GTA New Home Guide - Nov 15, 2014

Nov 15 - 29, 2014 Volume 22 Issue 21

A fresh new home for every lifestyle.

OVER 40 YEARS OF EXPERIENCE

MARKHAM

MISSISSAUGA

RICHMOND HILL

THORNHILL

Select from our four superb communities.

L O C AT I O N INSIDE THIS ISSUE

INTEREST RATES LIKELY TO REMAIN LOW IN 2015

•

DESIGN

•

VALUE

PLAN FOR CARE & UPKEEP OF YOUR NEW HOME

THE DRIVE FOR MORE MIXED-USE HOUSING

ASPIRE TO A NEW ERA OF DESIGN IN NEWMARKET.

aspenridgehomes.com

NOW OPEN BRADFORD Dreamfields Presentation Centre & 2 Model Homes 905.551.1631

BRAMPTON Credit Manor Heights Presentation Centre & Model Home 905.216.5155

BRAMPTON Mayfield Village Presentation Centre 905.230.2592

KLEINBURG Kleinburg Hills Presentation Centre & 2 Model Homes 905.552.0678

NEWMARKET Woodland Hills Presentation Centre 416.270.9484

NOBLETON King Country Estates Presentation Centre & 2 Model Homes 905.558.0255

RICHMOND HILL Kettle Lakes Club Presentation Centre & 4 Model Homes 289.234.1064

VAUGHAN Upper West Side Presentation Centre & 2 Model Homes 289.553.5633

WATERDOWN Waterdown Meadows Presentation Centre 905.690.2224

MORE INFO AT aspenridgehomes.com

COMING SOON KESWICK Simcoe Landing MARKHAM Union QUEENSVILLE Queensville REGISTER AT aspenridgehomes.com

contents

NOVEMBER 15-29, 2014 || VOLUME 22 ISSUE 21

community focus features 24 West Brampton

Nov 15 - 29, 2014 Volume 22 Issue 21

A fresh new home for every lifestyle.

Fieldgate Homes

OVER 40 YEARS OF EXPERIENCE

MARKHAM

MISSISSAUGA

RICHMOND HILL

THORNHILL

INSIDE THIS ISSUE

INTEREST RATES LIKELY TO REMAIN LOW IN 2015

001 NHGTA-Cover-11-15-2014-TL_FIN.indd 1

•

DESIGN

•

VALUE

PLAN FOR CARE & UPKEEP OF YOUR NEW HOME

60 Alliston

FarSight Homes

Select from our four superb communities.

L O C AT I O N

Early Closing Sales Event at Valleylands in West Brampton

THE DRIVE FOR MORE MIXED-USE HOUSING

14-11-10 12:00 PM

ON THE COVER

p. 32

FOREST HILL HOMES

Forest Hill sets the standard for new communities in the 905

Third successful phase for awardwinning Greenfields community

88 Multi-site

Averton Homes

announces... Beacon Hill and Main Street Seaton

regular and special features IN EVERY ISSUE

4 Editor’s Note 10 Contributors 94 Hot Dates 102 Ad Index

COLUMNISTS

18 30

BILD

Report

Building great cities since 1921

by Bryan Tuckey

Fundamentally Speaking Interest rate hike unlikely in 2015: BMO

by Wayne Karl

40 44 48 50

Taxing Issues

Capital expenditures and deductible expenses

by Henry Choo Chong

Mortgage Advice

A financial reason to not overpay for your home

24

by Alyssa Richard

Tarion Report

Custom homes come with a new home warranty, too

by Howard Bogach

Legally Speaking

What is title insurance and how important is it?

by Jayson Schwarz

58

Industry Insider

Plan for the care and upkeep of your new home

by David Hirsh

76

Quick Tips

Preparing for the busy season

by Hellen Buttigieg

HOMEBUYERS’ HELP

62

Top Homebuying Tips

95

Resource Section

99

60

Home-hunting tips for couples Mortgage Calculator and Rate Table

GTA Hot Sheet

Two pages of new openings, new releases and preview registrations

IN THE NEWS

18

Brookfield Residential

54

Geranium Homes

56

Fox Trail in Uxbridge now open Geranium celebrates estate home community in Ballantrae

Development

Demand for mixed-use projects driven by demographics

by Lydia McNutt

88

//EDITOR’S NOTE

Long-term commitment will afford you peace of mind

W

hether you’re relocating from one coast to the other or moving to your first place, changing homes can be hectic, exciting and certainly stressful. But, relax.

You can eliminate the anxiety associated with moving by taking control of the situation with confidence.

Understanding the market is just part of the story. Knowing what you need and what you can afford is the more important part of the equation.

Making a prudent purchasing decision that doesn’t keep you up at night

when interest rates rise or market news becomes the talk of the town is up to you.

Any expert will tell you that buying a home or condo is a long-term commitment. This issue is full of great tips from the experts as well as the latest news designed to help you make a wise purchasing decision.

Along with our Community Focus features, which outline the specifics on many fine communities, there’s lots to take in. So kick back, relax and enjoy.

You’re in the driver’s seat.

SUSAN LEGGE

EDITOR-IN-CHIEF Wall2Wall Media Susan.Legge@wall2wallmedia.com Follow me on Twitter at Twitter.com/SusanLegge Like us on Facebook. Search: New Home Guide

Location, location, location What’s important to you when looking for a new-home location?

WAYNE KARL

EDITOR Wall2Wall Media Wayne.Karl@wall2wallmedia.com Follow me on Twitter at Twitter.com/WayneKarl Like us on Facebook. Search: New Home Guide

When looking for a new home, a number of factors come into play: How far from work? How close to schools and shopping? What other important amenities are nearby?

The answers to these and other questions are varied and depend on your personal situation and preferences.

What’s most important to you when searching for your perfect “location, location, location?”

It should come as no surprise that buyers increasingly say that being close to public transit and having a short commute are among the features that matter most. Maybe not the number one concern, but certainly right up there, and increasingly so.

As we approach the end of the year, you’ll hear more and more sources, from Canada Mortgage and Housing Corp.,

to the major banks and other experts, offer their forecast for 2015. Interest rates, many economists suggest, aren’t likely rise significantly.

Affordability, which varies depending on your local market, is becoming increasingly tested on many fronts.

What’s left? Watch for issues such as land supply and acquisition costs to have a growing impact on pricing, home types and availability.

As you go through the newhomebuying process, these are the types of issues you’ll be learning more about, and that will affect your decision.

We’re here to help. Pick up New Home Guide in the coming weeks for market news, analysis and other information to help you find your perfect location, location, location.

NOVEMBER 15 - 29, 2014 | NEW HOME GUIDE GTA 5

Your Life Storey always comes first.

2013 Tarion Award of Excellence Finalist For the last sixty years, Menkes has been a central chapter in the Life Storeys of so many. Menkes has always focused on building homes in the city’s most desirable and accessible locations. Discover elegant family homes in communities across the Greater Toronto Area that exude this company’s trademark character, charm and lasting value. Come home to Menkes today, where your Life Storey always begins and ends with total customer satisfaction.

Facebook.com/MenkesLife 6

Prices and specifications are subject to change. E.&O.E. October 2014.

@MenkesLife

NEW RELEASE

NOW OPEN

Burnhamthorpe Rd. & West Mall Etobicoke Starting from the high $300’s 416.259.2525

Brown’s Line & Evans Ave. Etobicoke Starting from the low $500’s 416.259.2525

NEW RELEASE

NEW RELEASE

Bathurst St. & Finch Ave. North York Starting from the high $600’s 416.730.1600

Guelph St. & MacFarlane Dr. Georgetown Starting from the mid $700’s 289.891.9103

menkes.com menkes.com

7

Beautiful Parks & Trails Are Abundant In A Mattamy Community

Make The Most Of These Shorter Days In A Mattamy Community.

It’s darker earlier. It’s getting colder every day. Winter’s coming.

But in a Mattamy community, it’s not all dark and dreary.

When the sun wakes up, you have a home with lots of large windows so the natural light gets in to brighten the day. In the evening enjoy time with the family in your Great Room by a warm fireplace. Or if you need some time alone, retreat to your bath oasis and relax in your master ensuite soaker tub. Even though the nights are chilly and the sun sets early, you can always enjoy the outdoors with a bike ride or take the dog for walk.

We invite you to come visit a Mattamy neighbourhood and see how bright and cheerful the cooler winter months can be.

8

Presentation Centre Hours: Monday - Thursday 1pm-8pm; Friday 1pm-6pm; Saturday, Sunday and Holidays 11am-6pm Model Home Hours: Monday - Thursday 1pm-7:30pm; Friday 1pm-5:30pm; Saturday, Sunday and Holidays 11am-5:30pm

mattamyhomes.com BRAMPTON

KITCHENER

Brampton’s Most Popular Community Offers Full Variety In Townhome & Detached Home Living.

Our New Release Is In Full Bloom With A Wide Variety Of Towns And Detached Homes.

Elev. ‘A’

30' Home, The Sherkston, Elev. ‘E’, 1,962 Sq.Ft., $448,990

2-Storey Townhome, The Fawn Lily, Elev. ‘A’, 1,538 Sq.Ft., $282,990

Townhomes From $337,990 ~ Detached Homes From $402,990

Townhomes From $257,990 ~ Detached Homes From $299,990

Sales Centre: 6 Worthington Avenue

Sales Centre: 179 Seabrook Drive

OAKVILLE

COMING SOON - AURORA

A Wide Selection of Freehold Townhome And Detached Homes Now Aviailable.

Coming Soon, New Townhome & Detached Home Designs In Highly Sought After St. John’s Forest In Aurora.

Elev. ‘E’

Rear Lane Townhome, The Beech, Elev. ‘E’, 1,766 Sq.Ft., $506,990

Model Home Kitchen In The Preserve

Townhomes From The Low $400’s ~ Detached Homes From The Low $700’s

Register To Be Part Of Life In St. John’s Forest mattamyhomes.com

Sales Centre: 1388 Dundas Street West

Follow us: All illustrations are artist’s concept. All dimensions are approximate.

Prices, specifications, terms and conditions subject to change without notice. E.&O.E.

9

contributors NEW HOME GUIDE

PRESIDENT, WALL2WALL MEDIA

Jacqueline Hill

EDITOR-IN-CHIEF / DIRECTOR OF CONTENT

Susan Legge

DIRECTOR OF SALES, NATIONAL

Josh Heppner

SALES MANAGER NEW HOME GUIDE GTA, NEW CONDO GUIDE, HOME DÉCOR & RENOVATIONS

Conni Robinson

ASSOCIATE PUBLISHER, NEW HOME & CONDO GUIDE SWO, LIFESTYLE COMMUNITIES

Susan Maxwell ART DIRECTOR

Tammy Leung EDITOR

Wayne Karl CONTRIBUTING EDITORS

BILD REPORT

BRYAN TUCKEY

Bryan Tuckey is President and CEO of the Building Industry and Land Development Association (BILD) and can be found on Twitter (twitter.com/ bildgta), Facebook (facebook.com/ bildgta), Youtube (youtube.com/ bildgta) and BILD’s official online blog (bildblogs.ca)

TAXING ISSUES

HENRY CHOO CHONG, CGA

Henry Choo Chong is a certified general accountant. Henry sits on many committees and provides accounting and tax advice to individuals and businesses in the GTA. Send your tax questions via email to Taxing Issues at: choochonghcga@ yahoo.ca

LEGALLY SPEAKING

Sara Duck, Elisa Krovblit Lydia McNutt

Schwarz Law Barristers and Solicitors

SENIOR ACCOUNT EXECUTIVE Nina Downs nina.downs@wall2wallmedia.com

JAYSON SCHWARZ

Jayson Schwarz LL.M. is a Toronto real estate lawyer and partner in the law firm Schwarz Law LLP. He can be reached by visiting schwarzlaw. ca or by email at info@schwarzlaw.ca or phone at 416.486.2040

SENIOR ACCOUNT EXECUTIVE

Dionne Fraser dionne.fraser@wall2wallmedia.com SALES & MARKETING CO-ORDINATOR

Terry Bassett

DISTRIBUTION & SALES CO-ORDINATOR

Jennifer Bistron

ADMINISTRATIVE ASSISTANT

Antoinette Jackson PRODUCTION MANAGER

Bala Gnanapandithan PRODUCTION CO-ORDINATOR

Sandra Hanak-Vujnovic GRAPHIC DESIGNERS

Viosa Barileva, Miguel Cea, Mike Terentiev

NATIONAL ACCOUNT MANAGER, MEDIATIVE

Paul Slizys

Published By

MORTGAGE ADVICE

ALYSSA RICHARD

is the Founder and CEO of ratehub.ca, a mortgage rate comparison site that aims to empower Canadians to make smart financial decisions.

QUICK TIPS

HELLEN BUTTIGIEG

Hellen Buttigieg, CPO, is a Certified Professional Organizer, life coach, TV host and owner of We Organize U. Visit her website, weorganizeu.com, for a free e-Book on how to find more time, energy and inner peace.

Contact Hellen at 905.829.2219 or info@weorganizeu.com

INDUSTRY INSIDER

DAVID HIRSH

David Hirsh is President and CEO of Brandy Lane Corp. Hirsh prides himself on his hands-on approach to all stages of the development and building process.

The company’s newest community is Wyldewood Cove, coming soon to Collingwood. Visit brandylanehomes.com

#500-401 The West Mall Etobicoke, ON M9C 5J5 T 416.626.4200 F 416.784.5867

newhomeguide.ca

ADVERTISING Call 416.626.4200 for ­advertising rates and information.

CIRCULATION Free distribution in select high-traffic street boxes, stores, banks, financial institutions and select condominium sales offices.

COPYRIGHT 2014 All rights reserved by New Home Guide, Toronto, Ontario, Canada. Reproduction in any form is prohibited. Contents of this publication are covered by Copyright and offenders will be prosecuted under the law. The views and data expressed by columnists do not necessarily represent those of the publication.Wall2Wall Media is a trademark of Yellow Pages Group Co. in Canada.

TERMS Advertisers, Editorial content are not responsible for typographical errors, mistakes or ­misprints. All prices are correct as of press time and are subject to change without notice. E. & O. E.

EDITORIAL Submissions from interested parties will be considered. Please submit to the editor at Susan.Legge@wall2wallmedia.com.

Please recycle this magazine! Wall2Wall Media participates in the Partners in Growth Reforestation Program through St. Joseph Communications. To date, Partners in Growth has planted over 2.5 million trees in parks, recreation and conservation areas, and other public spaces across Canada.

Established in 1990, this program was started with Scouts Canada to help replenish the environment.

Markham

Library with Cornell Community Centre & at Your Doorstep. en Op w No ft. . sq 0 00 9, 12

Release of New Home Designs! Visit us Today!

Tour our 8 professionally decorated models

Freehold Townhomes featuring 2 master bedrooms each with a Semi-Ensuite

500's

$

from the mid

From 1,737 Sq.ft.

cornellrouge.com

MARKHAM

Singles on 30’, 36’ & 40’ lots

$700's

from the low

From 2,057 Sq.ft.

Sales office located at the S/E corner of Cornell Centre Blvd. and 16th Ave. Open Monday to Thursday

from 1 to 8 p.m.; Friday by appointment only; Weekends and Holidays from 11 a.m. to 6 p.m.

Renderings are artist’s concept.* Specifications are subject to change without notice. E. & O. E. See Sales Representative for details.

11

Our

assion

We create homes that meet your dreams and aspirations.

Building fine homes is not just our business, it’s our passion.

At Primont Homes, we understand what your dream home means to you. Our professionally trained designers, craftsmen and customer service people are committed to bringing your vision to life. It’s the Primont Promise.

Visit These Communities Today!

WOODBRIDGE

MOUNT PLEASANT BRAMPTON

MARKHAM

FREEHOLD TOWNHOMES

FREEHOLD TOWNS & 38’ DETACHED

FINAL RELEASE OF TOWNHOMES

569,900

$

FROM

375,900

$

FROM

509,900

$

FROM

NO CONDO FEES! NEW MODELS AVAILABLE

INVENTORY SALE: 5% DOWN & UP TO $10,000 CASH BACK!*

VISIT OUR SALES CENTRE! HURRY, ONLY A FEW REMAIN!

3890 Major Mackenzie Dr. W. 905.417.3363

10629 Mississauga Rd. 905.495.5067

Hwy 7, East of Ninth Line 905.201.2804

SALES CENTRE HOURS: MON-THURS 1PM - 8PM FRI CLOSED SAT, SUN & HOL 11 AM - 6 PM * See sales representative for details. Prices & specifications subject to change without notice. Renderings are Artist’s Concept. E.&O.E.

Consider Yourself at Home 012

Coming Soon, Register Now! CORNELL MARKHAM

CALEDON

FREEHOLD TOWNHOMES

DETACHED HOMES

FROM THE

500’s

$

Register now at PrimontHomes.com

AT CO RNELL

FROM

599,900

$

Register now at PrimontHomes.com

SEASONS IN CALEDON

* See sales representative for details. Prices & specifications subject to change without notice. Renderings are Artist’s Concept. E.&O.E.

PrimontHomes.com 013

Model Home Rendering Compliments of Tribute Communities.

www.mytribute.ca

This stunning open-concept kitchen and dining room reflects the superior standard of elegant, contemporary design found in all homes at The Gates of Nobleton.

NOVEMBER2014 Tribute Communities has been featured as “MODEL HOME OF THE MONTH� as seen in the New Home Guide model home calendar

16 NEW HOME GUIDE GTA | NOVEMBER 15 - 29, 2014

NOVEMBER 15 - 29, 2014 | NEW HOME GUIDE GTA 17

//IN THE NEWS

Fox Trail in Uxbridge NOW OPEN

Brookfield Residential is pleased to announce the opening of its newest community in Uxbridge. Located only minutes from the quaint town of Uxbridge, this exclusive enclave of only 46 bungalow townhomes known as Fox Trail backs onto an existing golf course and is conveniently located with many amenities such as grocery, banks, schools, golf courses, a recreation centre and a variety of restaurants only a short distance away.

Brookfield was joined by Mayor Gerri Lynn O’Connor at the ribbon cutting ceremony for Fox Trail. “Given the success of our Wooden Sticks community, we were thrilled when this unique opportunity presented itself to return to Uxbridge and build an upscale bungalow community in an already established community,” says Marc Thibault, vice-president of sales and marketing for Brookfield Residential. “The preliminary response to this community has been phenomenal, and we are delighted to be able to bring this type of new home design to this mature community in a great setting surrounding a beautiful parkette and golf course.”

