GTA New Home Guide - Oct 22, 2016

OCT 22 - NOV 5, 2016 VOLUME 24, ISSUE 19, FREE

GTA EDITION

INSIDE THIS ISSUE

NEW MORTGAGE RULES: 3 TIPS TO PROTECT YOURSELF

GTA NEIGHBOURHOODS GROWING UP AND NOT OUT

WHY FOREIGN BUYERS LOVE OUR LUXURY HOMES

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contents OCT 22 - NOV 5, 2016 | VOLUME 24 ISSUE 19

30

ON THE COVER

Tribute Communities New release at Oshawa’s established Park Ridge community

+ online NEIGHBOURHOOD

HOME SEARCH

MORE +PHOTOS +VIDEOS +ADVICE +INSPIRATION +TRENDING

WITH

DYNAMIC MAPS

LOOK FOR THE CIRCLE

property profiles

neighbourhood profile

24 Fieldgate Homes

56 The Peanut

New release of 38- and 44ft. singles at Impressions

38

Geranium Homes

A new vision for modern living: Vista Flats and Towns

A real gem to explore

trending

16

66 Mattamy Homes

An exciting new urban, connected community

18

Great Gulf

Wins OHBA Award for Project of the Year, Lowrise

Market news

Average detached homes in the GTA surpass $1 million

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0

70

38

Designer Advice

How to live large in a small space

advice

10

BILD Report

The GTA is growing up and not out

by Bryan Tuckey

12

Tarion Report

Protect your warranty by preparing for fall and winter

by Howard Bogach

14

Fundamentally Speaking

Six homebuying tips for first-timers

by Wayne Karl

36

16

22 Home Sweet Home

The threat of rising interest rates, and three tips to protect yourself

by Lydia McNutt

28 Mortgage Advice

The five biggest mortgage mistakes to avoid

by Alyssa Furtado

52 Legally Speaking

The math behind Land Transfer Tax

by Jayson Schwarz

66

68 Make Your Move

When moving, everyone wins playing by the rules

by Chuck Resnick

76

20 Habitat for Humanity

48 TD Survey

32

inspiration

Organization to build 150 homes over six days

36

Going Global

Foreign buyers really, really love GTA luxury real estate

Geranium Homes

Celebrates back to school with community barbecue

42 Great Gulf

City of Mississauga recognizes Great Gulf’s HOT condos

44 Rogers Real Estate Development

Investing $1.5 billion in downtown Mississauga

Millennials set on finding their perfect ‘YOLOcation’

Hot Topic

Buying your first home?

It’s not just about location anymore

by Wayne Karl

buyers’ resource section

40 Decor

Framing alternatives for your artwork

54 Style File

Top picks for the kitchen

58 Decor

Marble, granite or quartz countertops?

62 Quick Tips

Celebrity designers Colin and Justin give their top tips

74

77

Hot Properties

New releases, openings and preview registrations

Mortgage Rates

in every issue

4

Editor’s Note

6

Contributors

78

What’s Online

79

Advertiser Index OCT 22 - NOV 5, 2016 | NEW HOME GUIDE 3

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Editors' Notes

THE PEANUT

TAKE A TOUR ONLINE ypnexthome.ca/the-peanut

SUSAN LEGGE Editor-in-Chief / Director of Content Yellow Pages NextHome Email: Susan.Legge@ypnexthome.ca Twitter: @SusanLegge

Smaller household, smaller home Canadian households are definitely shrinking, according to Stats Canada.

Seven decades ago the average household consisted of 4.3 people. By 2011, the average size had dropped to 2.5 people per household, albeit, there’s plenty more of us to house.

While the majority of Canadian homes built over the last century were created to support larger households, traditionally comprised of two parents with children, nowadays one or two people make up the majority of households, which is why apartment and condo living, in urban areas in particular, has become

increasingly popular.

The impact of smaller families on the Canadian housing market has been significant, spurring a dramatic change. The introduction of more housing options of all shapes and sizes is effectively servicing smaller households who need affordable options. While larger dwellings are still a need, the next time you see another crane in the air keep this new demographic dynamic in mind.

While Canada continues to grow, new housing needs will continue to reshape the cities and homes that we live in.

You only live once, but...

WAYNE KARL Senior Editor Yellow Pages NextHome Email: Wayne.Karl@ypnexthome.ca Twitter: @WayneKarl

+ get social

A story we ran in New Home Guide in April discussed the homebuying ambitions of Canadian Millennials – specifically, how their desires for homeownership didn’t quite align with reality, when it came to average prices. Indeed, the story began with, “Millennials, please adjust your homebuying aspirations.”

These young Canadians, aged 18 to 34, indicated in a Bank of Montreal report at the time, that their national average target price for a home was $350,000. The problem was that that budget was well below the actual average home price of $512,621.

Now comes a new survey from TD that highlights that Millennials are

still applying a “you only live once” philosophy when it comes to buying their first home. Meaning, these prospective homebuyers are still not exactly being realistic. Awareness of current prices, compromise and sacrifice don’t seem to be getting due attention as Millennials map out their homeownership plans.

Most notable is their desire to buy a home close to where they work.

And since many Millennials work in downtown city locations, that may mean condo as a housing type – not the white picket fence dream home they seem to have in mind.

Yes, you only live once, but you also have to be realistic.

Interact with us on social media: ypnexthome

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Contributors

TARION REPORT

HOWARD BOGACH Howard Bogach is President and CEO of Tarion Warranty Corp. His column appears monthly in New Home Guide. For more information about how Tarion helps new-home buyers, visit tarion.com or find us on Facebook at facebook.com/TarionWarrantyCorp.

PRESIDENT, YELLOW PAGES NEXTHOME

Jacqueline Hill EDITOR-IN-CHIEF / DIRECTOR OF CONTENT

Susan Legge DIRECTOR OF SALES, NATIONAL

Moe Lalani ASSOCIATE PUBLISHER, NEW HOME GUIDE GTA, NEW CONDO GUIDE, NEW HOME & CONDO GUIDE SOUTHWESTERN ONTARIO

Anne-Marie Breen EDITOR

MORTGAGE ADVICE

ALYSSA FURTADO Alyssa Furtado is the Founder and CEO of ratehub.ca, a mortgage rate comparison site that aims to empower Canadians to make smart financial decisions

Wayne Karl ART DIRECTOR

Tammy Leung

CONTRIBUTING EDITORS

Sonia Bell, Elisa Krovblit Lydia McNutt

LEGALLY SPEAKING

JAYSON SCHWARZ Jayson Schwarz LL.M. is a Toronto real estate lawyer and partner in the law firm Schwarz Law LLP. He can be reached by visiting schwarzlaw.ca or by email at info@schwarzlaw.ca or phone at 416.486.2040

SENIOR ACCOUNT EXECUTIVE

Nina Downs nina.downs@ypnexthome.ca SENIOR ACCOUNT EXECUTIVE

Dionne Fraser dionne.fraser@ypnexthome.ca DISTRIBUTION & SALES CO-ORDINATOR

Terry Basset NATIONAL CIRCULATION MANAGER

BILD REPORT

John Jenkins

BRYAN TUCKEY Bryan Tuckey is President and CEO of the Building Industry and Land Development Association (BILD) and can be found on Twitter (twitter.com/bildgta), Facebook (facebook.com/bildgta), Youtube (youtube.com/bildgta) and BILD’s official online blog (bildblogs.ca)

PRODUCTION MANAGER

Helen Pearce PRODUCTION CO-ORDINATOR

Sandra Hanak-Vujnovic GRAPHIC DESIGNERS

Miguel Cea, Mike Terentiev

more online

Published by

We have even more content online! Read more stories from our team of contributors at ypnexthome.ca, including stories by:

MORTGAGE FINESSE

CALUM ROSS Calum Ross is a mortgage columnist for New Home Guide and New Condo Guide. He holds both a B.Comm and MBA in finance from the Schulich School of Business and in 2011 completed the Comprehensive Leadership Program at Harvard Business School. He can be reached at 416.410.9905

MONEY MATTERS

GAIL VAZ-OXLADE Gail Vaz-Oxlade is the host of Til Debt Do Us Part, author of Debt Free Forever and blogs daily at gailvazoxlade.com.

Follow Gail on Twitter at twitter.com/GailVazOxlade

#500-401 The West Mall Etobicoke, ON M9C 5J5 T 416.626.4200 F 416.784.5867 ypnexthome.ca

ADVERTISING Call 416.626.4200 for advertising rates

and information.

CIRCULATION Free distribution in select high-traffic

street boxes, stores, banks, financial institutions and select condominium sales offices.

COPYRIGHT 2016 All rights reserved by Yellow Pages Homes Ltd., Toronto, Ont. Reproduction in any form is prohibited. Contents of this publication are covered

by Copyright and offenders will be prosecuted under the law. The views and data expressed by columnists do not necessarily represent those of the publication.

TERMS Advertisers, Editorial content are not responsible for typographical errors, mistakes or misprints. All prices are correct as of press time and are subject to change without notice. E. & O. E. EDITORIAL SSubmissions from interested parties will be considered. Please submit to the editor at Susan.Legge@ypnexthome.ca

DESIGNER ADVICE

JANE LOCKHART Jane lockhart is Founder and Principal Designer of Jane Lockhart Interior Design in Toronto. She can be reached at 416.762.2493. janelockhart.com

Please recycle this magazine! Yellow Pages NextHome participates in the Partners in Growth Reforestation Program through St. Joseph Communications. To date, Partners in Growth has planted over 2.5 million trees in parks, recreation and conservation areas, and other public spaces across Canada. Established in 1990, this program was started with Scouts Canada to help replenish the environment.

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Advice | BILD REPORT

The GTA is growing up and not out – and our neighbourhoods are changing

By Bryan Tuckey

MORE ADVICE ONLINE ypnexthome.ca/news/advice

MANY COMMUNITIES across

the GTA are changing. They are developing by growing up and not out as mandated by provincial policy.

However, many of the people in those existing communities don’t want change because they like their neighbourhoods the way they are. As a result, there is more opposition than ever to development projects.

Not-in-my-backyard sentiments or NIMBYism is not new, but today it’s stronger because Toronto and the rest of the GTA are intensifying.

The growing chants of NIMBY affect more than just developers.

They are problematic for all of us, especially new home buyers, as they add to the GTA’s housing supply shortage, creating delays and additional costs which are ultimately passed on to the people buying new homes.

Developers don’t just build what they want and where they want it.

There are numerous government policies and plans at all levels that dictate where and how development happens.

When the Ontario government introduced the Greenbelt and Growth Plan 10 years ago, it changed how development happens in the GTA. The plan mandated that 40 per cent of all new homes be built within existing communities to house our rising population, which grows by

about 100,000 people each year.

In accordance with this policy, our industry now builds as many highrise condos as single-family homes. However, there is little public understanding and even less support for intensification. When these policies were first introduced, our industry encouraged the government to educate residents about how and why their neighbourhoods will change, but to no effect.

“Not in My Backyard” can be heard on everything from condos near subway stations to townhomes projects in Scarborough to semis in Burlington.

Developers are now increasing their efforts in working with community stakeholders by engaging residents earlier and working together to create projects that benefit everyone.

By communicating with residents in the early stages of the development process, community stakeholders can properly respond to the proposed changes. It’s important to help them understand the goals and benefits of intensification and specific projects.

New development and neighbourhood renewal can help our communities thrive, which is something we all want. Bringing

more homes and housing choices can bring new life to established neighbourhoods. With more people come more amenities like shops and restaurants. All this leads to higher property values and means local governments collect more property taxes, which they can invest in things like parks and transit.

The GTA continues to grow, it attracts people and businesses.

We need to build new housing to accommodate this growth, and work together to create thriving complete communities. It’s time to turn NIMBY to YIMBY and say “yes-in-mybackyard.”

BILD recently create a couple of animated videos on NIMBYism to raise public awareness of this important issue. They help show why are our neighbourhoods are changing and how development can benefit everyone. Check them out at youtube.com/bildgta Bryan Tuckey is president and CEO of the Building Industry and Land Development Association and a land-use planner who has worked for municipal, regional and provincial governments. Follow him on Twitter @bildgta, facebook.com/bildgta, and bildblogs.ca

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Advice | TARION REPORT

Protect your warranty by preparing for fall and winter

By Howard Bogach

MORE ADVICE ONLINE ypnexthome.ca/news/advice

EVERYONE RECOGNIZES the value of spring clean-up in and around your home. After a long winter, it’s good to take stock of how well your home stood up to wintry blasts of cold, ice and snow and to fix or adjust anything that was affected by the weather.

But it’s just as important to prepare your home for winter before inclement weather arrives. In fact, it’s important to make maintenance a year-round habit – even if you own a brand new home.

All new homes in Ontario come with a warranty provided by the builder and guaranteed by Tarion Warranty Corp.

This warranty lasts up to seven years from the date of first possession and covers a lot of things inside and out, from defects in workmanship to major structural defects.

But did you know that lack of maintenance can affect your warranty? If issues arise in your home in those first seven years that can be traced back to a lack of proper maintenance, they won’t be covered.

That’s why you should maintain your home year-round.

The time to prepare for winter is in the fall, and there are all kinds of things you can do to keep your new home healthy and to ensure that your warranty rights are protected.

The first place to start is outside your home. Take a wander around outside and check out all of your windows and doors for any cracks or separations around the frames.

If you see any damage, get out the caulking gun and apply caulking to those areas. This will prevent water

penetration or heat loss.

Second story windows can be a challenge. Not comfortable on a ladder? Try taking digital photos of the windows and then zooming in for greater detail to see if they need attention.

Weather stripping on exterior doors is another must-check item. Look for damage or wear, and replace if necessary. Warm air will seep from your home – and your heating bills will rise – if the weather stripping isn’t in good shape.

Eaves troughs and downspouts should be inspected, too. Leaves and debris can collect and create messy, smelly blockages that could build up over winter. So, clear all of this away so that water can drain freely. If you see cracks or seam separations in your eaves troughs, fix with caulking.

Next up is your exterior water supply. The last thing you want is a flash freeze to damage your water lines and cause a pipe to burst. So now that watering the law and garden is done for the season, shut off your home’s exterior water supply and drain all exterior water lines and hoses. You should leave the taps open a bit – this will prevent any remaining water in the lines from freezing and damaging the water supply line.

If you have an irrigation system to water your lawn or garden, or if you have water features like a pool, pond or fountain, you should make sure all water is drained from those as well.

If you don’t, you will be sure to find damage in the spring.

And finally, have a professional roofing company inspect the roof to ensure that shingles, flashing and chimney caps are all in place and properly sealed.

Once you’re done outside your home, there are a few things you should look after inside.

Clean and test all of your exhaust fans, including dryer vents, stove vents and furnace vents. Look at your

furnace filter to see if it needs to be cleaned or replaced, and consider having your furnace serviced to prepare it for winter.

Inspect your gas or wood-burning fireplace and chimney dampers and have them serviced or cleaned, if necessary. Then test all smoke alarms and carbon monoxide detectors to make sure they are in good working order.

And finally, if your home has a sump pump, you don’t want to risk a flood in the winter. Check the sump-pump float and discharge line and then test the whole operation.

If you take some time this fall to prepare for winter weather, your home will withstand the elements and your warranty will be protected.

Howard Bogach is President and CEO of Tarion Warranty Corp. His column appears monthly in New Home Guide.

For more information about how Tarion helps new-home buyers, visit tarion.com or find us on Facebook at facebook.com/TarionWarrantyCorp.

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Advice | FUNDAMENTALLY SPEAKING

6 homebuying tips for first-timers

By Wayne Karl

MORE ADVICE ONLINE nexthome.yp.ca/news/advice

PLANNING TO BUY YOUR FIRST home

and not sure where to begin? Here are six homebuying tips to help you prepare.

1. Get with the programs There are various government programs available to help you buy a home.

Home Buyers’ Plan (HBP): The HBP allows first-time buyers to withdraw up to $25,000 from their RRSP to put toward a down payment on a home. You have up to 15 years to repay the funds.

First-Time Home Buyers’ Tax Credit (HBTC): Eligible first-time buyers can apply for the FTHB to help offset the costs associated with purchasing a home, such as legal fees, disbursements and land transfer taxes. The credit can provide up to $750 in federal tax relief.

More information on these programs is available at cra.gc.ca 2. Explore your options First-time buyers can buy a home with as little as five per cent of the purchase price as a down payment – as long as the property is less than $500,000.

Anything higher than that, and the minimum down payment for the portion of the price higher than $500,000 is 10 per cent. So, assuming your price range is at that threshold, you’ll need to come up with at least $25,000.

