 - DEC 13, 2014

@MenkesLife

NEW RELEASE Burnhamthorpe Rd. & West Mall, Etobicoke Starting from the high $300’s 416.259.2525

UNDER CONSTRUCTION Guelph St. & MacFarlane Dr., Georgetown Starting from the mid $700’s 289.891.9103

Happy Holidays from Menkes For over 60 years, Menkes has focused on building homes and condominiums to suit every stage of your life in Toronto’s most desirable locations. Come home to Menkes today, where your life storey always begins and ends with total customer satisfaction.

menkes.com NOV 29 - DEC 13, 2014 | NEW HOME GUIDE GTA 7

THERE’S ALWAYS SOMETHING TO DO IN OUR COMMUNITIES.

In Mount Pleasant North, Everything You Need Is Right Where You Live.

BRAMPTON

38' Home, Plan 4, Elev. ‘A’, 2,458 Sq.Ft., $519,990

Detached Homes From $402,990

HWY 407

SALES CENTRE: 6 Worthington Avenue

HWY 410

Hurontario St.

Queen St.

Chinguacousy

Creditview Rd.

Bovaird Dr./Hwy.7 Mississauga Rd.

Townhomes From $337,990

SALES CENTRE

COMMUNITIES WHERE YOU CAN FIND US RIGHT NOW. OAKVILLE

Hwy 5

SALES CENTRE

Detached Homes From The Low $700’s

HW Y 40

3rd Line

Neyagawa

3

DESIGN/MODEL HOMES

Bronte

Freehold Townhomes From The Low $400’s

QEW

4 MODEL HOMES OPEN TO TOUR.

SALES CENTRE:

38' Home, The Alder, Elev. ‘E’, 2,459 Sq.Ft., $828,990

1388 Dundas Street West

KITCHENER HW Y 7

Hom er W atson Blvd .

NEW VILLAGE HOMES, REAR LANE AND 2-STOREY TOWNHOMES AND A FULL VARIETY OF DETACHED HOMES.

SALES CENTRE:

179 Seabrook Drive

Y4 HW

ok Dr.

Seabro

01

Rd .

SALES CENTRE

Detached Homes From $299,990

&8

Hu ro n

S. Rd. man Hall her Fisc

Townhomes From $259,990

30' Home, The Blackcurrant, Elev. ‘D’, 1,450 Sq.Ft., $322,990

HERE’S WHERE TO LOOK FOR US IN THE NEW YEAR.

MILTON

AURORA

WATERDOWN

Coming Soon, A Whole New Neighbourhood Of Town And Detached Homes.

At St. John’s Forest, Great Things Are Coming Soon.

Coming Soon, A New Selection Of Town And Detached Homes.

36' Home, The Windmere, Elev. ‘E’, 2,564 Sq.Ft.

45' Home, The Orchid, Elev. ‘E’, 3,556 Sq.Ft.

36' Home, The Wisteria, Elev. ‘A’, 2,626 Sq.Ft.

FOR MORE INFORMATION ON OUR COMMUNITIES REGISTER AT MATTAMYHOMES.COM Follow us: SALES CENTRE HOURS: Monday - Thursday 1pm-8pm; Friday 1pm-6pm; Saturday, Sunday and Holidays 11am-6pm MODEL HOME HOURS: Monday - Thursday 1pm-7:30pm; Friday 1pm-5:30pm; Saturday, Sunday and Holidays 11am-5:30pm All illustrations are artist’s concept. All dimensions are approximate. Prices, specifications, terms and conditions subject to change without notice. E.&O.E.

contributors NEW HOME GUIDE

PRESIDENT, WALL2WALL MEDIA

Jacqueline Hill

EDITOR-IN-CHIEF / DIRECTOR OF CONTENT

Susan Legge

DIRECTOR OF SALES, NATIONAL

Josh Heppner

SALES MANAGER NEW HOME GUIDE GTA, NEW CONDO GUIDE, HOME DÉCOR & RENOVATIONS

Conni Robinson

ASSOCIATE PUBLISHER, NEW HOME & CONDO GUIDE SWO, LIFESTYLE COMMUNITIES

Susan Maxwell ART DIRECTOR

Tammy Leung EDITOR

Wayne Karl CONTRIBUTING EDITORS

BILD REPORT

BRYAN TUCKEY

Bryan Tuckey is President and CEO of the Building Industry and Land Development Association (BILD) and can be found on Twitter (twitter.com/ bildgta), Facebook (facebook.com/ bildgta), Youtube (youtube.com/ bildgta) and BILD’s official online blog (bildblogs.ca)

TAXING ISSUES

HENRY CHOO CHONG, CGA

Henry Choo Chong is a certified general accountant. Henry sits on many committees and provides accounting and tax advice to individuals and businesses in the GTA. Send your tax questions via email to Taxing Issues at: choochonghcga@ yahoo.ca

LEGALLY SPEAKING

MAKE YOUR MOVE

Sara Duck, Elisa Krovblit Lydia McNutt

Schwarz Law Barristers and Solicitors

is Vice-President of Marketing and Operations, Two Men and a Truck Canada. twomenandatruck.ca

SENIOR ACCOUNT EXECUTIVE Nina Downs nina.downs@wall2wallmedia.com

JAYSON SCHWARZ

Jayson Schwarz LL.M. is a Toronto real estate lawyer and partner in the law firm Schwarz Law LLP. He can be reached by visiting schwarzlaw. ca or by email at info@schwarzlaw.ca or phone at 416.486.2040

CHUCK RESNICK

SENIOR ACCOUNT EXECUTIVE

Dionne Fraser dionne.fraser@wall2wallmedia.com SALES & MARKETING CO-ORDINATOR

Terry Bassett

DISTRIBUTION & SALES CO-ORDINATOR

Jennifer Bistron

ADMINISTRATIVE ASSISTANT

Antoinette Jackson PRODUCTION MANAGER

Bala Gnanapandithan PRODUCTION CO-ORDINATOR

Sandra Hanak-Vujnovic GRAPHIC DESIGNERS

Viosa Barileva, Miguel Cea, Mike Terentiev

NATIONAL ACCOUNT MANAGER, MEDIATIVE

Paul Slizys

Published By

MORTGAGE ADVICE

ALYSSA RICHARD

is the Founder and CEO of ratehub.ca, a mortgage rate comparison site that aims to empower Canadians to make smart financial decisions.

QUICK TIPS

HELLEN BUTTIGIEG

Hellen Buttigieg, CPO, is a Certified Professional Organizer, life coach, TV host and owner of We Organize U. Visit her website, weorganizeu.com, for a free e-Book on how to find more time, energy and inner peace.

Contact Hellen at 905.829.2219 or info@weorganizeu.com

INDUSTRY INSIDER

DAVID HIRSH

David Hirsh is President and CEO of Brandy Lane Corp. Hirsh prides himself on his hands-on approach to all stages of the development and building process.

The company’s newest community is Wyldewood Cove, coming soon to Collingwood. Visit brandylanehomes.com

#500-401 The West Mall Etobicoke, ON M9C 5J5 T 416.626.4200 F 416.784.5867

newhomeguide.ca

ADVERTISING Call 416.626.4200 for ­advertising rates and information.

CIRCULATION Free distribution in select high-traffic street boxes, stores, banks, financial institutions and select condominium sales offices.

COPYRIGHT 2014 All rights reserved by New Home Guide, Toronto, Ontario, Canada. Reproduction in any form is prohibited. Contents of this publication are covered by Copyright and offenders will be prosecuted under the law. The views and data expressed by columnists do not necessarily represent those of the publication.Wall2Wall Media is a trademark of Yellow Pages Group Co. in Canada.

TERMS Advertisers, Editorial content are not responsible for typographical errors, mistakes or ­misprints. All prices are correct as of press time and are subject to change without notice. E. & O. E.

EDITORIAL Submissions from interested parties will be considered. Please submit to the editor at Susan.Legge@wall2wallmedia.com.

Please recycle this magazine! Wall2Wall Media participates in the Partners in Growth Reforestation Program through St. Joseph Communications. To date, Partners in Growth has planted over 2.5 million trees in parks, recreation and conservation areas, and other public spaces across Canada.

Established in 1990, this program was started with Scouts Canada to help replenish the environment.

DECORATED MODEL HOMES NOW OPEN

MARKHAM

MARKHAM

THORNHILL

NEW RELEASE AND DESIGNS Freehold Townhomes from the high $500’s Singles on 30’, 36’ & 40’ lots from the $700’s

NEW RELEASE • COMING SOON Singles on 41’ & 45’ lots

REGISTER NOW

SALES OFFICE 655 Cornell Centre Blvd. (at 16th Avenue) 905-472-7667

60’ ravine lots from $1.8 Million SALES OFFICE 650 Valley Vista Drive (Dufferin at Major MacKenzie) 905-417-1203

madisonhomes.ca Get Social with us:

@ mymadisonhome

mymadisonhome

*Prices and specifications are subject to change without notice. E. & O. E. See Sales Representative for details.

NOV 29 - DEC 13, 2014 | NEW HOME GUIDE GTA 11

Our

assion

We create homes that meet your dreams and aspirations.

Building fine homes is not just our business, it’s our passion.

At Primont Homes, we understand what your dream home means to you. Our professionally trained designers, craftsmen and customer service people are committed to bringing your vision to life. It’s the Primont Promise.

Visit These Communities Today!

WOODBRIDGE

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MARKHAM

FREEHOLD TOWNHOMES

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INVENTORY SALE: 5% DOWN & UP TO $10,000 CASH BACK!*

VISIT OUR SALES CENTRE! HURRY, ONLY A FEW REMAIN!

3890 Major Mackenzie Dr. W. 905.417.3363

10629 Mississauga Rd. 905.495.5067

Hwy 7, East of Ninth Line 905.201.2804

SALES CENTRE HOURS: MON-THURS 1PM - 8PM FRI CLOSED SAT, SUN & HOL 11 AM - 6 PM * See sales representative for details. Prices & specifications subject to change without notice. Renderings are Artist’s Concept. E.&O.E.

Consider Yourself at Home 12 NEW HOME GUIDE GTA | NOV 29 - DEC 13, 2014

Coming Soon, Register Now! CORNELL MARKHAM

CALEDON

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* See sales representative for details. Prices & specifications subject to change without notice. Renderings are Artist’s Concept. E.&O.E.

PrimontHomes.com NOV 29 - DEC 13, 2014 | NEW HOME GUIDE GTA 13

Model Home Rendering Compliments of Tribute Communities.

www.mytribute.ca

This stunning open-concept kitchen and dining room reflects the superior standard of elegant, contemporary design found in all homes at The Gates of Nobleton.

NOVEMBER2014 Tribute Communities has been featured as “MODEL HOME OF THE MONTH� as seen in the New Home Guide model home calendar

//IN THE NEWS

Aurora and Tottenham TO WELCOME NEW PHASES THIS FEBRUARY Brookfield Residential is excited to announce its plans to open a new phase at each of its master-planned communities in Aurora (The Arbors) and Tottenham (Willow Glen) this February.

The Arbors

The new phase at The Arbors will include a mix of two- and three-storey upscale townhome designs, bounded by parkland and protected woodlots. The Village Collection with plans ranging in square footage from 1,300 to 2,300 sq. ft. will provide both single and double car garage options. The three- and four-bedroom designs will have finishes that homeowners have come to expect from this premiere community such as nine-ft. ceilings, granite countertops and hardwood flooring to name of few. The Village is an intimate collection of designs in both a traditional and urban style with some featuring large rooftop terraces overlooking the treeline.

Located just north of Aurora Road and west of Leslie Street, The Arbors is a premiere community surrounded by woodlots and trails in a well-established area with plenty of existing amenities nearby so it is sure to be in high demand again when the door re-open early in 2015. Commuters will appreciate the quick access to Hwy. 404 and the GO Train. The community itself will feature several parks and a trail system ideal for those wanting to enjoy a peaceful walk in nature or a recreational jog any time of the day.

“The Arbors has been a tremendous success and it is no wonder given the beautiful natural surroundings,” says Marc Thibault, vice-president of sales and marketing for Brookfield Residential. “Homeowners will be spoiled with nature and be encouraged

to enjoy life outside of their home with the trail system access and community parks within minutes to their front door.”

Register now at aurorabrookfield.ca Willow Glen

The new phase at Willow Glen will include a variety of 30-, 36-, 43- and 50-ft. designs, with some backing onto protected conservation lands. This new limited release will continue to feature many of the popular designs from the first phase with desirable features and finishes to meet the needs of today’s families and energy-efficient construction to reduce monthly utility costs where possible.

Located east of Tottenham Road off Mill Street, this community is just minutes from the quaint downtown shops of Tottenham. It is conveniently located with many amenities such as grocery, banks, daycares, schools, a recreation centre and a variety of restaurants only a short distance away.

“We are delighted by the response to this community and homeowners are responding positively to the exceptional home designs and superb value only 30 minutes from the GTA,” says Thibault. “The community layout takes advantage of the natural amenities that surround it, including 10 acres of parkland with a magnificent park as well as a large sparkling pond.”

Register now at brookfieldtottenham.ca Both new phases are scheduled to open February 2015. Registrants to Brookfield’s website will be provided with priority information and special offers/updates leading up to the new phase opening.

Brookfield is committed to building the best places to call home and has built more than 25,000 homes in Ontario since 1956. Brookfield’s ongoing commitment to quality and customer service has earned the company several highly coveted industry recognitions including the JD Power and Associates Award for Highest in Customer Satisfaction and Ontario Builder of the Year from OHBA and Tarion.

Brookfield currently has active communities in Alliston (Treetops), Bradford (Grand Central), Caledon East (Pathways), Mono (Fieldstone), Niagara-on-theLake (The Village) and Uxbridge (Fox Trail).

For more information about Brookfield, please visit brookfieldhomes.ca

NOV 29 - DEC 13, 2014 | NEW HOME GUIDE GTA 17

//BILD REPORT

Stop funding new infrastructure on the backs of new neighbours » by BRYAN TUCKEY

BRYAN TUCKEY

is president and CEO of the Building Industry and Land Development Association and a land-use planner who has worked for municipal, regional and provincial governments.

Follow him on Twitter @ bildpres or follow BILD @bildgta, facebook.com/ bildgta, and bildblogs.ca.

It’s great to see the experts confirming what our association has been saying for many years.

A recently published report by the Centre for Urban Research and Development (CUR) identified the economic consequences of relying on development charges (DCs) to fund growth-related water and wastewater infrastructure.

It compares growth-related infrastructure funding of water and wastewater with that of other utilities such as natural gas, telecommunications and electricity.

While the latter simply price their services to cover all current and capital costs and generate a profit, the former is funded entirely by development charges.

The study, written by economist Frank Clayton, found that this funding method adds an additional $26,000 in DCs to the cost of each new home – an amount paid by new-home purchasers who are already challenged by record-high prices.

Is it fair to expect new neighbours to bear the bulk of the cost of infrastructure by funding water and wastewater providers differently than other similar businesses?

A study conducted by the Altus Group for BILD in 2012 showed that government fees and charges on average add up to about 20 per cent of the cost of a home. Development charges make up a considerable part of that amount, and continue to increase in municipalities across the region.

BILD has long advocated for fair and reasonable development charges across the GTA, as it is not the new neighbours’ responsibility to fund infrastructure that all residents will use for generations to come.

They already do their fair share, contributing more than $1 billion per year in development charges.

I applaud CUR for taking a fact-based approach to this report and helping elevate the debate about infrastructure funding in our region.

Development charges have played a key role in the increasing cost of new and existing housing across the region, making it difficult for GTA residents to be able to afford a home. They also act as a barrier to growth of local businesses, which are finding it challenging to remain competitive in the marketplace.

To ensure that our industry can continue to build homes that people can afford, and to ensure that local businesses can remain competitive, it is important to look into all available sources of revenue and different, proven models to deliver much-needed infrastructure to GTA residents.

Clayton concludes that shifting the financing from development charges to user fees over a transitional period of five years would have a number of benefits to the wider community in the GTA. He recommends that these new utilities be administered by a board of directors consisting of members from the business community, with municipal politicians and staff playing a limited role.

The report also recommends that the Province appoint an advisory committee to provide advice on the implementation of the change. The committee should include representation from municipalities, the development/building community, and the broader business and nonbusiness communities.

To read the report or learn more about CUR, please visit ryerson.ca/cur

BUILDING A NEW LEVEL OF SUCCESS urbantowns O N

B AY V I E W

NOW OPEN URBANTOWNS ON BAYVIEW RICHMOND HILL

urbantowns O N

B AY V I E W

TOWNHOMES urbantowns O N

STARTING FROM $729,900*

B AY V I E W

After the extreme success of Urbantowns at Bayview as the winner of the 2014 BILD Low-Rise Project of the Year, Treasure Hill is proud to present Urbantowns on Bayview. Continuing the urban look and feel that made the original development such a success, Richmond Hill’s most desirable townhomes will be located on Bayview just north of Major Mackenzie.

PRESENTATION CENTRE LOCATED AT 24 BRIGGS AVENUE

NOW OPEN VALES OF THE HUMBER BRAMPTON

ESTATE SINGLES STARTING FROM $769,900* Welcome to the upscale, master-planned community of Vales of the Humber. This new development will feature only luxury singles that will integrate beautifully with attractive streetscapes, parks and schools in the ideal family-focused environment.

VISIT OUR FULLY FURNISHED MODEL HOME PRESENTATION CENTRE LOCATED AT 20 FOGAL ROAD MODEL HOME LOCATED AT 20 SQUIRE ELLIS DRIVE

PRESENTATION CENTRE: MON-THURS 1PM-8PM • SAT, SUN & HOLIDAYS 11AM-6PM | MODEL HOME: SAT & SUN 11AM-6PM

N OW O P E N

COMING SOON

COMING SOON

AURORA

WOODBRIDGE

CALEDON

URBAN LIVING

TOW N H O M E S

TOW N H O M E S

TOW N H O M E S

STARTING FROM $665,900*

For more information visit treasurehill.com *Prices & information correct at press time. All illustrations reflect artist impression. E. & O.E. Ask a sales representative for details.

19

//FUNDAMENTALLY SPEAKING

Housing outlook for Toronto and Canada overall: FULL STEAM AHEAD » by WAYNE KARL

WAYNE KARL

is an award-winning writer and editor with experience in real estate and business.

In Fundamentally Speaking, Wayne explores the basics – such as economic fundamentals – you need to examine when buying property.

He can be reached at

wayne.karl@wall2wallmedia.com

or follow him on Twitter at Twitter.com/WayneKarl

First, the good news. If you’re looking to buy a home in the GTA next year, know that you’re buying in one of the healthiest markets in the country. A strong economy, appreciating housing values and only minor, unlikely risks are combining to produce a bright housing outlook.

As for the bad news, well… there really isn’t any, except maybe prices in some categories. But, more on that later.

Short of an unforeseen economic shock, the outlook for housing in the GTA and Canada overall is pretty much full steam ahead.

“The housing market does have a fairly bright outlook,” Bob Dugan, chief economist for Canada Mortgage and Housing Corp., told New Home Guide. “There are a few risks we have our eye on. One of them relates to the high level of (highrise) units that are under construction.” These are trending slightly above the historic average.

“We do expect that the economy is going to be fairly strong, and that’s going to generate job growth and income growth, and that with low mortgage rates, is going to continue to support housing demand.”

Affordability and housing supply are increasingly being tested in the GTA. Generally, speaking, single-family homes will be harder to come by in Toronto, and if you want one, you’re best to look beyond the downtown core and further out in the GTA where prices and selection are more palatable.

If you’re in the market for a condo, there are plenty of options in Toronto, and increasingly so elsewhere in the GTA, according to Dana Senagama, CMHC’s GTA senior market analyst.

“Rising prices and lack of land for low-density construction in the core urban areas will continue to push sales and new construction towards more high-density housing,” she says. “An increasing desire among millennial and baby boomer populations to live an urban life will also fuel higher demand for condominium apartments over the next two years.”

PRICE AN INCREASINGLY DETERMINING FACTOR When it comes to pricing issue, buyers are increasingly making their home type and location decisions based on affordability.