The community will feature seven different bungalow plans offering a variety of choice to meet different family needs as well as optional loft and basement plans for those looking for a little more added space. The plans have been well appointed to include many of the features desired by today’s homeowners, including nine-ft. ceilings, hardwood floors, granite countertops as well as our Panorama View Window, to name a few. The community will also be condominium-based to provide homeowners with the added benefit of carefree living – no grass cutting, snow shovelling or exterior maintenance worries.

“Delivering an upscale design on both the exterior and interior was important to us to ensure we met the needs of today’s discerning buyers. With time becoming more and more scarce today, we felt it important to deliver a carefree living experience

where residents could spend more time doing the things they desire with family and friends rather than worry about mundane maintenance upkeep,” says Thibault. This community will provide 2015 move-in dates for new homeowners.

Brookfield is dedicated to creating the best places to call home and has built more than 25,000 homes in Ontario since 1956. Brookfield’s ongoing commitment to quality, design and customer service has earned the company several highly coveted industry recognitions including the JD Power and Associates Award for Highest in Customer Satisfaction and Ontario Builder of the Year from OHBA and Tarion.

Brookfield currently has active communities in Alliston (Treetops), Aurora (Arbors), Bradford (Grand Central), Bowmanville (BrookHill), Caledon East (Pathways), Mono (Fieldstone), Niagara-on-the-Lake (The Village) and Tottenham (Willow Glen).

For more information, please visit brookfieldhomes.ca

O N

B AY V I E W

BUILDING A NEW LEVEL OF SUCCESS urbantowns O N

B AY V I E W

NOW OPEN URBANTOWNS ON BAYVIEW RICHMOND HILL

urbantowns O N

B AY V I E W

TOWNHOMES urbantowns O N

STARTING FROM $729,900*

B AY V I E W

After the extreme success of Urbantowns at Bayview as the winner of the 2014 BILD Low-Rise Project of the Year, Treasure Hill is proud to present Urbantowns on Bayview. Continuing the urban look and feel that made the original development such a success, Richmond Hill’s most desirable townhomes will be located on Bayview just north of Major Mackenzie.

PRESENTATION CENTRE LOCATED AT 24 BRIGGS AVENUE

NOW OPEN VALES OF THE HUMBER BRAMPTON

ESTATE SINGLES STARTING FROM $769,900* Welcome to the upscale, master-planned community of Vales of the Humber. This new development will feature only luxury singles that will integrate beautifully with attractive streetscapes, parks and schools in the ideal family-focused environment.

VISIT OUR FULLY FURNISHED MODEL HOME PRESENTATION CENTRE LOCATED AT 20 FOGAL ROAD MODEL HOME LOCATED AT 20 SQUIRE ELLIS DRIVE

PRESENTATION CENTRE: MON-THURS 1PM-8PM • SAT, SUN & HOLIDAYS 11AM-6PM | MODEL HOME: SAT & SUN 11AM-6PM

N OW O P E N

COMING SOON

COMING SOON

AURORA

WOODBRIDGE

CALEDON

URBAN LIVING

TOW N H O M E S

TOW N H O M E S

TOW N H O M E S

STARTING FROM $665,900*

For more information visit treasurehill.com *Prices & information correct at press time. All illustrations reflect artist impression. E. & O.E. Ask a sales representative for details.

19

//BILD REPORT

Building great cities since 1921 » by BRYAN TUCKEY

BRYAN TUCKEY

is president and CEO of the Building Industry and Land Development Association and a land-use planner who has worked for municipal, regional and provincial governments.

Follow him on Twitter @ bildgta, facebook.com/ bildgta, and bildblogs.ca.

As city builders, BILD members have devoted countless time and resources to building quality, complete communities across the GTA for the past 93 years.

Whether you are walking down the street in Toronto, cycling up the road in Vaughan or having brunch in a trendy new café in Mississauga, there is a very good chance that a member of our association has played a role in bringing that community to life.

Our industry builds more than just homes. We build communities that include offices, malls, community centres, parks and more.

Some of these communities are the product of collaboration by industry, government and consumers working together, which is why it’s so important that we all work together as partners in city building.

One of the first examples that comes to mind is the revitalization of Regent Park by the Daniels Corporation.

In 2006, the first shovel hit the ground and began bringing new life into the aging neighbourhood with a unique, new approach in partnership with Toronto Community Housing Corp.

With more than 10 years still left until all the work is done, you can already see just how much the neighbourhood has changed.

Another great example can be found in the 35 acres of Toronto’s West Don Lands that will soon be home for 10,000 athletes from 41 countries at the 2015 Pan Am/ Parapan Am Games.

The Canary District will start off as the Athletes Village before being converted into a sustainable, mixed-use, master-planned community in 2016.

By then, approximately 2,000 people will live in the transformed village, which will feature residential and retail components, as well as a student residence for nearby George Brown College and the Cooper Koo Family YMCA. Venture just north of the city and you’ll find yourself at the World on Yonge in Markham. Created by Liberty Development, this complete community features office towers, condominiums, a hotel and retail space which includes a 40,000-sq.-ft. grocery store. There’s even two acres of public parkland on site.

Out of its total 1.6 million sq. ft., approximately 500,000 of that is non-residential, hosting more than 1,000 people and jobs per hectare.

None of these projects would be built today if it were not for the industry working together with its government partners. This is why it’s so important to use our voices when we have the chance, as in the recent election on Oct. 27, to choose the candidate we feel has a vision for city building.

Let’s work together to build a greater GTA.

22 NEW HOME GUIDE GTA | NOVEMBER 15 - 29, 2014

NOVEMBER 15 - 29, 2014 | NEW HOME GUIDE GTA 23

FIELDGATE HOMES | Valleylands

//COMMUNITY FOCUS

Early Closing Sales Event in west Brampton

VALLEYLANDS

The 45-ft. Dufferin’s breathtaking front Elevation A of brick detailing with large porch and great interior entertainment space contribute to the luxurious atmosphere of this exceptional family home, available from the upper $600’s.

LOCATION West Brampton HOUSING TYPE Singles on 38-, 41-, 45-, 50- and 70-ft. lots from the mid $500’s; bonus packages available for each housing type. Early closing homes with four bedrooms from the upper $500’s with 30- to 120-day closings available CONTACT 905.457.0445 fieldgatehomes.com

W

hen driving along Chinguacousy Road in west Brampton, one gets the feeling that they’re in the midst of a very special community. It’s a place where the valleys of the Credit River offer a breathtaking outdoor playground of lush green parkland. It is within this remarkable setting that esteemed builder Fieldgate Homes has announced an exciting Early Closing Sales Event in this popular family community, Valleylands on Chinguacousy.

The southwest corner of Queen St. West and Chinguacousy Rd. is the site for these early closings at Valleylands. There are four- and five-bedroom homes available from 2,300 to 4,200 sq. ft. There are also singles with traditional closings on 38-, 41-, 45and 50-ft. lots available. There’s a home for everyone at Valleylands.

One of the many popular designs currently available at Valleylands is the breathtaking 2,987-sq.-ft. Dufferin Elevation A. This classic-yet-contemporary two-storey, fourbedroom, 45-ft. detached home offers a spectacular front elevation of brick and stone that features a covered porch, double-car garage, large bright windows and charming dormers.

One enters the home to discover a spacious front foyer, followed immediately by a cosy library. Further down the hall is the large open-concept living/dining room with coffered ceiling. Across from the living/dining room, the home’s staircase offers easy access to a sunken main floor powder room and laundry room. Further down the main hallway, one enters into a sizable family room complete with a gas fireplace. Across from the family ...continued on pg 26

NOVEMBER 15 - 29, 2014 | NEW HOME GUIDE GTA 25

//COMMUNITY FOCUS...continued

FIELDGATE HOMES | Valleylands

For most families, school is a top priority, so it’s nice to know that Valleylands is ideally situated to take advantage of many of Brampton’s wonderful educational facilities. room, the kitchen and breakfast area offers a kitchen island and ample counter space, creating the perfect space for the family to gather for a home cooked meal. Upstairs, the elegant master suite features two walk-in closets, tray ceilings, an intimate master retreat and a lavish ensuite complete with oval soaker tub, his and hers sinks and separate glass shower. Bedroom two enjoys its own private ensuite and bedrooms three and four share a stylishly appointed ensuite. The Dufferin is priced in the upper $600’s.

For most families, school is a top priority, so it’s nice to know that Valleylands is ideally situated to take advantage of many of Brampton’s wonderful educational facilities. A new elementary school is proposed for construction right in the Valleylands community, and Queen Street elementary school and Sir William Gage middle school are just a short walk north of the community. There are also a number of public and Catholic primary and secondary schools within a short distance.

And with post-secondary tuition costs on the rise, it’s nice to know that Valleylands is ideally situated to make the live-athome college lifestyle a breeze. Well-regarded institutions such as Sheridan College and Algoma University both have campuses that are just a short drive or bus ride away.

In addition to excellent proximity to schools, Valleylands is also in a great location to take advantage of a whole host of other lifestyle amenities. The Heartland Town Centre is only five minutes away, offering major retailers such as Best Buy, Home Depot and Costco. Nearby Erin Mills Town Centre, Trinity Common Mall and Bramalea City Centre also offer wonderful selections of shops and restaurants. For those in search of live entertainment, there’s the Rose Theatre, offering a year-round calendar of musical and theatrical performances. Golfing enthusiasts will be impressed with the great selection of golf courses within a short driving distance, and the commute to Toronto is a breeze with Hwys. 401 and 407 just minutes away.

With more than 55 years of experience, Fieldgate Homes is one of the GTA’s finest home builders, known for their exceptional floorplan designs.

For more information on Valleylands, call 905.457.0445 or visit fieldgatehomes.com

NOVEMBER 15 - 29, 2014 | NEW HOME GUIDE GTA 27

28 NEW HOME GUIDE GTA | NOVEMBER 15 - 29, 2014

NOVEMBER 15 - 29, 2014 | NEW HOME GUIDE GTA 29

//FUNDAMENTALLY SPEAKING

Interest rate hike unlikely in 2015: BMO » by WAYNE KARL

WAYNE KARL

is an award-winning writer and editor with experience in real estate and business.

In Fundamentally Speaking, Wayne explores the basics – such as economic fundamentals – you need to examine when buying property.

He can be reached at

wayne.karl@wall2wallmedia.com

or follow him on Twitter at Twitter.com/WayneKarl

Relax, Canada, not only is the real estate market not going to experience a U.S.-style crash, as some pundits continue to predict, but there’s isn’t even going to be any significant interest rate hike in 2015.

This, according to Douglas Porter, chief economist of BMO Financial Group. He suggests the Bank of Canada may, at best, raise its influential overnight target rate by a quarter-point. BoC has held the rate at one per cent for four years.

BMO itself, in its Home Buying Report released in late October, inadvertently stoked the flames of concern. The report indicates the majority of Canadians currently in the market for a home would be forced to change their buying plans in the event of a two percentage point rise in interest rates. Thirty per cent would be forced to reduce their price range and settle for a less expensive home, while another 13 per cent would be priced out of the market.

And this, at a time when prices in the three hottest cities – Calgary, Toronto and Vancouver – are rising faster than family income, further straining affordability.

A two-point interest rate hike is highly unlikely, however.

“The chances of a two percentage point rise in rates in any year these days is remote, and I would peg it as extremely unlikely in 2015,” Porter told New Home Guide. “We do believe that at long last rates will begin to creep higher next year, but we are only looking for quarter-point hike by the Bank of Canada.”

Continued rapid price gains in Calgary, Toronto and Vancouver will increase those cities’ vulnerability to a shock – whether economic, interest rate or otherwise, BMO says in the report.

Porter suggests there may be some price cooling in these markets next year, particularly in Calgary and other cities with ties to the oil and gas industry, since oil prices have fallen notably in recent months.

“We would also look for somewhat slower price gains in Toronto and Vancouver, but both of those markets have proven to be amazingly resilient – largely thanks to relentless population inflows to both,” Porter says. “I’m not sure that any other large city could step into the void at the top, and we expect a notably milder national price increase next year.”

But if Canadian real estate has demonstrated anything lately, it is its ability to surprise.

“The dominant story in recent years has been the consistent surprises to the high side by the Canadian housing market.”

LOCATION • DESIGN • VALUE WITH OVER 40 YEARS EXPERIENCE

THORNHILL

MISSISSAUGA

DECORATED MODEL HOMES NOW OPEN

Luxurious single detached homes on 46’, 50’ and 60’ Lots.

Starting from $1,399,990

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Sales Centre: 679 Valley Vista Drive, Dufferin and Major Mackenzie

MARKHAM

RICHMOND HILL

Fully upgraded, premium lots with thousands of extras now included. Semi detached homes starting from the low $600’s, 2,015 sq. ft.

A fabulous selection of freehold townhomes and singles in an established community. starting from the mid $500’s.

Jefferson Forest prestigious new home community.

Freehold Townhomes and Singles from the low $700’s.

Sales Centre: 655 Cornell Centre Blvd., Cornell Centre Blvd. and 16th Avenue.

Sales Centre: 53 Paper Mills Crescent, Yonge and Jefferson Forest

60-DAY MOVE-INS AVAILABLE Setting high standards with superior features.

foresthillhomes.ca *Prices & specifications are subject to change without notice. Finishes vary by Builder. See sales representatives for details. Renderings are artist’s concept. E. & O. E.

NOVEMBER 15 - 29, 2014 | NEW HOME GUIDE GTA 31

//COVER STORY

FOREST HILL HOMES SETS THE STANDARD IN THE 905

Derry Village, Bridle Path, Cornell Rouge and Jefferson Forest among the GTA’s most successful communities LOCATIONS Mississauga, Thornhill, Markham, Richmond Hill CONTACT Mississauga, 905.795.8307 Thornhill, 905.417.8231 Markham, 905.472.0229 Richmond Hill, 905.770.0081 foresthillhomes.ca

W

ith more than 40 years of experience, Forest Hill Homes has quickly become one of GTA’s leading residential developers – setting standards that are among the highest in the industry.

Known for their unsurpassed quality and innovative designs, Forest Hill Homes has been responsible for an impressive series of outstanding residential communities; this is evident in the company’s highly successful lowrise communities throughout the GTA, including Derry Village, Bridle Path of Thornhill, Cornell Rouge and Jefferson Forest.

Adhering to its reputation for custom quality homes, Forest Hill Homes offers an extensive list of upgrades that come standard in every home.

Creating a buzz for these sought after locations, each community is just a short distance to a myriad of local amenities, including restaurants, world-class shops, recreational facilities and schools. With easy access to local transit, Hwys.

FOREST HILL HOMES | Multi-site

400, 404 and 407, residents will have everything they need right at their doorstep.

With decorated model homes now open at all of our sites and 60-day move-ins available, you can now make one of these coveted communities your very own home.

DERRY VILLAGE – MISSISSAUGA

Situated in a charming family-friendly neighbourhood, Derry Village has quickly become one of Mississauga’s most desired residential addresses.

Offering semi-detached homes on traditional deep lots, Derry Village offers incredible homes from 2,010 sq. ft., starting at the low $600’s. Interiors feature spacious four bedroom designs, hardwood flooring in main principle rooms, nine-ft. main floor ceiling

heights, central air conditioning, an upgraded pot light package and much more. Designer-inspired kitchens include spacious pantries, large breakfast bars and islands – all in upgraded furniture quality cabinetry. The large ensuite will feature separate showers with glass enclosure, soaker tubs and double sinks.

BRIDLE PATH OF THORNHILL

Nestled amid densely forested lands, the Bridle Path of Thornhill offers homebuyers unprecedented choice in the heart of the GTA. Starting from $1.4 million and ranging in size from 4,000 to 5,105 sq. ft., the Bridle Path of Thornhill offers an incredible selection of luxury single-detached homes on 46-, 50- and 60-ft. lots. The estate homes are filled with superior standout features, including three car garages, granite kitchen countertops, upgraded kitchen cabinets, master retreats, walkout lots and much more.

CORNELL ROUGE – MARKHAM

In Markham, Forest Hill Homes offers homebuyers freehold towns and singles in the midst of a forested paradise.

Situated next to Rouge Park (Ontario’s largest urban park) residents are surrounded by thousands of wooded acres, parkettes and playgrounds.

This beautifully built up community offers homes ranging from 1,738 to 3,168 sq. ft. starting from the mid $500’s.

Interior features include bonus 3.5 bathrooms, nine-ft. high smooth ceiling, central air conditioning and hardwood on the main floor. Kitchens will include extended height upper cabinets, and large open eat-in areas, including pantries, breakfast bars and kitchen islands. Large upgraded ensuites include separate oversized shower with glass enclosure and soaker tubs.

JEFFERSON FOREST – RICHMOND HILL

Jefferson Forest offers a spectacular collection of homes in a rare and beautiful wooded location within Richmond Hill’s Oak Ridges Moraine. In its final phase, homebuyers have been eager to purchase a home in the spectacular woodland setting.

Offering an amazing selection of freehold towns and singles, the prestigious community features homes starting from the low $700’s, and ranging in size from 2,000 to 2,975 sq. ft. Upgraded features include; unique floorplans with bonus 3.5 bathrooms, direct garage access to the basement, natural oak flooring on the main floor, natural oak stairs, granite kitchen countertops and much more.

For your chance to live in one of these fabulous new-home communities, please visit foresthillhomes.ca Decorated model homes are now open; 60-day move-ins available.

live greatly.

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Open-concept main floor layouts with kitchen islands

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Master bedrooms with ensuites and walk-in closets

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Luxury Designer Condos 763 - 1,178 sq. ft. from

Erin Centre Blvd.

Erin Mills Parkway

Glen Erin Dr.

Winston Churchill Blvd.

Hwy. 403

By APPOINTMENT ONLy (905) 828-4257

Queen St.

Chinguacousy Rd.

Credit Valley Rd.

Mississauga Rd.

$330’s

Eglinton Ave. W.

Bovaird Dr.

Townhomes 1,595 - 2,095 sq. ft. from

$450’s

Steeles Ave. Hwy. 407

SALES OFFICE: 8540 Mississauga Road, Brampton (905) 866-6876

Prices and specifications subject to change without notice. E. & O.E. Illustrations are artist’s concept. All square footages are approximate. Actual usable space varies from stated floor area.

GTA and beyond!

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40 Ft. Detached 2,275 - 3,270 sq. ft. from

40 Ft. Detached 2,630 - 2,790 sq. ft. from

50 Ft. Detached 1,880 - 4,010 sq. ft. from

$630’s

Steeles Ave. Hwy. 407

SALES OFFICE: 20 Alister Drive, Brampton (905) 459-5772

Holland St.