At that purchase price, depending on the market you’re in, this could mean you’d then be looking at a townhome, semi-detached or even a condo, instead of a detached home.

3. Check with the bank of mom and dad If your parents are baby boomers who have had the good fortune of building equity over the years as they paid down their mortgage while the value of their property multiplied, well… they may be in a position to help. Many buyers are hitting up the bank of mom and dad. In the last two years, 28 per cent of first-time buyers called on the bank of mom and dad to help finance their purchase; from 2010 to 2014, only 17 per cent did.

4. Become tech savvy Mortgage consumers are becoming very tech savvy. In Canada Mortgage and Housing Corp.’s 2015 Mortgage Consumer Survey, 78 per cent of respondents researched online, with 70 per cent using an mortgage calculator to help determine their payments. And social media is playing a more important role – 20 per cent used sites such as Facebook to learn more, 17 per cent used a mobile device, and of those, 22 per cent used a mortgage related app. And all of these figures are growing.

5. Befriend a broker or banker Like many things in life, it’s all about relationships. And whether you use broker or a banker to secure a

mortgage, you’ll likely come to value the relationship. In the same CMHC survey, consumer loyalty strengthened the longer people stayed with their lender. But since we’re talking about money, people are willing to switch lenders to get a better rate and save – a fact which is much more prevalent for bankers than brokers. And because brokers are able to offer products from multiple lenders, as opposed to bankers who offer only the products of their own institution, the market share held by brokers is growing notably, particularly among repeat buyers.

6. Research, research, research These days, with prices rising as they are and uncertainty in some markets, thorough research is an absolute must. Everything from your target area, desired housing type, builder or realtor, finances, how much you can afford, who you borrow from and the structure of your mortgage – take your time. Take months. Don’t rush anything. Anything.

Wayne Karl is an award-winning writer and editor with experience in real estate and business. In Fundamentally Speaking, Wayne explores the basics you need to examine when buying property. He can be reached at wayne.karl@ypnexthome.ca or follow him on Twitter at Twitter.com/ WayneKarl.

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Haven is just around the corner Whether you’re looking to buy now, or later this year, Rosehaven has a home for you.

CURRENT COMMUNITIES NEIGHBOURHOODS OF MOUNT PLEASANT - BRAMPTON Grand Opening Continues Contemporary Freehold Towns 2 New Styles Courtyard and Terrace Towns Starting from the upper $600’s COMING 2016 LAKE POINTE - STONEY CREEK Five 60’ Estate Singles coming this Fall Register at Rosehavenhomes.com AFFINITY CONDOMINIUMS ALDERSHOT / BURLINGTON Contemporary Mid-Rise Condos From the low $300’s Register at AffinityCondo.com ANCHOR WOODS HOLLAND LANDING 45’ & 38’ Singles and Semis just north of Newmarket Register at AnchorWoods.ca COMING IN 2017 ON THE RIDGE - STONEY CREEK Introducing Freehold Towns Register at LiveOnTheRidge.ca

Ordinary is for others. Separate yourself from the common, the oh-so-typical, the middle-of-the-road, the good-enough, the runof-the-mill. Seek haven from anything less than the exceptional.

This is where life is a step above. If you’ve ever wanted to own a Rosehaven home, this is the time to register.

TIFFANY HILL - ANCASTER 45’ Singles, Condos and Freehold Towns Register at TiffanyHill.ca DREAMFIELDS - BRADFORD Singles and Towns Register at DreamfieldsBradford.com

Visit RosehavenHomes.com For directions, hours & community info. call our hotline (1-888/416) 410-0175 Prices and specifications correct at press time.

Prices quoted are in thousands. E. & O.E. 15

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Trending

Great Gulf wins OHBA Award Builder recognized for Project of the Year, Lowrise for Summerlyn Village – Simcoe County

MORE TRENDING ONLINE ypnexthome.ca/news

GREAT GULF was recently recognized with the

coveted Project of the Year, Lowrise, Prestige Award for Summerlyn Village in Simcoe County by the Ontario Home Builders Association (OHBA).

“It’s a great honour to be recognized with this award,” says Great Gulf President Christopher Wein. “We are deeply committed to delivering outstanding residential offerings to discerning consumers. We’re always looking for new ideas, new innovations and a better way to build. We focus on research and development and what the future’s going to look like. We spend a lot of time traveling in the US and Europe, Scandinavia and the UK looking at new technologies. We focus on product development and design and create living spaces with an emphasis on sustainability and ergonomics.”

All Great Gulf homes are built with H+ME Technology – 3D CAD platform, 3D computerized models designed and rationalized within a 3D platform using robotics. With H+ME Technology’s industry-leading innovation, we’ve changed

the way we build and live in homes. They are now quieter, with less creaking and vibrating.

Healthier, because we build them indoors which means weather elements don’t affect the structure. H+ME Technology’s approach to homebuilding and dedication to design and process has helped make Great Gulf homes safer, more environmentally friendly, less hazardous and wasteful, sustainable, cost-efficient, and reliable.

Basically, our homes come with the one quality we all seek in homeownership: peace of mind.

ABOVE

From left, seated, Alison O’Neil and Christopher Wein; standing, Phil Freeman and Gerardo Lopez

About Great Gulf Established in 1975, the Great Gulf Group of companies including Great Gulf, Ashton Woods Homes, First Gulf Corporation, Tucker HiRise Construction, H+ME Technology and Taboo Resort Golf and Spa, is one of North America’s premier real estate organizations. With major projects in Canada and the United States, the company’s fully-integrated activities span the entire real estate spectrum.

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COMING THIS FALL

36’, 40’ AND 45’ DETACHED HOMES ON HWY. 11 JUST NORTH OF DAVIS DRIVE THE COMMUNITY:

THE HOMES:

• Located just minutes north of Newmarket on Yonge Street with easy access to Toronto

• Spacious 3 and 4 bedroom designs featuring 9’ ceilings and hardwood floors

• Minutes to East Gwillimbury GO Train station and Hwy. 404

• Master bedrooms feature walk-in closets and private ensuites

• Parks, schools and acres of protected greenspace at your door • An intimate, small town setting just minutes from all the amenities of Newmarket

• Most plans offer convenient second floor laundry • Open concept kitchens with breakfast bars

REGISTER TODAY: GREATGULF.COM/HILLSBOROUGH

36’, 40’ and 45’ Detached Homes 1,510 - 3,520 sq. ft.

Prices and specifications subject to change without notice. E. & O.E. Illustrations are artist’s concept. All square footages are approximate. Actual usable space varies from stated floor area.

GREATGULF.COM Sales office hours: Sat. & Sun. 11am - 6pm • Mon.-Thurs. 1 - 8pm • Closed Fri.

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Prices and specifications subject to change without notice. E. & O.E. Illustrations are artist’s concept. All square footages are approximate. Actual usable space varies from stated floor area.

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2016-10-11 1:58 PM

Trending

Average detached homes in the GTA surpass $1M

MORE TRENDING ONLINE ypnexthome.ca/news

HOME HUNTERS who are looking outside the city limits to save a few bucks are going to have to look beyond the 905, according to the latest data released last week by the Toronto Real Estate Board (TREB).

According to September data, the average price of detached homes in the GTA has now surpassed the $1-million mark for the first time.

While Torontonians have become accustomed to the seven-figure price tags since first making headlines in February of last year, this is a new record for the GTA region as a whole.

Detached homes in the GTA – which includes Toronto and the 905 – averaged an unprecedented $1,013,788 in September, up 23.6 per cent over

September 2015. In fact, all housing types saw price gains with semis up 18.8 per cent to $699,968, townhomes up 21.8 per cent to $569,343, and condos up 9.3 per cent to $422,002.

September sales keep pace with price tags GTA realtors reported 9,902 sales in September throughout the 416 and 905 regions – up 21.5 per cent yearover-year. Almost all housing types across the GTA saw an increase in sales with the exception of Toronto’s semidetached segment, which dipped 3.5 per cent year-over-year, attributed by the Board to a dip in new listings.

“We continued to see strong demand for ownership housing up

against a short supply of listings in the Greater Toronto Area in September,” says TREB president Larry Cerqua.

“The sustained lack of inventory in many neighbourhoods across the GTA continued to underpin high rates of price growth for all home types.”

The average price of a home in the GTA was $755,755 in September.

The average price for a detached home in Toronto was up 23 per cent, to $1.29 million. Meanwhile, the average price of a detached home in the 905 rose 26.6 per cent to $928,414.

Condos in Toronto rose by just 6.5 per cent to $446,729. Hot on their heels, condos in the 905 area reached $367,260, up 19.4 per cent year-over-year.

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AWARDAWARDWINNING AWARDWINNING AWARDHOME WINNING AWARDHOME WINNING BUILDER HOME WINNING BUILDER HOME BUILDER HOME BUILDER BUILDER

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FROM $1,459,900*

*Information correct at press time. E. & O. E. *Information correct at press time. E. & O. E.

*Information correct at press time. E. & O. E. *Information correct at press time. E. & O. E.

TREASUREHILL.COM TREASUREHILL.COM TREASUREHILL.COM TREASUREHILL.COM TREASUREHILL.COM

019-TreasureHill-Corp 10-22-16.indd 19

*Information correct at press time. E. & O. E.

TREASUREHILL.COM

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William Jackson Drive Wellington Street Yonge Street & Brock Road & Yonge Street & Brock Road *Information correct at press time.

E. & O. E. & Drive William Jackson Wellington Street William Jackson Drive Wellington Street

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Brock RoadLIVING & PICKERING URBAN TOWN William Jackson Drive PICKERING Brock TOWN Road & LIVING URBAN Road & WilliamBrock Jackson Drive URBAN TOWN LIVING

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& Dufferin Street Eagles Landing Road Eagles Landing Street Road & Dufferin & Dufferin Street

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OCT 22 - NOV 5, 2016 | NEW HOME GUIDE 19

2016-10-11 12:32 PM

Trending

Habitat for Humanity Canada to undertake biggest build project ever Habitat’s 34th Jimmy & Rosalynn Carter Work Project to build 150 homes over six days in 2017 HABITAT FOR HUMANITY Canada

has marked World Habitat Day – by announcing that former U.S. President Jimmy Carter and his wife Rosalynn will be in Canada for Habitat for Humanity’s 34th Jimmy and Rosalynn Carter Work Project in July, 2017 to help build 150 homes for Canada’s 150th anniversary.

This will be Habitat Canada’s biggest build project ever and will take place in every province and territory across the country with President and Mrs. Carter focusing their efforts in Edmonton and Winnipeg.

“It is an honour to host President and Mrs. Carter. We are grateful for their support and the many volunteers whose commitment to Habitat’s mission has helped us empower communities through affordable home ownership,” says Mark Rodgers, president and CEO of Habitat for Humanity Canada. “These are homes that provide families with the strength, stability and independence they need to build a better life.”

Habitat Canada has a long history of creating affordable housing opportunities. One in seven households, including 735,000 children, do not have a decent and affordable place to call “home” in Canada. Every day thousands of families are forced to decide between paying rent or putting food on the table. Habitat’s model of affordable home ownership helps to change that.

People living in Habitat homes not only help to build their own houses, they also pay affordable mortgages.

Habitat for Humanity’s innovative approach helps working families on

MORE TRENDING ONLINE ypnexthome.ca/news

a new path to better, affordable living conditions that lead to improved health and stronger childhood development. Access to affordable home ownership can help decrease a family’s reliance on food banks and allow them to move out of social housing which frees up space for those on waiting lists.

Everyone in Canada has the right to a safe, affordable and decent place to live in and yet so many families do not have that. By supporting the Carter Work Project, Canadians can help build a more caring nation through volunteering – where neighbours help neighbours build homes that provide a safe and affordable foundation for a better life.

Since 1984, President and Mrs. Carter have traveled around the world with Habitat, to build and improve homes. Their time and effort helps to raise awareness of the critical need for affordable home ownership around the world. Inspiring millions over the last three decades, President and Mrs. Carter have worked alongside nearly 100,000 volunteers in 14 countries to build, renovate and repair more than 4,000 homes.

Participating affiliates are now working on identifying and procuring build sites as part of the Carter Work Project.

To learn how you can become a part of the 34th Jimmy & Rosalynn Carter Work Project, visit habitat.ca/cwp. Information on future build sites will be updated as it becomes available in 2017.

20 YPNEXTHOME.CA

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design is everything.

COMING SOON TO MOUNT ALBERT family-sized townhomes.

A unique collection of up to 3 bedroom townhomes that can be found amidst the rolling hills and countryside of Mount Albert.

PICKERING

BOWMANVILLE

.

Main Street Seaton Townhomes from the high $300’s 289 545 0022

MOUNT ALBERT

.

Detached homes from the mid $800’s

416 924 0110

from the high

$500’s

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NOW

PETERBOROUGH - Coming Soon

.

Beacon Hill

Townhomes from the $400’s

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KLEINBURG

Victoria Highlands

Village Green.

.

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Detached bungalows & 2 storey homes

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Averton Common

Condominium Villas from the high $600’s to over $1 million | 416 646 9898

.

Evolution

Condominiums from the low $300’s

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.

Averton Square

Townhomes from the $500’s

| Bungalows from the $700’s | 905 378 2500

Learn more @

Averton.ca

Follow us on Prices and specifications are subject to change without notice. E. & O.E. Rendering’s are artist’s concept.

21

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2016-10-04 12:36 9:59 AM 2016-10-07 PM

Advice | HOME SWEET HOME

The threat of rising interest rates, and 3 tips to protect yourself

By Lydia McNutt

MORE ADVICE ONLINE ypnexthome.ca/news/advice

HOW LOW CAN THEY GO? While this

has been the question concerning mortgage rates for a number of years now, we have to face reality – rates will rise, sooner or later. Today’s unprecedented lending rates are leaving many wondering what will happen when – not if – interest rates rise. Among them is Finance Minister Bill Morneau, who recently announced some changes to Canadian mortgage lending rules.

As of Oct. 17, all new insured mortgages (those with less than a 20-per-cent down payment) will need to qualify for the amount at a rate of 4.64 per cent – which is the big banks’ posted mortgage rate. This applies even if the rate offered by your mortgage lender is less.

This, in an effort to shield highly indebted Canadians from spending more than they can afford in a realistic rate environment.

While this new benchmark for lending qualification targets insured mortgages, it’s a good idea for all borrowers to plan ahead for the inevitable. Remember, what goes down must come up, or something to that effect. Interest rates will rise, and when they do, you’d be wise to ensure you can afford your higher mortgage payments.

So, what can you do to insulate yourself from rising rates? » Stress-test your mortgage against a higher rate before you commit

to the purchase of a home, or any big-ticket item for that matter. » Don’t spend the maximum you can afford. At press time, according to mortgage rate comparison site ratehub.ca, the best five-year fixed rate is a jaw-dropping 2.29 per cent. At this rate, your dream home may be a reality. Ask yourself, will you still be able to afford your mortgage payments at a rate of 4.64 per cent, or more? » Consider all your expenses. Do you have student loans? Do you drive a car? Do you enjoy dinners out and wintertime travels to the sunny south? Do you have kids, or are you

planning to in the future? And don’t forget about your rainy-day fund and your retirement savings!

In the meantime, rather than piling on the debt, take the current low rate environment as your opportunity to pay down your existing debt faster, so when rates do rise, you’ll have a smaller mountain to climb.

Lydia McNutt is an award-winning writer and the editor of New Condo Guide.

Lydia’s love of architecture, interior design and the written word have landed her happily at YP NextHome, where real estate rules. Lydia can be reached at Lydia.McNutt@ypnexthome.ca, and follow her on Twitter @LydiasTweets

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BREATHTAKING RAVINE RESIDENCES AT HIGHLAND CREEK Combining an intimate ravine location with an exclusive offering of just 12 exceptional single family homes, 12 ON THE RAVINE is the hidden residential jewel of the Greater Toronto Area.

Here, 43 foot lots up to 300 feet deep nestle against tall stands of century old oak, pine and maple, creating the ideal setting for a collection of homes that showcase Geranium’s meticulous attention to design detail and quality craftsmanship.

Tucked away from the hustle, bustle and sounds of the city, you’re just a stone’s throw from the gently flowing waters of Highland Creek and mere minutes from the University of Toronto Scarborough Campus, Pan Am Sports Centre and Highway 401.

UNIVERSITY OF TORONTO SCARBOROUGH CAMPUS

COLONEL DANFORTH PARK

TORONTO PAN AM CENTRE

EXQUISITE LIVING ON THE RAVINE FROM $1.7 MILLION REGISTER NOW 1 2ON T H E RAVI N E .COM

Prices and specifications are subject to change without notice. Brokers protected. E.&O.E. October 2016.