“Purely based on price, if you’re looking for a lowrise home, I would say the Durham region, especially Oshawa and Whitby, those are areas where you can get in at a much more affordable price,” says Senagama.

If you’re in the market for a condo in the GTA, “you could take your pic from any area. If you want to live within the urban core, yes, you will pay a premium to live downtown, but there are more condos we’re seeing emerging in the 905 region – Markham, Richmond Hill and Vaughan.”

As for potential risks to the Canadian housing market – and the GTA, as the country’s largest – overheating and overbuilding continue to be raised as possibilities by some experts. But such concerns are largely unfounded, says Dugan.

“We don’t see overheating as being a problem in any of the markets across Canada,” he says. “Some markets are stronger than others, particularly in western Canada.”

Canadians’ average household debt is another issue some observers point to as a troublesome sign. This concern as well, says Dugan, is overblown, as real estate accounts for a majority of assets held by Canadians.

NOV 29 - DEC 13, 2014 | NEW HOME GUIDE GTA 21

Seek haven from the ordinary HA•VEN: A PLACE OF SAFETY OR REFUGE

Seek haven from the common, the average, the oh-so-typical, the middle-of-the-road, the run-of-the-mill, the good-enough.

At Rosehaven, we will never be satisfied with anything less than the exceptional. Because we know you won’t.

22 NEW HOME GUIDE GTA | NOV 29 - DEC 13, 2014

COMMUNITIES

CHIPPAWA/NIAGARA

LYON’S CREEK 36’ Singles and Freehold Towns from $314,990 Condominium Towns coming early 2015

THOROLD

GIBSON HEIGHTS 45’, 36’ Singles, 30’ Attached Singles and Freehold Towns from $291,990 Move in Ready Inventory Homes Available

STONEY CREEK

ON THE RIDGE Semi Detached Homes from $354,990 40’ and 35’ Singles from $464,990

WATERDOWN

WATERDOWN MEADOWS 35’ Singles from $474,990

BRAMPTON

NEIGHBOURHOODS OF MOUNT PLEASANT Attached Singles and Freehold Towns from $404,990 45’, 41’, 38’ & 30’ Singles from $514,990 Urban Towndominiums coming Feb 2015

CALEDON

LOTUS POINTE Freehold Towns from $459,990 36’ Singles from $614,990

BRADFORD

DREAMFIELDS 45’ & 36’ Singles from $514,990

MOUNT ALBERT

VICTORIA HIGHLANDS Only 9 remaining, 50’ Singles from $607,990

PLATINUM COLLECTION THE VALLEY, KLIENBURG HERITAGE ESTATES, KLEINBURG

Visit RosehavenHomes.com For directions, maps hours and community information call our hotline (1-888/416) 410-0175

OAKVILLE

THE RANDALL RESIDENCES Only 15 remaining, suites from 1,900 to over 3,000 sq.ft. Move in from $1.9 million

KLEINBURG

KLEINBURG HERITAGE ESTATES Only 10 remaining, 60’ to 65’ Estate Singles Move in from $1.5 million Prices and specifications correct at press time. Photo is of actual Roseahven Home. E. & O.E. Prices quoted are in thousands except for Kleinburg & Randall pricing.

ROSEHAVENPLATINUM.COM NOV 29 - DEC 13, 2014 | NEW HOME GUIDE GTA 23

FIELDGATE HOMES | Upper Unionville

//COMMUNITY FOCUS

EARLY MOVE-IN SALES EVENT

AT UPPER UNIONVILLE LOCATION: Markham HOUSING TYPE: Final release of freehold townhomes SALES CENTRE: 145 West Beaver Creek, Richmond Hill, open Monday, Tuesday, Saturday and Sunday from 1 to 6 p.m.

CONTACT: 905.477.6464 fieldgatehomes.com

O

ver the past few years, Upper Unionville by Fieldgate Homes has been one of Markham’s best selling, most loved communities. With a limited selection of Final Release freehold townhomes available, this is your last chance to own in this highly popular community setting.

An exceptional collection of freehold townhomes with spring 2015 move-in dates is currently available. These luxurious towns range from 1,775 to 1,986 sq. ft., and all boast three bedrooms and convenient second floor laundry, starting from just $592,990.

There’s also a spectacular 42-ft. detached home currently available with four bedrooms, a den, five bathrooms and second floor laundry. This stylish 3,384-sq.-ft. two-car garage home is located on a corner lot and priced at $1.4 million. ...continued on pg 26

NOV 29 - DEC 13, 2014 | NEW HOME GUIDE GTA 25

FIELDGATE HOMES | Upper Unionville

//COMMUNITY FOCUS...continued

All the homes at Upper Unionville offer a classic-yet-contemporary architectural aesthetic that contributes to the rich, vibrant atmosphere that is the hallmark of this community. Exterior elevations feature brick and stone accents, single and double car garages, covered porches, large windows and more.

You can preview all of these homes at Upper Unionville’s new temporary sales centre, located above the Fieldgate Homes Decor Centre, at 145 West Beaver Creek, Richmond Hill on Monday, Tuesday, Saturday and Sunday from 1 to 6 p.m.

The Village of Unionville has a well-established reputation as one of the GTA’s most sought after communities.

Located in the heart of the city of Markham, this quaint, charming village offers a welcome retreat from the bustle of modern life. It’s a place where one can spend the day window-shopping on Main Street or enjoying a meal on a sunny patio with friends or just an ice cream with your family. It’s also a place where music, arts and culture are enjoyed through spaces and events such as the annual Markham Jazz Festival, nearby Markham Theatre and the Fred Varley Art Gallery. This rare gem of a village sets the stage for a new home community of exceptional charm and beauty, Upper Unionville.

All the homes at Upper Unionville offer a classic-yet-contemporary

architectural aesthetic that contributes to the rich, vibrant atmosphere that is the hallmark of this community. Exterior elevations feature brick and stone accents, single and double car garages, covered porches, large windows and more. The interiors of these homes are just as stunning, with features such as spa-inspired master suites, spacious kitchen and breakfast areas, ample closet space, upstairs laundry rooms, stately dining rooms and expansive Great Rooms, to name just a few.

The Upper Unionville community is located on the northeast corner of Kennedy Road and 16th Avenue. It is also ideally situated to take advantage of many of the GTA’s finest amenities. In addition to the exceptional convenience offered by the schools, shops, parks and ponds of The Village of Unionville, this community also offers easy access to the many wonderful shopping and recreation facilities of Markham and the surrounding area. Markville Mall, First Markham Place, Pacific Mall and more are all nearby, and those looking for outdoor recreation can enjoy Angus Glen Golf Course, York Downs Golf & Country Club, Milne Damn Conservation Park, Monarch Park and more. And with GO transit and Hwys. 407 and 404 all nearby, it’s easy to get to all your other favourite GTA destinations at Upper Unionville.

For more information on Upper Unionville, visit the new sales centre location this weekend on the second floor of the Fieldgate Homes Decor Centre, at 145 West Beaver Creek, Richmond Hill. You can also visit fieldgatehomes.com or call 905.477.6464.

MODEL HOME NOW OPEN!

SENSATIONAL SEMIS

SUPERB SINGLE DETACHED

LIVE IN THE CENTRE OF TORONTO

UP TO

$40,000

Starting from the upper

600’s

$

IN BONUSES* Exclusive court lots in the well-established Bathurst Manor neighbourhood, near Sheppard and Bathurst.

OWN IT TODAY MOVE IN 120 DAYS!

Buy now and receive: ✔Granite Kitchen Countertop ✔Stained Oak Staircase ✔Granite Countertops in Ensuite and Main Bath ✔Pre-Finished Engineered Hardwood on Main & ✔Appliance Package – Stainless Steel Fridge, Stove, Dishwasher and White Washer & Dryer

✔Air Conditioning

Second Floor (non-tiled areas)

✔Upgraded Trim Package ✔Upgraded Pickets and Handrail

WWW.ARISTAHOMES.COM • 416-630-5039 *Prices and specifications are subject to change without notice. Bonus, finishes and decor dollar amounts may vary per model type. See sales representative for details. Renderings are artist’s concept. Veneer risers and stringers. E. & O.E.

Presentation Centre Hours:

Mon. - Thurs. 1 - 8pm, Fri. by appt.

Sat., Sun. & Hol. 11am - 6pm 27

28 NEW HOME GUIDE GTA | NOV 29 - DEC 13, 2014

NOV 29 - DEC 13, 2014 | NEW HOME GUIDE GTA 29

30 NEW HOME GUIDE GTA | NOV 29 - DEC 13, 2014

LOCATION • DESIGN • VALUE WITH OVER 40 YEARS EXPERIENCE

THORNHILL

MISSISSAUGA

DECORATED MODEL HOMES NOW OPEN

Luxurious single detached homes on 46’, 50’ and 60’ Lots.

Starting from $1,399,990

Sales Centre: 471 Meadowridge Ct., East side of McLaughlin Rd., just North of Derry Rd.

Sales Centre: 679 Valley Vista Drive, Dufferin and Major Mackenzie

MARKHAM

RICHMOND HILL

Fully upgraded, premium lots with thousands of extras now included. Semi detached homes starting from the low $600’s, 2,015 sq. ft.

A fabulous selection of freehold townhomes and singles in an established community. starting from the mid $500’s.

Jefferson Forest prestigious new home community.

Freehold Townhomes and Singles from the low $700’s.

Sales Centre: 655 Cornell Centre Blvd., Cornell Centre Blvd. and 16th Avenue.

Sales Centre: 53 Paper Mills Crescent, Yonge and Jefferson Forest

60-DAY MOVE-INS AVAILABLE Setting high standards with superior features.

foresthillhomes.ca *Prices & specifications are subject to change without notice. Finishes vary by Builder. See sales representatives for details. Renderings are artist’s concept. E. & O. E.

NOV 29 - DEC 13, 2014 | NEW HOME GUIDE GTA 31

//COVER STORY

Phase 2 opens at

JUBILEE

F

ollowing the tremendous success of phase one at Jubilee, Ballymore Homes and Briarwood Homes recently released the second phase at this picturesque community in Sutton. For homebuyers that missed out on purchasing in Phase 1, this is an opportunity for you to be part of this wonderful neighbourhood that offers friendly small town living amidst lush greenspaces and forested areas. Lake Simcoe, golf, live theatre, boutique shops and more, is just a sampling of the exciting local attractions to enjoy.

“After the success of phase one, we’re very excited and happy to offer homebuyers our second phase” says Helen Rupolo, executive assistant for Ballymore Homes. “With the extension of Highway 404, commute times are even faster. You’re only 40 minutes from the GTA, but enjoy a cottage lifestyle, with so much to do year round.”

The new release of homes offers stunning designs on 36-, 40- and 50 ft. lots. Most of the homes either face or back onto open greenspace. Bungalow, bungalow with loft and two-storey designs are available from 1,660 to 3,220 sq. ft., with prices starting from the $384,990. At Jubilee, homes feature all brick exteriors with accent cladding, vinyl shakes, keystones and stone sills, steeply pitched gables, and front porches.

Garages have carriage-style doors and there are second floor balconies for some models.

The Windsor Hall design is a stunning 3,221 sq. ft. home that is available on 40 ft. lots.

Highlights of this design include a library with a French door, a large kitchen with both a breakfast bar and dinette area, and a main floor sunken laundry room. There is a living room and dining room, and a Great Room with windows flanking the gas fireplace.

The second level master bedroom offers a large walk-in closet and luxurious ensuite. Two other bedrooms share an ensuite, and the fourth bedroom has its own private ensuite. Purchasers also have the option of a fireplace in the master bedroom.

Every Jubilee home has opulent features and extra detailing for a custom finish. Standards include nine-ft. main floor ceilings, tray ceilings in master bedrooms, gas fireplace complete with mantle, a holiday switch for seasonal lighting, cold cellar, and a three-piece rough-in washroom in the basement. Some kitchens offer centre islands with breakfast bars, as well as a servery and pantry. All 40- and 50-ft. models also come with free-standing oval tubs and enlarged ensuite showers with a bench.

BALLYMORE HOMES | Jubilee

LOCATION: Sutton HOUSING TYPE: Detached homes on 36-, 40- and 50-ft. lots SALES CENTRE: 4950 Baseline Rd. CONTACT: 1.877.455.0201 myjubilee.ca

Ballymore Homes and Briarwood Homes is offering exciting bonus packages, including three-in. natural oak hardwood in the family room and level one, luxury granite kitchen countertop, including undermount sink, for 36- and 40-ft. designs. All 50-ft. models come with three-in. natural oak hardwood in the Great Room; level one, luxury granite kitchen countertop, including undermount sink; and natural oak stairs.

Valued at $2,100, homebuyers receive 12 months of free Rogers service and an exclusive offer discount at the Briars Golf Resort.

Jubilee is minutes from historic Jackson’s Point and the world renowned Briars Golf Club. The quaint shops and restaurants of Sutton’s downtown core are nearby, and

there is a high school and new elementary school within walking distance. Sibbald Point Provincial Park, and several beaches on Lake Simcoe are close by, and big box shopping in nearby Keswick is just 10 minutes away. A movie theatre, live theatre and rec centres offer entertainment and activities that the whole family can enjoy.

“This community is great for new families and people downsizing who want to be by the lake,” Rupolo says.

“Everything you need is right here, but you also have quiet country surroundings and beautiful scenery.”

Visit Jubilee at 4950 Baseline Rd. Call 1.877.455.0201 or visit myjubilee.ca

live greatly.

Experience the Great Gulf Difference across the

hOT, MississAUGA

wEsTFiELD, bRAMPTOn

Last Chance To Own In The Heart of Erin Mills

New Release of Townhomes at Mississauga Rd. and Steeles

• Boutique Condos at Winston Churchill and Eglinton

•

Open-concept main floor layouts with kitchen islands

•

Convenient access to rear yard from garage

•

Master bedrooms with ensuites and walk-in closets

•

Spacious 3 bedroom second floor designs

•

Live at Brampton’s most prestigious location

• Up to $10,000 off and parking included!

• Move in Spring 2015 • Contemporary Cecconi Simone designed finishes

Luxury Designer Condos 763 - 1,178 sq. ft. from

Erin Centre Blvd.

Erin Mills Parkway

Glen Erin Dr.

Winston Churchill Blvd.

Hwy. 403

By APPOINTMENT ONLy (905) 828-4257

Queen St.

Chinguacousy Rd.

Credit Valley Rd.

Mississauga Rd.

$330’s

Eglinton Ave. W.

Bovaird Dr.

M

Townhomes 1,595 - 2,095 sq. ft. from

$450’s

Steeles Ave. Hwy. 407

SALES OFFICE: 8540 Mississauga Road, Brampton (905) 866-6876

Prices and specifications subject to change without notice. E. & O.E. Illustrations are artist’s concept. All square footages are approximate. Actual usable space varies from stated floor area.

034-035-GreatGulf-Corp 11-29-14.indd 34

G

14-11-25 5:39 PM

e

GTA and beyond!

MOUnT PLEAsAnT, bRAMPTOn

sUMMERLYn ViLLAGE, bRADFORD

Bovaird and Creditview Walk To Mount Pleasant GO Station

Two New Designer Models Now Open!

Hwy. 88 and Summerlyn Trail

• All brick exteriors

•

Up to $300,000 less than the GTA

• Lots up to 130 feet deep

•

Walk to schools, shopping, and Bradford Leisure Centre

• Side door entrance with additional staircase to basement

•

60 acres of protected open space, parks, walking and biking trails

• Master bedroom retreats with spa-inspired ensuites and walk-in closets

•

Just 15 minutes north of Vaughan and 5 minutes from the GO train

Chinguacousy Rd.

Queen St.

$640’s

$550’s

Hwy. 400

James Potter Rd.

Williams Pkwy.

40 Ft. Detached 2,275 - 3,270 sq. ft. from

40 Ft. Detached 2,630 - 3,600 sq. ft. from

Bovaird Dr.

Alister Dr.

Mississauga Rd.

ea.

Ashby Creditview Field Rd. Rd.

m

50 Ft. Detached 1,880 - 4,010 sq. ft. from

$630’s

Steeles Ave. Hwy. 407

SALES OFFICE: 20 Alister Drive, Brampton (905) 459-5772

Holland St.

SALES OFFICE: 22 Downy Emerald Drive, Bradford (905) 775-3461

Sales office hours: Sat. & Sun. 11am - 6pm • Mon. - Thurs. 1 - 8pm • Closed Fri. • Niagara hours: Sat. & Sun. 12pm - 5pm • Mon. - Wed. 2 - 7pm • Closed Thurs. & Fri.

GREATGULF.COM 034-035-GreatGulf-Corp 11-29-14.indd 35

14-11-25 5:39 PM

//TAXING ISSUES

Taking a long-term view

INVESTMENT POTENTIAL OF YOUR HOME OUTWEIGHS MARKET QUESTIONS » by HENRY CHOO CHONG

Q

My wife and I would like to get into the real estate market before it becomes unaffordable. We have saved $10,000 for a down payment. We have above-average salaries but have been working only for the past three years.

Is this the right time for us to buy?

Joanne and Jake, Ajax

HENRY CHOO CHONG,

CGA, sits on many committees and provides accounting and tax services to individuals and businesses in the GTA. He can be reached at 416.485.5225. Questions to Taxing Issues can be emailed to choochonghcga@yahoo.ca

A

As we progress further from the financial crisis of a few years ago, economic slowdown, stock market and even real estate declines, things are looking brighter for many Canadians. Canada survived the recession; though there are still some challenges, spending is up, stock markets have arguably rebounded and the real estate market has shown longer-term price and sales increases.

Many economists predicted real estate price declines, and few expected price increases and such a quick recovery.

Homebuyers who were counting on further price declines may have been kicking themselves. How long will this continue, you ask? It’s anyone’s guess.

The federal Finance Ministry has, on occasion, given notice it is concerned about a potential overheating of the real estate market. Borrowers must meet the requirements for a five-year, fixed-rate mortgage, even if they plan to choose a shorter term and lower rate. The maximum amortization

period for government-insured mortgages was recently reduced to 25 years from 30. In addition, Canadians can now withdraw in refinancing only 80 per cent of their home’s value, down from 85 per cent, while down payment requirements remain at five per cent for primary homes and 20 per cent for investment properties. Some experts feel these changes may leave some first-time buyers sitting on the sidelines.

However, these issues should not be the primary factors to influence your decision to buy. Some considerations to reconcile before making the plunge include: » How much of a house can you afford to purchase? Get pre-approved by your bank before shopping » How much of a house do you want to afford? The answer is not necessarily to purchase the maximum house you qualify to buy, but what you want to afford » W hat will your payments be, if interest rates rise (and they definitely will) one, two or three per cent? Ensure you can easily afford the increase » First-time buyers of new homes priced at less than $425,000 will be minimally affected by the HST. Generally, there are no real estate commissions for the purchaser of a home. Legal fees are not usually high for a purchase and are minute in the grand scheme of purchasing a home At the end of the day, a home is a long-term investment, so look beyond the next year or two.

NOW OPEN

Lotus Pointe C A L E D O N

FROM

SEMIS UPPER$400’s* SINGLES UPPER$500’s* FROM

FROM

AN INSPIRED NEW MASTER-PLANNED COMMUNITY WITH SMALL TOWN CHARM

Old School Road

PRESENTATION CENTRES

This community offers small town charm yet is moments away

N

TOWNHOMES MID$400’s*

from all of the necessary amenities. The serenity of the scenic countryside is accompanied by easy access to the GTA via

PRESENTATION CENTRES LOCATED AT 12891 HURONTARIO STREET

Dixie Road

Hwy 410

yo ur opportunity to Move Up To Caledon.

Kennedy Road

designs brought to yo u by fo ur in cre dible B uild e r s , this is

Mayfield Road

Hurontario St. / Hwy 10

Highway 410. With well thought out floor plans and beautiful

Countryside Drive

MONDAY TO THURSDAY: 1PM - 8PM • FRIDAY: CLOSED • SATURDAY, SUNDAY & HOLIDAYS: 11AM -6PM

*Limited quantities available in some price ranges. To qualified purchasers. Prices & information correct at press time. Some lots may have premiums. Illustrations reflect artist’s impression. Map not to scale. E. & O. E. Conditions may apply.