SALES OFFICE: 22 Downy Emerald Drive, Bradford (905) 775-3461

Sales office hours: Sat. & Sun. 11am - 6pm • Mon. - Thurs. 1 - 8pm • Closed Fri. • Niagara hours: Sat. & Sun. 12pm - 5pm • Mon. - Wed. 2 - 7pm • Closed Thurs. & Fri.

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36 NEW HOME GUIDE GTA | NOVEMBER 15 - 29, 2014

C O M MUNIT IES CHELSEA STATION | VAUGHAN Located near Eaglesnest Golf Course at Dufferin and Major Mackenzie Drive Contemporary Freehold Townhomes | GRAND OPENING FALL 2014

CHELSEA MAPLE STATION

CLARIDGE GATE | VAUGHAN Located in the Prestigious Upper Thornhill Woods Estates neighbourhood Two Storey Traditional Towhomes and Three Storey Terrace Townhomes | LAUNCHING SPRING 2015 HILLSBOROUGH

HILLSBOROUGH | HOLLAND LANDING Detached Homes on 38’, 40’ and 45’ Lots | GRAND OPENING SPRING 2015

HOLLAND

LA N

DIN GR

GLENWAY | NEWMARKET Detached Homes and Bungalows on 50’ Lots, Two Storey Townhomes and Three Storey Terrace Townhomes | LAUNCHING SPRING 2015

BATHURST ST.

1

MT. ALBERT RD. LESLIE ST.

Y. 1

YONGE ST.

HW

D.

SITE

GREEN LANE W.

GLENWAY

LESLIE ST.

YONGE ST.

Y. 1 1

MT. ALBERT RD.

BATHURST ST.

PANORAMA | MILTON GREEN LANE W. Community of Detached Homes and Townhomes near the Escarpment | COMING SOON

SITE

ST. JOHN SIDEROAD

WELLINGTON ST. E.

TO LEARN MORE ABOUT OUR COMMUNITIES

REGISTER

AT ANDRINHOMES.COM Prices and specifications are subject to change without notice. E. & O.E. Rendering’s are artist’s concept. Cooperating Brokers Protected.

BAYVIEW AVE.

D.

HW

YONGE ST.

GR

SITE

DAVIS DR. W.

BATHURST ST.

DIN

LAN

HOLLAND COUNTRY LANE | WHITBY Townhomes, Semi-Detached and Detached Homes | COMING SOON

LUXURYStandards RAISED TRAY CEILING IN MASTER BEDROOM

OAK STAINED STAIRCASE GRANITE KITCHEN AND BATHROOM COUNTERTOPS

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GRAND OPENING CUSTOM QUALITY FEATURES • EXTRA DEEP LOTS

40’ & 50’ LUXURY

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VAUGHAN

Castlemore Rd. Zenway Blvd.

* ,900

Queen St.

$

HWY 27

HWY 50

The Gore Rd.

McVean Dr.

SALES CENTRE

HWY 7

HWY 427

729

$

Goreway Dr.

SINGLES

BRAMPTON Countryside Dr.

L IMITE D TIME O FFE R

N

Mayfield Rd.

20,000

**

• in

free •

UPGRADES

HWY 407

**Offer expires November 30, 2014.

Ask sales representative for details.

LEARN ABOUT OUR TLC PROGRAM ONLINE

SALES CENTRE HOURS MON. TO THURS.: 1PM - 8PM • FRI.: 12PM - 5PM • SAT.: CLOSED • SUN.: 11AM - 6PM | 905.915.5227

LANDMARTHOMES.COM *Prices, terms and specifications are subject to change without notice. E. & O. E.

38 NEW HOME GUIDE GTA | NOVEMBER 15 - 29, 2014

OPENING EARLY 2015

TOWNDOMINIUMS THE BEST OF BOTH

WORLDS A NEW

STYLE OF LIVING Featuring stylish, contemporary architecture within a nature-inspired setting, consisting of an intimate collection of only 64 spacious 2 and 3 bedroom, fully-contained Towndominiums. This is an exceptional opportunity to own a superior-quality Rosehaven home, within a carefree and affordable condominium lifestyle community.

IN BRAMPTON FROM

299

$

990*

SINGLE LEVEL UNITS • 2 STOREY UNITS MAIN TRANSIT LINE AT YOUR DOORSTEP TO ALL AMENITIES, MAJOR SHOPPING & GO TRANSIT SURROUNDED BY PARKS, GREEN SPACE AND WOODLAND TRAILS

LOCATED AT MISSISSAUGA RD. AND SANDALWOOD PKWY.

REGISTER AT

ROSEHAVENURBAN.COM *Limited quantities available to qualified purchasers. Prices and information correct at press time. All illustrations reflect artist impression E. & O. E.

39

//TAXING ISSUES

Capital expenditures & deductible expenses » by HENRY CHOO CHONG

Q HENRY CHOO CHONG,

CGA, sits on many committees and provides accounting and tax services to individuals and businesses in the GTA. He can be reached at 416.485.5225. Questions to Taxing Issues can be emailed to choochonghcga@yahoo.ca

. I recently purchased a rental investment property.

Fortunately, the home was rented quickly. However, last summer because of several days of heavy rainfall, the roof leaked terribly and our ceilings were partially water damaged. I had to reshingle and replace almost half of the entire roof and repair the ceiling and floors. It also cost me more than $1,200 for a new fridge and stove. I have an individual who prepares my income taxes who has advised me that these are capital items and I could not deduct them for my income taxes. I find that ridiculous to be out of pocket that amount of money and I cannot deduct it.

Sam, Toronto

A

. Real estate rental deductions are always contentious, and Canada Revenue Agency frowns on expenditures that should be capitalized as opposed to being expensed immediately.

As an accountant who deals with real estate investors on a regular basis, I can tell you your concern is not isolated. The Income Tax Act does provide guidance with regards to capital items and current expenses.

Capital expenditures – Generally, these are expenditures that will provide benefits and a useful life for several years – such as appliances, air conditioners and dishwashers. The Income Tax Act provides for Capital Cost Allowance (CCA) deduction for capital expenditures that can be expended over the useful life of the asset.

Deductible Expenses – Generally, these expenditures may be deducted in the year they are incurred. They would include all expenditures directly related to the property such as property taxes, insurance, utilities, mortgage interest, advertising cost, legal cost, accounting fees, and repairs and maintenance.

It would appear your repairs were performed to maintain the property to its original condition and would therefore be considered a current expense.

However, the fridge and stove must be capitalized.

Investors should always have a good accountant who deals with real estate investments on a regular basis to ensure the right advice is given.

Q

. I recently started my own small business, which is registered as a non-incorporated business. It earned approximately $34,000, less expenses. Additionally, I am employed full-time, as is my wife.

What is my final date and can I choose my own year-end for my company?

Yves, Oakville

A

. Congrats on joining the ranks of entrepreneurs. Many individuals talk about starting their own business but are reluctant to do so for various reasons.

The primary obstacle is finances, followed by lack of knowledge about where to start.

Individuals who are strictly T4d – that is, employed full- or part-time – were to file their year’s personal tax return on or before April 30 of the following year.

Self-employed (including non-incorporated businesses) taxpayers and their spouse had to June 15 to file their tax return for the previous year. However, any income taxes owing would have to be remitted on or before April 30 of the filing year.

Therefore, you should have your tax returns prepared before the end of April to avoid any interest penalties.

NOW OPEN 3 fully furnished and decorated

MODEL HOMES

MODEL HOMES LOCATED AT 20 SQUIRE ELLIS DR.

STARTING FROM

$ 759,990*

HWY 27 TREASURE HILL PRESENTATION CENTRE

Castlemore Rd.

HWY 407

HWY 7 GREENPARK & STARLANE PRESENTATION CENTRE

HWY 427

Fogal Rd. Queen St.

TWO-STOREY

N

HWY 50

Squire Ellis Dr.

The Gore Rd.

McVean Dr.

ON ESTATE LOTS

Countryside Dr.

Goreway Dr.

50´ UP TO 100´ LUXURY SINGLES

MODEL HOMES

Mayfield Rd.

REGULAR MODEL HOME HOURS: Only Open Saturday & Sunday: 11am-6pm

PRESENTATION CENTRE HOURS: Monday to Thursday: 1pm - 8pm • Friday: Closed Saturday, Sunday & Holidays: 11am-6pm

v a l e s o f t h e h u m b e r. c o m

*Limited quantities available in some price ranges. To qualified purchasers, prices and information correct at press time. Map not to scale. Some lots may have premiums. Illustrations reflect artist’s impression. E. & O.E.

41

LOOKING FOR A NEW HOME?

It’s only a tap away.

Find the perfect new home or condo in the neighbourhood that fits your lifestyle.

Start searching now!

DOWNLOAD THE APP 42

GET STARTED NOW AT

NewHomeAndCondoGuide.ca

DECORATED MODEL HOMES NOW OPEN

MARKHAM

MARKHAM

THORNHILL

NEW RELEASE AND DESIGNS Freehold Townhomes from the high $500’s Singles on 30’, 36’ & 40’ lots from the $700’s

NEW RELEASE • COMING SOON Singles on 41’ & 45’ lots

REGISTER NOW

SALES OFFICE 655 Cornell Centre Blvd. (at 16th Avenue) 905-472-7667

60’ ravine lots from $1.8 Million SALES OFFICE 650 Valley Vista Drive (Dufferin at Major MacKenzie) 905-417-1203

madisonhomes.ca Get Social with us:

@ mymadisonhome

mymadisonhome

*Prices and specifications are subject to change without notice. E. & O. E. See Sales Representative for details.

NOVEMBER 15 - 29, 2014 | NEW HOME GUIDE GTA 43

//MORTGAGE ADVICE

A financial reason to not overpay for your home » by ALYSSA RICHARD

ALYSSA RICHARD

is the Founder and CEO of RateHub.ca, a mortgage rate comparison site that aims to empower Canadians to make smart financial decisions.

Bidding wars are a hot topic in Toronto right now, with homes being priced extremely low so potential buyers will come in with high offers. The Toronto real estate market gets a bad rap for bidding wars, but we know it’s not the only city in the country that experiences them. After conducting dozens of interviews with real estate agents across the country last year, we found out one Canada-wide truth: if supply is low, demand is high – and many buyers are willing to make offers above and beyond what sellers are asking.

Before you make an offer on any home, you should be armed with a mortgage pre-approval; this is the maximum amount of money a lender is willing to give you towards the purchase of a home. When we say maximum, we mean it. The first reason not to overbid on a home is because you don’t want to go over your budget, or stretch yourself so thin that you’re house poor. But the other reason not to overbid is because your lender’s home appraiser may determine the property isn’t worth what you’ve offered; this leaves you in a tricky financial position.

“Let’s say you offered $400,000 for a home, your offer was accepted and you have $40,000 to put down. If the bank’s appraiser believes it’s worth only $375,000, the bank will only give you a mortgage equal to their appraised value minus your down payment. In this case, that’s $335,000 ($375,000 $40,000),” explains James Laird of CanWise Financial. “If you still wanted to purchase the home, you would need to come up with the extra cash to make up the shortfall. The shortfall is your purchase price minus the mortgage amount your lender will give you. So, in this example, that’s $65,00 ($400,000 - $335,000).”

Bidding wars are a hot topic in Toronto right now, with homes being priced extremely low so potential buyers will come in with high offers.

If you can’t borrow money from family or another outside party, you may be forced to walk away from the deal (and risk losing your deposit, in the process). Not having the resources in this situation is what is often referred to as “appraisal risk,” and it’s obviously something you want to avoid. How is that possible? First, don’t overpay, which is something an experienced real estate agent who knows your market should be able to stop you from doing. Second, saving a larger down payment can help reduce your risk, because it allows you to put less money down and use the extra to make up your shortfall.

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WWW.ARISTAHOMES.COM • 416-630-5039 *Prices and specifications are subject to change without notice. Bonus, finishes and decor dollar amounts may vary per model type. See sales representative for details. Renderings are artist’s concept. Veneer risers and stringers. E. & O.E.

Presentation Centre Hours:

Mon. - Thurs. 1 - 8pm, Fri. by appt.

Sat., Sun. & Hol. 11am - 6pm 45

TAKE A TEST DRIVE THROUGH THE NEIGHBOURHOODS OF MOUNT PLEASANT MISSISSAUGA RD. JUST NORTH OF BOVAIRD, BRAMPTON

WIN a Vacation!

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Test Drive the Neighbourhoods of Mount Pleasant and you could be in for a pleasant surprise!

Come see for yourself how the community is taking shape and enter for a chance to win a $4,000 vacation voucher. There’s so much to love about Mount Pleasant from Rosehaven Homes and Townwood Homes, you’ll find something more each time you visit.

YOU’LL LOVE OUR SINGLES & TOWNS DESIGNS FROM $404,990!

ROSEHAVEN:

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*See presentation centre for complete rules and regulations. One draw per month for a vacation voucher valued at $4,000. Prices and specifications subject to change without notice. Renderings are Artist’s concept. E.&O.E.

Learn more at Facebook Twitter LoveMountPleasant.com or visit our Sales Office 10585 Mississauga Rd. north of Bovaird, Brampton Find us on

Follow us on

THERE’S NO PLACE LIKE HOME!

From Mt. Albert to Niagara-on-the-Lake, Averton condominiums and homes are distinguished by innovative design, quality construction and sustainability.

PICKERING

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Brownstones in a country side setting from the mid $200’s

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Scarborough Luxury condominium residences in the heart of the city at the corner of Sheppard Ave E. & Pharmacy. from the mid $200’s

Averton.ca

Etobicoke Superb Selection of Quick move-in-suits available in this spectacular completed boutique condominium. from $260’s

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Kleinburg 3 Luxury condominium villas with suites range from 890 up to 1,560 sq. ft. in historic Kleinburg village. from $600’s

Mount Albert

A uniquely appealing collection of incredible detached homes in a Spectacular Mount Albert setting. from the high $400’s

Averton.ca

Follow us on Prices and specifications are subject to change without notice. E. & O.E. Rendering’s are artist’s concept.

//TARION REPORT

Custom homes come with a new home warranty, too GETTING INVOLVED IN THE CONSTRUCTION OF YOUR NEW HOME MAY AFFECT YOUR WARRANTY » by HOWARD BOGACH

HOWARD BOGACH

is President and CEO of Tarion Warranty Corp. His column appears monthly in New Home Guide.

For more information about how Tarion helps new-home buyers, visit tarion.com or find us on Facebook at facebook.com/ TarionWarrantyCorp.

For some people, building a custom home can be a dream come true – the opportunity to design the ideal place that exactly suits their taste and needs.

A custom home, built by a builder, is usually considered a “contract home.” It’s a new house built on land already owned by the homeowner where a builder is hired to perform all the work and supply all the materials necessary to construct a completed home.

The builder must provide the mandatory one-year, two-year and seven-year warranties that the law requires for all new houses and condominiums in Ontario. The warranty also provides financial loss coverage of up to $40,000 if you and your builder have a falling out prior to substantial completion of the contract and the amount you paid your builder exceeds the value of the work and materials supplied by the builder.

However, there are always exceptions to the rule. Often with contract homes, homeowners get involved in some of the aspects of the construction, a move that may void part – or even all – of your new home warranty. This is where it is essential that homeowners make informed decisions. Many homeowners don’t realize that signing contracts with trades, and supplying or installing materials themselves may jeopardize their warranty rights.

A new home warranty is not an option. A contract home builder is required to provide the mandatory new home warranty if the builder performs all the work and supplies all the materials necessary to construct a completed home.

If the homeowner takes responsibility or

any of the essential elements, the home may be considered “owner built,” and will not be covered by the Tarion warranties.

Essential elements include the footing/foundation, framing, exterior cladding, building envelope, and the electrical, plumbing and heating systems.

An owner-built home is one where the landowner owns the lot, and either exercises significant control over the construction of a new home, and/or is responsible for contributing one or more essential elements to it. This can even include entering into contracts directly with subtrades for those essential elements.

Owner-built homes are not covered under warranty because owners would be providing the warranty to themselves.

Before signing a contract with a builder, make sure he/she is a registered Tarion builder by checking the Ontario Builder Directory at tarion.com. It is a criminal offence in Ontario to build homes without being registered with Tarion. If a contract home builder gives you the option of signing essential element contracts yourself, don’t do it! Insist the builder signs these contracts so your warranty rights are protected.

Work supplied or installed by the homeowner can compromise your warranty. Design and work supplied or installed by the homeowner, as well as alterations, deletions or additions made by the homeowner, are not covered under warranty.

Although supplying some non-essential elements such as finishings will generally keep your warranty intact, it can have an impact on certain aspects of your warranty. For example, supplying and installing a kitchen sink will void your warranty on that sink since it was not supplied or installed by your builder.

You can also experience a domino effect if anything you’ve supplied or installed damages something the builder has supplied. For example, a leak from an owner-supplied kitchen sink that damages the builder- supplied floor could void the warranty on the damaged flooring.

When purchasing a contract home, make sure you understand the warranty implications of becoming involved in your home’s construction. If the home is built from the foundation to the finished stage by a builder, it is likely eligible for statutory warranty coverage. However, there are a variety of reasons why a custom or contract home may not be covered under the statutory warranty. Visit tarion.com to find out what types of homes are and are not covered. If you have any questions about your new home’s warranty, call us at 1.877.9TARION or send an email to ismyhomecovered@tarion.com

COMING VERY SOON

A SPECTACULAR COLLECTION OF LUXURY HOMES!

SINGLE FAMILY HOMES, SEMI-DETACHED AND TOWNHOMES. Register now for your VIP invitation!

COMING TO WHITBY REGISTER NOW

N OW U N DER CO NSTRUC TIO N O N LY 10 R E M A I N

WHITBY’S FINEST NEW MASTER PLANNED COMMUNITY AT TAUNTON ROAD AND COUNTRY LANE

JUST STEPS FROM YONGE ST. IN THE HEART OF RICHMOND HILL, LUXURIOUS 3 BEDROOM URBAN TOWNS.

Starting from

$479,900

Heathwood.com Prices and specifications are subject to change without notice. E. & O. E. Renderings is artist’s concept.

//LEGALLY SPEAKING

What is title insurance AND HOW IMPORTANT IS IT? » by JAYSON SCHWARZ

JAYSON SCHWARZ

LL.M. is a Toronto real estate lawyer and senior partner in the law firm Schwarz Law LLP. If you have a topic in mind, mail, deliver or fax letters to the magazine or to the firm, email (info@schwarzlaw.ca) and give us your questions, concerns, critiques and quandaries.