M8-0000_nhg_October_2016.indd 1 023-Geranium-Twelwe 10-08-16.indd 23

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Property Profile | FIELDGATE HOMES

Fieldgate Homes announces a new release of 38- and 44-ft. singles at Impressions in Kleinburg TIME AND TIME AGAIN, when we ask our homeowners why they chose to buy a Fieldgate home, we get some pretty familiar answers.

Many say that the deciding factor was Fieldgate’s award winning floorplan designs, while others say it was the beautiful masterplanned community design. Whatever your reason for choosing Fieldgate, with New Releases coming soon to all three of our current new home communities, we’re confident that you will find a home that you’ll love in 2016 with Fieldgate Homes.

ABOVE

The Bazille A elevation decorated model home at Impressions in Kleinburg is 3,448 sq. ft., and with a guest suite, 3,600 sq. ft.

Impressions – Kleinburg The new release at Impressions in Kleinburg on Oct. 22 at 11 a.m. features yet another stellar collection of luxurious family residences in a charming village setting. Featuring exquisite single detached 38- and 44-ft. homes starting from more than $1 million, you can …continued on page 26 24 YPNEXTHOME.CA

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…continued from page 24

discover a lifestyle of true comfort and prestige in this exceptional family community.

Throughout all of the GTA, there’s no place quite like the Village of Kleinburg. Perfectly nestled between the east and west branches of the Humber River, Kleinburg offers all the pleasures of small town life just minutes from the big city conveniences of Vaughan and the surrounding area. Vaughan’s many other charming neighbourhoods also offer convenient shopping destinations – such as Vaughan Mills – boasting a host of major retailers and top name brands. Commuting is made easy with Hwys. 27, 400, 427 and 407 all just minutes away.

Valleylands – West Brampton You can register now for the next

release at Valleylands. Boasting a selection of single detached 38-ft. designs from the $800’s, discerning homebuyers are going to like what they see when they discover these impeccably crafted luxury homes.

At Valleylands, the best of west Brampton living is literally at your doorstep. The Heartland Town Centre is only five minutes away, offering major retailers such as Best Buy, Home Depot and Costco. Nearby Erin Mills Town Centre, Trinity Common Mall and Bramalea City Centre also offer wonderful selections of shops and restaurants. Nature lovers can soak up the Credit River landscape at nearby El Dorado Park and golfing enthusiasts will be impressed with the great selection of golf courses within a short driving distance. If that weren’t enough, the commute to Toronto is a

breeze with Hwys. 401 and 407 just minutes away.

Coming Soon – Stouffville & West Whitby An all new release will be coming in November to Stouffville’s popular Blue Sky Community. Featuring a range of single-detached homes in this popular community setting, GTA homebuyers have a lot to look forward to.

Our next master-planned community is Whitby Meadows. It will feature an exceptional selection of 30-, 36-, 42-ft. single detached homes and freehold townhomes in west Whitby’s finest natural setting.

To register for the next release at any of our three current communities, please visit fieldgatehomes.com

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Advice | MORTGAGE ADVICE

The 5 biggest mortgage mistakes to avoid

By Alyssa Furtado

MORE ADVICE ONLINE ypnexthome.ca/news/advice

NOW THAT YOU’VE decided to buy a home, there are numerous steps in the process you’ll have to follow.

When it comes to getting a mortgage, it could cost you in the long run if you make a mistake or two.

To help you save money and avoid potential problems down the road, here are some mistakes you should avoid:

1. Not knowing your credit score/rating Lenders love borrowers with a good credit rating. They’re often the ones who pay their bills on time, don’t use a large percentage of their available credit, and have different types of credit, such as a credit card, car loan, and line of credit. If you have good credit, you should be able to qualify for the best mortgage rates. But if you have bad credit, expect to get a mortgage with a higher interest rate. Not sure of what your rating is?

You can get your credit score from Equifax or TransUnion.

2. Not being pre-approved for a mortgage If you’ve been looking at properties for a while, you might suddenly find the perfect home. But it’s possible you won’t be able to afford the place. That’s why it’s best to get preapproved for a mortgage so you’ll know how much you can afford.

Many lenders will guarantee your pre-approved rate for a period of

between 60 and 120 days. That’ll give you time to find a property in your price range.

3. Not shopping around a mortgage If you think you’ll get rewarded with the lowest rate from your financial institution because you’ve been a loyal customer for a number of years, think again. Your institution may not have the best rate while a rival across the street might have a lower rate.

You should do some comparison shopping on a site like RateHub.ca before getting a mortgage. You can also hire a mortgage broker who can do all the legwork at no cost to you.

4. Not making more payments No one really likes to carry a large mortgage. Typically, mortgage payments are made on a monthly basis but there are ways to pay it off faster by using accelerated biweekly payments. For example, if you have a $400,000 mortgage with a 25-year amortization and make monthly payments, your mortgage

won’t be paid off until 2041. We used RateHub’s mortgage payment calculator and found if you make accelerated payments, you’d pay off your mortgage nearly three years earlier and save about $15,000 in interest. Also, most lenders allow you to make lump-sum payments, which will let you pay your mortgage down faster and save you thousands of dollars in interest.

5. Not preparing for extra costs Buying a home can end up costing a lot more than you’d expect. First, there are closing costs, which include legal fees, title insurance and the land transfer tax. You might also need to reimburse the seller for the property taxes and utility bills they’ve already paid. These costs will add up to from anywhere between 1.5 and four per cent of the property’s purchase price.

Alyssa Furtado is the founder and CEO of ratehub.ca, a mortgage rate comparison site that aims to empower Canadians to make smart financial decisions.

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Property Profile | TRIBUTE COMMUNITIES

cover story

New release at Oshawa’s established Park Ridge community Find out why more than 1,000 satisfied families already love calling Park Ridge Home TRIBUTE COMMUNITIES is excited to announce another stellar release at its award winning Park Ridge community. Located at Taunton Rd. E. and Grandview, Park Ridge is an established community that is already home to over 1,000 satisfied families. With so many happy Park Ridge homeowners already living here, its no wonder that the Durham Region Homebuilders Association awarded Park Ridge with its prestigious Community of the Year award 2 times in recent years. With this latest release, Park Ridge continues to demonstrate why it is the best choice for Oshawa homebuyers.

Homes currently available at Park Ridge have been designed with move-up buyers in mind. All homes are fully detached on 30 YPNEXTHOME.CA

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36-, 40- and 50-ft. lots that are a traditional 115-ft. depth. Also available is a wonderful collection of ravine lots. These new additions now give Park Ridge even more great selection than ever before!

With homes priced from the mid $700’s, you won’t want to miss this exceptional lifestyle opportunity.

At Park Ridge, homes offer spectacular interior finishes such as nine-ft. ceilings on the main floor, luxury bathrooms and designer kitchens. All new homes come with a front yard landscaping package, creating picturesque streetscapes throughout the community.

Park Ridge has been designed with families in mind. Homes are situated on quiet streets and culde-sacs that eliminate through traffic and create safe environments for children to play. Three elementary schools within the community and a secondary school adjacent to the community mean that children can walk to school, so parents don’t need to worry about driving or bussing them to locations far from home.

The community is also enhanced by an abundance of greenspace.

Several parks are dotted throughout

the community, including features such as soccer fields, ponds, gazebos and more. A lush ravine with walking trails, creating a charming natural ambience, borders its western edge. Just south of the community, Harmony Valley Conservation Area offers a dog park, walking trails and much more.

Park Ridge provides incredible proximity to a whole host of lifestyle amenities. Just beyond the ravines to the west of the community is a full-service commercial centre, offering a wide variety of shops and restaurants in easy walking distance.

Walmart, Real Canadian Superstore and The Home Depot are but a few of the major retailers available in the plaza. To the South of Park Ridge, a Cineplex Odeon theatre offers all the latest movies.

Just beyond Maxwell Heights Secondary school is the site of Legends Centre, a state-of-the-art recreation facility that offers four ice pads, a fitness studio, indoor pool with waterslide, library, a skateboard park and more.

To learn more about the new release at Park Ridge, visit mytribute.ca today.

Location

1445 Arborwood Dr. (Taunton Rd. E. and Grandview), Oshawa Builder

Tribute Communities Development

Park Ridge Home Type

Detached homes on 36-, 40- and 50-ft. lots on traditional 115-ft. depth Contact

mytribute.ca 905.723.2344

“All new homes come with a front yard landscaping package, creating picturesque streetscapes throughout the community.”

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Market Report

Going global Foreign buyers really, really love luxury real estate in the GTA. Here’s why

By Wayne Karl THE LUXURY HOME MARKET in the GTA is not just

booming, it’s quickly becoming one of the hottest in the world. And a key driver of this growth? Foreign buyers.

You can thank Canada’s stable real estate, financial and political systems, as well as openness to immigration and cultural diversity for much of the luxe love shown by wealthy international purchasers.

“Canada is a trading nation, and our prosperity has always been linked to our ability to connect with the rest of the world through commerce,” Phil Soper, president and chief executive officer, Royal LePage, told New Home Guide. “Canadians in large numbers buy real property in places like California, Arizona and Florida without a second thought. And the world views Canada as a safe and fair place to invest their capital today.”

And unlike offshore investors, who are front page news these days due to their appetite for parking their cash in Vancouver and Toronto investment properties, the wave of foreign luxury buyers is here to stay. A recent Royal LePage survey, in fact, estimated that at least 25 per cent of luxury

property purchases in Canada are by foreign buyers – with 84 per cent of these used as primary residences.

Cachet vs Cash In the luxury market, then, it’s less about cash, and more about cachet – buyers want these homes more for the lifestyle they represent than the investment aspect.

Christie’s International Real Estate and Canadian affiliate, Chestnut Park Real Estate of Toronto, report that Toronto’s luxury housing category is the second hottest in the world.

Auckland, NZ had the largest luxury sales growth last year, with a 63-per-cent increase year-over-year, while Toronto grew by 48 per cent. Another Canadian city, Victoria, posted the third-largest increase out of 100 markets surveyed worldwide.

And Toronto luxury is not slowing down. On a national scale, the city is expected to further demonstrate its place as the top destination through the balance of the year. …continued on page 34

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Regi s te r NOW staffordhomes.ca

Your CIT Y. Your HOME. COMING SOON!

The Luxury Townhome Collection from the $800’s.

Bid farewell to commuting and hello to urban living with Luxury Freehold Towns in the City. Offering fast and hasslefree access to downtown, this collection boasts its own neighbourhood park and is just minutes away from schools, highways, Downsview Park subway station, Yorkdale Mall and 294 acres of parkland. LIVE on the PARK .

F R E E H O L D

• Three or four-storey living space • Three to six bedrooms • Up to 3,150 sq. ft. (including basement) • Luxury finishes throughout • Private garages and backyards

T O W N H O M E S

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…continued from page 32

Luxury leadership The GTA is positioned to lead Canada in $1-millionplus residential real estate sales this fall, with sales of luxury properties of more than $4 million expected to significantly outpace gains in other cities, according to Sotheby’s International Realty Canada. In Vancouver, luxury sales were beginning to taper off even before the 15-per-cent foreign buyers’ tax came into effect on Aug. 2, 2016.

“We are going to see a clear divergence between (the Toronto and Vancouver) performance this fall,” says Brad Henderson, president and CEO of Sotheby’s International Realty Canada. “Vancouver’s record-setting sprint will return to a more moderate pace, but Toronto’s market cadence is set to accelerate.”

Rise in fall Coming off a soaring first half of 2016 and a more active summer market than anticipated, the Durham, Halton, Peel and York regions, as well as Toronto, are expected to show the strongest sales gains and price increases in Canada this fall. And again, escalating interest from foreign buyers is a key contributor, Sotheby’s says.

Luxury single-family homes, naturally, are the most sought after luxury product, but condominiums priced at more than $1 million are also expected to continue to surge, the company says.

And while some of the foreign interest in GTA luxury may come because buyers in Vancouver are turned off by

the new tax there, Soper, for one, cautions against Toronto imposing a similar levy.

“While market conditions and economic outlooks matter, we have found that luxury property ownership is predominantly driven by the desire to create a happy family home,” he says.

“Ninety-seven per cent of our advisors characterize foreign buyer purchasers as couples looking for a safe place to raise a family. Frankly, that’s no different than what the typical Canadian family is looking for in a home and a neighborhood.”

GTA LUXURY MARKET SUMMARY SINGLE-FAMILY HOMES NUMBER OF UNITS SOLD

$1-2 MILLION

$2-4 MILLION

$4 MILLION+

Jan. 1 – June 30, 2016

7,610

1,397

125

July 1 – Dec. 31, 2015

3,725

627

69

Jan. 1 – June 30, 2015

4,631

790

70

$1-2 MILLION

$2-4 MILLION

Jan. 1 – June 30, 2016

336

40

6

July 1 – Dec. 31, 2015

221

34

5

Jan. 1 – June 30, 2015

232

45

4

CONDOMINIUMS NUMBER OF UNITS SOLD

$4 MILLION+

Source: Sotheby’s 2016 Mid-Year Top-Tier Real Estate Report, GTA 34 YPNEXTHOME.CA

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LUXURY LIVING

Artist’s concept.

Niagara-on-the-Lake Ne w Luxury TowNhomeS!

Averton Homes, one of Canada’s premier national home builders, is proud to announce the new release of luxury townhomes.

ChooSe The home ThaT’S righT for you.

Bungalow Townhomes from the $500’s. Detached Bungalows move-in ready from the $600’s.

At Averton Square you’ll be living the dream right in the heart of Niagara-on-the-Lake, steps from the charming shops, restaurants and theatres.

See for yourself – visit us today!

Sales office at 120 John Street West, Niagara-on-the-Lake. 905.378.2500

Learn more @

Averton.ca

Follow us on Prices and specifications are subject to change without notice. E. & O.E. Rendering’s are artist’s concept.

OCT 22 - NOV 5, 2016 | NEW HOME GUIDE 35

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Trending

Geranium homeowners celebrate back to school with community barbecue GERANIUM HOMES recently held its annual community-wide Family Event and Barbecue for residents and owners-in-waiting at The Neighbourhoods of Cardinal Point in Stouffville. More than 400 adults and children gathered in the large, central park for a funfilled afternoon of delicious food, live music, children’s activities, Stouffville Fire Department and a visit by Reptilia. Now in its ninth year, this free event is also the kick-off to Geranium’s annual food drive in support of the WhitchurchStouffville Food Bank.

“This annual event is a great way for everyone in the neighbourhood to come together, to enjoy a barbecue lunch and different activities within a few minutes’ walk of their home. For Geranium, it really defines the concept of building community, which we believe transcends the bricks and mortar of a house,” says Stephanie Lane, marketing and sales manager.

Later in October, Geranium will release Vista Flats and Towns, the final phase of this masterplanned ravine community. An innovative neighbourhood of condominium one-level flats and two-storey townhomes set atop of an underground parking garage, Vista offers an affordable ownership opportunity for new homebuyers who desire the best of town and country living! Four distinct designs range from 894 to 1,200 sq. ft. and are priced from the low $400’s.

MORE TRENDING ONLINE ypnexthome.ca/news

Geranium’s team puts on a great homeowner event.

Visit geraniumhomes.com for sales centre hours and locations.

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there’s lots to love about life in stouffville!

Located steps from a natural ravine with miles of trails at your door, and just a short bike ride from the inviting cafes, bistros and shops of Downtown Stouffville, VISTA Flats and Towns is the final release in the award-winning Neighbourhoods of Cardinal Point community.

Nestled against mature woods, this innovative collection of condominium one-storey flats and two-storey towns offer distinctly unique designs and lifestyle choices in a convenient location minutes from Highways 404, 407 and the GO Train.

Introducing VISTA Flats and Towns. Enjoy a new point of view.

incredibly priced from the low

register now! vistaflatsandtowns.com

$400’S

including underground parking

GERANIUMHOMES.COM Prices and specifications are subject to change without notice.

Brokers protected. E.&O.E. October 2016.

037-Geranium-Vista 10-22-16.indd 37

BILD 2014 P2G COMMUNITY OF THE YEAR BILD 2012 HOME BUILDER OF THE YEAR CHBA 2011 GRAND SAM AWARD WINNER

2016-10-07 12:37 PM

Property Profile | GERANIUM HOMES

Geranium Homes Introducing a new vision for modern living STARTING THIS WEEKEND, Geranium Homes is launching an innovative new neighbourhood – Vista Flats and Towns in Stouffville. This outstanding homeownership opportunity helps to fulfill the need for more affordable living options. Vista’s desirable location combined with exciting condominium one-level flats and two-storey towns arrayed on top of a private underground parking garage, has already created a buzz among new home seekers.