LOTUSPOINTECALEDON.CA

NOV 29 - DEC 13, 2014 | NEW HOME GUIDE GTA 37

//COMMUNITY FOCUS

Your family deserves to MOVE UP TO CALEDON LOCATION: Caledon HOUSING TYPE: Freehold townhomes, semis and single-detached homes on 36-, 38-, 41-, 43- and 50-ft. lots CONTACT: lotuspointecaledon.com

I

f you’re looking for a place where nature intersects elegance to create a convenient and peaceful environment, Lotus Pointe is where you want to live.

Located at Hwy. 10 and Old School Road, this masterplanned community provides the small town charm and a Caledon address, yet is a short drive from the city of Brampton. This new and exciting community is brought to you by four incredible home builders – Greenpark, Starlane, Rosehaven and Fieldgate Homes.

Lotus Pointe will feature freehold townhomes, spacious semis and single-detached homes on 36-, 38-, 41-, 43- and 50-ft. lots. Exquisite exteriors showcase stucco, stone and clay brick accents while the interiors offer inspired designs and spacious floorplans.

These stunning homes were designed with you in mind.

The freehold towns, two and three-storey designs feature beautiful three bedrooms with two and a half baths. Semi-

GREENPARK, STARLANE, ROSEHAVEN & FIELDGATE HOMES | Lotus Pointe

detached homes offer spacious three and four bedrooms and range from 1,756 to 2,178 sq. ft. The singledetached models have exquisite features incorporating multiple bedrooms, private ensuites and generously sized walk-in closets.

Added elements in each home include charming porches, large windows, nine- and 10-ft. ceilings on the main floor and are up to 4,000 sq. ft.

Lotus Pointe is ideally situated in South Caledon. It offers a quaint, village feel and the prestige that Caledon provides, yet has the convenience of the necessary amenities found close by in Brampton. In Caledon you are able to enjoy the great outdoors with multiple parks, golf courses, farms and protected conservation areas and the Caledon Ski Club, while taking advantage of the natural beauty throughout the area. Minutes to the south, Brampton gives you access to outstanding elementary and secondary schools, a variety of shopping plazas, restaurants, movie theatres, places of worship and community centres. The

Lotus Pointe is ideally situated in South Caledon. It offers a quaint, village feel and the prestige that Caledon provides, yet has the convenience of the necessary amenities found close by in Brampton. serenity of the scenic Caledon countryside is accompanied by easy access to Hwys. 10, 410 and 407, providing seamless travel to the entire GTA. Take advantage of this ideal opportunity, brought to you by four committed home builders with long standing impressive reputations in the industry. Discover a new way of life and move up to Lotus Pointe. Move Up to Caledon!

For more information visit lotuspointecaledon.com

//INDUSTRY INSIDER

Essentials that add value to your home » by DAVID HIRSH

DAVID HIRSH

is president and CEO of Brandy Lane Corp.

He prides himself on his creative hands-on approach to all stages of the development and building process. He believes that everyone is his client.

The company’s newest communities are: highly successful Wyldewood Cove in Collingwood, and coming soon, The Davies, at Avenue Road and Cottingham. Visit brandylanehomes.com

Adding value to your new home or condominium is all about making it look great and function well – bearing in mind your immediate needs and thinking about what makes for good resale sense. During your colour selection appointment you’ll want to focus on the key areas that make the biggest impact, from kitchens and bathrooms, to flooring, exterior landscaping, and green elements that enhance your home.

Kitchens and bathrooms provide the “wow factor” in most homes. They carry the biggest tag due to the inherent cost of cabinetry, permanent fixtures such as countertops and backsplashes, and built-in appliances that aren’t all that easy to change once installed. Key elements in these principal spaces should stand the test of time. While you’ll want your home to be up to date and reflective of your lifestyle, it’s important to consider what will work in your favour long term. Choosing the best quality you can afford and selecting neutral colours and finishes will help increase broad appeal and add value. Remember, decor items can be easily changed to add colourful fashion-forward accents.

We Canadians live through four distinct seasons with extremes in temperature and humidity, so installing durable flooring is a good idea. Pre-finished engineered hardwood is an eco-friendly choice for main living spaces, and some people prefer it for bedrooms too. Having one consistent material expands the feeling of space. In high-traffic areas you might want to install ceramics, marble or porcelain tiling instead – depending upon the décor packages available for your home.

Landscaping boosts curb appeal in a single-family home, townhome neighbourhoods and at high-rise communities. Elements added to the yard, terrace or balcony increases the enjoyment of your exclusive use outdoor space. A mix of perennial and seasonal plantings adds colour and texture that elevates the look of your home. But, it’s best to consider how much maintenance you’re willing to do. If you know you don’t want to be outside dead-heading flowers, you’ll probably want to stick with ornamental grasses, evergreens and hardscaping like patios, stonework and decks that require less work. Condo owners should check their declaration, but can usually

transform their exterior spaces with potted plants and flowers, and seating to create an extension to their interior living space.

Upkeep that augments efficiency will add to and maintain the value of your home. HVAC humidifying and duct systems for instance, should be properly looked after to ensure they continue to work economically. Dirty filters and ducts will result in inefficient functioning and performance, and can decrease the lifetime of major appliances. It’s a good idea to become aware of the regular maintenance schedule required for the components that run your home to avoid having to replace parts and possibly whole systems before they would typically need to be changed. Inefficiencies will also, no doubt, add unnecessary costs to your monthly utility bills. Green roofs are becoming more popular every year. They add another welcome outdoor amenity and are good for the building budget too.

Tending to these essentials simultaneously increases the overall enjoyment of your home.

Markham

Library with Cornell Community Centre & at Your Doorstep. en Op w No ft. . sq 0 00 9, 12

Release of New Home Designs! Visit us Today!

Tour our 8 professionally decorated models

Freehold Townhomes featuring 2 master bedrooms each with a Semi-Ensuite

500's

$

from the mid

From 1,737 Sq.ft.

cornellrouge.com

MARKHAM

Singles on 30’, 36’ & 40’ lots

$700's

from the low

From 2,057 Sq.ft.

Sales office located at the S/E corner of Cornell Centre Blvd. and 16th Ave. Open Monday to Thursday

from 1 to 8 p.m.; Friday by appointment only; Weekends and Holidays from 11 a.m. to 6 p.m.

Renderings are artist’s concept.* Specifications are subject to change without notice. E. & O. E. See Sales Representative for details.

41

//IN THE NEWS

Aurora Glen’s use of technology A RESOUNDING SUCCESS Lindvest recently launched one of its most innovative projects – Aurora Glen.

This launch was an overwhelming success, with a 135 firm home sales in four days, selling out the entire phase.

As a result, Lindvest is now planning to move up the launch of Phase 2.

At the pre-registrant launch, Lindvest displayed uniquely defining characteristics of the first release of the Aurora Glen homes, from the contemporary and traditional style elevations and double-car garages on all lots; to state-of-the-art technological features such as self-learning thermostats and intelligent locks. As the company professes, this is future living, now.

Pre-registrants were able to visit the sales centre via an appointment process that prevented lineups, over crowding and improved the overall purchase experience.

Engine Advertising custom developed web based software specifically designed for this site. Their software gave preregistrants, in the order they preregistered, an opportunity to preview all of the available homes, elevations, floorplans, agreement of purchase and sale, starting prices and most importantly to book their appointment. Through this same process, real estate agents were able to book multiple appointments for their clients.

In order to better assist the sales team and prospective purchasers, Aurora Glen utilizes revolutionary interactive software created by NVYVE and Salefish to make the homebuying process more engaging and easier than ever before. Using touchscreen technology and iPads, homebuyers can select parameters to find the perfect lot and home to suit their needs. The software provides the opportunity to view the entire site plan, proposed homes and floorplans in 3D with 360-degree rotation ability, something previously impossible with architectural 2D plans and renderings alone. Cutting edge graphics effectively allow customers to browse through the inventory of 3D floorplans and house types so each option is visualized and homebuyers can fully understand their future space and lot type. Comparisons between home plans are easily displayed.

Using joint technology from NVYVE and Salefish, everything is shown and updated in real time – from product availability, updated pricing information, buyers agreements and all architectural controls to form an accurate up-to-date snapshot of the development as it changes and grows. As homes are sold, the interactive 3D site plan updates in real-time to show how the

development and streetscapes will appear in reality. The software also features the builder story and the local area amenities so customers can see what the neighbourhood will offer in terms of dining, shopping and recreational facilities.

NVYVE and Salefish software is the ultimate customer experience for buying pre-construction homes, allowing buyers to see the home and lot as never before.

Toronto-based Lindvest is part of the well-respected award-winning H&R family of companies, which has been building with excellence for more than 60 years. Lindvest was founded in 1998, and since that time has built successful communities across the Greater Toronto Area, all designed with beauty and function in mind.

Over the years, Lindvest has been recognized for excellence in planning, progressive urban design and superb construction standards. Attentive customer service is a cornerstone of the company’s corporate philosophy, which embodies approachability, honesty and integrity. The firm is known for selecting established, up-and-coming locations that appreciate in value over time, and Aurora Glen certainly bears out that commitment.

PHASE 1

SOLD OUT.

PHASE 2

COMING SOON.

A mixed community of traditional and contemporary homes conveniently located close to everything Aurora has to offer.

Double car garage elevations on 38’ and 44’ lots.

Thank you for making Aurora Glen

St John’s Sideroad Woodbine Ave.

HWY 404

Leslie St.

Bayview Ave.

Yonge St.

Wellington St. E.

Phase 1 an overwhelming success.

Phase 1 is now sold out, Phase 2 release coming soon.

//IN THE NEWS

Heathwood Homes’

FOREST HILL ON THE GREEN IN RICHMOND HILL SELLS OUT IN THREE WEEKS Heathwood Homes’ 113 single-family luxury homes in Richmond Hill, Forest Hill on the Green, have sold out in just three weeks.

Said Heathwood Homes President Hugh Heron, “What is most gratifying is that more than 30 per cent of the purchasers are previous Heathwood Homes buyers. It’s great to see that they are obviously pleased with their current homes and were very happy to purchase from Heathwood again.”

Priced starting at slightly less than $1.15 million, Forest Hill on the Green homes are located in a well-established area, steps from Yonge Street, just south of Jefferson Side Road and only minutes to the centre of the Town of Richmond Hill. The new community will be a blend of stately homes and greenspace, with Heathwood reserving more than one-third of the entire property for open space and parkland.

The Oak Ridges Recreation Centre and Bond Lake Conservation area are nearby the new community, as well as excellent schools, parks, shopping, restaurants, The Richmond Hill Centre for the Performing Arts and Seneca College. The community is well-served by both York Region VIVA and GO Transit with convenient access to Hwys. 404, 400 and 407.

The 113 homes are located on 43- or 50-ft. lots and feature brick, stone and stucco exteriors.

Interior features include 10-ft.-high ceilings, eight-ft. high interior doors, imported ceramics, oak plank flooring and solid oak stairs. Kitchens feature granite countertops, and are fully equipped with Thermador appliances. The master ensuite bathrooms include granite counters, a free-standing soaker tub and frameless glass showers.

Forest Hill on the Green homes all include Heathwood’s exclusive Green Home Energy Program. Residences include a solar rough-in for future photovoltaic and solar heat assist, a rough-in for a future Grey water system, dual flush toilets, drain water heat recovery, energy efficient lighting, extra insulation, high efficiency furnaces and energy recovery ventilators and every garage includes a rough-in for an electric vehicle charging station.

COMING VERY SOON

A SPECTACULAR COLLECTION OF LUXURY HOMES!

SINGLE FAMILY HOMES, SEMI-DETACHED AND TOWNHOMES. Register now for your VIP invitation!

COMING TO WHITBY REGISTER NOW

N OW U N DER CO NSTRUC TIO N O N LY 10 R E M A I N

WHITBY’S FINEST NEW MASTER PLANNED COMMUNITY AT TAUNTON ROAD AND COUNTRY LANE

JUST STEPS FROM YONGE ST. IN THE HEART OF RICHMOND HILL, LUXURIOUS 3 BEDROOM URBAN TOWNS.

Starting from

$479,900

Heathwood.com Prices and specifications are subject to change without notice. E. & O. E. Renderings is artist’s concept.

//MORTGAGE ADVICE

Is the lowest rate always best? » by ALYSSA RICHARD

ALYSSA RICHARD

is the Founder and CEO of ratehub.ca, a mortgage rate comparison site that aims to empower Canadians to make smart financial decisions.

While at ratehub.ca we’re in the business of comparing mortgage rates, we know there’s more to consider than simply how the interest rate will affect your mortgage payment. Throughout the year, big banks and even smaller lenders will offer incredible promotional rates to bring in new clients, but many of those offers come with serious restrictions and penalties.

Before you jump at the chance to snag the lowest rate, read the fine print in your agreement to see if your new mortgage product comes with any of the following:

While most mortgages in Canada are closed, some mortgage products’ restrictions are tougher than others.

» LOW PREPAYMENT PRIVILEGES. Most products give mortgage holders the option to increase their monthly mortgage payment amount once per year and/or make lumpsum payments throughout the year. While many lenders offer 20 per cent/20 per cent prepayment privileges (meaning you could increase your payment by 20 per cent each year and/or make a lump-sum payment of 20 per cent of your original mortgage), some promotional rates only offer 10 per cent/10 per cent. If your goal is to become mortgage debtfree fast, this may not be the right product for you. » COLLATER AL CHARGE. If the lowest rate ends up being for a collateral mortgage, you’ll want to carefully consider how taking one on could affect your finances in the future. Collateral mortgages are readvanceable mortgage products that allow you to borrow money from your home at anytime, without having to refinance (and pay the legal fees to do so). Sounds great, right? Unfortunately, they also lock you into staying with that particular lender, even when your mortgage comes up for renewal. To get out of a collateral mortgage, you would need to hire a real estate lawyer (and pay legal fees). » C LOSED MORTGAGE. While most mortgages in Canada are closed, some mortgage products’ restrictions are tougher than others. For example, the 1.99 per cent fixed-rate mortgage product Investors Group offered a couple months ago didn’t allow borrowers to prepay, negotiate or refinance their mortgage throughout the three-year term. The only way to break your mortgage in that agreement was to sell your home. Again, if you are someone who wants to pay down your mortgage debt fast or may need to borrow from your home in the future, this may not be the best product for you.

Of course, if your mortgage product comes with the lowest rate on the market and has few restrictions, you should jump at the chance to get it! But if you have any concerns about what’s included in the mortgage agreement, don’t be scared to shop around and find the right mortgage for you – even if it doesn’t come with the absolute lowest rate.

LOOKING FOR A NEW HOME?

It’s only a tap away.

Find the perfect new home or condo in the neighbourhood that fits your lifestyle.

Start searching now!

DOWNLOAD THE APP 47

GET STARTED NOW AT

NewHomeAndCondoGuide.ca

//LEGALLY SPEAKING

How does the ‘closing date’ work? » by JAYSON SCHWARZ

JAYSON SCHWARZ

LL.M. is a Toronto real estate lawyer and senior partner in the law firm Schwarz Law LLP. If you have a topic in mind, mail, deliver or fax letters to the magazine or to the firm, email (info@schwarzlaw.ca) and give us your questions, concerns, critiques and quandaries.

Lawyers have a tendency to forget that homebuyers typically don’t know what to expect as they move closer to their closing date.

All the delays are over and your builder has sent a letter to your lawyer and/or yourself that closing of your newly built house will occur soon and the closing date is firm. By now, your lawyer has completed all necessary searches and arranged for title insurance. The first thing you need to do is to advise water, hydro, gas or oil, phone, cable and the city tax department in writing, of your name, new address, phone number and set up your accounts. Clarify with your lawyer whether he is doing this for you (it is often an extra charge). There are plenty of books and manuals published on this topic, so check around. Set up your accounts and learn who to call in an emergency or when you need service; identify your closest police and fire departments and hospital.

Keys are either handed over at the site, through your real estate agent, or your lawyer will have them. Your lawyer should phone you with this information.

Subject to when he receives the adjustments from the builder’s lawyer, your lawyer should call you anywhere from two days to a week before the closing and provide you the exact figures you need to close the deal. Your lawyer is as anxious as you to get you the right numbers and receive your money, but sometimes the other side is slow in providing the final figures. Remember, generally, all cheques need to be certified as they go through the lawyer’s trust account.

Ensure that your financial institution has provided your lawyer with mortgage instructions at least a week before closing. Your lawyer cannot close your deal without this, and it is your obligation to ensure he has these instructions in a timely manner. So, follow up with your broker, bank, trust or private lender.

Just before the closing, you will do your Tarion pre-delivery inspection. See my article online at schwarzlaw.ca as what to look out for.

All right, inspection done, it’s closing day and what happens? Your lawyer delivers the certified cheques to the builder’s lawyer and then both lawyers sign off on the documents through the Government of Ontario’s electronic registry system (Teraview). All documents are registered and you own the house! What about the keys? Keys are either handed over at the site, through your real estate agent, or your lawyer will have them. Your lawyer should phone you with this information.

Now what? Move in and enjoy, and some time in the next 60 days your lawyer should provide you with his report with all your documents and his final account.

BUYING, SELLING OR REFINANCING A HOME? YOU NEED A LAWYER! Helping YOU make your home buying dream a reality.

849

$

plus HST

Quality legal services at the right

price*

BRAMPTON BRANCH OFFICE

Call

For Free Offer Review

TORONTO OFFICE

10 Wilkinson Rd. Unit 22., Brampton, Ontario L6T 5B1

1984 Yonge St.,Toronto Ontario M4S 1Z7

905.455.5777

416.486.2040

Toll Free: 1.888.609.8888 Fax 905.452.8135

Toll Free: 1.888.609.8888 Fax 416.486.3325

www.schwarzlaw.ca *Certain Terms and Conditions shall apply. Full disbursement disclosure.

50 NEW HOME GUIDE GTA | NOV 29 - DEC 13, 2014

November 29 - December 13, 2014

Showcasing new homes in the GTA’s central and north regions

IN THIS SECTION

>> Maps and listings for new-home communities in the central and north region >> Builder news and the latest in new homes in the central and north region

//IN THE NEWS

GTA lowrise home prices hit record high More good news for the Toronto housing market – especially if you already own a home: the price of a new lowrise home in the GTA reached a new record high amidst strong sales this October, according to the Building Industry and Land Development Association (BILD).

According to RealNet Canada Inc., BILD’s official source for new-home market intelligence, lowrise pricing reached $694,629, eclipsing the previous record set just one month prior.

Highrise sales in October showed a moderate decrease of eight per cent, but remain on par with the 10-year average. The average price of a highrise home was up eight per cent to $455,535, as new projects across the GTA introduce larger suite sizes to accommodate consumer preference.

RealNet figures for October showed that there were 1,886 new detached, semi-detached and townhomes sold across the GTA, which is up 27 per cent over October 2013 and 19 per cent above the 10-year average.

BILD attributes the strong lowrise sales to a number of new project launches combined with high demand for

ground-related housing in the GTA. “Building homes that people can afford to purchase is a significant challenge for our industry as it affects all current and future residents of the GTA,” says BILD president and CEO Bryan Tuckey. “With the gap between the two property types steadily widening, the dream of homeownership is drifting out of reach for many, especially for first-time buyers and new Canadians already challenged to save up for a down payment.”

Escalating prices are a result of constrained land supply, an outdated planning approvals process and increasing government fees and charges across GTA municipalities, says Tuckey.

FANTASTIC LOCATION & UNBELIEVABLE VALUE IN SUTTON

36 ' Windsor Gate Elevation B

40' Ruston Hall Elevation B

36ft. Lots 40ft. Lots $384,990

starting from

$409,990

IT’S ALL ABOUT FINDING THE RIGHT BALANCE AND A PLACE TO LOVE With a population of 5,000, Sutton is a closely knit community and part of the Town of Georgina. It’s all just minutes from Highway 48, and minutes from the new 404 extension at Ravenshoe Rd., with Toronto less than 40 minutes to the south.