Title insurance is supposed to provide comprehensive insurance coverage for certain title-related risks associated with homebuying. Risks such as zoning issues, claims of mental incapacity, lack of up to date survey and the legal services provided by your lawyer (such as title certification). It insures against such defects in title, which may occur from conflicting ownership claims, liens, undischarged mortgages, consents and the like. It will cover compliance and access issues such as work orders, permit violations, fences, boundaries, tenancies and rights of way certain easements. It is supposed to be in force so long as the purchaser or his heirs own the property. Title insurance will outlive the certification of your lawyer, whose insurance stops if he or she dies or stops practice.

Title insurance will outlive the certification of your lawyer, whose insurance stops if he or she dies or stops practice.

Okay, what if something is wrong and a prospective purchaser will not accept a new title insurance policy at no cost? The insurer will pay out in accordance with the policy, or will, if possible, repair the defect. Title insurance protects from vendors that won’t re-adjust or misrepresent things such as the real estate taxes paid. In addition, lawyers’ insurance is time of incident related, which means in simple English that if your lawyer is dead, retired or stops practice and you make a claim after that, you are not covered.

Title insurance saves you money. Disbursements, money paid to third parties for items such as building compliance letters, subdivision compliance letters and deed registration, are lower. We estimate $200 to $300 on a deal after the cost of the policy.

Almost all of Ontario is now on an electronic registry system. Title insurance has become the norm and many of the transactions are done by computer communications. Make sure the lawyer you select has taken the title insurance courses, has gone to the seminars on Terranet, the electronic registry system, and can properly advise you. The Law Society passed a rule that every lawyer on a residential real estate deal must advise the client of title insurance, the different companies and how it works. Remember, a lawyer survives by repeat business and referrals, and a lawyer’s mandate from the Law Society is that the client’s best interests must come first.

We have all read and heard about mortgage and title fraud, where unscrupulous people put fake mortgages on properties or sell houses they do not own. Title insurance indemnifies you against these occurrences.

To summarize, title insurance does four things better than lawyers’ insurance through Law Pro (the Law Society’s insurance arm): » Gives better coverage as to the quality of your ownership than a lawyer’s insurance; » Lasts forever when lawyers don’t; » Saves $300 to $400 in disbursements; » Protects from mortgage and title fraud; Every lawyer has an obligation to make you aware of your title insurance options, so you can choose which way you want to go. Think through your options carefully and choose wisely.

BUYING, SELLING OR REFINANCING A HOME? YOU NEED A LAWYER! Helping YOU make your home buying dream a reality.

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NEWHOMEGUIDE.CA

November 15 - 29, 2014

Showcasing new homes in the GTA’s central and north regions

IN THIS SECTION

>> Maps and listings for new-home communities in the central and north region >> Builder news and the latest in new homes in the central and north region

//IN THE NEWS

Geranium breaks out the bubbly ON SECOND ESTATE HOME COMMUNITY IN BALLANTRAE

Geranium Homes recently celebrated the completion of site services and the start of house construction for Copperstone, the company’s second estate-style neighbourhood in Ballantrae. Copperstone opened for sale in 2013 and within 10 months, 17 of the 18 lots were sold at prices of more than $1.1 million. Two-storey and bungalows-with-loft designs were developed for the irregular half-acre parcels ensuring individuality for each home in this cul-de-sac community situated 10 minutes north of Stouffville and close to Aurora. Only one home remains, priced at $1.3 million.

Copperstone is an architecturally controlled community with beautiful exteriors of clay brick, structural precast stone, low-maintenance Hardie board siding and trim, decorative mouldings and accent features.

Sumptuous interiors offer lightfilled kitchens with oversized windows.

Designs may feature a music or morning room, a library and double master bedroom suites. Each home has a covered rear porch or loggia, and most have a main-level mudroom and separate laundry.

Notable features include nine-ft. ceilings on main and second floors; eight-ft. in the basement. Other luxury details (all as per plan) are oak stairs with upgraded pickets; granite tile and hardwood flooring; upgraded kitchens with Bosch Appliances and granite countertops; and central air-conditioning.

Beautiful details include trim and coffered, tray and waffle ceilings, as per plan. Great Rooms have a gas fireplace with a choice of elegant plaster mantle and surround.

Geranium Corp./Geranium Homes team, left to right: Farrah Ward, Shauna Dudding, Boaz Feiner, Bill Jewel, Sue Webb Smith, Andrew Dunlop (SCS Consulting) and Brenda Hynes.

Geranium Homes is known for its superior construction materials and methods.

Homes here will be Energy Star for New Homes labelled with third-party verification and energy savings. At the leading edge of conservation initiatives, Copperstone homes will have the rough-in plumbing for a grey water reuse system, to conserve water and energy savings for future residents.

Geranium Homes will be launching a new cul-de-sac estate home community of .75-acre lots at 9th line and Bloomington in the near future.

Geranium Homes was BILD’s 2012 Home Builder of The Year and Canadian Home Builder Association’s Grand Sam Award Winner. The Housing Division of Geranium Corp., one of Ontario’s few fully integrated land development and building companies, Geranium has been developing and building family communities across Southern Ontario for more than 36 years.

Copperstone site is located on Lakeshore Road on the east side of Hwy. 48, (eight km north of Stouffville), in Ballantrae. Presentation centre is located at Forest Trail Estates on the west side of Hwy. 48, south of Lakeshore Road.

Hours are weekends from 11 a.m. to 5 p.m. or by appointment. Call 905.642.1900 geraniumhomes.com

NOVEMBER 15 - 29, 2014 | NEW HOME GUIDE GTA 55

//IN THE NEWS

MORE MIXED-USE PROJECTS, PLEASE!

Demographics driving development » by LYDIA MCNUTT Canadian homebuyers are forgoing the larger lots and extra bedrooms of the ‘burbs in favour of urban conveniences close to home, according to a recent report titled Emerging Trends in Real Estate 2015 conducted by PwC and Urban Land Institute (ULI). Urbanization is no longer a growing trend, but rather the “new normal.” Hot on the heels of these city-bound homebuyers are developers who are keen to meet buyer demand and add value to their properties by exploring new mixed-use developments like condos and rental apartments which combine residential and commercial opportunities.

“In the Canadian market, the bidding on prime properties can be quite competitive. In response to this competition, the market has become very creative in finding ways to enhance value. The convergence of residential and commercial development is a way to illustrate this value,” says Frank Magliocco, national leader, Canadian Real Estate, PwC. “Residential developers have started to add retail and other services such as health care and education in a bid to attract buyers.

Likewise, commercial developers are including residential components to their office and retail projects.”

Canadian real estate at a glance: The best places to be in 2015

Calgary and Edmonton have been named Canada’s top real estate markets, scoring well for investment, development and housing.

Toronto came in third, with continuing migration by residents and retailers to the city core, and an already strong condo market further solidified by a lack of affordable housing.

Following closely in fourth, Vancouver is expected to lead in growth in 2015, with steady foreign investment pouring into its robust housing sector.

Montreal’s stable market is expected to remain so in 2015, with a drop in the condo market as it continues to absorb inventory. “Meanwhile, the city is keen to attract high-end retailers via Rue Ste. Catherine, where experts foresee the avenue being transformed over the next five years,” according to the report.

While in Winnipeg, a drop in home sales has raised concerns around overbuilding impacting the city’s finances.

“The real estate industry of Canada’s large urban centres continues to be an engine of stable economic growth for the country. It has proven itself to be a low-risk business environment for developers and investors,” says Richard Joy, executive director, ULI Toronto.

“This is especially true in western Canada. The market shift toward urban cores and transit-supportive communities is a unique opportunity to maximize the value of new public infrastructure investment in major cities across the country.”

NOVEMBER 15 - 29, 2014 | NEW HOME GUIDE GTA 57

//INDUSTRY INSIDER

Plan for the care and upkeep of your new home » by DAVID HIRSH

DAVID HIRSH

is president and CEO of Brandy Lane Corp.

Hirsh prides himself on his creative hands-on approach to all stages of the development and building process. He believes that everyone is his client.

The company’s newest communities are: highly successful Wyldewood Cove in Collingwood, and coming soon, The Davies, at Avenue Road and Cottingham. Visit brandylanehomes.com

Your home will be one of your biggest investments – whether you live in a freehold single-family home or a condominium – so it pays to budget for the maintenance you’ll need to preserve this investment. Maintenance fees for a condo versus the costs associated with the ongoing care and upkeep of freehold ownership are actually fairly equivalent when you compare homes of approximately the same size, location and price.

Choosing between condo and freehold is really a matter of lifestyle preference, rather than a financial choice.

Condos have a more hands-off approach to building maintenance, while freehold owners typically arrange for their own suppliers or do the jobs themselves.

Condo maintenance fees are your share of the costs required to properly run and maintain where you live.

Generally speaking, these fees pertain to any utilities that are not individually metered and billed, along with items such as exterior window cleaning, snow removal, gardening and common area cleaning. Fees are calculated based on the size of your unit, so fees for a two-bedroom suite will be higher than for a studio. Fees are recalibrated yearly, up or down, to account for the building’s annual operating budget. A condominium building with more amenities will also have higher maintenance fees due to the additional upkeep required.

A certain part of condo fees are set aside as a “contingency fund.” These include elements required eventually, such as a new roof. Condo fees can also incorporate a category known as “special assessments.” These are one-time fees levied for unexpected repairs not covered by the contingency fund. They generally occur only in older condos, where the operating budget has not kept pace with required maintenance, or in the case of an emergency, such as a flood. Once the bill is paid off, monthly fees will drop accordingly.

When it comes to owning freehold, setting money aside monthly for inevitable future renovations is smart.

While living in your home, you’ll want to keep up with replacing lost or damaged shingles or filling in masonry settlement cracks. Many maintenance issues can be predicted fairly accurately in terms of time – such as, a roof

likely has to be replaced after about 10 years. But, unexpected costs can arise if you forget to winterize your exterior backyard hose pipe, and you may find your basement flooding.

There are numerous ways to calculate how much you should save monthly for maintenance on a freehold home. You can make a good guess by calculating one per cent of your purchase price and one per cent of the total square footage of your home and taking the average. For example, if your home costs $300,000 and is 2,500 sq. ft., one per cent of your purchase price is $3,000, and one per cent of your square footage is 2,500. The average you’ll want to save annually is $2,750 or about $230 per month. If you live in an older home, you’ll want to put aside a little more for those big ticket items that will arise.

By understanding maintenance, and regularly setting money aside, you can rest easy knowing you’re covered.

COMING SOON TO RICHMOND HILL

NEW NEW Phase Two. NEW Model Homes.

We’re about to introduce a new opportunity in one of Richmond Hill’s finest communities.

Here, a beautiful landscape of rolling hills & mature trees is the perfect complement to Acorn’s signature architecture.

Ownership of common element areas within your community will ensure that they will be maintained to your high standards.

Discover distinctive detached homes on 28 & 38 ft. lots at Yonge & Bloomington.

Register at AcornHomes.ca NOVEMBER 15 - 29, 2014 | NEW HOME GUIDE GTA 59

//COMMUNITY FOCUS

Third successful phase

FOR AWARD-WINNING ALLISTON NEIGHBOURHOOD LOCATION Alliston HOUSING TYPE Three- and four-bedroom, two-storey and bungalow single-family homes on 32- and 40-ft. lots SALES CENTRE 197 King St. S. open Monday through Thursday 1 to 7 p.m., and weekends and holidays 11 a.m. to 5 p.m.

CONTACT 705.250.0949 1.855.299.7929 farsight.ca

F

or more than 14 years, FarSight Homes has been successfully building quality homes in some of the most desirable neighbourhoods and communities. Today, in the charming town of Alliston, that tradition of hands-on home building excellence continues, as this family owned and operated builder proudly announces the third exciting phase of its award-winning Greenfields neighbourhood.

“We’re absolutely thrilled, but not at all surprised, with the popularity of Greenfields,” says Farsight’s Bob Schickedanz. “Currently, 80 families have made their move here and that continues to make us very proud. It’s also interesting to note that all of our families have one thing in common – they all want to be part of a small town family community and that’s something that’s not easy to find these days.”

Showcasing the company’s commitment to quality, value and design excellence is the Trillium model home. At 2,619 sq. ft., this furnished and decorate model was recognized for

FARSIGHT HOMES | Greenfields

design excellence by both the Simcoe County Home Builder’s Association and the Ontario Home Builder’s Association. “Families continue to be drawn to our Trillium model,” says Farsight’s Rick Schickedanz. “With its spacious open concept design and four family sized bedrooms, this exceptional home is an excellent example of how we’re working towards creating inviting family-friendly homes with every convenience close at hand.”

The maintenance-free exterior of brick and vinyl siding creates a lasting first impression, while within, soaring nine-ft. main floor ceilings, plenty of windows and an open-concept layout create a wonderfully flowing sense of space. A magnificent oak staircase leads to the second floor where four bedrooms, including a huge master retreat complete with spa-inspired ensuite bath, can easily accommodate a growing family.

Perfect for families, Greenfields is just steps from schools, shopping, services and recreational facilities. Located just minutes west of Hwy. 400 allows for quick access south to Toronto or north to cottage country.

The Schickedanz family – brothers, Rick and Bob, and sons Johnathan and David, are no strangers to new home construction. In fact, Rick’s father was one of the founding partners of Schickedanz Bros. Ltd. – one of the premier developer/builders in North America, involved in numerous communities throughout Ontario, Alberta, British Columbia and Florida.

Built to Energy Star standards, FarSight Homes’ Greenfields neighbourhood combines one of the area’s best locations, with an outstanding collection of three- and four-bedroom, two-storey and bungalow single-family homes on 32- and 40-ft. lots. Prices start at $309,900.

The Greenfields Model Home/Sales Centre is located at 197 King St. S., just North of Industrial Parkway, in Alliston. Sales office hours are Monday through Thursday, 1 to 7 p.m., and weekends and holidays 11 a.m. to 5 p.m.

More information is available farsight.ca or by calling 705.250.0949 or toll free 1.855.299.7929.

//TOP HOMEBUYING TIPS

Home-hunting tips FOR COUPLES

Many happy couples will admit they are an example of opposites attracting.

When these couples decide to buy a home together, their differences can certainly pose a challenge.

Buying a home is exciting but the process can also be stressful. It is the biggest purchase most people will ever make and there will almost certainly be some conflict when two people need to make such an important decision together.

Once a couple understands the house-hunting process, however, they can have informed discussions, come to compromises and ease some of the stress.

Farhaneh Haque, director of mortgage advice at TD Canada Trust, outlines the topics that every couple needs to discuss before they start home-hunting:

When these couples decide to buy a home together, their differences can certainly pose a challenge. » The skeletons in the closet: When a couple takes out a mortgage together, both of their credit ratings, incomes, and other factors are taken into account. If one person’s credit rating is less than ideal, it can affect their joint mortgage application and even the interest rate or type of mortgage they’ll qualify for together. Couples should have an open and honest discussion about finances to decide on their best course of action. » The expectations: Before they even look at a listing, couples should decide together on their price range based on what they can afford and what features they’re looking for in a home. The home-buying process may move quickly and both parties need to be ready to jump in with both feet when they start searching. » The mortgage: The decisions don’t end with choosing the right neighbourhood and home features. Deciding on the right mortgage is just as important as choosing the right home. Since a mortgage becomes as much a part of a couple’s life as their new home, it’s important that both are comfortable with the mortgage term, interest rate, repayment schedule and other features.

“Some sacrifices will have to be made to find the home and mortgage you will both be happy with,” says Haque. “Having the discussions and coming to these compromises before you’ve entered the pressure-cooker of the home-hunt will make a big difference and likely make the home-hunting journey a much more positive experience for you both.”

More information to help you prepare for the home-hunt is available online at tdcanadatrust.com

FANTASTIC LOCATION & UNBELIEVABLE VALUE IN SUTTON

36 ' Windsor Gate Elevation B

40' Ruston Hall Elevation B

36ft. Lots 40ft. Lots $384,990

starting from

$409,990

IT’S ALL ABOUT FINDING THE RIGHT BALANCE AND A PLACE TO LOVE With a population of 5,000, Sutton is a closely knit community and part of the Town of Georgina. It’s all just minutes from Highway 48, and minutes from the new 404 extension at Ravenshoe Rd., with Toronto less than 40 minutes to the south.

SUTTON

MyJubilee.ca SALES OFFICE: 4950 Baseline Road, Sutton, ON, LOE 1RO

1.877.455.0201

Prices and specifications are subject to change without notice. All renderings are artist concepts. E. & O.E.

EXTENSION NO

starting from

PEN WO

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DVP

50

Main St

Gerard St

83

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Sheppard Ave E

78

13 Manse Rd

Galloway Rd

2A

401

Attention Builders Want to add your community to our maps?

Need to update existing information?

Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate. Please see builder’s ads for exact locations.

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Yonge St

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Bathurst St.

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F

Islington Ave

Kennedy Rd

Westway

7

Jane St

Wilson Ave

15

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87

Finch Ave W

Drewry Rd

Pleasant Ave

8

Bayview

Dixon Rd

16

7

Mills

401

400

9

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409

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E

Humberline Dr

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Finch Ave W

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Toronto, Etobicoke, York, North York, East York, Scarborough

Alness St

C

B

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central region:

Tapscott Rd

42 7

Neilson Rd Morrish Rd

Rd

Sewells Rd Conlins Rd

h

Reesor Rd

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Beare Rd

fo

Meadowvale Rd

Da n

64 Port Union Rd

Coxwell Ave

Pape Ave.

Parliament St Sherbourne St Jarvis St.

Dufferin St

Lansdowne Rd.

Keele St. Roncesvalles Ave.