Seven three-storey buildings are centred around an inviting pedestrian promenade, with many suites overlooking preserved greenspace, pond or trail system.

Single-level flats feature nine-ft. ceilings and openconcept living, dining and kitchen areas, a master bedroom with private ensuite bath, a second bedroom and main four-piece bathroom, plus laundry. Each has a balcony or patio. Two different floorplans will be offered in sizes measuring approximately 894 and 1,016 sq. ft.

Two-storey towns are perched on the second and third levels and also boast open concept living/dining areas which flow into the kitchen. The main level, where a convenient powder room is located, has nine-ft. ceiling

heights. Upstairs features two bedrooms, a bathroom and ensuite laundry. Towns offer about 1,200 sq. ft. with a magnificent, private rooftop terrace perfect for outdoor barbecuing and entertaining. Prices at Vista will start from the low $400,000s.

Vista Flats and Towns will be built with Geranium’s superior construction materials and include quality exterior and interior finishes.

Vista is surrounded by nature, situated at the western edge of Geranium’s award-winning community The Neighbourhoods of Cardinal Point, just east of Hwy. 48 and north of Stouffville Road. Cardinal Point is Stouffville’s “have it all” master-planned community, a place where neighbours greet each other along the 30-km trails in the natural ravine and children play in the parkettes and playgrounds. The large central park is a favourite destination for dog walkers.

For those who commute to work, frequent GO Train and Bus service from Main Street

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Location

Stouffville Builder

Geranium Homes Development

Vista Flats and Towns Home Type

Condominium one-level flats and two-storey townhomes Sales Centre

3 Expedition Cres. (south off Millard Street), north of Main Street and east of Hwy. 48, open Monday to Wednesday 1 to 6 p.m., and weekends and holidays noon to 5 p.m., closed Thursday and Friday Contact

vistaflatsandtowns.com 905.640.9999

TOP LEFT

An imaginative new neighbourhood in Stouffville.

TOP RIGHT

Stouffville offers the best of town and country life.

BOTTOM

Vista townhomes have private rooftop terraces, similar to Uptownes.

Stouffville into Union Station takes less than an hour. Vista is also close to Hwys. 404 and 407, and residents will find getting around Stouffville easy; buses run along Millard Street a short walk from the homes.

Stouffville is also known for its quaint restaurants, shops, services and a weekly farmers’ market. Larger brand name stores such as a Metro, LCBO and Shoppers Drug Mart are just a few minutes’ drive away.

Fitness enthusiasts have numerous opportunities to stay active, from swimming and organized programs at the Leisure Centre to the many golf courses and kilometres of cycling and hiking trails surrounding the town.

Vista will offer the best of town and country

life surrounded by wonderful amenities. To learn more, register at vistaflatsandtowns.com. Visit the sales centre at 3 Expedition Cres. (south off Millard Street), north of Main Street and east of Hwy. 48 in Stouffville. Hours are 1 to 6 p.m.

Monday to Wednesday, and noon to 5 p.m. weekends and holidays. Closed Thursday and Friday, or by appointment. Call 905.640.9999.

Since 1977, Geranium has developed numerous master-planned communities, taking them from conception to completion, creating desirable neighbourhoods and establishing a solid reputation for quality design and construction. To learn more, visit geraniumhomes.com OCT 22 - NOV 5, 2016 | NEW HOME GUIDE 39

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Inspiration

Framing alternatives for your artwork

By Jackie Marchildon

ABOUT FIVE YEARS AGO, I came

up with the bright idea to pick up something for my walls every time I traveled. Great idea, right? Art would cover my walls with travel memories and it would make for interesting decor. What I didn’t think about was how hard it would be to bring artwork home on a plane or while roadtripping. Needless to say, my idea was shut down pretty quickly. But, I remained confident that I would one day start doing this.

So, when I went to Chicago a couple years ago, I picked up a beautiful print that I hoped to hang above my fireplace. It’s an unconventional size but I opted against buying the frame with the print since we were driving back… what a mistake that was. Custom framing for this piece was priced at more than double the cost of the actual print and its unique size made it difficult to find anything else. Luckily, I discovered some great framing alternatives that don’t break the bank and that are also useful if you’re just looking for a new way to hang things on your wall.

Use an easel Granted this look isn’t for everyone because the easel will take up some space, but it adds personality to any room it’s in, and can help bring together the overall look and feel of a room, too. Different easels work for different rooms, but generally speaking there is something for everyone.

Use clips This can definitely feel reminiscent of a dorm room if you don’t choose the appropriate clip or suspending

MORE INSPIRATION ONLINE nexthome.yp.ca/news/inspiration

material, but there are ways to make this classy, easy and unique. This works for prints, photos and even children’s artwork. You can hang clips simply with wire on a nice background or you can make a sort of frame-clipboard out of wood and take advantage of being able to change the photos you hang. You can also use an iron rod, string or even branches as the base for your clips and customize the look you want.

around that you can’t bring yourself to throw out, but that is collecting dust in storage, this is the perfect solution.

You can utilize the clips mentioned above and hang a print within the frame on the wall. Antique stores will often have old windowpanes for sale and they create a great vintage look when placed over a photo. Plus, they are normally quite big so they work well for large scale photos you might want to display in a unique fashion.

Recycle an old frame or windowpane If you have a vintage frame lying

Jackie Marchildon is a freelance writer in Toronto.

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Trending

Great Gulf recognized by City of Mississauga Urban Design Awards for HOT condos

MORE TRENDING ONLINE ypnexthome.ca/news

GREAT GULF was recognized at the

34th Mississauga Urban Design Awards recently with Award of Merit for Innovations, Design and Street Visibility and Award of Healthy by Design. This year’s theme, “Transformation by Design” honoured designs that showed how the city transformed through time over the years.

“We are proud to be recognized by the City of Mississauga and are deeply aligned with this community through our passion for public art and Great Gulf’s commitment to create the best architecturally designed buildings that bring life to neighbourhoods,” says Great Gulf President Christopher Wein.

“HOT Condominiums, featuring ‘Heaven and Earth’ sculpture, builds

a strong presence bringing culture and energy to this vibrant area at an important intersection in Erin Mills. Our homes are built using the H+ME Technology system, a holistic approach ensuring optimal performance and peace of mind.”

HOT Condos is a community of three residential buildings, fourstoreys each, at the corner of Winston Churchill Boulevard and Eglinton Avenue in the Erin Mills neighbourhood of Mississauga.

Creating fine homes that complement their neighbourhoods has become a Great Gulf trademark. Each of the three buildings, designed by renowned Toronto architectural firm Quadrangle, feature architecturally coordinated elevations that are principally brick with striking panel accents. All exterior

walls, interior partitions and the high performance flooring system are built in a controlled indoor environment using H+ME Technology precision engineered manufacturing technology, providing greater precision and quality.

With H+ME Technology’s industry-leading innovation, Great Gulf has changed the way it builds homes. H+ME Technology’s approach to home building and dedication to design and process has helped make Great Gulf homes safer, more environmentally friendly, less hazardous and wasteful, sustainable, cost-efficient and reliable. “They are healthier, because we build them indoors, which means weather elements don’t affect the structure,” the company says.

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Plant Hangers $95 each Rachel Dhawan & Aaron Reaume

Cushions $53 each Alissa Kloet

Bottles $18 to $35 Edith Momplaisir

Cheese Boards from $65 Bill Major

Serving Boards from $55 Dave Schonberger Table $2800 Brett Lundy

11 Days. 800 Artisans. 1000s Of Things You Can’t Live Without.

OCT 22 - NOV 5, 2016 | NEW HOME GUIDE 43

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Trending

Rogers Real Estate Development invests $1.5 billion in downtown Mississauga

ROGERS REAL ESTATE DEVELOPMENT LIMITED, a private holding company owned by the Rogers family, is redefining the western edge of downtown Mississauga with a $1.5-billion announcement made by Edward Rogers and City of Mississauga Mayor Bonnie Crombie.

M City – a 10-tower, 15-acre, 4.3 million-sq.-ft. masterplanned community – includes more than two-acres of public parkland in the downtown core. Inspired by Mississauga’s own Downtown21 Master Plan, M City will be the first major residential condominium development by the Rogers family.

The meticulously planned project has been in development since 2007, when Rogers Real Estate Development enlisted leading Canadian developer Urban Capital Property Group to manage the process of turning a long-held family asset into a legacy community.

“Rogers has an enduring history with the City of Mississauga. We believe in the city and in the vision that was set forward in Downtown21,” according to Rogers.

“With the help of Urban Capital and our development team, we aim to contribute to the evolution of Mississauga’s downtown. M City will be anchored by iconic design, it will prioritize public spaces and parkland, and it will offer residents the best technology available now and into the future.”

Just announced M City will be the future site of 10 new buildings in Mississauga. From left to right: Councillor John Kovac, Ward 4; Councillor Nando Iannicca, Ward 7; Mayor Bonnie Crombie, City of Mississauga; Edward Rogers, Deputy Chairman, Rogers Communications Inc.; Edward Sajecki, Commissioner of Planning for the City of Mississauga; Mark Reeve, Partner Urban Capital; Donald Clinton, Partner Cooper Robertson. (CNW Group/Rogers Real Estate Development Ltd.)

Key M-City community features include extending existing city streets on a unique, angular plane to create a fine-grained network of blocks, enabling a pedestrian-friendly environment. Typical residential blocks will provide two-way roads with on-street parking, generous sidewalks and residential frontages.

“Rogers Real Estate Development has put forward a bold, exciting and forward-looking vision for Mississauga’s growing, thriving and promising downtown,” says Mississauga Mayor Bonnie Crombie. “These new planned developments by Rogers are consistent with the City of Mississauga’s commitment to build …continued on page 46

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COMING this FALL

REGISTER NOW

TOWNS / SEMIS / SINGLES HWY. 401

Fusing urban living and a traditional environment, Saddle Ridge in

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Milton has the best of all worlds. Situated near the Niagara Escarpment,

TRAFALGAR RD.

JAMES SNOW PKWY.

LOCATED AT BRONTE STREET & BRITANNIA ROAD

BRONTE ST.

and restaurants in Escarpment Country.

TREMAINE RD.

beautiful views attract tourists and residents alike to enjoy events, shops

DERRY RD.

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HWY. 407

Register online at SaddleRidgeMilton.com

* Information correct at press time. Map not to scale. Conditions may apply. E. & O. E.

045-Multi-SaddleRidge 10-22-16.indd 1

2016-10-11 3:08 PM

…continued from page 44

a livable, walkable city, home to mixed-use residential and commercial developments that are connected to an extensive public transit network,” Crombie adds.

New York-based urban design firm Cooper Robertson was brought on board to design the framework for M City. Cooper Robertson partner Donald Clinton was the lead designer on the project.

“Mississauga is off to a great start in establishing its downtown core. You have an identifiable eastern gateway with the Absolute Towers, as well as some great public spaces in the area like Celebration Square, City Hall and the Living Arts Centre,” Clinton says. “The opportunity with M City was to define the western edge of downtown. That was our goal as we planned a walkable, sustainable mixeduse community that emphasizes the public realm.”

With frontage along Burnhamthorpe Road and connections north and south along Mary Fix Creek, the M City site enables a range of urban settings.

“We took our time to make sure we got every last detail right,” says Mark Reeve of Urban Capital Property Group, adding that the M City master plan has been fully approved by the city. “Downtown Mississauga is undergoing intense urbanization. Its citizens are young and

ambitious and represent a diverse, urban culture. That is why Rogers chose the name M City. They wanted the project to reflect their enthusiasm for downtown. It’s an enthusiasm that we share.”

M City will launch with an iconic first tower after Rogers Real Estate Development Ltd. and Urban Capital Property Group held a design competition with three of Canada’s top architecture firms. CORE Architects delivered a winning design that will redefine Mississauga’s skyline with a striking, undulating tower that rotates seven typical floor plates in repetition as it rises 51 storeys.

CORE Architects is an award-winning firm that has designed more than 200 million sq. ft. of residential development across North America and internationally.

“CORE’s design is a stunning addition to Mississauga’s skyline. Not only does it dialogue with celebrated architecture on the eastern end of downtown, but just as important is the way it interacts with the immediate streetscape. A lot of attention has been placed on the podium and how M City connects with its surroundings,” adds Reeve.

Cecconi Simone has been retained to handle interiors.

The award-winning firm is known for its sophisticated palate and will be designing suites, common areas and amenities that complement the unique architecture.

“It is our hope that M City acts as a catalyst for the continued evolution of Mississauga’s downtown. It’s why we have taken on the challenge of developing this property. Being able to introduce over two acres of parkland is a part of the legacy we hope to leave behind,” says Rogers.

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COMING OCTOBER

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FEATURING A COLLECTION OF

45' • 38' SINGLES & SEMIS Located just north of Newmarket in beautiful Holland Landing, Anchor Woods is a dream destination you will be proud to call home. Nestled in lush green space and only minutes from Highway 404, Anchor Woods is the perfect harmony of serenity and convenience. Brought to you by two of Ontario’s most trusted builders, there are 45’ and 38’ singles and 27’ semis starting at 2,000 square feet, with a variety of layouts to fit your lifestyle.

The time is now to turn this dream into your reality. Welcome to Anchor Woods.

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47

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Trending

Millennials set on finding their perfect ‘YOLOcation,’ despite steep city home prices

MILLENNIALS ARE APPLYING the “you only live once” philosophy to their homebuying approach with nearly half of surveyed Millennials who commute (48 per cent) saying they are likely to spend more money on a home in order to live closer to work, compared to only 34 per cent of Canadians as a whole, according to a new survey from TD. Most Millennials are “sorrynotsorry” about compromising their housing hopes when it comes to purchasing a new home. For example, an overwhelming majority of those surveyed, 80 per cent, said that commute time is paramount when buying a home. With location

driving their decision in increasingly expensive urban housing markets, Millennials, many of whom are first time homebuyers, may need to yield, proceed with caution and ensure they understand their complete financial picture.

“While living close to work has many benefits, purchasing a home in expensive urban cities can come at a price,” says Pat Giles, associate vicepresident, real estate secured lending at TD. “Finding your dream location means striking a balance among affordability, your non-negotiables and your financial future.”

A city’s magnet of social activities and entertainment make it a mecca

for life-loving Millennials and they are stretching their dollars to shorten commute times. According to the survey, this younger generation is unlikely to: » Move into a smaller house than they initially desired (68 per cent) » Sacrifice amenities such as convenient access to shops and services (81 per cent) » Compromise on their top choice of neighborhood (80 per cent) » Give up a primary or secondary car (89 per cent) “Of course we want it all when it comes to finding our dream home,” …continued on page 50

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THE CEDARVALE - EL. A

Live the Legacy THIS IS YOUR LAST CHANCE TO RESIDE IN ONE OF ANCASTER’S MOST PRESTIGIOUS NEIGHB OURHO ODS Spectacular single family homes on 50, 55, 60 and 66’ lots featuring elegant interior and exterior styles, chef-inspired kitchens, gorgeous flooring options and spa-inspired master baths.

All surrounded by the lush, natural beauty of the Niagara Escarpment – yet close to the best shopping and every modern amenity. Only a few lots remain – this is your moment to live the Legacy.

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Sales Office Hours:Mon. - Thurs.; 3pm - 7pm, Friday by appointment, Sat. & Sun.; 12pm - 5pm.

Paul Ciardullo; Broker, Effort Trust.

905-975-9191 paulc@efforttrust.ca Prices and specifications are subject to change without notice.

E. & O.E. Renderings are artist’s concept.

OCT 22 - NOV 5, 2016 | NEW HOME GUIDE 49

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…continued from page 48

“When you decide to buy a home, it is important to make a pros and cons list and weigh them based on their importance.”

says Giles. “But it’s important to know what trade-offs you’re willing to make based on what you can afford and where you are willing to live.

If an urban location is paramount, then saving for a large down payment is important. If you can accept a longer commute time, you may actually be able to afford more ‘you only live once’ moments, like vacations, over time.”

In today’s competitive housing market, TD offers the following tips to help Millennials make the right financial decisions when finding their YOLOcation without mortgaging their financial future: Goal setting: When you decide to buy a home, it is important to make a pros and cons list and weigh them based on their importance. If your goal is to own a home close to work, consider the sacrifices that

may need to be made on other desirables such as your targeted neighborhood, or owning a car.

Be sure to seek out professional financial advice as well. Talking to a mortgage specialist to get a preapproval can help you understand where you stand financially, and help you shop with confidence.

Affordability map: You no longer have to live in the urban core to enjoy the amenities of urban life.