SUTTON

MyJubilee.ca SALES OFFICE: 4950 Baseline Road, Sutton, ON, LOE 1RO

1.877.455.0201

Prices and specifications are subject to change without notice. All renderings are artist concepts. E. & O.E.

EXTENSION NO

starting from

PEN WO

//IN THE NEWS

GREEN HOME BUILDERS DESERVE RECOGNITION

Nominations are open for EnerQuality’s EQ Awards The home building industry is creating Greener communities across Ontario.

When it comes to energy efficiency and sustainability, builders are re-thinking and changing housing in all disciplines, including planning, design, construction and marketing.

Take the adoption of Energy Star for New Homes – since the introduction of the program almost 10 years ago, more than 58,000 qualified homes have been built in Ontario. Last year alone, 29 per cent of all homes built in the province were Energy Star qualified.

Every year, select builders, energy evaluators and industry partners are honoured with a number of prestigious awards at the EQ Awards Gala, taking place this year at the Sheraton Parkway Toronto North Hotel and Suites in Richmond Hill on Feb. 19, 2015.

A full day EQ Housing Innovation Forum will be followed by the EQ Awards, at which we will be celebrating the 10th Anniversary of Energy Star, the most successful Green building program in Canada. ”Energy Star is the most trusted brand for energy efficiency in Canada, and awareness is increasing that new homes can be qualified to this high standard,” says Corey McBurney, president of EnerQuality, Canada’s number one certifier of Ggreen building homes. “We must recognize those builders who are continually improving, and pushing the boundaries through innovation.”

Corey notes that the awards nomination process has begun and EnerQuality is asking for help identifying this year’s top performers.

Awards are granted in a number of categories, including the Building Innovation Award that recognizes a builder who has demonstrated technical excellence while implementing high performance building practices; and the Ontario Green Builder of the Year award that recognizes an outstanding home builder that has led the residential building industry in environmental responsibility. Other awards categories include: »E nerQuality’s Energy Star for New Homes Builder of the Year (Large Volume) »E nerQuality’s Energy Star for New Homes Builder of the Year (Mid Volume) »E nerQuality’s Energy Star for New Homes Builder of the Year (Small/Custom) »E nerQuality’s Energy Star for New Homes Champion of the Year » Best Green Marketing Campaign » Green Renovation Project of the Year » Evaluator of the Year » Leader of the Year (nominated by EnerQuality) » Hall of Fame (nominated by EnerQuality) “It is important to recognize the outstanding innovators committed to ensuring Ontario remains a leader in high performance building. We are proud to acknowledge and celebrate their remarkable achievements,” says McBurney.

The deadline for nominations is Dec. 5, 2014. Winners will be announced at the EQ Awards Gala.

To nominate a builder, evaluator, supplier or even yourself, or to learn more about the EQ Housing Innovation Forum or EQ Awards, visit enerquality.ca Some categories are free to nominate, and all nominations are complimentary with the purchase of an EQ Awards Gala ticket.

EnerQuality’s mission is to transform Ontario’s housing into the most energy efficient and sustainable in the world. Its programs are voluntary and market-based. They are designed to encourage and support developers, builders and renovators improve building performance and reduce the environmental impact of housing. The company partners with local home builders’ associations, utilities, manufacturers and consultants to bring its programs to market.

COMING SOON TO RICHMOND HILL

NEW NEW Phase Two. NEW Model Homes.

We’re about to introduce a new opportunity in one of Richmond Hill’s finest communities.

Here, a beautiful landscape of rolling hills & mature trees is the perfect complement to Acorn’s signature architecture.

Ownership of common element areas within your community will ensure that they will be maintained to your high standards.

Discover distinctive detached homes on 28 & 38 ft. lots at Yonge & Bloomington.

Register at AcornHomes.ca NOV 29 - DEC 13, 2014 | NEW HOME GUIDE GTA 55

//IN THE NEWS

Kylemore’s

NEW CUSTOM HOME MODEL MIXES GLITZ WITH GLAMOUR Two talented companies collaborate and create a stir with Markham homebuyers. “We design and build our model homes, and Jane Lockhart Interior Design transforms them into a stunning environment that anyone would love to live in,” says Patrick O’Hanlon, president of Kylemore Communities.

“We’ve had a long and successful relationship with Jane and her team, which was recognized in 2011 when we were awarded the Best Model Home at the annual Building Industry awards.”

“Kylemore’s homes are quite classic in design, which we find has long-lasting appeal. Building with main floor ceiling heights of 10- and nine-ft. on the second floor creates an elegance and majesty for our interior design,” says Jane Lockhart. For Kylemore’s new 5,300-sq.-ft. custom home Peyton Model in Angus Glen Community, Lockhart emulates current interior design trends by using reflective metals and glossy materials including chrome, marble, glass and mirrors.

“These glossy finishes suggest a moody elegance when paired with charcoal and contrasting pastel shades like aqua.”

“We want visitors to this home to experience a powerful ‘wow’ factor from the first moment they enter the main foyer and see the living and dining room on either side,” says Lockhart.

Full drapery frames Kylemore’s generous windows, and streamlined artwork takes this refined setting to a higher level of sophistication. In the dining room, traditional chairs are finished in a surprisingly non-traditional material for extra sizzle!

Transitioning to the back of the home, the surroundings become elegantly casual. A classic sectional is positioned for entertaining and has an overstuffed look that is comfortable and inviting. The large gas fireplace dominates one wall of the Great Room; its flames can be enjoyed from the breakfast room as well as from different vantage points in the spacious kitchen. “In the cooking and food preparation area of the

kitchen, we used a stained brown finish for the large island and cooktop base with range hood and white paint for the balance of cabinetry. We created a clear separation for the bar in a charcoal combining this with the same white paint-finished cupboards to tie the two areas together. This helps to show how inviting it is to entertain in this part of the home,” says Lockhart. Glass-fronted upper cabinets are stylish adding lightness while also emphasizing the dramatic ceiling height.

“Another great feature of the kitchen is the full servery connecting with the dining room. This has additional cabinetry, counter and a sink so can function as a second food preparation area when entertaining,” Lockhart adds.

No custom-designed home is complete without a sumptuous master suite, and here Lockhart’s team worked their magic. The transition from the upper hallway is through a private alcove with double door entry. A gorgeous sitting area is surrounded by windows and a two-sided gas fireplace is visible from the bedroom and the ensuite.

Stylish yet completely functional, the master bath has a double vanity, a large shower with multiple showerheads, a water closet for the toilet and a lavish freestanding bathtub. Two large walk-in closets complete this elegant retreat.

To learn more about Jane Lockhart Interior Design visit janelockhart.com.

For information on the full range of Kylemore Communities’ detached and custom homes, and to tour the new Jane Lockhart Custom Home Model, visit kylemorecommunities.com or call 905.887.9950. The Angus Glen Sales Centre is located at 285 Angus Glen Blvd., south off Major MacKenzie Rd. and west of Kennedy Rd. in Markham.

NOV 29 - DEC 13, 2014 | NEW HOME GUIDE GTA 57

Main St

Gerard St

e Av

n sto ng

r nD orto

RD

lva Sy

to

n

RD

Galloway Rd

78

13

2A

401

Attention Builders Want to add your community to our maps?

Need to update existing information?

Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate. Please see builder’s ads for exact locations.

s ng Ki e v nA

Sheppard Ave E

Manse Rd

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18

6

41

ev

18

Passmore Ave

17

Centennial

Lakeshore Blvd W

Christie St.

Horner Ave

Spadina

Dundas St. W.

4

St Clair Ave E

Eglinton Ave E

Brim

Progress Ave

Lawrence Ave E

cL

M

16

East Ave

I

Evans Ave

rlet

Bay St. University Ave.

Queen St. W. King St. W. 49 Front St.

Yonge St

86

QEW

Don Valley Pkwy

QEW

28

Logan Ave.

Danforth Ave.

Woodbine Ave

Queensway

77

Yonge St.

Bloor St.

Cosburn Ave

O'Connor Dr.

43

Don Valle

H

Bathurst St.

14Dupont St.

17

Laird Dr

20

Dufferin St

8

2

Avenue Rd

Davenport Rd.

Rd

Pharmacy Rd Victoria Park

Dundas St W

Sca

an

Warden Ave

5

Allen Expressway

gh

Ave E

401

15

Sheppard Ave E Milner Ave

14

McCowan Rd

St Clair Ave.

Dufferin St

Va u

Leslie St Eglinton

Ellesmere Rd

5

Huntingwood Dr

Finch Ave E

Birchmount Rd

Rogers Rd

Bathurst St

Eglinton Ave W

13 Steeles Ave.

McNicoll Ave

12

Bellamy Rd

Bloor St W

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Briar Hill Ave

Rd

Eglinton Ave W

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Markham Rd

Rathburn Rd

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Keele St

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Kipling Ave

Cr

Brimley Rd

Th e

B

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Tre th

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401

Sheppard Ave E

10

Lawrence Ave E

Ave

12

401

1

40

9

Scarborough Golf Rd

G

Martin Grove Rd

89

15

1

87

Finch Ave W

Drewry Rd

Pleasant Ave

8

Orton Park Rd

F

Islington Ave

Kennedy Rd

Westway

7

Jane St

Wilson Ave

34

pressway

Dixon Rd

16

7

Bayview

401

400

9

6

Mills

409

Bv

Signet Dr

27

ale

5

Midland Ave

E

Humberline Dr

xd

4

Allen Ex

Re

Rd

3

Dufferin St

Finch Ave W

ion

Alb

2

Don

D

1

Toronto, Etobicoke, York, North York, East York, Scarborough

Alness St

C

B

A

central region:

McCowan Rd

7

Tapscott Rd

42

Neilson Rd Morrish Rd

Rd

Sewells Rd Conlins Rd

h

Reesor Rd

rt

Beare Rd

fo

Meadowvale Rd

Da n

58 Port Union Rd

Coxwell Ave

Pape Ave.

Parliament St Sherbourne St Jarvis St.

Dufferin St

Lansdowne Rd.

Keele St. Roncesvalles Ave.

Jane St

Park Lawn

Royal York Rd

Renforth Dr

19

Goddard on the Valley

416-630-5039

•

•

10

Fieldgate Homes

90 Niagara

416-981-0036

•

15

Mattamy Homes

Downsview Park

www.mattamyhomes.com

17

Fieldgate Homes

Zigg

fieldgatehomes.com

•

•

25 8F

18

Fieldgate Homes

Axiom Tower 2

fieldgatehomes.com

•

• from $250,000

25 8H

86

Menkes

Humber Mews

416-259-2525

•

from $520,000

6 3I

86

Menkes

Dwell City Town

416-259-2525

•

from $390,000

7 3I

87

Menkes

Bloom Park Towns

416-730-1600

•

from $690,000

6 8B

89

Decade Homes

Yorkdale Village phase II

416-638-5656

•

from $320,000

57 6D

2

National Homes

The Churchill Collection in Forest Hill 416-922-1414

•

from $1400,000

7G

4

Georgian Corporation

Lex Towns

416-428-3419

•

• •

from $495,000

12G

5

Tiffany Park Homes

Westhaven

416-792-6655

•

from $633,000

3G

5

Graywood Developments Ltd

Westhaven

416-792-6655

•

from $633,000

3G

6

Coventry Homes

Danforth’s Crossing

416-924-8338

•

from $450,000

12G

7

Fieldgate Homes

The Brownstones at Westown

lidvest.com

•

•

from $620,000

4E

8

Emsatec Canada Inc.

The Brownstones 5

416-531-7760

•

•

from $350,000

6G

9

Lindvest Properties

The Brownstones at Westown

lindvest.com

•

•

from $330,000

4C

9

Lindvest Properties

Grand Cornell Brownstones in Markham lindvest.com

•

•

from $340,000

4C

9

Lindvest Properties

Corporate

lindvest.com

•

•

from $195,000

4C

11

Tribute Communities

Canterbury

647-352-2130

•

from $767,000

9E

12

National Homes

The Townes of Richview

416-746-1234

•

from $570,000

3E

13

Insoho Developments

Highland Creek Collection

ownhighlandcreek.com • •

from $650,000

17D

14

Dunpar Homes

The Ossington

416-253-5888

•

from $700,000

7G

16

Conservatory Group

Oakdale Village

416-243-0567

•

from $429,000

5C

18

Fieldgate Homes

Axiom

fieldgatehomes.com

•

• from $250,000

8H

20

Beaverbrook Homes

Evolution

416-747-9691

• from $270,000

2G

28

Pemberton Group

Park Lake Residences

416-769-4343

• from $180,000

5H

34

H&R Developments

Westown

hr-newhomes.com •

•

• from $190,000

5C

41

Monarch Corporation

Evergreen

416-495-3526

•

from $470,000

14F

43

Aspen Ridge Homes

Scenic On Eglinton

416-805-1781

•

•

from $190,000

10F

49

Tribute Communities

RCMI

416-363-4800

• from $324,000

8H

50

Fieldgate Homes

Corktown Mews

corktownmews.ca

•

77

Aspen Ridge Homes

Seventy Seven Charles

416-203-7034

• • from $2100,000

8G

78

Your Home Developments

Nature’s Path

647-340-6972

•

from $280,000

17E

83

Arista Homes

Lilly Factory Towns

416-792-4872

• •

from $395,000

12G

90

Sundance Homes

Braeburn Lane

sundancehomes.ca •

from $430,000

15D

Builder

Site

Tel

Price Range

Page No.

from $690,000

27 7B

•

from $346,000

25 7H

from $270,000

BC 6C

from $550,000

9H

central region:

Arista Homes

Toronto, Etobicoke, York, North York, East York, Scarborough

Fi Map nd er

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1

59

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Kipling Av

K

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7

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42

48

Isl on

I

Huntington

Langstaff Rd

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H

Teston Rd

Major Mackenzie

46

3

6

4

24

54

400

9

24

8

400

9 King Rd

10

Rutherford Rd

Maple

7

55

52

49

53

12

44

Centre St

Langstaff Rd

32

51

11

Keele St

G

City of Vaughan

7

King-Vaughan Rd

6

14

5

Thornhill

47

Clark Ave W

7

10

56

13

Dufferin St

F

1

8

Kirby Rd

5

Cr

3

2

4

Pine Valley

E

3

Nashville Rd

2

Jane St

D

1

Cold Creek

C

B

A

central region: Vaughan, Maple, Woodbridge, Thornhill

Hwy. 27

60

Bathurst St

Weston Rd

e Av

e

Rd

50

12 Line R

d

16

17

18

Attention Builders Want to add your community to our maps?

Need to update existing information?

Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate. Please see builder’s ads for exact locations.

15

19

Tel

2

Tribute Communities

Gates of Nobleton

647-633-3500

3

Arista Homes

IMPRESSIONS

3

Fieldgate Homes

3

Price Range

•

from $920,000

15 4A

impressionskleinburg.com •

• •

from $520,000

21 4E

IMPRESSIONS

905-893-9500

•

• •

from $543,000

Insert, 21 & 25 4E

Paradise Homes

IMPRESSIONS

impressionskleinburg.com •

• •

from $520,000

21 4E

6

Primont Homes

Renaissance Townes

905-417-3363

•

from $570,000

12 8D

24

Fieldgate Homes

Vaughan Valley Estates

905-893-9500

•

from $1199,000

Insert & 25 8F

44

Madison Homes

Thornhill

905-417-1203

•

from $1800,000

11 13G

1

Country Wide Homes

Kleinburg Hills

KleinburgHills.com •

4E

1

Aspen Ridge Homes

Kleinburg Hills

aspenridgehomes.com •

4E

3

Tiffany Park Homes

Valleybrooke Estates

905-303-1620

•

from $870,000

8E

4

Arista Homes

Vellore Woods

aristahomes.com •

from $690,000

8F

5

Aspen Ridge Homes

Upper West Side

uwscommunity.com

•

from $1099,000

14D

5

Conservatory Group

Upper West Side

uwscommunity.com

•

from $1099,000

14D

5

Country Wide Homes

Upper West Side

uwscommunity.com

•

from $1099,000

14D

5

Regal Crest Homes

Upper West Side

uwscommunity.com

•

from $1099,000

14D

5

Townwood Homes

Upper West Side

uwscommunity.com

•

from $1099,000

14D

7

Lormel Homes

La Viva

lavivatowns.com •

from $350,000

5J

8

Fieldgate Homes

Kleinburg

905-893-9500

•

from $523,000

4E

9

Treasure Hill Homes

Moda Urban Village

treasurehill.com 8E

10

Forest Hill Homes

Bridle Path of Thornhill

foresthillhomes.ca •

from $1400,000

13F

24

Arista Homes

Vaughan Valley Estates

905-303-1929

•

from $800,000

8F

32

Andrin Homes

Chelsea Station

andrinhomes.com •

11E

42

Dunpar Homes

Riverside Village

416-253-5888

•

from $519,000

46

Country Wide Homes

The Point at Woodbridge

905-907-1500

•

from $700,000

8E

47

Country Wide Homes

Upper Thornhill Estates

905-907-1500

•

from $900,000

14E

48

Beaverhall Homes

Regency Estates

905-265-2634

•

from $1301,000

6H

48

Graywood Developments Ltd Regency Estates

905-265-2634

•

from $1250,000

6H

51

Aspen Ridge Homes

King Oaks

905-539-0181

•

from $1100,000

11B

51

Great Gulf

King Oaks

905-833-6413

•

from $1300,000

11B

52

Zancor Homes

Royal Collection

905-833-0883

•

•

from $550,000

12A

53

Treasure Hill Homes

Thornhill Woods

treasurehill.com •

from $950,000

13g

54

Fieldgate Homes

Rivers Edge

905-320-5642

•

• •

from $730,000

8E

55

Oskar Group

Le Sedici

lesedici.com

from $600,000

10E

56

Senator Homes

Bathurst 9130

289-597-4381

•

•

from $700,000

13G

•

Page No.

5I

central region: Vaughan, Maple, Woodbridge, Thornhill

Site

M Fi ap nd er

Builder

De ta Se che m d To i w n Co hom nd e o

# Si te

61

1

2

3

4

5

6

7

6

11

12

5 404

4 7

Rd King 20

St Yonge

E

27

10

t

D

m

Bloo

road

Side

Ave

C

on ingt

Bayview

B

9

Leslie S

A

8

F G

oad

ider

S rson Jeffe

15 16 14

H

19th

Gam 1

22

ent

Reg

St

ea

N

ath Str

nzie

acKe

rM Majo

e Av rn

dW

ick R

.

Ave

404

Dr

P

16th

am Denh

O

dr Wel

st St

62

St

Bathur

central region: Richmond Hill

Mill

r

26

St

K

Neal D

St

28

d

ills R

nM Elgi

Leslie

J

404

d Yorklan

3

M

d

ble R

I

L

Ave.

8

Q R

* Due to scale restrictions locators are approximate. Please see builder’s ads for exact locations.

Attention Builders Want to add your community to our maps?

Need to update existing information?

Please fax the details to (416) 789-9554

Price Range

Page No.

1

Heathwood Homes

Hampshire Mews

heathwood.com

from $480,000

45 5I

8

Treasure Hill Homes

Urbantowns on Bayview

treasurehill.com

from $730,000

19 7Q

15 Forest Hill Homes

Jefferson Forest

foresthillhomes.ca •

•

from $720,000

31 4H

27 Acorn Homes

Oak Knoll

905-773-9257

•

from $622,000

55 3C

3

Centra Homes

The Mills Collections

416-238-2404

•

from $940,000

5J

4

Aspen Ridge Homes

Kettle Lakes Club

289-231-2849

•

from $550,000

6D

5

St. Regis Homes

Mission Hill on Bayview

905-884-8885

from $850,000 6C

6

Fieldgate Homes

The Humberlands

905-773-7738

•

from $850,000

2C

7

Highmark Homes

Nuvo

647-206-2276

•

from $1100,000

2E

14 Arista Homes

Jefferson Forest

jeffersonforest.ca •

•

from $586,000

4H

15 Madison Homes

Jefferson Forest

jeffersonforest.ca •

•

from $586,000

4H

16 Fieldgate Homes

Jefferson Forest

905-884-8017

•

•

from $586,000

4H

20 North Star Homes

King’s Crossing

416-291-9666

•

from $530,000

2E

22 Yorkwood Homes

Hillside Manors

905-770-4662

•

from $472,000

4I

26 Arten Development Group

The Manors of Roseview Grand

roseviewgrand.com

• •

from $650,000

4L

28 Senator Homes

Richvale

senatorhomes.com •

2J

•

Richmond Hill

Tel

central region:

Site

Fi M ap nd er

Builder

De ta Se che m d To i w n Co ho n d me o

# Si te IFC-Inside front cover

63

64

K

J

I

H

G

F

E

D

C

B

A

Town of Aurora

3

Town of Markham

Town of WhitechurchStouffville

2

Thornhill

Town of Newmarket

1

4

5

6

7

8

9

10

11

central region: Markham, Aurora, Newmarket, Whitchurch-Stouffville 12

13

14

17

18

* Due to scale restrictions locators are approximate. Please see builder’s ads for exact locations.