Jane St

Park Lawn

Royal York Rd

Renforth Dr

19

416-630-5039

•

•

10

Fieldgate Homes

90 Niagara

416-981-0036

•

15

Mattamy Homes

Downsview Park

17

Fieldgate Homes

18

Site

Tel

Price Range

Page No.

from $690,000

45 7B

•

from $346,000

25 & Insert 7H

www.mattamyhomes.com

from $270,000

BC 6C

Zigg

fieldgatehomes.com •

•

Fieldgate Homes

Axiom

fieldgatehomes.com •

•

from $250,000

25 8H

86

Menkes

Humber Mews

416-259-2525

•

from $520,000

7 3I

86

Menkes

Dwell City Town

416-259-2525

•

from $390,000

7 3I

87

Menkes

Bloom Park Towns

416-730-1600

•

from $690,000

7 8B

89

Decade Homes

Yorkdale Village phase II

416-638-5656

•

from $320,000

55 6D

2

National Homes

The Churchill Collection in Forest Hill 416-922-1414

•

from $1400,000

7G

4

Georgian Corporation

Lex Towns

416-428-3419

•

• •

from $495,000

12G

5

Tiffany Park Homes

Westhaven

416-792-6655

•

from $633,000

3G

5

Graywood Developments Ltd

Westhaven

416-792-6655

•

from $633,000

3G

6

Coventry Homes

Danforth’s Crossing

416-924-8338

•

from $450,000

12G

7

Fieldgate Homes

The Brownstones at Westown

lidvest.com

•

•

from $620,000

4E

8

Emsatec Canada Inc.

The Brownstones 5

416-531-7760

•

•

from $350,000

6G

9

Lindvest Properties

The Brownstones at Westown

lindvest.com

•

•

from $330,000

4C

9

Lindvest Properties

Grand Cornell Brownstones in Markham lindvest.com

•

•

from $340,000

4C

9

Lindvest Properties

Corporate

lindvest.com

•

•

from $195,000

4C

11

Tribute Communities

Canterbury

647-352-2130

•

from $767,000

9E

12

National Homes

The Townes of Richview

416-746-1234

•

from $570,000

3E

13

Insoho Developments

Highland Creek Collection

ownhighlandcreek.com •

•

from $650,000

17D

14

Dunpar Homes

The Ossington

416-253-5888

•

from $700,000

7G

16

Conservatory Group

Oakdale Village

416-243-0567

•

from $429,000

5C

20

Beaverbrook Homes

Evolution

416-747-9691

• from $270,000

2G

28

Pemberton Group

Park Lake Residences

416-769-4343

• from $180,000

5H

34

H&R Developments

Westown

hr-newhomes.com •

•

• from $190,000

5C

41

Monarch Corporation

Evergreen

416-495-3526

•

from $470,000

14F

43

Aspen Ridge Homes

Scenic On Eglinton

416-805-1781

•

•

from $190,000

10F

49

Tribute Communities

RCMI

416-363-4800

• from $324,000

8H

50

Fieldgate Homes

Corktown Mews

corktownmews.ca

•

77

Aspen Ridge Homes

Seventy Seven Charles

416-203-7034

• • from $2100,000

8G

78

Your Home Developments

Nature’s Path

647-340-6972

•

from $280,000

17E

83

Arista Homes

Lilly Factory Towns

416-792-4872

• •

from $395,000

12G

90

Sundance Homes

Braeburn Lane

sundancehomes.ca •

from $430,000

15D

from $550,000

25 8F

9H

Toronto, Etobicoke, York, North York, East York, Scarborough

Goddard on the Valley

Builder

central region:

Arista Homes

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10

Rutherford Rd

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7

55

52

49

53

12

44

Centre St

Langstaff Rd

32

51

11

Keele St

G

City of Vaughan

7

King-Vaughan Rd

6

14

5

Thornhill

47

Clark Ave W

7

10

56

13

Dufferin St

F

1

8

Kirby Rd

5

Cr

3

2

4

Pine Valley

E

3

Nashville Rd

2

Jane St

D

1

Cold Creek

C

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central region: Vaughan, Maple, Woodbridge, Thornhill

Hwy. 27

66

Bathurst St

Weston Rd

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Rd

50

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16

17

18

Attention Builders Want to add your community to our maps?

Need to update existing information?

Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate. Please see builder’s ads for exact locations.

15

19

Tel

2

Tribute Communities

Gates of Nobleton

647-633-3500

3

Arista Homes

IMPRESSIONS

3

Fieldgate Homes

3

Price Range

Page No.

•

from $920,000

15 4A

impressionskleinburg.com •

• •

from $520,000

27 4E

IMPRESSIONS

905-893-9500

•

• •

from $523,000

25 & 27 4E

Paradise Homes

IMPRESSIONS

impressionskleinburg.com •

• •

from $520,000

27 4E

5

Aspen Ridge Homes

Upper West Side

uwscommunity.com •

from $1099,000

21 14D

5

Conservatory Group

Upper West Side

uwscommunity.com •

from $1099,000

21 14D

5

Country Wide Homes

Upper West Side

uwscommunity.com •

from $1099,000

21 14D

5

Regal Crest Homes

Upper West Side

uwscommunity.com •

from $1099,000

21 14D

5

Townwood Homes

Upper West Side

uwscommunity.com •

from $1099,000

21 14D

6

Primont Homes

Renaissance Townes

905-417-3363

•

from $570,000

12 8D

8

Fieldgate Homes

Kleinburg

905-893-9500

•

•

from $523,000

Insert 4E

10

Forest Hill Homes

Bridle Path of Thornhill

foresthillhomes.ca •

from $1400,000

31 13F

24

Fieldgate Homes

Vaughan Valley Estates

905-303-4728

•

from $1252,000

25 & Insert 8F

44

Madison Homes

Thornhill

905-417-1203

•

from $1800,000

43 13G

1

Country Wide Homes

Kleinburg Hills

KleinburgHills.com •

4E

1

Aspen Ridge Homes

Kleinburg Hills

aspenridgehomes.com •

4E

3

Tiffany Park Homes

Valleybrooke Estates

905-303-1620

•

from $870,000

8E

4

Arista Homes

Vellore Woods

aristahomes.com •

from $690,000

8F

7

Lormel Homes

La Viva

lavivatowns.com •

from $350,000

5J

9

Treasure Hill Homes

Moda Urban Village

treasurehill.com 8E

24

Arista Homes

Vaughan Valley Estates

905-303-1929

•

from $800,000

8F

32

Andrin Homes

Chelsea Station

andrinhomes.com •

11E

42

Dunpar Homes

Riverside Village

416-253-5888

•

from $519,000

46

Country Wide Homes

The Point at Woodbridge

905-907-1500

•

from $700,000

8E

47

Country Wide Homes

Upper Thornhill Estates

905-907-1500

•

from $900,000

14E

48

Beaverhall Homes

Regency Estates

905-265-2634

•

from $1301,000

6H

48

Graywood Developments Ltd Regency Estates

905-265-2634

•

from $1250,000

6H

51

Aspen Ridge Homes

King Oaks

905-539-0181

•

from $1100,000

11B

51

Great Gulf

King Oaks

905-833-6413

•

from $1300,000

11B

52

Zancor Homes

Royal Collection

905-833-0883

•

•

from $550,000

12A

53

Treasure Hill Homes

Thornhill Woods

treasurehill.com •

from $950,000

13g

54

Fieldgate Homes

Rivers Edge

905-320-5642

•

• •

from $730,000

8E

55

Oskar Group

Le Sedici

lesedici.com

from $600,000

10E

56

Senator Homes

Bathurst 9130

289-597-4381

•

•

from $700,000

13G

5I

central region: Vaughan, Maple, Woodbridge, Thornhill

Site

M Fi ap nd er

Builder

De ta Se che m d To i w n Co hom nd e o

# Si te

67

1

2

3

4

5

6

7

6

11

12

5 404

4 7

Rd King 20

St Yonge

E

27

10

t

D

m

Bloo

road

Side

Ave

C

on ingt

Bayview

B

9

Leslie S

A

8

F G

oad

ider

S rson Jeffe

15 16 14

H

19th

Gam 1

22

ent

Reg

St

ea

N

ath Str

nzie

acKe

rM Majo

e Av rn

dW

ick R

.

Ave

404

Dr

P

16th

am Denh

O

dr Wel

st St

68

St

Bathur

central region: Richmond Hill

Mill

r

26

St

K

Neal D

St

28

d

ills R

nM Elgi

Leslie

J

404

d Yorklan

3

M

d

ble R

I

L

Ave.

8

Q R

* Due to scale restrictions locators are approximate. Please see builder’s ads for exact locations.

Attention Builders Want to add your community to our maps?

Need to update existing information?

Please fax the details to (416) 789-9554

Price Range

Page No.

1

Heathwood Homes

Hampshire Mews

heathwood.com

from $480,000

49 5I

8

Treasure Hill Homes

Urbantowns on Bayview

treasurehill.com

from $730,000

19 7Q

15 Forest Hill Homes

Jefferson Forest

foresthillhomes.ca •

•

from $720,000

31 4H

27 Acorn Homes

Oak Knoll

905-773-9257

•

from $622,000

59 3C

3

Centra Homes

The Mills Collections

416-238-2404

•

from $940,000

5J

4

Aspen Ridge Homes

Kettle Lakes Club

289-231-2849

•

from $550,000

6D

5

St. Regis Homes

Mission Hill on Bayview

905-884-8885

from $850,000 6C

6

Fieldgate Homes

The Humberlands

905-773-7738

•

from $850,000

2C

7

Highmark Homes

Nuvo

647-206-2276

•

from $1100,000

2E

14 Arista Homes

Jefferson Forest

jeffersonforest.ca •

•

from $586,000

4H

15 Madison Homes

Jefferson Forest

jeffersonforest.ca •

•

from $586,000

4H

16 Fieldgate Homes

Jefferson Forest

905-884-8017

•

•

from $586,000

4H

20 North Star Homes

King’s Crossing

416-291-9666

•

from $530,000

2E

22 Yorkwood Homes

Hillside Manors

905-770-4662

•

from $472,000

4I

26 Arten Development Group

The Manors of Roseview Grand

roseviewgrand.com

• •

from $650,000

4L

28 Senator Homes

Richvale

senatorhomes.com •

2J

•

Richmond Hill

Tel

central region:

Site

Fi M ap nd er

Builder

De ta Se che m d To i w n Co ho n d me o

# Si te IFC-Inside front cover

69

70

K

J

I

H

G

F

E

D

C

B

A

Town of Aurora

3

Town of Markham

Town of WhitechurchStouffville

2

Thornhill

Town of Newmarket

1

4

5

6

7

8

9

10

11

central region: Markham, Aurora, Newmarket, Whitchurch-Stouffville 12

13

14

17

18

* Due to scale restrictions locators are approximate. Please see builder’s ads for exact locations.

16

Attention Builders Want to add your community to our maps?

Need to update existing information?

Please fax the details to (416) 789-9554

15

19

Tel

Price Range

Page No.

3

Mattamy Homes

St. John Forest

www.mattamyhomes.com

from $366,000

9 14E

4

Fieldgate Homes

The New U

905-477-6464

from $593,000

25 & Insert 5G

6

Primont Homes

12 7f

• •

Heirloom in Markham

905-201-2804

• •

from $510,000

11 Madison Homes

Greensborough

madisonhomes.ca •

•

43 7G

14 Aspen Ridge Homes

Woodland Hills

416-270-9484

from $450,000

IFC 9C

15 Fieldgate Homes

Aurora Trails

fieldgatehomes.com

•

• from $520,000

25 & Insert 14E

20 Fieldgate Homes

BlueSky Stouffville

fieldgatehomes.com

•

30 Madison Homes

Cornell Rouge

cornellrouge.com •

•

from $720,000

11 & 43 8G

30 Forest Hill Homes

Cornell Rouge

cornellrouge.com

•

from $550,000

11 & 31 8G

1

Marydel Homes

Woodland Hills

905-898-7380

•

from $400,000

10B

2

Beaverbrook Homes

The Terrace On Rouge Creek

905-640-7360

• •

from $390,000

18F

4

Arista Homes

The New U

905-534-1564

•

• •

from $490,000

5G

4

Paradise Homes

The New U

905-477-0317

•

• •

from $490,000

5G

4

Starlane Home Corporation The New U

905-534-0493

•

• •

from $490,000

5G

5

Treasure Hill Homes

Accolades in Markham

905-471-2852

from $500,000

6F

7

LeBovic Homes

Bovaird Trail

905-640-7361

•

• •

from $2597,000

14H

8

Country Wide Homes

Wismer Commons

905-907-1500

•

•

from $450,000

6G

9

Brookfield Homes

The Arbors

905-503-0992

•

from $590,000

14F

9

Country Wide Homes

The Arbors

905-907-1500

•

from $720,000

14F

10 Briarwood Homes

Havelock Town Manors

289-301-0077

•

from $560,000

12 Laurier Homes

windsong

905-201-5979

•

•

from $495,000

6G

12 Laurier Homes

Windsong North

905-201-5979

•

from $598,000

6G

13 National Homes

Stonehaven

416-746-1234

•

from $730,000

13D

13 National Homes

Stonehaven

416-746-1234

•

from $730,000

13D

15 Arista Homes

Aurora Trails

auroratrails.com •

•

from $400,000

14E

15 Paradise Homes

Aurora Trails

auroratrails.com •

•

from $400,000

14E

15 OPUS HOMES

Aurora Trails

auroratrails.com •

•

from $400,000

14E

16 Lindvest Properties

Auroraglen

lindvest.com

•

•

from $640,000

14E

17 Conservatory Group

Heritage Estates

905-640-2274

•

•

from $283,000

18F

18 Kylemore Communities

Angus Glen West Village

905-887-9950

•

from $2000,000

4G

19 New Era Homes

Landmark Estates

905-953-9046

•

•

25 18f

6I

from $550,000 11D

20 Starlane Home Corporation BlueSky Stouffville

starlanehomes.com •

from $434,000

21 Andrin Homes

Glenway

andrinhomes.com •

10E

24 Ballantry Homes

Cornell

ballantryhomes.com

• •

from $520,000

8g

28 Preston Homes

Copper Hills

905-954-4050

from $500,000

14E

30 Madison Homes

Forest Hill

cornellrouge.com

•

from $400,000

8G

41 Aspen Ridge Homes

Upper Cornell

905-554-3446

•

•

from $495,000

7F

42 National Homes

Wismer Woods

416-746-1234

•

• •

from $680,000

6G

50 Geranium Homes

The Neighbourhoods of Cardinal Point 905-640-9999

•

•

from $575,000

7F

50 Geranium Homes

Cardinal Point Downtown Stouffville 905-640-9999

•

•

from $600,000

7F

50 Geranium Homes

Uptownes at Cardinal Point

905-640-9999

•

•

from $400,000

7F

50 Geranium Homes

Copperstone Ballantrae

905-640-9999

•

•

from $1.1,000

7F

51 Oxford Homes

Coventry Valley

905-836-8902

from $600,000 10D

52 Fieldgate Homes

Potter’s Bend

905-294-3125

•

from $700,000

6G

53 H&R Developments

Castle Square

hr-newhomes.com

•

6g

54 Beaverbrook Homes

Victoria Highlands

416-924-0110

•

from $450,000

10H

55 Country Wide Homes

Woodland Hills

905-907-1500

•

10C

59 Primont Homes

Harmony

905-305-8871

•

62 North Star Homes

Mill Fair Village

NorttStarHomesInc.com

• from $500,000

•

•

18F

5I

5T

64 Starlane Home Corporation Upper Unionville

905-534-0493

•

• •

from $520,000

5G

64 Paradise Homes

Upper Unionville

905-477-6464

•

•

from $520,000

5G

65 Fieldgate Homes

Victoria Manor

905-294-3125

•

from $896,000

3G

66 Treasure Hill Homes

Aurora Woods on Bayview

905-727-5794

•

from $769,000

13H

70 Mattamy Homes

Cornell

mattamyhomes.com

•

• from $390,000

8G

85 Orchard Ridge Homes

Prairiewood

orchardridgehomes.com

•

from $800,000

19F

86 Cherrywood Homes

Glengrove on the Park

905-640-7571

• •

from $250,000

19F

central region: Markham, Aurora, Newmarket, Whitchurch-Stouffville

Site

M Fi ap nd er

Builder

De ta Se che m d To i w n Co hom nd e o

# Si te

71

9

59

Mono Adjala

42

44

400

32

King 14

Schomberg

9

Tecumseth and Tottenham65 71

Keswick

7 11

2

48

Georgina

k La

e

co

im eS

East Gwillimbury

37 33 55

Barrie

Oro

45 70 40017 16 5 Bradford

Alliston

47

Essa

Beeton

12

40

400

Vespra

90 48 Lisle Angus 18

Sunnidale

Tosorontio Everett

1

0

10

39

Hwy 5

K

Shelburne

89

11

15

11

12

48

13

19

Lindsay

Uxbridge

Cannington

7

13

ugo

9

Dr

14

Oshawa

Scugog

401

g

le

15

27

St

E

Manvers

400

ark

Dr

Map

8 wD levie

18

r

19

Attention Builders Want to add your community to our maps?

Need to update existing information?

Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate.

Please see builder’s ads for exact locations.

on P

Bay

Mols

Big

17

e Av tle Lit Yo ng eS t t Rd Poin

Steel St

16

Lakesh ore Burton Av Dr e

lop

400

Newcastle

d

r

n Du

Barrie

D view mR Sale

Map

Rd agh Ard 4

r lle Mi

Sc Lake

eon

Georgina Island 33 obcayg B

Mara

10

s Dr

J

58

43

Wasaga Beach

6

Orillia

10

11

Bracebridge

9

n Vetera

I

H

24

60 41

93

69

8

St

G

24

27

27

Tay

69

400

7

irv

46 3

6

Midland

5

Huron Rd

iew

F

E

4

Fa

Thornbury

Georgian Bay

3

t tS

D

2

ne

An

C

1 St.

B

A

Barrie, Collingwood, Wasaga, Innisfil, Keswick

th St

72 Duckwor

north region:

en

nc Vi ia Rd

Page No.