Grocery stores, entertainment, and recreational facilities are available in the suburbs, and in good quantity.

While commuting a long distance to work each day may be less desirable to Millennials, sometimes going out of the city by 45 minutes to one hour – an average commute time for many Canadians, according to the TD survey – could mean long term savings on a home, and a stronger financial future.

Firm foundation: Take the time to build up a significant down payment. With a down payment of at least 20 per cent, buyers can also save on mortgage insurance premiums upfront. Consider setting up a savings account to regularly put aside money, which will not only help you save for your ideal home, but will also help you prepare for other costs such as lawyer’s fees and moving costs. First-time buyers should also consider contributing to an RSP and benefit from withdrawing up to $25,000 tax-free through the Canadian government’s Home Buyers’ Plan.

“Location drives real estate prices, but so do emotions,” says Giles. “Finding the right home on the right street in the right postal code is possible, especially when you get great advice to steer you in the right direction.”

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Advice | LEGALLY SPEAKING

The math behind Land Transfer Tax

By Jayson Schwarz

MORE ADVICE ONLINE ypnexthome.ca/news/advice

WHENEVER YOU PURCHASE land

in Ontario, you have to pay Land Transfer Tax (LTT). In the City of Toronto, you also get hit with a municipal LTT. The good news is that all first-time homebuyers are entitled to the first time buyers’ exemption or rebate.

For the Ontario tax, the exemption or rebate will apply to the first $2,000 of LTT payable. This means that you will pay only a portion of the LTT on homes costing more than $227,500.

To qualify, you must: 1. be at least 18 years old; 2. never have owned an eligible home as defined in the Ontario Home

Ownership Savings Plan (OHOSP) Act, which includes condos, detached and semis, anywhere in the world; 3. not have a spouse or same-sex partner who has owned an eligible home as defined in the OHOSP Act while he or she was a spouse or partner of the home purchaser; 4. occupy the purchased property as a principal residence within nine months of purchase.

Doing the math: » Up to a purchase price of $55,000, LTT = 1/2 of 1% of the purchase price net of HST » Up to a purchase price of $250,000, LTT = 1% of the purchase price minus $275 net of HST » Up to a purchase price of $400,000, LTT = 1.5% of the purchase price minus $1,525 net of HST » Over $400,000, LTT = 2% of the purchase price minus $3,525 net of HST You may also qualify for the City of Toronto exemption or rebate. As an

example, purchases with a price over $400,000 on resale homes must pay and then get the money back from the City. In addition the City rebate maximum is $3,725. The other difference is the method of calculation: » Up to a purchase price of $55,000, LTT = 1/2 of 1% of the purchase price net of HST » Up to a purchase price of 400,000, LTT = 1% of the purchase price net of HST » $400,000 to $40,000,000, LTT = 1.5% of the purchase price net of HST » Over $40,000,000, LTT = 1% of the purchase price net of HST If you don’t qualify, you will have to pay the LTT on closing.

Jayson Schwarz LL.M. is a Toronto real estate lawyer and partner in the law firm Schwarz Law LLP. Visit schwarzlaw.ca or email info@schwarzlaw.ca and give us your questions, concerns, critiques and quandaries.

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Inspiration | STYLE FILE

‹ It’s All Easy

‹

by Gwyneth Paltrow $42 chapters.indigo.ca

Koncis Garlic Press $10 ikea.ca

Haute

CUISINE Gold Alligator Salt & Pepper $22 CB2.ca

‹

A great kitchen starts with great design, but isn’t complete without the right accoutrements.

There are countertop appliances, proper sets of pots and pans, well-crafted accessories – and some time-saving gadgets too. Whether for display or for function, here are our tops picks!

By Elisa Krovblit

‹ 1948° Five-Piece Dinner Setting $148 jonathanadler.com

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Calphalon Contemporary Stainless 13-Piece Cookware Set $599 crateandbarrel.ca

Mauviel 1830 M’Tradition Bain-Marie with Porcelain Insert $380 williamashley.com

Rosegold Corkscrew $5 marshalls.ca

‹

‹

Tea Maker $299 sears.ca

‹

‹ ‹ Breville One Touch

Bosch Built-in programmable Coffee & Espresso Machine $3898 lowes.ca OCT 22 - NOV 5, 2016 | NEW HOME GUIDE 55

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Neighbourhood Profile

The Peanut

c

A real gem to explore

By Sohini Bhattacharya

Fast facts Average household income

$125,503 Who’s home?

S NO KIDS AT HOME

KIDS AT HOME

36%

64%

Own vs. rent

50% OWNERS

50% RENTERS

Education levels

MORE PHOTOS ONLINE

UNIVERSITY

COLLEGE

48%

18%

HIGH SCHOOL

34%

ypnexthome.ca/the-peanut SOURCE: ENVIRONICS

HOME TO ROUGHLY A DOZEN or so parks and schools, The Peanut is part of a suburban Toronto neighbourhood, also known as Don Valley Village. An aerial view of this swath of property reveals the namesake which is quite literally a legume-shaped piece of land, upon which stands The Peanut Plaza, between the north- and southbound lanes of Don Mills Road, resting north of Sheppard Avenue East, east of Leslie Street, south of Finch Avenue East, and west of Hwy. 404.

Vibe With the Don Mills artery running right around and through it, The Peanut is a lively neighbourhood, which sees a fair degree of pedestrian traffic on account of the high density of apartment

complexes, schools, parks and shopping malls within a tight area. The general feel of the area is vibrant and colourful, replete with young teenagers playing in parks and attending schools, new immigrant families exploring the local digs, busy shoppers, and aspiring young professionals.

Meet the neighbours According to a 2011 social study conducted by the City of Toronto, more than 50 per cent of the population in this neighbourhood falls within the working age category of 25 to 64 years, followed by seniors who are 65-plus years. There is a visible high concentration of first generation Arabic, Iranian, Chinese, South Asian, Caribbean, Korean and Filipino

communities, hailing from average household incomes that range between $20,000 and $60,000.

Dollars and cents In general, grocery prices are pretty affordable in this area. Restaurant dining for two can be comfortably rounded off within $40, while other ethnic and halal options could be even cheaper. On account of its proximity to public transport and the expressways, rents for one-bedroom apartments go for $1,150, while threebedroom townhouses are available to rent for $1,500. Ownership condos and townhouses along Fairview Mall Drive and Parkway Forest Drive start at $200,000.

Sohini is a freelance writer with a huge crush on Toronto, dogs and yellow VW Beetles. She loves exploring the city with her hard-bound collection of P.G. Wodehouse stories. A dreamer, foodie, gardener, hiker and travel enthusiast, she is a living oxymoron, with two Master’s degrees and a flourishing writing business.

IN

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OCT 22 - NOV 5, 2016

central north SHOWCASING NEW HOMES IN THE GTA’S CENTRAL & NORTH REGIONS

IN THIS SECTION

» MAPS AND LISTINGS FOR NEW-HOME COMMUNITIES IN THE CENTRAL AND NORTH REGION » BUILDER NEWS AND THE LATEST IN NEW HOMES IN THE CENTRAL AND NORTH REGION OCT 22 - NOV 5, 2016 | NEW HOME GUIDE 57

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Style File

Marble, granite or quartz?

Choosing a luxury countertop FOR MANY OF US, the kitchen is the heart of the living

space. Choosing the right luxury countertop material for your needs will help define the kitchen as your culinary kingdom, and make it a showpiece In your home.

Stone countertops are a simple and effective way to increase the beauty and value of your new home, and when going for luxury upgrades, the first choice countertops is to go for stone. While many options exist, the most popular and attractive choices are marble, granite and quartz. Each material has its cheering section, so here is some information that will help you choose a countertop that’s not only right for your needs, but will also strike the right visual note in your home.

High impact visual: Marble Appearing in a stunning range of colours, with no two slabs alike, marble is highly valued for its incredible visual statement. White, grey and black marbles have monochromatic appeal, while stunning shades of green,

By Anne Marshall

rose, and yellow can add a pop of colour to a minimalist kitchen, or lushness to a homey space.

Marble is naturally heat resistant, which makes working with it in the kitchen incredibly convenient; no need to worry about where to put that sizzling saucepan in the middle of meal prep. It’s a popular material for bathrooms and around fireplaces for the same reason.

The porous nature of marble, however, makes it vulnerable to staining. Liquids such as wine, oil, juice or soda are readily absorbed by marble, and can be almost impossible to remove. Fortunately, sealing the countertop offers protection, but this must be done at installation – and every few years thereafter – if you want to avoid unsightly stains. Especially klutzy cooks might want to choose work with a darker colour of marble in the kitchen. Marble’s permeability also means that it can be easily scratched by knives, or chipped by heavy crockery.

However, this gorgeous material offers unbeatable visual impact, and longevity when properly maintained. …continued on page 60

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September’s 50 ft. Ravine Lots Sales Event

*

IN TOTTENHAM

LUX FEATURURY BONUS ES & PACKA * • Stain GE ed

Come and see why over 300 families already call Mill Street Village home!

Tottenham’s master planned community offering exceptional value with a beautiful selection of 50’ homes!

hardw through ood flooring out* • Smoo th ceilin gs on m ain floo • Granit r* e kitche n counte rs* • Cornic e mould ing*

View our 2 Fully-Furnished Model Homes LUXURY 50’ SINGLES STARTING FROM

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millstreethomes.com *See Sales Rep. for all the details. Prices and specifications are subject to change without notice. All renderings are artist’s concept. E. & O. E.

BALL-MIL-A-AD-NHC-SEP13-3.indd 059-Ballymore-Mill 09-24-16.indd 59 1

TOT T E N H A M

Sales Office Hours: Mon. - Thurs. 1pm - 8pm Friday by appointment Sat. & Sun. 11am - 6pm Sales Office: 6490 4th Line

2016-09-13 12:37 2:02 PM 2016-10-07 PM

…continued on page 58

Elegance and durability: Granite In terms of popularity, granite is the across-the-board favourite with homeowners and builders, for its beauty and endurance. Available in a multitude of shades spanning the colour spectrum, there’s definitely a granite to match your kitchen’s mood. This versatile stone has become increasingly popular in bathrooms and outdoor patio areas as well. A natural product like marble, each slab of granite is entirely unique.

Granite’s natural resistance to bacteria, mould and mildew have made it a popular building material since antiquity – it’s seen in many historical and archaeological sites – including the Great Pyramid.

This incredibly hard stone cannot be scratched without tremendous effort; if anything, your kitchen knives are likely to suffer, so “wear and tear” is not an issue. Granite is also highly heat resistant, and can handle the placement of cookware right off of the stove or out of the oven.

While not as porous as marble, granite does have some vulnerability to staining, and like its softer counterpart, must be sealed upon installation. Depending on how it’s been treated, this process may need to be repeated annually, or up to every 10 years. It’s not common for granite to crack or chip, but a very heavy object dropped on it could do some damage. At the price you’ll pay – granite is by far the most extravagant stone to work with – you’ll want to take good care of these counters.

Low maintenance beauty: Quartz Also known as engineered stone, quartz countertops are comprised of 93 per cent natural stone with seven per cent polymers, resulting in a high-grade, maintenance-free surface. With a wide variety of rich colours and patterns available from numerous suppliers, a quartz countertop will be uniquely beautiful, and enhance any kitchen (or bathroom) setting. Colours and patterns can even be customized.

Quartz countertops are non-porous, which means that worries about spills and stains are confined to finding the nearest paper towel. This impermeability also provides total defense against bacteria and viruses, which means that once it’s clean, it’s clean, whether in the kitchen or the bathroom.

Quartz doesn’t feel quite as hard or unyielding as granite, and is much more forgiving of impacts, so it won’t chip or crack as easily as other materials.

Due to its partial polymer makeup, quartz countertops are not as heat resistant as granite or marble, and you’ll want to let cooking implements cool before resting them on these surfaces (or use a trivet). But the fact that quartz doesn’t require sealing goes a long way to offset that detractor, and justifies its comparably high cost.

With the beautiful finish stone countertops provide in a home, they’re an obvious choice for an upgrade. Knowing the pros and cons of each material and understanding your needs in the kitchen will go a long way in helping you to choose the stone that’s perfect for your home.

marble

granite

quartz

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A HOUSE WITH A YARD? IT’S CLOSER THAN YOU THINK

FINALLY! YOU CAN AFFORD YOUR DREAM. DISCOVER A GREAT NEIGHBOURHOOD, NEAR SHOPS & CAFES & FUN You’ll be amazed at Georgian Sands! A new four-seasons masterplanned community minutes from hiking & ski trails, cycling, golfing, water sports and the world’s longest freshwater beach. Walk to cafés and shops. Get on the priority list now!

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Vaughan 95 km

Register now at GeorgianSands.com *Ask sales representative for financial details.

Images are artist’s concept. Map distances are approximate. Prices and specifications subject to change without notice E.&O.E.

Georgian Sands-f- NewHomeGuide-Sep.22.16.indd 8 061-ELM-Georgian 10-03-16.indd 61

2016-09-22 5:53 PM 2016-10-07 12:37 PM

Inspiration | STYLE FILE

INDULGE

IN YOUR

HOME

By Stephanie MacDonald | Photos by Brandon Barré

COLIN & JUSTIN HAVE ALL THE ANSWERS! A BALANCE BETWEEN SAUCY and sophisticated, yet rugged and practical, making you feel both comforted and amused with a European charm — are we talking about an award-winning designer home? Actually, this is an introduction to Colin McAllister and Justin Ryan.

Stars of a myriad of design and lifestyle shows since the 1990s, this dynamite duo is currently everywhere on your television, presenting both

W Network’s Game of Homes and Cottage Life’s Cabin Pressure.

Veterans of both reality (I’m a Celebrity… Get Me Out of Here!), and home improvement (How Not to Decorate), they have now combined the two in their current shows, as well as having their own product line, writing books and a syndicated design column, and making many personal appearances along the way; these are two busy people. We were lucky

enough to catch up with them and see how their design flair and savvy know-how for hosting might help out people with grand guesting gestures.

New Home Guide: Creating an inviting space, you do it well in cabin country, what about in a city space?

Colin & Justin: Believe it or not, condos and cabins are actually very similar! After all, isn’t every living space about sharing good times with

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good people in good spaces? Create a living/dining/kitchen/outside space if you can, treat it as one life arena and zone it accordingly to delineate function. Use colour or style to link each area. For example – a timber floor throughout the interior with a similar colour of timber outdoors will read like one continuous space.

NHG: People who live here inevitably get a lot of guests. What can you do to make guests feel comfortable sharing your space? If you’re in the market and expect a lot of guests, what are some attributes you should be looking for in a city home or a condo?

C&J: The golden rule with guest rooms is to spend the night in there

yourself – this will help you know exactly what the experience is like.

Not everyone has the space for a dedicated guest room, but you could transform your TV den or home office by installing a proper sofa bed to give the room two functions.

In terms of condo shopping, you ideally want guests to have their own bathroom and be on another floor in a townhome or at a discrete distance in a condo – this gives both parties the privacy they need.

NHG: When you’re on a design budget, you have to make choices.

What are the things you should really splurge on and what you can “cheap out” on? What kinds of small touches make the most impact?

C&J: Spend on comfort, as you must feel rewarded and relaxed at home. Don’t scrimp on your bed or sofa, buy the best you can and save money elsewhere. It’s worth creating a nest first, so why not start with the bedroom? Simple to do (paint, new bedding, etc.) and essential as a reward for your hard work as you renovate the rest of the home.

Quality timber floors are a must – but you can cheap out on wall tile – get the look with ceramic rather than real stone and you’ll create the feel you want for less.

NHG: What are your favourite practical storage solutions?

C&J: Double duty is always worthwhile in any home – a storage OCT 22 - NOV 5, 2016 | NEW HOME GUIDE 63

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COLIN & JUSTIN’S

TOP 5

e

"musts" for stylish winter entertaining: 1. DRINKS TROLLEYS The ability to move the party from one area to another should never be underestimated! And what better way to do it than with a wheeled drinks trolley that’ll give your guests the ultimate portable experience. Loaded with bottles, decked out with sparkling glasses and dressed with fancy bar towels and ice buckets, it’s a 'wheelie' good way to show your guests a good time!

S

2. GO OUTSIDE

trunk that’s a coffee table or any wall mounted storage solution that frees up floor space. Don’t be afraid to go high with shelves and wall mounts – an entire wall of storage can look attractive – and obviously it’s a practical way to champion space.

Edit your life by paring back on clothes you no longer wear, items you have duplicates of, broken items and things you just don’t like anymore. Remember – you live in a condo not a cupboard – life space is just as important as storage space.