16

Attention Builders Want to add your community to our maps?

Need to update existing information?

Please fax the details to (416) 789-9554

15

19

Tel

Price Range

Page No.

4

Fieldgate Homes

The New U

905-477-6464

• •

from $593,000

6

Primont Homes

Heirloom in Markham

905-201-2804

• •

from $510,000

11 Madison Homes

Greensborough

madisonhomes.ca •

•

11 7G

14 Aspen Ridge Homes

Woodland Hills

416-270-9484

from $450,000

IFC 9C

15 Fieldgate Homes

Aurora Trails

fieldgatehomes.com

•

• from $520,000

Insert & 25 14E

16 Lindvest Properties

Auroraglen

lindvest.com

20 Fieldgate Homes

BlueSky Stouffville

fieldgatehomes.com

•

from $650,000

Insert & 25 18f

30 Madison Homes

Cornell Rouge

cornellrouge.com •

•

from $590,000

11 & 41 8G

30 Forest Hill Homes

Cornell Rouge

cornellrouge.com

•

from $550,000

31 8G

1

Marydel Homes

Woodland Hills

905-898-7380

•

from $400,000

10B

Beaverbrook Homes

The Terrace On Rouge Creek

905-640-7360

• •

from $390,000

18F

3

Mattamy Homes

St. John Forest

www.mattamyhomes.com

4

Arista Homes

The New U

905-534-1564

4

Paradise Homes

The New U

4

Starlane Home Corporation The New U

5

Treasure Hill Homes

7

2

• •

•

Insert & 25 5G 12 7f

43 14E

from $366,000

14E

•

• •

from $490,000

5G

905-477-0317

•

• •

from $490,000

5G

905-534-0493

•

• •

from $490,000

5G

Accolades in Markham

905-471-2852

from $500,000

6F

LeBovic Homes

Bovaird Trail

905-640-7361

•

• •

from $2597,000

14H

8

Country Wide Homes

Wismer Commons

905-907-1500

•

•

from $450,000

6G

9

Brookfield Homes

The Arbors

905-503-0992

•

from $590,000

14F

9

Country Wide Homes

The Arbors

905-907-1500

•

from $720,000

14F

10 Briarwood Homes

Havelock Town Manors

289-301-0077

•

from $560,000

12 Laurier Homes

windsong

905-201-5979

•

•

from $495,000

6G

12 Laurier Homes

Windsong North

905-201-5979

•

from $598,000

6G

13 National Homes

Stonehaven

416-746-1234

•

from $730,000

13D

13 National Homes

Stonehaven

416-746-1234

•

from $730,000

13D

15 Arista Homes

Aurora Trails

auroratrails.com •

•

from $400,000

14E

15 Paradise Homes

Aurora Trails

auroratrails.com •

•

from $400,000

14E

15 OPUS HOMES

Aurora Trails

auroratrails.com •

•

from $400,000

14E

17 Conservatory Group

Heritage Estates

905-640-2274

•

•

from $283,000

18F

18 Kylemore Communities

Angus Glen West Village

905-887-9950

•

from $2000,000

4G

19 New Era Homes

Landmark Estates

905-953-9046

from $550,000

11D 18F

•

6I

20 Starlane Home Corporation BlueSky Stouffville

starlanehomes.com •

from $434,000

21 Andrin Homes

Glenway

andrinhomes.com •

10E

24 Ballantry Homes

Cornell

ballantryhomes.com

• •

from $520,000

8g

28 Preston Homes

Copper Hills

905-954-4050

from $500,000

14E

30 Madison Homes

Forest Hill

cornellrouge.com

•

from $400,000

8G

41 Aspen Ridge Homes

Upper Cornell

905-554-3446

•

•

from $495,000

7F

42 National Homes

Wismer Woods

416-746-1234

•

• •

from $680,000

6G

50 Geranium Homes

The Neighbourhoods of Cardinal Point 905-640-9999

•

•

from $575,000

7F

50 Geranium Homes

Cardinal Point Downtown Stouffville 905-640-9999

•

•

from $600,000

7F

50 Geranium Homes

Uptownes at Cardinal Point

905-640-9999

•

•

from $400,000

7F

50 Geranium Homes

Copperstone Ballantrae

905-640-9999

•

•

from $1.1,000

7F

51 Oxford Homes

Coventry Valley

905-836-8902

from $600,000

10D

52 Fieldgate Homes

Potter’s Bend

905-294-3125

•

•

from $700,000

6G

53 H&R Developments

Castle Square

hr-newhomes.com

•

6g

54 Beaverbrook Homes

Victoria Highlands

416-924-0110

•

from $450,000

10H

55 Country Wide Homes

Woodland Hills

905-907-1500

•

10C

59 Primont Homes

Harmony

905-305-8871

•

62 North Star Homes

Mill Fair Village

NorttStarHomesInc.com

• from $500,000

•

5I

5T

64 Starlane Home Corporation Upper Unionville

905-534-0493

•

• •

from $520,000

5G

64 Paradise Homes

Upper Unionville

905-477-6464

•

•

from $520,000

5G

65 Fieldgate Homes

Victoria Manor

905-294-3125

•

from $896,000

3G

66 Treasure Hill Homes

Aurora Woods on Bayview

905-727-5794

•

from $769,000

13H

70 Mattamy Homes

Cornell

mattamyhomes.com

• from $390,000

8G

85 Orchard Ridge Homes

Prairiewood

orchardridgehomes.com •

from $800,000

19F

86 Cherrywood Homes

Glengrove on the Park

905-640-7571

• •

from $250,000

19F

•

central region: Markham, Aurora, Newmarket, Whitchurch-Stouffville

Site

M Fi ap nd er

Builder

De ta Se che m d To i w n Co hom nd e o

# Si te

65

9

59

Mono Adjala

42

44

400

32

King 14

Schomberg

9

Tecumseth and Tottenham65 71

Keswick

7 11

2

48

Georgina

k La

e

co

im eS

East Gwillimbury

37 33 55

Barrie

Oro

45 70 40017 16 5 Bradford

Alliston

47

Essa

Beeton

12

40

400

Vespra

90 48 Lisle Angus 18

Sunnidale

Tosorontio Everett

1

0

10

39

Hwy 5

K

Shelburne

89

11

15

11

12

48

13

19

Lindsay

Uxbridge

Cannington

7

13

ugo

9

Dr

14

Oshawa

Scugog

401

g

le

15

27

St

E

Manvers

400

ark

Dr

Map

8 wD levie

18

r

19

Attention Builders Want to add your community to our maps?

Need to update existing information?

Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate.

Please see builder’s ads for exact locations.

on P

Bay

Mols

Big

17

e Av tle Lit Yo ng eS t t Rd Poin

Steel St

16

Lakesh ore Burton Av Dr e

lop

400

Newcastle

d

r

n Du

Barrie

D view mR Sale

Map

Rd agh Ard 4

r lle Mi

Sc Lake

eon

Georgina Island 33 obcayg B

Mara

10

s Dr

J

58

43

Wasaga Beach

6

Orillia

10

11

Bracebridge

9

n Vetera

I

H

24

60 41

93

69

8

St

G

24

27

27

Tay

69

400

7

irv

46 3

6

Midland

5

Huron Rd

iew

F

E

4

Fa

Thornbury

Georgian Bay

3

t tS

D

2

ne

An

C

1 St.

B

A

Barrie, Collingwood, Wasaga, Innisfil, Keswick

th St

66 Duckwor

north region:

en

nc Vi ia Rd

Page No.

•

from $550,000

35 8I

59 Brookfield Homes

Fieldstone

1-855-379-1495

•

from $600,000

17 5J

1

Pacific Homes Limited

MarlLake Village

1-877-428-5115

•

from $210,000

5F

1

Red Berry Homes

MarlLake Village

1-877-428-5115

•

from $210,000

5F

2

Delpark Homes

Cedar Ridge

905-722-7210

•

• •

from $275,000

10G

3

Losani Homes

Summit Shores

losanihomes.com/readybuilt

from $390,000

2E

4

Mancini Homes

Princeton Woods

705-730-1978

•

from $330,000

14E

5

National Homes

The Forest

416-746-1234

•

from $480,000

6

Mariposa Homes

Trailside

705-329-3330

•

•

from $249,000

8C

6

Mancini Homes

West Ridge Place Orillia

905-773-9997

•

8C

7

Grandview Homes

Mayberry Estates

705-735-0732

•

from $460,000

9G

8

Fandor Homes

Hamptons on Big Bay Point

705-792-6807

•

from $250,000

18E

9

Grandview Homes

7I

Big Bay Point

705-735-0732

•

from $355,000

13E

10 Summerhill Homes

West Shore Lakeside Community

705-689-0001

• •

from $350,000

9c

11 Ballymore Homes

Lakeside Meadows

1-877-455-0201

•

•

from $290,000

9g

11 Ballymore Homes

Lakeside Meadows

1-877-455-0201

•

from $293,000

9g

12 Previn Court Homes

Victorian Village

1-855-777-3846

•

•

from $335,000

13 Averton Homes

Victoria Highlands

416-924-0110

•

10H

6I

13 Rosehaven Homes

Victoria Highlands

905-473-3225

•

9H

14 Rosehaven Homes

King Country Estates

905-558-0098

•

from $700,000

7k

14 Aspen Ridge Homes

King Country Estates

905-558-0255

•

from $780,000

7k

14 Country Wide Homes

King Country Estates

905-907-1500

•

from $750,000

7k

15 Marydel Homes

Seven Meadows

marydelhomes.com •

•

from $290,000

11F

17 Brookfield Homes

Grand Central

905-778-0873

•

from $570,000

8I

17 Brookfield Homes

Grand Central

905-778-0873

•

from $515,000

8I

18 Grandview Homes

Cromwell Place

705-735-0732

•

7G

19 Andrin Homes

Hillsborough

andrinhomes.com •

10H

24 Kaitlin Corporation

Blue Shores

1-866-625-2583

•

from $380,000

3E

32 Country Homes

Alcona by the Lake

1-866-531-3424

•

•

from $300,000

7H

33 Sandiego Homes

Lakeside Living in Innisfil

705-436-5445

•

•

from $285,000

8G

37 Pristine Homes

Pebbleshores

705-436-5547

•

from $240,000

7G

39 Stonebridge Building Group Stonebridge by The Bay

1-877-420-0880

•

from $200,000

5E

40 Royalpark Homes

Emerald Forest

royalpark.com

•

•

from $200,000

6H

41 Delpark Homes

Pretty River on Georgian Bay

1-888-257-1999

from $298,000

3E

42 RAYMAC Homes

Brennan Enclave

705-516-0681

•

from $252,000

6H

43 Bremont Homes

Centretown

1-877-855-1122

•

from $234,000

5E

Treetops

1-855-590-3577

•

from $350,000

44 Orchard Ridge Homes

Treetops

1-855-590-3577

•

from $350,000

7I

45 Rosehaven Homes

Dreamfields in Bradford

dreamfieldbradford.com •

• from $350,000

8I

45 Regal Crest Homes

Dreamfields in Bradford

dreamfieldsbradford.com •

• from $350,000

8I

45 Country Wide Homes

Dreamfields in Bradford

dreamfieldsbradford.com •

• from $350,000

8I

45 Aspen Ridge Homes

Dreamfields in Bradford

dreamfieldsbradford.com •

• from $350,000

8I

46 Devonleigh Homes Inc.

Creekside

705-444-0555

•

from $210,000

2e

•

7I

47 Devonleigh Homes Inc.

Parkside by Devonleigh

705-435-9991

•

from $275,000

6h

48 Devonleigh Homes Inc.

Brownley Meadows

705-423-9662

•

•

from $225,000

7G

55 Briarwood Homes

Briarwood Estates

705-294-2288

•

from $420,000

8G

58 Lakeview Homes

Greenbrook Village

519-306-0665

•

from $280,000

59 Delpark Homes

Fieldstone MyFieldstone.ca

•

from $570,000

5J

60 Briarwood Homes

Pretty River Collingwood

1-888-257-1999

•

from $310,000

3E

65 Brookfield Homes

Willow Glen Tottenham

905-406-1044

•

from $298,000

7J

70 Far Sight Homes

Greenfields

1-855-299-7929

•

from $309,000

71 Briarwood Homes

Mill Street Village

1-855-232-8100

• •

from $300,000

8J

71 Ballymore Homes

Mill Street Village

1-855-232-8100

• •

from $300,000

8J

4I

7I

Barrie, Collingwood, Wasaga, Innisfil, Keswick

Price Range

905-775-3461

north region:

Tel

Summerlyn Village

44 Brookfield Homes

IFC-Inside front cover

Site

Fi Map nd er

Builder

De t Se ach m ed To i w n Co hom nd e o

# Si te

16 Great Gulf

67

VIEW OUR MAGAZINES ON ANY

DIGITAL DEVICE anytime, anywhere!

Now you can view all New Home Guide magazines online using any smartphone, tablet or desktop device.

NEWHOMEGUIDE.CA Published by

068-Digital 11-29-14.indd 1

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November 29 - December 13, 2014

Showcasing new homes in the GTA’s west region

IN THIS SECTION

>> Maps and listings for new-home communities in the west region >> Builder news and the latest in new homes in the west region

//IN THE NEWS

SouthFields

CELEBRATES ANOTHER MILESTONE Those looking for a new home within a blossoming community with a ready-made community should discover the Village of SouthFields, an award-winning master-planned community created by Monarch and Coscorp. More than 1,000 families already call SouthFields home, and the community is bustling with activity and events.

A ribbon-cutting ceremony was held recently for Blue Pond Park, the latest neighbourhood park to open in SouthFields. In attendance were Monarch and Coscorp representatives, Caledon Mayor Marolyn Morrison along with Mayor-Elect Allan Thompson, Regional Councillor-Elect Johanna Downey and local Councillor, Gord McClure, as well as other invited guests.

Following the ceremony, a donation for $10,000 benefiting Headwaters Health Care Foundation was presented

by Coscorp and Monarch to Joan Burdette, Kathy Armstrong and Catherine Matzig.

Offering something for everyone, this thriving established community in magnificent South Caledon is fast becoming the perfect village at the city’s edge. Families are discovering there’s so much more to life at the Village of SouthFields; community groups, seasonal events, sports and recreation – even the occasional friendly competition.

With winter chill in the air, Coscorp and Monarch organized an exciting street hockey tournament for the kids of SouthFields. Spirits ran high and competition was tough but in the end, everyone cheered as Team Penguins took the trophy.

At SouthFields, residents enjoy a rich village life, where neighbours know

each other by name and the community connects together. The SouthFields Residents Association together with Monarch and Coscorp are planning traditional horse-drawn wagon rides through the community to see the holiday lights and decorations.

It’s the kind of life you want for your family. Children walk to SouthFields Village Public School or play outdoors at one of many community parks. Neighbours gather at the Village Center and in winter, the park-side pond will be a picture perfect skating scene. Families hike, bike or stroll along the multi-purpose trails that connect to the Etobicoke Creek Trail.

Nearby are the convenient city amenities of Brampton and just down the road are the farmers markets and quaint country stores that define the Caledon lifestyle.

At The Village of SouthFields, Monarch and Coscorp are offering an extensive selection of homes: 50-, 43- and 36-ft. singles, as well as semis, traditional towns and live-work towns from the low $400,000s. Visitors have 10 stunning decorated model homes to tour.

Visit the SouthFields Discovery Centre at 12515 Old Kennedy Rd. in Caledon Monday to Thursday 1 to 8 p.m., Fridays noon to 5 p.m., and weekends and holidays 11 a.m. to 6 p.m. Call 905.-843.8989 or visit thevillageofsouthfields.ca

TAKE A TEST DRIVE TAKE A TEST DRIVE THROUGH THE NEIGHBOURHOODS OF MOUNT PLEASANT THROUGH THERD. NEIGHBOURHOODS OF MOUNT PLEASANT MISSISSAUGA JUST NORTH OF BOVAIRD, BRAMPTON MISSISSAUGA RD. JUST NORTH OF BOVAIRD, BRAMPTON

WIN a Vacation! a Vacation!

AWIN Draw a Month!

A Draw a Month!

Test Drive the Neighbourhoods of Mount Pleasant and you could be in for a pleasant surprise!

Test Drive the Neighbourhoods Come see for yourself how the community is taking shape and enter for a chance of Mount Pleasant and you could be in for a pleasant surprise! to win a $4,000 vacation voucher. There’s so much to love about Mount Pleasant from Come see for yourself how the community is taking shape and enter for a chance Rosehaven Homes and Townwood Homes, you’ll find something more each time you visit. to win a $4,000 vacation voucher. There’s so much to love about Mount Pleasant from Rosehaven Homes and Townwood Homes, you’ll find something more each time you visit.

YOU’LL LOVE OUR SINGLES & TOWNS DESIGNS FROM $404,990!

YOU’LL LOVE 45’, OUR & up TOWNS DESIGNS FROM $404,990!

ROSEHAVEN: 41’,SINGLES 38’, 30’ singles to 3,725 sq.ft. from $514,990.

Towns Attached up to 1,903 sq.ft. from $404,990.

ROSEHAVEN: Freehold 45’, 41’, 38’, 30’ & singles up toSingles 3,725 sq.ft. from $514,990.

TOWNWOOD: Freehold Freehold Towns Towns & from $409,900.

Attached Singles up to 1,903 sq.ft. from $404,990.

41’, 38’, 30’ from Singles up to 3,320 sq.ft. from $524,900.

TOWNWOOD: 45’, Freehold Towns $409,900.

45’, 41’, 38’, 30’ Singles up to 3,320 sq.ft. from $524,900.

BRAMPTON BRAMPTON

Rosehaven Homes

Townwood Homes

*See presentation centre for complete rules and regulations. One draw per month for aTownwood vacation voucher valued at Homes Rosehaven Homes $4,000. Prices and specifications subject to change without notice. Renderings are Artist’s concept. E.&O.E. *See presentation centre for complete rules and regulations. One draw per month for a vacation voucher valued at $4,000. Prices and specifications subject to change without notice. Renderings are Artist’s concept. E.&O.E.

Learn more at Facebook Twitter Learn more at LoveMountPleasant.com or visit our Sales Office Facebook Twitter 10585 Mississauga Rd. northorofvisit Bovaird, Brampton LoveMountPleasant.com our Sales Office 10585 Mississauga Rd. north of Bovaird, Brampton Find us on

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2014 SHOPPING GUIDE

2014 ISSUE NOW AVAILABLE!

sHoppIng Curating a selection of the GTA’s top home & decor shops and services

FREE

2014 HOME DECOR AND RENOVATIONS

GUIDE

shop TILL PANTONE® 19-3224 RADIANT ORCHID

YOU DROP! WE HAVE THE LATEST TRENDS, SHOPPING TIPS, ADVICE AND MORE

A SPECIAL ADVERTISING SUPPLEMENT

SG cover 2014-FIN.indd 1

2014-01-15 2:14 PM

416.626.4889

LOVE TO SHOP? Our 2014 shopping guide profiles some of the GTA’s top home and décor shops and services.