•

from $550,000

35 8I

17 Brookfield Homes

Grand Central

905-778-0873

•

from $570,000

16 8I

45 Rosehaven Homes

Dreamfields in Bradford

dreamfieldbradford.com •

• from $350,000

57 8I

45 Regal Crest Homes

Dreamfields in Bradford

dreamfieldsbradford.com •

• from $350,000

57 8I

45 Country Wide Homes

Dreamfields in Bradford

dreamfieldsbradford.com •

• from $350,000

57 8I

45 Aspen Ridge Homes

Dreamfields in Bradford

dreamfieldsbradford.com •

• from $350,000

57 8I

59 Brookfield Homes

Fieldstone

1-855-379-1495

•

from $600,000

17 5J

1

Pacific Homes Limited

MarlLake Village

1-877-428-5115

•

from $210,000

5F

1

Red Berry Homes

MarlLake Village

1-877-428-5115

•

from $210,000

5F

2

Delpark Homes

Cedar Ridge

905-722-7210

•

• •

from $275,000

10G

3

Losani Homes

Summit Shores

losanihomes.com/readybuilt

from $390,000

2E

4

Mancini Homes

Princeton Woods

705-730-1978

•

from $330,000

14E

5

National Homes

The Forest

416-746-1234

•

from $480,000

6

Mariposa Homes

Trailside

705-329-3330

•

•

from $249,000

8C

6

Mancini Homes

West Ridge Place Orillia

905-773-9997

•

8C

7

Grandview Homes

Mayberry Estates

705-735-0732

•

from $460,000

9G

8

Fandor Homes

Hamptons on Big Bay Point

705-792-6807

•

from $250,000

18E

9

Grandview Homes

Big Bay Point

705-735-0732

•

from $355,000

13E

7I

10 Summerhill Homes

West Shore Lakeside Community

705-689-0001

• •

from $350,000

9c

11 Ballymore Homes

Lakeside Meadows

1-877-455-0201

•

•

from $290,000

9g

11 Ballymore Homes

Lakeside Meadows

1-877-455-0201

•

from $293,000

9g

12 Previn Court Homes

Victorian Village

1-855-777-3846

•

•

from $335,000

13 Averton Homes

Victoria Highlands

416-924-0110

•

10H

6I

13 Rosehaven Homes

Victoria Highlands

905-473-3225

•

9H

14 Rosehaven Homes

King Country Estates

905-558-0098

•

from $700,000

7k

14 Aspen Ridge Homes

King Country Estates

905-558-0255

•

from $780,000

7k

14 Country Wide Homes

King Country Estates

905-907-1500

•

from $750,000

7k

15 Marydel Homes

Seven Meadows

marydelhomes.com •

•

from $290,000

11F

17 Brookfield Homes

Grand Central

905-778-0873

•

from $515,000

18 Grandview Homes

Cromwell Place

705-735-0732

•

7G

19 Andrin Homes

Hillsborough

andrinhomes.com •

10H

24 Kaitlin Corporation

Blue Shores

1-866-625-2583

•

from $380,000

3E

•

8I

32 Country Homes

Alcona by the Lake

1-866-531-3424

•

from $300,000

7H

33 Sandiego Homes

Lakeside Living in Innisfil

705-436-5445

•

•

from $285,000

8G

37 Pristine Homes

Pebbleshores

705-436-5547

•

from $240,000

7G

39 Stonebridge Building Group Stonebridge by The Bay

1-877-420-0880

•

from $200,000

5E

40 Royalpark Homes

Emerald Forest

royalpark.com

•

•

from $200,000

6H

41 Delpark Homes

Pretty River on Georgian Bay

1-888-257-1999

from $298,000

3E

42 RAYMAC Homes

Brennan Enclave

705-516-0681

•

from $252,000

6H

43 Bremont Homes

Centretown

1-877-855-1122

•

from $234,000

5E

Treetops

1-855-590-3577

•

from $350,000

7I

44 Orchard Ridge Homes

Treetops

1-855-590-3577

•

from $350,000

7I

46 Devonleigh Homes Inc.

Creekside

705-444-0555

•

•

from $210,000

2e

47 Devonleigh Homes Inc.

Parkside by Devonleigh

705-435-9991

•

from $275,000

6h

48 Devonleigh Homes Inc.

Brownley Meadows

705-423-9662

•

•

from $225,000

7G

55 Briarwood Homes

Briarwood Estates

705-294-2288

•

from $420,000

8G

58 Lakeview Homes

Greenbrook Village

519-306-0665

•

from $280,000

59 Delpark Homes

Fieldstone

MyFieldstone.ca

•

from $570,000

5J

60 Briarwood Homes

Pretty River Collingwood

1-888-257-1999

•

from $310,000

3E

65 Brookfield Homes

Willow Glen Tottenham

905-406-1044

•

from $298,000

7J

70 Far Sight Homes

Greenfields

1-855-299-7929

•

from $285,000

71 Briarwood Homes

Mill Street Village

1-855-232-8100

• •

from $300,000

8J

71 Ballymore Homes

Mill Street Village

1-855-232-8100

• •

from $300,000

8J

4I

7I

Barrie, Collingwood, Wasaga, Innisfil, Keswick

Price Range

905-775-3461

north region:

Tel

Summerlyn Village

44 Brookfield Homes

IFC-Inside front cover

Site

Fi Map nd er

Builder

De t Se ach m ed To i w n Co hom nd e o

# Si te

16 Great Gulf

73

I BUILD DREAMS. “From my roots as a small custom home builder, to the VP of a non-profit builder, the same tenants hold true, professionalism, and giving back to the industry. These are the cornerstones to being a reputable professional and certainly hold true for my fellow members. Through BILD, I have opportunities to tackle the housing affordability challenge and network with like minded professionals.�

Wayne Dempsey Vice President Construction

Habitat for Humanity Toronto Builder / Developer Member Since 2002

I AM

Get Involved: bildgta.ca

November 15 - 29, 2014

Showcasing new homes in the GTA’s west region

IN THIS SECTION

>> Maps and listings for new-home communities in the west region >> Builder news and the latest in new homes in the west region

//QUICK TIPS

Preparing for the busy season » by HELLEN BUTTIGIEG There are many time-consuming activities we do, despite the fact that we don’t enjoy doing them. Could our time possibly be better spent? Is it possible to unburden yourself by improving your methods or delegating some tasks? If it’s a choice between kids and cleaning or sleep versus cooking, why not call in a cleaner or a caterer if it fits into your budget? As the holiday season approaches, try these tips and see if you enjoy this time of year just a little more with a little less on the agenda.

AVOID MALL MADNESS

HELLEN BUTTIGIEG

Hellen Buttigieg, CPO, is a Certified Professional Organizer, life coach, TV host and owner of We Organize U. Visit her website, weorganizeu.com, for a free e-Book on how to find more time, energy and inner peace.

Contact Hellen at info@weorganizeu.com

Do you get stressed when shopping for gifts at the mall? Do those long line-ups and limited parking spots dampen your holiday spirit? There’s still lots of time to shop online and have your items delivered in time for the holidays. Many retailers offer free shipping or other incentives at this time of year.

Another option is to hire a personal shopper. Some major department stores actually offer this service at no cost, so ask!

HELP FOR THE HOST

Hosting a holiday soiree this year? Don’t be a superhero – accept help from others. Make it a potluck. People feel better when they can contribute, and it makes the meal more interesting.

While you’re at it, put your kids to work during the event. They can take coats as guests arrive, freshen up the appetizer plates and load the dishwasher. They’ll be learning valuable skills and you’ll be a more relaxed and joyful host.

ASK AND YOU SHALL RECEIVE

As the popular Rolling Stones song goes, “You can’t always get what you want, but if you try sometimes you might find you get what you need.” The part they left out of the lyrics is “...if you only ask.” Few people ask for what they need. We expect that those around us will just know, and that if they really care about us, we shouldn’t have to ask. However, most people aren’t mind readers. As an experiment, just for one week, find the courage to speak up and make a direct request – and don’t be surprised if you get both what you need and what you want!

FREE YOURSELF

Challenge yourself to spend one weekend a month without doing chores. If you plan in advance, and use the time during the week effectively, it can be done. In fact, it may even motivate you to boost your productivity level during the week substantially. Use

the time to just relax, unwind and putter around the house. If you find you’re feeling bored, let the initial discomfort pass – on the other side of boredom you’ll find peace and tranquility. Remember, we are human beings not human doings, so we need and deserve to spend some time just “being” – guilt-free.

OVERSCHEDULED AGAIN?

With fall in full swing, many of us begin to take on more and more responsibility and, before we know it, our plate is not only full, it’s overflowing. Before getting to the point of exhaustion and resentment that often comes from doing too much for too many, make a conscious choice to put your needs ahead of the needs of others. Give yourself just a little more breathing room than you think you need. When you make your needs a priority, you’ll not only feel happier, you’ll also be more fun to be around.

HOW TO BE HAPPIER NOW

Most of us have heard the saying, “don’t sweat the small stuff.” It’s great advice for keeping stress under control. I also invite you to “appreciate the small stuff.”

We often think it’s the big things that will make us happy – the house, the fancy car, the great promotion – but those come few and far between. Why put off your happiness until then?

Instead, you can find little pleasures to enjoy every single day: A freshly cut flower on your bedside table, a candle in your favorite scent, a visit from a cardinal in your backyard. It’s pretty simple – pay attention to the little things that make you happy, and you’ll see more of them.

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KING ST. E.

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LINC

MODELS & PRESENTATION CENTRES

PRESENTATION CENTRE

MUD ST. E.

SITE

Fort Erie

TO NIAGARA

RED HILL VAL PKWY

St. Po

QEW

HIGHLAND RD. W. RYMAL RD. E.

UPPER CENTENNIAL PRKWY

TO TORONTO NIAGARA RIVER

FIRST RD. W.

Mann St.

Main

Sodom Rd.

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To Falls

Marineland Pkwy

McLeod Rd.

78

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F

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1

2

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west region:

3

4

5

Mississauga

5

6

7

2

8

9

6

24

10

11

12

13

14

16

17

18

Attention Builders Want to add your community to our maps?

Need to update existing information?

Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate. Please see builder’s ads for exact locations.

15

19

Hot

905-828-4257

20

Forest Hill Homes

Derry Village Mississauga

foresthillhomes.ca

1

Vandyk Communities

Windows on the Green

2

Amacon

The Towns at Parkside Village

3

Starlane Home Corporation Churchill Woods

3

Greenpark Homes

4

Tel

Price Range

• from $330,000

34 5K

•

31 8B

vandykcommunities.com

• from $300,000

5H

705-435-9991

•

from $550,000

8F

starlanehomes.com •

• •

from $562,000

4E

Churchill Woods

churchillwoods.ca •

• •

from $529,000

4E

Conservatory Group

Central Park North

905-890-0195

•

•

from $465,000

7F

5

Dunpar Homes

Heritage Gate

heritagegate.ca

•

from $500,000

6F

6

Country Homes

Lakeshore Village

1-866-746-2999

•

•

from $550,000

9J

19

Dezen Homes

McLaughlin

905-696-7938

•

from $544,000

8B

23

Dunpar Homes

Park View Trail

416-253-5888

•

from $500,000

11G

24

Dunsire Developments

Barca Verde

barcaverde.ca

•

from $690,000

10I

Page No.

from $620,000

Mississauga

Great Gulf

Site

west region:

7

Builder

Fi M ap nd er

De ta Se ch m ed To i w Co nho nd m o e

Si te

# IBC-Inside back cover

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Attention Builders Want to add your community to our maps?

Need to update existing information?

Please fax the details to (416) 789-9554

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* Due to scale restrictions locators are approximate. Please see builder’s ads for exact locations.

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west region:

ne

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410

Page No.

valesofthehumber.com

•

from $760,000

8

Starlane Home Corporation Vales of the Humber Estates

valesofthehumber.com

•

from $760,000

41 11L

8

Greenpark Homes

Vales of the Humber Estates

valesofthehumber.com

•

from $760,000

41 11L

9

Mattamy Homes

Mount Pleasant North

mattamyhomes.com

• • from $338,000

11 Fieldgate Homes

Lotus Pointe Caledon

905-838-2806

•

•

41 11L

9 7O

from $600,000

25 & Insert 6M

12 Great Gulf

Westfield

905-866-6876

•

from $450,000

34 10K

15 Fieldgate Homes

Cobblestones

905-457-0445

•

•

from $600,000

25 8Q

16 Rosehaven Homes

Urban Towndominiums at Mount Pleasant rosehavenurban.com

• • from $300,000

39 6O

20 Landmart Homes

Casablanca

905-915-5227

•

from $730,000

38 9J

21 Primont Homes

Centretown

905-495-5067

•

• •

from $376,000

12 6P

24 Conservatory Group

Trinity Village

905-846-2930

•

•

from $440,000

5 7N

55 Rosehaven Homes

The Neighbourhoods of Mount Pleasant 416-410-0175

•

•

from $405,000

46 6P

55 Townwood Homes

The Neighbourhoods of Mount Pleasant lovemountpleasant.com •

•

from $405,000

46 6P

62 Fieldgate Homes

Valley Lands

905-457-0445

•

• •

from $567,000

25 & Insert 9O

65 Great Gulf

Mount Pleasant

905-459-5772

•

from $630,000

35 6P

67 Primont Homes

Seasons in Caledon

www.primonthomes.com

• •

from $600,000

13 7M

1

Tribute Communities

Landscapes

905-893-3331

• •

from $399,000

8M

2

Coscorp Inc.

The Village of Southfields

thevillageofsouthfields.ca •

• •

6L

2

Monarch Corporation

The Village of Southfields

905-843-0707

• •

from $390,000

6L

3

Empire Communities

Lakeside

empirelakeside.com •

•

from $350,000

7N

4

VanMar Homes

Credit Ridge Estates

416-746-1234

•

from $550,000

8P

5

Tiffany Park Homes

The Estates of Spring Valley

905-216-5620

•

from $583,000

6P

6

Townwood Homes

Gates of Countryside

gatesofcountryside.ca •

•

from $400,000

8M

6

Country Wide Homes

Gates of Countryside

905-907-1500

•

from $400,000

8M

6

Regal Crest Homes

Countryside Meadows

countrysidemeadows.ca

•

from $346,000

8M

6

Royal Cliff Homes

Gates of Countryside

gatesofcountryside.ca •

•

from $400,000

8M

6

Starlane Home Corporation Gates of Countryside

starlanehomes.com •

from $520,000

8M

7

Aspen Ridge Homes

Mayfield Village

905-230-2592

• •

from $350,000

11L

9

Mattamy Homes

Mount Pleasant Village

mattamyhomes.com •

• • from $255,000

7O

10 Starlane Home Corporation Mount Pleasant Meadows

meadowsbrampton.com

•

from $464,000

6O

10 Valery Homes

Mount Pleasant Meadows

meadowsbrampton.com

•

from $464,000

6O

11 Greenpark Homes

Lotus Pointe Caledon

LotusPointeCaledon.ca

•

from $600,000

6M

11 Starlane Home Corporation Lotus Pointe Caledon

LotusPointeCaledon.ca

•

from $450,000

6M

11 Rosehaven Homes

Lotus Pointe Caledon

moveuptocaledon.ca •

from $450,000

6M

13 Stanford Homes

The Ravines of Credit Woods

905-453-4200

•

from $570,000

6P

14 Treasure Hill Homes

Southfield Meadows

treasurehill.com 6M

17 Pemberton Group

Rosedale Village Golf & Country Club 905-799-5000

18 Saberwood Homes

Heart Lake Village

905-773-6549

Salisbury Square

22 Townwood Homes

Marigold

25 Heathwood Homes

Terracotta Village at The Credit Valley 905-874-4741

32 Forest Hill Homes

Ravines of Castlemore

37 Oxford Homes

Adena Ridge

•

•

•

•

• • • from $190,000

8M

8N

mattamyhomes.com •

•

from $314,000

10N

townwoodhomes.com •

•

from $475,000

11L

•

from $430,000

9Q

905-794-8875

•

from $650,000

8K

905-584-6444

from $600,000

37O

38 Andrin Homes

Turnberry Townhomes AndrinTowns.com

•

from $350,000

9M

45 Brookfield Homes

Pathways

905-584-2225

•

from $400,000

8K

48 Aspen Ridge Homes

Credit Manor Heights

905-216-5155

•

•

from $400,000

8Q

48 Regal Crest Homes

Credit Manor Heights

yourkingdom.ca

•

•

from $850,000

8Q

48 Country Wide Homes

Credit Manor Heights

yourkingdom.ca

•

from $850,000

8Q

51 Acorn Homes

Castlegate

acornhomes.ca

•

from $575,000

11K

55 Townwood Homes

The Neigbourhoods of Mount Pleasant LoveMountPleasant.com •

•

from $270,000

6P

58 Devonleigh Homes Inc.

Meadowlands

519-942-3312

•

•

from $339,000

3C

60 Primont Homes

Castlemore

905-856-5777

• •

from $430,000

9K

64 Meridian Homes

Credit Valley Manors

905-216-5186

•

•

from $400,000

8P

65 Great Gulf

Mount Pleasant

905-459-5772

•

from $530,000

6P

66 Ballantry Homes

Spring Valley Village

ballantryhomes.com

• from $420,000

9M

• from $300,000

Brampton, Caledon, Bolton

Price Range

Vales of the Humber Estates

west region:

Tel

Treasure Hill Homes

19 Mattamy Homes

IFC-Inside front cover; IBC-Inside back cover

Site

Fi Map nd er

Builder

De ta Se che m d To i w n Co ho n d me o

# Si te

8

81

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8

9

10

11

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Niagara on the Lake 40

Hannon42 41

11

* Due to scale restrictions locators are approximate. Please see builder’s ads for exact locations.

Hamilton 4 39

Rd

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Burlington Bay

3

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8 E t sS

403

se

Jer

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Dr .

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Rd

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1

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W al

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Acton, Halton Hills, Milton, Burlington, Waterdown

E

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ne

M

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Waterdown

K

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Attention Builders Want to add your community to our maps?

Need to update existing information?

Please fax the details to (416) 789-9554

Rd

Rd

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33

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7

Halton Hills Georgetown Ja m

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Rd

Hw

Rd

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15

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5

4

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Li

17

6

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25

D E

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22

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26

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Acton

2

43

Stoney Creek

Grimsby 44 37

36

35

St. Catharines

Niagara 420

20

Price Range

Page No.