Creating systems costs next to nothing but can dramatically improve your home life. If your bathroom and bedroom get overloaded with laundry, then invest in a basket and timetable a laundry day to deal with the backlog. Properly store home paperwork in dated files and avoid piling up your favourite magazines – weed out the things you like and lose the rest!

NHG: How do you make the most of a view without overwhelming it?

C&J: How do you make the most of a face without overwhelming it? With great glasses, that’s how! Yes, great frames work for all great views – imagine your window view is a painting and frame it accordingly. We painted out our condo frames in black to create a border for our downtown view. Choose blinds over drapes (to keep windows simple) and avoid overhanging from above if you can by positioning blinds above the glass rather than in front of it – a simple pelmet can disguise the mechanism. Don’t cramp your view with obstructions like a huge television in front of your mountain vista, and arrange furniture to make the most of the natural beauty.

Imagine the view as the focal point of your décor and embrace it!

This winter, take the party outside and gather around a bonfire (if you can) or around a smart outdoor gas fire like the Hemi Firebowl from Solus. We’ve specified their fire bowls for use during two series of Cabin Pressure and they’re awesome. And don’t stop there – add candles or solar lanterns for even more sparkle. Make the flickering fire your inviting centrepiece and dress it with chairs or benches (as well as blankets and cushions) to keep chills at bay. Serve ‘warm up’ foods like home made soups kept hot in retro style flasks, and make sure you have extra gloves and scarves to protect guests from the chills. Baby it’s cold, outside!

3. SERVE HOT COCKTAILS From a boozy hot chocolate loaded with whisky, Guinness or Baileys to salty maple buttered cider warmed with rum, maple syrup and vanilla bean, there’s no better time to warm up your guests and introduce them to the new and increasing range of hot cocktails. Serve in clear tea glasses and don’t forget to garnish just as you would a cold cocktail!

4. SEASONALLY ADJUST YOUR DECOR Dimmer Switches – a designer’s best friend! They’re low cost, easy to fit and make a huge difference to overall atmosphere. At the flick of a switch you can brighten up to read or dim the lights to cuddle up and watch a movie. Add a few table lamps for low level, cozy pools of illumination and your room will look warmer and much more inviting.

Replacing curtains and cushions can make a huge difference without the need to completely redecorate. Seasonal adjustments suggest you’re ‘in the know’ and on top of changing trends. Switch up soft furnishings as you change your wardrobe…from season to season. Swap lighter summery fabrics for heavier knits and weaves and embellish your sofas with furry cushions and knitted throws to keep chills at bay.

5. WINTERING AT HOME Forget formal dinner parties that are all cocktail skirts and men’s suits – entertaining at home this season should be all about fluffy sweaters and hot milk and cookies as you and your guests gather by the fire. Think Wham’s ‘Last Christmas’ and you’ve got the vibe!

Informal is in! Dining rooms will be rather empty this season as the kitchen table takes centre stage. Forgo the silver and haul out the crock pot and soup ladle as you serve up simmering stews and fresh soups, guaranteed to warm the heart of the coldest penguin! You’ll find the addition of some warm mulled wine will get everyone into helpful spirit!

IN

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OCT 22 - NOV 5, 2016

east region SHOWCASING NEW HOMES IN THE GTA’S EAST REGION

IN THIS SECTION

» MAPS AND LISTINGS FOR NEW-HOME COMMUNITIES IN THE EAST REGION » BUILDER NEWS AND THE LATEST IN NEW HOMES IN THE EAST REGION OCT 22 - NOV 5, 2016 | NEW HOME GUIDE 65

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Property Profile | MATTAMY HOMES

Queen’s Common Whitby’s exciting new urban, connected community Location

SOON TO BE RELEASED in Whitby,

Whitby

Mattamy’s Queen’s Common is a forward-thinking community with an intriguing history. The original grounds were the home of the Queen’s Plate in 1870. Today, the community promises to become one of the most desirable addresses in the GTA. This highly connected neighbourhood will offer an impressive variety of home styles including village homes, two-storey and rear lane towns, plus a wide selection of 30-, 36- and 43-ft. detached designs.

Builder

Mattamy Homes Development

Queen’s Common Home Type

Village homes, two-storey and rear lane towns, and 30-, 36- and 43-ft. detached homes Contact

mattamyhomes.com

Fully connected to the modern essentials of downtown Whitby, Queen’s Common is also well served by major highways such as the 401, the new 407 East extension, and the 412. This means getting to work or into the city, and getting home, will be simple and efficient. Modern energetic families will be pleased to know that in addition to 900 acres of parkland distributed across 114 local parks and trails, Whitby also offers state-of-the art fitness and recreational facilities such as the popular Iroquois Park Sports Centre.

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This highly connected neighbourhood will offer an impressive variety of home styles including village homes, two-storey and rear lane towns, plus a wide selection of 30-, 36- and 43-ft. detached designs.

Mattamy is well known for creating thoughtful master-planned communities. Communities are designed around homeowners wants and needs such as the inclusion of greenspaces, parks, playgrounds, plus walking and cycling trails. Mattamy has also taken great pains here to respect the creeks and trails found in the original landscape. You can also expect friendly, neighbourhood features such as big front porches.

Community means everything to Mattamy, so they insist on providing every opportunity for neighbours to catch up on local news or simply wave hello to passers-by.

The streetscapes in Mattamy communities are often described as vibrant and cheerful. Beautiful exterior finishes and colour palettes will bring this community to life. You can expect a genuinely inspiring choice of floorplans and a broad range of homes designs. Mattamy’s homes always allow for the largest possible window sizes to let in plenty of gorgeous natural light into your home.

Mattamy also offers their homeowners its exclusive Architect’s Choice Options. These pre-designed structural changes allow you to personalize your floorplans to suit your particular needs. Built to Mattamy’s highest standards, all work is fully warranted. Homeowners will also have the opportunity to make use of Mattamy’s state-of-the art Design Studio. There, you’ll discover an astonishing selection of decor options to consider. Mattamy believes more choice is the right choice.

Mattamy’s high design and construction standards, combined with a perfectly connected location, ensures the popularity of Mattamy’s Queen’s Common in Whitby.

Register today for all the latest information and updates at mattamyhomes.com OCT 22 - NOV 5, 2016 | NEW HOME GUIDE 67

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Advice | MAKE YOUR MOVE

When moving, everyone wins playing by the rules

By Chuck Resnick

MORE ADVICE ONLINE ypnexthome.ca/news/advice

WHEN HIRING A professional mover,

you expect to have your possessions packed and/or transported safely. It is a common expectation, also shared by your movers. However, sometimes movers may be unable to take some of your belongings onto their truck.

Federal and provincial regulations prohibit movers from transporting hazardous materials such as, but not limited to, propane canisters, flammables and gasoline cans unless they are empty of fuel, as well as paints, solvents, firearms or anything deemed to be a “hazardous material.”

It is important for consumers to understand what can and cannot be moved beforehand.

Movers also establish their own guidelines. At Two Men And A Truck – Canada, it is challenging for us to secure plants on our trucks and we prefer not to move valuables such as jewelry, stocks, bonds and cash, as examples. Common sense dictates that these are items you would want to take yourself.

If you have items of extraordinary value such as paintings, sculptures and antiques, let your mover know ahead of time. The issue here is insurance, and the basic package your mover offers may not cover these exceptional goods. Although we don’t offer additional insurance to cover these at our company, we can arrange for it. You can also check with your own insurance company about covering these special items; your homeowner’s policy may have a rider

“Another ‘rule’ to be aware of if you live in a condo highrise is arranging with your property manager to reserve the elevator for the day and time of your move. Right up front, you should determine how this process works.” for goods in transit. If it does, there’s no need to reinvent the wheel.

It is still critical to know and understand how much insurance your moving company carries. Ontario’s Conditions of Carriage, part of the Highway Act, requires movers to insure at least $0.60 per pound at a bare minimum. At Two Men And A Truck – Canada, we insure items up to $250,000, which is far higher than the minimum. We also offer replacement cost with a $250 deductible.

Extremely large items and toughto-move items such as pianos, pool tables and massive wall units are a challenge. We do move them every day. We use a piano board that makes it easier to move a baby grand, but it is much harder to move an upright piano, which takes muscle power, heavy-duty dollies and a truck with a lift gate.

Another “rule” to be aware of if you live in a condo highrise is arranging with your property manager to reserve the elevator for the day and time of your move.

Right up front, you should determine how this process works.

Let your mover know where the loading/unloading zone is, or whether they will have to walk items through the lobby to get to the elevator.

The more your mover knows ahead of time, the more accurate their estimate will be.

No one likes moving day surprises – including your mover.

Communication is key. Once we all know where we stand, we can work together for a successful move.

Chuck Resnick is vice-president of marketing and operations, Two Men and a Truck Canada. twomenandatruck.ca

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LIVE THE An exclusive showcase of sophisticated design and high quality condo, low rise and high rise developments for the discerning shopper.

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OCT 22 - NOV 5, 2016 | NEW HOME GUIDE 69

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2016-10-11 2016-10-04 12:32 4:14 PM

Inspiration | DESIGNER ADVICE

HOW TO LIVE LARGE IN A

SMALL SPACE

By Yanic Simard SO YOU’VE CHOSEN to call a small space “home,” but that doesn’t mean you can’t live large in it. When space is at a premium, your design choices can help maximize the space and the value of your property. Decorating small spaces has its challenges, but they are not insurmountable. It is particularly satisfying, when we achieve more than we thought possible, in design and indeed in life. When designing a small space, there are three key considerations. Read on to learn more.

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Decorating small spaces has its challenges, but they are not insurmountable. You might have a small square footage, but look up.

Your walls offer a lot of space that you can use with some planning and imagination.

1. Use of colour Use monochromatic, light-coloured paint and furniture. My favorite and signature paint colour is Benjamin Moore’s OC 23 Classic Grey. The use of light colours for wall and floor coverings as well as furniture will create the illusion of a larger space. Lighter and brighter colours are used to reflect and diffuse light, while darker colours in the background will maximize the whites/ neutrals. Always paint the ceiling white, or at least a lighter shade than the walls. Using white paint will create a high degree of light reflection, thereby giving your entire room a lighter and brighter feel.

2. Use vertical space in a smart way You might have a small square footage, but look up. Your walls offer a lot of space that you can use with some planning and imagination. Get your calculators out.

A 12-by-12-ft. room gives you 144 sq. ft. of floor space. If you have an eight-ft. ceiling and four walls, you end up with approximately 384 sq. ft. of vertical space. If you used 10 ft. of vertical space on two walls, you would lose 20 sq. ft. of floor but gain 192 sq. ft. of wall storage!

TIP: You know the rule on not wearing clothing with horizontal stripes that draw the eye across? The same principle applies in small spaces – create the illusion of height with vertical lines to lead the eye upward.

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TIP: Another tip is to position a mirror directly on the wall opposite to the source of natural light, like a window.

This will bounce the light back and forth while increasing the visual depth of your room at the same time.

3. Introduce see-through furniture and reflective elements The use of chrome finishes will add some sparkle to your space. In furniture, always consider using glass or the like – its transparent nature will allow light to travel though it, making it almost invisible to those viewing the room. Polycarbonate, glass and plastic are the materials to consider looking at for your small space.

Yanic Simard is New Condo Guide’s design editor, principal designer of award-winning Toronto Interior Design Group (tidg.ca), and regular guest expert on City’s Cityline.

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Tribute Communities has been featured as “Model HOME Of The Month” as seen in the New Home Guide model home calendar

Model Home Photo Compliments of Tribute Communities

www.mytribute.ca

When you visit the Gates of Nobleton, you can enjoy an immersive first hand experience of the community’s luxury lifestyle by touring its spectacular designer decorated show homes. These show homes are all brilliantly appointed with an impressive selection of distinctive features and finishes, giving the Gates of Nobleton the highest possible standards of luxury design.

OCTOBER 2016

50 ft. Ravine Lots

Hot Properties

Sales Event

*

IN TOTTENHAM Find your next home! This page features a few of the latest properties to keep your eye on in the Toronto area. Find more properties at ypnexthome.ca

LATEST LISTINGS

GATES OF NOBLETON By: Tribute Communities City: Nobleton Housing type: Collection of 50-, 60-.

70- and 80-ft. detached homes mytribute.ca

TRAFALGAR RIDGE By: Dunpar Homes City: Oakville Housing type: Luxury, three-bedroom townhomes from the mid $600’s dunparhomes.com

SPICE URBAN TOWNS By: Hi-Rise (West) Inc. City: Toronto Housing type: Bungalow and two-storey urban towns with rooftop terraces from mid $300’s spiceondanforth.com

MILL STREET VILLAGE – BALLYMORE HOMES

Come and see why over 300 families already call Mill Street Village home!

TRAILS AT

Tottenham’s master planned community offering exceptional value with CARDINAL POINT a beautiful selection of 50’ homes!

By: Geranium Homes

new openings

City: Stouffville Housing type: Limited collection of freehold towns and single-family ravine homes geraniumhomes.com

View our 2 Fully-Furnished By: Aspen Ridge Homes City: Vaughan Model Homes Housing type: Stylish modern townhomes KLEINBURG GLEN

CHELSEA MAPLE STATION

across from the Maple GO LUXURY 50’ SINGLES aspenridgehomes.com

STARTING FROM

NEWTOWNS AT MOUNT PLEASANT

799,990

By: Gold Park Homes City: Kleinburg Housing type: Collection of luxury homes in a prime location, from the upper $600’s goldparkhomes.com

$

LUX FEATURURY BONUS ES & PACKA * new •releases Stained GE hardw through ood flooring out* • Smoo th ceilin HOLLAND HILLLSBOROUGH gs on m ain floo • Granit LANDING r* e kitche n counte By: Andrin Homes rs* • Cornic e mould City: East Gwillimbury ing Housing type: Detached homes*on 38-, 40-

and 45-ft. lots, starting from the low $800’s andrinhomes.com

CORNELL ROUGE By: Madison Homes Homes T O Tand T EForest N H Hill AM City: Markham Housing type: Freehold townhomes and single-family homes from the mid-$800s cornellrouge.com Sales Office Hours:

By: Primont Homes Mon. - Thurs.