72 NEW HOME GUIDE GTA | NOV 29 - DEC 13, 2014

newhomeguide.ca

Life just got better in these two communities

by Rosehaven Homes & Homes by DeSantis New Release of 36’ & 30’ Singles FIRST EVER BUNGALOW CONDOMINIUM TOWNS ARE COMING EARLY 2015 • Choose from 4 NEW 36’ DESIGNS & 3 NEW 30’ DESIGNS • Limited selection of 45’ Bungalow & Bungalow with loft designs & freehold towns remain • 9’ main floor ceilings • gourmet kitchens • luxurious ensuites • gas fireplaces • 1,100 to over 2,900 sq.ft.

• PARK/GREEN SPACE LOTS STILL AVAILABLE

9 MODELS TO TOUR

45’, 36’ & 30’ singles and 36’ wide freehold Townes starting from the high $200’s HOMES BY DESANTIS

LyonsCreekChippawa.com

Walk, Bike & Play IN STONEY CREEK’S FAMILY FRIENDLY COMMUNITY Discover your new home at on The Ridge. An exciting new enclave of 40’ & 35’ Singles and Semis within an established and sought-after neighbourhood in Stoney Creek. Surrounded by fun for the whole family – hiking, biking, swimming and all the attractions of Niagara. It’s the lifestyle you want for your family... a touch above!

Semis from the mid $300’s Singles from the mid $400’s

LiveOnTheRidge.ca TWO AWARD-WINNING BUILDERS IN SOUTH WEST ONTARIO

ROSEHAVEN HOMES

ge

KING ST. E.

Rd

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LINC

MODELS & PRESENTATION CENTRES

PRESENTATION CENTRE

MUD ST. E.

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Prices and specifications correct at press time. Prices quoted are in $ thousands. Maps not to scale. E. & O.E.

TO NIAGARA

RED HILL VAL PKWY

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HIGHLAND RD. W. RYMAL RD. E.

UPPER CENTENNIAL PRKWY

TO TORONTO

FIRST RD. W.

Mann St.

STONEY CREEK

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St. Main P o

Sodom Rd.

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To Falls

Marineland Pkwy

CHIPPAWA McLeod Rd.

//MAKE YOUR MOVE

10 THINGS

your mover won’t do » by CHUCK RESNICK When you hire a moving company, it is important to understand what services the firm can and cannot do.

Here are 10 common issues that most movers won’t do, or are forbidden to do by law: › Move hazardous materials, containers of

fuel and gas-powered items that are not emptied of fuel. This is in accordance

CHUCK RESNICK

is Vice-President, Marketing and Operations at Two Men and a Truck – Canada

with Ontario’s Health and Safety Act and Hazard Materials Act. The law prohibits us from transporting these types of goods. › Move live plants. Many movers, including our company, have their own guidelines about this. Securing plants takes a level of special treatment that we are not prepared to offer. If customers need advice on how to move plants, we can help them find companies that are equipped to do so.

In our experience, most customers move plants themselves. › Move animals. This takes special care, and movers are not willing to take responsibility for pets during a move.

You are best to arrange for them to be somewhere else on moving day, and then ease them into their new surroundings yourself. › Move personal valuables. It makes sense that small valuables such as jewelry, stocks, bonds and cash are items you want to transport yourself. › Stop the clock because there is a change on your end. We get paid from the time we leave our facility until the time we return. If you change the parameters of your contract or something unexpected happens on your end to cause a delay, the move continues on as planned but will likely extend longer than indicated in the estimate.

When you hire a moving company, it is important to understand what services the firm can and can’t do. › Move items larger than we have the ability to do. When we see items that are too big and bulky for us to handle, we will let you know. Upright pianos, for example, are incredibly heavy and usually require heavy-duty dollies and a truck with a lift gate. We can definitely help you with any size of piano.

Massive walls can also present challenges. We can help you find the right firm to move any specialty items, if required. › Provide insurance coverage for items of extraordinary value.

Ontario’s Conditions of Carriage requires movers to insure items at least $0.60 per pound. If our coverage does not include antiques or works of art, we can arrange it through our insurer as long as these things are itemized up-front. Your homeowner insurance policy may also have a rider for goods in transit. › Rearrange your furniture. Sometimes people ask us to rearrange their furniture at their destination, which adds to the time estimated for your move. We are happy to provide you with this service, at a cost. › Install major appliances. We are neither plumbers nor electricians. If you require installation of your major appliances, arrange to have those professionals help you during your moving week. › Load pre-packed boxes and items into a U-Haul or storage pod.

We do not do “load only moves.” If someone else is driving the vehicle and the goods are not under our control, we can’t take responsibility for the condition of the goods at their final destination.

All of the above help ensure that your possessions arrive at the other end of the move in one piece, with the safety of you, your family and the movers in mind. That’s our job!

//IN THE NEWS

CANADIANS MAKING SMARTER

mortgage decisions First-time homebuyers on average make a 21-per-cent down payment on the purchase of their new home; since the 1990s, about 40 per cent of this has come from personal savings, suggesting Canadians wait to be financially stable before purchasing. But recently, as home prices have risen, 17 per cent of the down payment has come from family gifts or loans, a higher number than in previous years. These are just some of the facts found in the Annual State of the Residential Mortgage Market in Canada, the latest consumer survey report released recently by the Canadian Association of Accredited Mortgage Professionals (CAAMP).

The report probes into how Canadians are managing their mortgage debt. In this low interest-rate environment, they continue to aggressively pay down their mortgages even though most renewing their mortgages are going to find interest rates unchanged or lower than their current rates.

Questions related to why people do not own a home produced interesting results: the majority of people age 18 to 34 indicated they were waiting for prices to fall and savings to increase. At the other end of the age spectrum, more than two-thirds of those over age 55 said they were renting because it was a better option for them.

SURVEY SAYS… › 425,000 live in homes that they purchased during 2014. The average price was just over $400,000, for a total value of $173 billion. › 125,000 Canadian homeowners fully repaid their mortgages during 2014. A further 50,000 to 75,000 expect to fully

repay their mortgage before the end of 2014. In combination, about 190,000 mortgages will have been fully repaid this year. › 9 00,000 current mortgage holders made lump-sum payments in 2014 totaling $16 billion. ›A mong the 190,000 to 200,000 Canadians who have repaid (or are expected to repay) their mortgages during 2014, lump-sum payments total about $5 billion. › 9 00,000 mortgage holders voluntarily increased their regular payments in 2014, by amounts that equate to more than $3 billion per year. › The average mortgage interest rate is 3.24 per cent, identical to the rate found in the spring survey and down from the average 3.5 per cent found in the fall 2013 survey. ›C anadian home equity amounts to 74 per cent of the value of their homes; more than 85 per cent have 25 per cent or higher. › 1 1 per cent of homeowners used their home equity for debt consolidation and repayment, renovations, investments, purchases, including education, and “other.”

“Overall, the CAAMP fall report paints a picture of homeowners, whether just starting out on their ownership journey or long-time mortgage holders, as remarkably confident,” says Jim Murphy, accredited mortgage professional, and president and CEO of CAAMP. “They wait until they are financially stable before buying, and they take advantage of low interest rates to aggressively reduce their mortgage debt. Home ownership continues to be an important anchor for the Canadian economy.”

For more information, visit caamp.org

76

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J

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C

B

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1

2

3

west region:

3

4

5

Mississauga

5

6

7

2

8

9

6

24

10

11

12

13

14

16

17

18

Attention Builders Want to add your community to our maps?

Need to update existing information?

Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate. Please see builder’s ads for exact locations.

15

19

Fi M ap nd er

7

Great Gulf

Hot

905-828-4257

• from $330,000

1

Vandyk Communities

Windows on the Green

vandykcommunities.com

• from $300,000

5H

2

Amacon

The Towns at Parkside Village

705-435-9991

•

from $550,000

8F

3

Starlane Home Corporation Churchill Woods

starlanehomes.com •

• •

from $562,000

4E

3

Greenpark Homes

Churchill Woods

churchillwoods.ca •

• •

from $529,000

4E

4

Conservatory Group

Central Park North

905-890-0195

•

•

from $465,000

7F

5

Dunpar Homes

Heritage Gate

heritagegate.ca

•

from $500,000

6F

6

Country Homes

Lakeshore Village

1-866-746-2999

•

•

from $550,000

9J

19

Dezen Homes

McLaughlin

905-696-7938

•

from $544,000

8B

20

Forest Hill Homes

Derry Village Mississauga

foresthillhomes.ca

•

from $620,000

8B

23

Dunpar Homes

Park View Trail

416-253-5888

•

from $500,000

11G

24

Dunsire Developments

Barca Verde

barcaverde.ca

•

from $690,000

10I

Site

Tel

Price Range

Page No.

34 5K

Mississauga

Builder

west region:

De ta Se ch m ed To i w Co nho nd m o e

# Si te IBC-Inside back cover

77

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Attention Builders Want to add your community to our maps?

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Please fax the details to (416) 789-9554

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* Due to scale restrictions locators are approximate. Please see builder’s ads for exact locations.

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Price Range

• • from $338,000

Lotus Pointe Caledon

LotusPointeCaledon.ca

•

11 Starlane Home Corporation Lotus Pointe Caledon

LotusPointeCaledon.ca

11 Rosehaven Homes

Lotus Pointe Caledon

moveuptocaledon.ca •

11 Fieldgate Homes

Lotus Pointe Caledon

905-838-2806

•

12 Great Gulf

Westfield

905-866-6876

15 Fieldgate Homes

Cobblestones

21 Primont Homes

Centretown

55 Rosehaven Homes

The Neighbourhoods of Mount Pleasant 416-410-0175

55 Townwood Homes

Page No.

8 7O

from $450,000

37 6Mz

•

from $450,000

37 6M

from $450,000

37 6M

•

from $450,000

Insert, 25 & 37 6M

•

from $450,000

34 10K

905-457-0445

•

•

from $600,000

25 8Q

905-495-5067

•

• •

from $376,000

12 6P

•

•

from $405,000

71 6P

The Neighbourhoods of Mount Pleasant lovemountpleasant.com •

•

from $405,000

71 6P

62 Fieldgate Homes

Valley Lands

905-457-0445

•

• •

from $567,000

Insert & 25 9O

65 Great Gulf

Mount Pleasant

905-459-5772

•

from $630,000

35 6P

67 Primont Homes

Seasons in Caledon

www.primonthomes.com

• •

from $600,000

13 7M

1

Tribute Communities

Landscapes

905-893-3331

• •

from $399,000

8M

2

Coscorp Inc.

The Village of Southfields

thevillageofsouthfields.ca •

• •

6L

2

Monarch Corporation

The Village of Southfields

905-843-0707

• •

from $390,000

6L

3

Empire Communities

Lakeside

empirelakeside.com •

•

from $350,000

7N

4

VanMar Homes

Credit Ridge Estates

416-746-1234

•

from $550,000

8P

5

Tiffany Park Homes

The Estates of Spring Valley

905-216-5620

•

from $583,000

6P

6

Townwood Homes

Gates of Countryside

gatesofcountryside.ca •

•

from $400,000

8M

6

Country Wide Homes

Gates of Countryside

905-907-1500

•

from $400,000

8M

6

Regal Crest Homes

Countryside Meadows

countrysidemeadows.ca

•

from $346,000

8M

6

Royal Cliff Homes

Gates of Countryside

gatesofcountryside.ca •

•

from $400,000

8M

6

Starlane Home Corporation Gates of Countryside

starlanehomes.com •

from $520,000

8M

7

Aspen Ridge Homes

Mayfield Village

905-230-2592

• •

from $350,000

11L

8

Treasure Hill Homes

Vales of the Humber Estates

valesofthehumber.com

•

from $760,000

11L

8

Starlane Home Corporation Vales of the Humber Estates

valesofthehumber.com

•

from $760,000

11L

8

Greenpark Homes

Vales of the Humber Estates

valesofthehumber.com

•

from $760,000

11L

9

Mattamy Homes

Mount Pleasant Village

mattamyhomes.com •

• • from $255,000

7O

10 Starlane Home Corporation Mount Pleasant Meadows

meadowsbrampton.com

•

from $464,000

6O

10 Valery Homes

Mount Pleasant Meadows

meadowsbrampton.com

•

from $464,000

6O

13 Stanford Homes

The Ravines of Credit Woods

905-453-4200

•

from $570,000

6P

14 Treasure Hill Homes

Southfield Meadows

treasurehill.com 6M

16 Rosehaven Homes

Urban Towndominiums at Mount Pleasant rosehavenurban.com

• • from $300,000

6O

17 Pemberton Group

Rosedale Village Golf & Country Club 905-799-5000

•

• • • from $190,000

8M

18 Saberwood Homes

Heart Lake Village

905-773-6549

8N

Salisbury Square

mattamyhomes.com •

•

from $314,000

10N

20 Landmart Homes

Casablanca

905-915-5227

•

from $730,000

9J

22 Townwood Homes

Marigold

townwoodhomes.com •

•

from $475,000

11L

24 Conservatory Group

Trinity Village

905-846-2930

•

•

from $440,000

7N

25 Heathwood Homes

Terracotta Village at The Credit Valley 905-874-4741

•

from $430,000

9Q

32 Forest Hill Homes

Ravines of Castlemore

905-794-8875

•

from $650,000

8K

37 Oxford Homes

Adena Ridge

905-584-6444

from $600,000

37O

38 Andrin Homes

Turnberry Townhomes AndrinTowns.com

•

from $350,000

9M

45 Brookfield Homes

Pathways

905-584-2225

•

from $400,000

8K

48 Aspen Ridge Homes

Credit Manor Heights

905-216-5155

•

•

from $400,000

8Q

48 Regal Crest Homes

Credit Manor Heights

yourkingdom.ca

•

•

from $850,000

8Q

48 Country Wide Homes

Credit Manor Heights

yourkingdom.ca

•

from $850,000

8Q

51 Acorn Homes

Castlegate

acornhomes.ca

•

from $575,000

11K

55 Townwood Homes

The Neigbourhoods of Mount Pleasant LoveMountPleasant.com •

•

from $270,000

6P

58 Devonleigh Homes Inc.

Meadowlands

519-942-3312

•

•

from $339,000

3C

60 Primont Homes

Castlemore

905-856-5777

• •

from $430,000

9K

64 Meridian Homes

Credit Valley Manors

905-216-5186

•

•

from $400,000

8P

65 Great Gulf

Mount Pleasant

905-459-5772

•

from $530,000

6P

66 Ballantry Homes

Spring Valley Village

ballantryhomes.com

• from $420,000

9M

19 Mattamy Homes

•

•

•

• from $300,000

Brampton, Caledon, Bolton

Tel

mattamyhomes.com

11 Greenpark Homes

IFC-Inside front cover; IBC-Inside back cover

Site Mount Pleasant North

west region:

Builder

Fi M ap nd er

Mattamy Homes

De ta Se che m d To i w n Co ho n d me o

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Attention Builders Want to add your community to our maps?

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Please fax the details to (416) 789-9554

Rd

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Acton

45

Stoney Creek

Grimsby 44 37

36

35

St. Catharines

Niagara 420

20

Price Range

Page No.

Cranberry Hill

www.mattamyhomes.com

from $360,000

9 8M

17 Mattamy Homes

Hawthorne Village

mattamyhomes.com

•

from $466,000

9 9G

19 Conservatory Group

Jasper Village

905-636-1942

•

•

from $520,000

5 10G

33 Menkes

The Enclaves of Upper Canada

289-891-9103

•

•

from $750,000

7 9C

45 Rosehaven Homes

On the Ridge

liveontheridge.ca •

•

from $350,000

73 3R

45 Homes By DeSantis

On the Ridge

liveontheridge.ca •

•

from $350,000

73 3R

out of range Homes by DeSantis

Lyon’s Creek

lyonscreekchippawa.com •

• •

from $290,000

73

out of range Rosehaven Homes

Lyon’s Creek

lyonscreekchippawa.com •

• •

from $290,000

73

1

Schuit Homes

Perth Park

905-628-9559

• 2Q

2

Great Gulf

Edgewood

905-356-9408

•

3

Spallacci Homes

Simona Place

spallaccihomes.com • 2Q

4

Spallacci Homes

Eden Park

905-381-4280

4

Spallacci Homes

Eden Park

www.spallaccihomes.com •

5

Arista Homes

Milton Trails

905-864-3306

9h

6

Country Green Homes

The Uptowns of waterdown

905-690-7600

•

•

from $250,000 10K

7

Lakeview Homes

Cannery Park

1800-565-5150

•

from $320,000 9G

9

Beaverhall Homes

Forestwood

905-636-1365

•

from $518,000 9G

10 Great Gulf

Rolling Meadows

905-680-0841

11 Branthaven Homes

Jazz Condos

jazzcondos.ca

12 Tobyn Park Homes

Park City

parkliving.ca

13 Heathwood Homes

The Village at Traditions

905-876-3140

•

14 Averton Homes

Averton Square

avertonsquare.com

•

from $305,000 11Q

from $320,000 2Q from $320,000 2Q

•

• from $300,000 12R

•

from $200,000 9N

• from $180,000 10L

•

from $441,000 8h

•

from $620,000 9H

20 Parkbridge Lifestyle Communities Inc. Cherry Hill at Vineland

1-800-479-9777

•

from $194,000 12R

22 Country Green Homes

Park Place Village

905-690-7600

•

from $250,000 8m

26 Eden Oak

Weaver’s Mill

weaversmill.com/nh

35 Phelps Homes

Jordan Village

phelpshomes.com

•

from $345,000 8R

36 Phelps Homes

Brookside

phelpshomes.com

•

from $236,000 7R

37 Phelps Homes

Streamside

phelpshomes.com •

from $316,000 6R

38 Losani Homes

Ancaster Glen

289-239-7629

from $370,000 2Q

39 Losani Homes

The Fairgrounds

289-286-0928

from $250,000 2Q

40 Losani Homes

Greenhill Glen

905-538-8752

from $270,000 4Q

41 Losani Homes

Sherman Oaks

905-574-0828

from $290,000 3R

42 Losani Homes

Paramount

905-560-2061

from $230,000 3R

43 Losani Homes

Orchard Park

905-930-9943

from $390,000 5Q

44 Losani Homes

Discovery

905-563-0666

from $330,000 8R

• •

• from $336,000 6B

Acton, Halton Hills, Milton, Burlington, Waterdown

Tel

west region:

Mattamy Homes

Site

Fi Map nd er

8

Builder

De ta Se che m d To i w n Co ho n d me o

Si te

# IBC-Inside back cover

81

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Attention Builders - Want to add your community to our maps?

Need to update existing information?

Please fax the details to (416) 789-9554

d

eim R

Blenh

An

* Due to scale restrictions locators are approximate. Please see builder’s ads for exact locations.

Rd

Elgi

R

vd

Clyde

St.

Q

Bl

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Co

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Oakville, Cambridge

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St

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Guelp

Beave

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M

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82

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12

Page No.

Mattamy Homes

The Preserve

mattamyhomes.com •

•

from $420,000

9 4E

2

Treasure Hill Homes

Nautica at Lakeshore Woods

905-465-9133

•

from $550,000

6J

3

Markay Homes

Bronte Park Town Manors

416-746-1234

•

from $590,000

3H

4

Great Gulf

Trafalgar Landing

greatgulf.com/trafalgartownhomes

• from $450,000

5C

15

Menkes

Millstone On The Park

905-825-3619

•

from $420,000

3G

Oakville, Cambridge

Price Range

west region:

Tel

Fi M ap nd er

Site

De ta Se che m d i To w Co nho n d me o

# Si te 1

Builder

83

I BUILD COMMUNITIES. “Doing business is more complicated with countless policy initiatives affecting our industry. My involvement provides the opportunity to share industry perspectives as well as provide solutions to our government partners to achieve vibrant, well planned communities for future residents.�

Darren Steedman, Vice President Metrus Development Inc. Builder / Developer Member since 1980

I AM

Get Involved: bildgta.ca

084-BILD 11-28-14.indd 1

14-11-25 5:39 PM

November 29 - December 13, 2014

Showcasing new homes in the GTA’s east region

IN THIS SECTION

>> Maps and listings for new-home communities in the east region >> Builder news and the latest in new homes in the east region

//IN THE NEWS

Midhaven Homes honoured AS 2014 CANADIAN ENERGY STAR HOME BUILDER OF THE YEAR Midhaven Homes, an Oshawa-based new home builder founded in 1986 by Peter and Sam Saturno, has been honoured for its efforts in advancing energy efficiency in new housing in Canada.