33 Menkes

The Enclaves of Upper Canada

289-891-9103

•

•

from $750,000

7 9C

out of range

Homes by DeSantis

Lyon’s Creek

lyonscreekchippawa.com •

• •

from $290,000

77

out of range

Rosehaven Homes

Lyon’s Creek

lyonscreekchippawa.com •

• •

from $290,000

77

1

Schuit Homes

Perth Park

905-628-9559

• 2Q

2

Great Gulf

Edgewood

905-356-9408

•

3

Spallacci Homes

Simona Place

spallaccihomes.com • 2Q

4

Spallacci Homes

Eden Park

905-381-4280

•

from $320,000 2Q

4

Spallacci Homes

Eden Park

www.spallaccihomes.com •

from $320,000 2Q

5

Arista Homes

Milton Trails

905-864-3306

9h

6

Country Green Homes

The Uptowns of waterdown

905-690-7600

•

•

from $250,000 10K

7

Lakeview Homes

Cannery Park

1800-565-5150

•

from $320,000 9G

8

Mattamy Homes

Cranberry Hill

www.mattamyhomes.com

from $360,000 8M

9

Beaverhall Homes

Forestwood

905-636-1365

•

10 Great Gulf

Rolling Meadows

905-680-0841

11 Branthaven Homes

Jazz Condos

jazzcondos.ca

12 Tobyn Park Homes

Park City

parkliving.ca

13 Heathwood Homes

The Village at Traditions

905-876-3140

•

•

from $441,000 8h

14 Averton Homes

Averton Square

avertonsquare.com •

from $620,000 9H

17 Mattamy Homes

Hawthorne Village

mattamyhomes.com

•

from $466,000 9G

•

from $305,000 11Q

from $518,000 9G

• from $300,000 12R

•

from $200,000 9N

• from $180,000 10L

20 Parkbridge Lifestyle Communities Inc. Cherry Hill at Vineland

1-800-479-9777

•

from $194,000 12R

22 Country Green Homes

Park Place Village

905-690-7600

•

• •

from $250,000 8m

26 Eden Oak

Weaver’s Mill

weaversmill.com/nh

•

from $336,000 6B

35 Phelps Homes

Jordan Village

phelpshomes.com

•

from $345,000 8R

36 Phelps Homes

Brookside

phelpshomes.com

•

from $236,000 7R

37 Phelps Homes

Streamside

phelpshomes.com •

from $316,000 6R

38 Losani Homes

Ancaster Glen

289-239-7629

from $370,000 2Q

39 Losani Homes

The Fairgrounds

289-286-0928

from $250,000 2Q

40 Losani Homes

Greenhill Glen

905-538-8752

from $270,000 4Q

41 Losani Homes

Sherman Oaks

905-574-0828

from $290,000 3R

42 Losani Homes

Paramount

905-560-2061

from $230,000 3R

43 Losani Homes

Orchard Park

905-930-9943

from $390,000 5Q

44 Losani Homes

Discovery

905-563-0666

from $330,000 8R

Acton, Halton Hills, Milton, Burlington, Waterdown

Tel

west region:

Site

Fi Map nd er

Builder

De ta Se che m d To i w n Co ho n d me o

# Si te IBC-Inside back cover

83

1

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3

4

5

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7

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Attention Builders - Want to add your community to our maps?

Need to update existing information?

Please fax the details to (416) 789-9554

d

eim R

Blenh

An

* Due to scale restrictions locators are approximate. Please see builder’s ads for exact locations.

Rd

Elgi

R

vd

Clyde

St.

Q

Bl

ler Rd

Co

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O

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Lang

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Oakville, Cambridge

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Guelp

Beave

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M

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84

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St

12

Page No.

Mattamy Homes

The Preserve

mattamyhomes.com •

• from $420,000

9 4E

2

Treasure Hill Homes

Nautica at Lakeshore Woods

905-465-9133

• from $550,000

6J

3

Markay Homes

Bronte Park Town Manors

416-746-1234

•

from $590,000

3H

4

Great Gulf

Trafalgar Landing

greatgulf.com/trafalgartownhomes

• from $450,000

5C

15

Menkes

Millstone On The Park

905-825-3619

•

from $420,000

3G

Oakville, Cambridge

Price Range

west region:

Tel

Fi M ap nd er

Site

De ta Se che m d i To w Co nho n d me o

# Si te 1

Builder

85

2014 SHOPPING GUIDE

2014 ISSUE NOW AVAILABLE!

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LOVE TO SHOP? Our 2014 shopping guide profiles some of the GTA’s top home and décor shops and services.

86 NEW HOME GUIDE GTA | NOVEMBER 15 - 29, 2014

newhomeguide.ca

November 15 - 29, 2014

Showcasing new homes in the GTA’s east region

IN THIS SECTION

>> Maps and listings for new-home communities in the east region >> Builder news and the latest in new homes in the east region

//COMMUNITY FOCUS

BEACON HILL and MAIN STREET SEATON Averton announces two new exciting communities LOCATION Bowmanville, Pickering HOUSING TYPE Bowmanville, luxury single-family homes with 40-ft. lots from the low $400’s; Pickering, townhomes in three styles from the mid $200’s CONTACT averton.ca

A

verton, Canada’s elite national home builder, with more than 50 years of experience, debuts two exciting new residential communities sure to please homebuyer.

Already generating buzz due to the company’s sought after locations, Beacon Hill (located in central Bowmanville), and Main Street Seaton (located in downtown Pickering) have become two of the most anticipated residential addresses in the GTA. This November, Averton will also be holding Preview Openings for both Beacon Hill and Main Street Seaton – offering homebuyers an exclusive advance

AVERTON HOMES | Multi-site

Rich in art, history and culture, Pickering has quickly become one of the GTA’s premier cities.

Residents will enjoy living close to the city’s bustling arts and cultural activities, as well as a variety of live entertainment throughout the year. opportunity to choose from the best home selections and preview pricing.

In one of the best, well established areas for luxury single-family homes, Beacon Hill will offer today’s homebuyer an incredible selection of 40-ft. lots, together with an amazing array of exterior elevations, spacious floorplans, and luxurious features and finishes starting from the low $400’s.

Located in an established area in Bowmanville, residents at Beacon Hill will be in proximity to some of the best shops, restaurants and services, including the state-ofthe-art Lake Ridge Health Facility. Rich in history and culture, Bowmanville annual festivities – including the Apple Festival and the Fabulous Fifties Festival – are renowned throughout Ontario.

Located on Brock Road, just south of Taunton, Main Street Seaton will offer homebuyers Brownstone townhomes in three distinct home styles priced from the mid $200’s.

Rich in art, history and culture, Pickering has quickly become one of the GTA’s premier cities. Residents will enjoy living close to the city’s bustling arts and cultural activities, as well as a variety of live entertainment throughout the year. Keeping active will also be easy at Main Street Seaton as a number of parks and recreational areas will be close by.

In proximity to Hwys. 401, 407, and the GO transit, residents at Main Street Seaton will also have easy access to every big city amenity.

With a strong presence in both Eastern and Western Canada, Averton has quickly become the country’s elite national home builder, building on more than 50 years of experience.

Averton has maintained a superior reputation for design, quality and customer service throughout the country’s residential building sector.

For more information on these fabulous new communities, and for an opportunity to attend the Preview Openings for Main Street Seaton and Beacon Hill, register at averton.ca

31

Wentworth St

Bloor St.

Phillip Murr

Gibb St

Wentworth St

King St W Bond St W

401

91

Manning Rd

48

47

Dundas St E

Bayly St E

Kingston Rd

45

Westney Rd S

Montgomery F

401

Granite Court

6

Appleview Rd Spruce Hill

K

J

I

H

G

F

E

D

C

B

A

D

ou

gst

on

Rd

Whites Rd

Ro ug em

Altona Rd

Liverpool Rd

Kin

Fairport Rd

Glenanna Rd

Dixie Rd

Brock Rd Sandy Beach

Highview Rd

Brock Rd R aks rO o j Ma Valley Farm

nt

Magill 92Dr

9

401

Squires Beach Rd

Dr Notion Rd

Sheppard Ave

Rossland Rd

Tow n of Ajax

Church St S

Riverside

3 Concession

Lak

a

ew

riv

eD

Rosebank Rd Altona Rd

Pickering Beach Rd

Stroud's

32 Sideline

Shoal Point Rd

Finley Ave

Finch Ave

32 Sideline

Ajax-Whitby

Harwood Ave

10

North Rd

Rossland Rd

90 7

North Rd

Adelaide Ave

Rossland Rd Dryden Bv

Taunton Rd W

4 Concession

5 Concession

Whites Rd

1

30 Sideline

Bv

Liverpool Rd

4 Concession

28 Sideline

McQuay

54 66

4

Taunton Rd E

Ravenscroft

Brock Rd

Cityof Pickering

7 Conncession

2

9 Concession

3

24 Sideline

Gordon St

Cochrane St

Westney Rd N

16 Sideline

Whitevale Rd

5 4

20 Sideline

Olive Ave

Beatrice St

Taunton Rd W

7

8

13

Salem Rd

Paddock Rd

Brock Rd

Blair St

Henry St

Delaney Dr

7

7 Concession

8 Concession

9 Concession

Fifth Conces

7 6

Salem Rd

16 Sideline

Hopkins St

Brock St S

Church St N

16 Sideline Brock Rd Cen tral St

Thornton Rd

Kendalwood R

Audley Rd

Audley Rd

Greenwood Rd

12 Sideline

Stevenson Rd

Townline Rd

4 Sideline R

6 Sideline

Brock St N

Lakeridge Rd

6 Concession

4 Sideline

4 Sideline R

Bloor St

60 3

Conlin Rd

Rossland/Winchester R

Halls Rd N

Baldwin St S

Coronation R

Park Rd S

Park Rd S

Garden St Blair St

Garden St

Country Lane

8

Columbus Rd

Country Lane

Ritson Rd S tS eS co Sim

Pickering, Ajax, Whitby, Oshawa

21

1

Church St E

5

Village of Brooklin

Cochrane Brawley Rd

9

Myrtle Rd W

Ashburn Rd

Wilson Rd S

Centre St.

Garrard Rd

Anderson St

Tow n of W hitby

11 10

68

Cedarbrook T

King S

Adelaide Ave

2

34

Conlin Rd

Cityof Oshaw a

8 Concession

13 12

Thornton Rd

Baldwin St N

Lake Ridge R

east region:

tN

eS

co

Sim

Mary St N

Thickson Rd Duffs Rd

Harmony Rd S

Central Park

Stevenson Rd

12

90

Ritson Rd N

Garrard Rd

Garrard Rd

tE

Attention Builders Want to add your community to our maps?

Need to update existing information? Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate.

Please see builder’s ads for exact locations.

19 18 17 15 14

Wilson Rd N

Stevenson Rd

wS

devie

Gran

ly

Harmony Rd N

Grandeview S

Bay

16

Townline Rd. Grandeview S

Page No.

1

Tribute Communities

Charing Cross

905-571-1011

•

from $390,000 14E

2

Brookfield Homes

Hills of Harrowsmith

905-697-1681

•

from $300,000 15G

3

Great Gulf

Stonecrest

greatgulf.com

•

•

from $298,000 14G

4

Menkes

Somerset

905-428-0500

•

from $690,000 7G

5

Tribute Communities

The Village of Brooklin West

905-425-0539

•

from $400,000 11D

6

Emery Homes

Town Central

1-877-953-6379

•

from $350,000 4J

7

Highmark Homes

Triumph

whitbytriumph.ca •

from $350,000 10G

8

Lakeview Homes

The Forest of Lyndebrook

416-746-1234

•

from $490,000 10F

9

Stafford Homes

Elements Townhomes

elementsajax.com

from $390,000 7H

10 Fernbrook Homes

Altona Woods

fernbrookhomes.com

13 Lifetime Homes

Folkstone

21 Great Gulf

•

from $450,000

1-877-365-9555

•

•

from $335,000 10G

Grandview Oshawa

1-888-579-7235

•

from $334,000 14F

31 Preston Homes

Prestonvale Heights

905-432-2800

•

•

from $350,000 15J

34 Tribute Communities

The Neighbourhoods of Park Ridge 905-723-2344

•

from $339,000 15G

45 Sundial Homes Limited

Mulberry Meadows

905-427-8255

•

from $560,000 6J

47 Senator Homes

Harbourside Condominiums

905-493-3823

•

•

from $250,000 9J

48 Senator Homes

Whitby by the Lake

senatorhomes.com •

•

from $250,000 10J

54 Baycliffe Homes

The Gates of Whitby

905-668-9828

•

•

from $250,000 9G

60 greycrest homes

the fields of conlin

905-725-4539

•

from $310,000 15G

66 Monarch Corporation

Tran Quility

monarchgroup.net •

from $550,000 7G

67 Midhaven Homes

Breeze

1-877-773-6888

•

•

from $300,000 15F

68 Storybook Homes

Brookstone Estates

905-438-9516

•

from $1050,000 11C

90 LeBovic Homes

Old Taunton in Pickering

905-428-3434

•

91 Sundance Homes

The towns of nichol green phase 1

905-441-3312

•

from $260,000 11J

92 Glen Rouge Homes

The Cornerstone

905-239-9777

•

from $579,000

1I

• • 5H

6I

Pickering, Ajax, Whitby, Oshawa

Price Range

east region:

Tel

M Fi a nd p er

Site

et a Se ch m ed To i w Co nho nd m o e

Builder

D

# Si te

91

92

K

J

I

H

G

F

E

D

C

B

A

2

3

4

5

6

7

8

9

10

12

13

14

15

16

17

18

* Due to scale restrictions locators are approximate. Please see builder’s ads for exact locations.

11

Uxbridge, Lindsay, Bowmanville/Newcastle, Courtice, Peterborough, Port Hope, Cobourg, Port Perry

Attention Builders - Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

1

east region: 19

Page No.

1

Mason Homes

Port Hope Lakeside Village

905-885-6565

•

from $229,000 15J

2

Far Sight Homes

King’s Bay Golf & Country Club Estates 905-642-8383

•

from $408,000 16B

3

Far Sight Homes

The Estates at Sunset Ridge

905-642-9015

•

from $690,000 2E

4

Parkview Homes

Jackson Creek Meadows

705-748-4663

•

2I

4

Parkview Homes

Jackson Creek Meadows Townhomes 705-748-4663

•

2I

7

Brookfield Homes

Foxtrail

foxtraillife.ca

•

8

Kaitlin Group Ltd.

Port of Newcastle

1-800-305-6849

•

8

Kylemore Communities

Port of Newcastle

905-987-5146

•

from $479,000 14E

8

Storybook Homes

Bond Head Estates

905-438-9516

•

from $850,000 14E

9

Parkview Homes

Harmony Condominiums

705-748-4663

14 Rice Developments

Willmot Creek On The Lake

905-697-5806

•

from $225,000 11D

18 B.G. Schickedanz

Lake Scugog Estates

1-888-894-9888

•

from $330,000 18B

20 Geranium Homes

Verandas

905-885-0555

•

from $266,000 10I

26 Kaitlin Group Ltd.

Aspen Heights

905-697-0513

• from $165,000 10C

26 Kaitlin Group Ltd.

Condominiums at Clarington Centre 905-697-4513

• from $210,000 10c

26 Kaitlin Group Ltd.

Country Classics

1-866-514-3573

•

•

from $300,000 10c

30 Empire Communities

Estates of Wyndance

905-649-8197

•

from $900,000 3e

34 Carrington Homes

Woodlands of Upper Courtice

905-787-0963

•

from $260,000

35 Mason Homes

Parklands

1-866-443-7900

•

from $238,000 3H

39 H&R Developments

Gracefields

hr-newhomes.com •

from $322,000 4C

39 Thornridge Homes

Gracefields

1-877-361-4226

•

from $320,000 4C

39 Lindvest Properties

Gracefields

1-877-361-4226

•

from $320,000 4C

45 Highcastle Homes

Northglen

northglen.ca

•

•

from $221,000 11B

45 Delpark Homes

Northglen

905-419-7222

•

• •

from $221,000 11B

45 Esquire Homes

Northglen

northglen.ca

from $245,000 11B

48 Brookfield Homes

BrookHill

905-697-1681

•

• •

from $350,000 10B

48 Jeffery Homes

BrookHill

905-697-0765

•

• •

from $300,000 10B

72 Vandyk Communities

West Park Village

vandykcommunities.com •

• •

from $210,000

from $400,000 5C

• • from $260,000 14E

• from $189,000

2I

9I

3I

Uxbridge, Lindsay, Bowmanville/Newcastle, Courtice, Peterborough, Port Hope, Cobourg, Port Perry

Price Range

east region:

Tel.

Fi M ap nd er

Builder Site

De ta Se ch m ed To i w n Co hom nd e o

# Si te

93

//HOT DATES

NOV 15-16

NOV 15-19

Sesame Street Live

Hockey Hall of Fame Induction Weekend

Sesame Street comes to Toronto with several popular characters, including Oscar the Grouch, Big Bird, Elmo and the Cookie Monster will perform for families. The monsters will sing new and classic Sesame Street songs and get the audience to join them while showing off their dance moves.

Like all Sesame Street productions, children can expect to learn in fun and challenging ways. sonycentre.ca

The Hockey Hall of Fame celebrates its new inductees for 2014 with a series of events throughout the weekend.

Rob Blake, Peter Forsberg, Dominik Hasek, and Mike Modano in the player category, Pat Burns, honoured posthumously in the Builder Category and Bill McCreary in the Referee/Linesman Category are the inductees for this year.

Special guest appearances, Q&A fan forums, giveaways, the annual Legends Classic and more. hhof.com

SONY CENTRE FOR THE PERFORMING ARTS

Nov 15 to 29 Calendar of events beginning from Nov. 15 to 29, 2014

NOV 15-16

The Gentlemen's Expo

METRO TORONTO CONVENTION CENTRE

A bazaar of modern masculinity, The Gentlemen’s Expo caters to the male shopper by offering a variety of products and lessons in manliness.

Enjoy craft brews, learning about the nuances that separate bourbon from whiskey or play popular casino games.

Music from great bands and DJs, cooking instructions, and an appearance by former UFC Champion Georges St. Pierre are among the highlights. “Dragon’s Den” stars will host a “Start Me Up Pitch Event,” where entrepreneurs can get a head-start on their businesses if their ideas are chosen. gentlemensexpo.com

HOCKEY HALL OF FAME

NOV 15-30

Winter Magic

YONGE-DUNDAS SQUARE

The seventh annual Winter Magic turns downtown Yonge into a holiday celebration, with lights and events. The holiday lighting displays feature a 40-ft. light tree, 3D polar bears, 3D sleigh and reindeer, cross-street displays suspended above Yonge and more. downtownyonge.com

HOMEBUYERS’ HELP//

Homebuyers’ Resource Section You love the home, see what you can afford! » Compare mortgage rates for your best deal

» Calculate your mortgage payments using the mortgage payment calculation chart

Calculate your mortgage payments INTEREST RATE

AMORTIZATION PERIOD

CHART FIGURE

EXAMPLE: 5%

25 YEARS

5.82

MORTGAGE AMOUNT ÷ 1,000

MONTHLY PAYMENT

(MORTGAGE AMOUNT $125,000)

125

Canadian mortgage payment factors Instructions:

01 02 03 04

Determine the appropriate 5-Year Fixed Mortgage Rate, which is easiest to qualify for.

Run your finger down the left column of the table below to find the rate (round to the nearest 1/4%).

Choose your desired amortization period across the top of the table (25 years has lowest payment and is easiest to qualify for first-time buyers).

At the intersection of the column and row is your mortgage payment per month per $100,000 borrowed.