1pm - RIDGE 8pm PARK Friday by appointment City: Brampton COUNTRY LANE By: Tribute Communities Sat. & Sun. 11am - 6pm Housing type: Final phase of masterBy: Andrin Homes and Heathwood HomesSales Office:City: 6490 Oshawa 4th Line *See Sales Rep. for all the details. Prices and specifications are subject to change without notice. All renderings are artist’s concept. E. & O. E. planned community of townhomes City: Whitby Housing type: Detached community offering primonthomes.com Housing type: Detached homes on 26-, 3636-, 40- and 50-ft. designs

millstreethomes.com

BLUE SKY By: Fieldgate Homes City: Stouffville Housing type: 36-, 40- and 50-ft. singledetached homes from the $900s fieldgatehomes.com

BALL-MIL-A-AD-NHC-SEP13-3.indd 1

and 45-ft. lots countrylanewhitby.com

MILL STREET VILLAGE By: Ballymore Homes and Briarwood Homes City: Tottenham Housing type: 50-ft. singles starting from the high $790s. millstreethomes.com

mytribute.ca

THE ENCLAVES OF UPPER CANADA 2016-09-13

By: Menkes City: Georgetown Housing type: 40-ft. detached homes starting from the mid-$800s menkes.com

2:02 PM

…continued on page 76

74 YPNEXTHOME.CA

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LATEST LISTINGS

Find your next home! Find more properties at ypnexthome.ca

…continued from page 74

preview registration

COUNTRY LANE – ANDRIN HOMES

WOODHAVEN AURORA By: Brookfield Residential City: Aurora Housing type: 30- to 50-ft. detached homes starting from $1 million woodhavenaurora.ca

GLENWAY PHASE 2 By: Andrin and Lakeview Homes City: Newmarket Housing type: A new collection of townhomes, and 50- and 55-ft. singles. glenwayliving.com

WHITBY MEADOWS By: Fieldgate Homes City: Whitby Housing type: 30-, 36- and 42-ft. singles, semis and freehold towns. fieldgatehomes.com

AFFINITY CONDOMINIUMS

BOXGROVE VILLAGE

By: Rosehaven Homes City: Burlington Housing type: Two contemporary mid-rise condominium buildings from the high $200s rosehavenhomes.com

By: Arista Homes City: Markham Housing type: Family sized freehold townhomes and live/work towns boxgrovevillage.com

VISTA

ANCHOR WOODS

By: Geranium Homes City: Stouffville Housing type: Condominium one-storey flats and two-storey towns from the high $300’s vistaflatsandtowns.com

By: Rosehaven Homes, Andrin Homes & Regal Crest Homes City: Holland Landing Housing type: 45- and 38-ft. detached and semi-detached homes anchorwoods.ca

VICTORY HEIGHTS By: Treasure Hill Homes City: Vaughan Housing type: 40- and 42-ft. luxury singles at Eagles Landing Road and Dufferin Street treasurehill.com

BELLE AIRE SHORES

REAL TOWNS By: Madison Homes City: Thornhill Housing type: Townhomes starting from the $900’s madisonhomes.ca

By: Fernbrook Homes, Pristine Homes & Zancor Homes City: Innisfil Housing type: Coming this spring – townhomes and 36-, 42-, and 50-ft. singles belleaire.ca

By: Mattamy Homes City: Pickering Housing type: Affordable townhomes alongside greenspaces and other amenities mattamyhomes.com

VILLAGE GREEN

THE LOGGIAS IN RICHDALE

By: Averton City: Mount Albert Housing type: Family-size townhomes with up to three bedrooms from the high $500s. averton.ca

SEATON TAUNTON

By: Senator Homes City: Richmond Hill Housing type: Luxurious 40-, 50- and 60-ft. detached homes on deep lots senatorhomes.com

THE VILLAGES OF KILLARNEY BEACH By: Ballymore Homes City: Innisfil Housing type: Detached homes on 40- and 50-ft. lots. Prices starting from the mid-$500’s ballymorehomes.com

DOWNSVIEW PARK By: Stafford Homes City: Toronto Housing type: Three- or four-storey townhomes from the $800s. staffordhomes.ca

THE BROOK By: Delpark Homes City: Oshawa Housing type: Single-family homes on 30-, 36- and 40-ft. lots thebrookhomes.com

KLEINBURG SUMMIT By: Mattamy Homes City: Vaughan Housing type: Upscale towns and detached homes mattamyhomes.com

Builders If you would like to include your preview registration, new release or site opening in this feature, just email the details to wayne.karl@ypnexthome.ca

76 YPNEXTHOME.CA

TNH 10-22-16_master.indd 76

2016-10-11 6:18 PM

Homebuyers’ Help

Compare mortgage rates for your best deal CHARTERED BANKS

variable

ATB Financial

2.3

Alterna Bank

2.45

Bank of Montreal Bank of Nova Scotia

1 year

2 years

3 years

4 years

5 years

4 4.00op 4 6.30op

2.94 4.00op 2.79 6.30op 3.09 6.95op 3.29 6.50op 3.14 6.30op 2.84 6.35op 3.14 3.14 6.35op 2.84 3 3.20op 3.14 6.70op

2.29 4.00op 2.69

2.44

2.49

2.49

2.49

2.69

2.48

3.19

3.59

4.09

2.59

3.09

3.39

3.89

4.49

3.04

3.65

4.2

4.74

2.79

2.44

4.09

4.79

3.04 2.7

3.65 3.39

4.39 4.09

4.64 2.7

2.84 2.94

2.84 2.84

2.89 2.79

2.89 2.89

3.04

3.39

2.64

2.74

2.79 2.34

3.34 2.44

3.99 4.39

4.44 4.64

2.84

3.39

2.39

2.59

3.24

3.49

3.69

3.79

2.7 2.9

Canadian Western Bank CIBC

6 months

6.95op 4.55 6.45op 4 6.45op

2.7 6.95op

Equitable Bank HSBC Bank Canada

2.79

ICICI Bank Canada Manulife Bank

2.75 2.6

National Bank

n/a

President’s Choice Finan Royal Bank

2.7 2.6

TD Canada Trust

2.6

Tangerine

2.7

4.45 6.20op 4.45 4.4 6.70op

6.75op

3.14 6.75op 2.99 6.30op 3.19

TRUST COMPANIES Community Trust Effort Trust

n/a n/a

Home Trust Investors Group Trust

2.25 n/a

MTCC

2.9

6.5 4.45 6.30op 3.95 4.2 6.50op 4.55 6.45op

3.14 3.35 6.30op 2.69 3.14 6.30op 3.29 6.50op

3.25 3.5

3.95 3.7

4.39 4.3

4.74 4.35

2.14 3.09

2.34 3.39

2.59 3.89

2.49 2.45

3.09

3.39

3.89

4.49

4 6.30op 6.2 6.40op 3.1 4.25 6.50op 4.2 6.50op

2.79 6.30op 2.84 6.30op 2.29 2.89 6.50op 3.14 6.30op 3.25 6.25op 2.84 6.30op 2.99 6.30op 2.8 2.95op 2.39

2.69

2.49

2.69

2.48

2.89

2.95

2.99

2.89

2.24 2.79

2.39 2.89

2.49 2.95

2.59 2.89

3.09

3.39

3.89

4.74

3.2

3.65

4

4.5

2.79

2.64

3.89

2.44

2.69

3.49

3.99

4.54

2.85

2.95

3.05

3.15

2.39

2.39

2.49

2.49

OTHER FINANCIAL INSTITUTIONS Alterna Savings

2.45

Comtech Fire C.U.

2.45

First National Fin. LP IC Savings

2.7

London Life

n/a

Luminus Financial

3.25

Meridian Credit Union

2.4

PACE Savings & C.U.

4 5 6.70op

Parama Credit Union

2.65

Steinbach Credit Union

2.25

ONLINE CALCULATOR ypnexthome.ca/mortgage-calculator Notes: **Interest rate charged subject to adjustment during term mortgage. Please consult institution for term of years available. All rates are prime rates and subject to change without notice.

R.O.R. RATES ON REQUEST op OPEN ----- NOT QUOTING N/A NOT AVAILABLE Oct 6, 2016. Prepared By Fiscal Agents Financial Information Services 905.844.7700

OCT 22 - NOV 5, 2016 | NEW HOME GUIDE 77

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GTA_M

projects & communities MAP LISTINGS IN THIS ISSUE PAGE

BUILDER

21

Averton Homes

Main Street Seaton

289-545-0022

from $390,000

70

25N

Brookfield Residential

Foxtrail

foxtraillife.ca

from $470,000

43

27G

25

Fieldgate Homes

Whitby Meadows

fieldgatehomes.com

D

T

31

28N

8-9

Mattamy Homes

Queen’s Common

mattamyhomes.com

D

T

91

27O

Mattamy Homes

Seaton

www.mattamyhomes.com

D

T

Treasure Hill Homes

Shift

treasurehill.com

Tribute Communities

Corporate

mytribute.ca

D

Tribute Communities

Park Ridge

mytribute.ca

D

Tribute Communities

U.C.Towns

mytribute.ca

D

Andrin Homes

Hillsborough Holland Landing

andrinhomes.com

D

Aspen Ridge Homes

King Country Estates

905-558-0255

D

Aspen Ridge Homes

Queensville

yourqueensville.ca

D

21

Averton Homes

Victoria Highlands

416-924-0110

D

21

Averton Homes

Village Green

Averton.ca

59

Ballymore Homes

Mill Street Village

millstreethomes.com

Ballymore Homes

The Villages of Killarney Beach

ballymorehomes.com

from $550,000

Brookfield Residential

Fieldstone

1-855-379-1495

Brookfield Residential

Grand Central

905-778-0873

Brookfield Residential

Treetops

1-855-590-3577

Brookfield Residential

Willow Glen Tottenham

905-406-1044

61

ELM Developments

Georgian Sands

georgiansands.com

17

Great Gulf

Hillsborough Holland Landing

greatgulf.com

Great Gulf

Sharon Village

905-478-7362

Great Gulf

Summerlyn Village

905-775-3461

Mattamy Homes

The Estates of King Township

mattamyhomes.com

47

Regal Crest Homes

Anchorwoods Holland Landing

anchorwoods.ca

D

47

Rosehaven Homes

Anchorwoods Holland Landing

anchorwoods.ca

D

Treasure Hill Homes

Acacia Estates

treasurehill.com

Treasure Hill Homes

The Estates of King Township

treasurehill.com

Tribute Communities

Gates of Nobleton

647-633-3500

19

29

SITE

CONTACT INFO

continued from page 80 PROPERTY TYPE

PRICE RANGE

from $350,000

PIN

MAP FINDER

44

24N

70

25N

from $750,000

88

31N

from $556,000

71

30M

from $820,000

51

18E

18

13I

from $550,000

46

20D

from $850,000

69

23E

T

from $590,000

69

23E

T

from $560,000

20

12E

from $600,000

76

5E

from $600,000

47

16D

from $370,000

49

13A

T

from $330,000

19

11E

T

from $240,000 from $750,000

51

18E

from $600,000

65

20E

from $700,000

52

17D

74

16I

S

86

19E

S

86

19E

56

16J

87

16I

T

North

19

T

S

S D

T D T

T

from $2360,000

D T

from $1000,000

18

13I

T

from $360,000

22

9L

T

from $500,000

West Aspen Ridge Homes

Mayfield Village

905-230-2592

D

21 & 35

Averton Homes

Averton Square

Averton.ca

D

Brookfield Residential

The Village

1-866-930-0050

49

Carriage Gate Homes

Legacy Ancaster

carriagegatehomes.com

D

Fieldgate Homes

City Towns Valley Lands in Brampton

fieldgatehomes.com

D

Fieldgate Homes

Lotus Pointe Caledon

905-838-2806

D

Fieldgate Homes

Valley Lands

905-457-0445

D

Great Gulf

Trafalgar Landing

905-844-1605

Great Gulf

Westfield

905-866-6876

D

Greenpark Homes

Saddle Ridge

saddleridgemilton.ca

D

S

Greenpark Homes

Upper Oaks

upperoaks.ca

D

S

Mattamy Homes

Cranberry Hill

mattamyhomes.com

Mattamy Homes

Hawthorne South Village

mattamyhomes.com

T

Mattamy Homes

Mount Pleasant North

mattamyhomes.com

T

Mattamy Homes

The Preserve

mattamyhomes.com

Mattamy Homes

The Village of Southfileds

mattamyhomes.com

Mattamy Homes

Topper Woods

mattamyhomes.com

T

from $520,000

Mattamy Homes

Wildflowers

mattamyhomes.com

T

from $195,000

7

Primont Homes

Newtowns at Mount Pleasant

primonthomes.com

7

Primont Homes

Seasons in Caledon

primonthomes.com

Starlane Home Corporation

Lotus Pointe Caledon - Phase 2

starlanehomes.com

D

Starlane Home Corporation

Mountainview Heights

starlanehomes.com

D

S

T

Starlane Home Corporation

Saddle Ridge

saddleridgemilton.ca

D

S

T

Starlane Home Corporation

Upper Oaks

upperoaks.ca

D

S

Treasure Hill Homes

Tiara Estate Collection

treasurehill.com

25

45

45

S

from $300,000 from $900,000 S

S

T

from $400,000

26

9P

T

from $724,000

23

8M

T

from $800,000

26

9P

T

from $200,000

30

8V

from $537,000

24

8P

T

from $325,000

D

C

T

from $634,000

59

6S

from $496,000

60

7O

from $406,000

29

7V

66

8M

25

7O

27

8M

23

8M

78

11L

C

T S

T

from $715,000

T

T

from $1090,000

Property Type D Detached S Semi-Detached T Townhome

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2016-10-11 2016-10-07 6:18 4:58 PM PM

projects & communities MAP LISTINGS IN THIS ISSUE PAGE

BUILDER

SITE

CONTACT INFO

PROPERTY TYPE

PRICE RANGE

PIN

MAP FINDER

Central Andrin Homes

Glenway in Newmarket Phase II

GlenwayLiving.com

D

Arista Homes

Aurora Trails

aristahomes.com

D

Arista Homes

Boxgrove Village Markham

boxgrovevillage.com

Arista Homes

IMPRESSIONS

aristahomes.com

D

Arista Homes

Jefferson Forest

jeffersonforest.ca

D

Arista Homes

Vaughan Valley Estates

aristahomes.com

D

IFC

Aspen Ridge Homes

Chelsea Maple Station

aspenridgehomes.com

D

1

Aspen Ridge Homes

Corporate

aspenridgehomes.com

D

Aspen Ridge Homes

Kleinburg Hills

aspenridgehomes.com

D

Aspen Ridge Homes

Scenic on Eglinton

416-805-1781

D

Aspen Ridge Homes

Seventy Seven Charles

416-203-7034

Aspen Ridge Homes

Upper West Side

uwscommunity.com

Averton Homes

Averton Common

Averton.ca

Averton Homes

Corporate

Averton.ca

T

Averton Homes

Evolution

416-747-9691

T

Brookfield Residential

Corporate

brookfieldhomes.ca

Brookfield Residential

The Arbors

905-503-0992

Brookfield Residential

Timberlane

brookfieldhomes.ca

D

Brookfield Residential

Woodhaven Aurora

WoodhavenAurora.ca

D

Fieldgate Homes

90 Niagara

416-981-0036

D

5

41

21

21

27

S

from $650,000

68

18F

T

from $700,000

14

19G

T

from $850,000

15

22M

T

from $800,000

3

12K

T

from $586,000

10

18J

from $1200,000

7

14L

8

16L

T 45

13L

from $190,000

33

18Q

from $2100,000

34

17R

from $1099,000

4

17L

from $690,000

80

13L

from $320,000

75

13R

from $350,000

48

19H

from $1000,000

90

18I

from $1000,000

56

18I

T

from $346,000

35

16S

T

from $620,000

14

19G

from $900,000

12

22J

53

16L

3

12K

36

16R

T T

C

D C

T

Fieldgate Homes

Aurora Trails

fieldgatehomes.com

D

25

Fieldgate Homes

BlueSky Stouffville

905-640-0002

D

25

Fieldgate Homes

City Lux Towns

fieldgatehomes.com

D

25

Fieldgate Homes

IMPRESSIONS

905-893-9500

D

Fieldgate Homes

Zigg

416-545-0223

D

T

23

Geranium Homes

Twelve on the Ravine - Highland Creek

12ontheravine.com

D

T

from $1700,000

89

23P

37

Geranium Homes

Vista at Cardinal Point

vistaflatsandtowns.com

D

T

from $420,000

12

22J

Great Gulf

Corporate

416-449-1340

from $500,000

1

16Q

from $890,000

16

23M

T S

T

from $1000,000

T T

Madison Homes

Briar Hill

madisonhomes.ca

11

Madison Homes

Cornell Rouge

905-472-9556

D

13

Madison Homes

REALTowns Thornhill

Madisonhomes.ca

D

from $990,000

85

17L

Madison Homes

Thornhill Ravines

905-417-1203

D

from $1800,000

53

16L

Madison Homes

Zigg

ziggcondo.com

D

from $380,000

10

18J

Mattamy Homes

Alderidge

mattamyhomes.com

D

82

13S

Mattamy Homes

Cornell

mattamyhomes.com

D

T

17

22M

Mattamy Homes

Corporate

mattamyhomes.com

D

T

Mattamy Homes

Downsview Park

mattamyhomes.com

Mattamy Homes

Heron Park

www.mattamyhomes.com

Mattamy Homes

Kleinburg Summit

mattamyhomes.com

Mattamy Homes

Lago

monarchgroup.net

Mattamy Homes

Picasso on Richmond

monarchgroup.net

Mattamy Homes

Richmond Green

mattamyhomes.com

Mattamy Homes

Riva del Lago

monarchgroup.net

Mattamy Homes

Thomson Towns

mattamyhomes.com

Mattamy Homes

Upper Summerside

www.mattamyhomes.com

S

T

Primont Homes

JadeGarden at Cornell

primonthomes.com

S

T

Primont Homes

Renaissance Townes

905-417-3363

T

7

Primont Homes

Uptowns on Bayview

primonthomes.com

T

15

Rosehaven Homes

Corporate

rosehavenhomes.com

T

BC

7

33

19

S

T S

S

from $260,000

37

15P

from $400,000

38

22Q

from $895,000

84

13K

C

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8th

11th

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Pape Ave

40

Jarvis St

University Ave

35

34

Parliament St

Se

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Bloor St W Harbord St Wellesley St College St Carlton St Gerrard St

Queen St W King St W Front St W

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3

Moore Ave

Bro adv iew

Christie St

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36

Laird Dr

Avenue Rd

Spadina Rd

St Clair Ave W

Lansdowne Ave

Edgewood Rd

Toronto

Davenport Rd Dupont St

Ossington Ave

Moffat Rd

1

Va ug ha nR d

Mt Pleasant Rd

OakwoodAve

Rogers Rd

Roncesvalles Ave Weston Rd Keele St Parkside Dr High Pk

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Carey St Rd

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Glencairn Ave

Eastern Av

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Caledonia Rd

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York Mills Rd

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403

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Wilson Hts Blvd

37

Willo

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Cumm

Willowdale Ave

Drewry Ave

North York

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39

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71

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Dufferin St Peter Rupert Ave