Midhaven received two 2014 Energy Star Market Transformation Awards, as 2014 New Homes Builder of the Year and for the Energy Star for New Homes Promotional Campaign of the Year. These Market Transformation Awards are awarded by the Ministry of Natural Resources (NRCan), given to utility providers, manufacturers, retailers, advocates and home builders who have shown leadership in the manufacture and promotion of energy-efficient products for Canadian consumers under the Energy Star program.

“Midhaven Homes is setting an example for the Canadian business community through their sustained leadership in promoting responsible energy use. We applaud their work in encouraging Canadians to save money and conserve energy by making energy-efficient choices,” says the Honourable Greg Rickford, Canada’s Minister of Natural Resources, who presented the awards to Midhaven’s Peter Saturno, Rebecca Evans and Kristina Petrie.

“It was truly an honour to receive these awards from Minister Rickford and be recognized by NRCan. It means a great deal to me and the Midhaven family. It’s a true testament to the contractors who work with us to create Energy Star qualified homes and also to the organizations that have quarterbacked the Energy Star for New Homes program in our home province for the benefit of new home purchasers, namely EnerQuality and the Ontario Home Builders’ Association. But what’s really pleasing is being contacted by our homeowner’s months after they’ve moved in informing Midhaven how much more comfortable their homes are and the energy savings they are noticing compared to their previous homes. That really underscores for us that the Energy Star for New Homes program is moving housing in the right direction” says Peter Saturno, president of Midhaven Homes.

Midhaven Homes is guided by a hands-on approach and a dedication to excellence, quality craftsmanship and value. The integration of Energy Star into the business was a natural progression of this commitment to quality and forward thinking value for their customers. Midhaven Homes decided not to offer the Energy Star benefits as an option but to

incorporate Energy Star as a standard in all their new homes.

Midhaven initiated EnerQuality’s Energy Star for New Homes training for its construction and sales staff, providing them with the tools and support they needed to not only build their homes to the standard, but also communicate the value of Energy Star certification to customers.

NOV 29 - DEC 13, 2014 | NEW HOME GUIDE GTA 87

// QUICK TIPS

Overjoyed, not overwhelmed: Holidays without hassle » by HELLEN BUTTIGIEG

HELLEN BUTTIGIEG is a certified professional organizer, life coach, TV host, owner of We Organize U and author of the best-seller, Organizing Outside The Box. For tips on getting organized, visit weorganizeu.com and sign up for the free newsletter.

The holidays are a wonderful opportunity to see old friends, enjoy time with family, celebrate the events of the year past and dream about the year approaching. But it’s also hectic – with shopping, wrapping, travelling, entertaining and cleaning up after it all.

The worst thing that can happen is to wish it all away, thinking you’ll be happy when it’s all over. It’s a lot of work, but the little things that help keep you organized – and sane – will put the pleasure and joy back in this time of year.

QUICK TIPS ON ORGANIZING YOUR HOME ›› Create a gift-wrapping zone. Save time and make wrapping presents a pleasure by transforming a spare room (or part of a room) into a gift-wrapping centre for the holidays. Set up a table or use a rolling cart to put out your supplies (gift wrap, scissors, tape, pen, cards, bows) and keep everything you need in one place. Create the right atmosphere by adding some festive music, a scented candle and a cup of hot chocolate to get you into the holiday spirit. ›› Store items near their point of use. Save steps and precious time by storing things close to where you use them. For example, save yourself a trip up the stairs to the linen closet by keeping your tablecloths in a drawer, cupboard or chest in the dining room. It makes entertaining a breeze! ›› Re-purpose your gift-wrap tubes. Use your empty gift-wrap tubes to store mini-lights. Put a slit in each side of the tube.

Insert the plug at one end and wrap the cord all the way around the tube, tucking the bottom of the light strand in the slit at the other end. Store the tubes in a garment bag hanging from a hook in the closet. ›› Run errands efficiently. Keep a collapsible crate in the trunk of your car for easily transporting items to a dinner party or for things to return like library books or store-bought items

Shopping, wrapping, travelling, entertaining, the clean up – the worst thing you can do is wish it all away, thinking you’ll be happy when it’s all over. Holidays are a lot of work, but the little things that help keep you organized – and sane – will put the pleasure and joy back in this time of year.

you want to take back. It folds out of the way quickly when not in use. ›› Get unplugged to create more time over the holidays. Do you feel like there’s so much to do and so little time?

Challenge yourself to unplug the TV for one full week and notice how much more you can do in all the free time you’ll have. ›› Let go of the excess – you don’t have to keep decorations forever! When you are unpacking your holiday decorations, consider letting go of the items you no longer enjoy looking at. Our tastes change and styles come and go. There’s no rule that says you have to keep every decoration forever – especially that tacky plastic flower arrangement your ex-mother-in-law gave you 20 years ago! Give some away to charity, or if you have family or friends who have recently moved into their own place, ask if they’d like to have them until they accumulate their own collection. ›› Gift certificate? What gift certificate?

Gift certificates are easy to give and great to receive, but are often lost and forgotten until they expire. Keep your gift certificates in an envelope in your purse or your car and put a reminder on your calendar one week before the expiry date so you can use and enjoy them. ›› Return items in a timely fashion to save money and space. Whether it is buyer’s remorse or dissatisfaction with

an item after we’ve brought it home, we all have things to return to the stores at some point – especially after the holidays. A problem arises when these “to be returned” items accumulate in every part of our home and we forget we have them. Most store return policies allow only seven to 14 days for a full refund. To recoup money and reclaim space, designate a small area (preferably near the exit) to place things that are on their way out. A box or basket may be helpful if you have several items. Tape the receipts to the purchases and schedule a time in your planner to take them back before it is too late. ›› Pay yourself first. Block time now to give yourself a break later. Choose a day (or at least half a day) during the holidays to do what’s fun for you. You can spend it skating, relaxing at the spa, or taking in a movie. The important thing is that you feel renewed and refreshed because you gave the gift of pleasure and relaxation to yourself.

QUICK TIPS ON ORGANIZING YOUR HOME OFFICE ›› Send greetings without grief. Do you love sending holiday greetings but don’t enjoy wasting time addressing the envelopes? Easily create address labels on your computer for your cards using MS Word. For a special touch, use a font that resembles handwriting (such as Lucinda Calligraphy).

Save the document and you can pull it up every year, make any changes and print it on adhesive mailing label sheets.

Better yet, send electronic greetings and you’ll reduce clutter while saving time, money and the environment.

QUICK TIPS ON ORGANIZING YOUR LIFE ›› Avoid holiday overload. Limit social engagements to only those you truly want to attend. Book some downtime between social events so you don’t feel overextended.

Schedule only 75 per cent of your day to allow for traffic delays, long line-ups and other unexpected occurrences.

31

Wentworth St

Bloor St.

Phillip Murr

Gibb St

Wentworth St

King St W Bond St W

401

91

Manning Rd

Bayly St E

401

Kingston Rd

45

Church St S

401

Granite Court

6

Appleview Rd Spruce Hill

K

J

I

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G

F

E

D

C

B

A

D nt

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gst

on

Rd

Whites Rd

Ro ug em

Altona Rd

Liverpool Rd

Kin

Fairport Rd

Glenanna Rd

Dixie Rd

Brock Rd Sandy Beach

Stroud's

Brock Rd R aks rO o j Ma Valley Farm

Montgomery F

Squires Beach Rd

Dr Notion Rd

Highview Rd

Delaney Dr

Lak

a

ew

riv

eD

Riverside

3 Concession

Westney Rd S

Magill 92Dr

9

Rossland Rd

48

47

Dundas St E

Rossland Rd

To wn of Ajax

Pickering Beach Rd

Sheppard Ave

Altona Rd

Shoal Point Rd

Finley Ave

Finch Ave

32 Sideline

Ajax-Whitby

Harwood Ave

10

32 Sideline

Bv

Rosebank Rd

4 Concession

North Rd

McQuay

Liverpool Rd

Whites Rd

North Rd

Adelaide Ave

Rossland Rd Dryden Bv

90 4 Concession

5 Concession

7

Brock Rd

1

30 Sideline

City of Pickering

7 Conncession

9 Concession

2

28 Sideline

Gordon St

Cochrane St

54 66

4

Ravenscroft

16 Sideline

Whitevale Rd

5 4 3

24 Sideline

Olive Ave

Beatrice St

Taunton Rd W

Brock St S

Church St N

20 Sideline

Blair St

Henry St

Westney Rd N

Greenwood Rd

Brock Rd

Hopkins St

7

8

13

Salem Rd

Taunton Rd E

Fifth Conces

7

7 Concession

9 Concession

Salem Rd

16 Sideline

Thornton Rd

Kendalwood R

Audley Rd

Paddock Rd

16 Sideline Brock Rd Cen tral St

Stevenson Rd

Townline Rd

Audley Rd

6 Concession

7

8 Concession

12 Sideline

Brock St N

Lakeridge Rd

4 Sideline R

6 Sideline

Bloor St

60 3

Conlin Rd

To wn of W hitb y

Rossland/Winchester R

Halls Rd N

Baldwin St S

Coronation R

Park Rd S

Park Rd S

Garden St Blair St

Garden St

Country Lane

8

Columbus Rd

Country Lane

4 Sideline

4 Sideline R

6

Taunton Rd W

Church St E

5

Village of Bro oklin

Cochrane Brawley Rd

9

Myrtle Rd W

Ashburn Rd

Ritson Rd S tS eS co Sim

Centre St.

Garrard Rd

Anderson St

Wilson Rd S

Pickering, Ajax, Whitby, Oshawa

21

1

11 10

68

Cedarbrook T

King S

Adelaide Ave

2

34

Conlin Rd

City of Oshawa

8 Concession

13 12

Thornton Rd

Baldwin St N

Lake Ridge R

east region:

tN

eS

co

Sim

Mary St N

Thickson Rd Duffs Rd

Harmony Rd S

Central Park

Stevenson Rd

12

90

Ritson Rd N

Garrard Rd

Garrard Rd

tE

Attention Builders Want to add your community to our maps?

Need to update existing information? Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate.

Please see builder’s ads for exact locations.

19 18 17 15 14

Wilson Rd N

Stevenson Rd

wS

devie

Gran

ly

Harmony Rd N

Grandeview S

Bay

16

Townline Rd. Grandeview S

Page No.

905-428-3434

•

1

Tribute Communities

Charing Cross

905-571-1011

•

from $390,000 14E

2

Brookfield Homes

Hills of Harrowsmith

905-697-1681

•

$300,000 15G

3

Great Gulf

Stonecrest

greatgulf.com

•

•

from $298,000 14G

4

Menkes

Somerset

905-428-0500

•

from $690,000 7G

5

Tribute Communities

The Village of Brooklin West

905-425-0539

•

from $400,000 11D

6

Emery Homes

Town Central

1-877-953-6379

•

from $350,000 4J

7

Highmark Homes

Triumph

whitbytriumph.ca •

from $350,000 10G

8

Lakeview Homes

The Forest of Lyndebrook

416-746-1234

•

from $490,000 10F

9

Stafford Homes

Elements Townhomes

elementsajax.com

from $390,000 7H

10 Fernbrook Homes

Altona Woods

fernbrookhomes.com

13 Lifetime Homes

Folkstone

21 Great Gulf

87 5H

•

from $450,000

1-877-365-9555

•

•

from $335,000 10G

Grandview Oshawa

1-888-579-7235

•

from $334,000 14F

31 Preston Homes

Prestonvale Heights

905-432-2800

•

•

from $350,000 15J

34 Tribute Communities

The Neighbourhoods of Park Ridge 905-723-2344

•

from $339,000 15G

45 Sundial Homes Limited

Mulberry Meadows

905-427-8255

•

from $560,000 6J

47 Senator Homes

Harbourside Condominiums

905-493-3823

•

•

$250,000 9J

48 Senator Homes

Whitby by the Lake

senatorhomes.com •

•

from $250,000 10J

54 Baycliffe Homes

The Gates of Whitby

905-668-9828

•

•

from $250,000 9G

60 greycrest homes

the fields of conlin

905-725-4539

•

from $310,000 15G

66 Monarch Corporation

Tran Quility

monarchgroup.net •

from $550,000 7G

67 Midhaven Homes

Breeze

1-877-773-6888

•

•

from $300,000 15F

68 Storybook Homes

Brookstone Estates

905-438-9516

•

from $1050,000 11C

91 Sundance Homes

The towns of nichol green phase 1

905-441-3312

•

$260,000 11J

92 Glen Rouge Homes

The Cornerstone

905-239-9777

•

from $579,000

1I

6I

Pickering, Ajax, Whitby, Oshawa

• •

Price Range

Old Taunton in Pickering

east region:

Tel

M Fi a nd p er

Site

et a Se ch m ed To i w Co nho nd m o e

Builder

D

# Si te

90 LeBovic Homes

91

92

K

J

I

H

G

F

E

D

C

B

A

2

3

4

5

6

7

8

9

10

12

13

14

15

16

17

18

* Due to scale restrictions locators are approximate. Please see builder’s ads for exact locations.

11

Uxbridge, Lindsay, Bowmanville/Newcastle, Courtice, Peterborough, Port Hope, Cobourg, Port Perry

Attention Builders - Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

1

east region: 19

Page No.

1

Mason Homes

Port Hope Lakeside Village

905-885-6565

•

from $229,000 15J

2

Far Sight Homes

King’s Bay Golf & Country Club Estates 905-642-8383

•

from $460,000 16B

3

Far Sight Homes

The Estates at Sunset Ridge

905-642-9015

•

from $930,000 2E

4

Parkview Homes

Jackson Creek Meadows

705-748-4663

•

2I

4

Parkview Homes

Jackson Creek Meadows Townhomes 705-748-4663

•

2I

7

Brookfield Homes

Foxtrail

foxtraillife.ca

•

8

Kaitlin Group Ltd.

Port of Newcastle

1-800-305-6849

•

8

Kylemore Communities

Port of Newcastle

905-987-5146

•

from $479,000 14E

8

Storybook Homes

Bond Head Estates

905-438-9516

•

from $850,000 14E

9

Parkview Homes

Harmony Condominiums

705-748-4663

14 Rice Developments

Willmot Creek On The Lake

905-697-5806

•

from $225,000 11D

18 B.G. Schickedanz

Lake Scugog Estates

1-888-894-9888

•

from $330,000 18B

20 Geranium Homes

Verandas

905-885-0555

•

from $266,000 10I

26 Kaitlin Group Ltd.

Aspen Heights

905-697-0513

• from $165,000 10C

26 Kaitlin Group Ltd.

Condominiums at Clarington Centre 905-697-4513

• from $210,000 10c

26 Kaitlin Group Ltd.

Country Classics

1-866-514-3573

•

•

from $300,000 10c

30 Empire Communities

Estates of Wyndance

905-649-8197

•

from $900,000 3e

34 Carrington Homes

Woodlands of Upper Courtice

905-787-0963

•

from $260,000

35 Mason Homes

Parklands

1-866-443-7900

•

from $238,000 3H

39 H&R Developments

Gracefields

hr-newhomes.com •

from $322,000 4C

39 Thornridge Homes

Gracefields

1-877-361-4226

•

from $320,000 4C

39 Lindvest Properties

Gracefields

1-877-361-4226

•

from $320,000 4C

45 Highcastle Homes

Northglen

northglen.ca

•

•

from $221,000 11B

45 Delpark Homes

Northglen

905-419-7222

•

• •

from $221,000 11B

45 Esquire Homes

Northglen

northglen.ca

from $245,000 11B

48 Brookfield Homes

BrookHill

905-697-1681

•

• •

from $350,000 10B

48 Jeffery Homes

BrookHill

905-697-0765

•

• •

from $300,000 10B

72 Vandyk Communities

West Park Village

vandykcommunities.com •

• •

from $210,000

from $400,000 5C

• • from $260,000 14E

• from $189,000

2I

9I

3I

Uxbridge, Lindsay, Bowmanville/Newcastle, Courtice, Peterborough, Port Hope, Cobourg, Port Perry

Price Range

east region:

Tel.

Fi M ap nd er

Builder Site

De ta Se ch m ed To i w n Co hom nd e o

# Si te

93

//HOT DATES

NOV 29-30

NOV 29 - DEC 21

Whole Life Expo

Toronto Christmas Market

Torontonians interested in natural health, alternative medicine and green living can gather to learn about all three at this year’s Whole Life Expo. With this year marking the health showcase’s 28th year, attendees can sample products and shop more than 200 exhibitors.

The weekend will also feature 75 speakers, combing over topics such as diets, stress and energy. wholelifeexpo.ca

The annual holiday street market takes over the Distillery District with local vendors and craftsmen, family friendly entertainment, shopping and more, inspired by European style Christmas Markets. Throughout the Market there is a stage with musical performers, carolers, a Ferris Wheel, beer gardens and of course, Santa and his reindeer.

Entertainers at the market include a daily sing-along with Santa’s elves, daily caroling and a world caroling championship on Dec. 21. Kids can check out the life-sized gingerbread house, carousel, ferris wheel and Santa’s village. torontochristmasmarket.com

METRO TORONTO CONVENTION CENTRE

Nov 29 to Dec 13 Calendar of events beginning from Nov. 29 to Dec. 13, 2014

NOV 29 - DEC 7

One of a Kind Christmas Show

DIRECT ENERGY CENTRE The One of a Kind Christmas Show is one of the most anticipated Christmas shopping shows of the year, featuring unique products for everyone. The show gathers the work of approximately 800 artisans for your browsing pleasure. Shop for hand-crafted ceramics, jewellery, furniture, clothing and accessories, browse through art galleries, watch a fashion show and take part in artistic holiday activities. Since its first show in 1975, it has become the largest consumer craft show in North America. oneofakindshow.com

THE DISTILLERY HISTORIC DISTRICT

NOV 30 - DEC 7

Scarborough Model Railroaders Train Show

SCARBOROUGH MODEL RAILROADERS CLUB

The only dual scale model club in Toronto, this train show features a 113 car coal train (at 1:160 scale) and a Canadian Pacific Mikado (at 1:87 scale). The route they trace is along Southern Ontario, and give children the opportunity to see these mighty machines operate on a scale that’s much easier to understand. scarborough-model-railroaders.org

HOMEBUYERS’ HELP//

Homebuyers’ Resource Section You love the home, see what you can afford! » Compare mortgage rates for your best deal

» Calculate your mortgage payments using the mortgage payment calculation chart

Calculate your mortgage payments INTEREST RATE

AMORTIZATION PERIOD

CHART FIGURE

EXAMPLE: 5%

25 YEARS

5.82

MORTGAGE AMOUNT ÷ 1,000

MONTHLY PAYMENT

(MORTGAGE AMOUNT $125,000)

125

Canadian mortgage payment factors Instructions:

01 02 03 04

Determine the appropriate 5-Year Fixed Mortgage Rate, which is easiest to qualify for.

Run your finger down the left column of the table below to find the rate (round to the nearest 1/4%).

Choose your desired amortization period across the top of the table (25 years has lowest payment and is easiest to qualify for first-time buyers).

At the intersection of the column and row is your mortgage payment per month per $100,000 borrowed.

» Bear in mind that this is a rough estimate. If you have several other large loans already, you may qualify for less. Also, banks and trust companies vary in their policies. The best way to know what you can afford is to go to the lending institution of your choice and get pre-qualified.