» Bear in mind that this is a rough estimate. If you have several other large loans already, you may qualify for less. Also, banks and trust companies vary in their policies. The best way to know what you can afford is to go to the lending institution of your choice and get pre-qualified.

$

Mortgage payment calculation chart %

INTEREST RATES

15 YEARS

AMORTIZATION PERIODS 20 YEARS

25 YEARS

30 YEARS

2.50%

$666

$529

$448

$394

2.75%

$678

$541

$461

$407

3.00%

$690

$554

$473

$421

3.25%

$702

$566

$486

$434

3.50%

$714

$579

$499

$448

3.75%

$726

$591

$513

$461

4.00%

$738

$604

$526

$476

4.25%

$750

$617

$540

$490

4.50%

$763

$630

$553

$504

4.75%

$775

$644

$567

$519

5.00%

$788

$657

$582

$534

5.25%

$801

$671

$596

$549

5.50%

$814

$684

$610

$564

5.75%

$827

$698

$625

$579

6.00%

$840

$712

$640

$595

6.25%

$853

$726

$655

$611

6.50%

$866

$741

$670

$626

6.75%

$880

$755

$685

$642

7.00%

$893

$769

$700

$659

Table provided by Calum Ross, Owner, President and Principal Broker at Calum Ross Mortgage. He can be reached at 416.410.9905, calum@calumross.com and calumross.com

Compare mortgage rates for your best deal CHARTERED BANKS

Variable

6 Months

1 Year

2 years

3 years

4 years

5 years

ATB Financial 2.7 4 2.94 2.89 2.99 3.04 3.19

6.30op 6.30op 6.50op Alterna Svgs/Alterna Bk 2.6 4 2.98 2.98 2.98 2.94 3.19

6.30op 6.30op Bank of Montreal 3 4 3.14 3.04 3.85 4.39 3.29

6.30op 6.30op Bank of Nova Scotia 2.6 4.55 3.29 2.79 3.44 3.94 3.19 6.45op 6.50op Canadian Western Bank 4 3.14 3.04 3.75 4.39 4.99 6.45op 6.30op CFF Bank 3.69 3.75 2.59 3.79 3.04 CIBC 3 2.99 2.79 3.65 3.14 3.24 6.70op 6.35op ICICI Bank Canada 3.05 3.15 3.65 3.64 3.69 3.89 Manulife Bank 2.7 4.45 3 3.04 3.04 3.09 3.09

3.50op National Bank n/a 4.4 3.14 3.04 3.75 3.09 3.39 6.70op 6.70op President’s Choice Finan 2.75 2.94 2.84 2.89 4.44 Royal Bank 3 3.14 3.14 3.95 3.14 3.24

6.30op 6.30op TD Canada Trust 3 3.09 3.04 3.44 3.14 3.24

6.30op Tangerine 3 3.19 3.24 3.49 3.69 3.79

TRUST COMPANIES Community Trust n/a Concentra Financial n/a

Effort Trust n/a

Home Trust Company 2.5 Investors Group Trust n/a

MTCC 2.6

6.5 3.14 3.25 3.95 4.74 4.99 5 2.99 3.04 3.44 3.94 4.79 6.70op 6.30op 4.45 3.45 3.6 3.7 4.6 4.95 6.30op 6.30op 3.95 2.89 2.89 2.79 2.94 2.95 4.2 3.14 3.14 3.75 4.64 4.99 6.50op 6.30op 4.55 3.29 2.79 3.44 3.94 3.19 6.45op 6.50op

OTHER FINANCIAL INSTITUTIONS Airline Financial C.U. 4 3.01 3.1 3.33 3.65 3.99

6.25op Comtech Credit Union 2.95 6.2 2.99 3.25 3.29 2.99 2.99

6.40op 6.30op First National Fin. LP 3.95 2.99 2.59 2.69 2.89 3.09 FirstOntario C.U. 2.6 3.09 3.14 3.29 2.84 3.19

6.34op 6.34op IC Savings 3.05 2.99 2.99 3.39 3.39 London Life n/a 4.2 3.14 3.14 3.75 4.64 4.99

6.50op 6.30op Luminus Financial 2.7 2.95 2.75 2.55 2.85 3.2

6.30op MCAP 2.5 3.6 3.95 4.35 4.89 5.14 Meridian Credit Union 2.75 4 3.09 2.65 3.65 3.29 3.19

6.30op Parama Credit Union 2.85 2.85 3.05 3.15 3.25 3.4

3.00op Steinbach Credit Union 2.5 2.65 2.8 2.9 2.95 3.1 Notes: **Interest rate charged subject to adjustment during term mortgage. Please consult institution for term of years available. All rates are prime rates and subject to change without notice.

R.O.R. RATES ON REQUEST op OPEN ----- NOT QUOTING N/A NOT AVAILABLE November 4, 2014. Prepared By Fiscal Agents Financial Information Services 905.844.7700

000 NEW HOME GUIDE GTA | NOVEMBER 15 - 29, 2014

GTA

HOT SHEET BUILDERS: If you would like to include your new model home or site opening, email wayne.karl@wall2wallmedia.com.

Please say you saw it in New Home Guide!

Arista/Fieldgate/Paradise/Starlane

Unionville – Upper Unionville

Now open – urban/lane/luxury townhomes, semis and 34-, 38- and 42-ft. singles. livingatupperunionville.com Fieldgate Homes

Brampton – Valleylands on Chinguacousy

Grand opening – freehold towns, 28-ft. linked singles, 38- and 45-ft. detached singles. fieldgatehomes.com Menkes

North York – Bloom Park Towns

Now open – townhomes at Bathurst St. and Finch Ave. menkes.com Mattamy Homes

Brampton – Mount Pleasant North

Now open – this selection of three-storey townhomes and detached homes on 30-, 38and 45-ft. lots. mattamyhomes.com Fieldgate Homes

NEW OPENINGS Brookfield Residential

Uxbridge – Foxtrail

An exclusive enclave of 46 bungalow townhomes from the $400’s. brookfieldhomes.ca Treasure Hill Homes

Richmond Hill – The Humberlands

Etobicoke – Richview

Freehold townhomes in the heart of Etobicoke from the $570’s. nationalhomes.com Tribute Communities

Nobleton – Gates of Nobleton

Grand opening now on – luxurious detached homes on 50-, 60- and 70-ft. lots. mytribute.ca Tribute Communities

Oshawa – U.C.

Grand opening of this new master-planned community in north Oshawa. mytribute.ca

Averton Homes

Mount Albert – Victoria Highlands

Now open – community of bungalows and two-storey homes. victoriahighlands.com Arista Homes

North York – Goddard on the Valley

Grand opening now on for these semis and select number of detached homes. aristahomes.com

Menkes

Etobicoke – Humber Mews

New release of townhomes with basement and garage access, from $559,990. menkes.com Empire Communities

Brampton – Lakeside

New 38-ft. designs in a community of townhomes, semis and detached homes. empirelakeside.com Monarch

Rosehaven Homes & Townwood Homes

Grand opening – towns, semis and detached homes on 33- and 40-ft. lots. millstreethomes.com

Menkes

National Homes

New release of urban townhomes and new balcony suites. fieldgatehomes.com

Ballymore Homes/Briarwood Homes

Tottenham – Mill Street Village

Now open – designer-furnished models of 70-, 80- and 90-ft. estate lot homes on the Oak Ridges Moraine. aspenridgehomes.com & greatgulfhomes.com

Now open – urban townhomes in the heart of Etobicoke. menkes.com

Fieldgate Homes

Etobicoke – Humber Mews

Ajax – TranQuility

Aspen Ridge Homes & Great Gulf Homes

Etobicoke – Dwell City Towns

New release of 25-ft-wide, 2,200-sq.-ft. executive townhomes with cold cellar and rough-in bath in basement. fieldgatehomes.com

Grand opening – 30-, 36- and 50-ft. singles close to parks, schools, shopping and more. fieldgatehomes.com

Markham – Accolades

Now open – singles, semis and townhomes in Markham. treasurehill.com

Previn Court Homes

Alliston – Victorian Village

King City – King Oaks

Aspen Ridge Homes

Richmond Hill – Kettle Lakes Club

Now open in Richmond Hill – a collection of executive townhomes on a protected ravine. aspenridgehomes.com National Homes

Forest Hill – The Churchill Collection

Now open at Spadina and St. Clair, refined townhome residences. churchillcollection.ca Monarch Corporation

Kleinburg – Kleinburg Crown Estates

Now open – 42- and 50-ft. singles to Major Mackenzie Rd. and Hwy. 27. monarchgroup.net Rosehaven Homes

Kleinburg – Kleinburg Heritage Estates

Now open – homes of distinction on unique 60-to 70-ft. lots.

New release of detached single-family homes on private ravine and pie-shaped lots. monarchgroup.net

Brampton – Mount Pleasant

New release of freehold towns, attached singles and detached homes on 30-, 38-, 41- and 45-ft. lots. lovemountpleasant.com Mattamy Homes

Oakville – The Preserve

A new release of Village Homes and 34-, 38- and 45-ft. detached homes, many on a private crescent. mattamyhomes.com Forest Hill Homes & Madison Homes

Markham – Cornell Rouge

New release – freehold towns and singles on 30-, 36- and 40-ft. lots with attached garages. Eight models now open. cornellrouge.com Ballantry Homes

Brampton – Spring Valley Village

New release of semi-detached and detached homes surrounded by valley lands. ballantryhomes.com Tribute Communities

Oshawa – Park Ridge

New 40-, 50- and never before seen 36-ft. designs on extra deep lots. mytribute.ca

Aspen Ridge Homes

Markham – Upper Cornell

NEW RELEASES

New release now available – semis and detached homes on 30-ft. lots. aspenridgehomes.com

Brookfield Residential

Bradford – Summerlyn Village

kleinburgheritageestates.com

Alliston – Treetops

Phase 2 now open – 32-, 36- and 45-ft. single-family homesites. brookfieldhomes.ca

Great Gulf Homes

Limited edition detached homes on premium conservation lots. greatgulf.com

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Aurora – The Arbors

Register now for these singles, coming soon. countrywidehomes.ca

GTA

HOT SHEET BUILDERS: If you would like to include your new model home or site opening, email wayne.karl@wall2wallmedia.com.

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Caledon – Lotus Point

Coming soon – 36-ft. singles from the low $600’s and freehold towns from the mid $400’s. moveuptocaledon.ca Rosehaven Homes

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Vaughan – Vellmore Woods

Coming soon to Vaughan – exclusive 36and 42-ft. singles. aristahomes.com Arista/Fieldgate/Paradise

Kleinburg – Impressions

Pre-construction savings for these freehold townhomes and semis, and 30-, 38- and 44-ft. detached homes. impressionskleinburg.com Greenpark/Starlane

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Queensville – Newmarket

Coming soon, townhomes and 36- and 45-ft. singles myqueensville.com Bayview Wellington Homes

Bradford – Green Valley Estates

Grand opening Saturday, Oct. 18 for this community of towns, semis and singles. greenvalleyestates.com Lormel Homes

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Coming soon – urban towns in the heart of Woodbridge. lavivatowns.com Treasure Hill Homes

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Coming soon – register now for luxury singles on 40-ft. lots in a prestigious neighbourhood at Woodbine and Major Mackenzie. fieldgatehomes.com Heathwood Homes

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45

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Arista Homes - IMPRESSIONS

27

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25

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25

25

Aspen Ridge Homes - Corporate

1

Aspen Ridge Homes - Dreamfields in Bradford

57

Fieldgate Homes - Cobblestones

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21

Fieldgate Homes - IMPRESSIONS

Aspen Ridge Homes - Woodland Hills

IFC

25, 27 & Insert

Fieldgate Homes - Lotus Pointe Caledon

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47

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63

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74

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63

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17

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31

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16

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Canpages - Promo

42

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31

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31

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34

Great Gulf - Mount Pleasant

35

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Conservatory Group - Upper West Side

Country Wide Homes - Corporate

5

21

28-29

11 & 31

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57

Great Gulf - Summerlyn Village

35

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21

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34

Decade Homes - Yorkdale Village Phase II

55

Greenpark Homes - Vales of the Humber Estates

41

Digital Device - Promo

52

Heathwood Homes - Corporate

49

102 New home guide GTA | november 15 - 29, 2014

Heathwood Homes - Hampshire Mews

49

Primont Homes - Heirloom in Markham

12

Homes by DeSantis - Lyon’s Creek

77

Primont Homes - Jadegarden at Cornell

13

Landmart Homes - Casablanca

38

Primont Homes - Renaissance Townes

12

Madison Homes - Cornell Rouge

11 & 43

Primont Homes - Seasons in Caledon

13

Madison Homes - Greensborough

43

Regal Crest Homes - Dreamfields in Bradford

57

Madison Homes - Thornhill

43

Regal Crest Homes - Upper West Side

21

Mattamy Homes - Corporate

8

Mattamy Homes - Downsview Park

BC

Rosehaven Homes - Corporate

22-23

Rosehaven Homes - Dreamfields in Bradford

57

Mattamy Homes - Mount Pleasant North

9

Rosehaven Homes - Lyon’s Creek

77

Mattamy Homes - St. John Forest

9

Rosehaven Homes - The Neighbourhoods of Mount Pleasant

46

Mattamy Homes - The Preserve

9

Rosehaven Homes - Urban Towndominiums at Mount Pleasant

39

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9

Schwarz Law LLP - Barristers & Solicitors

51

Menkes - Bloom Park Towns

7

Shopping Guide - Promo

86

Menkes - Corporate

6

Starlane Home Corporation - Vales of the Humber Estates 41

Menkes - Dwell City Town

7

Townwood Homes - The Neighbourhoods of Mount Pleasant

46

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7

Townwood Homes - Upper West Side

21

Menkes - The Enclaves of Upper Canada

7

Treasure Hill Homes - Corporate

19

Monarch Corporation - Corporate

104 & IBC

Treasure Hill Homes - Tiara Estate Collection

19

One of a kind Christmas Show and Sale - Nov. 27 - Dec. 07 36

Treasure Hill Homes - Urbantowns on Bayview

19

Paradise Homes - IMPRESSIONS

27

Treasure Hill Homes - Vales of the Humber Estates

41

Primont Homes - Centretown

12

Tribute Communities - Gates of Nobleton

15

november 15 - 29, 2014 | New home guide GTA 103

Monarch’s Turning 97 Canada’s Oldest Builder is celebrating 97 years.

MONARCH COMMUNITIES KLEINBURG | Kleinburg Crown Estates | Designer Decorated Models 50’ Singles from just over one million dollars Sales Centre located at 165 Timber Creek Boulevard 416-495-3513 CALEDON | SouthFields | Models To View Townhomes from the low $400,000’s Semis from the high $400,000’s Singles & Live.Work Towns from the low $600,000’s Sales Centre located at 12515 Old Kennedy Road, Caledon (Old Kennedy Rd. and Mayfield Rd.) 905-843-0707 SCARBOROUGH | Parkwood | Don’t Miss Out! Visit Monarch Today Freehold Townhomes from the low $500,000’s Sales Centre located at 1325 Danforth Rd., Scarborough 416-495-3574 SCARBOROUGH | Bennett | New Community - Now Open Executive Singles from the low $800,000’s Sales Centre located at 1325 Danforth Rd., Scarborough 416-495-3574 KITCHENER | Topper Woods | Models To View 43’ & 50’ Singles from the mid $400,000’s Sales Centre located at 7 Wetland Way, Kitchener 519-894-8222 HOURS: Monday – Thursday: 1pm – 8pm, Friday: 12pm – 5pm, Weekends & Holidays: 11am – 6pm

ALSO BUILDING HIGH RISE COMMUNITIES IN: Etobicoke | Markham | Downtown Toronto

discover more

MonarchGroup.net

first.

Please see a sales associate for full details. Prices and specifications subject to change without notice. E.&O.E. October 2014. 13429.

ASPIRE TO OPEN-CONCEPT DESIGN. AT HOME. AND IN YOUR COMMUNITY. Welcome to Newmarket’s Woodland Hills, where you’ll experience a neighbourhood fabric that strikes a dramatic blend between big city amenities and small town charm. Discover gracious family homes where design consideration goes into every last detail, and where nature’s “exterior design” includes a conservation area and a natural community pond for all to enjoy.

Now Open!

Visit the Presentation Centre north of Davis Drive on Bathurst, Newmarket.

ASPIRE TO STANDARD FEATURES THAT FEEL SIGNATURE. What makes for good design? At Aspen Ridge, we believe it’s the moment your aspirations become actualizations. The moment your dream kitchen becomes a space where you sip, stir, savour. When interiors not only have the best designer finishes, but are designed to your tastes.

Trends fade. Styles change. Good design? It withstands the test of time. That’s what we aspire to.

PRESENTATION CENTRE NOW OPEN 18001 Bathurst St., Newmarket Towns from the $450’s | Singles from the $620’s 416.270.9484 | aspenridgehomes.com Aspire to great design.

1a.

1a.

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mattamyhomes.com

Enjoy Entertaining In Your Mattamy Kitchen

THE HEART OF THE CITY IS YOURS FOR JUST $1,338/MONTH!* Stacked Townhome With 2 Bedrooms Plus Den For Just $1,338/month* Rear Lane Townhome With 3 Bedrooms & 2 Baths Starting From $2,049/month* • Downsview Park offers Stacked, Rear Lane Towns plus contemporary Semi’s • There’s a world-class 300 acre park outside your door

• Minutes to Yorkdale shopping and subway • Close to York University • Easy access to downtown

Coming Soon, New Detached Designs For City Living. Register Today mattamyhomes.com Towns From $269,990 Semi’s From $669,990

TORONTO Sales Centre: 2995 Keele Street

Jane St.

Rear Lane Town, Central Park I, Elev. ‘A’, 1,679 Sq.Ft., $489,990

Sales Centre

n Rd. Alle

Stacked Townhome, Balboa Park, 839 Sq.Ft., $319,990

Keele St.

Sheppard Ave. W. 400

Wilson Ave.

401

Follow us: Sales Centre Hours: Monday - Thursday 1pm-8pm; Friday 1pm-6pm; Saturday, Sunday and Holidays 11am-6pm All illustrations are artist’s concept. All dimensions are approximate. Prices, specifications, terms and conditions subject to change without notice. E.&O.E.

*Price based on an RBC 5 year term, with 20% down and a 25 year amortization with an 18 month cap based on The Balboa Park and The Central Park I. Interest rates and housing prices subject to change. Broker Protected 3%.