407

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Lake Shore Blvd W

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Judson St

Runnymede Rd

Prince Edward Dr Royal York

The Queensway

Summeridg e Dr

HWY

Old

6

85Carrville Rd

Keele St

Jane St

Weston Rd

Oakdale Rdy

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Norseman St

53

Langstaff Rd

Norfinch Dr Dr

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The East Mall

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75

4

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Bathurst St

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Pine Valley Dr

Islington Ave

Kipling Ave

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Maple Leaf Dr

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The West Mall d lR Mil

QEW

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Dufferin St

Jane St

Mill Rd

Clarence St

Martin Grove Rd

400

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McNaughton Rd

Langstaff Rd

Weston Downs

Bloomington Rd

49

Wilson Ave

Burnhamthorp eR d Bloor St W

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King-Vaughan Rd

Bass Pro Mills Dr

Dixon Rd

Renforth Dr

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Carlingview Dr

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Wanda St

Jane St

Holancin Rd

Rd Wist Rd Davis

Rupke Rd

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74

Kirby Rd

Rutherford Rd

73

Finch Ave W

Rathburn Rd

W

56King Rd

11

Rexdale

82

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16th Sideroad

87

Kipling Ave

McGillivray Rd

Hunting ton Rd

72

Evans Ave Horner Ave

Strawberry La

53

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409

427

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20

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Sideroad 10

Coffey Rd

River Rd

Leonard Rd

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10th Concess ion

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Snowball

55

56

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Rd nk Ba Tornado Dr

17th Sideroad

King

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projects & communities IN THIS ISSUE

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Mulmur

9th

Horning’s Mills

Riverview

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9th

7th

5th

4th

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Fowler Rd

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Allin Rd

Mosport Rd

Best Rd

New Park

Gibbs Rd

17

Cooney Rd

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G Jewel Rd

Vickers Rd

Gamsby Rd

Lawrence Rd

Squair Rd

35 115

Bell-wood Dr

Arthur St

Golf Course Rd

Moffat Rd

Lockhart Rd

King St Stephenson Rd

Mill St

Riley Rd

V

Kirby

Ochonski Rd

U

Leskard Rd

Bennett Rd

Waverly Rd

T

Darlington Clarke Townline

Providence Rd

Lambs Rd

Bowmanville P

West Region North Region

42

Pollard Rd

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S

Central Region

4

Concession Rd 3

Main St

Queen St E

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Nixon Rd

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Bragg Rd

Mearns St

Baseline Rd

Cole Rd

Mearns Ave

Concession St 57

Bethesda Rd

14

Acres Rd

Middle St

Presto nva le R d

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Holmes Point Rd Victoria S

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Duclos Rd St ou ffv ille

Old

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35 Concession Rd 10

Aked Rd

Clemens Rd

Green Rd

Sew ells

Dick Re

River Rd

Murphy Rd

Longsault Rd

Woodley Rd Liberty Rd

Maple Grove Rd

r

Lindsay St

rial Pkwy

Ted Graham Rd

A Ray Rd

H Corneil Rd

Wilson Rd

Mahoods Rd

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5 Concession 10

Concession 4

Cedar Park Rd

Maple Grove

Concession 11

Concession Rd 8

Concession Rd 4

Salem

H

20

Lettner Rd

Holt Rd

401

2

Hancock Rd

e Murray Av

Rundle Rd

Trulls Rd

34 Bloor St

HWY

Concession 12

Concession 3

Taunton Rd

Nash Rd

G

J

Hampton

Solina Rd

Pebblestone Rd

Courtice Rd

59

Concession Rd 6

Washington Rd

Olive Ave

Vannest Rd

58 King St

Solina

Mitchell’s Corners Tooley Rd

Townline Rd

P

ll i p

Old Scugog Rd

Ormiston Rd Langmaid Rd

Grandview St N

Gibb St

8855

62 hi

Union School Rd Wotten Rd

Enfield Rd

Grandview St N

35

Bond St

22 rth St Went wo

60

Townline Rd

54 Adelaide Ave

Park Rd

Stevenson Rd

Halls Rd

Pickering Beach Rd

Shoal Pt Rd

Henry St

Burns St

Hoyer Rd

Nestleton Rd

Cartwright West Quarter Line

Sandy Rd

Graham Rd Russell Rd

Wilson Rd

Ritson Rd

Harmony Rd

53

Enniskillen 3

Sand Bar Rd

Ogemah Rd

Washburn Island Rd

Rd

Simcoe St

Stevenson Rd N 52

Dundas St

Valentia Rd

Eldon Rd

Beacroft Rd

Mississaugas Trail

He ad

Harmony Rd N

Ritson Rd

Thornton Rd

36

4

34

Conlin Rd

Oshawa

28 Ma nn in g Rd

Hopkins St

Cochrane St

Brock St

Victoria St

Whitby Garden St

3143

Thickson Rd

Anderson St

12

Concession Rd 10

Concession Rd 7

71 2

Mountjoy Rd

57

Janetville

Fallis Rd

Cadmus

Devitts Rd 57

Byers Rd

3

33 16

3rd Concession

Bush Rd

White Rock Rd

Fingerboard Rd

Sim coe St

Stevenson Rd N

Columbus

Nestleton

McKee Rd

Concession Rd 9

Winchester Rd

Malcolm Rd

Edgerton Rd

Bradburn Rd

Burketon

Boundary Rd

Allan Long Rd

Barry’s Rd

Station Rd

Old Simcoe Rd

Diamond Sideroad Duffs Rd

Cochrane St

Salem Rd

Westney Rd

Harwood Ave

Squire Beach Rd

East Ave Port Union Rd

44

McQuay Blvd

Halls Rd

Ravenscroft Rd

24

Cedarbrook Tr

Salem Rd

Westney Rd

Country La

Coronation Rd

Halls Rd N

Greenwood Rd

Lyndebrook Rd

91

41

Columbus Rd

3

Rossland Rd

Ajax

26

19

Raglan Rd

Raglan

7 12

Howden Rd

Brooklin

Taunton Rd

Shirley Rd Coates Rd

Myrtle Ashburn Rd

Country La

Kinsale Rd

Sideline 4

Paddock Rd

5th Concession Rd

31

Scugog Line 3

Heron Rd

Ashburn

Taylor’s Rd

Sideroad 18

Sideroad 18A Till Sdrd

57

Church St

2

Bryant Sdrd

Sideline 2

Myrtle Rd

Scugog

Scugog Line 4

t Rd

Mariposa/Ops Bdry

Eldon Rd

Ridge Rd

Spadina Sdrd

Pine Pt Rd

Proutt Rd

Reach St

Scugog Line 2

Brawley Rd

Greenwood

oin

Eden Rd

Sideroad 18A

Blackwater Rd

Rd

Ma Brown’s Rd

Grey Sideroad

Rd st Ma Dagmar Rd

Balsam Rd

Sideline 5

31

2

Bayly St Sandy Beach Rd

eE Av

Lawrence Ave E

Riverside Dr

Sheppard Ave

Church St

ton gs Kin

Balsam

HWY

Rd

nd Isla

Chalk Lake Rd

Mount Zion

70 Brock Rd

Liverpool Rd

Valley Farm Rd

Whites Rd

Dixie Rd

Rosebank Rd

Altona Rd

38

Sideline 12

Sideline 22

Sideline 22

Concession Rd 3

27

89

38 West Hill

44

Finch Ave

Westney Rd

Sideline 14 7

rd pa ep Sh

Meadowvale Rd

Guildwoo d P

4th Conc Rd

Beare Rd

Morningside Ave

nR sto ng Ki

Milner Ave

Whitevale

Plug Hat Rd

Military il Tra

Scarborough 42 St Clair Ave E Rd rth nfo Da

Sewells Rd

Dr Scarborough Golf Club Rd

Eglinton Ave E

E Ave

Old Finch Ave Rd

Sideline 14

Sideline 16

Sideline 22

Box Grove

Neilso n R d

Brim o rt on Bellamy Rd

Daw es R d

Coxwell Ave

Woodbine Ave

Greenwood Ave Donlands Ave Jones Ave

Victoria Park Ave

Midland Ave

Birchmount Rd

Pharmacy Ave

ath eP

O’Co n

Brimley Rd

Don Vally Pkwy

Don Mills Rd

Ellesmere Rd

71

Steeles Ave E

evin McL

401

rD no

Sideline 20

15

Tapscott Rd

Nugget Ave

Sheppard Ave

Mortimer Ave

Middlefield Rd

Leslie St

tingwood Dr H un

pard Ave

er Ov

Pickering

407

11th Line

ark Dr

Denison St

404

Eglinton Ave W

8th Concession Rd

Sideline 24

14th Ave

71

Markham Rd

n Rd Alde

Agincourt

33lea Blvd

7

Claremont

Whitevale Rd

McNicoll Ave

Rd

7th Concession Rd North Rd

9th Line

7

Passmore Ave

mer Ave

wy

HWY

Esna P

nhill

ns P k

17 16 Locust Hill 55

Main St

Woodbine Ave

Leslie St 12

u se

Sideline 28

73

Unionville

Co

Sideline 24

al

d

Sideline 34

Markham

Sideline 32

17th Ave

Reesor Rd

Major Mackenzie Dr

25

Markham-Pickering Townline

69

D on

16th Ave

67

High P

Concession 14

Mabels Rd

L AKE SCUGOG

Jobb Rd

Uxbridge Pickering Townline

5

Elgin Mills Rd

Glen Major

1

Dicksons Hill

48

Webb Rd

Altona

10th Line

Kennedy Rd

6

John St

65

Warden Ave

mond Hill

McCowan Rd

919th Ave

Stouffville 12

Main St

Demara Rd

Beacock Rd

Pine Rd

F

Pogue Rd

Whitfield Rd

Epsom

Cottage Rd

Rainbow Ridge Rd

7

Scugog Line 6

Houston Rd

Allbright Rd

Sideline 26

Markham Rd

Stouffville Rd

14

Glasgow

47

E

7 Mile Chandler Dr Island Rd

Harper Rd

Scugog Line 9

HWY

Hood Dr

7

Cross Creek Rd

28

16

Clements Rd

Scugog Line 9

Ramsey Rd

Lin 17

Kent St

4

Cricket Hollow Rd

D

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La ier oz Cr

Utica

Lakeridge Rd

Bethesda Rd

Bethesda

Victoria Square

Secord Rd

Scugog Line 12

C

Ranch Rd

Seagrave Cookston Rd

4

Long Rd

Little Britain Rd

Little Britain Rd

Zion Rd

Fenelon Bdry

Dewdrop Rd

Cresswell Rd

Salem Rd

Algonquin Rd

Scugog Line 8

Ward Rd

Ried Rd

Brock Rd

Yonge St

Whitchurch-stouffville

41 49

Ave

Brookdale Rd

40 34

Kawartha Lakes

Royal Oak Rd

8

21

47

Jefferson

owdale

Goodwood Rd

HWY

Sideroad St

29

Uxbridge

Prouse Rd

Sunset Beach Rd

10

St

Medd Rd

Wagg Rd

Hillsdale Dr

R

90

O’Beirn Rd

43Reach

8th Conc Rd

d

47

7th Conc Rd

Vandorf Rd

56 Aurora

Wetheral Sdrd

Jesse Thomson Rd

HWY

7 12

Cragg Rd Canton Rd

8

6th Conc Rd

8

Aurora Rd Lak es

4th Conc Rd

Ballantrae 15

Scugog Line 12

Ball Rd

Roseville Siloam 3nd Concession Rd

Wesley Cors

Saintfield Marsh Hill

B

Taylor Corners

Farmstead Rd

Little Britain Rd

6

Blue Mountain Rd

23

St Johns Rd

Farmstead Rd

Brock-Scugog Townline Rd

1

Uxbridge

e hor

derson Dr

St John’s Rd

7 7th Concession

6

Oakwood

7A

Cambray

GrahamRd

Pinedale

Scugog Line 14

A

Skyline Rd

13

Victoria Corners Rd

9

18

Manilla

2nd Concession

Victoria Corners

Goos

Quaker Rd

9th Concession

6th Concession

Foster Dr

Feasby Rd

2nd Concession Rd

72

14

48 57

Bayview Ave

Wellington St

Woodbine Ave

26

Bow St

Cherry St Faulkner Ave

Bogarttown

11

4th Concession

Marsh Hill Rd

1

St John’s Sideroad

Weirs Rd

Sandford

Peniel Rd

5th Concession

13

Davis Dr

Cedar Valley

Vivian Rd

74

13

21

Cameron 9

Rd

33 The Glen Rd 34

46

10th Concession

Sunderland

Sideroad 17

Mulock Dr

Zephyr Rd

Kennedy Rd

Sandford Rd

11th Concession

Islay

Rd

9

Valley

Black School Rd

2

Leaskdale Rd

Ashworth Rd

York-Durham Line

Newmarket

Vallentyne

6

Grasshill

Woodville

32 12

8th Concession

King St Sideroad 17

Davis Dr

23

Linden

Cannington

Derryville 12

St

31

9th Concession

Sideroad 17A

68

Brock Rd

West Franklin

Udora

Brock

Woodville

King

2

Concession

30

Vrommanton

Shier Rd

19

Bales Dr

82

8th Conc Rd

Herald Rd

St

Lake Ridge Rd

ain M

t

14th

29

Hartley

Lorneville

10

6th Concession Rd

Green Lane

er’s Sideroad

39

69

9th Concess ion

Rd Franklin

38

Weir’s Sideroad

Mount Albert Rd

13

12

Wilfrid

10th Concession

Fowlers Rd

5th Concession Rd

65

Ravenshoe Rd

4th Concession Rd

Farr Ave

13

Rd

Centre St

ng ndi La

51

28 13th Concession

Rd

Q u a r ter

Lorneville

46

Brock-Thorah Townline East

Concession

21

Brewster Rd

Zephyr

Hollingers Rd

Doane Rd

Bridle Path

Cedarbrae

3rd Concession Rd

Sand Rd

77

Hornes Rd

Cedarbrook Dr Rd

Old Shiloh Rd

39

Meyers Rd

Orchard Ct

Queensville Sideroad

Queensville

Smith Blvd

5th Concession Rd

48

48

14th

27

Old Homestead Rd

Foot Dafoe St St

Holborn Rd

Morning Glory Rd

Georgina

Leitch Rd

Cole Rd

26

Dr

g Irvi n

81

Brown Hill

Boag Rd

Maple Hill

8

46 East Gwillimbury Doane Rd 86

45

51

Ravenshoe

79

Frog St

3

2nd Concess ion

77

1 Ho m Sdrd lla nd

Boag Rd

Rd

18

Prout Rd

38

Holborn Rd

ing ter Ca

25

Audubon Way

2nd Concession Rd

Holland Marsh Leslie St

10th Line

32

24

Latimer Rd

Miles Rd Blake Ave

Ravenshoe Rd

Rd

Carley Rd

The Queen sway

West ury

st re nc ve Ra

Virginia

Park Rd

Pollock Rd

Glenwood Ave

Line 12

Cryderma n’s Rd

Morton Ave

COOK’S BAY

Line 13

Morning Sdrd

23

Thorah Beach Port

Point

Concession Rd 3 Thorah

Concession Rd 2 Thorah

Sideroad 17

Mile Lane nt ry Bethel Side Rd

Baldwin Rd

Fennell

Rd

Sutton

BrockThorah Twnl W

Lloyd Sdrd

22 Cou

Old Homestead Rd

River

Rd

Island View

Maple Beach

Duclos Point

P e ff e r l a w

21

Black Hi

Rd 9 ing

Lockie Sd Rd

Church St

Gilford Rd

Ho us eR d

Base Line Rd

8A

Briars 80 Pk

Stoney Batter Rd

20

Jacksons Point

3

Rd

e dge

Park Rd

3

Deer Park Rd

Boyers Sideroad

Rd

Lasher La Valley Vie w Dr

4

DeGrassi Point

19

20th Sideroad

18

Line

h ore

St gh

hill

The Que ensw ay

Harbour St Pine Ave

Killarney Beach Rd

Roches Point

Island Grove

Metro Rd

Willow Beach

Dalton Rd

t tS ar Ew

39

3rd

e Lak 78

H

Belle Aire Beach Rd

Lake

Dr

S

d eR

Mapl

nisfil

23

Nantyr Park

Civic Cen tre Rd

20th Side road

Line

Line

Virginia Blvd

7th

6th

Cate r

Nantyr

John’s Rd

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