$

Mortgage payment calculation chart %

INTEREST RATES

15 YEARS

AMORTIZATION PERIODS 20 YEARS

25 YEARS

30 YEARS

2.50%

$666

$529

$448

$394

2.75%

$678

$541

$461

$407

3.00%

$690

$554

$473

$421

3.25%

$702

$566

$486

$434

3.50%

$714

$579

$499

$448

3.75%

$726

$591

$513

$461

4.00%

$738

$604

$526

$476

4.25%

$750

$617

$540

$490

4.50%

$763

$630

$553

$504

4.75%

$775

$644

$567

$519

5.00%

$788

$657

$582

$534

5.25%

$801

$671

$596

$549

5.50%

$814

$684

$610

$564

5.75%

$827

$698

$625

$579

6.00%

$840

$712

$640

$595

6.25%

$853

$726

$655

$611

6.50%

$866

$741

$670

$626

6.75%

$880

$755

$685

$642

7.00%

$893

$769

$700

$659

Table provided by Calum Ross, Owner, President and Principal Broker at Calum Ross Mortgage. He can be reached at 416.410.9905, calum@calumross.com and calumross.com

Compare mortgage rates for your best deal CHARTERED BANKS

Variable

6 Months

1 Year

2 years

3 years

4 years

5 years

ATB Financial 2.7 4 2.94 2.89 2.99 3.04 3.24

6.30op 6.30op 6.50op Alterna Svgs/Alterna Bk 2.6 4 2.98 2.98 2.98 2.94 3.19

6.30op 6.30op Bank of Montreal 3 4 3.14 3.04 3.85 4.39 3.29

6.30op 6.30op Bank of Nova Scotia 2.6 4.55 3.29 2.79 3.44 3.94 3.19 6.45op 6.50op Canadian Western Bank 4 3.14 3.04 3.75 4.39 4.99 6.45op 6.30op CFF Bank 3.69 3.75 2.59 3.79 3.04 CIBC 3 2.99 2.79 3.65 3.14 3.24 6.70op 6.35op ICICI Bank Canada 3.05 3.15 3.65 3.64 3.69 3.89 Manulife Bank 2.7 4.45 3 3.04 3.04 3.09 3.09

3.50op National Bank n/a 4.4 3.14 3.04 3.75 3.09 3.39 6.70op 6.70op President’s Choice Finan 2.65 2.94 3.59 2.99 4.44 Royal Bank 3 3.14 3.14 3.95 3.14 3.24

6.30op 6.30op TD Canada Trust 3 3.09 3.04 3.44 3.14 3.29

6.30op Tangerine 3 3.19 3.24 3.49 3.69 3.79

TRUST COMPANIES Community Trust n/a Concentra Financial n/a

Effort Trust n/a

Home Trust Company 2.5 Investors Group Trust n/a

MTCC 2.6

6.5 3.14 3.25 3.95 4.74 4.99 5 2.89 2.25 3.44 3.94 4.79 6.70op 6.30op 4.45 3.45 3.6 3.7 4.6 4.95 6.30op 6.30op 3.95 2.89 2.89 2.79 2.94 2.95 4.2 3.14 3.14 3.75 4.64 4.99 6.50op 6.30op 4.55 3.29 2.79 3.44 3.94 3.19 6.45op 6.50op

OTHER FINANCIAL INSTITUTIONS Airline Financial C.U. 4 3.01 3.1 3.33 3.65 3.99

6.25op Comtech Credit Union 2.95 6.2 2.99 3.25 3.29 2.99 2.99

6.40op 6.30op First National Fin. LP 3.95 2.99 2.59 2.69 2.89 3.09 FirstOntario C.U. 2.6 3.09 3.14 3.29 2.94 3.09

6.34op 6.34op IC Savings 3.05 2.99 2.99 3.39 3.39 London Life n/a 4.2 3.14 3.14 3.75 4.64 4.99

6.50op 6.30op Luminus Financial 2.6 2.95 2.75 3.6 2.95 3.15

6.30op MCAP 2.5 3.6 3.95 4.35 4.84 5.14 Meridian Credit Union 2.75 4 3.09 2.65 3.65 3.29 3.19

6.30op Parama Credit Union 2.85 2.85 3.05 3.15 3.25 3.4

3.00op Steinbach Credit Union 2.5 2.65 2.8 2.9 2.95 3.1 Notes: **Interest rate charged subject to adjustment during term mortgage. Please consult institution for term of years available. All rates are prime rates and subject to change without notice.

R.O.R. RATES ON REQUEST op OPEN ----- NOT QUOTING N/A NOT AVAILABLE November 17, 2014. Prepared By Fiscal Agents Financial Information Services 905.844.7700

Arista/Fieldgate/Paradise/Starlane

GTA

HOT SHEET BUILDERS: If you would like to include your new model home or site opening, email wayne.karl@wall2wallmedia.com.

Please say you saw it in New Home Guide!

Unionville – Upper Unionville

Now open – urban/lane/luxury townhomes, semis and 34-, 38- and 42-ft. singles. livingatupperunionville.com Fieldgate Homes

Brampton – Valleylands on Chinguacousy

Grand opening – freehold towns, 28-ft. linked singles, 38- and 45-ft. detached singles. fieldgatehomes.com Menkes

North York – Bloom Park Towns

Now open – townhomes at Bathurst St. and Finch Ave. menkes.com Mattamy Homes

Brampton – Mount Pleasant North

Now open – this selection of three-storey townhomes and detached homes on 30-, 38and 45-ft. lots. mattamyhomes.com Fieldgate Homes

Richmond Hill – The Humberlands

NEW OPENINGS Brookfield Residential

Uxbridge – Foxtrail

An exclusive enclave of 46 bungalow townhomes from the $400’s. brookfieldhomes.ca

National Homes

Etobicoke – Richview

Freehold townhomes in the heart of Etobicoke from the $570’s. nationalhomes.com Tribute Communities

Nobleton – Gates of Nobleton

Grand opening now on – luxurious detached homes on 50-, 60- and 70-ft. lots. mytribute.ca Tribute Communities

Oshawa – U.C.

Grand opening of this new master-planned community in north Oshawa. mytribute.ca

King City – King Oaks

Aspen Ridge Homes

Richmond Hill – Kettle Lakes Club

Now open in Richmond Hill – a collection of executive townhomes on a protected ravine. aspenridgehomes.com National Homes

Forest Hill – The Churchill Collection

Now open at Spadina and St. Clair, refined townhome residences. churchillcollection.ca Monarch Corporation

Kleinburg – Kleinburg Crown Estates

Now open – 42- and 50-ft. singles to Major Mackenzie Rd. and Hwy. 27. monarchgroup.net Rosehaven Homes

Kleinburg – Kleinburg Heritage Estates

Averton Homes

Now open – homes of distinction on unique 60-to 70-ft. lots. kleinburgheritageestates.com

Now open – community of bungalows and two-storey homes. victoriahighlands.com

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Arista Homes

North York – Goddard on the Valley

Grand opening now on for these semis and select number of detached homes. aristahomes.com

Menkes

Etobicoke – Humber Mews

New release of townhomes with basement and garage access, from $559,990. menkes.com Empire Communities

Brampton – Lakeside

New 38-ft. designs in a community of townhomes, semis and detached homes. empirelakeside.com Monarch

Rosehaven Homes & Townwood Homes

Grand opening – towns, semis and detached homes on 33- and 40-ft. lots. millstreethomes.com Now open – designer-furnished models of 70-, 80- and 90-ft. estate lot homes on the Oak Ridges Moraine. aspenridgehomes.com & greatgulfhomes.com

Etobicoke – Dwell City Towns

New release of urban townhomes and new balcony suites. fieldgatehomes.com

Ballymore Homes/Briarwood Homes

Tottenham – Mill Street Village

Now open – singles, semis and townhomes in Markham. treasurehill.com Now open – urban townhomes in the heart of Etobicoke. menkes.com

Fieldgate Homes

Etobicoke – Humber Mews

Ajax – TranQuility

Aspen Ridge Homes & Great Gulf Homes

Menkes

New release of 25-ft-wide, 2,200-sq.-ft. executive townhomes with cold cellar and rough-in bath in basement. fieldgatehomes.com

Grand opening – 30-, 36- and 50-ft. singles close to parks, schools, shopping and more. fieldgatehomes.com

Treasure Hill Homes

Markham – Accolades

Previn Court Homes

Alliston – Victorian Village

Brookfield Residential

Alliston – Treetops

Phase 2 now open – 32-, 36- and 45-ft. single-family homesites. brookfieldhomes.ca

New release of detached single-family homes on private ravine and pie-shaped lots. monarchgroup.net

Brampton – Mount Pleasant

New release of freehold towns, attached singles and detached homes on 30-, 38-, 41- and 45-ft. lots. lovemountpleasant.com Mattamy Homes

Oakville – The Preserve

A new release of Village Homes and 34-, 38- and 45-ft. detached homes, many on a private crescent. mattamyhomes.com Forest Hill Homes & Madison Homes

Markham – Cornell Rouge

New release – freehold towns and singles on 30-, 36- and 40-ft. lots with attached garages. Eight models now open. cornellrouge.com Ballantry Homes

Brampton – Spring Valley Village

New release of semi-detached and detached homes surrounded by valley lands. ballantryhomes.com Tribute Communities

Oshawa – Park Ridge

New 40-, 50- and never before seen 36-ft. designs on extra deep lots. mytribute.ca

Aspen Ridge Homes

Markham – Upper Cornell

New release now available – semis and detached homes on 30-ft. lots. aspenridgehomes.com Great Gulf Homes

Bradford – Summerlyn Village

Limited edition detached homes on premium conservation lots. greatgulf.com

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CountryWide Homes

Aurora – The Arbors

Register now for these singles, coming soon. countrywidehomes.ca

GTA

HOT SHEET BUILDERS: If you would like to include your new model home or site opening, email wayne.karl@wall2wallmedia.com.

Please say you saw it in New Home Guide!

Rosehaven Homes

Caledon – Lotus Point

Coming soon – 36-ft. singles from the low $600’s and freehold towns from the mid $400’s. moveuptocaledon.ca Rosehaven Homes

Bradford – Dreamfields

Coming fall 2014. dreamfieldsbradford.com Arista Homes

Vaughan – Vellmore Woods

Coming soon to Vaughan – exclusive 36and 42-ft. singles. aristahomes.com Arista/Fieldgate/Paradise

Kleinburg – Impressions

Pre-construction savings for these freehold townhomes and semis, and 30-, 38- and 44-ft. detached homes. impressionskleinburg.com Greenpark/Starlane

Mississauga – Churchill Woods

PREVIEW REGISTRATION

Register now for these towns and semis in one of Mississauga’s newest communities. churchillwoods.ca

Great Gulf

Bradford – DreamFields

CountryWide Homes

Oakville – Trafalgar Landing

Register now for priority opportunity of singles and towns coming soon. countrywidehomes.ca

Lakeview Homes/Andrin Homes

Oakville – Oak Park

Register now for freehold townhomes at Dundas and Trafalgar. greatgulf.com

Newmarket – Glenway

Coming soon – 50-ft. bungalows and twostorey singles, two-storey towns and threestorey urban towns. liveinglenway.com Aspen Ridge/Lakeview/CountryWide

Queensville – Newmarket

Coming soon, townhomes and 36- and 45-ft. singles myqueensville.com Bayview Wellington Homes

Bradford – Green Valley Estates

Grand opening Saturday, Oct. 18 for this community of towns, semis and singles. greenvalleyestates.com Lormel Homes

Woodbridge – La Viva

Coming soon – urban towns in the heart of Woodbridge. lavivatowns.com Treasure Hill Homes

Ballantry Homes

Register now for this collection of urban townhomes and midrise condominiums. ballantryhomes.com Mattamy Homes

Milton – Hawthorne Village On The Escarpment

Coming soon, exclusive new townhome designs on the Escarpment. mattamyhomes.com Madison Homes

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Grand opening coming soon! Register now for a collection of detached homes and freehold towns. madisonhomes.ca Great Gulf

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Preview opening at Bovaird and Creditview – full depth lots with unique standard features. greatgulf.com

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Ajax

Coming soon to Ajax – 40-ft. designs.

Discover a lifestyle infused with nature.

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Markham – Victoria Manor

Coming soon – register now for luxury singles on 40-ft. lots in a prestigious neighbourhood at Woodbine and Major Mackenzie. fieldgatehomes.com Heathwood Homes

Richmond Hill – Hampshire Mews

Now previewing in Richmond Hill – an enclave of urban towns on Yonge St. heathwood.com Ballantry Homes

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Coming soon – register now for towns and singles from the upper $200’s. delparkhomes.ca Beaverhall Homes

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Now previewing in Milton – semi-towns and singles in a sought-after location. beaverhall.com Amacon

Mississauga – The Towns at Parkside Village

Register now for these townhomes starting from the mid $500’s. thetowns.ca Ballymore Homes/Briarwood Homes

Sutton – Jubilee

Coming soon to Sutton – singles on 36-, 40and 50-ft. lots from the $300’s. myjubilee.ca

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Arista/Fieldgate/Paradise/Opus

Coming in September – freehold townhomes in an exclusive enclave community. treasurehill.com

Coming soon – towns and singles, some with court, ravine and pie-shaped lots. countrywidehomes.ca

Tribute Communities

Register now to be among the first at the preview opening of these luxurious singles, semis and towns. auroratrails.com

Tottenham – Willow Glen

Aurora – Aurora Views on Wellington

Whitby – The Village of Brooklin West

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Oakville – The Preserve

Coming soon, rear lane townhomes and detached homes in prestigious Oakville. mattamyhomes.com

Newmarket – Woodland Hills

Brookfield Residential

Preview opening on now – register now for these towns and singles from the $300’s. brookfieldhomes.ca Treasure Hill Homes

Richmond Hill – Urbantowns at Bayview

Coming soon – register now freehold townhomes at Bayview and Hwy. 7. treasurehill.com

Aurora – Aurora Trails

Sunrise Homes

Oakville – Bronte Harbourside

Launching soon – 18 exquisite homes close to the water in a rare Oakville location. sunrisehomes.ca

advertiserindex Acorn Homes - Oak Knoll

55

Fieldgate Homes - IMPRESSIONS

Insert, 21 & 25

Arista Homes - Goddard on the Valley

27

Fieldgate Homes - Lotus Pointe Caledon

Insert, 25 & 37

Arista Homes - IMPRESSIONS

21

Fieldgate Homes - The New U

Insert & 25

1

Fieldgate Homes - Valley Lands

Insert & 25

Fieldgate Homes - Vaughan Valley Estates

Insert & 25

Aspen Ridge Homes - Corporate

Aspen Ridge Homes - Woodland Hills

IFC

Ballymore Homes - Jubilee

53

Fieldgate Homes - Zigg

25

BILD - Promo

84

Forest Hill Homes - Cornell Rouge

31

Briarwood Homes - Jubilee

53

Forest Hill Homes - Jefferson Forest

31

Brookfield Homes - Fieldstone

17

Great Gulf - Hot

34

Great Gulf - Mount Pleasant

35

Great Gulf - Summerlyn Village

35

Great Gulf - Westfield

34

Greenpark Homes - Lotus Pointe Caledon

37

Heathwood Homes - Corporate

45

Heathwood Homes - Hampshire Mews

45

Insert & 25

Homes by DeSantis - Lyon’s Creek

73

25

Homes By DeSantis - On the Ridge

73

LeBovic Homes - Old Taunton in Pickering

87

Lindvest Properties - Auroraglen

43

Conservatory Group - Jasper Village

Country Wide Homes - Corporate

Decade Homes - Yorkdale Village phase II

Digital Device - Promo

5

28-29

57

47 & 68

Family of Magazines - Promo

100

Fieldgate Homes - 90 Niagara

25

Fieldgate Homes - Aurora Trails

Fieldgate Homes - Axiom Tower 2

Fieldgate Homes - BlueSky Stouffville

Fieldgate Homes - Cobblestones

102 New home guide GTA | nov 29 - dec 13, 2014

Insert & 25

25

Madison Homes - Cornell Rouge

Madison Homes - Greensborough

Madison Homes - Thornhill

Mattamy Homes - Cranberry Hill

Mattamy Homes - Downsview Park

Mattamy Homes - Hawthorne Village

Mattamy Homes - Mount Pleasant North

Mattamy Homes - St. John’s Forest

Mattamy Homes - The Preserve

Mattamy Homes - Wildflowers

11 & 41

11

11

9

BC

Primont Homes - Jadegarden at Cornell

13

Primont Homes - Renaissance Townes

12

Primont Homes - Seasons in Caledon

13

Rosehaven Homes - Corporate

22-23

Rosehaven Homes - Lotus Pointe Caledon

37

Rosehaven Homes - Lyon’s Creek

73

Rosehaven Homes - On the Ridge

73

Rosehaven Homes - The Neighbourhoods of Mount Pleasant

71

Schwarz Law LLP - Barristers & Solicitors

49

Shen Yun - Promo

30

Shopping Guide - Promo

72

Starlane Home Corporation - Lotus Pointe Caledon

37

Townwood Homes - The Neighbourhoods of Mount Pleasant

71

Treasure Hill Homes - Corporate

19

Treasure Hill Homes - Tiara Estate Collection

19

Treasure Hill Homes - Urbantowns on Bayview

19

9

8

9

9

9

Menkes - Bloom Park Towns

6

Menkes - Dwell City Town

7

Menkes - Humber Mews

6

Menkes - The Enclaves of Upper Canada

7

Monarch Corporation - Corporate

104 & IBC

Paradise Homes - IMPRESSIONS

21

Plaza Premium Lounge - Promo

50

Primont Homes - Centretown

12

Tribute Communities - Gates of Nobleton

15

Primont Homes - Heirloom in Markham

12

Tribute Communities - Model Home Of The Month

14

nov 29 - dec 13, 2014 | New home guide GTA 103

first run.

It’s something you’ve never done before. Buying your first home is a moment filled with promise and hope and a rush of excitement. And when you cross this threshold, you’re entering a place that will be with you forever. Because it’s your first run at ownership. Since 1917, thousands and thousands of Canadian families have made Monarch their first choice for a first home. So trust the oldest, strongest and most respected name in Canadian homebuilding.

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first.

Please see a sales associate for full details. Prices and specifications subject to change without notice. E.&O.E. November 2014. 13988.

ASPIRE DESIGN. ASPIRETO TO OPEN-CONCEPT OPEN-CONCEPT DESIGN. AT COMMUNITY. ATHOME. HOME. AND AND IN IN YOUR YOUR COMMUNITY. Welcome you’ll experience experience aa WelcometotoNewmarket’s Newmarket’s Woodland Woodland Hills, Hills, where where you’ll neighbourhood fabric big city city amenities amenities neighbourhood fabricthat thatstrikes strikesaadramatic dramatic blend blend between between big and where design design andsmall smalltown towncharm. charm. Discover Discover gracious gracious family family homes homes where consideration goes into every last detail, and where nature’s “exterior design” consideration goes into every last detail, and where nature’s “exterior design” includes a conservation for all all to toenjoy. enjoy. includes a conservationarea areaand andaanatural naturalcommunity community pond pond for Now Open!

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© Aspen Ridge Homes. Prices and specifications are subject to change. See sales representative for details. All Rights Reserved. E.&O.E. December 2014.

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Enjoy Entertaining In Your Mattamy Kitchen

FEEL THE PACE OF CITY LIVING FROM JUST $1,338/MONTH!* Stacked Townhome With 2 Bedrooms Plus Den For Just $1,338/month* Rear Lane Townhome With 3 Bedrooms & 2 Baths Starting From $2,049/month* • Downsview Park offers Stacked, Rear Lane Towns plus contemporary Semi’s • There’s a world-class 300 acre park outside your door • Minutes to Yorkdale shopping and subway • Close to York University • Easy access to downtown

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Semi’s From $669,990 Stacked Townhome, Balboa Park, 839 Sq.Ft., $319,990

Jane St.

Keele St.

Sheppard Ave. W. 400

Sales Centre

401

Sales Centre: 2995 Keele Street

Rear Lane Town, Central Park I, Elev. ‘A’, 1,679 Sq.Ft., $489,990

Follow us: PRESENTATION CENTRE HOURS: Monday - Thursday 1pm-8pm; Friday 1pm-6pm; Saturday, Sunday and Holidays 11am-6pm All illustrations are artist’s concept. All dimensions are approximate. Prices, specifications, terms and conditions subject to change without notice. E.&O.E. *Price based on an RBC 5 year term, with 20% down and a 25 year amortization with an 18 month cap based on The Balboa Park and The Central Park I. Interest rates and housing prices subject to change. Broker Protected 3%.

Wilson Ave.

n Rd. Alle

Towns From $269,990